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Income

OBLIGATION 1
Cash Price of Condo (CV)
DP
Interest Rate
m=12
t=10years
Condo Maintenance= 45/sqm
Monthly Fee
Annual Fee
Electricity/month=5250
Electricity/ Year
Condo Fees/Month:
Total Condo Fees:

OBLIGATION 2
at year 10
Cash Value
Savings Account
Interest Rate
m=12
Monthly Payment (R)

Savings
Do not want savings to fall bel

Php 100,000

Php 4,850,000
Area=96.4sqm
Php 20% of Selling Price
PHP 970,000.00
9% Compounded Monthly
0.0075000000
0.0075
n=(12)(10)=120

PHP 4,338.00
PHP 52,056.00
PHP 5,250.00
PHP 63,000.00
PHP 9,588.00
PHP 115,056.00

Start setting aside money at year 5


PHP 350,000.00
1.2% Compounded Monthly
0.00100000000000
PHP 5,000.00

PHP 1,000,000.00
PHP 50,000.00

0.001

AMORTIZATION SCHEDULI=OL*i
PR=R-I
OL(n)=OL(n-1)-PR
n
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PR
OL
0
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### PHP 29,100.0000 PHP 20,050.2000
###
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### PHP 28,949.6235 PHP 20,200.5765
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### PHP 28,798.1192 PHP 20,352.0808
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### PHP 28,645.4786 PHP 20,504.7214
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### PHP 28,491.6932 PHP 20,658.5068
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### PHP 28,336.7544 PHP 20,813.4456
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### PHP 28,180.6535 PHP 20,969.5465
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### PHP 28,023.3819 PHP 21,126.8181
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### PHP 27,864.9308 PHP 21,285.2692
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### PHP 27,705.2913 PHP 21,444.9087
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### PHP 27,544.4544 PHP 21,605.7456
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### PHP 27,382.4114 PHP 21,767.7886
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### PHP 27,219.1529 PHP 21,931.0471
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### PHP 27,054.6701 PHP 22,095.5299
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### PHP 26,888.9536 PHP 22,261.2464
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### PHP 26,721.9943 PHP 22,428.2057
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### PHP 26,553.7827 PHP 22,596.4173
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### PHP 26,384.3096 PHP 22,765.8904
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### PHP 26,213.5654 PHP 22,936.6346
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### PHP 26,041.5407 PHP 23,108.6593
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### PHP 25,868.2257 PHP 23,281.9743
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### PHP 25,693.6109 PHP 23,456.5891
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### PHP 25,517.6865 PHP 23,632.5135
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### PHP 25,340.4426 PHP 23,809.7574
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### PHP 25,161.8695 PHP 23,988.3305
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### PHP 24,981.9570 PHP 24,168.2430
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### PHP 24,800.6952 PHP 24,349.5048
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### PHP 24,618.0739 PHP 24,532.1261
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### PHP 24,434.0829 PHP 24,716.1171
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### PHP 24,248.7120 PHP 24,901.4880
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### PHP 24,061.9509 PHP 25,088.2491
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### PHP 23,873.7890 PHP 25,276.4110
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### PHP 23,684.2159 PHP 25,465.9841
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### PHP 23,493.2210 PHP 25,656.9790
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### PHP 23,300.7937 PHP 25,849.4063
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### PHP 23,106.9232 PHP 26,043.2768
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### PHP 22,911.5986 PHP 26,238.6014
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### PHP 22,714.8091 PHP 26,435.3909
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### PHP 22,516.5436 PHP 26,633.6564
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### PHP 22,316.7912 PHP 26,833.4088
###
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### PHP 22,115.5407 PHP 27,034.6593
###
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### PHP 21,912.7807 PHP 27,237.4193
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### PHP 21,708.5001 PHP 27,441.6999
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### PHP 21,502.6873 PHP 27,647.5127
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### PHP 21,295.3310 PHP 27,854.8690
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### PHP 21,086.4195 PHP 28,063.7805
###

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PHP 20,875.9411
PHP 20,663.8842
PHP 20,450.2368
PHP 20,234.9871
PHP 20,018.1230
PHP 19,799.6324
PHP 19,579.5031
PHP 19,357.7229
PHP 19,134.2793
PHP 18,909.1599
PHP 18,682.3521
PHP 18,453.8433
PHP 18,223.6206
PHP 17,991.6712
PHP 17,757.9823
PHP 17,522.5406
PHP 17,285.3332
PHP 17,046.3467
PHP 16,805.5678
PHP 16,562.9831
PHP 16,318.5789
PHP 16,072.3418
PHP 15,824.2578
PHP 15,574.3133
PHP 15,322.4941
PHP 15,068.7863
PHP 14,813.1757
PHP 14,555.6480
PHP 14,296.1889
PHP 14,034.7838
PHP 13,771.4182
PHP 13,506.0773
PHP 13,238.7464
PHP 12,969.4105
PHP 12,698.0546
PHP 12,424.6635
PHP 12,149.2220
PHP 11,871.7146
PHP 11,592.1260
PHP 11,310.4404
PHP 11,026.6422
PHP 10,740.7156
PHP 10,452.6444
PHP 10,162.4128
PHP 9,870.0044
PHP 9,575.4029
PHP 9,278.5919
PHP 8,979.5548
PHP 8,678.2750

PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP

28,274.2589
28,486.3158
28,699.9632
28,915.2129
29,132.0770
29,350.5676
29,570.6969
29,792.4771
30,015.9207
30,241.0401
30,467.8479
30,696.3567
30,926.5794
31,158.5288
31,392.2177
31,627.6594
31,864.8668
32,103.8533
32,344.6322
32,587.2169
32,831.6211
33,077.8582
33,325.9422
33,575.8867
33,827.7059
34,081.4137
34,337.0243
34,594.5520
34,854.0111
35,115.4162
35,378.7818
35,644.1227
35,911.4536
36,180.7895
36,452.1454
36,725.5365
37,000.9780
37,278.4854
37,558.0740
37,839.7596
38,123.5578
38,409.4844
38,697.5556
38,987.7872
39,280.1956
39,574.7971
39,871.6081
40,170.6452
40,471.9250

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PHP 8,374.7356
PHP 8,068.9196
PHP 7,760.8100
PHP 7,450.3896
PHP 7,137.6410
PHP 6,822.5468
PHP 6,505.0894
PHP 6,185.2511
PHP 5,863.0139
PHP 5,538.3600
PHP 5,211.2712
PHP 4,881.7293
PHP 4,549.7158
PHP 4,215.2121
PHP 3,878.1997
PHP 3,538.6597
PHP 3,196.5732
PHP 2,851.9210
PHP 2,504.6839
PHP 2,154.8425
PHP 1,802.3773
PHP 1,447.2686
PHP 1,089.4967
PHP 729.0414
PHP 365.8827

PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP

40,775.4644
41,081.2804
41,389.3900
41,699.8104
42,012.5590
42,327.6532
42,645.1106
42,964.9489
43,287.1861
43,611.8400
43,938.9288
44,268.4707
44,600.4842
44,934.9879
45,272.0003
45,611.5403
45,953.6268
46,298.2790
46,645.5161
46,995.3575
47,347.8227
47,702.9314
48,060.7033
48,421.1586
48,784.3173

###
###
PHP 993,385.2749
PHP 951,685.4644
PHP 909,672.9054
PHP 867,345.2522
PHP 824,700.1416
PHP 781,735.1926
PHP 738,448.0066
PHP 694,836.1666
PHP 650,897.2379
PHP 606,628.7672
PHP 562,028.2829
PHP 517,093.2950
PHP 471,821.2948
PHP 426,209.7545
PHP 380,256.1276
PHP 333,957.8486
PHP 287,312.3324
PHP 240,316.9749
PHP 192,969.1523
PHP 145,266.2209
PHP 97,205.5176
PHP 48,784.3589
PHP 0.0416

SINKING FUND SCHEDULE


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S
PHP 5.6640
PHP 11.3337
PHP 17.0090
PHP 22.6900
PHP 28.3767
PHP 34.0691
PHP 39.7671
PHP 45.4709
PHP 51.1804
PHP 56.8956
PHP 62.6164
PHP 68.3431
PHP 74.0754
PHP 79.8135
PHP 85.5573
PHP 91.3068
PHP 97.0622
PHP 102.8232
PHP 108.5900
PHP 114.3626
PHP 120.1410
PHP 125.9251
PHP 131.7151
PHP 137.5108
PHP 143.3123
PHP 149.1196
PHP 154.9327
PHP 160.7516
PHP 166.5764
PHP 172.4070
PHP 178.2434
PHP 184.0856
PHP 189.9337
PHP 195.7876
PHP 201.6474
PHP 207.5131
PHP 213.3846
PHP 219.2620
PHP 225.1452
PHP 231.0344
PHP 236.9294
PHP 242.8303
PHP 248.7372
PHP 254.6499
PHP 260.5685
PHP 266.4931

PHP 5,663.9990
PHP 11,333.6620
PHP 17,008.9947
PHP 22,690.0027
PHP 28,376.6917
PHP 34,069.0673
PHP 39,767.1354
PHP 45,470.9016
PHP 51,180.3715
PHP 56,895.5508
PHP 62,616.4454
PHP 68,343.0608
PHP 74,075.4029
PHP 79,813.4773
PHP 85,557.2898
PHP 91,306.8461
PHP 97,062.1519
PHP 102,823.2131
PHP 108,590.0353
PHP 114,362.6243
PHP 120,140.9859
PHP 125,925.1259
PHP 131,715.0500
PHP 137,510.7641
PHP 143,312.2738
PHP 149,119.5851
PHP 154,932.7037
PHP 160,751.6354
PHP 166,576.3860
PHP 172,406.9614
PHP 178,243.3674
PHP 184,085.6098
PHP 189,933.6944
PHP 195,787.6271
PHP 201,647.4137
PHP 207,513.0601
PHP 213,384.5722
PHP 219,261.9557
PHP 225,145.2167
PHP 231,034.3609
PHP 236,929.3943
PHP 242,830.3227
PHP 248,737.1520
PHP 254,649.8881
PHP 260,568.5370
PHP 266,493.1046
PHP 272,423.5967

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PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP

272.4236
278.3600
284.3024
290.2507
296.2049
302.1651
308.1313
314.1034
320.0815
326.0656
332.0557
338.0517
344.0538

PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP
PHP

278,360.0193
284,302.3783
290,250.6797
296,204.9293
302,165.1333
308,131.2974
314,103.4277
320,081.5301
326,065.6107
332,055.6753
338,051.7299
344,053.7807
350,061.8335