Since Nationalization of Banks in 1969, Ive audited almost all the Nationalized Banks in India including SBI; SBI has a very system form of maintaining books of accounts. 2) Why is Bank Audit necessary? Bank is having public deposits in form of Deposit and the give loans & advances to corporate sectors and others. Audit is required to Control Malpractice, fraud, NPA accounts, etc 3) How you conduct Bank Audit? We go as per Banking Regulation Act, 1949, RBI guidelines, circulars issued by RBI from time to time and various formats of Bank Audit. 4) How you involve people in Bank Audit? Generally, Bank Audit is conducted by inducting Chartered Accountant and other staff of Chartered Accountant firm who have sufficient qualification and experience in this field. 5) Tell me a suggestion you have made that was implemented in Bank Audit field? We suggest various rectifications through Memorandum Of Changes and Banks then rectify the changes prescribed accordingly. 6) What challenges are you looking for in this position? Nowadays, in Bank Audit field lot of Technological systems have been introduced, we have to update our Audit procedures in order to be in competition and cope up with ever changing technological environment. 7) What do you do after Bank Audit? Audited accounts are adopted by the Board in Annual General meeting conducted after such Audit.