QUESTIONNAIRE

1. No of Family Members?
2. How many members are earning:
a) One

b) Two

c) Three

d) Four

e) More than four

3. AGE:
a) 18-30 years

b) 30-40 years

d)

e) 60 years and above.

50-60 years

c) 40-50 years

4. Literacy level:
a) School Dropout

b) High School

d) Graduate

e) Post Graduate & others

5.

c) Higher Secondary

OCCUPATION:
a) Labour

b) Student

d) Businessman

e) Others

c) Service holder

6. ANNUAL INCOME:
a) 50,000-1 lakh
d) 2.5 lakhs -3.5 lakhs

b) 1 lakh-1.5 lakh
e) 3.5 lakhs and above.

7. Do you save?
a)

Yes

b)

8. Where do you keep your savings?

a) Bank
b) Insurance Scheme
c) In Cash at Home
d) PO/NSE/FD

No

c) 1.5 lakhs-2.5 lakhs

9. Do you have bank account?

a) Yes
b)

No

10. Did you face any problem while opening account?

a) Yes
b)
No
11. How far is the Bank branch from your Residence?
a) 0-2 Km
b)
2-5 Km
c) 5-10 Km

d)

More than 10 Km

12. What are the services / products you avail along with your Bank account?
a.) Payment and Remittance.
b.) ATM / Debit card
c.) Mobile Banking
d.) Loan & Advances
e.) Net banking
13. For what purpose you use your account?
a. Depositing & Withdrawing money
b. Interest earning for future requirement
c. Making and receiving Payments
d. To become eligible for other services

THOSE WHO DO NOT HAVE BANK ACCOUNT

14. Reason for not having bank account ?
a) Lack of awareness and guidance
b) Lack of literacy
c) Documentation & Formalities
d) Tried but refused
15. Perception towards Banking?
a. Need.
b. Trust
c. Time & Cost Constraint
d. Only for High net worth Peoples

THOSE WHO HAVE BORROWED FROM BANK

16. What is your purpose for borrowing?

a. Day today expenses
b. Celebration and social obligations
c. To repay older debts
d.

Others

17. What is the source of borrowing?

a. Moneylender
b. NGOs
c. Friends/ Relatives
d.

Banks

18. If borrowed from banks, which of the following reasons led to this choice?
a.

Low rate of interest

b. Was offered/arranged by the banks

c. It is easy
d. Trustworthy lender