List of Yojanas of Indian Government 2014 2015

1. Pradhan Mantri Jan-Dhan Yojana (PMJDY)

2. Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram
3. Deen Dayal Upadhyaya Antyodaya Yojana
4. Mission Housing for all aka Pradhan Mantri Awas Yojana
5. Micro Units Development and Refinance Agency Bank (MUDRA Bank)
6. Saansad Adarsh Gram Yojana
7. Pradhan Mantri Garib Kalyan Yojana
8. My Gov Online Platform
9. Multi skill programme Skill India
10. Digital India
11. Digilocker
12. e-Basta
13. Make In India
14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana
15. National Policy for Skill Development and Entrepreneurship
16. National Sports Talent Search Scheme
17. Deen Dayal Upadhyaya Gram Jyoti Yojana
18. Kisan Vikas Patra
19. Soil Health Card Scheme
20. Pradhan Mantri Krishi Sinchai Yojana
21. Jan Suraksha Schemes (PMJJBY, PMBSY, APY)
a) Pradhan Mantri Suraksha Bima Yojana
b) Pradhan Mantri Jeevan Jyoti BimaYojana
c) Atal Pension Scheme
22. One Rank One Pension Scheme
23. Rashtriya Gokul Mission
24. DD Kisan Channel
25. Beti Bachao, Beti Padhao
26. Sukanya Samriddhi Account
27. Himmat App
28. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme
29. Swachh Bharat Mission
30. Gold Monetisation Scheme
31. The National Institution for Transforming India (NITI AAYOG)
32. The National Urban Development Mission
33. Pradhan Mantri Khanij Kshetra Kalyan Yojana
34. Sagar Mala Project
35. Heritage City Development and Augmentation Yojana
36. Smart Cities Mission
37. Shyama Prasad Mukherjee RURBAN Mission
38. Atal mission for Rejuvenation and Urban Transformation
39. Namame Gange

List of Top 30 Programmes launched by Modi Government

S.No. Programme (Launch Date)

1.

2.

Pradhan Mantri Jan Dhan

Yojana (28 August 2014)

Deen Dayal Upadhyaya

AntyodayaYojana (25 September
2014)

Objectives & Features

To achieve 100% financial inclusion

22 crore bank accounts opened so far
Slogan: Mera Khata Bhagya Vidhaata

To alleviate poverty through in rural & urban areas

Achieved through livelihood opportunities & skill
development
Implemented by Rural Development & Housing and
Urban poverty alleviation ministries

Mission Housing for All - Urban

(25 June 2015)

To provide housing by 2022 to all eligible

Also called Sardar Patel Urban Housing Mission
A Centrally Sponsored Scheme & has 4 components

4.

Digital India (26 August 2014)

To achieve digitally empowered knowledge economy

Transformed version of National e-Governance Plan
worth 1 lakh crore rupees & has 9 thrust areas

5.

Make In India (25 September

2014)

To make India a global manufacturing hub

Manufacturing sector to grow over 10%
Will create 1 crore jobs per year

Skill India (15 July 2015)

To fast-track skill development efforts

Provides for an overall institutional framework
300 million will be skilled by 2022
Four initiatives were launched
Stands for Micro Units Development and Refinance
Agency Ltd.
Loans between 50000 to 10 lakh rupees provided
Has three categories Shishu, Kishor & Tarun

To achieve 100% rural electrification

Subsumed Rajiv Gandhi Gramin Vidyutikaran Yojana
Has an outlay of 76000 crore rupees

To achieve water efficiency by 2020

Will be achieved through converging existing
programmes
Has an outlay of 50000 crore rupees for 2015-20

10.

Soil Health Card Scheme (19

February 2015)

To improve farm productivity

Achieved by using appropriate nutrients
Slogan: Swasth Dharaa Khet Haraa

11.

Beti Bachao, Beti Padhao (22

January 2015)

To address the declining Child Sex Ratio issue

To celebrate the girl child & enable her education
So far 161 districts were selected in 2 phases

3.

6.

7.

MUDRA Bank Yojana (8 April

2015)

8.

Deen Dayal Upadhyaya Gram

Jyoti Yojana (25 July 2015)

9.

Pradhan Mantri Krishi Sinchai

Yojana (2 July 2015)

12.

Direct Benefit Transfer Scheme

for Kerosene (1 April 2016)

To plug leakages in kerosene delivery through PDS

Subsidy amount transferred to beneficiary accounts
Implemented in selected 26 districts of 8 states

13.

Swachh Bharat Mission (2

October 2014)

To make India 100% open defecation free by 2019

Eradication of manual scavenging is also a part
Focus is on attitudinal change

To reduce gold imports by utilizing domestic reserves

Has three gold related schemes
Gold Monetization & Gold Bond Schemes and Indian
Gold Coins
Its an Accident Insurance Scheme
Offers death and disability cover on account of an
accident
For 12 rupees premium offers 1-2 lakhs coverage

To provide for life insurance cover to the needy

For 330 rupees premium offers 2 lakh rupees coverage
Administered by the Life Insurance Corporation

To enhance old age income security of the working poor

Linked to National Pension System & administered by
PFRDA
Will get fixed pension between Rs 1000 & 5000 per
month

14.

15.

16.

17.

Swarna Bharat Yojana (5

November 2015)

Pradhan Mantri Suraksha Bima

Yojana (9 May 2015)

Pradhan Mantri Jeevan Jyoti

Bima Yojana (9 May 2015)

Atal Pension Yojana (9 May 2015)

18.

19.

Smart Cities Mission (25 June

2015)

AMRUT Yojana (25 June 2015)

To make urban areas more livable & inclusive

Focus is on building urban infrastructure
Outlay of 48000 crore rupees for 2015-20

AMRUT - Atal Mission for Rejuvenation and Urban

Development
To develop infrastructure in 500 towns and cities
Selection of cities on population & popularity basis
Outlay of 50000 crore rupees for 2015-20
HRIDAY - Heritage Development and Augmentation
Yojana
To promote inclusive & sustainable development of
heritage sites
In Phase 1 - 12 cities will be developed at 500 crore
rupees
It is an Integrated Ganga Conservation Mission
Focus is on pollution abatement and socio-economic
development
Implemented under National Ganga River Basin
Authority
Its a revamped agriculture insurance scheme
Overcomes the shortcomings in the existing schemes
Will be in force from Kharif 2016
Premium 2% (Kharif), Rabi (1.5%) & commercial
crops (5%)
To realize the ideal of Gram Swaraj
Its a village development scheme under MPLADs

20.

HRIDAY Yojana (21 January

2015)

21.

22.

23.

Namami Ganga Yojana (14 May

2015)

Pradhan Mantri Fasal Bima

Yojana (18 February 2016)

Saansad Adarsh Gram Yojana (11

October 2014)

One Adarsh Gram by 2016 and 3 by March 2019

24.

Indradhanush for Public Sector

Banks (August 2015)

The framework is meant to revamp PSBs

Consists of seven strategies
Includes establishment of Bank Board Bureau and
structural reforms

25.

Mission Indradhanush for

Immunization (25 December
2015)

To achieve full immunization coverage for all children

by 2020
Coverage against 7 life-threatening diseases

26.

Shyama Prasad Mukherji

Rurban Mission (21 February
2016)

To develop smart village on the line of smart cities

300 Rurban clusters developed in 3 years
Has an outlay of 5142 crore rupees

27.

Pradhan Mantri Ujjawala Yojana

(1 May 2016)

To provide LPG connections to 5 crore BPL families

Financial support of Rs 1600 per family
Allocated Rs 8000 crores for 3 years

28.

Stand Up India, Start Up India

(15 August 2015)

To promote bank financing for start-ups

Applicable to SC, ST & Women
Will help in entrepreneurship and job creation

29.

Nai Manzil Scheme (8 August

2015)

To address educational & livelihood needs of minorities

Focus will be on skill development for 17-35 age group

To make national highways free of railway crossings by

2019
208 ROBs/under passes will be constructed
Outlay of 10200 crore rupees

30.

Setu Bharatam Project (4 April

2016)

Some important Government Schemes

Scheme & Plan Launched by Union & State Government:

1. Pradhan Mantri Krishi Seenchayi Yojana: Pradhan Mantri Krishi Seenchayi Yojana was announced by
Prime Minister Narendra Modi.
The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of 1000
crore rupees has been allocated for implementation of the scheme.
2. Karnataka, Kerala sign MoU for Rural Livelihood Mission: As per the MoU, Kerala Governements

Kudumbashree and Karnataka State Rural Livelihood Mission are to help train and hand-hold rural Self
Help Groups (SHGs) in Karnataka.
3. Govt re-launches Varishtha Pension Bima Yojana: The government has re-launched the Varishtha
Pension Bima Yojana, for the benefit of citizens aged 60 years and above.
Note: It will provide monthly pension ranging from 500 to 5,000 rupees per month to senior citizens of the
country.
ii. The Scheme will be administrated by the Life Insurance Corporation, LIC.
4. National rural scheme on PPP model launched: Rural Development Minister Nitin Gadkari launched the
Shyama Prasad Mukherjee National Rural Mission on PPP model with an allocation of 100 crore rupees.
Note: The scheme will be initially available in three districts of the country on pilot basis. The districts are
Warangal in Andhra Pradesh and two districts in Maharashtra.
ii. The scheme is intended to stop migration from rural areas to cities. The government wants to create
infrastructure in villages so that people can get employment there and do not migrate to cities.
5. Padho Pardesh scheme for minority community: Government has launched a scheme titled, Padho
Pardesh, for providing interest subsidy on educational loans for overseas studies for students belonging to
the notified minority communities like Muslims, Christians, Sikhs, Buddhists, Jains and Parsis.
Note: The objective of the scheme is to award interest subsidy to meritorious students belonging to
economically weaker sections of the notified minority communities so as to provide opportunities for higher
education abroad and enhance their employability.
6. Government has launched the Rashtriya Gokul Mission to promote conservation and development of
indigenous breeds in a focused and scientific manner.
The mission aims at enhancing milk production, upgrading non-descript cattle using elite indigenous breeds
and distribute disease free high genetic bulls.
7. National Mission of Food Processing: scheme to minimize wastage of fruits and vegetables.
8. Chief Minister's Social Assistance (CMSA): launched in Meghalaya for widows and pensioners.

Other Important Government Schemes

BHARAT NIRMAN:
It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)
It is centrally sponsored scheme for the rural development of India started in September 2005.
There are 6 objectives in this scheme:
1. Road connectivity to the village.
2. Irrigation: To Provide irrigation facility.
3. Water Supply: To provide clean drinking water to all villages
4. Electrification: To provide Electricity to all villages
5. Housing: To construct Pakka houses for BPL house- holds under Indira Awas Yojana
6. Telecommunication: To provide telephone connectivity to all villages
JNNURM: Jawaharlal Nehru National Urban Renewal Mission:
i. It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014)
ii. Started in the year 2005 to make million plus cities squatter (Slum area) free.
There are 2 components
a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana.
b) To make transportation system faster and greener.
NRHM: National Rural Health Mission
It was started on 12th April 2005 to enhance the health facilities in rural areas.
The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide

basic information
on health and hygiene conditions as well as to guide people regarding conservation of water.
MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act
It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously it was of
100 days) of employment to BPL house hold.
This scheme is both for Urban and Rural areas.
The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009.
The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural
Labourers) which is calculated by the state government on the basis of their Per capita Income.
UIDAI: Unique Identification Authority of India.
It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every Citizen
aged above 5 years.
Its name has been changed to Aadhar.
Its model state was Karnataka (started)
The retinal identification is taken from the age group of 14 and above.
Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit
number.
Chairman: Nandan Nilkani
NFSM: National Food Security Mission
This scheme is to reduce the poverty in India under national social assistance programme.
Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to
the BPL households.
IGNOAPS: Indira Gandhi National Old age Pension Scheme
This Scheme is for the people who aged above 65 years.
The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both
Central government and State government who aged between 65 80 years.
Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80
years.
IGNWPS: Indira Gandhi National Widow Pension Scheme
The beneficiary is in between age group of 40-64 years in this scheme.
Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular
person.
Important Schemes Launched by Government of India

Pradhan Mantri Jeevan Jyoti Bima Yojana

It is a low premium insurance scheme which will link with the Pradhan Mantri Jhan Dhan Yojna.
Key points of the scheme:
(i) Age limit 18 yrs 50 yrs
(ii) Premium payable for this scheme is Rs.330 per year i.e. less than Rs.1 per day.
(iii) Risk coverage of Rs.2 Lakh in case of death for any reason.

Atal Pension Yojana (APY)

It is a scheme mainly for workers in unorganized sector. The scheme will be administered by the Pension
Fund Regulatory and Development Authority (PFRDA) and replace the previous governments
Swavalamban Yojana NPS Lite.
Key points of the scheme:
(i) Minimum & Maximum pension The subscribers who will joined the scheme would receive the fixed
pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per
month, at the age of 60 years, depending on their contributions.

(ii) Age limit: 18 yrs 40 yrs.

(iii) A subscriber can contribute for minimum period of 20 years or more and pension payment will start at
the age of 60 years.
(iv) The government of India has decided to co-contribute 50% of the subscribers contribution or Rs. 1000
per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years, i.e., from 201516 to 2019-20, who join the NPS before 31st December, 2015 and who are not income tax payers.

Pradhan Mantri Suraksha Bima Yojana

It is an insurance scheme which covers death or disablement of the policyholder caused due to accident or
accidental injuries.
Key points of the scheme:
(i) Age limit: 18 yrs 70 years.
(ii) The scheme will be a one year cover, renewable from year to year and would be administered through
the Public Sector General Insurance Companies in collaboration with Banks.
(iii) Risk coverage: The Pradhan Mantri Suraksha Bima Yojana will offer an accidental death and full
disability cover of Rs. 2 Lakh and for partial disability cover of Rs. 1 Lakh.
(iv) Premium: Rs.12 per annum. The premium will be directly auto-debited by the bank from the
subscribers account.

Sukanya Samriddhi Yojana

It is a small deposit scheme for the girl child.
Key points of the scheme
(i) Age Limit The upper age limit of the girl child for opening this account is 10 years. The govt. has
given a relaxation of one year in the upper age limit for those opening accounts till December 1, 2015
(ii) Minimum & Maximum deposit: The minimum deposit under the scheme is Rs. 1000/-. The maximum
deposit is Rs. 1.5 lakhs.
(iii) Interest rate: The government will announce the interest rate of the scheme every year. However, the
government of India has increased the rate of interest from 9.1% (2014-15) to 9.2% (2015-16) for this
financial year.
(iv) Maturity period: The maturity period of the scheme is 21 years from the date of account opening,
though deposits need to be made only for the first 14 years.
(v) The minimum lock-in in period under the Sukanya Samriddhi Yojana is 11 years.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)

Agriculture Irrigation Scheme.
Key points:
(i) Scheme aims at providing irrigation facilities to every village in the country by converging ongoing
irrigation schemes implemented by various ministries.
(ii) Budgetary allocation: 1,000 crore rupees for fiscal year 2015-16.
(iii) Funding Pattern: Centre- States will be 75: 25 per cent. In case of north-eastern region and hilly states it
will be 90:10.

Pradhan Mantri Jan Dhan Yojana

Financial inclusion initiative Pradhan Mantri Jan Dhan Yojna has entered into the Guinness Book of World
Records, by opening nearly 11.50 crore bank accounts in the shortest period of time. The Guinness Book of
World Records has also recognized the achievements made under PMJDY and has given a certificate stating
that the most bank accounts opened in one week as part of the financial inclusion campaign is 1.8 crore.
Key points:
(i) Pradhan Mantri Jan Dhan Yojana Scheme for financial inclusion launched was launched by Prime
Minister Narendra Modi on 28th Aug 2014 to help the poor open bank accounts.
(ii) The slogan of the scheme is Mera Khata Bhagya Vidhaata
(iii) The scheme aims to open minimum 15 Crore Bank accounts by 15 Aug. 2015
(iv) Every person will be eligible to receive an accident insurance cover of up to Rs. 1 Lakh. HDFC Ergo
General Insurance will provide the accident cover under the scheme
(v) An additional Rs. 30,000 life insurance cover will be provided for those opening bank accounts before
January 26, 2015. Life Insurance Corporation (LIC) will provide the life insurance cover

(vi) The scheme will provide Rs 5,000 overdraft facility for Aadhar linked accounts, and Ru Pay Debit
Card for all account holders
(vii) A minimum monthly remuneration of Rs 5,000 will be given to the business correspondents who will
provide the last link between account holders and the bank

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

The scheme aims to impart skill training to youth with focus on first time entrants to the labour market and
class 10 and class 12 drop outs.
The scheme will be implemented by the Union Ministry of Skill Development and Entrepreneurship through
the National Skill Development Corporation (NSDC). It will cover 24 lakh persons and skill training would
be based on the National Skill Qualification Framework (NSQF) and industry led standards

Bhagyashree scheme
It is girl child scheme was launched in Maharashtra. Bollywood actress Bhagyashree is the brand
ambassador of the scheme.
Key points of the scheme:
(i) The state government will deposit an amount of 21200 rupees in bank for a girl child born in a Below the
Poverty Line (BPL) family.
(ii) The scheme aims at providing one 1 lakh rupees on maturity after the girl completes 18 years of age.
(iii) The scheme would be linked to the Beti Bachao Beti Padhao scheme of Union Government.

Rashtriya Avishkar Abhiyan (RAA)

Former President of India Dr. APJ Abdul Kalam launched the Rashtriya Avishkar Abhiyan (RAA) in
New Delhi.
Key Points:
(i) The abhiyan aims to inculcate a spirit of inquiry, creativity and love for Science and Mathematics in
school children.
(ii) Rashtriya Avishkar Abhiyan is a concept developed by the Ministry of Human Resource Development.
RAA is an effort to take forward the Prime Minister Narendra Modis vision of Digital India, Make in
India and Teach in India.

Aapki Beti Humari Beti girl child scheme

The scheme launched by Haryana Chief Minister Manohar Lal Khattar in the state (Haryana).
Key points of the scheme:
(i) The scheme was launched with an aim to combat the problem of declining child sex ratio in the state.
(ii) The scheme will be implemented in both rural and urban areas of the state.
(iii) Under this scheme, the first girl child born on or after January 22, 2015, in SC and BPL families will be
eligible to receive Rs 21,000.
(iv) Similarly, all second girl children born on or after January 22, 2015 of all families will also get Rs
21,000.
(v) Families, where twin girls or multiple girls are born, will get Rs 21,000 per girl child.

New Urban Rejuvenation Mission to replace JNNRUM

According to the Urban Development Minister Venkaiah Naidu, government will replace Jawaharlal Nehru
National Urban Renewal Mission, JNNRUM with a new Urban Rejuvenation Mission to bring more areas
for development under its ambit.
Key Points
(i) Under the proposed scheme, cities with population of 1 Lakh or above will also be covered.
(ii) The new mission will focus on modern concept for cities planned using Geographic information system
(GIS), best transport facilities and will have solid and liquid waste management system to develop clean
cities. JNNRUM had already completed its term, which was launched by previous UPA government.