EVEREST

EVEREST
EVEREST
EVEREST
EVEREST

2013
2012
2011
2010
2009

2.39
2.11
2.1
2.09
1.73

30.47
26.11
29.91
30.15
28.99

( Profit and loss Net Profit

Net income
1471117291
1090564222
931303628
831765632
638732757

Himalaya
Himalaya
Himalaya
Himalaya
Himalaya

2013
2012
2011
2010
2009

1.54
1.76
1.91
1.19
1.91

17.81
20.70
22.35
14.79
24.13

943,697,990
958,638,260
893,115,143
508,798,193
752,834,735

SBI
SBI
SBI
SBI
SBI

2013
2012
2011
2010
2009

1.19
0.83
1.01
1.03
1.05

20.31
15.02
16.13
15.99
18.47

771,471,129
480,105,493
464,564,999
391,742,119
316,373,495

ROA

ROE

ROA
NEPAL
NEPAL
NEPAL
NEPAL
NEPAL

BANK
BANK
BANK
BANK
BANK

2013
2012
2011
2010
2009

1.07
0.30
0.25
0.56
1.88

ROE
-361.36
-6.07
-2.87
-5.42

( Profit and loss Net Profit

Net income
755,180,353
176,361,505
128,346,584
249,382,295
894254182

( Profit and loss Net Profit

ROA

ROE

Net income

NIBL
NIBL
NIBL
NIBL
NIBL

2013
2012
2011
2010
2009

2.60
1.60
2.00
2.20
1.70

27.28
17.18
22.80
27.45
23.05

1,915,027,932
1,039,275,613
1,176,641,031
1,265,949,588
900,619,072

Laxmi
Laxmi
Laxmi
Laxmi
Laxmi

2013
2012
2011
2010
2009

1.50
1.50
1.76
1.66
1.22

32.39
15.49
17.75
17.10
14.07

881,194,758
356,390,342
375,145,095
327,037,041
188,998,637

Sanima
Sanima
Sanima
Sanima
Sanima

2013
2012
2011
2010
2009

1.39
0.88
1.66
1.18
0.99

12.58
5.72
7.36
9.73
6.64

305,061,132
121,769,566
155,220,355
85,737,992
57,759,774

Citizen
Citizen
Citizen
Citizen
Citizen

2013
2012
2011
2010
2009

1.79
1.22
1.18
1.17
0.74

17.37
9.85
9.13
14.80
9.27

413,245,291
224,794,119
198,354,135
193,561,798
95,809,926

Kumari
Kumari
Kumari
Kumari
Kumari

2013
2012
2011
2010
2009

1.03
1.10
1.23
1.59
1.41

10.97
11.59
11.35
17.73
15.93

291,448,365
275,504,670
251,236,970
316,542,342
258,879,191

4.2 note opening

balance is past figure ,
closing balance is this
year
Balance Sheet
Balance Sheet
balance Sheet
Shareholders equity
total assets
TOTAL LOAN
TOTAL DEPOSITS
4827844671
65741150457
43393187065
57720464632
4177302887
55813129057
35910974673
5006100272
3001585107
46236212262
31057691462
41127914339
2759137855
41382760711
27556356032
36932310008
2203625055
36916848654
23884673616
33322946246
5,299,708,123
4,632,010,133
3,995,478,273
3,439,205,130
3119880537

61152965353
54364427882
46736203884
42717124613
39330131823

39723805566
34965433862
31566979755
27980628760
24793155269

53072319487
47730993909
40920627030
37611202274
34682306863

3,798,957,417
3,197,458,863
2,879,293,150
2,450,554,070
1,712,607,195

64796152822
58059707720
46088233975
38047679465
30166439549

28788146625
26142094172
21365771129
17480548194
15131747944

58920455656
53337264193
42415443294
34896424201
27957220794

4.2 note opening

balance is past figure ,
closing balance is this
year
Balance Sheet
Balance Sheet
balance Sheet
Shareholders equity
total assets
TOTAL LOAN
TOTAL DEPOSITS
-208,980,570
70776982567
35611699549
62984350047
-2,907,776,423
58615520783
27670840071
56052372757
-4,476,583,028
51158657445
24671281894
46808435445
-4,604,929,612
44736652431
23560955729
42882039669
47559110605
17614898825
45194232465

4.2 note opening

balance is past figure ,
closing balance is this
year

Balance Sheet

Balance Sheet

balance Sheet

Shareholders equity

total assets

TOTAL LOAN

TOTAL DEPOSITS

7,020,644,097
6,049,941,175
5,159,759,697
4,612,576,356
3,907,839,708

73152154761
65756231954
58356827501
57305413482
53010803126

46400053693
41636998817
41095514519
40318308062
36241206558

62428845372
57010603789
50138122242
50094725497
46698100065

2,720,685,077
2,300,258,907
2,113,376,723
1,912,330,491
1343219072

29,807,673,526
25916913918
21496752556
20952249558
18386412982

19,696,053,474
16480781109
15199847905
14560109588
13315604304

25,943,597,898
22715603339
18206949467
18082957988
16051303096

2,424,031,128
2,129,580,523
2,108,610,956
881,194,758
869560885

21,976,539,752
13,722,466,141
9,363,380,873
7,238,558,764
5,845,136,972

15,093,072,849
9,531,504,834
6,371,323,985
5,092,099,003
3,992,090,809

17,789,328,915
11,180,706,726
6,356,737,379
5,760,495,363
4,417,504,608

2,379,725,281
2,281,755,990
2,172,118,924
1,308,269,489
1,034,073,481

25,979,510,191
20,068,508,998
16,815,037,393
16,516,884,949
12,966,073,908

17,561,945,749
14,129,603,574
12,271,826,513
10,785,658,023
8,128,114,161

22,743,104,242
17,354,534,194
13,478,333,261
14,214,481,799
11,524,425,599

2656706230.00
2377075339.00
2,213,836,668
1,785,759,048
1,624,952,708

28,222,569,756
25,131,400,971
20,491,785,309
20,485,578,742
18,588,565,109

19,369,317,883
17,614,348,989
14,626,073,558
14,765,912,480
14,598,346,830

25,318,568,802
21,985,198,276
16,986,279,457
17,432,253,032
15,710,395,844

From Balance sheet

add cash , bank .
Money at call , and Profit and loss
investment
starting figure
LIQUID ASSETS
INTEREST INCOME
20479652382
4936924072
1822693347
4959998415
1386679127
4331026087
1282712259
3102451489
1211285144
2186814992

Profit and loss ,

above figure
called total
4.31 Five
opearting income Year data
TOTAL INCOME
CAR
3372853293
11.34
2609735240
10.77
2192940003
10.43
1927976053
11.02
1544965598
11.59

16640243424
16393876655
11734589992
12311400849
11759217434

4627335224
4724887323
4326140588
3148605196
2342198179

3523962942
2911212795
1015213473
2157958409
1988047919

11.55
11.02
10.68
10.72
11.02

33619523149
29971834454
23788847378
19746894292
14462621498

4110514126
3769483069
3099907735
2269704291
1460445686

2196902514
1496936146
1405734084
1106827776
828666471

12.39
11.21
11.52
12.25
11.92

From Balance sheet

add cash , bank .
Money at call , and Profit and loss
investment
starting figure
LIQUID ASSETS
INTEREST INCOME
14188421069
4739535754
22455419198
4051152174
19599409496
3740719028
15925652412
3067553539
22569349626
2690058308

Profit and loss ,

above figure
called total
4.31 Five
opearting income Year data
TOTAL INCOME
CAR
3106192843
-0.59
2345743115
-5.82
2672109532
-10.15
2758993197
-11.13
2417420812
-13.94

From Balance sheet

add cash , bank .
Money at call , and
investment

Profit and loss ,

above figure
called total
4.31 Five
opearting income Year data

Profit and loss

starting figure

LIQUID ASSETS

INTEREST INCOME

TOTAL INCOME

CAR

22597355980
22242237934
15563477157
15451419958
15317815590

5878272056
5982641242
5803440174
4653521338
3267941142

3999414498
2909843356
2833593749
2734020605
2063311000

11.49
11.1
10.91
10.55
11.24

8805430669
8082748717
5720021988
5027610133
4315928884

2,387,266,928
2289980227
2236877702
1787692540
1098985452

1,270,106,123
968,741,493
935885638
806544500
538193620

12.23
11.02
11.63
13.71
11.48

5533553115
3478832997
1443289635
724047308
1163539989

1,678,789,938
1,172,200,388
1,038,456,715
615,644,495
358,552,749

775,291,056
472,782,164
395,368,622
256,601,789
160,954,093

14.87
0.21
28.41
16.51
19.02

7301276615
5299776421
3906973051
5125785357
3682690377

2,211,981,323
1,980,319,520
1,795,232,613
1,236,322,309
758,256,198

1,277,155,560
709,839,396
669,846,817
556,188,395
316,379,030

11.89
14.47
15.54
11.4
11.65

7542025467
6663184267
4702147242
5022175063
3287127282

2,464,306,976
1,486,281,639
2,251,791,724
1,871,066,357
1,374,722,467

1,215,080,284
1,022,458,041
875,302,677
846,496,326
698,665,360

12.17
12.2
13.76
12.34
11.56

4.13 Schedule
NON PERFORMING LOAN
276198772
307492696
108512928
81854490
117985232

4.16 ( Add all staff

loan and advances,
nay prepayment, or
advance named
expenses
TOTAL ADVANCES
995173882
819484913
660489946
433132117
312031255

1,186,189,950
751,164,917
1,391,747,983
1,208,117,826
551,309,634

853,157,328
872,573,474
758,603,973
566,842,889
259,051,189

108,691,856
143,848,188
239,299,186
492,581,990
315,954,765

397244711
324954236
211,399,128
135,409,880
107252886

4.13 Schedule
NON PERFORMING LOAN
1982323212
1657527630
1534848743
1219673747
966723125

4.16 ( Add all staff

loan and advances,
nay prepayment, or
advance named
expenses
TOTAL ADVANCES
1930471723
1977270537
1705942115
1637044003
1739741966

4.13 Schedule

4.16 ( Add all staff

loan and advances,
nay prepayment, or
advance named
expenses

NON PERFORMING LOAN

TOTAL ADVANCES

913,096,227
1,425,394,070
395,282,853
274,333,852
213,907,394

182473228
165986788
139364458
143561444
94904365

304,446,252
103,702,356
138,839,694
118,938,245
10,790,791

214722740
169497705
96128058
71455191
58112155

4,135,581
46,137,366
287,149
4,358,844
7,068,362

82554737
71843262
46838053
18795978
10543146

361,857,132
289,545,840
146,175,892
33,587,723
0

161143156
134827205
93468007
78346018
38258076

776,646,646
399,960,499
167,895,925
79,442,754
64,542,608

171966502
164699038
157,727,365
115,568,234
112248705

SCBN
SCBN
SCBN
SCBN
SCBN

2013
2012
2011
2010
2009

2.67
2.80
2.55
2.70
2.56

26.38
28.36
30.43
32.22

###
###
###
###
###

###
###
###
###

4.6E+010
4.2E+010
4.4E+010
4.0E+010
4.0E+010

2.3E+010
1.9E+010
1.8E+010
1.6E+010
1.4E+010

3.9E+010
3.6E+010
3.8E+010
3.5E+010
3.5E+010

1.9E+010
1.9E+010
2.0E+010
2.2E+010
2.3E+010

2.5E+009
2.9E+009
2.7E+009
2.0E+009
1.9E+009

2.8E+009
2.6E+009
2.5E+009
2.3E+009
2.1E+009

12.54
13.93
14.22
14.51
14.7