GK Capsule

10.
5
GK CHARGER
EXCLUSIVELY PREPARED BY RACE RESULT ENFORCEMENT DEPARTMENT (RED)
www.raceinstitute.in Contact No: 9043303030 / 7601808080
RACE REAL INTENSIVE PROGRAM 10.5

BANK COACHING INSTITUTE, T NAGAR, CHENNAI 600017
COUNTRIES AND THEIR CURRENCIES & CAPITALS
RUPEE:
India
Mauritius
Nepal
Pakistan
Seychelles
Sri Lanka
New Delhi
Port Louis
Kathmandu
Islamabad
Victoria
Colombo
AUSTRALIA DOLLAR:
Australia
Christmas Island
Cocos (Keeling) Islands
Nauru
Norfolk Island
Tuvalu
US DOLLAR:
American Samoa
British Virgin Islands
Ecuador
Guam
Marshall Islands
Micronesia
Northern Marianas
Palau
Puerto Rico
Timor-Leste
Turks and Caicos
Islands
United States
US Virgin Islands
El Salvador
FRANC:
Burundi
Runion
Comoros
Republic of the
Congo
Djibouti
Guinea
Madagascar
Rwanda
Liechtenstein
Switzerland
Indian rupee
Mauritian rupee
Nepalese rupee
Pakistani rupee
Seychellois rupee
Sri Lankan rupee
KRONE:
Denmark
Faroe Islands
Greenland
Norway
Svalbard and Jan
Mayen
Sweden
Canberra
Flying Fish Cove
West island
Yaren
Kingston
Funafuti
Pago Pago
Road Town
Quito
Hagta
Majuro
Palikir
Garapan
Koror
San Juan
Dili
Cockburn Town
Washington DC
Charlotte Amalie
San Salvador
Bujumbura
Saint-Denis
Moroni
Kinshasa
Burundian franc
Reunion franc
Comorian franc
Congolese franc
Djibouti city
Conakry
Antananarivo
Kigali
Vaduz
Bern
Djiboutian franc
Guinean franc
Malagasy ariary
Rwandan franc
Swiss franc
Swiss franc
PESO:
Argentina
Chile
Colombia
Cuba
Dominican
Republic
Mexico
Philippines
Uruguay
Copenhagen
Torshavn
Nuuk
Oslo
Longyearbyen
Stockholm
Danish krone (pl.

kroner)
Norwegian krone
(pl. kroner)
Swedish krona
(pl. kronor)
Buenos Aires
Santiago
Santa Fe de
Bogot
Havana
Santo Domingo
Argentine peso
Chilean peso
Colombian peso
Mexico City
Manila
Montevideo
Mexican peso
Philippine peso
Uruguayan peso
Cuban peso
Dominican peso
EASTERN CARIBBEAN DOLLAR:

Anguilla
The Valley
Antigua and Barbuda
St John's
Dominica
Roseau
Grenada
St George's
Montserrat
Plymouth
Saint Kitts and Nevis
Basseterre
Saint Lucia
Castries
Saint Vincent and the
Kingstown
Grenadines
CENTRAL AFRICAN CFA FRANC:
Cameroon
Yaound
Central African Republic
Bangui
Chad
N'Djamena
Congo
Brazzaville
Ivory coast
Yamoussoukro
Equatorial Guinea
Malabo
Gabon
Libreville
WESTERN AFRICAN CFA FRANC:
Benin
Porto Novo
Burkina Faso
Ouagadougou
Guinea-Bissau
Bissau
Mali
Bamako
Niger
Niamey
Senegal
Dakar
Togo
Lom
Exclusively prepared by RACE RED TEAM

Page | 2
For daily current affairs: www.raceinstitute.in
www.facebook.com/RACE.RapidAcademy

EURO:
Andorra
Austria
Netherlands
Belgium
Finland
France
French Guiana
Germany
Greece
Guadeloupe
Ireland
Italy
Luxembourg
Martinique
Mayotte
Monaco
Portugal
Saint Pierre and Miquelon
San Marino
Spain
The Hoy See (Vatican
City State)
DINAR:
Algeria
Bahrain
Iraq
Jordan
Kuwait
Libya
Serbia and
Montenegro
Sudan
Tunisia
Serbia
Andorra la Vella
Vienna
Amsterdam
Brussels
Helsinki
Paris
Cayenne
Berlin
Athens
Basse Terre
Dublin
Rome
Luxembourg city
Fort-de-France
Mamoudzou
Monaco
Lisbon
Saint-Pierre
San Marino
Madrid
Vatican City
Algiers
Manama
Baghdad
Amman
Kuwait City
Tripoli
Belgrade
Algerian dinar
Bahraini dinar
Iraqi dinar
Jordanian dinar
Kuwaiti dinar
Libyan dinar
dinar (1); euro (2)
Khartoum
Tunis
Belgrade
Sudanese dinar
Tunisian dinar
dinar
OTHERS:
Afghanistan
Albania
Angola
Armenia
Aruba
Azerbaijan
Bangladesh
Belarus
Bhutan
Bolivia
Bosnia and
Herzegovina
Kabul
Tirana
Luanda
Yerevan
Oranjestad
Baku
Dhaka
Minsk
Thimphu
Sucre16
Sarajevo
Afghan afghani
Albanian lek
Kwanza
dram
Aruban florin
Azerbaijani manat
taka
Belarusian ruble
ngultrum
boliviano
Bosnian convertible
mark
Botswana
Brazil
Gaborone
Brasilia
Bulgaria
Cambodia
Cape Verde
China
Costa Rica
Sofia
Phnom Penh
Praia
Beijing
San Jos
Croatia
Cyprus
Czech Republic
Zagreb
Nicosia
Prague
Egypt
Eritrea
Estonia
Cairo
Asmara
Tallinn
Ethiopia
Falkland Islands
Addis Ababa
Stanley
Former Yugoslav
Republic of
Macedonia
Georgia
Ghana
Gibraltar
Guatemala
Skopje
Haiti
Honduras
Hungary
Iceland
Port-au-Prince
Tegucigalpa
Budapest
Reykjavik
Indonesia
Iran
Israel
Japan
Kazakhstan
Kenya
Kiribati
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Jakarta
Tehran
Tel Aviv
Tokyo
Astana
Nairobi
Tarawa
Bishkek
Vientiane
Riga
Beirut
Maseru
Tbilisi
Accra
Gibraltar
Guatemala City
pula
Brazilian real (pl.
reais)
lev (pl. leva)
riel
Cape Verde escudo
renminbi-yuan
Costa Rican coln
(pl. colones)
kuna
Cyprus pound
Czech koruna (pl.
koruny)
Egyptian pound
nakfa
Estonian kroon (pl.
krooni)
Ethiopian birr
Falkland Islands
pound
denar
lari
cedi
Gibraltar pound
Guatemalan
quetzal (pl.
quetzales)
gourde
lempira
forint
Icelandic krna (pl.
krnur)
Indonesian rupiah
Iranian rial
new shekel
yen
tenge
Kenyan shilling
Kiribati dollar
som
kip
lats (pl. lati)
Lebanese pound
loti (pl. maloti)

Page | 3

Lithuania
Macau
Malawi
Malaysia
Maldives
Malta
Mauritania
Vilnius
Macau
Lilongwe
Kuala Lumpur
Mal
Valletta
Nouakchott
Moldova
Chisinau
Mongolia
Morocco
Mozambique
Ulan Bator
Rabat
Maputo
Myanmar51
Netherlands
Antilles
Nicaragua
Nigeria
North Korea
Oman
Panama
Papua New Guinea
Paraguay
Yangon52
Willemstad
Peru
Poland
Qatar
Romania
Lima
Warsaw
Doha
Bucharest
Russia
Saint Helena
Samoa
So Tom and
Prncipe
Moscow
Jamestown
Apia
So Tom
Managua
Abuja
Pyongyang
Muscat
Panama City
Port Moresby
Asuncin
litas (pl. litai)

pataca
Malawian kwacha
Malaysian ringgit
rufiyaa
Maltese lira
Mauritanian
ouguiya
Moldovan leu (pl.
lei)
tugrik
Moroccan dirham
metical (pl.
meticais)
kyat
Netherlands
Antillean guilder
crdoba
naira
North Korean won
Omani rial
balboa
kina
guaran (pl.
guaranes)
new sol
zloty
Qatari riyal
Romanian leu (pl.
lei)
rouble
Saint Helena pound
tala
dobra
Saudi Arabia
Sierra Leone
Slovakia
Riyadh
Freetown
Bratislava
Slovenia
Somalia
South Africa
South Korea
Sudan
Suriname
Swaziland
Ljubljana
Mogadishu
Pretoria
Seoul
Khartoum
Paramaribo
Mbabane
Sweden
Stockholm
Syria
Tajikistan
Tanzania
Thailand
The Gambia
Tonga
Turkey
Turkmenistan
Uganda
Ukraine
United Arab
Emirates
United Kingdom
Uzbekistan
Vanuatu
Venezuela
Vietnam
Western Sahara85
Yemen
Zambia
Damascus
Dushanbe
Dodoma78
Bangkok
Banjul
Nuku'alofa
Ankara
Ashgabat
Kampala
Kiev
Abu Dhabi
Saudi riyal
leone
Slovak koruna (pl.
koruny)
tolar
Somali shilling
rand
South Korean won
Sudanese pound
Suriname guilder
lilangeni (pl.
emalangeni)
Swedish krona (pl.
kronor)
Syrian pound
somoni
Tanzanian shilling
baht
dalasi
pa'anga
Turkish lira
Turkmen manat
Ugandan shilling
hryvnia
UAE dirham
London
Tashkent
Port Vila
Caracas
Hanoi
Al aaiun
San'a
Lusaka
pound sterling
sum
vatu
bolvar
dong
Moroccan dirham
Yemeni rial
Zambian kwacha
STATE CAPITALS, CM AND GOVERNOR

STATE
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Delhi
Goa
CAPITAL
Hyderabad
Itanagar
Dispur
Patna
Raipur
Delhi
Panaji
CHIEF MINISTER
N. Chandrababu Naidu
Nabam Tuki
Tarun Gogoi
Nitish Kumar
Raman Singh
Arvind Kejriwal
Laxmikant Parsekar
GOVERNOR
E. S. L. Narasimhan
Jyoti Prasad Rajkhowa
Padmanabha Acharya
Ram Nath Kovind
Balram Das Tandon
Najeeb Jung
Mridula Sinha

Page | 4

Gujarat
Gandhinagar
Haryana
Chandigarh
Himachal Pradesh
Shimla
Jammu and Kashmir Srinagar (Summer)
Jammu (Winter)
Jharkhand
Ranchi
Karnataka
Bangalore
Kerala
Thiruvananthapuram
Madhya Pradesh
Bhopal
Maharashtra
Mumbai
Manipur
Imphal
Meghalaya
Shillong
Mizoram
Aizawl
Nagaland
Kohima
Odisha
Bhuvaneshwar
Pondicherry
Pondicherry
Punjab
Chandigarh
Rajasthan
Jaipur
Sikkim
Gangtok
Tamil Nadu
Chennai
Telangana
Hyderabad
Tripura
Agartala
Uttar Pradesh
Lucknow
Uttarakhand
Dehradun
West Bengal
Kolkata
Anandiben Patel
Manohar Lal Khattar
Virbhadra Singh
Mufti Mohammad Sayeed
Om Prakash Kohli
Kaptan Singh Solanki
Acharya Dev Vrat
Narinder Nath Vohra
Raghuvar Das
Siddaramaiah
Oommen Chandy
Shivraj Singh Chouhan
Devendra Fadnavis
Okram Ibobi Singh
Mukul Sangma
Lal Thanhawla
T. R. Zeliang
Naveen Patnaik
N. Rangaswamy
Parkash Singh Badal
Vasundhara Raje
Pawan Kumar Chamling
Jayalalithaa
K. Chandrashekar Rao
Manik Sarkar
Akhilesh Yadav
Harish Rawat
Mamata Banerjee
Draupadi Murmu
Vajubhai Vala
P. Sathasivam
Ram Naresh Yadav
C. Vidyasagar Rao
V. Shanmuganthan
V. Shanmuganthan
Nirbhay Sharma
Padmanabha Acharya
S. C. Jamir
A. K. Singh
Kalyan Singh
Shriniwas Dadasaheb Patil
K. Rosaiah
E. S. L. Narasimhan
Tathagata Roy
Ram Naik
Krishan Kant Paul
Keshari Nath Tripathi
UNION TERRITORIES AND THEIR CAPITALS & ADMINISTRATOR

OFFICE AND UNION TERRITORY
CAPITAL CITY GOVERNOR/

ADMINISTRATOR
Lieutenant Governor of Andaman and Nicobar Port Blair

Islands
A. K. Singh
Administrator of Chandigarh
Administrator of Dadra and Nagar Haveli
Administrator of Daman and Diu
Lieutenant Governor of Delhi
Administrator of Lakshadweep
Lieutenant Governor of Puducherry

Ashish Kundra
Ashish Kundra
Najeeb Jung
H. Rajesh Prasad
A. K. Singh
Chandigarh
Silvassa
Daman
Delhi
Kavaratti
Pondicherry

Page | 5

CABINET MINISTERS
MINISTER
1.Shri Narendra Modi
CONSTITUENCY
Varanasi (UP)
2.
3.
Lucknow (UP)
Gujarat (Rajya Sabha)
4.
5.
M
6.
DEPARTMENT
Prime Minister
Department of Personnel and Training, Public
Grievances and Pensions, Space and Atomic
energy
Shri Rajnath Singh Home Affairs
Shri Arun Jaitley
Finance, Corporate affairs, information and
broadcasting
Shri Sushma Swaraj External Affairs
Shri Venkaih Naidu Urban Development, Housing and Urban
Poverty alleviation
Nitin Gadkari
Transport and shipping
Vidisha (MP)
Karnataka (Rajya Sabha)
Nagpur (Maharasthra)
7. Suresh Prabhu
Railways
Haryana (Rajya Sabha)
8. Manohar Parrikar
Defence
Uttar Pradesh (Rajya Sabha)
9. D V Sadananda
Gowda
10. Uma Bharti
11. Najma Heptuallah
Law and Justice

Water recources, ganga rejunevation
Minority Affairs
Bangalore North
(Karnataka)
Jhansi (UP)
MP (Rajya Sabha)
12. Kalraj Mishra
Micro, small and medium enterprises
Deoria (UP)
13. Ramvilas Paswan

14. Maneka Gandhi
Consumer affairs, food and public distribution Hajipur (Bihar)

Women and Child Development
Pilbhit (UP)
15. Ananth Kumar

16. Ravi Shankar
Prasad
17. J P Nadda
Chemicals and fertilizers

Communications and IT
Bangalore South (Karnataka)

Bihar (Rajya Sabha)
Health and Family Welfare
18. Ashok Gajapathi

Raju
19. Anant Geete
Civil Aviation
Himachal Pradesh (Rajya

Sabha)
Vizianagaram (AP)
Heavy industries
Raigad (Maharasthra)
20. Harsimrat Kaur

Badal
21. Narendra Singh
Tomar
22. Smriti Irani
Food Processing
Bhatinda (Punjab)
Mines and Steel
Gwalior (MP)
HRD
Gujarat
23. Chaudhury
Birender Singh
24. Jual Oram
Rural Development, Panchayati Raj, Drinking

water and sanitation
Tribal affairs
Resingned from Rajya Sabha

in 2014
Sundargarh (Odisha)
25. Radha Mohan

Singh
26. Thwar Chand
Gehlot
27. Harsh Vardhan
Agriculture
Purvi Champaran (Bihar)
Social Justice and Empowerment
MP (Rajya Sabha)
Science and Technology, Earth Sciences
Chandni Chowk (Delhi)

Page | 6

INDEPENDENT CHARGE
NAME OF THE MINISTER
DEPARTMENT
CONSTITUENCY
1. Santosh Gangwar
Textiles
Barielly (Uttar Pradesh)
2. Bandaru Dattatreya
Labour and Employment
Secunderabad (Telangana)
3.
4.
5.
6.
7.
Skill development and Entrepreneurship

AYUSH
Petroleum and natural gas
Sports and youth affairs
Environment and forests
Saran (Bihar)
North Goa
Bihar (Rajya Sabha)
Lakhimpur (Assam)
MP (Rajya Sabha)
8. Piyush Goyal
9. Jitendra Singh
10. Nirmala Sitharaman
Power, coal, renewable energy

North east development
Commerce and industry
11. Mahesh Sharma
Culture and tourism
Maharasthra (Rajya Sabha)

Udhampur (J & K)
Andhra Pradesh (Rajya
Sabha)
Gautam buddha Nagar
Rajiv Pratap Rudy

Shripad Naik
Dharmendra Pradhan
Sarbanada Sonwal
Prakash Javadekar
BANK AND THEIR HEADQUATERS, TAGLINES

PUBLIC SECTOR BANKS
Bank Name
Headquarters
Tagline
Allahabad Bank
Kolkata
A Tradition of Trust.
Andhra Bank
Hyderabad
Where India Banks.
Bank of Baroda
Vadodara
Indias International Bank.
Bank of India
Mumbai
Relationship beyond banking.
Bhartiya Mahila Bank
New Delhi
Empowering Women.
Bank of Maharashtra
Pune
One family one bank.
Canara Bank
Bangalore
Together We Can.
Central Bank of India
Mumbai
Central To you Since 1911.
Corporation Bank
Mangalore
A Premier Public Sector Bank.
Dena Bank
Mumbai
Trusted Family Bank.
ECGC Bank
Mumbai
You focus on exports. We cover the risks.
IDBI Bank
Mumbai
Banking For All, Aao Sochein Bada.
Indian Bank
Chennai
Your Tech- Friendly Bank.
Indian Overseas Bank
Chennai
Good people to grow with.
Karnataka Bank
Mangalore
Your Family Bank, Across India.
Punjab National Bank
New Delhi
The name you can bank upon.
Punjab & Sind Bank
New Delhi
Where service is a way of life.
Oriental Bank of Commerce
New Delhi
Where every individual is committed.
With you all the way, Pure Banking Nothing Else, The
SBI
Mumbai
Nations banks on us.
State Bank of Bikaner and
Jaipur
The Bank with a vision.
Jaipur
State Bank of Hyderabad
Hyderabad
You can always bank on us.
State Bank of Mysore
Bangalore
Working for a better tomorrow.
State Bank of Patiala
Patiala
Blending Modernity with Tradition.
State Bank of Travancore
Thiruvananthapura A long Tradition of Trust.

Page | 7

Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
Bank Name
Axis Bank
Bank of America
BNP Paribas
CITI Bank
Dhanlaxmi Bank
Deutsche Bank
HDFC Bank
HSBC
ICICI Bank
J & K Bank
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
South Indian Bank
Standard Chartered Bank
Yes Bank
m
Manipal
Your Faithful And Friendly Financial Partner.
(Karnataka)
Kolkata
Honours Your Trust.
Mumbai
Good People to Bank with.
Kolkata
The Bank that begins with U.
Bangalore
A friend you can bank on.
PRIVATE SECTOR BANKS
Headquarters
Tagline
Mumbai
Badhti Ka naam Zindagi.
Charlotte, USA
Higher Standards.
Paris
The Bank for the changing world.
New York, USA
The City never sleeps.
Thrissur, Kerala
Tann. Mann. Dhan
Frankfurt,
A Passion to perform.
Germany
Mumbai
We understand your world.
London
The worlds local bank.
Mumbai
Hum Hai Na, Khyal Apka.
Srinagar, J&K
Serving to Empower.
Karur, Tamil Nadu Smart Way to Bank.
Mumbai
Lets Make Money Simple.
Karur, Tamil Nadu The changing face of prosperity.
Thrissur, Kerala
Experience next generation banking.
London
Your Right Partner.
Mumbai
Experience our Expertise.
IMPORTANT DAYS
IMPORTANT DAYS
JAN
Jan 1
Jan
Jan
Jan
Jan
Jan
8
9
10
11
12
Jan 15
Jan 23
Jan 24
Jan 25
Jan 26
Army Medical Corps Establishment

Day/Global family day
African National Congress Foundation Day
Pravasi Bharatiya Divas/NRI Day
World Laughter Day
Death anniversary of Lal Bahadur Shastri
National youth Day (Birth Day of Swami
Vivekanand)
Army Day
Netaji Subhash Chandra Bose's birth
anniversary
National Girl Child Day of india
India Tourism Day, Indian Voter Day
International Customs Duty Day, Republic
Day
Jan 28 Birth anniversary of Lala Lajpat Rai/Data
Protection day
Jan 30 (Martyr's day) Mahatma Gandhi's
Martyrdom Day; World Leprosy Eradication
Day
FEB
2nd Sun World marriage day
Feb 2 World Wetlands Day
Feb 4 National Day of Srilanka, World Cancer day,
Facebook day
Feb 5 Kashmir Day (Organized by Pakistan)
Feb 6 International day against Female genital
muilation
Feb 10 National Deworming day
Feb 11 World day of the sick

Page | 8

Feb 12 Darwin day
Feb 13 Sarojini Naidu's Birth Anniversary, National
Womens day,World radio day
Feb 14 St. Valentine's Day
Feb 20 World day of social justice
Feb 21 International Mother language day
Feb 22 World scout day,World thinking day
Feb 23 World peace and understanding day
Feb 24 Central Excise Day
Feb 28 National Science Day
MARCH
2nd Mon Commonwealth day
2nd Thur World kidney day
3rd Fri World sleep day
Mar 3 National Defence Day
Mar 4 National Security Day, National Safety Day,
World day of the fight against sexual
exploitation
Mar 8 International Women's Day
Mar 12 Mauritius Day; Central Industrial Security
Force Day
Mar 13 World Rotaract day
Mar 14 World pie day
Mar 15 World Consumer Rights Day, World disabled
day, World contact day
Mar 16 National Vaccination Day
Mar 18 National ordinance factories day
Mar 20 International day of happiness, World
sparrow day
Mar 21 World Forestry Day, World Poetry Day,
World puppetry Day
Mar 22 World Day of Water
Mar 23 World Meteorological Day
Mar 24 World TB Day, International day for
achievers
Mar 26 Bangaladesh Liberation Day, World purple
day
Mar 27 World drama day or World Theater Day
APRIL
April 1 Orissa Day
April2 World Austism awareness day
April 5 National Maritime Day
April 7 World Health Day, Special protection Group
foundation day
April 8 World Romani Day
April
April
April
April
April
April
12
13
14
17
18
21
April 22
April 23
April
April
April
April
24
25
26
28
World Aviation & cosmonauts Day

Jallian Wallah Bagh Massacre Day (1919)
B.R. Ambedkar Remembrance Day
World Haemophilia Day
World Heritage Day
National civil services Day, National
Secrataries Day
World Earth Day
World Books Day, World English Language
Day
Panchayat Diwas
World Malaria Day
World Intellectual Property Day
International Workers Memorial Day, World
day for safety and Health at Work
World Dance Day
International Jazz Day
April 29
April 30
MAY
May 1 International Labour Day, Maharashtra Day
May 3 Press Freedom Day, World Asthma Day,
International Energy Day
May 4 Coal miners Day, International Fire fighters
Day
May 5 World Athletics Day
May 8 World Red Cross Day
May 9 World Thalassemia Day
2nd Sun World Mother Day
May 11 National Technology Day
May 12 International Nurses Day
May 13 International Criminal Court Day
May 17 World AIDS vaccination Day, World
Hypertension Day
May 20 World Meterology Day
May 21 National Antiterrorism Day
May 22 International Day for Biological Diversity
May 24 Common Wealth Day
May 29 International Day of PeaceKeepers
May 31 World Anti-Tobacco Day
JUNE
June 1 Global Day of Parents
June 5 World Environment Day
June 8 World brain tumor Day, World Oceans Day
June 12 World Day against child Labour
June 14 World Blood Donor Day
3rd Sun World Fathers Day

Page | 9

June 20 World Refugee Day
June 21 International Yoga Day, World Music Day
June 23 International Olympic Day, UN Public
Service Day
June 26 International Day Against Drug Abuse and
Illicit Trafficking
June 29 Statistics Day
JULY
July 1 Doctor's Day, State bank foundation day,
Joke day
July 2 World UFO day
July 4 American Independence Day
July 6 World zooneses day
July 7 World chocolate day
July 11 World Population Day
July 12 International Malala day
July 18 International Mandela Day
July 26 Kargil Victory Day
July 28 World Hepatitis Day, World natural
conservation day
July 29 International tiger day
AUG
First
International friendship day
Sunday
Aug 6 Hiroshima Day
Aug 7 National Handloom day
Aug 9 Quit India Movement Day/Nagasaki Day
Aug 12 International youth Day
Aug 14 Pakistan's Independence Day
Aug 15 India's Independence Day
Aug 19 World Photography Day, World
Humanitarian Day,
Aug 20 Sadbhavana Diwas, indian akshay Urja
diwas, World mosquito day
Aug 21 National senior citizen day
Aug 29 National Sports Day of India (Dhyanchand's
Birth Day)
Aug 30 Small Industry Day
SEP
Sept 2 World coconut day
Sept 5 Teacher's Day (Dr. Radhakrishnan's Birth
Day)
Sept 7 World Forgiveness Day
Sept 8 International Literacy Day
Sept 14 Hindi day, World First Aid Day
Sept 15 International day of democracy,

International engineers day
Sept 16 World Ozone Day
Sept 21 International Day of Peace, World
Alzheimer's day
Sept 22 World cancer free day
Sept 23 International day of the deaf
Sept 25 Social Justice Day
Sept 27 World Tourism Day
Sept 28 World rabies day
Sept 29 World heart day
OCT
1st mon World Habitat Day
Oct 1
International Day for the Elderly(UN), World
vegetarian day
Oct 2
Gandhi Jayanti, International Day of NonViolence, Birth of lal-Bahudur shastri
Oct 3
World Nature Day,
Oct 4
World Animal Day
Oct 5
World Teacher's Day
Oct 6
World Wildlife Day, World Food Security Day
Oct 8
Indian Airforce day
Oct 9
World Postal Day
Oct 10 World Mental Health day;National Post Day
Oct 11 International Girl Child Day
2nd Thur World Sight day
Oct 12 World arthritis day
Oct 13 World Calamty Control Day(UN),
Internatinal day for nature disaster
reduction
Oct 14 World Standard Day
Oct 15 World White cane day(guiding the blind),
Global hand washing day
Oct 16 World Food Day
Oct 17 International poverty day for its eradication
Oct 20 National Solidarity Day (China attacked
India on that day),
World statistics day
Oct 24 United Nations Day, World polio day
Oct 30 World Thrift Day
Oct 31 Rastriya Ekta Diwas (Sardar Patel), National
Integration Day (In memory of Indira
Gandhi), World savings day
NOV
Nov 1 World vegan day

Page | 10

Nov 7
Nov 8
Nov 9
Nov 10
Nov
Nov
Nov
Nov
Nov
11
12
13
14
17
Nov 19
Nov 20
Nov 21
Nov 25
Nov 26
Nov 30
DEC
Dec1
Dec 2
Dec 3
Dec 4
Dec 7
Dec 9
Dec
Dec
Dec
Dec
Dec
Dec
Dec
Dec
Dec
10
11
14
17
18
19
20
23
25
Infant Protection day; World Cancer

Awareness Day
World radiology day
Legal Service Day
Transport Day, World science day for peace
and development
National education day
Pneumonia day
Kindness day
Children's day/ World Diabetics day
Guru Nanak Dev's Birth Anniverrsary,
International students day
World toilet day, International mens day,
National integration day
Universal children day
World Hello day, Fisheries day, World
Television day
World non-veg day
National Law Day
National Flag Day
New Development Bank (NDB) - Shanghai,

China
Association of Southeast Asian

Nations(ASEAN) - Jakarta, Indonesia
South Asian Association for Regional

Cooperation(SAARC) - Kathmandu, Nepal
INTERNATIONAL ORGANISATIONS BY
LOCATION
New York City, USA:
International Rescue Committee
United Nations Entity for Gender Equality and

the Empowerment of Women, also known as UN
Women
United Nations Security Council
United Nations Children's Fund(UNICEF)
United Nations Development

Programme(UNDP)
World AIDS Day

World computer literacy day
World Disability Day
Indian Navy Day
Armed Force Flag Day, Civil aviation day
National girl child day, International Anticorruption day
International Human Rights day
UNICEF Day, International mountain day
National Energy Conservation Day
Vijay diwas
International migrants day
Goa's Liberation day
International human solidarity day
Kisan Divas (Farmer's Day)
National good governance day
INTERNATIONAL ORGANISATIONS AND

THEIR HEADQUATERS:
ASIAN ORGANISATIONS:
Asian Development Bank - Manila, Phillipines
Asian Infrastructure Investment Bank - Beijing,
Washington DC, USA
International Monetary Fund(IMF)
World Bank Group
International Bank for Reconstruction and

Development
International Centre for Settlement of

Investment Disputes
International Development Association
International Finance Corporation

Geneva, Switzerland
Inter-Parliamentary Union
International Organization for Standardization

(ISO)
International Labour Organization(ILO)
International Telecommunication Union
World Health Organization(WHO)
World Intellectual Property Organization
World Meteorological Organization
World Trade Organization(WTO)
China

Page | 11

United Nations High Commissioner for Human

Rights
Food and Agriculture Organization(FAO)
United Nations High Commissioner for Refugees
International Fund for Agricultural Development
World Food Programme
Vienna, Austria:
Rome, Italy
Organization of the Petroleum Exporting
The Hague, The Netherlands
Countries (OPEC)
International Court of Justice
International Atomic Energy Agency (IAEA)
International Criminal Court
United Nations Industrial Development

Organization
Madrid, Spain
London, UK
Berne, Switzerland
International Maritime Organization(IMO)
Commonwealth of Nations
International Olympic Committee
International Council for the Exploration of the
International Boxing Association(AIBA)
Sea (ICES)
International Hockey Federation
Brussels, Belgium
Gland, Switzerland
World Customs Organization
North Atlantic Treaty Organization (NATO)
Paris, France
United Nations Educational, Scientific and
Organisation for Economic Co-operation and
Federation Internationale de Football

Association(FIFA)
Montreal, Canada
International Energy Agency
Lyon, France
Bank for International Settlements

Zurich, Switzerland
Development(OECD)
World Wide Fund for Nature (WWF)

Basel, Switzerland
Cultural Organization (UNESCO)
Universal Postal Union

Lausanne, Switzerland
Copenhagen, Denmark
World Tourism Organization
International Civil Aviation Organization

Tokyo, Japan
International Criminal Police Organization,
United Nations University
or INTERPOL
BOUNDARIES BETWEEN COUNTRIES
Marginal Line: 320 km line of fortification on the
Blue Line: Israel & Lebanon
Russia Finland border
Purple Line: Israel and Syria
Line of Actual Control: India &
Green Line: Israel and its neighbors
China on the Northern Border
(Egypt, Jordan, Lebanon and Syria)
Line of Control: India and Pakistan
MasonDixon line: Maryland and
Durand Line: Afghanistan and Pakistan
Pennsylvania/Delaware in Colonial America
Radcliffe Line: India and Pakistan (its
Curzon Line: Poland & Russia
includes Bangladesh Line)
Military Demarcation Line (MDL) or

Page | 12

Armistice Line: North Korea and South Korea
Tennessee/Georgia and North Carolina/Georgia
McMohan Line: India & China Maginot Line:
36 Parallel North: In the US it forms the
France & Germany
southernmost boundary of the state of Missouri
Mannar haime line: Russia & Finland
with the state of Arkansas
Order Neisse Line: Germany & Poland
38 Parallel North Line: North & South Korea
(aftermath of World War II)
40 Parallel North: US it serves as border b/w
Hindenburg Line: Poland & Germany (at the
Nebraska & Kansas
time of First World War)
41 Parallel North: US it forms the border b/w
Sigfried Line East: France & Germany (at the
Wyoming/Utah border, Wyoming/Colorado,
time of Second World War)
Nebraska/Colorado.
16 Parallel North: Angola and Namibia
42 Parallel North: US it serves as border of
17th Parallel Line: North & South Vietnam
New York & Pennsylvania Border
20 Parallel North: Libya & Sudan
43 Parallel North: US it serves as border of b/w
22 Parallel North: Egypt & Sudan
State Nebraska & state of South Dakota
25 Parallel North: Mauritania & Mali
45 Parallel North: US it forms the boundary b/w
26 Parallel North: Western Sahara & Mauritania
Montana & Wyoming
31 Parallel North: Iraq & Iran
49 Parallel North (Medicine Line): USA &
35 Parallel North: US it serves as border b/w
Canada
Tennessee/Mississippi, Tennessee/Alabama,
BANKING RELATED ACTS
1. Negotiable Instrument Act1881
2. Indian Trusts Act, 1882
3. The Bankers Books Evidence Act1891
4. Indian Stamp Act, 1899
13. The Reserve Bank of India (Amendment and

Misc. Provisions) Act1953
14. The Industrial Disputes (Banking Companies)
Decision Act1955
5. Indian Partnership Act, 1932
15. The State Bank of India Act1955
6. The Reserve Bank of India Act1934
16. Companies act, 1956
7. The Industrial Finance Corporation of India
17. The State Bank of India (Subsidiary Banks)
Act1948
8. The Banking Companies (Legal Practitioner
Clients Accounts) Act1949
9. The Industrial Disputes (Banking and Insurance
Companies) Act1949
10. The Banking Regulation(Companies) Rules
1949
Act-1959
18. The Subsidiary Banks General Regulation
1959
19. The Deposit Insurance and Credit Guarantee
Corporation Act1961(DICGC)
20. Limitation Act, 1963
21. The Banking Companies (Acquisition and
11. The Banking Regulation Act1949
Transfer of Undertakings) Act1970
12. The State Financial Corporations Act1951

Page | 13

22. The Nationalized Banks (Management and Misc.
Provisions)Scheme,1970
38. The Special Court (trial of Offences relating to

Transactions in Securities) Act1992
23. Foreign Contribution (Regulation) Act, 1976

24. The Regional Rural Banks Act1976
25. The Banking Companies (Acquisition and
Transfer of Undertakings) Act1980
26. The Export-Import Bank of India Act1981
27. The National Bank for Agriculture and Rural
Development Act1981
39. The Industrial Finance Corporation (Transfer of

Undertakings and Repeal) Act1993
40. Recovery of Debts due to Banks and Financial
Institutions Act,1993
41. Debts Recovery Appellate Tribunal (Procedure)
Rules,1994
42. Industrial Reconstruction Bank (Transfer of
28. Chit Fund Act1982
Undertaking & Appeal) Act1997
29. NABARD General Regulations 1982
43. Foreign Exchange Management Act, 1999
30. Banking Companies (Period of Preservation of
44. The Securitization and Reconstruction of
Records) Rules, 1985
Financial Assets and Enforcement of Security
31. Banking Companies (Regulation)Rules,1985

32. Sick Industrial Companies (Special
Provisions)Act1985
Interest Act(SARFASI-2002)
45. Industrial Development Bank (Transfer of
Undertaking & Repeal) Act2003
33. Shipping Development Fund Committee

(Abolition)Act1985
46. Credit Information Companies (Rules &

Regulation) Act2005
34. The National Housing Bank Act1987
47. The Banking Ombudsman Scheme, 2006
35. NABARD Bonds Regulations 1988
48. Factoring Act Rules, 2011
36. SIDBI Act1988
49. SARFAESI (Central registry) Rules,2011
37. SIDBI General Regulations, 1990

CENTRAL BANK OF IMPORTANT COUNTRIES:
1. India - Reserve bank of India
11. Swedan - Sveriges riksbank
2. Nepal - Central bank of Nepal
12. Saudi Arab - Saudi Arab monetary agency
3. Bhutan - Royal monetary authority of Bhutan
13. Ireland - Central bank & financial service
4. Srilanka - Central bank of Sri Lanka
authority of Ireland
5. Bangladesh - Bangladesh bank
14. Iran - Central bank of Islamic republic of Iran
6. Pakistan - State bank of Pakistan
15. Germany -Deutsche bundesbank
7. Afghanistan - Da Afghanistan bank
16. China -The peoples bank of china
8. America - Ferderal reserve bank
17. Fiji -Reserve bank of Fiji
9. Switzerland - Swiss national bank
18. Australia -Reserve bank of Australia
10. Phillipins - Bangko sentral ng pilipinas

Page | 14

SATELLITE LAUNCHING STATIONS IN INDIA
1. ISRO satellite centre - Bangalore.
5. Space Applications Centre (SAC) - Ahemdabad
2. Satish Dhawan Space Centre - Sri Hari Kota, AP.
6. Indian Deep Space Network (IDSN) Bengaluru
3. Vikram Sarabhai Space center -
7. Integrated Test Range (ITR) Wheelers Island
Thiruvananthapuram.
(Chandipur), Odisha
4. Thumba Equatorial Rocket Launching Station Thiruvananthapuram

IMPORTANT AIRPORTS IN INDIA
1. Indira Gandhi international airport - New Delhi
10. Calicut international airport - Kozhikode,kerala
2. Lokpriya Gopinath Bordolio international airport
11. Dr. Babasaheb ambedkar - Nagpur,
- Guwahati
Maharashtra
3. Sardar Vallabhai Patel international airport Gujarat
12. Gandhi nagar international airport - Nasik,

Maharashtra
4. Netaji Subash Chandra Bose international

airport - Kolkata
13. Tulihal international airport - Imphal,Manipur

14. Sri guru ram dass jee international airport -
5. Chhatrapati Shivaji international airport Mumbai
Amritsar,punjab
15. Tiruchirapali international airport - Tamilnadu
6. Veer Savarkar international airport - Port Blair

7. Rajiv Gandhi international airport - Hyderabad
8. Lok nayak jai prakash international airport Patna,bihar
16. Lal bahadur shastri international airport

Varanasi, UP
17. Bagdogra international airport - Silguri,west
Bengal
9. Swami Vivekananda airport -Raipur,chattisgarh

AWARDS AND THEIR FIELDS
AWARDS AND THEIR FIELDS
AWARDS
RELATED FIELDS
Oscar
Film
Dada Sahib Phalke
Grammy
Pulitzer
Arjun
Bowelay
Kalinga
Dhanwantri
Bhatnagar
Nobel Prize
Abel
Merlin
Film
Music
Journalism and Literature
Sports
Agriculture
Science
Medical Science
Science
Peace, Literature,
Economics, Physics,
Chemistry, Medical Science
Maths
Magic
Bharat Ratna
Vyas Samman
Bihari Award
Saraswati Samman
Man Booker
Vachspati Samman
Param Vir Chakra
Ashok Chakra
Art, Science, Public Service,

Sports
Literature
Literature
Literature
Literature
Sanskrit Literature
Military
Civilians
Juliet Curie Award

Dronacharya Award
Sahitya Akademi
Award
Kalidas Samman
Peace
Sports Coaches
Literary
Tansen Award
Music
Classical Music, Classical

Dance and Arts

Page | 15

IMPORTANT POWERPLANTS IN INDIA
THERMAL POWER PLANTS IN INDIA
Name
Location
Mundra TPS
Kutch, Gujarat
Vindhyachal TPS
Singrauli, MP
Talcher Super TPS
Angul, Odisha
Sipat TPS
Bilaspur, Chhattisgarh
Korba Super TPS
Chhattisgarh
Rihand TPS
Sonebhadra, UP
Jharsuguda TPS
Odisha
Tiroda TPS
Maharashtra
Anpara TPS
Uttar Pradesh
Barauni TPP
Bihar
Bellary TPP
Karnataka
Durgapur TPP
West Bengal
Sikka TPS
Gujarat
Satpura TPS
Madhya Pradesh
Singrauli Super TPS
Uttar Pradesh
Wanakbori TPS
Gujarat
NUCLEAR POWER PLANT
Narora Atomic Power Plant
Narora, Uttar Pradesh
Rajasthan Atomic Power
Rawatbhatta,
Plant
Rajasthan (India &
Canada)
Tarapur Atomic Power Plant
Maharashtra (India &
USA)
Kakarpar Atomic Power
Gujarat
Plant
Madras Atomic Power Plant
Tamil Nadu
Kaiga Atomic Power Plant
Karnataka
Kudankullam Atomic Power
Tirunelveli, Tamil
Plant
Nadu (India and
Russia)
Jaitapur Nuclear Power Plant Ratnagiri, Maharashtra
(India and France)
CLASSICAL DANCE
DANCE
STATE
Bharat Natyam
Tamil Nadu
Bihu
Assam
Bhangar
Punjab
Chan
Bihar, Orissa, West Bengal
and Mando
Garwali
Uttaranchal
Garba
Hatlari
Kathak
Kathakali
Kuchipudi
Khantumm Bamboo
Dance
Gujarat
Karnataka
North India
Kerala
Andhra Pradesh
Mizoram
Karma
Laho
Mohiniattam
Goa
Manipuri
Madhya Pradesh
Meghalaya
Kerala
Jharkhand
Manipur
Nati
Himachal Pradesh
Nat-Natin
Bihar
Odissi
Orissa
Ronf
Jammu and Kashmir
Yakshagan
Karnataka
FOLKS AND TRIBAL DANCES
DANCES
STATES
Kathakeertan, Lezin, Dandaniya,
Maharashtra
Tamasha, Gafa, Dahikala, Lovani,
Mauni, Dasavtar
Huttari, Suggi Kunitha, Yakashagana
Karnataka
Kaikottikali, Kaliyattam, Thappatikkali Kerala
Kokattam, Pinnal Kolattam, Kummi,
Tamil Nadu
Kavadi, Karagam
Ghanta Mardala, Veedhi Natakam,
Andhra
Burrakatha
Pradesh
Ghumara Sanchar, Chadya
Orissa
Dandanata, Chhau
Kathi, Chhau, Baul Kirtan, Jatra,
West Bengal
Lama
Bihu, Khel Gopal, Rash Lila, Tabal
Assam
Chongli, Canoe
Giddha (Women), Bhangra (Men)
Punjab
Rauf, Hikat
Jammu and
Kashmir
Jhora, Jhali, Dangli, Mahasu, Jadda,
Himachal
Jhainta, Chharhi
Pradesh
Jhumar, Ras Leela, Phag dance,
Haryana
Daph, Dhamal, Loor, Gugga, Khoria,
Gagor
Garba, Dandiya Rass, Tippani,
Gujarat

Page | 16

Gomph
Ginad, Chakri, Gangore, Terahttal.
Khayal. Jhulan Leela, Jhumaa, Suisini
Jata Jatin, Jadur, Chhau, Kathaputli,
Bakho, Jhijhiya, Samochakwa,
Karma, Jatra, Natna
Nautanki, Thora, Chappeli, Raslila,
Kajri
Rajasthan
Bihar
Uttar
Pradesh
LIST OF IMPORTANT STADIUMS IN INDIA

NAME
CITY
STATE
Greater Noida Cricket
Greater Noida Uttar Pradesh
Stadium
Buddh International
Greater Noida Uttar Pradesh
Circuit
Salt Lake Stadium
Kolkata
West Bengal
Eden Gardens
Kolkata
West Bengal
Gymkhana Ground
Mumbai
Maharashtra
Jawaharlal Nehru Stadium Kochi
Kerala
Shaheed Veer Narayan
Raipur
Chhattisgarh
Singh International
Cricket Stadium
Dr. Bhupen Hazarika
Guwahati
Assam
Cricket Stadium
Sardar Patel Stadium
Ahmedabad
Gujarat
EMS Stadium
Kozhikode
Kerala
Sardar Vallabhbhai Patel Ahmedabad
Gujarat
Stadium
Green Park Stadium
Kanpur
Uttar Pradesh
Barabati Stadium
Cuttack
Orissa
Vidarbha Cricket
Nagpur
Maharashtra
Association Stadium
East Coast Railway
Bhubaneswar Orissa
Stadium
Feroz Shah Kotla
Delhi
Delhi NCR
Chennai Jawaharlal Nehru Chennai
Tamil Nadu
Kanchenjunga Stadium
Siliguri
West Bengal
JRD Tata Sports Complex Jamshedpur
Jharkhand
Patliputra Sports Complex Patna
Bihar
Mangalagiri International Mangalagiri
Andhra
Cricket Stadium
Pradhesh
M. Chinnaswamy Stadium Bangalore
Karnataka
JSCA International Cricket Ranchi
Jharkhand
Stadium
Captain Roop Singh
Gwalior
Madhya
Stadium
Pradesh
M. A. Chidambaram
Chennai
Tamil Nadu
Stadium
Dr. Y.S. Rajasekhara
Visakhapatnam Andhra
Reddy ACA-VDCA Cricket
Pradesh
Stadium
Maharashtra Cricket
Gahunje, Pune Maharashtra
Association Stadium
district
Birsa Munda Athletics
Rachi
Jharkhand
Stadium
Wankhede Stadium
Mumbai
Maharashtra
Punjab Cricket Association Mohali
Punjab
IS Bindra Stadium
G. M. C. Balayogi Athletic Hyderabad
Telangana
Stadium
Lal Bahadur Shastri
Hyderabad
Telangana
Stadium
Gandhi Stadium
Jalandhar
Punjab
Barkatullah Khan Stadium Jodhpur
Rajasthan
Holkar Cricket Stadium
Indore
Madhya
Pradesh
International Hockey
Rajnandgaon Chhattisgarh
Stadium
HPCA Cricket Stadium
Dharamshala Himachal
Pradesh
Dhyan Chand National
Delhi
Delhi
Stadium
Sector 42 Stadium
Chandigarh
Chandigarh
Visvesvaraya Stadium
Mandya
Karnataka
Dr. Akhilesh Das Stadium Lucknow
Uttar Pradesh
Keenan Stadium
Jamshedpur
Jharkhand
Fatorda Stadium
Margao
Goa
Dr Shyama Prasad
Taleigao
Goa
Mukherjee Indoor
Stadium
WORLDS TOP 10 CRICKET STADIUM:
1. The Lords, Cricket Ground London
2.The Oval Kennington, London
3.Melbourne Cricket Ground (MCG) Melbourne
4.Eden Gardens Kolkata
5.The Wanderers Johannesburg (South Africa)
6.Sydney Cricket Ground Sydney (Australia)
7.The WACA Perth (Australia)
8.Old Trafford Manchester (England)

Page | 17

9.Newlands Cape Town (South Africa)
10.Gaddafi Stadium Pakistan
LIST OF STOCK EXCHANGES AND THEIR
INDEX:
1. BSE (Bombay Stock Exchange) - SENSEX
(Sensitive Index) - Mumbai
More than 5,000 companies are listed on

BSE (Highest number of companies listed in
India)
2. NSE (National Stock Exchange) - Nifty-50

3. NYSE (New York Stock Exchange) - DJ (Dow
Jones).
4. NASDAQ (National association of securities
dealers Automated Quotation System) - NASD-100
NASDAQ is the first electronic stock market

in the world located in New York.
5. Tokyo Stock Exchange (Japan) - Nikkei-225

6. Korea Stock Exchange (Seoul, South Korea)
Kospi
7. Shanghai Stock Exchange (China) - Composite
Index
8. Shenzhen Stock Exchange (China) - Composite
Index
9. German Stock Exchange- DAX (Deutscher
Aktein Index)
10. Hong Kong Stock Exchange- Hang Seng
11. SGX (Singapore Exchange) - STI (Straits Times
Index)
12. LSE (London Stock exchange) or UK stock
Exchange - Footsie or FTSE-100 (Financial Times
and London Stock Exchange)
There is a Sub section in LSE which is

known as AIM (Alternative Investment
market)
13. France Stock Exchange - CAC-40 (Cotation

Assisteeen Continuo)
14. Iran Tepix
RIVERS TOUCHING STATES AND ITS

ORIGINATION
NAME OF
TOUCHING STATES
ORIGINATIO
RIVERS
N
Gangothri
Ganga
Uttarakhand, Uttar
Pradesh, Bihar,
Jharkhand, West Bengal
Yamunothri
Yamuna
Uttarakhand, Uttar
Pradesh, Haryana
Brahmaputra Assam, Arunachal,Tibet Manasasarovar
Mahanadi
Chhattisgarh, Odisha
Godavari
Maharashtra, Telangana, Nasik,
Maharashtra
Chhattisgarh, Andhra
Pradesh, Puducherry
Krishna
Maharashtra, Karnataka, Mahabaleshwa
r, Maharashtra
Telangana, Andhra
Pradesh
Narmada
Madhya Pradesh,
Maharashtra, Gujarat
Tapti
Madhya Pradesh,
Maharashtra, Gujarat
Gomati
Lucknow
Himalayas
Gandak
Bihar
Kosi
Bihar
Himalayas,
Nepal
Son
Madhya Pradesh, Uttar
Pradesh, Jharkhand,
Bihar
Betwa
Madhya Pradesh, Uttar Vindhya Range
Pradesh
Chambal
Madhya Pradesh, Uttar Vindhya
Pradesh, Rajasthan
Range,
Madhya
Pradesh
Sutlej
Panjab
Rakshatal
Lake( West of
Manassarovar)
Ravi
Himachal, Punjab
Kulu Valley,
Himachal
Pradesh
Beas
Himachal, Punjab
Rohatang hill
in kulu valley
Chenab
Himachal, Punjab
Jehlam
Panjab
Kaveri
Tamil Nadu
Mahanadi
Odisha

Page | 18

STATEWISE RIVERS
S.
No. State
Andhra
1
Pradesh
2
Bihar
3
Delhi
4
Goa
5
Gujarat
6
Haryana
7
Jharkhand
8
9
10
11
12
13
14
15
16
17
18
19
20
River
Godavari & Musi
Ganga
Yamuna
Mandovi
Sabarmati
Yamuna
Damodar, Ganga & Subarnarekha
Bhadra, Tungabhadra, Cauvery,
Karnataka
Tunga & Pennar
Kerala
Pamba
Betwa, Tapti, Wainganga, Khan,
Madhya
Narmada, Kshipra, Beehar,
Pradesh
Chambal & Mandakini.
Krishna, Godavari, Tapi and
Mahrashtra
Panchganga
Nagaland
Diphu & Dhansiri
Orissa
Brahmini & Mahanadi
Punjab
Satluj
Rajasthan
Chambal
Sikkim
Rani Chu
Cauvery, Adyar, Cooum, Vennar,
Tamil Nadu
Vaigai & Tambarani
Uttar Pradesh Yamuna, Ganga & Gomti
Uttranchal
Ganga
West Bengal Ganga, Damodar & Mahananda
DAMS AND
DAMS
Bhakra Dam
Baglihar Dam
Tehri Dam
Nagarjuna Sagar Dam
Bansagar Dam
Hirakud Dam
Sardar Sarovar Dam
Indirasagar Dam
Bhavanisagar Dam
Idukki Dam
Mettur Dam
Srisailam Dam
Koyna Dam
THEIR STATES
STATE
Himachal Pradesh
Jammu & Kashmir
Uttarakhand
Telangana, Andhra Pradesh
Madhya Pradesh
Orissa
Gujarat
Madhya Pradesh
Tamil Nadu
Kerala
Tamil Nadu
Telangana, Andhra Pradesh
Maharashtra
Tungabhadra Dam
Mullaperiyar Dam
Pong Dam
Nathpa Dam
Rana Pratap Sagar Dam
Chamera Dam
Rangit Dam
Karnataka
Tamil Nadu
Himachal Pradesh
Shimla, Himachal Pradesh
Rajasthan
Himachal Pradesh
Sikkim
NATIONAL PARKS AND WILDLIFE SANCTUARIES

STATES
NATIONAL
WILDLIFE
PARKS
SANCTUARIES
Andaman
Campbell Bay NP Spike Island WS
and Nicobar Galathea NP
Lohabarrack Salt
Islands
Mahatma NP
Water Crocodile
Middle Button NP Sanctuary
Mount Harriet NP Defence Island WS
North Button NP
Cinque Island WS
South Button NP
Flat Island WS
Barren Island WS
Rani Jhansi NP
Saddle Peak NP
Andhra
Sri Venkateswara Nelapattu Bird
pradesh
NP
Sanctuary
NagarjunsagarSrisailam Tiger
Reserve
Gundla
Brahmeswaram WS
Sri Lankamalleswara
WS
Koundinya WS
Coringa WS
Krishna WS
Kambalakonda WS
Arunachal Mouling NP
Lanjamadugu WS
Pradesh
Namdapha NP
Pakhui Tiger Reserve
Dibang WS
Kamlang WS
Mehao WS
Eaglenest WS
Itanagar WS
Sessa Orchid
Sanctuary
Kane WS
Talley Valley WS
Assam
Dibru-Saikhowa NP Bornadi WS
Kaziranga NP
Garampani WS

Page | 19

Manas NP
Orang NP
Nameri NP
Hoollongapar Gibbon
Sanctuary
Sonai Rupai WS
Laokhowa WS
Pabha WS
Pobitora WS
Bihar
Valmiki NP
Kaimur WS
Bhimbandh WS
Valmikinagar WS
Gautam Buddha WS
Chandra Prabha
Sanctuary
Chhattisgarh Indravati NP
chanakmar WS
Kanger Ghati NP
Bhairamgarh WS
Barnawapara WS
Udanti WS
Semarsot WS
Goa
Mollem NP
Bondla WS
Salim Ali Bird
Sanctuary
Gujarat
Blackbuck NP
Shoolpaneshwar WS
Gir Forest NP
Balaram-Ambaji WS
Marine NP, Gulf of Kutch Desert WS
Kutch
Indian Wild Ass
Sanctuary
Narayan Sarovar
Sanctuary
Barda WS
Thol Bird Sanctuary
Haryana
Kalesar NP
Sultanpur NP
Himachal
Great Himalayan
Rupi Bhabha
Pradesh
NP
Sanctuary
Pin Valley NP
Sechu Tuan Nala WS
Tundah WS
Kugti WS
Pong Dam Sanctuary
Nargu WS
Manali sanctuary
Jammu and Dachigam NP
Karakoram WS
Kashmir
Hemis NP
Kanji WS
Kishtwar NP
Hirpora WS
Salim Ali NP
Changtang WS
Jharkhand Betla NP
Palamau Tiger
Hazaribagh NP
Reserve
Dalma WS
Karnataka Bandipur NP
Mookambika WS
Bannerghatta NP
Kudremukh NP
Nagarhole NP
Kerala
Madhya
Pradesh
Nugu WS
Ghataprabha Bird
Sanctuary
Arabithittu WS
Bhadra WS
Bhimgad WS
Brahmagiri WS
Cauvery WS
Dandeli WS
Gudavi Bird
Sanctuary
Mandagadde Bird
Sanctuary
Pushpagiri WS
Ranganthittu Bird
Sanctuary
Ranibennur
Blackbuck Sanctuary
Shettihalli WS
Someshwara WS
Talakaveri WS
Eravikulam NP
Parambikulam WS
Mathikettan NP
Peechi-Vazhani WS
Periyar NP
Chimmony WS
Silent Valley NP
Thattekkad Bird
Sanctuary
Malabar WS
Bandhavgarh NP
Bori WS
Kanha NP
Bagdara WS
Madhav NP
Phen Sanctuary
Mandla Fossils NP Ghatigaon Sanctuary
Van Vihar NP
Gandhi Sagar
Panna NP
Sanctuary
Pench NP
Karera WS
Sanjay NP
Ken Ghariyal
Satpura NP
Sanctuary
Kheoni Sanctuary
Narsinghgarh WS
Nauradehi WS
Kuno WS
Ratapani Tiger
Reserve
Snajay-Dubri WS
Singhori WS
Son Ghariyal
Sanctuary
Sardarpur Sanctuary

Page | 20

Maharashtra Chandoli NP
Tadoba Andhari Tiger
Negaon NP
Project
Sanjay Gandhi NP Koyna WS
Tadoba NP
Radhanagari WS
Gugamal NP
Great Indian Bustard
Sanctuary
Gautala Autramghat
Sanctuary
Phansad WS
Manipur
Keibul Lamjao NP
Sirohi NP
Meghalaya Balphakram NP
Nokrek NP
Mizoram
Murlen NP
Dampa Tiger Reserve
Blue Mountain NP
Odisha
Bhitarkanika NP
Badrama Sanctuary
Nandankanan
Baisipalli WS
Zoological Park
Chilika Bird Sanctuary
Odisha
Nalbana Bird
Simlipal NP Odisha Sanctuary
Debrigarh WS
Kuldiha WS
Rajasthan Darrah NP
Mount Abu WS
Desert NP
Darrah WS
Keoladeo NP
Jaswant Sagar WS
Mount Abu WS
Keladevi WS
Ranthambore NP
Phulwari WS
Sariska Tiger
Jamwa Ramgarh WS
Reserve
Vishdhari WS
Sariska Tiger
Reserve
Sita Mata WS
Tal Chhapar
Sanctuary
Todgarh Rawali WS
Sikkim
Khangchendzonga Barsey Rhododendron
Park
WS
Pangolakha WS
Kyongnosla Alpine
Sanctuary
Shingba
Rhododendron
Tamil Nadu Guindy NP
Kalakkad
Gulf of Mannar NP Mundanthurai Tiger
Indira Sanctuary Reserve
Mudumalai NP
Mudumalai NP
Mukurthi NP
Pulicat Lake Bird
Palani Hills NP
Telangana
Tripura
Uttar
Pradesh
Kasu Reddy NP
Vanasthali NP
Dudhwa NP
Sanctuary
Sathyamangalam WS
Shenbagathoppu
Grizzled Squirrel WS
Eturnagaram WS
Kawal WS
Kinnerasani WS
Manjira WS
Pakhal WS
Pocharam Forest &
WS
Pranahita WS
Shivaram WS
Gumti WS
Asan Bradge Bird
Watching
Chandra Prabha
Sanctuary
Kaimoor Sanctuary
Katarniaghat WS
Ranipur Sanctuary
Sohagi Barwa
Sanctuary
Kishanpur WS
Hastinapur Sanctuary
Okhla Bird Sanctuary
Sandi Bird Sanctuary
National Chambal
Sanctuary
Askot Musk Deer
Sanctuary
Govind Pashu Vihar
WS
Kedarnath Wild Life
Sanctuary
Sonanadi WS
Uttarakhand Gangotri NP
Uttarakhand
Jim Corbett NP
Uttarakhand
Nanda Devi NP
Uttarakhand
Rajaji NP
Uttarakhand
Valley of Flowers
NP
West Bengal Sundarbans NP
Buxa Tiger Reserve
Buxa Tiger Reserve Murti WS
Gorumara NP
Jaldapara NP
Singalila NP

Page | 21

RBI CURRENT RESERVE RATIOS
(Oct 2015)
Bank Rate
7.75%
Repo Rate
6.75%
Reverse Repo Rate
5.75%
CRR
4%
SLR
21.5%
MSF
7.75%
FINANCIAL BODIES AND ITS REGULATORS
1. Money Market RBI (Reserve bank of India)
Governor Mr.Raghuram Rajan
Headquarter Mumbai
2. Capital Market SEBI (Security Exchange

Board of India)
Chairman Mr.UK Sinha
Headquarter Mumbai
3. Insurance companies IRDAI (Insurance

regulatory Development authority of India)
Chairman Mr.TS Vijayan
Headquarter Hyderabad
4. Commodity Market FMC (Forward Market

Commission)
It is now being merged in SEBI
Chairman Mr.Ramesh Abhishek
Headquarter Mumbai
5. Chit Funds - Respective State Governments

6. Merchant Banking companies - SEBI
7. Foreign Exchange or Forex Market - RBI
8. Housing Finance Companies - NHB (National
Housing Bank)
Chairman - Mr.Shri Ram Kalyanraman
Headquarter New Delhi
9. Venture Capital Fund - SEBI

10. Stock broking companies - SEBI
11. Nidhi Companies - Ministry of corporate
affairs, Government of India
12. Cooperative banks and RRBs NABARD
(National Bank for agriculture and Rural
Development)
Chairman Dr. Harsh Kumar Bhanwala
Headquarter Mumbai
13. Micro-Finance Regulatory Authority NABARD

14. Algorithmic Trading SEBI
15. Pension fund PFRDA (Pension fund
regulatory and Development authority)
Chairman - Hemant Contractor
16. Credit Rating agencies - SEBI

17. Public health & Food Safety - FSSAI (Foods
safety and Standards Authority of India)
Chairperson - Ashish Bahuguna
18. Telecommunication Business - TRAI

(Telecom Regulatory Authority of India)
Chairman Ram sewak Sharma
Headquarter - New Delhi
20. Civil Aviation DGCA (Directorate general of

civil aviation)
22. Financial Audit and Accounting
Professions ICAI (Institute of chartered
accounts in India)
RECENT AND UPCOMING SUMMITS AND SPORTS EVENTS
1. FIFA World Cup 2018 - Russia

2. FIFA World Cup 2022 - Qatar
3. FIFA world Cup U-20, 2015 - New Zealand
4. Commonwealth Games 2018 - Goldcoast

(Australia)
5. Olympics Games 2016 - Rio de Janerio (Brazil)

6. Olympics Games 2020 - Tokyo (Japan)

Page | 22

7. Winter Olympics Games 2018 - Pyongyang
(South Korea)
16. ODI Cricket World Cup 2023 - India

17. Asian Games 2018 - Jakarta
8. Winter Olympic Games 2022 - Beijing (China)
18. Mens Hockey World Cup 2018 - India
9. Paralympics Games 2020 - Tokyo (Japan)
19. 7th BRICS Summit 2015 - Ufa (Russia)
10. Special Olympics World Summer Games 2015 -
20. 8th BRICS summit 2016 - New Delhi
Los Angeles USA
21. Shanghai Co-operation (SCO) Summit 2015 -
11. 5th Youth Delphi Sports 2015 - Goa (MottoArts and Culture)
Ufa (Russia)
22. Eurasian Summit 2016 - Ufa (Russia)
12. World Cup T20 Tournament 2016 - India
23. SAARC Summit 2016 - Islamabad (Pakistan)
13. World Cup T20 Tournament (Women) 2016-
24. 41st G7 Summit 2015 - Germany
India
25. 27th ASEAN Summit 2015 - Malaysia
14. World Cup T20 Tournament 2022 - Australia
26. 10th G20 Summit 2015 - Antalya (Turkey)
15. ODI Cricket World Cup 2019 - England & Wales
27. 11th G20 Summit 2016 China
INSTITUTIONS AND THEIR HEADS FINANCIAL INSTITUTIONS

1. Chairperson of CBDT - Anita kapoor
2. Chairperson of SEBI - UK Sinha
3. MD and CEO of National Housing Bank Sri
Ram Kalyanraman
4. 14th Finance Commission Chairman - Dr. Y.
V.Reddy (2015-2020)
5. 20th Law Commission of India - Ajit Prakash
Shah
6. 7
th
13.Pension Fund Regulatory and Development

Authority (PFRDA) Hemant G Contractor
14. Telecom Regulatory Authority of India
Chairman (TRAI) - Ram Sevak Sharma
15. Federation of Indian Chambers of Commerce
and Industry (FICCI) President - Jyotsna Suri
16. Confederation of Indian Industries (CII)
President -Mr. Sumit Maxumdar
Pay Commission - Justice A.K Mathur
7. NABARD (National Bank for Agricultural and
17. ASSOCHAM President - Rana Kapoor

18. MD of GIFT city Ajay Kumar
Rural Development) Chairman - Dr. Harsh
19. LIC Chairman - S. K. Roy
Kumar Bhanwala
20. GIC Chairman - K. Sanath Kumar
8. CBEC (Central Board of Excise & Customs)

Chairman - Kaushal Srivastava
9. IRDA Chairman - T. S. Vijayan
10. RBI Governor - Raghuram Rajan
11. National Association of Software and Services
Companies NASSCOM - Chairman B. V. R.
Mohan Reddy
NASSCOM - President - R. Chandra Sekhar
12. Forward Market Commission (FMC) Ramesh
Abhishek
21. Indian Bank's Association (IBA) Chairman - T.

M. Bhasin
22. New India Assurance Company Limited - G.
Srinivasan
23. SBI Life Insurance Company Limited - Arijit
Basu
24. United India Insurance Company Limited Milind A Kharat
25. Oriental Insurance Company Limited - AK
Saxena
26. Chairman of Bandhan Bank Ashok Lahiri

Page | 23

GOVERNMENT ORGANIZATIONS
1. Chairperson of Railway Board - AK Mittal
2. Speaker of Lok Sabha - Sumitra Mahajan
3. Deputy Speaker of Lok Sabha - M.
Thambidurai
11. Chairperson of National Human Rights

Commission - Cyriac Joseph
12. Chairperson of Union Public Service
Commission - Deepak Gupta
4. Chairman of Rajya Sabha - Mohammad

Hamid Ansari
13. NITI (National Institution for Transforming

India Aayog) Chairperson Prime Minister
5. Deputy chairmen of Rajya Sabha PJ Kurein

6. Leader of Congress in Lok Sabha - Mallikarjun
Khagre
Narendra Modi
14. NITI Ayog Vice Chairman - Arvind Pangariya
15. NITI Ayog CEO - Sindhushreee Khullar
7. Attorney General of India - Mukul Rohtagi

8. Permanent Representative of India to United
Nations - Ashok Kumar Mukerji
9. Comptroller and Auditor General - Shashikant
16. Cabinet Secretary of India Pradeep kumar

sinha
17. Foreign secretary of India S Jaishankar
18. Chief Justice of India - H. L. Dattu
Sharma
10. Chairperson of National Commission for
Women - Lalitha Kumarmanglam
INTERNATIONAL ORGANIZATIONS
1. Bank for International Settlements (BIS) Jaime Caruana
2. New Development Bank (NDB) KV Kamath
(president)
3. International Criminal Police Organization
(INTERPOL) Ballestrazzi
4. World Bank Jim Yong Kim
5. Vice-President of World Bank - Hiroshi Naka
6. International Bank for Reconstruction and
Development (IBRD) Jim Yong Kim
7. Amnesty International - Salil Shetty
8. International Finance Corporation (IFC) - Jim
Yong Kim
9. Multilateral Investment Guarantee Agency
(MIGA) Jim Yong Kim
10. World Trade Organization (WTO) - Roberto
Azevedo
12. Asian Development Bank (ADB) - Takehiko

Nakao
13. World Intellectual Property Organization
(WIPO) - Francis Gurry
14. World Health Organization (WHO) - Margaret
Chan
15. International Labor Organization (ILO) - Guy
Ryder
16. UNICEF Anthony Lake
17. First President of Beijing Headquartered AIIB

Jin Leequn (China)
18. Secretary-General of North Atlantic Treaty

Organization - Jens Stolenberg
19. Secretary-General of United Nations

Organization - BanKi moon
20. Head of World Food Program - Ertharin

Cousin
11. International Monetary Fund (IMF) - Christine

Lagarde

Page | 24

21. President of UN General Assembly - Mogens
26. Administrator of NASA - Charles F. Boldon
Lykketoft
28. Secretary-General of SAARC - Arjun Bahadur
22. Director-General of UNESCO)Irina Bokova
Thapa
24. Executive Director of UNICEF - Antony Lake

25. President of International Court of Justice Peter Tomka
SPORTS ORGANIZATIONS
President of Indian Olympic Association
- N. Ramachandran
Abhishek Matoriya
President of Indian Olympic Association
- N. Ramachandran
President of International Olympic

Committee - Thomas Bach
President of Indian Football Association
Prafful Patel
President of Indian Boxing Federation -
President of International Cricket

Council - Zaheer Abbas
President of Indian Wrestling Federation
- Brijbhushan Sharan Singh
10 Chairman of International Cricket
President of Indian Hockey Federation -
President of FIFA - Sepp Blatter

Council - N. Srinivasan
Dr. Narinder Dhruv Batra
11 President of BCCI Manohar

DEFENCE
Defence Research and Development
Organization S Christopher
Border Security Force (BSF) Devendra

Kumar Pathak
Indian Space and Research Organisation
National Security Advisor (NSA) Ajit Doval
(ISRO) AS Kiran Kumar
Research and Analysis wing (RAW)
National Security Guard (NSG) - RC Tayal
Rajendra Khanna
Intelligence Bureau Dineshawar Sharma
Central Bureau of Investigation (CBI) Anil
10 Chief of Army Dalbir Singh Suhag
kumar Sinha
11 Chief of Air force Arup Raha
Chief of Naval Staff R.K. Dhowan
LATEST IMPORTANT COMMITTEES AND PANELS
1.
2.
R Gandhi Committee High Powered
capital gains of FIIs for the period before 1st
committee(HPC) on Urban Co-Operative Banks
April 2015.
(UCBs)
Note: - AP Shah is also chairmen of 20th law
Justice A P Shah Committee On levy of
commission.
Minimum Alternate Tax (MAT) on foreign
3.
SM Khan Committee to assess the
institutional investors (FIIs), The Panel
situation over the students protest in Film &
recently recommended that Minimum Alternate
Television Institute (FTII) Pune.
Tax (MAT) should not be imposed on the

Page | 25

4.
Deeepak Mohanti Committee A 14
ministry. FRA is being established on the
member committee constituted by RBI to work
recommendations of FSLRC (Financial sector
in the field of financial inclusion for a medium
legislative Reform commission.
term period of 5 years.
5.
6.
13. Anjuly Chib Duggal Committee also
Aarvind Pangariya Committee To classify
known as The 'Companies Law Committee' is
the caste Names returned in the Socio
formed to solve issues related to the new
Economic & Caste Census (SECC) 2011.
companies law and suggest necessary
Ajit Seth Committee - To head Public
changes.
Enterprises Selection Board.
7.
8.
14. Vijay Kelkar Committee - on Revisiting
C K Rajan committee For Introduction of
Public
Service tax on Tax reform
Private Partnership (PPP) Model of
Pam Rajput Committee High level
Infrastructure Development
committee on status of Women, as well to

empower them.
9.
15. Bibek Debroy committee - on the

restructuring of Indian Railways.
Law minister Thoudam Debendra singh

committee To draft bill for the protection of
indigenous people of Manipur.
16. BN Navalawala Committee on Interlinking

of Rivers.
17. Ajay Shankar committee Formed by
10. Niranjan Shah Committee For cricket
Ministry of Commerce and Industry, to simplify
administration in the states of Bihar and
clearances to work out single framework for
Uttarakhand formed by BCCI (Board of Control
government clearances.
for
18. Ajay Shankar Committee - to review PPP
Cricket in India)
Cell functioning in the field of Railways.
11. D Prabhakaran Committee - on Salt, Sugar
19. Sachin Tendulkar, Sourav Ganguly and
and Fat in Indian Food Products by FSSAI
VVS Laxman - BCCIs newly-constituted
(Food Safety and Standards Authority of India)
cricket advisory committee.
12. Dhirendra Swarup Committee on Financial

Redress Agency (FRA) formed by Finance
SOCIO-ECONOMIC CENSUS 2011

1. First Economic census since 1934
census640 districts covered
2. Released by R.ARUN JAITELY
Rural households17.91 Crores
3. National statistical commission chairman
Deprived household10.69 Crores
Without a salaried jobs90.3%
Landless households 56%
Pronab Sen
IMPORTANT POINTS
1 IN 3 Rural household are landless
PARAMETERS CONSIDERED
Total households24.39 Crores
Source of Income
Rural poverty level25.7%
Literacy/Education

Page | 26

Water Supply
Power Supply
Employment
31st March 2011 by Union Home Secretary
Women /Quality of living
GK Pillai and RGI C Chandramouli.
Households
15TH CENSUS OF INDIA 2011
HIGHLIGHTS
Census 2011 were released in New Delhi on
Census 2011 was the 15th census of India

& 7th census after Independece
Women population48%
The motto of census 2011 was Our
Transgender0.1%
Unmarried41.6%
Currently married 40%
Divorced3.5%
First census in 1872.
Illierate 36%
Present Registrar General & Census
Literate 64%
Crossed Higher Secondary5.4%
Graduated 3.4%
Census, Our future.
Total estimated cost of the Census was

INR2200 crore (US$350 million).
Commissioner C.Chandra Mouli
Total Population 1,210,569,573 (1.21

Billion)
STATE PERFORMANCE
India in 2nd rank in population with
Highest illiterate state Rajasthan 47.6%
17.64%. decadal growth & China is 1st rank
Lowest illiterate state Lakshdweep
with decadal growth 19% (over 1.35 billion)
9.3% , Kerala 11.4%
World Population is 7 Billions
DELHI best state for completed graduate
Increase in population during 2001 2011
9.6%
is 181 Million
Highest widow population Puducherry 6%

Followed by Kerala 5.5 %
WATER/POWER
Population 1210.19 million [Males 623.7
50 lakh households are not aware of drinking
million (51.54%) Females 586.46 million
water facility
(48.46%)
20 lakh households having no electricity

facility
LABOUR
Manual labor -51%
90% of households without salaried jobs
35 Lakhs with no household incomes
43000 House hold incomes beginning

stage
1
2
3
4
5
1
2
3
4
5
TOP POPULOUS OF THE COUNTRY

Uttar Pradesh
19,98,12,341
Maharashtra
11,23,74,333
Bihar
10,40,99,452
West Bengal
9,12,76,115
Andhra Pradesh
8,45,80,777
LEAST POPULOUS OF THE COUNTRY
Lakshadweep
64,473
Daman and Diu
2,43,247
Dadra and Nagar Haveli 3,43,709
Andaman and Nicobar
3,80,581
Islands
Sikkim
6,10,577

Page | 27

POPULATION HIGHLIGHT
Highest Populous UT
Delhi
Least Populous UT
Lakshadweep
Highest Populous state
Uttar Pradesh
Least populous state
Sikkim
Highest urban Population Maharashtra
in india (state& UT)
4,11,00,980
Lowest urban Population
Lakshadweep 26,967
Highest rural Population
Uttar Pradesh
13,16,58,339
Lowest rural Population
Lakshadweep 33,683
LITERACY RATE IN INDIA
Total Person Literacy Rate
74%
Males
82.14%
Females
65.46%
Highest Literacy Rate in
Kerala (94%)
State
Lowest Literacy Rate in

State
Hightest Literacy Rate in UT
Lowest Literacy Rate in UT
Bihar (61.8%)
Lakshadweep (91%)
Dadra and Nagar
Haveli (76.24%)
SEX RATIO (FEMALES PER 1000 MALES)
Sex ratio in India
943
Highest sex ratio in state Kerala (1084)
Lowest sex ratio in state
Haryana (879)
Highest sex ratio in UT
Pondicherry (1037)
Lowest sex ratio in UT
Daman and Diu (618)
Child (0-6 years) sex
914
ratio
Highest child (0-6) sex
Mizoram (971)
ratio in state
Lowest child (0-6) sex
Haryana (830)
ratio in state
REVOLUTIONS IN THE FIELD OF AGRICULTURE IN INDIA
Black Revolution - Petroleum Production
Pink Revolution - Onion
Blue Revolution - Fish Production
production/Pharmaceutical (India)/ Prawn
Brown Revolution - Leather/non-
production
conventional (India)/Cocoa production
Red Revolution - Meat & Tomato Production
Golden Fiber Revolution - Jute Production
Round Revolution Potato
Golden Revolution - Fruits/Overall
Silver Fiber Revolution Cotton
Horticulture development/Honey Production
Silver Revolution - Egg/Poultry Production
Green Revolution - Food grains
White Revolution (In India: Operation
Grey Revolution Fertilizer
Flood) - Milk/Dairy production
Yellow Revolution - Oil Seeds production
LIST OF LATEST SCHEMES AND APPS LAUNCHED BY BANKS

1. M visa Electronic Card-less Transactions For
Pockets
2. App- Launched By ICICI Bank
3. LIME-Axis Bank Launches, Indias First
Mobile App
4. Integrating Wallet, Shopping, Payments
And Banking
5. Indpay Mobile App -Launched By Indian

Bank.
6. First Home Grown INDEX COMPOSITE
INDEX SBI
7. Indias First Transparent Credit Card In
Association
8. With American Express ICICI

Page | 28

9. Indias First Credit Card Exclusively For
GOLF LOVERS - RBL Bank
17. M-Wallet Canara Bank

18. Student Travel Card ICICI Bank
10. Instant Money Transfer BOI
19. I-Mobile App For Windows Phone ICICI
11. Instant Money Transfer (IMT) Bank Of
20. Fedbook Selfie App (Indias First Mobile App
India
For Bank Account Opening) Federal Bank
12. Kotak Mahindra Bank Launched FacebookBased
21. Digital Banking POCKET ICICI Bank

22. Eforex SBI Bank
13. Funds Transfer Platform Kaypay
23. E-KYC SBI Bank
14. Kisan Card AXIS BANK
24. EMI ON DEBIT CARD ICICI BANK
15. Maha Millionaire, Maha Lakhpati Bank
25. E-Wallet IRCTC
Of Maharashtra
26. Facebook-Based Funds Transfer Platform
16. M-Pesa ICICI+Vodafone
Kaypay Kotak Mahindra Bank
MAJOR CROPS PRODUCER IN INDIA

Apple: Jammu & Kashmir
Onion: Maharashtra
Rice: West Bengal
Pepper: Kerala
Bajra: Rajasthan
Paddy: West Bengal
Bamboos: Assam
Potato: Uttar Pradesh
Bananas: Tamilnadu
Ragi: Karnataka
Barley: Uttar Pradesh
Rubber: Kerala
Cashewnut: Kerala
Silk: Karnataka
Chillies: Maharashtra
Sugarcane: Uttar Pradesh
Cotton: Gujarat
Soyabean: Madhya Pradesh
Wheat: Uttar Pradesh
Sunflower: Karnataka
Maize: Andhra Pradesh
Tea: Assam
Gram & Pulses: Madhya Pradesh
Tobacco: Andhra Pradesh
Ground Nut: Gujarat
Turmeric: Andhra Pradesh
Jute: West Bengal
Wheat: Uttar Pradesh
Mango: Uttar Pradesh
Tur: Uttar Pradesh
Maize: Uttar Pradesh
Coconut: Kerala
Mustard: Rajasthan
NICKNAME OF SOME INDIAN PLACES
Nick Name
Golden city
Manchester of India
City of seven islands
Queen of Arabian sea
Place
Amritsar
Ahmedabad
Mumbai
Cochin
Space city
Garden City of India
Siliccn vallaey of India
Electronic city of India
Pink city
Bangalore
Bangalore
Bangalore
Bangalore
Jaipur

Page | 29

Gateway of India
Twin city
City of festivals
Deccan Queen
City of buildings
Dakshin Queen
Old Ganga
Egg bowls of India
Soya region
Manchester of the South
City of Nawabs
Venice of the east
Sorrow of Bengal
Sorrow of Bihar
Blue Mountains
Queen of the Mountains
Sacred river
Mumbai
Hyderabad Secundarabad
Madurai
Pune
Kolkata
Godavari
Godavari
Andhra Pradesh
Madhaya Pradesh
Coimbator
Lucknow
Cochin
Damodar river
Kosi river
Nilgiri
Mussoorie (Uttarakhand)
Ganga
Hollywood of India
City of Castles
State of five rivers
City of weavers
City of lakes
Mumbai
kolkata
Punjab
Panipat
Srinagar
Jamshedpur (Called
Steel city of India
Tatanagar)
City of temples
Varanasi
Manchester of the north Kanpur
City of Rallies
New Delhi
Heaven of India
Jammu & Kashmir
Boston of India
Ahmedabad
Garden of spices of India Kerala
Switzerland of India
Kashmir
Abode of the God
Prayag (Allahabad)
Pittsburg of India
Jamshedpur
FDI LIMITS FOR VARIOUS SECTORS
Advertising 100%
Asset Reconstruction Companies (ARCs)
Agriculture 100%
Courier services 100%
Airports 74%
Power & Electricity 100%
Credit Information companies 74%
Asset Reconstruction Companies 100%
Private Sector Banking 74%
Hotel & Tourism 100%
Multi Brand Retail 51%
Drugs & Pharma 100% Housing,
Aviation 49%
Real Estate & Construction 100%
Insurance 49% (Increased from 26%)
NBFC 100%
Defence 49% (Increased from 26%)
Pollution Control 100%
Pension 49%
Special Economic Zone (SEZ) 100%
Print media 26%
Oil Exploration 100%
Public Sector banks 20%
Railways 100%
Single Brand Retail 100% (Upto 49%
100%
automatic & above it by FIPBs approval)
SCHEMES BY GOVERNMENT
ATAL MISSION FOR REJUVENATION &
(JNNURM) Jawaharlal Nehru National Urban
URBAN TRANSFORMATION (AMRUT)
Renewal Mission renamed as AMRUT.
Under this Govt. has sanctioned Rs.50,000 Cr.
Duration for this scheme is 5 Years. (2015-16 to
For constructing 2 Crore houses in all the 40411
2019-20)
statutory towns and cities

Page | 30

Target is to construct 2 Crore houses for Urban
which there will be massive need for an IT
India.
Infrastructure covering the whole of India (rural
It is launched for 500 Cities.
India being the most important area for immediate
Under this scheme Center will provide 30% of
development)
the overall cost if the population of city is more
Project proposed to be completed by 2019.
than 10 Lakh, and 50% if under 10 Lakh.
Expected to generate more than 5 crore jobs!
It will provide basic infrastructure like water &
The projects estimated costminimumis 1 lakh
electricity supply, sewerage, transport and green
crores.
space park .
Broadband Highwaysrural, urbanby 2017.
HOUSING FOR ALL (BY 2022)
DIGI LOCKER
Main objectives are of this scheme is to provide
Digi Locker is another Digital India initiative
Affordable House for Urban Poor
launched by the Government of India. Released by
Household & Promote slum free cities.
the Department of Electronics & Information
Under this scheme 2 Crore houses to be built for
Technology (DEITY), Ministry of Communications &
Urban Poor
IT, Digit Locker is an online Locker to save your
Central assistance will range from Rs.1Lakh to
official and other documents
Rs.2.30 Lakh per house.
You can not only store your official documents
Government will provide 6.5% Subsidy on loans
like mark sheets, Pan cards, Passports, certificates,
for EWS/LIG category houses
voter id cards, etc. but also store Uniform
House will be in the name of woman or with
Resource Identifier (URI) link documents issued by
jointly with husband
various departments. You can digitally sign
SMART CITY MISSION
edocuments with the esign facility provided by this
The govt. has planned to invest Rs.48000 for
system.
100 Smart cities which will going to choose
You will be allotted a storage space of 1 GB
through 'City Challenge
linked with his or her Aadhaar number.
Competition' followed by 'Intra State' and 'Inter
You can also sign in using your Gmail ID or
State' Competition.
Facebook ID.
20 cities that meet the criteria will be going to
NATIONAL PENSION SYSTEM (NPS)
fund for the first year of implementation, followed
Regulated by Pension Fund Regulatory and
by 40 each over the next two years.
Development Authority (PFRDA), The National
DIGITAL INDIA
Pension System (NPS) was launched on 1st
Govt organised Digital india week from 1 July
January, 2004 with the objective of providing
with the help of Dept of Electronics & IT (DEITy)
retirement income to all the citizens.
The aim of this project is to bring the whole of
Employees contribution is of 10% per month of
India under the IT umbrella and provide all
his income.
government services through the internet for
Minimum amount per contribution should be

atleast 500Rs.

Page | 31

Minimum contribution per year is 1.
scheme offered by PSBs & Central Govt) However,
Minimum annual contribution is 6000Rs.
it will be revised in April every year and the change
According to recent PFRDA Guidelines,
will be communicated subsequently
Investment from
The guardian is expecte d to deposit amount in
Private sector employees falling under NPS, can be
the account only till the completion of 14 years.
invested in
A premature withdrawal of 50% of the
Exchange traded funds. (ETFs)
accumulated amount is allowed after the girl child
SUKANYA SAMRADDHI ACCOUNT
turns 18.
The account can be opened only by parents or
The account can be closed only after the child
legal guardians for upto two girl children.
turns 21. If the money is not withdrawn even after
A Sukanya Samriddhi account can be opened for
that, it will continue to earn the interest.
a girl child till she attains the age of 10. The
BETI BACHAO, BETI PADHAO SCHEME
scheme started from 2
Prime Minister Narendra launched Beti Bachao,
December, 2014. An initial grace period of one
Beti Modi now Padhao (save the girl child, educate
year has been announced for convenience. A girl
the girl child), on January 22 in Panipat in
child, who is born between 2
Haryana.
December, 2003 and 1 December, 2004, can open
With an initial corpus of Rs 100 crore, the
account by 1
scheme has been launched in a hundred districts
December, 2015
across the country.
Only one account can be opened per girl child
In Haryana where the child sex ratio (CSR) is too
Sukanya deposits Samriddhi account can be
low,12 districts have been chosen specially for this
opened in Post Offices or authorised Banks (State
scheme.
Bank of India, Bank of Baroda, Punjab National
SANSAD AADARSH GRAM YOJNA
Bank, Bank of India, Canara Bank, Andhra Bank,
The government has launched ambitious village
UCO Bank, and Allahabad Bank, to name the few).
development scheme, called Sansad Adarsh Gram
The account can be opened with an amount of
Yojna, on October 11, the birth anniversary of
Rs.1000. It can be transferred from the original
social activist loknayak Jaiprakash Narayan, who
location to anywhere in
led the mid 1970s political movement against the
India as the girl child relocates.
then Prime Minister Indira
A minimum contribution of Rs.1000 per account
Under the scheme, each Member of Parliament
has to be deposited per year. A maximum of Rs.1,
will take the responsibility of developing physical
50,000 per account can be deposited. There is no
and institutional infrastructure in three villages and
limit in the number of deposits in a financial year
turn them into model villages by 2019 and a total
A penalty of Rs.50 will be imposed if the account
of eight villages each by 2024.
is not credited with the minimum amount
PAHAL SCHEME
The scheme is offering an interest rate of 9.1%
It is also known as DBTL (Direct benefit Transfer
per year (Highest Interest Rate among all savings
for LPG)

Page | 32

More than 60 per cent of LPG customers in the
were deposited under the scheme, which also has
country have joined the ambitious PAHAL scheme
an option for opening new bank accounts with zero
for receiving cash subsidy so that they can buy
balance.
cooking gas (LPG) at market price.
Those who opened accounts by January 26, 2015
Over 9 crore consumers, out of a total customer
they were given 1 lakh Rs accidental Insurance
base of 15.33 crore, have joined the Direct Benefit
cover & ,life insurance cover of Rs 30,000(to be
Transfer for LPG (DBTL) scheme and Rs 2,262
given by LIC).
crore in cash has been transferred to them
Validity of life Insurance cover of 30,000 Rs is
DEENDAYAL UPADHYAY GRAM JYOTIYOJNA
just 5 years.
Government approved Rs 43,033-crore rural
After Six months of opening of the bank account,
electrification scheme Deendayal Upadhyaya Gram
holders can avail Rs.5,000 overdraft from the
Jyoti Yojana.
bank. This facility is forAadhar-linked accounts
The scheme will replace the existing Rajiv Gandhi
With the introduction of new technology
Grameen Vidyutikaran Yojana (RGGVY).
introduced by National Payments Corporation of
The scheme is likely to work towards
India (NPCI), a person can transfer funds, check
improvement in hours of power supply in rural
balance through a normal phone which was earlier
areas, reduction in peak load, improvement in
limited only to smart phones so far. Mobile banking
billed energy based on metered con and providing
for the poor would be available through National
access to electricity to rural households.
Unified USSD Platform (NUUP) for which all banks
KIRAN
and mobile companies have come together.
Union Ministry of Science & Technology announced
The scheme, will provide two accounts to 7.5
"KIRAN" (Knowledge, Involvement, Research and
crore identified households by August 2018.
Advancement through Nurturing) scheme for
The second phase will start from 2015 till 2018,
Women Scientists
covering aspects such as micro insurance and
Its main aim is to increase the number of women
pension schemes like Swavalamban.
researchers in India. Provide Research grants
In an incentive to early account openers and to
particularly to those female researchers and
make the scheme a success, the government has
technologists and to Bring about, as far as
doubled the insurance cover from Rs 1 Lakh to Rs
achievable, gender parity in the field of science
2 Lakh if the bank account is opened within the
and technology.
first 100 days of the launch of PMJDY
PRADHAN MANTRI JANDHAN YOJANA
Recently NCPI has tied up with HDFC Ergo to
It is Run by Department of Financial Services,
provide the 1 Lakh initial cover while the additional
Ministry of Finance, on the inauguration day, 1.5
1 Lakh cover would be provided by the four state
Crore (15 million) bank accounts were opened
owned general insurers New India Assurance,
under this sc
National Insurance, United India Insurance and
By 28 January 2015, 12.58 crore accounts were
Oriental Insurance Company.
opened, with around 10590 crore (US$1.7 billion)

Page | 33

By September 2014, 3.02 crore accounts were
partial disability cover of Rs. 1 Lakh. This cover is
opened under the scheme, amongst Public sector
available to people in age group 18 to 70 years.
banks, SBI had opened the most 30 lakh (3

million) accounts.
On 20th January 2015, the scheme entered into
Guinness book of world records setting new record
for The most bank accounts opened in one week
The premium of Pradhan Mantri Suraksha Bima

Yojana is Rs.12 per annum.
The premium will be directly auto-debited by
the bank from the subscribers account.
The scheme will be offered by all public sector
A total of only 2 members can open PM Jan Dhan
general insurance companies New India
Account in their name.
Assurance Company, National Insurance
Jan Dhan Yojana aims on providing only Basic
Company, The Oriental Insurance Co, and
Savings Bank Deposit Account (BSBDA) to its
United India Insurance Co through tie ups
subscribers. The BSBDA allows its account holder
with banks. The government also plans to rope
to keep the account functional even with a zero
in other insurers as well. Any person having a
balance deposit and has no restrictions or
bank account and Aadhaar number linked to the
regulations on the minimum balance.
bank account can give a simple form to the
If you do not have any valid documents to open
bank every year before 1st of June in order to
a Jan Dhan Yojana Account you can opt for a Small
join the scheme. Name of nominee to be given
Account, which requires no documents.
in the form.
Recently, RBI said bank overdrafts of up to Rs
Government Contribution:
5,000 in accounts opened under this financial
Various Ministries can co-contribute premium for
inclusion mission will be treated as priority sector
various categories of their beneficiaries from their
lending. (PSL)
budget or from Public Welfare Fund created in this
PRADHAN MANTRI SURAKSHA BIMA YOJNA:
budget from unclaimed money.
Finance Minister Arun Jaitley in Budget 2015-16
This will be decided separately during the year.
announced a low-cost personal accidental cover
Common Publicity Expenditure will be borne by the
named Pradhan Mantri Suraksha Bima Yojana to
Government
increase the insurance penetration level in the
PRADHAN MANTRI JEEVAN JYOTI YOJANA
country.
Finance Minister Shri Arun Jaitley announced
Highlights of Pradhan Mantri Suraksha Bima
Pradhan Mantri Jeevan Jyoti Bima Yojana in the
Yojana:
Union Budget 2015-16.
Pradhan Mantri Suraksha Bima Yojana is expected
Here are the highlights of Pradhan Mantri Jeevan
to be launched on June 1, 2015.
Jyoti Bima Yojana:
It is an insurance policy which covers death or
Eligibility:
disablement of the policyholder caused due to
Available to people in the age group of 18 to 50
accident or accidental injuries. The Pradhan Mantri
and having a bank account. People who join the
Suraksha Bima Yojana will offer an accidental
scheme before completing 50 years can, however,
death and full disability cover of Rs.2 Lakh and for

Page | 34

continue to have the risk of life cover up to the age
willing to join the scheme and tieup with banks for
of 55 years subject to payment of premium.
this purpose.
Premium:
Government Contribution:
Rs.330 per annum. It will be auto-debited in one
Various other Ministries can co-contribute premium
installment.
for various categories of their beneficiaries out of
Payment Mode:
their budget or out of Public Welfare Fund created
The payment of premium will be directly auto-
in this budget out of unclaimed money. This will be
debited by the bank from the subscribers account.
decided separately during the year.
Risk Coverage:
Common Publicity Expenditure will be borne by
Rs.2 Lakh in case of death for any reason.
Government. More or less, it is quite similar to
Terms of Risk Coverage:
Pradhan Mantri Suraksha Bima Yojana. The
A person has to opt for the scheme every year. He
differences are, premium, age eligibility, insurance
can also prefer to give a long-term option of
cover & terms and finally the Pradhan Mantri
continuing, in which case his account will be auto-
Jeevan Jyoti Bima Yojana will be offered
debited every year by the bank.
specifically by LIC and other Interested Life
Who will implement this Scheme?
Insurance Companies. (It is very important for the
The scheme will be offered by Life Insurance
Insurance and Banking Exams in 2015.)
Corporation and all other life insurers who are
IMPORTANT POINTS ON RESERVE BANK OF INDIA

The reserve bank of India was established on
The general superintendence and direction of the
April 1, 1935 in
RBI is entrusted with the 21-member Central
Accordance with the provisions of the Reserve

Bank of India Act, 1934. Reserve Bank is fully
Board of Directors
The Governor Dr. Raghuram Rajan (23rd
owned by the Government of India. The Initial

share Capital of RBI was 5 crore.
Governor)
4 Deputy Governors
The Central Office of the RBI was established in
H R Khan
Calcutta (now Kolkata), but was moved to
Dr Urjit Patel
Bombay (now Mumbai) in 1937
R Gandhi
Emblem of RBI is Panther and Palm Tree.

The Reserve Bank of India is Indias central
S S MUNDRA.
banking institution, which controls the monetary

policy of the Indian rupee
Following Indias independence on 15 August
(Dr. Urjit Patel became Deputy Governor in

January 2013.)
2 Finance Ministry representatives
10 government-nominated directors to
1947, the RBI was nationalised on 1 January
represent important elements from Indias
1949.
economy,

Page | 35

4 directors to represent local boards
applicable to cooperative banks and to introduce
headquartered at Mumbai, Kolkata, Chennai
other changes.
and New Delhi.

The Government of India appoints the directors
for a 4-year term.
The central bank recently desired to create a post
As a supportive body The Board of Financial

Supervision (BFS), formed in November 1994, to
control the financial institutions.
The Tarapore committee was set up by the
of Chief Operating Officer(COO) and re-allocate
Reserve Bank of India to lay the road map to
work between the five of them(4 Deputy
capital account convertibility. (Note :- CAC or
Governor and COO)
Capital account convertibility implies the freedom
RBI was conceptualized as per the guidelines,
to convert domestic financial assets into overseas
working style and outlook presented by Dr.B. R.
financial assets at market determined rates. It
Ambedkar as written in his book The Problem of
can also imply conversion of overseas financial
the Rupee Its origin and its solution.
assets into domestic financial assets. Broadly, it
The bank was set up based on the
would mean freedom for firms and residents to
recommendations of the 1926 Royal Commission
freely buy into overseas assets such as equity,
on Indian Currency and Finance, also known as
bonds, property and acquire ownership of
the HiltonYoung Commission
overseas firms besides, free repatriation of
The institution has 22 regional offices.

Nagpur Branch of RBI holds Indias most gold
deposits.
proceeds by foreign investors.)

The Reserve Bank of India performs the function
of financial supervision under the guidance of the
RBI also owns a monetary museum in Mumbai.
Board for Financial Supervision (BFS). The Board
For a brief period of Time RBI also acted as
was constituted in November 1994.
Burmas central bank & central bank for Pakistan

The national economy came down in July 1991
The RBI controls the monetary supply, monitors

economic indicators like the gross domestic
and the Indian rupee was devalued. The currency
product and has to decide the design of the rupee
lost 18% relative to the US dollar, and the
banknotes as well as coins.
Narsimham Committee advised restructuring the
The central bank manages to reach different
financial sector by a temporal reduced reserve
goals of the Foreign Exchange Management Act,
ratio as well as the statutory liquidity ratio. New
1999. The main Objective is to facilitate external
guidelines were published in 1993 to establish a
trade and payment and promote orderly
private banking sector. This turning point should
development and maintenance of foreign
reinforce the market and was often called neo-
exchange market in India.
liberal.
RBI also works as a central bank where
The Banking Regulation Act, 1949 is a legislation
commercial banks are account holders and can
in India that regulates all banking firms in India.
deposit money.RBI maintains banking accounts of
Initially, the law was applicable only to banking
all scheduled banks
companies. But, 1965 it was amended to make it

Page | 36

Commercial banks create credit. It is the duty of
The RBI is also a banker to the government and
the RBI to control the credit through the CRR,
performs merchant banking function for the
bank rate and open market operations
central and the state governments. It also acts as
As bankers bank, the RBI facilitates the clearing
their banker. The National Housing Bank (NHB)
of cheques between the commercial banks and
was established in 1988 to promote private real
helps inter-bank transfer of funds. It can grant
estate acquisition
financial accommodation to schedule banks

Fully owned Subsidiaries of RBI are Deposit
Insurance and Credit Guarantee Corporation of
RBI recently appointed Ms Meena Hemchandra as

its Executive Director.
RBI sets the maximum age for Managing
India(DICGC), Bharatiya Reserve Bank Note
Directors and Chief Executive Officers in private
Mudran Private Limited(BRBNMPL)
sector banks at 70.
The first Governor of the Reserve Bank of India
Main functions of RBI in a Brief:
from 01.04.1935 to 30.06.1937 was Sir Osborne
1) Monetary Authority: Formulates implements and
Smith
monitors the monetary policy.
Chintaman Dwarkanath Deshmukh (C D
2) Regulator and supervisor of the financial
Deshmukh) was the governor of RBI at the Time
system: Prescribes broad parameters of banking
of nationalization of RBI in 1949.
operations within which the countrys banking and
Former Prime Minister Manmohan singh also

served as RBIs 15th Governor.
financial system functions.

3) Manager of Foreign Exchange: Manages the
1st women Deputy Governor of RBI -K.J.Udeshi.
Foreign Exchange Management Act, 1999.
A report titled Trend and Progress of Banking In
4) Issuer of Currency: Issues and exchanges or
India is published annually, as required by the
destroys currency and coins not fit for circulations.
Banking Regulation Act of 1949. The report sums
(Currently All other currency Notes except 1 Rs is
up trends and developments throughout the
issued by RBI, 1Rs note is issued by Finance
financial sector. Starting in April 2014, the
ministry)
Reserve Bank of India is sending out bi-monthly
5) Development role: Performs a wide range of
policy updates
promotional functions to support national
In order to curb the fake currency menace, RBI
objectives.
has launched a website to raise awareness
6) Bankers to the Government: performs merchant
among masses about fake notes in the
banking function for the central and the state
market.www.paisaboltahai.rbi.org.in provides
governments; also acts as their banker.
information about identifying fake currency
7) Bankers to banks: maintains bank scheduled
Recently RBI gave a press release stating that
banks
after 31 December 2015, it will completely

withdraw from circulation all banknotes issued
prior to 2005.

Page | 37

TYPES OF BANK ACCOUNTS IN INDIA
Traditionally banks in India have these types of
Depositors need to maintain Minimum Balance
deposit accounts, namely
whose limit vary across different banks.
SAVING BANKING ACCOUNTS
Transactions on Amount over 50,000Rs PAN Card
2. Current Accounts,
is Mandatory. Withdrawals are allowed subject to
3. Recurring Deposits.
certain restrictions.
4. Fixed Deposits.
5. BSBDA (No-Frill Accounts)
Different types of accounts which can be
A minimum amount has to be kept on saving

account to keep it functioning.
These accounts not only provide cheque facility
maintained by an Non Residential Indians (NRI)
but also have lot of flexibility for deposits and
/Person of Indian Origin (PIO) in India are
withdrawal of funds from the account.
1. Non-Resident Ordinary Rupee Account
Most of the banks have rules for the maximum
(NRO Account)
number of withdrawals in a period and the
2. Non-Resident (External) Rupee Account
maximum amount of withdrawal, but hardly any
(NRE Account)
bank enforces these. However, banks have every
3. Foreign Currency Non Resident (Bank)
right to enforce such restrictions if it is felt that
Account (B)
the account is being misused as a current
Some other Accounts are
account.
1. DeMat Account
Till 24/10/2011, the interest on Saving Bank
2. NOSTRO Account
Accounts was regulated by RBI and it was fixed
3. VOSTRO Accounts
at 4.00% on daily balance basis. However, wef
4. LORRO Accounts
25th October, 2011, RBI has deregulated Saving
Note: - Minimum age to open a bank account is
Fund account interest rates and now banks are
now 10 years
free to decide the same within certain conditions
Savings Account
imposed by RBI.
Saving accounts are opened to encourage the
As per guidelines Interest rates should remain
people to save money and collect their savings.
same for all banks below 1Lakh. Above it Banks
The saving account holder is allowed to withdraw
can decide themselves.
money from the account whenever required as
CURRENT ACCOUNT:
per his needs.
Current Accounts are basically meant for
There is no restriction on the number and amount
businessmen and are never used for the purpose
of deposits. However, in India, mandatory PAN
of investment or savings. Most of the current
(Permanent Account Number) details are required
account are opened in the names of firm /
to be furnished for doing cash transactions
company accounts
exceeding 50,000. There is No limit for the
The main objective of Current Account holders in
Maximum amount to be saved. However
opening these account is to enable them (mostly

Page | 38

businessmen) to conduct their business
Normally, such deposits earn interest at the same
transactions smoothly.
rates as are applicable for Fixed Deposits / Term
There are no restrictions on the number of times
Deposits.
deposit in cash / cheque can be made or the
These are best if you wish to create a fund for
amount of such deposits.
your childs education or marriage of your
Usually banks do not pay any interest on such
daughter or buy a car without loans or save for
current accounts. However, in recent times some
the future.
banks have introduced special current accounts
These are also called as cumulative deposits.
where interest (as per banks own guidelines) is
Recurring Deposit accounts are normally allowed
paid.
for maturities ranging from 6 months to 120
The current accounts do not have any fixed
months. (6 Months to 10 Years) except when
maturity as these are on continuous basis
specific rates on Deposits are paid for particular
accounts.
number of days e.g. 500 days, 555 days, 1111
These deposits are the most liquid deposits and
days etc i.e. these are not ending in a quarter.
there are no limits for number of transactions or
These accounts can be opened in single or joint
the amount of transactions in a day.
names. Nomination facility is also available.
Cheque book facility is provided and the account

holder can deposit all types of the cheques and
drafts in their name or endorsed in their favour by
Rate of Interest offered is similar to that in Fixed

Deposits.
These accounts can be opened with a minimum
third parties.
amount of 10Rs/Month. There is No maximum
Banks provide overdraft facility for these accounts
limit.
by which account holder can withdraw more money

than available bank balance. This act as a short
term loan to meet urgent needs.
Interest is compounded on quarterly basis in

recurring deposits.
A Pass book is usually issued wherein the person
Bank charges high rate on interest and charges for
can get the entries for all the deposits made by
overdraft facility
him / her and the interest earned
RECURRING DEPOSITS:
Recurring Deposit is a special kind of Term
In case instalment is delayed, the interest

payable in the account will be reduced and some
Deposit offered by banks in India popularly
nominal penalty charged for default in regular
known as RD accounts which help people with
payments.
regular incomes to deposit a fixed amount every
In RDs Premature withdrawal of accumulated
month into their Recurring Deposit account and
amount permitted is usually allowed (however,
earn interest at the rate applicable to Fixed
penalty may be imposed for early withdrawals).
Deposits.
FIXED DEPOSIT ACCOUNTS:
These are suitable for people who do not have

lump sum amount of savings, but are ready to
The account which is opened for a particular fixed

period (time) by depositing particular amount
save a small amount every month.

Page | 39

(money) is known as Fixed (Term) Deposit
Account.
BSBDA guidelines are applicable to all scheduled

commercial banks in India, including foreign
The term fixed deposit means that the deposit is

fixed and is repayable only after a specific period
is over.
banks having branches in India.

The aim of introducing Basic Savings Bank
Deposit Account is very much part of the efforts
Under fixed deposit account, money is deposited

for a fixed period say six months, one year, five
years or even ten years.
The money deposited in this account cannot be
withdrawn before the expiry of period.
The main purpose of fixed deposit account is to
enable the individuals to earn a higher rate of
interest on their surplus funds (extra money).
They are also known as Term Deposits.
Banks pay higher interest rate on FDs than
Savings account
The amount can be deposited only once. For
of RBI for furthering Financial Inclusion

objectives.
As per RBIs Guidelines, All the accounts opened
earlier as no-frills account should be renamed as
BSBDA. Banks are required to convert the
existing no-frills accounts into Basic Savings
Bank Deposit Accounts.
These are also known as No-Frill Accounts
Banks are advised not to impose restrictions like
age and income criteria of the individual for
opening BSBDA. There is no requirement for any
initial deposit for opening a BSBDA. Banks should
further such deposits, separate accounts need to
offer the ATM Debit Cards free of charge and no
be opened.
Annual fee should be levied on such Cards.
Fixed Deposit Account may be opened for a
An individual is eligible to have only one Basic
minimum period of 15 days and maximum period
Savings Bank Deposit Account in one bank.
of 10 years.
Holders of Basic Savings Bank Deposit Account
The minimum amount required to open a Fixed

Deposit is Rs.1000.
Withdrawals are not allowed. However, in case of
will not be eligible for opening any other savings

account in that bank. If a customer has any other
existing savings account in that bank, he / she
emergency, banks allow to close the fixed
will be required to close it within 30 days from
account prior to maturity date. In such cases, the
the date of opening a Basic Savings Bank
bank deducts 1% (deduction percentage many
Deposit Account.
vary) from the interest payable as on that date.

BASIC SAVING BANK DEPOSIT ACCOUNT
(BSBDA)
charge minimum 4 withdrawals, through ATMs

Total credits in such accounts should not exceed
Under the guidelines issued by RBI, Any

individual, including poor or those from weaker
section of the society, can open zero balance
account in any bank. These accounts are known
as BSBDA
In BSBDA, banks are required to provide free of
1 lakh rupees in a year.

Maximum balance in the account should not
exceed 50,000Rs at any time
The total of debits by way of cash withdrawals
and transfers will not exceed 10,000 rupees in a
month

Page | 40

Foreign remittances cannot be credited to Small
The interest rates are stipulated by the
Accounts without completing normal KYC
Department of Banking Operations and
formalities
Development, Reserve Bank of India.
Small Accounts can only be opened at CBS linked
NRO Account
branches of banks or at such branches where it is
It stands for Non-Resident Ordinary Rupee
possible to manually monitor the ful fulfillment of
Account (NRO Account)
the conditions.
NRO accounts may be opened / maintained in
Small accounts are valid for a period of 12
the form of current, savings, recurring or fixed
months initially which may be extended by
deposit accounts.
another 12 months if the person provides proof of
Interest rates offered by banks on NRO deposits
having applied for an Officially Valid Document.
cannot be higher than those offered by them on
FCNR Accounts
comparable domestic rupee deposits.
FCNR Accounts : Foreign Currency Non-Resident
Account should be denominated in Indian
Accounts are the ones that are maintained by the
Rupees.
NRIs in foreign currencies like USD, DM and GBP
NRI/PIO may remit from the balances held in
etc. The account is a term deposit with interest
NRO account an amount not exceeding USD one
rates linked to the international rates of interest of
million per financial year, subject to payment of
the respective currencies.
applicable taxes.
These accounts are maintained by NRIs. These
TDS (Tax deduction at source) on amount
are kind of Term deposit on which interest rate
accrued in the form of Interest is applicable on
depends on International interest rates for
NRO Account.
different currencies.
NRE Accounts
These accounts can only be maintained in
It stands for Non-Resident (External) Rupee
Foreign currencies
Account (NRE Account)
Benifit of this type of Account is that the investor
Non resident external accounts are those in
will not have to bear any risk of fluctuations of
which NRIs are allowed to send their foreign
foreign currency. Interest Rates on this account in
currencies (Remittance). The amount is then
India are Usually higher (7-8%) as compared to
converted in INR.
those in western countries.
NRE account may be in the form of savings,
FCNR (B) accounts are only in the form of term
current, recurring or fixed deposit accounts.
deposits of 1 to 5 years
Such accounts can be opened only by the non-
Account can be in any freely convertible
resident himself and can be jointly held.
currency.
Account will be maintained in Indian Rupees.
Loans up to Rs.100 lakh can be extended against
Accrued interest income and balances held in
security of funds held in FCNR (B) deposit either to
NRE accounts are exempt from Income tax.
the depositors or third parties.

Page | 41

Loans up to Rs.100 lakh can be extended against
has become mandatory for any person holding a
security of funds held in NRE Account either to the
DeMat account to possess a Permanent
depositors or third parties.
Account Number (PAN).
DeMat Account
NOSTRO Account
DeMat is nothing but a dematerialized account.
It means Our Account in you. A Nostro account is
One needs to open a DeMat account if he/she
maintained by an Indian Bank in the foreign
wants to buy or sell stocks. Thus, DeMat account is
countries.
similar to a bank account wherein the actual
VOSTRO Account
money is being replaced by shares.
It means Your account with us. A Vostro account
In order to open a DeMat account, one needs to
is maintained by a foreign bank in India with their
approach the Depository Participants [DPs].
corresponding bank.Currency in these account are
DeMat account is used to avoid holding of
maintained in the form of the related country
physical shares:
where the account is.
The shares are bought as well as sold through a
LORRO Account
stock broker. In this case, the advantage is that
It means Their Account with them
one does not need any physical evidence for
For eg. PNB needs Dollars from standard charted
possessing these shares. All the things are taken
Bank (USA), but it does not have a NOSTRO
care of by the DPs. This account is very popular in
account or Minimum balance in NOSTRO Account.
India.
In this case they can ask for SBIs help who is
Physically only 500 shares can be traded as per
having an account in standard charted USA. So
the provision given by SEBI. From April 2006, it
SBIs Account will act as LORRO Account for PNB.
MONETARY POLICY AND ITS INSTRUMENTS

SLR (Statutory Liquidity Ratio)
keeping the reserves. CRR is defined under Sec
SLR is the amount a commercial form of cash, or
42(1) of RBI Act, 1934.
gold, or govt. approved securities (Bonds) with
Liquidity adjustment facility
themselves before providing credit to its
(LAF) is a monetary policy tool which allows banks
customers. SLR rate is determined and maintained
to borrow money through repurchase agreements
by RBI in order to control the expansion of the
(REPO). LAF is used to aid banks in adjusting the
bank credit.
day to day mismatches in liquidity. LAF consists of
CRR (Cash Reverse Ratio)
repo and reverse repo operations.
Cash Reserve Ratio Cash Reserve Ratio is a certain
Repo Rate:
percentage of bank deposits (Net Time and
Repo (Repurchase) rate whenever the banks have
Demand Liabilities) which banks are required to
any shortage of funds they can borrow it form RBI.
keep with RBI in the form of reserves or balances.
It is the rate at which RBI lends money to
Higher the CRR with the RBI lower will be the
commercial banks against securities in case
liquidity in the system and vice-versa. RBI can
commercial banks fall short of funds for Short
charge Penalty (3% above Bank Rate) for not
Term. But remember banks cannot get money by

Page | 42

mortgaging SLR quota securities to get money
There are two types of financial market:
from RBI.
1. Money Market
Reverse Repo Rate
2. Capital Market
Reverse Repo rate is the rate at which RBI borrows
Money Market
money from commercial banks. Banks are always
Money Market is the part of financial market
happy to lend money to RBI since their money is in
where instruments with high liquidity and very
the safe hands with a good interest. An increase in
short-term maturities are traded.
reverse repo rate can cause the banks to transfer

more funds to RBI due to this attractive interest
rates. To earn interest on Idle Cash, Reverse Repo
It deals in funds and financial instruments

having a maturity period of one day to one year
It's the place where large financial institutions,
Rate is the best options for banks.
dealers and government participate and meet out
Marginal Standing Facility (MSF)
their short-term cash needs.
MSF rate is the rate at which banks borrow funds

overnight from the Reserve Bank of India (RBI)
against approved government securities.
The most important feature of money market

instruments is that it is liquid.
Due to highly liquid nature of securities and
This was introduced by RBI in May 2011. This loan
their shortterm maturities, money market is
provided by RBI to banks at the rate of 2% of its
treated as safe place.
NDTL Banks should be request for MSF between 3-
It is not a single market but a collection of
30 to 4-30 pm electrically under negotiable dealing
markets for several instruments like call money
system(NDS). This loan is provided only for 1 day.
market, Commercial bill market etc. The dealings
The min loan provided by RBI under MSF is 1
in money market take place through short-term
Crore. By this mechanism commercial banks can
credit instruments, e.g., trade bills, promissory
get loans from RBI for their emergency needs. MSF
notes, hundis and government securities.
Rate = Repo Rate +1%.
Short Term Deposit refers to an amount of
MONEY MARKET
money placed in a bank or financial institution for a
Financial market is a platform where buyers and
term no longer than one year. A Short Term
sellers are involved in sale and purchase of
Deposit will usually earn a fixed rate of interest.
financial products like shares, mutual funds,
Short Term Deposits are also known as time or
certificate of deposit, bonds and so on. Any
term deposits
industry like reliance, tatas or government needs
RBI is the regulator and controller of money
money to meet liquidity requirement come to
market. Theintervention of RBI is varied curbing
financial market .Financial market act as
crisis situations by reducing key policy rates or
intermediary between those who need money and
curbing inflationary situations by rising key policy
who want to invest their money to earn better rate
rates such as Repo, Reverse Repo, CRR etc.
of interest.
Major Players in Money Market
Financial market are divided in two types depends
1. RBI
on duration for which they need money.
2. Central Government

Page | 43

3. State Governments
BANKING SUPERVISION), which mainly focuses on
4. Banks
risks to banks and the financial system are called
5. Financial Institutions
Basel accord. The purpose of the accord is to
6. Micro Finance Institutions
ensure that financial institutions have enough
7. Foreign Institutional Investors (FII)
capital on account to meet obligations and absorb
8. Mutual Funds
unexpected losses.
Instruments in Money Market
India has accepted Basel accords for the banking
1. Treasury Bills
system. Up till now BASEL ACCORD has given us
2. Commercial Papers
three BASEL NORMS which are BASEL
3. Certificate of Deposit
1,2 and 3 but before coming to that we have to
4. Bankers Acceptance
understand
5. Repurchase Agreement
following terms-
6. Call/Notice/Term money market
CAR/CRAR- Capital Adequacy Ratio/ Capital to
7. Commercial bill
Risk Weighted
8. Money Market Mutual Fund.
Asset Ratio
RWA Risk Weighted Assets
BASEL ACCORDS (POST-1):
Formulae for CAR =Total Capital/RWA*100
In the recent few days we have heard a lot that
Now here, Total Capital = Tier1+ Tier2 capital
government is been infusing lot of money in the
Tier 1 The Tier-I Capital is the core capital .For
public sector banks but why? To understand this,
example Paid up Capital, Statutory Reserves,
We have to first understand that what BASEL
Other disclosed free reserves, Capital Reserves
ACCORD or BASEL NORMS is all about. Basel is a
which represent surplus arising out of the sale
city in Switzerland which is also the headquarters
proceeds of the assets, other intangible assets
of Bank of International Settlement (BIS). BIS
belongs from the category of Tier1 capital.
fosters co-operation among central banks with a
Tier 2 Tier-II capital can be said to be
common goal of financial stability and common
subordinate capitals.
standards of banking Regulations. The Bank for
For example Undisclosed reserves, Revaluation
International Settlements (BIS) established on 17
Reserves, General Provisions and loss reserves,
May 1930, is the worlds oldest international
Hybrid debt capital instruments such as bonds,
financial Organization. There are two
Long term unsecured loans, Debt
representative offices in the Hong Kong and in
Capital Instruments etc are belongs from the
Mexico City. In total BIS has 60 member countries
category of Tier2 capital.
from all over the world and covers approx 95% of
Risk weighted Assets
the world GDP.
RWA means assets with different risk profiles; Like
OBJECTIVE
there is larger risk in personal loans in comparison
The set of agreement by the BCBS (BASEL
to the housing loan, so with different types of
COMMITTEE ON

Page | 44

loans the risk percentage on these loans also
In 2008, Lehman Brothers collapsed in
varies.
September 2 need for a fundamental
BASEL-1
strengthening of the Basel II framework
In 1988,The Basel Committee on Banking
had become apparent.
Supervision (BCBS) introduced capital
Basel III norms aim at making most
measurement system called Basel capital
banking activities such as their trading
accord,also called as Basel 1.
activities
It focused almost entirely on credit risk, It
Recently The Reserve Bank of India has
defined capital and structure of risk weights for
extended the timeline for full
banks. The minimum capital requirement was fixed
implementation of the Basel III capital
at 8% of risk weighted assets (RWA).
regulations by a year to March 31, 2019.
India adopted Basel 1 guidelines in 1999.
(Earlier it was 31 March 2018)
BASEL-2
TIMELINE OF BANKING HISTORY
In 2004, Basel II guidelines were published
Time line of important events in banking history
by BCBS, which were considered to be the
important for
refined and reformed versions Basel I
Quick revision
accord.
1770 - Bank of Hindustan established by British
The guidelines were based on three
1806 - Presidency Bank of Bengal goes on to
parameters which are as follows
Banks should maintain a minimum capital
1840 - Presidency Bank of Bombay established
adequacy requirement of 8% of risk assets.
1843 - Presidency Bank of Madras established
Banks were needed to develop and use
1865 - Allahabad Bank established Oldest
better risk management techniques in

monitor three types of risks that is credit
and increased disclosure requirements. The
three types of risk are operational risk,
market risk, capital risk.
Banks need to mandatory disclose their risk

exposure, etc to the central bank.
become Imperial Bank of India
Basel II norms in India and overseas are

yet to be fully implemented.
Joint Stock bank in India.

1881 - Oudh Commercial Bank by Indian
efforts entirely
1894 - Punjab Commercial Bank (PNB), est. in
Lahore by
Indian Merchants 1 st Indian effort to continue
till present day.
1904 - Concept of Co-op Banks introduced by
Lord Curzon
1906 - Swadeshi Movement
BASEL-3
In 2010, Basel III guidelines were released.

These guidelines were introduced in
response to the financial crisis of 2008.
1913 1917 - Banking Crisis & failure of 588

banks in various states
1921 - Imperial Bank Of India all Presidency
Banks merges by British Govt. which later on
become SBI!

Page | 45

1926 - Hilton Young Committees Report on
Central Bank
1927 - HYC Report introduced in Legislative
Assembly and rejected
1933 - Central Banking Investigation
Committees report passed
1934 - Reserve Bank Of India Act, 1934 on the
basis of the 1933s report
1935 - RBI established with Headquarter in
Calcutta.
1937 - HQ of RBI permanently moved to
Bombay.
1944 - Bretton Woods negotiation.
1949 - 1 Jan, 1949 nationalisation of RBI.
Governor is C.D.Deshmukh
Also, Banking Regulation Act, 1949.
1952 - A.D. Gorwala Committee recommends
re-naming Imperial Bank of India as State Bank
Of India.
1954 -ICICI founded
1955 -1 st July, 1955 State Bank of India
1964 - IDBI formed as wholly owned subsidiary
of RBI by Act of Parliament
1969 - Nationalisation of Banks: 19 July, 1969.
14 Banks. With authorised capital over Rs. 50
crores.
1998-99 - Kisan Credit Card introduced by RBI

with
NABARD.
2004- IDBI enters banking sector
2005- Banking Ombudsman formed
2006 -IDBI merges with IDBI Bank.
IDBI acquires United Western Bank.
2007 - CTS (Cheque Truncation System) first
implemented in NCR, New Delhi deadline was
31 December 2013.
2008 - IDBI Nationalised. Now total nationalised
banks is 20 excluding SBI and its associates.
SBI merges State Bank of Saurashtra 1st
associate bank merger on 13 August, 2008.
2010 - ICICI acquires Bank of Rajasthan
SBI merges State Bank of Indore 2nd
associate bank merger on 26 August, 2010.
2011 - Swabhiman Campaign under Financial
Inclusion launched.
2012 - RuPay launched by National Payments
Corporation of
India.
2013 - Bhartiya Mahila Bank formed. 19
November, 2013.
Total nationalised banks is 21 + SBI and its 5
associates = 27.
1980 -Nationalisation of Banks: 6 banks

With authorised capital more than Rs. 200
2014 - RuPay dedicated to India and formally

introduced, by President Pranab Mukherjee. It is
Indias 1st indigenous/domestic payment card
crores.
1982 -NABARD established on 12 july 1982
Scheme. Jan Dhan Yojana for Financial
1993 -4 September, 1993 New Bank Of India
Inclusion launched. 2 new banking license
+ PNB merger.
Total of Nationalised banks now 14 + 6 1 =
19 excluding
SBI and its associates.
1994-96 - Core Banking System started making
its way into banks and branches
issued by RBI to Bandhan Financial Services and

IDFC. RBI announced recall of pre-2005
currency notes.
2015 - RBI issued draft guidelines for setting up
small banks and payment banks with minimum
capital requirement would be Rs 100 crore .

Page | 46

They would initially be restricted to holding a
This bank would primary be a lending entity to
maximum balance of Rs 100,000 per customer.
micro and small business entities engaged in
PM Narendra Modi launched the ambitious
manufacturing, trading and service activities
MUDRA Bank on 8 April 2015 with a capital of
2019 - Proposed Basel III implementation. The
20,000 cr Rs. & credit guarantee corpus of
transitional period for full implementation of
Rs.3000 cr
Basel III Capital Regulations in India is

extended upto March instead of as on March 31,
2018
IMPORTANT TERMS
What is Insurance?
premiums. The policy will detail the shares held by
Insurance is defined as a contract between two
each company.
parties whereby one party called insurer
What is Lapse Ratio?
undertakes in exchange for a fixed sum called
The ratio of the number of life insurance policies
premium to pay the other party called insured a
that lapsed within a given period to the number in
fixed amount of money after happening of a
force at the beginning of that period.
certain event.
What is Dividend?
What is Double Insurance?
The return of part of the policys premium for a
If the insurance policy is taken from more than one
policy issued on a participating basis by either a
underwriter where period of insurance, subject
mutual or stock insurer. A portion of the surplus
matter of insurance and sum insured are same,
paid to the stockholders of a corporation.
then this is called Double Insurance.
What is Casualty Insurance?
What is REINSURANCE?
Casualty Insurance is primarily concerned with
It is an insurance that an insurance company buys
losses caused by injuries to persons and legal
for its own protection. The risk of loss is spread so
liability imposed upon the insured for such injury
a disproportionately large loss under a single policy
or for damage to property of others.
doesnt fall on one company. Reinsurance enables
What is Retention?
an insurance company to expand its capacity;
The amount of risk retained by an insurance
stabilize itsunderwriting results; finance its
company that is not re-insured.
expanding volume; secure catastrophe protection
What is Blanket Insurance?
against shock losses; withdraw from a line of
A policy designed to provide coverage under a
business or a geographical area within a specified
single limit for two or more items (e.g. building
time period.
and/or contents), two or more locations, or a
What is Co-Insurance?
combination of items and/or locations.
It is the Method of sharing insurance risk between
What is Banccasurance?
several insurers. Here The policyholder will deal as
Banccasurance means selling of insurance products
a lead insurer who issues documents and collects
through banks. The insurance companies and the

Page | 47

banks come up in a partnership wherein the bank
Risk depends on the need for insurance, state of
sells the tied insurance companys insurance
health, personal habits standard of living and
products to its clients. Bank Insurance Model is
income of insured peson. The risk factors that
also termed as Banccasurance.
affects the decesion of the insurance company to
What is E & O insurance?
accept the risk is called Moral Hazard
Insurance that covers liability for errors and
Who are Third Party Administrators?
omissions, such as incorrect records or accounting
Third Party Administrators or TPAs are a vital link
is called Errors and Omissions
between health insurance companies, policy
Insurance (E & O insurance)
holders and health care providers. The TPAs
What is Act of God?
maintain databases of policy holders and issue
Any accidental act which could not have been
them identity cards with unique identification
prevented by any amount of human care and fore
numbers and handle all the post policy issues
thought
including claim settlements. They provide cashless
What is Keyman Insurance Policy?
facility to the client undergoing treatment during
A life insurance policy taken by a person on the life
Hospitalisation
of another person who is or was his employee/
What is Mortality Charge?
connected to his business in any manner.
Mortality Charge is the amount charged every year
Who is an Actuary?
by the insurer to provide the life cover to the
A person with expertise in the fields of economics,
policyholder on the life of the Life Insured. It is
statistics and mathematics, who helps in risk
also called as Cost of Insurance.
assessment and estimation of premiums etc for an
What is Maturity Date?
insurance business, is called an actuary. A
The date on which the principal amount of a note,
professional statistician working in an insurance
draft, acceptance bond or other debt instrument
company is an Actuary.
becomes due and is repaid to the investor and
What is Actuarial Science?
interest payments stop.
Actuarial science is the discipline that applies
The maturity date tells you when you will get your
mathematical and statistical methods to assess
principal back and for how long you will receive
risk in insurance, finance and other industries and
interest payments.
professions. Actuarial science includes a number of
Who is an Agent?
interrelated subjects, including probability,
An Agent is a person who is licensed by state to
mathematics, statistics, finance, economics,
sell Insurance.
financial economics, and computer programming.
The Agents serve as an intermediary between the
Who is Fiduciary?
insurance company and the insured. Agents are
Person who holds something in trust for another is
only responsible for the timely and accurate
called Fiduciary.
processing of forms, premiums, and paperwork.
What are Moral Hazards?
They are of two types viz.

Page | 48

Captive Agent Agent sell Insurance of a specific
Surrender Value is the amount the policy holder
Company.
will get from the insurance company if he decides
Independent Agent Agent who works
to exit the policy before maturity. Surrender value
independently and sells
is payable only after three full years premiums.
Insurance of many companies.
What is Maturity claim?
Who is a Broker?
Maturity claim is a type of claim, wherein the
An insurance broker is a specialist in insurance and
insured fills a maturity claim form. It is sent along
risk management. Brokers act on behalf of their
with the original policy document to the insurance
clients and provides advice in the interests of their
company before the maturity date to get timely
clients. Insurance brokers can be best described as
settlement from the insurance company as post
a kind of super-independent agent.
dated cheque or ECS (Electronic Clearance
What is Annuity?
Service) payment on the maturity date.
A long-term contract sold by an insurance
What is Death claim?
company designed to provide payments to the
Death claim is a type of claim made by the
holder at specified intervals, usually after
nominee of the insured to the insurance company
retirement.
due to death of the insured, abiding to the policy
What are Insurable and Uninsurable Risks?
terms and conditions.
A risk that conforms to the norms and
What is valid claim & Fradulent claim?
specifications of the insurance policy in such a way
An insurance company validates the authenticity
that the criterion for insurance is fulfilled is called
and amount claimed by the insured in-order to
insurable risk. In case of a scenario where the loss
prevent the insurer from exaggerating the claim
is too huge that no insurer would want to pay for
amount & the claim fraudulently. If it is a valid
it, the risk is said to be uninsurable.
reason it is classified as valid claim or else it is
What is AD&D in Insurance?
classified as fraudulent claim, thereby if insurance
AD&D in Insurance refers to Accidental Death and
suspects of fraudulence in the claim.
Dismemberment Insurance.
What do you mean by Policy not in force?
It is a policy that pays benefits to the beneficiary if
If the policy is lapsed i.e., the insured has not paid
the cause of death is an accident. This is a limited
the policy amount before the grace period expires,
form of life insurance which is generally less
then it is termed as policy not in force. The insured
expensive.
is not covered by the policy when it is termed as
What is Lapse in Insurance?
policy not in force
The policy for which all benefits to the policy holder
What is Gratuity?
cease and is terminated due to nonpayment of
Gratuity is a part of salary that is received by an
premium amount on the due date or even after the
employee from his/her employer in gratitude for
grace period is called a lapsed policy.
the services offered by the employee in the
What is Surrender Value?
company.

Page | 49

According to Payments of Gratuity Act, 1972 with
year-old fan will not be replaced at current full
minimum of 5 years service during exit is eligible
value because of a decade of depreciation.
to minimum of 15 days from the last drawn salary
What is BCAR BESTS CAPITAL ADEQUACY
for each completed service year.
RELATIVITY (BCAR)?
What is Void & Voidable contract?
It is a percentage, which measures a companys
Any agreement which is illegal is considered as
relative capital strength and it is compared to its
void contract. When an agreement between two
industry peer composite. BCAR is an important
parties that can be unenforceable for a number of
component in determining the appropriateness of a
legal reasons like failure or mistake by a party to
companys rating
disclose a fact leading to breach of contract. Then
What is ENCUMBRANCE?
the other party terms it as voidable contract. He
A claim on property, such as a mortgage, a lien for
may also continue the contract making it a valid
work and materials, or a right of dower. The
contract, as it is decided by both parties.
interest of the property owner is reduced by the
What is paid up value?
amount of the encumbrance.
The right to change the normal policy into paid up
What are written premiums?
value is given to the insured by the insurance
The premiums on all policies which a company has
company, if the insured have paid premiums for
issued in some period of time are termed as
minimum of three years. The paid policy means,
Written Premiums
after the period if the insured cannot pay premium
What is Subrogation?
then the policy is not cancelled but the sum
The transfer of rights and remedies of the insured
assured is reduced in proportion to the number of
to insurers who have indemnified the insured in
premiums paid by the insured.
respect of the loss is called Subrogation
What is Terminal bonus?
What is Cover Note?
Terminal bonus is the loyalty bonus paid by the
A temporary document of Insurance coverage
insurance company to the insured for maintaining
establishing proof of Insurance with which you can
the policy till the maturity date.
register your vehicle is called cover Note
What is ACV (ACTUAL CASH VALUE) ?
(A cover note is valid for 60 days from the date of
It is the cost of replacing damaged or destroyed
its issuance and is replaced by an Insurance
property with comparable new property, minus
policy)
depreciation and obsolescence. For example, a 10-
BANKING ABBREVIATIONS
1. ACF Auto-Correlation Function
6. AGM Annual General Meeting
2. AD Authorized Dealer
7. ASSOCHAM Associated Chambers of
3. ADB Asian Development Bank

4. ADR American Depository Receipt
5. AFS Annual Financial Statement
Commerce and Industry of India

8. AMFI Association of Mutual Funds in
India

Page | 50

9. ALM Asset Liability Management
36. FCA Foreign Currency Assets
10. ATM Automated Teller Machine
37. FCNRA Foreign Currency Non-resident
11. BIS Bank for International Settlements
Account
12. BOP Balance of Payments
38. FDI Foreign Direct Investment
13. BCBS Basel Committee on Banking
39. FERA Foreign Exchange Regulation Act
Supervision
14. BSR Basic Statistical Returns
40. FICCI Federation of Indian Chambers of

Commerce and Industry
15. BSE Bombay Stock Exchange
41. FII Foreign Institutional Investor
16. CAD Capital Account Deficit
42. FIMMDA Fixed Income Money Markets
17. CAG Controller and Auditor General of

India
18. CAR Cash Adequacy Ratio
19. CBS Core Banking Solution
20. CCEA Comprehensive Economic
Cooperation Agreement
21. CDBS Committee of Direction on Banking
Statistics
22. CEPA Comprehensive Economic
Partnership Management
23. CFRA Combined Finance and Revenue
Accounts
24. CGRA Currency and Gold Revaluation
Account
25. CIBIL Credit Information Bureau (India)
Limited
and Derivatives Association

43. FINO Financial Inclusion Network
Operation
44. FIPB Foreign Investment Promotion
Board
45. FPI Foreign Portfolio Investment
46. FSDC Financial Stability and Development
Council
47. FSLRC Financial Sector Legislative
Reforms Commission
48. FTA Free Trade Agreement
49. GDP Gross Domestic Product
50. GDR Global Depository Receipt
51. GFD Gross Fiscal Deficit
52. GIRO Government Internal Revenue
Order
26. CII Confederation of Indian Industries
53. GAAR General Anti Avoidance Rule
27. CPI Consumer Price Index
54. HDFC Housing Development Finance
28. CRR Cash Reserve Ration

29. DICGC Deposit Insurance and Credit
Guarantee Corporation of India
30. DTAA Double Taxation Avoidance
Agreement
31. ECB External Commercial Borrowings
Corporation
55. SLR Statutory Liquidity Ratio
56. ICICI Industrial Credit and Investment
Corporation of India
57. IDBI Industrial Development Bank of
India
32. ECS Electronic Clearing Scheme
58. IMF International Monetary Fund
33. EEFC Exchange Earners Foreign Currency
59. IPO Initial Public Offering
34. EFSF European Financial Stability Facility
60. LAF Liquidity Adjustment Facility
35. EXIM Export-Import Bank of India
61. LIBOR London Inter Bank Offered Rate

Page | 51

62. MIBOR Mumbai Inter- Bank Offer Rate
80. FRA Financial Redressal Agency
63. NABARD National Bank for Agricultural
81. FSLRC Financial Sector Legislative
and Rural Development
Reforms Commission
64. NASSCOM National Association of
82. IPR Intellectual Property Rights
Software and Services Companies
83. AIIB Asian Infrastructure Investment
65. NBFC Non- Banking and Finance
84. ETF Exchange Traded Funds
companies
85. NPS New Pension scheme
66. NEFT National Electronic Funds Transfer

System
86. EDFC Eastern Dedicated Freight Corridor

87. OCAS Online Customer Acquisition
67. NSE National Stock Exchange
Solution
68. NPA Non Performing Assets
88. SDR Strategic Debt Restructuring
69. OMO Open Market Operations
89. RSOC Rapid Survey On Children
70. RTGS Real Time Gross Settlement
90. FSSAI Food Safety & Standard Authority
System
of India
71. SCC Selective Credit Control
91. SECC Socio Economic & Caste Census
72. SHGs Self Help Groups
92. EDFC Eastern Dedicated Freight Corridor
73. SEBI Securities and Exchange Board of
93. PPI Prepaid Payment Instrument
India
94. OLP Online Learning Portal
74. SIDBI Small Industries and Development

Bank of India
95. UCT Unconditional Cash Transfer

96. CCT Conditional Cash Transfer
75. WPI Wholesale Price Index
97. AEOI Automatic Exchange Of Information
76. MFI Multinational financial institution
98. FATCA Foreign Account Tax Compliance
77. IFI International Financial institution
Act
78. FSR Financial Stability Report
99. NGN New Generation Network
79. MFSS Mutual Fund Service system

IMPORTANT NEWS JULY
Indian affairs:
vessels passing through the sea of Kerala
Kerala government
development
has
announced port
project worth Rs
850
Mumbai will get its first double-decker
crore.
bridge on P DMello Road at CST that will
Census data on disabled population was
have railway tracks and a motorway.
released by - Registrar General of India
coast.
Babu,
Minister
for
Ports
and
secure 59 day long Amarnath Yatra in
Fisheries, said that a bunkering service

would be introduced to enable refueling,
provide water and other items for big
Army has launched Operation Shiva to

jammu Kashmir.
Surveys
say
Pong
Dam
wildlife
sanctuary is nesting to 12314 bird species

Page | 52

which is situated in kangra district of
top
the
civil
Indias longest road tunnel, being built on

Jammu-Srinagar National Highway, will
vehicle tracking system for inter-city
be opened for general traffic in July next
buses.
year
The
President
of
India,
Shri
Pranab
and
reduce
the
distance
Food Safety and Standards Authority of

India
Nilayam
standards
Gardens,
would
between the two cities by 30 kms.
garden Nakshatra Vatika at Rashtrapati

Bolarum,
(FSSAI)
ingredients
On National Food Security law, the
standards Codex.
India
has
for
Secunderabad.
in
finalized
food
line
stands
additives
with
second
global
on
safety
trust
a
in
shops to 24 states and UTs if they fail to
conducted by Organisation for Economic
roll out the scheme by September. Union
Cooperation
Food and Civil Supply Minister: Ram Vilas
Switzerland is in top of the list.
and
in
and
national
government
12,000
of additional food grains through ration
Development
survey
(OECD).
Godavari Maha Pushkaram began on the
Bangalore has been ranked 12th in the
banks of River Godavari in Telangana and
list of top 20 technology-rich cities in
Andhra Pradesh. It is a 12 days long
the world, according to a survey conducted
event so it will be going on till 25th July
by global property consultant Jones Lang
2015. A unique thing about this is that it
LaSalle (JLL). London, San Jose and Beijing
happens once in 144 years.
MoU
inked
between
able to achieve a more than 20 per cent
International Crops Research Institute for
decline in new HIV infections between
the Semi-Arid Tropics) and Telangana
2000 and 2014.
to
ICRISAT
According to a UN report, India has been
(The
government
promote
digital
agriculture.
Union
Government
Uttarakhand
Indias first railway-line built under PPP

model inaugurated in Gujarat, Railways
declares
whole
of
Minister Suresh Prabhu inaugurated the
Nagaland as disturbed area.
to
physically
first State transport corporation to have a
are top three cities on the list.
woman
first
services exam in the general category.
Paswan.
the
Uttar Pradesh State Road Transport
Centre warned that it will stop allocation
Singa
challenged
Mukherjee inaugurated a 2nd specialized
Ira
Himachal Pradesh.
Corporation (UPSRTC) has become the
gets
Indias
earthquake early warning system.
broad-gauge railway-line between Gandhi

first
ham and Tuna-Tekra Port in Gujarat.
Kumbhmela,
begin
in
(Trimbakeshwar)
Nasik thousands take holy dip in Godavari

river. It is held every third year at one of

Page | 53

the four
places
by
rotation: Haridwar,
after almost 31 years in service to the
Allahabad (Prayaga), Nasik and Ujjain.
Maharashtra
legislative
passed the Maharashtra
nation, at Andrapradesh.
assembly
Guarantee of
Bill, 2015 will be introduced in Lok Sabha
Public Services Bill, 2015.
for scrapping 295 Acts, several of them
Karnataka gets its first skin bank at
over
Victoria Hospital, Bengaluru, the first in
declared as redundant by respective central
the state.
ministries.
The Home Ministry has given nod to the
which
government
been
has
launched
Police
Railway
Special Economic Zone, Sriperumbudur.
Union
Union
Government
has
approved
the
of
pollution,
Minister
Affairs
of
Shri
State
Haribhai
for
Home
Parathibhai
Chaudhary.
A senior Home Ministry has announced that
and
the government is on the track to ban the
shortage of housing for the poor and
use, sale and purchase of plastic-made
middle class. Thus
national
it
congestion
Delhi
have
Helpline No.1512. It was launched by
is
a key
policy
flags
in
the
country
soon.
initiative for low-carbon, high-density and
Earlier Maharashtra state government
compact living spaces.
ban use, sale and purchase of plastic
Union govt gives nod to redevelop 400
made national flag.
major railway stations under a unique
The
Government
raised
the
daily
method which is form of public procurement
minimum wage from Rs. 137 to Rs. 160.
of ideas called the Swiss Challenge.
And is the first time in 2 years that the
The National
minimum
Pharmaceutical
Pricing
wage has
been
altered. The
Authority (NPPA) has brought 39 more
Minister of State for Labor & Employment
Pharmaceutical
Bandaru Dattatraya
drugs
under
price
control. Now, Total 652 drugs are under
Union
old,
a manufacturing unit in Tamil Nadu, at the
issues
years
the Centralized
Policy for Delhi. TOD aims to address
The
30
Chinese telecom giant Huawei to set up
Transit Oriented Development (TOD)
The Repealing and Amending (Fourth)
Union Government has announced that 14
the price control list of Pharmaceutical
States and Union Territories (UTs) have
drugs.
achieved or exceeded the literacy rate of
The Department of Telecommunications
80 percent. It was announced by Union
has
Human Resource Development Minister
released A
Bhargava
committee report on Net Neutrality.
Smriti Irani. Union Governments flagship
Indigenously built Torpedo launch and
scheme of Sarva Shiksha Abhiyan has
recovery
helped
Astravahini
vessel
has
been
(TLRV)
INS
decommissioned
to
improve
literacy
rate.
The
literacy of adults has been covered under

the Saakshar Bharat Programme.

Page | 54

The Government has decided to update the
appointed actuary.
National
Register (NPR) and
committee will look into issues relating
seed the Aadhaar number in NPR database
to registration of branches of foreign
at an estimated cost of Rs. 951.35 crore.
reinsurers among others.
Population
The field work would be completed by
Defense Trade Show, Defexpo India,
India(1,883 projects) ranked third on
which was used to be scheduled in Delhi will
USGBCs(U.S.
now onwards be held in Goa.
Green
annual
Building
rating
of
the
Council)
Top
10
(CCI)
and
Rs 420.26crore on
Environmental
generally
Design)-the
used
and
worlds
recognized
India has earned nearly 100 million USD
imposed
leading
penalty
of
automobile
trade practices.
Gujarat became the first state to have a
(Rs 637.35 Crore) in revenue by launching
provision for compulsory voting with the
45 foreign satellites into space. ISRO
state government.
has launched 45 foreign satellites from 19
The union home ministry announced the
countries till date and earned about 17
renaming of the tourist visa on arrival
million USD and 78.5 million Euros (85
scheme (VoA) as e-tourist visa.
million USD). The revenue details earned by
OLA, Indias largest cab service provider
Antrix the commercial arm of ISRO.
through App, launched a new App named
Science
Ola Store, through this app Ola made an
and
Technology
Minister
Jitendra Singh.
entry
Pudhucherry city first to get smart city
service.
nomination.
has
manufacturer Hyundai Motors for unfair
inexperienced constructing score system.
The Competition Commission of India
nations for LEED(Leadership in Energy

most
The defense ministry has confirmed that the
March 2016.
second
Reinsurance
into
on-demand
grocery
delivery
To boost tourism, the union finance Minister
R.D. Burman: The Prince of Music by
Arun Jaitley in his annual union budget
Khagesh Dev Burman, published by Rupa
announced
publication.
countries from the current 43 countries
Irdai sets up 3 committees to review
in
regulations in insurance.
countries.
insurance
committee will
regulations
liabilities
The Life
in
and
areas
solvency
appointed
The General
insurance
look
like
into
assets,
margin
and
reserving,
stages.
Worlds
China
second
on
is
arrival
one
largest
to 150
among
the
automaker
General Motors (GM) has announced to

invest
USD
billion
(6,
400
crore
actuary.
rupees) in India by 2020 and has decided
committee will
to close its loss making plant at Halol,
look at regulations in areas including

claim
visa
reinsurance
Gujarat.
and

Page | 55

Actor Dhanush produced Tamil thriller
card,
Visaaranai will have its world premiere in
participatory guarantee system.
the competition section of the upcoming

72nd
Venice
International
Film
fertilizer
quality
control,
and
The Cabinet Committee on Economic Affairs

(CCEA) has approved the creation of an
Festival.
Intra-state
Indias first air freight station in the
(ISTS) in 7 states across the country
private
worth Rs 8,548.68crore. 7 States are:
sector
has
come
up
at
Transmission
Irungattukottai near Chennai.
Andhra
Govt schemes and plans:
Maharashtra, Gujarat, Madhya Pradesh,
Government has launched an online mobile
Rajasthan and Himachal Pradesh.
application
m-asset for
of Panchayat assets
the
Amritsar
of
Heritage
@MoPRIndia
to
Arun
launch
City
Jaitley choose
the
National
Development
and
cities in the country. It is a scheme of
Minister
Mr.
Parkash
the
state
Singh
Badal
Ministry of Urban Development. (12 cities
Portal
ePMS
are Ajmer, Amaravati, Amritsar, Badami,
Management
Dwarka, Gaya, Kanchipuram, Mathura,
Projects
System) here at his official residence.
Puri,
The
Warangal).
government
is
of
going
to
country's
convert
national
Varanasi,
Velankanni
and
The Maharashtra cabinet approves SHYAM
highways into green corridors, for this it
PRASAD MUKHERJEE JAN VAN VIKAS
is
scheme
planning
to
create
at
least
1,000
for
creation
of
comprehensive
contractors responsible for planting trees.
development of villages in the buffer
Union Cabinet approved Pradhan Mantri
zones of tiger reserves. Maharastra Forest
Krishi Sinchayee Yojana (PMKSY) aiming
Minister
at providing irrigation facilities to every
(MELGHAT,
village.
SAHYADRI, NAWEGAON-NAGZIRA and
Digital Guddi-Gudda Board is innovation
BOR
of
Maharashtra)
Jalgaon
adopted as
Minister
Digital India week, the Punjab Chief
90,000kms
Finance
Augmentation Yojana (HRIDAY) for 12
(Electronic
Karnataka,
the Ministry of Panchayati Raj.
launched
planning
and
official Twitter handle
better
Pradesh,
System
district
Maharashtra
was
a best practice under Beti
Prime
SUDHIR
are
MUNGANTIWAR.
TADOBA,
the
tiger
Minister, Narendra
PENCH,
reserves
in
Modi launched
Bachao Beti Padhao(BBBP) scheme by
DEEN DAYAL UPADHYAYA GRAM JYOTI
the Union Ministry of Women and Child
YOJANA (DDUGJY) in Patna. to provide
Development.
round a clock (247) electricity supply
Agriculture
minister
RADHA
MOHAN
SINGH launches 3 scheme soil health
to farmers and households.
The government has announced that the

Rashtriya
Avishkar
Abhiyan

Page | 56
will
be

renamed as APJ Abdul Kalam Rashtriya
campaign main objective is to make India
Avishkar
as a Safe Food Destination.
former
Abhiyan
in
president.
memory
of
Mahatma
Gandhi
Abhiyan is a unique concept developed by
Employment
Guarantee
the
Resource
Tata Group to sign 3 MOUs with Tripura
Development that aims to inculcate a
government providing higher technological
spirit of inquiry, creativity and love for
knowhow to
Science
Institutes (ITI) in West Tripura district
Ministry
and
Rashtriya
the
of
Avishkar
Human
Mathematics
in
school
children.
planning to
farm at
launch an all-in-one insurance scheme for

called
Insurance
the Unified
Package
Scheme(Bharatiya
Industrial
Training
Ambassa
in
Dhalai
district,
National
Dairy
launched
Development
a
mobile
Board
application
Bima Yojana) as a part of its ongoing
named Pashu Poshan that will boost dairy
social security scheme considering rising
farmers income by raising milk yield and
incidents of farmer suicides in the country.
cutting feed cost.
The Govt. of India has constituted All
The
Government
has
raised
Minimum
India Council of Sports. The council will
Wages of workers throughout the country
be an advisory body for the Ministry of
by around 17%.
Centre
approves
Rs
3,500cr
for
road
EMudhra Limited, a leading certifying firm

in the country for digital signatures, has
launched eSign services.
According to World Bank report, Indias
Government to set up Trade Facilitation
rural employment guarantee programme
Council to promote exports which will
MGNREGA has been ranked as the
be headed by Commerce and Industry
worlds
Minister
largest
public
works
programme.
The
(NDDB)
projects in Jammu Kashmir
(MGNREGA)
augmenting fish production in the state.
Krishi
Youth Affairs and Sports.
Act
Rural
and Dhalai district, setting up a dairy
The Central government is

farmers
two
National
Nirmala
Sitharaman
and
secretaries of key ministries and state
Confederation
Industry
ministers will be the members. The aim of
Organization
the council will be facilitating trade from
VOICE and National Association Of Street
states in a bid to boost the countrys
Vendors
exports. And also to achieve the USD 900
(CII) along
Of
Of
with
Indian
Consumer
India
(NASVI) planned
this
Surakshit Khadya Abhiyan campaign,
billion exports target by 2019-20.
To create countrywide awareness on the
International affairs:
subject FOOD SAFETY AND QUALITY
Kerala Tourism holds first road show in
FOR ALL. This campaign is under the

brand
name Jago
Grahak
Jago.
China.
This

Page | 57

Cuba Becomes First Nation to Eliminate
extended neighborhood The pact was
Mother-to-Child
signed for supply of 2,000 metric tones of
HIV
transmission.
Capital: Havana, Currency: Peso
the yellow cake.
Greece is the first developed nation to
Capital-Tashkent, currency: SOM
default on IMF debt. It became a defaulter
Chinese
1.7 billion dollar (1.5 billion euro) to IMF.
first large aircraft specifically designed for
The six major powers are Britain, China,
anti-submarine warfare.
status by UNESCO. South Korea had
- Prime Minister Narendra Modi
opposed the world heritage status.
United
Nations
Human
Rights
(UNHRC) adopted
net programmes are in China, India,
resolution on addressing the human rights
South Africa and Ethiopia reaching over
situation of Rohingya Muslims and other
526 million people.
India has abstained from
Pakistan has ruled out the possibility of
against
banning Jamaat-ud Dawah led by Mumbai
Israel at the U.N. Human Rights Council in
attack mastermind Hafiz Saeed, claiming
Geneva. The U.N. Human Rights Council
that there is no evidence to link it with
report
found
a vote
evidence
by
of alleged
war
terrorism and the outlawed Lashkar-e-
both Israel
and
Toiba.
Hamas during the Gaza conflict in 2014.

President
of
Tunisia,
Beji
Capital : Tunis currency: Tunisian dinar
The US
and
massive
Australia started
joint biyearly
off
Yanis
Varoufakis,
resigned
under
countrys creditors.
PM Narendra Modi and Uzbek President
Karimov
as
they
also
has
Heritage
List
and
approved
of World Heritage in Danger and took

one off that List. Now the number of sites
on the World Heritage List is 1031 from
163 countries. 1st is Blue and John Crow
minister,
pressure from his government and his
Islam
Committee
added three World Heritage sites to the List
military
finance
Heritage
extensions to three existing sites. It also
first time.
outspoken
World
World
exercise with Japan taking part for the

Greeces
The
included 24 new sites on UNESCOs
Caid
Essebsi, declares state of emergency.
The worlds five largest social safety
crimes committed
Meiji sites in Japan get world heritage
States. Digital India Week was launched by
minorities in Myanmar.
anti-
submarine patrol aircraft. It is Chinas
Commission
commissions
after it missed the deadline for payment of
France, Germany, Russia and the United
navy
shared
concerns over rise in terrorism in their
Mountains.
India
and
US
signed
an
inter-
governmental agreement to implement the

Foreign Account Tax Compliance Act
(FATCA)
towards
greater
transparency
between the two countries on tax matters.

Page | 58

The agreement was signed by Revenue

Secretary
Shaktikanta
Das
and
US
ambassador to India Richard Verma.
forex reserves pool set up by BRICS
has
nations. The
signed
Memorandum
Of
100
billion
foreign-
exchange reserves pool is set up by five
of Twin Cities.
nations of the BRICS grouping to help each
PM Modi is going to attend 7th BRICS
other in case of any problems with dollar
summit
liquidity.
and
Shanghai
Cooperation
factor
for
Global
Brazil, Russia, India each contribute $18

billion, China contribute highest amount of
Development.
$41 billion, South Africa lowest amount
PM Narendra Modi who is on a tour of
of $5 billion.
Asia
met
with
President
of
Kazakhstan Nursultan Nazarbayev, on

the
second
day.
Capital:
Astana,
India and Pakistan get full membership of

Shanghai Cooperation Organization.
Raising government tobacco taxes can
Currency:Kazakhstani tenge.
have
India, Kazakhstan Launch First Drilling at
WHO.
Satpayev Oil Block in the north caspian
PM
control
over
Narendra
tobacco
Modi
Epidemic:
met
Afghan
sea.OVL has committed to investing
President Ashraf Ghani on the sidelines
$400
of
million
in
exploration
in
the
the
Shanghai
Organisation
PMs gift to President of Uzbekistan.The
Russia. This was the second time when
Prime Minister, Shri Narendra Modi, today
Modi and Ghani had met in three months.
specially
President
Islam
commissioned
Khamsa-i-Khusrau
by
Karimov
reproduction
the
great
of
President
in
Ufa,
Donald
28 European Union leaders.
born in Uttar Pradesh and whose father

hailed from Uzbekistan.
Council
Summit
Tusk has cancelled a planned summit of all
13th
century sufi poet Amir Khusrau who was
European
(SCO)
Cooperation
block. ONGC Videsh Ltd. (OVL)
presented
USD
Understanding (MoU) for the development
Central
India will contribute USD 18 billion to the
Vadodara and China's Xinjinag province
Theme:-powerful
PM Narendra Modi released first UzbekHindi dictionary in Tashkent.
Organization summits in Ufa, Russia.
United States has approved Major NonNATO Ally (MNNA) status of Tunisia.
PM of Greece Alexis Tsipras agreed to
Oslo education summit 2015 was held
harsh reforms after long negotiations in
on 6th July hosted by Government of
return for a 3 year bailout worth up to 86
Norway in cooperation with UN Special
billion Euros (USD 96 billion).
Envoy
for
Global
Education
Gordon
Brown.
Theme: Delivering Quality Education for All.
Miss Oklahoma Olivia Jordan crowned

Miss USA 2015
MoU
was
inked
between
India
and
Georgia for cooperation in the field of

Page | 59

election
management
and
Cultural
Organization
Nasim
(UNESCO) announced that Conakry(17th
Zaidi and Tamar Zhvania, Chairperson,
City)-capital of Guinea was picked as
Central Election Commission, Georgia.
World Book Capital for 2017. Wroclaw
Iran and six world powers P5+1 (United
city of Poland has been chosen as World
States, Russia, China, Britain, France and
Book Capital for year 2016.
Commissioner
of
India
and
The worlds first malaria vaccine named

Mosquirix
The
International
was
made
by
North-South
GlaxoSmithKline, has been approved by
Transport Corridor (INSTC) is considered
the European Medicines Agency for use
as gateway for India to expand trade and
in Africa.
World Trade Organization have finalized
Eurasia. Its importance was highlighted in
to cut tariffs by adding more than 200
Indias Foreign Trade Policy of India
products to
2015-20
products covering from
European Union has formally approved a
computer chips to GPS devices, printer
short-term loan of 7.16 billion Euros to
cartridges and video consoles.
Greece
Two
Indian-origin
students
Shyam
have helped the six-member US team US

win
the
prestigious
Kepler
list
of technology
advanced
space
telescope
has
discovered a world called Kepler-452b.
International
Microsoft will start rolling out its new

operating system Windows 10 around the
Mathematical Olympiad after more than

two decades. India was ranked 37th in the
NASAs
the
spotted the most Earth-like alien planet yet
Narayanan, 17, and Yang Liu Patil, 18
Educational,
Election
investment links with Central Asia and
Nations
Scientific
deal.
United
administration which was signed by Chief
Germany) have signed a historic nuclear
The
world
China launched two new satellites into
competition.
space as it builds a domestic satellite
China is expected to become the worlds
navigation system named Beidou, or
third
Compass rivaling USs Global Positioning
largest
nuclear
generating
country by 2017 surpassing South Korea

and Japan, said US energy information
System
Union govt sanctioned 1000 crore rupee
administration (EIA). Chinese government
for
has set a goal to increase the share of non-
(Akhaura),
fossil
constructed by IRCON.
fuels
in
its
primary
energy
consumption to 15 per cent by 2020 to fight
India
(agarthala)
entire
Bangladesh
project
will
be
The European Union made the largest
against climate change, according to the
ban
of
sales
and
distribution
China National Plan for Climate Change
of 700 generic drugs and it will come into
(2014-2020) released last year.
effect on August 21, 2015.

Page | 60

Hyderabad based Cyient Limited which

provides
engineering,
networks
and
acquired
data
operations
analytics,
solutions
Singapore-based
by
has
Global
Jewellery
firm
Rajesh
fully
acquired Switzerland-headquartered gold

refinery
Valcambi
for
$400
Population
Kalyani
Group
partners
with
Israels
Animal sacrifice banned indefinitely at
India & Canada signs mou in field of civil

aviation, 2 countries in co-operation an
(approx Rs 2,560 crore) in an all cash deal.
enhancing the experience and technical
Defense PSU Bharat Electronics Ltd (BEL)
knowledge.
External
Affairs
Minister Sushma
Top PSUs Awards 2015 in the electrical
Swaraj met
and
Myanmar, U Wunna Maung Lwin, at the
Sharma, Chairman and Managing Director,
first meeting of the India-Myanmar Joint
BEL.
Consultative Commission in New Delhi.
electronic
SINGAPORE
equipment
DIAMOND
sector.
Foreign
Minister
of
INVESTMENT
Key points in meeting are, to support the
EXCHANGE (SDiX), is ready to launch the
modernisation of the Myanmar Armed
worlds first ever diamond exchange which
Forces,
allow diamonds to be traded at real time
Election Commission of India, in view of the
transactional, wholesale prices will go live in
general elections in Myanmar in November,
Singapore . The exchange is capable of
India proposed to consider granting a
handling
license
second.
World
Nepals 300 year old Gadhimai Festival.
million
has bagged the Dun & Bradstreets Indias
UN
Rafael to make Spike Missile
Exports
2022:
Prospects
Services Engineering Asia from Pratt &

Whitney Services Pvt Ltd.
India to become most populous nation
500,000
For
payment
transactions
per
settlement United
extended
to
an
the
Indian
services
of
bank to
the
open
a branch in Myanmar so as to facilitate
Overseas Bank is selected.
greater Indian trade and investment into
Kazakhstan became 162nd member of
that country.
WTO.
China has become the worlds largest
Appointments:
potato producer, accounting for nearly a
Dr Anup K Pujari has been appointed
quarter of the global production.
Secretary
Cyclone Komen, after the depression over
Medium Enterprises (MSME).
the Northern Bay of Bengal turned into a
of
Ministry
of
Small
and
C D Balaji, Project Director, Light Combat
cyclonic storm. The cyclone made landfall
Aircraft (Navy), today took over as the
on the coast of Odisha and West Bengal.
Director of Aeronautical Development
It also makes its impact on Bangladesh.
Establishment
(ADA)
and
Programme
Director of LCA.

Page | 61

Indian biologist Kamal Bawa elected to
the
Royal Society
Student Affairs (UKCISA).
China
nominated
one
of
its
former
Infrastructure
been
Bhatnagar as its new Managing Director
Narmada Valley Development Authority
and Chief Financial Officer.
(NVDA) by Madhya Pradesh government.
Sanjeev
Nandan
Sahai
appointed
as
President
Pranab
Mukherjee
has
as
the Chairman
as
the
new director of
prestigious Film
Community
Institute of India (FTII).
to
of
Lok
Sabha
Article
of
Ministry of Information and Broadcasting
appointed 2 members of Anglo-Indian

as
331
per
of
the
Indian
and
the
Television
BCCI has appointed Neeraj Kumar as
Richard
the Chief Advisor of Security and Anti-
Hay(kerala economy professor) and
Corruption Unit (ACSU) for next years
George Baker (westbengal - actor).
T20 World Cup.
Sriram
Kalyanaraman
as
Managing
Flipkart has appointed former Yahoo Inc.
Director and CEO of National Housing
executive
Bank. He is the first person form the
President of Product Management for
private sector to head a public sector
its customer experience division.
Eric
Lange as Vice-
Prasanna Kumar Suryadevara, has been
Professor Lord Kamlesh Patel of Bradford,
selected as the new secretary of Delhi
an OBE and a leading voice on health, social
Legislative
care and community cohesion in the UK,
Assembly Speaker Ram Niwas Goel.
Aam
Assembly
Aadmi
Party
(AAP) leader
Commission for Women (DCW) chief.
India
Ltd
new
Managing
Director
and
Chief
Hero
Motors
Group,
as
the
Swati
Credit
Bureau
charge
Delhi
Maliwal
Information
took
by
the England and Wales Cricket Board.

(CIBIL) has appointed Satish Pilai as its
which
Delhi
includes
flagship company Hero Cycles, said it has
Executive Officer.
elevated Pawan Munjal as its Chairman
Housing.com appoints Rishabh Gupta as
and Managing Director (CMD).
interim CEO.
appointed
(I&B) has appointed Prashant Pathrabe,
has become the first British Asian to join
Former Chief Secretary Rakesh Sahni has
Bharti Enterprises has appointed Rahul
financial institution.
Lt Gen Man Mohan Singh Rai has been

Indian Army.
Asian
Constitution. Professor
International
Beijing-backed
provisions
for
appointed as the next Vice-Chief of the
Delhis new Home Secretary
Council
Finance Minister (Jin Liqun) to head the

Investment Bank (AIIB).
UK
White House economic adviser Maurice
Lord Karan Bilimoria, a NRI entrepreneur,
Obstfeld
has been appointed as the President of
Economist
was
of
appointed
the
as
Chief
International
Monetary Fund (IMF).

Page | 62

Former
agriculture
secretary Ashish
Bahuguna has
been
chairman
the Food
of
appointed
as
Safety
chief of Telecom Regulatory Authority Of
the
and
India(TRAI) from 2015 to 2017.
Standards Authority of India(FSSAI) for

three years tenure from 2015 to 2017.
and CEO of Catholic Syrian Bank (CSB)
Ashok
Kumar
Balyan,
former
chief
Hisao Tanaka resigned as Chief Executive
executive of Petro net LNG Ltd, has joined
Officer (CEO) and President of Toshiba.
Anil Ambani-led Reliance Group as CEO
He
of its Oil & Gas Business.
will
be
succeeded
by
Masashi
Muromachi, who is presently the Chairman
Anand Krishnamurthy is now the new MD
Renowned scientist K Vijayraghavan has
of Toshiba.
been given additional charge of Secretary,
Mobile fashion store Myntra has appointed
Department of Scientific and Industrial
Ananth Narayanan as its chief executive
Research (DSIR).
officer (CEO).
Ajay
Mathur
has
been
appointed
as
Director General of TERI ( The Energy and
BANKING:
Resource Institute). Currently, he is the
initiative Project
Director
provide doorstep
General
of
Bureau
of
Energy
TK Chand has been appointed as the new
Kotak Mahindra Bank has got a go-ahead
National
Board (FIPB) for its proposal to increase
Aluminum
company
BSE(Nalco).
foreign direct investment (FDI) in the bank
David Taylor appointed as CEO of Procter
to 55 per cent.
Manufacturers
Association
Corporation
Bank
has
Information Technology (MAIT), is the
platform.
The
apex body of Indias Information technology
launched
under
hardware, training and R&D service sectors
MUDRA Yojana (PMMY).
DEBJANI
GHOSH,
as
new
Suresh
Narayanan,
launched
the MUDRA card based on the RuPay
for
first
MUDRA
card
the Pradhan
was
Mantri
Under PMMY there are three schemes for

providing loans
President of MAIT.
up
from the Foreign Investment Promotion
appointed
services and speed
chairman-cum-managing director (CMD) of
Gambler.
Tatkal to
home loans application process.
Efficiency (BEE) of the Union Government.
State Bank of India has launched an
appointed
as
the
Shishu loan up to Rs50,000.
chairman of Nestle Philippines.
Kishore loan up to Rs 5 lakh.
R S(Ram Sewak) Sharma who is secretary
Tarun loan up to Rs 10 lakh.
in Department of electronics and information
HDFC Bank became the first bank in India
& Technology in which he experienced with
to
launch Watch
crucial telecom issues is appointed as a new
Watch. Watch banking aims to provide

banking
services
Banking
through
for
all
Apple
wearable

Page | 63

devices
across platforms like
iOS and
Android.
Financial
institution Bandhan
Services will
formally
to
start
operations as a banker from August 23.

chairman Chandra
Sekhar
World
Bank
released
of
Bank (NDB) along with
other member
National Bank for Agriculture and Rural
worlds
of providing Rs. 30,000 crore as credit to
economies
farmers for irrigation over the next three

years.
RBI Banned FDI in manufacturing of
State Bank of India (SBI) has partnered
tobacco products.
online
Union Bank takes digital initiatives with
bankbazaar.com along with the banks
M-passbook.( Mobile Passbook )
subsidiary SBI CAP Securities.
Recent
report
of
IMF
(International
financial
product
aggregator
YES Bank has received approval from the
Monetary Fund) says India will be the
Reserve Bank of India to set up IFSC
fastest growing economy for the second
Banking
consecutive year in 2016 at 7.5percent.
International Finance Tec-City (GIFT).
Bandhan Bank, the first bank to be set up
Units
(IBUs)
in
Gujarat
Gujarat International Finance Tec-City
in West Bengal after Independence, plans
(GIFT) GIFT city aspires to cater to Indias
to go for an IPO in 2018,inaugurated by
large financial services potential by offering
President Pranab Mukherjee
global firms a world-class infrastructure and
The
Reserve
(RBI) placed the
Development
revised
based on Gross National Income
with New
Development (NABARD) has set a target
classification
cooperate
development banks of BRICS nations.
Ghosh.
India (Exim
Bank) has signed a multilateral agreement
Micro-finance
Bandhan
Export-Import Bank of
Bank
final
of
guidelines
India
on
facilities.
RBI
constitutes
Deepak
Mohanty
Prepaid Payment Instruments for Mass
committee to frame (5 year) action plan
Transit System (PPI-MTS) enabling the
on financial inclusion. The government has
issuance of a separate category of semi-
sanctioned an additional Rs 700 crore for
closed prepaid payment instruments for
the recapitalization of weak regional rural
mass transit systems.
banks (RRBs).It will help banks which are
RBI has issued Rs.100 notes in the
unable to maintain their minimum Capital
Mahatma Gandhi Series-2005 with new
to Risk weighted Assets Ratio (CRAR)
numbering pattern. According to new
of 9%.
number pattern, the numbers of both the
India inks $250 million loan pact with
number panels of Rs.100 notes will be
world bank for Andhra Pradesh disaster
arranged in ascending size from left to
recovery project. This project will help to
right.
restore, improve and enhance the resilience

of
public
services
and
livelihoods

Page | 64
of

communities
affected
currency
swap
National Commodity and Derivatives
agreement with the Central Bank of Sri
Exchange
Lanka.
commodity exchange has partnered with
The New Development Bank (NDB)
Trakinvest, a Singapore based financial
floated by the BRICS nations, including
technology firm, to develop a app which will
India, to step up infrastructure funding
give users access to prices, news, updates,
in the emerging economies formally started
market data and analysis for commodities.
operations
PUBLIC
at
its
headquarters
Ltd
(NCDEX),
online
TAXO is a platform where the general

public can get an insight into the basic
PRIVATE
fundamentals of Indirect Taxation. CA
SECTOR BANK, COMMERCIAL BANKS,
Atul Kumar Gupta and his team are brain
RURAL
of this TAXO.
SECTOR
BANK,
REGIONAL
BANKS,
The Reserve Bank of India has granted
BANKS and NABARD were covered by the
banking
Union Government to extend the interest
undertaking
subvention scheme. This scheme ensures
country. Yes Bank was the last bank to be
availability of crop loans up to Rupees 3
set up, in 2004.
Lakhs at
the
rate
of 7
percent per
license
to
banking
IDFC
Bank
business
in
for
the
KFC has entered into a partnership with the
annum.
Indian Railway Catering and Tourism
Global IT leaders CSC (NYSE: CSC) and
Corporation (IRCTC) to launch a delivery
HCL
system for consumers on trains.
Technologies
(BSE:
HCLTECH)
announced the signing of a definitive joint

venture
agreement
to
form
banking
The
pension
regulator PFRDAS
Chairman Hemant
Contractor clarified
software and services company.
that Non-Resident Indians (NRIs) can now
Axis Bank today signed a USD 200-
invest
million,
(NPS).
seven-year
bilateral
loan
agreement with the Asian Development

Bank.
BHARAT.
COOPERATIVE
BANK launched
The Reserve Bank of India (RBI) signed
Shanghai.
MAHINDRA
mobile banking application named KOTAK
its
KOTAK
Hudhud in Andhra Pradesh.

a $1.1billion
by cyclone
in
new
National
technique
in NATIONAL
Manila-headquartered
Pension
is
DIARY
System
developed
RESEARCH
Asian
INSTITUTE (NDRI) Karnal of Haryana
Development Bank(ADB) inked USD 300
to lower the level of Cholesterol in Ghee up
million loan pact with the government to
to 80
support
signed MOU with Vaishal
National
Mission(NUHM).
Urban
Health
Dugdh
to
Utpadak
90 percent. NDRI
Patilputra
Sahkari

Page | 65
Sangh

Ltd,Patna (known as Patna Diary Project)
identity
and transferred the technology
transactions via a facial scan.
IndusInd Bank said it has entered into an
agreement with Royal Bank of Scotland

to
acquire
jewellery
the
latters
financing
diamond
business
and
in
RBI
governor
Raghuram
the
signed
RBL
Bank,
IRCTC
in
Tata Motors has bagged an order worth

over Rs 900 crore to supply 1,200 multiaxle trucks to the Indian Army.
Rajan
and
European Central Bank president Mario

Draghi
MakeMyTrip,
authenticate online
Fortune India Next 500 list.
country for an undisclosed sum.
and
memorandum
of
Russias Rosneft.
understanding on cooperation in central

banking.
Essar Oil signs pact to sell 49% stake to

1,000-year-old corn cobs, kernels found at
US site.
Indian pharmaceutical major Lupin has
BUSSINESS:
acquired
TATAs JLR signs deal to manufacture
Pharmaceuticals in cash-free and debt-
cars in Austria
free transaction for 880 million dollars
India to become worlds second largest
(around 5,606 crore rupees).
selling smart phone market. China holds
st
the 1 place.
Aditya
Arvind
received shareholders approval for merging
during the first quarter of current fiscal
the company with Grasim Industries.
year, i.e. April-June 2015 as compared to
Chemicals
launched
its
mobile
wallet
the last corresponding period (April-June
Anupam
Shrivastava.
The
2014).
BigBazaar has tied up with MobiKwik to
service was launched by Telecom Minister
allow its customers to pay for purchases
Ravi Shankar Prasad.
using mobile wallet facility.
Blumberg Grain, US-based food storage
Viacom18 has launched its new digital
technology provider is planning to enter the
business Viacom18 Digital Ventures.
Indian market by investing about USD 250
company has named Gaurav Gandhi as
million over next 5 years.
its Chief Operating Officer.
Union Minister for Communication and IT,

Ravi
world
Shankar
class
Prasad
launched
Broadband
four
The
Andromeda, loan distributor, has acquired

the
products
developed by Centre for Development of
Advisor
collections have grown up by 37.5%
Director:
Gavis
Subramaniam revealed that Indirect tax
SpeedPay. BSNL Chairman and Managing
Economic
based
(ABCIL) has
BSNL
Birla
Chief
US
apnapaisa.com,
an
online
loan
solutions space in a stock and cash deal.
Boeing and Tata Advanced Systems Ltd
Telematic (C-DOT).
has signed an aerospace and defence
MasterCard is trying out a smartphone
manufacturing pact.
app which allows people to confirm their

Page | 66

Anil Ambani-led Reliance Group through

its
entity
Reliance
Unmanned
Systems
acquired
signed a (MoU) with Augur Overseas
management firm, Luxe Asia.
Aerostats and Airships in India.
According to the data published by Power
PIPAVAV
DEFENCE
AND
(PDOC)
OFFSHORE
lead
by
Reactor Information System (PRIS) of
Anil
International Atomic Energy Agency (IAEA),
Ambanis Reliance Group has signed a
India ranked at 12th position in terms of
multi-crore agreement with JSC Ship
power generation out of 31 countries.
project(500MV), BHEL has executed this
of 877 EKM submarines in India.
project on Engineering, procurement and
MOU
has
of
been
Sri
signed
Lanka
between
construction .Kosti plant is BHELs largest
search
oil-fired thermal power plant in the
and
Loon project in the country. high-speed 3G
overseas market.
Adani Group (MD Rajesh Adani) to set up
(3rd Generation) internet services will be
solar park in TN for Rs 4,536cr, total
provided to the whole country by placing 13
capacity of 648 MW
high-altitude
district of Tamil Nadu. It is expected to be
balloons
over
the
island
nation.
in Ramanathapuram
among worlds largest at an investment.
Mindtree,
IT
services
company
has
Hareon
Solar
Technology
announced acquisitions of two companies
Company based in Shanghai has tied up
Bluefin Solutions(UK) and Relational
with ReNew
Solutions(US).
larger renewable energy companies in
Drug Company Torrent Pharmaceuticals
India
has
project in Andhra Pradesh.
completed
acquisition
of
Encore
Group firm Zyg Pharma Pvt Ltd.
Bhel commissions Sudan's largest power
firm for medium refits and life certification
engine giant Google to launch the Google
destination
Energy :
Government
Lanka-based
repairing centre Zvyozdochka,a Russian
Sri
Operation of Singapore to manufacture
ENGINEERING
Travel company Thomas Cook India has
to set
Russias
Power which
up a 72
Direct
MW
one
of
solar
Investment
the
power
Fund
Forbes Asia Fabulous 50 list released,
(RDIF) has signed a MoU with Indias
India has the second-highest number of
Infrastructure
companies on the list and dominated by
Company (IDFC) for funding of hydro-
China with 25 companies.
generation projects. This is an important
Hero
MotoCorp,
Indias
largest
two-
Finance
step in economic cooperation between the
wheeler manufacturer, will acquire certain

tangible and intangible assets of its US-
Development
two countries.
BHEL has commissioned the second 500
based bankrupt partner Erik Buell Racing
MW
unit at Tuticorin
Thermal
(EBR) for $2.8 million (Rs 18 crore).
Station (TPS) in Tamil Nadu.

Page | 67
Power

Telangana government will set up power
Hamilton won the British Grand Prix for
projects totalling 25,000 MW by investing
the second year in a row.
over Rs 90,000 crore in the next four
Cup 2015 by beating Japan by 5-2 in the
Maharashtra Government ,already have a
finals.
installed capacity of 6,700 MW at present
Award Winners:
energy to 21,100 MW by planning to
(Japan).
Golden
Boot
Award
Celia
Sasic
(Germany), Carli Lloyd (US), Anja Mittag
and 2500MW by PPP).
(Germany).
Hartek
Power
commissions
worth
an
Rs
220
engineering
cr.
Golden Glove Award: Hope Solo (US).
Hartek
Young
firm,
has
commissioned three substations for solar

power
projects
Kadeisha
Buchanan (Canada).
Pakistan Hockey captain Muhammad
crore in Punjab and Chhattisgarh during
teams loss in the World Hockey League
April-June this year.
to France.
Grandmaster
about Rs
Award:
Imran stepped down after the national
Sports:
worth
Player
220
champion
and
former
Abhijeet
world
Gupta
India won 2015 South Asian Basketball
junior
Championship. India won the South
the
Asian Basketball (SABA) Championship
won
Commonwealth CHESS championship.
title. In the final played at the Kanteerava
Olympic-medallist Sushil Kumar has opted
Stadium in Bengaluru, Karanataka, India
out of the World Championships after
defeated Sri Lanka.
sustaining a shoulder injury.
(France), Aya Miyama
capacity of 7,500 MW (5000MW by BOT
Power,
Golden Ball Award: Carli Lloyd (US),

Amandine Henry
substations
FIFA Womens World Cup 2015
on enhancing the capacity for renewable

develop six solar cities targeting solar
USA has won the FIFA Womens World
years.
and now the Government has set its sights
India Wins More Than 150 Medals At
BCCI Extends Best Wishes to Kanitkar,
World Police and Fire Games. USA
Ratra on Retirement
tops the table.
World
and
Olympic
champions
Star
athlete Inderjeet
Singh won
the
Netherlands lifted the Womens Hockey
gold medal in shot put event for India in
World League trophy by defeating Asian
the World University Games at Gwangju,
games gold medallist South Korea by 2-1.
South Korea.
Chile beat Argentina 4-1 on penalties to
India drop 15 spots to 156th in latest
win countrys first Copa America.
FIFA rankings. Argentina and germany
The Rio 2016 Olympic torch in Brasilia.
occupied 1st and 2nd place.
Lewis
Formula
Hamilton
One
wins
world
British
champion
F1
GP
Lewis

Page | 68

Serena Williams Wins 6th Wimbledon
Gurunath
Title, She also won the U.S Australian and
during the 2013 season.
French Open titles
Hinges
wickets in the third and final ODI to take
defeated
the
Russian
pair
the three-match series 2-1.
Indian tennis star Leander Paes along with
Shubham
Jaglan,
10-year-old
from
his Swiss partner Martina Hingis has
Israna village in Panipat, Haryana has won
won the Wimbledon Mixed Doubles at the
at the Junior World Golf Championships
Wimbledon
at
Tennis
Championships
in
Welk
Resort
Fountain
Course
in
California.
Novak Djokovic from Serbia defeated
Shubham Jaglan won the IJGA World

Stars of Junior Golf event in Las Vegas.
Amelie Mauresmo, the two-time Grand
the Wimbledon Tennis Championships in
Slam winner and former number one tennis
London.
player of France, was inducted into the
World Boxing Association (WBA) offered
International Tennis Hall of Fame.
to
the
recently
launched
Bollywood actor, model and a national level
Indian Boxing Council (IBC). This will
swimmer for India Milind Soman is just
boost its aim to promote the professional
made the country proud by successfully
boxing in India.
completing the Ironman Triathlon held in
Indian wrestlers have won 16 medals,
Zurich, Switzerland.
including
gold,
at
the Junior
Asian
Sangram Singh became the first Indian in
Freestyle, Greeco-Roman and Female
history
Wrestling championship at Nay Pyi Taw
Professionals
in Myanmar.
Wrestling Heavyweight Championship
BCCI has suspended Hiken Shah from
held at Nelson Mandela Bay Stadium in
playing cricket for violating the BCCIs Anti-
South Africa.
Corruption Code for participants.
Bangladesh registered historic ODI series

win by beating South Africa by nine
membership
beats
The duo of Sania Mirza and Martina
second successive year on 12 July 2015 at
rahane
clean sweep.
Roger Federer from Switzerland for the
Kundra
from India to win a womens doubles
London.
ajinkiya
Raj
Zimbabwe in 3rd ODI, completes 3-0
Makarova-Vesnina in the finals.
under
and
Sania Mirza became the first female player

Grand Slam trophy.
India
Meiyappan
to
Football
win
the
(WWP)
Sports
World
the
Wrestling
Commonwealth
Development
promoters
of
Ltd
Chennai Super Kings and Rajasthan
(FSDL)
Royals were suspended from the Indian
announced that the 2015 Indian Super
Premier League for 2 years for the
Leagues second season final will be held
betting activities of their key officials
in Goa on December 20, 2015 at the

Page | 69
ISL

Fatorda Stadium, home of FC. Founder &
the 10,000 ODI run-mark during the 5th
Chairperson of FSDL: Mrs. Nita Ambani.
ODI against Pakistan at Hambantota.
The All-Women Trans Continental Road
Ms.Dhoni has been named as the ninth
Paytm bags BCCI sponsorship rights.
most marketable sportsperson in the
Pakistani
the likes
of football
All
Rounder Mohammad
Hafeez has been banned from bowling in

international cricket for 12 months by ICC
Britains Chris Froome won the 102nd
London School of Marketing. Rogerfederer
edition of the Tour de France, his second
is in top of the list.
victory in the cycling marathon.
High
Performance
Director
Roelant
Double Olympic medallist Sushil Kumar
Oltmans was appointed coach of the
and other star grapplers gave their stamp
Indian hockey team, replacing Paul van
of approval as wrestling today joined the
Ass
league bandwagon with WFI and Pro-
Indias under-21 women hockey team
Sportify announcing the launch of Pro
has
Wrestling League (PWL)
finished
Invitational
third
at
tournament
the
Volvo
at
Breda.
Mexico defeated Jamaica 3-1 in the final
Netherland ends the tournament in 1st
of
place by defeating England.
tournament
The 14th edition of Special Olympics
tournament for the record seventh time
World Summer Games is being held at
held in US.
CONCACAF
to
Gold
Cup
football
win
the
regional
the Los Angeles Memorial Coliseum in Los
Awards & Honors
Angeles.14-year-old
Spiritual leader Sri Sri Ravi Shankar
Ranveer
Saini becomes 1st Indian golfer to play
conferred with one of Peru's highest
in Special Olympics World Games.
awards 'Grand Officer' for social work &
The
Indian
finished
womens
second
International
Dale Steyn became the second South

African bowler to take 400 Test wickets.
Usain Bolt in a power list prepared by
of
Prix of Formula One (F1).
superstar Lionel Messi and sprint king
Vettel
Delhi to London by Union Minister for
world ahead of
Sebastian
Germany won the 2015 Hungarian Grand
State for Youth Affairs & Sports.
driver
Expedition has been flagged off from

Chemical & Fertilisers & Minister of
Ferraris
in
wrestling
the
Wrestling
fifth
team
Senior
mission to deliver peace
Shakthi Nataraj, who grew up in Chennai
Tournament
has been awarded with The Philip Brett
which is also known as Cup of the President
LGBT Studies Fellowship that honours
of Republic of Kazakhstan in Astana.
the
Sri Lankan opener Tillakaratne Dilshan
considered a pioneer of lesbian and gay
joined an elite club of cricketers by crossing
musicology.
memory
of
Philip
Brett

Page | 70
who
is

Scientist
Sanjeev
Galande
has
been
award for 2014 for his pioneering research
organized in New Delhi.
Fazle
NGO
Hasan
wins
Abed,
founder
of
World
Food
Prize
2015.
Screenplay in a foreign language award at
Make in India initiative has won the
Commandeur de la Lgion dHonneur
2015-
(the Legion of Honour).
Economic
Development
Award
Four Indians-Mishi Choudhary, Manish
presented by Frost and Sullivan, US
Wig- were figured in the Asia 21 Young
based Growth Partnership Company.
Leaders Class of 2015 list that was
4 Indian-Americans honoured with Great
released in New York, USA.
(Preet
Bharara,
Rakesh
Khurana,
Indian
Oil
Corporation
bagged
the
Leading Oil & Gas Corporate of the Year
Madhulika Sikka, Abraham Verghese).
award for the fourth time in eight years at
Guinness Book of World Records has
Petro Awards.
Dr Mini Shaji Thomas, Honorary Director,
Pradesh on World Hand washing Day.
Centre
A new world record was made by 12,76,425
Entrepreneurship,
students
Department of Electrical Engineering, Jamia
by
Lord
Karan
entrepreneur,
washing
their
hands
for
Innovation
and
and
Professor,
has been selected for IEEE Educational

Bilimoria,
has
been
leading
NRI
awarded
Activities
as
the International Indian of the Year for
Civilian
Dahiya, Sanjay Vijayakumar and Aarti
simultaneously.
French
Implementation Excellence. The award was
acknowledged a record created in Madhya
Sayed Haider Raza was conferred with

highest
Immigrants award 2015 in United States
the Madrid International Film Festival.
winners receive $250,000
Innovation Award for Policy and Program
Vivek Agnihotris political irony Buddha

In A Traffic Jam won the Best Original
Bangladesh-based poverty alleviation
Environment
Management Award (GPEMA) 2015 was
cell biology.
Peacock
selected for the prestigious G D Birla

in the field of epigenetics and molecular
Golden
Board
Continuing
Education Award.
Krishnapatnam
2014-15 for his outstanding achievements
Peacock
in the fields of business and education.
management.
Champagne vineyards of France granted
(EAB)
award
Port
bags
for
Golden
environment
Varanasi has joined the list of UNESCO
with World Heritage status by UNESCO.
Cities of Music under the Creative Cities
India is leading the submissions for UAEs
Network.
annual Zayed Future Energy Prize, of
Four Indian scientists from the Jawaharlal
which largest share is formed by emerging
Nehru Medical College, Aligarh Muslim
markets.
University, have jointly been awarded the

prestigious William
Harvey
Award

Page | 71
for

2015,
Hasan
Arif,
Kafeel
Akhtar,
Producer award at Madrid International
are the recipients of the prestigious
Film Festival
worlds oldest award for scientific research,
Indian-American
known as the Copley Medal from Royal
persons
woman
Sunita
who
has
been
honoured
with
Indian
author Anuradha
Roy and
White House for her effort in protecting
among 13 international authors long-listed
environment and communities from the
for the 2015 Man Booker Prize, the
effect of climate change.
prestigious
The Kerala Tourism has won this years
announced.
literary
Indian-American
Junior
Heritage & Culture category. The Muziris
Championships.
Sahota are
prize
Amitoj
for its Muziris Heritage Project in the
Title
at
committee
Chhabra
US
Wins
Powerlifting
Major Dhyan Chand will be confered with
and cultural significance of the ancient town
the Bharat Gaurav Lifetime Achivement
that stretches across North Paravur in
Award by NRI orgainsation Sanskriti
Ernakulam to Kodungalloor in Thrissur.
Yuva
British
Commons inside the British Parliament.
university,
The
University
of
Central Lancashire has honored Indian-
Sangstha
Fukuoka
recognition
Academic category.
of
his
contribution
to
the
at
the
House
of
Ramachandra Guha was chosen for the
origin 77-year-old doctor Shiv Pande in
Asian
Culture
Thant
Prize
Myint
in
U
community as a general practitioner and
Grand Prize category and Minh Hnah -
medical educator.
Arts and Culture category were choosen
Naomi Klein, the winner of American
for this Prize. Ramachandra Guha famous
Book Award 2015 is well known for No
writings are India After Gandhi, GANDHI
Logo won the award for her reverted title
BEFORE
This changes everything:
PARTIS,MAKERS OF MODERN INDIA.
capitalism
vs. the climate.
British-Indian Sunjeev
project is aimed at restoring the historical
Society for his Higgs Boson theory.
Champions of Change award by the
Pacific Asia Travel Association Award
Professor Peter Higgs Boson received the
their work in hemoglobin c diseases (Hb C).

Viswanath is one of the tewlve eminent
Benoy Behl won the Best Documentary
Shagufta Qadri and Suhailur Rahman

award in the field of Hematology, for
President
INDIA,PATRIOTS
of
United
KUTESA
Natios
AND
General
Telugu cartoonist Pamarthy Shankar won
Assembly,SAM
announced Dr.
Grand Prix World Press Cartoon Award for
Helena Ndume of Namibia (No cost eye
2014 presented by the World Press Cartoon
surgery) and Jorge Fernando Branco
(WPC) Organization based in Portugal.
Sampaio as the winners of first NELSON

MANDELA prize.

Page | 72

PM Narendra Modi presented journalist

Gargi
Parsai
Chaudhary
and
five
Charan
others
Singh
with
Award
for
ship
Soyuz-U
rocket from International Space Station
ISRO is set to launch 5 UK Satellites in
Research and Development, 2014 at
Vehicle (PSLV ). It will be launched from
Indian Council of Agricultural Researchs
Satish Dhawan Space Centre (SDSC) in
87th foundation day celebrations.
Sriharikota.
Former
AIIMS
officer SANJIV
Social
carried
by
Polar Satellite
Launch
Solar impulse, an aeroplane powered only
worker ANSHU
by sun has landed in Hawaii after making
GUPTA, Kommaly Chanthavong(Laos),
an epic 7,200km flight across the Pacific
Ligaya
from Japan.
Fernando-
Thu(Myanmar) along
and
with
Magsaysay
Award
Kyaw
three
individuals won the prestigious

2015.
Asian
Ramon
Rani Durgavati joins Indian Coast Guard

as 3rd IPV(Inshore Patrol Vessel ).
Gupta was recognized for Enterprising

Leadership and Sanjiv Chaturvedi for
Worlds Oldest Active Aircraft Carrier INS

Viraat Set to Be Museum Ship in India.
Ramon
Magsaysay Award Foundation said Anshu
New Species of Songbird Evolving in

Western Ghats.
Exposing Corruption.
India in talks with Russia to lease new

modern,
SCIENCE & TECHNOLOGY:
world-class
nuclear
attack
submarine. under the Chakra 3 project.
Byron Wake, a 15-year-old boy in the UK
Bengaluru
based
healthcare
who used a hypodermic syringe to insert a
company Practo has
microchip under the skin on his hand have
based Genii Technologies, a technology
become
services startup.
Britain's
youngest
'cyborg'.
Cyborg : Part-human, Part Machine.
Bharat
acquired
Electronics
Defence Minister Manohar Parrikar has
(BEL) made Akash has
launched a new automation software,
into Indian Air Force.
ARPAN 3.0 for the over 12 lakh soldiers
of the Indian Army.
supply
Orbit
Amilbangsa(Phillipines)
launches
Excellence in Journalism in Agricultural
CHATURVEDI,
Russia
Airbus
Helicopters
and
Mahindra
signed a memorandum of understanding

helicopters in India and jointly bid for
in
the
been inducted
Royal
Ontario
species of horned dinosaur in southern

Alberta, Canada.
(MoU) to form a joint venture to produce

contracts
from
Limited
Museum have discovered a striking new
Defence, a part of Mahindra Group, have
defence
Scientists
Mumbai
India
under
the
government's Make in India programme.
New butterfly species named Banded Tit

found in Arunachal Pradesh.
Dr Harsh Vardhan Inaugurates The 12th

International Symposium on Antarctic
Earth Sciences (ISAES) at Goa.

Page | 73

ISROs commercial arm Antrix website
archaeologists in the temple of Serapis,
hacked
on the coast of the Red Sea.
The
test-fire
of
Indias
developed Nag
anti-tank
missile was successful from a helicopter at
fly the first commercial space vehicles, a
a firing range in Jaisalmer in Rajasthan.
part of the space agencys ambitious plan of
HeliNa is a helicopter-launched version
human
of Nag and can hit a target up to 7 km.
2030.According
New Horizons space probe ready to
accompanied by Robert Behnken, Eric
make history at Pluto.
Boe andDouglas Hurley, will train and
The Department of Industrial Policy
prepare for commercial space flights that
and Promotion (DIPP) has approved a
will open up low-Earth orbit transportation
proposal
to the private sector.
from
the
Kerala
Industrial
Development
(Kinfra)
to
set
up
the
spiders(Chrysso,
working
in
to
Mars
NASA,
by
Williams,
Centre of Christ College claimed to have
Ottappalam.
Paleontologists
on
Researchers at the Biodiversity Research

spotted
six
new
species
of
Dendrolycosa,
China
Tetragntha, Trachelas and Argyrodes.) at
unearthed the fossil remains of the winged
Harithavanam (also known as Kuttivanam)
dinosaur named Zhenyuanlong suni, a
located near the banks of the Aluva
close cousin of Velociraptor.
Sivarathri manappuram in Kerala.
Scientists from Kerala have discovered two

plant
Worlds largest flower Amorphophallus
species(Anisochilus
Titanum bloomed for the first time in 5
Eriocaulon
years in the fourth week of July 2015 at the
shoolamudianus,
manoharanii) from the forest regions of
Jindai
Western Ghats.
Japan.
PUNTINUS
DOLICHOPTERUS
,a
new
species of cyprinid freshwater fish has
botanical
gardens
in
Tokyo,
PERSONS IN NEWS:
Matti Makkonen, known as the Father of
been discovered and named by MATHEWS
SMS after developing the idea of sending
PLAMOOTTIL, head of department of
messages via mobile networks, has passed
zoology
away.
in
Baby
John
Memorial
Government College of kollam district
in Kayamkulam city in kerala.
landing
countrys first defence industrial park at
new
Indian-origin Sunita Williams is among

four veteran astronauts picked by NASAto
Corporation
guided
Infrastructure
indigenously
Egyptian Antiquities Minister Mamdouh
Holocaust
Hero
Sir
Nicholas
Winton
british humanitarian Dies Aged 106
The
President
of
India,
Shri
Pranab
el-Damaty announced that two 4,000-
Mukherjee received the first copy of the
year-old reliefs, belonging to Ptolemaic
book Uniki in Hyderabad today (July 3,
Queen Berenice, were found by Polish
2015). The book has been written by Shri

Page | 74

Ch
Vidyasagar
Rao,
Governor
of
Maharashtra. The President received the

book from Shri K Chandrashekar Rao,
Dies At 71.
on July 11 at 83 due to heart attack in
released it.
Cairo.
Former Indian Olympic swimmer Adi
serving Foreign Minister passes away at age
Nambiar was credited setting up Indias
of 75
Kerala passed away.
Ltds CEO and President, Satoru Iwata has
of Ashes
died. He was 55.
Former
Chief
Justice
of
India Yogesh
Former
Maharashtra
Minister
Patil
music
Former Billiards and Snooker Federation of
Hussain
passed away.
dead.He
authored
Udas
Iconic musician Joan Sebastian from
Khan.
Mexico has died after battling bone cancer
Hollwood Actress Amanda Peterson has
for more than 15 years.He was a five-time
died. She best known for her role in the
Grammy Award winner.
Renowned Actress Diana Douglas passes

She was the mother of well-
British
Tamil
batsman
Veteran
Telugu
playback
singer
Ramakrishna passed away.
Uruguays
soccer
legend
Alcides
Edgardo Ghiggia has passed away

Bavalan
French Formula One driver Jules Bianchi
Pathmanathan died after being struck in
has died of critical head injuries sustained
chest by ball.
at last years Japanese Grand Prix.
Book titled India Central Asia Relations:
Alex Rocco, the US actor best known for
The Economic Dimension authored by
his role in crime drama The Godfather,
Amiya Chandra came in news in second
has died of cancer aged 79.
week of July 2015.
popular
India(BSFI) President Pashupatinath Roy
known actor Michael Douglas.
Paks renowned Urdu novelist Abdullah
away at 92.
Viswanathan,
away in Chennai.
romantic-comedy.
MS
composer of South Indian cinema passed
Naslain. His real name is Mohammad
Japanese videogame maker Nintendo Co
Australia fast bowler Harris retires on eve
passed away.
Former TN minister Chendur Pandian

passes away.
Kumar Sabharwal has died.
Prince Saud al-Faisal, Worlds longest
Bharucha has died. He was 85 years old.
and Indias first IT park Technopark,in
Omar Sharif,Egyptian-born actor has died
Chief Minister of Telangana who formally
first state-run electronics venture Keltron
Pulitzer Prize-Winning Poet James Tate
Urdu
fiction
writer
Dr
Bisheshar
Renowned Urdu poet, critic and orator
Pradeep passed away, he is best known for
Bashar Nawaz passed away.
his Afsana Nigari, the fiction writing form

in Urdu.

Page | 75

Olaf Pooley passed away at the age of
101. He was a noted hollywood actor.He

was very famous for his role as villainous
Gavai, passed away.
age 85 passed away at her residence in
show, which he starred in during the 1970s.
Dewas,Madhya Pradesh.
The Vice President of India Shri M.Hamid

Everyday Islam and Modernity authored
and
Billy
Bathgate
passes
Former
Indian
scientist
president
APJ(Avul
and
Pakir
eminent
Jainulabdeen)
away.
Abdul kalam(1931-2015) who is Indias
Former Union Minister Bijoy Handique
11th president of India died at 83 on 27th
from assam passes away.
july(Monday)
Archie Comics Cartoonist Tom Moore
Meghalaya.
Dies At 86
Former South Africa cricket captain

Clive Rice dies at 66
Americannovelist E.L. Doctorow author of

Ragtime
Veteran Sri Lankan historian Santasilan

Kadirgamar passed away.
by Shri M. Raisur Rahman.
Eminent vocalist VASUNDHARA KOMKALI
scientist Professor Stahlman in Doctor Who
Ansari released a book entitled Locale,
Former Governor of Kerala and Bihar, R S
Eminent
physicist
Dr.Parameswaran
Eminent
evening
HIV
at
researcher
hospital
Dr
in
Suniti
Solomon passes away at 76.
Hariharan passed away.

IMPORTANT NEWS - AUGUST
SPORTS
Olympics World Summer Games held in Los

st
Angeles US on August 1 :
Indias
14
year
old skater Prabhroop
Sekhon, an Autistic student has won two gold
Joshna chinnapa of India won the womens
squash title in the $ 15000US Victoria open

WSA event in Melbourne, Australia on 2nd
august.
Indian gymnast Dipa Karmakar has won
medals in 300m and 500m Roller Skating
bronze medal in womens vault event at the
event.
6th
Indias 14 year old golfer Ranveer Singh
Saini, an Autistic student has won a Gold

medal.
Senior
ART
Gymnastics
Asian
Championships held in Hiroshima, Japan.
International Olympic Committee (IOC) has
officially recognized Frisbee as an Olympic
Indian womens archery team has won
silver medal in World Archery Championship

held in Copenhagen, Denmark. Indias first-
sport in IOC Session held at Kuala Lumpur,

Malaysia.
Australian cricket captain Michael Clarke
ever individual medal in the World Archery
announced
Championships has won by Rajat Chauhan
international cricket after ashes series.
(silver medal in the compound category).
his
decision
to
retire
from
Indian Archer Abhishek Verma won gold
medal in Archery World Cup stage 3 in the

Page | 76

compound
mens
individual
section
at
Wroclaw, Poland.
sports personalities by the President of India.
Carolina Marin Martin of Spain has won the
prestigious World Badminton Championship

2015 in womens single category. 1
st
Indian
badminton player Saina Nehwal won silver

medal.
Dronacharya Awards are bestowed upon
Indian Tennis legend Sania Mirza for the
Rajiv
Gandhi
Award:
the Canada Masters.
(carries:
sports coach.
Anoop Singh- Wrestling coach.
Kalam Azad (MAKA) trophy for year 2014. The
Harbans Singh- Athletics coach.
Trophy awarded to Univeristy on 29 August
Swatantar Raj Singh- Boxing coach.
2015 on the occasion of National Sports Day.
Nihar Ameen- Swimming coach.
Indian golfer Aditi Ashok 1
Indian woman
bronze
Naval Singh- Athletics (Javelin throw) Para-
the prestigious sports award Maulana Abul
st
2015.
statuette of Dronacharya, a scroll of honour & a

cash of 5lakh rupees
Punjabi University of Patiala has clinched
award
award of 7.5 lakh rupees.)
Cup Masters Tournament 2015 also known as
Ratna
(Award carries: a medal, scroll of honor and

Dronacharya
Andy Murray (of Britain) has won Rogers
Khel
Dhyan Chand award 2015
won the prestigious Ladies British amateur
TPP Nair (former volleyball captain)
stroke-play
Romeo James (goalkeeper of Hockey team)
SP Misra (former Davis Cup captain)
About Dhyan Chand Award Dhyan Chand
Championship
2015
at
Leeds,
United Kingdom.
Tennis
player
Roger
Federer
from
Switzerland has won the Cincinnati Masters
Award- Indias highest
title for record seventh time in mens singles
achievement in sports and games.
title category.
Jamaican athlete Usain Bolt won 200m
(19.55sec)
title
in
the
World
has
South Asian
Athletics
Championships held in Beijing, China.
Bangladesh
award for
won
Football
maiden
lifetime
Under-16
Federation
(SAFF)
championship title 2015.
Indian golfer Aditi Ashok became 1 st and
Union Sports Minister Sarbananda Sonowal
youngest woman won the prestigious Ladies
presented Arjuna Award to Indian cricket team
British amateur stroke-play Championship
off-spinner bowler R Ashwin (bestowed in
2015 at Leeds, United Kingdom.
2014) at a special function organized in New
Delhi.
Indian womens hockey team has qualified

for 2016 Rio Olympics with nine other
Every year August 29 is being observed as
teams after long gap of 36 years.
National Sports Day across the country.
APPOINTMENTS
Significance of the birth anniversary of Hockey
Domestic e-commerce major Snapdeal has
Wizard, Major Dhyan Chand. On this day
appointed
National
President-engineering.
Sports
awards
including
Rajiv
Amitava
Ghosh
as
Gandhi Khel Ratna, Arjuna Awards and

Page | 77
Vice

The co-founder and MD of YTS Solutions,
its new Managing Director & Chief Executive
Manish Khera, appointed as CEO of Airtel M
Officer.
Commerce Services Ltd (AMSL) which offer
been elected as President of International
Money.
Association of Athletics Federations (IAAF).
Roland S Folger has been appointed as new
Director
Officer for Mercedes-Benz India and assume
(CMD) of state owned national carrier Air
charge from October 1.
India Ltd.
as
Atul
the
Chief
Keshap
United
has
been
States
(US)
been appointed as the Chairman of Indias

Oscar
President Pranab Mukherjee has appointed
Federation of India (FFI). He will head the
governors
17-member jury panel which will select the
Acharya Dev Vrat HimachalPradesh(27th)
Maharashtra
government
has
roped
Tendulkar as its new ambassador for the
based
Film
which
will
be held in
Los
Angeles in
February 2016.
Former Adobe executive Rajiv Mangla has

been appointed as Chief Technology Officer
Larsen and Toubro has appointed former
(CTO) of ecommerce major Snapdeal.
World No. 1 tennis player Novak Djokovic
Managing Director and CEO of its subsidiary
from Serbia has been appointed as a new
L&T InfoTech, IT arm of L&T.
goodwill ambassador of the United Nations
President Pranab Mukherjee has appointed
Childrens Fund (UNICEF).
former IAS officer Om Prakash Rawat as an
Ranil Wickremesinghe has sworn-in as the
Election Commissioner (EC) in the Election
Prime Minister of Sri Lanka for fourth time.
Commission of India (ECI).
He was administered the oath of office by
Former
Cabinet
secretary Ajit
Kumar
President Maithripala Sirisena at the oath
Seth has been appointed as the Chairman
taking
of
Secretariat in Colombo.
the
governments
head-hunter, Public
Enterprises Selection Board (PESB).
ceremony
held
at
Presidential
Sushma Sahu and Rekha Sharma were
Rekha M Menon was appointed as the
appointed to the National Commission for
chairperson of Accenture India on 7 August
women (NCB) on August 27.
2015.
Mumbai
Tiger Conservation Project.

Infosys executive Sanjay Jalona as the
by
film category of the 88th Academy Awards
Superstar Amitabh Bachchan and Sachin
jury
Indian films official entry in the best foreign
th
Ram Nath Kovind Bihar (36 )
Veteran actor and director Amol Palekar has
Ambassador to Maldives and Sri Lanka.
Union Government has appointed Ashwani

Lohani as Chairman and Managing Director
Indian-American
and
Executive
appointed
Sebastian Coe from United Kingdom has
wallet service under the brand name Airtel
Managing
Industrial
Development
Bank
of
India
(IDBI) has appointed Kishor Piraji Kharat as
Trilochan Mohapatra was appointed as new

Director of Indian Agricultural Research
institute (IRAI) on August 28.

Page | 78

Senior
IAS
officer
was
operational freedom but it wont be valid for
appointed as Union Home Secretary on
rural areas. As per RBI notification Merger,
august 31.
shifting or closure of any rural branch will
Ratan P Watal was appointed as new
require prior approval of the District Level
finance secretary on August 31.
Review
Shaktikanta
Das
Rajiv
was
Mehrishi
appointed
as
Committee
(DLRC)
or
District
Consultative Committee (DCC). Banks making
Economic Affairs Secretary on August 31.
changes should inform customers of its branch
Hasmukh Adhia was appointed as New
time before changing. The banking activity,
Revenue Secretary on August 31.
which include deposit or loan business should
L C Goyal was appointed as CMD of India
not be maintained at both places. In case of
Trade Promotion Organisation (ITOP).
new location as part shifting should be located
P K Singh was appointed as The Chairman
within 1 km of the existing location.
of Steel Authority of India ltd on August 31.
ICICI Bank has launched ICICI Bank Saral-
Ragav
Rural
Chandra
was
appointed
as
the
Housing
Loan
Scheme
for
weaker
Chairman of National Highway Authority of
sections of society. The scheme was new home
India (NHAI) on August 31.
loan proposition of the bank with special
BANKING NEWS
interest rate to cater people from rural areas
HSBC Indias chairman Naina Lal Kidwai
including women borrowers as well as from
announced to launch green bonds in India
weaker sections at interest rate of 9.70%.
for
Period of 320 years.
raising
funds
for
investments
in
environmental projects. HSBC is the fourth
Government of India and the World Bank
largest issuer in the world. Green Bonds in
signed
India was initially launched by Axis Bank and
assistance of National Cyclone Risk Mitigation
Yes Bank in February 2015. . (Green Bond is a
Project- I & II (NCRMP- I & II) for $ 104.00
debt instrument with which a bond issuer gets
Million
capital while the investors receive fixed income
NCRMP-I covers States of Andhra Pradesh and
in the form of interest, only if the investment
Odisha.
is being raised to fund green projects relating
Gujarat, Maharashtra,
to renewable energy or emission reductions
Kerala and West Bengal.
etc.)
The Insurance Regulatory and Development
mVisa app enables users to transfer
Authority of India (IRDAI) has allowed banks
money and make micro payments for services
to tie up with insurers. This decision was taken
through mobile.
as part of the IRDAIs new Bancassurance
Reserve Bank of India (RBI) has taken
model guidelines. Prior to this decision, banks
decision to allow banks to merge, shift or close
were not allowed to have insurance agency
branches
tie-ups with more than one insurer.
in
urban
areas
on
their
own
the
Financing
and $
308.40
NCRMP-II
Agreement
Million
covers
for
the
respectively.
States
Goa,
of
Karnataka,
discretion. This move will give banks greater

Page | 79

A 7 pronged plan called Indradhanush has
available in three different sizes and charges
launched by
will depend on the size.
Union
Finance
Minister
Arun
Jaitley to revamp functioning of public sector

banks (PSBs) in New Delhi.
Appointments
2)
Reserve Bank of India granted in-principle
approval to 11 applicants to start payments
De-stressing
PSBs
3)
banks,
valid
for
18
month
period.
The
Capitalisation 4) Empowerment 5) Framework
Committee of the Central Board (CCB) of RBI
of accountability 6) Governance reforms 7)
has
Bank Board Bureau (BBB)
applicant. The selected applicants are:
selected
11
entities
among
the
41
Indias third largest private sector lender,
Reliance Industries
Axis Bank has launched the first Contactless
Airtel M Commerce Services
Debit, Credit and Multi-Currency Forex Card in
Tech Mahindra
association
Vodafone m-pesa
country.
Aditya Birla Nuvo
Reserve Bank of India (RBI) suspends
Department of Posts
license
finance
Cholamandalam Distribution Services
companies (NBFCs). The seven NBFCs whose
Fino PayTech
licenses
Religare
PayTm
Finance, Artisans Micro Finance, Eden Trade &
National Securities Depository Ltd (NSDL)
Commerce,
Nott
Sun Pharma.
Investments, Dewra Stocks & Securities, and
Bombay
with
of
VISA
seven
were
pay
in
non-banking
suspended
RCS
Wave
are
Parivar
the
Finance,
Stock
Exchange
(BSE)
has
Swetasree Finance. (17th august)
extended the direct market access facility
SBI has launched a Mobile wallet application
(DMA) to foreign portfolio investors (FPI).
named as SBI Buddy, in collaboration with
Henceforth, the foreign investors will have
Accenture and MasterCard. The application is
direct access to the exchange trading system
available in 13 languages with several features
in Indian stock market without any manual
including bill payment, all types of ticket
interventions of the broker. Earlier FPI had to
bookings for movies, flights, payment and
conduct
cash transfer among others. Launched by
through the broker who used to manually
Union
place the orders on their behalf.
Finance Minister
function
in
Mumbai.
Arun
(SBIs
Jaitley
first
at
female
stock
exchange
trading
in
BSE
The Securities and Exchange Board of India
Chairperson Arundhati Bhattacharya)
(SEBI) has barred 59 entities from trading in
MD and CEO Chanda Kochhar of ICICI
Bombay
Bank
fully
manipulation of the stock exchange route for
automated digital locker facility in India. The
evading taxes. Therefore they will not conduct
locker is equipped with multi-layer security
any activity of trading, buying, selling or
system, including PIN, biometric and debit
dealing
cards
directly or indirectly.
has
launched
authentication.
Smart
The
Vault,
lockers
will
be
Stock
in
the
Exchange
securities
due
to
markets,

Page | 80
alleged
either

Bandhan Bank has become the first micro-
finance company in India to start operation as

full-fledged scheduled commercial bank. The
bank
was
inaugurated
by
Union
Finance
Minister Arun Jaitley in Kolkata.
service
operate
to
enables
bank
its
accounts
customers
anytime
to
from
anywhere. It was formally unveiled by the

Indian Bank MD and CEO M K Jain.
Designed by Israel Aerospace Industries
(IAI).
Capable of detecting, tracking, identifying
and
generating
warning
for
all
types
of
underwater and surface threats to harbor
Indian Bank has launched IndPay mobile
app
security.
It will operate under the control of the
Naval Officer-in-Charge (Kerala).
Kochi becomes first Indian city to be a
member
of
Beijing
headquartered,
World
The RBI extended the deadline for banks to
Tourism Cities Federation (WTCF) Council and
issue chip-based and PIN enabled debit and
join its league of leading tourism cities across
credit cards under the Prime minister Jan Dhan
the world.
Yojana (PMJDY), basic saving deposit account

to September 30, 2016.
benefits of various welfare schemes of the
Communication Super-expressway or
Nagpur-Amravati-Aurangabad-GhotiMumbai
The Supreme Court (SC) has ruled that
Aadhar card is not mandatory for availing
NATIONAL NEWS
The social network giant Facebook doled
out 21 million US $ to Indian app developers
Government has announced construction of 6-
Hyderabad-based Samosa and Delhi based
lane road of 800km long Nagpur-Mumbai
Cardback
expressway.
Samosa had developed an app that offers a
way:
Maharashtra
express
government.
Estimation 30,000crore rupees in 5years.

Itll reduce the travel time between the
for
its
FbStart
initiative.
The
curated collection of clips from popular movies

that
people
can
share
14hrs to 10hrs.
cardholders and wallet users identify the best
the 1st phase a 4 lane road will be constructed
Specialties: equipped with CCTV cameras,
Wi-Fi facility & optical fibre network.
app
that
The
Cardback
This expressway will be done in 2 phase, in
an
friends.
state capital & second capital from present
developed
with
helps
ways to pay and savings for every transaction

they make.
Gujarat CM Anandiben Patel has declared
ban on the use of plastic in the State for the
Important role to develop of backward
regions of northern Maharashtra, Vidarbha and

Marathwada.
first time (Gujarats first women CM Anandiben

Patel).
The Taj Mahal became the 1st historical
Indias 1st Integrated Underwater Harbour
monuments in the world to have a Twitter
Defence & Surveillance System (IUHDSS) was
account of its own. The monuments official
commissioned
Twitter handle @TajMahal was launched by
IUHDSS:
in
Kochi,
Kerala.
About
Uttar Pradesh Chief Minister Akhilesh Yadav.

Page | 81

Tamil Nadu state has topped in organ
donation in the country. It was announced by

State Health Minister C Vijaya Bhaskar
21
August
2015
in
Jaipur
(pink
city),
Rajasthan.
Egyptian President Abdel Fattah al-Sisi has
Union Tourism Ministry conferred the title of
launched a major expansion of the Suez Canal,
Twin National Heritage Cities on the temple
ceremony held at port city of Ismailiya at
towns of Rishikesh and Haridwar.
estimated cost of US 8 billion dollars in one
Union Government has given its nod to
rename Delhis famous Aurangzeb Road has
year period.
India has decided to boycott the 61st
been renamed after former President of India
Commonwealth
APJ Abdul Kalam.
(CPC) which is scheduled to be held in
The western-Central railway on august31
became the 1st railway zone to eliminate all

unmanned level crossings from its region.
Parliamentary
Conference
Islamabad in September 2015. Reason: not

inviting Jammu and Kashmir (J&K).
Japan for the first time has switched on a
The Cabinet Committee on Economic Affairs
nuclear reactor nearly two years after all
(CCEA) meet chaired by PM Modi on 12 August
nuclear power stations were closed aftermath
approved
save
of the Fukushima disaster of 2011. The No 1
standing kharif agriculture and horticulture
reactor at Sendai plant of Kyushu Electric
corps from weak monsoon.
Power started its operations.
300cr
rupees
package
to
INTERNATIONAL NEWS
Major tour operator Thomas Cook (India)
As per the Forbes list of top 100 richest
people in technology
Ltd has acquired Sri Lanka based destination
Microsoft co-founder Bill Gates
management company Luxe Asia Pvt. Ltd.
Oracle CEO Ellison ceded
India and Bangladesh physically transferred
Amazon.com founder Jeff Bezos
162 enclaves located on Indo-Bangladesh: 51
Facebook co-founder Mark Zuckerberg
Bangladeshi enclaves merged with India, while
Google co-founder Larry Page
111 Indian enclaves from West Bengal, Assam,
Sergey Brin ranked
Tripura
with
Alibaba chief Jack Ma
Bangladesh based on 1974 Land Boundary
13- Azim Premji chairman of Wipro
Agreement (LBA).
14- Shiv Nadar founder of HCL
Taj Mahal has ranked fifth position in the
and
Meghalaya merged
Pakistan became the 1
formally
conferred
st
Asian country was
Associate
Membership
prestigious
list
of
most
attractive
travel
status by European Organization for Nuclear
hotspot in the world. Top Four travel hotspot
Research (also known as CERN), the worlds
in the world The Temples of Angkor, The Great
largest particle physics laboratory, located in
Barrier Reef, Inca city of Machu Picchu, Great
Geneva.
Wall of China.
India will host 2
nd
edition meeting of Forum
for India-Pacific Islands Cooperation (FIPIC) on

Page | 82

Three Indian companies are selected on
United States (US) during time period 2015-
worlds 100 most innovative companies by
16. For this mission the apex space agency of
Forbes
India will be using Polar Satellite Launch
Hindustan Unilever (41st rank),
Vehicle (PSLV). Till date ISRO has launched
st
Sun Pharma Industries (71 rank)
around 45 satellites belonging to international
Tata Consultancy Services (TCS) (64th rank)
customers from 19 countries using PSLV.
Bangladesh has become the first country in
Larsen and Toubro (L&T) to be the first to
the world to receive funds from United Nations
receive license for technology of full-scale
for its fast growing Solar Home Systems.
system to make Lakshya (pilotless target
3rd Global call to action summit 2015was
aircraft)
from
Defence
Development
summit was hosted for the 1st time in India
version of Lakshya is advanced version of
and outside of the USA.
Lakshya-1 whose flight path can be pre-
Afghanistan renamed dam Salma dam as
programmed
and
has
advanced
digitally
controlled
rebuild.
manufactured by the public sector Hindustan
Currently
Digital
Afghan-India dam where India helped to

SCIENCE AND INVENTION
engine.
(DRDO).
and
held in New Delhi on August 27-28, 2015. The
Organisation
Research
Lakshya
is
Aeronautics Ltd.
Astronomers have discovered a new secret
DRDO has transferred technology to private
planetary system which has 3 super-Earths
firm AIMIL Pharmaceutical Private Limited for
and
commercial production and marketing of the
one
outer
giant
planet
named
as
HD219134, was located at a distance of just
herbal
21 light years from Earth. This new secret
medicine by the trade name of Lukoskin for
planetary system was discovered by using
the treatment of Leucoderma.
HARPS-N spectrograph, a specially designed

high-precision
radial-velocity
instrument
located in Spain.
product
developed
poly-herbal
The initiative was taken by ISROs Vikram
Sarabhai Space Centre to establish Titanium

Sponge Plant (TSP) a dedicated 500 metric ton
Asias biggest telescope Multi-Application
per annum plant with Kerala Minerals and
Solar Telescope (MAST), was inaugurated at
Metals Ltd (KMML), Chavara in Kollam district,
the
Kerala. India is endowed with the third largest
Udaipur Solar Observatory in Rajasthan. It
was
inaugurated
by
Professor
U.R
Rao,
reserve of Titanium bearing minerals.
China successfully tested the power system
Chairman of Physical Research Laboratory. It
(engines) of its stated to be the largest space
will provide 3 Dimensional (3D) images of
launch vehicle viz. Long March-5 carrier. This
solar activities such as solar blast and solar
power system will be used in Chinas ambitious
flares. (Lens dia. 50mm).
Change-5 lunar mission of 2017.
Indian Space Research Organisation (ISRO)
will be launching 9 Nano/ micro satellites of

Page | 83

AWARDS
The app aims to help people learn about
The Esri Special Achievement in GIS Award
2015
for
exemplary
work
in
Dairy
Geographical Information System (GIS) has

been
awarded
to
the
National
Dairy
computers and Internet through self-learning

modules. Govt. has initiated training program
in all states collaborated with Intel.
Professor
Raghavendra
Development Board (NDDB) at San Diego. Esri
awarded
HQ New York.
Germany, Cross of Order of the Merit.
Former Electoral Officer (EO) Rajan Vishal
with
highest
Gadagkar
civilian
has
award
of
Kerala government announced State film
has been chosen for Election Commissions
awards 2014 in various categories. Winners
Zonal award under the Best Electoral Practices
are
Award-2014.
Election
Commission
was
Best actor award: Nivin Pauly (Bangalore
presented him this award on August 10, 2015
Days and 1983) and Sudev Nair (My Life
in New Delhi.
Partner).
Bharat Bharti literary award which is Uttar
Pradesh
states
highest
literary
award,
Best actress: Nasriya Naseem (Om Shanthi
Hosana and Bangalore Days)
awarded to Hindi litterateur Kashinath Singh
Best male playback singer: K.J.Yesudas
by UP Hindi Sansthan, carries a cash prize of 5
Best
lakh rupees. He awarded for his most famous

novel Kashi ka Assi (2004).
won
the
Ramanujan
singer:
Shreya
Best Director: Sanalkumar Sasidharan for
his film OraalPokkam.
2015
for
his
the
area
of
prestigious literary award Saraswati Sammaan
algebraic cycles, algebraic K-theory and the
for the year 2014 for his Kannada poem
theory of motives.
Ramayana Mahanveshanam which was first
outstanding
Prize
playback
Ghoshaal.
Mathematician Dr. Amalendu Krishna has
female
contributions
in
Russian journalist and social activist Zhanna
Nemtsova
was
awarded
Solidarity
Prize
2015
with
for
Polands
championing
(promotion and protection) democracy and

human rights.
Goa Tourism Minister Dilip Parulekar has
awarded with the Pacific Area Travel Writers

Association (PATWA) and Safari India South
Dr.
Marpadi
Veerappa
Moily
has
got
published in 2007.
Bangladesh novelist Zia Haider Rahman has
won James Tait Black award 2015, for his first

novel, In the Light of What We Know.
Historian writer Babasaheb Purandare has
awarded with Maharashtra Bhushan Award

2015, in literature category.
Syria-based
woman
journalist
Zaina
Asia Travel Award 2015 for Best Tourism
Erhaim has won the prestigious 2015 Peter
Minister category.
Mackler Award for Courageous and Ethical
Telecom Minister Ravi Shankar Prasad has
launched a new mobile app Digital Saksharta

Abhiyan (DISHA) to aid digital literacy in Bihar.
Journalism.
Mountaineer
Jot
Singh
of
Indo-Tibetan
Border Police (ITBP) has been honored with

Page | 84

the Tenzing Norgay National Adventure Award
talks
2014-15.
Narendra Modi and Filipe Nyusi, President
Dr.Arati Barua, an associate professor in
philosophy was conferred with the Prestigious
between
Indian
Prime
Minister
of Mozambique.
Vasundhara Raje, CM of Rajasthan signed
Bharat Jyoti award by the India International
MoU with several private companies that plan
Friendship society (IIFS).
to set up industrial units worth 2,452 crore
Indian Agriculture scientist Dr Modadugu
rupees at an investor event organised in New
vijay Gupta, 1st man awarded with the Sunhak
Delhi with the Confederation of Indian Industry
Peace
(CII) by the Bureau of Industry Promotion.
Prize
($
1million)
which
was
an
alternative for the Noble prize.
MOU & SIGNS
signed a MoU with Chairman Terry Gou of
Union Government has signed an historic
and landmark peace accord with the Isaac

Muivah faction of the National Socialist Council
of Nagaland (NSCN).
Maharashtra CM Devendra Fadnavis has
Foxconn to set up its manufacturing facility in

the state.
Worlds
sixth
largest
South
Korean
steelmaker Posco has signed an agreement to
National Thermal Power Corporation (NTPC)
form a Joint venture with Uttam Steel and
Ltd has inked an agreement with Jharkhand
Power to set up a 3 million tons per year
Bijli Vitran Nigam Limited (JBVNL) to form a
integrated steel plant in Maharashtra.
joint venture (JV) company for Patratu Power
The
Union
Cabinet
approved
Memorandum
The JV Company will have 74% share or stake
between India and Nepal for construction of
of state-run NTPC while JBVNL will have the
petroleum
rest 26% stake.
(Bihar) in India to Amlekhgunj in Nepal.
The International Labour Organisation
Understanding
Plant located in Ramgarh district of Jharkhand.
of
has
products
pipeline
from
(MoU)
Raxaul
China and Pakistan have signed 20 more
(ILO) and Federation of Indian Chambers
agreements
of Commerce and Industry (FICCI) have
implement
inked MoU to impart training to Micro, Small
Economic Corridor (CPEC) project held at
& Medium Enterprises (MSMEs) to make
Karamay city in Xinjiang province of China
them competitive and boost productivity.
bordering Pakistan-occupied Kashmir (PoK).
India and Myanmar inked an agreement to
set
up
Centre
Development
of
and
Excellence
Training
in
Software
(CESDT)
in
Myanmar.
of
the
1.6
billion
ambitious
dollars
to
China-Pakistan
The union cabinet chaired on 12th august
gave its ex-post-facto approval for the MoU on

co-operation to establish the Pace Setter fund
(PSF). The PSF seeks to support the Promoting
India and Mozambique inked Memorandum

understanding
worth
(MoU)
on
expanding
cooperation in New and Renewable Energy
Energy Access Through Clean Energy (PEACE)

track of the US-India Partnership to Advance
Clean Energy (PACE).
sector. It was signed after delegation level

Page | 85

National Thermal Power Corporation (NTPC)
Atomic Energy Agency and is expected to open
has signed two Memorandum of Understanding
in 2017, will contain low enriched uranium
(MoUs) with National Skill Development Fund
(LEU).
(NSDF)
and
Corporation
National
(NSDC)
Skill
for
Development
skill
development
training in eastern states and Bihar.
WILDLIFE
Wildlife researchers have discovered new
frog
India and Bangladesh signed a MoU for full
species
belong
to
named
species
Indirana
of
Salelkari
caecilians
(legless
cooperation to tackle the menace of fake
amphibians) in Netravali forest sanctuary of
Indian currency notes (FICN) smuggling at a
Goa.
meeting of the Joint Task Force on Fake

Currency Notes (JTFFC) in Dhaka.
Maharashtra government has declared the
area
along
Thane
Creek
as
Flamingo
Kerala govt has signed a MoU with Gautam
Sanctuary. It is 2nd Marine sanctuary after
Adani-led Adani Ports and Special Economic
Malvan (marine) Wildlife Sanctuary which was
Zone (APSEZ) for building 7,525 crore rupees
declared in 1987.
of Vizhinjam seaport project near Kovalam

beach.
SCHEMES
The
global
advertising
agency
McCann
With an intention of curbing black money
bagged Tourism Ministrys Incredible India
generation the government approved signing
advertising campaign for the period of three
and
information
years. Also responsible for the set of four
India
commercials for Tourism Ministrys
ratification
exchange
of
the
agreements
Tax
between
and
Seychelles.
Pakistan
Atithi
Devo Bhava campaign featured by superstar

and
Russia
have
signed
landmark defence deal including the sale of 4
Aamir Khan.
Recently Tourism ministry launched of a
advance Mi-35 Hind E combat helicopters to
500 crore rupees mega project Swadesh
Pakistan.
Darshan and Approval for the establishment
Tata Trusts has inked a Memorandum of
Understanding (MoU) with the Andhra Pradesh
of National Tourism and Hospitality University.
Haryana
Government
launched
Thari
Government to develop 264 villages. Under
Pension, Thare Pass
this
the
transfer pension into the bank accounts of
Vijayawada constituency will be developed in
beneficiaries like Old age, Handicapped and
order to transform them into smart villages.
Widows.
initiative,
all
264
villages
in
Launched
by
project to directly
CM
Manohar
Lal
Kazakhstan and the UN nuclear watchdog
Khattar in Chandigarh. Under these project
signed a deal in capital Astana on August 27,
above 10 lakh beneficiaries got payment of
st
2015 to create the 1 internationally controlled

uranium bank aimed at guaranteeing supplies
for
power
plants
and
curbing
social security pensions of July 2015.
Union Ministry of Rural Development has
nuclear
launched SAMANVAY web portal to monitor
proliferation. The bank will be administered by
progress and implementation of the Sansad

Page | 86

Adarsh Gram Yojana (SAGY) for development
ACTS
of Gram Panchayats.
Union Cabinet has approved the proposal of
China-based Smartphone maker Xiaomi Inc.
direct release of wages in to the accounts of
has tied up with Taiwan-based Foxconn to set
the workers engaged under the Mahatma
first Assembly line in Andhra Pradesh under
Gandhi National Rural Employment Guarantee
Make in India initiative.
Act (MGNREGA) and aims to streamline the
Union
Environment
Minister
Prakash
flow
of
funds
and
to
empower
state
Javadekar has launched the School Nursery
governments to deliver entitlements as per the
Yojana an initiative to bring students closer to
objectives of the Act.
nature. The yojana seeks to engage class 6 to

9 in raising of saplings in nurseries created in
schools.
Snap deals R&D department launched its
first product, a website Findmystyle.in which
Union Governments ambitious Pratyaksha
Hastaantarit Laabh (PAHAL) scheme has

been selected as the worlds largest cash
transfer
program
(households)
by
the
Guinness Book of World Records.
TECHNOLOGY
for
the
analysing and needs of the customers.
The American global payments technology
solution firm Visa Inc. to test its pilot appbased mobile payments service mVisa in
Government launched a web-based portal
www.vidyalakshmi.co.in
helps customers to pick products by data
students
India.
National
Aeronautics
Administration
student misses out on higher education due to
contract worth US $490 million with Russian
lack of funds. This portal was launched with an
Federal Space Agency (Roscosmos) to carry
aim to administer and monitor scholarship as
US astronauts to the International Space
well
Station (ISS).
educational
the Pradhan
loan
Mantri
schemes
Vidya
under
Lakshmi
Indias
telecom
has
Space
seeking educational loans, to ensure that no
as
(NASA)
and
extended
giant
Airtel has
Karyakram (PMVLK). Aims to bring all banks
commercially
providing educational loans under one roof.
speed 4G services across 296 towns across
Union Government has launched SAHAJ
scheme
for
online
India. For the 4G devices it has join hands with
connections for the consumers as parts of
it Mukesh Ambani led Reliance Jio who has bid
friendly initiative. It was launched by Union
aggressively for 4G spectrum with lower price
Petroleum
than Airtel this year.
Gas
new
high-
mobile handset maker Samsung. To competes
Natural
of
the
LPG
and
release
launched
Minister
Dharmendra Pradhan at a function held in New

Delhi.
PASSED AWAY
Former Madhya Pradesh minister and senior
BJP leader, 69year old Jagannath Singh

passed away in Bhopal.

Page | 87

Retired Colonel Harwant Singh, a World
power park for Andhra Pradesh. It will be
War-II veteran and hero passed away in
developed in Kadapa district by NTPC and it
Patiala, Punjab on 6th August. During the first
will be the third mega park of over 1,000 MW
Independence Day celebration of 1947, he was
to be taken up by the state. Earlier two mega
officer in charge of the flag-hoisting ceremony.
parks of 1,000 MW each were executed by
The founder of Hero Cycle and a leading
industrialist Om Prakash Munjal passed away

on 14th august.
Malayalam
actor
Paravoor
Bharathan
Uttar Pradesh Minister Chitranjan Swarup

Former Australian Cricketer Arthur Morris
passed away on August 22 .

Senior
Kannada
writer
Dr. Malleshappa
30.
solar panels laid across 45 acres and has been

Pvt. Ltd.
Gujarat is set to become the first state in
India
POWER
to
launch
Agro-Solar
Policy
to
encourage the farmers to tap the solar energy.
BHEL has successfully commissioned the
seventh unit of 500 MW at Vindhyachal Super

Thermal
Power
Station
(STPS)
in
Vindhyanagar, Singrauli district of Madhya

Pradesh.
12MW solar power plant installed near the
installed by the Kolkata-based Vikram Solar
Madivalappa Kalburgi passed away on August
Kerala has become the first airport in the
cargo complex of airport, comprises 46,150
nd
Cochin International Airport Ltd (CIAL) of
world to fully operate on solar power. The
passed away in Delhi. (August 20th)
respectively.
passed away in Kochi (august 19th).
NTPC at Anantapur and Kurnool districts,
1,500-MW
ultra-mega
Important Events in India
The PM Narendra Modi announced August 7
as National Handloom Day at the function

held in Chennai.
The Ministry for New and Renewable Energy
sanctioned
August 15- Start-up India; Stand up India
started by PM Modi in 69th Independence Day.
solar
IMPORTANT NEWS - SEPTEMBER

PERSONS
IN
NEWS
APPOINTMENTS
Transforming
India
(NITI)
Aayog.
With
this
ELECTIONS
appointment he became third full-time member of
A K Jha:
NITI Aayog.
A K Jha has been given additional charge of interim
Queen Elizabeth II:
Chairman & Managing Director (CMD) of National
Queen Elizabeth II on 9th September 2015 became
Thermal Power Corporation (NTPC) Limited.
the longest-reigning Monarch of Britain and the
Ramesh Chand Renowned Agriculture expert
longest-reigning female monarch in history. She
Professor:
surpassed the previous record held by her great-
Ramesh Chand has been appointed as new full
great-grandmother, Queen Victoria.
time
2015 Singapore General Elections:
member
of
National
Institution
for

Page | 88

In 2015 Singapore General Elections, Peoples
a row with a net worth of 18.9 billion dollars in the
Action Party (PAP) led by Prime Minister Lee
2015 Forbes magazines India rich list.
HsienLoong has emerged victorious. PAP returned
Alexis Tsipras:
to power after scoring a landslide victory by
Alexis Tsipras of left wing Syriza party has sworn
winning an absolute majority of 83 seats in the 89
in as the Prime Minister of Greece. It is second
member Parliament.
time, Alexis Tsipras has sworn in as the PM of
Indra Nooyi:
Greece. He was administered oath to the office by
Indra Nooyi, CEO of food and beverage giant
the President ProkopisPavlopoulos.
PepsiCo is the sole Indian-origin executive in 2015
Matthias Mueller:
edition of Fortunes list of 50 Most Powerful
German auto maker Volkswagen AG has appointed
Women in Business. She was placed at second
Matthias Mueller as its new chief executive officer
position in this years list and has moved up by
(CEO). He will succeed Martin Winterkorn who had
single position from her previous third position in
resigned
from
year 2015.
cheating
scandal
Malcolm Turnbull:
described as a moral and political disaster.
Malcolm Turnbull has sworn-in as Australias new
V.Shanmuganathan:
Prime Minister. He became the 29th Prime Minister
President
of the country after defeating Tony Abbott in
Governor of Meghalaya V. Shanmuganathan to
internal party leadership ballot of the ruling center-
discharge
right Liberal Party.
Manipur.
office
(dubbed
Pranab
the
He
following
was
as
Mukherjee
functions
of
given
an
emissions
Diesel
has
the
Dope)
appointed
Governor
additional
charge
of
of
Manipur after previous Governor Dr. Syed Ahmed

Elattuvalapil Sreedharan:
passed away.
Metro Man Elattuvalapil Sreedharan has been
Brij Raj Sharma:
invited to the United Nations High Level Advisory
Brij Raj Sharma appointed as Chief Secretary of
Group on Sustainable Transport (HLAG-ST). He has
Jammu
been invited by UN Secretary General Ban Ki-moon
appointed as the Chief Secretary of Jammu and
to serve on his HLAG-ST for a period of three
Kashmir.
years.
Sunil Duggal new CEO of Hindustan Zinc
Sherif Ismail:
Limited
Sherif Ismail has sworn-in as the new Prime
Sunil Duggal, will take in charge of the post
Minister of Egypt. He will succeed Ibrahim Mehleb
of CEO in
who had resigned from office following a corruption
countrys largest zinc producer.
scandal involving his cabinet minister.
P.V. Chandran:
Mukesh Ambani:
P.V.
and
Kashmir
Hindustan
Chandran was
Brij
Zinc
elected
Raj
Sharma
Limited (HZL),
as President of
was
the
the
Industrialist Mukesh Ambani has been named as
Indian Newspaper Society (INS) for 2015-16. He
Indias richest person for ninth consecutive year in
will succeed KiranB.Vadodaria of Sambhaav Metro.

Page | 89

Vinod Dasari:
growth in the region by fast transportation of
Vinod Dasari was appointed as President of the
people.
Society
Hangzhou:
of
Indian
Automobile
Manufacturers
(SIAM), an automobile industry body. He is the
Host of 2022 Asian Games Capital city of Zhejiang
Managing Director of Ashok Leyland.
Province Hangzhou in East China has been chosen
PLACES IN NEWS
by the Olympic Council of Asia (OCA) to host the
Temple of Bel:
2022
Islamic State (IS) militant group has destroyed
candidate city for the 2022 Asian Games i.e. XIX
part of historical Temple of Bel in the ancient site
edition of games.
of Palmyra in Syria. The ancient temple was
Ibrahimpatnam - Interlinking of Godavari and
dedicated to the Palmyrene gods and was one of
Krishna
the best preserved parts of the historical sites of
interlinked
Palmyra.
Ibrahimpatnam
Mount McKinley:
Pradesh. State government has named this historic
Renamed
as
MountDenali
United
States
has
Asian
Games.
Hangzhou
River,Godavari
with
River
the
near
was
the
was
Krishna
Vijayawada
only
formally
River
in
at
Andhra
occasion as Krishna-Godavari Pavitra Sangamam
changed the name of tallest mountain in North
meaning holy confluence in Telugu.
America Mount McKinley to its original native name
SPORTS
Denali. It was announced by US President Barack
Yoga recognized as a sports discipline:
Obama ahead of his three-day visit to Alaska to
Union Ministry of Youth Affairs and Sports has
highlight the issue of climate change.
decided to recognize Yoga as a sports discipline
West-Central Railway (WCR) zone:
and place it in the Priority category. This decision
WCR zone headquartered in Jabalpur, Madhya
was taken by Ministry while reviewing and revising
Pradesh has become the first Railway Zone in
the categorization of various Sports disciplines.
Indian Railways to eliminate all unmanned level
Durban:
crossings.
South African city of Durban has been selected as
Bodhgaya:
the host for the 22nd edition of Commonwealth
Spiritual Capital of India Union Government is
Games to be held in 2022. For the first time in the
going to develop Bodhgaya in Gaya district of Bihar
history of Commonwealth Games, African nation
as Spiritual Capital of the country in order to serve
has been chosen as host of the Games.
the civilizational bond between India and the
Mumbai
Buddhist
Trophy:
world.
It
was
announced
by
Prime
won
2015
Buchi
Babu
Memorial
Minister Narendra Modi.
Mumbai has won the Buchi Babu Memorial Trophy
Badarpur-Faridabad Metro:
in the All India invitation cricket tournament. In
Prime
Minister
Narendra
Modi
inaugurated
the final match played at Chennai, they defeated
Badarpur-Faridabad Metro in Delhi, The metro
Tamil Nadu Cricket Association Districts (TNCA) XI
corridor will connect the national capital with the
team by six wickets.
satellite town and give impetus to economic

Page | 90

Anirban Lahiri:
Ajinkya
Ace Indian Golfer Anirban Lahiri has become the
membership by CCI:
first Indian to qualify for the prestigious Presidents
Ajinkya Rahane, India's most consistent batsman
Cup of Golf. World No.40, Lahiri qualified to this
in the last couple of years, has been conferred with
prestigious cup through automatic qualifications as
the honorary life membership by the Cricket Club
team member of the International Team.
of India (CCI)
Ajay Jayaram:
Pankaj Advani :
Indias Ajay Jayaram has won silver medal in 2015
Indias ace cueist Pankaj Advani has won 2015
Korea Open Badminton tournament in the Mens
IBSF World Billiards Championship (Time Format)
singles category. In the final match played at
in Adelaide, Australia. It was his overall 14th World
Seoul, he lost to World no. one Cheng Long of
title.
China by 14-21, 12-21 score settling to silver
2015 Japanese Grand Prix:
medal.
Mercedes driver Lewis Hamilton of Britain won
Deepak Lather:
2015 Japanese Grand Prix title of Formula One.
Indian weightlifter Deepak Lather won a gold
This was his overall eight victory of the season.
medal in fifth Commonwealth Youth Games (CYG)
2015 Italian Grand Prix of Formula:
held in Apia, Samoa. He won the medal the 62 kg
One Mercedes driver Lewis Hamilton of Britain won
category after finishing with a total of 258 kg with
2015 Italian Grand Prix of Formula One. This was
120 kg in snatch.
his seventh victory of the season.
Vikas Krishnan:
2015 Singapore Grand Prix:
Indian boxer Vikas Krishnan has won the silver
Ferrari driver Sebastian Vettel from Germany has
medal
in
won 2015 Singapore Grand Prix of Formula One.
Bangkok, Thailand. In the final match of 75kg
The race was held on the Marina Bay Street
weight category, he was defeated by Uzbekistans
Circuit, which is the first street circuit in Asia.
Bektemir Melikuziev by 0-2 score.
2015 US Open Titles of Tennis:
Gurpreet Singh:
Mens Singles title: Novak Djokovic. (Serbia)
Indias ace shooter Gurpreet Singh has won silver
Mens Doubles title: Pierre-Hugues Herbert and
medal at 2015 Asian Air Gun Championship held in
Nicolas Mahut.
New Delhi. In the finals of 10 metre Air Pistol
Womens Doubles title: Sania Mirza (India) and
event, Gurpreet shot a tally of 197.6 to stand
Martina Hingis (Switzerland).
second on the podium.
Mixed Doubles title: Leander Paes (India) and
Sania Mirza and Martina Hingis:
Martina Hingis (Switzerland).
Indo-Swiss tennis pair of Sania Mirza and Martina
Indian Kalarippayattu Federation (IKF):
Hingis have won womens doubles title of 2015
Union Ministry of Youth Affairs and Sports has
Guangzhou Open Tennis Tournament. In the final
recognized the Indian Kalarippayattu Federation
match they defeated Chinese pair of ShilinXu and
(IKF) as Regional Sports Federation (RSF) with an
Xiaodi You by 6-3, 6-1 score.
immediate effect. Kalaripayattu sport is a Martial
in
the
Asian
Championships
held
Rahane
honoured
with

Page | 91
life

art played/performed in Southern state of Kerala
Bal Pandit:
and in contiguous parts of Tamil Nadu.
Veteran cricket Marathi commentator Bal Pandit
Sourav Ganguly:
passed
Former
Indian
Cricket
Pune,
Maharashtra.
He
is
considered as pioneer of cricket commentary in
Ganguly has been appointed as President of
Marathi who had made the game more popular in
Cricket
Maharashtrian households.
of
Bengal
captain
in
Sourav
Association
team
away
(CAB). He will
succeed Jagmohan Dalmiya as the post fallen
Jagmohan Dalmiya:
vacant following his death.
Board of Control for Cricket in India (BCCI)
PERSONS IN NEWS: DIED
President Jagmohan Dalmiya passed away in in
Dr Wilfred de Souza:
Kolkata, West Bengal. As a cricket administrator,
Former Chief Minister of Goa Dr Wilfred de Souza
he is hailed as the architect for the rise of Cricket
passed away in Panaji. He had served as Goa CM
in India and its financial superpower.
for three times and was known for his combative
Dr Syed Ahmad:
brand of politics. He was key politician to bring
Manipur Governor Dr Syed Ahmad passed away in
Congress to power in Goa in 1980.
Mumbai, Maharashtra. He was sworn in as the
Aadesh Shrivastava:
16th Governor of Manipur in May 2015.
Eminent
Bollywood
Music
composer
Aadesh
Viren Dangwal:
Shrivastava passed away in Mumbai, Maharashtra.
Renowned Hindi poet Viren Dangwal passed away
Over the course of his career, he had scored music
in Bareilly, Uttar Pradesh after a prolonged illness.
for over 100 Hindi films as composer, playback
His famous poem collection Dushchakrame Shrista
singer and music director.
had earned him prestigious Sahitya Academy
Ramaswamy R. Iyer:
award in 2004.
Renowned water policy expert Ramaswamy R. Iyer
SCIENCE, TECHNOLOGY & ENVIRONMENT
passed away in New Delhi following a severe bout
SERVIR-Mekong project:
of viral fever. He was instrumental in drafting
NASA
Indias first National Water Policy in 1987.
Development (USAID) have started the SERVIR-
Frank D Gilroy:
Mekong project, to strengthen the environmental
Renowned American playwright, screenwriter and
monitoring in Southeast Asia region. It will serve
film producer and director Frank D Gilroy passed
the 5 countries of the Mekong River Basin viz.
away in Monroe, New York. In 1965, he had won
Myanmar, Thailand, Cambodia, Laos and Vietnam.
prestigious Pulitzer Prize for Drama for his play
GSAT-6 communication satellite:
The Subject Was Roses.
ISRO has successfully positioned Indias GSAT-6
Kalamandalam Sathyabhama:
satellite into its orbital slot of 83 Degree east after
KalamandalamSathyabhama,
doyen
of
and
US
Agency
for
International
classical
carrying out four drift arresting maneuvers. It has
dance form Mohiniyattam passed away in Palakkad
been collocated with other four communication
district of Kerala.
satellites INSAT-4A, IRNSS1C, GSAT 12 and GSAT

10.

Page | 92

Homonaledi:
New
LAPAN:
ancestral
species
family
India will launch Indonesias second multi-spectral
Scientists have discovered a new ancestral species
remote sensing satellite LAPAN A2/Orari. The
in the human family tree dubbed as Homonaledi in
satellite will be launched by Indian Space Research
South Africa. The species has been classified in the
Organisation (ISRO) from the Satish Dhawan
genus Homo to which modern humans belong.
Space Center in Sriharikota, Andhra Pradesh.
Diclofenac sale banned multidose vial:
BSNL:
Union Ministry of Health and Family Welfare
State
banned the sale of Diclofenac in multidose vial.
Sanchar Nigam Limited (BSNL) has decided to
Henceforth, it will be sold only in single-dose vial
upgrade Broadband speed to minimum 2 Mbps in
packaging for human use. This ban was imposed
the
on
of
Information Technology (IT) Minister Ravi Shankar
Change
Prasad at a function held in Gurgaon, Haryana. The
(MoEFCC) in order to save and protect vultures
speed will be at no additional cost for all its
from brink of extinction.
existing Broadband customers from 1 October
Hybrid Vacuum Toilet:
2015 from existing speed plans of 512 Kbps & 1
Indian Railways has developed a Hybrid Vacuum
Mbps. Besides, BSNL is also going of free night
Toilet design which combines the advantages of
calling services from its landline to all operator
Vacuum toilets and those of Biotoilets. The first of
networks and free incoming roaming services for
its kind system in the world has been developed by
its mobile customers.
the Development Cell of Indian Railway Board.
EVENTS & OBSERVANCES
Long March-6:
5th September:
China has successfully launched a newly-developed
National Teachers Day Every year in India 5th
smaller version of carrier rocket Long March-6 as
September is being observed as National Teachers
part of the countrys space program.
Day. This day commemorates the birthday of
Astrosat:
Indias first Vice President and second President Dr
recommendation
Environment,
Indias
first
the
of
Forest
dedicated
in
human
Union
and
Ministry
Climate
satellite
for
astronomy
owed
telecom
country.
It
service
was
provider
announced
by
Bharat
Union
Sarvepalli Radhakrishnan.
research Astrosat has been successfully launched
Sep 8:
from Satish Dhawan Space Centre, Sriharikotta
September
with the help of PSLV-C30.
LiteracyDay, worldwide. UNESCO dedicated this
NASA-ISRO:
day in 1965 and being celebrated since 1966.
NASA-ISRO Synthetic Aperture Radar (NISAR)
Theme of 2015 Literacy and Sustainable
mission first Joint Steering Group (JSG) meeting
Societies.
was held.NISAR is a unwavering US and Indian
Tenth World Hindi Conference:
InSAR
mission,
developed
for
in
partnership
studying
environmental change.
hazards
is
celebrated
as International
with
ISRO,
The Tenth World Hindi Conference was held in
and
global
Bhopal, Madhya Pradesh (sep 10-12) with the

theme
of
Hindi
Jagat-Vistar

Page | 93
and

Sambhavnaye. The three-day conference was
countries which was launched as part of a series of
inaugurated by Prime Minister Narendra Modi.
military
14 September: - National Hindi Divas
countries.
Hindi Divas is an annual literary-day celebrated on
KUVERIN 2015:
14 September in Hindi speaking regions of India
The sixth Indo-Maldives joint Training Exercise,
and
KUVERIN 2015was held at Pangode Military Station
other
countries
with
Hindi
speaking
exchange
programmes
between
two
population. This day seeks to propagate Hindi
in Thiruvananthapuram district of Kerala.
language and its cultural heritage and values.
Reliance Defence pact with Abu Dhabi Ship
16th September:
Building:
International Day for the Preservation of the Ozone
Reliance Defence Ltd (RDL) led by Anil Ambani has
Layer. This years slogan was Ozone: All there
inked memorandum of understanding (MoU) with
is between you and UV.
Abu Dhabi Ship Building (ADSB) to set up a
Ladakh Festival:
strategic partnership for construction of naval
Week long annual Ladakh Festival was celebrated
ships.
in Leh town in Ladakh region of Jammu and
AUSINDEX15:
Kashmir. The festival has been organized by the
Inaugural
Jammu
India and Australia AUSINDEX15 was held off coast
and
Kashmir
Tourism
department
in
bilateral
maritime
exercise
between
collaboration with the concerned stakeholders. The
of Visakhapatnam, Andhra Pradesh.
festival is celebrated to extend the short tourism
Amogha-I:
season of Ladakh.
An indigenously developed second generation anti-
September 21:
tank guided missile, Amogha-I was successfully
International Day of Peace Every year September
test fired at Babina Army Range, Madhya Pradesh.
21 is being observed as International Day of Peace
Integrated Air Command & Control System
across the world. The theme for the year 2015
(IACCS) project:
is Partnerships for Peace- Dignity for All.
Union Government has given its approval for
September 27:
implementation of Integrated Air Command &
World Tourism Day Every year World Tourism Day
Control System (IACCS) project of Indian Air force
(WTD) is observed on September 27 to raise
(IAF) with allocation of 8,000-crore rupees.
awareness
Mitra Shakti 2015:
about
the
importance
of
tourism.
Theme for year 2015 is One Billion Tourists,
India-Sri
Lanka
joint
military
exercise
One Billion Opportunities.
SHAKTI 2015 has begun at Aundh Military Station
DEFENCE RELATED
in Pune, Maharashtra. It is third edition of the joint
Shaheen (Eagle)-4:
training exercise between both countries that
Joint air exercise China and its strategic partner
seeks to build Military to Military co-operation and
Pakistan have launched a joint air exercise called
interoperability.
Shaheen (Eagle)-4 in China. It is fourth edition of

air
exercise
between
the
air
forces
of
both

Page | 94
MITRA

INS Kochi:
second-largest oil field Vankor from Rosneft for
Indian Navy has commissioned INS Kochi, a
about 1.35 billion US dollars.
Kolkata-class
Tamil Nadu Global Investors Summit:
Guided
Missile
Destroyer
in
its
contingent to showcase Indias indigenous efforts
Tamil Nadus first Global Investors Summit (TNGIM
in the field of underwater warfare. It is a second
2015) has begun in Chennai to woo investors to
ship of the total three ships fleet of Kolkata-class
invest in the state. It is first of kind investors
Guided Missile Destroyer to be inducted.
summit in southern state of India is seeking to
FINANCE, BUSINESS AND ECONOMY
target investment commitment of one-lakh crore
Better Than Cash Alliance:
rupees,
India has decided to join UN-based Better Than
sector,40% from energy sector and 10% from IT
Cash
and ITES companies.
Alliance
with
view
to
reduce
cash
among
40%
from
manufacturing
transactions in its economy and achieve financial
100% FDI in white label ATM operations:
inclusion.
The Union Cabinet has allowed 100 per cent
AP Shah Committee report on MAT:
foreign
Union Government has accepted Justice AP Shah
automatic route for white label ATM operations
Committee report on the Minimum Alternative Tax
(WLAO). This decision will expedite and ease FDI
(MAT) on foreign institutional investors (FIIs). By
inflows in WLAO further giving a fillip to the
accepting the recommendations, Government will
governments ambitious effort to promote financial
not impose levy on FIIs prior to 1st April 2015 i.e.
inclusion.
retrospectively.
Spectrum Trading Norms:
Canadas economy falls into a recession:
The Union Cabinet has approved spectrum trading
Canadas economy has fallen into a recession for
norms for harmonious spread of telecom services
first time after global financial crisis of 2009.
in the country. These norms were approved based
Statistics Canada, nodal national statistical agency
on the recommendations TRAI in order to increase
of Canada has reported that its economy i.e. Gross
emphasis on evolving more flexible and market
Domestic Product (GDP) has retreated at an
oriented approach in Telecom sector.
annual pace of 0.5 per cent from April through
Small Finance Banks:
June 2015.
RBI has granted in principle approval to 11 entities
FMC merges with SEBI:
to set up small finance banks to provide basic
Union Government has notified the merger of
banking services to small farmers and micro
commodities market regulator Forward Markets
industries. The in-principle approval will enable
Commission (FMC) with Securities Exchange Board
these entities comply with the guidelines on Small
of India (SEBI) with an effect from 28 September
Finance Banks and will be valid for 18 months.
2015.
GOVERNMENT POLICY AND SCHEMES
ONGC buys stake in Vankoroil field of Russia:
Marginal Fields Policy (MFP):
State-owned Oil and Natural Gas Corporation
Union Cabinet has approved Marginal Fields Policy
(ONGC) has bought a 15 per cent stake in Russias
(MFP) to auction small and marginal unexploited
direct
investment
(FDI)
under

Page | 95
the

hydrocarbon
discoveries
by
state
owned
oil
companies.
Smart
the state. The policy has been framed with support

from various government departments, industry
National
Common
Mobility
Card
experts, inputs from Indian School of Business and
(NCMC) model:
consultancy firm KPMG.
Union Ministry of Urban Development has come
Shyama Prasad Mukherjee Rurban mission
out with a NCMC model to enable seamless metro
(SPMRM):
travel, shopping. In this regard, Union Minister of
The Union Cabinet has approved Shyama Prasad
Urban Development Venkaiah Naidu has approved
Mukherjee
R urban
the EMV Open Loop Card with stored value.
ambitious
bid
One Rank One Pension (OROP) scheme:
infrastructure development in rural areas. Target:
Union Government has given its nod to implement
300 Rural areas with in 3 years. Government
One Rank One Pension (OROP) scheme for ex-
allocates 5142.08cr.
servicemen. OROP will provide ex-servicemen of
Pradhan Mantri Khanij Kshetra Kalyan Yojana
same rank and same length of service uniform
(PMKKKY):
pension regardless of date of retirement.
Union Government has launched the Pradhan
Andhra Pradeshs e-Pragati:
Mantri Khanij Kshetra Kalyan Yojana (PMKKKY) for
Andhra Pradesh by has e-Pragati, a comprehensive
the welfare of people affected by mining related
architecture to leverage the latest advances in e-
operations. The new scheme is meant to provide
governance
Andhra
for the welfare of people and areas affected by
Pradesh became first state in India to execute and
mining related operations by using the funds
conceive
collected by District Mineral Foundations (DMFs).
tools.
With
state-wide
this
launch,
enterprise
e-governance
to
mission
spur
(SPMRM) for
social,
economic
its
and
architecture.
Perumanna Grama Panchayat water policy:
Gold Monetization Schemes (GMS):
Perumanna Grama Panchayat in Kozhikode district
The Union Cabinet approved introduction of two
of Kerala has become the first Panchayat in the
Gold Monetization Schemes (GMS) in a bid to lure
State, to declare its own water policy. The water
away Indians from buying physical gold. The
policy has been framed in the lines of the State
approved schemes are Gold Deposit Scheme (GDS)
governments water policy declared in 2008.
and the Gold Metal Loan (GML) Scheme.
National
National Offshore Wind Energy Policy 2015:
Scheme:
Union Cabinet cleared National Offshore Wind
Prime Minister Narendra Modi launched National
Energy Policy 2015 to generate electricity from
Integrated Power Development scheme (IPDS) in
offshore windmills located in areas within Exclusive
Varanasi, Uttar Pradesh to provide 247 power
Economic Zone (EEZ) of the country.
supply to every house, with the allocation of
Andhra Pradesh New Tourism Policy-2015-
Rs.60,000cr.
20:
National Health Profile (NHP) 2015:
Andhra Pradesh Government has unveiled New
Union Ministry Health and Family Welfare has
Tourism Policy-2015-20 to boost tourism sector in
released NHP 2015, which provides comprehensive
Integrated
Power
Development

Page | 96

information related to health sector. The 11th
eSagu- spreading modern crop protection
edition of the document has been prepared by
awareness among farmers:
Central Bureau of Health Intelligence (CBHI).
The initiative is a joint research initiative of Media
Indian Sign Language Research and Training
Lab
Centre (ISLRTC):
implemented as a Corporate Social Responsibility
The Union Cabinet chaired by the Prime Minister
(CSR)
Narendra Modi has approved the setting up of
(BEL).Sagu in Telugu means Cultivation and
Indian
Training
ESagu means electronic cultivation. ESagu is a
Centre (ISLRTC). Initially it will be located at the
web-based personalised agro-advisory system with
Institute fo.r Physically Handicapped, New Delhi.
a view to replace the unscientific agricultural
SHI SCHEME:
practised with modern scientific ones.
The Swavlamban Health Insurance (SHI) scheme is
InSPA :
for providing affordable health insurance cover for
Union Government is planning to launch the global
the person with disability. It has a single premium
alliance
across age band & can be availed by PWDs
convention will be held in the third week of
(Persons
vision,
November 2015 ahead of the COP-21 of The
mentalretardation) between the age of 18 & 65
United Nations Framework Convention on Climate
years with annual family income of less than 3 Lac.
Change (UNFCC) in Paris. InSPA is the abbreviation
Sign
Language
with
Research
blindness,
and
low
Asia and IIIT, Hyderabad

initiative
on
of Bharat
solar
and
is
Electronics
energy
in
New
being
Limited
Delhi.The
used for International Agency for Solar Policy &

Green Highways Policy 2015:
Application. 107 member countries that are located
Union Government has launched Green Highways
between tropic of cancer and tropic of capricorn
(Plantation, Transplantation, and Beautification &
including China and Australia will attend the launch
Maintenance) Policy-2015 to promote greening of
event as expected.
National Highway corridors across the country.
STATE
Major Port to be built in Colachel:
M-SHIKSHA-MITRA MOBILE APP:
At a cost of Rs. 21,000 crore, the Centre has
This app will provide various services & teaching
planned
related work to teacher in a simple & easy way
port at Colachel which
lies
at
the
southern-most tip of Tamil Nadu.It will serve as
launched
a southern
the
Teachers can use this app to browse salary slip,
Deepwater
funds. They can send SMS about their problems &
gateway
for
Country.The Vizhinjam
Multipurpose
the Adani
Seaport is
transhipment in
International
to
Group in Kerela.A
be
developed
Special
by
Purpose
by
Madhya
Pradesh
Government.
knows status of this redressal. Free SMS 200 will

be given.
Vehicle (SPV) will be created for the Colachel
Palakkad
to
be
Declared
First
HIV/AIDS
project which will be completed in three phases in
literate District:
a period of three years.1.7 million metric tonnes of
The project Jyothigaramaya, was implemented
goods would be handled at the port. The port will
with 91 grama panchayats, and 4 muncipalities in
generate thousands of jobs in the region.
the District,workers of anganwadi, kudumbasree

Page | 97

had distributed pamphlets, conducted awareness
SOLDIERS
classes, as a result palakkad would soon be be
HARYANA:
Declared First HIV/AIDS literate District.
gov increased pension given to the ex-servicemen
Telangana Girl in Guinness book:
or widows of soldiers who took part in world war
A 14 yr old P.Madvika carved 12 idols of Ganesha
Iand II by 1500rs.Because of this increment gov
on 8cm long iece of chalk in 60 sec
will have to bear an additional burden of 8.57cr.It
Punjab establishes special NREGA cell:
was also announced that gov will provide financial
Special
assistance
National
Rural
Employment
Guarantee
PENSION
of
51000rs
INCREASED
to
the
IN
marriage
of
scheme cell has been established at chattisgarh,
granddaughters of ex-servicemen.
with an outlay of Rs.233 cr and also wage under
Himachal Pradesh organised organic fair and
the scheme was revised from Rs.202-Rs.210
food festival to boost organic farming:
From April 1st 2015.
The Himachal Pradesh Government organised a 3
Jayalalithaa announces new scheme for Rural
day organic fair and food festival in the state to
development:
promote organic farming in the state. The festival
TN gov announces scheme for the year 2015-2016
was organised in Shimla, the capital city of
with an allocation of Rs.800 cr
Himachal
New projects:
Agriculture
Rural
Devlopment-4000km
of
Rural
Roads-
Rs.200cr.
e-seva
Pradesh
Competence
by
together
Centre
the
with
for
Department
the
Organic
of
International
Agriculture
(ICCOA), Bengaluru.
kendras-birth
and
death
certificates-
Haryana Assembly passed Panchayati Raj
Rs.661.30cr.
(Amendment) Bill 2015:
Greenintiative Sapling (under gram sadak yojana
Haryana Assembly passed the Haryana Panchayati
and the highways )-Rs.300cr.
Raj (Amendment) Bill, 2015 to revise the Haryana
Odisha gov Renamed:
Panchayati Raj Act, 1994 and fixes matriculation as
Wheeler Island that houses Indias foremost
a minimum educational qualification for elections
missile testing facility as Abdul Kalam Island.
to Panchayati Raj Institutions (PRIs).
E-Vidyavahini computer vehicle Launched:
Rajasthan passed 2 bills on reservations:
Digital literacy bus E-vidyavahini ,a literacy vehicle
1.Rajasthan special backward classed reservation
that will travel to rural and urban areas in Haryana
bills,
,it is prepared with an investment of 35lakhs.Bus is
communities in Government services & education
equipped with 20laptops, one LCD connected with
institution.
internet facility.
2.Rajasthan
Madhyapradesh allocate 41 acres of land for
reservation bill 2015: provides 14% reservation to
Nuclear power project:
unreserved category.
2015:
provides
5%
economically
reservation
backward
The 1400 MW is being setup in chutka village with

an estimated cost of 16550 cr and its expected to
start functioning in 2021.

Page | 98
to
classes

Odisha gov implement 5 sub schemes for
RBI has decided to issue coins of 5 rupees
trans genders:
denomination to commemorate golden jubilee year
These sub schemes will be implemented by the
of Indo-Pak War 1965. These coins will be issued
department of social security & empowerment of
under in The Coinage Act, 2011 and will be
persons with disabilities (SSEPD)
considered as legal a tender.
Gujarat tops in ease of doing business in
Jhumpa
India:
Medal
According to the report of World Bank, Gujarat
Pulitzer Prize winner:
tops in ease of doing business in India. Gujarat,
Writer Jhumpa Lahiri has been selected for the
Andhra Pradesh and Jharkhand topped the list
prestigious 2014 National Humanities Medal of
respectively.
White House.
Victim compensation scheme approved in
ISRO: Gandhi Peace Prize 2014 :
Delhi:
President Pranab Mukherjee conferred the Gandhi
Upper limit of compensation to rape victims will be
Peace Prize for the year 2014 on Indian Space
5 Lac from existing 3 Lac & to the victim of acid
Research Organization (ISRO). ISRO Chairman A S
attack will be 7 Lac from 3 Lac. Victims Kin get 5
Kiran Kumar on behalf of the organisation received
to 10 Lac rupees prior it was 3 to 5 Lac for the loss
the prize at a function held at Rashtrapati Bhavan
of
in New Delhi.
life.
The
decision
was
announced
by
Lahiri
of
2014
White
National
House
Humanities
Indian-American
AravindKejarwal.
Dr. G Satheesh Reddy: Silver Medal of RAeS:
AWARDS & HONOURS
G Satheesh Reddy, an eminent missile scientist of
Punjab Government:
DRDO has been conferred with prestigious Silver
Punjab
Government
won
first
category of highest capacity
award
in
the
addition in grid
Medal by London based Royal Aeronautical Society

(RAeS).
connected solar roof top power in the country
Sheikh Hasina: United Nations Champions of
during the financial year 2014-15.
the Earth award:
India: 2015 UNESCO Award of Excellence:
Bangladesh Prime Minister Sheikh Hasina has been
India has won the UNESCO prize Award of
selected for the United Nations Champions of the
Excellence 2015 for the conservation efforts of the
Earth award. UN Environment Programme (UNEP)
Sree Vadakkunnathan Temple in Kerala. The top
has chosen her for this prestigious award in
award was given in the Asia Pacific Heritage Award
recognition of her countrys initiatives to address
for Cultural Heritage Conservation.
climate change.
Haryana Government: Skoch Order-of-Merit
Man booker prize for fiction:
national award:
Sunjeev Sahota Indian-origin author has been
Haryana Government has won the Skoch Order-of-
short-listed for the prestigious 2015 Man Booker
Merit
Prize for Fiction. His novel The Year of the
national
award
for
implementing
Governance and IT initiatives in the state.
e-
Runaways has been shortlisted which deals with
Rs.5 coin on Indo-Pak War 1965:

Page | 99

the life experience of illegal immigrants from the
Black Mamba Anti-Poaching Unit of South
Indian subcontinent in Britain.
Africa selected for 2015:
Swetha Prabakaran: Champions of Change
UNEP Champions of the Earth award
award:
Black Mamba Anti-Poaching Unit (APU) of South
15-year-old
Swetha
Africa selected for the 2015 UNEP Champions of
Prabakaran has been selected by the White House
the Earth award in the inspiration and action
for the prestigious Champions of Change award.
category. It is United Nations top environmental
Aqeela Asifi: UNHCR Nansen Refugee Award:
honour
Afghan refugee teacher Aqeela Asifi has won the
Environment
2015
Nairobi, Kenya.
United
Indian-American
Nations
High
girl
Commissioner
for
awarded
by
the
United
Nations
Programme (UNEP), Headquarters
Refugees (UNHCR) Nansen Refugee Award.
Tabla Community Champion Award:
Dr Kamal Kishore Goenka:Vyaas Samman :
A 75yr old Indian-singaporean doctor Dr.Uma
Eminent Hindi writer Dr Kamal Kishore Goenka has
rajan Became the first woman to receive the Tabla
been
Community Champion Award for contributing 38yrs
conferred
with
prestigious
24th
Vyaas
Samman for year 2014. He was bestowed with this
in health care.
award in recognition of his work Premchand Ki
Former
Kahaniyon ka Kaal Kramanusaar Adhyayan.
Cricketer
Marathi film Court:
Icon Award :
Critically acclaimed Marathi film Court has been
Shivnarine Chanderpaul has been awarded with
selected as Indias official entry to the Best Foreign
the Icon Award by the Indo-Caribbean Alliance in a
Language category of the 88th Academy Awards
ceremony which was held in Flushing, New York
2016 (popularly known as Oscars).
recently.
EPFO: SKOCH Award for Smart Governance
He was one of the four members honoured with
The Employees:
this Icon Award. The other three members were
Provident Fund Organisation (EPFO) has been
television personality Lakshmee Singh, New York
awarded SKOCH Award for Smart Governance. It
City
has
businessman Dave Kadernauth.
been
bestowed
with
this
award
for
its
United
of Social Security Agenda in India.
Award:
Jacob
Tsimerman:
2015
SASTRA
Indies
captain,
Shivnarine
council
initiatives on UAN Programme and Transformation

Dr.
West
Nations
41-year
old,
Chanderpaul receives
member Eric
Champions
of
Ulrichand
the
Earth
Sheikh Hasina, Prime Minister of Bangladesh, won
Ramanujan Prize Mathematician:
UN Award for Leadership on Climate Change on
Dr. Jacob Tsimerman from Canada has been
15th
chosen
Environment Programme (UNEP).
for
the
prestigious
2015
SASTRA
September
2015
as
announced
by
UN
Ramanujan Prize. Presently he is an assistant
MISCELLANEOUS TERMS
professor at the University of Toronto, Canada and
Protection of Manipur People Bill, 2015:
his mathematics research work is primarily in the
Manipur Legislative Assembly unanimously passed
field of Number Theory and surrounding topics.
the Protection of Manipur People Bill, 2015 along

Page | 100

with
other
two
amendment
bills
to
protect
life and though, action and engagements. The
indigenous people of state. Other two bills are
CWMG was published by Publications Division.
Manipur
Jain ritual of Santhara or Sallekhana:
Shops
and
Establishments
(Second
Amendment) Bill, 2015 and Manipur Land Revenue
The Supreme Court (SC) of India has stayed
and Land Reforms (Seventh Amendment) Bill,
Rajasthan High Courts order declaring Santhara, a
2015.
Jain ritual of voluntary and systematic fasting to
Shri Arun Jaitley launches NXT DIGITAL
death illegal. Santhara is a religious custom of Jain
Headend-In-The-Sky platform:
religion that embraces voluntary death in order to
Shri
Arun
Jaitley, Union
Minister of
Finance,
purge oneself of bad karma and attain moksha.
Corporate Affairs and Ministry of Information &
India-UAE bilateral agreements:
Broadcasting launched the Headend In The Sky
India and United Arab Emirates (UAE) have agreed
(HITS) digital platform initiative, under the brand
to enhance cooperation in different areas including
name NXT DIGITAL promoted by Hinduja Group.
trade,
The NXT DIGITAL Broadcast Centre is a state-of-
investments, security and combating Crime. Both
the-art next-generation MPEG-4 facility that has
sides reached to these agreements at the 11th
been designed and purpose-built to provide a
session of the India-UAE Joint Commission meeting
variety
held in New Delhi.
of
services
to
the
cable
distribution
commerce,
energy,
defence,
space,
fraternity and their customers all across India.
India-Australia bilateral defence partnership:
Rajnath Singhs Operation Smile rescues
India and Australia have agreed to deepen their
19,000 missing children from slavery, abuse:
bilateral defence partnership based on their shared
Nineteen thousand boys and girls rescued by a
strategic interests by setting up of a joint working
special initiative of the Union home ministry have
group
similar stories .From being pushed into prostitution
cooperation.
and bonded labor to ill-treatment by parents.
Govt mulls raising FDI limit in private banks
Codenamed Operation Smile, the drive pioneered
to 100%:
by home minister Rajnath Singh has seen different
Seeking to further relax foreign investment norms,
state police and women and child departments
the government is considering increasing the
step up efforts trescue missing children, with
foreign direct investment (FDI) limit in private
Haryana and Maharashtra taking the lead.
banks to 100%, from the existing 74%.
Arun
Jaitley
launched
digital
version
of
on
defence
research
and
material
Google celebrates 100th birthday of M.F.
Mahatma Gandhis collected work:
Husain:
Arun Jaitley, Information and Broadcasting Minister
Google celebrates 100th birthday of
launched the e-version of the 100 volumes of the
Indian Artist,M.F.Husain.
Collected Works of Mahatma Gandhi (CWMG) in
Maqbool Fida Husain has been also called The
New Delhi. The works include historic speeches of
Picasso of India.
the
Gandhi, numerous and logical profiles of Gandhis

Page | 101
famed

UNGA:
AP inks MoU with TISS:
On 11th September 2015, resolution proclaiming 9
By signing this MoU Tata Institute of Social
December
Sciences
as
International
Genocide
will
help
in
the
implementation
of
Commemoration Day adopted by United Nations
programme activities of Andhra Pradesh University
General Assembly (UNGA).
students
India, Cambodia ink 2 MoUs for bilateral
Programme.
cooperation
Haryana Police (Amendment) Bill, 2015:
in
Tourism,
Mekong
Ganga
Employability
Skill
Development
Project:
Haryana legislative Assembly has passed Haryana
With commerce, culture and connectivity driving
Police (Amendment) Bill, 2015 to abolish the Police
India-ASEAN
Recruitment Board in order to end the nepotism in
relations, Vice
President
Hamid
Ansari signed two Memorandums of Understanding
the police recruitments in the state.
on tourism
Women-20 (W20):
and
on
the
Mekong-Ganga
Cooperation Initiative with Cambodian
Prime
Group of Twenty (G-20), a forum of worlds 20
Minister Hun Sen in Phnom Penh.
largest economies, including India launched W20,
The Mekong-Ganga MoU related to five quick
an engagement grouping of women leaders in
impact projects
order to push for gender inclusive global economic
$50,000 grant to Cambodia for the upgradation of
growth.
an Entrepreneurship Development Centre. Two in
India-Belarus bilateral trade target:
healthcare, especially to do with malaria One on
India and Belarus have set the bilateral trade
agriculture and One on womens empowerment,
target of one billion dollar by 2018. The decision
India Rapid Reaction Cell inaugurated:
was taken at the 7th Session of the India-Belarus
India Rapid Reaction Cell (IRRC) the first-ever
Intergovernmental
country special cell at Pentagon was established to
Belarus.
speed up United States defence ties with India and
Haryana Panchayati Raj (Amendment) Bill,
accelerate the process of co-development and co-
2015:
production of hi-tech military equipment in the
Haryana Assembly has passed Haryana Panchayati
country.
Raj (Amendment) Bill, 2015 that seeks to fix
Manohar Parrikar adopts Barauliya village in
matriculation as minimum educational qualification
Amethi:
for elections to Panchayati Raj institutions (PRIs).
Union
Defence
held
in
Minsk,
Parrikar has
It became second state in India after Rajasthan to
adopted Barauliya village in Amethi under Pradhan
fix educational and other qualifications for the
Mantri
candidates contesting Panchayat elections.
Adarsh
Parliamentary
Minister Manohar
Commission
Gram
Yojna.Amethi
constituency
of
is
Congress
the
vice-
president Rahul Gandhi.

Manohar
Parrikar
is
UNGA text-based negotiations on UN Security

Council (UNSC) reforms:
also
member from Uttar Pradesh.
a Rajya
Sabha
United Nations General Assembly (UNGA) has

adopted text-based negotiations on UN Security
Council (UNSC) reforms. It will set the stage for

Page | 102

talks on the UNSC reforms issue at its 70th
Indias
session. The draft text-based negotiations include
population to be around 12000 to 14000.
questions on equitable representation and increase
Global Goals Campaign:
in the membership of UNSC.
Representing India in Global Goals Campaign the
NSCN-K banned for 5 years:
famous celebs of bollywood Akshay Kumar, Hrithik
Union Government has banned Naga rebel group
Roshan
National Socialist Council of Nagaland Khaplang
objective of the 7 days- Global Goal Campaign is
(NSCN-K) for five years. The organisation has been
to create
banned under the Unlawful Activities (Prevention)
sustainable
Act, 1967.
internationally.This campaign will be launched by
Nepal adopts first democratic constitution:
193
Nepal has adopted new Constitution marking the
September,2015.
countrys transition to a secular and democratic
BANKING NEWS
republic. The new Constitution was unveiled by
ADB Projected Indias growth to 7.4%:
Nepalese President Ram Baran Yadav at a special
Asian development outlook 2015 forecast released
ceremony held in Parliament at Kathmandu.
on September, Indiato grow at 7.4% this fiscal
G-4
countries
Joint
statement
for
UNSC
leopard.
and
AR
The
team
Rahman
estimates
joined
and raise
leopard
together.The
awareness about
development,
nationally
and
world leaders at the UN summit on 25th
lower than 7.8% it has estimated in March. It also
Reforms:
snipped 2016-2017 growth projection from 8.2%
G-4 countries viz Brazil, Germany, India and Japan
to 7.8%.
have issued a Joint Statement on United Nations
RBS sells Indian Private Banking business:
Security Council Reforms (UNSC). It was issued
Royal Bank of Scotland to transfer India Private
after G-4 meeting held in New York,US which was
Banking business to sanctum wealth management.
called by Indian Prime Minister Narendra Modi and
Deal expected to be around 200 crores.
was
BOM Launched soil and water health card:
attended
by
Brazilian
President
Dilma
Rousseff, Chancellor of Germany Angela Merkel
Bank of Maharastra is the only Bank providing
and
health
Prime
Minister
of
Japan
Shinzo
Abe.
card
for
formers
through
Maha
Bank
Sustainable Development Goals United Nations has
Agriculture Rural Foundation (MARDEF). To boost
unanimously adopted an ambitious agreement on
productivity and increase prosperity in Agriculture.
the
Already issued 500 such cards in Bhigwan Pune.
outcome
document
New
Sustainable
Development Agenda for the next 15 years i.e. till
HDFC Banks Nano Second Disperse Loan
2030. The document in this regard was adopted in
Scheme:
70th session of United Nations General Assembly
The Banks customer alone avail this loan to be
(UNGA).
offered as a top up on existing car or 2 wheeler
First-ever
Census
on
Indias
Leopard
presented:
The
Lead
loans. The rate of interest will be higher than auto

loans. It is expected to be lower than personal
scientist
of
the
tiger
census
loans.
Yadvendradev V Jhala presented first ever data on

Page | 103

SBI Card rolled out SIMPLYCLICK:
such MoUs, 1 letter for supervisory cooperation
SIMPLYCLICK is the online specific Credit card in
and 1 statement of cooperation.
association with 7 of biggest e-commerce partners
Braille features for new Rs 500 and Rs 1000:
(Amazon, Bookmyshow, Ola cabs, FoodPanda,
Braille is a form of written language or printing for
Fabfurnish). Customer who will spend more than 2
blind
Lacs via online will receive 4000 worth vouchers.
represented by riced dart that are felt with the
Customer will have to pay a fee of Rs. 499 but
finger tips, RBI introduced new Rs 1000 &Rs 500
they will also get a Amazon e-gift welcome
bank
voucher worth of Rs. 500. It is a JV between SBI
numbering panels in ascending size from left to
and GE Capital (US Based Company).
right while the 1st 3 alpha numeric characters will
OSCB
Launched
BANKS
OF
WHEELS
people
notes
in
with
which
the
the
characters
numerals
in
are
both
the
remain constant in size.
Scheme:
Proposed formula to calculate base rate:
Odisha State Cooperative Bank launched this
RBI suggested banks to consider marginal cost of
scheme to cover 16 districts in 20 backward blocks
funds to calculate individual lending rates and it
by Chief Minister NavinPatnaik.
will implement this proposal from April 1 2016. The
ICICI LOMBARD tied up with CSB:
components of base rate will increase from cost of
ICICI
LOMBARD
Insurance
has
tied
up with
funds negative carry on CRR/SLR, unallocable
CatholianSerian Bank for sale of its products
overhead cost & average return on network.
through 431 branch of the bank through the
Central Bank of Sri Lanka received USD 1.1
bancassurance tied up, the company able to offer
billion from RBI:
solutions
to
banks
customer
basin
Kerala,
The Central
Bank
of
Sri
Tamilnadu, Karnataka & Maharashtra.
(CBSL) received USD
D-SIBS Satus:
the Reserve
SBI & ICICI Bank have been given the status of
thecurrency swap agreement between the two
Domestic Systematically Important Banks (D-SIB)
reserve banks. The signing of the special
by the RBI. RBI to disclose the names of bank
currency swap agreement for USD 1.1 billion
designated as D-SIB every year in August starting
by the CBSL with the RBI took place earlier on
from August 2015. The selection of bank is based
17 July 2015.Sri Lanka already obtained USD
on the analysis of their size as a percentage of
400 million under this arrangement, which is
annual GDP.
available
RBI-Nepal Rashtra Bank:
countries, to increase foreign reserves. CBSL
RBI inked an agreement with Nepal Rashtra Bank
Governor Arjuna Mahendran said, the country
on exchange of supervisory information. The MoU
will receive the balance 1.1 billion dollars from
was signed by Nepal NRBs Executive Director
the Reserve Bank of India to boost foreign
Narayan Prasad Paudel& RBIs Executive Director
reserves under a USD 1.5 billion dollar swap
MeenaHemachandra. With this RBI has signed 27
arrangement. The funds will reach Sri Lanka
Bank
from
the
1.1
Lanka
of
India
RBI
billion from
(RBI),
under
to SAARC member
overnight.

Page | 104

IMPORTANT NEWS - OCTOBER
VENUES FOR G20 SUMMIT :
Mr. Oliver Blume
appointed as
2015
Antalya, Turkey
New CEO of
2016
Hangzhou, China
headquartered of in Stuttgart, Germany
2017
Germany
2018
New Delhi, India
CEO of IDFC Bank
Volkswagens
the
Porsche
Rajiv Lall has been appointed as the MD &
Palestine:
It became the first Non-member state to have
Satellite named Sky Muster (NBN-Co 1A)
its flag raised in the UN Headquarters with
from Guiana Space Centre in Kourou, French
the support of 119 member states.
Guiana
Palestian Capital
Ramallah
Palestian Currency Jordanian dinar,
Australia
launches
Communications
Germany remains in 2nd position and
Argentina tops in world FIFA rankings. India
Israeli new shekel
remains in 167th position.
Eight PSUs were allotted equity shares on
its
India
will
host
the
combined
preferential basis to the government in lieu of
shotgun/rifle/ pistol World Cup in 2017
capital infusion of Rs.13,955 crore
President Pranab Mukherjee presented the
National
Awards
for
Senior
The Indian
stands 4
th
womens
cricket team
in the latest ICC team rankings.
Australia, England and New Zealand are in
Citizens Vayoshreshtha Samman 2015 at
the first three places respectively.
Plenary Hall, Vigyan Bhawan, New Delhi on the
occasion
year ban
of
International
Day
for
older
persons on 1st October 2015.
Forbes
achievement
India
Leadership
award
2015 is
lifetime
conferred
Boxer Sarita Devi completed her oneJohn
director
Guillermin(89),
and
the
Veteran
director
of
British
super
hit
movie King Kong passed away.
to Maruti Suzuki Chairman RC Bhargava
Syria in which 36 civilians were killed, reported
CEO
of
Infosys
China, Rangarajan
Russia conducted its first airstrikes in
vellamore became the first Indian to confer
by Syrian National Coalition.
with highest
honour
for
foreigners
Scientist MVKV Prasad has been appointed
Magnolia Gold award of Shanghai Municipal
the
Government.
Development
Indias Ratan Tata has been felicitated by
New
New
Director
appoinments
Committee of the Cabinet :
Only 13 people have
this award since 1914.
conferred
with
Aeronautical
Establishment (ADE)
the city of Coventry with its highest award.

been
of
in
Appointments
Sanjay Kumar Srivastava - Chairman of
National
Authority
Convention,
PK
of
Chemical
Malhotra
Weapons
Secretary
of
Legislative Department, Ameising Luikham -

Page | 105

Secretary of Ministry of Development of North
Eastern Region, Anoop Kumar Srivastava -
commemorative
Secretary of Inter State Council Secretariat, Dr
Ambedkar
Anup K Pujari - Secretary of Ministry of Steel
emissions intensity by 33-35% by 2030
US, India, Japan Hold First Trilateral
Ministerial Dialogue in Newyork.
MC
Mary
Kom
announced
her
retirement after 2016 Olympics
Indian-American
environmental
Union
Government
Postal
released
Stamp
on
Dr
BR
India committed to reduce its Carbon

Maharashtra government has decided to
impose drought
tax
for
raising
funds
around Rs.1,600 crore in the next 5 months

engineer
to cope with a drought situation. This tax
Kartik Chandran has been named a 2015
is temporary. Surcharge of Rs 2 will imposed
MacArthur Fellow
on petrol and diesel. Alcohol, cigarettes and cold
drinks
State-run transmission utility Power Grid
will
imposed
by 5%
VAT.There
will
has appointed IS Jha as CMD
also 20% increase in VAT on Gold and diamond
jewellery.
Wildlife Awareness Week, an annual
affair to create awareness towards protection
and conservation of wildlife, has began on
of Integrated Child Development Services
October 1st
Scheme (ICDS), a 1000 Days campaign
has been launched for mother, child care by
The Central Board of Direct Taxes (CBDT)
On
the
commemoration
of
40
years
has said that the government has received 638
West Bengal.
declarations with an amount of 3,770 crore
rupees
to DRDO for missile testing project near
under
the
90-day
black
money
Andhra Pradesh set to allot 2,720 acres
compliance window
Orvakallu in Kurnool district and 1,965
Richa Singh, a research scholar, appointed
acres of land to build a naval base at
as
first
Rayavaram village in Visakhapatnam district
women
president
of
Allahabad
University Students Union.
finance India-Bangladesh
Sarat Kumar Acharya, appointed as CMD
The Asian Development Bank (ADB) will

electricity
of NLC (Neyveli Lignite Corporation Ltd.,)
network with $120 million
MSME
Secretary
Pujari
assumed
The United States Department of Treasury
charge as the Chairman of steel giant SAIL.
(DoT)
He is also holding the charge of steel Secretary.
countries with which it would share information
J Ramaswamy took over as the Director
under FATCA (foreign account tax compliance
(Finance) of Hindustan Petroleum Corp Ltd
act) regulations to curb black money and tax
(HPCL)
evasion issues. This list included 16 new
countries.
Heena Sidhu, ace Indian shooter wins
included
India
in
its
list
of 34
Gold medal at Asian Air Gun Championships
After 2 years of debate the controversial
held in Delhi.
resolution titled
Promoting reconciliation,
accountability
and human rights in Sri

Page | 106

Lanka has been adopted by United Nations
Mahatma Gandhi
Human Rights Council.
children.
Five district Gram Panchayats namely
Kanamadi, Chimmalagi, Rudagi,

Gabasavalagi
of
Karnataka
Baradol,
have
been
with
total
of 4,605
American Actress Eva Longoria was feted
with
Variety
Latinos
first-ever
Visionary
award.
selected for the Gandhi Grama award and
was presented by Mr. Siddaramaiah.
Rs 8,000 crore deal with state-run Bharat
Electronics Limited (BEL) for Radar integration.
the
Magician Zenia Bhumgara honoured with

prestigious
Merlin
award
by
the
Indian Air Force (IAF) has signed a nearly
UN
childrens
agency
reported
that
International Magicians Association (IMA) in
more than 500 children killed since start of
Mumbai. CEO of IMA - Toni Hassini
Yemen conflict.
Human rights and global crisis activists
A menu for the last luncheon served to the
have been named winners of the 2015 Right
first-class
Livelihood Awards:
Titanic has sold for $88,000 at an online
Canadas Sheila Watt-Cloutier,
cited for
promoting Inuit livelihoods and culture
passengers
aboard
the
ill-fated
auction which was dated April 14,1912.
Amazon is to stop selling video-streaming
from
TV devices from Google and Apple from 29th
Uganda, for her struggle for gay rights and
October because they dont interact well with
sexual minorities
its own media service
Kasha
Jacqueline
Nabagesera
Italian surgeon Gino Strada, for providing
Odisha launched Police-Citizen online
medical assistance to victims of war.
portal enabling people to Lodge complaint from
home
BCCI launched 20 grams gold-plated
sterling silver toss coin with the images of the
Father of the Nation and Nelson Mandela in
supervise the operations of Kattupalli Port at
commemoration
Chennai.
of
Gandhijis
birth
Adani Ports signed pact with L&T to
anniversary.
A book on Gandhian philosophy with a
producer of cotton with a production of 6.51
handwritten note by J B Kriplani is set to be
million tonnes by overtaking China with a
auctioned
registered production of 6.48 million tones.
by
domestic
auctioneers
India
became
the
worlds
largest
Bidsvilla.com
India contributes 27% of the global cotton
crop.
PM Narendra Modi launched the Mudra
scheme in Dumka under which people can take
loans up to Rs. 10 lakh to start businesses.
Gujarat Govt on the 146thbirth anniversary of
Gandhiji to promote Khadi.
School
children
of
Bangalore
have
Khadi Utsav launched in Ahmedabad by
created a Guinness Record for the largest
gathering
India in Dubai has launched SOS mobile app
of
people
dressed
as
Anurag Bhushan, Consulate General of
named CGI Dubai

Page | 107

On the first anniversary of Swachh Bharat
As per the Government analysis and report
Abhiyan, Maharashtra Government appointed
12.5% food items contain illicit pesticides.
three
women
Rathod, Sangeeta
Lokhande
named Chaitali
Awahade and Suvarna
as Swachhata
Doots
or
cleanliness ambassadors
Inaugural
Maritime
India
Indonesia
Exercise conducted
NATO
has
mountain.
by
Six waste-to-energy plants to be set up
Bilateral
under waste-to-wealth scheme with a capacity
the
of 74MW. Ghazipur,
two
nations in the Andaman Sea.
first Indian woman to climb 7077 metre Kun
Adilabad Police officer G.R.Radhika became
Narela-Bawana,
Jabalpur, Hyderabad, Nalgonda, Chennai were
launched
largest
the six locations.

The Indo-US will kick off the 9th round of
exercise Trident Juncture since 2002 with
troops from 30 states, including non-NATO in
Trade Policy Forum meet October 28 in America.
Italy, Spain and Portugal.
ICICI
became
worldwide
to
the
launch
first
institution
Card-less
mVisa
developed by Visa International.
Microsoft,
to 9.3% but it seems that the bank will charge

around 10% for home loans.
headquartered
in
SBI reduced its base rate by 40 basis points
Kolkata headquartered UCO Bank named as
the worst performer in public sector banks with
Washington acquired Irish video game engine
highest
and
(NPAs) recorded against it with gross advances
3D
physics
provider Havok
(based
in
number
of
non-performing
Dublin) from American chip-maker Intel.
ratio raised to 8.05% from 4.47%
Six
writers
Madiwalar, T.
Sangamesh
named
Satish
Veeranna
Javare
Menasinakai,
Infosys
became the third most
assets
valued
Gowda,
Indian firm by overtaking the private sector
Hanumanth
lender HDFC Bank. TCS topped the list. SBIs
Haligeri, Shridevi V Aloor and Chidanand
and Sun Pharmas Valuation dropped down.
Sali to return award to Sahitya Parishat
Award.
been ranked
travel and
Ace iconic partnership of Indian star Sania
Delhi Metro Rail Corporation (DMRC) has

first ininformation
holds second
during
position in train
Mirza and Swiss Martina Hingis grasped their
cleanliness and comfort.
7th title by bagging the Wuhan Open womens
doubles
Ashish Bahuguna has been given an additional
trophy by
defeating
the
pair
of
Chairman
of
Romanian team of Irina-Camelia Begu and
charge of its CEO.
Monica Niculescu in China.
CFO.
Former Australian cricketer Lindsay Kline
passed away
HDFC
raises
through securities.
over
Rs
10,000
crore
the
food
regulator
FSSAI
Flipkart appoints Sriram Venkataraman as

Apollo Hospital launches Homecare services
in Hyderabad, New Delhi and Chennai.
The
labelled
worlds
highest
as Extreme
terrestrial
Altitude
centre
Research

Page | 108

Centre has been inaugurated by DRDO Chief S
Christopher at its habitat in Ladakh, Jammu &
Agricultural Cooperation.
Kashmir.
Shashank
Manohar was
elected
as
India and Lithuania Agree to Intensify

Minister of state for agriculture - Mr
Mohanbhai Kundariya
the President of the BCCI till 2017.
Mr. Vilius Martuzevicius
11th Hero MTB Himalayan Edition 2015 :
Lithuanian vice Minister for Agriculture
King of the Himalayas and the open Men Solo
category - Luis Leao Pinto (Portuguese).
known as Pearl of the Desert destroyed
by Islamic State in Syrias ancient city of
Open women solo category - Catherine
2,000-year-old Arch of Triumph also
Williamson (UK).
Palmyra. It is a UNESCO World Heritage site.
Masters solo category - Reimund Dietzen
Nepal
has
asked
help
from
United
(Germany).
Nations over obstruction of trade point
with India
A new programme named Amo Doli has
been launched in naxal-affected Rayagada
district
appointed as the New British Ambassador to
of
Odisha to
help
patients
and
Indian-origin diplomat Ajay Sharma is
pregnant women from inaccessible areas to
Qatar.
reach their nearest hospital or motorable road.
Mahindra Intertrade.
Zubaan movie director Mozez Singh has
been honoured with Rising Director Asia Star

award at the 20
th
Busan International Film
Festival for his debut film.
Government
has
Sumit Issar is appointed as the MD of

As per the report by World Wildlife Fund
(WWF)
200
the Eastern
increased
the
import
new
species
Himalayas which
discovered
includes
in
133
plants, 26 species of fish, 10 new amphibians,
duty on ghee, butter and butter oil by 10
one reptile, one bird and one mammal
per cent to 40 per cent to safeguard the
interest of domestic producers.
at the Wuhan Open. This is the 47th title of
her career.
The proposal for common entrance test
Americas Venus Williams took the crown
for MBBS, BDS and post-graduate medical
courses has grabbed the nod from Medical
winner
Council of India (MCI) and recommendation
Championship at Hunan, China.
have been send to the Health Ministry
opponent
Tiruchirappalli of Tamil Nadu has been
China defeated Philippines and became the

of
2015
FIBA
Asian
Basketball
David Ferrer from Spain defeated his

fellow
Feliciano
Lopez
and
honoured for their innovative project of solid
the Malaysian Open at Kuala Lumpur
waste management with the effective use of
monitoring
passes away
technology,
radio
frequency
won
Telugu film producer Edida Nageswara Rao
identification system (RFID) and the award was
China has successfully launched its first
presented by Gurgaon-based group Skoch.
typhoon detecting missile from Hainan.

Page | 109

India is the top country of birth among
India to grow at 7.5%, faster than China -
Asian countries for immigrant scientists and
IMF
engineers in US, with 950,000 out of the
continents total 2.96 million.
Yatra for Badrinath pilgrims was launched by
the Uttarakhand government.
Internationally Renowned Swedish Crime
writer Henning Mankell passed away.
Law
India and Germany have signed around 18
agreements
and
memorandum
Mobile
app
named
Shubh
Badrinath
The International conference on Women in

Enforcement
India
6th October
was
held
in
8th October
of
Hyderabad
at
2015. It was organized by Sardar Vallabhbhai
Indo-German Inter-governmental Consultations
Patel National Police Academy (SVPNPA) and
(ICG) in New Delhi, co-chaired by PM Narendra
Charles Sturt University (CSU), Australia.
Modi.
education Programme on conservation of
understanding (MoUs) in various sectors
The US Food and Drug Administration (FDA)
from
in
community
to
and
school-based
has approved the drug Keytruda to treat the
endangered
most common form of lung cancer
been launched by Arunachal Pradesh.
World Bank reported that Indias poverty
After
Eastern Hoolock
the
span
years
population.
Zone was opened to the general public as
declared by the Iraqs prime minister, Haider

al-Abadi
An indigenously built Torpedo Launch and
Baghdad
the
International
as CEO.
of
12
has
rate is the lowest among nations with poor

Twitter Names Co-Founder Jack Dorsey
Zone
of
Gibbon
or Green
German company Siemens share mounted
Recovery Vessel INS Astradharini, has been
to Rs.1, 388.50 on BSE after inking MoU
inducted into the Indian Navy.
with Infrastructure
Services (IL&FS) and Gujarat International
Government of India and KFW (Federal
Republic
of
Germany)
signed
two
loan
Leasing
&
Financial
Finance Tec-City Company (GIFTCL).
agreements worth Euro 125 Millions for
financing two projects under the Green Energy
Toronto-based
Projects (GEC) programme - Himachal Pradesh
The four are Anita Abraham, Ritesh Kotak,
(Euro 57 million) and Andhra Pradesh (Euro 68
Mrinalini Menon, Pam Sethi
million)
Vemuri has resigned after it was acquired by
The government of India launched second
Four PIOs selected for fellowship for a
US
firm CivicAction
company,
iGate
phase of Mission Indradhanush, programme
French IT major Capgemini.
focusing on 352 districts.
Cup
Department of BioTechnology Partners with
in
Canada.
CEO Ashok
Russias Sergey Karjakin wins Chess World
a US Firm Prakash LAB to Reach Microscope
The Union cabinet approved construction of
Easily to Our Students
a National War Memorial and a National

War Museum at New Delhi.

Page | 110

RBI
relaxed
Portfolio
norms
Investors)
of
FPI
(Foreign
investment
in
Government Securities
California
signed
1,577 crore
Right
to
Die
Bill
for
Nagpur in Maharashtra Financed with Rs.
with
Manglagiri in Andhra Pradesh Financed

Rs. 1,618 crore
terminally ill people under the supervision of
doctors into a Law
1754 crore
Dubai-based private equity firm Abraaj
Kalyani in West Bengal Financed with Rs.

An annual gathering of overseas Indians
Group and Indias Aditya Birla Group have
named Pravasi Bharatiya Divas Conference
agreed to invest jointly in building and operating
2016 will going to be held at the Pravasi
new solar power plants in India with a target of
Bharatiya
100 gigawatts by 2022.
from January 810, 2016.
The government has announced that it
intends
to
spend
Rs.70,000
crore
under
Kendra
in
New
Delhi
Bajaj Allianz Life Insurance has inked
agreement
with
Thrissur
(Kerala)
Sagarmala Project to make the major ports
headquartered Dhanlaxmi Bank in long-term
more efficient.
bancassurance.
Twelve
Pacific
Rim
countries
sign
Man Mohan Bhanot has been designated
Trans-Pacific Partnership Agreement
as
the Indias
Syrian Arab Republic
PDT Achary Committee favoured a 400%
next
ambassador
to
the
hike in the basic salary of the Delhi MLAs from
Syria capital Damascus
Rs. 12,000 to Rs. 50,000 per month .
Syria currency Syrian pound
China launched remote sensing satellite,
According
to
the
report
from
Brazils
Health officials, nearly 700 people have been
Jilin-1, produced by Chang Guang Satellite
killed by Dengue.
Technology Co. Ltd.
Rear Admiral SV Bhokare has took over as
Eastern Fleet Commander.
Union
Home
Minister
Jai Bhagwan,
an inspector of Haryana
Police has been suspended from his job for

Rajnath
Singh
allegedly taking a bribe of Rs. 1 lakh.
has inaugurated a national conference on Anti-
human trafficking in New Delhi.
authored by Roger Stone and Robert Morrow
Utkal
Alumina
International
Limited
The Clintons
War
Dr. D. P. Rastogi
on
Women was
Central Research
(UAIL), a unit of Aditya Birla Group, has
Institute for Homeopathy has been instigated
launched a unique project Project Saksham to
by Shri Shripad Yesso Naik - Minister of State
empower rural women.
for AYUSH (Independent Charge) and Health
and Family Welfare in Noida, Uttar Pradesh
As a part of Pradhan Mantri Swasthya
Suraksha Yojna (PMSSY) Union government
Government has given nod to the formation
cleared a proposal for setting up of three new
of Indian Skill Development Service (ISDS)
AIIMS at
as a technical body under the Ministry of Skill

Development & Entrepreneurship (MSD&E).

Page | 111

TechSci Research Report by Assocham
Company Journal
Media
says that India is anticipated as the top three
about $280 million
pharmaceutical manufacturing countries
with
Group for
During Taiwan Cup Track International
revenue of $55 billion by 2020.
Classic event Indian cyclist Deborah created
history by winning five medals including one
The Indian Air Force (IAF) celebrated its
83rd anniversary on 8th October 2015 at the
gold, 3 silver and one bronze.
Hindon
air
legend
Sachin Tendulkar became the first
base,
Ghaziabad.
The Cricket
National Green Tribunal (NGT) has directed
all commercial vehicles entering Delhi to pay
sportsperson to be a honourary Group Captain
environmental tax in addition to the toll tax.
in the Indian Air Force.
activist, has been named the 2015 winner of
India signed an agreement on transfer of
Ahmed Mansoor, an Emirati human rights
sentenced persons with Hong Kong Special
Martin
Administrative in New Delhi.
Defenders.
14 Indian families were in the Forbes
Ennals
Award
for
Human
Rights
China has launched the first phase of its
50 richest families in Asia with 4 spots in top
much
10. The four families include Ambani family at
Payment System (CIPS), a milestone in
3, Premji family at 7, Hinduja family at 9, Mistry
globalizing yuan.
family at 10.
submarines in Karachi, Pakistan as part of
The IMF has slits the global GDP growth
anticipated
China
will
forecast for the year from 3.3% to 3.1%
defence deal
According to the finance Ministry Report,
China
build
four
International
of
its
eight
Sachin Tendulkar is acquiring majority
RBI can act as the aggregator of payments by
ownership
using RBIs core banking solution e-Kuber for
franchise Kerala Blasters in a shareholding re-
the upcoming GST that is expected to be rolled
alignment. Tendulkar, who currently owns 40%
out in April 1, 2016.
stake, will partner with Kerala-based Muthoot
Pappachan
A.R. Rahman has been named the Cultural
in
Indian
Super
Group (MPG)
League
and two
(ISL)
other
Ambassador for Seychelles.
investors to buy out the other 60% currently
held by PVP Ventures Ltd.
Hoesung Lee of South Korea elected as
Chairman of IPCC (Intergovernmental Panel

on Climate Change) during the 42
nd
session of
IPCC summit in Dubrovnik, Croatia.
Volkswagen has
appointed
CFO
Quality of Death Index - India ranks
last. The report also notified Kerala as a

beacon of hope for being the only Indian
Hans
state to have a formal policy on palliative care
Dieter Poetsch as a Chairman of Board of
services.
Directors
Award at Climate CoLab of MIT
Owner of USA TODAY, Gannett Co has
announced
to
acquire
Indian firm Nualgi won Popular Choice
Newspaper

Page | 112

Russia
won
the
Womens
European
Committee
(JETCO)
was
signed
by
Volleyball Championship title by defeating
the Ambassador of Ecuador to India, H.E.
Netherland.
Mr. Mentor Villagomez and Ms. Rita Teotia,
Commerce Secretary, Government of India
Indian economy to grow at 7.5% in
2015 - UNCTAD (United Nations Conference on
Trade and Development)
scheme in Mumbai under which it will provide
five lights to each household at Rs 525 per
IMF chief calls for countries to support
Tata
Power
launched LED
tube
Carbon tax
piece against market price of Rs 1,325.
Google unveils public transport app for
light
NATO Defence Ministers agreed to set up
Delhi.
two more small headquarters in Hungary and
Slovakia to ensure the fast deploying of NATO
The Centre will launch a unique identity
card for differently-abled persons, which will
forces.
help them in availing benefits of government
schemes
to develop retail loan business
Medical service for workers through the
Dena Bank ties up with bankbazaar.com

Amit Gossain appointed as New MD of
Employees State Insurance Corporation (ESCI)
Kone India
would now be introduced in five states of
Mizoram, Arunachal Pradesh, Manipur and
skies, water ice on Pluto
Andaman and Nicobar Islands.
NHAI in December to rein in traffic violators.
Airtel launches Wi-Fi app Hangout for
NASA spacecraft New Horizons finds blue

A Mobile app will be launched by the
faster internet
Telenor will begin offering life insurance to
launched an app in Delhi to book unreserved
its new and existing customers, with covers
tickets. This mainly aims at Mumbai suburban
starting from Rs 5,000 going up to Rs 50,000,
sections , New Delhi and Hazrat Nizamuddin
while
stations.
consumers
dont
need
to
pay
any
Railway
Reserve will be established in West Bengal to
in
Panaji
by
Najeeb
Shah,
Dolphin
Prabhu
inaugurated
first
Suresh
premium.
11th Asia Europe Meeting has been
Indias
Minister
protect the endangered mammal, Gangetic river
Chairman of the Central Board of Excise and
dolphins.
Customs. Next meeting to be held in Germany
in 2017
match series against India by 2-0
Indo-China Combined Joint Military Training
Community
South Africa won the T-20 International

FIFA
provisionally
suspended
President
Exercise HAND-IN-HAND 2015 to be held at
Sepp Blatter, VP Michel Platini and Secretary
Kunming Military Academy,
General Jerome Valcke for 90 days.
Yunnan, China
from 12 to 23 October 2015.
Liverpool Football club.
The Protocol for the establishment of the
India-Ecuador
Joint
Economic
and
Jurgen Klopp takes over as
Manager
Trade

Page | 113

Vicco
Laboratories
Chairman
Gajanan
The SAARC sufi festival, a three day
Pendharkar of Maharashtra passed away.
carnival has been started in Jaipur by Rajasthan
Governor Kalyan Singh.
Veteran
music
director
and
lyricist
Ravindra Jain passed away in Mumbai.
Mumbai
has
emerged
Flute Ramani Passed away in Chennai.
cheapest city to live and work in, among 12
The Courage to Act A Memoir of a
top
metropolitan
cities
of
as
the
the
worlds
world
and
Crisis and Its Aftermath a book authored
London, Hong Kong and New York are the
by Ben S. Bernanke was released in US.
worlds most expensive cities says Savills World
Research.
Facebook unveils `dislike button, in
form of 6 emojis.This feature is first started in
Spain and Ireland, as a test.
been appointed
Department of Official Language under the
The Kerala government has launched a
programme named
Operation Valsalya to
Senior IAS officer Girish Shankar has

as
Secretary
of
the
Home Ministry
trace and rescue Missing Children.
Finance ministers from 20 of the countries
1 developed by a group of students which is
most vulnerable to climate change launched the
used for global maritime automatic identification
V20 group to pool resources for their fight
and
against the impact of global warming
between satellites in-orbit.
Future
Ramdevs
Group
ties
Patanjali
up
with
Ayurved to
Baba
sell
the
China has launched a satellite Nanligong-
demonstrating
information
exchanges
Melbourne will host President Cup golf
in 2019 and World cup in 2016 the game
latters FMCG products .
will be hosted by New Jersey in 2017.
Renowned
scientist
32.6% over the corresponding period from
appointed as
chairman
Rs 46,224 crore rupees in September 2014 to
Commission.
Rs 61,284 crore rupees in the previous
year.
Declaration
Indirect Tax collections increase by
Gujarat
cadre
IAS officer
Tapan
Ray
Sekhar
of
Basu
was
Atomic Energy
The BRICS nations have issued a Joint
migration
to
ensure
amongst
orderly
and
member nations
legal
in the
appointed to the Board of SEBI.
meeting in which Minister of State (MoS) for
Home Affairs Kiren Rijiju had led the Indian
France initiates smart city projects in
Puducherry with Nagpur and Chandigarh
delegation.
being next in the line with a loan of 2
billion Euro loan.
Champion after winning both Mens singles and
doubles in the Fenesta Open at New Delhi.
Boxer Dheeraj Rangi wins Silver at
N Sriram Balaji become the new National
World Military Games held in Mungyeong,
Sidharth
South Korea.
announced
as
Malhotra
Tourism
was
New
recently
Zealands
Ambassador for India

Page | 114

A R Rahman will be honoured with the fifth
8th title of the season by defeating Chinese
Hridaynath Mangeshkar Award in Mumbai on
pair
26th October by Veteran filmmaker Subhash
Chan in the China Open final in Beijing.
Ghai
Andhra
Naidu
(APSEA)
Pradesh
launched
CM
Chandrababu
Enterprise
alternatively
called
Architecture
as
e-Pragati
of
Hao-Ching
and
Yung-Jan
Ramkumar Raman Indian boy in UAE
becomes
youngest
ACCA(Association
of
Chartered Certified Accountants) affiliate
CITI
(Confederation
project.
Industry)
Chairman
Rajasthan Startup Fest, A National level
Chan
elects
of
Indian
Naishadh
Textile
Parikh
as
startup event for boosting entrepreneurship in
the state was organized by RIICO and CIIE OF
been appointed as Chairman of Broadband India
IIMA. Indian Finance Minister Arun Jaitley had
Forum (BIF)
announced a Rs. 2,000 crore fund to support
startups in the country
intervention M Cessation to help kick
RIICO
Rajasthan
State
Industrial
Former telecom secretary MF Farooqui has
GOI
will
launch
mobile
based
tobacco habit
Development & Investment Corporation
elevated Metro corridors in Mumbai Dahisar -
CIIE - Centre for Innovation Incubation &
PM
laid
the
foundation
stone
of
Entrepreneurship
D N Nagar and Dahisar-Andheri (east)
Karnataka announced relief package
two
Legendary Tamil actress Manorama has
for distressed farmers. There will be hike in
passed away at the age of 78
compensation from Rs 2 lakh to Rs 5 lakh to
families of farmers who had committed suicide
connection with BOB Forex Scam in north
Delhi branchs alleged foreign exchange act
Maharashtra
governments Jalyukt
CBI
has
raided
50
more
locations
in
Shivar Abhiyaan received a donation Rs. 50
violation worth over
lakh from Bollywood actor Akshay Kumar.
street in Amman, the capital city of Jordon
Go digital nationwide campaign named
Rs. 6,000 crores.
President inaugurates Mahatma Gandhi
Har Zaroorat Poori Ho Chutki Mein, Bank
Aapki Mutthi Mein was initiated by HDFC
5th India-Maldives Joint Commission meet led
Bank for a duration of 3 months.
by Foreign Minister SushmaSwaraj & Maldives
Foreign Minister Dunya Maumoon that began
Writer Shashi Deshpande resigned from
the Sahitya Akademi General Council.
In
India,
StatCounter Alibabas
India and Maldives ink two MoUs in the
in Maldives
UC
Stan Wawrinka wins Japan Open title by
browser topped in mobile browser with
beating Paire in final at Tokyo.
51% market share while Google Chrome
leads in PC with 67.85% share.
sixth China Open title
Novak Djokovic beats Rafael Nadal to win
The Iconic womens double pair of Sania
Mirza and Martina Hingis has clinched their

Page | 115

Vodafone India won its battle against the
Joharito inform people all about customs rules
income-tax department over transfer pricing
has been introduced.
tax dispute in the Bombay High Court
ballistic missile called Emad(Pillar) was test
Khadga Prasad Sharma Oli elected as the
New Prime Minister of Nepal
by defeating
A New generation of surface to surface
fired by Iran and this was Irans first long range
Sushil Koirala
precision guided missile.
President of Nepal - Ram Baran Yadav
Delhi girl Proneeta Swargiary has won
international titles in Dutch Open Grand
Shuttler Ajay jayaram India clinched two
the fifth season of reality show Dance India
Prix in Almere, Netherlands
Dance (DID)
November
The high risk area (HRA) boundary in the
PM
Narendra
26
Modi
will
announced
be
that
celebrated
as
Indian Ocean shifted away from the western
Constitution Day
coastline of India. The HRA is shifted from 78
degrees
East
Exercise (14 days) Mitra Shakti-2015 has
longitude off Indias western coastline. This new
ended after a grand closing ceremony held at
boundary will be effective from 1st December
Aundh Military Camp, Pune.
2015
Highways has Acquired ISO 9001:2008
East
to
the
65
degrees
100 food streets to be adopted during first
The third India-Sri Lanka Joint Training
Ministry
of
Road
Transport
and
phase of Surakshit Khadya Abhiyan
Certificate from the CMD of Indian Register
Quality Systems (IRQS) Arun Sharma in New
Surakshit Khadya Abhiyan An initiative
to develop a culture of food safety in the
Delhi.
country.
Egyptian port Safaga on the coast of the Red
UN Security Council adopts an one year
resolution
to
cope
up
with
human
Indian
Navys
INS
Trikand
reaches
Sea for a three days visit as a part of Indian
smuggling. Resolution was supported by 14
Navys mission Bridges of Friendship
members
except
Venezuela
who
remain
Ranganath
Mavinakere
was
abstained.
appointed as new CFO of Infosys after the
resignation of Rajiv Bansal
Vayalar Rama Varma Literary Award
2015 has been won by Subhash Chandran
(Malayalam
Fund, 75% Of Original Habitats were Lost
Writer)
for
his
novel
named
Manushyanu Oru Amukham.
In East Himalayas
Competition
Appellate
Tribunal has designated former
commerce
secretary Rajeev Kher as its member.
Mobile-based
Guide-India
app
developed
Customs
by
According to a new study by World Wildlife
Nihit
Rear Admiral Ravneet Singh, NM assumed
command of the Sword Arm of Indian Navy

as the Flag Officer Commanding Western Fleet
Traveler
Mohan
Lewis
Hamilton
wins
2015
Russian
Grand Prix of F1 followed by Ferraris

Sebastian Vettel

Page | 116

Punjab National Bank (PNB) beat Indian
Swiss
biotechnology
Oil Corporation 5-3 in penalties to win the
launched
Beighton Cup hockey tournament
treating breast cancer
PM Narendra Modi has laid the foundation
two
new
major
medicines
Roche has
in
India
for
Indian community groups in the UK have
stone of fourth terminal of countrys largest
launched a Modi Express bus for a month-
container port Jawaharlal Nehru Port Trust
long tour around iconic landmarks
(JNPT) in Mumbai.
Shanthi Ranganathan with its Avvaiyaar
RBI inks MoU with Bank of Botswana
Tamil Nadu government has honoured Dr
for info exchange under the Supervisory
Award for 2015
Cooperation
and
Exchange
of
Supervisory
Information
Noted
Veteran
filmmaker
IV
Sasi
has
been
chosen for the prestigious JC Daniel award for

pro-Hindutva
leader
and
former
2014, instituted by Kerala government
president of Akhil Bharatiya Hindu Mahasabha
Himani Savarkar passed away at the age of 67
firm
microlight aircraft to be used by Indian Air
Green
India
Mission
Plans
of
Four
India has signed a contract with a Slovenian

Pipistrel
for
Virus
FW80
for
194
States Approved by The National Executive
Force, the Navy and the National Cadet Corps
Council with a total financial outlay of Rs.
90,202.68 lakh for a plan period of five to ten
Rao as CEO
years
conferred with
October 13 International Day for
Reliance Power appoints N Venugopala

Veteran actor Vikram Gokhale will be
the
prestigious
Vishnudas
Disaster Risk Reduction 2015
Bhave Award at a ceremony in Sangli of
Maharashtra
Top 5 in Worlds Best Multinational
Workplaces 2015 survey are Microsoft (US),
SAS (US), NetApp (US), Google (US), Fedex
International Film Festival (ALIIFF) 2015 and
(US)
Indywood Film Market (IFM) at Kochi
India, Japan and the United States will hold
Kerala will host the All Lights India
Shweta Rathore became the first Indian
joint naval exercises each year, as the three
female bodybuilder to win a Silver medal in the
countries kicked off the first such drills in the
49th Asian Championship, held in Uzbekistan
Bay of Bengal in eight years, a move likely to
concern China
the New CEO of Telenor India
Cochin Shipyard Limited delivers Fast
Sharad Mehrotra has been appointed as

Fijis
parliament
has elected
Jioji
Patrol Vessel ICGS Arinjay for Indian Coast
Konrote as the Pacific island countrys next
Guard. It is the 15th vessel in the series of 20
president
Fast Patrol Vessel
Gujarat at around 100 acres of land
India and Israel have signed a pact to
Bangladesh will set up textile park in
cooperate in criminal matters

Page | 117

Gujarat proposed 15375 crore rupees
PHISIOLOGY OR MEDICINE:
AMRUT Plan to ensure basic infrastructure
Satoshi Omura (Japan)
in 31 mission cities
Youyou Tu (China)
William C. Campbell (Ireland)
AMRUT - Atal Mission for Rejuvenation and
Urban Transformation
PEACE:
NOBLE PRIZE WINNERS 2015:
PHYSICS:
LITERATURE:
Arthur B. Mcdonald (Canada)
Takaaki Kajita (Japan)
ECONOMIC SCIENCES:
CHEMISTRY:
Paul L. Modrich (USA)
Tomas Lindahl (Sweden)
Aziz Sancar (Turkey)
National Dialogue Quartet (Tunisia)

Svetlana Alexievich (Ukraine)
Angus Deaton (UK)
ALL THE BEST!!!!
RACE RED TEAM

Page | 118

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