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Olga Pereiro
1101 S W 139th Ct.
Miami, Fl 33184
Home (305)613-1612
opereiro@aol.com

Accomplishments:
Motivating people in ways that induce them to pursue target objectives energetically
and, if need be, modifying their duties and job behavior to better fit the requirement of
successful strategy execution. Creating company culture and work climate conducive
to successful strategy implementation.

Employment History:

2008-Present Senior Vice President—Community Bank

Instrumental in setting up Loss Mitigation Department supporting portfolio ,

investors, and foreign national loans, either by modifying existing terms or
placing these individuals on payment plan. Liaison to Loan Servicing Department
when needed.
I

03/05—2008 Senior Vice President –Community Bank

Responsible for overseeing the entire Mortgage, and Commercial Loan Servicing
Division. One report and nine staff members. Special projects include Budgeting,
Re-engineering, Building Cross-Reference teams, and acquired Servicing. Default
Department includes the following functions: Collection— 15 and 30 days notices, 45
and 60 days default letters, 90 days final Notice, per Investor’s guidelines.
Modifications: modifying existing terms due to default. Deed in Lieu versus full
Foreclosure. If Foreclosure is eminent then this process it is outsourced to a FHLMC
approved Foreclosure/Bankruptcy attorney.

7/01-03/05 Fiserv
Senior Conversion Business Analyst, Consultant and Senior Trainer
Analyze new client's work process and all necessary process to insure a satisfactory
conversion to our new computer software. Therefore, providing suggestions on
reengineering, and budgeting to the board of directors. In addition to, managing
multiple complex issues/ projects simultaneously and complete deliverables dealing
with strategy, research, analysis and program implementation. Responsible for
building and maintaining positive business relationships, proactively identifying
financial issues that can assist in meeting goals and for developing technical and
financially feasible solutions. Areas of expertise are: Policies and Procedures, Investor
Reporting, Escrow, Payoff, Insurance, Arms, Payment Processing, Imaging, Records
Retention, Security File, Collections, and Taxes.

6/98-7/01 Century Bank

Vice President-Loan Servicing Manager
Responsible for the following departments: Homeowner Ins, Taxes, Investor
Accounting, Cashiering, Portfolio loans, Origination, Acquisition, Service Release, File
Room, Records Retention, Final Audit, Customer Service, Collection, Escrow, and
Imaging.

Responsible for 4 supervisors and 28 clerical positions.

8/95-6/98 F P L Federal Credit Union

Mortgage Servicer
Responsible for Administration, Originations, Collections, Portfolio Service Release,
Member Services, 20,600 Consumer Loans, and 300 mortgage Loans.
5/94-8/95 Unitower Mortgage Corporation
Vice President
Portfolio - 28,000 loans.
Managed the following departments: Investor Accounting, Cashiering, Portfolio loans,
Origination, Acquisition, Service Release, File Room, Record Retention, Final Audit,
Customer Service, Collection, and Escrow.

Responsible for 3 supervisors and 29 clerical positions, Job emphasis' to assist in

Administration, Marketing Sub-servicing Services, Timely Remittance, Annual Reports,
Personal Contact with Attorneys, Private as GNMA, FNMA, FHLMC. Ensuring
compliance with Government Agencies and Investor's Departmental Statistical
Reports. Development of Policies and Procedures, and new Mortgage programs.

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1985-1994 Suncoast Savings & Loan Association

AVP
Portfolio – 60,000.00 loans.
Supervised 10 clerical positions, cross-trained all employees from American Automated
Service Bureau to Computer Power Inc. Monthly statistical reports, managed daily
workflow in the departments, Loan Modification process and various bank
reconciliations.

1976-1985 Southeast Mortgage Company

Supervisor
Portfolio - 60,000 loans.
Investor Reporting, Pay off, ARM, and Cashiering Dept. Also implemented training
programs, Special projects, Verification of monthly reports to various governmental
agencies and 560 bank Reconciliations.

Education:
1997 Florida International University
BBA, Business Administration, International Business and Minor in Accounting

Computer Skills:
Main Frames – Computer Power Inc. (CPI), American Automated, Lomas, Fitech working
knowledge of FICS, Fiserv, and ITI system.

PC – Lotus 1 2 3, Supercal 4 & 5, Microsoft, Word Perfect, Windows 95 and Quattro Pro,
Excel

Community Service:
Once a month I conduct a class, in Manatee County, for low income buyers using FNMA
handbook.

Presently, I serve on the following boards: Director on the Easter Seal Board, Life Link,
and Mediterranea