LendingClub Scott Sanborn, President & CEOSafe Harbor ‘Some of the statements in this presantation are "forwarcHocking staismenis." The words anlicipaie,” “believe, "estimate," "expect. intend,” "may," “outlook,” “plan,” “predict,” “project,” "will’ “Would” and similar expressions ‘may identify forward-looking statements, although not al forward-looking statements contain these identifying, eer ee ee eee ee eer ee ee Bee et ae i en are cme Pe ea Na et ee ea a eam ee a ee ed information, future events or otherwise, except as required by lew. ee ee ee ae ne shall there be any sale of securities in any jurisdiction in which such offer, solictation or sale would be unlaw/ul Dee en tt a eee ecg ‘Additional information about Lending Club is available in the prospectus for Lending Club's notes, which can be ‘obtained on Lending Club's website at https:/www Jendingclub.convinto/prospectus action,P2P Loans Gaining Traction. Lending Club Goes NationwideMaterial questions loomed... Scalability Credit Regulatory Bank enol arcliecd Risk Lerelnnor=s tel)a} Arr) $108 2012 2014 Peter) Pe Cle ao Saad$1,000 savedyea) alice$17,000+ $5B+ 2X SUE ocl Belg ono o Meee keel ns Ee Races DUE SRL te) eM ret mei lalo | SUL) POR ur aco $17,000. OnDeck> LendingClub ‘sacs tenarg Oe, $05, Croan Boonoeg | Based or SG ana Land Cub ove ba bores ancimaad © 147 poston ot mretyanre ante vata wbaMn JPMorganChase ©) REGIONS citi OnDeck> AVANT LendingClubRegulation Downturn Readinessf Consumers “. from their technology... and theirSms. & VIDEO RENTAL MUSIC TRAVEL BANKING Tea) «= Dsrotity Gexpedic 9?$8.6T Mortgages $1.2T rity ey Pky ee) ei$1,000,000,000,000 So ind — tt$1,000,000,000,000 fence oe «eenat=re|| Savings Pee MC a rate reduction could BUCS ia att) in savings on the life Calon e108vn Fields ANA inlet en uid le And more!an i — Y Takes less than 1 minute to apply, with no impact to your credit score. Instantly receive offers you qualify for and see the savings. Complete the process online Ml from virtually anywhere. No application fees, origination fees, or prepayment penalties.For investors Stable Secured LSo4S&P/Experian Consumer Loan Default Index Soe aera aFor investors Access to an Tas Bl=uaF- tale] Asset Classerg ee ‘Small Ter) etersFor investors Huge Opportunity$283 Billion Consumers refinanced more than $40 billion last year, but we estimate that nearly twice as many could have refinanced if the process had been easier.Personal Ri) Auto Loans eS) LendingClub Value. Ease. Fairness.Marketplace Lending is just getting started.LendingClub