Beruflich Dokumente
Kultur Dokumente
by Vertex42.com
Summary
Jan
Total Income
Total Expenses
NET (Income - Expenses)
Adjustment to Savings
Spending Balance
Savings Balance
Feb
0
0
0
Mar
0
0
0
500
500
500
500
Jan
500
500
SAVINGS EXPENSE
To Savings Account
To Emergency Fund
To Retirement (401k, IRA)
To Investments
To College Savings
Other
Total SAVINGS EXPENSE
Jan
% of Total Expenses
HOME EXPENSES
Jan
[42]
May
0
0
0
500
500
Jun
0
0
0
500
500
Jul
0
0
0
500
500
Aug
0
0
0
500
500
Sep
0
0
0
500
500
Oct
0
0
0
500
500
Spending Balance
Feb
Apr
0
0
0
INCOME
Wages & Tips
Interest Income
Dividends
Gifts Received
Refunds/Reimbursements
Other
Transfer From Savings
Total INCOME
500
500
Mar
0
Feb
Apr
0
Mar
Apr
500
500
Dec
0
0
0
500
500
Total
0
0
0
Avg
0
0
0
0
500
500
Jun
0
May
Jul
0
Jun
Aug
0
Jul
Sep
0
Aug
Oct
0
Sep
Nov
0
Oct
Dec
0
Nov
Total
0
Dec
Avg
0
0
0
0
0
0
0
0
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
0
0
0
0
0
0
0
0
Avg
0
0
0
0
0
0
0
Feb
0
0
0
0
Savings Balance
May
Nov
0
0
0
Avg
0
0
0
0
0
0
0
-
Mortgage/Rent
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Home Supplies
Maintenance
Improvements
Other
Total HOME EXPENSES
% of Total Expenses
DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning Services
Dining/Eating Out
Dry Cleaning
Salon/Barber
Discretionary [Name 1]
Discretionary [Name 2]
Other
Total DAILY LIVING
Feb
Jan
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
0
0
0
0
0
0
0
0
0
0
0
-
Avg
0
0
0
0
0
0
0
0
0
Feb
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Avg
0
0
0
0
0
0
0
0
0
0
0
Jan
% of Total Expenses
TRANSPORTATION
Vehicle Payments
Fuel
Bus/Taxi/Train Fare
Repairs
Jan
% of Total Expenses
CHILDREN
Medical
Clothing
School Tuition
School Lunch
School Supplies
Babysitting
Toys/Games
Other
Total CHILDREN
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total
0
0
0
0
0
0
0
0
0
-
Avg
0
0
0
0
0
0
0
0
Registration/License
Other
Total TRANSPORTATION
% of Total Expenses
HEALTH
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Emergency
Other
Total HEALTH
Feb
Jan
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
0
0
0
0
0
0
-
0
0
0
0
0
-
Avg
0
0
0
0
0
Feb
0
0
0
0
0
0
Avg
0
0
0
0
0
Feb
Avg
0
0
0
0
0
0
Feb
0
0
0
Avg
0
0
0
0
0
0
Jan
% of Total Expenses
OBLIGATIONS
Student Loan
Other Loan
Credit Card #1
Credit Card #2
Credit Card #3
Alimony/Child Support
Federal Taxes
Jan
% of Total Expenses
CHARITY/GIFTS
Gifts Given
Charitable Donations
Religious Donations
Other
Total CHARITY/GIFTS
Jan
% of Total Expenses
EDUCATION
Tuition
Books
Music Lessons
Other
Total EDUCATION
Jan
% of Total Expenses
INSURANCE
Auto
Health
Home/Rental
Life
Other
Total INSURANCE
0
0
0
Total
0
0
0
0
0
-
Avg
0
0
0
0
0
0
0
0
0
0
0
0
0
0
State/Local Taxes
Legal Fees
Other
Total OBLIGATIONS
% of Total Expenses
BUSINESS EXPENSE
Deductible Expenses
Non-Deductible Expenses
Other
Other
Total BUSINESS EXPENSE
Feb
Total PETS
SUBSCRIPTIONS
Newspaper
Magazines
Dues
Club Memberships
Other
Total SUBSCRIPTIONS
% of Total Expenses
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
0
0
0
0
0
-
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-
Avg
0
0
0
0
0
Jan
Avg
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Feb
0
0
0
0
Avg
Jan
% of Total Expenses
Mar
0
0
0
0
0
Jan
% of Total Expenses
PETS
Food
Medical
Toys/Supplies
Other
Jan
% of Total Expenses
ENTERTAINMENT
Videos/DVDs
Music
Games
Rentals
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Other
Total ENTERTAINMENT
0
0
0
0
Total
0
0
0
0
0
-
Avg
0
0
0
0
0
0
0
0
0
0
0
0
-
[42]
VACATION
Jan
Travel
Lodging
Food
Rental Car
Entertainment
Other
Total VACATION
% of Total Expenses
MISCELLANEOUS
Bank Fees
Postage
Other
Other
Other
Total MISCELLANEOUS
% of Total Expenses
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
Avg
0
0
0
0
0
0
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
0
0
0
0
0
0
0
-
Avg
0
0
0
0
0
0
0
0
0
0
0
0
-
HELP
http://www.vertex42.com/ExcelTemplates/family-budget-planner.html
2011-2014 Vertex42 LLC. All rights reserved.
Intro
This budget spreadsheet is designed to help you create a budget for an entire year.
Doing this can help you make predictions about your future finances.
Step 1:
Step 2:
IMPORTANT: When inserting new rows, do not insert a new row immediately above
the Total line. Instead, insert a new row above the last sub-category, and copy the
Total and Avg formulas down.
Enter Your Beginning Balance
Add the balances in your spending accounts (cash, checking) to come up with your
beginning spending balance.
Add the balances in your savings accounts and enter that sum as your beginning
savings balance.
If you wish to start with a month other than January, you can edit the column labels as
needed.
Step 3:
Adjustments to Savings
Except for transfers to/from savings, this spreadsheet does not track changes to your
savings accounts such as payments made directly from savings, interest earned, or
gains/losses in investments.
If you want the Savings Balance to reflect these types of changes, then use the
Adjustments to Savings row in the Summary table.
Step 4:
REFERENCES
TIPS
ARTICLE
ARTICLE