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Disclosure Statement:
You should consider the investment objectives, risks, charges and expense of any
investment before investing. The prospectus contains this and other important
information about the investment. Past performance of any security is not a guarantee
of future performance. There is no guarantee that this investment strategy will work
under all market conditions.
Sincerely,
JBM Investments
Executive Summary
For Corn Family
Having built your wealth, its crucial that any recommendations seek to ensure that your
assets are protected. The first step is to tailor your asset allocation to meet your
objectives and risk tolerance, and then regularly monitor and rebalance your portfolio to
maintain that asset allocation and control the risk and volatility over the investment
period. Our proposal is a moderate conservative approach where we will diversify asset
among bonds, mutual funds, large cap stocks, small cap stocks, and cash. We will then
further diversify these assets among many different industries, such as financial,
healthcare, consumer, informational technology, and commodities. This versatility helps
to reduce the overall risk for the portfolio.
The table and graphs below outline your proposed investment of $1,000,000.
Recommended Allocation
As of August 7, 2016
Industry Allocation
Rebalancing
By monitoring your portfolio on a regular basis, we will be able to see when youre ideal
allocation moves by 10 % beyond your target asset mix, and rebalance your portfolio.
We also restore amounts withdrawn from longer term segment such as cash and money
market accounts to keep income stream consistent. The illustration below gives an
example of what the rebalancing may look like.
Tax information
Dividends and capital gain distributions you receive from the program are subject to
federal income taxes and may also be subject to state and local taxes, unless you
are tax-exempt or your account is tax-favored. Individuals may deduct up to $3,000
of net capital losses against other taxable income each year.
Mission Statement
Integrity
Excellence and Innovation
Helping participants since 1998
Unique retirement plan experience
Targeting $1,000,000 net wealth investors
No competing interests
Our bottom line your retirement security
Advisory Committee
Jeff Crawford
Jason Hodge
Brandon Brock
Principal risks
INVESTMENT AMOUNT
$211,000
$400,000
$250,000
$150,000
$1,000,0000
ALLOCATION
20%
40%
25%
15%
100%
5/11/2016
Quality Small Cap Growth Stocks (15%)
Our historical performance has shown stable growth through conservative diversification
that has been consistent growth with S&P 500.
Performance and Benchmark
(Portfolio vs Dow Jones ETF)
Our historical performance has shown stable growth through conservative diversification
that has been consistent growth with Dow Jones ETF.
Total Annual Fund Operating Expenses will not correlate to the Funds ratio of expenses to average not
assets in the Funds Financial Highlights, which reflects the operating expenses of the Fund but does
include Acquired Fund Fees and Expenses.
Investment Disclaimer
You should consider the investment objectives, risks, charges and expense of any
investment before investing. The prospectus contains this and other important
information about the investment. Please request a prospectus from your advisor.
Past performance of any security is not a guarantee of future performance. There is
no guarantee that this investment strategy will work under all market conditions.
Although these securities in the Fund have been registered with the Securities and
Exchange Commission, the commission has not approved or disapproved the Funds
shares or determined if this is accurate and complete. The Funds distributions
generally are taxable to you as ordinary income, unless you are investing through a
tax-deferred arrangement, such as a 401(k) plan or individual retirement account, in
which case you may be taxed later upon withdrawal of your investment from such
arrangement. Any representation to the contrary is a criminal offense.