NABARD Status of Microfinance in India - 2015-16

Status of microfinance in India
DISCLAIMER
This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from
various reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data,
NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data
inaccuracies, if any, reported in this publication.
SHGs, Saving for the present, securing the future
FOREWORD
Achieving balanced and inclusive economic growth is a key challenge faced by policy makers in countries around the
world. Gains of economic growth are easily accessible to relatively advantaged, who find it easier to participate in the
growth process while, poor people have to wait much longer to reap the benefits. Engaging these sections of society
to mainstream economically is essential to achieve equitable growth, which is critical for the long-term sustainability of
social development and economic prosperity.
Microfinance sector has responded to these challenges admirably in the last 20 years. NABARD is proud to say that the
Self Help Group- Bank linkage programme, which is the largest microfinance programme in the world, today touches
101 million households through 7.9 million SHGs with thrift & deposits of about INR 1,36,914 million, annual loan
offtake of INR 3,72,869 million and loan outstanding of nearly INR 5,71,192 million.
Despite these milestones, a large section of the poor population still remain unreached and even majority who are
in the SHG fold face the issue of inadequate credit. Bridging the last mile gap and forging partnerships to meet the
myriad needs of the poor and to ensure sustainable livelihoods to them are the biggest challenges being faced today. I
exhort all stakeholders viz. the banks, the SHG Federations, the NGOs, the MFIs, the Government agencies to put their
compassionate foot forward to bring together complementary resources to address complex development problems
that no one agency can address alone.
During the year, NABARD and NRLM collaborated in a meaningful way to bring greater synergy in efforts and in taking
SHG Bank linkage programme to a higher plane. NABARD revisited its policy and added selectively the NGO-MFIs as
partners in SHG formation in priority states and also revised the handholding period for fresh projects to four years.
During the year a new sustainable livelihood initiative viz. Livelihood Enterprise Development Programme (LEDP) has
also been introduced. LEDP is a project based approach encompassing the complete value chain for offering end to end
solutions to the SHG members in a cluster of villages.
Being a movement, implemented through various channel partners poses its own problems in publishing reliable data.
NABARD had however, taken up this onerous task and is painstakingly collecting, collating and publishing the same
as Status of Microfinance in India year after year. This document which has received accolades from policy makers,
researchers as well as practitioners in the past will find it compelling this time also. I congratulate the entire team of
Micro Credit Innovation Department (MCID) for bringing out such useful Year Book and it gives me great pleasure in
placing this publication before you.
Dr. Harsh Kumar Bhanwala
Chairman, NABARD
Contents
PARTICULARS
Page No.
Highlights - SHG - Bank Linkage Programme 2015-16
Status of Micro Finance in India 2015-16
No.
STATEMENTS
I-A
Savings of SHG with Banks - Agency-wise position as on 31 March 2016
49
I-B
Bank loans disbursed to SHGs - Agency-wise position during 2015-16
49
I-C
Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2016
49
I-D
Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2016
50
I-E
Agency-wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on
31 March 2016
50
II-A
Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on

31 March 2016
51
II-B
Bank Loans disbursed to SHGs during the year 2015-16 - Region-wise/State-wise/ Agencywise position
52
II-C
Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as

on 31 March 2016
53
II-D
Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise

position as on 31 March 2016
54
II-E
Savings of SHGs with Banks under NULM- Region-wise/State-wise/Agency-wise position as

on 31 March 2016
56
II-F
Bank Loans disbursed to SHGs under NULM during the year 2015-16 - Region-wise/Statewise/ Agency-wise position
57
II-G
Bank Loans Outstanding against SHGs under NULM - Region-wise/State-wise/Agency-wise

position as on 31 March 2016
58
II-H
Non Performing Assets against Bank Loans to SHGs under NULM- Region-wise/State-wise/
Agency-wise position as on 31 March 2016
59
III-A(i)
Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016
60
III-A(ii)
Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016
82
III-B
Savings of SHGs with Regional Rural Banks as on 31 March 2016
89
III-C
Savings of SHGs with Co-operative Banks as on 31 March 2016
93
IV-A(i)
Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16
104
IV-A(ii)
Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16
126
IV-B
Bank Loans disbursed by Regional Rural Banks to SHGs during 2015-16
133
IV-C
Bank Loans disbursed by Co-operative Banks to SHGs during 2015-16
137
PARTICULARS
V-A(i)
V-A(ii)
Bank loans outstanding against SHGs as on 31 March 2016 - Public Sector Commercial
Banks
Bank loans outstanding against SHGs as on 31 March 2016 - Private Sector Commercial
Banks
Page No.
148
169
V-B
Bank loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks
176
V-C
Bank loans outstanding against SHGs as on 31 March 2016 -Co-operative Banks
180
VI-A(i)
NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2016
191
VI-A(ii)
NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March
2016
212
VI-B
NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2016
219
VI-C
NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2016
223
Bank Loans provided to MFIs during 2015-16 and NPAs and Recovery Performance
234
VIII(A)
NABARD Support for training and capacity building SHG-BLP during 2015-16
236
VIII(B)
NABARD Support for training and capacity building JLG stakeholders during 2015-16
238
VIII(C)
Training and capacity building for SHG-BLP during 2015-16 from WSHG Development Fund
239
IX-A (I)
State-wise Grant Support sanctioned to Non Government Organizations (NGOs) functioning

as SHPIs as on 31 March 2016
State-wise Grant Support sanctioned to anchor NGOs under WSHG Scheme (in LWE affected
and backward districts) as on 31 March 2016
State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs
as on 31 March 2016
State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs as on
31 March 2016
State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as
SHPIs as on 31 March 2016
State-wise Grant Support sanctioned to Farmers Clubs functioning as SHPIs as on
31 March 2016
State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on
31 March 2016
VII
IXA (II)
IX-B
IX-C
IX-D
IX-E
IX-F
240
241
242
243
244
245
246
IX-G
State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2016
246
IX-H
Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2016
246
IX-I
State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLPIs)
as on 31 March 2016
247
Data on financing of JLGs as on 31 March 2016
248
XI-A
Agencies having outstanding Revolving Fund Assistance as on 31 March 2016
249
XI-B
Agencies having outstanding Capital Support as on 31 March 2016
250
Glossary / Abbreviations
251
Taking Rural India >> Forward
Highlights of the SHG-Bank Linkage Programme 2015-16

Sr.
No.
Achievements
Particulars
Physical
(No. in lakh)
Financial
(` in crore)
Total number of SHGs saving linked with banks
79.03
13691.39
(i)
Out of total SHGs - exclusive Women SHGs
67.63
12035.78
(ii)
Out of total SHGs- under NRLM/SGSY
34.57
6244.97
(iii)
Out of total SHGs -under NULM/SJSRY
4.45
1006.22
Total number of SHGs credit linked during 2015-16
18.32
37286.90
(i)
16.29
34411.42
(ii)
Out of total SHGs under NRLM/SGSY
8.16
16785.78
(iii)
Out of total SHGs under NULM/SJSRY
1.11
2620.22
Total number of SHGs having loans outstanding as on 31 March

2016
46.73
57119.23
(i)
40.36
51428.91
(ii)
Out of total SHGs - under NRLM/SGSY
21.91
26610.16
(iii)
Out of total SHGs - under NULM/SJSRY
3.13
3979.75
Average loan amount outstanding/SHG as on March 2016 (in `)
122242.39
Average loan amount disbursed/SHG during 2015-16 (in `)
203495.24
Estimated number of families covered up to 31 March 2016
No of Banks and Financial Institutions submitted MIS (in number)
Data on Joint Liability Groups
(i)
Joint Liability Groups promoted during the year 2015-16
(ii)
Loan disbursed to Joint Liability Groups (JLGs) during the year

2015-16
(iii)
Cumulative Joint Liability Groups promoted as on 31 March 2016
(iv)
Cumulative loan disbursed to JLGs as on 31 March 2016
1010
392
5.72
6160.72
17.34
17336.95
Achievements
Sr.
No.
Particulars
Support from NABARD
(i)
Capacity building for partner institutions
Physical
(No. in lakh)
Financial
(` in crore)
Under SHG-BLP and JLGs

Number of Programmes conducted during 2015-16 (in no.only)
3906
Number of participants covered during 2015-16 ( in lakh)
1.21
Cumulative number of participants trained upto March 2016

(in lakh)
34.02
Under WSHG Scheme (in LWE affected and backward districts)
(ii)
Number of Programmes conducted during 2015-16 (in no. only)
1194
Number of participants covered during 2015-16 (in lakh)
0.38
Refinance Support
Refinance to banks during 2015-16
6906.03
Cumulative refinance released upto 31 March 2016

(iii)
Revolving Fund Assistance (RFA) and Capital Support to MFIs

RFA outstanding as on 31 March 2016
7.25
Capital support outstanding as on 31 March 2016
4.42
Refinance disbursed to NBFC-MFIs during 2015-16

(iv)
37663.60
2300.00
Grant assistance to SHPIs for promotion of SHGs under SHG-BLP

Grant assistance sanctioned during 2015-16
29.49
Cumulative sanctioned upto 31 March 2016
330.78
(v)
Cumulative grant assistance sanctioned to anchor NGOs for

promotion of SHGs under WSHG Development Scheme upto 31
March 2016
204.98
(vi)
Cumulative grant assistance sanctioned to JLPIs for promotion of

JLGs upto 31 March 2016
129.30
STATUS OF MICROFINANCE IN INDIA 2015-16

1.
Introduction
1.1
Inadequacies in access to formal finance has led to the growth of microfinance in India. In India
microfinance operates through two main channels viz. a) banking system through the SHGs under SHG-Bank
Linkage Programme (SHG-BLP) and JLG bank lending programme and b) through Micro Finance Institutions
(MFIs) lending through individual and group approach.
1.2
Microfinance Institutions in India emerged in the late 1980s in response to the gap in availability of
banking services for the unserved and underserved rural population. Their business proliferated in 1990s
under the open economy regime. Most of the institutions that entered the field were from the social sector
and hence they took the legal form of trusts or Societies. However, not-for-profit status of those institutions
started becoming a limitation for the sustainability and scalability forcing them to morph as MFIs with the
business growth. However, due to specificity of the business they were pursuing, these institutions were then
registered as NBFC-MFIs under the category created by RBI based on Malegam committee recommendations.
1.3
MFIs have evolved into a vibrant segment of financial sector exhibiting a variety of business models
in recent years. Non adherence to rules and going overboard, by some MFIs, had brought a setback to the
sector, albeit temporarily. But the sector regained its traction from 2012 onwards and is showing a consistent
growth. Spate of policy actions to strengthen the regulation of MF sector, including RBI guidelines on NBFCMFIs and inclusion of loans to MFIs by banks under priority sector had done a world of good for the sector.
As a result, lending by MFIs exhibited a robust growth with 50% jump in loans disbursed consecutively
during last three years from ` 23682 crore during 2013-14 to ` 37599 crore and further to ` 61860 crore
during 2015-16 (as per MFIN data).
The success and outreach of MFIs, especially the large ones both in credit and financial penetration enabled
them to obtain approval to operate as mainstream banks/ Small Finance banks which will facilitate lowering
the cost of funds and also passing on the benefit to their clients.
1.4
Despite the positive trend being exhibited there is a lurking fear regarding overheating of the sector,
multiple financing to the poor clients, poor financial literacy and some grey areas in regulation. Competition
to secure and retain the clients by many MFIs both old and new may again lead to over indebtedness and the
domino effect needs to be avoided at any cost.
1.5
SHG-BLP is rather uncharitably being compared by many with MFI led Micro finance programmes
ignoring its contribution in terms of thrift & savings, handholding to inculcate financial literacy, provision of
credit besides bringing community participation and building social capital etc. In the last four-five years,
the buzz was that SHG-BLP had lost its focus and has been overshadowed by the MFI sector in the country,
which is growing at a faster rate and more efficiently through corporate, regulatory, environmental, financial
and technology support. While the growth of MFI sector has been phenomenal, driven mainly by corporate
entities, the SHG Bank Linkage Program has also been growing steadily despite its slow growth in priority
states, concerns regarding book keeping, quality of groups and diminishing attention of banks.
1.6
While discussing the contribution of SHG-BLP, unfortunately emphasis is laid more on financial aspects
rather than the seminal social aspects of the SHG programme. We need to remember and continuously
emphasize the fact that SHG is a tool for holistic empowerment of poor and not just a provider of credit or a
conduit of financial inclusion. The thrust of the affinity Self Help Groups is on imbibing the ability among poor
women to self-manage their finances, participation in decision making, assuming leadership role, collective
action, learning the ropes of banking etc. To bring more and more poor women into SHG fold and also to
realize the ultimate potential, rejuvenation of institutions for imparting training to stakeholders on various
crucial aspects and also the capacity building for members is the need of the hour.
1.7
Efforts of NABARD during the year had paid off and can be seen in the turnaround made. It is heartening
to share that green shoots are visible in all aspects of the movement as compared to last year. There was
a net addition of 2.06 lakh SHGs during the year increasing the number of SHGs having savings linkage to
79.03 lakh as on 31 March 2016. During the year, banks disbursed loan of ` 37,287 crore, recording 35%
increase over the last year. The savings outstanding of SHGs with banks as on 31 March 2016 has reached
an all-time high of ` 13,691 crore. Assuming that about one-third of thrift of SHG is kept as savings with
banks and rest used for internal lending, total thrift mobilized by SHGs may be to the tune of ` 41,000 crore.
The total bank loan outstanding to SHGs increased by 10.8% and stood at ` 57,119 crore against ` 51,545
crore as on 31 March 2015. By including internal lending at two times of the savings lying with banks, total
microcredit through SHG-BLP channel was of the order of ` 78,000 crore. With higher growth in SHG-BLP in
priority states, there has been correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern
Region in number of SHGs has declined from almost half (49.75%) in 2013-14 to 44.87% in 2015-16. The
most heartening development during the year is improved repayment and reduced NPA in SHG-BLP. The
gross NPA of bank loans to SHGs declined by about 100 basis points from 7.4% as on 31 March 2015 to
6.4% as on 31 March 2016. This was achieved in a year when there was overall deterioration in quality of
assets and mounting NPAs in the banking sector.
2.
What led to the positive story during the year?
The answer perhaps is the coordinated efforts by all the stake-holders. NABARD led the process through
establishment of an Advisory Board under the chairmanship of DMD, NABARD and members drawn from
various stake-holders including MoRD, DFS, Banks, Sa-Dhan, MCRIL, etc. to give focused direction to
the movement. Secondly increased coordination between NABARD and NRLM during the year also led to
improved focus on capacity building of bankers, SHG promoters and SHGs. Digitisation pilots implemented
by NABARD in two districts have been successful in bringing back the interest of bankers in the movement.
NABARD also introduced new livelihood framework i.e. Livelihood and Enterprise Development Programme
(LEDP) during the year and the Centre for Microfinance Research (CMR) was made functional again at BIRD.
Regular interaction among stake-holders through workshops, seminars and sensitisation of senior bankers
as well as recognizing good performances in the SHG-BLP sector both at National and State level forums
also led to better involvement of the stakeholders in the movement.
SHG-BLP Strategic Advisory Board

An Expert Group on DFI for Women SHGs was set up by MoRD, GoI under the Chairmanship of Smt.
Usha Thorat, Ex-DG, RBI. To operationalize the recommendation of the Expert Group, a meeting of DFS,
MoRD and NABARD officials was held on 19 February 2015 under the Chairmanship of Dr. Hasmukh
Adhia, Secretary (FS), DFS. It was decided in the meeting that a separate institution for facilitating greater
credit flow to Women SHG is not required as the related functions were already a part of NABARDs
overall mandate and NABARD has been successfully performing the same. Accordingly, the alternative
recommendation of the Expert Committee of carrying out these functions departmentally within NABARD
with an Advisory Board to give a proper focus was approved for implementation. The members of the
Board should consist of representatives of stake-holders including NRLM and MoRD.
Accordingly, NABARD has constituted the SHG-BLP Strategic Advisory Board under the Chairmanship of
Deputy Managing Director, NABARD and other stake holders as members including representatives of
DFS, NRLM, RBI, bankers and domain experts.
The Board will primarily focus on a strategic action plan on SHG-BLP, evolving quality standards, financial
literacy, digitization of SHGs, livelihood promotion, creating proper eco-system for SHG-BLP and other
functions facilitating greater credit flow to SHG.
First meeting of the Board was held during the year.
3.
Way forward
3.1
It is needless to surmise that both the mF models will coexist in the country for a long time to come.
While the MFI model reaches microcredit quickly and efficiently to the financially excluded, the SHG-BLP
programme besides credit and savings provides wholesome social and economic justice to the excluded and
deprived section of the society and has proven itself as an invaluable platform for inclusive growth.
3.2
As interest outgo undermines the ability of the poor client to earmark some funds for education, health
etc., MFIs need to bring about more efficiency in their operations so as to lower the cost of delivery. They
further need to introspect and orient themselves to more responsible finance - avoiding multiple financing,
over indebtedness, reporting to Credit Bureaus, adherence to the code of conduct and increasing their reach
to most excluded areas of the country. NABARD on its part would be supporting the sector through its
existing product of refinance and would also consider coming out with an appropriate product for small and
medium level MFIs.
3.3
Under the initiatives of PMJDY, during 2015-16, nearly 4.4 crore rural individuals got linked to banking
by opening their savings account. Taking this forward there appears a need to map all SHG members to
their individual SB accounts and Aadhaar numbers. NABARD through its digitisation pilot is attempting that.
Digitisation is also attempting to update the SHG bookkeeping on real time basis to bring transparency and
credibility. These efforts are required to be taken forward on a larger scale so that its benefits are well
appreciated by all stakeholders.
3.4
The programme of coopting SHG members as agents/ BC of banks needs to be taken forward so
that its advantages accrue to both the banks and also group members. Involvement of banks in the SHG
programme is required to be recaptured through innovative BC/ agency models so that a lot of work of the
branch managers can be outsourced to an external agent who is part of the group and lives in close proximity
with them.
3.5
The issue of community support structures of SHGs in the form of SHG federations needs a relook.
NABARD would be examining the policy support required for the development of second level institutions and
would come out with a suitable consultation paper.
3.6
Potential for organising 43 lakh new SHGs was assessed in the Status of Microfinance in India 2014-
15 and as per this assessment there still exists a potential for formation of nearly 37 lakh SHGs. Apart
from formation of SHGs in priority States - identification of appropriate livelihoods, improvement of skills,
mentoring, handholding and extending credit in larger doses through NABARDs LEDP interventions and
NRLMs livelihood interventions should be the major plank of all development practitioners in the future.
Progress of project EShakti for Digitisation of SHGs.
which have started accruing to banks and SHGs are

as under:
Existence of a large number of institutions and

multitude of schemes does not in itself lead poor to
the desired deliverance. The poor and under privileged
need to have unhindered access to credit at affordable
price through cent per cent credit linkage of SHGs for
mainstreaming the bottom of the pyramid.
i. Advantage of the grading reports auto generated

by the system was taken by many bank branches
in Ramgarh and Dhule.
ii. Grading reports are being used by banks for
appraising SHGs before credit linkage.
iii. Large number of first as well as subsequent
linkages for many SHGs.
iv. Increase in credit flow to SHGs.
v. Increased levels of awareness amongst bank
branches about the functioning of SHG dealing
with them through MIS generated from the
system.
vi. The real time SMS alerts brought transparency in
the operations /transactions and confidence
among the SHG members.
Digitisation of Self Help Groups is a step towards

achieving the avowed goals by facilitating the banks
to take informed credit decisions on real time basis.
Continuing the initiatives which began during 2015
from Ramgarh (Jharkhand) and Dhule (Maharashtra)
under Phase I, NABARD is moving to expand project
EShakti for digitisation of SHGs under Phase II to
another 22 districts across different geographies of
the country. About 2.3 lakh SHGs touching the lives of
around 35 lakh SHG members mostly impoverished
rural women will be covered in this Phase.
Roll out in Phase II will be in Nalbari (Assam),
Muzaffarpur (Bihar), Rajnandgaon (Chhattisgarh),
Mehsana (Gujarat), Mandi (HP), Ambala (Haryana),
Udhampur (J&K), Mysuru (Karnataka), Kasaragod
(Kerala), Indore (MP), Wardha (Maharashtra), West
Garo Hills (Meghalaya), Jagatsinghpur (Odisha),
Bikaner (Rajasthan), Jhalawar (Rajasthan), West
Tripura (Tripura), Barabanki (UP), Varanasi (UP),
Dehradun (Uttarakhand), West Midnapur (West
Bengal), Hazaribagh (Jharkhand) and UT of
Puducherry. The digitisation of SHGs was kicked off
from Ramgarh on 15 March 2015 and took momentum
only in November 2015. The early benefits of the pilot
Early impact of Phase I of pilot on digitisation of SHGs
District Ramgarh (Jharkhand)
No of SHGs credit
linked before
digitisation
No of SHGs
340 credit linked after 1006
digitisation
District Dhule (Maharashtra)

No of SHGs credit
No of SHGs
linked before
1424 credit linked after 2254
digitisation
digitisation
Transformation: paper to digital
4.
Progress of SHG-BLP
4.1 Rejuvenation of SHG-BLP requires coordinated efforts by all stake-holders to tackle the issues of heavy
south concentration, stagnation in growth, multiple membership, lower bank linkage both in number and
quantum, rising NPAs, etc. which have been an area of concern in the recent past. Efforts at coordination
with all stake-holders, capacity building of bankers and SHPIs including NRLM / SRLMs and village level
meets with SHGs have shown improved performance of SHG-BLP during 2015-16. The number of SHGs
having savings linkage increased to 79.03 lakh as on 31 March 2016 from 76.97 lakh a year back. There
was a net addition of 2.06 lakh SHGs during the year. The domain of SHGs consists of 85.6% women
groups which play a crucial role in empowerment of the poor rural women. During the year 2015-16, the
coordination between NABARD and NRLM/ SRLM ensured that more and more SHGs got bank loans. NRLM
is working since April 2013 with its agenda to cover 7 crore rural poor households across the country with
sustainable livelihoods through self-managed SHGs and federations.
During the year, 18.32 lakh SHGs were disbursed bank loan of ` 37, 287 crore. About 44.5% of total SHGs
receiving bank credit during the year were covered under NRLM and they availed 45% (` 16,786 crore) of the
total amount disbursed. Table 4.1 gives an account of savings, credit disbursement and credit outstanding of
total SHGs and under NRLM and NULM during past three years.
4.2 SHG-BLP is a strong intervention in financial inclusion for the bottom of pyramid. A proven platform
initially conceived for increasing the outreach of banking services amongst the poor it has since graduated to
a programme for promotion of livelihoods and poverty alleviation. The number of SHGs with savings linkage,
credit disbursed during the year and bank loans outstanding as well as the quantum of savings outstanding,
loan disbursed during the year and total loan outstanding had shown positive growth during the past three
years (Figure 4.1). Year 2015-16 was particulary positive for the growth of SHG-BLP.
Figure 4 .1 : P rogress of
o S H G B LP during P ast T h ree Y ears
(NN o. in Lakh, A m ount in ` ' 000 croree)
20 1 3 -1 4
20 1 4 -1 5
N o. of S H G s w itth S av ings Linkaage
13. 69
18. 32
37. 29
46. 73
57. 12
11. 06
16. 26
27. 58
9. 90
13. 66
24. 02
20
41. 97
42. 93
40
44. 68
51. 55
76. 97
74. 30
60
79. 03
80
20 1 5 -1 6
ng
A m ount of S av ings Outstandin
oan
N o. of S H G s Dissbursed w ith Lo
A m ount of Loan
n Disbursed
N o. of S H G s w ith Loan Outstanding
A m ount of Loan
n Outstanding
Table 4.1: Overall Progress under SHG-Bank Linkage Programme during past Three Years
(Numbers in lakh/Amount ` crore)
Particulars
SHG Savings
with Banks as
on 31st March
No. of
SHGs
2014-15
Amount
No. of
SHGs
2015-16
Amount
No. of
SHGs
Amount
Total SHG Nos.
74.30 9897.42
(1.53%) (20.45%)
76.97 11059.84
(3.59%) (11.74%)
79.03 13691.39
(2.68%) (23.79%)
All women SHGs
62.52 8012.89
(5.27%) (22.99%)
66.51 9264.33
(6.38%) (15.61%)
67.63 12035.78
(1.68%) (29.92%)
Percentage of Women Groups

Of which NRLM/SGSY
% of NRLM/SGSY Groups to Total
Of which NULM/SJSRY
% of NULM/SJSRY Groups to Total
Loans
Disbursed to
SHGs during
the year
2013-14
84.15
80.96
86.41
83.77
85.58
87.91
22.62 2477.58
30.52 4424.03
34.57 6244.97
(10.46%) (36.01%) (34.92%) (78.56%) (13.27%) (41.16%)
30.45
25.03
39.65
40.00
43.74
45.61
NA
NA
4.33
1071.81
4.46
(3.00%)
1006.22
(6.12%)
NA
NA
5.63
9.69
5.64
7.35
No. of SHGs extended loans
13.66 24017.36
16.26 27582.31
18.32 37286.90
(12.02%) (16.67%) (19.03%) (14.84%) (12.67%) (35.18%)
All women SHGs
11.52 21037.97
14.48 24419.75
16.29 34411.42
(11.02%) (17.83%) (25.69%) (16.07%) (12.50%) (40.92%)
Percentage of Women Groups

Of which NRLM/SGSY
Of which NULM/SJSRY
84.3
87.6
89.05
83.53
88.92
92.29
2.26 3480.60
6.43 9487.69
8.16 16785.78
(24.56%) (57.67%) (28.45%) (27.26%) (26.91%) (76.92%)
16.52
14.49
39.54
34.40
NA
NA
1.05
1871.55
NA
NA
6.46
6.79
44.54
45.02
1.11 2620.22
(5.71%) (40.00%)
6.06
7.03
Total No. of SHGs linked
41.97 42927.52
(-5.71%) (9.02%)
44.68 51545.46
(6.46%) (20.06%)
46.73 57119.23
(4.59%) (10.81%)
No. of all Women SHGs linked
34.06 36151.58
38.58 45901.95
(-9.34%) (10.08%) (13.27%) (26.97%)
40.36 51428.91
(4.61%) (12.04%)
Percentage Of Women SHGs

Loans
Outstanding
Of which NRLM/SGSY
against SHGs
as on 31March
Of which NULM/SJSRY
81.2
84.2
86.35
89.05
86.37
90.04
13.07 10177.42
18.46 19752.74
21.91 26610.16
(9.55%) (18.38%) (41.24%) (94.08%) (18.69%) (34.72%)
31.1
23.7
41.32
38.32
NA
NA
3.18
3462.62
NA
NA
7.12
6.72
46.89
46.59
3.13 3979.75
(-1.57%) (14.93%)
7.00
6.97
(Figures in parentheses indicate increase/decrease over the previous year)

9
4.3
No. of Savings linked SHGs
With higher growth in SHG-BLP in North East Region and other priority states during the last three years,
there has been slight correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern Region
in number of SHGs has declined from almost half (49.8%) in 2013-14 to 44.9% in 2015-16. Saturation in
the scope of formation of new SHGs and rationalization of data by banks, especially in Kerala, Tamil Nadu
and Puducherry, has resulted in decline in the number of savings linked SHGs in South Region by 4.7% from
37.19 lakh as on 31 March 2015 to 35.46 lakh as on 31 March 2016. North Eastern Region has recorded
a 29% rise in number of SHGs during 2015-16 owing to a jump in Tripura, Nagaland and Assam. All states
in Northern, North Eastern, Western and Eastern Regions have registered increase in number of SHGs with
savings linkage during the year. The state-wise details of number of SHGs are given in Statement IIA.
ti
50
40
30
20
10
0
4.4
N orrth E astern
R egion
N orthern
R egion
Central
R egion
W estern
R egion
E asterrn
R egion
S outh
hern
R egion
2013-14
4. 26
4. 92
9. 23
12. 07
19. 77
7
49. 75
7
2014-15
4. 34
4. 69
10. 62
12. 23
19. 81
1
48. 32
2015-16
5. 44
4. 98
10. 32
12. 88
21. 51
1
44. 87
8
Savings Outstanding
The savings outstanding of SHGs as on 31 March 2016 has reached all-time high of ` 13,691 crore. The
average savings outstanding per SHG increased by 21% during the year to ` 17,324 as on 31 March 2016
from ` 14,368 a year back. The average savings outstanding was highest in Southern Region and lowest in
North East Region (Figure 4.3). Southern states have a sizeable number of matured SHGs that contribute
higher amount of monthly savings leading to higher average savings rate. Whereas in North Eastern States
and other priority states, the average savings are low. States that have added more number of new SHGs
during the year like Nagaland, Tripura, Bihar, Jharkhand, Maharashtra, etc., have recorded decline in average
savings outstanding during the year. The total savings outstanding of SHGs has recorded increase in all
Regions except Western Region owing to decline in Maharashtra. The increase in total savings outstanding
10
was prominent in North (88%), North East (46%) and Southern Regions (31%). The state-wise savings
outstanding position is given in Statement IIA.
Figure 4 .3 : R egion-w
e
ise A v erage S avv ings O ut stt anding : 200 1 5 -1 6
` p er S H G )
A ll I ndia
1 7, 3 24
S outhern R egion
24 , 4 4 9
E astern R egion
1 4 ,6 0 8
N orthern R egion
1 1 ,4 4 0
Central R egion
1 0 , 0 79
W estern R egion
1 0 ,3 8 3
N orth E astern R egion
4 , 4 27
5000
The
Southern
Region
has
maintained its prominence in

upkeep of savings linked SHGs
and savings balances with
44.9% of SHGs and 63.3%
of total savings outstanding
(Fig. 4.4) followed by Eastern
Region with 21.5% of SHGs and
18.1% of savings balances.
1000
00
20000
00
1500
250
000
Figure 4 .4. : R egion-w ise S h are of S av ing l ink age of S H Gs :

20 1 5 -1 6 ( % )
I nner Circle : N o. of S H G s
Outer Circcle : A m ount o
of S av ings Ou
utstanding w iith B anks
N ort h E ast ern R egion
on
N ort h ern R egio
C ent
e ral R egion
W est ern R egio
on
n
E ast
a ern R egion
44. 87
63. 32
1. 39
3. 29
6. 14
4.
5. 44 98 7. 72
10. 32
12. 88 18. 14
21. 51
on
S out
o h ern R egio
4.5
Credit disbursement by banks
During 2015-16, banks provided loans to 18.32 lakh SHGs (23.2% of total SHGs) as compared to 16.26 lakh
SHGs (21.1% of total SHGs) during 2014-15. Number of SHGs provided loans during the year was lower
than last year in Northern Region and Central Region by 13.1% and 22.8% respectively, while banks in North
Eastern Region achieved highest increase in SHG credit linkage among all regions increasing linkage by
11
38.6% as compared to previous year. Credit linkage to SHGs in some priority states was a concern in states
like Rajasthan (-23%), Odisha (-48%), Chhattisgarh (-36%) and Uttar Pradesh (-56%) where banks have
provided credit to lesser number of SHGs compared to the previous year. A decline in credit linkage of SHGs
during the year was also observed in Goa (-12.4%) Telangana (-14.8%) and Himachal Pradesh (-20.6%).
On the other hand, banks in priority states like Haryana (53%), Jammu & Kashmir (48%), Assam (29%),
Bihar (51%), Jharkhand (142%), West Bengal (50%), Uttarakhand (34%) and Maharashtra (19%) along with
Andhra Pradesh (46%) have provided credit to more SHGs during 2015-16 than during the previous year.
There was overall 35% increase in the amount of loan disbursed by banks to SHGs during the year, taking it to
` 37,287 crore as against ` 27,582 crore during the previous year. The average loan disbursement per group
during 2015-16 was ` 2.03 lakh which showed a healthy increase of 20% from ` 1.69 lakh during 2014-15.
Southern Region continued to have the distinction of having highest per group average credit disbursement
of ` 2.59 lakh whereas other Regions had loan disbursement below the national average (Figure 4.5). Eastern
Region recorded 10% fall in the average loan disbursement owing to fall in the same in Bihar, Jharkhand and
West Bengal. Number of credit linked SHGs in these states increased significantly (more than 50%) during
the year. As banks provide lower amount in the first credit linkage, this appears to have dragged down the
average credit per group. Central Region and Western Region witnessed 39% hike in average per group credit
while it was 22% higher in Southern Region.
Figure 4 .5 : A v erage Loan Dissbursem entt : 20 1 5 -1 6

(` p er S H G )
000
3000
000
2500
Central R egion
W esteern
R egio
on
I N DI A
2015-1
16
E asteern
R egio
on
2014
4-15
,495
203,495
N ortheern
R egio
on
258,996
,
167,636
N orth E astern
R egio
on
84,709
141,272
84,056
126,746
120,279
93,69
90
97,777
84,375
000
500
169,608
101,536
000
1500
000
1000
213,083
I N DI A : 203,495
000
2000
S outhern
R egio
on
A ll I ndia
The dominance of Southern Region continued during 2015-16 in disbursement of bank loans to SHGs.
Southern Region disbursed ` 30,012 crore (80.5% of the total credit) to 11.59 lakh SHGs (63.2% of the total)
during 2015-16. Eastern Region stood second with 22.5% of SHGs availing 9.4% of bank loan disbursed
during the year (Figure 4.6).
12
Figurre 4 .6 :R egio
on-w ise Distt r
ti
off Loan t o S H Gs ( % )
I nner circle : N o. of S H G s
Outer Circle : T otal Loan Disburseem ent to S H G s
0. 59
3. 19
1. 30 5. 06
N orth E astern
n R egion
2. 08
9. 37
1. 42 4. 60 6. 14
N orthern R eggion
C
Central R egion
22. 552
63. 24
4
W estern R egion
E astern R egio
on
80. 49
outhern R eggion
S o
The number of SHGs availing bank loan, total amount of credit disbursed by banks as well as the average
credit disbursement to SHGs in different Regions during past three years are given in Table 4.2. There was
35% jump in quantum of credit disbursement in 2015-16 compared to 15% last year and 20% jump in average
credit disbursement per SHG compared to a decline of 3.5%. The states of Andhra Pradesh, Telangana,
Karnataka, Tamil Nadu and West Bengal were the major contributors to this quantum growth. The state-wise
position of bank loans disbursed to SHGs during 2015-16 is given in Statement II B.
Table 4.2: Region-wise Status of Bank Loan Disbursed to SHGs during 2015-16
(Total Loan Disbursed in ` Lakh; Average Loan Disbursed in ` / SHG)
2013-14
Regions
No. of
SHGs
Total
Loans
Disbursed
2014-15
Average
Loan
Disbursed
Total
Loans
Disbursed
No. of
SHGs
2015-16
Average
Loan
Disbursed
No. of
SHGs
Total
Loans
Disbursed
Average
Loan
Disbursed
North
Eastern
16201
12819
79125
18791
15795
84056
26037
21969
84375
Northern
23918
28048
117269
43848
42873
97777
38106
48298
126746
Central
66393
61807
93092
109231
110909
101536
84282
119067
141272
Western
87846
86444
98404
97341
117080
120279
112525
188632
167636
Eastern
297478
151067
50783
351800
329602
93690
412576
349489
84709
Southern
874585 2061551
235718 1005227 2141972
213083 1158797 3001235
258996
All India 1366421 2401736
175768 1626238 2758231
169608 1832323 3728690
203495
13
4.6
Credit Outstanding
As of 31 March 2016, 46.72 lakh SHGs (59.1% of total SHGs) were having credit outstanding against 44.68
lakh (58.1%) a year back. Among the regions, percentage of groups having credit linkage was highest in
South (71.7%) followed by East (66.5%). This percentage was lowest in Western Region at 25.4% only.
Among the states, percentage of groups having highest credit linkage were Bihar (96%), Telangana (91%)
and Andhra Pradesh (89%). This percentage was lowest in Arunachal Pradesh (8.8%) and among larger
states in Gujarat (21.8%).
The total bank loan outstanding of SHGs increased by 10.8% and was ` 57,119 crore against ` 51,545 crore
as on 31 March 2015. The average loan outstanding increased by 6% to ` 1,22,242 from ` 1,15,361 per
SHG. Northern Region registered a decline in the average loan outstanding compared to previous year. The
average loan outstanding was highest in Southern Region and lowest in North Eastern Region (Figure 4.7).
Among States, highest average per group loan outstanding was recorded by Andhra Pradesh (` 2.15 lakh)
followed by Telangana (` 2.00 lakh), while it was lowest in Chhattisgarh and Bihar at ` 0.37 lakh per group.
Figure 4 .7 : R egion
n-w ise A v eraage Loan O ut st anding
(` p er S H G )
A ll I ndia
1 22, 24 2
S outhern R egion
1 6 9 ,4 9 9
E astern R egion
6 2, 23 1
W estern R egion
78 , 8 255
Central R egion
6 6 ,6 0 4
N orthern R egion
74 , 9 1 2
N orth E astern R egion
5 8 ,6 4 6
0
20000
000
400
60000
40000 160000
00 120000 14
80000 10000
Southern Region continued its dominance in share of bank loan outstanding position as well and accounted
for more than half (54.4%) of SHGs with credit linkage and three fourth of the bank loan outstanding to SHGs
in the country as on 31 March 2016. There was a marginal increase both in the number of SHGs credit linked
as well as total outstanding amount in Southern Region. Eastern Region stood next with 24.2% of the SHGs
with credit linkage and 12.3% of loan outstanding (Figure 4.8).
14
Figure 4 .8 : R egion
n-w ise S h are
e in Loan O ut
u st anding ( % )
I nner Cirrcle : N o. of S H G s
Outer Ciircle : T otal Lo
oan Outstanding of S H G s
2.0 3
1 .5 5
5 .0 7
3 .5 6
3 .3 1
3 .23
1 2.3 2
9 .3 1
5 .5 2
N ortth E astern R eegion

N ortthern R egion
n
5 4 .4 3
Centtral R egion
24 .20
W esstern R egion
75 .44 7
E astern R egion
n
S outthern R egion
North Eastern Region recorded a rise of 22.5% in both, number of SHGs and amount of total loan outstanding
as at end of FY 2016 over FY 2015. Eastern Region and Southern Region also recorded rise in both
parameters. Northern Region posted a fall in both (-12.5% & -24.7%, respectively) while Central and Western
region posted a marginal decline in number of SHGs with outstanding loans but recorded a rise in amount
outstanding.
Table 4.3: Region-wise Status of Bank Loan Outstanding to SHGs during Past Three Years
(Total Loan o/s in ` Lakh; Average Loan o/s in ` / SHG)
2013-14
Regions
No. of
SHGs
2014-15
Total Average
Loan o/s Loan o/s
No. of
SHGs
2015-16
Total Average
Loan o/s Loan o/s
No. of
SHGs
Total Average
Loan o/s Loan o/s
North
Eastern
183929
110064
59840
176904
153970
87036
150860
88473
58646
Northern
124569
75380
60513
123041
72209
58687
154724
115907
74912
Central
419834
269666
64232
438216
248614
56733
434797
289590
66604
Western
269008
164046
60982
270718
198739
73412
258119
203462
78825
Eastern
978960
494463
50509 1069329
617046
57704 1130902
703767
62231
Southern
2221038 3179133
143137 2389972 3863969
161674 2543219 4310725
169499
All India
4197338 4292752
102273 4468180 5154546
115361 4672621 5711923
122242
NB: o/s = Outstanding as on 31 March of the financial year.

15
Among the states, Andhra Pradesh continued to have the largest share in number of SHGs with outstanding
bank loan(17.17%) and total bank loan outstanding (30.15%) though there was a marginal decline in both
shares over the previous year. Among the states outside Southern Region, West Bengal had the maximum
share with 12.5% of SHGs having outstanding credit and 6.6% of outstanding loan amount. The state-wise
details of bank loan outstanding is given in Statement V.
4.7
NPAs in SHG-BLP
The gross NPAs in bank loans to SHGs declined by about 1% from 7.4% in 2014-15 to 6.4% in 2015-16.
This is a development contrary to the overall trend of NPAs in the banking sector, which reported to have
deteriorated asset quality during 2015-16, exceeding 9% in case of Public Sector Commercial banks. The ratio
of Loan Outstanding to Loan Disbursement during 2015-16 under SHG-BLP was 1.5 for all India, declined
from 2.1 in previous year. High ratio indicates a relatively high NPA rate and vice versa. High outstanding
joined with low disbursement implies a situation where repayment rate is low and many of the SHGs are
not eligible for subsequent doses of loans because of outstanding loans. The ratio was high at 4.0 for North
Eastern Region followed by 2.4 in Central and Northern Regions while it was the lowest at 1.4 in Southern
Region. The NPA rate was also high in North Eastern Region (16.5%), Northern Region (19.1%) and Central
Region (15.7%) whereas it was lowest in Southern Region (4.2%) during 2015-16 (Figure 4.9). There was
decline in the overall NPA position in Central and Southern Regions while the NPA rate increased significantly
in Northern and North Eastern Region and marginally in case of Western and Eastern Regions during 201516 as compared to previous year.
Figure 4 .9 : R egion-w ise N P A Lev el durring 20 1 4 -11 5 &
20 1 5 -1 6 ( % )
20
16. 87
15
11. 75
11
1. 10
10. 62
10
8. 64
1 9 .1 4
72
1 5 .72
9 .20
1 2.6 5
4 .1 4
6 .4 5
7. 40
1 6 .4 9
5. 93
N orth
E astern
R egion
N o
orthern
R egion
Cen
ntral
R eggion
W estern
R egion
E astern
R egion
S outhern
R egion
A ll I ndia
20 1 5 -1 6
20 1 4 -1 5
16
The Gross NPAs as on 31 March 2016
Figure 4.10
0 : Regionw
wise Share of
o
Grosss NPA Amou
unt (%)
were ` 3686.2 crore, which witnessed

a decline by 3.4% from ` 3814.7
Inn
ner Circle : 2014-15
crore a year back. Southern Region
N
North
Eaastern
3.9
Northern
6.02
6
accounted for nearly half (48.4%) of the

gross NPAs in the country. However,
its share declined substantially from
60% a year back. On the other hand,
increased.
Eastern
4.29
2.22
11.00
4.50
SSouthern
48.43
the share of all other regions in gross

NPAs
Outeer Circle : 201

15-16
60.04
4
Region
17.95
entral
Ce
12.35
Western
W
5.08
Easterrn
24.16
accounted for about a quarter (24.2%).

North Eastern and Northern Regions
recorded rise in gross NPAs during the
year (Figure 4.10).
Three states viz. Tamil Nadu (18.7%), Andhra Pradesh (15.7%) and Odisha (12.7%) together accounted for
nearly half of the gross NPAs as on 31 March 2016. During the year Odisha recorded an absolute increase of
` 173.63 crore in gross NPAs followed by Tamil Nadu (` 117.37) crore. On the other side, Andhra Pradesh
(- ` 405.32 crore), Karnataka (- ` 210.94 crore) have reduced their gross NPAs during the year which
contributed to overall decline of NPAs in the Sector. The state-wise status of NPAs in bank loans to SHGs is
given in Statement VI.
4.8 Agency-wise distribution of SHG-BLP
Commercial Banks by virtue of their vast network take the lead in SHG-BLP. More than half (41.40 lakh,
52.39%) of the SHGs in the country maintain their savings account with the Commercial Banks. During 201516, the share of Commercial Banks in terms of SHGs with savings linkage marginally declined, however, their
share in quantum of savings outstanding increased from 60% in the previous year to almost two thirds during
2015-16 (Table 4.4). On the other hand, the share of RRBs increased both in terms of number of SHGs
and savings balances. The cooperatives increased their share in number of SHGs but their share in savings
outstanding declined. Bank-wise details of savings under SHG-BLP are given in Statement IA.
17
Table 4.4: Agency-wise status of SHG-BLP in 2015-16

(Amount ` lakh)
Name of
the Agency
Commercial Banks
Total Savings of
Loans disbursed
SHGs with Banks as to SHGs by Banks
on 31 March 2016
during the year
No. of
SHGs
4140111
% Share
Savings
Amount
No. of
SHGs
Loans
disbursed
Total Outstanding
Bank Loans against
SHGs
No. of
SHGs
Amount
Loan Outof Gross NPA
standing
NPA
(%)
903389 1132281 2518497 2626364 3714562

66.0
61.8
Regional Rural Banks 2256811
248428
470399
28.56
18.1
25.7
24.6
30.9
28.2
28.87
1506080
217322
229643
293700
600781
386426
30054
19.1
15.9
12.5
7.9
12.9
6.8
8.15
7903002 1369139 1832323 3728690 4672621 5711923
368623
Cooperative Banks
% Share
Total
56.2
232140
52.6
% Share
67.5
NPAs
65.0
62.98
916493 1445476 1610935
106429
6.25
6.61
7.78
6.45
During 2015-16, Commercial Banks had disbursed ` 25185 crore (` 17334 crore in 2014-15) to 11.32
lakh SHGs (8.56 lakh in 2014-15) with an average of ` 2,22,482 (` 2,02,567 in 2014-15) per SHG, against
national average of ` 2,03,495. Commercial banks accounted for 67.5% of bank loans disbursed to 61.8%
SHGs during the year. The share of RRBs in credit disbursement to SHGs stood at 24.6%. However, the
number of SHGs declined substantially to 25.7% from 32.1%. The average loan disbursement by RRBs
during the year was ` 1,94,833. The share of Cooperatives both in number of SHGs provided bank loan
during the year as well as the quantum of loan disbursed declined in 2015-16 as compared to previous year.
The average loan per SHG provided by Cooperatives was ` 1,27,894. Bank-wise details of loans disbursed
during the year under SHG-BLP are given in Statement IB.
The number of SHGs having loan outstanding as on 31 March 2016 increased in case of all categories of
banks, however, the increase was more prominent in case of RRBs from 12.7 lakh a year back to 14.4 lakh.
Commercial Banks accounted for about two thirds of the bank loan outstanding under SHG-BLP. The average
loan outstanding in case of Commercial banks was ` 1,41,433 where as it was ` 1,11,447 in case of RRBs
and ` 64,321 in case of Cooperatives. Low average lending by Cooperatives was the cause of low credit
outstanding in case of Cooperative Banks. Bank-wise details of loans outstanding at the end of financial year
2015-16 under SHG-BLP are given in Statement IC.
18
The overall NPA rate in bank loan to SHGs declined to 6.4% as on 31 March 2016 from 7.4% a year back.
This was mainly due to the fall in gross NPAs from ` 3814.7 crore to ` 3686.2 crore, combined with increase
in loan disbursement. The NPA level of all categories of banks declined during the year as compared to
previous year (Figure 4.11). There was also a fall in NPAs of NRLM supported SHGs, from 8.7% in 2014-15
to 6.2% in 2015-16. Agency-wise details of NPAs are given in Statement 1D.
Figu
ure 4 .1 1 : N P A P osition
n of B ank s during
d
20 1 4 -1 5 & 20 1 5 -1 6 ( % )
6. 45
7. 40
8. 52
7. 71
6. 61
6. 25
7. 17
7. 78
10
2
0
Com m erccial B anks
R egional R ural
u B anks
20 1 4 -1 5
Coop er v e B anks
A ll I ndia
20 1 5 -1 6
5.
MFI-Banks Linkage Programme
5.1
Micro Finance Institutions (MFIs) act as an important conduit for extending financial services to the
microfinance sector in the country by raising resources from Banks and other institutions and extending
loans to individuals or members of SHGs/ JLGs. MFIs could be (1) NGO-MFIs registered under the
Societies Registration Act, 1860 or the Indian Trust Act, 1880; (2) Cooperative MFIs registered under
the State Cooperative Societies Act or Mutually Aided Cooperative Societies Act or Multi State Cooperative
Societies Act; (3) MFIs incorporated under Section 25 of Companies Act, 1956 or Section 8 of Companies
Act 2013; (4) NBFC and NBFC-MFIs incorporated under the Companies Act, 1956 and registered with RBI. In
addition to their internal resources, the MFIs have been allowed to mobilize resources through various ways
including obtaining of bulk loans from Banks/ other Financial Institutions. Though most of the MFIs entered
the microfinance arena only after the SHG-Bank linkage programme was well entrenched, business of these
institutions grew at a much faster pace than the former. MFIs are more aggressive and innovative in reaching
out to the rural poor with well-oiled distribution channels as compare to the formal banking system.
19
Post Andhra crisis, the Reserve Bank of India has notified guidelines for the lending operations of MFIs based
on the Malegam Committee recommendations. A new class of financial organisations named as NBFCMFIs
have been created subject to satisfying certain conditions regarding the capital to be employed, lending to
members, cap on interest to be charged and margin to be retained, etc. The loans extended to the MFIs by
banks qualify for priority sector category. RBIs upgraded regulations and guidelines on NBFC-MFIs and
inclusion of loans to MFIs by banks under priority sector have resulted in phenomenal growth of MFIs during
the last three years.
5.2
Progress under MFI-Bank Linkage Programme
The Progress under MFI-Bank linkage programme during the last 3 years is shown in Table 5.1:
Table 5.1: Progress under MFI-Bank Linkage
(Amount ` Crore)
2013-14
2014-15
2015-16
No. of
accounts
Amount
No. of
accounts
Amount
No. of
accounts
Amount
Loans disbursed by
banks/FIs to MFIs
545
10282.49
(31.16%)
589
15190.13
(47.73%)
647
20795.57
(36.90%)
Loans outstanding
against MFIs as on
31 March
2422
16517.43
(14.50%)
4662
22500.46
(36.22%)
2020
25580.84
(13.69%)
Particulars
Loan Outstanding as
% of fresh loans
160.64
148.13
123.00
(Figures in parenthesis indicates growth/decline over the previous year)

Source: Reporting Banks
The MFIs were able to garner higher confidence of banks and financial institutions. The total loans to MFIs by
banks and financial institutions increased by over 36.90% during the current year as against 47.73% during
the previous year. The agency wise details of loans extended to MFIs are shown in Table 5.2.
20
Table 5.2: Loans to MFIs by Banks/Financial Institutions
Financing
Agency
Commercial
Banks
Regional Rural
Banks
Cooperative
Banks
SIDBI
Total by all
agencies
Period
Loans disbursed to MFIs during

the year
No. of loan
accounts
Amount
(` Crore)
Loan outstanding against MFIs

as on 31 March
No. of loan
accounts
Amount
(` Crore)
2013-14
484
9468.83
2197
14307.57
2014-15
541
13858.64
4445
18720.61
2015-16
564
19324.14
1561
22682.85
2013-14
16
163.18
124
222.00
2014-15
15
47.69
131
1186.62
2015-16
31
52.42
344
210.23
2013-14
4.48
17
7.97
2014-15
2015-16
6.00
17
11.76
2013-14
41
646.01
84
1979.90
2014-15
33
1283.80
86
2593.23
2015-16
49
1413.01
98
2676.00
2013-14
545
10282.49
2422
16517.43
2014-15
589
15190.13
4662
22500.46
2015-16
647
20795.57
2020
25580.84
Source: Reporting Banks

Bank wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed
CD for Statements).
5.3
Revolving Fund Assistance / Capital Support to MFIs by NABARD
NABARD had been providing financial assistance to MFIs by way of capital/equity support to help them to
extend their outreach to the poor households and to enable them to leverage commercial borrowings from
banks. Similarly, Revolving Fund Assistance (RFA) was provided to MFIs by NABARD, for on-lending to poor.
21
The schemes were in operation since 2007-08. After the announcement of creation of India Microfinance
Equity Fund with SIDBI for the same purpose by Government of India in its 2011-12 budget, these supports
were discontinued with effect from 1st April, 2011. The outstanding against capital support provided stood at
` 4.42 crore to 37 entities and the RFA outstanding was ` 7.25 crore against 36 entities. Agency details are
given in statements XI-A and XI-B. (In case of abridged version, refer to enclosed CD for Statements).
5.4
Refinance to MFIs
NABARD had been providing financial assistance to MFIs by way of Long Term Refinance support to eligible
NBFC-MFIs since 2014-15. NBFC-MFIs having grading upto mfR2 (mfR3 in North Eastern states and Hilly
areas) by CRISIL or equivalent and continuous profit during last three years are eligible for refinance subject
to fulfilling other conditions. During 2015-16, refinance to the tune of ` 2300 crore have been disbursed to
17 MFIs.
6.
NABARD as microfinance facilitator
6.1
NABARD continued with its role as the main facilitator and mentor of microfinance initiatives in the
country, particularly the SHG Bank Linkage initiative. It continued to provide support in the form of grant
assistance for formation, nurturing and credit linking of SHGs with the banks, capacity building of various
stakeholders through training, exposure visits, seminars, workshops etc. With the SHG programme now
more than two decades old, NABARD intensified its efforts to promote sustainable livelihoods among SHG
members by launching Livelihood and Enterprise Development Programme (LEDP), pilots in micro insurance
and pension, digitization of SHGs, commissioning studies on topics related to micro credit/ SHGBLP. A
glimpse of the facilitator role played by NABARD during 2015-16 is given in following paragraphs:
6.2
Refinance to Banks
NABARD has been extending 100% refinance to banks towards their lending to SHGs and MFIs to supplement
their resources. Total loans issued by banks to SHGs and the refinance extended by NABARD for such loans
is shown in Figure 6.1. During 2015-16, NABARD extended refinance to the extent of ` 6906.03 crore against
their SHG lending forming 14.36 % of the total refinance provided to banks for investment credit, as against
` 4493.67 crore disbursed during the previous year. Cumulative disbursement of refinance by NABARD for
SHG lending now stands at ` 37634 crore.
22
Figure 6.1: Refinance to Banks
(` in Crore)
40000
37286. 90
30000
24017. 36
275
5582. 31
20000
0
10000
0
3745. 84
4493. 67
7
690
06. 03
0
14
2013-1
014-15
20
B ank Loan
ns to S H G s
6.3
2015-16
N A B A R D R e nance to B anks
Expenditure on SHGs/JLGs - Funds utilised
6.3.1 Financial Inclusion Fund and Women Self Help Group Development Fund were utilised during
the year for various microfinance related activities such as formation and linkage of SHGs/JLGs through
SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation,
awareness and innovations etc. NABARD expended a sum of ` 52.92 crore during 2015-16 from these funds.
6.3.2 Support for training and capacity building of microfinance clients
NABARD gave due recognition to training and capacity building of various stakeholders such as bankers,
NGOs, Government officials, SHGs, SHG Federations and trainers. During 2015-16 more than 5100 training
programmes were conducted and about 1.81 lakh participants were trained. Cumulatively, around 35.94 lakh
participants have been imparted training as on 31st March 2016 leading to a strong team for implementation
of the microfinance programmes. The region-wise number of stakeholders trained by NABARD is given in
Statements VIII(A) to VIII(C). (In case of abridged version refer to enclosed CD for Statements).
6.3.3 Grant Support to Partner Agencies for Promotion and Nurturing of SHGs
NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-MFIs, CCBs, PACS, Farmers
Clubs and Individual Rural Volunteers (IRVs) for promotion, nurturing and credit linkage of SHGs with the
banks. Untiring efforts of all these agencies has led to spectacular growth of the movement and SHG concept
23
is known to a vast majority throughout the country. The financial support extended by NABARD to various
SHPIs till 31 March, 2016 is indicated in Table 6.1.
Table 6.1: Grant Support to Partner Agencies
(Amount ` Lakh)
Cumulative Sanctions up to
31.03.2016
Agency
Amount
Cumulative Releases
31.03.2016
SHG Nos.
Amount
SHG Nos.
NGOs
29445.13
625235
10637.23
453511
RRBs
1341.44
55351
331.75
43933
Coop. Banks
1014.00
67795
422.96
59126
503.26
28910
85.09
12758
46.00
5128
20.32
4469
596.57
13490
37.13
1522
32.40
300
15.07
195
100.00
2000
33078.80
798209
11549.55
575514
IRVs
Farmers Clubs
PACS
SHG Federations
NGOs - MFIs
Total
Women SHG Scheme (in LWE affected & backward districts)

Anchor NGOs
20498.10
204981
5611.43
188254
Agency wise, State wise details of grant assistance extended to partner agencies have been given in
Statements IX-A (i) - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)
6.3.4 Village Level Programmes
In order to give the SHG-BLP a leg-up, Village Level Programmes on SHGs were planned and sponsored by
NABARD with the support of banks and NRLM in 13 priority states. The aim was to foster better understanding
of mutual requirements between banks, SHGs and SHPIs at ground level and to sort out issues like saving
linkage, credit linkage and repayment, etc. at the ground level.
These programmes were organized in 13 priority states viz. Assam, Bihar, Chhattisgarh, Gujarat, Himachal
Pradesh, Jharkhand, Maharashtra, Madhya Pradesh, Odisha, Rajasthan, Uttarakhand, Uttar Pradesh and
West Bengal during the months of February and March 2016. NABARD supported more than 42000 village
24
level programmes during this period. SRLMs and State Government departments also participated in the
programmes. Banks reported credit linkage of more than 70000 SHGs and account opening of about 25000
new SHGs during these programmes. These programmes resulted in better interface between bankers
and SHGs leading to increased credit flow and appreciation of each others needs. It has been decided by
NABARD to undertake this intervention in priority states periodically.
6.3.5 Centre for Microfinance Research (CMR)
The Centre for Microfinance Research (CMR) set up within Bankers Institute of Rural Development (BIRD)
was revived during the year. The centre is set up for focused attention on Microfinance research, Studies,
Seminars etc. The agency takes up research activities in the field of Microfinance for facilitating policy
initiatives and improvement in design and delivery system of microfinance. CMR also publishes half-yearly
Journals The Microfinance Review which contains research articles on topical issues of microfinance.
During the year, CMR organised 4th National Seminar on Microfinance: Issues and Challenges at Lucknow
and deliberated on the broad themes in the Microfinance sector. Two volumes of The Microfinance Review
were also published by CMR.
7.
On-going Initiatives
7.1.1 Financing of Joint Liability Groups

Financing of JLGs was introduced as a pilot project in 2004-05 by NABARD in 8 States with the support of
13 RRBs and was later mainstreamed. Apart from extending 100% refinance support to Banks, NABARD
also extends financial support for awareness creation and capacity building of all stakeholders of this
programme. Besides, NABARD extends grant support for formation and nurturing of JLGs to banks and other
JLG promoting agencies. As against 4.57 lakh JLGs promoted during 2014-15, JLGs promoted during 201516 were 5.72 lakh taking the cumulative number of JLGs promoted and financed by banks to 17.52 lakh as at
the end of March 2016. Although the Southern States top the list with over 6.04 lakh JLGs organized so far,
Eastern Region follows closely with 4.66 lakh JLGs. In terms of loans disbursed, however, Southern States
account for nearly 45% of the total loans disbursed.
With a view to sensitising the stakeholders of the JLG programme, NABARD has been arranging training
programmes and exposure visits to successful JLGs, to the functionaries of these institutions including
financing banks. Nearly 77000 personnel have already been benefitted from these trainings and exposure
visits.
25
N orthern
R egion
1751722
672224
604750
249481
375505
48912
126334
215465
123213
199282
287923
180489
301809
466408
38639
48732
64647
31490
77198
112529
N o. of J LG s p rom oted
1128860
Figure 7.1 : N o. of JLGs organised
N orth E astern E astern R egion Central R egion W estern R egion

S outhern
R egion
R egion
A s on M arch 2014
A s on M arch 2015
A s on M arch 2016
T otal
Figure 7.2: JLG - Loan Disbursed

8000
7000
` crore
6000
5000
4000
3000
2000
1000
0
N orthern
R egion
N orth
E astern
R egion
E astern
R egion
Central
R egion
Loan disbursed during 2013-14
353. 62
291. 45
1277. 93
436. 09
126. 03
211. 53
254. 27
estern
R egion
S outhern
R egion
T otal
709. 17
426. 41
3717. 15
6775. 73
1104. 11
650. 12
663. 37
1434. 69
4414. 41
1475. 08
785. 18
782. 78
2651. 88
6160. 72
7.1.2 Livelihood Interventions for SHGs

Skill development is an important tool for improving the employability and enhancing productivity of the
working poor and thereby reducing poverty and exclusion. Rural poor women typically face difficulties or
discrimination in accessing good quality training. Keeping the above in view, NABARD continued with Micro
Enterprise Development Programme (MEDP) to nurture the entrepreneurial talents of members of mature
SHGs to set up and run micro enterprises as a livelihood option in farm or non-farm sector. Around 14352
26
skill upgradation training programmes have been conducted under this initiative covering about 4.02 lakh
members of matured SHGs up to 31 March, 2016.
During the year, NABARD introduced a new Livelihood and Enterprise Development Programme with a view
to create sustainable livelihoods among SHG members and to create maximum impact of skill upgradation.
These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster
of contiguous villages on a project basis covering 15 to 30 SHGs. The programme provides for livelihood
creation in agricultural & allied activities as well as rural non-farm sector activities. As on 31 March 2016, 56
proposals have been sanctioned to various agencies across India.
Livelihood and Enterprise Development Programme
Generating income and alleviating poverty through the creation of livelihoods, is one of the goals of
the SHGBank Linkage Programme (SHGBLP). NABARD has been enabling livelihood promotion and
graduation of SHG members through a variety of programmes that focus on up gradation of skills and
developing entrepreneurship abilities. However, skill upgradation trainings alone could generate limited
impact on livelihood creation among SHG members. With a view to create sustainable livelihoods among
SHG members and to create maximum impact of skill upgradation with hand holding and credit linkages,
the Livelihood and Enterprise Development Programme (LEDP) has been launched in December 2015.
These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster
of contiguous villages on a project basis covering 15 to 30 SHGs in a cluster of contiguous villages.
The programme covers agricultural & allied activities as well as rural nonfarm sector activities. There is
provision for intensive training for skill building, refresher training, backward-forward linkages offering
end to end solutions to the SHG members.
7.2
Special Initiatives
7.2.1 Scheme for Promotion of Women SHGs in backward districts of India

NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of India
continued to implement a scheme for promotion and financing of Women Self Help Groups in 150 identified
backward districts of the country. The USP of this scheme is that it provides for selection of an anchor
NGO in each of the district not only for promoting and enabling credit linkage of these groups with banks
(like any other SHPIs under SHG-BLP of NABARD) but also serving as a business facilitator for extending
outreach of the banks, regular monitoring of the SHGs promoted and also being responsible for repayment
27
of loans by SHGs to banks. For these services the Anchor NGO is entitled for service charges @5% of the
outstanding loan amount. This approach is expected to facilitate sustained financial inclusion by extending
banking services to women members of SHGs, promote sustainable livelihood opportunities to the members
and facilitate effective implementation of other social development programmes for women through SHGs.
The progress under the scheme as on 31 March, 2016 is given in Statement IX-A(ii). (In case of abridged
version, refer to enclosed CD for Statements).
7.2.2 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest Subvention
to Women SHGs.
The Ministry of Rural Development (MoRD), Government of India has launched the National Rural Livelihood
Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1 April
2013 (RBI circular no. RBI/2012-13/559 dated June 27, 2013). NABARD forwarded the detailed guidelines
on NRLM issued by RBI to RRBs and Cooperative Banks for effective implementation of the programme.
NABARD is also implementing the Interest Subvention Scheme for Women SHGs under the National Rural
Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts.
Further, as a part of collaboration between NABARD and NRLM, BIRD-Lucknow successfully conducted
Training of Trainers programme (ToT) for NABARD officers, bankers and SRLM staff from 17 states. In order
to achieve the goal of training of bankers at the ground level, the participants of the programme had drawn up
an Action Plan for the year 2016 to conduct training in respective States. NABARD ROs are coordinating with
the concerned SRLM to achieve the goal of training of all rural bank managers during 2016 as per the Action
Plan.
Besides, to address the issue of low credit linkages under SHG-BLP, NABARD has planned to conduct
block level programmes in DDM districts so as to increase the credit linkages during this financial year.
Such programmes would be on the lines of credit camps/ linkage meets involving bank branch officials,
SHPIs, ANGOs, SRLM representatives, SHG leaders, NGOs, livelihood experts etc. State level sensitisation
programmes on SHG-BLP for senior bank executives would also be organised during the current financial
year with the overall objective of increasing credit linkages.
Further, for extending the facilities of Revolving Fund and CIF to all eligible SHGs in NRLM intensive blocks,
NABARD ROs were requested to make available the list of SHGs to respective SRLMs. Accordingly, a list of
3573 SHGs from 8 States were handed over to respective SRLM as on 31st March, 2016.
28
Micro Insurance
To increase awareness regarding micro insurance among SHG members and to enhance their enrolment
under the scheme Religare Health Insurance has been sanctioned two pilot projects, one in Alwar district
of Rajasthan and another in Ramgarh district of Jharkhand. The projects cover 1000 SHG members and
their family (five) in Alwar district and 2000 SHG members and their spouse in Ramgarh district. Fifty
per cent of the premium for SHG members is supported for two years under the project. The projects
envisages:
provision of Health Insurance and Personal Accident Cover;
issuance of a Master Policy in the name of the SHPI and individual cover in the name of SHG member
and his/her spouse (the couple being treated as one unit);
that the insured must be at least 18 years and not more than 70 years of age;
that insurance cover will be provided for a period of one year to each beneficiary from the date the
policy comes into effect; and will enable SHG members/families to avail cashless treatment in a hospital
for any illness/injury/disease (that is not specifically excluded) and also for maternity treatment needs
upto a maximum limit of ` 50,000/-.
Micro Pension
International Network of Alternative Financial Institutions (INAFI) has been sanctioned a micro pension
pilot project to be implemented in the tribal district of Dungarpur in Rajasthan. The project envisages
educating SHG leaders, federation leaders and NGOs on the micro pension products, through pension
literacy/ mobilization meetings and workshops for NGO staff members and technical workshops for
finalizing the pension products. The project targets coverage of minimum 1000 SHG members under
micro pension.
8.
SHG-BLP a business proposition - with BC/ agency based initiatives
8.1
Introduction
Providing appropriate access to financial services of formal banking sector in rural areas has always remained
a formidable task owing to several supply side constraints including poor branch network in remote areas,
lack of appropriate financial products and demand side constraints like financial illiteracy etc.
29
SHG-Bank Linkage Programme through its innovative model of linking informal SHGs with the formal banking
system had brought in a paradigm shift in expanding the credit penetration and financial inclusion of the
marginalized and excluded sections in society. The community based microfinance approach under SHG-BLP,
which centered on bringing the poor onto the frontline in terms of thrift, credit linkage, livelihood activities,
income generation, financial management and overall socio economic empowerment was well accepted by
the financial institutions, NGOs, civil society organizations, governments as well as other stakeholders. During
the course of its evolution the SHG-BLP programme metamorphed itself to adapt to various socio-geographic
situations. In the past more than two decades, many new initiatives within the SHG concept, designing and
launching of target driven government programs, efforts to enmesh SHG with Financial Inclusion etc., have
taken place. In the process, convergence of institutions, programmes, funds, infrastructure, etc. happened in
various spheres.
The International Year of Microcredit 2005, brought several policy changes and coordinated efforts to ensure
financial inclusion to all. RBI came with specific guidelines for financial inclusion including allowing banks to
appoint Business Correspondents (BCs) to render financial services. Banks were allowed to designate NGOs,
MFIs, Cooperatives, individuals, SHGs, etc. as BC to extend banking services in the excluded areas. BCs
would be paid reasonable commission or fee by the bank for their services. Each Bank was to formulate its
own scheme for using the entities as BC within the framework of overall guidelines.
RBI also permitted since 2009 charging of reasonable BC fee from the client. As per the RBI circular With
a view to ensuring the viability of the BC model, banks (and not BCs) are permitted to collect reasonable
service charges from the customer, in a transparent manner under a Board-approved policy. Considering
the profile of the clientele to whom banking services are being delivered through the BC model, banks should
ensure that the service charges/ fees collected from the customer for delivery of banking services through
the BC model is not only fair and reasonable but also seen to be so.
BC model has emerged as a major strategy of banks for financial inclusion to bridge the geographical gap
between the excluded populace and themselves.
8.2
Issues
The BC model has faced challenges of viability, sustainability, satisfaction level, trust and client dormancy.
National surveys of CSPs undertaken jointly by CGAP and the College of Agricultural Banking (an affiliate of
the Reserve Bank of India) in March/April of 2012 and again in September / October 2013, have highlighted
these issues. As per these surveys, many CSPs were reported to be unwilling and unhappy with CSP work and
stopped it, while certain others lacked the technical capability. There was little increase in daily transaction
30
frequency in the accounts, which continued to be very low with median transaction at 9 % as compared to
62% in Kenya. The result was very low level of compensation at an average of ` 2700 per month resulting in
high attrition.
While the implementation of PMJDY led to increased number of accounts and increased transactions in the
accounts being served through CSP resulting in increased average remuneration to CSPs, dormant agents
and inactive accounts are still a common challenge across the country.
The number of SHG accounts opened and linked by banks continued to increase, the growth seemed to
have decelerated and plateaued with thrust on financial inclusion through individual accounts. Banks lower
engagement with SHGs resulted in delay in linkage, almost negligible subsequent linkages, weakness in
credit rating, lack of follow up & monitoring and resultant rise in NPAs. A vicious cycle of lower linkage and
lower repayment is emerging in case of several banks.
With increased institutional support leading to higher bank, investor and corporate support, MFIs with their
intensive distribution channels have grown fast during the last decade to match the SHG BLP in purveying
microcredit to the excluded populace. NBFC-MFIs, particularly have shown immense growth after the issue
of regulatory guidelines from RBI and after modification of Priority sector guidelines making lending to MFIs
suitable for fulfilling the priority sector norms by banks. However, the NGO-MFIs lack regulatory support and
their growth is relatively muted as they are unable to tap the adequate equity support and resultantly bank
credit. The ecosystem of SHGs has also seen growth of community based SHG federations, which have
emerged as support structures on problem solving, livelihoods, access to bank credit and special purpose
vehicles for socio economic empowerment of SHGs.
8.3
Convergence Models
Against the general trend of viewing BC based financial inclusion and SHG BLP in silos, several banks
have redesigned their products through convergence of the two instruments of financial inclusion in order
to provide a liberal and flexible system enabling greater financial outreach to the excluded sections. The
convergence models are win-win propositions for all the stakeholders.
8.3.1 NGO-MFI / SHG Federations as BC to Banks
8.3.1.1 SKDRDP (Shree Kshetra Dharmasthala Rural Development Project) has adopted a distinct Business
Correspondent (SHG-BC) model to provide financial services to the rural poor to maximize efficiency and
scale.
31
SKDRDP started out as a charitable trust in 1982 with an aim to undertake rural development projects in
various parts of Karnataka. SKDRDP promotes a network of Self Help Groups (SHGs) under its Suvidha
programme. During the period, 2002 to 2009, SKDRDP moved into direct lending module, became MFI, took
loans from banks for on-lending to SHGs.
However, SKDRDPs legal status as a charitable trust restricted its ability to raise capital making it difficult
to maintain the minimum CAR as per the prudential norms of the RBI. In 2009, when RBI liberalized the BC
norms whereby the expenses could be charged to the customer, SKDRDP adopted the BC Suvidha model in
3 districts with SBI. Other banks also gradually became interested in this model. Presently, the organisation is
implementing the programme in Karnataka partnering with 10 banks and plans to implement the programme
in its entire area, severing its past linkage with the MFI model. The organisation acts as a business
correspondent network manager (BCNM) for bank in order to provide access to formal financial services
to the poor who are unbanked. As a BCNM, SKDRDP promotes SHGs, helps them to open accounts with
the partner bank, processes their loan documents, disburses loan cash (and savings withdrawals), collects
repayments (and deposits), and monitors their overall performance. SKDRDP offers banking products (in
this case savings accounts and credit) to SHGs, on behalf of partner banks, through a network of field subagents. The interest rates charged by banks is around 12%, to which 5% fee of SKDRDP gets added to make
loan available to SHG and its members at around 17%, making the model completely sustainable. Part of the
fee is paid to the BC-NGO at the time of disbursement and the balance on recovery of loan. Similar model is
now being increasingly used by many banks for increasing their SHG portfolio and at the same time ensuring
that quality of portfolio is not contaminated by huge NPAs. ICICI Bank, Yes Bank, Bank of Maharashtra, IDBI
Bank are some of the front runners in this regard. The banks generally use the hub and spoke model of
lending. Branches of banks or dedicated verticals act as hub and the NGO-BCs or federations act as spokes.
In most cases the banks coopt the NGO-SHPIs to act as agent/ BC for SHG lending.
8.3.1.2 SHG Federations promoted by Chaitanya are arranging loan to their constituent SHGs through BC/
agency of Yes Bank, ICICI and IDBI Bank. Chaitanya SHG Federation is the service provider. It has the role in
identification, training, promotion and nurturing of SHGs. They also identify such of the groups who fulfil the
eligibility criteria of the bank and recommend the SHGs to the bank. The groups are also helped to complete
the loan application procedure. After the bank financing, the federation continues to monitor, ensure the end
use, nurture the SHGs and also supports the bank in recovery.
8.3.1.3 Advantages of BC/ agency channel to Banks
Financing SHGs through BC/ agency channel offers a great value proposition to Banks in outsourcing their
work of credit and financial penetration to the unserved segment of the society in a sustainable and profitable
32
manner. The collaborative arrangement is a potentially
YES Livelihood Enhancement Program
viable endeavor to serve the bottom of pyramid with
(YES LEAP)
more efficiency. Contrary to individuals acting as

BCs, the NGOs, SHPIs and SHG Federations acting
YES BANK has been developing innovative
as BC offers more conveniences as they have already
business models to reach out to The Next
established themselves in microfinance operations in
Billion customers. YES Bank implemented
underserved areas. The positive benefits of engaging
innovated process solutions to cater to excluded
with such institutions are their reach to an established
population in rural and urban India through YES
client base underserved through banking channels
Livelihood Enhancement Program (YES LEAP) in
through a network of skilled and experienced field
Sept 2011 an initiative to create savings linked
staff / community resource persons. While NGOs /
credit accounts through a Self Help Promoting
SHG Federations are not permitted to provide saving
Institutions (SHPI) network. Bank appoints
services on their own, they are better placed for
potential SHPI as BC after detailed due diligence.
mobilizing savings of the poor on behalf of the bank
YES LEAP has reached to over 2 million women
because of the trust earned by them.
via about 1.5 lakh Self Help Groups spread

across 19 states and 250 districts of the country
Such hi-touch and many times technology based
as on March 31, 2016. As on March 31, 2016,
models of dealing with SHGs provides immense
the portfolio outstanding of YES LEAP is about
potential to reduce transaction cost of banks in
` 1,578 Cr and cumulative disbursements are
banking with SHG. While innovative technology
about ` 3,987 Cr. The repayment rate has been
solutions may be used for capturing field data, making
consistently high at about 99.7%.
faster appraisal, monitoring account balances,

tracking loan repayments, sending communication to
the groups, etc., frequent monitoring of large number of SHG accounts would be done by the BC. Moreover,
the arrangement would be decongesting the bank branch as the SHGs are not required to go to the branch for
banking operations. An efficient use of BC agents has the potential to save the business time of bank staff,
which would be gainfully utilized to focus on other high value transactions. Many NGO BCs/ agents operate
on a computerized system for maintaining data and furnish the necessary MIS to banks. BC/ agent model
of reaching the SHGs has reignited the interest of many banks in SHG bank linkage programme as they are
able to increase the credit flow to SHGs without earmarking their resources substantially. The recovery rate
of SHG portfolio under almost all such BC models has remained very high with negligible stressed assets. As
the cost of the BC/ agency services is borne by the SHG and not the bank, this acts as a booster for the banks
to adopt the model for successful credit penetration in SHG sector at the same time making it a business
proposition. Some of the financing banks have also created dedicated teams for this kind of intervention.
33
8.3.1.4 Drivers for NGOs/ SHG Federations as BCs/ agents

NGOs / SHG Federations are deeply embedded in the rural landscape and are highly connected to the
rural society due to various projects and ongoing or past programmes. Most of them have functioned as
SHPIs in the past and have helped in the formation and nurturing of SHGs in their area of operation. They
themselves are generally are unable to access bulk loans from banks for on-lending to SHGs uninterruptedly
and repeatedly because of various limitations. As a BC or agent of banks, they can facilitate credit reach to
their SHGs without worrying for funds raising themselves. The NGOs/ federations due to their deep connect
with the SHGs are also able to imbibe financial discipline among SHG members and are able to ensure timely
repayments to banks. BC commission or agency fee takes care of the transaction costs of these agencies. As
a BC partner of banks, they may also help their constituents/ SHG members to avail other financial services
including savings, insurance, etc.
8.3.1.5 Willingness to Pay for Conveniences
The arrangement of BC channel enables the SHGs in remote areas to access appropriate banking services
and ensures their financial inclusion. Even though BC channel puts additional interest burden on SHGs
bank credit, borrowers see value in the hassle free door step services offered by BCs, free from botheration
of improper documentation and repeat visits to bank branch thereby saving on travel cost and time. It is
observed that SHGs are willing to pay for the efficiency of services, functionality and convenience offered
through the BC channel.
8.3.1.6 Some issues and potential
There is good scope for engaging NGOs/ SHG Federations as BCs/ agents for increasing the outreach of
banks for credit linkages. The model also has great potential to enlarge its scope and deliver diverse products
and services to the SHGs. The model can be strengthened by banks with proper product design to offer value
added products/services such as remittance services, recurring/ fixed deposits, insurance services, utility
bill payments etc. This will enable close engagement of NGOs with the community and access to a bouquet
of products to SHGs and higher level FI activity. Tackling commission payment related problems is another
urgent issue to be addressed for long term sustainability of the model.
8.3.2 SHG member as BC: Bank Sakhi Model
8.3.2.1 The Pilots: In 2012, the Rural Financial Institutions Programme (RFIP), a joint NABARD-GIZ
programme, decided to start pilots connecting the two dots i.e., enmeshing the bank agents and the
34
community by appointing SHG members as agents. The RFIP engaged itself in two pilot projects. The first
pilot project was rolled out in May 2013, with the Gramin Bank of Aryavart (GBA) in Unnao District of Uttar
Pradesh (UP). Second pilot project was started in Indore District of Madhya Pradesh (MP) in May 2014
with Narmada Jhabua Gramin Bank (NJGB). In both the projects, banks have partnered with a local SHG
Federation, a corporate BC and a technology service provider.
8.3.2.2 Methodology: Women members of local SHGs were appointed as BC agents called Bank Sakhis
(friends of Bank). The strategy involved partnership with local community institutions such as SHPIs,
Federations and Gram Panchayat members in selection of a SHG member to work as Bank Sakhi. As official
agents they entered into a formal agreement with the Corporate BC to deliver financial services on behalf of the
bank. They were trained on ICT based financial inclusion using classroom training modules and continuous
handholding support provided by RFIP team and community volunteers appointed by SHG Federation. These
Bank Sakhis conduct bank transactions leveraging affordable technology in the eco-system of SHGs with an
objective of widening and deepening of financial inclusion in unbanked / under banked villages.
8.3.2.3 Benefits
The pilots emerged as a win-win strategy for customers, Bank Sakhis and Banks. It benefitted villages
customers through provision of the banking facilities as and when needed at the doorstep. They were not
required to travel to far off bank branch for conducting their transactions. Govt. payments routed through CSP
made it further relevant for the rural society. On the other hand, Bank Sakhis with average 500 transactions
earned up to INR 5000 per month as a commission from BC and BF activities. Bank Sakhis also gained in
terms of social recognition and self-esteem as banks representative.
The banks were the largest beneficiaries. The issue of dormancy and trust applicable to corporate BC were
easily addressed. Bank Sakhi, being a SHG member was already having adequate financial literacy and
knowledge of bank products and has evolved socially to interact with bankers and others. Training on banking
products and use of technology to them was easier. Bank Sakhi, being a resident of the area continued the
work and also garnered high trust among the villagers. The Bank Sakhi project has led to expansion of
financial services to the door step with very limited cost. Many villagers were keen to open basic accounts
through the Bank Sakhis. The bank was able to reduce its transaction cost substantially. The operational cost
for the coverage of some operational areas had reduced by 70 to 90%. Outsourcing also reduced the footfalls
in the branches and created a space for the branch staff to improve services for other sectors and tap high
value business.
35
8.3.2.4 Mainstreaming
After the completion of the RFIP project in December 2015, the pilot projects are now owned by the concerned
banks as a part of their corporate strategy. The pilots have shown the way to other banks how to use the CSP
model for business development through a member of the community level organisation. Some banks have
started implementation of the model on a larger scale. NABARD has issued a detailed circular as regards
mainstreaming of the model to all Scheduled commercial banks and RRBs and offered support for capacity
building, orientation of stakeholders, etc. to banks from FIF.
9.
Emerging Microfinance Landscape in India-post SFBs1
9.1
Microfinance had never been a static phenomenon. In its initial days it operated within the confines of
NGO space, dependent more on grant funding and donor agency support. Gradually it entered the mainstream
financial sector discourse. Time has not withered Marguerite Robinsons classic definition of Microfinance,
Microfinance refers to small-scale financial services for both credits and deposits that are provided to
people who farm or fish or herd; operate small or microenterprises where goods are produced, recycled,
repaired, or traded; provide services; work for wages or commissions; gain income from renting out small
amounts of land, vehicles, draft animals, or machinery and tools; and to other individuals and local groups in
developing countries, in both rural and urban areas. (Robinson, 1998)
Often the term is limited to the narrow definition of microcredit for microenterprise. However, microfinance,
in theory and in practice, includes a wider range of services. It represents something more than microcredit;
microfinance is the provision of a broad range of financial services such as deposits, loans, payment services,
money transfers, and insurance to the poor and low-income households and to their microenterprises through
a wide variety of institutions. This definition reflects a growing recognition that poor people need and use
financial services beyond credit to expand their choices and better manage their financial lives.
In India, the National Bank for Agriculture and Rural Development (NABARD) has defined microfinance as
the provision of thrift, credit and other financial services and products of very small amounts to the poor in
rural, semi-urban or urban areas for enabling them to raise their income levels and improve living standards
(NABARD, 1999) While exclusively covering the poor, it lays emphasis on graduating borrowers from the premicrofinance stage to the post-microfinance stage with the support of financial and non-financial services.
Thus, while the definition of microfinance may be minimalist the intent is to support what may be described
as a microcredit plus approach.
1 This article is contributed by Shri P Satish, Executive Director, Sa-Dhan, The Association of Community Development Finance
Institutions, New Delhi-110070
36
9.2 The Early Days

Microfinancing by non-formal financial organisations already had tentative beginnings by the time NABARD
initiated the pilot project for Self Help Group-Bank Linkage in 1992. The earliest instance of microfinance in
India can be traced to the initiatives undertaken for providing banking services to the poor women employed
in the unorganised sector of Ahmedabad city in Gujarat through the SEWA Bank, set up as an urban
cooperative bank in early seventies. Since then the bank has been providing banking services to the poor
and self-employed working as hawkers, vendors, domestic servants etc. This model has not been replicated
elsewhere in the country, though the Working Womens Forum (WWF) started promoting working womens
cooperative societies in Tamil Nadu since 1980. Annapurna of Pune and Shreyas in Kerala were other similar
initiatives.
The Savings and Credit Groups experiment of MYRADA was later supported by NABARD and emerged as
the crucible of its pilot project for linking banks with self-help groups (SHGs) This pilot evolved into a regular
lending programme as an outcome of the recommendations of the RBIs Working Group on NGOs and SHGs
(RBI,1996). The number of SHGs expanded exponentially with governments poverty alleviation programmes
using them as the base as in Kudumbashree of Kerala or Velugu in Andhra Pradesh. Thus the SHG-Bank
Linkage Programme has expanded at a fast pace in India to evolve into the largest microfinance programme
in the world, and undoubtedly, it is the main microfinance programme in India.
Microfinance in India is not confined to SHGs alone. There are also microfinance institutions (MFIs) operating
in the country following a variety of credit methodologies. The work of these institutions commenced around
the same time as the SHG-Bank Linkage Programme was evolving. Many of them were inspired by the
Grameen Bank in Bangladesh and the innovations taking place in Latin America. Voluntary agencies and
Non-Governmental Organisations (NGOs) undertook financial intermediation as a part of larger social good.
Majority of these NGOs were registered as a Trust or a Society. Many NGOs have also helped SHGs to
organise themselves into federations and these federations were performing non-financial functions like social
and capacity building activities, facilitate training of SHGs undertake internal audit, promote new groups.
In the initial phase these NGO-MFIs received funding support from NABARD to incubate their ideas and
innovations. Initially, while these institutions were strong on social and community capacity building, they
were inexperienced as far as financial management issues were concerned. However with the growth in their
operations they had to acquire financial management skills by capacity building and systems improvement.
The establishment of SIDBI Foundation for Micro Credit (SFMC) in 1999 gave a further fillip to the sector.
37
9.3 Evolution of MFIs

The NGO-MFIs by their charter are non-profit organisations and as a result faced several problems in
borrowing funds from higher financial institutions. Many NGOs felt that combining financial intermediation
with their core competency activity of social intermediation is not the right path. It was felt that a financial
institution including a company set up for this purpose does a better banking function. Further, if MFIs
are to demonstrate that banking with the poor is indeed profitable and sustainable, it has to function as a
distinct institution which makes profit. As the institutions grew and expanded their operations, gradually they
converted themselves into Non-Banking Financial Companies (NBFCs). This form offered MFIs the scope
for functioning as financial institutions regulated by the central bank. NBFCs are companies registered under
Companies Act, 1956 and regulated by Reserve Bank of India.
While the larger MFIs graduated to become NBFCs, an overwhelming majority of the MFIs are operating on a
smaller scale with clients ranging between 100 and 1500 per MFI. Some of the larger MFIs also desisted from
converting themselves into NBFCs as they were philosophically wedded to the concept of microfinance being
a not-for-profit activity. Some NGO-MFIs started setting up Not-for-Profit Companies for their microfinance
operation.
Some State Governments have enacted the Mutually Aided Cooperative Societies (MACS) Act for enabling
promotion of self-reliant and vibrant cooperative societies based on thrift and self-help. MACS enjoy the
advantages of operational freedom and virtually no interference from state government. Some MFIs working
on principles of cooperation got themselves registered under MACS Acts. However MACS Acts now exist only
in a handful of states, with many states repealing them or watering them down. Few MFIs are Cooperative
Societies or Cooperative Banks under regular Cooperative Societies Acts.
After the crisis in the Microfinance sector in Andhra Pradesh in 2010, RBI set up a Sub-Committee of its
Board (Malegam Committee) to go into the issues relating to the sector. Based on the recommendations of
the Malegam Committee, RBI came up with a range of guidelines to ensure the orderly growth of the sector.
One element of these guidelines was the introduction of new category of NBFCs-the NBFC-MFI. Based on
fulfillment of certain norms RBI would designate an NBFC undertaking microfinance business as an NBFCMFI.
Hitherto there was no authentic data on the number of MFIs operating in India. The estimates by various
sources ranged anywhere from 300 to 800. To overcome this issue Sa-Dhan started bringing out the
MFI Directory from the year 2014 onwards, with verified data on each MFI. As per the latest version of
this directory there are 223 MFIs functioning in the country. These function under a variety of legal forms
(Table 9.1).
38
Table 9.1 : No. of MFIs in India

Legal form
No. of MFIs
Society
78
Trust
19
Section 8 (Sec 25) Company
29
MACS/Cooperative
12
Local Area Bank
NBFC
13
NBFC-MFI
71
Total
223
Source: Sa-Dhan (2016)

Of these 223 institutions only 28 MFIs have a client outreach of more than 2.5 lakhs. 45 MFIs have client
coverage between 50,000 and 2.5 lakhs. The remaining 150 are relatively small catering to a clientele of
less than 50,000, each. But these small institutions cover poorer clients in remote geographies and they are
crucial for financial services to underserved populations.
The basic hindrance for the rapid growth of microfinance relates to the issue of accessing public deposits.
Deposits from the public are less volatile and more cost-effective sources of funds than alternative
sources such as refinance from second-tier institutions, lines of credit from banks or funds from donor
agencies. A reliable funding source like savings can expand loaning operations and hence also benefit
poor borrowers. Microfinance institutions expanding their activities to accept public deposits would imply
that suitable regulatory and supervisory mechanisms by the central banks have been put in place in those
countries. Institutions receiving public deposits need to be regulated and supervised by the central banks for
superintendence of financial entities as well as the existence of supportive legal framework. Absence of such
enabling environment in many countries has stunted the growth of MFIs into full-fledged financial institutions.
Over the last three decades a small number of successful MFIs have built up sufficient financial strength and
managerial capability to allow them to become commercial banks. While Grameen Bank in Bangladesh has
a special regulation which authorizes its working, PRODEM in Bolivia and K-REP in Kenya had to necessarily
transform themselves into full-fledged commercial banks to enable them to access public deposits. Later,
Bolivia enacted the law on private financial funds which enabled MFIs to access public deposits. Many
39
countries in Asia, Africa and Latin America followed suit with regulations for the microfinance sector. In
South Asia, Bangladesh came up with regulations and set up the Microcredit Regulatory Authority (MRA) in
2006. Pakistan has a specialized law for Microfinance Banks (MFBs), Microfinance Institutions Ordinance
and Prudential Regulations for MFBs.
In India, the Task Force on Regulation of Microfinance was of the view that since SHGs do not access public
savings, there is no need for specific regulation for these entities. As the deposit taking NBFCs are already
regulated by RBI, any MFI desirous of accessing public savings should evolve into a deposit taking NBFC and
get itself registered under the relevant statutes. All other MFIs should subject themselves to their own SelfRegulatory Organisations (SROs) (NABARD, 1999). Similar views were expressed by the Vyas Committee,
which recommended that while the MFIs may continue to work as wholesalers of microcredit by entering
into tie-ups with banks or apex development finance institutions, more experimentations have to be done to
satisfy about the MFI model. Such experimentation needs to be encouraged in areas where banks are still not
meeting adequate credit demand of the poor, especially the rural poor. In regard to offering thrift products,
the Committee felt that, while the NGO-MFIs can continue to extend microcredit services to their clients, they
could play an important role in facilitating access of their clients to savings services from the regulated banks.
As regards allowing NGO-MFIs to access deposits from public/ clients/members the Committee considers
that in view of the need to protect the interests of depositors, they may not be permitted to accept public
deposits unless they comply with the extant regulatory framework of the RBI. As no depositors interest is
involved where they do not accept public deposits, RBI need not regulate such MFIs (RBI, 2004). After this
there were two attempts at microfinance regulation aimed at regulating the institutions and at the same time
enabling them to access public deposits. Microfinance Regulation and Development Bills were placed before
the 14th and 15th Lok Sabhas but could not pass the muster of the parliamentarians.
9.4
Groundwork for Small Finance Banks
Concurrently there were demands from the microfinance sector for allowing them to convert to full-fledged
banks or limited banks. Initially not much heed was paid to these demands. But in the meanwhile, the
intellectual grounds for meeting these demands were being laid. The Rajan Committee opined that there
was sufficient change in environment to warrant experimentation with licencing of small finance banks. It
recommended allowing entry to private well governed deposit taking small finance banks offsetting their
higher risk from being geographically focused by requiring higher capital, a stricter prohibition on related party
transactions, and lower allowable concentration norms (GoI, 2007). Further the Mor Committee suggested
two broad designs for differentiated banks in India-the Horizontally Differentiated Banking System and the
Vertically Differentiated Banking System based on building blocks of payments, deposits and credit (RBI,
40
2014). RBI was thus in the process of expanding the banking space to ensure greater financial inclusion.
It came out with guidelines on licencing of new banks in February 2013. In November 2014 RBI issued
guidelines for the setting up of Small Finance Banks and Payments Banks.
Small Finance Banks (SFBs) would essentially undertake basic banking activities that include: accepting
deposits and lending to under-served sections. SFBs can also take up other non-risk sharing simple financial
services activities, with prior approval of RBI. They can also become a Category II authorised dealer in foreign
exchange business and set up subsidiaries to undertake non-banking financial services activities. They would
be required to extend 75 % of credit to priority sectors as against 40 % prescribed for commercial banks.
While 40 % of the credit will have to be allocated under different sub-sectors mandated under priority sector
lending (PSL) guidelines, balance of 35 % will be towards one or more subsectors of PSL in which the SFB
has competitive advantage. The maximum exposure to a single entity and group would be restricted to 10 %
and 15 % of its capital funds respectively. Further, in order to ensure that the bank extends loans primarily
to small borrowers, at least 50 % of its loan portfolio should constitute loans and advances of up to ` 25
lakh. Reserve Bank received 72 applications for setting up of SFBs. On 16 September 2015, RBI granted inprinciple approval to ten entities to start Small Finance Banks valid for 18 months to enable the applicants
to comply with the requirements under the guidelines and fulfil other conditions stipulated by RBI. Eight of
the ten grantees are NBFC-MFIs, one is a Local Area bank and the last one is an NBFC. All these institutions
are already working in the small finance space and SFB is a natural graduation process for them. The
performance of the sector in extending financial services to the marginalised and neglected sections of the
society enabled it be the frontrunner in the SFB race.
While the range of products offered as MFIs was limited, as SFBs these entities will be able to extend their
product range in terms of savings, credit, insurance, remittances etc. and also increase the ticket size of
their offerings. In addition they will have the freedom to add many new innovative products. Those entities
which display a significant ability to innovate, both on liability and asset side products, with extensive use
of technology will acquire the edge as successful niche banks. In a way SFBs will cater to the segment of
clientele which was encountering the missing middle
9.5
Raison dtre for Microfinance
While the crisis in Andhra Pradesh was indeed a dampener on the steady growth of the MFIs loan portfolios
and client outreach, with a tighter regulatory oversight and operational guidelines framed by RBI, the sector
stabilised. Added to this were the industrys own efforts in improving the systems and processes and a
tighter self-enforcement of code of conduct. The growth trends as indicated in the Table 2 below confirm that
41
the sector is bouncing back.

Table 9.2: Growth in Microfinance Sector
Sl.
No
Year
Outstanding Loan
Portfolio (Rs crore)
Loan Disbursed
(Rs crore)
Client Outreach
(in lakhs)
2009-10
22,544
29,330
267
2010-11
24,332
35,176
317
2011-12
24,607
22,635
275
2012-13
25,699
25,635
275
2013-14
33,517
38,558
330
2014-15
48,882
56,860
371
Source: Sa-Dhan (2015)

Figure 9.1: Growth in Microfinance Sector
56,860
60,000
48,8
882
50,000
40,000
30,000
388,558
35
5,176
0
29,330
24
4,607
22,635
24,332
22,544
33,517
25,699
5
25,635
20,000
10,000
0
267
2
2009-1
10
317
20
010-11
Outstandin
ng Loan Portfo
olio (` crore)
275
2011-12
275
2
2012-13
Loan Dissbursed (` crrore)
330
2013-14
371
2014-15
Clieent Outreach ((in lakhs)
The data for the year 2015-16 based on audited financial statements is still being consolidated. However
provisional figures indicate to an outstanding loan portfolio of ` 68,496 crores as on 31 March 2016. Of
this amount the 8 SFB licensees account for a portfolio of ` 23,553 crores. This implies that on a standstill
basis the MFI sector portfolio would reduce to ` 44,943 crores once all these eight institutions become SFBs,
42
indicating a contraction of nearly 35 %. The provisional estimate of clients served by MFIs for the year ending
March 2016 was 476 lakhs, out of which nearly 135 lakhs are being served by would-be SFBs. While the
lending philosophy and methodology of each of the SFBs would be for them to decide upon, few of them
would be able to continue with the present systems of unsecured group lending. As such a huge space is
about to be created for medium and small MFIs to expand their operations. Opportunity also opens up for
not-for profit MFIs, i.e. NGO-MFIs, Mutuals/Cooperatives and Section 8 Companies. The trajectory of growth
of MFI sector since 2010 is an indication of the absorption capacity and potential for such type of lending.
This potential opportunity calls for a vigorous role to be played by the development finance institutions. It may
be recalled that in the initial years of setting up of MFIs in their NGO-MFI form it was NABARD which assisted
them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number of MFIs with
quasi-equity and subordinated debt instruments from Micro Finance Development and Equity Fund (MFDEF).
Similarly SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro Credit (SFMC).
The India Microfinance Equity Fund (IMEF) later supported MFIs, especially the medium and smaller ones
with equity and quasi-equity. Such pioneering roles may be required to be played again in nurturing a newer
set of institutions to take their places in the space vacated by the SFBs. Of course MUDRA with its total focus
on microenterprise has to hand-hold and facilitate the development process of smaller MFIs and not-for profit
MFIs as they are the ones who operate in remoter locations and with the more underserved populations.
The establishment of Small Finance Banks also opens up another window of opportunity for reinvigorating
the SHG-Bank Linkage Programme. We are aware that there is greater enthusiasm for SBLP from smaller
institutions like RRBs, DCCBs and smaller banks than from bigger banks. This phenomenon would apply to
SFBs also. Moreover as eight of them (nine, if you include Capital) are from the microfinance stable, they
would be more positively inclined for SHG linkage. While all of them operated on the JLG methodology, some
of them worked on the SHG model also. Strategic partnerships with them for SHG-Bank Linkage Programme
have the potential to take SBLP to greater heights in the next couple of years.
The setting up of Payment Banks would also give a further fillip to the microfinance sector. Partnerships
between MFIs and Payment Banks can ensure that MFIs clients can avail of financial products other than
credit from the latter. Additionally the cash and remittance management services of MFIs can be taken care
of by the Payments Banks. RBIs discussion paper on Peer to Peer (P2P) lending also opens up a window
for some MFIs with technology wherewithal to transform themselves into P2P players for the microfinance
segment. Institutions like Kiva and Rang-De are already working in this area, but there is a scope for a
number of other institutions to enter this niche.
43
9.5
Conclusion
As in other financial services models the microfinance model also has evolved over the last two decades.
Both the indirect SHG model and the direct MFI model have facilitated a number of clients to graduate to
become clients of mainstream financial institutions. But this graduation process was neither seamless nor
automatic. The establishment of Small Finance Banks makes this process smoother. While increasingly a
large number of clients will be served by mainstream banks (including SFBs), for unsecured credit products
of small volumes, there is no alternative to the microfinance sector. This is proved by the existence of
microfinance services in one form or other even in advanced economies like USA and Europe. Suffice to
state that microfinance sector would also be evolving with the use of technology, especially mobile and other
digital platforms. There could be systems and process innovations which could transform the manner in
which the microfinance services are provided-both in the SHG and MFI modes.
India is a country in which stone-age tribal communities and twenty-first century condominiums cohabit.
Bullock carts and bullet trains are contemporaries. Likewise even in the financial services sector, despite
expansion taking place with increased outreach of mainstream institutions through a range of technology
platforms and novel institutions like small finance banks and payments banks coming into being, the niche
area for microfinance will continue to exist, not only till the complete eradication of poverty, but even beyond
that. In the nook and corner of the country NGO-MFIs, for-profit MFIs, Self Help Groups will keep up their
activities, providing services to the needy as long as they are demanded. In this gigantic effort, the spectrum
of stakeholders is contributing its mite to nurture and strengthen this institutional infrastructure so that
financial services reach the last person in the remotest corner of the country. As Voltaire said Tout est pour
le mieux dans le meilleur des mondes possible (Everything is for the best of all possible worlds).
44
References
GoI (2007), A Hundred Small Steps: Report of the Committee on Financial Sector Reforms (Chairman: Dr
Raghuram G. Rajan), Planning Commission, Government of India, New Delhi
NABARD (1999), Task Force on Supportive Policy and Regulatory Framework for Microfinance, (Chairman:
Y.C. Nanda), National Bank for Agriculture and Rural Development, Mumbai.
RBI (1996), Linking of Self-Help Groups with Banks-Working Group on NGOs and SHGs-RecommendationsFollow up, Reserve Bank of India, Mumbai
RBI (2004), Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking
System (Chairman: Prof V.S. Vyas), Reserve Bank of India, Mumbai
RBI (2014), Committee on Comprehensive Financial Services for Small Businesses and Low Income
Households (Chairman: Dr Nachiket Mor), Reserve Bank of India, Mumbai
Robinson, Marguerite (1998), Microfinance: The paradigm shift from credit delivery to sustainable financial
intermediation. In Strategic Issues in Microfinance, eds. MS Kimenyi, Robert C. Wieland and JD Von Pischke,
Ashgate Publishing. Aldershot. England.
Sa-Dhan (2015), Bharat Microfinance Report-2015, Sa-Dhan, The Association of Community Development
Finance Institutions, New Delhi
Sa-Dhan (2016), Microfinance Directory, 2nd Edition, Sa-Dhan, The Association of Community Development
Finance Institutions, New Delhi
-----
45
STATEMENTS
47
STATEMENT - I - A
Progress under Microfinance - Savings of SHGs with Banks
(Amount ` lakh)
Sr.
No.
Name of the Agency
Total Savings of SHGs with

Banks as on
31 March 2016
No. of SHGs
Savings
Amount
Out of Total -Exclusive

Women SHGs
No. of SHGs
Savings
Amount
Out of Total - Under

NRLM/SGSY
No. of SHGs
Savings
Amount

NULM/SJSRY
No. of SHGs
Savings
Amount
Commercial Banks
4140111
903388.77
3568978
808070.05
1816663
465619.76
363848
92893.78
Regional Rural Banks
2256811
248428.13
1963790
224941.90
1340791
126645.29
63292
6915.59
Cooperative Banks
1506080
217322.11
1230689
170566.23
299392
32232.26
18405
813.08
Total
7903002
1369139.01
6763457
1203578.18
3456846
624497.31
445545
100622.45
STATEMENT - I - B
Progress under Microfinance - Bank Loans disbursed to SHGs
Agency-wise position during 2015-16
(Amount ` lakh)
Sr.
No.
Name of the Agency
Loans disbursed to SHGs

by Banks during the year
No. of SHGs
Commercial Banks
2
3
Loans
disbursed

Women SHGs
No. of SHGs
Loans
disbursed

NRLM/SGSY
No. of SHGs
Loans
disbursed

NULM/SJSRY
No. of SHGs
Loans
disbursed
1132281
2518497.23
972524
2296692.09
511745
1137201.78
79117
193173.20
470399
916492.88
456352
900746.18
271423
482639.00
30299
65790.18
Cooperative Banks
229643
293699.98
199795
243703.67
32364
58737.52
1755
3059.09
1832323
3728690.09
1628671
3441141.94
815532
1678578.30
111171
262022.47
Total
STATEMENT - I - C
Progress under Microfinance - Bank Loans outstanding against SHGs
(Amount ` lakh)
Sr.
No.
Name of the Agency
Total Outstanding Bank

Loans against SHGs
No. of SHGs

Women SHGs
Loan
No. of SHGs
Outstanding
Loan
Outstanding

NRLM/SGSY
No. of SHGs

NULM/SJSRY
Loan
No. of SHGs
Outstanding
Loan
Outstanding
Commercial Banks
2626364
3714562.48
2300521
3319487.00
1275488
1767089.93
244007
286006.89
1445476
1610934.50
1272022
1525307.68
802776
804654.04
62152
106318.04
Cooperative Banks
600781
386426.49
463683
298095.96
112907
89271.57
6607
5650.25
4672621
5711923.47
4036225
5142890.64
2191171
2661015.54
312766
397975.18
Total
49
STATEMENT - I - D
Progress under Microfinance - Non Performing Assets of Banks against SHG Loans Outstanding
Agency-wise position as onz 31 March 2016
(Amount ` lakh)
Non Performing Assets of Banks
against SHG Loans Outstanding
Sr. Name of Bank Loans
No. the Agency Outstanding Amount of
NPAs
against
SHGs
Out of Total -Exclusive Women SHGs
Percentage
Bank Loans
of NPAs to
Amount of
Outstanding
Total loans
NPAs
against SHGs
Outstanding
Out of total - Bank loans O/S & NPAs

against NRLM/SGSY
Percentage Bank Loans

of NPAs to Outstanding Amount of
against
NPAs
Total loans
Outstanding
SHGs
Out of Total - Under NULM/SJSRY
Percentage Bank Loans

of NPAs to Outstanding
Total loans
against
Outstanding
SHGs
Percentage
of NPAs to
Total loans
Outstanding
Amount
of NPAs
Commercial
3714562.48 232139.69
Banks
6.25
3319487.00 178004.52
5.36 1767089.93 108890.95
6.16
286006.89 20818.66
7.28
Regional
1610934.50 106429.49
Rural Banks
6.61
1525307.68 82692.09
5.42
5.92
106318.04
2048.69
1.93
Cooperative
Banks
386426.49 30053.72
7.78
298095.96 20931.96
7.02
9247.10
10.36
5650.25
341.77
6.05
5711923.47 368622.90
6.45
5142890.64 281628.57
5.48 2661015.54 165752.93
6.23
397975.18 23209.12
5.83
Total
804654.04 47614.88
89271.57
STATEMENT - I - E
Agency wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on 31 March 2016
(Amount ` lakh)
Sr. No.
Name of the Agency
Loans disbursed by Banks / FI to MFIs

during the year
No.of MFIs
Commercial Banks
Coop. Banks
Sub total
SIDBI
Grand total
Amount
Bank Loans Outstanding against MFIs as on

31 March 2015
No.of MFIs
Amount
564
1932413.85
1561
2268285.22
31
5242.25
344
21023.15
599.70
17
1175.90
598
1938255.80
1922
2290484.27
49
141301.00
98
267600.00
647
2079556.80
2020
2558084.27
50
STATEMENT - II - A
Progress under Microfinance - Savings of SHGs with Banks
Region-wise/ State-wise/ Agency-wise position as on 31 March 2016
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grant Total
Commercial Banks
Savings
No. of SHGs
Amount

Savings
No. of SHGs
Amount
Cooperative Banks
Savings
No. of SHGs
Amount
(Amount ` lakh)
Total
Savings
No. of SHGs
Amount
225
21987
14976
3772
3221
15246
94710
154137
127.85
13709.97
1417.40
1038.53
464.57
2761.84
6538.92
26059.08
0
17031
9649
3927
0
7966
81882
120455
0.00
1844.00
786.00
1355.27
0.00
698.39
7098.37
11782.03
0
3903
19560
687
447
6759
87527
118883
0.00
337.47
1207.72
16.70
71.30
517.97
5021.77
7172.93
225
42921
44185
8386
3668
29971
264119
393475
127.85
15891.44
3411.12
2410.50
535.87
3978.20
18659.06
45014.04
87045
1652
3947
1406
203
3037
1186
9261
107737
5612.88
223.69
201.73
125.86
11.89
297.75
291.85
843.77
7609.42
221073
1496
7129
4194
7327
801
0
29285
271305
5232.14
101.25
133.07
545.82
465.54
0.45
0.00
3235.00
9713.27
25568
1469
2544
2596
542
7594
356
10112
50781
283.20
92.39
22.18
266.09
19.71
400.00
104.57
515.50
1703.64
333686
4617
13620
8196
8072
11432
1542
48658
429823
11128.22
417.33
356.98
937.77
497.14
698.20
396.42
4594.27
19026.33
341
154216
62490
218514
259085
694646
25.76
20640.83
6731.85
23599.70
37912.68
88910.82
0
124392
36769
184452
207401
553014
0.00
15365.54
2820.41
18638.31
49864.62
86688.88
4134
0
67
83720
364525
452446
634.73
0.00
6.19
6349.71
65761.45
72752.08
4475
278608
99326
486686
831011
1700106
660.49
36006.37
9558.45
48587.72
153538.75
248351.78
43826
138100
129172
13740
324838
5064.85
18027.00
25933.39
2786.20
51811.44
98070
97995
233625
22696
452386
10131.00
5987.23
12230.09
1592.99
29941.31
18565
12523
1182
6159
38429
850.52
816.90
42.81
645.69
2355.92
160461
248618
363979
42595
815653
16046.37
24831.13
38206.29
5024.88
84108.67
3928
136431
336380
476739
665.23
11420.15
40136.52
52221.90
0
51287
104400
155687
0.00
4589.62
5569.59
10159.21
3613
33632
348378
385623
878.72
2404.46
40039.57
43322.75
7541
221350
789158
1018049
1543.95
18414.23
85745.68
105703.86
613603
605154
176301
2
9062
640316
337576
2382014
4140111
357295.05
79879.15
47662.29
0.10
3254.68
65754.35
122930.49
676776.11
903388.77
270560
137921
54527
0
3961
42497
194498
703964
2256811
49869.79
16132.89
7548.00
0.00
576.92
4381.37
21634.46
100143.43
248428.13
17354
219371
42031
0
1740
169221
10201
459918
1506080
7397.12
48230.09
7696.89
0.00
258.11
21867.44
4565.14
90014.79
217322.11
51
901517 414561.96
962446 144242.13
272859
62907.18
2
0.10
4089.71
14763
852034
92003.16
542275 149130.09
3545896 866934.33
7903002 1369139.01
STATEMENT - II- B
Progress under Microfinance - Bank Loans disbursed during the year 2015-16
Region-wise/ State-wise/ Agency-wise position
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total
Commercial Banks
Loans
No. of SHGs Disbursed
Amount

Loans
Amount
Cooperative Banks
Loans
Amount
(Amount ` lakh)
Total
Loans
Amount
5
2649
1093
1778
263
1636
12932
20356
8.00
4249.12
1666.37
1200.07
216.58
2940.01
23139.12
33419.27
0
1168
669
1049
0
763
3816
7465
0.00
1082.00
996.00
980.34
0.00
631.97
2841.57
6531.88
0
52
1464
2
8
257
8502
10285
0.00
67.79
1864.91
2.00
4.00
211.59
6196.50
8346.79
5
3869
3226
2829
271
2656
25250
38106
8.00
5398.91
4527.28
2182.41
220.58
3783.57
32177.19
48297.94
7772
27
88
41
4
123
112
626
8793
5361.48
39.34
100.26
36.05
2.00
231.45
64.28
415.23
6250.09
14306
6
214
149
315
47
0
21
15058
10165.56
11.00
220.33
125.75
459.85
1.49
0.00
2967.00
13950.98
547
24
80
14
8
1085
22
406
2186
338.52
16.45
40.00
18.45
11.20
1127.15
26.00
189.86
1767.63
22625
57
382
204
327
1255
134
1053
26037
15865.56
66.79
360.59
180.25
473.05
1360.09
90.28
3572.09
21968.70
29
31675
7303
32315
99085
170407
41.45
22955.82
4596.79
44837.94
61948.43
134380.43
0
66933
3494
25399
40508
136334
0.00
38100.57
1895.93
35480.94
70983.69
146461.13
223
0
21
5950
99641
105835
359.47
0.00
128.45
5713.09
62446.50
68647.51
252
98608
10818
63664
239234
412576
400.92
61056.39
6621.17
86031.97
195378.62
349489.07
6616
35469
18173
1611
61869
6551.84
54568.78
23935.33
1877.86
86933.81
3220
7625
7692
1101
19638
2235.00
4415.08
5500.17
729.50
12879.75
1249
91
43
1392
2775
849.21
101.63
4.79
18297.54
19253.17
11085
43185
25908
4104
84282
9636.05
59085.49
29440.29
20904.90
119066.73
501
17248
64119
81868
1359.91
20355.57
139493.66
161209.14
0
5127
8380
13507
0.00
4560.51
9976.46
14536.97
202
1263
15685
17150
618.87
1709.60
10557.63
12886.10
703
23638
88184
112525
1978.78
26625.68
160027.75
188632.21
290983
195477
58677
0
620
121937
121294
788988
1132281
830537.96
483737.82
98974.43
0.00
1223.25
356545.13
325285.90
2096304.49
2518497.23
107761
43056
8592
0
493
20738
97757
278397
470399
304992.55
65159.58
21089.00
0.00
1429.20
67453.56
262008.28
722132.17
916492.88
5327
42856
11999
0
295
27684
3251
91412
229643
15017.15
77010.73
20624.95
0.00
774.23
58616.83
10754.89
182798.78
293699.98
52
404071 1150547.66
281389
625908.13
79268
140688.38
0
0.00
1408
3426.68
170359
482615.52
222302
598049.07
1158797 3001235.44
1832323 3728690.09
STATEMENT - II- C
Progress under Microfinance - Bank Loans outstanding against SHGs
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total
Commercial Banks
Loans O/S
No. of SHGs
Amount

Loans O/S
No. of SHGs
Amount
Cooperative Banks
Loans O/S
No. of SHGs
Amount
(Amount ` lakh)
Total
Loans O/S
No. of SHGs
Amount
211
11894
5761
2186
549
8508
52076
81185
198.09
13076.82
4347.45
1460.98
495.42
12617.87
39502.13
71698.76
0
6248
6808
1437
0
4768
16536
35797
0.00
6847.00
2332.00
1011.71
0.00
2345.38
9859.54
22395.63
0
770
5692
18
9
1758
29495
37742
0.00
589.07
4486.35
31.85
4.06
879.91
15821.39
21812.63
211
18912
18261
3641
558
15034
98107
154724
198.09
20512.89
11165.80
2504.54
499.48
15843.16
65183.06
115907.02
42495
232
912
424
80
1108
610
6000
51861
32214.24
239.18
415.26
242.00
83.38
781.55
595.43
4005.01
38576.05
59991
58
1149
669
1038
98
0
20398
83401
32930.60
60.10
517.28
674.83
1440.05
2.32
0.00
6709.00
42334.18
4651
118
2
480
1038
2142
22
7145
15598
886.28
66.16
2.30
250.17
1440.05
2179.38
23.12
2715.04
7562.50
107137
408
2063
1573
2156
3348
632
33543
150860
66031.12
365.44
934.84
1167.00
2963.48
2963.25
618.55
13429.05
88472.73
87
101236
31832
106002
194321
433478
55.47
50884.54
29327.57
91485.06
109108.00
280860.64
0
166102
33138
81377
167018
447635
0.00
49362.98
7236.39
83268.65
178439.24
318307.26
536
0
29
26492
222732
249789
495.10
0.00
129.45
13581.47
90392.67
104598.69
623
267338
64999
213871
584071
1130902
550.57
100247.52
36693.41
188335.18
377939.91
703766.59
14802
70679
82543
7490
175514
10638.07
72069.35
84692.51
5113.64
172513.57
63589
44889
133963
6807
249248
18620.00
23973.80
67354.88
2531.36
112480.04
2937
3358
653
3087
10035
585.31
1245.04
520.73
2245.65
4596.73
81328
118926
217159
17384
434797
29843.38
97288.19
152568.12
9890.65
289590.34
1082
33278
124988
159348
2061.65
23476.16
126807.51
152345.32
0
12323
39846
52169
0.00
5543.75
28562.50
34106.25
709
2586
43307
46602
999.00
1649.10
14361.89
17009.99
1791
48187
208141
258119
3060.65
30669.01
169731.90
203461.56
553081
448290
112859
2
3004
307738
300004
1724978
2626364
1218561.78
530201.33
162959.00
1.50
3486.53
495725.04
587632.96
2998568.14
3714562.48
231841
106262
24002
0
1389
32063
181669
577226
1445476
484370.18
131371.68
24795.00
0.00
1597.84
54415.11
384761.33
1081311.14
1610934.50
17305
77885
41019
0
440
93092
11274
241015
600781
19150.61
85901.73
25371.28
0.00
731.35
85761.91
13929.07
230845.95
386426.49
802227
632437
177880
2
4833
432893
492947
2543219
4672621
1722082.57
747474.74
213125.28
1.50
5815.72
635902.06
986323.36
4310725.23
5711923.47
53
STATEMENT - II- D
Progress under Microfinance - Non-Performing Assets of Banks against SHGs- Position as on 31 March 2016
(Amount ` lakh)
Public Sector Commercial Banks
Sr.
No.
Region/
State
Loan
Amount
OS against
SHGs
Amount
of Gross
NPAs
against
SHGs
Private Sector Commercial

Banks
Amount
NPA as
Loan
NPA as
Loan
of Gross
%age Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs
Amount
of Gross
NPAs
against
SHGs
Cooperative Banks
Total
Amount
NPA as
Loan
NPA as
Loan
of Gross
%age
Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs
Amount
of Gross
NPAs
against
SHGs
NPA as
%age
to Loan
OS
Northern Region
1 Chandigarh
2 Haryana
198.09
47.58 24.02%
0.00
0.00
0.00%
0.00
0.00
0.00%
0.00
10674.42
2101.09 19.68%
2402.40
0.00
0.00%
6847.00
284.00
4.15%
427.98 10.57%
296.54
0.00
0.00%
2332.00
262.00 11.23%
6.09%
674.49
3.16
0.00%
1011.71
43.47
107.48 21.69%
0.00
0.00
0.00%
0.00
8.14%
2342.40
0.15
0.01%
2345.38
Himachal
Pradesh
4050.91
Jammu &
Kashmir
786.49
5 New Delhi
495.42
47.88
836.09
0.00
0.00%
198.09
47.58 24.02%
589.07
440.00 74.69%
20512.89
2825.09 13.77%
4486.35
831.48 18.53%
11165.80
1521.46 13.63%
0.00%
31.85
15.98 50.17%
2504.54
0.00
0.00%
4.06
192.84
8.22%
0.00
0.00%
499.48
879.91
200.00 22.73%
15843.16
65183.06
110.49
4.41%
107.48 21.52%
6 Punjab
10275.47
1229.08
7.76%
7 Rajasthan
20087.22
9366.71 46.63%
19414.91
805.25
4.15%
9859.54
4042.20 41.00%
15821.39
2134.54 13.49%
Total
46568.02
12934.81 27.78%
25130.74
808.56 3.22%
22395.63
4824.51 21.54%
21812.63
3622.00 16.61%
32169.03
5299.24 16.47%
45.21
0.87
1.92%
32930.60
2982.16
9.06%
886.28
441.20 49.78%
66031.12
8723.47 13.21%
237.97
37.39 15.71%
1.21
0.00
0.00%
60.10
25.54 42.50%
66.16
20.31 30.70%
365.44
83.24 22.78%
3 Manipur
415.26
183.13 44.10%
0.00
0.00
0.00%
517.28
0.00%
934.84
229.59 24.56%
4 Meghalaya
242.00
102.49 42.35%
0.00
0.00
0.00%
674.83
89.50 35.78%
1167.00
330.40 28.31%
5 Mizoram
83.38
22.70 27.22%
0.00
0.00
0.00%
1440.05
137.61
9.56%
1440.05
13.26
0.92%
2963.48
173.57
6 Nagaland
781.01
217.89 27.90%
0.54
0.29 53.70%
2.32
0.15
6.47%
2179.38
224.53 10.30%
2963.25
442.86 14.95%
7 Sikkim
595.43
5.49%
0.00
0.00
0.00%
0.00
0.00
0.00%
23.12
8 Tripura
4005.01
1198.17 29.92%
0.00
0.00
0.00%
6709.00
2871.00 42.79%
38529.09
7093.67 18.41%
46.96
1.16 2.47%
42334.18
6199.03 14.64%
55.47
6.64 11.97%
0.00
0.00
0.00%
0.00
0.00
2 Bihar
46389.44
9317.36 20.09%
4495.10
0.53
0.00%
49362.98
3962.23
3 Jharkhand
28971.44
4474.19 15.44%
356.13
0.00
0.00%
4 Orissa
71759.41
19436.54 27.09%
19725.65
16.29
9.27%
5754.38
0.00
42815.21 17.09%
30331.26
16348.70 25.08%
115907.02 22189.88 19.14%
North Eastern Region

1 Assam
2
Arunachal
Pradesh
Total
32.66
44.16
8.54%
2.30
138.41 20.51%
250.17
2.30
0.00
0.00%
618.55
2715.04
506.51 18.66%
13429.05
7562.50
1297.61 17.16%
0.00%
495.10
73.06 14.76%
8.03%
0.00
0.00
7236.39
970.42 13.41%
129.45
0.00
0.08%
83268.65
25365.17 30.46%
0.00%
178439.24
16.82 0.06%
318307.26
32.66
5.86%
5.28%
4575.68 34.07%
88472.73 14591.47 16.49%
Eastern Region
1
A&N
Islands (UT)
5 West Bengal
Total
103353.62
250529.38
9580.48
54
550.57
79.70 14.48%
0.00%
100247.52
13280.12 13.25%
0.00%
36693.41
5444.61 14.84%
13581.47
2141.00 15.76%
188335.18
46959.00 24.93%
90392.67
4246.77
4.70%
377939.91
23277.92
39748.49 12.49% 104598.69
6460.83
6.18%
703766.59 89041.35 12.65%
9450.67
5.30%
6.16%
STATEMENT - II- D (contd.)

Sr.
No.
Region/
State
Loan
Amount
OS against
SHGs
Amount
of Gross
NPAs
against
SHGs
(Amount ` lakh)
Banks
Amount
NPA as
Loan
NPA as
Loan
of Gross
%age Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs
Amount
of Gross
NPAs
against
SHGs
Cooperative Banks
Total
Amount
NPA as
Loan
NPA as
Loan
of Gross
%age
Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs
Amount
of Gross
NPAs
against
SHGs
NPA as
%age
to Loan
OS
Central Region
1 Chhattisgarh
9280.58
1664.75 17.94%
1357.49
2.89
0.21%
18620.00
1107.00
5.95%
585.31
87.26 14.91%
29843.38
2861.90
Madhya
Pradesh
31528.52
6211.04 19.70%
40540.83
209.12
0.52%
23973.80
3434.63 14.33%
1245.04
135.63 10.89%
97288.19
9990.42 10.27%
3 Uttar Pradesh
66349.53
12084.40 18.21%
18342.98
37.33
0.00%
67354.88
18425.50 27.36%
520.73
140.66 27.01%
152568.12
30687.89 20.11%
4 Uttarakhand
4107.68
671.18 16.34%
1005.96
0.00
0.00%
2531.36
533.90 21.09%
2245.65
791.29 35.24%
9890.65
1996.37 20.18%
111266.31
20631.37 18.54%
61247.26
249.34 0.41%
112480.04
23501.03 20.89%
4596.73
1154.84 25.12%
Total
9.59%
289590.34 45536.58 15.72%
Western Region
1 Goa
1479.17
77.52
5.24%
582.48
1.12
0.19%
0.00
0.00
0.00%
999.00
2 Gujarat
18486.21
1367.86
7.40%
4989.95
60.30
1.21%
5543.75
362.58
6.54%
3 Maharashtra
56640.57
9252.69 16.34%
70166.94
715.51
1.02%
28562.50
76605.95
10698.07 13.97%
75739.37
776.93 1.03%
Total
44.92
4.50%
3060.65
123.56
4.04%
1649.10
463.78 28.12%
30669.01
2254.52
7.35%
2864.13 10.03%
14361.89
3514.22 24.47%
169731.90
16346.55
9.63%
34106.25
3226.71
9.46%
17009.99
4022.92 23.65%
203461.56 18724.63
9.20%
Southern Region
1
Andhra
Pradesh
1218187.02
42692.94
3.50%
374.76
21.98
5.87%
484370.18
12447.16
2.57%
19150.61
383.02
2 Karnataka
456497.29
8084.31
1.77%
73704.04
504.17
0.68%
131371.68
5132.99
3.91%
85901.73
3 Kerala
152312.42
8940.50
5.87%
10646.58
248.19
2.33%
24795.00
745.00
3.00%
1.50
0.00
0.00%
0.00
0.00
0.00%
0.00
0.00
1072.32 30.76%
0.00
0.00
0.00%
1597.84
54.73
2.02%
54415.11
4 Lakshadweep
5 Puducherry
3486.53
6 Tamil Nadu
318281.54
50876.16 15.98% 177443.50 3575.90
7 Telangana
587632.96
20097.28
3.42%
0.00
0.00
2.00% 1722082.57
55545.10
3.23%
1947.08
2.27%
747474.74
15668.55
2.10%
25371.28
1511.02
5.96%
213125.28
11444.71
5.37%
0.00%
0.00
0.00
0.00%
1.50
0.00
0.00%
3.43%
731.35
81.64 11.16%
5815.72
1208.69 20.78%
5469.57 10.05%
85761.91
9143.89 10.66%
635902.06
69065.52 10.86%
384761.33
5080.27
13929.07
986323.36
25606.42
2.60%
1.32%
428.87
3.08%
Total
2736399.26 131763.51
4.82% 262168.88 4350.24 1.66% 1081311.14
28929.72
2.68% 230845.95 13495.52
5.85% 4310725.23 178538.99
4.14%
Grand Total
3259898.01 225936.64
6.93% 454664.47 6203.05 1.36% 1610934.50 106429.49
6.61% 386426.49 30053.72
7.78% 5711923.47 368622.90
6.45%
55
STATEMENT - II - E
Progress under Microfinance - Savings of SHGs with Banks under NULM
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grant Total
Commercial Banks
Savings
No. of SHGs
Amount

Savings
No. of SHGs
Amount
Cooperative Banks
Savings
No. of SHGs
Amount
(Amount ` lakh)
Total
Savings
No. of SHGs
Amount
1
1102
918
242
219
483
2201
5166
0.07
36.21
53.94
89.18
21.06
296.44
725.37
1222.27
0
9
0
0
0
0
69
78
0.00
1.00
0.00
0.00
0.00
0.00
2.35
3.35
0
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1
1111
918
242
219
483
2270
5244
0.07
37.21
53.94
89.18
21.06
296.44
727.72
1225.62
10773
10
408
47
36
58
32
280
11644
359.02
0.54
17.31
12.61
1.02
8.84
3.36
21.46
424.16
0
0
95
0
0
0
0
0
95
0.00
0.00
0.80
0.00
0.00
0.00
0.00
0.00
0.80
4809
147
0
0
0
0
0
0
4956
40.87
9.24
0.00
0.00
0.00
0.00
0.00
0.00
50.11
15582
157
503
47
36
58
32
280
16695
399.89
9.78
18.11
12.61
1.02
8.84
3.36
21.46
475.07
3
10019
4549
17940
10231
42742
0.46
1405.77
542.97
2213.14
2250.81
6413.15
0
623
729
0
0
1352
0.00
42.00
69.00
0.00
0.00
111.00
0
0
0
0
2344
2344
0.00
0.00
0.00
0.00
238.16
238.16
3
10642
5278
17940
12575
46438
0.46
1447.77
611.97
2213.14
2488.97
6762.31
1209
11243
14215
1277
27944
120.44
2161.53
2001.19
793.73
5076.89
0
351
165
0
516
0.00
5.39
7.53
0.00
12.92
0
0
0
304
304
0.00
0.00
0.00
2.86
2.86
1209
11594
14380
1581
28764
120.44
2166.92
2008.72
796.59
5092.67
27
22451
24939
47417
18.49
1985.31
2591.36
4595.16
0
542
0
542
0.00
55.78
0.00
55.78
0
242
0
242
0.00
11.80
0.00
11.80
27
23235
24939
48201
18.49
2052.89
2591.36
4662.74
69379
120005
2780
1
146
12226
24398
228935
363848
47160.08
15371.55
451.32
0.02
8.44
1019.58
11151.16
75162.15
92893.78
30688
23168
0
0
4
43
6806
60709
63292
3312.41
3295.83
0.00
0.00
1.82
0.41
121.27
6731.74
6915.59
0
294
35
0
290
9921
19
10559
18405
0.00
105.70
3.87
0.00
82.10
307.23
11.25
510.15
813.08
100067
143467
2815
1
440
22190
31223
300203
445545
50472.49
18773.08
455.19
0.02
92.36
1327.22
11283.68
82404.04
100622.45
56
STATEMENT - II- F
Progress under Microfinance - Bank Loans disbursed during the year 2015-16 under NULM
Region-wise/ State-wise/ Agency-wise position
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total
Commercial Banks
Loans
Amount

Loans
Amount
Cooperative Banks
Loans
Amount
(Amount ` lakh)
Total
Loans
Amount
2
114
16
9
10
18
317
486
2.00
93.89
18.76
10.24
8.00
16.80
199.56
349.25
0
3
0
0
0
0
34
37
0.00
7.00
0.00
0.00
0.00
0.00
12.13
19.13
0
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2
117
16
9
10
18
351
523
2.00
100.89
18.76
10.24
8.00
16.80
211.69
368.38
178
0
10
2
0
3
3
76
272
138.84
0.00
28.67
3.05
0.00
0.53
4.35
60.43
235.87
0
0
0
0
4
0
0
0
4
0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70
10
1
0
0
0
0
0
0
11
5.00
3.75
0.00
0.00
0.00
0.00
0.00
0.00
8.75
188
1
10
2
4
3
3
76
287
143.84
3.75
28.67
3.05
5.70
0.53
4.35
60.43
250.32
0
352
184
864
731
2131
0.00
176.76
95.31
1181.25
740.57
2193.89
0
322
343
0
0
665
0.00
214.00
192.67
0.00
0.00
406.67
0
0
0
0
375
375
0.00
0.00
0.00
0.00
77.24
77.24
0
674
527
864
1106
3171
0.00
390.76
287.98
1181.25
817.81
2677.80
195
1104
580
64
1943
152.59
674.23
779.47
72.95
1679.24
0
4
4
0
8
0.00
1.00
8.00
0.00
9.00
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
195
1108
584
64
1951
152.59
675.23
787.47
72.95
1688.24
3
753
2366
3122
5.00
723.95
14802.37
15531.32
0
198
0
198
0.00
179.60
0.00
179.60
0
0
0
0
0.00
0.00
0.00
0.00
3
951
2366
3320
5.00
903.55
14802.37
15710.92
32346
21769
1360
0
6
932
14750
71163
79117
95840.80
32596.32
3841.28
0.00
19.00
2875.27
38010.96
173183.63
193173.20
16645
8076
0
0
3
3
4660
29387
30299
41654.16
10596.44
0.00
0.00
1.51
9.00
12908.97
65170.08
65790.18
0
96
11
0
0
1243
19
1369
1755
0.00
81.60
16.65
0.00
0.00
2808.15
66.70
2973.10
3059.09
48991
29941
1371
0
9
2178
19429
101919
111171
137494.96
43274.36
3857.93
0.00
20.51
5692.42
50986.63
241326.81
262022.47
57
STATEMENT - II- G
Progress under Microfinance - Bank Loans outstanding against SHGs under NULM
Sr.
No.
Region/State
NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total
Commercial Banks
Loans O/S
No. of SHGs
Amount

Loans O/S
No. of SHGs
Amount
Cooperative Banks
Loans O/S
No. of SHGs
Amount
(Amount ` lakh)
Total
Loans O/S
No. of SHGs
Amount
13
1229
90
86
50
62
3994
5524
54.49
846.27
47.72
42.48
93.48
53.94
2736.30
3874.68
0
9
0
0
0
0
91
100
0.00
15.00
0.00
0.00
0.00
0.00
52.97
67.97
0
2
4
0
0
13
0
19
0.00
5.18
2.24
0.00
0.00
11.12
0.00
18.54
13
1240
94
86
50
75
4085
5643
54.49
866.45
49.96
42.48
93.48
65.06
2789.27
3961.19
3770
0
43
24
58
77
20
201
4193
3996.82
0.00
36.54
9.84
56.96
53.39
12.64
141.58
4307.77
0
0
0
0
4
0
0
0
4
0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70
604
30
0
0
4
0
0
0
638
97.40
15.36
0.00
0.00
5.70
0.00
0.00
0.00
118.46
4374
30
43
24
66
77
20
201
4835
4094.22
15.36
36.54
9.84
68.36
53.39
12.64
141.58
4431.93
11
2242
1177
6813
6065
16308
7.71
1481.88
1046.90
5471.59
3373.23
11381.31
0
1721
3229
0
0
4950
0.00
273.00
1104.25
0.00
0.00
1377.25
0
0
29
0
710
739
0.00
0.00
129.45
0.00
106.96
236.41
11
3963
4435
6813
6775
21997
7.71
1754.88
2280.60
5471.59
3480.19
12994.97
608
6256
7467
1001
15332
338.22
3516.40
8755.32
367.82
12977.76
0
29
55
0
84
0.00
19.75
26.50
0.00
46.25
0
6
0
254
260
0.00
17.20
0.00
191.47
208.67
608
6291
7522
1255
15676
338.22
3553.35
8781.82
559.29
13232.68
9
2481
9336
11826
17.38
2175.96
7745.59
9938.93
0
163
0
163
0.00
51.69
0.00
51.69
0
1
0
1
0.00
0.58
0.00
0.58
9
2645
9336
11990
17.38
2228.23
7745.59
9991.20
62937
91490
2965
0
349
9176
23907
190824
244007
126336.44
50806.96
4998.77
0.00
191.37
9631.15
51561.75
243526.44
286006.89
25934
24114
0
0
12
198
6593
56851
62152
60050.01
28002.46
0.00
0.00
10.02
99.16
16607.53
104769.18
106318.04
0
44
30
0
0
4857
19
4950
6607
0.00
61.55
63.30
0.00
0.00
4876.04
66.70
5067.59
5650.25
88871
115648
2995
0
361
14231
30519
252625
312766
186386.45
78870.97
5062.07
0.00
201.39
14606.35
68235.98
353363.21
397975.18
58
59
1
2
3
4
5
6
7
1
2
3
1
2
3
4
1
2
3
4
5
1
2
3
4
5
6
7
8
1
2
3
4
5
6
7
Sr.
No.
Loan
Amount
OS against
SHGs
Northern Region
Chandigarh
54.49
Haryana
846.27
Himachal Pradesh
47.72
Jammu & Kashmir
42.48
New Delhi
93.48
Punjab
53.94
Rajasthan
2736.30
Total
3874.68
Assam
3996.82
Arunachal Pradesh
0.00
Manipur
36.54
Meghalaya
9.84
Mizoram
56.96
Nagaland
53.39
Sikkim
12.64
Tripura
141.58
Total
4307.77
Eastern Region
A & N Islands (UT)
7.71
Bihar
1481.88
Jharkhand
1046.90
Orissa
5471.59
West Bengal
3373.23
Total
11381.31
Central Region
Chhattisgarh
334.43
Madhya Pradesh
3516.40
Uttar Pradesh
8755.32
Uttarakhand
367.82
Total
12973.97
Western Region
Goa
17.38
Gujarat
2175.96
Maharashtra
7745.48
Total
9938.82
Southern Region
Andhra Pradesh
126336.18
Karnataka
50726.89
Kerala
4998.56
Lakshadweep
0.00
Puducherry
191.37
Tamil Nadu
9600.72
Telangana
51561.75
Total
243415.47
Grand Total
285892.02
Region/ State
73.15%
35.37%
26.98%
41.74%
51.69%
42.52%
4976.40
972.21
187.79
0.00
124.65
1688.79
1656.70
9606.54
20808.90
0.00
232.55
1353.34
1585.89
3.94%
1.92%
3.76%
0.00%
65.14%
17.59%
3.21%
3.95%
7.28%
0.00%
10.69%
17.47%
15.96%
52.98 15.84%
1160.60 33.01%
2073.91 23.69%
57.37 15.60%
3344.86 25.78%
5.64
524.15
282.43
2283.81
1743.46
4839.49
379.79
9.50%
0.00
0.00%
6.71 18.36%
4.61 46.85%
15.70 27.56%
3.54
6.63%
2.49 19.70%
55.55 39.24%
468.39 10.87%
40.58 74.47%
324.72 38.37%
4.79 10.04%
19.81 46.63%
5.55
5.94%
22.71 42.10%
545.57 19.94%
963.73 24.87%
Amount
of Gross
NPAs
against
SHGs
0.26
80.07
0.21
0.00
0.00
30.43
0.00
110.97
114.87
0.00
0.00
0.11
0.11
3.79
0.00
0.00
0.00
3.79
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.16
9.49
0.00
0.00
0.00
0.00
0.00
9.65
9.76
0.00
0.00
0.11
0.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
61.54%
11.85%
0.00%
0.00%
0.00%
0.00%
0.00%
8.70%
8.50%
0.00%
0.00%
100.00%
100.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

Banks
Loan
Amount
NPA as Amount of Gross NPA as
%age to
OS
NPAs
%age to
Loan OS against against Loan OS
SHGs
SHGs
60050.01
28002.46
0.00
0.00
10.02
99.16
16607.53
104769.18
106318.04
0.00
51.69
0.00
51.69
0.00
19.75
26.50
0.00
46.25
0.00
273.00
1104.25
0.00
0.00
1377.25
0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70
0.00
15.00
0.00
0.00
0.00
0.00
52.97
67.97
Loan
Amount
OS against
SHGs
1130.60
541.85
0.00
0.00
0.00
88.51
232.03
1992.99
2048.69
0.00
4.26
0.00
4.26
0.00
0.00
7.50
0.00
7.50
0.00
0.00
43.00
0.00
0.00
43.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.94
0.94
Amount
of Gross
NPAs
against
SHGs
1.88%
1.94%
0.00%
0.00%
0.00%
89.26%
1.40%
1.90%
1.93%
0.00%
8.24%
0.00%
8.24%
0.00%
0.00%
28.30%
0.00%
16.22%
0.00%
0.00%
3.89%
0.00%
0.00%
3.12%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.77%
1.38%
NPA as
%age
to Loan
OS
0.00
61.55
63.30
0.00
0.00
4876.04
66.70
5067.59
5650.25
0.00
0.58
0.00
0.58
0.00
17.20
0.00
191.47
208.67
0.00
0.00
129.45
0.00
106.96
236.41
97.40
15.36
0.00
0.00
5.70
0.00
0.00
0.00
118.46
0.00
5.18
2.24
0.00
0.00
11.12
0.00
18.54
Loan
Amount
OS
against
SHGs
0.00
0.00
0.00
0.00
0.00
272.34
0.00
272.34
341.77
0.00
0.00
0.00
0.00
0.00
0.00
0.00
46.59
46.59
0.00
0
0.00
0.00
8.90
8.90
7.65
5.69
0.00
0.00
0.00
0.00
0.00
0.00
13.34
0.00
0.60
0.00
0.00
0.00
0.00
0.00
0.60
Amount
of Gross
NPAs
against
SHGs
0.00%
0.00%
0.00%
0.00%
0.00%
5.59%
0.00%
5.37%
6.05%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
24.33%
22.33%
0.00%
0.00%
0.00%
0.00%
8.32%
3.76%
7.85%
37.04%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
11.26%
0.00%
11.58%
0.00%
0.00%
0.00%
0.00%
0.00%
3.24%
NPA as
%age
to Loan
OS
Cooperative Banks
186386.45
78870.97
5062.07
0.00
201.39
14606.35
68235.98
353363.21
397975.18
17.38
2228.23
7745.59
9991.20
338.22
3553.35
8781.82
559.29
13232.68
7.71
1754.88
2280.60
5471.59
3480.19
12994.97
4094.22
15.36
36.54
9.84
68.36
53.39
12.64
141.58
4431.93
54.49
866.45
49.96
42.48
93.48
65.06
2789.27
3961.19
Loan
Amount
OS against
SHGs
Progress under Microfinance - Non-Performing Assets of Banks against SHGs under NULM - Position as on 31 March 2016
STATEMENT - II- H
6107.16
1523.55
187.79
0.00
124.65
2049.64
1888.73
11881.52
23209.12
0.00
236.81
1353.45
1590.26
52.98
1160.60
2081.41
103.96
3398.95
5.64
524.15
325.43
2283.81
1752.36
4891.39
396.94
5.69
6.71
4.61
15.70
3.54
2.49
55.55
481.73
40.58
325.32
4.79
19.81
5.55
22.71
546.51
965.27
Amount
of Gross
NPAs
against
SHGs
3.28%
1.93%
3.71%
0.00%
61.89%
14.03%
2.77%
3.36%
5.83%
0.00%
10.63%
17.47%
15.92%
15.66%
32.66%
23.70%
18.59%
25.69%
73.15%
29.87%
14.27%
41.74%
50.35%
37.64%
9.70%
37.04%
18.36%
46.85%
22.97%
6.63%
19.70%
39.24%
10.87%
74.47%
37.55%
9.59%
46.63%
5.94%
34.91%
19.59%
24.37%
NPA as
%age
to Loan
OS
(Amount ` lakh)
Total
STATEMENT - III - A (i)

Progress under Microfinance - Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Bank
Details of SHGs Saving linked with

Banks
No. of
SHGs
No. of
Members
Savings Amount
Out of Total SHGs - Exclusive

Women SHGs
No of
SHGs
No. of
Members
Savings Amount
Out of Total SHGs - Under NRLM/

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
NORTHERN REGION
Chandigarh
1
Allahabad Bank
0.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
Bank of Maharashtra
30
300
13.50
20
200
8.50
0.00
Canara Bank
156
110.00
0.00
0.00
Central Bank of India
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
30
0.64
10
0.00
0.00
Indian Bank
13
0.01
13
0.01
0.00
Oriental Bank of Commerce
11
99
0.10
0.00
0.00
10 Punjab & Sind Bank
0.00
0.00
0.00
11 State Bank of India
0.00
0.00
0.00
12 State Bank of Patiala
0.00
0.00
0.00
13 UCO Bank
41
1.13
33
0.79
22
0.20
17
183
2.00
14
155
1.00
15
169
1.00
0.00
0.00
0.00
224
666
127.38
41
420
10.30
18
191
1.20
525
6029
67.62
457
5240
57.81
55
653
6.01
0.00
0.00
0.00
82
847
3.01
22
220
0.59
33
339
1.26
272
2536
8.53
132
1393
5.60
45
500
2.62
16
160
14.35
80
8.20
0.00
1131
13530
11364.00
917
11013
9733.00
0.00
193
3088
20.96
69
897
11.00
41
656
4.52
14 Union Bank of India

15 Vijaya Bank
Total
Haryana
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
18
180
1.24
17
170
1.23
11
110
0.55
Dena Bank
73
530
5.45
54
378
4.32
66
477
5.00
17
170
0.59
14
140
0.00
0.00
142
1846
12.47
139
1809
12.22
106
1378
4.10
11
165
0.89
0.00
0.00
2772
24948
178.79
775
6975
42.86
0.00
10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
60
STATEMENT - III - A (i) (contd.)

Sl.
No.
Name of the Bank
14 Punjab National Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
10522
106617
1425.52
8063
83300
1292.93
4920
51224
438.61
705
7050
44.01
459
4590
28.11
0.00
0.00
0.00
0.00
1443
17320
78.00
1242
14909
67.00
1045
12542
56.00
1237
15570
136.60
726
9438
104.25
328
4248
34.12
19 Syndicate Bank
170
2550
13.00
150
2250
9.00
150
2150
11.00
20 UCO Bank
342
2820
16.32
230
2050
11.95
166
1484
3.08
37
414
4.20
35
387
4.00
25
277
4.10
22 Vijaya Bank
77
847
7.20
61
671
6.23
61
671
6.23
19785
207217
13402.75
13570
145910
11400.30
7052
76709
577.20

16 State Bank of Hyderabad
Total
Himachal Pradesh
1
Allahabad Bank
95
0.05
84
0.02
95
0.05
Bank of Baroda
77
1.66
44
0.10
66
1.33
Bank of India
121
1610
11.10
61
629
5.57
24
243
1.20
Bank of Maharashtra
10
100
0.75
30
0.18
20
0.10
Canara Bank
179
1785
15.00
94
951
8.00
25
250
4.00
204
2856
25.45
59
590
4.78
36
504
3.88
Corporation Bank
50
0.08
50
0.08
40
0.00
Dena Bank
56
0.41
16
0.05
50
0.41
IDBI Bank
31
310
3.57
25
250
2.90
0.00
52
676
4.67
52
662
4.58
48
624
4.43
90
0.59
60
0.09
60
0.09
243
2187
22.75
67
603
5.63
0.00
4926
37587
551.80
4369
31481
536.18
844
7287
70.72
18
193
1.98
13
141
13.25
62
0.71
3369
40222
301.00
3316
39807
296.00
1452
17334
130.00
2273
28268
203.90
993
12908
91.83
801
10324
94.04
70
1.00
30
1.00
50
1.00
3345
31100
259.19
2278
21650
200.01
1643
15405
44.60
88
0.35
77
0.35
77
0.35
14817
147420
1405.30
11360
110063
1170.60
4920
52491
356.91
10 Indian Bank
17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1
Allahabad Bank
86
3.51
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
61

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
80
1280
20.05
11
121
2.02
65
1040
18.06
Corporation Bank
34
340
4.95
29
290
4.19
29
290
4.19
56
504
4.47
27
3.38
0.00
Punjab National Bank
548
4932
13.10
502
4518
12.00
501
4509
11.86
Punjab & Sind Bank
44
0.30
44
0.30
44
0.30
458
5409
24.00
386
4601
20.00
378
4461
20.00
53
0.13
33
0.12
33
0.12
12 Syndicate Bank
35
1.00
22
1.00
35
1.00
15
105
0.01
72
0.00
54
0.01
1210
12788
71.52
948
9728
43.01
989
10466
55.54
13 UCO Bank
Total
New Delhi
1
Allahabad Bank
69
800
10.75
12
0.51
12
0.51
Bank of Baroda
140
1516
7.85
79
821
4.85
18
190
1.40
Bank of India
21
336
4.46
21
336
4.46
0.00
Bank of Maharashtra
82
820
50.41
68
680
18.18
0.00
Canara Bank
313
4325
25.00
313
4325
25.00
0.00
0.00
0.00
0.00
Corporation Bank
33
330
0.52
29
290
0.46
0.00
Dena Bank
81
712
27.64
17
136
1.55
48
428
17.00
IDBI Bank
77
770
60.04
32
320
10.59
0.00
678
8814
33.25
664
8638
32.59
0.00
0.00
0.00
0.00
277
2493
50.97
49
441
21.07
0.00
595
5998
95.80
406
3982
60.54
109
1148
9.51
0.00
0.00
0.00
468
5614
60.00
418
5022
54.00
14
163
2.00
30
397
1.47
13
211
0.58
12
150
0.29
17 Syndicate Bank
12
130
1.00
75
1.00
12
130
1.00
18 UCO Bank
57
560
3.71
44
415
2.75
32
297
1.41
74
4.10
11
1.00
21
2.00
150
1650
20.75
59
649
8.54
59
649
8.54
3090
35339
457.72
2220
26364
247.67
307
3188
43.66
10 Indian Bank


20 Vijaya Bank
Total
62

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Punjab
1
Allahabad Bank
179
1936
36.85
58
657
12.84
35
4.12
Bank of Baroda
57
561
6.41
18
187
3.59
11
0.16
Bank of India
82
0.52
73
0.52
12
0.13
Bank of Maharashtra
33
330
1.10
15
150
0.55
40
0.00
Canara Bank
458
4596
1262.00
344
3421
893.00
141
1594
22.00
45
720
2.91
12
132
1.09
48
0.48
Corporation Bank
40
0.09
30
0.08
10
0.01
Dena Bank
49
441
6.70
31
279
0.37
46
419
6.00
IDBI Bank
30
300
2.67
10
0.00
0.00
10 Indian Bank
93
1209
6.27
91
1185
6.14
28
364
0.16
10
200
0.74
10
200
0.74
10
200
0.74
1697
15273
89.77
429
3861
16.03
0.00
5568
70614
202.77
3973
45939
142.08
1102
10974
43.69
1454
15915
679.84
956
10054
571.46
954
10953
619.67
1082
13035
51.00
959
11509
45.00
950
11443
45.00
1615
20257
124.90
877
11401
77.07
684
8869
69.72
13
140
1.00
13
140
1.00
13
140
1.00
473
3825
33.70
303
2785
24.41
219
2039
4.98
33
372
6.00
27
294
3.00
28
308
4.00
20 Vijaya Bank
68
748
2.43
37
407
1.65
37
407
1.65
12970
150594
2517.67
8165
92714
1800.62
4225
47866
823.51
327
3862
200.12
133
1553
185.56
267
3177
200.12
0.00
0.00
0.00
16620
168159
1926.07
11102
111515
1479.53
3187
32557
530.42
17 Syndicate Bank
18 UCO Bank
Total
Rajasthan
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
694
7940
40.52
557
6570
30.92
694
7940
40.52
Bank of Maharashtra
108
1080
21.65
66
660
7.35
42
420
4.35
Canara Bank
567
8505
55.00
501
7515
39.00
21
315
1.00
651
9765
33.81
124
1364
6.72
27
405
0.61
Corporation Bank
14
140
3.77
13
130
3.74
70
3.46
Dena Bank
193
1737
12.95
72
648
5.93
174
1563
11.00
10 IDBI Bank
200
2000
15.72
177
1770
14.41
0.00
11 Indian Bank
136
1768
14.56
133
1733
14.27
101
1313
4.52
63

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
40
800
0.73
33
660
0.64
33
660
0.64
2819
25371
155.27
547
4923
24.43
0.00
9971
99710
224.69
8665
86650
146.84
8631
86302
128.83
49
569
3.10
104
149
0.60
49
0.50
27276
272760
1378.15
24548
245480
1240.34
0.00
2868
34425
198.00
2555
30664
176.00
877
10524
61.00
129
1632
18.10
84
1092
10.84
78
1011
10.92
35
525
2.00
28
425
1.00
35
525
2.00
3824
32525
518.07
2478
23500
199.23
1787
16776
59.13
143
1542
16.00
123
1369
11.00
117
1292
10.00
22 Vijaya Bank
253
2783
27.02
157
1727
15.85
157
1727
15.85
66917
677598
4865.30
52200
530097
3614.20
16239
166626
1084.87
119013
1231622
22847.64
88504
915296
18286.70
33750
357537
2942.89
5617
66333
1687.20
3681
43549
1253.46
5121
60784
1493.93
0.00
0.00
0.00

16 State Bank of Bikaner & Jaipur
19 Syndicate Bank
20 UCO Bank
Total
Total Northern Region
Assam
1
Allahabad Bank
Andhra Bank
Bank of Baroda
819
8466
3.00
479
4913
1.90
228
2252
1.51
Bank of India
313
3887
9.23
196
2352
7.66
175
2275
5.17
Bank of Maharashtra
103
1030
1.75
55
550
1.05
0.00
Canara Bank
1507
16577
111.00
662
7282
49.00
433
4763
32.00
3697
51758
305.30
739
8868
64.78
1182
16548
136.53
Corporation Bank
40
0.27
40
0.27
0.00
Dena Bank
193
1351
19.74
92
644
9.84
174
1216
18.00
10 IDBI Bank
1223
12230
240.04
682
6820
78.25
0.00
11 Indian Bank
2930
38090
136.19
2871
37328
133.47
1011
13143
32.33
258
5160
13.00
188
3760
7.51
188
3760
7.51
609
5481
20.00
80
720
0.45
0.00
16733
200796
418.32
10421
125052
312.63
7918
95016
198.00
41
385
163.00
12
106
32.00
35
333
137.00
14551
174062
395.00
11626
139492
316.00
9772
116895
265.00
122
1585
8.00
78
1015
5.00
40
520
4.00
18350
98630
1014.35
12647
68500
790.25
9120
49018
237.18
1261
13640
66.00
668
7460
35.00
859
9299
40.00

17 Syndicate Bank
18 UCO Bank
64

Sl.
No.
Name of the Bank
20 United Bank of India

21 Vijaya Bank
Total
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
17291
144160
938.00
17169
142734
933.00
16621
137125
912.00
1139
12529
41.63
420
4620
19.44
420
4620
19.44
86761
856190
5591.02
62770
605805
4050.96
53297
517567
3539.60
22
0.01
11
0.01
0.00
23
230
0.41
23
230
0.41
30
0.05
Arunachal Pradesh
1
Bank of Baroda
Bank of India
Bank of Maharashtra
50
1.70
10
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
104
0.12
104
0.12
104
0.12
36
0.36
0.01
0.00
163
1956
48.90
154
1848
46.20
163
1956
48.90
State Bank of India
1314
13008
161.00
1106
10947
135.00
243
2404
30.00
10 Syndicate Bank
13
48
1.00
13
48
1.00
13
48
1.00
11 UCO Bank
44
244
3.23
34
161
2.65
24
131
1.09
12 Vijaya Bank
75
825
6.86
28
308
2.42
28
308
2.42
1651
16523
223.59
1369
13676
187.82
482
4981
83.58
Total
Manipur
1
Allahabad Bank
13
153
3.57
96
1.32
11
131
2.45
Bank of Baroda
160
1703
1.00
130
1339
0.90
104
1099
0.73
Bank of India
31
359
6.12
31
359
6.12
0.00
Bank of Maharashtra
50
0.05
30
0.04
0.00
Canara Bank
0.00
0.00
0.00
64
768
1.36
99
0.61
0.00
IDBI Bank
23
230
2.57
20
200
2.57
0.00
Indian Overseas Bank
0.00
0.00
0.00
118
1416
35.46
64
768
19.20
86
1032
25.80
52
10.00
48
9.00
52
10.00
2520
23770
105.00
2321
21822
97.00
1137
10721
47.00
65
1.00
65
1.00
65
1.00
13 UCO Bank
646
1595
14.99
219
1145
8.50
158
849
1.41
14 Vijaya Bank
355
3905
20.61
253
2783
10.40
253
2783
10.40
3946
34066
201.73
3068
28754
156.66
1760
16732
98.79

12 Syndicate Bank
Total
65

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Meghalaya
1
Bank of Baroda
14
166
0.28
111
0.18
101
0.19
Bank of India
13
0.02
0.00
0.00
Canara Bank
0.00
0.00
0.00
12
0.01
0.00
0.00
Indian Bank
47
611
4.88
47
611
4.78
0.00
0.00
0.00
0.00
139
1668
41.70
81
972
29.16
97
1164
29.10
State Bank of India
1191
11082
72.00
1033
9615
62.00
577
5369
35.00
Syndicate Bank
60
1.00
60
1.00
60
1.00
10 UCO Bank
23
0.03
16
0.01
13
0.01
0.00
0.00
0.00
12 Vijaya Bank
44
5.94
11
5.83
11
5.83
1405
13679
125.86
1178
11396
102.96
690
6718
71.13
Total
Mizoram
1
Bank of Baroda
0.01
0.01
0.01
Bank of India
10
0.07
10
0.07
0.00
Canara Bank
0.00
0.00
0.00
12
0.03
0.00
0.00
IDBI Bank
86
860
7.69
77
770
7.17
0.00
State Bank of India
95
908
3.00
88
846
3.00
50
479
2.00
Syndicate Bank
85
1.00
85
1.00
85
1.00
UCO Bank
11
47
0.09
32
0.08
25
0.03
Vijaya Bank
0.00
0.00
0.00
203
1931
11.89
182
1752
11.33
64
598
3.04
Total
Nagaland
1
Allahabad Bank
49
586
10.23
36
429
8.69
48
575
10.23
Bank of Baroda
141
1424
1.25
64
671
1.20
97
978
0.70
Bank of India
74
835
2.50
63
712
1.50
74
835
2.50
Bank of Maharashtra
12
120
0.60
12
120
0.60
0.00
Canara Bank
0.00
0.00
0.00
86
1032
3.64
44
0.20
12
0.00
IDBI Bank
46
460
2.44
39
390
1.89
0.00
Indian Bank
32
416
0.51
32
416
0.51
0.00
66

Sl.
No.
9
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
180
0.37
180
0.37
180
0.37
10
120
3.04
72
1.80
84
2.10
0.00
0.00
0.00
2272
21379
231.00
1918
18035
195.00
1012
9519
103.00
50
1.00
50
1.00
50
1.00
14 UCO Bank
123
670
33.19
91
435
19.25
65
353
2.70
15 Vijaya Bank
153
1683
6.90
89
979
2.19
89
979
2.19
3012
28955
296.67
2368
22533
234.20
1407
13565
124.79

13 Syndicate Bank
Total
Sikkim
1
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
95
1140
16.55
28
308
5.75
11
132
1.38
Dena Bank
0.00
0.00
0.00
IDBI Bank
34
340
19.01
32
320
18.92
0.00
Indian Bank
0.00
0.00
0.00
40
0.14
40
0.14
40
0.14
54
0.06
0.00
0.00
771
9208
174.00
641
7620
145.00
169
2013
38.00
11 Syndicate Bank
20
300
2.00
17
250
1.00
20
300
2.00
12 UCO Bank
96
546
6.88
76
360
5.37
54
291
1.45
158
2006
73.00
123
1597
61.00
138
1778
67.00
33
0.02
0.00
0.00
1185
13667
291.66
919
10495
237.18
394
4554
109.97
20
209
0.22
18
198
0.20
16
162
0.16

14 Vijaya Bank
Total
Tripura
1
Bank of Baroda
Bank of India
169
1703
5.43
169
1703
5.43
169
1703
5.43
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
166
1660
34.63
130
1300
25.62
0.00
Indian Bank
39
0.04
39
0.04
26
0.02
0.00
0.00
0.00
18
0.04
0.00
0.00
0.00
0.00
0.00
67

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
0.00
0.00
0.00
1669
15896
104.00
1429
13633
89.00
969
9226
60.00
680
2025
86.69
278
1335
59.35
201
1078
5.02
0.00
0.00
0.00
6544
65952
602.00
6480
65301
599.00
6215
62637
586.00
66
10.62
11
0.03
11
0.03
9259
87568
843.67
8508
83520
778.67
7573
74843
656.66
107422
1052579
7586.09
80362
777931
5759.78
65667
639558
4687.56

12 UCO Bank
15 Vijaya Bank
Total
Total North Eastern Region
EASTERN REGION
A & N Islands (UT)
1
Allahabad Bank
22
0.31
11
0.31
0.00
Dena Bank
16
0.04
0.03
16
0.04
IDBI Bank
29
290
1.07
28
280
1.06
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
State Bank of India
247
3058
18.00
208
2557
15.00
46
565
3.00
Syndicate Bank
55
1.00
55
1.00
55
1.00
UCO Bank
10
34
0.85
20
0.67
18
0.24
Vijaya Bank
46
506
4.49
37
407
3.98
37
407
3.98
341
3981
25.76
288
3339
22.05
96
1061
8.26
Total
Bihar
1
Allahabad Bank
12517
143951
3621.00
8276
94309
2731.98
8413
99863
2541.12
Bank of Baroda
6493
67549
918.29
5436
55837
881.00
1946
21200
73.49
Bank of India
10932
121847
585.49
10647
118103
580.93
10319
115853
546.14
Bank of Maharashtra
29
290
0.48
25
250
0.25
0.00
Canara Bank
6222
39640
1308.00
6222
39640
1308.00
0.00
10360
134680
1094.85
2869
31559
304.64
1421
18473
208.39
Corporation Bank
22
220
0.45
18
180
0.35
18
180
0.35
Dena Bank
402
2814
24.14
284
1988
10.97
362
2532
21.97
IDBI Bank
43
430
6.95
30
300
1.61
0.00
4500
58500
517.38
4410
57330
507.03
375
4875
86.15
21
315
6.24
13
195
4.79
13
195
4.79
377
3393
18.62
41
369
2.34
0.00
48498
557123
4628.11
32503
385965
3023.81
34924
408811
4393.59
10 Indian Bank
68

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
29157
350025
4351.00
25799
309597
3850.00
4212
50560
628.00
208
3126
17.00
48
630
4.00
40
490
3.00
13191
99300
1944.66
7803
74500
1497.50
5627
51933
375.60
570
6892
118.00
557
6681
116.00
557
6681
115.00
4685
46909
351.00
4634
46395
348.00
4406
44102
332.00
142
1562
8.77
83
913
5.43
83
913
5.43
148369
1638566
19520.43
109698
1224741
15178.63
72716
826661
9335.02
2759
32155
587.81
2197
25659
424.18
1401
16632
451.16
0.00
0.00
0.00
479
4915
35.00
173
1753
21.00
0.00
26201
286767
3300.68
24092
262162
3248.81
11291
120568
1639.54
60
0.85
30
0.55
0.00
15 Syndicate Bank
16 UCO Bank
19 Vijaya Bank
Total
Jharkhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
856
9844
46.00
742
8533
40.00
689
7502
34.00
327
4905
23.97
115
1380
11.00
74
1110
7.45
Corporation Bank
20
0.00
20
0.00
0.00
Dena Bank
242
1936
19.33
146
1168
10.40
217
1742
17.00
10 IDBI Bank
529
5290
26.79
436
4360
21.95
0.00
11 Indian Bank
848
11024
110.41
831
10804
108.20
835
10855
103.23
65
975
6.32
50
750
5.12
50
750
5.12
325
2925
41.19
73
657
1.62
0.00
6127
62271
440.10
4806
51282
358.57
3910
40978
277.14
14
140
0.14
14
140
0.14
0.00
18969
227688
1700.00
16896
202764
1514.00
3847
46171
345.00
55
825
3.00
50
750
2.00
55
825
3.00
18 UCO Bank
546
4225
33.56
317
2975
26.45
228
2140
10.19
195
2162
14.20
167
1827
9.00
168
1850
10.00
3496
46895
272.00
3456
46487
269.00
3306
33086
261.00
149
1639
5.01
77
847
2.55
77
847
2.55
62190
706661
6666.36
54643
624348
6074.54
26148
285056
3166.38

17 Syndicate Bank
21 Vijaya Bank
Total
Odisha
1
Allahabad Bank
5939
68447
224.31
4406
50943
155.38
1266
15024
151.45
Andhra Bank
3213
38556
524.98
3148
37776
521.00
2823
33876
488.55
Bank of Baroda
6132
58771
683.00
5095
48434
534.00
0.00
69

Sl.
No.
Name of the Bank
Bank of India
Bank of Maharashtra
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
29341
337348
4247.40
29019
334080
4232.30
20952
222040
1882.67
24
240
1.00
19
190
0.70
40
0.20
Canara Bank
1436
15796
95.00
1436
15796
95.00
206
2266
14.00
1593
19116
477.50
428
4280
152.45
470
5640
163.03
Corporation Bank
32
320
5.53
27
270
5.11
40
0.93
Dena Bank
404
3433
9.39
203
1624
6.73
364
3090
8.00
830
8300
25.37
768
7680
13.06
0.00
11 Indian Bank
7581
98553
1209.23
7429
96582
1185.05
3281
42653
440.55
3091
46365
592.11
2522
37830
448.95
2522
37830
448.95
1237
11133
141.50
149
1341
8.26
0.00
10213
113076
1212.07
9768
108626
1084.86
6968
75704
735.00
10
0.01
10
0.01
0.00
76
0.70
76
0.70
76
0.70
80183
881078
8958.00
71367
787368
7973.00
38187
419607
4266.00
1065
13900
53.00
960
12480
48.00
905
11765
45.00
24565
225250
3989.41
17539
163750
3276.78
12647
119782
844.56
960
11578
290.00
923
11052
281.00
892
10681
238.00
8727
87577
639.00
8644
86736
635.00
8324
83502
624.00
742
8162
71.74
621
6831
64.23
621
6831
64.23
187316
2047085
23450.25
164479
1813755
20721.57
100443
1090447
10415.82
41398
485447
14060.00
32764
384769
11738.70
30214
358645
10412.56
0.00
0.00
0.00
2850
28564
563.00
2562
26477
443.00
31
379
13.84
19067
214634
686.93
12254
137872
460.49
4780
49215
56.74
21
210
56.86
15
150
30.20
60
4.50
2735
34414
227.00
507
7067
39.00
259
2868
27.00
16276
260416
3335.66
5328
63936
1102.00
5879
94064
1147.12
18
180
1.75
10
100
1.34
30
0.46
385
3465
43.08
115
1035
21.54
347
3119
38.00
10 IDBI Bank
1050
10500
548.67
579
5790
490.88
0.00
11 Indian Bank
6284
81692
632.62
6158
80058
619.97
1303
16939
234.02
1511
30220
291.52
1034
20680
208.46
1034
20680
208.46
1192
10728
111.01
111
999
11.78
0.00
10 IDBI Bank

18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
Total
West Bengal
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
Dena Bank
70

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
11850
134744
973.25
11030
126613
958.05
11815
134324
971.40
40
0.01
40
0.01
40
0.01
37378
458256
4652.00
30998
380375
3858.00
9198
112763
1145.00
0.00
0.00
0.00
2209
24300
55.00
1520
16725
38.00
2209
24300
55.00
18737
177150
2599.04
12725
122700
2085.86
9176
87171
632.74
1850
22057
253.00
1644
20007
229.00
1728
21127
238.00
87081
861733
8205.00
86519
856087
8192.00
83265
823283
8108.00
374
4114
75.66
151
1661
14.96
151
1661
14.96
Total
252270
2842864
37371.06
206028
2253141
30543.24
161402
1750668
23307.81
Total Eastern Region
650486
7239157
87033.86
535136
5919324
72540.03
360805
3953893
46233.29
633
7465
257.16
568
6644
246.03
501
5910
240.48
0.00
0.00
0.00

17 State Bank of Travancore
18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
CENTRAL REGION
Chhattisgarh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
702
6628
558.00
519
4918
320.00
557
5013
545.00
Bank of India
550
5500
43.00
105
1050
7.00
275
2750
21.00
Bank of Maharashtra
3650
36500
328.93
2720
27200
198.05
1500
15000
60.30
Canara Bank
1384
13840
94.85
512
5120
32.46
31
310
17.25
2373
35595
611.28
697
8364
192.03
1677
25155
504.29
Corporation Bank
116
1160
15.10
99
990
13.86
79
790
10.03
Dena Bank
5419
37933
483.10
4084
28588
352.30
4878
34140
435.00
10 IDBI Bank
277
2770
269.15
202
2020
257.90
0.00
11 Indian Bank
795
10335
50.51
779
10128
49.50
152
1976
6.44
127
1905
37.76
103
1545
30.67
103
1545
30.67
1795
16155
193.52
88
792
5.98
0.00
10830
93320
281.54
9697
83259
233.52
7979
72099
192.00
0.00
0.00
0.00
12172
150270
1634.00
8795
108201
1181.00
4324
53383
580.00
40
450
2.00
30
320
1.00
40
450
2.00
0.00
0.00
0.00
482
5272
76.00
433
4808
67.00
403
4445
67.00
20 Vijaya Bank
685
7535
39.14
229
2519
11.58
227
2497
11.37
42030
432633
4975.04
29660
296466
3199.88
22726
225463
2722.83

17 Syndicate Bank
18 UCO Bank
Total
71

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Madhya Pradesh
1
Allahabad Bank
3674
42696
777.67
2859
33277
526.05
2501
29687
541.54
Andhra Bank
0.00
0.00
0.00
Bank of Baroda
3345
36795
69.07
1922
21142
46.78
103
1133
4.00
Bank of India
33753
368629
7267.08
28946
324648
6145.00
25388
286504
4497.59
Bank of Maharashtra
6153
61530
763.16
4780
47800
344.30
3401
34010
358.52
Canara Bank
1997
28353
209.00
1553
22705
168.00
31
465
2.00
7405
133290
1315.65
2110
27430
368.94
3894
70092
977.43
Corporation Bank
17
170
3.08
80
1.67
30
1.19
Dena Bank
537
4296
79.84
212
1696
8.13
484
3866
72.00
237
2370
196.23
223
2230
166.65
0.00
1313
17069
212.31
1287
16728
208.06
120
1560
6.81
0.00
0.00
0.00
873
7857
93.26
124
1116
6.46
0.00
9768
104396
577.90
5170
54018
264.12
6622
71522
252.40
156
2400
37.88
28
644
8.99
20
285
3.00
0.00
0.00
0.00
18199
236081
1748.00
13135
170885
1262.00
8611
111709
827.00
26
0.04
26
0.04
13
0.03
139
1950
7.00
115
1560
5.00
110
1540
5.00
20 UCO Bank
4363
39825
310.88
3010
29120
254.05
2171
21263
75.34
1679
19522
310.00
1339
16068
274.00
1330
16065
272.00
0.00
0.00
0.00
497
5467
35.98
175
1925
10.92
175
1925
10.92
94107
1112722
14014.03
66998
773098
10069.16
54965
651669
7906.77
27856
326420
11079.00
14676
171295
4847.53
11412
135462
4888.58
0.00
0.00
0.00
20282
223102
1835.57
10111
111221
597.31
4027
44297
766.48
9731
99205
1306.68
2536
25095
237.23
7581
79734
1195.68
667
6670
42.05
440
4400
25.17
178
1780
8.85
10 IDBI Bank
11 Indian Bank

19 Syndicate Bank
23 Vijaya Bank
Total
Uttar Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
3659
40665
7863.00
1661
16808
3228.00
3552
39468
7699.00
1840
31280
118.33
419
5866
25.88
108
1836
13.15
72

Sl.
No.
Name of the Bank
Corporation Bank
Dena Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
80
1.61
70
1.56
60
0.50
337
3033
24.92
190
1710
15.32
303
2730
23.00
679
6790
22.19
586
5860
5.32
0.00
1245
16185
115.97
1220
15861
113.65
298
3874
17.04
54
1080
5.68
38
760
3.65
38
760
3.65
4213
37917
235.17
506
4554
24.64
0.00
20236
213664
1005.75
6394
62782
303.92
11234
119908
770.77
2098
24397
56.69
390
3571
16.93
1763
22035
52.42
11687
140227
597.00
9931
119180
507.00
1742
20905
89.00
100
1276
6.79
79
1025
6.01
72
935
5.87
18 Syndicate Bank
520
7900
15.00
470
7000
12.00
460
6850
10.00
19 UCO Bank
1932
17250
100.44
1217
12350
76.63
878
8626
28.98
3048
35168
191.00
1914
24784
132.00
2227
28958
145.00
1463
14874
107.00
1453
14764
107.00
1384
14061
103.00
362
3982
30.58
148
1628
9.21
148
1628
9.21
112017
1251165
24760.42
54386
610584
10295.96
47411
533907
15830.18
308
3558
87.85
188
2168
55.17
38
451
32.49
0.00
0.00
0.00
10 IDBI Bank
11 Indian Bank
22 Vijaya Bank
Total
Uttarakhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
328
3608
328.00
91
1001
91.00
146
1606
165.45
Bank of India
141
1692
21.15
45
540
6.75
13
156
1.95
Bank of Maharashtra
60
2.42
30
1.15
30
0.80
Canara Bank
364
1820
22.00
242
1210
14.00
25
125
4.00
42
630
4.63
12
144
1.85
45
0.38
Corporation Bank
0.00
0.00
0.00
Dena Bank
33
297
2.31
19
171
1.38
30
267
1.93
143
1430
24.13
128
1280
3.38
0.00
24
312
0.74
24
312
0.73
0.00
100
0.26
100
0.26
100
0.26
1527
13743
97.04
123
1107
10.09
0.00
4439
42722
1601.34
1592
14830
416.37
3459
32922
939.00
53
563
15.84
19
196
5.62
53
563
15.84
5039
47344
391.00
4463
41951
346.00
865
8128
67.00
10 IDBI Bank
11 Indian Bank

73

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
143
1812
7.41
119
1547
6.78
128
1642
7.16
22
240
2.00
10
110
1.00
22
240
2.00
325
2545
112.58
202
1855
59.48
146
1352
3.85
78
996
14.00
45
597
8.00
48
639
9.00
21 Vijaya Bank
11
121
5.41
11
0.02
11
0.02
13031
123593
2740.11
7331
69160
1029.03
4985
48277
1251.13
261185
2920113
46489.60
158375
1749308
24594.03
130087
1459316
27710.91
18 Syndicate Bank
19 UCO Bank
Total
Total Central Region
WESTERN REGION
Goa
1
Bank of Baroda
359
3949
117.86
318
3498
101.69
141
1551
42.90
Bank of India
792
9531
60.33
729
8775
51.83
445
4960
39.18
Bank of Maharashtra
926
9260
122.90
785
7850
59.33
506
5060
5.25
Canara Bank
258
2368
96.00
196
1820
73.00
63
670
23.00
71
1136
13.99
10
110
1.57
22
352
2.76
Corporation Bank
101
1010
16.25
95
950
14.03
94
940
14.00
Dena Bank
219
1555
51.78
197
1379
47.11
131
933
31.00
IDBI Bank
10
0.07
0.00
0.00
Indian Bank
37
481
3.64
37
481
3.57
23
299
2.60
57
1140
12.62
48
960
10.57
48
960
10.57
18
0.50
0.01
0.00
501
6002
103.00
444
5313
91.00
449
5376
92.00
13 Syndicate Bank
56
670
4.00
50
600
3.00
56
670
4.00
14 UCO Bank
52
530
16.11
42
390
12.25
30
282
3.76
0.00
0.00
0.00
16 Vijaya Bank
88
2.48
33
1.11
33
1.11
3440
37748
621.53
2955
32168
470.07
2011
22086
272.13

Total
Gujarat
1
Allahabad Bank
169
1955
16.64
163
1880
14.53
13
161
6.10
Bank of Baroda
41962
461582
3320.28
23403
257433
2149.42
6424
70664
1051.31
Bank of India
11557
115941
1008.44
9714
99407
750.63
9477
94853
804.24
Bank of Maharashtra
832
8320
106.51
688
6880
73.32
670
6700
28.84
Canara Bank
401
4628
60.00
270
3063
38.00
0.00
1540
21560
155.45
703
8436
58.88
100
1400
30.85
74

Sl.
No.
Name of the Bank
Corporation Bank
Dena Bank
IDBI Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
105
1050
10.76
85
850
8.78
85
850
8.78
28499
205510
2551.30
22098
154686
1601.87
22799
164408
1997.00
99
990
67.35
77
770
8.13
0.00
3068
39884
590.51
3007
39086
578.70
156
2028
10.94
170
2550
5.57
132
1980
3.67
132
1980
3.67
165
1485
74.09
34
306
2.87
0.00
1475
14750
113.03
246
2460
18.33
60
0.83
0.00
0.00
0.00
34400
410356
2565.00
28566
341847
2130.00
4471
53342
334.00
0.00
0.00
0.00
167
2000
7.00
125
1625
5.00
150
1500
5.00
18 UCO Bank
1589
14520
194.68
1118
9945
146.32
807
7208
34.35
1219
13698
192.30
1176
13055
187.00
1081
11837
180.30
515
5665
53.47
197
2167
19.58
197
2167
19.58
127932
1326444
11092.38
91802
945876
7795.03
46568
419158
4515.79
3103
35612
613.24
2307
26385
411.26
651
7736
212.45
208
2496
36.00
208
2496
36.00
166
1992
31.00
8189
90079
1007.72
5744
63184
687.46
1768
19448
165.71
43159
454845
10998.58
35832
366507
9391.89
24842
255492
9349.76
118665
1186650
11520.12
97870
978700
6473.86
74320
743200
3908.50
10 Indian Bank

17 Syndicate Bank
20 Vijaya Bank
Total
Maharashtra
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
3594
39197
444.00
3152
34472
396.00
749
8979
104.00
7309
109635
1090.75
2326
27912
343.28
2124
31860
375.93
Corporation Bank
132
1320
37.16
90
900
14.70
44
440
6.13
Dena Bank
7880
65573
793.20
5347
42776
498.32
7092
59015
713.00
10 IDBI Bank
2686
26860
573.85
2357
23570
309.65
0.00
11 Indian Bank
4721
61373
563.46
4627
60146
552.19
159
2067
17.28
145
2175
17.46
117
1755
14.08
117
1755
14.08
630
5670
152.44
113
1017
19.73
0.00
4393
40660
222.79
4084
37820
196.75
2994
26670
171.48
0.00
0.00
0.00
6522
66360
564.00
6522
66360
564.00
6522
66360
564.00
38727
464090
3289.00
31756
381092
2697.00
9367
112249
796.00

75

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
18 State Bank of Mysore
65
650
5.00
65
650
5.00
0.00
55
712
7.57
52
482
7.43
17
218
2.79
644
10305
25.00
495
8415
20.00
580
7550
22.00
21 UCO Bank
2853
26330
272.93
2001
19610
217.91
1443
13522
58.24
1656
18655
223.00
1525
17114
208.00
1189
13202
166.00
23 Vijaya Bank
1984
21824
206.51
1137
12507
92.87
1134
12474
92.52
Total
257320
2731071
32663.78
207727
2173870
23157.38
135278
1384229
16770.87
Total Western Region
388692
4095263
44377.69
302484
3151914
31422.48
183857
1825473
21558.79
2749
28538
484.61
1991
21139
417.90
355
4214
177.49
1913987 140836.00
159414
1912968 140656.00
124162
20 Syndicate Bank
SOUTHERN REGION
Andhra Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
Dena Bank
159500
1489931 111554.00
3781
41591
3731.34
3781
41591
3731.34
1000
11000
1380.13
10449
121879
10889.00
9987
116005
10286.00
1809
21874
1940.00
2210
22100
631.40
1750
17500
308.60
1830
18300
435.40
21548
240437
15242.00
20507
228481
14233.00
5858
69293
4653.00
6638
79656
4807.68
1846
20306
1368.50
79
948
40.90
11687
116870
7363.68
10355
103550
6653.86
8552
85520
5331.63
73
511
11.54
57
399
11.08
44
306
7.00
82
820
56.46
67
670
48.50
0.00
11 Indian Bank
69740
906620
38934.54
68345
888488
38155.85
15470
201110
7182.84
17643
352860
10290.94
14966
299320
8713.28
15079
301580
8772.97
60
0.79
60
0.79
0.00
396
3564
155.19
18
162
4.13
0.00
3745
41351
201.32
3745
41351
201.32
3745
41351
201.32
20782
248166
12605.00
20646
246760
12003.00
20782
248166
12605.00
174059
2084263
90975.00
165934
1977296
86728.00
86198
1032170
45053.00
822
8220
174.00
740
7400
157.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
58000
754000
3970.00
38280
603200
2620.00
38335
498355
2622.00
4377
43500
1349.66
3366
33750
990.25
2427
22495
365.78
28612
332468
9916.00
27686
319274
9674.00
18417
218934
6443.00
10 IDBI Bank

21 Syndicate Bank
22 UCO Bank
76

Sl.
No.
Name of the Bank

25 Vijaya Bank
Total
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
0.00
0.00
0.00
9938
109318
4492.19
7393
81323
3928.92
7393
81323
3928.92
7450779 357118.34
560880
6960993 340891.32
351535
606837
4346870 212694.38
Karnataka
1
Allahabad Bank
172
2015
83.24
138
1619
69.99
114
1356
72.45
Andhra Bank
371
4452
94.39
364
4368
94.00
201
2412
27.08
Bank of Baroda
552
6072
262.00
457
5027
192.00
61
671
1.23
Bank of India
750
6505
38.91
661
5906
36.23
55
275
0.74
Bank of Maharashtra
1033
10330
101.07
750
7500
64.38
717
7170
7.44
Canara Bank
50188
726734
24707.00
41656
650842
21674.00
3177
50361
5116.00
1158
18528
365.55
450
5400
143.77
34
544
9.37
Corporation Bank
76889
768890
1798.80
66390
663900
1649.14
49206
492060
1397.72
Dena Bank
610
4880
52.90
496
3968
48.00
549
4392
47.00
516
5160
171.51
410
4100
149.86
0.00
11 Indian Bank
4333
56329
526.47
4246
55202
515.94
910
11830
82.03
2384
35760
410.30
1961
29415
340.98
1961
29415
340.98
340
3060
28.28
32
288
3.12
0.00
588
7725
243.00
387
5635
156.50
42
465
28.50
0.00
0.00
0.00
1320
1376
105.00
1320
1376
105.00
1320
1376
105.00
45806
503323
1353.00
41955
459891
1239.00
5749
63167
170.00
51146
511460
7023.00
46031
460310
6321.00
10930
109300
1615.00
0.00
0.00
0.00
0.00
0.00
0.00
40426
485000
1010.00
30320
363800
710.00
23916
310900
435.00
1357
11900
164.90
929
8700
134.12
669
6333
32.23
213526
1729047
27992.00
213451
1724624
27979.00
117362
946372
15741.00
36783
404612
5174.00
22639
249030
3456.00
22631
248945
3455.00
530248
5303158
71705.32
475043
4710901
65082.03
239604
2287344
28683.77
156
1825
61.40
124
1455
49.34
84
997
51.46
0.00
0.00
0.00
945
10395
1485.00
762
8382
1154.00
92
1012
78.22
10 IDBI Bank

21 Syndicate Bank
22 UCO Bank
24 Vijaya Bank
Total
Kerala
1
Allahabad Bank
Andhra Bank
Bank of Baroda
77

Sl.
No.
Name of the Bank
Bank of India
Bank of Maharashtra
Canara Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
11690
175350
1054.00
10605
159075
846.00
860
12900
78.00
175
1750
35.35
145
1450
19.45
95
950
21.25
20558
277143
5385.00
18987
258300
4705.00
8901
122653
2185.00
7988
135796
1872.61
1613
19356
351.62
116
1972
27.39
Corporation Bank
3681
36810
879.94
3223
32230
771.84
2553
25530
687.42
Dena Bank
27
216
1.81
17
136
0.63
24
194
1.63
1001
10010
455.55
936
9360
443.58
0.00
17461
226993
2409.95
17112
222453
2361.75
1848
24024
288.41
6920
138400
1344.52
5387
107740
1030.76
5405
108100
1034.18
195
1755
6.44
46
414
0.71
0.00
8331
99843
1219.88
3179
38248
891.78
1653
20940
215.33
0.00
0.00
0.00
44
4.00
44
4.00
44
4.00
5092
66231
508.00
4512
58660
450.00
2386
31032
238.00
94
940
11.00
85
850
9.00
0.00
22740
409320
22740.00
21610
388980
21610.00
21610
388980
21610.00
20 Syndicate Bank
3878
46540
113.00
2100
25200
84.00
3878
46540
113.00
21 UCO Bank
1227
10530
117.85
779
7510
94.50
562
5350
20.19
22411
324441
4320.00
21686
282345
4162.00
20181
262613
3865.00
5230
57530
749.12
3204
35244
503.75
3204
35244
503.75
139804
2031862
44774.42
116116
1657432
39543.71
73456
1089075
31022.23
10 IDBI Bank
11 Indian Bank


23 Vijaya Bank
Total
Lakshadweep
1
Syndicate Bank
0.00
0.00
0.00
UCO Bank
12
0.10
0.08
0.03
Total
12
0.10
0.08
0.03
Pudducherry
1
Andhra Bank
0.00
0.00
0.00
Bank of India
721
10094
2425.00
721
10094
2425.00
0.00
Bank of Maharashtra
10
0.60
10
0.60
0.00
0.00
0.00
0.00
Corporation Bank
463
4630
42.10
344
3440
25.66
339
3390
25.62
Dena Bank
0.00
0.00
0.00
IDBI Bank
70
700
0.03
69
690
0.02
0.00
78

Sl.
No.
Name of the Bank
Indian Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
6093
79209
613.51
5971
77625
601.24
34
442
2.34
0.00
0.00
0.00
54
0.16
0.00
0.00
722
10805
101.00
575
8554
80.00
167
2494
23.00
0.00
0.00
0.00
13 UCO Bank
610
5850
35.55
467
4265
28.15
336
3110
3.45
13 Vijaya Bank
372
4092
36.66
265
2915
28.96
265
2915
28.96
9058
115444
3254.61
8413
107593
3189.63
1141
12351
83.37
1437
16652
118.64
1286
14949
83.07
451
5356
13.87
522
6264
67.51
513
6156
67.00
335
4020
27.03
2332
25652
774.49
2199
24189
711.02
1260
13860
74.80
28971
413704
555.03
23102
331524
542.94
21341
308038
250.91
1154
11540
77.82
990
9900
38.05
785
7850
33.25
23703
262349
8099.69
22236
250166
7557.11
5267
40544
1641.52

12 Syndicate Bank
Total
Tamil Nadu
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
8325
133200
1618.21
3076
30760
725.80
662
10592
266.81
Corporation Bank
7480
74800
1252.29
6735
67350
1178.12
3920
39200
840.67
Dena Bank
1710
15390
629.80
972
8748
594.91
1539
13851
566.00
4174
41740
150.40
3781
37810
104.72
0.00
210805
2740465
29321.46
206589
2685656
28735.03
49691
645983
7356.32
49647
992940
5158.29
40774
815480
4117.13
40774
815480
4117.13
1734
15606
90.69
1025
9225
47.55
0.00
3759
72846
690.30
3692
71742
668.83
1335
13822
403.64
17
187
0.60
17
187
0.60
17
187
0.60
56420
845690
2565.00
49486
741651
2250.00
10188
152712
463.00
1840
18400
290.00
1656
16560
261.00
320
3200
94.00
34
1.68
34
1.68
0.02
856
15408
856.00
739
13302
739.00
739
13302
739.00
20 Syndicate Bank
7535
90400
173.00
4975
60000
149.00
6000
72000
137.00
21 UCO Bank
3908
36560
166.31
2841
27395
135.20
2049
19521
35.31
2985
35040
331.00
2859
32424
315.00
2309
25763
287.00
0.00
0.00
0.00
4657
51227
298.97
2889
31779
175.94
2889
31779
175.94
424005
5916060
53287.18
382466
5286953
49198.70
151872
2237060
17523.82
10 IDBI Bank
11 Indian Bank

24 Vijaya Bank
Total
79

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Telangana
1
Allahabad Bank
2168
24144
335.58
1960
21943
314.15
1026
12178
114.58
Andhra Bank
74875
897432
42265.00
74496
893952
42134.00
59160
709920
33225.00
Bank of Baroda
2133
23463
119.25
2043
22473
111.00
2133
23463
119.25
Bank of India
1721
17210
194.56
1721
17210
194.56
1262
12620
146.31
Bank of Maharashtra
889
8890
222.80
351
3510
136.01
151
1510
74.19
Canara Bank
14712
143638
19631.00
14576
142278
19349.00
1712
17120
1096.00
9043
144688
4245.01
4551
54612
2157.58
48
768
22.01
Corporation Bank
5440
54400
2119.74
5078
50780
2055.41
2576
25760
789.23
Dena Bank
982
8838
121.40
952
8568
116.21
884
7954
110.00
22
220
268.32
80
219.50
0.00
18247
237211
5818.08
17882
232467
5701.72
272
3536
41.49
7976
159520
1596.31
6549
130980
1327.94
6549
130980
1327.94
330
2970
47.08
50
450
3.98
0.00
2787
30693
281.87
2787
30693
281.87
946
10411
113.12
111188
1171540
30861.00
110148
1161900
30842.00
111188
1171540
30861.00
52585
631020
12475.00
50333
606009
11192.00
6737
80841
1598.00
59
590
10.00
53
530
9.00
0.00
0.00
0.00
0.00
23150
300950
830.00
18520
240800
670.00
23150
300950
830.00
20 UCO Bank
289
1395
541.34
107
1025
429.60
77
743
117.81
21 Vijaya Bank
4242
46662
943.35
3200
35200
767.77
3200
35200
767.77
3905474 122926.69
315365
3655460 118013.30
221071
2545494
71353.70
10 IDBI Bank
11 Indian Bank
19 Syndicate Bank
Total
332838
Total Southern Region
2042792 24722789 653066.66
1858284 22379338 615918.77 1038680 12518200 361361.30
Total Pub.Sec.Com.Banks
3569590 41261523 861401.54
3023145 34893111 768521.79 1812846 20753977 464494.74
80

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
759134
21625.20
PUBLIC SECTOR COM. BANKS - All India Position

1
Allahabad Bank
111835
1300782
34428.36
78285
Andhra Bank
238689
2863187 183823.88
238143
Bank of Baroda
118925
1275874
17758.64
76541
816599
13265.08
23387
253061
5019.68
Bank of India
241255
2780222
44771.17
201978
2332420
39511.85
141875
1601370
22508.07
Bank of Maharashtra
136845
1368450
14120.18
111586
1115860
7818.62
84214
842140
4951.74
Canara Bank
157926
1930184
96471.54
137286
1720808
83696.57
31140
369546
22674.77
87405
1336542
21581.19
27608
322274
7406.74
18077
284196
3962.72
Corporation Bank
106305
1063050
13559.16
92666
926660
12405.48
67534
675340
9122.87
Dena Bank
48357
364523
4972.77
35658
260750
3366.99
40564
306708
4146.98
14404
144040
3253.70
11915
119150
2408.09
0.00
361217
4695821
81843.76
353995
4601945
80206.91
76231
991003
15924.17
90152
1772940
19792.36
73945
1454390
16269.80
74076
1457010
16332.91
23833
214497
2008.76
4486
40374
267.13
0.00
196332
2160598
16753.35
135784
1499906
11658.16
122010
1330683
10672.64
4608
51818
1013.59
2014
19793
687.21
2848
34416
839.45
27276
272760
1378.15
24548
245480
1240.34
0.00
139840
1487749
44140.30
138664
1476703
43519.30
139840
1487749
44140.30
655415
7901145 139940.00
584191
7031713 129063.00
215389
2570267
57611.00
10 IDBI Bank
11 Indian Bank

910065
23605.78
63954
2857716 183508.00
186847
2242151 145352.66
54026
540260
7513.00
48630
486300
6762.00
11250
112500
1709.00
5622
70003
508.59
2982
38163
306.63
2125
27443
225.08
23596
424728
23596.00
22349
402282
22349.00
22349
402282
22349.00
22 Syndicate Bank
138537
1748254
6321.00
98406
1347785
4398.00
100225
1289138
4322.00
23 UCO Bank
107948
891462
13942.43
73172
642355
10790.40
52765
458690
3004.95
280927
2575227
44411.80
276396
2485933
43757.00
169076
1582311
27904.40
129287
1268100
11114.00
128355
1258504
11083.00
123521
1197796
10926.00
69028
759307
12383.86
43562
479183
9170.71
43549
479043
9169.15
26 Vijaya Bank
Total of All Pub. Sec. Com. Banks 3569590 41261523 861401.54
81
3023145 34893111 768521.79 1812846 20753977 464494.74
STATEMENT - III - A (ii)

Progress under Microfinance - Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Bank
Details of SHGs Saving linked

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
NORTHERN REGION
Chandigarh
1
HDFC Bank
15
0.47
15
0.47
0.00
Total
15
0.47
15
0.47
0.00
Haryana
1
AXIS Bank
120
0.53
120
0.53
120
0.53
Federal Bank
0.00
0.00
0.00
HDFC Bank
179
2685
6.32
179
2685
6.32
0.00
ICICI Bank
104
1.20
104
1.20
0.00
YES Bank
2007
26091
299.17
2007
26091
299.17
0.00
Total
2202
29000
307.22
2202
29000
307.22
120
0.53
Himachal Pradesh
1
ICICI Bank
26
0.00
26
0.00
0.00
YES Bank
157
2041
12.10
157
2041
12.10
0.00
Total
159
2067
12.10
159
2067
12.10
0.00
Jammu & Kashmir

1
HDFC Bank
13
195
0.01
13
195
0.01
0.00
ICICI Bank
13
0.00
13
0.00
0.00
Jammu & Kashmir Bank
2548
20384
967.00
2272
18176
932.00
2061
18156
877.00
Total
2562
20592
967.01
2286
18384
932.01
2061
18156
877.00
0.00
0.00
0.00
108
1620
1.56
108
1620
1.56
0.00
26
0.00
26
0.00
0.00
20
100
5.29
45
2.43
0.00
131
1746
6.85
120
1691
3.99
0.00
New Delhi
1
Federal Bank
HDFC Bank
ICICI Bank
South Indian Bank

Total
Punjab
Capital Local Area Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
413
6195
1.17
413
6195
1.17
0.00
ICICI Bank
27
351
5.80
27
351
5.80
0.00
YES Bank
1836
23868
237.20
1836
23868
237.20
0.00
Total
2276
30414
244.17
2276
30414
244.17
0.00
82
STATEMENT - III - A (ii) (contd.)

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Rajasthan
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
2072
31080
80.46
2072
31080
80.46
0.00
ICICI Bank
16454
213902
588.60
16454
213902
588.60
0.00
YES Bank
9267
120471
1004.56
9267
120471
1004.56
0.00
Total
27793
365453
1673.62
27793
365453
1673.62
0.00
35124
449287
3211.44
34837
447024
3173.58
2069
18276
877.53
AXIS Bank
15
0.10
15
0.10
0.00
Total
15
0.10
15
0.10
0.00
15
0.00
15
0.00
15
0.00

Arunachal Pradesh
1
Assam
1
AXIS Bank
Federal Bank
26
260
2.00
70
1.00
0.00
HDFC Bank
255
3825
19.86
255
3825
19.86
0.00
ICICI Bank
26
0.00
26
0.00
0.00
284
4126
21.86
265
3936
20.86
15
0.00
HDFC Bank
15
0.00
15
0.00
0.00
Total
15
0.00
15
0.00
0.00
Total
Manipur
1
Meghalaya
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
15
0.00
15
0.00
0.00
Total
15
0.00
15
0.00
0.00
0.00
0.00
0.00
24
240
1.08
80
0.33
0.00
13
0.00
13
0.00
0.00
25
253
1.08
93
0.33
0.00
Nagaland
1
AXIS Bank
Federal Bank
ICICI Bank
Total
Sikkim
AXIS Bank
0.00
0.00
0.00
HDFC Bank
15
0.19
15
0.19
0.00
Total
15
0.19
15
0.19
0.00
83

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Tripura
1
HDFC Bank
30
0.10
30
0.10
0.00
Total
30
0.10
30
0.10
0.00
315
4469
23.33
280
4119
21.58
15
0.00
650
9750
24.19
650
9750
24.19
0.00

EASTERN REGION
Bihar
1
HDFC Bank
ICICI Bank
52
0.10
52
0.10
0.00
YES Bank
5193
67509
1096.11
5193
67509
1096.11
0.00
Total
5847
77311
1120.40
5847
77311
1120.40
0.00
123
1845
5.56
123
1845
5.56
0.00
Jharkhand
1
HDFC Bank
ICICI Bank
65
0.00
65
0.00
0.00
YES Bank
172
2236
59.93
172
2236
59.93
0.00
Total
300
4146
65.49
300
4146
65.49
0.00
43
645
9.25
43
645
9.25
34
510
8.06
0.00
0.00
0.00
Odisha
1
AXIS Bank
Federal Bank
HDFC Bank
6014
90210
12.68
6014
90210
12.68
0.00
ICICI Bank
111
1443
3.50
111
1443
3.50
0.00
YES Bank
25030
325390
124.02
25030
325390
124.02
0.00
Total
31198
417688
149.45
31198
417688
149.45
34
510
8.06
50
0.13
0.00
0.00
498
7470
49.08
498
7470
49.08
0.00
West Bengal
1
Federal Bank
HDFC Bank
ICICI Bank
104
0.00
104
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
YES Bank
6304
81952
492.41
6304
81952
492.41
0.00
Total
6815
89576
541.62
6810
89526
541.49
0.00
44160
588721
1876.96
44155
588671
1876.83
34
510
8.06
33
495
6.11
15
495
6.11
31
465
5.68
0.00
0.00
0.00

CENTRAL REGION
Chhattisgarh
1
AXIS Bank
Federal Bank
84

Sl.
No.
Name of the Bank

with Banks
No. of
SHGs
HDFC Bank
South Indian Bank
(Amount ` lakh)
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
274
4110
20.99
274
4110
20.99
0.00
10
0.03
10
0.03
0.00
YES Bank
1487
19331
62.68
1487
19331
62.68
0.00
Total
1796
23946
89.81
1778
23946
89.81
31
465
5.68
0.00
0.00
0.00
Madhya Pradesh
1
AXIS Bank
HDFC Bank
18155
272325
2420.16
18155
272325
2420.16
0.00
ICICI Bank
12699
165087
477.80
12699
165087
477.80
0.00
South Indian Bank
0.01
0.01
0.00
YES Bank
13138
170794
1115.00
13138
170794
1115.00
0.00
Total
43993
608211
4012.97
43993
608211
4012.97
0.00
0.00
0.00
0.00
552
8280
6.87
552
8280
6.87
0.00
Uttar Pradesh
1
Federal Bank
HDFC Bank
ICICI Bank
52
0.10
52
0.10
0.00
YES Bank
16599
215787
1166.00
16599
215787
1166.00
0.00
Total
17155
224119
1172.97
17155
224119
1172.97
0.00
Uttarakhand
1
HDFC Bank
23
345
2.36
23
345
2.36
0.00
ICICI Bank
13
0.00
13
0.00
0.00
Nainital Bank
0.00
0.00
0.00
Tamilnad Mercantile Bank
24
0.34
24
0.34
0.00
YES Bank
683
8879
43.39
683
8879
43.39
0.00
Total
709
9261
46.09
709
9261
46.09
0.00
63653
865537
5321.84
63635
865537
5321.84
31
465
5.68
0.00
0.00
0.00
Total Cenral Region

WESTERN REGION
Goa
1
Federal Bank
HDFC Bank
488
7320
43.70
488
7320
43.70
0.00
Total
488
7320
43.70
488
7320
43.70
0.00
Gujarat
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
41
410
3.21
0.00
0.00
85

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
HDFC Bank
658
9870
53.16
658
9870
53.16
0.00
ICICI Bank
7800
101400
271.40
7800
101400
271.40
0.00
YES Bank
0.00
0.00
0.00
8499
111680
327.77
8458
111270
324.56
0.00
0.00
0.00
0.00
164
1640
19.71
0.00
12
120
0.67
Total
Maharashtra
1
AXIS Bank
Federal Bank
HDFC Bank
15804
237060
3261.30
15804
237060
3261.30
0.00
ICICI Bank
51121
664573
1769.10
51121
664573
1769.10
0.00
Induslnd Bank
2.77
0.00
0.00
Karnataka Bank
254
4582
8.77
251
4522
8.73
0.00
Kotak Mahindra Bank
2497
29964
1030.50
2497
29964
1030.50
330
3960
163.37
Ratnakar Bank
127
1270
6.43
127
1270
6.43
70
0.00
South Indian Bank
10
0.67
0.56
0.00
12
158
3.59
12
158
3.59
0.00
11 YES Bank
9078
118014
1369.90
9078
118014
1369.90
0.00
Total
79060
1057274
7472.74
78891
1055566
7450.11
349
4150
164.04
88047
1176274
7844.21
87837
1174156
7818.37
349
4150
164.04
10 Tamilnad Mercantile Bank
SOUTHERN REGION
Andhra Pradesh
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
6318
94770
9.08
6318
94770
9.08
0.00
ICICI Bank
11
143
0.01
11
143
0.01
0.00
ING-Vysya Bank
0.00
0.00
0.00
Karnataka Bank
348
3318
48.12
282
2943
31.08
32
320
0.30
South Indian Bank
85
425
119.17
84
420
118.99
0.00
51
0.33
51
0.33
0.00
6766
98707
176.71
6699
98327
159.49
32
320
0.30
Total
Karnataka
1
AXIS Bank
15
0.11
15
0.11
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
195
1950
69.02
90
0.68
0.00
86

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
HDFC Bank
29234
438510
2260.63
29234
438510
2260.63
0.00
ICICI Bank
20002
260026
452.40
20002
260026
452.40
0.00
ING-Vysya Bank
0.00
0.00
0.00
Karnataka Bank
3466
42526
3109.19
2804
33509
2937.04
162
2089
33.73
Ratnakar Bank
11396
113960
306.41
11396
113960
306.41
0.00
South Indian Bank
55
275
5.37
49
245
4.96
0.00
75
0.82
75
0.82
0.00
11 YES Bank
10551
137163
1969.88
10551
137163
1969.88
0.00
Total
74906
994500
8173.83
74052
983593
7932.93
162
2089
33.73
Kerala
1
Catholic Syrian Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Dhanalakshmi Bank
11640
174600
27.81
6721
100815
11.14
769
11535
2.50
Federal Bank
18528
185280
2331.60
2840
28400
467.02
63
630
15.33
HDFC Bank
688
10320
54.42
688
10320
54.42
0.00
ICICI Bank
2687
34931
104.20
2687
34931
104.20
0.00
ING-Vysya Bank
0.00
0.00
0.00
South Indian Bank
1426
7130
273.08
889
4445
164.90
0.00
96
1321
11.42
89
1236
10.07
25
0.00
10 YES Bank
1432
18616
85.34
1432
18616
85.34
0.00
Total
36497
432198
2887.87
15346
198763
897.09
834
12190
17.83
Pudducherry
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
56
0.07
56
0.07
0.00
Total
56
0.07
56
0.07
0.00
0.00
0.00
0.00
879
8790
91.90
220
2200
37.46
0.00
Tamil Nadu
1
City Union Bank
Federal Bank
HDFC Bank
74154
1112310
5848.59
74154
1112310
5848.59
0.00
ICICI Bank
88384
1148992
3201.70
88384
1148992
3201.70
0.00
ING-Vysya Bank
0.00
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
87

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members

Women SHGs
Savings Amount
No of
SHGs
No. of
Members
Savings Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings Amount
Karur VYSYA BANK
12892
193380
424.61
12816
192240
417.91
20
300
10.55
South Indian Bank
1724
8620
131.90
1506
7530
110.27
0.00
11005
151635
437.35
9897
136768
395.63
285
3919
7.30
10 YES Bank
27273
354549
2331.12
27273
354549
2331.12
0.00
Total
216311
2978276
12467.17
214250
2954589
12342.68
305
4219
17.85
0.00
0.00
0.00
4733
70995
3.80
4733
70995
3.80
0.00
65
0.00
65
0.00
0.00
4738
71060
3.80
4738
71060
3.80
0.00
339222
4574797
23709.45
315089
4306388
21336.06
1333
18818
69.71
Total - Pvt Sector Com. Banks
570521
7659085
41987.23
545833
7385895
39548.26
3817
42234
1125.02
Telangana
1
Federal Bank
HDFC Bank
ICICI Bank
Total
PRIVATE SECTOR BANKS ALL INIDA POSITION

1
AXIS Bank
87
1305
16.10
69
1305
16.10
74
1110
14.27
Dhanalakshmi Bank
11640
174600
27.81
6721
100815
11.14
769
11535
2.50
Federal Bank
19862
198620
2518.65
3084
30840
506.49
75
750
16.00
HDFC Bank
161412
2421180
14186.71
161412
2421180
14186.71
0.00
ICICI Bank
199340
2591407
6875.91
199340
2591407
6875.91
0.00
Induslnd Bank
2.77
0.00
0.00
2548
20384
967.00
2272
18176
932.00
2061
18156
877.00
Karnataka Bank
4068
50426
3166.08
3337
40974
2976.85
194
2409
34.03
Kotak Mahindra Bank
2497
29964
1030.50
2497
29964
1030.50
330
3960
163.37
11523
115230
312.84
11523
115230
312.84
70
0.00
3315
16575
535.52
2541
12705
402.15
0.00
11129
153320
453.92
10014
138368
410.85
287
3944
7.30
130207
1692691
11468.81
130207
1692691
11468.81
0.00
12892
193380
424.61
12816
192240
417.91
20
300
10.55
570521
7659085
41987.23
545833
7385895
39548.26
3817
42234
1125.02
Total of All Pub. Sec. Com.

Banks - III A(i)
3569590 41261523 861401.54 3023145 34893111
768521.79
1812846 20753977 464494.74
Grand Total - Commercial

Banks
4140111 48920608 903388.77 3568978 42279006
808070.05
1816663 20796211 465619.76
10 Ratnakar Bank
11 South Indian Bank
13 YES Bank
14 Karur VYSYA BANK
Total Pvt. Sec. Com. Banks
III - A (ii)
88
STATEMENT - III - B
Progress under Microfinance - Savings of SHGs with Regional Rural Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Bank

with Banks
No. of
SHGs
No. of
Members
Savings
Amount

Women SHGs
No of
SHGs
No. of
Members
Savings
Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings
Amount
NORTHERN REGION
Haryana
1
Haryana Gramin Bank
17031
188192
1844.00
13583
151722
1249.00
8147
95890
1133.00
Total
17031
188192
1844.00
13583
151722
1249.00
8147
95890
1133.00
Himachal Pradesh Gramin Bank
9649
90593
786.00
9263
83978
712.00
4395
40166
353.40
Total
9649
90593
786
9263
83978
712.00
4395
40166
353.40
Himachal Pradesh
1
Jammu & Kashmir

1
Ellaquai Dehati Bank
1249
17055
282.71
872
11620
175.47
512
6229
31.25
Jammu and Kashmir Gramin Bank
2678
21424
1072.56
2678
21424
1072.56
1234
9872
123.10
Total
3927
38479
1355.27
3550
33044
1248.03
1746
16101
154.35
Punjab
1
Punjab Gramin Bank
6097
76210
481.10
5731
74500
384.20
1162
14525
32.68
Malwa Gramin Bank
1517
15597
203.23
1334
13987
195.58
287
2931
35.81
Satluj Gramin Bank
352
4377
14.06
352
4377
14.06
0.00
7966
96184
698.39
7417
92864
593.84
1449
17456
68.49
Total
Rajasthan
1
Baroda Rajasthan Kshetriya

Gramin Bank
56224
607926
4654.37
49216
541170
4235.53
6693
72622
675.92
Marudhara Grameen Bank
25658
256580
2444.00
23092
230920
2197.00
40
0.27
Total
81882
864506
7098.37
72308
772090
6432.53
6697
72662
676.19
120455
1277954
11782.03
106121
1133698
10235.40
22434
242275
2385.43

Assam
1
Assam Gramin Vikash Bank
205750
2260607
4078.00
154273
1694021
3207.57
101954
1116523
2496.53
Langpi Dehangi Rural Bank
15323
160892
1154.14
14404
151242
1038.73
1532
18384
206.74
221073
2421499
5232.14
168677
1845263
4246.30
103486
1134907
2703.27
Arunachal Pradesh RB
1496
16456
101.25
1496
16456
101.25
0.00
Total
1496
16456
101.25
1496
16456
101.25
0.00
Manipur Rural Bank
7129
99806
133.07
7129
99806
133.07
15
210
0.11
Total
7129
99806
133.07
7129
99806
133.07
15
210
0.11
Total
Arunachal Pradesh
1
Manipur
1
89
STATEMENT - III - B (contd.)

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members
Savings
Amount

Women SHGs
No of
SHGs
No. of
Members
Savings
Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings
Amount
Meghalaya
1
Meghalaya Rural Bank
4194
35650
545.82
2223
19912
307.08
3262
29233
409.18
Total
4194
35650
545.82
2223
19912
307.08
3262
29233
409.18
Mizoram Rural Bank
7327
75911
465.54
4083
42664
295.33
2518
19144
141.92
Total
7327
75911
465.54
4083
42664
295.33
2518
19144
141.92
Nagaland Rural Bank
801
8010
0.45
801
8010
0.45
50
0.01
Total
801
8010
0.45
801
8010
0.45
50
0.01
Tripura Gramin Bank
29285
282850
3235.00
29285
282850
3235.00
327
3270
791.00
Total
29285
282850
3235.00
29285
282850
3235.00
327
3270
791.00
271305
2940182
9713.27
213694
2314961
8318.48
109613
1186814
4045.49
Mizoram
1
Nagaland
1
Tripura
1

EASTERN REGION
Bihar
1
Madhya Bihar Gramin Bank
24360
268102
687.00
22036
242413
615.00
23507
258582
601.00
Uttar Bihar Gramin Bank
69914
742754
14190.39
59046
622929
12993.23
69914
742754
14190.39
Bihar Gramin Bank
30118
331196
488.15
24062
264676
380.15
30118
331196
488.15
124392
1342052
15365.54
105144
1130018
13988.38
123539
1332532
15279.54
Total
Jharkhand
1
Jharkhand Gramin Bank
12827
159734
1053.41
10773
137756
852.16
7184
87516
719.49
Vananchal Gramin Bank
23942
287304
1767.00
14605
197083
1346.00
23942
287304
1767.00
Total
36769
447038
2820.41
25378
334839
2198.16
31126
374820
2486.49
149199
2148531
9770.00
149199
2148531
9770.00
0.00
35253
455244
8868.31
32541
412882
7271.85
627
7529
1884.12
184452
2603775
18638.31
181740
2561413
17041.85
627
7529
1884.12
Odisha
1
Odisha Gramya Bank
Utkal Gramya Bank

Total
West Bengal
1
Bangiya Gramin Vikash Bank
120910
1132769
29721.62
118384
1112228
28759.33
83119
898682
20099.56
Paschim Banga Gramin Bank
52916
476244
12975.00
48237
434133
11902.00
46212
415908
11103.00
Uttarbanga Kshetriya Gramin Bank
33575
342465
7168.00
31895
325329
6809.00
32357
330041
6908.00
Total
207401
1951478
49864.62
198516
1871690
47470.33
161688
1644631
38110.56
553014
6344343
86688.88
510778
5897960
80698.72
316980
3359512
57760.71
90

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members
Savings
Amount

Women SHGs
No of
SHGs
No. of
Members
Savings
Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings
Amount
CENTRAL REGION
Chhattisgarh
1
Chhattisgarh Rajya Gramin Bank
98070
1141866
10131.00
86052
997637
7749.00
94127
1094550
9688.00
Total
98070
1141866
10131.00
86052
997637
7749.00
94127
1094550
9688.00
Madhya Pradesh
1
Central Madhya Pradesh GB
20341
223751
2798.78
5238
54999
419.04
5238
54999
419.04
Madhyanchal GB
37548
375480
2444.00
26705
267050
1785.00
31838
318380
1767.00
Narmada Jhabua GB
40106
409059
744.45
31187
328140
621.02
24084
244429
402.11
Total
97995
1008290
5987.23
63130
650189
2825.06
61160
617808
2588.15
34452
344520
172.26
23253
232530
116.26
8453
85410
42.26
8927
95391
675.29
4160
44004
383.36
6540
70573
544.65
33475
334750
3313.01
13716
137160
1337.87
24987
249870
2486.54
1217
13387
1338.00
996
11455
1195.00
205
2358
246.00
Uttar Pradesh
1
Purvanchal Bank
Sarva UP Gramin Bank
Kashi Gomti Samyut Gramin Bank
Parthma Bank
Baroda U P Gramin bank
78517
942325
4929.25
56375
648310
3045.44
54805
630240
3498.85
Allahabad UP Gramin Bank
35645
385400
748.48
14519
157320
348.45
248170
26833
521.12
Gramin Bank of Aryavart
41392
416596
1053.80
24277
250303
552.30
25796
260451
727.32
233625
2532369
12230.09
137296
1481082
6978.68
368956
1325735
8066.74
Uttarakhand Gramin Bank
22696
181794
1592.99
14816
116120
1082.32
14124
107070
1019.24
Total
22696
181794
1592.99
14816
116120
1082.32
14124
107070
1019.24
452386
4864319
29941.31
301294
3245028
18635.06
538367
3145163
21362.13
Total
Uttarakhand
1

WESTERN REGION
Gujarat
1
Dena Gujarat Gramin Bank
13342
150638
1114.01
12483
140760
1061.41
2748
35836
166.70
Baroda Gujarat Gramin Bank
25556
268290
2537.00
24749
259300
2468.66
5965
71380
865.59
Saurashtra Gramin Bank
12389
123890
938.61
10793
106635
817.27
6920
70930
561.24
Total
51287
542818
4589.62
48025
506695
4347.34
15633
178146
1593.53
Maharashtra
1
Maharashtra Gramin Bank
57719
634909
490.61
52524
577767
446.46
6349
698840
178.58
Vidharbha Konkan Gramin Bank
46681
546168
5078.98
39472
463027
4190.96
8733
91765
558.43
Total
104400
1181077
5569.59
91996
1040794
4637.42
15082
790605
737.01
155687
1723895
10159.21
140021
1547489
8984.76
30715
968751
2330.54
91

Sl.
No.
Name of the Bank
(Amount ` lakh)

with Banks
No. of
SHGs
No. of
Members
Savings
Amount

Women SHGs
No of
SHGs
No. of
Members
Savings
Amount

SGSY Scheme
No. of
SHGs
No. of
Members
Savings
Amount
SOUTHERN REGION
Andhra Pradesh
1
Saptagiri Grameena Bank
43951
432114
10677.00
43951
432114
10677.00
0.00
Andhra Pradesh Grameena Vikas

Bank
70937
780307
1186.07
70937
780307
1186.07
58356
641916
975.72
Chaitanya Godavari Grameena

Bank
35598
427176
18373.03
35598
427176
18373.03
4393
52716
2900.37
Andhra Pragathi Grameena Bank
120074
1260777
19633.69
120074
1260777
19633.69
100862
1059051
16492.30
Total
270560
2900374
49869.79
270560
2900374
49869.79
163611
1753683
20368.39
Karnataka
1
Kaveri Grameena Bank
41992
705466
8209.89
37394
628217
7001.39
16027
272459
3629.52
Pragathi Krishna Grameena Bank
46169
692695
4187.00
43802
657130
3972.30
3286
49371
298.00
Karnataka Vikasa Grameena Bank
49760
621050
3736.00
47887
597761
3503.00
39850
517783
2998.00
137921
2019211
16132.89
129083
1883108
14476.69
59163
839613
6925.52
Kerala Gramin Bank
54527
817905
7548.00
51810
777150
7172.00
5455
27275
218.00
Total
54527
817905
7548.00
51810
777150
7172.00
5455
27275
218.00
Puduvai Bharathiar Grama Bank
3961
76279
576.92
3817
72594
548.37
59
1048
10.57
Total
3961
76279
576.92
3817
72594
548.37
59
1048
10.57
Total
Kerala
1
Puducherry
1
Tamil Nadu
1
Pandyan Grama Bank
1724
23600
131.06
1602
22126
123.21
885
12320
73.84
Pallavan Grama Bank
40773
611698
4250.31
40512
607695
4244.96
18248
273842
1344.07
Total
42497
635298
4381.37
42114
629821
4368.17
19133
286162
1417.91
119036
1309396
2014.46
119036
1309396
2014.46
40322
443542
779.24
75462
905544
19620.00
75462
905544
19620.00
34939
419268
9041.36
Total
194498
2214940
21634.46
194498
2214940
21634.46
75261
862810
9820.60
703964
8664007 100143.43
691882
8477987
98069.48
322682
3770591
38760.99
Telangana
1
Grameena Vikas Bank (Telangana

Region)
Telangana Grameena Bank
Total - Regional Rural Banks
2256811 25814700 248428.13 1963790 22617123 224941.90 1340791 12673106 126645.29
92
STATEMENT - III - C
Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Bank

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
Out of Total, SHGs under

NRLM/SGSY
No. of
Members
Savings Amount
No. of
SHGs
No. of
Savings Members Amount
NORTHERN REGION
Haryana
1
Ambala DCCB
145
1401
19.72
118
1273
14.76
0.00
Bhiwani DCCB
28
0.45
20
0.20
0.00
Faridabad DCCB
Fatahabad DCCB
252
2580
14.35
118
1210
6.74
252
2580
14.35
Gurgaon DCCB
245
2944
19.11
241
2883
16.46
0.00
Hissar DCCB
384
4013
14.36
69
699
2.14
384
4013
14.36
Jhajjar DCCB
37
370
1.30
25
250
0.94
Jind DCCB
10
0.06
10
0.06
0.00
Kaithal DCCB
10 Karnal DCCB
218
2810
37.79
218
2810
33.79
12 Mahindergarh DCCB
103
1238
4.01
97
1158
3.03
103
1238
4.01
13 Panchkula DCCB
199
1299
16.69
15
128
2.06
14 Panipat DCCB
149
1635
19.32
126
1443
15.17
131
1501
15.12
15 Rewari DCCB
259
2945
28.37
259
2945
28.37
259
2945
28.37
16 Rohtak DCCB
253
2644
12.96
85
0.89
14
145
2.18
17 Sirsa DCCB
332
3320
58.11
322
3220
52.30
332
3320
58.11
1165
9320
62.75
1165
9320
62.75
23
230
0.70
158
1434
28.12
141
1357
25.58
110
1075
19.20
3903
37991
337.47
2925
28811
265.24
1608
17047
156.40
11346
112325
843.10
8395
83111
670.54
3062
30314
244.65
11 Kurukshetra DCCB
18 Sonepat DCCB
19 Yamuna Nagar DCCB
Total
Himachal Pradesh
1
Himachal Pradesh SCB
Jogindra DCCB
4168
36328
287.87
4168
36328
287.87
157
1256
67.22
Kangra DCCB
4046
34203
76.75
510
5010
25.40
833
8178
20.10
19560
182856
1207.72
13073
124449
983.81
4052
39748
331.97
J & K SCB
687
6870
16.70
69
690
1.68
687
6870
16.70
Total
687
6870
16.70
69
690
1.68
687
6870
16.70
Delhi SCB
447
6403
71.30
443
6342
68.04
0.00
Toral
447
6403
71.30
443
6342
68.04
0.00
Total
Jammu & Kashmir
1
New Delhi
1
93
STATEMENT - III - C (contd.)

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
Punjab
1
Amritsar DCCB
175
2525
4.45
168
2520
4.39
0.00
Bathinda DCCB
491
5473
18.81
491
5473
18.81
0.00
Faridkot DCCB
233
2796
10.32
233
2796
10.32
0.00
Fategarh Sahib DCCB
743
7430
94.09
740
7400
93.18
0.00
Fazilka DCCB
111
1154
13.86
111
1154
13.86
0.00
Ferozepur DCCB
32
380
1.39
32
380
1.39
22
250
0.39
Gurdaspur DCCB
425
3439
33.67
425
3439
33.67
0.00
Hoshiarpur DCCB
735
9285
51.91
696
8843
48.53
0.00
Jalandhar DCCB
645
9675
35.77
644
9665
35.74
0.00
10 Kapurthala DCCB
192
2370
8.86
192
2370
8.86
0.00
11 Ludhiana DCCB
394
4373
20.26
0.00
0.00
12 Mansa DCCB
46
514
4.83
46
514
4.83
46
514
4.83
13 Moga DCCB
245
2695
7.43
165
1816
7.06
0.00
0.00
0.00
0.00
15 Muktsar DCCB
125
2750
7.44
122
2210
7.44
125
2750
7.44
16 Nawanshahr DCCB
414
5081
23.58
414
5081
23.58
0.00
17 Patiala DCCB
543
7025
96.07
535
6420
95.25
23
341
0.95
18 Ropar DCCB
466
5593
26.51
466
5593
26.51
466
5593
26.51
19 Sangrur DCCB
332
4025
11.34
43
501
1.12
0.00
20 SAS Nagar DCCB
369
4963
46.28
369
4963
46.28
369
4963
46.28
43
733
1.10
43
733
1.10
0.00
6759
82279
517.97
5935
71871
481.92
1051
14411
86.40
14 Mohali DCCB
21 Taran Taaran DCCB

Total
Rajasthan
1
Ajmer DCCB
5491
55688
677.13
5386
53672
644.43
86
903
11.10
Alwar DCCB
4573
45830
48.30
4423
44261
46.55
120
1137
1.36
Banswara DCCB
988
12610
56.60
988
12610
56.60
988
12610
56.60
Baran DCCB
2370
24077
129.00
2140
21547
105.00
210
2100
11.00
Barmer DCCB
6024
65462
502.03
550
1.50
0.00
Bharatpur DCCB
2408
24080
218.25
2408
24080
218.25
0.00
Bhilwara DCCB
5350
54045
246.30
5186
51916
236.71
110
1115
5.79
Bikaner DCCB
37
370
0.37
25
250
0.25
0.00
Bundi DCCB
2672
30045
238.47
2838
29733
224.37
34
312
0.34
10 Chittorgarh DCCB
3166
33705
99.75
2946
31324
93.83
50
546
1.65
94

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
11 Churu DCCB
2693
28530
73.91
2306
23786
57.70
32
329
1.82
12 Dausa DCCB
1600
16000
130.87
1425
14250
103.27
0.00
13 Dungarpur DCCB
2217
26152
76.52
2008
23886
75.11
402
4447
3.74
14 Hanumangarh DCCB
3406
38122
275.46
3267
36703
264.97
101
1024
8.14
15 Jaipur DCCB
6084
60840
175.87
6084
60840
175.87
0.00
16 Jaisalmer DCCB
1582
16005
49.41
1520
15314
47.25
32
320
1.12
17 Jalore DCCB
2360
23344
153.28
2263
22408
149.43
63
578
13.39
18 Jhalawar DCCB
2647
27295
186.27
2098
21969
141.70
162
1650
12.52
19 Jhunjhunu DCCB
3812
38120
94.65
3776
37760
94.43
0.00
20 Jodhpur DCCB
2060
22686
253.37
1971
21607
228.30
104
1044
14.61
21 Kota DCCB
3468
37522
83.44
3267
32708
74.36
168
1680
16.80
22 Nagaur DCCB
3733
37963
147.08
18
181
0.78
46
461
3.14
63
642
188.94
63
642
188.94
0.00
25 Sikar DCCB
3114
31140
151.76
3114
31140
151.76
41
410
2.71
26 Sirohi DCCB
1623
16498
65.54
1487
15118
56.67
90
920
6.49
27 Sri Ganganagar DCCB
4425
43150
147.25
4425
43150
147.25
29
290
4.61
24 Swai MadhopurDCCB
2324
23245
195.27
2291
22913
189.59
17
171
2.89
554
6657
47.89
198
2356
9.34
349
4216
34.10
6683
69500
308.79
6499
67544
294.57
1221
13585
63.07
87527
909323
5021.77
74425
764218
4078.78
4455
49848
276.99
118883
1225722
7172.93
96870
996381
5879.47
11853
127924
868.46
Assam SCB
25568
289165
283.20
21797
218358
241.09
18844
188462
169.59
Total
25568
289165
283.20
21797
218358
241.09
18844
188462
169.59
Arunachal Pradesh SCB
1469
17628
92.39
1322
13864
83.15
294
3525
18.47
Total
1469
17628
92.39
1322
13864
83.15
294
3525
18.47
Manipur SCB
2544
22.18
2544
22.18
2544
22.18
Total
2544
22.18
2544
22.18
2544
22.18
Meghalaya SCB
2596
38940
266.09
1088
16320
54.40
63
945
2.52
Total
2596
38940
266.09
1088
16320
54.40
63
945
2.52
23 Pali DCCB
28 Tonk DCCB
29 Udaipur DCCB
Total
Assam
1
Arunachal Pradesh
1
Manipur
1
Meghalaya
2
95

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
Mizoram
1
Mizoram SCB
542
5420
19.71
122
1220
6.62
Total
542
5420
19.71
122
1220
6.62
0.00
Nagaland SCB
7594
76890
400.00
6059
61512
320.00
5300
53000
250.00
Total
7594
76890
400.00
6059
61512
320.00
5300
53000
250.00
Sikkim SCB
356
3210
104.57
0.00
0.00
Total
356
3210
104.57
0.00
0.00
Tripura SCB
10112
121732
515.50
8689
105255
402.10
1190
14508
69.31
Total
10112
121732
515.50
8689
105255
402.10
1190
14508
69.31
50781
552985
1703.64
41621
416529
1129.54
28235
260440
532.07
A & N SCB
4134
49608
634.73
3803
45639
584.00
0.00
Total
4134
49608
634.73
3803
45639
584.00
0.00
Ranchi - Khunti DCCB
67
938
6.19
67
938
6.19
67
938
6.19
Total
67
938
6.19
67
938
6.19
67
938
6.19
Nagaland
1
Sikkim
1
Tripura
1
Eastern Region
A & N Islands (UT)
1
Jharkhand
1
Odisha
1
Odisha SCB
0.00
0.00
0.00
Angul DCCB
9757
117084
498.03
9757
117084
498.03
0.00
Aska DCCB
1875
22500
41.82
1875
22500
39.82
0.00
Balasore DCCB
12646
151752
1858.42
12503
150036
1852.82
0.00
Banki DCCB
1066
12792
29.37
1066
12792
29.37
0.00
Berhampur DCCB
3076
36912
327.31
3076
36912
327.31
0.00
Bhawanipatna DCCB
833
9996
25.47
720
8640
24.73
0.00
Bolangir DCCB
3640
43680
116.47
3472
41664
115.00
0.00
Boudh DCCB
1457
17484
127.682
1457
17484
127.67
0.00
10 Cuttack DCCB
7260
87120
331.71
7260
87120
331.71
0.00
11 Keonjhar DCCB
2639
31668
368.84
2390
28680
337.49
0.00
12 Khurda DCCB
6383
76596
192.16
4998
59976
155.65
0.00
13 Koraput DCCB
12295
147540
1488.4
11183
134196
1232.38
0.00
96

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs

NRLM/SGSY
No. of
Members
Savings Amount
No. of
SHGs
No. of
14 Mayurbhanj DCCB
1376
16512
56.06
1376
16512
56.06
0.00
15 Nayagarh DCCB
2799
33588
48.47
2327
27924
39.29
0.00
16 Puri-Nimapara DCCB
2932
35184
50.85
2932
35184
50.85
0.00
17 Sambalpur DCCB
5029
60348
89.84
5029
60348
89.84
0.00
18 Sundargarh DCCB
8657
103884
698.81
8657
103884
698.81
0.00
83720
1004640
6349.71
80078
960936
6006.83
0.00
193208
1967953
33752.14
147852
1366786
25436.96
0.00
Total
West Bengal
1
West Bengal SCB
Bankura DCCB
16628
152036
2648.45
248
2730
25.73
0.00
Birbhum DCCB
0.00
0.00
0.00
Burdwan DCCB
12571
99727
1663.04
9742
81247
0.00
0.00
Balageria DCCB
2895
30845
617.27
2758
27760
586.41
0.00
Darjeeling DCCB
621
6421
117.51
371
4579
94.01
0.00
Daxin Dinajpur DCCB
2758
25373
385.16
2615
24316
373.54
0.00
Hooghly DCCB
26487
177701
4637.58
26092
174352
4568.45
0.00
Howrah DCCB
7322
62588
1426.67
6523
58228
1270.99
0.00
2731
18884
301.15
2486
17220
278.20
0.00
19977
186479
2517.72
17743
168346
2401.26
0.00
7294
58115
1685.82
6744
53145
1543.87
0.00
13 Murshidabad DCCB
15866
134120
3353.30
15866
134120
3353.30
15866
134120
3353.30
14 Nadia DCCB
26820
258559
7474.95
24512
234968
6831.69
0.00
15 Purulia DCCB
5389
55368
592.36
5138
52386
567.26
3045
32869
354.20
16 Raiganj DCCB
8929
80396
1145.20
8657
77872
1102.25
0.00
17 Tamluk Ghatal DCCB
8347
72553
1661.62
7247
65044
0.00
0.00
18 Vidyasagar DCCB
6682
68229
1781.51
5985
61406
1584.79
2168
21962
522.31
Total
364525
3455347
65761.45
290579
2604505
50018.71
21079
188951
4229.81
452446
4510533
72752.08
374527
3612018
56615.73
21146
189889
4236.00
10 Jalpaiguri DCCB
11 Malda DCCB
12 Mugberia DCCB
CENTRAL REGION
Chhattisgarh
1
Ambikapur DCCB
1721
20798
99.14
1460
1410
79.83
56
715
0.89
Jagdalpur DCCB
7712
92544
112.05
7712
92544
112.05
Raipur DCCB
1666
15134
204.05
1666
15134
204.05
40
445
1.57
Rajnandgaon DCCB
7466
90572
435.28
7275
88222
432.88
7275
88222
432.88
18565
219048
850.52
18113
197310
828.81
7371
89382
435.34
Total
97

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount
188
2159
9.47

Women SHGs
No of
SHGs

NRLM/SGSY
No. of
Members
Savings Amount
No. of
SHGs
No. of
38
441
1.42
11
0.10
Madhya Pradesh
1
Balaghat DCCB
Betul DCCB
76
5.75
0.00
0.00
Chhindwara DCCB
41
981
40.77
24
1.05
0.00
Dhar DCCB
299
3289
9.56
270
2970
8.63
85
935
2.67
Gwalior DCCB
619
6780
35.16
546
6006
7.55
0.00
Indore DCCB
403
4612
25.52
365
4177
23.18
Jhabua DCCB
1042
10622
47.22
459
2216
33.99
114
1125
15.47
Khandwa DCCB
1356
13724
60.07
1161
11702
59
63
638
6.97
Khargaon DCCB
3475
37750
410.50
1700
18000
175.75
3175
31750
210.00
10 Panna DCCB
1665
16652
49.95
1498
14980
44.94
1665
16652
49.95
11 Raisen DCCB
224
2688
4.48
59
699
1.18
25
319
0.63
12 Ratlam DCCB
2185
26220
76.71
1420
17040
49.86
0.00
13 Satna DCCB
19
342
0.94
19
342
0.94
19
342
0.94
14 Sehore DCCB
20
198
0.83
44
0.50
16
154
0.63
15 Shajapur DCCB
528
6336
21.76
380
4560
15.67
16 Shivpuri DCCB
70
1.79
56
1.35
0.00
17 Vidisha DCCB
313
4695
16.42
275
4125
14.52
0.00
12523
137048
816.90
8251
87326
439.52
5163
51926
287.36
302
3395
14.07
302
3395
14.07
0.00
Total
Uttar Pradesh
1
Barabanki DCCB
Deoria DCCB
0.00
0.00
0.00
Lucknow DCCB
56
0.04
56
0.04
0.00
Mirzapur DCCB
447
5014
12.91
178
2018
4.15
447
5014
12.91
Muradabad DCCB
0.00
0.00
0.00
Muzaffar Nagar DCCB
146
1679
5.75
122
1397
5.16
146
1679
5.75
Pilibhit DCCB
87
1010
5.10
44
528
1.92
36
409
1.24
Raibareily DCCB
15
180
0.62
0.00
0.00
Unnao DCCB
178
1849
4.32
78
873
1.44
0.00
0.00
0.00
0.00
1182
13183
42.81
731
8267
26.78
629
7102
19.90
0.00
0.00
0.00
776
3727
36.73
704
3537
33.98
704
3537
33.98
10 Varanasi DCCB
Total
Uttarakhand
1
Uttarakhand SCB
Almora DCCB
98

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
Chamoli DCCB
783
3335
114.35
236
622
24.18
172
946
17.68
Dehradun DCCB
777
6050
70.44
343
2150
30.60
346
3460
33.90
Garhwal (Kotdar) DCCB
122
510
8.16
40
152
2.41
0.00
Haldwani DCCB
718
5744
87.11
364
2605
36.03
339
2712
52.94
Haridwar DCCB
73
620
2.85
18
180
1.85
73
620
2.85
Pithoragarh DCCB
407
2645
112.66
77
385
23.12
Tehri DCCB
1146
6876
99.10
230
1610
29.73
710
4260
66.40
10 Udham Singh Nagar DCCB
699
6990
64.39
126
1260
18.65
595
5950
50.72
11 Uttarkashi DCCB
658
6680
49.90
598
6100
31.90
234
1200
18.00
6159
43177
645.69
2736
18601
232.45
3173
22685
276.47
38429
412456
2355.92
29831
311504
1527.56
16336
171095
1019.07
Goa SCB
3613
52415
878.72
3289
48660
826.83
0.00
Total
3613
52415
878.72
3289
48660
826.83
0.00
Total
WESTERN REGION
Goa
1
Gujarat
1
Ahmedabad DCCB
4712
54007
251.32
3835
44169
227.87
3284
37847
185.69
Amreli DCCB
1571
17495
88.93
1431
15268
74.88
0.00
Banaskantha DCCB
8292
124380
368.70
8292
124380
368.70
8292
124380
368.70
Baroda DCCB
15
178
0.72
109
0.45
0.00
Bharuch DCCB
873
10344
178.62
554
6585
60.82
0.00
Bhavnagar DCCB
617
8047
44.15
270
3404
17.29
0.00
Jamnagar DCCB
808
8581
78.46
546
5809
49.60
64
622
3.60
Junagadh DCCB
513
5764
36.74
493
5537
34.33
513
5764
36.44
Kheda DCCB
654
7223
25.57
386
4281
12.56
0.00
1140
14168
112.41
35
418
1.17
1105
13750
111.24
465
5190
14.11
389
4297
13.91
0.00
3742
52388
317.02
3671
51394
297.02
3671
51394
297.02
876
8486
45.32
642
6976
37.14
721
6539
39.03
14 Rajkot DCCB
4376
57642
443.62
3943
52247
363.58
339
3773
28.64
15 Sabarkantha DCCB
2054
24648
185.80
1349
16188
115.35
705
8460
42.52
16 Surat DCCB
2441
28037
148.00
2075
24200
137.00
2441
28031
148.00
49
915
2.10
23
405
1.24
0.00
0.00
0.00
0.00
10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
17 Surendranagar DCCB
18 Vadodara DCCB
99

Sl.
No.
Name of the Bank
19 Valsad DCCB
Total
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount
434
6005
62.87
33632
433498

Women SHGs
No of
SHGs

NRLM/SGSY
No. of
Members
Savings Amount
No. of
SHGs
No. of
401
5516
35.64
64
651
17.14
2404.46
28344
371183
1848.55
21199
281211
1278.02
Maharashtra
1
Ahmednagar DCCB
24924
321502
2417.00
24924
321502
2417.00
3327
36656
709.60
Akola DCCB
11079
132948
728.02
9749
116988
640.66
1035
10350
62.07
Amravati DCCB
325
4550
75.20
302
4228
69.18
0.00
Aurangabad DCCB
9322
121186
882.00
8053
104689
715.00
1025
11272
39.00
Beed DCCB
2852
31372
73.00
2850
31372
73.00
0.00
Bhandara DCCB
6189
826080
281.10
5841
78180
265.77
2080
25960
96.60
Buldhana DCCB
1992
21912
34.25
609
6699
12.30
181
1991
2.67
Chandrapur DCCB
25335
289108
451.37
21434
256883
420.33
25335
289108
451.37
Dhule DCCB
3087
37850
1078.87
305
4275
3.95
238
2483
7.10
10 Gadchiroli DCCB
9135
109620
412.25
8730
104760
375.00
3790
45480
85.20
11 Gondia DCCB
6960
76560
405.68
5846
64306
340.70
4315
47465
251.50
12 Jalgaon DCCB
5800
65548
1017.00
5800
65548
1017.00
0.00
13 Jalna DCCB
1809
21708
144.26
1623
17853
140.20
0.00
14 Kolhapur DCCB
35888
523672
1512.98
35722
521386
1512.98
4110
47002
67.73
15 Latur DCCB
12326
184890
954.43
11199
167985
796.92
10738
161992
786.46
16 Nagpur DCCB
6490
84370
254.88
5643
73359
235.58
801
10413
27.00
17 Nanded DCCB
0.00
0.00
0.00
18 NandurbarDCCB
2484
30390
746.53
693
8316
6.90
515
6025
9.05
19 Nashik DCCB
6417
72780
412.27
3535
36005
148.02
2863
30615
183.93
20 Osmanabad DCCB
4823
48235
105.78
4097
41120
104.03
1121
11215
24.46
21 Parbhani DCCB
6476
72528
37.00
6108
67084
34.60
1958
26566
11.17
22 Pune DCCB
34648
519720
3646.17
32099
481485
3299.20
2520
37800
24.20
23 Raigad DCCB
13570
154805
844.27
12149
151539
828.91
325
4436
2.63
4646
57168
207.04
4121
51355
187.11
541
5410
29.66
25 Sangli DCCB
19847
266416
10808.39
18732
250232
10794.43
2952
32246
1490.03
26 Satara DCCB
23094
346410
6772.22
22425
336375
6722.22
669
10035
133.80
5744
66780
443.26
4839
58068
381.76
970
11686
96.12
28 Solapur DCCB
12568
138843
26.75
11360
125366
23.26
4304
47322
11.65
29 Thane DCCB
31159
373908
3961.11
2923
35076
320.64
5653
67836
77.84
30 Wardha DCCB
0.00
0.00
0.00
31 Washim DCCB
0.00
0.00
0.00
24 Ratnagiri DCCB
27 Sindhudurg DCCB
100

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
Members
Savings Amount
19389
237088
1306.49
Total
348378
5237947
385623
32 Yavatmal DCCB
No. of
SHGs

Women SHGs
No of
SHGs

NRLM/SGSY
No. of
Members
Savings Amount
No. of
SHGs
No. of
16358
200796
1106.19
2110
25320
76.40
40039.57
288069
3782830
32992.84
83476
1006684
4757.24
5723860
43322.75
319702
4202673
35668.22 104675
1287895
6035.26
1241
12410
23.98
1241
12410
23.98
0.00
474
4740
59.20
474
4740
59.20
0.00
0.00
0.00
0.00
SOUTHERN REGION
Andhra Pradesh
1
Anantapur DCCB
Chittoor DCCB
East Godavari DCCB
Eluru DCCB
2408
24080
879.21
2408
24080
879.21
0.00
Guntur DCCB
1558
16130
825.74
1558
16130
825.74
0.00
Kadapa DCCB
0.00
0.00
0.00
Kakinada DCCB
264
2640
72.50
264
2640
72.50
0.00
Krishna DCCB
9732
105918
4947.84
9732
105918
4947.84
0.00
Kurnool DCCB
61
612
17.15
61
612
17.15
0.00
70
0.31
59
0.30
0.00
444
4440
204.56
444
4440
204.56
0.00
36
1.47
36
1.47
0.00
1156
11752
362.69
1090
11422
360.26
358
3942
110.15
14 Vizianagaram DCCB
29
2.47
20
1.97
0.00
15 West Godavari DCCB
0.00
0.00
0.00
17354
182857
7397.12
17286
182507
7394.18
358
3942
110.15
10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
13 Visakhapatnam DCCB
Total
Karnataka
1
Bagalkot DCCB
8046
87457
661.13
1053
13050
95.45
0.00
Belgavi DCCB
1299
18186
52.85
1039
14548
42.28
0.00
Bellary DCCB
7218
86614
465.15
7135
85618
457.53
900
10914
136.78
Bengaluru, Bengaluru Rural &

Ramanagara DCCB
8351
1,25,143
337.51
8292
124191
319.21
0.00
Bidar DCCB
23620
360451
10310.18
23221
352368
10298.18
1602
19169
112.11
Bijapur DCCB
7365
110475
1942.00
6589
98835
1650.00
0.00
Chikmagalur DCCB
13123
156607
689.22
12073
144970
654.28
232
3712
188.45
Chitradurga DCCB
1236
17304
200.85
1197
16758
200.03
0.00
Davangere D C C B
1160
15080
422.69
1102
14326
396.72
174
2262
62.64
10 Dharwad DCCB
11183
133912
866.45
9891
109226
766.65
0.00
11 Hassan DCCB
14428
199688
2614.67
12499
168452
2483.94
0.00
101

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
12 Kalaburgi DCCB
8035
105916
1332.55
8035
105916
1332.55
0.00
13 Kanara DCCB
7597
94400
1072.63
5849
75145
1000.45
348
4286
61.71
14 Kodagu DCCB
5080
67803
1199.56
3955
55589
919.50
0.00
15 Kolar & Chickaballapur DCCB
3781
62247
357.24
3781
62247
357.24
0.00
16 Mandya DCCB
18674
280110
1866.58
18048
270720
1804.08
0.00
17 Mysore & Chamarajanagar DCCB
11766
192732
1569.02
10629
160911
1415.85
452
6780
1507.88
18 Raichur DCCB
7297
109455
383.95
7297
109455
383.95
0.00
19 Shimoga DCCB
9719
126347
1209.43
8347
108511
1045.50
2947
38487
654.43
42536
238363
19550.05
14507
67451
6451.32
891
8185
413.87
7857
104644
1126.38
5876
86143
950.96
0.00
219371
2567791
48230.09
170415
2244430
33025.67
7546
93795
3137.87
20 South Canara DCCB

21 Tumkur DCCB
Total
Kerala
1
Alappuzha DCCB
6465
96593
1327.53
5856
88143
1154.15
0.00
Ernakulam DCCB
765
7855
64.10
753
7722
57.80
0.00
Idukki DCCB
7884
149796
2212.17
5469
103911
1776.06
0.00
Kannur DCCB
301
3010
65.20
18
2.14
0.00
Kasaragod DCCB
764
14516
47.84
731
13889
41.93
0.00
Kollam DCCB
7950
130212
1750.00
3577
71616
805.00
3821
68700
875.00
Kozhikode DCCB
157
2345
20.10
101
1501
17.18
122
1812
14.98
Malappuram DCCB
1680
31920
164.21
1680
31920
164.21
298
5662
29.13
Palakkad DCCB
178
2663
21.95
177
2654
21.85
138
1905
15.88
10 Pathanamthitta DCCB
978
11736
76.12
954
11148
69.43
0.00
11 Thrissur DCCB
210
3570
23.85
210
3570
23.85
0.00
1940
162.07
0.00
0.00
12759
153108
1761.75
12121
145452
1673.66
116
1392
21.23
42031
607324
7696.89
31638
481544
5807.26
4495
79471
956.22
Pondicherry SCB
1740
27703
258.11
1359
20607
193.30
248
3663
36.06
Total
1740
27703
258.11
1359
20607
193.30
248
3663
36.06
12 Trivandrum DCCB
13 Wayanad DCCB
Total
Puducherry
1
Tamil Nadu
1
Chennai DCCB
4291
64365
408.75
4291
64365
408.75
0.00
Coimbatore DCCB
6409
77769
1160.03
6149
74637
1093.46
6409
77769
1160.03
Cuddalore DCCB
10390
199125
435.40
10253
196590
428.15
8675
164825
372.62
Dharmapuri DCCB
646
7752
3023.81
566
6792
1898.10
168
2490
588.15
102

Sl.
No.
Name of the Bank
(Amount ` lakh)

Banks
No. of
SHGs
No. of
Members
Savings Amount

Women SHGs
No of
SHGs
No. of
Members
Savings Amount

NRLM/SGSY
No. of
SHGs
No. of
Dindigul DCCB
7831
97888
712.43
625
7813
56.25
7206
90075
612.51
Erode DCCB
7899
102687
2099.73
7410
96330
2089.24
7899
102687
2099.73
Kancheepuram DCCB
11229
145666
4718.91
11229
145666
4718.91
6133
65937
2342.46
Kanyakumari DCCB
7331
131145
1213.00
7160
127790
1090.00
0.00
Kumbakonam DCCB
8063
129008
723.67
8063
129008
723.67
0.00
10 Madurai DCCB
9018
108216
126.45
9018
108216
126.45
5410
64920
75.87
11 Nilgiris DCCB
3109
58851
194.39
3032
57771
163.39
3109
58851
194.39
12 Pudukottai DCCB
4800
71844
698.63
4458
66725
648.85
0.00
13 Ramnathapuram DCCB
8216
98592
198.13
0.00
0.00
16244
237701
423.99
15350
224152
398.55
9746
142620
254.39
15 Sivagangai DCCB
2255
26996
100.82
2255
26996
100.82
393
4680
34.10
16 Thanjavur DCCB
2362
28344
94.48
2362
28344
94.48
12
5.00
17 Thoothukudi DCCB
1320
23760
1125.30
1056
19008
900.25
264
4752
225.05
18 Tiruchirapalli DCCB
18403
249553
996.58
17808
240991
956.68
15957
213356
862.40
1967
39340
62.94
1770
35400
51.62
1967
39340
62.94
11936
186202
1476.40
11815
184238
1336.01
11936
186202
1476.40
8704
139264
1178.74
8699
139184
1166.75
570
9120
425.80
14280
257040
419.86
1428
25704
41.98
14280
257040
419.86
2518
36544
275.00
2518
36544
275.00
0.00
169221
2517652
21867.44
137315
2042264
14 Salem DCCB
19 Tirunelveli DCCB
20 Tiruvannamalai DCCB
21 Vellore DCCB
22 Villupuram DCCB
23 Virudhunagar DCCB
Total
18767.36 100123
1484676 11211.70
Telangana
1
Telangana SCB
19
216
11.25
19
216
11.25
0.00
Adilabad DCCB
205
2050
22.38
205
2050
22.38
0.00
Hyderabad DCCB
0.00
0.00
0.00
Karimnagar DCCB
3942
39420
3942.00
3942
39420
3942.00
3942
39420
3942.00
Khammam DCCB
435
4350
147.40
435
4350
147.40
435
4350
147.40
Mahabubnagar DCCB
22
311
2.08
22
311
2.08
0.00
Medak DCCB
76
807
7.19
0.00
0.00
Nalgonda DCCB
443
4430
46.32
443
4430
46.32
0.00
Nizamabad DCCB
5059
51362
386.52
5059
51362
386.52
0.00
0.00
0.00
0.00
10201
102946
4565.14
10125
102139
4557.95
4377
43770
4089.40
459918
6006273
90014.79
368138
5073491
10 Warangal DCCB
Total
Total Cooperative Banks
69745.72 117147
1709317 19541.40
1506080 18431829 217322.11 1230689 14612596 170566.24 299392
3746560 32232.26
103
STATEMENT - IV - A (i)
Progress under Microfinance - Bank loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No
Name of the Banks
Total Loans disbursed during

the year
Loans
Disbursed
No. of SHGs
Out of Total - Loan disbursed to

Exclusive Women SHGs
Loans
Disbursed
No. of SHGs
Out of Total - Loan disbursed

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
NORTHERN REGION
Chandigarh
1
Allahabad Bank
0.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
1.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13 UCO Bank
0.50
0.50
0.00
6.00
6.00
6.00
15 Vijaya Bank
0.00
0.00
0.00
8.00
6.50
6.00
175
34.65
112
26.68
48
18.79
Total
Haryana
1
Allahabad Bank
Andhra Bank
0.00
0.00
0.00
Bank of Baroda
1.00
0.00
1.00
Bank of India
15
15.00
10
10.00
10
10.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
122
76.00
96
60.00
72
42.00
85
55.00
42
28.65
31
18.43
Corporation Bank
10
5.97
5.87
5.75
Dena Bank
11
5.16
11
5.16
4.00
10 IDBI Bank
13
30.80
13
30.80
0.00
11 Indian Bank
16
9.00
16
9.00
16
9.00
0.00
0.00
0.00
4.90
1.40
3.40
104
STATEMENT - IV - A (i) (contd.)

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
321
221.07
272
165.66
179
134.22
15
7.25
1.50
2.75
0.00
0.00
0.00
93
98.00
93
98.00
4.00
92
67.12
45
30.52
45
30.67
19 Syndicate Bank
93
62.00
85
50.00
87
56.00
20 UCO Bank
77
54.23
22
15.62
41
23.58
15
21.00
15
21.00
14
21.00
0.50
0.50
0.50
1162
768.65
846
560.36
575
385.09
22 Vijaya Bank
Total
Himachal Pradesh
1
Allahabad Bank
5.71
5.71
5.71
Bank of Baroda
0.50
0.50
0.50
Bank of India
14
14.00
9.00
6.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
20
25.00
13
16.00
13
20.00
81
66.95
18
14.58
25
28.65
Corporation Bank
3.04
3.04
0.04
Dena Bank
0.68
0.68
0.68
IDBI Bank
20.44
18.84
19.94
10 Indian Bank
1.00
1.00
1.00
5.19
5.00
5.00
5.14
1.50
3.50
286
339.00
267
315.00
260
313.00
1.88
1.88
1.88
234
403.00
187
322.00
84
127.00
103
162.75
63
103.30
57
94.00
1.00
1.00
1.00
164
251.84
73
124.65
134
226.82
1.00
1.00
1.00
940
1308.12
659
944.68
610
855.72

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1
Allahabad Bank
4.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
105

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
45
30.60
3.06
34
30.50
Corporation Bank
23
6.53
19
5.56
19
5.56
0.00
0.00
0.00
8.00
8.00
8.00
Punjab & Sind Bank
0.00
0.00
0.00
181
188.00
180
187.00
167
168.00
0.00
0.00
0.00
10.24
4.29
0.00
274
247.37
220
207.91
228
212.06

12 Syndicate Bank
13 UCO Bank
Total
New Delhi
1
Allahabad Bank
0.17
0.17
0.00
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
7.00
7.00
0.00
0.12
0.00
0.00
Corporation Bank
32
56.15
29
53.81
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
3.10
0.00
0.00
10 Indian Bank
0.00
0.00
0.00
7.58
4.24
4.24
0.00
0.00
0.00
126
25.26
90
21.51
107
19.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16 Syndicate Bank
26.00
26.00
26.00
17 UCO Bank
0.00
0.00
0.00
0.00
0.00
0.00
19 Vijaya Bank
0.00
0.00
0.00
184
125.38
142
112.73
119
49.24
Total
106

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Punjab
1
Allahabad Bank
24
2.99
13
2.02
1.00
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
22
53.22
10
22.75
19
43.22
18
59.20
3.16
3.00
Corporation Bank
1.31
1.31
1.30
Dena Bank
0.55
0.55
0.55
IDBI Bank
0.00
0.00
0.00
10 Indian Bank
3.00
3.00
3.00
0.00
0.00
0.00
6.36
0.30
3.60
88
65.31
73
61.15
15
10.65
16
46.45
13
11.97
16
46.45
28
44.00
25
39.00
0.00
68
77.26
15
10.00
14
7.50
30.00
30.00
30.00
18 UCO Bank
13
14.45
0.28
0.28
25
13.00
17
5.00
16
8.00
9.85
4.40
4.40
324
426.95
185
194.89
99
162.95
118
34.96
93
32.81
61
29.80
0.00
0.00
0.00
642
505.16
151
83.85
212
163.14
17 Syndicate Bank
20 Vijaya Bank
Total
Rajasthan
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
6.00
6.00
6.00
124
20.88
15
0.64
3.70
Corporation Bank
12
7.10
12
7.10
3.00
Dena Bank
1.05
1.05
1.00
26
145.90
25
50.90
0.00
3.00
3.00
3.00
10 IDBI Bank
11 Indian Bank
107

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
19
19.52
16
17.48
15
15.53
4.50
0.50
0.00
172
75.43
145
58.23
112
49.58
0.00
0.00
0.00
575
326.34
459
275.53
0.00
52
53.00
48
49.00
35
25.00
0.00
0.00
0.00
18
8.00
12
6.00
18
8.00
131
90.99
42
23.55
28
18.18
23
28.00
23
28.00
23
28.00
1.00
1.00
1.00
Total
1938
1330.83
1059
644.64
533
354.93
4827
4215.30
3115
2671.71
2167
2025.99
1253
317.30
1026
296.60
757
249.90
0.00
0.00
0.00

19 Syndicate Bank
20 UCO Bank
22 Vijaya Bank

Assam
1
Allahabad Bank
Andhra Bank
Bank of Baroda
37
21.55
22
10.72
30
14.75
Bank of India
53
26.00
53
26.00
53
26.00
Bank of Maharashtra
34
17.00
34
17.00
32
16.00
Canara Bank
108
78.00
108
78.00
108
78.00
1758
676.11
434
188.68
983
491.86
Corporation Bank
1.00
1.00
0.00
Dena Bank
11
2.58
11
2.58
10
2.00
602
1248.25
302
640.19
150
138.40
54
34.00
53
33.00
16
11.00
177
118.50
169
114.32
169
114.30
12.60
0.00
0.00
160
149.00
114
101.00
23
23.30
0.00
0.00
0.00
1153
703.00
1153
703.00
376
190.00
45
35.00
30
25.00
35
28.00
18 UCO Bank
262
216.19
42
31.00
187
138.40
706
573.00
587
439.00
217
170.00
10 IDBI Bank
11 Indian Bank
17 Syndicate Bank
108

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

21 Vijaya Bank
Total

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
1252
1007.00
1232
994.00
1052
886.00
30
48.26
17
16.35
17
16.35
7705
5284.34
5388
3717.44
4215
2594.26
0.00
0.00
0.00
10
9.00
10
9.00
0.00
Arunachal Pradesh
1
Bank of Baroda
Bank of India
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
1.20
0.00
0.00
3.00
2.00
3.00
State Bank of India
0.00
0.00
0.00
10 Syndicate Bank
4.00
4.00
4.00
11 UCO Bank
0.00
0.00
0.00
12 Vijaya Bank
22.14
22.14
22.14
27
39.34
21
37.14
15
29.14
Total
Manipur
1
Allahabad Bank
0.17
0.00
0.00
Bank of Baroda
7.47
3.49
4.80
Bank of India
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
10
6.82
3.46
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
31
24.00
23
19.00
0.00
0.00
0.00
0.00
29
57.00
29
57.00
0.00
12 Syndicate Bank
0.00
0.00
0.00
13 UCO Bank
3.00
0.00
0.00
14 Vijaya Bank
1.80
1.80
1.80
88
100.26
65
84.75
6.60
Total
109

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Meghalaya
1
Bank of Baroda
1.05
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
33
28.00
21
18.00
0.00
State Bank of India
5.00
5.00
0.00
Syndicate Bank
0.00
0.00
0.00
10 UCO Bank
2.00
0.00
0.00
0.00
0.00
0.00
12 Vijaya Bank
0.00
0.00
0.00
41
36.05
27
23.00
0.00
Total
Mizoram
1
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
State Bank of India
0.00
0.00
0.00
Syndicate Bank
2.00
2.00
2.00
UCO Bank
0.00
0.00
0.00
Vijaya Bank
0.00
0.00
0.00
Total
2.00
2.00
2.00
Nagaland
1
Allahabad Bank
0.00
0.00
0.00
Bank of Baroda
11
11.60
5.00
5.00
Bank of India
2.00
2.00
2.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
22
9.32
0.00
0.00
IDBI Bank
4.00
4.00
0.00
Indian Bank
0.00
0.00
0.00
110

S.
No
9
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
10.80
10.80
10.80
3.00
2.00
0.00
0.00
0.00
0.00
59
167.00
59
167.00
0.00
13 Syndicate Bank
0.00
0.00
0.00
14 UCO Bank
1.03
0.53
0.50
15 Vijaya Bank
22.70
19.10
19.10
123
231.45
86
210.43
19
37.40
Total
Sikkim
1
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
46
12.43
3.03
17
7.27
Dena Bank
0.00
0.00
0.00
IDBI Bank
21.50
21.50
0.00
Indian Bank
0.00
0.00
0.00
2.00
2.00
2.00
0.00
0.00
0.00
53
23.00
53
23.00
41
17.00
11 Syndicate Bank
0.00
0.00
0.00
12 UCO Bank
4.35
2.85
0.00
1.00
1.00
1.00
14 Vijaya Bank
0.00
0.00
0.00
112
64.28
73
53.38
63
27.27
Total
Tripura
1
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
0.80
0.80
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
111

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
0.00
0.00
0.00
60
23.00
60
23.00
20
9.00
12 UCO Bank
12
18.43
0.00
0.00
0.00
0.00
0.00
553
373.00
541
367.00
436
311.00
0.00
0.00
0.00
626
415.23
602
390.80
456
320.00
8726
6172.95
6266
4518.94
4780
3016.67
15 Vijaya Bank
Total
Total - North Eastern Region
EASTERN REGION
A & N Islands (UT)
1
Allahabad Bank
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
20.90
20.90
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
State Bank of India
10
13.00
10
13.00
0.00
Syndicate Bank
0.00
0.00
0.00
UCO Bank
0.00
0.00
0.00
Vijaya Bank
13
7.55
10
6.15
10
6.15
Total
29
41.45
26
40.05
10
6.15
Bihar
1
Allahabad Bank
1595
217.90
1257
210.30
898
164.60
Bank of Baroda
246
179.54
150
102.98
125
122.18
Bank of India
961
852.00
951
842.00
941
832.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
2106
1244.00
2106
1244.00
1886
1024.00
6025
1541.42
1538
410.96
1080
241.39
Corporation Bank
19
16.49
15
5.99
15
5.99
Dena Bank
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
161
330.00
158
323.00
1.00
24
16.29
23
15.11
16
12.29
0.00
0.00
0.00
7820
6443.97
6717
5342.97
6509
5132.97
10 Indian Bank
112

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
9383
6695.00
8434
6018.00
475
239.00
23
23.00
12.00
12
17.00
1238
565.35
149
69.30
1097
503.36
93
50.00
82
32.00
69
38.00
346
250.00
338
245.00
253
187.00
3.20
3.20
3.20
30047
18428.16
21933
14876.81
13384
8523.98
1060
135.00
717
124.20
353
113.10
15 Syndicate Bank
16 UCO Bank
19 Vijaya Bank
Total
Jharkhand
1
Allahabad Bank
Andhra Bank
0.00
0.00
0.00
Bank of Baroda
2.00
1.45
0.00
Bank of India
3869
2040.00
3060
1774.00
2387
1221.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
318
140.00
318
140.00
318
140.00
88
76.48
17
5.42
64
21.50
Corporation Bank
1.07
1.07
0.00
Dena Bank
2.40
2.40
2.00
10 IDBI Bank
104
200.03
89
165.95
4.50
11 Indian Bank
167
553.00
164
542.00
167
553.00
36
27.55
34
27.25
34
27.25
0.00
0.00
0.00
259
129.01
181
90.50
142
71.00
0.00
0.00
0.00
874
519.00
780
463.00
448
146.00
3.00
3.00
3.00
18 UCO Bank
21
16.31
0.75
5.50
30
15.00
30
15.00
29
14.00
278
241.00
278
241.00
208
186.00
5.50
5.00
5.00
7130
4106.35
5692
3601.99
4183
2512.85

17 Syndicate Bank
21 Vijaya Bank
Total
Odisha
1
Allahabad Bank
2362
1237.00
1690
988.40
978
719.30
Andhra Bank
1403
1469.84
1396
1468.00
1307
1359.73
Bank of Baroda
840
1387.11
262
257.93
150
253.55
113

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
Bank of India
Bank of Maharashtra

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
1403
1854.00
1403
1613.00
1395
1835.00
9.20
9.20
0.00
Canara Bank
1444
1012.00
1444
1012.00
176
134.00
1051
812.93
227
173.55
440
358.04
Corporation Bank
31
17.77
26
12.86
1.20
Dena Bank
14
14.95
14
14.95
13
14.00
1501
2993.31
1483
2954.35
0.00
514
529.00
504
518.00
142
136.00
1227
2158.18
1098
2054.94
1043
2002.14
47
58.18
6.60
30
36.70
639
574.48
639
574.48
502
437.48
0.00
0.00
0.00
11
18.00
11
18.00
0.00
6029
6960.00
5400
6234.00
3377
3340.00
425
397.00
340
317.00
305
260.00
2021
2306.65
317
323.63
1092
1238.63
169
137.00
167
134.00
165
131.00
665
460.00
655
452.00
486
315.00
32
52.71
32
52.71
32
52.71
21831
24459.31
17117
19189.60
11638
12624.48
19917
15203.00
17820
13933.00
15404
11535.00
0.00
0.00
0.00
10 IDBI Bank
11 Indian Bank
18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
Total
West Bengal
1
Allahabad Bank
Andhra Bank
Bank of Baroda
133
92.65
63
38.50
82
52.02
Bank of India
555
456.00
326
333.00
316
331.00
Bank of Maharashtra
0.00
0.40
0.00
Canara Bank
532
469.00
133
183.00
58
65.00
16514
9270.86
5248
3013.12
5909
3931.59
Corporation Bank
16
27.67
7.86
2.10
Dena Bank
0.00
0.00
0.00
10 IDBI Bank
476
1164.40
283
756.41
0.00
11 Indian Bank
241
344.00
236
337.00
51
55.00
35504
7190.41
1016
594.61
1016
594.61
0.00
0.00
0.00

114

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
2626
1679.83
1499
1030.00
1765
1249.42
0.00
0.00
0.00
11592
12623.00
10339
11258.00
1641
1641.00
0.00
0.00
0.00
18 Syndicate Bank
1209
458.00
1015
390.00
1209
458.00
19 UCO Bank
1200
1211.12
203
204.92
863
897.77
61
32.00
59
31.00
61
32.00
4019
3193.00
3985
3172.00
3405
2815.00
79
83.65
76
82.05
76
82.05
94674
53498.59
42310
35364.87
31859
23741.56
153711
100533.86
87078
73073.32
61074
47409.02
573
348.90
508
337.60
443
324.36
0.00
0.00
0.00

21 Vijaya Bank
Total
CENTRAL REGION
Chhattisgarh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
254
322.00
38
63.93
47
82.52
Bank of India
120
79.00
80
41.00
36
35.00
Bank of Maharashtra
77
72.09
70
64.59
50
53.00
Canara Bank
63
61.00
28
27.00
18
18.00
1610
1107.64
452
317.62
1464
1042.00
Corporation Bank
75
113.77
67
106.19
45
41.03
Dena Bank
872
551.14
809
501.64
785
496.00
10 IDBI Bank
40
43.93
33
39.60
17
22.50
11 Indian Bank
50
63.00
49
61.00
38
19.00
94
72.85
83
63.30
83
63.30
14
31.36
0.00
19.23
368
307.00
217
171.00
252
190.00
3.00
0.00
3.00
1155
1438.00
986
1227.00
623
372.00
19
13.00
19
13.00
19
13.00
0.00
0.00
0.00
68
41.00
64
31.00
66
40.00
20 Vijaya Bank
19
20.30
15
18.00
13
15.50
5472
4688.98
3518
3083.47
4007
2849.44

17 Syndicate Bank
18 UCO Bank
Total
115

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Madhya Pradesh
1
Allahabad Bank
1517
436.70
1276
398.70
992
356.80
Andhra Bank
0.00
0.00
0.00
Bank of Baroda
26
102.71
11
53.03
28.91
Bank of India
7969
6456.00
7331
6108.00
6309
5727.00
Bank of Maharashtra
75
80.88
68
64.54
51
50.09
Canara Bank
106
74.00
99
68.00
19
17.00
4546
1901.64
1202
492.02
3000
1352.75
Corporation Bank
14
10.20
3.18
3.07
Dena Bank
14
9.96
13
8.08
13
8.88
10 IDBI Bank
273
703.40
273
703.40
0.00
11 Indian Bank
223
614.00
219
601.00
25
15.00
42
25.02
37
24.42
36
24.02
3.35
0.00
0.00
196
107.72
99
48.95
100
77.78
0.50
0.00
0.50
0.00
0.00
0.00
653
680.00
589
613.00
486
119.00
0.00
0.00
0.00
40
19.00
32
16.00
40
19.00
20 UCO Bank
206
122.74
59
34.90
23
10.13
132
105.00
96
74.00
100
72.00
0.00
0.00
0.00
13
9.05
13
9.05
13
9.05
16049
11461.87
11422
9320.27
11220
7890.98
6449
1021.00
3934
728.80
1291
407.66
0.00
0.00
0.00
1101
1359.68
268
236.74
54
14.93
273
352.00
66
59.00
155
202.00
2.50
2.50
2.00


19 Syndicate Bank
23 Vijaya Bank
Total
Uttar Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
266
209.00
264
207.00
261
204.00
566
309.55
124
17.55
70
29.00
Corporation Bank
0.31
0.06
0.06
116

S.
No
9
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
Dena Bank

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
21
3.84
17
1.99
19
3.84
508
1219.95
460
1098.15
36
18.00
11 Indian Bank
82
102.00
80
100.00
37
25.00
55
37.55
45
30.66
45
30.66
36
25.55
3.25
22
10.80
644
484.26
282
230.34
380
299.85
26
45.16
0.00
24
18.70
464
381.00
387
318.00
73
23.00
2.00
1.00
1.00
18 Syndicate Bank
219
315.00
180
252.00
175
225.00
19 UCO Bank
294
373.30
48
62.65
29
7.97
238
356.00
220
346.00
174
211.00
48
39.00
48
39.00
32
28.00
22 Vijaya Bank
24
12.00
24
12.00
24
12.00
11326
6650.65
6463
3746.69
2909
1774.47
268
28.86
143
17.05
13
4.95
0.00
0.00
0.00
10 IDBI Bank
Total
Uttarakhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
50
34.54
10
11.62
3.61
Bank of India
27
14.00
3.00
3.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
61
42.00
51
28.00
6.00
28
10.13
3.26
3.25
Corporation Bank
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
74
178.07
73
177.79
1.00
3.00
3.00
1.00
12
27.94
23.64
14.64
13.54
2.51
0.00
178
134.84
123
113.66
102
86.21
9.00
0.00
9.00
336
186.00
336
186.00
32
18.00
1.22
0.00
0.00
18 Syndicate Bank
3.00
3.00
3.00
10 IDBI Bank
11 Indian Bank
117

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
19 UCO Bank
23
21.67
2.99
1.42
10
4.00
2.00
3.00
0.00
0.00
0.00
1086
711.81
767
577.52
189
158.08
33933
23513.31
22170
16727.95
18325
12672.97
20.50
11.99
8.28
26
60.00
26
60.00
23
56.00
4.80
4.80
0.00
21 Vijaya Bank
Total
WESTERN REGION
Goa
1
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
57
78.00
39
69.00
7.00
30
32.24
8.00
21
28.22
Corporation Bank
76
196.24
71
187.86
71
187.86
Dena Bank
10
25.58
22.58
23.00
IDBI Bank
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
39
83.58
39
83.58
39
83.58
0.00
0.00
0.00
66
197.00
66
197.00
57
148.00
13 Syndicate Bank
17
28.00
17
28.00
17
28.00
14 UCO Bank
5.00
0.00
3.00
0.00
0.00
0.00
16 Vijaya Bank
0.00
0.00
0.00
331
730.94
276
672.81
248
572.94

Total
Gujarat
1
Allahabad Bank
10
0.71
10
0.71
10
0.71
Bank of Baroda
8247
2326.52
736
627.19
272
193.75
Bank of India
1404
10541.00
1215
2477.00
428
1729.00
Bank of Maharashtra
18
12.10
18
12.10
0.00
Canara Bank
10.00
10.00
0.00
946
420.05
382
101.14
95
70.14
Corporation Bank
78
74.10
64
33.73
64
33.73
Dena Bank
1487
1029.54
1429
987.59
1189
824.00
118

S.
No
9
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
IDBI Bank

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
10.92
10.92
0.00
310
484.00
304
475.00
17
8.00
97
47.10
93
41.50
93
41.50
0.00
0.00
0.00
144
73.22
31
27.55
70
52.00
0.00
0.00
0.00
1218
1017.00
1059
884.00
16
10.00
0.00
0.00
0.00
17 Syndicate Bank
80
58.00
60
46.00
72
42.00
18 UCO Bank
48
40.73
7.60
0.00
32
25.00
27
22.00
27
22.00
20 Vijaya Bank
29
24.85
28
24.17
28
24.17
14161
16194.84
5478
5788.20
2381
3051.00
10 Indian Bank
Total
Maharashtra
1
Allahabad Bank
646
183.80
461
163.70
249
113.80
Andhra Bank
155
103.00
153
102.00
134
87.00
Bank of Baroda
736
806.90
204
222.43
163
129.21
Bank of India
7737
47630.00
5419
25360.00
5929
34363.00
Bank of Maharashtra
3682
4604.52
3056
3507.60
1909
1860.24
Canara Bank
364
440.00
343
412.00
58
67.00
3520
2693.23
830
664.09
1774
1483.54
Corporation Bank
78
73.41
53
44.46
32
25.38
Dena Bank
389
349.22
377
333.28
233
210.00
10 IDBI Bank
410
567.53
407
562.38
89
108.91
11 Indian Bank
159
258.00
156
253.00
20
13.00
125
1455.02
108
1425.60
104
1421.60
4.05
1.00
1.00
141
90.86
118
73.58
36
22.10
1.50
0.00
1.50
1412
1176.00
1412
1176.00
1247
1025.00
4256
4119.00
3803
3680.00
1504
1619.00
0.00
0.00
0.00
0.00
0.00
0.00

119

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
20 Syndicate Bank
229
245.00
185
190.00
180
180.00
21 UCO Bank
214
222.66
46
39.92
54
53.99
609
732.00
568
701.00
429
474.00
23 Vijaya Bank
149
228.55
137
208.90
132
198.90
Total
25019
65984.25
17837
39120.94
14280
43458.17
39511
82910.03
23591
45581.95
16909
47082.11
1354
2984.00
894
1753.00
355
453.30
110377
324433.00
110201
324283.00
87639
255172.00
SOUTHERN REGION
Andhra Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
1882
6469.83
883
2675.84
1027
2849.37
Bank of India
1281
1281.00
1261
1261.00
530
530.00
Bank of Maharashtra
220
597.83
107
202.51
163
421.31
Canara Bank
11851
4565.00
10810
4409.00
769
197.00
4826
8969.85
1294
2412.89
7.17
Corporation Bank
8436
16334.21
7408
13893.87
6084
10908.04
Dena Bank
38
39.73
37
37.40
31
32.00
28
135.50
28
135.50
0.00
17963
69630.00
17604
68237.00
3887
11959.00
6726
19707.69
6279
18635.38
6199
18438.38
15
35.00
0.00
4.00
330
330.00
330
330.00
330
330.00
0.50
0.00
0.00
6346
161.00
6301
161.00
6346
161.00
80907
256189.00
75274
238353.00
24702
77490.00
87
157.00
78
141.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
32820
102496.00
22830
72678.00
23060
77230.00
659
2156.12
79
271.67
177
354.85
2120
5564.00
2074
5524.00
1090
3126.00
0.00
0.00
0.00
2608
7998.10
2504
7835.41
2497
7835.40
290875
830234.36
266276
763230.47
164893
467498.82
10 IDBI Bank
11 Indian Bank
21 Syndicate Bank
22 UCO Bank
25 Vijaya Bank
Total
120

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Karnataka
1
Allahabad Bank
57
80.47
34
45.35
3.40
Andhra Bank
169
335.00
169
335.00
98
181.00
Bank of Baroda
47
120.00
34
86.45
9.92
Bank of India
245
93.00
214
82.00
4.00
Bank of Maharashtra
40
87.97
33
75.75
0.00
Canara Bank
5092
11058.00
4659
9718.00
764
1868.00
794
1268.57
304
415.44
50
131.84
Corporation Bank
73281
128488.22
63426
116373.26
46884
86231.55
Dena Bank
17
58.92
16
54.84
15
53.00
1378
4163.89
1348
4062.57
112
336.00
332
1148.00
325
1125.00
198
651.00
1177
2600.63
1138
2525.28
1121
2481.28
30.50
0.00
1.00
21
63.00
21
63.00
24.25
0.00
0.00
0.00
221
223.00
221
223.00
146
55.00
1410
3847.00
1249
3408.00
830
1878.00
17426
126271.00
15683
113644.00
1280
6202.00
0.00
0.00
0.00
1.00
1.00
0.00
14725
44427.00
12600
40005.00
14690
44339.00
91
194.11
41
57.30
11.00
42248
59597.00
42037
59544.00
21612
31503.00
7877
28631.00
7541
27596.00
7523
27576.00
166655
412787.28
151094
379440.24
95346
203540.24
72
76.34
0.00
0.00
0.00
0.00
0.00
10 IDBI Bank
11 Indian Bank

21 Syndicate Bank
22 UCO Bank
24 Vijaya Bank
Total
Kerala
1
Allahabad Bank
Andhra Bank
Bank of Baroda
363
1035.00
129
310.24
33
103.64
Bank of India
446
2850.00
402
2804.00
296
909.00
Bank of Maharashtra
10
31.65
12.50
0.00
Canara Bank
18377
11202.00
16815
10343.00
8554
6291.00
121

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
4748
10630.89
816
2105.37
75
60.74
Corporation Bank
2851
3908.35
2560
3360.10
2049
2867.82
Dena Bank
14
25.81
13
24.25
13
23.00
651
3266.31
619
3120.35
16
44.80
11 Indian Bank
2236
8922.00
2191
8743.00
212
786.00
2851
7662.14
2692
7339.91
2677
7255.36
15
12.98
1.43
0.00
0.00
0.00
0.00
2.35
0.00
0.00
1.00
1.00
1.00
714
1833.00
632
1623.00
236
478.00
25.00
25.00
0.00
1570
4265.00
1539
4226.00
1539
4226.00
20 Syndicate Bank
1289
4141.00
1117
3610.00
1289
4141.00
106
328.52
15.75
21
70.49
14965
27087.00
14669
26211.00
13580
23543.00
709
2127.90
687
2040.00
687
2040.00
51995
89434.24
44901
75915.90
31278
52840.85
10 IDBI Bank

21 UCO Bank
23 Vijaya Bank
Total
Lakshadweep
1
Syndicate Bank
0.00
0.00
0.00
UCO Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Puducherry
1
Andhra Bank
0.00
0.00
0.00
Bank of India
56
103.00
56
103.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Corporation Bank
404
600.38
298
468.82
294
462.72
Dena Bank
0.00
0.00
0.00
IDBI Bank
22
97.25
22
97.25
0.00
Indian Bank
96
296.00
94
290.00
4.00
0.00
0.00
0.00
0.00
0.00
0.00
122

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
18
43.00
18
43.00
0.00
12 Syndicate Bank
0.00
0.00
0.00
13 UCO Bank
0.00
0.00
0.00
14 Vijaya Bank
24
83.62
23
77.62
23
77.62
620
1223.25
511
1079.69
322
544.34
Total
Tamil Nadu
1
Allahabad Bank
202
179.20
130
169.50
45
25.67
Andhra Bank
205
498.00
205
498.00
148
359.00
Bank of Baroda
173
355.25
82
214.24
23
80.14
Bank of India
3410
7963.00
2982
7061.00
3236
7850.00
Bank of Maharashtra
23
36.10
22
32.10
0.00
Canara Bank
7167
21355.00
6696
19334.00
2383
7529.24
3394
7133.06
1231
2897.02
782
2302.34
Corporation Bank
5256
9712.95
4800
8906.97
2657
4535.29
Dena Bank
38
36.36
37
31.69
34
33.00
2286
6984.60
2230
6830.60
0.00
11 Indian Bank
19610
76236.00
19218
74711.00
4679
17240.00
19801
30255.87
19008
29197.78
18886
28822.78
46
114.54
34
78.14
15.20
106
353.73
104
348.73
11
9.54
2.00
2.00
2.00
1384
3288.00
1384
3288.00
70
291.00
66
201.00
60
181.00
20
60.00
0.00
0.00
0.00
179
427.00
156
393.00
156
393.00
1786
7516.00
1430
6013.00
1482
6010.00
21 UCO Bank
104
249.71
12
26.94
0.00
765
1861.00
738
1806.00
659
1603.00
0.00
0.00
0.00
356
977.14
343
922.66
343
922.66
66363
175735.51
60908
162943.37
35624
78083.86
1182
1253.00
1112
1224.00
1023
1172.00
48792
131153.00
48659
131037.00
37737
102034.00
10 IDBI Bank


20 Syndicate Bank
24 Vijaya Bank
Total
Telangana
1
Allahabad Bank
Andhra Bank
123

S.
No
Name of the Banks
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
Bank of Baroda
Bank of Maharashtra

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
361
1165.00
188
634.23
300
971.04
69
98.49
50
70.00
28
44.30
Bank of India
502
2200.00
502
2200.00
491
1774.00
Canara Bank
1970
3919.00
1970
3919.00
42
152.00
6170
9625.19
3156
4200.22
58
16.88
Corporation Bank
4223
8059.68
3976
7639.67
1536
3581.75
Dena Bank
343
515.85
343
515.85
309
464.00
12.50
5.00
0.00
11 Indian Bank
4919
15832.00
4821
15516.00
135
360.00
3260
9407.37
3137
9112.30
1885
7046.30
14
79.70
14.00
5.00
0.00
0.00
0.00
24307
63836.00
23671
63824.00
23655
63822.00
16548
47414.00
15367
44030.00
4185
11199.00
10
23.00
20.00
0.00
0.00
0.00
0.00
7175
26558.00
5860
19858.00
7175
26558.00
20 UCO Bank
552
1918.32
34
116.68
37
92.50
21 Vijaya Bank
893
2215.80
872
2191.64
870
2190.14
Total
121294
325285.90
113731
306127.59
79467
221482.91
697802
1834700.54
637421
1688737.26
406930
1023991.02
Total - Public Sector Commercial

Banks
938510
2052045.99
779641
1831311.13
510185
1136197.78
10 IDBI Bank

19 Syndicate Bank
124

S.
No
Name of the Banks
(Amount ` lakh)

the year
No. of SHGs
Loans
Disbursed

No. of SHGs
Loans
Disbursed

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
PUBLIC SECTOR COM. BANKS - All India Position

1
Allahabad Bank
38854
23785.83
31240
20458.30
22934
15699.85
Andhra Bank
161101
457991.84
160783
457723.00
127063
359192.73
Bank of Baroda
15170
16327.56
3243
5652.35
2547
5092.26
Bank of India
30381
84890.00
25386
52237.00
22553
57445.00
Bank of Maharashtra
4258
5655.13
3473
4075.59
2237
2446.94
Canara Bank
50065
56123.22
46021
51312.75
15536
17908.46
57046
56741.16
17369
17482.93
15989
11663.80
Corporation Bank
94926
167715.92
82857
151123.64
59779
108903.24
Dena Bank
3289
2673.32
3146
2546.56
2692
2194.95
8423
23237.28
7715
21508.15
433
694.05
11 Indian Bank
47149
175394.00
46208
171884.00
9659
31853.00
71288
80938.78
35044
71349.10
33486
68511.56
254
443.45
58
110.63
82
103.43
14711
11712.99
11381
9216.31
10920
8543.35
69
119.09
17
15.35
54
83.78
575
326.34
459
275.53
0.00
32304
65417.00
31623
65405.00
31402
65066.00
138965
349206.00
128006
323509.00
39481
99551.00
17594
126677.00
15835
114011.00
1300
6262.00
271
310.35
125
144.82
118
133.17
1750
4693.00
1696
4620.00
1695
4619.00
60240
186868.00
45846
143578.00
49893
159681.00
7461
10399.56
1198
1438.27
3800
3658.37
62314
96248.00
61481
94973.00
38340
61046.00
7161
5563.00
7077
5510.00
5872
4728.00
12891
42588.17
12354
41150.85
12320
41116.84
938510
2052045.99
779641
1831311.13
510185
1136197.78
10 IDBI Bank

22 Syndicate Bank
23 UCO Bank
26 Vijaya Bank
Total
125
STATEMENT - IV - A (ii)
Progress under Microfinance - Bank loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No
Name of the Bank

the year
Loans
Disbursed
No. of SHGs

Exclusive to Women SHGs
Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Northern Region
Chandigarh
1
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Haryana
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
21
39.72
21
39.72
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
1466
3440.75
1466
3440.75
0.00
Total
1487
3480.47
1487
3480.47
0.00
Himachal Pradesh
1
ICICI Bank
0.00
0.00
0.00
YES Bank
153
358.25
153
358.25
0.00
Total
153
358.25
153
358.25
0.00
Jammu & Kashmir

1
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
1504
952.70
1471
921.85
1472
937.86
Total
1504
952.70
1471
921.85
1472
937.86
New Delhi
1
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
HDFC Bank
79
91.20
79
91.20
0.00
South Indian Bank
0.00
0.00
0.00
79
91.20
79
91.20
0.00
Total
Punjab
1
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
1312
2513.06
1312
2513.06
0.00
Total
1312
2513.06
1312
2513.06
0.00
126
STATEMENT - IV - A (ii) (contd.)

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Rajasthan
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
156
318.71
156
318.71
0.00
ICICI Bank
6098
9708.43
6098
9708.43
0.00
YES Bank
4740
11781.15
4740
11781.15
0.00
Total
10994
21808.29
10994
21808.29
0.00
15529
29203.97
15496
29173.12
1472
937.86
AXIS Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00

Arunachal Pradesh
1
Assam
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.13
0.13
0.00
HDFC Bank
64
77.01
64
77.01
0.00
ICICI Bank
0.00
0.00
0.00
67
77.14
66
77.14
0.00
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Total
Manipur
1
Meghalaya
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Nagaland
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Sikkim
1
AXIS Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
127

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Tripura
1
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
67
77.14
66
77.14
0.00

Eastern Region
Bihar
1
HDFC Bank
89
125.73
89
125.73
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
1539
4401.93
1539
4401.93
0.00
Total
1628
4527.66
1628
4527.66
0.00
Jharkhand
1
HDFC Bank
1.66
1.66
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
172
488.78
172
488.78
0.00
Total
173
490.44
173
490.44
0.00
Odisha
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
12.87
12.87
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
10475
20365.76
10475
20365.76
0.00
Total
10484
20378.63
10484
20378.63
0.00
51.29
0.00
0.00
194
181.50
194
181.50
0.00
West Bengal
1
Federal Bank
HDFC Bank
ICICI Bank
0.00
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
YES Bank
4216
8217.05
4216
8217.05
0.00
Total
4411
8449.84
4410
8398.55
0.00
16696
33846.57
16695
33795.28
0.00

Central Region
Chhattisgarh
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
28
21.27
28
21.27
0.00
128

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
4
South Indian Bank

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
0.00
0.00
0.00
YES Bank
1116
1841.59
1116
1841.59
0.00
Total
1144
1862.86
1144
1862.86
0.00
0.00
0.00
0.00
Madhya Pradesh
1
AXIS Bank
HDFC Bank
8101
23783.82
8101
23783.82
0.00
ICICI Bank
3763
3986.69
3763
3986.69
0.00
South Indian Bank
0.00
0.00
0.00
YES Bank
7556
15336.40
7556
15336.40
0.00
19420
43106.91
19420
43106.91
0.00
Total
Uttar Pradesh
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
1.75
1.75
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
6846
17282.93
6846
17282.93
0.00
Total
6847
17284.68
6847
17284.68
0.00
Uttarakhand
1
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
Nainital Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
525
1166.05
525
1166.05
0.00
Total
525
1166.05
525
1166.05
0.00
27936
63420.50
27936
63420.50
0.00
0.00
0.00
0.00

Western Region
Goa
1
Federal Bank
HDFC Bank
170
628.97
170
628.97
0.00
Total
170
628.97
170
628.97
0.00
Gujarat
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
319
420.14
319
420.14
0.00
ICICI Bank
2768
3740.59
2768
3740.59
0.00
129

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
6
YES Bank
Total

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
0.00
0.00
0.00
3087
4160.73
3087
4160.73
0.00
Maharashtra
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
4.79
0.95
0.00
HDFC Bank
9053
22615.53
9053
22615.53
0.00
ICICI Bank
23262
31463.81
23262
31463.81
0.00
IndusInd Bank
0.00
0.00
0.00
Karnataka Bank
1.00
1.00
1.00
Kotak Mahindra Bank
0.00
0.00
0.00
Ratnakar Bank
0.99
0.99
0.00
South Indian Bank
0.00
0.00
0.00
0.25
0.25
0.00
11 YES Bank
6779
19423.04
6779
19423.04
0.00
Total
39100
73509.41
39098
73505.57
1.00
42357
78299.11
42355
78295.27
1.00
Southern Region
Andhra Pradesh
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
ING-Vysya Bank
0.00
0.00
0.00
Karnataka Bank
108
303.60
92
254.85
0.00
South Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
108
303.60
92
254.85
0.00
Total
Karnataka
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.20
0.20
0.00
HDFC Bank
10637
34359.35
10637
34359.35
0.00
ICICI Bank
8409
18340.95
8409
18340.95
0.00
ING-Vysya Bank
0.00
0.00
0.00
130

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs
7

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Karnataka Bank
413
696.28
331
558.38
8.00
Ratnakar Bank
3452
2510.39
3452
2510.39
0.00
South Indian Bank
1.44
1.44
0.00
4.00
4.00
0.00
10 YES Bank
5908
15037.93
5908
15037.93
0.00
Total
28822
70950.54
28740
70812.64
8.00
Kerala
1
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Dhanalakshmi Bank
2317
137.79
2060
126.44
0.00
Federal Bank
859
1260.00
399
534.71
43
16.54
HDFC Bank
128
230.45
128
230.45
0.00
ICICI Bank
1909
4509.26
1909
4509.26
0.00
ING-Vysya Bank
0.00
0.00
0.00
South Indian Bank
183
94.44
170
84.16
0.00
13
38.00
13
38.00
0.00
10 YES Bank
1273
3270.25
1273
3270.25
0.00
Total
6682
9540.19
5952
8793.27
43
16.54
Pudducherry
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
33
16.17
32
9.73
0.00
Tamil Nadu
1
City Union Bank
Federal Bank
HDFC Bank
15971
50725.85
15971
50725.85
0.00
ICICI Bank
26650
91339.57
26650
91339.57
0.00
ING-Vysya Bank
0.00
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
Karur Vysya bank
60
60.00
58
58.00
40
40.00
South Indian Bank
33
21.80
28
20.71
0.00
195
516.20
180
475.00
0.60
10 YES Bank
12632
38130.03
12632
38130.03
0.00
Total
55574
180809.62
55551
180758.89
41
40.60
131

S.
No
Name of the Bank
(Amount ` lakh)

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Telangana
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
91186
261603.95
90335
260619.65
87
65.14
193771
466451.24
192883
465380.96
1560
1004.00

Total - Private Sec.Com. Banks
Private Sector Commercial Banks - all India Position

1
AXIS Bank
0.00
0.00
0.00
Dhanalakshmi Bank
2317
137.79
2060
126.44
0.00
Federal Bank
900
1332.58
435
545.72
43
16.54
HDFC Bank
45021
133635.53
45021
133635.53
0.00
ICICI Bank
72859
163089.30
72859
163089.30
0.00
IndusInd Bank
0.00
0.00
0.00
1504
952.70
1471
921.85
1472
937.86
Karnataka Bank
522
1000.88
424
814.23
9.00
Karur Vysya bank
60
60.00
58
58.00
40
40.00
10 Kotak Mahindra Bank
0.00
0.00
0.00
3453
2511.38
3453
2511.38
0.00
217
117.68
199
106.31
0.00
210
558.45
195
517.25
0.60
66708
163054.95
66708
163054.95
0.00
Total Pvt. Sec. Com. Banks IV - A

(ii)
193771
466451.24
192883
465380.96
1560
1004.00
Total of All Pub. Sec. Com. Banks

- IV A(i)
938510
2052045.99
779641
1831311.13
510185
1136197.78
Grand Total - Commercial Banks
1132281
2518497.23
972524
2296692.09
511745
1137201.78
11 Ratnakar Bank
14 YES Bank
132
STATEMENT - IV - B
Prgress under Microfinance - Bank loans disbursed by Regional Rural Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No
Name of the Bank

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
NORTHERN REGION
Haryana
1
Haryana Gramin Bank
1168
1082.00
1147
1049.00
1078
928.00
Total
1168
1082.00
1147
1049.00
1078
928.00
669
996.00
658
983.00
307
457.00
Total
669
996.00
658
983.00
307
457.00
Himachal Pradesh
1
Jammu & Kashmir

1
336
438.82
292
416.82
292
416.82
713
541.52
713
541.52
555
488.50
1049
980.34
1005
958.34
847
905.32
Total
Punjab
1
Punjab Gramin Bank
619
495.20
582
465.60
310
248.00
Malwa Gramin Bank
129
129.87
129
129.87
26
28.30
Satluj Gramin Bank
15
6.90
15
6.90
0.00
763
631.97
726
602.37
336
276.30
Total
Rajasthan
1
Baroda Rajasthan Kshetriya Gramin

Bank
2201
1775.94
1965
1627.07
776
585.17
1615
1065.63
1524
1012.19
540
413.47
Total
3816
2841.57
3489
2639.26
1316
998.64
7465
6531.88
7025
6231.97
3884
3565.26

Assam
1
13395
9615.11
11737
8270.98
11221
7907.36
911
550.45
729
440.36
127
76.03
14306
10165.56
12466
8711.34
11348
7983.39
Arunachal Pradesh Rural Bank
11.00
11.00
0.00
Total
11.00
11.00
0.00
Manipur Rural Bank
214
220.33
214
220.33
7.20
Total
214
220.33
214
220.33
7.20
Total
Arunachal Pradesh
1
Manipur
1
133
STATEMENT - IV - B (contd.)
S.
No
Name of the Bank
(Amount ` lakh)
the year
No. of SHGs
Loans
Disbursed

No. of SHGs
Loans
Disbursed

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Meghalaya
1
149
125.75
72
49.36
28
15.90
Total
149
125.75
72
49.36
28
15.90
Mizoram Rural Bank
315
459.85
124
27.55
45
27.55
Total
315
459.85
124
27.55
45
27.55
Nagaland Rural Bank
47
1.49
47
1.49
0.03
Total
47
1.49
47
1.49
0.03
Tripura Gramin Bank
21
2967.00
21
2967.00
21
2967.00
Total
21
2967.00
21
2967.00
21
2967.00
15058
13950.98
12950
11988.07
11455
11001.07
Mizoram
1
Nagaland
1
Tripura
1

EASTERN REGION
Bihar
1
23739
15670.00
21602
13615.00
19238
12380.00
29294
17642.00
29294
17642.00
29294
17642.00
Bihar Gramin Bank
13900
4788.57
13900
4788.57
13900
4788.57
Total
66933
38100.57
64796
36045.57
62432
34810.57
Jharkhand
1
1798
1010.93
1780
999.99
1737
975.47
1696
885.00
1696
885.00
1696
885.00
Total
3494
1895.93
3476
1884.99
3433
1860.47
Odisha
1
Odisha Gramya Bank
14285
23783.00
14285
23783.00
14285
23783.00
Utkal Gramya Bank
11114
11697.94
10078
10925.21
15
5.40
Total
25399
35480.94
24363
34708.21
14300
23788.40
West Bengal
1
8674
8768.69
8659
8751.65
3961
4040.25
19492
49443.00
18520
48374.00
18520
48374.00
12342
12772.00
12342
12772.00
12342
12772.00
Total
40508
70983.69
39521
69897.65
34823
65186.25
136334
146461.13
132156
142536.42
114988
125645.69
134
S.
No
Name of the Bank
(Amount ` lakh)
the year
No. of SHGs
Loans
Disbursed

No. of SHGs
Loans
Disbursed

under NRLM/ SGSY
No. of SHGs
Loans
Disbursed
CENTRAL REGION
Chhattisgarh
1
3220
2235.00
2903
1532.00
3144
2076.00
Total
3220
2235.00
2903
1532.00
3144
2076.00
Madhya Pradesh
1
1822
446.08
1117
313.50
1117
313.50
Madhyanchal GB
1666
1352.00
1666
1352.00
1666
1352.00
Narmada Jhabua GB
4137
2617.00
4045
2525.08
3982
2502.75
Total
7625
4415.08
6828
4190.58
6765
4168.25
1174
638.00
853
459.00
835
422.00
508
318.20
450
291.99
339
236.93
Uttar Pradesh
1
Purvanchal Bank
1053
526.50
860
385.00
1053
526.50
Parthma Bank
1562
468.10
998
299.40
205
86.58
1494
2146.89
1404
1978.68
1404
1978.68
1047
1009.39
1047
1009.39
625
515.15
854
393.09
745
344.50
735
348.00
7692
5500.17
6357
4767.96
5196
4113.84
Uttaranchal Gramin Bank
1101
729.50
844
555.65
281
233.26
Total
1101
729.50
844
555.65
281
233.26
19638
12879.75
16932
11046.19
15386
10591.35
Total
Uttarakhand
1

WESTERN REGION
Gujarat
1
2698
2294.92
2680
2284.40
234
191.83
1743
1597.48
1671
1529.84
421
408.53
686
668.11
672
632.16
637
605.49
5127
4560.51
5023
4446.40
1292
1205.85
Total
Maharashtra
1
5013
6269.14
4561
5704.92
1639
1576.33
3367
3707.32
2250
2568.86
1510
1893.89
Total
8380
9976.46
6811
8273.78
3149
3470.22
13507
14536.97
11834
12720.18
4441
4676.07
135
S.
No
Name of the Bank
(Amount ` lakh)
the year
No. of SHGs
Loans
Disbursed

No. of SHGs
Loans
Disbursed

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
SOUTHERN REGION
Andhra Pradesh
1
9714
32300.00
9714
32300.00
0.00
Andhra Pradesh Grameena Vikas

Bank
42225
94986.42
42225
94986.42
30464
70879.33
Chaitanya Godavari Grameena Bank
14261
46658.19
14261
46658.19
4102
13417.33
41561
131047.94
41561
131047.94
35175
108068.40
107761
304992.55
107761
304992.55
69741
192365.06
6489
19674.58
5701
17298.00
2828
8515.43
Total
Karnataka
1
30971
34028.00
29726
32657.12
1479
1594.98
5596
11457.00
5427
11110.32
4031
7930.17
43056
65159.58
40854
61065.44
8338
18040.58
Kerala Gramin Bank
8592
21089.00
8163
20035.00
2033
5427.00
Total
8592
21089.00
8163
20035.00
2033
5427.00
493
1429.20
259
826.97
11
12.59
Total
493
1429.20
259
826.97
11
12.59
Total
Kerala
1
Puducherry
1
Tamil Nadu
1
Pandyan Grama Bank
1278
3199.43
1259
3147.03
812
2335.71
Pallavan Grama Bank
19460
64254.13
19402
64148.08
4084
14237.02
Total
20738
67453.56
20661
67295.11
4896
16572.73
Telangana
1
Grameena Vikas Bank (Telangana

Region)
71195
182396.02
71195
182396.02
23031
59324.97
26562
79612.26
26562
79612.26
13219
35416.63
Total
97757
262008.28
97757
262008.28
36250
94741.60
278397
722132.17
275455
716223.35
121269
327159.56
Grand Total - RRBs
470399
916492.88
456352
900746.18
271423
482639.00
136
STATEMENT - IV - C
Progress under Microfinance - Bank loans disbursed by Co-operative Banks to SHGs during 2015-16
(Amount ` lakh)
Sr.
No.
Name of the Bank

the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
NORTHERN REGION
Haryana
1
Ambala DCCB
0.00
0.00
0.00
Bhiwani DCCB
0.00
0.00
0.00
Faridabad DCCB
0.00
0.00
0.00
Fatahabad DCCB
10
22.68
0.00
10
22.68
Gurgaon DCCB
9.90
9.90
0.00
Hissar DCCB
0.00
0.00
0.00
Jhajjar DCCB
0.00
0.00
0.00
Jind DCCB
0.00
0.00
0.00
Kaithal DCCB
0.00
0.00
0.00
10 Karnal DCCB
19
13.61
19
13.61
0.00
11 Kurukshetra DCCB
0.00
0.00
0.00
5.00
5.00
5.00
13 Panchkula DCCB
0.00
0.00
0.00
14 Panipat DCCB
0.00
0.00
0.00
15 Rewari DCCB
9.40
9.40
9.40
16 Rohtak DCCB
0.00
0.00
0.00
17 Sirsa DCCB
7.20
7.20
7.20
18 Sonepat DCCB
0.00
0.00
0.00
0.00
0.00
0.00
52
67.79
42
45.11
24
44.28
Total
Himachal Pradesh
1
869
854.75
659
649.52
282
358.90
Jogindra DCCB
249
381.71
249
381.70
29
72.26
Kangra DCCB
346
628.45
54
89.30
196
337.36
1464
1864.91
962
1120.52
507
768.52
J&K SCB
2.00
2.00
2.00
Total
2.00
2.00
2.00
Delhi SCB
4.00
4.00
0.00
Total
4.00
4.00
0.00
Total
Jammu & Kashmir
1
New Delhi
1
137
STATEMENT - IV - C (contd.)
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Punjab
1
Amritsar DCCB
0.00
0.00
0.00
Bathinda DCCB
2.60
2.60
0.00
Faridkot DCCB
0.60
0.60
0.00
Fatehgarh DCCB
35
63.02
35
63.02
0.00
Fazilka DCCB
1.00
1.00
0.00
Firozpur DCCB
10
3.90
10
3.90
0.00
Gurdaspur DCCB
3.60
3.60
0.00
Hoshiarpur DCCB
56
31.25
56
31.25
0.00
Jalandhar DCCB
25
14.87
25
14.87
0.00
10 Kapurthala DCCB
2.80
2.80
0.00
11 Ludhiana DCCB
40
13.72
0.00
0.00
12 Mansa DCCB
3.24
3.24
3.24
13 Moga DCCB
1.00
1.00
0.00
14 Mohali DCCB
0.00
0.00
0.00
15 Muktsar DCCB
2.00
2.00
2.00
16 Nawanshahr DCCB
20
17.55
20
17.55
0.00
17 Patiala DCCB
29
32.80
29
32.80
0.00
18 Ropar DCCB
6.85
6.85
0.00
19 Sangrur DCCB
1.00
0.00
0.00
20 SAS Nagar DCCB
9.79
9.79
9.79
21 Tarn Taran DCCB
0.00
0.00
0.00
257
211.59
216
196.87
14
15.03
Total
Rajasthan
1
Ajmer DCCB
5839
3415.19
5765
3269.53
97
93.27
Alwar DCCB
60
101.05
60
101.05
0.00
Banswara DCCB
1.00
1.00
1.00
Baran DCCB
15
8.00
15
8.00
0.00
Barmer DCCB
2.30
2.30
0.00
Bharatpur DCCB
0.00
0.00
0.00
Bhilwara DCCB
150
96.80
150
96.80
0.00
Bikaner DCCB
44
79.27
33
59.45
0.00
Bundi DCCB
341
201.43
340
199.43
31
33.60
10 Chittorgarh DCCB
62
87.56
56
75.62
11.94
11 Churu DCCB
41
65.88
39
54.41
0.00
138
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
12 Dausa DCCB
37
25.98
37
25.98
0.00
13 Dungarpur DCCB
36
15.11
36
15.11
0.00
14 Hanumangarh DCCB
27
29.30
27
29.30
0.00
140
82.59
140
82.59
0.00
16 Jaisalmer DCCB
0.00
0.00
0.00
17 Jalore DCCB
6.50
6.50
6.50
18 Jhalawar DCCB
186
147.00
183
145.09
1.77
19 Jhunjhunu DCCB
286
267.16
286
267.16
0.00
16
46.95
16
46.95
0.00
145
79.66
145
79.66
62
5.76
22 Nagaur DCCB
47
110.57
47
110.57
0.00
23 Pali DCCB
63
188.94
63
188.94
0.00
24 Swai Madhopur DCCB
48
24.20
48
24.20
0.00
25 Sikar DCCB
710
824.99
710
824.99
17
16.83
26 Sirohi DCCB
37
48.06
37
48.06
0.00
27 S.Ganganagar DCCB
99
160.26
99
160.26
0.00
0.00
0.00
0.00
59
80.75
59
80.75
0.00
8502
6196.50
8405
6003.70
227
170.67
10285
8346.79
9635
7372.20
774
1000.50
Assam SCB
547
338.52
522
261.00
435
229.14
Total
547
338.52
522
261.00
435
229.14
24
16.45
24
16.45
23
12.70
Total
24
16.45
24
16.45
23
12.70
Manipur SCB
80
40.00
80
40.00
80
40.00
Total
80
40.00
80
40.00
80
40.00
Meghalaya SCB
14
18.45
0.00
0.00
Total
14
18.45
0.00
0.00
Mizoram SCB
11.20
0.00
0.00
Total
11.20
0.00
0.00
15 Jaipur DCCB
20 Jodhpur DCCB
21 Kota DCCB
28 Tonk DCCB
29 Udaipur DCCB
Total
Total - Northern Region
Assam
1
Arunachal Pradesh
1
Manipur
1
Meghalaya
1
Mizoram
1
139
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Nagaland
1
Nagaland SCB
1085
1127.15
870
901.00
650
675.00
Total
1085
1127.15
870
901.00
650
675.00
Sikkim SCB
22
26.00
0.00
0.00
Total
22
26.00
0.00
0.00
Tripura SCB
406
189.86
366
146.00
10
5.36
Total
406
189.86
366
146.00
10
5.36
2186
1767.63
1862
1364.45
1198
962.20
A & N SCB
223
359.47
211
337.90
0.00
Total
223
359.47
211
337.90
0.00
21
128.45
21
128.45
0.00
Total
21
128.45
21
128.45
0.00
Sikkim
1
Tripura
1

EASTERN REGION
A & N Islands (UT)
1
Jharkhand
1
Odisha
1
Odisha SCB
0.00
0.00
0.00
Angul DCCB
542
435.44
542
435.44
0.00
Aska DCCB
25
17.10
25
17.10
0.00
Balasore DCCB
1702
1640.17
1117
1033.58
0.00
Banki DCCB
89
79.35
89
79.35
0.00
Berhampur DCCB
73
208.40
73
208.40
0.00
Bhawanipatna DCCB
4.30
4.30
0.00
Bolangir DCCB
24
18.91
24
18.91
0.00
Boudh DCCB
37
72.82
37
72.82
0.00
10 Cuttack DCCB
734
765.26
734
765.26
0.00
11 Keonjhar DCCB
218
202.02
215
196.57
0.00
12 Khurda DCCB
548
596.23
548
596.23
0.00
13 Koraput DCCB
516
543.40
516
543.40
0.00
56
78.38
56
78.38
0.00
171
116.30
171
116.30
0.00
41
35.80
41
35.80
0.00
14 Mayurbhanj DCCB
15 Nayagarh DCCB
140
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
17 Sambalpur DCCB
242
255.34
242
255.34
0.00
18 Sundargarh DCCB
929
643.87
929
643.87
0.00
5950
5713.09
5362.00
5101.05
0.00
Total
West Bengal
1
West Bengal SCB
55107
36399.36
52106
33526.67
0.00
Bankura DCCB
12018
7787.36
122
182.00
0.00
Birbhum DCCB
0.00
0.00
0.00
Burdwan DCCB
41
36.08
30
0.00
0.00
Balageria DCCB
491
530.51
468
503.98
0.00
Darjeeling DCCB
12
12.84
10.30
0.00
Daxin Dinajpur DCCB
28
18.10
28
18.10
0.00
Hooghly DCCB
10306
4185.93
10272
4172.39
0.00
Howrah DCCB
2713
1631.33
2446
1470.90
0.00
10 Jalpaiguri DCCB
2273
37.50
2267
37.50
0.00
11 Malda DCCB
3132
1884.88
3073
1868.22
0.00
12 Mugberia DCCB
3012
2676.09
2871
2554.47
0.00
13 Murshidabad DCCB
3821
3625.04
3821
3625.04
3821
3625.04
14 Nadia DCCB
2486
745.80
2412
724.46
0.00
15 Purulia DCCB
587
170.95
587
170.95
212
93.71
16 Raiganj DCCB
1073
762.01
1073
762.01
0.00
1366
282.45
1361
281.78
0.00
18 Vidyasagar DCCB
1175
1660.27
1042
1444.72
325
279.43
99641
62446.50
83987
51353.49
4358
3998.18
105835
68647.51
89581
56920.89
4358
3998.18
Total
CENTRAL REGION
Chhattisgarh
1
Ambikapur DCCB
33
14.68
26
12.10
0.00
Jagdalpur DCCB
136
182.90
136
182.90
0.00
Raipur DCCB
73
123.55
73
123.55
11
22.60
Rajnandgaon DCCB
1007
528.08
1007
528.08
1007
528.08
Total
1249
849.21
1242
846.63
1018
550.68
Madhya Pradesh
1
Balaghat DCCB
0.00
0.00
0.00
Betul DCCB
0.80
0.00
0.00
Chhindwara DCCB
31
2.43
0.00
0.00
141
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
Dhar DCCB
0.00
0.00
0.00
Gwalior DCCB
23.80
11.90
23.80
Indore DCCB
0.00
0.00
0.00
Jhabua DCCB
0.00
0.00
0.00
Khandwa DCCB
4.25
4.25
0.00
KhargaonDCCB
34
61.25
0.00
0.00
10 Panna DCCB
0.00
0.00
0.00
11 Raisen DCCB
0.00
0.00
0.00
12 Ratlam DCCB
5.00
5.00
5.00
13 Satna DCCB
0.00
0.00
0.00
14 Sehore DCCB
0.00
0.00
0.00
15 Shajapur DCCB
4.10
2.40
0.00
16 Shivpuri DCCB
0.00
0.00
0.00
17 Vidisha DCCB
0.00
0.00
0.00
91
101.63
12
23.55
28.80
39
3.69
39
3.69
0.00
Total
Uttar Pradesh
1
Barabanki DCCB
Deoria DCCB
0.00
0.00
0.00
Lucknow DCCB
0.00
0.00
0.00
Mirzapur DCCB
0.00
0.00
0.00
Muradabad DCCB
0.00
0.00
0.00
Muzaffar Nagar DCCB
0.00
0.00
0.00
Pilibhit DCCB
1.10
1.10
0.00
Raibareily DCCB
0.00
0.00
0.00
Unnao DCCB
0.00
0.00
0.00
0.00
0.00
0.00
43
4.79
43
4.79
0.00
0.00
0.00
0.00
10 Varanasi DCCB
Total
Uttarakhand
1
Uttarakhand SCB
Almora DCCB
57.00
52.15
57.00
52.15
34.00
51.00
Chamoli DCCB
74.00
23.49
17.00
6.80
4.00
3.21
Dehradun DCCB
51.00
65.25
7.00
13.36
48.00
57.75
0.00
0.00
0.00
0.00
0.00
0.00
Haldwani DCCB
64.00
48.35
13.00
26.85
11.00
21.50
Haridwar DCCB
0.00
0.00
0.00
0.00
0.00
0.00
142
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs
Pithoragarh DCCB
Tehri DCCB

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
407
487.09
77
0.00
0.00
556.00
449.33
30.00
30.00
282.00
376.40
108.00
17100.00
108.00
17.00
9.00
9.00
75
71.88
71
68.28
37
52.35
Total
1392
18297.54
380
214.44
425
571.21
2775
19253.17
1677
1089.41
1450
1150.69
Goa SCB
202
618.87
200
609.25
0.00
Total
202
618.87
200
609.25
0.00

11 Uttarkashi DCCB
WESTERN REGION
Goa
1
Gujarat
1
Ahmedabad DCCB
39
22.90
39
22.90
39
22.90
Amreli DCCB
25
12.50
25
12.50
0.00
Banaskantha DCCB
33
97.01
33
97.01
0.00
Baroda DCCB
0.00
0.00
0.00
Bharuch DCCB
112
612.01
43
202.01
0.00
Bhavnagar DCCB
15
44.13
30.83
0.00
Jamnagar DCCB
75
22.33
75
22.33
0.00
Junagadh dCCB
0.00
0.00
0.00
Kheda DCCB
0.00
0.00
0.00
93
37.85
0.00
93
37.85
0.00
0.00
0.00
341
407.90
338
404.40
0.00
12
5.10
12
5.10
12
5.10
252
282.80
252
282.80
10.10
82
66.57
82
66.57
82
66.57
178
93.00
178
93.00
178
93.00
0.00
0.00
0.00
0.00
18 Vadodara DCCB
0.00
0.00
0.00
19 Valsad DCCB
5.50
5.50
0.50
1263
1709.60
1089
1244.95
414
236.02
725
824.31
725
824.31
333
429.45
99
50.80
99
50.80
75
41.00
307
114.15
290
102.15
0.00
10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB
Total
Maharashtra
1
Ahmednagar DCCB
Akola DCCB
Amravati DCCB
143
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs
Aurangabad DCCB
Beed DCCB

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
122
62.00
105
52.00
4.00
0.00
0.00
0.00
Bhandara DCCB
712
725.85
712
725.85
585
557.51
Buldhana DCCB
0.00
0.00
0.00
Chandrapur DCCB
2226
1342.49
2226
1342.49
163
89.47
Dhule DCCB
141
222.75
11
20.80
0.00
10 Gadchiroli DCCB
1530
1082.06
1525
1080.20
783
503.87
11 Gondia DCCB
248
62.12
210
52.60
9.90
12 Jalgaon DCCB
78
172.97
78
172.97
0.00
13 Jalna DCCB
61
30.90
60
30.88
0.00
1923
1155.16
1923
1155.16
625
435.60
573
573.13
509
531.57
360
412.80
16 Nagpur DCCB
0.00
0.00
0.00
17 Nanded DCCB
0.00
0.00
0.00
83
87.13
11.80
0.00
19 Nashik DCCB
0.00
0.00
0.00
20 Osmanabad DCCB
0.00
0.00
0.00
21 Parbhani DCCB
144
87.80
139
74.80
139
74.80
22 Pune DCCB
552
494.21
552
494.21
0.00
2503
1180.26
2480
1171.06
145
71.00
24 Ratnagiri DCCB
303
199.74
294
194.89
32
19.45
25 Sangli DCCB
272
280.06
255
279.69
243
265.27
26 Satara DCCB
968
152.60
968
152.60
21
14.00
27 Sindhudurg DCCB
825
639.16
790
584.16
87
58.67
13.27
13.27
13.27
1283
993.71
245
71.12
94
52.19
30 Wardha DCCB
0.00
0.00
0.00
31 Washim DCCB
0.00
0.00
0.00
32 Yavatmal DCCB
11.00
8.00
0.00
Total
15685
10557.63
14208
9197.38
3697
3052.25
Total - Western Region
17150
12886.10
15497
11051.58
4111
3288.27
49
140.04
49
82.79
0.00
33.00
33.00
0.00
14 Kolhapur DCCB
15 Latur DCCB
18 NandurbarDCCB
23 Raigad DCCB
28 Solapur DCCB
29 Thane DCCB
SOUTHERN REGION
Andhra Pradesh
1
Anantapur DCCB
Chittoor DCCB
144
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs
East Godavari DCCB

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
0.00
0.00
0.00
Eluru DCCB
467
1308.42
467
1308.42
0.00
Guntur DCCB
385
1052.40
385
1052.40
0.00
Kadapa DCCB
0.00
0.00
0.00
Kakinada DCCB
58
133.58
58
133.58
0.00
Krishna DCCB
4039
11362.34
4039
11362.34
0.00
Kurnool DCCB
68
100.30
68
100.30
0.00
0.00
0.00
0.00
167
621.03
167
621.03
0.00
7.00
7.00
0.00
83
259.04
68
226.74
32
67.45
0.00
0.00
0.00
0.00
0.00
0.00
5327
15017.15
5312
14927.60
32
67.45
10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
Total
Karnataka
1
Bagalkot DCCB
280
188.21
32
23.50
0.00
Belgavi DCCB
783
1810.53
626
1448.42
0.00
Bellary DCCB
1697
2340.50
1687
2321.25
0.00

Ramanagara DCCB
233
826.91
227
812.06
0.00
Bidar DCCB
1523
9189.03
1523
9189.03
0.00
Bijapur DCCB
4704
5980.00
3998
5083.00
0.00
Chikmagalur DCCB
347
766.50
326.00
752.25
58
96.72
Chitradurga DCCB
990
1293.47
971
1265.07
0.00
Davangere DCCB
640
546.85
610
518.70
54
46.52
10 Dharwad DCCB
756
1128.80
712
992.99
0.00
11 Hassan DCCB
1832
4121.43
1679
3798.83
0.00
12 Kalaburgi DCCB
724
847.75
724
847.25
0.00
13 Kanara DCCB
647
881.12
583
789.12
63
83.77
14 Kodagu DCCB
3915
2329.54
3067
1972.95
0.00
540
2006.05
540
2006.05
0.00
16 Mandya DCCB
1775
3915.21
1597
3522.58
0.00
7185
15750.57
6758
14752.56
452
1509.68
18 Raichur DCCB
4547
4394.30
4547
4394.30
0.00
19 Shimoga DCCB
3157
4811.44
2541
3768.15
0.00
145
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
No. of SHGs
Loans
Disbursed

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
2625
2609.20
664
709.34
0.00
21 Tumkur DCCB
3956
11273.32
3180
8982.87
0.00
42856
77010.73
36592
67950.27
627
1736.69
Total
Kerala
1
Alappuzha DCCB
2382
3046.34
2144
2741.71
0.00
Ernakulam DCCB
18
36.55
18
36.55
0.00
Idukki DCCB
1084
4287.68
903
3276.46
0.00
Kannur DCCB
99
287.50
0.00
0.00
Kasaragod DCCB
78
7.43
73
6.95
0.00
Kollam DCCB
1233
2700.00
481
972.00
518
1080.00
Kozhikode DCCB
53
75.40
48
67.28
42
58.75
Malappuram DCCB
323
854.35
323
854.35
298
798.85
Palakkad DCCB
49
119.30
49
119.30
49
119.30
10 Pathamanthitta DCCB
217
1008.44
212
982.44
0.00
11 Thrissur DCCB
361
13.83
361
13.83
0.00
52
294.05
52
294.05
47
174.24
6050
7894.08
5748
7499.38
116
122.50
11999
20624.95
10419
16864.30
1070
2353.64
Pondicherry SCB
295
774.23
295
774.23
3.00
Total
295
774.23
295
774.23
3.00
12 Trivandrum DCCB
13 Wayanad DCCB
Total
Puducherry
1
Tamil Nadu
1
Chennai DCCB
298
953.55
298
953.55
0.00
Coimbatore DCCB
890
2763.30
877
2719.55
890
2763.30
Cuddalore DCCB
1047
1490.84
1031
1470.34
1025
1445.69
Dharmapuri DCCB
646
1953.05
638
1860.12
166
504.10
Dindigul DCCB
743
882.52
41
49.20
345
479.55
Erode DCCB
2006
4127.58
1938
4059.58
2006
4127.58
Kancheepuram DCCB
1186
1948.25
1186
1948.25
940
1367.76
Kanyakumari DCCB
1675
5512.15
1675
5512.15
0.00
Kumbakonam DCCB
750
1178.27
750
1178.27
0.00
10 Madurai DCCB
586
1572.09
586
1572.09
481
1308.65
11 Nilgiris DCCB
659
3013.35
646
2948.35
659
3013.35
12 Pudukottai DCCB
647
1733.73
605
1616.87
0.00
483
1710.42
0.00
0.00
146
Sr.
No.
Name of the Bank
(Amount ` lakh)
the year
Loans
Disbursed
No. of SHGs
14 Salem DCCB

Loans
Disbursed
No. of SHGs

under NRLM/ SGSY
Loans
Disbursed
No. of SHGs
3203
6953.39
3042
6605.72
1921
4172.03
15 Sivagangai DCCB
187
287.72
187
287.72
0.00
16 Thanjavur DCCB
2362
94.48
2362
94.48
5.00
17 Thoothukudi DCCB
608
1947.50
581
1876.69
27
70.81
2915
5610.52
2851
5522.37
2713
5090.82
553
1370.60
481
1315.00
553
1370.60
3974
8618.46
3933
8534.74
3974
8618.46
21 Vellore DCCB
1544
3672.51
1544
3672.51
570
1634.42
22 Villupuram DCCB
330
428.25
30
42.00
330
428.25
392
794.30
392
794.30
0.00
27684
58616.83
25674
54633.85
16601
36400.37
19 Tirunelveli DCCB
Total
Telangana
1
Telangana SCB
19
66.70
19
66.70
0.00
Adilabad DCCB
153
173.95
153
173.95
0.00
Hyderabad DCCB
0.00
0.00
0.00
Karimnagar DCCB
2071
7551.69
2071
7551.69
2071
7551.69
Khammam DCCB
71
224.84
71
224.84
71
224.84
Mahabubnagar DCCB
25.61
25.61
0.00
Medak DCCB
55
167.00
55
167.00
0.00
Nalgonda DCCB
877
2545.10
877
2545.10
0.00
Nizamabad DCCB
0.00
0.00
0.00
0.00
0.00
0.00
3251
10754.89
3251
10754.89
2142
7776.53
91412
182798.78
81543
165905.14
20473
48337.68
229643
293699.98
199795
243703.67
32364
58737.52
10 Warangal DCCB
Total
Total - southern Region
Grand Total - Co-operative Banks
147
STATEMENT - V - A (i)
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Public Sector Com. Banks
(Amount ` lakh)
S.
No
Name of the SCB/ DCCB
Total Bank Loans outstanding

against SHGs
No. of SHGs
Loans O/S
Out of Total - Exclusive Women

No. of SHGs
Loans O/S
Out of Total NRLM/SGSY SHGs

No. of SHGs
Loans O/S
NORTHERN REGION
Chandigarh
1
Allahabad Bank
0.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
Bank of Maharashtra
0.10
0.10
0.00
Canara Bank
156
110.00
110
70.00
0.00
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
51.49
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13 UCO Bank
3.50
2.28
0.00
41
33.00
33
25.00
34
24.00
0.00
0.00
0.00
211
198.09
148
97.38
34
24.00
181
155.03
117
95.61
54
35.69
0.00
0.00
0.00
18
16.00
14
13.00
3.74
231
211.60
60
117.00
43
68.35
0.00
0.00
0.00

15 Vijaya Bank
Total
Haryana
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
218
126.00
169
78.00
114
69.00
230
272.82
62
64.23
40
16.46
Corporation Bank
18
10.04
17
9.94
11
4.86
Dena Bank
24
16.64
24
16.64
19
13.00
10 IDBI Bank
14
30.66
13
29.84
0.00
11 Indian Bank
57
34.00
57
34.00
43
18.00
0.47
0.47
0.47
583
401.35
301
216.13
245
148.16
6733
7696.96
5279
5900.96
2721
1717.30

148
STATEMENT - V - A (i) (contd.)

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
236
201.55
48
32.24
201
183.59
0.00
0.00
0.00
572
539.00
572
539.00
47
37.00
393
450.99
116
108.31
59
29.86
19 Syndicate Bank
157
120.00
118
96.00
145
108.00
20 UCO Bank
524
224.00
320
168.10
197
51.00
77
160.00
60
138.00
38
47.00
7.31
7.31
6.46
10277
10674.42
7358
7664.78
3988
2557.94

22 Vijaya Bank
Total
Himachal Pradesh
1
Allahabad Bank
10.47
10.47
10.47
Bank of Baroda
1.66
0.10
1.66
Bank of India
71
61.61
27
21.00
16.80
Bank of Maharashtra
0.06
0.06
0.06
Canara Bank
39
59.57
27
31.59
28
30.59
160
165.24
32
42.44
33
32.22
Corporation Bank
5.48
5.48
2.66
Dena Bank
5.08
5.08
5.08
IDBI Bank
14.23
13.05
13.88
10 Indian Bank
3.00
3.00
3.00
5.19
5.00
5.00
67
26.91
21
6.84
13
12.58
2604
1556.18
2233
1262.58
1537
986.93
33
30.57
13
15.22
33
30.57
915
791.00
815
704.00
276
200.00
541
481.51
263
224.64
192
181.02
6.00
4.00
4.00
1122
826.74
684
628.32
891
704.00
0.41
0.41
0.41
5600
4050.91
4156
2983.28
3055
2240.93

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1
Allahabad Bank
3.94
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
149

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
49
48.29
7.49
39
33.78
Corporation Bank
34
6.24
29
5.31
29
5.31
0.00
0.00
0.00
396
154.26
344
140.10
372
133.26
Punjab & Sind Bank
375.76
0.00
0.00
310
157.00
293
140.00
244
122.00
0.00
0.00
0.00
12 Syndicate Bank
0.00
0.00
0.00
13 UCO Bank
87
41.00
49
30.00
1.00
Total
887
786.49
724
322.90
688
295.35
New Delhi
1
Allahabad Bank
3.91
0.80
1.00
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
21
36.00
21
36.00
0.00
5.25
0.00
0.00
Corporation Bank
33
91.89
29
70.83
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
87
88.00
85
87.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
151
120.33
114
95.57
76
36.24
13
40.00
0.03
0.00
224
64.00
224
64.00
0.00
0.00
0.00
0.00
17 Syndicate Bank
44.00
44.00
44.00
18 UCO Bank
0.48
0.36
0.00
1.00
0.00
0.00
20 Vijaya Bank
0.56
0.56
0.56
549
495.42
490
399.15
87
81.80
10 Indian Bank
Total
Punjab
1
Allahabad Bank
26
11.56
14
6.55
2.44
Bank of Baroda
26
27.43
20
17.22
0.49
150

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
Bank of India
7.40
6.00
0.00
Bank of Maharashtra
1.77
1.77
0.00
Canara Bank
80
102.22
57
77.25
80
102.22
35
5321.38
11.57
5.93
Corporation Bank
2.34
2.28
1.01
Dena Bank
0.93
0.93
0.93
IDBI Bank
0.00
0.00
0.00
10 Indian Bank
27
6.00
26
5.00
25
5.00
10
7.60
3.85
3.85
222
116.41
68
36.77
70
28.75
4000
3061.44
2643
2325.72
705
758.71
827
684.57
135
122.97
817
591.45
407
323.00
372
295.00
33
28.00
431
346.75
93
64.94
27
13.69
20.00
20.00
20.00
561
163.07
342
123.93
464
99.00
56
47.00
44
33.00
47
35.00
20 Vijaya Bank
15
24.60
11.70
6.80
6748
10275.47
3861
3166.45
2300
1703.27
182
123.82
132
64.83
125
63.25
0.00
0.00
0.00
4525
3853.69
3393
2775.05
1884
1004.13
193
140.99
151
123.00
193
140.99
1.78
0.83
0.95
12
10.00
12
10.00
12
10.00
666
597.85
127
127.32
18
3.32
17 Syndicate Bank
18 UCO Bank
Total
Rajasthan
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
14
18.35
13
8.73
5.27
Dena Bank
36
21.02
29
16.07
32
18.00
10 IDBI Bank
33
68.23
32
64.73
0.00
11 Indian Bank
14
2.00
14
2.00
1.00
75
29.05
61
26.23
60
24.28
286
111.10
145
41.49
83
39.91
1843
2160.87
1655
2055.10
1196
1671.96
100
49.03
16
10.06
58
22.36
151

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
23523
10953.46
21171
9858.11
0.00
562
505.00
504
452.00
110
113.00
1.34
0.00
1.16
28
5.00
21
4.00
28
5.00
4273
1275.00
2607
967.00
2086
699.00
194
157.00
170
140.00
154
129.00
2.64
2.64
2.64
Total
36578
20087.22
30262
16749.19
6064
3955.22
60850
46568.02
46999
31383.13
16216
10858.51
1835
1430.67
1491
1205.00
1339
1028.00
0.00
0.00
0.00

19 Syndicate Bank
20 UCO Bank
22 Vijaya Bank

Assam
1
Allahabad Bank
Andhra Bank
Bank of Baroda
233
152.81
111
52.31
138
93.31
Bank of India
181
109.00
126
59.00
164
96.00
Bank of Maharashtra
34
9.52
34
9.52
32
8.52
Canara Bank
141
125.00
53
40.00
141
125.00
3112
2122.55
608
359.22
1140
518.24
Corporation Bank
1.72
1.72
0.00
Dena Bank
26
5.03
26
5.03
23
5.00
10 IDBI Bank
594
1150.35
332
644.44
146
130.65
11 Indian Bank
164
63.00
161
61.00
69
21.00
282
155.34
181
86.07
181
86.07
13
3.55
0.00
0.00
9697
11636.45
2922
3506.73
6880
8204.22
40
7.73
2.01
21
0.89
6049
3393.00
6049
3393.00
2562
1530.00
64
38.00
46
31.00
54
34.00
18 UCO Bank
7362
5517.93
4491
4193.63
5302
5005.00
2340
1438.00
1366
727.00
1904
1103.00
10173
4734.00
10101
4680.00
9083
4159.00
91
75.38
46
30.35
23
18.81
42435
32169.03
28155
19087.03
29202
22166.71
0.00
0.00
0.00

17 Syndicate Bank
21 Vijaya Bank
Total
Arunachal Pradesh
1
Bank of Baroda
152

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Bank of India
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
10
6.97
10
6.97
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
1.78
0.00
0.00
143
128.70
135
121.50
10
6.25
State Bank of India
60
62.00
60
62.00
30
28.00
10 Syndicate Bank
9.00
9.00
9.00
11 UCO Bank
0.21
0.16
0.00
12 Vijaya Bank
29.31
28.80
28.80
231
237.97
218
228.43
51
72.05
Total
Manipur
1
Allahabad Bank
0.81
0.00
0.00
Bank of Baroda
41
18.47
40
17.24
25
10.53
Bank of India
0.50
1.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
60
71.45
10
8.88
4.01
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
78
19.45
36
9.87
15
1.10
0.00
0.00
0.00
655
271.00
655
271.00
82
38.00
0.00
0.00
0.00
13 UCO Bank
42
16.97
26
12.90
30
9.00
14 Vijaya Bank
32
16.61
30
16.44
29
16.02
Total
912
415.26
799
337.33
184
78.66

12 Syndicate Bank
Meghalaya
1
Bank of Baroda
1.05
1.05
0.87
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
1.52
0.00
0.00
Indian Bank
3.00
3.00
2.00
0.00
0.00
0.00
153

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
State Bank of India
Syndicate Bank
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
30
36.30
21
25.20
25
1.90
346
174.00
346
174.00
22
13.00
0.00
0.00
0.00
39
26.13
24
19.86
14
16.00
0.00
0.00
0.00
12 Vijaya Bank
0.00
0.00
0.00
424
242.00
395
223.11
67
33.77
10 UCO Bank
Total
Mizoram
1
Bank of Baroda
0.88
0.88
0.88
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.50
0.00
0.06
IDBI Bank
0.00
0.00
0.00
State Bank of India
22
35.00
22
35.00
5.00
Syndicate Bank
2.00
2.00
2.00
UCO Bank
51
45.00
28
32.65
0.00
Vijaya Bank
0.00
0.00
0.00
80
83.38
55
70.53
10
7.94
Total
Nagaland
1
Allahabad Bank
19
8.52
14
7.10
18
7.56
Bank of Baroda
45
33.93
22
21.23
26
11.69
Bank of India
2.00
2.00
2.00
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
3.00
3.00
0.00
55
28.90
1.09
0.63
IDBI Bank
2.00
2.00
0.00
Indian Bank
0.00
0.00
0.00
11.83
11.83
11.83
2.10
1.70
0.00
0.00
0.00
0.00
834
588.00
834
588.00
437
186.00
0.00
0.00
0.00
14 UCO Bank
115
73.00
68
54.00
46
27.00
15 Vijaya Bank
14
27.73
23.21
18.51
1104
781.01
971
715.16
547
265.22

13 Syndicate Bank
Total
154

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
Sikkim
1
Bank of Baroda
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
68
71.61
15
11.53
14
12.27
Dena Bank
0.00
0.00
0.00
IDBI Bank
20.82
20.82
0.00
Indian Bank
0.00
0.00
0.00
0.85
0.85
0.85
0.00
0.00
0.00
132
83.00
132
83.00
84
51.00
0.00
0.00
0.00
13
9.15
6.70
0.00
389
410.00
346
238.00
370
250.00
0.00
0.00
0.00
610
595.43
508
360.90
470
314.12

11 Syndicate Bank
12 UCO Bank
14 Vijaya Bank
Total
Tripura
1
Bank of Baroda
2.27
1.95
1.51
Bank of India
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
15
5.49
0.00
0.00
IDBI Bank
0.80
0.80
0.00
Indian Bank
1.00
1.00
1.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.45
0.00
0.00
1032
1547.00
1032
1547.00
229
353.00
366
238.00
223
178.83
162
139.00
0.00
0.00
0.00
4575
2210.00
4514
2143.00
4074
1957.00
0.00
0.00
0.00
6000
4005.01
5777
3872.58
4472
2451.51
51796
38529.09
36878
24895.07
35003
25389.98

12 UCO Bank
15 Vijaya Bank
Total
155

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
EASTERN REGION
A & N Islands (UT)
1
Allahabad Bank
0.64
0.00
0.00
Dena Bank
0.00
0.00
0.00
IDBI Bank
20.03
20.03
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
State Bank of India
53
20.00
53
20.00
0.00
Syndicate Bank
0.00
0.00
0.00
UCO Bank
11
7.90
5.86
0.00
Vijaya Bank
16
6.90
13
5.71
11
5.18
Total
87
55.47
78
51.60
13
5.18
Bihar
1
Allahabad Bank
2574
2050.99
2034
1491.00
1588
1313.00
Bank of Baroda
2434
1350.00
1552
823.00
1590
527.56
Bank of India
5737
1836.71
5607
1792.00
5407
1751.71
Bank of Maharashtra
0.00
0.00
0.00
Canara Bank
3558
1657.42
3558
1657.42
3167
1495.00
11517
5438.21
3433
2132.32
1956
1021.72
Corporation Bank
22
15.22
18
4.99
18
4.99
Dena Bank
12
5.51
10
4.75
11
4.76
IDBI Bank
0.00
0.00
0.00
595
461.00
583
452.00
259
155.00
29
12.38
21
9.53
13
5.53
16
1.09
0.05
10
0.51
31745
14663.30
25441
11167.29
26856
12424.98
22296
11832.00
19958
10591.00
766
482.00
52
52.00
35
40.00
40
40.00
14445
5817.42
8811
4421.24
10686
4392.00
697
281.00
658
263.00
657
266.00
1776
912.00
1679
906.00
1418
732.00
3.19
3.19
3.19
97512
46389.44
73406
35758.78
54449
24619.95
1619
1776.98
1171
1194.00
910
901.70
10 Indian Bank
15 Syndicate Bank
16 UCO Bank
19 Vijaya Bank
Total
Jharkhand
1
Allahabad Bank
156

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
0.00
0.00
0.00
391
656.00
291
476.00
0.00
12613
8175.52
5938
3839.00
2065
999.08
0.00
0.00
0.00
Canara Bank
745
419.00
689
381.00
745
419.00
298
228.21
81
44.65
98
44.15
Corporation Bank
3.91
3.91
0.00
Dena Bank
16
6.22
12
4.44
15
5.78
10 IDBI Bank
136
210.01
112
176.65
2.30
11 Indian Bank
386
656.00
378
643.00
386
656.00
202
5206.34
84
37.08
84
37.08
49
10.89
39
9.21
0.00
5747
6036.13
4504
3976.05
3766
6002.07
17
10.33
11
5.94
11
3.98
4770
3165.00
4354
2889.00
1070
776.00
52
32.00
43
23.00
52
32.00
2961
1058.90
1806
790.00
2450
807.00
350
215.00
319
175.00
320
173.00
1291
1099.00
1243
1042.00
981
875.00
12
6.00
11
5.60
5.15
31657
28971.44
21088
15715.53
12968
11739.29

17 Syndicate Bank
18 UCO Bank
21 Vijaya Bank
Total
Odisha
1
Allahabad Bank
2643
3014.01
2038
2349.00
1259
1453.00
Andhra Bank
3228
2679.00
3163
2628.00
2838
2312.00
Bank of Baroda
2295
2662.78
1942
2347.59
244
283.47
Bank of India
5492
5452.75
5440
5384.00
5409
5348.37
Bank of Maharashtra
15.64
15.64
1.36
Canara Bank
1632
1237.00
1632
1237.00
194
35.00
1564
1273.73
360
294.47
471
361.37
Corporation Bank
32
23.64
27
18.96
0.30
Dena Bank
19
17.40
19
17.40
18
17.00
10 IDBI Bank
1513
2805.30
1493
2771.60
0.00
11 Indian Bank
1516
1343.00
1486
1317.00
640
297.00
3376
2505.21
2577
1952.63
3321
1900.33
163
151.11
30
16.53
71
67.72
157

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
5730
3377.78
5301
2983.78
3952
1704.26
0.75
0.00
0.75
19
29.00
19
29.00
7.00
29266
24039.00
26475
21746.00
16277
13987.00
685
513.00
540
405.00
560
366.00
22630
15967.94
13804
12135.63
15141
10711.00
1421
1185.00
1370
1135.00
1304
1043.00
5815
3289.00
5784
3255.00
5213
2977.00
157
177.37
153
172.80
79
105.08
89205
71759.41
73661
62212.03
57003
42978.01
26024
19034.53
22020
17398.00
16595
13644.00
0.00
0.00
0.00

18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
Total
West Bengal
1
Allahabad Bank
Andhra Bank
Bank of Baroda
3703
1130.00
3166
1042.00
3501
1071.01
Bank of India
6030
2466.65
3902
2114.00
2846
1373.49
Bank of Maharashtra
0.38
0.38
0.38
Canara Bank
1393
859.00
166
340.00
48
39.00
22006
11466.99
6960
3818.65
7199
4500.38
Corporation Bank
18
20.77
10
6.42
1.79
Dena Bank
1.41
1.41
1.41
504
1744.13
308
753.27
0.00
11 Indian Bank
1179
1268.00
1155
1243.00
476
466.00
2005
904.75
1113
479.96
1113
479.96
433
48.81
54
9.16
201
24.67
8756
6455.00
8228
6286.00
4786
3706.00
12.43
0.06
0.70
27269
18478.00
24442
16562.00
3963
2836.00
0.00
0.00
0.00
1549
553.00
1185
425.00
1549
553.00
18113
11042.28
11049
8392.13
5247
4046.00
3350
1189.00
3041
1110.00
3236
964.00
67317
26627.00
67049
26351.00
65304
25320.00
128
51.49
121
48.21
120
47.43
Total
189791
103353.62
153979
86380.65
116198
59075.22
408252
250529.38
322212
200118.59
240631
138417.65
10 IDBI Bank

18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
158

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
CENTRAL REGION
Chhattisgarh
1
Allahabad Bank
633
464.09
568
418.00
501
375.20
Andhra Bank
0.00
0.00
0.00
Bank of Baroda
702
558.00
519
320.00
457
508.59
Bank of India
225
101.00
185
83.00
110
49.00
Bank of Maharashtra
197
137.89
134
85.89
155
107.40
Canara Bank
118
79.00
66
45.00
25
21.00
2380
1830.27
656
556.12
1721
1072.59
Corporation Bank
116
135.90
99
118.59
79
52.39
Dena Bank
2287
1033.31
1920
880.53
2058
930.00
10 IDBI Bank
113
111.13
100
99.20
51
43.55
11 Indian Bank
184
108.00
180
106.00
117
34.00
132
84.15
93
67.70
93
67.70
152
150.69
0.41
101
106.63
1172
836.20
597
443.65
554
404.30
38
17.13
18
13.76
25
16.70
4354
3113.00
3841
2746.00
1414
1135.00
27
9.00
27
9.00
27
9.00
0.00
0.00
0.00
698
503.00
610
420.00
612
451.00
28
8.82
24
6.86
22
6.35
13556
9280.58
9642
6419.71
8122
5390.40
2003
1798.65
1696
1485.00
1478
1382.00
0.00
0.00
0.00
414
599.03
301
417.67
311
462.59
15364
10344.00
13342
9093.00
10198
7509.00

17 Syndicate Bank
18 UCO Bank
20 Vijaya Bank
Total
Madhya Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
677
563.79
437
344.91
458
420.36
Canara Bank
632
526.00
616
499.00
23
21.00
7814
5366.28
2074
1292.37
3955
1834.36
Corporation Bank
17
14.11
8.92
2.99
Dena Bank
66
63.12
54
43.83
60
56.00
300
734.35
298
731.12
6.27
159
10 IDBI Bank

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
11 Indian Bank
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
539
755.00
528
740.00
61
28.00
42
25.02
37
24.42
36
24.02
107
79.81
29
17.70
61
44.31
1993
1742.50
1106
996.76
1783
1507.65
84
44.99
17
14.20
53
31.11
0.00
0.00
0.00
4513
3764.00
4056
3383.00
1059
960.00
0.00
0.00
0.00
100
47.00
78
32.00
100
47.00
20 UCO Bank
4756
2390.00
2901
1802.32
1995
1248.00
2394
2658.00
1825
1172.00
1901
1294.00
0.00
0.00
0.00
27
12.87
27
12.87
23
10.37
41842
31528.52
29430
22111.09
23564
16889.03
13677
22887.11
9806
17955.00
6631
12097.00
0.00
0.00
0.00
11784
11211.86
4304
4289.54
1525
1580.79
8421
3698.60
1549
1290.00
7274
2361.84
11
5.95
11
5.95
2.73
812
683.93
790
648.60
773
636.00
2980
3405.63
512
592.60
243
113.92
4.20
3.95
0.61
247
60.18
130
22.37
222
54.00
10 IDBI Bank
513
1107.87
459
998.87
42
1.38
11 Indian Bank
457
502.00
448
492.00
105
79.00
72
59.43
44
44.57
43
44.07
766
353.01
99
36.94
394
146.35
12953
10715.08
4092
3380.57
8252
6662.14
627
409.74
198
112.22
597
320.04
3167
2821.00
2666
2375.00
315
310.00
12
8.70
1.61
1.61
492
503.00
395
410.00
305
335.00
5177
3068.97
3158
2300.00
2480
1243.00

19 Syndicate Bank
23 Vijaya Bank
Total
Uttar Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
Dena Bank


18 Syndicate Bank
19 UCO Bank
160

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
6592
4102.00
4491
2891.00
5472
3175.00
1090
715.00
1072
708.00
978
642.00
64
26.27
50
22.16
29
14.81
69922
66349.53
34285
38580.95
35697
29821.29
290
210.23
181
175.80
35
41.52
0.00
0.00
0.00
328
219.71
91
58.64
44
61.38
27
13.50
3.00
2.50
0.00
0.00
0.00
183
309.00
113
226.00
28
46.00
48
20.02
10
5.17
3.24
22 Vijaya Bank
Total
Uttarakhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
0.00
0.00
0.00
Dena Bank
2.48
2.48
2.00
75
176.54
73
172.42
0.96
4.00
4.00
0.00
11
11.87
10.81
1.81
161
74.30
24
8.45
20
0.53
3636
1813.78
943
588.71
2736
1573.35
44
36.60
11
4.76
42
33.92
1541
884.00
1541
884.00
296
221.00
21
8.51
0.00
0.00
32.00
32.00
32.00
19 UCO Bank
402
219.14
245
163.00
166
79.00
141
72.00
77
45.00
107
60.00
0.00
0.00
0.00
6926
4107.68
3338
2384.24
3501
2159.21
132246
111266.31
76695
69495.99
70884
54259.93
63
92.37
61
90.63
26
40.31
208
436.08
197
413.00
163
371.27
6.19
6.19
1.63
121
237.00
109
213.00
23
44.00
161
10 IDBI Bank
11 Indian Bank
18 Syndicate Bank
21 Vijaya Bank
Total
Total - Central Region
WESTERN REGION
Goa
1
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Corporation Bank
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
32
50.00
9.06
22
45.78
101
225.81
95
213.03
94
209.07
Dena Bank
28
44.47
27
41.47
25
40.00
IDBI Bank
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
57
69.53
48
57.96
48
57.96
0.00
0.00
0.00
185
276.00
185
276.00
152
202.00
25
30.00
20
27.00
25
30.00
14 UCO Bank
11.72
8.91
3.00
0.00
0.00
0.00
16 Vijaya Bank
0.00
0.00
0.00
831
1479.17
759
1356.25
581
1045.02

13 Syndicate Bank
Total
Gujarat
1
Allahabad Bank
12
5.85
10
5.30
12
5.85
Bank of Baroda
8884
4086.15
4296
2022.11
1519
1051.87
Bank of India
2127
7032.00
1391
4669.00
1302
869.00
Bank of Maharashtra
89
54.65
66
38.32
11
7.41
Canara Bank
19
65.49
18
65.00
0.00
1283
674.68
514
139.90
99
69.66
Corporation Bank
105
99.07
85
34.05
85
34.05
Dena Bank
7569
2866.27
7277
2711.12
6056
2293.00
IDBI Bank
9.57
9.57
0.00
10 Indian Bank
791
594.00
775
582.00
41
14.00
199
74.20
150
55.30
150
55.30
21
2.45
14
2.34
0.08
189
66.15
30
18.82
89
33.73
2.37
0.00
0.00
3467
1774.00
3009
1540.00
249
122.00
0.00
0.00
0.00
17 Syndicate Bank
145
60.00
121
42.00
135
51.00
18 UCO Bank
868
230.77
529
175.39
190
29.00
1396
754.00
1318
703.00
1231
661.00
59
34.54
56
27.79
56
27.79
27229
18486.21
19664
12841.01
11226
5324.74


20 Vijaya Bank
Total
162

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
Maharashtra
1
Allahabad Bank
702
528.96
538
405.40
305
161.10
Andhra Bank
212
94.80
209
93.00
170
69.80
Bank of Baroda
3086
2762.23
2811
2444.05
1581
1333.72
Bank of India
10840
7306.87
9042
6279.00
7561
5121.51
Bank of Maharashtra
13887
12661.15
8564
7246.85
5883
5078.17
Canara Bank
759
791.33
720
741.33
168
215.00
6061
4965.03
1692
1568.51
2069
1395.72
Corporation Bank
132
174.23
90
119.54
44
44.23
Dena Bank
1645
986.39
1514
912.16
987
592.00
1170
1212.84
1105
1140.96
410
324.24
11 Indian Bank
562
1368.00
551
1341.00
47
28.00
152
157.26
117
121.61
113
117.61
52
14.58
10
1.81
1.27
1315
945.87
1191
856.17
256
662.39
12
35.68
11
7.92
1.52
5792
6374.00
5792
6374.00
4142
6223.00
15391
12268.00
13923
11098.00
3963
3295.00
0.10
0.10
0.00
0.00
0.00
0.00
409
357.00
295
300.00
325
280.00
21 UCO Bank
1773
962.64
1082
731.61
505
211.00
2520
2373.00
2352
2263.00
1845
1546.00
254
300.61
238
283.94
211
243.32
Total
66727
56640.57
51848
44329.96
30592
26944.60
94787
76605.95
72271
58527.22
42399
33314.36
1738
3533.71
1083
2313.00
355
651.70
159800
370102.00
159414
369777.00
124462
294274.00
10 IDBI Bank

20 Syndicate Bank
23 Vijaya Bank
SOUTHERN REGION
Andhra Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
5557
11306.82
3557
6806.82
3850
10549.34
Bank of India
1471
2432.00
1379
2227.00
278
1187.00
Bank of Maharashtra
590
905.61
226
270.90
359
629.54
Canara Bank
20825
52879.00
19875
49759.00
865
2441.00
6153
11537.89
1688
3408.84
32
15.88
163

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Corporation Bank
Dena Bank
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
11687
20945.36
10355
18361.84
8552
14842.74
44
43.84
43
41.51
35
35.00
30
133.48
30
133.48
0.00
11 Indian Bank
48673
117012.00
47700
114672.00
10471
21882.00
18981
32709.15
16155
27755.96
16075
27558.96
0.50
0.42
0.00
285
294.79
7.38
52
55.46
1475
2180.70
1475
2180.70
1475
2180.70
19062
35858.00
18917
34700.00
19055
35848.00
163317
349412.00
149902
320711.00
45445
100378.00
377
453.00
339
408.00
0.00
0.00
0.00
0.00
1966.00
0.00
0.00
54580
137310.00
36205
86659.00
35189
77640.00
2167
3851.47
1322
2927.12
713
776.00
30187
53034.00
29173
51423.00
19315
35772.00
0.00
0.00
0.00
5811
10285.70
5689
10074.00
4880
9730.50
552813
1218187.02
504536
1104617.97
291458
636447.82
58
128.99
38
84.00
15.71
10 IDBI Bank

21 Syndicate Bank
22 UCO Bank
25 Vijaya Bank
Total
Karnataka
1
Allahabad Bank
Andhra Bank
365
452.10
364
447.00
195
212.00
Bank of Baroda
280
390.00
245
288.00
26
46.27
Bank of India
423
599.58
367
500.00
55
124.00
Bank of Maharashtra
101
140.13
73
112.37
8.22
Canara Bank
30177
65079.00
26162
58386.00
3887
4520.00
997
2164.03
389
799.55
54
177.91
Corporation Bank
76889
100536.30
66390
90681.06
49206
68056.32
Dena Bank
108
133.33
105
128.46
98
120.00
1709
1896.69
1604
1758.63
570
647.87
890
1879.00
872
1842.00
370
730.00
2480
3874.50
1912
2955.91
1895
2911.91
68
142.78
16.00
10.57
384
408.00
346
309.10
79
67.98
3.29
1.51
2.17
10 IDBI Bank
11 Indian Bank
164

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
1142
1352.00
1142
1352.00
969
1195.00
4095
5782.00
3619
5110.00
1631
2279.00
34590
80032.00
31131
72028.00
5265
13515.00
0.00
0.00
0.00
1.00
1.00
0.00
18461
47203.00
16380
34239.00
18416
47116.00
476
530.57
290
403.23
39
21.00
207082
95002.00
206960
94893.00
119859
51704.00
24 Vijaya Bank
17777
48767.00
16750
46407.00
15162
45078.00
Total
398557
456497.29
375148
412742.82
217800
238558.93
72
109.95
45
62.15
0.00
0.00
0.00
0.00
945
1485.00
762
1154.00
32
44.08
4403
5878.00
4318
5406.00
650
1310.00
39
65.78
30
46.24
0.88
18780
30093.00
16455
26901.00
6225
11261.00
21 Syndicate Bank
22 UCO Bank
Kerala
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
6376
15192.07
1185
3194.14
90
91.88
Corporation Bank
3681
6572.24
3223
5589.17
2553
4216.61
Dena Bank
23
35.42
22
33.86
21
31.00
707
3121.74
661
3006.17
26
44.50
11 Indian Bank
5892
13466.00
5774
13197.00
562
1025.00
7293
11708.52
5185
8019.23
5170
7934.68
36
23.79
3.09
0.73
3914
6223.74
2658
3204.94
616
689.67
11.61
0.00
0.00
2.00
2.00
2.00
2151
2737.00
1922
2446.00
482
545.00
20
37.00
20
37.00
0.00
8421
12723.00
8342
12468.00
6626
9604.00
20 Syndicate Bank
2861
5001.00
2388
4280.00
2861
5001.00
854
929.36
521
706.31
197
163.00
26646
33947.00
25857
32556.00
24303
29507.00
23 Vijaya Bank
1710
2949.20
1649
2831.00
1578
2782.70
Total
94828
152312.42
81026
125143.30
51997
74254.73
10 IDBI Bank


21 UCO Bank
165

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
Lakshadweep
1
Syndicate Bank
0.00
0.00
0.00
UCO Bank
1.50
0.52
1.00
Total
1.50
0.52
1.00
Pudducherry
1
Andhra Bank
0.00
0.00
0.00
Bank of India
312
441.00
312
441.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Corporation Bank
463
522.34
344
401.63
339
396.58
Dena Bank
0.00
0.00
0.00
IDBI Bank
22
95.63
22
95.63
0.00
Indian Bank
1577
1903.00
1545
1865.00
29
11.00
0.00
0.00
0.00
0.00
0.00
0.00
232
205.00
232
205.00
3.00
0.00
0.00
0.00
13 UCO Bank
314
179.44
192
136.37
4.00
14 Vijaya Bank
84
140.12
82
134.89
64
122.95
3004
3486.53
2729
3279.52
439
537.53

12 Syndicate Bank
Total
Tamil Nadu
1
Allahabad Bank
248
329.23
170
285.00
47
92.55
Andhra Bank
523
645.80
514
637.00
336
434.10
Bank of Baroda
2239
1573.68
2030
1422.28
668
377.24
Bank of India
13979
19945.00
12356
17162.00
10153
18348.00
Bank of Maharashtra
237
215.68
189
191.68
68
56.28
Canara Bank
26696
48644.90
24512
46189.66
7631
18112.30
7552
12837.21
3048
5442.28
916
2514.21
Corporation Bank
7480
8796.37
6735
7912.86
3920
4499.56
Dena Bank
404
192.19
371
164.99
364
173.00
2416
6378.24
2308
6139.36
12.75
11 Indian Bank
64607
112902.00
63315
110644.00
20688
30876.00
60003
65656.13
46308
49888.20
46186
48713.21
284
157.67
192
100.98
11
12.86
2235
1884.66
2006
1660.78
242
184.00
16
4.00
16
4.00
16
4.00
10 IDBI Bank

166

S.
No
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

No. of SHGs
Loans O/S
15374
17014.00
15374
17014.00
1348
1656.00
258
519.00
232
467.00
68
146.00
0.00
0.00
0.00
856
1993.00
739
1056.00
739
1056.00
20 Syndicate Bank
5269
12335.00
4220
9870.00
4100
10670.00
21 UCO Bank
1763
1320.71
1075
1003.74
203
248.00
4496
3662.00
4358
3517.00
3421
3046.00
0.00
0.00
0.00
956
1275.07
917
1208.86
539
934.32
217891
318281.54
190985
281981.67
101668
142166.38
1182
2050.71
1121
1990.00
1023
1869.50
75005
163297.00
74715
163064.00
59379
129313.00

24 Vijaya Bank
Total
Telangana
1
Allahabad Bank
Andhra Bank
Bank of Baroda
2171
3471.00
2031
3169.00
1704
2277.33
Bank of India
1721
2236.00
1721
2236.00
1262
2186.00
Bank of Maharashtra
542
676.09
332
409.72
152
225.94
Canara Bank
14712
30312.00
14576
29992.00
1712
4064.00
8390
13917.69
4335
6490.80
156
176.40
Corporation Bank
5440
9832.62
5078
9363.16
2576
5033.47
Dena Bank
510
603.01
505
602.52
460
542.00
13.56
5.36
0.00
11269
23261.00
11044
22795.00
94
275.00
9918
12723.00
7761
10264.60
6509
8198.60
253
273.37
16
20.32
141
154.85
2787
4199.20
2787
4199.20
946
1662.12
99351
181290.00
98381
181178.00
99335
181276.00
48212
83408.00
44077
76254.00
12402
21306.00
33
41.00
30
37.00
0.00
0.00
0.00
0.00
14556
49441.00
9834
37285.00
14556
49441.00
20 UCO Bank
1647
3243.23
1005
2464.85
145
147.00
21 Vijaya Bank
2299
3343.48
2262
3306.70
1928
3106.74
300004
587632.96
281614
555127.23
204480
411254.95
Total - Southern Region
1567099
2736399.26
1436039
2482893.03
867844
1503221.34
Grand Total - Public Sec. Com. Banks
2315030
3259898.01
1991095
2867313.03
1272977
1765461.77
10 IDBI Bank
11 Indian Bank
19 Syndicate Bank
Total
167
(Amount ` lakh)
PUBLIC SECTOR BANKS ALL INIDA POSITION
S.
Name of the Bank
No.
Total Loans Outstanding

against SHGs
No. of SHGs
Allahabad Bank
Andhra Bank
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
55740
59673.36
44295
49001.01
32293
35152.24
239133
537270.70
238379
536646.00
187380
426614.90
Bank of Baroda
50184
47662.82
31570
30071.36
19170
21344.36
Bank of India
90093
78935.33
67438
63266.97
55150
49235.91
Bank of Maharashtra
16432
15462.16
10122
8787.32
7146
6549.83
Canara Bank
121833
234443.86
110510
217626.85
25889
43706.11
89905
99080.79
27819
30423.20
20377
14066.09
Corporation Bank
106305
148058.15
92666
132946.37
67534
97414.81
Dena Bank
13081
6143.25
12105
5657.05
10520
4938.96
9880
21058.20
8977
18788.00
1270
1228.35
11 Indian Bank
139482
277682.00
136693
272131.00
34497
56607.00
105338
135991.77
81878
101879.77
81117
98241.08
4020
2440.24
1068
551.60
1485
855.94
109709
88121.13
76089
57697.55
69925
52983.21
2095
2026.57
493
343.32
1868
1239.75
23523
10953.46
21171
9858.11
0.00
125385
224909.00
124270
223639.00
123525
224555.00
361773
549524.00
331539
504197.00
94996
153197.00
35279
81082.10
31753
72977.10
5333
13661.00
1406
1297.80
476
399.50
287
227.34
9280
16683.00
9082
13525.00
7365
10660.00
22 Syndicate Bank
99546
253722.00
71984
174288.00
78500
191869.00
23 UCO Bank
92935
59294.14
56679
44986.95
49362
30879.00
291068
201223.00
284428
193867.00
186130
131250.00
92037
39586.00
91442
39085.00
87051
36662.00
26 Vijaya Bank
29568
67573.18
28169
64673.00
24807
62322.89
2315030
3259898.01
1991095
2867313.03
1272977
1765461.77
10 IDBI Bank

Total all India Public Sec. Com. Banks
168
STATEMENT - V - A (ii)
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Private Sector Com. Banks
(Amount ` lakh)
S.
No
Name of the Bank

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
NORTHERN REGION
Chandigarh
1
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Haryana
1
AXIS Bank
7.33
7.33
7.33
Federal Bank
0.00
0.00
0.00
HDFC Bank
23
26.86
23
26.86
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
1586
2368.21
1586
2368.21
0.00
Total
1617
2402.40
1617
2402.40
7.33
Himachal Pradesh
1
ICICI Bank
0.00
0.00
0.00
YES Bank
161
296.54
161
296.54
0.00
Total
161
296.54
161
296.54
0.00
Jammu & Kashmir

1
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
1299
674.49
1266
640.00
1239
609.53
Total
1299
674.49
1266
640.00
1239
609.53
New Delhi
1
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
South Indian Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Punjab
1
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
2.32
2.32
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
1755
2340.08
1755
2340.08
0.00
Total
1760
2342.40
1760
2342.40
0.00
169
STATEMENT - V - A (ii) (contd.)

S.
No
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
Rajasthan
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
245
263.00
245
263.00
0.00
ICICI Bank
9967
9568.36
9873
9476.10
227
173.82
YES Bank
5286
9583.55
5286
9583.55
0.00
Total
15498
19414.91
15404
19322.65
227
173.82
20335
25130.74
20208
25003.99
1474
790.68
AXIS Bank
1.21
1.21
0.00
Total
1.21
1.21
0.00
0.06
0.06
0.06
NORTH-EASTERN REGION
Arunachal Pradesh
1
Assam
1
AXIS Bank
Federal Bank
10
2.72
1.91
0.00
HDFC Bank
49
42.43
49
42.43
0.00
ICICI Bank
0.00
0.00
0.00
60
45.21
56
44.40
0.06
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Total
Manipur
1
Meghalaya
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
Nagaland
1
AXIS Bank
0.00
0.00
0.00
Federal Bank
0.25
0.25
0.00
ICICI Bank
0.29
0.00
0.29
Total
0.54
0.25
0.29
Sikkim
1
AXIS Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
170

S.
No
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
Tripura
1
HDFC Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
65
46.96
60
45.86
0.35

EASTERN REGION
Bihar
1
HDFC Bank
83
84.92
83
84.92
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
3641
4410.18
3641
4410.18
0.00
Total
3724
4495.10
3724
4495.10
0.00
Jharkhand
1
HDFC Bank
1.32
1.32
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
172
354.81
172
354.81
0.00
Total
175
356.13
175
356.13
0.00
43
21.22
43
21.22
34
20.34
Odisha
1
AXIS Bank
Federal Bank
0.00
0.00
0.00
HDFC Bank
11
9.40
11
9.40
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
16743
19695.03
16743
19695.03
0.00
Total
16797
19725.65
16797
19725.65
34
20.34
23.00
0.00
0.00
122
88.89
122
88.89
0.00
West Bengal
1
Federal Bank
HDFC Bank
ICICI Bank
0.00
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
YES Bank
4407
5642.49
4407
5642.49
0.00
Total
4530
5754.38
4529
5731.38
0.00
25226
30331.26
25225
30308.26
34
20.34
33
39.03
33
39.03
31
28.56

CENTRAL REGION
Chhattisgarh
1
AXIS Bank
Federal Bank
0.00
0.00
0.00
HDFC Bank
26
8.11
26
8.11
0.00
171

S.
No
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
South Indian Bank
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
0.00
0.00
0.00
YES Bank
1187
1310.35
1187
1310.35
0.00
Total
1246
1357.49
1246
1357.49
31
28.56
0.00
0.00
0.00
Madhya Pradesh
1
AXIS Bank
HDFC Bank
12906
24304.20
12906
24304.20
0.00
ICICI Bank
6799
4352.44
6797
4349.91
2.53
South Indian Bank
0.00
0.00
0.00
YES Bank
9132
11884.19
9132
11884.19
0.00
28837
40540.83
28835
40538.30
2.53
Total
Uttar Pradesh
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.92
0.92
0.00
ICICI Bank
0.00
0.00
0.00
YES Bank
12620
18342.06
12620
18342.06
0.00
Total
12621
18342.98
12621
18342.98
0.00
Uttarakhand
1
HDFC Bank
0.22
0.22
0.00
ICICI Bank
0.00
0.00
0.00
Nainital Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
563
1005.74
563
1005.74
0.00
Total
564
1005.96
564
1005.96
0.00
43268
61247.26
43266
61244.73
33
31.09
0.00
0.00
0.00

WESTERN REGION
Goa
1
Federal Bank
HDFC Bank
251
582.48
251
582.48
0.00
Total
251
582.48
251
582.48
0.00
Gujarat
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
371
369.66
371
369.66
0.00
ICICI Bank
5678
4620.29
5678
4620.29
0.00
172

S.
No
6
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
YES Bank
Total
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
0.00
0.00
0.00
6049
4989.95
6049
4989.95
0.00
0.00
0.00
0.00
10
7.36
1.39
0.00
Maharashtra
1
AXIS Bank
Federal Bank
HDFC Bank
10526
18528.04
10526
18528.04
0.00
ICICI Bank
36498
31582.98
36494
31580.19
12
7.63
IndusInd Bank
0.00
0.00
0.00
Karnataka Bank
5.63
5.63
1.60
Kotak Mahindra Bank
2924
3019.75
2924
3019.75
451
538.05
Ratnakar Bank
18
11.96
18
11.96
3.31
South Indian Bank
0.00
0.00
0.00
0.15
0.15
0.00
11 YES Bank
8282
17011.07
8282
17011.07
0.00
Total
58261
70166.94
58251
70158.18
471
550.59
64561
75739.37
64551
75730.61
471
550.59
SOUTHERN REGION
Andhra Pradesh
1
AXIS Bank
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
ICICI Bank
69
19.70
69
19.70
0.00
ING-Vysya
0.00
0.00
0.00
Karnataka Bank
198
354.62
168
294.67
0.00
South Indian Bank
0.44
0.44
0.00
0.00
0.00
0.00
268
374.76
238
314.81
0.00
Bank
Total
Karnataka
1
AXIS Bank
3.36
3.36
0.00
City Union Bank
0.00
0.00
0.00
Federal Bank
5.75
4.72
0.00
HDFC Bank
15128
31637.04
15128
31637.04
0.00
ICICI Bank
13235
19349.42
13235
19349.42
0.00
ING-Vysya
0.00
0.00
0.00
Bank
173

S.
No
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
Karnataka Bank
1104
2005.15
833
1595.77
39
51.82
Ratnakar Bank
11396
5183.48
11396
5183.48
6.60
South Indian Bank
2.83
2.83
0.00
3.22
3.22
0.00
11 YES Bank
8859
15513.79
8859
15513.79
0.00
Total
49733
73704.04
49458
73293.63
39
58.42
Kerala
1
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
Dhanalakshmi Bank
11436
410.33
11065
394.27
0.00
Federal Bank
2369
2233.00
1437
1064.35
82
0.21
HDFC Bank
141
165.28
141
165.28
0.00
ICICI Bank
2418
4781.01
2418
4781.01
0.00
ING-Vysya
Bank
0.00
0.00
0.00
South Indian Bank
266
204.41
231
174.71
8.28
42
71.83
41
70.83
0.20
10 YES Bank
1359
2780.72
1359
2780.72
0.00
Total
18031
10646.58
16692
9431.17
88
8.69
Pudducherry
1
City Union Bank
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
50
24.73
48
14.42
0.00
Tamil Nadu
1
City Union Bank
Federal Bank
HDFC Bank
21572
44503.77
21572
44503.77
0.00
ICICI Bank
45657
93376.14
45647
93366.72
17
15.09
ING-Vysya
0.00
0.00
0.00
Karnataka Bank
523.90
0.00
0.00
Karur Vysya Bank
251
170.63
248
165.46
58
48.99
South Indian Bank
35
18.64
30
15.20
0.00
1481
1437.60
1386
1347.25
295
103.92
10 YES Bank
20797
37388.09
20797
37388.09
0.00
Total
89847
177443.50
89728
176800.91
370
168.00
Bank
174

S.
No
Name of the Bank
(Amount ` lakh)

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
Telangana
1
Federal Bank
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
Total
0.00
0.00
0.00
157879
262168.88
156116
259840.52
497
235.11
Total Pvt. Sec. Com. Banks
311334
454664.47
309426
452173.97
2511
1628.16
PRIVATE SECTOR BANKS ALL INIDA POSITION

1
AXIS Bank
87
72.21
87
72.21
74
56.29
Dhanalakshmi Bank
11436
410.33
11065
394.27
0.00
Federal Bank
2449
2296.81
1500
1087.04
82
0.21
HDFC Bank
61464
120618.86
61464
120618.86
0.00
ICICI Bank
120322
167650.63
120211
167543.34
259
199.36
IndusInd Bank
0.00
0.00
0.00
1299
674.49
1266
640.00
1239
609.53
Karnataka Bank
1308
2889.30
1003
1896.07
40
53.42
Karur Vysya Bank
251
170.63
248
165.46
58
48.99
2924
3019.75
2924
3019.75
451
538.05
11414
5195.44
11414
5195.44
9.91
305
226.32
265
193.18
8.28
1525
1512.80
1429
1421.45
296
104.12
96550
149926.90
96550
149926.90
0.00
311334
454664.47
309426
452173.97
2511
1628.16
Total all India Public Sec. Com. Banks
2315030
3259898.01
1991095
2867313.03
1272977
1765461.77
Grand Total - Commercial Banks
2626364
3714562.48
2300521
3319487.00
1275488
1767089.93
11 Ratnakar Bank
14 YES Bank
Total Pvt. Sec. Com. Banks - V (ii)
175
STATEMENT - V - B
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks
(Amount ` lakh)
S.
No
Name of the Bank

against SHGs
No. of SHGs
Loans O/S
Out of Total - Exclusive

Women
No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
NORTHERN REGION
Haryana
1
Haryana Gramin Bank
6248
6847.00
5321
5369.00
5308
5566.00
Total
6248
6847.00
5321
5369.00
5308
5566.00
6808
2332.00
6480
2204.00
3172
1224.00
Total
6808
2332.00
6480
2204.00
3172
1224.00
Himachal Pradesh
1
Jammu & Kashmir

1
449
487.71
390
389.26
360
312.15
988
524.00
988
524.00
552
381.78
1437
1011.71
1378
913.26
912
693.93
Total
Punjab
1
Punjab Gramin Bank
4103
1900.38
3857
1582.30
867
398.80
Malwa Gramin Bank
492
347.00
441
311.00
90
156.00
Satluj Gramin Bank
173
98.00
173
98.00
0.00
4768
2345.38
4471
1991.30
957
554.80
11180
6356.70
9411
5410.27
2395
1273.45
5356
3502.84
4597
2992.22
1013
744.66
Total
16536
9859.54
14008
8402.49
3408
2018.11
35797
22395.63
31658
18880.05
13757
10056.84
Total
Rajasthan
1
Baroda Rajasthan Kshetriya Gramin Bank

Assam
1
58412
32111.91
46612
25624.87
23967
14893.23
1579
818.69
1247
646.77
767
426.35
59991
32930.60
47859
26271.64
24734
15319.58
58
60.10
58
60.00
0.00
Total
58
60.10
58
60.00
0.00
Manipur Rural Bank
1149
517.28
1149
517.28
61
44.75
Total
1149
517.28
1149
517.28
61
44.75
Total
Arunachal Pradesh
1
Manipur
1
176
STATEMENT - V - B (contd.)
S.
No
Name of the Bank
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

Women
No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
Meghalaya
1
669
674.83
343
353.61
376
273.38
Total
669
674.83
343
353.61
376
273.38
Mizoram Rural Bank
1038
1440.05
127
115.52
99
115.52
Total
1038
1440.05
127
115.52
99
115.52
Nagaland Rural Bank
98
2.32
98
2.32
0.03
Total
98
2.32
98
2.32
0.03
Tripura Gramin Bank
20398
6709.00
20378
6709.00
327
791.00
Total
20398
6709.00
20378
6709.00
327
791.00
83401
42334.18
70012
34029.37
25602
16544.26
Mizoram
1
Nagaland
1
Tripura
1
EASTERN REGION
Bihar
1
67533
10156.00
60653
9024.00
54505
8076.00
61738
22756.98
52630
18876.43
61738
22756.98
Bihar Gramin Bank
36831
16450.00
36695
16001.00
36831
16450.00
166102
49362.98
149978
43901.43
153074
47282.98
Total
Jharkhand
1
9328
3190.39
8965.00
2894.93
7876
2833.94
23810
4046.00
14524
2428.00
14524
2428.00
Total
33138
7236.39
23489
5322.93
22400
5261.94
Odisha
1
Odisha Gramya Bank
46124
48379.00
43124
48379.00
0.00
Utkal Gramya Bank
35253
34889.65
32541
32203.19
627
785.65
Total
81377
83268.65
75665
80582.19
627
785.65
West Bengal
1
100685
96141.77
99357
94782.81
69924
61406.71
39731
64549.00
35114
57533.00
33669
55444.00
26602
17748.47
25653
17115.00
26115
17423.00
Total
167018
178439.24
160124
169430.81
129708
134273.71
447635
318307.26
409256
299237.36
305809
187604.28
177
S.
No
Name of the Bank
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

Women
No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
CENTRAL REGION
Chhattisgarh
1
63589
18620.00
44349
16117.00
61691
16885.00
Total
63589
18620.00
44349
16117.00
61691
16885.00
Madhya Pradesh
1
12997
3502.91
5238
1225.37
5238
1225.37
Madhyanchal GB
14574
4753.00
9598
3497.00
11042
4115.00
Narmada Jhabua GB
17318
15717.89
15784
14577.05
12127
13639.67
Total
44889
23973.80
30620
19299.42
28407
18980.04
13870
7953.34
8961
6123.14
5669
3529.78
3262
1710.95
1348
690.77
2670
1478.70
Uttar Pradesh
1
Purvanchal Bank
26443
7337.00
11866
4104.00
19112
4703.00
Parthma Bank
12016
5981.21
8657.00
3934.00
588
505.60
35019
17150.52
21825
10911.00
23735
12743.56
24728
14558.86
8289
4890.51
18501
11012.38
18625
12663.00
8008.00
5824.00
15272
9243.00
133963
67354.88
68954
36477.42
85547
43216.02
6807
2531.36
4854
2064.30
4421
1546.74
Total
6807
2531.36
4854
2064.30
4421
1546.74
249248
112480.04
148777
73958.14
180066
80627.80
Total
Uttarakhand
1

WESTERN REGION
Gujarat
1
4930
2236.83
4836
2197.00
389
287.83
6480
2817.09
6430
2803.35
3033
1003.28
913
489.83
880
464.65
492
271.53
12323
5543.75
12146
5465.00
3914
1562.64
Total
Maharashtra
1
16430
17957.11
14787
16161.39
3807
3207.00
23416
10605.39
18874
8610.87
4686
2788.59
Total
39846
28562.50
33661
24772.26
8493
5995.59
52169
34106.25
45807
30237.26
12407
7558.23
178
S.
No
Name of the Bank
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

Women
No. of SHGs
Loans O/S

- under SGSY
No. of SHGs
Loans O/S
SOUTHERN REGION
Andhra Pradesh
1
43726
105250.00
43726
102520.00
0.00
Andhra Pradesh Grameena Vikas Bank
69139
138549.76
69139
138549.76
56877
109462.23
Chaitanya Godavari Grameena Bank
24498
49387.41
24498
49387.41
103
302.90
94478
191183.01
94478
191183.01
79729
157722.56
231841
484370.18
231841
481640.18
136709
267487.69
Total
Karnataka
1
19155
34500.23
17086
30774.21
7887
13932.80
67880
81137.45
65836
79112.27
3658
4372.68
19227
15734.00
17751
14846.00
15347
12526.00
106262
131371.68
100673
124732.48
26892
30831.48
Kerala Gramin Bank
24002
24795.00
22805
23556.00
3922
7225.00
Total
24002
24795.00
22805
23556.00
3922
7225.00
1389
1597.84
1308
1516.05
157
18.57
Total
1389
1597.84
1308
1516.05
157
18.57
Total
Kerala
1
Pudducherry
1
Tamil Nadu
1
Pandyan Grama Bank
11969
18505.49
8237
17082.05
3966
2325.81
Pallavan Grama Bank
20094
35909.62
19978
35677.42
7706
18830.11
Total
32063
54415.11
28215
52759.47
11672
21155.92
115301
259918.85
115301
259918.85
39060
89028.13
66368
124842.48
66368
124842.48
46723
86515.84
Total
181669
384761.33
181669
384761.33
85783
175543.97
577226
1081311.14
566511
1068965.51
265135
502262.63
1445476
1610934.50
1272022
1525307.68
802776
804654.04
Telangana
1
Grameena Vikas Bank (Telangana Region)
Grand Total - RRBs
179
STATEMENT - V - C
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016- Cooperative Banks
(Amount ` lakh)
Sr.
No.

against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
NORTHERN REGION
Haryana
1
Ambala DCCB
0.00
0.00
0.00
Bhiwani DCCB
0.00
0.00
0.00
Faridabad DCCB
1.02
0.00
1.02
Fatahabad DCCB
85
117.27
40
54.38
85
117.27
Gurgaon DCCB
15.51
15.51
0.00
Hissar DCCB
340
259.23
65
78.15
340
259.23
Jhajjar DCCB
3.77
2.77
0.00
Jind DCCB
10.31
0.00
10.31
Kaithal DCCB
0.00
0.00
0.00
10 Karnal DCCB
128
52.36
128
52.36
0.00
0.00
0.00
0.00
70
18.00
70
18.00
70
18.00
13 Panchkula DCCB
11.06
0.00
11.06
14 Panipat DCCB
6.27
0.00
6.27
15 Rewari DCCB
65
27.52
65
27.52
0.00
16 Rohtak DCCB
29.17
2.80
29.17
39
27.70
39
27.70
39
27.70
18 Sonepat DCCB
5.78
2.60
0.60
4.10
0.00
4.10
770
589.07
422
281.79
562
484.73
3230
2322.39
1679
1126.94
710
631.91
871
718.37
871
718.37
93
153.12
11 Kurukshetra DCCB
17 Sirsa DCCB
Total
Himachal Pradesh
1
Jogindra DCCB
KangraDCCB
1591
1445.59
153
147.10
568
723.45
Total
5692
4486.35
2703
1992.41
1371
1508.48
J & K SCB
18
31.85
10.62
18
31.25
Total
18
31.85
10.62
18
31.25
Delhi State Cooperative Bank
4.06
4.06
0.00
Total
4.06
4.06
0.00
Jammu & Kashmir

1
New Delhi
1
180
STATEMENT - V - C (contd.)
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
Punjab
1
Amritsar DCCB
71
37.18
71
37.18
0.00
Bathinda DCCB
112
47.71
112
47.71
0.00
Faridkot DCCB
36
18.53
36
18.53
0.00
Fatehgarh DCCB
271
100.95
271
100.95
0.00
Fazilka DCCB
12
12.93
12
12.93
0.00
Ferozepur DCCB
32
47.76
10
3.54
22
44.22
Gurdaspur DCCB
198
48.58
198
48.58
0.00
Hoshiarpur DCCB
140
76.91
130
59.22
0.00
Jalandhar DCCB
121
91.69
120
89.69
0.00
10 Kapurthala DCCB
22
5.80
22
5.80
0.00
11 Ludhiana DCCB
228
100.47
0.00
0.00
12 Mansa DCCB
12
4.83
12
4.83
12
4.83
13 Moga DCCB
67
30.76
67
30.76
0.00
14 Mohali DCCB
0.00
0.00
0.00
15 Muktsar DCCB
85
52.00
85
52.00
85
52.00
16 Nawanshahr DCCB
96
29.36
96
29.36
0.00
17 Patiala DCCB
154
95.84
147
83.89
11.95
18 Ropar DCCB
31
10.14
31
10.14
0.00
19 Sangrur DCCB
49
55.89
1.22
0.00
20 SAS Nagar DCCB
13
11.12
13
11.12
0.00
1.46
1.46
0.00
1758
879.91
1443
648.91
126
113.00

Total
Rajasthan
1
Ajmer DCCB
549
132.61
544
113.43
19.18
Alwar DCCB
3642
3661.58
2220
3564.07
120
215.65
Banswara DCCB
674
255.96
0.00
674
255.96
Baran DCCB
425
263.00
383
173.00
26
82.00
Barmer DCCB
539.30
0.00
0.00
Bharatpur DCCB
488
132.80
488
132.80
0.00
Bhilwara DCCB
2223
481.45
2110
257.52
85
140.95
Bikaner DCCB
480
302.16
215
114.42
18
29.09
Bundi DCCB
2164
385.02
2144
381.02
31
33.60
10 Chittorgarh DCCB
438
250.24
355
192.74
10
13.67
181
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
11 Churu DCCB
530
241.93
460
175.48
32
43.14
12 Dausa DCCB
172
121.60
104
59.93
0.00
13 Dungarpur DCCB
558
285.25
494
218.10
64
66.20
14 Hanumangarh DCCB
1856
710.00
1760
552.36
73
150.46
15 Jaipur DCCB
6153
3364.91
0.00
0.00
16 Jaisalmer DCCB
562
324.98
0.00
33
67.69
17 Jalore DCCB
431
106.72
375
99.27
181
92.12
18 Jhalawar DCCB
527
464.00
315
39.00
0.00
19 Jhunjhunu DCCB
491
270.37
491
270.37
0.00
20 Jodhpur DCCB
336
227.26
321
218.60
63
105.76
21 Kota DCCB
1308
343.52
1250
333.39
58
10.13
22 Nagaur DCCB
1090
338.10
1065
299.88
22
37.11
23 Pali DCCB
514
538.31
514
538.31
0.00
24
383
120.76
365
101.47
10
16.67
25 Sikar DCCB
1235
842.52
1235
842.52
39
135.88
26 Sirohi DCCB
281
123.53
281
123.53
25
14.15
27 S.Ganganagar DCCB
531
223.78
531
223.78
16
16.98
28 Tonk DCCB
258
85.32
95
17.99
156
56.21
1196
684.41
1174
667.01
238
361.95
Total
29495
15821.39
19289
9709.99
1979
1964.55
37742
21812.63
23872
12647.78
4056
4102.01
Assam SCB
4651
886.28
3788
695.18
2286
526.59
Total
4651
886.28
3788
695.18
2286
526.59
118
66.16
105
61.35
53
18.43
Total
118
66.16
105
61.35
53
18.43
Manipur SCB
2.30
2.30
2.30
Total
2.30
2.30
2.30
Meghalaya SCB
480
250.17
0.00
0.00
Total
480
250.17
0.00
0.00
Swai Madhopur DCCB
29 Udaipur DCCB

Assam
1
Arunachal Pradesh
1
Manipur
1
Meghalaya
1
182
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
Mizoram
1
Mizoram SCB
1038
1440.05
127
115.52
99
115.52
Total
1038
1440.05
127
115.52
99
115.52
Nagaland SCB
2142
2179.38
1700
1743.00
1500
1525.00
Total
2142
2179.38
1700
1743.00
1500
1525.00
Sikkim SCB
22
23.12
0.00
0.00
Total
22
23.12
0.00
0.00
Tripura SCB
7145
2715.04
6073
2308.05
807
2019.00
Total
7145
2715.04
6073
2308.05
807
2019.00
15598
7562.50
11795
4925.40
4747
4206.84
Andaman & Nicobar SCB
536
495.10
503
455.00
0.00
Total
536
495.10
503
455.00
0.00
29
129.45
29
129.45
0.00
Total
29
129.45
29
129.45
0.00
Nagaland
1
Sikkim
1
Tripura
1

EASTERN REGION
A & N Islands (UT)
1
Jharkhand
1
Odisha
1
Odisha SCB
0.00
0.00
0.00
Angul DCCB
3939
1565.93
3939
1565.93
0.00
Aska DCCB
514
29.87
514
29.87
0.00
Balasore DCCB
5331
3509.76
5331
3509.76
0.00
Banki DCCB
174
77.80
174
77.80
0.00
Berhampur DCCB
1238
522.69
1238
522.69
0.00
Bhawanipatna DCCB
156
62.15
156
62.15
0.00
Bolangir DCCB
576
170.97
557
145.66
0.00
Boudh DCCB
360
282.97
360
282.97
0.00
10 Cuttack DCCB
2617
1314.57
2617
1310.57
0.00
11 Keonjhar DCCB
1004
642.36
984
621.79
0.00
12 Khurda DCCB
1552
1057.28
1516
1045.52
0.00
13 Koraput DCCB
2778
1508.21
2778
1508.21
0.00
183
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
14 Mayurbhanj DCCB
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
456
262.00
456
262.00
0.00
1023
283.68
1015
283.10
0.00
240
109.88
240
109.88
0.00
17 Sambalpur DCCB
745
638.78
745
638.78
0.00
18 Sundargarh DCCB
3789
1542.57
3789
1542.57
0.00
26492
13581.47
26409
13519.25
0.00
116675
48011.43
106174
40598.47
0.00
15 Nayagarh DCCB
Total
West Bengal
1
West Bengal SCB
Bankura DCCB
12018
5029.42
122
85.38
0.00
Birbhum DCCB
0.00
0.00
0.00
Burdwan DCCB
8379
1241.20
7453
0.00
0.00
Balageria DCCB
91
409.35
80
368.42
0.00
Darjeeling DCCB
19
17.96
15
14.38
0.00
Daxin Dinajpur DCCB
2146
400.68
2101
395.63
0.00
Hooghly DCCB
25669
6240.82
25595
6228.65
0.00
Howrah DCCB
4920
2120.40
4383
1889.02
0.00
10 Jalpaiguri DCCB
2273
287.99
2056
267.12
0.00
11 Malda DCCB
2870
1946.20
2813
1814.23
0.00
12 Mugberia DCCB
5101
3165.71
4893
3037.72
0.00
13 Murshidabad DCCB
13239
6965.67
0.00
13239
6965.67
14 Nadia DCCB
20524
11468.35
19657
10983.89
0.00
15 Purulia DCCB
2009
213.83
2009
213.83
1299
106.87
16 Raiganj DCCB
4134
1165.80
3862
1165.80
0.00
0.00
0.00
0.00
2665
1707.86
2248
1489.69
1004
345.61
Total
222732
90392.67
183461
68552.23
15542
7418.15
Total - Eastern Region
249789
104598.69
210402
82655.93
15542
7418.15
33
14.68
26
12.10
0.00
1890
230.20
1890
230.20
0.00
11.40
11.40
0.00

18 Vidyasagar DCCB
CENTRAL REGION
Chhattisgarh
1
Ambikapur DCCB
Jagdalpur DCCB
Raipur DCCB
Rajnandgaon DCCB
1007
329.03
1007
329.03
1007
329.03
Total
2937
585.31
2930
582.73
1007
329.03
184
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
Madhya Pradesh
1
Balaghat DCCB
0.00
0.00
0.00
Betul DCCB
0.80
0.00
0.00
Chhindwara DCCB
34
2.43
0.00
0.00
Dhar DCCB
0.00
0.00
0.00
Gwalior DCCB
514
35.16
460
31.46
0.00
Indore DCCB
15
1.07
0.00
0.00
Jhabua DCCB
373
11.95
149
4.78
235
10.33
Khandwa DCCB
138
102.49
17
43.02
44
58.58
Khargaon DCCB
218
88.90
66
26.40
15
6.00
10 Panna DCCB
84
162.53
0.00
84
162.53
11 Raisen DCCB
377
7.16
330
6.26
377
7.16
12 Ratlam DCCB
44
24.75
29
16.09
0.00
13 Satna DCCB
0.00
0.00
0.00
14 Sehore DCCB
23.18
17.20
0.00
15 Shajapur DCCB
7.96
4.10
0.00
16 Shivpuri DCCB
1534
776.00
570
256.00
0.00
0.66
0.00
0.00
3358
1245.04
1630
405.31
755
244.60
447
400.82
178
156.92
447
400.82
17 Vidisha DCCB
Total
Uttar Pradesh
1
Barabanki DCCB
Deoria DCCB
0.00
0.00
0.00
Lucknow DCCB
1.12
0.00
1.12
Mirzapur DCCB
27
2.48
27
2.48
0.00
Muradabad DCCB
88
49.44
0.00
80
48.59
Muzaffar Nagar DCCB
13
17.66
7.93
13
17.66
Pilibhit DCCB
38
46.66
21
22.86
16
25.52
Raibareily DCCB
15
0.62
0.00
0.00
Unnao DCCB
24
1.93
11
0.93
0.00
0.00
0.00
0.00
653
520.73
243
191.12
557
493.71
0.00
0.00
0.00
10 Varanasi DCCB
Total
Uttarakhand
1
Uttarakhand SCB
Almora DCCB
548
254.73
326
244.52
326
244.52
Chamoli DCCB
214
111.21
34
25.13
172
88.37
185
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
Dehradun DCCB
142
101.70
66
49.83
139
94.30
122
47.84
40
18.30
0.00
Haldwani DCCB
436
245.46
212
93.33
174
152.48
Haridwar DCCB
67
106.25
12
19.65
67
106.25
Pithoragarh DCCB
387
142.07
45
2.88
0.00
Tehri DCCB
760
753.85
130
140.10
416
369.54
137
71.82
117
32.94
33
35.81
11 Uttarkashi DCCB
274
410.72
246
369.74
37
48.82
3087
2245.65
1228
996.42
1364
1140.09
10035
4596.73
6031
2175.58
3683
2207.43
Goa SCB
709
999.00
700
985.17
0.00
Total
709
999.00
700
985.17
0.00
175
58.22
151
50.02
162
48.47
Total
WESTERN REGION
Goa
1
Gujarat
1
Ahmedabad DCCB
Amreli DCCB
54
20.83
54
20.83
0.00
Banaskantha DCCB
33
97.01
33
97.01
33
97.01
Baroda DCCB
0.00
0.00
0.00
Bharuch DCCB
59
354.61
27
158.26
0.00
Bhavnagar DCCB
52.17
12.75
0.00
Jamnagar DCCB
75
22.33
75
22.33
0.00
Junagadh DCCB
0.00
0.00
0.00
Kheda DCCB
0.13
0.01
0.00
158
62.73
0.00
158
62.73
0.00
0.00
0.00
521
334.99
518
330.29
0.00
13
5.62
2.29
2.29
511
388.78
505
382.97
83
60.57
0.00
0.00
0.00
972
250.00
972
250.00
191
99.00
0.00
0.00
0.00
18 Vadodara DCCB
0.00
0.00
0.00
19 Valsad DCCB
1.68
1.68
0.00
2586
1649.10
2348
1328.44
632
370.07
10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB
Total
186
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
Maharashtra
1
Ahmednagar DCCB
1978
1318.12
1978
1318.12
847
792.56
Akola DCCB
300
89.46
294
87.40
138
38.17
Amravati DCCB
462
198.61
407
172.96
0.00
Aurangabad DCCB
330
140.00
296
121.00
32
17.00
Beed DCCB
210
164.09
0.00
0.00
Bhandara DCCB
1237
830.46
1231
824.46
794
630.12
Buldhana DCCB
55
42.97
16
10.05
4.44
Chandrapur DCCB
1277
1277.34
1070
1200.30
160
248.43
Dhule DCCB
174
150.56
11
14.60
6.94
10 Gadchiroli DCCB
2283
1035.43
2110
1002.10
783
503.87
11 Gondia DCCB
373
85.89
317
73.00
74
14.90
12 Jalgaon DCCB
300
220.28
300
220.28
0.00
61
30.90
31
0.00
0.00
14 Kolhapur DCCB
3034
997.08
3034
997.08
1033
372.98
15 Latur DCCB
1430
554.65
1430
554.65
1242
449.94
16 Nagpur DCCB
111
27.27
107
25.09
2.81
17 Nanded DCCB
0.00
0.00
0.00
214
173.91
19
18.30
88
88.95
66
64.73
66
61.73
66
61.73
20 Osmanabad DCCB
2410
461.47
1198
392.24
1477
193.79
21 Parbhani DCCB
1147
616.61
0.00
899
415.55
22 Pune DCCB
1102
605.14
1102
605.14
0.00
23 Raigad DCCB
3215
1114.78
3026
1039.18
197
51.71
353
207.15
21
202.36
12
7.40
25 Sangli DCCB
11226
241.48
10100
241.03
11226
241.48
26 Satara DCCB
2161
152.20
2161
152.20
63
18.15
27 Sindhudurg DCCB
1234
636.93
1139
621.71
125
63.65
28 Solapur DCCB
158
252.61
158
252.61
158
252.61
29 Thane DCCB
3220
1272.52
317
71.00
87
30.20
30 Wardha DCCB
463
199.02
298
96.80
150
88.48
31 Washim DCCB
0.00
0.00
0.00
2723
1200.23
2540
1088.00
546
240.04
Total
43307
14361.89
34777
11463.39
20210
4835.90
46602
17009.99
37825
13777.00
20842
5205.97
13 Jalna DCCB
18 NandurbarDCCB
19 Nashik DCCB
24 Ratnagiri DCCB
32 Yavatmal DCCB
187
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
SOUTHERN REGION
Andhra Pradesh
1
Anantapur DCCB
1241
1454.71
1241
1454.71
0.00
Chittoor DCCB
474
282.74
0.00
0.00
East Godavari DCCB
0.00
0.00
0.00
Eluru DCCB
1512
1987.94
1512
1987.94
0.00
Guntur DCCB
1280
1402.03
1280
1402.03
0.00
Kadapa DCCB
0.00
0.00
0.00
Kakinada DCCB
113
146.00
113
146.00
0.00
Krishna DCCB
11229
11842.99
11229
11842.99
0.00
Kurnool DCCB
61
69.68
61
69.68
0.00
2.57
2.37
0.00
444
941.13
444
941.13
0.00
5.07
5.07
0.00
940
1015.75
771
955.19
282
364.12
0.00
0.00
0.00
0.00
0.00
0.00
17305
19150.61
16661
18807.11
282
364.12
10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
Total
Karnataka
1
Bagalkot DCCB
1369
655.44
152
72.50
0.00
Belgavi DCCB
1622
2121.05
1297
1696.84
0.00
Bellary DCCB
1728
1307.41
1700
1289.16
0.00

Ramanagara DCCB
1907
1626.41
1890
1552.07
50.28
Bidar DCCB
11151
11097.94
11151
11097.94
0.00
Bijapur DCCB
2156
1949.00
1832
1696.00
0.00
Chikmagalur DCCB
1682
1276.53
1598
1170.07
148
109.78
Chitradurga DCCB
1050
1019.21
1033
994.21
0.00
Davangere D C C B
282
410.51
267
389.98
240
349.61
10 Dharwad DCCB
2939
1000.09
2468
896.20
0.00
11 Hassan DCCB
6988
6077.77
6569
5713.10
0.00
12 Kalaburgi DCCB
1553
1035.76
1553
1035.76
0.00
13 Kanara DCCB
1084
738.92
979
659.26
241
151.66
14 Kodagu DCCB
8676
12204.12
7319
9044.92
0.00
1006
2170.97
1006
2170.97
0.00
188
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
16 Mandya DCCB
2216
4379.58
0.00
0.00
2115
1742.22
2073
1689.95
183
269.38
18 Raichur DCCB
1304
1082.34
1304
1082.34
0.00
19 Shimoga DCCB
2981
4493.15
2316
3348.24
80
83.95
18871
17127.51
5682
5364.55
156
179.56
5205
12385.80
4467
10386.37
0.00
77885
85901.73
56656
61350.43
1054
1194.22

21 Tumkur DCCB
Total
Kerala
1
Alappuzha DCCB
1400
4790.31
1260
4311.28
0.00
Ernakulam DCCB
125
84.11
113
73.56
0.00
Idukki DCCB
2246
6252.40
1668
4572.54
0.00
Kannur DCCB
85
111.55
0.00
0.00
Kasaragod DCCB
764
917.48
731
856.39
0.00
Kollam DCCB
30213
3923.00
1359
1569.00
1510
1746.00
Kozhikode DCCB
152
310.75
135
274.88
122
247.45
Malappuram DCCB
434
846.00
434
846.00
298
726.00
Palakkad DCCB
140
215.49
139
212.37
132
201.63
945
1952.58
927
1861.08
0.00
11 Thrissur DCCB
951
20.57
951
20.57
0.00
12 Trivandrum DCCB
309
1237.07
0.00
282
716.55
3255
4709.97
3092
4474.47
126
118.43
41019
25371.28
10817
19072.14
2470
3756.06
Puducherry SCB
440
731.35
440
731.35
29
5.65
Total
440
731.35
440
731.35
29
5.65
362
520.94
362
520.94
0.00
13 Wayanad DCCB
Total
Puducherry
1
Tamil Nadu
1
Chennai DCCB
Coimbatore DCCB
2595
3883.00
2536
3800.06
2595
3883.00
Cuddalore DCCB
8519
5325.07
8491
5307.57
7883
4441.15
Dharmapuri DCCB
3008
2098.57
2960
2044.25
166
504.10
Dindigul DCCB
3921
2156.43
548
657.60
1686
606.96
Erode DCCB
3547
4163.16
3467
4127.16
3547
4163.16
Kancheepuram DCCB
2905
2731.81
2905
2731.81
2059
1522.88
Kanyakumari DCCB
5644
6742.29
654
885.00
0.00
Kumbakonam
4084
2512.58
4084
2512.58
0.00
189
Sr.
No.
(Amount ` lakh)
against SHGs
No. of SHGs
Loans O/S

No. of SHGs
Loans O/S

NRLM/SGSY
No. of SHGs
Loans O/S
10 Madurai DCCB
1579
1590.60
1579
1590.60
790
794.82
11 Nilgiris DCCB
1676
4856.25
1609
4621.75
1676
4856.25
12 Pudukottai DCCB
1328
2348.12
1238
2192.20
0.00
1572
2926.82
0.00
0.00
14 Salem DCCB
9814
8719.02
9127
8108.68
5888
5231.41
15 Sivagangai DCCB
1390
1948.56
1356
1846.34
34
102.22
16 Thanjavur DCCB
2479
1013.98
2479
1013.98
31
143.23
17 Thoothukudi DCCB
1634
2472.85
0.00
1353
1881.67
13360
8014.95
13141
7827.20
12529
7234.89
665
1944.82
585
1711.40
665
1944.82
12114
10666.28
11990
10557.83
12114
10666.28
21 Vellore DCCB
7965
5515.99
7965
5155.99
570
1307.72
22 Villupuram DCCB
2239
2799.44
220
268.40
2239
2799.44
692
810.38
690
810.38
0.00
93092
85761.91
77986
68291.72
55825
52084.00
19 Tirunelveli DCCB
Total
Telangana
1
Telangana SCB
19
66.70
19
66.70
0.00
Adilabad DCCB
246
196.52
246
196.52
0.00
Hyderabad DCCB
0.00
0.00
0.00
Karimnagar DCCB
3942
8204.26
3942
8204.26
3942
8204.26
Khammam DCCB
435
522.86
435
522.86
435
522.86
Mahabubnagar DCCB
22
24.23
22
24.23
0.00
Medak DCCB
76
267.55
0.00
0.00
Nalgonda DCCB
443
453.40
443
453.40
0.00
Nizamabad DCCB
6091
4193.55
6091
4193.55
0.00
0.00
0.00
0.00
11274
13929.07
11198
13661.52
4377
8727.12
241015
230845.95
173758
181914.27
64037
66131.17
Grand Total - Coop Banks
600781
386426.49
463683
298095.96
112907
89271.57
10 Warangal DCCB
Total
190
STATEMENT - VI - A (i)
Progress under Microfinance - NPAs against Bank loans to SHGs of Public Sector Com. Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs
For SHGs under NRLM/SGSYY

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
NORTHERN REGION
Chandigarh
1
Allahabad Bank
0.00
0.00
0.00
0.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
0.00
0.00
0.00
Bank of Maharashtra
0.10
0.00
0.00
0.00
0.00
0.00
Canara Bank
110.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
51.49
38.96
75.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13 UCO Bank
3.50
1.62
46.29
0.00
0.00
0.00
33.00
7.00
21.21
24.00
7.00
29.17
0.00
0.00
0.00
0.00
0.00
0.00
198.09
47.58
24.02
24.00
7.00
29.17
155.03
22.13
14.27
35.69
3.54
9.92
0.00
0.00
0.00
0.00
0.00
0.00
16.00
0.00
0.00
3.74
0.00
0.00
211.60
22.00
10.40
68.35
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

15 Vijaya Bank
Total
Haryana
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
126.00
29.00
23.02
69.00
14.00
20.29
272.82
68.56
25.13
16.46
2.57
15.61
Corporation Bank
10.04
0.84
8.37
4.86
0.84
17.28
Dena Bank
16.64
1.06
6.37
13.00
1.00
7.69
10 IDBI Bank
30.66
0.00
0.00
0.00
0.00
0.00
11 Indian Bank
34.00
1.00
2.94
18.00
1.00
5.56
0.47
0.34
72.34
0.47
0.34
72.34
401.35
313.68
78.16
148.16
99.41
67.10

191
STATEMENT - VI - A (i) (contd.)
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
7696.96
938.13
12.19
1717.30
722.71
42.08
201.55
106.07
52.63
183.59
94.87
51.67
0.00
0.00
0.00
0.00
0.00
0.00
539.00
310.00
57.51
37.00
12.00
32.43
450.99
140.00
31.04
29.86
0.17
0.57
19 Syndicate Bank
120.00
9.00
7.50
108.00
5.00
4.63
20 UCO Bank
224.00
111.28
49.68
51.00
29.15
57.16
160.00
28.00
17.50
47.00
14.00
29.79
7.31
0.00
0.00
6.46
0.00
0.00
10674.42
2101.09
19.68
2557.94
1000.60
39.12
22 Vijaya Bank
Total
Himachal Pradesh
1
Allahabad Bank
10.47
0.00
0.00
10.47
0.00
0.00
Bank of Baroda
1.66
0.00
0.00
1.66
0.00
0.00
Bank of India
61.61
6.00
9.74
16.80
0.00
0.00
Bank of Maharashtra
0.06
0.00
0.00
0.06
0.00
0.00
Canara Bank
59.57
0.00
0.00
30.59
0.00
0.00
165.24
2.00
1.21
32.22
0.33
1.02
Corporation Bank
5.48
0.00
0.00
2.66
0.00
0.00
Dena Bank
5.08
0.00
0.00
5.08
0.00
0.00
IDBI Bank
14.23
0.00
0.00
13.88
0.00
0.00
10 Indian Bank
3.00
0.00
0.00
3.00
0.00
0.00
5.19
0.00
0.00
5.00
0.00
0.00
26.91
0.30
1.11
12.58
0.00
0.00
1556.18
117.54
7.55
986.93
21.53
2.18
30.57
6.22
20.35
30.57
6.22
20.35
791.00
134.00
16.94
200.00
25.00
12.50
481.51
39.58
8.22
181.02
7.75
4.28
6.00
4.00
66.67
4.00
4.00
100.00
826.74
118.34
14.31
704.00
98.39
13.98
0.41
0.00
0.00
0.41
0.00
0.00
4050.91
427.98
10.57
2240.93
163.22
7.28

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1
Allahabad Bank
3.94
0.00
0.00
0.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
0.00
0.00
0.00
192
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
48.29
4.94
10.23
33.78
0.00
0.00
Corporation Bank
6.24
0.00
0.00
5.31
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
154.26
8.01
5.19
133.26
8.01
6.01
Punjab & Sind Bank
375.76
0.00
0.00
0.00
0.00
0.00
157.00
15.00
9.55
122.00
3.00
2.46
0.00
0.00
0.00
0.00
0.00
0.00
12 Syndicate Bank
0.00
0.00
0.00
0.00
0.00
0.00
13 UCO Bank
41.00
19.93
48.61
1.00
0.12
12.00
Total
786.49
47.88
6.09
295.35
11.13
3.77
New Delhi
1
Allahabad Bank
3.91
0.00
0.00
1.00
0.00
0.00
Bank of Baroda
0.00
0.00
0.00
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
36.00
0.00
0.00
0.00
0.00
0.00
5.25
0.00
0.00
0.00
0.00
0.00
Corporation Bank
91.89
4.42
4.81
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
88.00
76.00
86.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
120.33
10.51
8.73
36.24
7.51
20.72
40.00
0.07
0.18
0.00
0.00
0.00
64.00
15.00
23.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
44.00
0.00
0.00
44.00
0.00
0.00
18 UCO Bank
0.48
0.48
100.00
0.00
0.00
0.00
1.00
1.00
100.00
0.00
0.00
0.00
20 Vijaya Bank
0.56
0.00
0.00
0.56
0.00
0.00
495.42
107.48
21.69
81.80
7.51
9.18
10 Indian Bank

17 Syndicate Bank
Total
193
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Punjab
1
Allahabad Bank
11.56
3.04
26.30
2.44
1.98
81.15
Bank of Baroda
27.43
1.36
4.96
0.49
0.00
0.00
Bank of India
7.40
4.00
54.05
0.00
0.00
0.00
Bank of Maharashtra
1.77
0.00
0.00
0.00
0.00
0.00
Canara Bank
102.22
1.23
1.20
102.22
1.23
1.20
5321.38
9.85
0.19
5.93
4.08
68.80
Corporation Bank
2.34
0.00
0.00
1.01
0.00
0.00
Dena Bank
0.93
0.00
0.00
0.93
0.00
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
10 Indian Bank
6.00
0.00
0.00
5.00
0.00
0.00
7.60
0.46
6.05
3.85
0.46
11.95
116.41
39.22
33.69
28.75
12.15
42.26
3061.44
154.72
5.05
758.71
146.95
19.37
684.57
293.02
42.80
591.45
292.99
49.54
323.00
182.00
56.35
28.00
22.00
78.57
346.75
42.42
12.23
13.69
2.87
20.96
20.00
1.00
5.00
20.00
1.00
5.00
163.07
89.67
54.99
99.00
61.50
62.12
47.00
14.00
29.79
35.00
6.00
17.14
20 Vijaya Bank
24.60
0.10
0.41
6.80
0.00
0.00
10275.47
836.09
8.14
1703.27
553.21
32.48
123.82
59.58
48.12
63.25
22.23
35.15
0.00
0.00
0.00
0.00
0.00
0.00
3853.69
423.91
11.00
1004.13
110.45
11.00
140.99
49.00
34.75
140.99
49.00
34.75
1.78
0.95
53.37
0.95
0.95
100.00
10.00
0.00
0.00
10.00
0.00
0.00
597.85
69.47
11.62
3.32
1.69
50.90
17 Syndicate Bank
18 UCO Bank
Total
Rajasthan
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
18.35
0.00
0.00
5.27
0.00
0.00
Dena Bank
21.02
3.01
14.32
18.00
3.00
16.67
68.23
0.00
0.00
0.00
0.00
0.00
2.00
0.00
0.00
1.00
0.00
0.00
10 IDBI Bank
11 Indian Bank
194
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
29.05
5.55
19.10
24.28
5.20
21.42
111.10
42.18
37.97
39.91
11.03
27.64
2160.87
785.61
36.36
1671.96
754.10
45.10
49.03
21.87
44.61
22.36
10.79
48.26
10953.46
6823.70
62.30
0.00
0.00
0.00
505.00
283.00
56.04
113.00
58.00
51.33
1.34
0.00
0.00
1.16
0.00
0.00
19 Syndicate Bank
5.00
0.00
0.00
5.00
0.00
0.00
1275.00
769.88
60.38
699.00
501.50
71.75
157.00
29.00
18.47
129.00
29.00
22.48
2.64
0.00
0.00
2.64
0.00
0.00
Total
20087.22
9366.71
46.63
3955.22
1556.94
39.36
46568.02
12934.81
27.78
10858.51
3299.61
30.39
1430.67
120.40
8.42
1028.00
53.94
5.25
0.00
0.00
0.00
0.00
0.00
0.00

20 UCO Bank
22 Vijaya Bank
NORTH- EASTERN REGION

Assam
1
Allahabad Bank
Andhra Bank
Bank of Baroda
152.81
18.52
12.12
93.31
11.31
12.12
Bank of India
109.00
33.00
30.28
96.00
29.00
30.21
Bank of Maharashtra
9.52
0.00
0.00
8.52
0.00
0.00
Canara Bank
125.00
81.00
64.80
125.00
81.00
64.80
2122.55
63.78
3.00
518.24
6.33
1.22
Corporation Bank
1.72
0.00
0.00
0.00
0.00
0.00
Dena Bank
5.03
0.81
16.10
5.00
0.81
16.20
1150.35
0.00
0.00
130.65
0.00
0.00
63.00
20.00
31.75
21.00
11.00
52.38
155.34
25.86
16.65
86.07
19.44
22.59
3.55
0.00
0.00
0.00
0.00
0.00
11636.45
640.02
5.50
8204.22
700.58
8.54
7.73
2.22
28.72
0.89
0.89
100.00
3393.00
1372.00
40.44
1530.00
677.00
44.25
38.00
15.00
39.47
34.00
15.00
44.12
5517.93
1456.83
26.40
5005.00
1195.37
23.88
10 IDBI Bank
11 Indian Bank
17 Syndicate Bank
18 UCO Bank
195
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
1438.00
727.00
50.56
1103.00
288.00
26.11
4734.00
700.00
14.79
4159.00
623.00
14.98
75.38
22.80
30.25
18.81
0.31
1.65
32169.03
5299.24
16.47
22166.71
3712.98
16.75
21 Vijaya Bank
Total
Arunachal Pradesh
1
Bank of Baroda
0.00
0.00
0.00
0.00
0.00
0.00
Bank of India
6.97
0.00
0.00
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
1.78
0.00
0.00
0.00
0.00
0.00
128.70
0.00
0.00
6.25
0.00
0.00
State Bank of India
62.00
35.00
56.45
28.00
19.00
67.86
10 Syndicate Bank
9.00
0.00
0.00
9.00
0.00
0.00
11 UCO Bank
0.21
0.00
0.00
0.00
0.00
0.00
12 Vijaya Bank
29.31
2.39
8.15
28.80
1.88
6.53
Total
237.97
37.39
15.71
72.05
20.88
28.98
Manipur
1
Allahabad Bank
0.81
0.00
0.00
0.00
0.00
0.00
Bank of Baroda
18.47
1.44
7.80
10.53
0.96
9.12
Bank of India
0.50
0.00
0.00
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
71.45
0.29
0.41
4.01
0.00
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
19.45
13.60
69.92
1.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
271.00
160.00
59.04
38.00
24.00
63.16
0.00
0.00
0.00
0.00
0.00
0.00
13 UCO Bank
16.97
3.84
22.63
9.00
0.96
10.67
14 Vijaya Bank
16.61
3.96
23.84
16.02
3.96
24.72
Total
415.26
183.13
44.10
78.66
29.88
37.99

12 Syndicate Bank
196
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Meghalaya
1
Bank of Baroda
1.05
0.00
0.00
0.87
0.00
0.00
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
1.52
0.00
0.00
0.00
0.00
0.00
Indian Bank
3.00
2.00
66.67
2.00
2.00
100.00
0.00
0.00
0.00
0.00
0.00
0.00
36.30
7.00
19.28
1.90
0.00
0.00
State Bank of India
174.00
72.00
41.38
13.00
6.00
46.15
Syndicate Bank
0.00
0.00
0.00
0.00
0.00
0.00
26.13
21.49
82.24
16.00
16.01
100.06
0.00
0.00
0.00
0.00
0.00
0.00
12 Vijaya Bank
0.00
0.00
0.00
0.00
0.00
0.00
242.00
102.49
42.35
33.77
24.01
71.10
10 UCO Bank
Total
Mizoram
1
Bank of Baroda
0.88
0.00
0.00
0.88
0.00
0.00
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.50
0.00
0.00
0.06
0.00
0.00
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
State Bank of India
35.00
8.00
22.86
5.00
2.00
40.00
Syndicate Bank
2.00
0.00
0.00
2.00
0.00
0.00
UCO Bank
45.00
14.70
32.67
0.00
0.00
0.00
Vijaya Bank
0.00
0.00
0.00
0.00
0.00
0.00
83.38
22.70
27.22
7.94
2.00
25.19
Total
Nagaland
1
Allahabad Bank
8.52
2.63
30.87
7.56
1.67
22.09
Bank of Baroda
33.93
3.47
10.23
11.69
1.20
10.27
Bank of India
2.00
0.00
0.00
2.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
3.00
0.00
0.00
0.00
0.00
0.00
28.90
4.82
16.68
0.63
0.63
100.00
IDBI Bank
2.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
197
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
11.83
0.00
0.00
11.83
0.00
0.00
2.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
588.00
199.00
33.84
186.00
95.00
51.08
0.00
0.00
0.00
0.00
0.00
0.00
14 UCO Bank
73.00
2.88
3.95
27.00
0.18
0.67
15 Vijaya Bank
27.73
5.09
18.36
18.51
0.00
0.00
Total
781.01
217.89
27.90
265.22
98.68
37.21

13 Syndicate Bank
Sikkim
1
Bank of Baroda
0.00
0.00
0.00
0.00
0.00
0.00
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
71.61
3.05
4.26
12.27
0.00
0.00
Dena Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
20.82
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.85
0.00
0.00
0.85
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
83.00
21.00
25.30
51.00
17.00
33.33
11 Syndicate Bank
0.00
0.00
0.00
0.00
0.00
0.00
12 UCO Bank
9.15
2.61
28.52
0.00
0.00
0.00
410.00
6.00
1.46
250.00
6.00
2.40
0.00
0.00
0.00
0.00
0.00
0.00
595.43
32.66
5.49
314.12
23.00
7.32

14 Vijaya Bank
Total
Tripura
1
Bank of Baroda
2.27
0.76
33.48
1.51
0.00
0.00
Bank of India
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
0.00
0.00
0.00
0.00
0.00
0.00
5.49
4.36
79.42
0.00
0.00
0.00
IDBI Bank
0.80
0.00
0.00
0.00
0.00
0.00
Indian Bank
1.00
0.00
0.00
1.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
198
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
0.45
0.00
0.00
0.00
0.00
0.00
1547.00
628.00
40.59
353.00
125.00
35.41
238.00
187.05
78.59
139.00
127.73
91.89
0.00
0.00
0.00
0.00
0.00
0.00
2210.00
378.00
17.10
1957.00
340.00
17.37
0.00
0.00
0.00
0.00
0.00
0.00
4005.01
1198.17
29.92
2451.51
592.73
24.18
38529.09
7093.67
18.41
25389.98
4504.16
17.74

12 UCO Bank
15 Vijaya Bank
Total
EASTERN REGION
A & N Islands (UT)
1
Allahabad Bank
0.64
0.00
0.00
0.00
0.00
0.00
Dena Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
20.03
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
State Bank of India
20.00
1.00
5.00
0.00
0.00
0.00
Syndicate Bank
0.00
0.00
0.00
0.00
0.00
0.00
UCO Bank
7.90
5.64
71.39
0.00
0.00
0.00
Vijaya Bank
6.90
0.00
0.00
5.18
0.00
0.00
55.47
6.64
11.97
5.18
0.00
0.00
Total
Bihar
1
Allahabad Bank
2050.99
404.60
19.73
1313.00
311.30
23.71
Bank of Baroda
1350.00
136.62
10.12
527.56
53.39
10.12
Bank of India
1836.71
48.00
2.61
1751.71
19.00
1.08
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
Canara Bank
1657.42
95.07
5.74
1495.00
74.00
4.95
5438.21
606.98
11.16
1021.72
193.57
18.95
Corporation Bank
15.22
0.50
3.29
4.99
0.00
0.00
Dena Bank
5.51
3.99
72.41
4.76
3.58
75.21
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
461.00
33.00
7.16
155.00
29.00
18.71
12.38
6.81
55.01
5.53
6.81
123.15
1.09
0.27
24.77
0.51
0.27
52.94
14663.30
1597.67
10.90
12424.98
489.89
3.94
10 Indian Bank
199
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
11832.00
1842.00
15.57
482.00
242.00
50.21
52.00
7.00
13.46
40.00
7.00
17.50
5817.42
4102.85
70.53
4392.00
3232.00
73.59
281.00
263.00
93.59
266.00
263.00
98.87
912.00
169.00
18.53
732.00
143.00
19.54
3.19
0.00
0.00
3.19
0.00
0.00
46389.44
9317.36
20.09
24619.95
5067.81
20.58
1776.98
545.00
30.67
901.70
349.30
38.74
0.00
0.00
0.00
0.00
0.00
0.00
656.00
68.07
10.38
0.00
0.00
0.00
8175.52
970.00
11.86
999.08
13.00
1.30
0.00
0.00
0.00
0.00
0.00
0.00
15 Syndicate Bank
16 UCO Bank
19 Vijaya Bank
Total
Jharkhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
419.00
91.00
21.72
419.00
91.00
21.72
228.21
44.87
19.66
44.15
12.48
28.27
Corporation Bank
3.91
0.00
0.00
0.00
0.00
0.00
Dena Bank
6.22
1.98
31.83
5.78
1.72
29.76
10 IDBI Bank
210.01
12.29
5.85
2.30
0.00
0.00
11 Indian Bank
656.00
80.00
12.20
656.00
80.00
12.20
5206.34
15.20
0.29
37.08
13.41
36.17
10.89
10.52
96.60
0.00
0.00
0.00
6036.13
248.60
4.12
6002.07
129.70
2.16
10.33
4.85
46.95
3.98
0.55
13.82
3165.00
1252.00
39.56
776.00
292.00
37.63
32.00
3.00
9.38
32.00
3.00
9.38
1058.90
910.45
85.98
807.00
702.97
87.11
215.00
39.00
18.14
173.00
37.00
21.39
1099.00
177.00
16.11
875.00
158.00
18.06
6.00
0.36
6.00
5.15
0.00
0.00
28971.44
4474.19
15.44
11739.29
1884.13
16.05

17 Syndicate Bank
18 UCO Bank
21 Vijaya Bank
Total
Odisha
1
Allahabad Bank
3014.01
317.20
10.52
1453.00
137.50
9.46
Andhra Bank
2679.00
793.40
29.62
2312.00
625.00
27.03
Bank of Baroda
2662.78
242.58
9.11
283.47
25.82
9.11
200
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Bank of India
Bank of Maharashtra
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
5452.75
349.00
6.40
5348.37
340.00
6.36
15.64
1.36
8.70
1.36
1.36
100.00
Canara Bank
1237.00
38.00
3.07
35.00
0.00
0.00
1273.73
62.72
4.92
361.37
9.72
2.69
Corporation Bank
23.64
3.91
16.54
0.30
0.00
0.00
Dena Bank
17.40
0.41
2.36
17.00
0.00
0.00
10 IDBI Bank
2805.30
0.00
0.00
0.00
0.00
0.00
11 Indian Bank
1343.00
410.00
30.53
297.00
92.00
30.98
2505.21
1005.40
40.13
1900.33
912.61
48.02
151.11
21.50
14.23
67.72
11.05
16.32
3377.78
821.08
24.31
1704.26
191.36
11.23
0.75
0.00
0.00
0.75
0.00
0.00
29.00
2.00
6.90
7.00
0.00
0.00
24039.00
5644.00
23.48
13987.00
4218.00
30.16
513.00
26.00
5.07
366.00
24.00
6.56
15967.94
8893.17
55.69
10711.00
6754.65
63.06
1185.00
332.00
28.02
1043.00
312.00
29.91
3289.00
401.00
12.19
2977.00
361.00
12.13
177.37
71.81
40.49
105.08
0.00
0.00
71759.41
19436.54
27.09
42978.01
14016.07
32.61
19034.53
664.10
3.49
13644.00
278.50
2.04
0.00
0.00
0.00
0.00
0.00
0.00

18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
Total
West Bengal
1
Allahabad Bank
Andhra Bank
Bank of Baroda
1130.00
93.00
8.23
1071.01
88.14
8.23
Bank of India
2466.65
187.00
7.58
1373.49
82.00
5.97
Bank of Maharashtra
0.38
0.00
0.00
0.38
0.00
0.00
Canara Bank
859.00
20.00
2.33
39.00
0.00
0.00
11466.99
411.30
3.59
4500.38
137.16
3.05
Corporation Bank
20.77
0.42
2.02
1.79
0.00
0.00
Dena Bank
1.41
0.22
15.60
1.41
0.00
0.00
10 IDBI Bank
1744.13
601.37
34.48
0.00
0.00
0.00
11 Indian Bank
1268.00
308.00
24.29
466.00
22.00
4.72
904.75
15.12
1.67
479.96
10.83
2.26
48.81
7.52
15.41
24.67
7.13
28.90

201
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
6455.00
474.11
7.34
3706.00
120.00
3.24
12.43
0.10
0.80
0.70
0.10
14.29
18478.00
2436.00
13.18
2836.00
636.00
22.43
0.00
0.00
0.00
0.00
0.00
0.00
553.00
9.00
1.63
553.00
9.00
1.63
11042.28
1979.91
17.93
4046.00
575.29
14.22
1189.00
237.00
19.93
964.00
56.00
5.81
26627.00
2136.00
8.02
25320.00
1804.00
7.12
51.49
0.31
0.60
47.43
0.31
0.65
Total
103353.62
9580.48
9.27
59075.22
3826.46
6.48
250529.38
42815.21
17.09
138417.65
24794.47
17.91
464.09
57.29
12.34
375.20
16.66
4.44
0.00
0.00
0.00
0.00
0.00
0.00

18 Syndicate Bank
19 UCO Bank
22 Vijaya Bank
CENTRAL REGION
Chhattisgarh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
558.00
51.45
9.22
508.59
46.89
9.22
Bank of India
101.00
5.00
4.95
49.00
2.00
4.08
Bank of Maharashtra
137.89
30.05
21.79
107.40
28.69
26.71
Canara Bank
79.00
0.00
0.00
21.00
0.00
0.00
1830.27
139.22
7.61
1072.59
18.47
1.72
Corporation Bank
135.90
2.11
1.55
52.39
0.79
1.51
Dena Bank
1033.31
187.60
18.16
930.00
169.00
18.17
10 IDBI Bank
111.13
9.09
8.18
43.55
4.65
10.68
11 Indian Bank
108.00
7.00
6.48
34.00
7.00
20.59
84.15
0.00
0.00
67.70
0.00
0.00
150.69
12.87
8.54
106.63
10.09
9.46
836.20
290.92
34.79
404.30
0.00
0.00
17.13
2.15
12.55
16.70
2.14
12.81
3113.00
783.00
25.15
1135.00
371.00
32.69
17 Syndicate Bank
9.00
6.00
66.67
9.00
6.00
66.67
18 UCO Bank
0.00
0.00
0.00
0.00
0.00
0.00
503.00
81.00
16.10
451.00
73.00
16.19
8.82
0.00
0.00
6.35
0.00
0.00
9280.58
1664.75
17.94
5390.40
756.38
14.03

20 Vijaya Bank
Total
202
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Madhya Pradesh
1
Allahabad Bank
1798.65
511.20
28.42
1382.00
372.10
26.92
Andhra Bank
0.00
0.00
0.00
0.00
0.00
0.00
Bank of Baroda
599.03
48.82
8.15
462.59
37.70
8.15
Bank of India
10344.00
692.00
6.69
7509.00
230.00
3.06
Bank of Maharashtra
563.79
128.95
22.87
420.36
96.27
22.90
Canara Bank
526.00
53.00
10.08
21.00
0.00
0.00
5366.28
609.93
11.37
1834.36
166.19
9.06
Corporation Bank
14.11
0.00
0.00
2.99
0.00
0.00
Dena Bank
63.12
45.24
71.67
56.00
41.00
73.21
10 IDBI Bank
734.35
0.00
0.00
6.27
0.00
0.00
11 Indian Bank
755.00
17.00
2.25
28.00
17.00
60.71
25.02
0.00
0.00
24.02
0.00
0.00
79.81
51.85
64.97
44.31
39.44
89.01
1742.50
43.45
2.49
1507.65
9.99
0.66
44.99
33.94
75.44
31.11
21.44
68.92
0.00
0.00
0.00
0.00
0.00
0.00
3764.00
1782.00
47.34
960.00
488.00
50.83
0.00
0.00
0.00
0.00
0.00
0.00
47.00
28.00
59.57
47.00
28.00
59.57
20 UCO Bank
2390.00
1456.22
60.93
1248.00
843.15
67.56
2658.00
704.00
26.49
1294.00
557.00
43.04
0.00
0.00
0.00
0.00
0.00
0.00
12.87
5.44
42.27
10.37
2.94
28.35
31528.52
6211.04
19.70
16889.03
2950.22
17.47
22887.11
2296.00
10.03
12097.00
1306.50
10.80
0.00
0.00
0.00
0.00
0.00
0.00
11211.86
1247.88
11.13
1580.79
175.94
11.13
3698.60
1556.00
42.07
2361.84
1186.00
50.22
5.95
0.00
0.00
2.73
0.00
0.00
683.93
191.70
28.03
636.00
188.00
29.56
3405.63
352.85
10.36
113.92
34.55
30.33
4.20
0.49
11.67
0.61
0.49
80.33

19 Syndicate Bank
23 Vijaya Bank
Total
Uttar Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
203
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Dena Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
60.18
31.57
52.46
54.00
29.00
53.70
1107.87
1.32
0.12
1.38
1.32
95.65
502.00
49.00
9.76
79.00
28.00
35.44
59.43
41.50
69.83
44.07
34.37
77.99
353.01
181.05
51.29
146.35
80.67
55.12
10715.08
1383.50
12.91
6662.14
979.30
14.70
409.74
179.96
43.92
320.04
175.90
54.96
2821.00
1351.00
47.89
310.00
169.00
54.52
8.70
0.00
0.00
1.61
0.00
0.00
503.00
254.00
50.50
335.00
254.00
75.82
19 UCO Bank
3068.97
1784.64
58.15
1243.00
759.82
61.13
4102.00
1078.00
26.28
3175.00
811.00
25.54
715.00
100.00
13.99
642.00
91.00
14.17
26.27
3.94
15.00
14.81
0.00
0.00
66349.53
12084.40
18.21
29821.29
6304.86
21.14
210.23
40.17
19.11
41.52
20.52
49.42
0.00
0.00
0.00
0.00
0.00
0.00
219.71
15.64
7.12
61.38
4.37
7.12
13.50
0.00
0.00
2.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
309.00
34.00
11.00
46.00
5.00
10.87
20.02
0.20
1.00
3.24
0.07
2.16
10 IDBI Bank
11 Indian Bank

18 Syndicate Bank
22 Vijaya Bank
Total
Uttarakhand
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
0.00
0.00
0.00
0.00
0.00
0.00
Dena Bank
2.48
0.00
0.00
2.00
0.00
0.00
176.54
0.00
0.00
0.96
0.00
0.00
4.00
0.00
0.00
0.00
0.00
0.00
11.87
1.81
15.25
1.81
1.81
100.00
74.30
4.23
5.69
0.53
0.00
0.00
1813.78
254.74
14.04
1573.35
156.03
9.92
36.60
9.24
25.25
33.92
6.56
19.34
884.00
242.00
27.38
221.00
65.00
29.41
8.51
2.15
25.26
0.00
0.00
0.00
32.00
0.00
0.00
32.00
0.00
0.00
10 IDBI Bank
11 Indian Bank

18 Syndicate Bank
204
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
19 UCO Bank
21 Vijaya Bank
Total
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
219.14
60.00
27.38
79.00
8.32
10.53
72.00
7.00
9.72
60.00
6.00
10.00
0.00
0.00
0.00
0.00
0.00
0.00
4107.68
671.18
16.34
2159.21
273.68
12.68
111266.31
20631.37
18.54
54259.93
10285.14
18.96
92.37
0.00
0.00
40.31
0.00
0.00
436.08
67.00
15.36
371.27
61.00
16.43
6.19
0.00
0.00
1.63
0.00
0.00
237.00
0.00
0.00
44.00
0.00
0.00
50.00
0.00
0.00
45.78
0.00
0.00
225.81
4.96
2.20
209.07
4.96
2.37
WESTERN REGION
Goa
1
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Corporation Bank
Dena Bank
44.47
0.56
1.26
40.00
0.56
1.40
IDBI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
69.53
0.00
0.00
57.96
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
276.00
5.00
1.81
202.00
1.00
0.50
13 Syndicate Bank
30.00
0.00
0.00
30.00
0.00
0.00
14 UCO Bank
11.72
0.00
0.00
3.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16 Vijaya Bank
0.00
0.00
0.00
0.00
0.00
0.00
1479.17
77.52
5.24
1045.02
67.52
6.46

Total
Gujarat
1
Allahabad Bank
5.85
0.87
14.87
5.85
0.87
14.87
Bank of Baroda
4086.15
331.80
8.12
1051.87
85.41
8.12
Bank of India
7032.00
45.00
0.64
869.00
40.00
4.60
Bank of Maharashtra
54.65
12.59
23.04
7.41
3.66
49.39
Canara Bank
65.49
1.00
1.53
0.00
0.00
0.00
674.68
62.06
9.20
69.66
2.39
3.43
Corporation Bank
99.07
23.96
24.18
34.05
0.28
0.82
Dena Bank
2866.27
407.81
14.23
2293.00
326.00
14.22
IDBI Bank
9.57
0.00
0.00
0.00
0.00
0.00
205
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
10 Indian Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
594.00
47.00
7.91
14.00
4.00
28.57
74.20
14.60
19.68
55.30
11.51
20.81
2.45
0.87
35.51
0.08
0.00
0.00
66.15
26.61
40.23
33.73
17.77
52.68
2.37
0.00
0.00
0.00
0.00
0.00
1774.00
206.00
11.61
122.00
50.00
40.98
0.00
0.00
0.00
0.00
0.00
0.00
60.00
2.00
3.33
51.00
2.00
3.92
18 UCO Bank
230.77
78.97
34.22
29.00
19.47
67.14
754.00
104.00
13.79
661.00
84.00
12.71
34.54
2.72
7.87
27.79
1.59
5.72
18486.21
1367.86
7.40
5324.74
648.95
12.19
528.96
28.69
5.42
161.10
2.04
1.27
94.80
5.00
5.27
69.80
1.00
1.43


17 Syndicate Bank
20 Vijaya Bank
Total
Maharashtra
1
Allahabad Bank
Andhra Bank
Bank of Baroda
2762.23
337.54
12.22
1333.72
162.98
12.22
Bank of India
7306.87
847.00
11.59
5121.51
624.00
12.18
Bank of Maharashtra
12661.15
2216.01
17.50
5078.17
725.35
14.28
Canara Bank
791.33
91.00
11.50
215.00
7.00
3.26
4965.03
422.95
8.52
1395.72
54.89
3.93
Corporation Bank
174.23
26.34
15.12
44.23
1.71
3.87
Dena Bank
986.39
300.35
30.45
592.00
180.00
30.41
10 IDBI Bank
1212.84
467.16
38.52
324.24
157.71
48.64
11 Indian Bank
1368.00
214.00
15.64
28.00
12.00
42.86
157.26
11.57
7.36
117.61
9.78
8.32
14.58
0.80
5.49
1.27
0.00
0.00
945.87
156.57
16.55
662.39
16.04
2.42
35.68
2.99
8.38
1.52
0.00
0.00
6374.00
669.00
10.50
6223.00
669.00
10.75
12268.00
2615.00
21.32
3295.00
803.00
24.37
0.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
357.00
49.00
13.73
280.00
42.00
15.00


20 Syndicate Bank
206
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
21 UCO Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
962.64
360.26
37.42
211.00
90.55
42.91
2373.00
394.00
16.60
1546.00
320.00
20.70
300.61
37.46
12.46
243.32
10.42
4.28
Total
56640.57
9252.69
16.34
26944.60
3889.47
14.44
76605.95
10698.07
13.97
33314.36
4605.94
13.83
3533.71
143.30
4.06
651.70
40.91
6.28
370102.00
8332.00
2.25
294274.00
6299.00
2.14
11306.82
1068.49
9.45
10549.34
996.91
9.45
2432.00
89.00
3.66
1187.00
0.00
0.00
905.61
10.20
1.13
629.54
1.31
0.21

23 Vijaya Bank
SOUTHERN REGION
Andhra Pradesh
1
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
52879.00
640.00
1.21
2441.00
79.00
3.24
11537.89
261.54
2.27
15.88
8.66
54.53
Corporation Bank
20945.36
956.71
4.57
14842.74
656.35
4.42
Dena Bank
43.84
0.06
0.14
35.00
0.00
0.00
133.48
0.00
0.00
0.00
0.00
0.00
117012.00
2725.00
2.33
21882.00
441.00
2.02
32709.15
2293.74
7.01
27558.96
1891.61
6.86
0.50
0.00
0.00
0.00
0.00
0.00
294.79
12.82
4.35
55.46
0.00
0.00
2180.70
353.54
16.21
2180.70
190.00
8.71
35858.00
969.00
2.70
35848.00
969.00
2.70
349412.00
17986.00
5.15
100378.00
3056.00
3.04
453.00
155.00
34.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1966.00
0.00
0.00
0.00
0.00
0.00
137310.00
2625.00
1.91
77640.00
2553.00
3.29
3851.47
49.94
1.30
776.00
5.28
0.68
53034.00
3712.00
7.00
35772.00
2284.00
6.38
0.00
0.00
0.00
0.00
0.00
0.00
10285.70
309.60
3.01
9730.50
55.66
0.57
1218187.02
42692.94
3.50
636447.82
19527.69
3.07
10 IDBI Bank
11 Indian Bank
21 Syndicate Bank
22 UCO Bank
25 Vijaya Bank
Total
207
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Karnataka
1
Allahabad Bank
128.99
15.31
11.87
15.71
0.00
0.00
Andhra Bank
452.10
21.25
4.70
212.00
9.25
4.36
Bank of Baroda
390.00
36.86
9.45
46.27
4.37
9.44
Bank of India
599.58
55.00
9.17
124.00
0.00
0.00
Bank of Maharashtra
140.13
20.60
14.70
8.22
6.52
79.32
Canara Bank
65079.00
1517.65
2.33
4520.00
257.00
5.69
2164.03
111.95
5.17
177.91
0.00
0.00
Corporation Bank
100536.30
859.25
0.85
68056.32
547.04
0.80
Dena Bank
133.33
40.17
30.13
120.00
36.67
30.56
10 IDBI Bank
1896.69
0.00
0.00
647.87
0.00
0.00
11 Indian Bank
1879.00
157.00
8.36
730.00
63.00
8.63
3874.50
453.16
11.70
2911.91
367.69
12.63
142.78
9.96
6.98
10.57
9.57
90.54
408.00
14.17
3.47
67.98
14.17
20.84
3.29
3.29
100.00
2.17
2.17
100.00
1352.00
155.00
11.46
1195.00
140.00
11.72
5782.00
885.00
15.31
2279.00
272.00
11.94
80032.00
1733.00
2.17
13515.00
343.00
2.54
0.00
0.00
0.00
0.00
0.00
0.00
1.00
0.00
0.00
0.00
0.00
0.00
47203.00
344.00
0.73
47116.00
344.00
0.73
530.57
94.69
17.85
21.00
7.21
34.33
95002.00
205.00
0.22
51704.00
85.00
0.16
24 Vijaya Bank
48767.00
1352.00
2.77
45078.00
348.30
0.77
Total
456497.29
8084.31
1.77
238558.93
2856.96
1.20
109.95
13.81
12.56
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
21 Syndicate Bank
22 UCO Bank
Kerala
1
Allahabad Bank
Andhra Bank
Bank of Baroda
1485.00
90.88
6.12
44.08
2.70
6.13
Bank of India
5878.00
858.00
14.60
1310.00
16.00
1.22
Bank of Maharashtra
65.78
0.00
0.00
0.88
0.00
0.00
Canara Bank
30093.00
502.00
1.67
11261.00
62.00
0.55
15192.07
224.57
1.48
91.88
2.01
2.19
208
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Corporation Bank
Dena Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
6572.24
1099.99
16.74
4216.61
218.61
5.18
35.42
0.33
0.93
31.00
0.00
0.00
3121.74
0.00
0.00
44.50
0.00
0.00
11 Indian Bank
13466.00
376.00
2.79
1025.00
45.00
4.39
11708.52
1313.90
11.22
7934.68
1091.20
13.75
23.79
1.73
7.27
0.73
0.00
0.00
6223.74
2358.07
37.89
689.67
19.74
2.86
11.61
0.00
0.00
0.00
0.00
0.00
2.00
2.00
100.00
2.00
2.00
100.00
2737.00
156.00
5.70
545.00
28.00
5.14
37.00
3.00
8.11
0.00
0.00
0.00
12723.00
704.00
5.53
9604.00
501.00
5.22
5001.00
139.00
2.78
5001.00
139.00
2.78
929.36
80.11
8.62
163.00
24.01
14.73
33947.00
969.00
2.85
29507.00
765.00
2.59
2949.20
48.11
1.63
2782.70
6.42
0.23
152312.42
8940.50
5.87
74254.73
2922.69
3.94
10 IDBI Bank

20 Syndicate Bank
21 UCO Bank
23 Vijaya Bank
Total
Lakshadweep
1
Syndicate Bank
0.00
0.00
0.00
0.00
0.00
0.00
UCO Bank
1.50
0.00
0.00
1.00
0.00
0.00
Total
1.50
0.00
0.00
1.00
0.00
0.00
Puducherry
1
Andhra Bank
0.00
0.00
0.00
0.00
0.00
0.00
Bank of India
441.00
15.00
3.40
0.00
0.00
0.00
Bank of Maharashtra
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Corporation Bank
522.34
17.65
3.38
396.58
10.59
2.67
Dena Bank
0.00
0.00
0.00
0.00
0.00
0.00
IDBI Bank
95.63
0.00
0.00
0.00
0.00
0.00
Indian Bank
1903.00
863.00
45.35
11.00
8.00
72.73
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
205.00
56.00
27.32
3.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

12 Syndicate Bank
209
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
13 UCO Bank
179.44
104.99
58.51
4.00
3.60
90.00
14 Vijaya Bank
140.12
15.68
11.19
122.95
4.15
3.38
Total
3486.53
1072.32
30.76
537.53
26.34
4.90
Tamil Nadu
1
Allahabad Bank
329.23
115.30
35.02
92.55
20.54
22.19
Andhra Bank
645.80
87.00
13.47
434.10
35.00
8.06
Bank of Baroda
1573.68
127.63
8.11
377.24
30.59
8.11
Bank of India
19945.00
1378.00
6.91
18348.00
839.00
4.57
Bank of Maharashtra
215.68
72.88
33.79
56.28
0.48
0.85
Canara Bank
48644.90
5829.00
11.98
18112.30
1975.52
10.91
12837.21
3767.03
29.34
2514.21
97.43
3.88
Corporation Bank
8796.37
877.65
9.98
4499.56
360.85
8.02
Dena Bank
192.19
126.24
65.68
173.00
114.00
65.90
6378.24
68.60
1.08
12.75
12.75
100.00
112902.00
15952.00
14.13
30876.00
5543.00
17.95
65656.13
12481.58
19.01
48713.21
10731.59
22.03
157.67
24.72
15.68
12.86
0.41
3.19
1884.66
528.45
28.04
184.00
102.00
55.43
4.00
1.00
25.00
4.00
1.00
25.00
17014.00
4504.00
26.47
1656.00
346.00
20.89
519.00
38.00
7.32
146.00
6.00
4.11
0.00
0.00
0.00
0.00
0.00
0.00
1993.00
126.00
6.32
1056.00
87.00
8.24
12335.00
2646.00
21.45
10670.00
2646.00
24.80
21 UCO Bank
1320.71
868.03
65.72
248.00
240.13
96.83
3662.00
941.00
25.70
3046.00
709.00
23.28
0.00
0.00
0.00
0.00
0.00
0.00
1275.07
316.05
24.79
934.32
39.73
4.25
318281.54
50876.16
15.98
142166.38
23938.02
16.84
2050.71
121.50
5.92
1869.50
97.32
5.21
163297.00
5175.00
3.17
129313.00
4386.00
3.39
10 IDBI Bank
11 Indian Bank
20 Syndicate Bank
24 Vijaya Bank
Total
Telangana
1
Allahabad Bank
Andhra Bank
Bank of Baroda
3471.00
350.92
10.11
2277.33
230.24
10.11
Bank of India
2236.00
62.00
2.77
2186.00
55.00
2.52
210
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Bank of Maharashtra
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
676.09
18.86
2.79
225.94
0.30
0.13
Canara Bank
30312.00
1412.00
4.66
4064.00
428.00
10.53
13917.69
478.20
3.44
176.40
5.64
3.20
Corporation Bank
9832.62
388.67
3.95
5033.47
255.81
5.08
Dena Bank
603.01
17.44
2.89
542.00
15.00
2.77
13.56
0.00
0.00
0.00
0.00
0.00
11 Indian Bank
23261.00
318.00
1.37
275.00
3.00
1.09
12723.00
1101.60
8.66
8198.60
986.08
12.03
273.37
5.99
2.19
154.85
3.91
2.53
4199.20
1124.33
26.77
1662.12
319.58
19.23
181290.00
2491.00
1.37
181276.00
2491.00
1.37
83408.00
6207.00
7.44
21306.00
1865.00
8.75
41.00
2.00
4.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
49441.00
630.00
1.27
49441.00
630.00
1.27
20 UCO Bank
3243.23
21.68
0.67
147.00
3.57
2.43
21 Vijaya Bank
3343.48
171.09
5.12
3106.74
44.95
1.45
587632.96
20097.28
3.42
411254.95
11820.40
2.87
2736399.26
131763.51
4.82
1503221.34
61092.10
4.06
3259898.01
225936.64
6.93
1765461.77
108581.42
6.15
10 IDBI Bank

19 Syndicate Bank
Total
Grand Total - All India Public Sec.
Com. Banks
211
STATEMENT - VI - A (ii)
Progress under Microfinance - NPAs against Bank loans to SHGs of Private Sector Com. Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
NORTHERN REGION
Chandigarh
1
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
Haryana
1
AXIS Bank
7.33
0.00
0.00
7.33
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
26.86
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
2368.21
0.00
0.00
0.00
0.00
0.00
Total
2402.40
0.00
0.00
7.33
0.00
0.00
Himachal Pradesh
1
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
296.54
0.00
0.00
0.00
0.00
0.00
Total
296.54
0.00
0.00
0.00
0.00
0.00
Jammu & Kashmir

1
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
674.49
3.16
0.47
609.53
0.66
0.11
Total
674.49
3.16
0.47
609.53
0.66
0.11
New Delhi
1
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
South Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
Punjab
1
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
2.32
0.15
6.47
0.00
0.00
0.00
212
STATEMENT - VI - A (ii) (contd.)
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
2340.08
0.00
0.00
0.00
0.00
0.00
Total
2342.40
0.15
0.01
0.00
0.00
0.00
Rajasthan
1
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
263.00
7.93
3.02
0.00
0.00
0.00
ICICI Bank
9568.36
795.90
8.32
173.82
114.84
66.07
YES Bank
9583.55
1.42
0.01
0.00
0.00
0.00
Total
19414.91
805.25
4.15
173.82
114.84
66.07
25130.74
808.56
3.22
790.68
115.50
14.61
AXIS Bank
1.21
0.00
0.00
0.00
0.00
0.00
Total
1.21
0.00
0.00
0.00
0.00
0.00

Arunachal Pradesh
1
Assam
1
AXIS Bank
0.06
0.06
100.00
0.06
0.06
100.00
Federal Bank
2.72
0.81
29.78
0.00
0.00
0.00
HDFC Bank
42.43
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
45.21
0.87
1.92
0.06
0.06
100.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
Total
Manipur
1
Meghalaya
1
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
Nagaland
1
AXIS Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.25
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.29
0.29
100.00
0.29
0.29
100.00
Total
0.54
0.29
53.70
0.29
0.29
100.00
213
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Sikkim
1
AXIS Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
46.96
1.16
2.47
0.35
0.35
100.00
Tripura
1

EASTERN REGION
Bihar
1
HDFC Bank
84.92
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
4410.18
0.53
0.01
0.00
0.00
0.00
Total
4495.10
0.53
0.01
0.00
0.00
0.00
Jharkhand
1
HDFC Bank
1.32
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
354.81
0.00
0.00
0.00
0.00
0.00
Total
356.13
0.00
0.00
0.00
0.00
0.00
21.22
5.70
26.86
20.34
5.70
28.02
Odisha
1
AXIS Bank
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
9.40
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
19695.03
10.59
0.05
0.00
0.00
0.00
Total
19725.65
16.29
0.08
20.34
5.70
28.02
West Bengal
1
Federal Bank
23.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
88.89
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Karnataka Bank
0.00
0.00
0.00
0.00
0.00
0.00
214
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
YES Bank
5642.49
0.00
0.00
0.00
0.00
0.00
Total
5754.38
0.00
0.00
0.00
0.00
0.00
30331.26
16.82
0.06
20.34
5.70
28.02
39.03
2.89
7.40
28.56
2.89
10.12

CENTRAL REGION
Chhattisgarh
1
AXIS Bank
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
8.11
0.00
0.00
0.00
0.00
0.00
South Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
1310.35
0.00
0.00
0.00
0.00
0.00
Total
1357.49
2.89
0.21
28.56
2.89
10.12
0.00
0.00
0.00
0.00
0.00
0.00
Madhya Pradesh
1
AXIS Bank
HDFC Bank
24304.20
28.78
0.12
0.00
0.00
0.00
ICICI Bank
4352.44
141.66
3.25
2.53
2.45
96.84
South Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
11884.19
38.68
0.33
0.00
0.00
0.00
Total
40540.83
209.12
0.52
2.53
2.45
96.84
Uttar Pradesh
1
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.92
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
18342.06
37.33
0.20
0.00
0.00
0.00
Total
18342.98
37.33
0.20
0.00
0.00
0.00
Uttarakhand
1
HDFC Bank
0.22
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Nainital Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
YES Bank
1005.74
0.00
0.00
0.00
0.00
0.00
Total
1005.96
0.00
0.00
0.00
0.00
0.00
61247.26
249.34
0.41
31.09
5.34
17.18
215
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
WESTERN REGION
Goa
1
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
582.48
1.12
0.19
0.00
0.00
0.00
Total
582.48
1.12
0.19
0.00
0.00
0.00
Gujarat
1
AXIS Bank
0.00
0.00
0.00
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
369.66
0.08
0.02
0.00
0.00
0.00
ICICI Bank
4620.29
60.22
1.30
0.00
0.00
0.00
YES Bank
0.00
0.00
0.00
0.00
0.00
0.00
4989.95
60.30
1.21
0.00
0.00
0.00
Total
Maharashtra
1
AXIS Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
7.36
0.00
0.00
0.00
0.00
0.00
HDFC Bank
18528.04
3.64
0.02
0.00
0.00
0.00
ICICI Bank
31582.98
57.21
0.18
7.63
7.31
95.81
IndusInd Bank
0.00
0.00
0.00
0.00
0.00
0.00
Karnataka Bank
5.63
4.03
71.58
1.60
0.00
0.00
Kotak Mahindra Bank
3019.75
650.63
21.55
538.05
63.38
11.78
Ratnakar Bank
11.96
0.00
0.00
3.31
0.00
0.00
South Indian Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.15
0.00
0.00
0.00
0.00
0.00
11 YES Bank
17011.07
0.00
0.00
0.00
0.00
0.00
Total
70166.94
715.51
1.02
550.59
70.69
12.84
75739.37
776.93
1.03
550.59
70.69
12.84
SOUTHERN REGION
Andhra Pradesh
1
AXIS Bank
0.00
0.00
0.00
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
216
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
ICICI Bank
19.70
19.70
100.00
0.00
0.00
0.00
ING-Vysya Bank
0.00
0.00
0.00
0.00
0.00
0.00
Karnataka Bank
354.62
2.28
0.64
0.00
0.00
0.00
South Indian Bank
0.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
374.76
21.98
5.87
0.00
0.00
0.00
Total
Karnataka
1
AXIS Bank
3.36
0.00
0.00
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
5.75
3.73
64.87
0.00
0.00
0.00
HDFC Bank
31637.04
154.79
0.49
0.00
0.00
0.00
ICICI Bank
19349.42
278.58
1.44
0.00
0.00
0.00
ING-Vysya Bank
0.00
0.00
0.00
0.00
0.00
0.00
Karnataka Bank
2005.15
60.77
3.03
51.82
6.07
11.71
Ratnakar Bank
5183.48
0.00
0.00
6.60
0.00
0.00
South Indian Bank
2.83
0.00
0.00
0.00
0.00
0.00
3.22
0.00
0.00
0.00
0.00
0.00
11 YES Bank
15513.79
6.30
0.04
0.00
0.00
0.00
Total
73704.04
504.17
0.68
58.42
6.07
10.39
Kerala
1
0.00
0.00
0.00
0.00
0.00
0.00
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Dhanalakshmi Bank
410.33
37.20
9.07
0.00
0.00
0.00
Federal Bank
2233.00
175.68
7.87
0.21
0.03
14.29
HDFC Bank
165.28
0.00
0.00
0.00
0.00
0.00
ICICI Bank
4781.01
26.99
0.56
0.00
0.00
0.00
ING-Vysya Bank
0.00
0.00
0.00
0.00
0.00
0.00
South Indian Bank
204.41
4.09
2.00
8.28
0.00
0.00
71.83
4.23
5.89
0.20
0.00
0.00
10 YES Bank
2780.72
0.00
0.00
0.00
0.00
0.00
Total
10646.58
248.19
2.33
8.69
0.03
0.35
217
(Amount ` lakh)
For Total SHGs
S.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Pudducherry
1
City Union Bank
0.00
0.00
0.00
0.00
0.00
0.00
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
24.73
0.00
0.00
0.00
0.00
0.00
Tamil Nadu
1
City Union Bank
Federal Bank
HDFC Bank
44503.77
109.75
0.25
0.00
0.00
0.00
ICICI Bank
93376.14
2547.20
2.73
15.09
10.33
68.46
ING-Vysya Bank
0.00
0.00
0.00
0.00
0.00
0.00
Karnataka Bank
523.90
0.00
0.00
0.00
0.00
0.00
Karur Bank
170.63
77.96
45.69
48.99
0.00
0.00
South Indian Bank
18.64
1.36
7.30
0.00
0.00
0.00
1437.60
839.21
58.38
103.92
95.52
91.92
10 YES Bank
37388.09
0.42
0.00
0.00
0.00
0.00
Total
177443.50
3575.90
2.02
168.00
105.85
63.01
Telangana
1
Federal Bank
0.00
0.00
0.00
0.00
0.00
0.00
HDFC Bank
0.00
0.00
0.00
0.00
0.00
0.00
ICICI Bank
0.00
0.00
0.00
0.00
0.00
0.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
262168.88
4350.24
1.66
235.11
111.95
47.62
Total - all Private Sector Com. Banks
454664.47
6203.05
1.36
1628.16
309.53
19.01
Total - All India Public Sec. Com. Banks
3259898.01
225936.64
6.93
1765461.77
108581.42
6.15
Grand Total all Commecial Banks
3714562.48
232139.69
6.25
1767089.93
108890.95
6.16
218
STATEMENT - VI - B
Progress under Microfinance - NPAs against Bank loans to SHGs of Regional Rural Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
Sr.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
NORTHERN REGION
Haryana
1
Haryana Gramin Bank
6847.00
284.00
4.15
5566.00
188.00
3.38
Total
6847.00
284.00
4.15
5566.00
188.00
3.38
2332.00
262.00
11.23
1224.00
0.00
0.00
Total
2332.00
262.00
11.23
1224.00
0.00
0.00
Himachal Pradesh
1
Jammu & Kashmir

1
487.71
17.91
3.67
312.15
11.96
3.83
524.00
25.56
4.88
381.78
0.00
0.00
1011.71
43.47
4.30
693.93
11.96
1.72
Total
Punjab
1
Punjab Gramin Bank
1900.38
81.52
4.29
398.80
33.60
8.43
Malwa Gramin Bank
347.00
88.32
25.45
156.00
62.25
39.90
Satluj Gramin Bank
98.00
23.00
23.47
0.00
0.00
0.00
2345.38
192.84
8.22
554.80
95.85
17.28
Total
Rajasthan
1
Baroda Rajasthan Kshetriya Gramin Bank
6356.70
2080.80
32.73
1273.45
496.19
38.96
3502.84
1961.40
55.99
744.66
315.29
42.34
Total
9859.54
4042.20
41.00
2018.11
811.48
40.21
22395.63
4824.51
21.54
10056.84
1107.29
11.01

Assam
1
32111.91
2931.85
9.13
14893.23
1517.06
10.19
818.69
50.31
6.15
426.35
17.71
4.15
32930.60
2982.16
9.06
15319.58
1534.77
10.02
60.10
25.54
42.50
0.00
0.00
0.00
Total
60.10
25.54
42.50
0.00
0.00
0.00
Manipur Rural Bank
517.28
44.16
8.54
44.75
3.56
7.96
Total
517.28
44.16
8.54
44.75
3.56
7.96
Total
Arunachal Pradesh
1
Manipur
1
219
STATEMENT - VI - B (contd.)
(Amount ` lakh)
For Total SHGs
Sr.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
Meghalaya
1
674.83
138.41
20.51
273.38
55.71
20.38
Total
674.83
138.41
20.51
273.38
55.71
20.38
Mizoram Rural Bank
1440.05
137.61
9.56
115.52
3.01
2.61
Total
1440.05
137.61
9.56
115.52
3.01
2.61
Nagaland Rural Bank
2.32
0.15
6.47
0.03
0.00
0.00
Total
2.32
0.15
6.47
0.03
0.00
0.00
Tripura Gramin Bank
6709.00
2871.00
42.79
0.00
0.00
0.00
Total
6709.00
2871.00
42.79
0.00
0.00
0.00
42334.18
6199.03
14.64
15753.26
1597.05
10.14
Mizoram
1
Nagaland
1
Tripura
1

EASTERN REGION
Bihar
1
10156.00
297.00
2.92
8076.00
0.00
0.00
22756.98
3490.00
15.34
22756.98
3490.00
15.34
Bihar Gramin Bank
16450.00
175.23
1.07
16450.00
175.23
1.07
Total
49362.98
3962.23
8.03
47282.98
3665.23
7.75
Jharkhand
1
3190.39
95.42
2.99
2833.94
14.00
0.49
4046.00
875.00
21.63
2428.00
875.00
36.04
Total
7236.39
970.42
13.41
5261.94
889.00
16.89
Odisha
1
Odisha Gramya Bank
48379.00
8233.00
17.02
0.00
0.00
0.00
Utkal Gramya Bank
34889.65
17132.17
49.10
785.65
389.68
49.60
Total
83268.65
25365.17
30.46
785.65
389.68
49.60
West Bengal
1
96141.77
6931.82
7.21
61406.71
4812.44
7.84
64549.00
1368.00
2.12
55444.00
703.00
1.27
17748.47
1150.85
6.48
17423.00
1088.00
6.24
Total
178439.24
9450.67
5.30
134273.71
6603.44
4.92
318307.26
39748.49
12.49
187604.28
11547.35
6.16
220
(Amount ` lakh)
For Total SHGs
Sr.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
CENTRAL REGION
Chhattisgarh
1
18620.00
1107.00
5.95
16885.00
963.00
5.70
Total
18620.00
1107.00
5.95
16885.00
963.00
5.70
Madhya Pradesh
1
3502.91
1086.23
31.01
1225.37
118.38
9.66
Madhyanchal GB
4753.00
1719.00
36.17
4115.00
1486.00
36.11
Narmada Jhabua GB
15717.89
629.40
4.00
13639.67
301.92
2.21
Total
23973.80
3434.63
14.33
18980.04
1906.30
10.04
Uttar Pradesh
1
Purvanchal Bank
7953.34
1625.24
20.43
3529.78
1624.71
46.03
1710.95
658.50
38.49
1478.70
562.76
38.06
7337.00
2876.00
39.20
4703.00
2181.00
46.37
Parthma Bank
5981.21
157.00
2.62
505.60
16.21
3.21
17150.52
1765.00
10.29
12743.56
1495.00
11.73
14558.86
4471.76
30.72
11012.38
2966.46
26.94
12663.00
6872.00
54.27
9243.00
5772.00
62.45
Total
67354.88
18425.50
27.36
43216.02
14618.14
33.83
2531.36
533.90
21.09
1546.74
314.66
20.34
Total
2531.36
533.90
21.09
1546.74
314.66
20.34
112480.04
23501.03
20.89
80627.80
17802.10
22.08
Uttarakhand
1

WESTERN REGION
Gujarat
1
2236.83
184.32
8.24
287.83
103.79
36.06
2817.09
163.51
5.80
1003.28
96.82
9.65
489.83
14.75
3.01
271.53
8.93
3.29
5543.75
362.58
6.54
1562.64
209.54
13.41
Total
Maharashtra
1
17957.11
1247.61
6.95
3207.00
123.08
3.84
10605.39
1616.52
15.24
2788.59
774.55
27.78
Total
28562.50
2864.13
10.03
5995.59
897.63
14.97
34106.25
3226.71
9.46
7558.23
1107.17
14.65
221
(Amount ` lakh)
For Total SHGs
Sr.
No
Name of the Bank
Total
outstanding
against SHGs
Amount of
NPAs

NPA as %age
to Total loans
O/S
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age
to loans O/S
against SHGs
under SGSY
SOUTHERN REGION
Andhra Pradesh
1
Andhra Pragati Grameena Bank
105250.00
1692.00
1.61
0.00
0.00
0.00
APGrameena Vikas Bank
138549.76
773.00
0.56
109462.23
475.74
0.43
Chaitanya Godavari Gr. Bank
49387.41
868.60
1.76
302.90
72.42
23.91
191183.01
9113.56
4.77
157722.56
8163.96
5.18
Total
484370.18
12447.16
2.57
267487.69
8712.12
3.26
Karnataka
1
34500.23
2083.99
6.04
13932.80
986.48
7.08
81137.45
1798.00
2.22
4372.68
216.00
4.94
15734.00
1251.00
7.95
12526.00
879.66
7.02
131371.68
5132.99
3.91
30831.48
2082.14
6.75
Kerala Gramin Bank
24795.00
745.00
3.00
7225.00
157.00
2.17
Total
24795.00
745.00
3.00
7225.00
157.00
2.17
1597.84
54.73
3.43
18.57
0.00
0.00
Total
1597.84
54.73
3.43
18.57
0.00
0.00
Total
Kerala
1
Puducherry
1
Tamil Nadu
1
Pandyan Grama Bank
18505.49
4546.83
24.57
2325.81
588.42
25.30
Pallavan Grama Bank
35909.62
922.74
2.57
18830.11
574.19
3.05
Total
54415.11
5469.57
10.05
21155.92
1162.61
5.50
Telangana
1
Grameena Vikas Bank (Telangana Region)
259918.85
3114.00
1.20
89028.13
867.31
0.97
124842.48
1966.27
1.58
86515.84
1472.74
1.70
Total
384761.33
5080.27
1.32
175543.97
2340.05
1.33
1081311.14
28929.72
2.68
502262.63
14453.92
2.88
Grand Total - RRBs
1610934.50
106429.49
6.61
803863.04
47614.88
5.92
222
STATEMENT - VI - C
Progress under Microfinance - NPAs against Bank loans to SHGs of Co-operative Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
NORTHERN REGION
Haryana
1
Ambala DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Bhiwani DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Faridabad DCCB
1.02
1.02
100.00
1.02
0.00
0.00
Fatahabad DCCB
117.27
96.90
82.63
117.27
96.90
82.63
Gurgaon DCCB
15.51
0.00
0.00
0.00
0.00
0.00
Hissar DCCB
259.23
237.68
91.69
259.23
237.68
91.69
Jhajjar DCCB
3.77
3.77
100.00
0.00
0.00
0.00
Jind DCCB
10.31
10.31
100.00
10.31
10.31
100.00
Kaithal DCCB
0.00
0.00
0.00
0.00
0.00
0.00
10 Karnal DCCB
52.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18.00
5.39
29.94
18.00
5.39
29.94
13 Panchkula DCCB
11.06
11.06
100.00
11.06
11.06
100.00
14 Panipat DCCB
6.27
6.27
100.00
6.27
6.27
100.00
15 Rewari DCCB
27.52
17.69
64.28
0.00
0.00
0.00
16 Rohtak DCCB
29.17
29.17
100.00
29.17
29.17
100.00
17 Sirsa DCCB
27.70
10.86
39.21
27.70
10.86
39.21
18 Sonepat DCCB
5.78
5.78
100.00
0.60
0.60
100.00
4.10
4.10
100.00
4.10
4.10
100.00
589.07
440.00
74.69
484.73
412.34
85.07
2322.39
323.27
13.92
631.91
103.55
16.39
718.37
295.76
41.17
153.12
0.00
0.00
11 Kurukshetra DCCB
Total
Himachal Pradesh
1
Jogindra DCCB
Kangra DCCB
1445.59
212.45
14.70
723.45
0.00
0.00
Total
4486.35
831.48
18.53
1508.48
103.55
6.86
J & K SCB
31.85
15.98
50.17
31.25
15.98
51.14
Total
31.85
15.98
50.17
31.25
15.98
51.14
Delhi SCB
4.06
0.00
0.00
0.00
0.00
0.00
Total
4.06
0.00
0.00
0.00
0.00
0.00
Jammu & Kashmir

1
New Delhi
1
223
STATEMENT - VI - C (contd.)
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
Punjab
1
Amritsar DCCB
37.18
22.17
59.63
0.00
0.00
0.00
Bathinda DCCB
47.71
5.69
11.93
0.00
0.00
0.00
Faridkot DCCB
18.53
9.83
53.05
0.00
0.00
0.00
Fatehgarh CCB
100.95
18.91
18.73
0.00
0.00
0.00
Fazilka DCCB
12.93
9.92
76.72
0.00
0.00
0.00
Ferozepur DCCB
47.76
26.64
55.78
44.22
0.00
0.00
Gurdaspur DCCB
48.58
1.87
3.85
0.00
0.00
0.00
Hoshiarpur DCCB
76.91
13.26
17.24
0.00
0.00
0.00
Jalandhar DCCB
91.69
23.22
25.32
0.00
0.00
0.00
5.80
0.02
0.34
0.00
0.00
0.00
100.47
0.36
0.36
0.00
0.00
0.00
12 Mansa DCCB
4.83
0.86
17.81
4.83
0.86
17.81
13 Moga DCCB
30.76
0.32
1.04
0.00
0.00
0.00
14 Mohali DCCB
0.00
0.00
0.00
0.00
0.00
0.00
15 Muktsar DCCB
52.00
19.26
37.04
52.00
19.26
37.04
16 Nawanshahr DCCB
29.36
0.53
1.81
0.00
0.00
0.00
17 Patiala DCCB
95.84
24.20
25.25
11.95
11.95
100.00
18 Ropar DCCB
10.14
3.29
32.45
0.00
0.00
0.00
19 Sangrur DCCB
55.89
19.65
35.16
0.00
0.00
0.00
20 SAS Nagar DCCB
11.12
0.00
0.00
0.00
0.00
0.00
1.46
0.00
0.00
0.00
0.00
0.00
879.91
200.00
22.73
113.00
32.07
28.38
10 Kapurthala DCCB
11 Ludhiana DCCB

Total
Rajasthan
1
Ajmer DCCB
132.61
0.00
0.00
19.18
0.00
0.00
Alwar DCCB
3661.58
60.40
1.65
215.65
2.24
1.04
Banswara DCCB
255.96
201.02
78.54
255.96
201.02
78.54
Baran DCCB
263.00
54.00
20.53
82.00
27.00
32.93
Barmer DCCB
539.30
330.85
61.35
0.00
0.00
0.00
Bharatpur DCCB
132.80
132.80
100.00
0.00
0.00
0.00
Bhilwara DCCB
481.45
25.84
5.37
140.95
11.55
8.19
Bikaner DCCB
302.16
67.72
22.41
29.09
4.42
15.19
Bundi DCCB
385.02
34.83
9.05
33.60
0.00
0.00
10 Chittorgarh DCCB
250.24
69.24
27.67
13.67
0.00
0.00
224
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
11 Churu DCCB
241.93
80.98
33.47
43.14
38.07
88.25
12 Dausa DCCB
121.60
54.57
44.88
0.00
0.00
0.00
13 Dungarpur DCCB
285.25
24.31
8.52
66.20
17.33
26.18
14 Hanumangarh DCCB
710.00
11.40
1.61
150.46
2.90
1.93
3364.91
9.19
0.27
0.00
0.00
0.00
16 Jaisalmer DCCB
324.98
74.48
22.92
67.69
0.00
0.00
17 Jalore DCCB
106.72
25.01
23.44
92.12
25.01
27.15
18 Jhalawar DCCB
464.00
232.43
50.09
0.00
0.00
0.00
19 Jhunjhunu DCCB
270.37
11.46
4.24
0.00
0.00
0.00
20 Jodhpur DCCB
227.26
128.93
56.73
105.76
0.00
0.00
21 Kota DCCB
343.52
64.99
18.92
10.13
6.25
61.70
22 Nagaur DCCB
338.10
23.14
6.84
37.11
19.95
53.76
23 Pali DCCB
538.31
27.03
5.02
0.00
0.00
0.00
24 Swai Madhopur DCCB
120.76
42.64
35.31
16.67
0.00
0.00
25 Sikar DCCB
842.52
34.43
4.09
135.88
1.21
0.89
26 Sirohi DCCB
123.53
64.36
52.10
14.15
7.24
51.17
27
223.78
36.24
16.19
16.98
1.20
7.07
85.32
85.32
100.00
56.21
56.21
100.00
684.41
126.93
18.55
361.95
56.40
15.58
Total
15821.39
2134.54
13.49
1964.55
478.00
24.33
21812.63
3622.00
16.61
4102.01
1041.94
25.40
Assam SCB
886.28
441.20
49.78
526.59
286.78
54.46
Total
886.28
441.20
49.78
526.59
286.78
54.46
66.16
20.31
30.70
18.43
8.13
44.11
Total
66.16
20.31
30.70
18.43
8.13
44.11
Manipur SCB
2.30
2.30
100.00
2.30
2.30
100.00
Total
2.30
2.30
100.00
2.30
2.30
100.00
Meghalaya SCB
250.17
89.50
35.78
0.00
0.00
0.00
Total
250.17
89.50
35.78
0.00
0.00
0.00
15 Jaipur DCCB
S.Ganganagar DCCB
28 Tonk DCCB
29 Udaipur DCCB

Assam
1
Arunachal Pradesh
1
Manipur
1
Meghalaya
1
225
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
Mizoram
1
Mizoram SCB
1440.05
13.26
0.92
115.52
0.00
0.00
Total
1440.05
13.26
0.92
115.52
0.00
0.00
Nagaland SCB
2179.38
224.53
10.30
1525.00
0.00
0.00
Total
2179.38
224.53
10.30
1525.00
0.00
0.00
Sikkim SCB
23.12
0.00
0.00
0.00
0.00
0.00
Total
23.12
0.00
0.00
0.00
0.00
0.00
Tripura SCB
2715.04
506.51
18.66
2019.00
449.35
22.26
Total
2715.04
506.51
18.66
2019.00
449.35
22.26
7562.50
1297.61
17.16
4206.84
796.11
18.92
A & N SCB
495.10
73.06
14.76
0.00
0.00
0.00
Total
495.10
73.06
14.76
0.00
0.00
0.00
129.45
0.00
0.00
0.00
0.00
0.00
Total
129.45
0.00
0.00
0.00
0.00
0.00
Nagaland
1
Sikkim
1
Tripura
1
EASTERN REGION
A & N Islands (UT)
1
Jharkhand
1
Odisha
1
Odisha SCB
0.00
0.00
0.00
0.00
0.00
0.00
Angul DCCB
1565.93
176.00
11.24
0.00
0.00
0.00
Aska DCCB
29.87
27.00
90.39
0.00
0.00
0.00
Balasore DCCB
3509.76
31.00
0.88
0.00
0.00
0.00
Banki DCCB
77.80
24.00
30.85
0.00
0.00
0.00
Berhampur DCCB
522.69
119.00
22.77
0.00
0.00
0.00
Bhawanipatna DCCB
62.15
44.00
70.80
0.00
0.00
0.00
Bolangir DCCB
170.97
60.00
35.09
0.00
0.00
0.00
Boudh DCCB
282.97
72.00
25.44
0.00
0.00
0.00
10 Cuttack DCCB
1314.57
272.00
20.69
0.00
0.00
0.00
11 Keonjhar DCCB
642.36
187.00
29.11
0.00
0.00
0.00
12 Khurda DCCB
1057.28
171.00
16.17
0.00
0.00
0.00
13 Koraput DCCB
1508.21
260.00
17.24
0.00
0.00
0.00
226
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
14 Mayurbhanj DCCB
262.00
94.00
35.88
0.00
0.00
0.00
15 Nayagarh DCCB
283.68
63.00
22.21
0.00
0.00
0.00
109.88
25.00
22.75
0.00
0.00
0.00
17 Sambalpur DCCB
638.78
478.00
74.83
0.00
0.00
0.00
18 Sundargarh DCCB
1542.57
38.00
2.46
0.00
0.00
0.00
13581.47
2141.00
15.76
0.00
0.00
0.00
48011.43
2150.59
4.48
0.00
0.00
0.00
Total
West Bengal
1
West Bengal SCB
Bankura DCCB
5029.42
492.33
9.79
0.00
0.00
0.00
Birbhum DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Burdwan DCCB
1241.20
343.13
27.65
0.00
0.00
0.00
Balageria DCCB
409.35
0.00
0.00
0.00
0.00
0.00
Darjeeling DCCB
17.96
8.66
48.22
0.00
0.00
0.00
Daxin Dinajpur DCCB
400.68
127.89
31.92
0.00
0.00
0.00
Hooghly DCCB
6240.82
305.17
4.89
0.00
0.00
0.00
Howrah DCCB
2120.40
32.57
1.54
0.00
0.00
0.00
287.99
16.25
5.64
0.00
0.00
0.00
11 Malda DCCB
1946.20
145.92
7.50
0.00
0.00
0.00
12 Mugberia DCCB
3165.71
9.20
0.29
0.00
0.00
0.00
13 Murshidabad DCCB
6965.67
274.85
3.95
6965.67
274.85
3.95
11468.35
109.78
0.96
0.00
0.00
0.00
15 Purulia DCCB
213.83
9.22
4.31
106.87
0.32
0.30
16 Raiganj DCCB
1165.80
45.46
3.90
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1707.86
175.75
10.29
345.61
50.65
14.66
90392.67
4246.77
4.70
7418.15
325.82
4.39
104598.69
6460.83
6.18
7418.15
325.82
4.39
10 Jalpaiguri DCCB
14 Nadia DCCB

18 Vidyasagar DCCB
Total
CENTRAL REGION
Chhattisgarh
1
Ambikapur DCCB
14.68
14.68
100.00
0.00
0.00
0.00
Jagdalpur DCCB
230.20
38.89
16.89
0.00
0.00
0.00
Raipur DCCB
11.40
4.20
36.84
0.00
0.00
0.00
Rajnandgaon DCCB
329.03
29.49
8.96
329.03
29.49
8.96
Total
585.31
87.26
14.91
329.03
29.49
8.96
227
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
Madhya Pradesh
1
Balaghat DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Betul DCCB
0.80
0.00
0.00
0.00
0.00
0.00
Chhindwara DCCB
2.43
0.86
35.39
0.00
0.00
0.00
Dhar DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Gwalior DCCB
35.16
0.00
0.00
0.00
0.00
0.00
Indore DCCB
1.07
1.07
100.00
0.00
0.00
0.00
Jhabua DCCB
11.95
0.00
0.00
10.33
0.00
0.00
Khandwa DCCB
102.49
102.63
100.14
58.58
58.58
100.00
Khargaon DCCB
88.90
0.00
0.00
6.00
0.00
0.00
10 Panna DCCB
162.53
0.00
0.00
162.53
0.00
0.00
11 Raisen DCCB
7.16
0.00
0.00
7.16
0.00
0.00
12 Ratlam DCCB
24.75
24.80
100.20
0.00
0.00
0.00
13 Satna DCCB
0.00
0.00
0.00
0.00
0.00
0.00
14 Sehore DCCB
23.18
0.00
0.00
0.00
0.00
0.00
15 Shajapur DCCB
7.96
5.61
70.48
0.00
5.61
0.00
16 Shivpuri DCCB
776.00
0.00
0.00
0.00
0.00
0.00
0.66
0.66
100.00
0.00
0.00
0.00
1245.04
135.63
10.89
244.60
64.19
26.24
400.82
42.29
10.55
400.82
42.29
10.55
17 Vidisha DCCB
Total
Uttar Pradesh
1
Barabanki DCCB
Deoria DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Lucknow DCCB
1.12
1.12
100.00
1.12
1.12
100.00
Mirzapur DCCB
2.48
0.00
0.00
0.00
0.00
0.00
Muradabad DCCB
49.44
49.44
100.00
48.59
48.59
100.00
Muzaffar Nagar DCCB
17.66
17-84
0.00
17.66
17.84
101.02
Pilibhit DCCB
46.66
45.53
97.58
25.52
25.52
100.00
Raibareily DCCB
0.62
0.35
56.45
0.00
0.00
0.00
Unnao DCCB
1.93
1.93
100.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
520.73
140.66
27.01
493.71
135.36
27.42
0.00
0.00
0.00
0.00
0.00
0.00
10 Varanasi DCCB
Total
Uttarakhand
1
Uttarakhand SCB
Almora DCCB
254.73
46.59
18.29
244.52
46.59
19.05
Chamoli DCCB
111.21
26.67
23.98
88.37
18.64
21.09
228
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
4
Dehradun DCCB
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
101.70
16.11
15.84
94.30
16.11
17.08
47.84
35.08
73.33
0.00
0.00
0.00
Haldwani DCCB
245.46
77.02
31.38
152.48
17.48
11.46
Haridwar DCCB
106.25
87.32
82.18
106.25
87.32
82.18
Pithoragarh DCCB
142.07
86.25
60.71
0.00
0.00
0.00
Tehri DCCB
753.85
146.63
19.45
369.54
42.19
11.42
71.82
23.19
32.29
35.81
23.19
64.76
410.72
246.43
60.00
48.82
184.84
378.62
Total
2245.65
791.29
35.24
1140.09
436.36
38.27
4596.73
1154.84
25.12
2207.43
665.40
30.14
Goa SCB
999.00
44.92
4.50
0.00
0.00
0.00
Total
999.00
44.92
4.50
0.00
0.00
0.00

11 Uttarkashi DCCB
WESTERN REGION
Goa
1
Gujarat
1
Ahmedabad DCCB
58.22
23.12
39.71
48.47
23.12
47.70
Amreli DCCB
20.83
20.83
100.00
0.00
0.00
0.00
Banaskantha DCCB
97.01
30.45
31.39
97.01
0.00
0.00
Baroda DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Bharuch DCCB
354.61
337.63
95.21
0.00
0.00
0.00
Bhavnagar DCCB
52.17
10.35
19.84
0.00
0.00
0.00
Jamnagar DCCB
22.33
6.10
27.32
0.00
0.00
0.00
Junagad DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Kheda DCCB
0.13
0.13
100.00
0.00
0.00
0.00
62.73
0.00
0.00
62.73
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
334.99
18.69
5.58
0.00
0.00
0.00
5.62
4.03
71.71
2.29
0.70
30.57
388.78
12.25
3.15
60.57
0.56
0.92
0.00
0.00
0.00
0.00
0.00
0.00
250.00
0.00
0.00
99.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18 Vadodara DCCB
0.00
0.00
0.00
0.00
0.00
0.00
19 Valsad DCCB
1.68
0.20
11.90
0.00
0.20
0.00
1649.10
463.78
28.12
370.07
24.58
6.64
10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB
Total
229
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
Maharashtra
1
Ahmednagar DCCB
1318.12
61.31
4.65
792.56
26.85
3.39
Akola DCCB
89.46
0.00
0.00
38.17
0.00
0.00
Amravati DCCB
198.61
97.75
49.22
0.00
0.00
0.00
Aurangabad DCCB
140.00
29.00
20.71
17.00
13.00
76.47
Beed DCCB
164.09
164.09
100.00
0.00
0.00
0.00
Bhandara DCCB
830.46
318.71
38.38
630.12
240.35
38.14
Buldhana DCCB
42.97
42.50
98.91
4.44
4.44
100.00
Chandrapur DCCB
1277.34
177.70
13.91
248.43
105.17
42.33
Dhule DCCB
150.56
9.81
6.52
6.94
6.94
100.00
10 Gadchiroli DCCB
1035.43
111.18
10.74
503.87
12.57
2.49
11 Gondia DCCB
85.89
68.23
79.44
14.90
10.79
72.42
12 Jalgaon DCCB
220.28
140.18
63.64
0.00
0.00
0.00
30.90
13.64
44.14
0.00
0.00
0.00
14 Kolhapur DCCB
997.08
0.81
0.08
372.98
0.81
0.22
15 Latur DCCB
554.65
65.60
11.83
449.94
0.00
0.00
16 Nagpur DCCB
27.27
0.00
0.00
2.81
0.00
0.00
17 Nanded DCCB
0.00
92.76
0.00
0.00
78.27
0.00
173.91
27.27
15.68
88.95
2.81
3.16
64.73
0.00
0.00
61.73
0.00
0.00
20 Osmanabad DCCB
461.47
53.81
11.66
193.79
21.76
11.23
21 Parbhani DCCB
616.61
357.69
58.01
415.55
240.45
57.86
22 Pune DCCB
605.14
96.53
15.95
0.00
59.42
0.00
1114.78
0.00
0.00
51.71
0.00
0.00
24 Ratnagiri DCCB
207.15
2.73
1.32
7.40
0.00
0.00
25 Sangli DCCB
241.48
32.58
13.49
241.48
32.58
13.49
26 Satara DCCB
152.20
0.00
0.00
18.15
0.00
0.00
27 Sindhudurg DCCB
636.93
2.32
0.36
63.65
0.00
0.00
28 Solapur DCCB
252.61
161.99
64.13
252.61
161.99
64.13
29 Thane DCCB
1272.52
0.00
0.00
30.20
0.00
0.00
30 Wardha DCCB
199.02
197.33
99.15
88.48
86.79
98.09
31 Washim DCCB
0.00
0.00
0.00
0.00
0.00
0.00
1200.23
1188.70
99.04
240.04
237.74
99.04
Total
14361.89
3514.22
24.47
4835.90
1342.73
27.77
17009.99
4022.92
23.65
5205.97
1367.31
26.26
13 Jalna DCCB
18 NandurbarDCCB
19 Nashik DCCB
23 Raigad DCCB
32 Yavatmal DCCB
230
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
SOUTHERN REGION
Andhra Pradesh
1
Anantapur DCCB
1454.71
153.57
10.56
0.00
0.00
0.00
Chittoor DCCB
282.74
41.94
14.83
0.00
0.00
0.00
East Godavari DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Eluru DCCB
1987.94
0.00
0.00
0.00
0.00
0.00
Guntur DCCB
1402.03
62.55
4.46
0.00
0.00
0.00
Kadapa DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Kakinada DCCB
146.00
6.02
4.12
0.00
0.00
0.00
Krishna DCCB
11842.99
101.57
0.86
0.00
0.00
0.00
Kurnool DCCB
69.68
1.49
2.14
0.00
0.00
0.00
2.57
2.57
100.00
0.00
0.00
0.00
941.13
12.31
1.31
0.00
0.00
0.00
5.07
0.00
0.00
0.00
0.00
0.00
1015.75
0.00
0.00
364.12
0.00
0.00
0.00
1.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
19150.61
383.02
2.00
364.12
0.00
0.00
10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
Total
Karnataka
1
Bagalkot DCCB
655.44
40.45
6.17
0.00
0.00
0.00
Belgavi DCCB
2121.05
2.36
0.11
0.00
0.00
0.00
Bellary DCCB
1307.41
52.90
4.05
0.00
0.00
0.00

Ramanagara DCCB
1626.41
165.82
10.20
50.28
0.00
0.00
Bidar DCCB
11097.94
24.45
0.22
0.00
0.00
0.00
Bijapur DCCB
1949.00
2.59
0.13
0.00
0.00
0.00
Chikmagalur DCCB
1276.53
241.87
18.95
109.78
14.24
12.97
Chitradurga DCCB
1019.21
153.19
15.03
0.00
0.00
0.00
Davangere D C C B
410.51
35.40
8.62
349.61
35.40
10.13
10 Dharwad DCCB
1000.09
8.82
0.88
0.00
0.00
0.00
11 Hassan DCCB
6077.77
285.88
4.70
0.00
0.00
0.00
12 Kalaburgi DCCB
1035.76
90.82
8.77
0.00
0.00
0.00
13 Kanara DCCB
738.92
6.42
0.87
151.66
0.00
0.00
14 Kodagu DCCB
12204.12
11.48
0.09
0.00
0.00
0.00
231
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
2170.97
76.50
3.52
0.00
0.00
0.00
16 Mandya DCCB
4379.58
231.54
5.29
0.00
0.00
0.00
1742.22
321.27
18.44
269.38
5.43
2.02
18 Raichur DCCB
1082.34
90.23
8.34
0.00
0.00
0.00
19 Shimoga DCCB
4493.15
27.36
0.61
83.95
0.12
0.14
17127.51
77.73
0.45
179.56
26.29
14.64
21 Tumkur DCCB
12385.80
0.00
0.00
0.00
0.00
0.00
85901.73
1947.08
2.27
1194.22
81.48
6.82
Total
Kerala
1
Alappuzha DCCB
4790.31
193.58
4.04
0.00
0.00
0.00
Ernakulam DCCB
84.11
7.51
8.93
0.00
0.00
0.00
Idukki DCCB
6252.40
198.55
3.18
0.00
0.00
0.00
Kannur DCCB
111.55
0.00
0.00
0.00
0.00
0.00
Kasaragod DCCB
917.48
11.16
1.22
0.00
0.00
0.00
Kollam DCCB
3923.00
163.00
4.15
1746.00
104.00
5.96
Kozhikode DCCB
310.75
0.00
0.00
247.45
0.00
0.00
Malappuram DCCB
846.00
3.65
0.43
726.00
0.00
0.00
Palakkad DCCB
215.49
0.00
0.00
201.63
0.00
0.00
1952.58
168.54
8.63
0.00
0.00
0.00
20.57
7.17
34.86
0.00
0.00
0.00
12 Trivandrum DCCB
1237.07
531.70
42.98
716.55
444.72
62.06
13 Wayanad DCCB
4709.97
226.16
4.80
118.43
11.12
9.39
25371.28
1511.02
5.96
3756.06
559.84
14.90
Puducherry SCB
731.35
81.64
11.16
5.65
4.22
74.69
Total
731.35
81.64
11.16
5.65
4.22
74.69
520.94
41.62
7.99
0.00
0.00
0.00
11 Thrissur DCCB
Total
Puducherry
1
Tamil Nadu
1
Chennai DCCB
Coimbatore DCCB
3883.00
292.64
7.54
3883.00
292.64
7.54
Cuddalore DCCB
5325.07
1662.34
31.22
4441.15
1305.15
29.39
Dharmapuri DCCB
2098.57
298.15
14.21
504.10
0.00
0.00
Dindigul DCCB
2156.43
421.50
19.55
606.96
399.32
65.79
Erode DCCB
4163.16
150.31
3.61
4163.16
150.31
3.61
Kancheepuram DCCB
2731.81
767.87
28.11
1522.88
767.87
50.42
232
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.
Total
outstanding
against SHGs

NPA as %age
to Total loans
O/S
Amount of
NPAs
Total
outstanding
against SHGs
Amount of
NPAs
NPA as %age to
loans O/S against
SHGs under SGSY
Kanyakumari DCCB
6742.29
0.00
0.00
0.00
0.00
0.00
Kumbakonam DCCB
2512.58
378.91
15.08
0.00
0.00
0.00
10 Madurai DCCB
1590.60
398.14
25.03
794.82
238.88
30.05
11 Nilgiris DCCB
4856.25
218.00
4.49
4856.25
218.00
4.49
12 Pudukottai DCCB
2348.12
301.42
12.84
0.00
0.00
0.00
2926.82
289.24
9.88
0.00
0.00
0.00
14 Salem DCCB
8719.02
359.88
4.13
5231.41
215.92
4.13
15 Sivagangai DCCB
1948.56
292.47
15.01
102.22
0.00
0.00
16 Thanjavur DCCB
1013.98
241.11
23.78
143.23
0.00
0.00
17 Thoothukudi DCCB
2472.85
7.36
0.30
1881.67
5.18
0.28
8014.95
1692.84
21.12
7234.89
0.00
0.00
19 Tirunelveli DCCB
1944.82
33.59
1.73
1944.82
33.59
1.73
10666.28
302.33
2.83
10666.28
302.33
2.83
21 Vellore DCCB
5515.99
681.73
12.36
1307.72
0.00
0.00
22 Villupuram DCCB
2799.44
279.04
9.97
2799.44
279.04
9.97
810.38
33.40
4.12
0.00
0.00
0.00
85761.91
9143.89
10.66
52084.00
4208.23
8.08
Total
Telangana
1
Telangana SCB
66.70
0.00
0.00
0.00
0.00
0.00
Adilabad DCCB
196.52
0.00
0.00
0.00
0.00
0.00
Hyderabad DCCB
0.00
0.00
0.00
0.00
0.00
0.00
Karimnagar DCCB
8204.26
196.75
2.40
8204.26
196.75
2.40
Khammam DCCB
522.86
0.00
0.00
522.86
0.00
0.00
Mahabubnagar DCCB
24.23
0.00
0.00
0.00
0.00
0.00
Medak DCCB
267.55
0.00
0.00
0.00
0.00
0.00
Nalgonda DCCB
453.40
211.18
46.58
0.00
0.00
0.00
Nizamabad DCCB
4193.55
20.94
0.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13929.07
428.87
3.08
8727.12
196.75
2.25
230845.95
13495.52
5.85
66131.17
5050.52
7.64
Grand Total - Co-operative Banks
386426.49
30053.72
7.78
89271.57
9247.10
10.36
10 Warangal DCCB
Total
233
STATEMENT - VII
Bank Loans provided to MFIs and their Non-performing Assets (NPAs) and Recovery Performance - 2015-16
(Amount ` lakh)
Sl.
No.
Name of the Bank
Loan disbursed by
Banks to MFIs during
the year 2015-16
No. of
MFI
accounts
Amount
disbursed
Outstanding Bank Loans

against MFIs as on 31
March 2016
Gross NPAs of Bank loans to MFIs
No. of MFI
accounts
Amount
Amount
Percentage
of recovery
to demand
of bank
% to total
No. of MFI
loan to
outstanding
accounts
MFIs
loans
Commercial Banks - Public Sector Banks
Allahabad Bank
0.00
13
9883.36
998.22
10.10
65.0
Andhra Bank
500.00
3315.00
284.00
8.57
75.0
Bank of India
74671.00
18
71535.00
1030.00
1.44
95.0
Bank of Maharashtra
23
64385.56
49
104310.17
0.00
0.00
100.0
Canara Bank
25
33353.00
76
72049.07
658.93
19
0.91
100.0
Corporation Bank
1751.42
19
13279.36
12200.86
14
91.88
59.0
IDBI Bank
42
176157.97
70
264892.64
2319.11
0.88
99.0
Indian Bank
12
11602.01
35
14004.06
30.93
0.22
99.0
22
9917.76
195
40484.05
5215.02
39
12.88
NA
98
21277.66
108
27714.60
2833.13
10.22
75.7
0.00
33264.22
0.00
0.00
100.0
33
171387.00
126
226381.00
10572.00
36
4.67
94.0
230.00
17566.00
0.00
0.00
100.0
0.00
283
9243.00
0.00
0.00
100.0
2591.00
25
15905.00
0.00
0.00
100.0
16 Syndicate Bank
10700.00
10934.00
0.00
0.00
100.0
16
1025.00
18
1130.00
50.00
4.42
90.0
0.00
34
58602.00
612.00
1.04
94.2
292
579549.38
1085
994492.53
36804.20
139
3.70
23
149474.52
34
171320.18
10512.89
6.14
100.0

18 Vijaya Bank
Sub total - Public Sector Com.
Banks
B
Commercial Banks - Private Sector Com. Banks
Axis Bank
Bandhan Bank
3100.00
3100.00
0.00
0.00
100.0
Dhanalakshmi Bank
0.00
151.22
4.91
3.25
NA
Federal Bank
68
19872.97
107
53657.63
11.16
0.02
NA
HDFC Bank
23
237325.00
26
264026.00
15244.00
5.77
100.0
ICICI Bank
13
114005.00
20
236976.00
16632.00
7.02
52.6
0.00
2.16
2.16
100.00
0.0
Karnataka Bank
5700.00
16
11235.41
2568.18
22.86
100.0
Ratnakar Bank
42
96636.45
73
99645.39
0.00
0.00
100.0
60.00
131.69
0.00
0.00
100.0
38
351092.94
40
195317.36
5872.89
3.01
NA
14
8281.74
87
43070.06
455.27
1.06
NA
13 Indusind Bank
12
9170.30
13
967.42
0.00
0.00
100.0
10 Tamilnad Mercentile Bank
234
STATEMENT - VII (contd.)
Sl.
No.
Name of the Bank
(Amount ` lakh)
Loan disbursed by
Banks to MFIs during
the year 2015-16
No. of
MFI
accounts
Amount
disbursed
Outstanding Bank Loans

against MFIs as on 31
March 2016
Gross NPAs of Bank loans to MFIs
No. of MFI
accounts
Amount
Amount
Percentage
of recovery
to demand
of bank
% to total
No. of MFI
loan to
outstanding
accounts
MFIs
loans
14 Yes Bank
17
149275.00
22
152888.00
0.00
0.00
100.0
15 BNP Paribas
10
18070.55
12
21311.52
1208.40
5.67
NA
268
1162064.47
471
1253800.04
52511.86
36
4.19
190800.00
19992.65
192.65
0.96
Sub total - Private Sector Com.

Banks
C
Commercial Banks - Foreign Banks
Citi Bank
Sub total - Foreign Banks
Total- All Commercial Banks
190800.00
19992.65
192.65
0.96
564
1932413.85
1561
2268285.22
89508.71
176
3.95
98.9
Assam Gramin Vikas Bank
0.00
1125.54
83.62
7.43
70.0
Bihar Gramin Bank
0.00
92
3999.44
9.00
13
0.23
95.8
Narmada Jhabua gramin Bank
25.00
23.26
0.00
0.00
100.0
Bangiya Gramin Bank
0.00
92
3999.44
12.66
0.32
95.8
Odisha Gramya Bank
42.00
42.00
42.00
100.00
0.0
Pallavan Gramin Bank
1073.25
10
2285.50
0.00
0.00
100.0
Cauvery Gramin Bank
350.00
631.84
0.00
0.00
100.0
2450.00
2336.95
0.00
0.00
100.0
Manipur Rural Bank
30.00
66.52
0.00
0.00
100.0
10
Kashi Gomati Samyut Gramin

Bank
421.00
671.00
0.00
0.00
100.0
11 Allahabad UPGB
50.00
48.38
0.00
0.00
100.0
13 Malwa Gramin Bank
5.00
0.00
0.00
0.00
100.0
14 Bangiya Gramin Vikas Bank
0.00
92
3999.44
12.66
0.32
95.8
15 Kashi Gomti Samyut Gramin Bank
421.00
671.00
0.00
0.00
100.0
16 Kaveri Grameen Bank
350.00
631.84
0.00
0.00
100.0
17 Kerala Gramin Bank
25.00
25
491.00
16.00
3.26
89.0
31
5242.25
344
21023.15
175.94
42
0.84
Sub total Regional Rural Banks

E
Cooperative banks
Assam SCB
399.70
16
1018.24
261.14
11
25.65
27.4
Idukki DCCB
200.00
157.66
0.00
0.00
100.0
Total Coop.
599.70
17
1175.90
261.14
11
22.21
598
1938255.80
1922
2290484.27
89945.79
229
3.93
49
141301.00
98
267600.00
42128.00
31
15.74
647
2079556.80
2020
2558084.27 132073.79
260
5.16
Total [Com. Banks (Public, Pvt.,

& Foregin) + RRBs + Coop.]
F
Financial Instituions
SIDBI
Grand Total of Lending to MFIs
96.0
NA : Not available/Not reported
235
Statement VIII - A
NABARD Support for Training and Capacity Building for SHG-BLP during 2015-16
(No. of participants)
During
2015-16
211
4504
74
4364
2324
22777
3994
637
2074
70
1091
685
1326
10239
34
181
3839
1457
Rajasthan
658
20467
38
88
5382
24278
255
10165
100
2226
50
Punjab
25
6049
72
30
1135
705
9133
38
3440
1465
Jammu & Kashmir
1330
3954
58
1086
196
6533
718
1311
445
New Delhi
265
434
335
21
70
Sub Total
2919
41024
180
387
13632
74
30228
3905
59182
4187
1536
12960
3417
Cumulative
Cumulative
During
2015-16
During
2015-16
3258
7031
Cumulative
During
2015-16
216
690
Cumulative
Cumulative
Himachal Pradesh
Haryana
Cumulative
1
2
Cumulative
During
2015-16
Govt. officials
During
2015-16
NGOs
Field visits of Trng for Elected

Exposure visits
BLBCs to SHGs Members of PRIs
Cumulative
Trainers
During
2015-16
State
During
2015-16
Bankers
Sr.
No.
SHG leaders/
members
NORTHERN REGION

7
Assam
626
5207
123
296
4436
605
5605
3754
154792
31
870
1704
Meghalaya
673
30
85
68
226
3266
57
36
Mizoram
451
220
120
4910
10 Tripura
525
18
400
515
11778
21
11 Sikkim
158
215
137
2295
159
12 Manipur
223
70
44
415
4873
13 Nagaland
141
30
277
14
4844
80
57
14 Arunachal Pradesh
10
221
30
311
1715
260
2233
636
7599
141
386
6014
605
8098
4775
188991
327
870
1818
15 Odisha
13771
6415
14597
3500
130357
163
2391
3530
16 Bihar
9884
35
3659
160
25906
402
1362
520
17 Jharkhand
1567
30
132
100
2228
189
300
11702
372
990
1920
2080
98915
120
58391
669
5820
748032
88
1121
262
70
908
65
282
50
105
203
405
330
15480
18
478
2150
125045
95
414
305
70798
203
16020
9950
931477
1043
5864
6710
20 Madhya Pradesh
793
16931
424
2556
3152
37035
71
6383
314
21 Chhattisgarh
219
8697
114
89
1849
25
2057
5725
61473
203
1254
60
22 Uttar Pradesh
1579
37074
690
1097
21412
96
3269
9902
120781
3100
3555
9116
249
180
640
7445
17
1732
27
8062 19419
226734
3100
3846
18485
650
Sub Total
EASTERN REGION
18 West Bengal
19 UT of A & N Islands
Sub Total
CENTRAL REGION
23 Uttarakhand
220
3371
172
190
1956
90
2811
66073
976
1376
25641
211
24 Gujarat
950
17549
1058
2425
725
19128
298
5056
2231
25 Maharashtra
885
21713
429
33
3871
1664
1505
131133
1415
3843
13742
428
3939
79
716
30
218
2300
89
126
26
1914
39978
1487
65
6514
2390
1505
152561
1415
4230
18924
428
6196
27 Andhra Pradesh
58
11556
417
4506
12299
438
28 Telangana
28
28
29 Karnataka
19663
1930
1348
4923
916
166908
609
5230
365
Sub Total
WESTERN REGION
26 Goa
Sub Total
SOUTHERN REGION
30 Kerala
31 Tamil Nadu
Sub Total
90
7276
60
1250
193
68162
410
291
34
3859
26646
98
4908
205
136418
125
1473
13199
319
4035
65169
2088
7923
9827
916
383787
1582
1473
18720
718
32 BIRD, Mangalore
311
5490
24
344
975
68
68
33 BIRD, Bolpur
617
7173
90
247
1493
413
2562
18
117
317
35 BIRD, Lucknow
144
2870
19
230
2674
166
706
475
Sub Total
1072
15650
133
344
5150
234
1504
3037
18
15537
360538
95
5419
2863 135672
1327
4515 15233
3009
75823
428
19509
34 Head Office,Mumbai
Grand Total
236
76129 40470 1945769
Statement VIII - A (contd.)

1438
5271
56
788
149
187
2832
4038
7788
2702
240
3587
342
105
584
34
47
2550
31742
637
3917
1170
14176
55
722
662
14
74
1656
2937
83853
40
4279
14332
311
715
197
765
36
886
930
5728
38855
1887
120
267
50
750
73
118
432
2274
17054
100
671
100
4069
6065
637
8737
7127
38157
422
2834
352
3010
344
3919
11172
21278
229064
3187
1231
10744
46
471
91
652
113
169
662
6818
188597
1308
150
482
177
139
15
552
421
6843
1209
60
562
90
124
1400
270
8883
252
1799
71
15379
Cumulative
During
2015-16
91
Cumulative
During
2015-16
Grand Total
Cumulative
Other Meets
During
2015-16
SLRCCDI
Cumulative
During
2015-16
NGOs Meets
Cumulative
During
2015-16
Bankers' Meets
Cumulative
During
2015-16
MEPA
Cumulative
During
2015-16
LEDP
Cumulative
During
2015-16
MEDP
Cumulative
During
2015-16
Other Trainings
51495
76
172
81
22
75
3390
1485
79
109
148
375
99
1385
642
8663
146
279
11
526
30
6375
404
700
22
45
1385
300
7036
8067
1520
14675
194
1235
181
1140
206
186
5985
8483
245166
3020
1290
31744
992
15553
82
300
1447
5090
224062
494
1297
8539
794
120
408
171
45
687
1497
52986
1425
1444
4252
50
628
690
90
704
1924
26889
16110
5220
46612
534
6773
521
50
2843
13240
980921
190
1195
2884
48
1255
2853
3168
23651
21239
10446
94031
534
50
9235
120
17172
393
1600
8534
3412
1877
5913
57
603
355
43
83
5825
74180
28404
360
9670
154
155
525
78
84
697
6664
115235
47716
875
18202
2066
75
1466
20
830
1812
17554
267428
242
3070
173
408
62
152
1202
18945
79774
3112
36855
57
2996
230
2754
141
979
2744
31245
475788
3805
2447
17578
575
1294
85
40
40
3439
71847
13927
4993
36462
1000
1987
1005
130
524
766
9783
235611
24919 1308509
145
404
15
25
10
18
40
40
174
4108
17877
7440
54444
1000
15
2587
10
2317
215
604
846
13396
311566
55038
1605
39796
2813
49
597
18
170
1681
127679
30
30
20
20
78
78
18281
815
18487
1158
1476
220
3111
3510
4842
244108
161
2500
18777
374
45
150
655
2748
97688
91718
4603
46752
2348
3695
60
68
4214
10003
330705
165198
9553
123842
6319
5594
922
3367
8569
19352
800258
52
723
6609
866
864
12615
1271
300
2013
3446
540
10190
300
2127
31427
5635
637
306527
39198
362004
1591
688
25206
901
31987
237
2221 10655
38150 120800 3401778
Statement VIII - B
NABARD support for Training and Capacity Building - Joint Liability Groups during 2015-16
Sr.
No.
State
NORTHERN REGION
1 Himachal Pradesh
2 Haryana
3 Rajasthan
4 Punjab
5 Jammu & Kashmir
6 New Delhi
Sub Total
7 Assam
8 Meghalaya
9 Mizoram
10 Tripura
11 Sikkim
12 Manipur
13 Nagaland
Sub Total
EASTERN REGION
15 Odisha
16 Bihar
17 Jharkhand
18 West Bengal
Sub Total
CENTRAL REGION
20 Madhya Pradesh
21 Chhatisgarh
22 Uttar Pradesh
23 Uttarakhand
Sub Total
WESTERN REGION
24 Gujarat
25 Maharashtra
26 Goa
Sub Total
SOUTHERN REGION
27 Andhra Pradesh
28 Telangana
29 Karnataka
30 Kerala
31 Tamil Nadu
Sub Total
32 BIRD, Mangalore
33 BIRD, Bolpur
34 Head Office, Mumbai
35 BIRD, Lucknow
Sub Total
Grand Total
Commercial Banks/
RRBs
During
Cumulative
2015-16
Cooperative Banks
NGOs/KVKs/ FCs/BCs &
(DCCBs/ PACS)
Other Agencies
During
During
Cumulative
Cumulative
2015-16
2015-16
JLG Exposure Visits

During
2015-16
Grand Total
Cumulative
During
2015-16
Cumulative
209
0
0
265
0
0
474
763
411
294
553
240
0
2261
0
0
0
0
0
0
0
30
22
15
24
0
0
91
181
0
0
0
0
0
181
371
0
82
0
2822
0
3275
8
0
0
0
0
0
8
148
78
20
101
0
0
347
398
0
0
265
0
0
663
1312
511
411
678
3062
0
5974
277
0
0
152
0
0
0
0
429
333
0
0
152
15
25
0
0
525
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
2
2755
207
0
0
30
0
1237
0
4229
4067
312
0
140
38
0
1387
50
5994
39
0
0
0
0
0
55
0
94
39
0
0
0
39
29
136
0
243
3071
207
0
152
30
0
1292
0
4752
4439
312
0
292
94
54
1523
50
6764
0
1125
334
0
0
1459
4990
2265
1364
1110
0
9729
0
0
0
0
0
0
295
152
150
0
40
637
0
3820
0
0
300
4120
1573
12281
1211
0
345
15410
0
0
0
0
0
0
120
0
0
0
18
138
0
4945
334
0
300
5579
6978
14698
2725
1110
403
25914
146
96
591
351
1184
306
188
1049
1057
2600
0
72
0
220
292
0
158
0
1810
1968
59
26
0
486
571
59
61
0
2709
2829
0
0
0
60
60
0
0
0
60
60
205
194
591
1117
2107
365
407
1049
5636
7457
475
1412
0
1887
832
2289
59
3180
100
136
0
236
1026
136
1
1163
0
151
192
343
94
439
685
1218
0
0
0
0
0
0
0
0
575
1699
192
2466
1952
2864
745
5561
34
120
0
32
1348
1534
0
0
0
106
106
7073
345
120
1322
152
3408
5347
124
46
0
106
276
23918
0
0
0
0
1579
1579
0
0
0
45
45
2152
201
0
200
580
5915
6896
76
0
0
45
121
10878
0
0
0
865
2325
3190
0
0
0
0
0
12634
0
0
65
2512
9511
12088
10
0
0
0
10
40824
0
0
200
0
0
200
55
0
0
0
55
417
0
0
385
0
218
603
521
0
0
0
521
1912
34
120
200
897
5252
6503
55
0
0
151
206
22276
546
120
1972
3244
19052
24934
731
46
0
151
928
77532
238
STATEMENT - VIII - C
NABARD Support for Training and Capacity Building for SHG-BLP during 2015-16 from WSHG Fund
Sr.
No.
State
MEDPs
No. of Progs
All Other Programmes (excluding MEDPs)
No. of Participants
No. of Progs
No. of Participants
Total Progs.
No. of Progs
No. of Participants
NORTHERN REGION
1
Himachal Pradesh
72
72
Haryana
13
790
13
790
Rajasthan
10
300
60
12
360
Punjab
270
106
12
376
Jammu & Kashmir
New Delhi
Sub Total
19
570
20
1028
39
1598
20
723
20
723

7
Assam
Meghalaya
30
154
184
Mizoram
30
30
10 Tripura
11 Sikkim
31
640
31
640
12 Manipur
108
96
204
13 Nagaland
168
57
1613
62
1781
26
780
32
1160
58
1940
174
5708
29
1165
203
6873
1590
Sub Total
EASTERN REGION
15 Odisha
16 Bihar
17 Jharkhand
18 West Bengal
53
1590
53
200
6488
114
3915
314
10403
1369
Sub Total
CENTRAL REGION
21
671
17
698
38
21 Chhatisgarh
20 Madhya Pradesh
110
5388
110
5388
22 Uttar Pradesh
205
3458
205
3458
23 Uttarakhand
59
2567
59
2567
21
671
391
12111
412
12782
24 Gujarat
23 Maharashtra
87
2805
87
2805
Sub Total
WESTERN REGION
26 Goa
Sub Total
11
390
50
14
440
11
390
90
2855
101
3245
142
4200
142
4200
SOUTHERN REGION
27 Andhra Pradesh
28 Telangana
88
2600
88
2600
29 Karnataka
30 Kerala
31 Tamil Nadu
19
560
17
406
36
966
Sub Total
249
7360
17
406
266
7766
Grand Total
505
15647
689
21928
1194
37575
239
STATEMENT - IX - A(i)
Statewise Grant support sanctioned and released to Non Government Organisations (NGOs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
NGOs
No.of SHGs to
be promoted/
credit linked
No.of
Proposals
Grant
sanctioned
Grant
released
No.of SHGs
promoted
No.of SHGs
savings linked
No.of SHGs
credit linked
Northern Region
1 Haryana
71
76
8838
485.86
124.35
4931
3463
2404
2 Himachal Pradesh
37
37
2475
171.58
40.05
1487
1461
392
3 Jammu & Kashmir
58
66
3519
299.50
47.80
1785
1499
1232
10
1075
39.00
23.99
918
883
700
65
90
6300
345.60
201.13
3384
3297
1402
6 Rajasthan
362
543
52878
3008.41
811.95
24038
21928
13963
Sub total
600
822
75085
4349.95
1249.27
36543
32531
20093
21
27
1464
94.40
19.22
616
580
30
10815
4 New Delhi
5 Punjab

7 Arunachal Pradesh
116
127
17119
470.94
281.91
13887
13671
9 Manipur
8 Assam
170
14.90
0.87
48
48
10 Meghalaya
18
21
2274
133.73
25.82
1056
802
160
11 Mizoram
550
33.50
9.58
437
380
66
12 Nagaland
569
13
13
1800
90.00
36.91
1264
751
13 Sikkim
360
18.00
5.50
198
182
70
14 Tripura
13
13
1050
30.73
11.63
893
893
555
197
217
24787
886.20
391.44
18399
17307
12272
Sub total
Eastern Region
15 Andaman & Nicobar
16 Bihar
17
22
1960
95.38
43.58
1286
1251
901
364
378
39502
1800.50
481.16
19945
17591
6715
17 Jharkhand
214
257
24050
972.24
183.59
6875
6875
2984
18 Odisha
321
391
38822
2341.41
560.69
26632
24545
12056
19 West Bengal
189
227
39075
1517.49
450.48
24656
24656
12985
Sub total
1105
1275
143409
6727.02
1719.51
79394
74918
35641
Central Region
20 Chhattisgarh
21 Madhya Pradesh
45
48
8095
504.74
163.33
7883
6320
2180
116
133
34180
1994.70
613.31
19514
17439
7708
61579
22 Uttar Pradesh
682
897
150085
8424.57
3360.63
130176
125601
23 Uttarakhand
313
389
29810
1627.59
314.14
23770
18976
6969
1156
1467
222170
12551.60
4451.41
181343
168336
78436
Sub total
Western Region
250
8.25
5.83
241
241
188
25 Gujarat
24 Goa
259
276
22066
552.62
211.29
15317
15717
6051
26 Maharashtra
341
513
85003
3265.88
2044.13
75249
73775
57060
Sub total
604
793
107319
3826.75
2261.25
90807
89733
63299
Southern Region
27 Andhra Pradesh
28 Karnataka
0.00
0.00
173
216
20374
660.68
302.51
19934
19934
12594
29 Kerala
51
51
10056
122.99
84.62
7149
7149
5872
30 Tamil Nadu
96
106
22035
319.94
177.24
19942
19876
18702
31 Telangana
Sub total
Grand total
0.00
0.00
320
373
52465
1103.61
564.36
47025
46959
37168
3982
4947
625235
29445.13
10637.23
453511
429784
246909
240
Statement - IX - A(ii)
Statewise Grant support sanctioned and released to Anchor NGOs under Women Self Help Group Scheme
(in LWE affected and backward dists.) as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of Districts
covered
Grant sanctioned
Promotional
Grant released
No.of SHGs to be
promoted/ credit
linked
No.of SHGs
promoted &
savings linked
No.of SHGs credit

linked
Northern Region
1 Haryana
300.00
111.61
3000
2535
1332
2 Himachal Pradesh
295.50
123.85
2955
2752
2050
3 Jammu & Kashmir
200.00
35.81
2000
1477
181
4 New Delhi
0.00
0.00
5 Punjab
180.00
57.55
1800
1066
593
6 Rajasthan
710.00
264.22
7100
7297
3693
Sub total
12
1685.50
593.04
16855
15127
7849
7 Arunachal Pradesh
148.90
10.22
1489
286
11
8 Assam
132.00
28.54
1320
1004
352
9 Manipur
76.70
16.46
767
691
84
10 Meghalaya
100.00
18.53
1000
732
111
11 Mizoram
145.00
35.25
1450
1450
206
12 Nagaland
50.00
7.49
500
275
13 Sikkim
95.00
19.54
950
705
127
14 Tripura
Sub total
150.00
33.36
1500
996
497
18
897.60
169.39
8976
6139
1388
Eastern Region
0.00
0.00
16 Bihar
16
1700.00
235.26
17000
16592
15112
17 Jharkhand
18
4900.00
1019.30
49000
29453
7328
18 Odisha
19
1861.50
554.47
18615
14933
6142
19 West Bengal
1319.00
414.10
13190
10237
4625
Sub total
59
9780.50
2223.13
97805
71215
33207
Central Region
20 Chhattisgarh
10
1168.50
326.64
11685
10895
5569
21 Madhya Pradesh
1142.50
353.64
11425
9582
3355
22 Uttar Pradesh
1290.00
200.77
12900
9052
1864
23 Uttarakhand
543.00
142.55
5430
3164
1184
29
4144.00
1023.60
41440
32693
11972
Sub total
Western Region
24 Goa
38.70
14.67
387
334
174
25 Gujarat
375.00
49.60
3750
3844
1258
26 Maharashtra
1414.90
480.10
14149
13123
6561
Sub total
10
1828.60
544.37
18286
17301
7993
27 Andhra Pradesh
698.50
240.79
6985
25237
23844
28 Karnataka
300.00
157.61
3000
7826
7487
29 Kerala
220.00
111.16
2200
2370
1301
30 Tamil Nadu
192.90
42.27
1929
1253
661
31 Telangana
750.50
506.07
7505
9093
8285
22
2161.90
1057.90
21619
45779
41578
150
20498.10
5611.43
204981
188254
103987
Southern Region
Sub total
Grand Total
241
STATEMENT - IX - B
Statewise Grant support sanctioned and released to Regional Rural Banks (RRBs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
RRBs
No.of SHGs to
be promoted/
credit linked
No.of
Proposals
Grant
sanctioned
Grant released
No.of SHGs
promoted
No.of SHGs
credit linked
Northern Region
1 Haryana *
1763
55.87
27.42
2381
1600
2 Himachal Pradesh *
500
4.25
2.61
1259
749
3 Jammu & Kashmir
1000
25.00
5.00
248
199
4 New Delhi
0.00
0.00
5 Punjab
2050
55.25
16.19
842
653
6 Rajasthan *
2620
103.56
10.55
741
485
Sub total
19
7933
243.93
61.77
5471
3686

7 Arunachal Pradesh
0.00
0.00
8 Assam
11
9300
458.95
95.32
5969
1554
9 Manipur
210
11.76
2.66
95
10 Meghalaya
0.00
0.00
11 Mizoram
700
12.50
6.19
482
429
12 Nagaland
0.00
0.00
13 Sikkim
0.00
0.00
14 Tripura
200
1.00
1.00
200
200
15
10410
484.21
105.17
6746
2183
0.00
0.00
16 Bihar
0.00
0.00
17 Jharkhand *
1100
5.72
0.85
259
68
18 Odisha *
14
6450
54.09
24.93
12348
8206
19 West Bengal *
4230
27.96
18.12
4583
3072
Sub total
26
11780
87.77
43.90
17190
11346
20 Chhattisgarh
1500
47.50
0.00
375
21 Madhya Pradesh
5348
160.68
43.70
3210
843
22 Uttar Pradesh *
19
11720
248.12
32.58
5607
863
Sub total
Eastern Region
Central Region
23 Uttarakhand
0.00
0.00
11
25
18568
456.30
76.28
8817
2081
24 Goa
0.00
0.00
25 Gujarat
1575
19.50
0.00
85
26 Maharashtra
500
6.60
5.84
492
393
Sub total
2075
26.10
5.84
577
399
Sub total
Western Region
Southern Region
27 Andhra Pradesh
0.00
0.00
28 Karnataka *
10
3535
34.28
30.46
4124
3784
29 Kerala
0.00
0.00
30 Tamil Nadu *
1050
8.85
8.33
1008
943
31 Telangana
Sub total
Grand total
0.00
0.00
13
4585
43.13
38.79
5132
4727
38
100
55351
1341.44
331.75
43933
24422
* - Due to merger of RRBs number of beneficiary figure is reduced from 68 to 38.
242
STATEMENT - IX - C
Statewise Grant support sanctioned and released to Cooperative Banks (Coops) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
Coops
No.of SHGs to
be promoted/
credit linked
No.of
Proposals
Grant
sanctioned
Grant released
No.of SHGs
promoted
No.of SHGs
credit linked
Northern Region
1 Haryana
1750
43.75
5.87
1012
443
2 Himachal Pradesh
0.00
0.00
3 Jammu & Kashmir
0.00
0.00
4 New Delhi
0.00
0.00
5 Punjab
138
3.50
0.69
38
6 Rajasthan
14
14
8135
121.58
52.34
3574
2133
Sub total
20
20
10023
168.83
58.90
4624
2581
7 Arunachal Pradesh
0.00
0.00
8 Assam
0.00
0.00
9 Manipur
0.00
0.00
10 Meghalaya
300
4.50
3.44
385
229
11 Mizoram
0.00
0.00
12 Nagaland
1000
25.00
25.00
1000
1000
13 Sikkim
200
3.00
0.52
41
41
14 Tripura
0.00
0.00
1500
32.50
28.96
1426
1270
130
7.00
4.09
177
80
16 Bihar
0.00
0.00
17 Jharkhand
0.00
0.00
18 Odisha
2860
27.42
9.54
2485
1356
19 West Bengal
14
19
18300
144.80
90.85
14245
10490
Sub total
20
26
21290
179.22
104.48
16907
11926
20 Chhattisgarh
0.00
0.00
21 Madhya Pradesh
1000
7.00
5.45
1000
850
22 Uttar Pradesh
3150
53.60
11.68
2133
923
23 Uttarakhand
0.00
0.00
4150
60.60
17.13
3133
1773
24 Goa
0.00
0.00
25 Gujarat
2000
18.50
7.93
1858
396
Sub total
Eastern Region
Central Region
Sub total
Western Region
26 Maharashtra
19
19
12257
259.10
105.41
7853
3040
Sub total
24
24
14257
277.60
113.34
9711
3436
Southern Region
27 Andhra Pradesh
0.00
0.00
17
24
16575
295.25
100.16
23325
15345
29 Kerala
0.00
0.00
30 Tamil Nadu
0.00
0.00
31 Telangana
0.00
0.00
Sub total
17
24
16575
295.25
100.16
23325
15345
Grand total
93
106
67795
1014.00
422.96
59126
36331
28 Karnataka
243
STATEMENT - IX - D
Statewise Grant support sanctioned and released to Individual Rural Volunters (IRVs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
IRVs
No.of SHGs to
be promoted/
credit linked
No.of
Proposals
Grant
sanctioned
Grant released
No.of SHGs
promoted
No.of SHGs
credit linked
Northern Region
1
Haryana
0.00
0.00
Himachal Pradesh
300
3000
42.00
10.05
3000
180
Jammu & Kashmir
340
6.12
0.24
New Delhi
0.00
0.00
Punjab
0.00
0.00
Rajasthan
2660
48.08
6.84
445
187
Sub total
312
13
6000
96.20
17.13
3445
367

7
Arunachal Pradesh
0.00
0.00
Assam
7510
135.18
27.04
3210
1647
Manipur
0.00
0.00
10 Meghalaya
0.00
0.00
11 Mizoram
0.00
0.00
12 Nagaland
0.00
0.00
13 Sikkim
0.00
0.00
14 Tripura
0.00
0.00
7510
135.18
27.04
3210
1647
0.00
0.00
16 Bihar
0.00
0.00
17 Jharkhand
5.40
0.00
18 Odisha
2175
34.30
8.13
1139
739
19 West Bengal
1175
16.53
7.53
909
635
3350
56.23
15.66
2048
1374
20 Chhattisgarh
0.00
0.00
21 Madhya Pradesh
0.00
0.00
850
14
8500
151.75
7.33
1922
1293
0.00
0.00
850
14
8500
151.75
7.33
1922
1293
24 Goa
0.00
0.00
25 Gujarat
250
4.50
0.88
159
101
26 Maharashtra
3300
59.40
17.05
1974
720
3550
63.90
17.93
2133
821
27 Andhra Pradesh
0.00
0.00
28 Karnataka
0.00
0.00
29 Kerala
0.00
0.00
30 Tamil Nadu
0.00
0.00
31 Telangana
0.00
0.00
Sub total
Eastern Region
Sub total
Central Region
22 Uttar Pradesh
23 Uttarakhand
Sub total
Western Region
Sub total
Southern Region
Sub total
Grand total
0.00
0.00
1179
45
28910
503.26
85.09
12758
5502
244
STATEMENT - IX - E
Statewise Grant support sanctioned and released to Farmers' Clubs (FCs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
Farmers' Clubs
SHGs to be
promoted/
credit linked
No.of
Proposals
Grant
sanctioned
Grant
released
No.of SHGs
promoted
No.of SHGs
No.of SHGs
savings
credit linked
linked
Northern Region
1
Haryana
10
0.32
0.00
2
3
Himachal Pradesh
15
15
320
3.91
2.84
299
299
284
Jammu & Kashmir
0.00
0.00
New Delhi
0.00
0.00
Punjab
0.00
0.00
Rajasthan
0.00
0.00
Sub total
17
17
330
4.23
2.84
299
299
284
0.00
0.00

7
Arunachal Pradesh
Assam
56
57
794
7.94
2.03
323
323
231
Manipur
0.00
0.00
10 Meghalaya
0.00
0.00
11 Mizoram
0.00
0.00
12 Nagaland
0.00
0.00
13 Sikkim
0.00
0.00
14 Tripura
39
0.55
0.55
25
25
13
59
60
833
8.49
2.58
348
348
244
0.00
0.00
16 Bihar
0.00
0.00
17 Jharkhand
100
4.50
0.00
18 Odisha
0.00
0.00
87
87
1260
16.38
3.92
1260
1260
574
88
88
1360
20.88
3.92
1260
1260
574
20 Chhattisgarh
0.00
0.00
21 Madhya Pradesh
0.00
0.00
102
226
2535
11.30
10.83
2535
0.00
0.00
102
226
2535
11.30
10.83
2535
24 Goa
20
0.10
0.10
22
22
25 Gujarat
50
1.00
0.05
26 Maharashtra
0.00
0.00
70
1.10
0.15
27
27
27 Andhra Pradesh
0.00
0.00
28 Karnataka
0.00
0.00
29 Kerala
0.00
0.00
30 Tamil Nadu
0.00
0.00
31 Telangana
0.00
0.00
0.00
0.00
269
394
5128
46.00
20.32
4469
1934
1111
Sub total
Eastern Region
19 West Bengal
Sub total
Central Region
22 Uttar Pradesh
23 Uttarakhand
Sub total
Western Region
Sub total
Southern Region
Sub total
Grand total
245
STATEMENT - IX - F
Statewise Grant support sanctioned and released to SHG Federations as SHPIs as on 31 March 2016
Sr.
No.
1
1
2
Name of State
No.of SHG
Federations
Northern Region
Rajasthan
Eastern Region
Central Region
Uttar Pradesh
Uttarakhand
Sub total
Western Region
Southern Region
Grand total
No.of
Proposals
2
0
0
0
3
1
4
0
0
6
No.of SHGs to be
promoted/ credit linked
2
0
0
0
3
1
4
0
0
6
100
0
0
0
100
100
200
0
0
300
Grant
sanctioned
7.00
0.00
0.00
0.00
17.40
8.00
25.40
0.00
0.00
32.40
Grant
released
No.of SHGs
promoted
2.70
0.00
0.00
0.00
11.17
1.20
12.37
0.00
0.00
15.07
(Amount ` lakh)
No.of SHGs
credit linked
149
0
0
0
46
0
46
0
0
195
100
0
0
0
0
0
0
0
0
100
STATEMENT - IX - G
Statewise Grant support sanctioned and released to PACS as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of
Beneficiary
PACS
Northern Region
1 Punjab
2 Rajasthan
Sub total
Eastern Region
1 Andaman & Nicobar
2 Odisha
3 West Bengal
Sub total
Central Region
1 Uttar Pradesh
Western Region
1 Maharashtra
Southern Region
1 Karnataka
Grand total
No.of
Proposals
No.of SHGs to be
Grant
sanctioned
Grant
released
No.of SHGs
promoted
No.of SHGs
credit linked
3
321
324
0
3
12
15
0
580
5113
5693
0
14.00
255.56
269.56
0.00
0.40
0.00
0.40
0.00
0
0
0
0
0
0
0
0
1
37
25
63
1
37
25
63
40
3877
1625
5542
2.00
162.85
49.41
214.26
0.20
0.00
16.24
16.44
0
0
930
930
0
0
506
506
15
15
500
25.00
2.25
1680
84.00
17.67
592
17
1
405
1
96
75
13490
3.75
596.57
0.38
37.13
0
1522
0
523
STATEMENT - IX - H
Promotional Grant support sanctioned and released to NGO-MFIs as on 31 March 2016
(Amount ` akh)
Sr.
No.
Name of State
Northern Region
Eastern Region
Central Region
1 Uttar Pradesh
Western Region
Southern Region
Grand total
No.of
Beneficiary
NGO-MFIs
0
0
0
2
0
0
2
No.of
Proposals
No.of SHGs to be
Grant
sanctioned
Grant
released
No.of SHGs
promoted
No.of SHGs
credit linked
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0
0
0
0
0
0
2
0
0
2
2000
0
0
2000
100.00
0.00
0.00
100.00
0.00
0.00
0.00
0
0
0
0
0
0
0
0
0
246
STATEMENT - IX - I
Promotional Grant support sanctioned and released to JLGPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of State
No.of JLGs to be
Grant sanctioned
Grant released
No.of JLGs credit linked
Northern Region
1 Haryana
3553
55.43
21.08
4022
2 Himachal Pradesh
4349
86.98
32.05
2805
3 Jammu & Kashmir
2865
57.30
4.05
846
125
2.50
0.33
48
5630
112.60
27.06
1766
4 New Delhi
5 Punjab
6 Rajasthan
11501
224.02
55.19
3854
Sub total
28023
535.83
136.68
13085

7 Arunachal Pradesh
8 Assam
9 Manipur
0.00
0.00
14725
294.50
46.48
3579
345
6.90
0.00
100
229
10 Meghalaya
810
14.22
5.59
11 Mizoram
325
6.50
1.07
56
12 Nagaland
2642
52.84
1.85
185
13 Sikkim
380
7.60
0.82
149
14 Tripura
1370
27.40
2.53
203
20597
410
58
4501
Sub total
Eastern Region
16 Bihar
765
15.30
3.80
484
213650
2421.90
346.71
178312
17 Jharkhand
11625
232.50
8.00
5138
18 Odisha
48110
962.20
376.16
42261
19 West Bengal
58887
1177.74
159.79
13334
Sub total
333037
4809.64
894.46
239529
7475
149.50
27.11
3459
Central Region
20 Chhattisgarh
21 Madhya Pradesh
13816
276.32
39.55
5242
22 Uttar Pradesh
47773
955.54
142.17
13750
23 Uttarakhand
13701
274.42
36.78
6546
82765
1655.78
245.61
28997
Sub total
Western Region
24 Goa
25 Gujarat
1900
38.00
9.97
1091
26179
523.58
111.88
8940
26 Maharashtra
72807
1456.14
307.22
117583
Sub total
100886
2017.72
429.07
127614
Southern Region
27 Andhra Pradesh
19079
381.58
122.01
11920
28 Karnataka
67557
1471.44
323.73
23507
29 Kerala
62314
1222.28
317.41
20512
30 Tamil Nadu
60424
1208.48
334.57
21603
31 Telangana
14266
211.43
91.03
11748
Sub total
223640
4495.21
1188.75
89290
Grand total
788948
13924.14
2952.90
503016
247
STATEMENT - X
Bank Loan Disbursed and Outstanding - Joint Liability Groups as on 31 March 2016
(Amount ` lakh)
Sr.
No.
Name of the Regional

Office
Cumulative No. Cumulative loan

of JLGs promoted disbursed as on
as on 31.03.2015
31.03.2015
No. of JLGs
promoted during
2015-16
Loan Disbursed
during 2015-16
Cumulative No. Cumulative Loan

of JLGs promoted disbursed as on
as on 31.03.2016
31.03.2016
NORTHERN REGION
1
Haryana
4809
7332.17
2082
2576.49
6891
9908.66
Himachal Pradesh
2255
3230.59
986
11.65
3241
3242.24
Jammu & Kashmir
0.00
0.00
0.00
New Delhi
1527
1154.57
419
587.00
1946
1741.57
Punjab
15794
16240.44
7756
8566.15
23550
24806.59
Rajasthan
52813
51014.01
24088
9411.97
76901
60425.98
Sub Total
77198
78971.78
35331
21153.26
112529
100125.04
0.00
0.00
0.00
44944
38244.99
10888
20377.65
55832
58622.64
413
272.66
203
195.40
616
468.06
371
373.90
822
NA
1193
1740.22
11 Mizoram
1815
2194.98
322
717.94
2137
2912.92
12 Nagaland
1033
293.61
115
459.61
1148
753.22
13 Sikkim
112
147.35
626
453.26
738
600.61
14 Tripura
132
426.20
2851
3222.84
2983
3649.04
48820
41953.69
15827
25426.70
64647
68746.71

7
Arunachal Pradesh
Assam
Manipur
10 Meghalaya
Sub Total
EASTERN REGION
16 Bihar
17 Jharkhand
406
590.27
105
138.39
511
728.66
126352
118669.22
32591
46720.52
158943
165389.74
3816
4103.78
3034
4366.76
6850
8470.54
100361
63235.52
76846
67170.00
177207
130405.52
70847
51581.33
52050
29112.50
122897
80693.83
301782
238180.12
164626
147508.17
466408
385688.29
20 Chhattisgarh
15106
10370.97
5440
5489.28
20546
15860.25
21 Madhya Pradesh
68850
53393.34
41761
40502.60
110611
93895.94
109701
63889.93
40173
30665.00
149874
94554.93
5625
8274.77
1267
1861.21
6892
10135.98
199282
135929.01
88641
78518.09
287923
214447.10
18 Orissa
19 West Bengal
Sub Total
CENTRAL REGION
22 Uttar Pradesh
23 Uttarakhand
Sub Total
WESTERN REGION
24 Goa
2477
2289.90
1074
323.78
3551
2613.68
25 Gujarat
46327
40296.00
47953
36426.00
94280
76722.00
26 Maharashtra
77530
66392.71
40104
41527.91
117634
107920.62
126334
108978.61
89131
78277.69
215465
187256.30
144735
94523.30
26139
38386.57
170874
132909.87
87605
101116.99
67749
80519.00
155354
181635.99
39473
61795.21
33557
36302.00
73030
98097.21
154138
254808.10
26644
62097.37
180782
316905.47
Sub Total
SOUTHERN REGION
27 Andhra Pradesh
28 Karnataka
29 Kerala
30 Tamil Nadu
31 Telangana
0.00
24710
47883.48
24710
47883.48
Sub Total
425951
512243.60
178799
265188.42
604750
777432.02
1179367
1116256.81
572355
616072.33
1751722
1733695.46
GRAND TOTAL
248
Statement - XI - A
Agencies having outstanding Revolving Fund Assistance (RFA) as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Agency
(1)
State
Legal Form
Sanctioned
Disbursed
Outstanding
(4)
(5)
(6)
(7)
(2)
(3)
ABTM Weaving Co-op Society ltd
Nagaland
Society
3.600
3.600
0.000
Adhikar
Orissa
Society
100.000
100.000
20.000
Arman Financial Services Ltd.
Gujarat
Sec 25 Co.
100.000
100.000
0.000
Astha Mahila Block
UP
Society
25.000
25.000
10.000
Balaji Seva Sansthan
Uttarakhand
Society
7.000
7.000
0.000
Bandhan Financial Services Pvt Ltd
West Bengal
Bhartiya Micro Credit
UP
Bihar Development Trust
Bihar
BOSCO Reach Out, Guwahati
Assam
NBFC
100.000
100.000
20.000
Sec 25 Co.
50.000
50.000
20.000
Trust
33.000
33.000
4.355
Society
45.000
45.000
3.000
Sec 25 Co.
300.000
300.000
0.000
Nagaland
Society
14.000
14.000
0.000
12 Friends of Women's World Banking (FWWB), Ahmedabad II
Gujarat
Society
1740.000
1740.000
117.500
13 Gandhi Smaraka Gram Seva Kendra
Kerala
Society
50.000
50.000
10.000
14 Gobindakant Sunderban Sarvik Jankalyan Society
West Bengal
Society
5.000
5.000
0.000
15 Gram Utthan
Orissa
Society
100.000
100.000
20.000
16 Gramin Mahila Swayamsidh Sangh
Maharashtra
Society
50.000
50.000
0.000
17 Initiatives Development Foundation, Bengaluru/IDF Financial

Services Pvt. Ltd.
Karnataka
Trust
550.000
550.000
60.000
18 Joygopalpur Youth development Center
West Bengal
Society
10.000
10.000
0.000
19 Kalana Chember of commerce
West Bengal
Society
10.000
10.000
6.000
20 Mahila Chetana Munch
MP
Society
50.000
50.000
0.000
21 Network Entrepreneurship & Economic Development (NEED)
UP
Society
100.000
100.000
0.000
22 Parama Mahila Samitee
West Bengal
Society
25.000
25.000
1.750
23 Payakaraopeta Womens MAC
AP
Coop Soc
500.000
500.000
350.000
24 Post office (Tamil Nadu)
TN
101.000
101.000
11.358
25 Rashtriya Seva Samithi (RASS), Tirupati
AP
Society
500.000
500.000
0.000
26 Roopan Trust
TN
Trust
10.000
10.000
0.000
27 Sanchetana Financial Services Pvt. Ltd.
UP
NBFC
50.000
50.000
0.000
10 Cashpor Micro Credit, Varanasi
UP
11 Eleutheros Christian Society
28 Sanghamithra Rural Financial Services (SRFS), Bengaluru
Karnataka
Sec 25 Co.
500.000
500.000
20.000
29 Shakti Mahila Block
UP
Society
25.000
25.000
10.000
30 Shree Ramakrishna Seva Nilayam
TN
Society
50.000
50.000
0.000
31 Shri Kshethra Dharmasthala Rural Development Project

(SKDRDP), Dharmasthala
Karnataka
Trust
200.000
200.000
0.000
32 Swayamshree Micro Credit Services (SMCS)
Orissa
Sec 25 Co.
100.000
100.000
20.000
33 Ushamath Mahila Self Reliant
Uttarakhand
Society
50.000
50.000
0.000
34 Utkarsh Micro Finance Pvt.Ltd
UP
Sec 25 Co.
25.000
25.000
10.000
35 Vikas Mahila Block
UP
Society
25.000
25.000
10.000
Manipur
Society
36 Women's Voluntary Organisation

TOTAL = A
249
15.000
15.000
1.500
5618.600
5618.600
725.463
Statement - XI - B
Agencies having outstanding Capital support as on 31 March 2016
(Amount ` lakh)
Sl.
No.
Name of the Agency
(1)
(2)
State
Legal Form
Sanctioned
Disbursed
Outstanding
(3)
(4)
(5)
(6)
Adhikar
Orissa
Society
100.000
100.000
0.000
Ajiwika Society
Jharkhand
Society
50.000
50.000
45.083
An Institution for Promotion of Secure Sustainable Livelihood

(ASOMI), Guwahati
Assam
Society
100.000
100.000
0.000
Society
Balaji Seva Sanstha
Uttarkhand
Bandhan Financial Services Pvt Ltd
West Bengal
3.000
3.000
0.000
NBFC
100.000
100.000
0.000
Bharat Integrated Social Welfare Agency (BISWA)
Orissa
Society
100.000
100.000
97.000
Bhartiya MicroCredit
UP
Sec 25 Co.
25.000
25.000
10.000
Cashpor Micro Credit, Varanasi
UP
Sec 25 Co.
100.000
100.000
0.000
Community Development Centre (CDC), Genguvarpatti
TN
Trust
100.000
100.000
60.000
10 Disha India Micro Credit
UP
Sec 25 Co.
25.000
25.000
10.000
11 Gram Utthan
Orissa
Society
100.000
100.000
0.000
12 Gramin Mahila Swayamsidh Sangh
Maharashtra
Society
25.000
25.000
0.000
Guidance Society for Labour and Orphan Womens (GLOW)

13
Vellur
TN
Society
40.000
40.000
21.510
14 Humana People to People India
Rajashtan
Sec 25 Co.
11.672
11.672
0.000
15 ISHARA Foundation
UP
Sec 25 Co.
100.000
100.000
55.000
16 Jaago Samajik Arthik and Harit Vikas Sangathan
UP
Sec 25 Co.
25.000
25.000
22.500
17 Liberal Association for Movement of People (LAMP)
West Bengal
18 Light Micro Finance
Gujarat
19 Mahashakti Foundation
Orissa
20 Margdarshk Development Services (MARGDARSHAK)
UP
Society
50.000
50.000
30.000
NBFC
10.000
10.000
0.000
Trust
50.000
50.000
10.000
Sec 25 Co.
25.000
25.000
0.000
21 Mimoza Enterprises Finance Pvt. Ltd. (MEFPL), Dehradun
Uttarkhand
NBFC
250.000
250.000
0.000
22 Nanayasurabhi Dev Financial Services (NDFS), Trichy
TN
Sec 25 Co.
50.000
50.000
0.000
23 Network Entrepreneurship & Economic Development (NEED)
UP
Society
50.000
50.000
0.000
24 Parama Mahila Samitee
West Bengal
Society
25.000
25.000
5.500
25 Payakaraopeta Women's MACS (PWMACS)
AP
Society
50.000
50.000
30.000
26 People's Forum
Orissa
Society
50.000
50.000
0.000
27 Pustikar Laghu Vyaparik Avam BSSS Ltd.
Rajashtan
Society
100.000
100.000
0.000
28 Rashtriya Gramin Vikas Nidhi (RGVN), Guwahati
Assam
Society
100.000
100.000
0.000
29 Rashtriya Seva Samithi (RASS), Tirupati
AP
Society
100.000
100.000
0.000
30 Sahara Utsarga Welfare Society
West Bengal
Society
100.000
100.000
0.000
31 Sanchetna Financial Services Pvt. Ltd
UP
NBFC
25.000
25.000
0.000
32 Sarala Women Welfare Society
West Bengal
Sec 25 Co.
75.000
75.000
15.000
33 Sreema Mahila Samiti
West Bengal
Society
100.000
100.000
0.000
34 Swayamshree Micro Credit Services (SMCS)
Orissa
Sec 25 Co.
100.000
100.000
0.000
35 Trust Micofin Networks
UP
Trust
50.000
50.000
20.000
36 Utkarsh Micro Finance Pvt. Ltd
UP
Sec 25 Co.
25.000
25.000
10.000
37 Welfare Service Ernakulam
Kerala
Society
50.000
50.000
0.000
TOTAL = B
Grand Total of Revolving Assistance (XI -A) + Capital Support (XI-B) =
250
2439.672
2439.672
441.593
8058.272
8058.272
1167.056
GLOSSARY / ABBREVIATIONS
1
APMAS
Andhra Pradesh Mahila Abhivruddi Sangham
BC
Business Correspondents
BF
Business Facilitator
BPL
Below Poverty Line
BRLPS
Bihar Rural Livelihoods Promotion Society
CGAP
Consultative Group to Assist Poor
CLF
Cluster Level Federation
CSR
Corporate Social Responsibility
CSP
Customer Service Point
10
IFAD
International Fund for Agriculture Development
11
JLG
Joint Liability Group
12
JLGPI
Joint Liability Groups Promotion Institution
13
LWE
Left Wing Extremism
14
MFDEF
Micro Finance Development and Equity Fund
15
MFI
Micro Finance Institution
16
MNC
Multi National Company
17
MoU
Memorandum of Understanding
18
MP
Madhya Pradesh
19
MoWCD
Ministry of Women and Child Development
20
NABARD
National Bank for Agriculture and Rural Development
21
NBFC
Non-Banking Financial Company
22
NGO
Non Governmental Organisation
23
NPA
Non-Performing Asset
24
NRLM
National Rural Livelihoods Mission
25
NULM
National Urban Livelihoods Mission
26
RBI
Reserve Bank of India
27
RFI
Rural Financial Institution
28
RFIP
Rural Financial Institutions Programme
29
RRB
Regional Rural Bank
30
SGSY
Swarnajayanti Gram Swarojgar Yojana
31
SHG
Self Help Group
32
SHPI
Self Help Groups Promotion Institution
33
SIDBI
Small Industries Development Bank of India
34
SRLM
State Rural Livelihoods Mission
35
TSP
Technical Service Provider
36
UP
Uttar Pradesh
37
USP
Unique Selling Point or Unique Selling Proposition
38
WSHG
Women Self Help Group
251

NABARD Status of Microfinance in India - 2015-16

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NABARD Status of Microfinance in India - 2015-16

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Status of microfinance in India

SHGs, Saving for the present, securing the future

Highlights - SHG - Bank Linkage Programme 2015-16

Status of Micro Finance in India 2015-16

Savings of SHG with Banks - Agency-wise position as on 31 March 2016

Bank loans disbursed to SHGs - Agency-wise position during 2015-16

Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2016

Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on

Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as

Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise

Savings of SHGs with Banks under NULM- Region-wise/State-wise/Agency-wise position as

Bank Loans Outstanding against SHGs under NULM - Region-wise/State-wise/Agency-wise

Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016

Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016

Savings of SHGs with Regional Rural Banks as on 31 March 2016

Savings of SHGs with Co-operative Banks as on 31 March 2016

Bank Loans disbursed by Regional Rural Banks to SHGs during 2015-16

Bank Loans disbursed by Co-operative Banks to SHGs during 2015-16

SHGs, Saving for the present, securing the future

Bank loans outstanding against SHGs as on 31 March 2016 -Co-operative Banks

NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2016

State-wise Grant Support sanctioned to Non Government Organizations (NGOs) functioning

State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2016

Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2016

Data on financing of JLGs as on 31 March 2016

Agencies having outstanding Revolving Fund Assistance as on 31 March 2016

Agencies having outstanding Capital Support as on 31 March 2016

Taking Rural India >> Forward

Highlights of the SHG-Bank Linkage Programme 2015-16

Total number of SHGs saving linked with banks

Out of total SHGs - exclusive Women SHGs

Out of total SHGs- under NRLM/SGSY

Out of total SHGs -under NULM/SJSRY

Total number of SHGs credit linked during 2015-16

Out of total SHGs - exclusive Women SHGs

Out of total SHGs under NRLM/SGSY

Out of total SHGs under NULM/SJSRY

Total number of SHGs having loans outstanding as on 31 March

Out of total SHGs - exclusive Women SHGs

Out of total SHGs - under NRLM/SGSY

Out of total SHGs - under NULM/SJSRY

Average loan amount outstanding/SHG as on March 2016 (in `)

Average loan amount disbursed/SHG during 2015-16 (in `)

Estimated number of families covered up to 31 March 2016

No of Banks and Financial Institutions submitted MIS (in number)

Data on Joint Liability Groups

Joint Liability Groups promoted during the year 2015-16

Loan disbursed to Joint Liability Groups (JLGs) during the year

Cumulative Joint Liability Groups promoted as on 31 March 2016

Cumulative loan disbursed to JLGs as on 31 March 2016

SHGs, Saving for the present, securing the future

Support from NABARD

Capacity building for partner institutions

Under SHG-BLP and JLGs

Number of participants covered during 2015-16 ( in lakh)

Cumulative number of participants trained upto March 2016

Under WSHG Scheme (in LWE affected and backward districts)

Number of Programmes conducted during 2015-16 (in no. only)

Number of participants covered during 2015-16 (in lakh)

Cumulative refinance released upto 31 March 2016

Revolving Fund Assistance (RFA) and Capital Support to MFIs

Capital support outstanding as on 31 March 2016

Refinance disbursed to NBFC-MFIs during 2015-16

Grant assistance to SHPIs for promotion of SHGs under SHG-BLP