Beruflich Dokumente
Kultur Dokumente
I.
Maybank2uSavers
An online savings account that provides the convenience of opening,
accessingandclosingtheaccountwithoutvisitingabranch.
o MinimumInitialDeposit
:RM250
o Minumumbalancetoenjoyinterest :RM2,000
o Minumumbalancetomaintain
:RM250
ToapplyforMaybank2uSavers,customersneedtofollowthesefewsimplesteps:
LogintoMaybank2u.com
ClickApplyOnlineatMaybank2u.com,securedsitehomepage
Select Account Type (Personal Savings Account), Product Type (m2u
Savers)andclickContinue
Thecustomersthatapplythissavingsaccountcanenjoythesebenefits:
Convenienceofopeningandclosingtheaccountfromanywhereintheworld
viaMaybank2u.com
EnjoyHighMultitieredInterestRateswithaminimumbalanceofRM2,000
SavingsBand
NominalRates(%p.a)
EffectiveRates(%p.a)
BelowRM2,000
RM2,000toRM50,000
2.00
2.02
AboveRM50,000
2.20
2.22
Whocanapply:
InterestRates
Maybank2u.comusersaged18yearsoldandabovewithuserID&password
accesstotheMaybank2u.comsecuredsite.
Witheffectfrom16August2016
FeesandCharges
A fee of RM 5.00 per transaction will be charge if Customers perform
transactions over the counter (i.e. at any of the Banks branches) for
transactionsthatcanbefulfilled/doneviaMaybank2u.comorattheBanks
kiosks(ATM,CashDepositMachine,ChequeDepositMachine).Exampleof
transactionswhichcanbefulfilledatMaybank2u.com/BanksKiosksare:
o WithdrawalslessthanRM5,000.00
o PerformInterbankGIROtransactionlessthanRM5,000.00
o TransfermoneylessthanRM5,000.00
A service charge of RM 20.00 will be imposed if the Maybank2u Savers
accountisclosedwithinthree(3)monthsfromtheaccountactivationdate
*TheMalaysianGoods&ServicesTax(GST)willbeimposedonallfees/charges
chargedbytheBankwhereapplicableeffective1April2015atthecurrentprevailing
rate.
Transactions
Transactionscanbeperformedvia:
II.
Maybank2u.com
M2UMobile
ATMServices
KawankuPhoneBanking
GoldenSaversSavingsAccount
Thisisspeciallytailoredforseniorcitizens,retireesandthoseplanningfor
earlyretirement.
o Minimuminitialdeposit
:RM1,000
o MinimumbalancetoenjoyGSSAinterestrates:RM1,000
Benefitsthatcanenjoybythecustomers:
TheGoldenSaversSavingsAccountholderscanenjoyMultitieredinterest
ratewhilethetheymaintainaminimumbalanceofRM1,000.
Theinterestiscalculatedonadailybasisandcreditedonamonthlybasis.
Thehighertheaccountbalance,thehighertheinterestrate.
Maybank2u.comaccesswhichisconvenientonlineaccesstotheaccountfor
checkingaccountbalances,transfersandotherfeatures.
ATMaccesswhichisconvenientatallMEPSATMsnationwideandCIRRUS
networksworldwide.
SavingsBand
LessthanRM1,000
NominalRates(%p.a)
Effectiverate(%p.a)
UptoRM10,000
0.90
0.90
UptoRM25,000
1.00
1.00
UptoRM50,000
1.10
1.11
UptoRM100,000
1.25
1.26
UptoRM250,000
1.55
1.56
AboveRM250,000
1.75
1.76
*Witheffectfrom16August2016
Whocanapply:
Individuals50yearsoldandabove
Jointaccountmaximumof4persons
RequiredDocuments
ForPersonal/Jointaccounts
OriginalIdentityCard(IC)forMalaysiansandPassportsforforeigners.For
passport, other supporting documents that may be required are valid
working/student permit, valid visa, letter of confirmation from
Employer/EducationInstitutions(whicheverisrelevant)
FeesandChargers
ReplacementofATM/bankcard:RM12
Replacementoflostsavingspassbook:RM15(inclusiveofstampduty)
Replacementofsavingspassbookduetopoorhandling:RM10
Earlyclosureofaccountwithin3monthsofaccountopening:RM20
CashwithdrawalsatATMfacilitiesownedbyotherbanks(MEPScharges):
RM1
Records
Statement(quarterly)/Passbook
Transactions
Transactionscanbeperformedvia:
III.
ATMServices
InternetBanking
MobileBanking
KawankuSavingsAccount
AninterestbearingaccountwiththeoptionofasavingspassbookoranATM
card
o Minimumdeposit:RM50(withletterofemployment)andRM250
(individual,joint&minoraccounts)
o EligibleforprotectionbyPIDM
Customerscanenjoythesebenefits:
SplittierinterestratesthatarecalculateddailyandcreditedhalfyearlyinJune
andDecember
OfferstheconvenienceofanATMcardorDebitCardinsteadofapassbook
andonlinebankingviaMaybank2u
OverthecounterserviceatanyMaybankbranch
ATMaccessandcashlessshopping
Autodebitservices
Whocanapply:
Individuals,clubs/societiesandassociations
Jointaccountmaximumof4persons
InterestRates
SavingsBand
FirstRM1,000
AboveRM1,000toRM10,000
0.30
0.30
AboveRM10,000toRM25,000
0.35
0.35
AboveRM25,000toRM50,000
0.40
0.40
AboveRM50,000toRM100,000
0.65
0.65
AboveRM100,000toRM200,000
1.10
1.10
AboveRM200,000toRM500,000
1.15
1.15
1.20
*Witheffectfrom16August2016
Requireddocuments
ForPersonal/Jointaccounts
OriginalIdentityCard(IC)forMalaysiansandPassportsforforeigners. For
passport, other supporting documents that may be required are valid
working/student permit, valid visa, letter of confirmation from
Employer/EducationInstitutions(whicheverisrelevant)
FeesandCharges
ReplacementofATM/bankcard:RM12
IV.
Replacementoflostsavingspassbook:RM15(inclusiveofstampduty)
Replacementofsavingspassbookduetopoorhandling:RM10
Earlyclosureofaccountwithin3monthsofaccountopening:RM20
CashwithdrawalsatATMfacilitiesownedbyotherbanks(MEPScharges):
RM1
BasicSavingsAccount
Anofrillssavingsaccountwithnoserviceormaintenancecharge
o Minimumdeposit:RM20
BasicSavingsAccountcanenjoythebenefits:
Earninterestirrespectiveofaccountbalance
NoserviceormaintenancechargeaslongasaminimumbalanceofRM20
ismaintained
Freeministatement
ViewstatementonlineviaMaybank2u.com
Option
1
*"Payasyouuse"(noannualfee):
o 6overthecounter(OTC)visits
o 8 free ATM cash withdrawals (on the 9th withdrawal onwards,
RM0.50+GSTwillbecharged)
o No fee shall be imposed for noncash withdrawal transactions (e.g
balanceinquiryorfundtransferwithinMaybank)
o First2GIROtransactionsviaoverthecounterinamonthatafeeof
RM0.50+GSTpertransactionandRM2.00fromthe3rdtransaction
onwards.
o GIROtransactionsviaM2U,M2UMobileandMyMobile,thecharges
imposedisRM0.10+GSTpertransaction
Option
*PaymentofRM8.00+GSTannualfee:
o UnlimitedOTCtransactionsandATMcashwithdrawals
o First2GIROtransactionsviaoverthecounterinamonthatafeeof
RM0.50 + GST per transaction and RM2.00 + GST from the 3rd
transactiononwards.
o GIROtransactionsviaM2U,M2UMobileandMyMobile,thecharges
imposedisRM0.10+GSTpertransaction
Whocanapply:
Malaysiansandpermanentresidents
Interestrates
SavingsBand
Nominalrates(%p.a)
0.30
UptoRM1,000
0.30
UptoRM10,000
0.30
UptoRM25,000
0.40
UptoRM50,000
0.65
UptoRM100,000
1.10
UptoRM200,000
1.25
UptoRM500,000
1.30
AboveRM500,000
*Witheffectfrom16August2016
Required documents
Effectiverates(%p.a)
0.30
0.30
0.30
0.40
0.65
1.10
1.25
1.30
ForPersonal/Jointaccounts
BasicSavingsAccount(BSA)adultabove18yearsold
BasicSavingsAccountTrust(BSATrust)childrenbelow18yearsoldwith
parentsorlegalguardiansbelow60yearsofage
BasicSavingsAccountMinor(BSAMinor)teenageraged12tobelow18
yearsold
RequiredPrimaryDocuments:
OriginalIdentityCard(IC)/PoliceorArmedForcesIDCard
BirthCertificateandMyKid(i.eforintrustandminoraccounts)
Pleasechooseabranchlocatednearyourhomeorplaceofwork.
Fees&charges
ReplacementofATM/bankcard:RM12
V.
Earlyclosureofaccountwithin3monthsofaccountopening:RM20
CashwithdrawalsatATMfacilitiesownedbyotherbanks(MEPScharges):
RM1
imteenAccount
Anonlinesavingsaccountforteensaged12tobelow18years,offeringhigh
ratestodevelopsavingshabit
o Minimumdeposit:RM50
Theholdercanenjoythebenefits:
EarnaonemonthFixedDeposit(FD)ratefromyoursavingsaccount,subject
toONEwithdrawalpermonthforsixconsecutivemonthsi.e.from1January
to30Juneandfrom1Julyto31December
CheckandmaintainyouraccountviaMaybank2u.comoranyMaybankATM
(Passbookless)
Convenient ATM access at all MEPS ATMs nationwide and CIRRUS
networksworldwide
FreePersonalAccident(PA)coverageofuptoRM30,000whenyoumaintain
aminimumaccountbalanceofRM1,000forteenageraged12tobelow18
yearsold.Terms&Conditionapplies.
Cash rewards when you excel in your PT3, SPM, STPM / ALevels and
Tertiary Level exams (Degree Level Exams) with a minimum maintained
accountbalanceofRM1,000.
Spending limit of RM500 per day on selected withdrawals via overthe
counter,Maybank2u.com,ATM,EFTPOS,MEPSandRegionalSwitch
Whocanapply:
Nominalrates(%p.a)
2.95
Effectiverates(%p.a)
2.97
AboveRM50,000
1.30
1.30
*Witheffectfrom16August2016
Note:
Interest is credited twice (2) a year on 30th June and 31st December
respectively.
Iftheaccountisnotmaintainedforthe6monthdurationasmentioned,the
normalKawankuSavingsinterestwillapply.
*AnIndemnityLetterisacompulsorydocumenttobesignedbytheparents
orguardianasaconditiontoopenanewimteenaccountaswellastoaccess
Internet banking facilities via Maybank2u.com and Maybankard Bankcard
(ATMcard).JustvisityournearestMaybankbranchandbringalongyour
originaldocumentsandparentsorguardianforverificationpurposes.
Requireddocuments
OriginalIdentityCard(IC)andbirthcertificateofteenageapplicant
Parents'/Guardian'sICandothersupportingdocumentstoverifyparentageor
guardianship
Feesandcharges
StampingfeesforIndemnityLetter:RM10
ReplacementofATM/bankcard:RM12
Earlyclosureofaccountwithin3monthsofaccountopening:RM20
CashwithdrawalsatATMfacilitiesownedbyotherbanks(MEPScharges):
RM1
AcademicCashAward
TheCashAwardforAcademicExcellenceisgivenforexcellentgradesinPT3,SPM,
STPM/ALevelsandDegreeLevelasfollows:
Examination
PT3
SPM
STPM/ALevels
UniversityDegree
*ForSPM,Aisnotentitled.
Howtoqualify
ExcellentGrades
7As
*8As/A+
5As/4AsandMUETGrade6
1stClassHonours
Cashaward
RM100peraccountholder
RM200peraccountholder
RM300peraccountholder
RM500peraccountholder
Toqualify,youneedtomeetthefollowingcriteria:
Existingaccountholders
MaintainRM1,000intheaccountduringtheexaminationyearforPT3,SPM,
STPM/ALevelsuntilthedateofsubmissionforCashAward
Newaccountholders
OpenandmaintainRM1,000intheaccountbeforetheexaminationforPT3,
SPM, STPM/ALevelsuntilthedateofsubmissionforCashAward
1stClassHonoursDegree
Attheageof18,theaccountholdermustmaintainRM1,000intheaccount
Accountmustbeopenedbeforereachingage18
AccountmustbemaintaineduntilthedateofsubmissionofCashAward
Claims
VI.
ThesubmissionforCashAwardclaimsistobedoneattheaccountholder's
homebranchwithinone(1)monthfromtheofficialresultsannouncement.
The Cash Award can only be claimed once irrespective of the number of
savingsaccountsheldbytheimteenaccountholder.
YippieSavingsAccount
Asavingsaccountforchildrenagedbelow18years,offeringhighinterest
ratestoinculcatesavingshabit
o Minimumdeposit:RM1
Theaccountholderscangetthebenefits:
EarnaonemonthFixedDeposit(FD)ratefromyoursavingsaccount,subject
toONEwithdrawalpermonthforsixconsecutivemonthsi.efrom1January
to30Juneandfrom1Julyto31December.
CashrewardsforYippieClubmemberswhoexcelintheirPT3,SPM,STPM
andTertiarylevelexams(DegreeLevelExams).
FreePersonalAccidentInsurancecoverageofuptoRM70,000foryouand
yourchild
Whocanapply
Childrenbelow18yearsold,parentsandguardianswhoarebelow60yearsof
age
*Once attained the age of 18 and above, lower interest rate (Kawanku
Savingsinterestrate)willapply.
MultitieredInterestRates
SavingsBand
UptoRM50,000
NominalRates(%p.a)
2.95
Effectiverates(%p.a)
2.97
AboveRM50,000
1.30
1.30
*Witheffectfrom16August2016
Note:
Interest is credited twice (2) a year on 30th June and 31st December
respectively.
Iftheaccountisnotmaintainedforthe6monthdurationasmentioned,the
normalKawankuSavingsinterestwillapply.
Required documents
ForPersonal/Jointaccounts
Child:OriginalbirthcertificateandMyKid
Parents/Guardian:OriginalIdentityCard(IC)forMalaysiansand
Passportsforforeigners.Forpassport,othersupportingdocumentsthatmaybe
requiredarevalidworking/studentpermit,validvisa,letterofconfirmation
fromEmployer/EducationInstitutions(whicheverisrelevant)
Pleasechooseabranchlocatednearyourhomeorplaceofwork.
Replacementoflostsavingspassbook:RM15incl.stampduty
Replacementofsavingspassbookduetopoorhandling:RM10
Earlyclosureofaccountwithin3monthsofaccountopening:RM20
CashwithdrawalsatATMfacilitiesownedbyotherbanks(MEPScharges):
RM1
AcademicCashAward
Examination
PT3
SPM
STPM/ALevels
UniversityDegree
ExcellentGrades
7As
*8As/A+
5As/4AsandMUETGrade6
1stClassHonours
Cashaward
RM100peraccountholder
RM200peraccountholder
RM300peraccountholder
RM500peraccountholder
Howtoqualify
Toqualify,youneedtomeetthefollowingcriteria:
Existingaccountholders
MaintainRM1,000intheaccountduringtheexaminationyearforPT3,SPM,
STPM/ALevelsuntilthedateofsubmissionforCashAward
Newaccountholders
Open and maintain RM1,000 in the account for the examination for PT3,
SPM,STPM/ALevelsuntilthedateofsubmissionforCashAward
1stClassHonoursDegree
Attheageof18,theaccountholdermustmaintainRM1,000intheaccount
Accountmustbeopenedbeforereachingage18
AccountmustbemaintaineduntilthedateofsubmissionofCashAward
Claims
ThesubmissionforCashAwardclaimsistobedoneattheaccountholder's
homebranchwithinone(1)monthfromtheofficialresultsannouncement.
The Cash Award can only be claimed once irrespective of the number of
savingsaccountsheldbytheYippieaccountholder.