SAMPLE TEST PAPER

HBL Promotion Test

This test is of 120 minutes.

The paper is divided into three sections.
There will be 90 questions of 1 mark each
The paper has the following sections:
Analytical Skills
Marks 30

1. 31x15 x= 6,510
A. 14
B. 15
C. 16
D. 17
2. Naeem deposits Rs 800 in a bank that pays 7% interest every year. How much money
will she have at the end of the year?
A. Rs 800
B. Rs 856
C. Rs 863.49
D. Rs 807
English
Marks 30
Read the following passage and answer the questions that follows:In the long run a government will always encroach upon freedom to the extent to which it has
the power to do so; this is almost a natural law of politics, since, whatever the intentions of the
men who exercise political power, the sheer momentum of government leads to a constant
pressure upon the liberties of the citizen. But in many countries society has responded by
throwing up its own defenses in the shape of social classes or organized corporations which,
enjoying economic power and popular support, have been able to set limits to the scope of
action of the executive. Such, for example, in England was the origin of all our liberties --- won
from government by the stand first of the feudal nobility,then of churches and political parties,
and latterly of trade unions, commercial organizations, and the societies for promoting various
causes. Even in European lands which were arbitrarily ruled, the powers of the monarchy,
though absolute in theory, were in their exercise checked in a similar fashion. Indeed the fascist
dictatorship of today are the first truly tyrannical governments which western Europe has
known for centuries and they have social organization which were in any way rival to the state

1. The main idea of this paragraph is best expressed by which of the following?
A. The idea of liberal government
B. Functions of trade union
C. Ruthless ways of dictators
D. Safeguards of individual liberty
2. The writer maintains that there is a natural tendency for government to
A. Become more democratic
B. Become fascist
C. Suppress trade unions and social societies
D. Assume more power
3. According to the passage, monarchy was first checked in England by the
A. Trade unions
B. Church
C. People
D. Nobles
General Banking Knowledge
Marks 30
1. . Is the bank regulation that financial institutions must perform to identify
their clients and ascertain relevant information pertinent to doing financial business
with them.
A. AML
B. KYC
C. SAP
D. BASE II
2. What is KIBOR?
A. Karachi interest Bank Official Rate
B. Karachi inter Bank Official Rate
C. Karobar, Industry and Bank Official Rate
D. Karachi Industrial and Banking Operations and Regulations

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The Institute Of Bankers Pakistan

IBP- the knowledge institute