FORMULAE:

1. Associative Property of Addition (a + b) + c = a + (b + c)

2. Associative Property of multiplication (a x b) x c = a x (b x c)
3. Order of operation
Parentheses ( ) or brackets [ ]
Exponent or power XX
Multiplication and division left to right
Addition and subtraction left to right.
4. Change percentage to decimal of 5% [ 5/ 100 = 0.05 ]
5. Change decimal to percentage of 0.07 [0.07 x 100 = 7% ]
6. Simple interest I = P x R x T
7. Rate R = I / PT
8. Time(length) T = I / PR
9. Principle P = I / RT
10. Convert time suppose 2 year given T = 2,
Suppose months given then [ months / 12]
T = 15 months, T = 15/12
Suppose days given then [days / 360]
T = 240 days, T =240 / 360
11. Maturity value MV = P (1 + RT)
12. Future value FV = P {[ (1+ i )n - 1 ] ( i )}
n
13. Present value of an ordinary annuity = PV = FV (1/(1+i) )
-n
14. Present value = PMT[ ((1-(1+i) )/i]
15. Mark up = Selling price - Cost
16. Rate of markup = markup / cost
17. Effective interest rate R = I/PT
18. Ordinary Interest = I / 360, ordinary time = per month 30 days
19. Exact interest = I / 365, exact time = count number of days in between months
20. Gross pay per week = principle 52
21. Gross pay per week biweekly = principle 26
22. Gross pay per week semimonthly = principle 24
23. Gross pay per week monthly = principle 12
24. LIST price = Net price + trade discount