Student Loan Payments

Enter Values
Loan Amount $
Interest Rate
Deferred Year
Loan Period in Years
Number of Payments Per Year
Start Date of Loan

Modified Flag
Modified Rate
Modifed Date

120,000
5.00 %
0
15
12
1/1/2017

Additional Loan
Additional Loan Date
Loan Waive
Loan Waive Date

Yellow - Inputs
Orange - Links
Green - Ouput

PmtN
o.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19

Payment Date
2/1/2017 $
3/1/2017
4/1/2017
5/1/2017
6/1/2017
7/1/2017
8/1/2017
9/1/2017
10/1/2017
11/1/2017
12/1/2017
1/1/2018
2/1/2018
3/1/2018
4/1/2018
5/1/2018
6/1/2018
7/1/2018
8/1/2018

Total Estimated Payment

170,811

Beginning Balance Scheduled Payment

120,000.00
119,551.05
119,100.22
118,647.52
118,192.94
117,736.45
117,278.07
116,817.78
116,355.56
115,891.43
115,425.36
114,957.34
114,487.38
114,015.46
113,541.57
113,065.71
112,587.86
112,108.03
111,626.19

$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

Negotiated Rate

Actual Payment

Loan Waive

5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%

$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

PmtN
o.
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58

Payment Date
9/1/2018
10/1/2018
11/1/2018
12/1/2018
1/1/2019
2/1/2019
3/1/2019
4/1/2019
5/1/2019
6/1/2019
7/1/2019
8/1/2019
9/1/2019
10/1/2019
11/1/2019
12/1/2019
1/1/2020
2/1/2020
3/1/2020
4/1/2020
5/1/2020
6/1/2020
7/1/2020
8/1/2020
9/1/2020
10/1/2020
11/1/2020
12/1/2020
1/1/2021
2/1/2021
3/1/2021
4/1/2021
5/1/2021
6/1/2021
7/1/2021
8/1/2021
9/1/2021
10/1/2021
11/1/2021

Beginning Balance Scheduled Payment

111,142.35
$948.95
110,656.49
$948.95
110,168.60
$948.95
109,678.69
$948.95
109,186.73
$948.95
108,692.72
$948.95
108,196.66
$948.95
107,698.52
$948.95
107,198.31
$948.95
106,696.02
$948.95
106,191.64
$948.95
105,685.15
$948.95
105,176.55
$948.95
104,665.83
$948.95
104,152.99
$948.95
103,638.01
$948.95
103,120.88
$948.95
102,601.60
$948.95
102,080.15
$948.95
101,556.53
$948.95
101,030.73
$948.95
100,502.74
$948.95
99,972.55
$948.95
99,440.15
$948.95
98,905.53
$948.95
98,368.69
$948.95
97,829.61
$948.95
97,288.28
$948.95
96,744.69
$948.95
96,198.84
$948.95
95,650.72
$948.95
95,100.31
$948.95
94,547.61
$948.95
93,992.61
$948.95
93,435.29
$948.95
92,875.65
$948.95
92,313.68
$948.95
91,749.37
$948.95
91,182.71
$948.95

Negotiated Rate
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%

Actual Payment
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

Loan Waive
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

PmtN
o.
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97

Payment Date
12/1/2021
1/1/2022
2/1/2022
3/1/2022
4/1/2022
5/1/2022
6/1/2022
7/1/2022
8/1/2022
9/1/2022
10/1/2022
11/1/2022
12/1/2022
1/1/2023
2/1/2023
3/1/2023
4/1/2023
5/1/2023
6/1/2023
7/1/2023
8/1/2023
9/1/2023
10/1/2023
11/1/2023
12/1/2023
1/1/2024
2/1/2024
3/1/2024
4/1/2024
5/1/2024
6/1/2024
7/1/2024
8/1/2024
9/1/2024
10/1/2024
11/1/2024
12/1/2024
1/1/2025
2/1/2025

Beginning Balance Scheduled Payment

90,613.68
$948.95
90,042.29
$948.95
89,468.51
$948.95
88,892.34
$948.95
88,313.77
$948.95
87,732.80
$948.95
87,149.40
$948.95
86,563.57
$948.95
85,975.30
$948.95
85,384.57
$948.95
84,791.39
$948.95
84,195.74
$948.95
83,597.60
$948.95
82,996.97
$948.95
82,393.84
$948.95
81,788.19
$948.95
81,180.03
$948.95
80,569.32
$948.95
79,956.08
$948.95
79,340.28
$948.95
78,721.91
$948.95
78,100.96
$948.95
77,477.43
$948.95
76,851.30
$948.95
76,222.56
$948.95
75,591.20
$948.95
74,957.22
$948.95
74,320.58
$948.95
73,681.30
$948.95
73,039.35
$948.95
72,394.73
$948.95
71,747.43
$948.95
71,097.42
$948.95
70,444.71
$948.95
69,789.27
$948.95
69,131.11
$948.95
68,470.20
$948.95
67,806.55
$948.95
67,140.12
$948.95

Negotiated Rate
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%

Actual Payment
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

Loan Waive
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

PmtN
o.
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136

Payment Date
3/1/2025
4/1/2025
5/1/2025
6/1/2025
7/1/2025
8/1/2025
9/1/2025
10/1/2025
11/1/2025
12/1/2025
1/1/2026
2/1/2026
3/1/2026
4/1/2026
5/1/2026
6/1/2026
7/1/2026
8/1/2026
9/1/2026
10/1/2026
11/1/2026
12/1/2026
1/1/2027
2/1/2027
3/1/2027
4/1/2027
5/1/2027
6/1/2027
7/1/2027
8/1/2027
9/1/2027
10/1/2027
11/1/2027
12/1/2027
1/1/2028
2/1/2028
3/1/2028
4/1/2028
5/1/2028

Beginning Balance Scheduled Payment

66,470.92
$948.95
65,798.93
$948.95
65,124.14
$948.95
64,446.54
$948.95
63,766.11
$948.95
63,082.85
$948.95
62,396.74
$948.95
61,707.78
$948.95
61,015.94
$948.95
60,321.22
$948.95
59,623.61
$948.95
58,923.09
$948.95
58,219.65
$948.95
57,513.28
$948.95
56,803.96
$948.95
56,091.69
$948.95
55,376.46
$948.95
54,658.24
$948.95
53,937.03
$948.95
53,212.82
$948.95
52,485.58
$948.95
51,755.32
$948.95
51,022.02
$948.95
50,285.66
$948.95
49,546.23
$948.95
48,803.72
$948.95
48,058.11
$948.95
47,309.40
$948.95
46,557.57
$948.95
45,802.61
$948.95
45,044.50
$948.95
44,283.24
$948.95
43,518.80
$948.95
42,751.17
$948.95
41,980.35
$948.95
41,206.32
$948.95
40,429.06
$948.95
39,648.56
$948.95
38,864.81
$948.95

Negotiated Rate
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%

Actual Payment
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

Loan Waive
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

PmtN
o.
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152

Payment Date
6/1/2028
7/1/2028
8/1/2028
9/1/2028
10/1/2028
11/1/2028
12/1/2028
1/1/2029
2/1/2029
3/1/2029
4/1/2029
5/1/2029
6/1/2029
7/1/2029
8/1/2029
9/1/2029

Beginning Balance Scheduled Payment

38,077.79
$948.95
37,287.50
$948.95
36,493.91
$948.95
35,697.02
$948.95
34,896.80
$948.95
34,093.25
$948.95
33,286.36
$948.95
32,476.10
$948.95
31,662.46
$948.95
30,845.44
$948.95
30,025.01
$948.95
29,201.16
$948.95
28,373.88
$948.95
27,543.15
$948.95
26,708.96
$948.95
25,871.29
$948.95

Negotiated Rate
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%
5.00%

Actual Payment
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95
$948.95

Loan Waive
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

No
7.00 %
3/2/2020

Scheduled Payment $
Scheduled Number of Payments
Deferred Year
Actual Number of Payments
Total Interest $
Deferred End Period

1/1/2019
1/1/2020

Additional Loan
$0.00 $
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Payoff Amount
Payoff Date

Principal

448.95
451
453
455
456
458
460
462
464
466
468
470
472
474
476
478
480
482
484

Interest

500.00
498
496
494
492
491
489
487
485
483
481
479
477
475
473
471
469
467
465

Ending Balance

119,551.05 $
119,100
118,648
118,193
117,736
117,278
116,818
116,356
115,891
115,425
114,957
114,487
114,015
113,542
113,066
112,588
112,108
111,626
111,142

948.95
180
0
180
50,811
1/31/2017
108,693
1/1/2019

Cumulative
Interest

500.00
998
1,494
1,989
2,481
2,972
3,460
3,947
4,432
4,915
5,396
5,875
6,352
6,827
7,300
7,771
8,240
8,707
9,172

Additional Loan
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Principal

486
488
490
492
494
496
498
500
502
504
506
509
511
513
515
517
519
521
524
526
528
530
532
535
537
539
541
544
546
548
550
553
555
557
560
562
564
567
569

Interest

463
461
459
457
455
453
451
449
447
445
442
440
438
436
434
432
430
428
425
423
421
419
417
414
412
410
408
405
403
401
399
396
394
392
389
387
385
382
380

Ending Balance

110,656
110,169
109,679
109,187
108,693
108,197
107,699
107,198
106,696
106,192
105,685
105,177
104,666
104,153
103,638
103,121
102,602
102,080
101,557
101,031
100,503
99,973
99,440
98,906
98,369
97,830
97,288
96,745
96,199
95,651
95,100
94,548
93,993
93,435
92,876
92,314
91,749
91,183
90,614

Cumulative
Interest

9,636
10,097
10,556
11,013
11,468
11,920
12,371
12,820
13,267
13,711
14,154
14,594
15,032
15,468
15,902
16,334
16,764
17,191
17,617
18,040
18,461
18,880
19,296
19,710
20,123
20,532
20,940
21,345
21,749
22,149
22,548
22,944
23,338
23,730
24,119
24,506
24,891
25,273
25,653

Additional Loan
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Principal

571
574
576
579
581
583
586
588
591
593
596
598
601
603
606
608
611
613
616
618
621
624
626
629
631
634
637
639
642
645
647
650
653
655
658
661
664
666
669

Interest

378
375
373
370
368
366
363
361
358
356
353
351
348
346
343
341
338
336
333
331
328
325
323
320
318
315
312
310
307
304
302
299
296
294
291
288
285
283
280

Ending Balance

90,042
89,469
88,892
88,314
87,733
87,149
86,564
85,975
85,385
84,791
84,196
83,598
82,997
82,394
81,788
81,180
80,569
79,956
79,340
78,722
78,101
77,477
76,851
76,223
75,591
74,957
74,321
73,681
73,039
72,395
71,747
71,097
70,445
69,789
69,131
68,470
67,807
67,140
66,471

Cumulative
Interest

26,030
26,406
26,778
27,149
27,517
27,882
28,245
28,606
28,964
29,320
29,673
30,024
30,373
30,718
31,062
31,403
31,741
32,076
32,410
32,740
33,068
33,394
33,716
34,037
34,354
34,669
34,982
35,291
35,598
35,903
36,204
36,503
36,799
37,093
37,384
37,672
37,957
38,240
38,519

Additional Loan
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Principal

672
675
678
680
683
686
689
692
695
698
701
703
706
709
712
715
718
721
724
727
730
733
736
739
743
746
749
752
755
758
761
764
768
771
774
777
780
784
787

Interest

277
274
271
269
266
263
260
257
254
251
248
246
243
240
237
234
231
228
225
222
219
216
213
210
206
203
200
197
194
191
188
185
181
178
175
172
168
165
162

Ending Balance

65,799
65,124
64,447
63,766
63,083
62,397
61,708
61,016
60,321
59,624
58,923
58,220
57,513
56,804
56,092
55,376
54,658
53,937
53,213
52,486
51,755
51,022
50,286
49,546
48,804
48,058
47,309
46,558
45,803
45,045
44,283
43,519
42,751
41,980
41,206
40,429
39,649
38,865
38,078

Cumulative
Interest

38,796
39,070
39,342
39,610
39,876
40,139
40,399
40,656
40,910
41,162
41,410
41,655
41,898
42,138
42,374
42,608
42,839
43,067
43,291
43,513
43,732
43,947
44,160
44,369
44,576
44,779
44,979
45,177
45,371
45,561
45,749
45,934
46,115
46,293
46,468
46,640
46,808
46,973
47,135

Additional Loan
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Principal

790
794
797
800
804
807
810
814
817
820
824
827
831
834
838
841

Interest

159
155
152
149
145
142
139
135
132
129
125
122
118
115
111
108

Ending Balance

37,287
36,494
35,697
34,897
34,093
33,286
32,476
31,662
30,845
30,025
29,201
28,374
27,543
26,709
25,871
25,030

Cumulative
Interest

47,294
47,449
47,601
47,750
47,896
48,038
48,176
48,312
48,444
48,572
48,697
48,819
48,937
49,052
49,163
49,271

Field Major
Term (Yrs)
Economic Factors
Individual Factors

Computer Science
20

Discount
Tax
Rent
Other Expenses
Total Tuition Cost
Interest Rate (Sageian)
Interest Rate (Investor)

Major Type

Starting Salary
Nominal Raise
Bonus
Stocks
Total Earnings
Tax (30%)
Rent
Other Expenses
Descretionary Income

NPV

Major Type
Year
Starting Salary
Nominal Raise
Bonus
Stocks
Total Earnings
Tax (30%)

3%
30%
35%
20%
$

120,000
4.88%
7.59%

Computer Science
Year
1
66800

66,800
46,760
23,380
13,360
10,020

2.50%
10%

2.50%
10%

75,150
52,605
26,303
15,030
11,273

84,544
59,181
29,590
16,909
12,682

$165,717.49

Computer Science

Input from the Student

1
-40000

2
-40000

3
-40000

(40,000)
(28,000)

(40,000)
(28,000)

(40,000)
(28,000)

Rent
Other Expenses
Descretionary Income
Payment
NPV

(28,000)

(28,000)

(28,000)

$49,531.67

Sageian Calculated Payment

Years

Starting Salary
Nominal Raise
Bonus
1
66800
2
2.50%
3
2.50%
4
2.50%
5
2.50%
6
2.50%
7
2.50%
8
2.50%
9
2.50%
10
2.50%
11
2.50%
12
2.50%
13
2.50%
14
2.50%
15
2.50%

10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%

Investor Calculated Payment

Years

Starting Salary
Nominal Raise
Bonus
1
66800
2
2.50%
3
2.50%
4
2.50%
5
2.50%
6
2.50%
7
2.50%
8
2.50%
9
2.50%
10
2.50%
11
2.50%
12
2.50%
13
2.50%
14
2.50%
15
2.50%

10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

95,112
66,578
33,289
19,022
14,267

4
-40000

(40,000)
(28,000)

107,001
74,900
37,450
21,400
16,050

5
66800

66,800
46,760

120,376
84,263
42,132
24,075
18,056

135,423
94,796
47,398
27,085
20,313

152,351
106,645
53,323
30,470
22,853

171,394
119,976
59,988
34,279
25,709

10%

2.50%
10%

2.50%
10%

2.50%
10%

From the Sageian

Database Salary
mapping
table
2.50%

75,150
52,605

84,544
59,181

95,112
66,578

107,001
74,900

(28,000)

23,380
13,360
10,020

26,303
15,030
11,273

29,590
16,909
12,682

33,289
19,022
14,267

37,450
21,400
16,050

278

313

352

396

446

Stocks

Total EarningsBonus
Payments
$
66,800
$
3,261
$
68,470 $
6,680 $
3,342
$
70,182 $
6,847 $
3,426
$
71,936 $
7,018 $
3,511
$
73,735 $
7,194 $
3,599
$
75,578 $
7,373 $
3,689
$
77,468 $
7,558 $
3,781
$
79,404 $
7,747 $
3,876
$
81,389 $
7,940 $
3,973
$
83,424 $
8,139 $
4,072
$
85,510 $
8,342 $
4,174
$
87,647 $
8,551 $
4,278
$
89,839 $
8,765 $
4,385
$
92,085 $
8,984 $
4,495
$
94,387 $
9,208 $
4,607

Stocks

Total EarningsBonus
Payments
$
66,800
$
5,072
$
68,470 $
6,680 $
5,199
$
70,182 $
6,847 $
5,329
$
71,936 $
7,018 $
5,462
$
73,735 $
7,194 $
5,599
$
75,578 $
7,373 $
5,739
$
77,468 $
7,558 $
5,882
$
79,404 $
7,747 $
6,029
$
81,389 $
7,940 $
6,180
$
83,424 $
8,139 $
6,334
$
85,510 $
8,342 $
6,493
$
87,647 $
8,551 $
6,655
$
89,839 $
8,765 $
6,821
$
92,085 $
8,984 $
6,992
$
94,387 $
9,208 $
7,167

10

11

12

13

14

15

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

192,819
134,973
67,487
38,564
28,923

216,921
151,845
75,922
43,384
32,538

244,036
170,825
85,413
48,807
36,605

274,541
192,178
96,089
54,908
41,181

308,858
216,201
108,100
61,772
46,329

347,466
243,226
121,613
69,493
52,120

10

11

12

13

14

15

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

120,376
84,263

135,423
94,796

152,351
106,645

171,394
119,976

192,819
134,973

216,921
151,845

42,132
24,075
18,056

47,398
27,085
20,313

53,323
30,470
22,853

59,988
34,279
25,709

67,487
38,564
28,923

75,922
43,384
32,538

502

564

635

714

803

904

16

17

18

19

20

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

390,899
273,629
136,815
78,180
58,635

439,761
307,833
153,916
87,952
65,964

494,731
346,312
173,156
98,946
74,210

556,573
389,601
194,800
111,315
83,486

626,144
438,301
219,150
125,229
93,922

16

17

18

19

20

21

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

2.50%
10%

244,036
170,825

274,541
192,178

308,858
216,201

347,466
243,226

390,899
273,629

439,761
307,833

85,413
48,807
36,605

96,089
54,908
41,181

108,100
61,772
46,329

121,613
69,493
52,120

1,017

1,144

1,287

1,448

136,815
78,180
58,635

153,916
87,952
65,964

22

23

24

2.50%
10%

2.50%
10%

2.50%
10%

494,731
346,312

556,573
389,601

626,144
438,301

25

26

27

28

173,156
98,946
74,210

194,800
111,315
83,486

219,150
125,229
93,922

29

30

2/1/2014 2/1/2014
1