Beruflich Dokumente
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au
Relocation Guide
For Skilled and Business Migrants
in Melbourne and Regional Victoria
Contents
Moving to Victoria
3
Moving to regional Victoria
5
Visas 5
Customs and quarantine
6
Learning the language
6
Bringing a pet to Australia
6
Relocation assistance and support 7
Settling in Victoria
9
Temporary accommodation
12
Serviced apartments
12
Hotels and motels
12
Renting a home
13
Buying a home
14
Finding a property
14
Home loans
14
First home owner grant
15
Where to live
16
Melbourne and suburbs
16
Local government
16
Regional centres
18
Furniture 20
Essential home services
20
Power and water
20
Telecommunications
21
Telephone
21
Internet
21
Home insurance
22
Working in Victoria
Looking for your new job
Researching job markets
Applying for a job
Attending interviews
Looking for work
Pay rates
Starting your business in Victoria
LiveInVictoria.vic.gov.au
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25
25
26
26
27
28
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Moving to
Victoria
Relocation Guide
LiveInVictoria.vic.gov.au
Moving to Victoria
The Victorian Government provides information and services to professionals,
tradespeople, business owners and investors who move to Melbourne and
Victorias regional communities to live, work and do business.
1. Organise long-term
accommodation.
Relocation Guide
LiveInVictoria.vic.gov.au
7.
9.
Customs and
quarantine
Learning the
language
Bringing a pet
to Australia
Relocation assistance
and support
Relocation Guide
LiveInVictoria.vic.gov.au
Settling in
Victoria
Relocation Guide
LiveInVictoria.vic.gov.au
Settling in Victoria
Victoria has a diverse range of accommodation options available,
from freestanding dwellings to terrace houses and townhouses, to
low-rise and high-rise apartments. The majority of Victorians either
rent or own their homes.
You can look at maps of Victoria and learn more about communities
in Melbourne and regional Victoria at LiveInVictoria.vic.gov.au
Most homes in Victoria are sold or leased through a real estate agent, who
must be licensed. The Real Estate Institute of Victoria (REIV) provides lists
of real estate agents by geographical area on its website at www.reiv.com.au,
as well as codes of conduct and other useful information.
Detailed information about renting or buying a home in Victoria is available
from Consumer Affairs Victoria: www.consumer.vic.gov.au
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Where do you
want to live?
Can you see yourself living in a
coastal town, in Victorias relaxed
spa district, or maybe nestled
in a picturesque alpine town?
Theres so much to choose from
in Victorias regional areas and
the city bustle of Melbourne is
never far away.
To learn more about Victorias
unique regional communities
including schools, recreational
facilities and where your skills
are needed, visit
LiveInVictoria.vic.gov.au/regions
11
Temporary accommodation
Renting a home
Serviced apartments
Serviced apartments are fully furnished and ready to live in.
Prices range from around $60-$300 a night. Generally, a cheaper rate is
available if you stay longer. Most serviced apartments in Melbourne are
located in the inner and bayside suburbs. For more information about
serviced apartments in Victoria, visit one of the following websites:
www.visitvictoria.com
www.aussieapartments.com.au
You should inspect the rental property before you sign any agreement
and carefully check that everything works properly including the oven,
plumbing, lights, heating, security systems, door and window locks. Any
issues should be agreed with your real estate agent and recorded on a
rental inspection sheet before you sign a lease.
You will be required to pay a bond and you will often need to pay rent in
advance. Make sure you understand your lease or Residential Tenancy
Agreement before you sign it.
For more information about your rights and responsibilities as a tenant
and the process for renting a property visit the Consumer Affairs Victoria
website at www.consumer.vic.gov.au or call 1300 55 81 81.
Metropolitan and regional newspapers have rental property listings, or
you can ask a real estate agent directly about current vacancies. To find a
comprehensive list of properties for rent in Victoria visit:
www.realestate.com.au
www.australianexplorer.com/victoria.htm
www.domain.com.au
www.serviced-apartments.com.au
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13
Buying a home
Buying a house is an exciting step
and can be a daunting process. Its a
big financial commitment so make
sure youve done your research
and carefully considered all of your
options and obligations.
Finding a property
The First Home Owner Grant provides a grant from the Federal
Government to eligible first homeowners. You may also be entitled to
receive an additional payment from the Victorian Government (subject to
meeting certain requirements), which is known as the First Home Bonus.
a deposit
loan application fees
stamp duty and land transfer registration fees
government taxes, conveyancing and legal costs
insurance including mortgage insurance, home and contents insurance
building inspection fees
rates and utility connections
moving costs
ongoing mortgage repayments.
For more information about the First Home Owners Grant visit
www.sro.vic.gov.au and click on the First Home Owner Grant/Bonus link.
Many lenders will provide you with a pre-approval service so you know
how much you can borrow before you begin house hunting.
To learn more about buying a property visit the Consumer Affairs Victoria
website at www.consumer.vic.gov.au and search for Real Estate A Guide for Buyers and Sellers.
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15
Where to live
Melbourne and suburbs
The city of Melbourne is situated on Port Phillip Bay.
The inner city itself is known as the Central Business
District (CBD) and it is becoming increasingly popular
as a residential area. The suburbs radiate from the CBD.
The inner suburbs, such as South Melbourne, South
Yarra, Carlton and Fitzroy, contain some of Melbournes
oldest housing, as well as some new developments.
Real estate in these areas is relatively more expensive,
although there are some affordable options.
The bayside suburbs stretch south along the eastern
edge of Port Phillip Bay. Close to the city are the
popular areas of Port Melbourne and St Kilda. These
are very fashionable areas that are renowned for their
restaurants, bars and nightlife.
The inner eastern suburbs contain some of
Melbournes most exclusive areas including Toorak,
with its large houses and beautiful tree-lined streets.
Further out, suburbs such as Hawthorn, Kew and
Camberwell are slightly more affordable and very
attractive areas for families.
The inner northern and western suburbs are historically
industrial areas which are undergoing a transformation.
Suburbs such as Kensington and Yarraville are
considered to be Melbournes up-and-comers. They
are very close to the city, are well serviced and are still
relatively well priced.
Sunbury
Bacchus Marsh
Craigieburn
Melton
Caroline Springs
Brunswick
Lilydale
Kensington
Altona
Local government
Carlton
Kew
South Melbourne
Toorak
St Kilda
10km
Point Cook
Eltham
Glenroy
Werribee
20km
Geelong
Springvale
Dandenong
40km
50km
Glen Waverley
Ferntree Gully
Sandringham
30km
60km
Brighton
Box Hill
Berwick
Carrum
Frankston
Cranbourne
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Regional centres
Victorias regional centres, each have
their own character, and a good range
of housing options.
18
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Furniture
There are many options in Melbourne when it comes
to furnishing your home. Some rental homes are
advertised as fully furnished. In this case you will not
need to purchase major items of furniture, but you may
still require smaller items such as kitchen utensils.
Furniture stores are generally able to organise delivery
of your purchases. A range of furniture retailers from
exclusive to budget are available across the state,
although they may be limited in regional areas.
There are also many second-hand and discount
furniture stores for home wares.
Unless specifically stated, homes for rent do not come
furnished. You will need to buy or rent your own
furniture and appliances. Your real estate agent can
advise exactly what is provided with the home.
Telecommunications
Internet
Connecting to essential
services made easy
Services such as ConnectNow and UtilityOne can
organise connection of your home facilities and
utilities such as power, water, internet and telephone
on your behalf. Visit www.connectnow.com.au or
www.utilityone.com.au for more information.
20
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21
Working in
Victoria
Home insurance
Whilst not mandatory, most Victorians take out
insurance cover for their homes and belongings.
There are many different companies offering insurance
products. It is important that you consider your
insurance policy carefully and check for no claim
periods and premiums which must be paid before a
claim will be paid.
The Australian Securities and Investment Commission
(ASIC) provides advice on selecting an insurance policy.
Visit www.moneysmart.gov.au and type home and
contents insurance into the search tool.
22
Moving in checklist
q
D
istribute your new address to family, friends and
relevant companies.
P
urchase home and contents insurance and
security if required.
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23
Working in Victoria
Looking for your new job
New residents find work in Victoria in a number of industry areas including
engineering, teaching, health, finance, information and communications
technology as well as some trades.
Finding employment in Victoria is essential to settling in and involves a
number of steps:
Researching job markets
Searching for a job involves looking at the advertised job market as well
as tapping into networks and approaching companies for jobs that are
not advertised.
The advertised job market comprises less than a quarter of the overall
market, and more than 65 per cent of jobs are not advertised. Therefore,
you need to concentrate on both avenues. You can access unadvertised
jobs by contacting employers directly, and by utilising your personal and
professional networks.
Employers in Victoria place job advertisements in the metropolitan,
regional and national print media as well as in the electronic media.
The two metropolitan daily newspapers in Melbourne publish the most
comprehensive range of advertisements on Saturdays, although, both
also carry job advertisements throughout the week. Many trades and
professions also have dedicated publications and websites which may
contain job advertisements.
Employment websites publish new job advertisements daily. You can also
have job alerts emailed to you based on criteria you have chosen, such as
industry sectors and locations or to include your resume in a database that
can be searched by potential employers.
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Attending interviews
www.seek.com.au
www.jobsearch.gov.au
www.careers.vic.gov.au
www.careerone.com.au
www.mycareer.com.au
www.nowhiring.com.au
www.careerjet.com.au
www.linkme.com.au
26
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Money and
finance
Pay rates
Starting your
business in Victoria
28
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Banking
Relocation Guide
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LiveInVictoria.vic.gov.au
31
Education
and childcare
Tax
Like most countries around
the world, the Australian tax
system has many intricacies. If
you have detailed questions, it is
recommended that you see a tax
specialist or accountant. You can find
a tax specialist or accountant using
a directory such as the Yellow Pages
website www.yellowpages.com.au
Tax is collected by the Australian
Taxation Office (ATO). If you earn
any money in Australia you must
have a Tax File Number (TFN). You
can apply for a TFN online from
the ATO at www.ato.gov.au or in
person at the ATO or Centrelink.
Visit www.centrelink.gov.au for
office locations. It is important to
do this early after your arrival.
It is also important to provide your
bank with your TFN when opening
an account, as this will reduce
certain fees and charges.
Saving for
retirement
Personal income tax is levied on a
sliding scale. Australian residents
are not taxed on the first $6000
earned in any one yearthis is
called the tax-free threshold. You
may not be classed as an Australian
resident if you have been living
in Australia less than six months,
meaning tax is payable on every
dollar earned. The standards used
to classify you as a resident for tax
purposes are not the same as those
used for classification for your
immigration and visa status.
The Goods and Services Tax (GST)
is a tax of 10 per cent on most
goods and services, known as a
value-added tax, or VAT, in some
countries. GST is included in the
advertised or ticket price on items.
When you receive your receipt of
purchase, it will state how much
GST you have paid for the items.
GST does not apply to most food,
education, health services and
eligible childcare, as well as other
goods and services.
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34
Occasional care
LiveInVictoria.vic.gov.au
Playgroups
Playgroups are groups of parents, carers and their
young children who meet regularly. Playgroups provide
opportunities for children to learn and develop through
play and for parents/carers to develop friendships and
support. These groups are largely self-directed, and
parents are responsible for the care of their children
when attending playgroup. For more information,
visit Playgroup Victoria, at www.playgroup.org.au
Kindergarten
The Victorian kindergarten program is usually for one
year prior to children entering school. All four year olds
have the opportunity to attend kindergarten where they
develop social and physical skills. For more information
visit www.education.vic.gov.au/ecsmanagement/
careankinder
35
School
Primary school
Most students in Victoria (65 per cent) attend government
schools. To find information about schools in a particular
area visit www.education.vic.gov.au/schoolsonline
36
Education fees
Instruction fees for government schools in
Victoria are voluntary for all permanent residents
and some temporary residents, although some
costs may be applicable for goods and services.
Fees are payable for private schooling and for any
post-secondary education.
Secondary school
Children usually begin secondary or high school when
they are 12 years old. Secondary school begins with
year seven and goes through to year 12. In years 10 to
12 students continue exploring future pathways such as
tertiary education, training or employment.
In their final two years students complete the Victorian
Certificate of Education (VCE) or the Victorian
Certificate of Applied Learning (VCAL) which
recognise the successful completion of secondary
education. The VCE provides opportunities for students
to acquire skills and knowledge in a wide range of
studies. VCE results also allow for entry to further
education. The VCAL is a hands-on option for Years
11 and 12 students, offering practical work-related
experience and learning. Like the VCE, VCAL is an
accredited secondary certificate and may lead to further
education and training.
The Vocational Education and Training (VET) in
Schools programs comprise nationally recognised VET
certificates undertaken by senior secondary students as
part of their VCE or VCAL. They provide a vocationally
oriented program of studies leading to a secondary
school certificate. VET in Schools programs are typically
delivered through partnership between schools,
industry and training providers.
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Health and
welfare
Tertiary education
Melbourne is renowned for its universities, vocational
education and world-class research institutions.
University
University students can gain a professional qualification
with a theoretical focus. Some courses provide specific
work skills, (e.g. accounting or medicine) while others
provide more generalist skills.
There are nine universities operating in Victoria eight Victorian public universities and two campuses
of the Australian Catholic University, which operates
in several States and Territories. Four of the nine
universities are dual-sector institutions, having both
a TAFE division and a university. These allow more
flexible pathways into higher education through
the transfer of credits between TAFE and higher
education courses.
Higher education in Victoria is delivered by public
universities and private higher education providers,
including TAFE institutions and interstate universities.
Private providers who are accredited to deliver higher
education courses in Victoria, offer courses equivalent in
standard to those offered by public universities.
Domestic students are eligible for Commonwealth
supported university places. These places are primarily
funded by the Australian Government, and the student
makes a partial contribution which can be paid upfront
or deferred. The loan is repaid once a student graduates
and their income passes a minimum repayment
threshold. Fees vary according to the course of study.
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Medicare
Most regular health services, such as doctors, hospital
care and optometry, are available free or at low cost
through Medicare. Medicare is funded by the Australian
Government through taxes and the Medicare levy.
40
Relocation Guide
Medicare checklist
q
LiveInVictoria.vic.gov.au
41
Getting
around
Victoria
Government benefits
and payments
Multicultural Commission
Community Directory
Hospitals
Sunburn
UV radiation from the sun can cause serious short term
and long-term damage to your skin and your health
including skin cancer. Australia has one of the highest
rates of skin cancer in the world, so it is very important
that you protect yourself and your family from the sun.
You can protect yourself from the sun by:
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Public transport in
regional centres
Disabled access
Taxis
Cycling
Street directories
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48
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Enjoying the
lifestyle
Petroleum
Tollways
Airport transfer
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Fresh produce
markets
Food
To find specialty foreign food stores you may wish to consult your local
council or an ethnic community organisation.
There are also many large-scale open markets in and around Melbourne,
which offer a huge range of food and fresh produce. An absolute must-visit
market is the Queen Victoria Market. It is located on the corner of Elizabeth
and Victoria Streets, at the northern edge of the city centre. For more
information visit www.qvm.com.au
Regional Victoria and Melbourne have a wide range of farmers
markets which offer farm fresh food. To find a farmers market visit
www.farmersmarkets.org.au and click on the Victoria link.
Prahran Market:
www.prahranmarket.com.au
South Melbourne Market:
www.southmelbournemarket.
com.au
Preston Market:
www.prestonmarket.com.au
Dandenong Market:
www.dandenongmarket.com.au
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Dining out
As well as shopping for food,
Melbourne is regarded as a foodlovers capital. Whatever your
preference for dining, Melbourne
has excellent restaurants, cafes and
bars to offer. There are thousands
of places to eat in the city and
throughout the suburbs. Regional
centres all have a good selection of
restaurants to choose from as well.
Many restaurants are open all day;
others may only open for lunch and
dinner, or some for breakfast and
lunch. Depending on the restaurant,
you may need to make a reservation
as some are very popular and often
booked out weeks in advance.
Generally, cafes are more casual
and you can usually walk in off the
street and get a table.
Nightlife
Sporting life
Cultural events
Melbournes nightlife is as
exciting and vibrant as anywhere
in the world.
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Shopping
Melbourne has a vibrant retail
shopping scene whether you are
looking for high end, big-brand
fashion, cutting edge young designs
or a bargain. The small laneways
and alleys are favoured by many
locals, and are filled with tiny and
often little-known, yet highlyrespected, designer boutiques and
specialist accessories stores. There
are also two major department
stores in the Myer and David Jones.
Good shopping can also be found
in Victorias major areas and
regional centres. These areas usually
have large shopping centres which
can include department stores
as well as specialist retailers and
shopping precincts.
Almost all stores accept major credit
cards as well as cash and EFTPOS
(direct debit cards). Some places
accept cheques, although they are
less common. In general, exchanges
are accepted on faulty products,
provided you provide your receipt
of purchase. Many retailers may
offer an exchange if you change
your mind.
56
Ten things to do
in Victorias parks
National parks
1. Go bushwalking
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57
Maps and
other useful
information
Media
Australia has an open and diverse media system.
Newspapers
Television
Radio
www.theage.com.au
www.heraldsun.news.com.au
www.theaustralian.news.com.au
All regional areas have their own
local newspapers such as
The Courier in Ballarat, the
Geelong Advertiser and the Bendigo
Advertiser. Many local newspapers
are home delivered. This service
is sometimes free of charge. There
are also many foreign language
newspapers available throughout
Melbourne. For an alphabetical
listing of Victorias regional and
metropolitan newspapers visit
www.newspapers.com.au
Australian free-to-air TV is
becoming digital-only, requiring
televisions to either have an in-built
digital tuner or digital set top box.
The switchover is expected to be
complete by the end of 2013.
For more information visit
www.digitalready.gov.au/
Pay television is available in
Australia, and approximately a
quarter of the population subscribes
to either:
Foxtel www.foxtel.com.au
Optus www.optus.com.au
Austar www.austar.com.au
Television program guides are
published regularly in major
metropolitan and regional
newspapers. You can also view the
television program guide for your
area at www.yourtv.com.au or
www.ourguide.com.au/vic
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Telephone directories
There are two main directories for telephone and addresses.
The Yellow Pages is used for business listings and is organised by category
of business; and the White Pages is used for residential and business
listings, arranged alphabetically. Both directories can be searched online,
at www.yellowpages.com.au and www.whitepages.com.au
Hard copies are delivered free of charge annually or can be obtained from
Australia Post offices.
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Fire restrictions
Postal system
Smoking
3. Turn off the tap when brushing your teeth and shaving.
Save 4000 litres of water a year (if you brush for 3
minutes). Instead, use a glass of water to rinse your
mouth. And remember to turn off the tap while shaving,
and save up to 3500 litres per year.
And a half. Halve your shower time and save 8 per cent
of your water.
Source: Office of Water, Department of Sustainability and Environment.
Our Water Our Future www.ourwater.vic.gov.au
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Daylight savings
Public internet
access
Specific dates are set for daylight savings and you can find these dates on
the Victoria online website at www.vic.gov.au by clicking on the About
Victoria and Tourism link.
Relocation
assistance and
support
There are a number of networks
and directories that provide links
and support for new residents.
You can find services, advice and
even new friends through these
networks. For more information
visit www.newcomersnetwork.com
or www.relocationnetwork.com.au
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Coach Service
Please note: the below map does not show every destination available on V/Line services.
Correct as at September 2006. Not to scale.
Mildura
Robinvale
Ouyen
Griffith
Piangil
Manangatang
Pinnaroo
Swan Hill
Sea Lake
Finley
To Adelaide
Deniliquin
Tocumwal
Barham
Hopetoun
Kerang
Birchip
Barmah
Nathalia
Moama
Pyramid
Echuca
Warracknabeal
Nhill
Kyabram
Rochester
Donald
Dimboola
To Adelaide
Wedderburn
Stanhope
Elmore
St Arnaud
Horsham
Rupanyup
Murtoa
Dunolly
Halls Gap
To Adelaide
Creswick
Skipton
Hamilton
Casterton
Ballarat
Derrinallum
Mortlake
Mt Gambier
Heywood
Camperdown
Koroit
Portland
Port Fairy
Kyneton
Terang
Warrnambool
Port
Campbell
Woodend
Sunbury
Anglesea
Lorne
Apollo Bay
Cowes
Mt Beauty
Bright
Mansfield
To Narooma &
Batemans Bay
Mt Buller
To Canberra
Whittlesea
Craigieburn
Melton
Bacchus
Ringwood
Marsh
Werribee
Melbourne
Dandenong
Lara
(see inset)
Geelong
Colac
Beechworth
Wangaratta
Benalla
Seymour
Wallan
Yea
Castlemaine
Daylesford
Ararat
Glenthompson
Wodonga
Springhurst
Shepparton
Heathcote
Avoca
To Canberra
Albury
Rutherglen
Yarrawonga
Numurkah
Murchison
East
Bendigo
Maryborough
Stawell
Mulwala Corowa
Cobram
Cohuna
To Sydney
Cann River
Maffra
Orbost
Bairnsdale
Warragul
Lakes Entrance
Lang Lang
Traralgon
Korumburra
Leongatha
Anderson
Wonthaggi
Cape Inverloch
Paterson
Sale
Yarram
TO BENDIGO
TO SEYMOUR
TO BALLARAT
Sunbury
Craigieburn
Melton
Watergardens
Broadmeadows
Rockbank
MELBOURNE
Essendon
METRO
North Melbourne
Sunshine
Flinders St
Footscray
Newport Southern Richmond
Cross Station Caulfield
Werribee
(Spencer Street)
Clayton
TO GEELONG
Dandenong
Berwick
Pakenham
TO GIPPSLAND
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Index
Accommodation
11, 12, 14
Airport transfer
50
Internet
21, 64
Insurance - car
49
47-48
School 36-37
Ambulance 42
Insurance home
14, 22
Services
14
Insurance - health
41-42
Shopping
53, 56
31
Jobs 23-28
Smoking
54, 63
28
Kindergarten 35
Childcare 35-36
Languages 6
Sport 55
Licence - driving
48
Street directories
16
Suburbs 16
53-56
5, 8, 16
42
47
Cycling 47
Maps
17, 65-67
Sunburn 42
Daylight savings
64
Media 58
Superannuation 32
Dining out
54
Medicare 41
Tax
Disabled access
46
Mobile phone
21
Taxis 46
48
Money 29-32
Telecommunications 21
Education 33-38
Moving in checklist
Telephones
Electricity 20
Telephone directories
61
Emergencies 42
National parks
Telephone numbers
61
Employment 23-28
Newspapers 58
Television 58
English classes
Nightlife 54
Tertiary education
Entertainment 51-58
Parks 57
Tipping 54
Pay rates
28
Tollways 50
58
Training 38
20-22
5, 22
57
32
21, 61
38
Fire restrictions
63
Pay TV
15
Pets 6
Trains
45, 65
Food 53-54
Petroleum 50
Trams
45, 66
Fuel 50
Postal system
Furniture 20
Power 20
Transport
Gas
Preschool 35
University 38
20 (Power), 50 (Fuel)
63
43-50, 65-67
Governments benefits
42
21, 64
Useful information
61-64
Guide dogs
46
Vehicle registration
49
39-42
Health care
41-42
Quarantine 6
Visas 5
Health insurance
41-42
Radio 58
Water
Home insurance
14, 22
Real estate
Water restrictions
Home loans
14
Home prices
14-15
Regional centres
46, 67
13-16
20, 62
62
Relocation assistance
7, 64
Hospitals 42
Renting
Housing
Retirement 32
11-15, 18
48-50
11-13, 20
Disclaimer
The information contained in this relocation guide is for general information purposes only. The State Government of Victoria aims to keep this information as accurate
as possible however we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with
respect to the information providers or service providers represented.
Throughout this relocation guide you are able to link to other websites and services which are not under the control of the Victorian Government. The Victorian
Government is not responsible or liable for any information or services appearing on or accessible through any linked websites and has no control over the nature, content
and availability of those sites. The inclusion of any reference to any organisation or person (by website link or otherwise) does not imply a recommendation or endorsement
of the views expressed within them by the Victorian Government.
In no event will the Victorian Government be liable for any loss or damage risk incurred by you or any other person as a consequence (directly or indirectly) of the use, or
reliance on, or application of the relocation or any information or material contained in it including without limitation, indirect or consequential loss or damage, or any loss
or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this guide.
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Relocation Guide
Contact details
For further information or assistance, contact:
Skilled and Business Migration Program
Department of Business and Innovation
State Government of Victoria
GPO Box 4509
Melbourne Victoria 3001
Australia
Skilled Migration
Tel: +61 3 9651 9756
Email: skilled@LiveInVictoria.vic.gov.au
Business Migration
Tel: +61 3 9651 9743
Fax: +61 3 9651 9792
Email: businessmigration@LiveInVictoria.vic.gov.au
LiveInVictoria.vic.gov.au