CONSUMER CIR

CONSUMER: AJAIB SINGH

DATE:20-01-2017

MEMBER ID: BN01130510

TIME: 21:41:02

MEMBER REFERENCE NUMBER:

CONTROL NUMBER: 1,37,79,13,573

CONSUMER INFORMATION:
NAME: AJAIB SINGH SO GURDIT SING H
DATE OF BIRTH: 01-01-1964

GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME

SCORE

SCORING FACTORS

CIBIL TRANSUNION SCORE

VERSION 2.0

664

1: PROPORTION OF DELINQUENT TRADES TOO HIGH.

2: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
3: TOO MUCH INCREASE OF INDEBTEDNESS ON NON-MORTGAGE TRADES OVER THE

PAST 12 MONTHS.

PERSONAL LOAN SCORE

536

1: OVER DUE AMOUNT TOO HIGH.

2: PRESENCE OF DELINQUENCY.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history*
Consumers having less than 6 months credit history*
Consumers not in CIBIL database or with insufficient information for scoring*

:
:
:

300 (high risk) to 900 (low risk)

1 (high risk) to 5 (low risk)
-1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE

Consumers with more than 1 month credit history*
Consumers not in CIBIL database or with insufficient information for scoring*

:
:

300 (high risk) to 900 (low risk)

-1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE

IDENTIFICATION NUMBER

UNIVERSAL ID NUMBER (UID)

232412849171

ISSUE DATE

EXPIRATION DATE

TELEPHONE(S):
TELEPHONE TYPE

TELEPHONE NUMBER

MOBILE PHONE

8872000170

TELEPHONE EXTENSION

EMAIL CONTACT(S):

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved.

TransUnion CIBIL CIN : U72300MH2000PLC128359

PAGE 1 OF 3

CONSUMER CIR
CONSUMER: AJAIB SINGH

DATE:20-01-2017

MEMBER ID: BN01130510

TIME: 21:41:02

MEMBER REFERENCE NUMBER:

CONTROL NUMBER: 1,37,79,13,573

ADDRESS(ES):
ADDRESS:VPO BEHBAL KHURD PUNJAB 151204
CATEGORY:PERMANENT ADDRESS

RESIDENCE CODE:

DATE REPORTED:30-06-2015

EMPLOYMENT INFORMATION:
ACCOUNT TYPE

DATE

OCCUPATION CODE

INCOME

REPORTED

HOUSING LOAN

30-11-2016

OTHERS

Not Available

NET / GROSS INCOME

MONTHLY / ANNUAL

INDICATOR

INCOME INDICATOR

Not Available

Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE

ACCOUNTS

ADVANCES

BALANCES

DATE OPENED

TOTAL: 2

HIGH CR/SANC. AMT: 7,00,000

CURRENT: 7,03,763

RECENT: 13-07-2015

OVERDUE: 25,512

OLDEST: 08-06-2015

All Accounts

OVERDUE: 2
ZERO-BALANCE: 0

ENQUIRIES
ENQUIRY PURPOSE

TOTAL

PAST 30 DAYS

PAST 12 MONTHS

PAST 24 MONTHS

All Enquiries

RECENT

ACCOUNT(S):
ACCOUNT

DATES

AMOUNTS

STATUS

MEMBER NAME: PUNJAB AND SIND

OPENED: 08-06-2015

SANCTIONED: 5,50,000

ACCOUNT NUMBER: 05101600001179

REPORTED AND CERTIFIED:

CURRENT BALANCE: 5,75,167

TYPE: BUSINESS LOAN - PRIORITY

30-11-2016

OVERDUE: 25,167

SECTOR - AGRICULTURE
OWNERSHIP: INDIVIDUAL
COLLATERAL TYPE: NO
COLLATERAL

PMT HIST START: 01-11-2016

INTEREST RATE: 11.75

PMT HIST END: 01-06-2015

ACTUAL PAYMENT: 11,47,150

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

066

036

005

000

000

000

000

000

004

000

000

000

000

020

031

001

000

000

11-16

10-16

09-16

08-16

07-16

06-16

05-16

04-16

03-16

02-16

01-16

12-15

11-15

10-15

09-15

08-15

07-15

06-15

ACCOUNT

DATES

AMOUNTS

MEMBER NAME: PUNJAB AND SIND

OPENED: 13-07-2015

SANCTIONED: 1,50,000

ACCOUNT NUMBER: 05101200000252

REPORTED AND CERTIFIED:

CURRENT BALANCE: 1,28,596

TYPE: HOUSING LOAN

30-11-2016

OVERDUE: 345

STATUS

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved.

TransUnion CIBIL CIN : U72300MH2000PLC128359

PAGE 2 OF 3

CONSUMER CIR
CONSUMER: AJAIB SINGH

DATE:20-01-2017

MEMBER ID: BN01130510

TIME: 21:41:02

MEMBER REFERENCE NUMBER:

CONTROL NUMBER: 1,37,79,13,573

OWNERSHIP: INDIVIDUAL

PMT HIST START: 01-11-2016

EMI: 19,544

COLLATERAL VALUE: 500000

PMT HIST END: 01-07-2015

PMT FREQ: MONTHLY

COLLATERAL TYPE: PROPERTY

REPAYMENT TENURE: 60
INTEREST RATE: 10.00
ACTUAL PAYMENT: 40,340

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

065

035

004

000

001

000

000

091

061

030

000

000

000

020

000

XXX

000

11-16

10-16

09-16

08-16

07-16

06-16

05-16

04-16

03-16

02-16

01-16

12-15

11-15

10-15

09-15

08-15

07-15

END OF REPORT ON AJAIB SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved.

TransUnion CIBIL CIN : U72300MH2000PLC128359

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