VISION AND MISSION

Our Vision
We envision a world where the materially poor enjoy abundant life.

Our Mission
Our mission is to empower the materially poor to transform their lives by insuring them against financial risk
and its consequences. We seek to serve the economically active poor who live on $4 per day or less in
developing countries and provide a safety net to reduce economic setbacks.

About

OUR COMPANY
We understand that people face persistent risk in their day-to-day lives and
generally those who have access to insurance tend to be middle and upper
income consumers, who face the least risk of all.
It's true that our customers dont wake up in the morning wanting to purchase
insurance, but they do wake up worrying about the risks they face on a daily basis;
and what the impact would be on their families should bad things happen.
We concentrate specifically on developing innovative products aimed at low and
middle-income individuals covering a range of risks related to life, health, agriculture,
assets, accidents and political violence.

With this at the heart of everything we do, we look to provide a safety-net for our
customers so that if the worst does happen, they dont fall into poverty.
MicroEnsure exists to address this disparity
Founded in 2002 by Opportunity International and supported by a multi-million dollar

grant from the Bill & Melinda Gates Foundation in 2007, MicroEnsure is the worlds
first and largest organisation whose exclusive focus is to address the mass markets
need to mitigate risk.
MicroEnsure serves 15 million people in 17 countries around the world with insurance,
the majority of whom have never before been insured.
In 2014 alone we added 8 million new customers in Africa through an innovative
product development and distribution approach.
Social Innovation: In our DNA
MicroEnsure has introduced new forms of protection for the poor, including crop,
micro-health, political violence and mobile insurance.
In each case, we didnt start by designing products in a back room we went to
markets and villages, and listened. What risks do low-income people face? How do
they address risk today? Could access to insurance help them to do better?

The result is a new suite of tools to help the mass market protect themselves with
product features they want, prices they can afford, and none of the typical insurance
complexities.
Its why MicroEnsure is one of the fastest growing mass-market insurance service
provider in the world.
Health & multi risk products
MicroEnsure currently operates in Bangladesh, Burkino Faso, Ghana, India, Kenya, Madagascar, Malawi,
Malaysia, Mozambique, Niger, Nigeria, Pakistan, Philippines, Rwanda, Tanzania and Zambia.

MicroEnsure Asia is a joint venture between Telenor Group and MicroEnsure Holdings Limited.
Telenor Group is an international provider of tele, data and media communication services.
MicroEnsure Holdings Limited is the holding company of MicroEnsure, a specialist provider of insurance to the
low and middle-income market with more than four million active clients in 13 markets across Africa, Asia and
the Caribbean.
The company provides a range of life, health, property and weather index products via a range of distribution
partners that include microfinance companies, co-operatives and mobile network operators.

MicroEnsure Asia will initially focus on introducing a range of insurance products to Telenor's subscribers
across its business units in Asia, as well as seeking to work with other mobile network operators and
distribution partners in Asia and Eastern Europe.
We believe that we can offer more than just a career.
At MicroEnsure, we believe that people are our most important resource. We respect one another and value
the contributions of each and every employee. This fosters a collaborative working environment in which we
support each other's successes and demonstrate our commitment to the success of the company.

The world of insurance is ever changing, ever challenging. Everybody who joins us at our Head Office in
Cheltenham, UK, or in our subsidiary offices in Africa and Asia, is a part of that. MicroEnsure is a vibrant and
rewarding place to work.
Recruiting the best means offering a competitive benefits package that matches our peoples talents and
experience. By providing a generous pension scheme and life assurance we are able to provide financial
security for our employees and their dependents. We work hard to ensure that our workplace is diverse and
inclusive.
If you are looking for a fulfilling and challenging career - check out the opportunities that await you at
MicroEnsure: