Palpreet kaur a/p sukhdave singh

THE EFFECT OF EXTERNAL ENVIRONMENT

ON THE
PROFITABILITY OF THE
BANKING INDUSTRY.

Independent variable:Economic
Author Yea Journal
objectives methodolo Findings
name r
name
gy
Claudiu
2015
Tiberiu
Albulescu
ab*

Banks
Profitability
and
Financial
Soundness
Indicators:
A
MacroLevel
Investigatio
n in
Emerging
Countries

The aim of this

paper is to
extend earlier
works on the
determinants
of the banks
profitability,
with a focus
on
emerging
countries
located in the
Central and
South
America.

Using the IMF

monthly data
for the period
2005-2013 and
a panel data
approach.

The findings
are robust
either if we use
the
roa or the roe
for measuring
the
profitability.
Consequently,
in order to
increase their
profitability,
the banks
should
be careful with
the quality of
the loans they
grant.

CHIN SAU
LING
GAN
HUAN
YING
HENG
KHAI
LING
LIM PICK
KUAN
SOO JI
YEAN

Economic
factors
affecting
performance
of foreign
banks in
Malaysia.

The main
objective of this
study is to
examine the
economic
factors
influencing the
performance of
foreign banks in
Malaysia for the
period of 2005
to 2010.

This study
includes seven
independent
variables.

This study
shows the
significances of
the seven
independent
variables to the
impact
Of
microeconomic
and
macroeconomic
factors on the
foreign banks
performance in
Malaysia.

2013

Independent variable :Political

/government
Author Yea Journal Objectiv methodolo
name
r
name
es
gy
Claudio
Borio,
Leonardo
Gambacort
a and
Boris
Hofmann

2015

The
influence
of
monetary
policy on
bank
profitabili
ty

This paper
investigate
s how
monetary
policy
affects
bank
profitability

Used banklevel data from

BankScope
We consider
consolidated
balance sheet
statements
. The sample
covers 18 years
from 1995 to
2012The data
are annual.

Ugo
Albertazzi
and
Leonardo
Gambacort
a

2006

Bank
Profitabili
ty and
Taxation

This paper
investigate
s how bank
profitability
is affected
by the
corporate
income tax
(CIT)

Theoretical
model

Findings
Overall, we
find a positive
relationship
between the
level
of short-term
rates and the
slope of the
yield curve
(the interest
rate
structure, for
short), on the
one hand, and
bank
profitability
return on
assets on the
other.
In this study
we
investigated,
both from a
theoretical
and an
empirical
perspective,
how bank
profitability is
affected by the
corporate
income tax

Magorzata
Olszak1
Patrycja
Chodnicka

2013

Do
Institution
al and
Political
Factors
Matter
for the
Efficiency
of Banking
Sectors?

This paper
investigates
the
relevance of
bankingsectorspecific and
macroecono
mic
determinants
of
profitability
of 21
banking
sectors over
the years
19952009.

Arellano and
Bond GMMestimator

The
sensitivity of
efficiency to
both groups of
determinants
depends on
institutional
and political
criteria.

Independent variable:Technological
Author name
Year
Journal name
Objectives
methodology
Findings
Bahram Meihami
Zeinab Varmaghani
Hussein Meihami
2013
The Effect of Using Electronic Banking on Profitability of Bank
In this research the role of electronic banking in increasing
bank incomes is studied.
The research data was
gathered through financial statements, a questionnaire
contains 42 questions, and interview.
There is relationship between E-banking and increase in bank
income.

Obasan Kehinde Agbolade

2011
Information and communication technology and banks
profitability in nigeria
The role of information in the actualization of various
organizational objectives cannot be over-emphasized has
it ensure prompt delivery of resources essential to attain an
enviable end
Using a
primary data sourced through a structured questionnaire.
The data analysis showed that a positive correlation exists
between ICT and banks profitability in
Nigeria.
Mrs. S.Gnana Sugirtham
2011
Impact of Information Technology on the
Profitability of Banking Sector in India
To assess the profitability of commercial banks before and
after the implementation of information technology enabled
services
A sample of 23 banks from various
groups has been selected
The present study has made a comprehensive research
regarding the impact
of information technology on the profitability of banking sector
in India
The Impact of E-Banking on the Profitability of Banks:
A Study of Pakistani Banks
2011
Sana Haider Sumra
The aim of this paper is to examine the impact of e-banking
on the profitability of Pakistani banks, in particular.
The study is qualitative.
The results show that e-banking has increased the profitability
of banks; it has enabled the
banks to meet their costs and earn profits even in the short
span of time.

Dependant variable: Profitability

autho Yea Journal
r
r
name
name

Objectives

metho Findings
dology

tienne
Bordelea
u and
Christop
her
Graham

In this paper, the

authors analyse
the impact of
liquid asset
holdings on bank
profitability for a
sample of large
U.S. and
Canadian banks

Data
and
empirica
l
estimati
on

2010 The
Impact of
Liquidity
on Bank
Profitabilit
y

In short, results
suggest that a
nonlinear
relationship exists, wh
ereby
profitability is improve
d for
banks that hold some l
iquid assets, however,
there is a point beyon
d which holding furthe
r liquid assets
diminishes a banks pr
ofitability, all else equ
al.

R. Alton 2007
Gilbert
and
David C.
Wheelo
ck

Antonio
TrujilloPonce

Measuring
Commerci
al Bank
Profitabilit
y:
Proceed
with
Caution

What
determine
s the
profitabilit
y of
banks?
evidence
from spain

SAMUEL 2015 Determinan

ts of
ALEMU

commercial
banks
profitability
: the case
of
ethiopian
commercial
banks

The authors
use estimates
of
the federal
corporate
income tax
that S-banks
would pay if
they were
subject to the
tax to show
that the
difference in
the tax
treatment of Sbanks and
other banks
has a large
impact on
measures
of U.S. banking
system
profitability.
This paper
analyzes
empirically the
factors that
determine the
profitability of
Spanish banks
for the period
of 1999-2009.
The purpose of
this study is to
investigate
determinants
of
commercial
banks
profitability in
Ethiopia by
using panel
data of eight
commercial
banks from
year 2002 to

ROE
AND
RAO

The article shows that

S-banks (even after
their earnings are
reduced by estimated
federal
taxes) tend to outearn their peers; Sbanks also tend to
have higher earnings
rates than their peers
in the year before
they elect S-bank
status.

SystemGMM
estimato
r

Finding
applies only when
using return on assets
(ROA) as the
profitability measure

The
study
used
mixed
research
approac
h and
seconda
ry
financial
data .

The findings of the

study show that bank
size, capital adequacy
and
gross domestic
product have
statistically significant
and positive
relationship with
banks
profitability

2013.

Send to=dhamayanthi@apu.edu.my