Students fund:

There are many government schemes or volunteer organisations that provide

student assistance especially for those students in fulltime higher education both
with a low family income or a dependant. They provide funds that help students
to handle their temporary financial difficulties. The students who want financial
support can apply for funding through their college or university. These funds
could vary depending on the colleges student population and state government.

Student loan:

The main aim of this loan is to help students who are facing problems in paying
their education fees; there are different types of student loans offered by state
government as well by other private financial institutions. The loans, which are
made available from the government, come up with lower interest rates than
other regular loans. Basically there are two types of student loans, they are:

Student loans for their education fees: This loan will help students to pay their
college or university fee. The advantage of these federal student loans is you
need to repay the loan only after the completion of your education unlike private
institutions they dont charge for early repayment.

Student loans for their maintenance: This loan helps students to cover their daily
requirements such as hostel fee, purchase books, bills, or to meet student
emergencies. The interests on these loans are fixed for longer period so it is very
easy to repay.

Take a part time job:

It is not possible for a student to do a full time job during their education period,
so they can get funds to meet their financial needs by taking part-time
employment. There are many websites that offer part-time jobs specially
designed for students; they provide a temporary financial solution. It also helps
students to manage their finances effectively.

Here are ten time management strategies:

1. Write a to-do list: A to-do list serves as a reminder of the important

tasks that you need to prioritize. Tackle the most important tasks first. You
should post the list in a prominent place with easy access such as on a
bulletin board, refrigerator, calendar, mirror, Post-It notes, or on your
electronic device.
2. Prioritize your work constantly: Decide what important task is to be done
first. The use of a weekly planner can help remind you of your short-term
goals such as reviewing lectures and studying for exams. The planner can
also help organize your non-academic tasks that you need to accomplish
so you can have a clear picture of what your day/week is going to be like.
A yearly planner helps you plan your work over a semester and prepares
you months ahead for important deadlines and upcoming events.
3. Find a dedicated study space and time: Determine a place to study where
it is free of distraction from friends, family members, or hobbies. Fight the
urge to use your cell phone or engage in text messaging and social
networking. And if your designated space is occupied, plan a change of
venue such as the library or the local coffee shop.
4. Budget your time to make the most of it: Creating a weekly schedule will
help you determine how much time you spend on your daily/weekly
academic and non-academic activities, and how much extra time you have
before adding any additional commitments. Include some time in your
schedule for relaxation to clear your mind.
5. Work out your optimum study method: Determine the best time and
situations for you to study and work efficiently. Whether studying at home
with music as a background or quietly in the library, knowing your study
preference will make you an efficient and effective student.
6. Be realistic about the time you spend studying: Academic work takes a lot
of time to do - researching, taking notes, writing reports, and doing
assignments. Put extra time into thinking, analyzing, and understanding
your work, but try not to be a perfectionist. Be realistic about the time you
will spend on each task.
7. Focus on long-term goals: Set your sights on where you want to be and
what you hope to accomplish by establishing specific, measurable, and
realistic goals. Prioritizing and scheduling time to complete your
immediate and short-term goals will lead you to the successful
accomplishment of your long-term goals.
8. Solicit help when you need it: Let family members know your study
schedule and dont hesitate to seek help. If family members understand
and support your academic goals, tackling college life will be easier for
you.
9. Dont be afraid to say No: Saying no is sometimes difficult to do.
However, if you need to study for an exam or finish an assignment, you
have to learn how to say no. Decline politely and be clear with your
reason. Negotiate a time when you are free to comply with the request or
to socialize with your friends.
10.Review your notes regularly: Review your notes before classes to refresh
your memory of the topics previously discussed. After the class, re-write or
make additional notes that you missed. Reviewing your notes will help you
prepare for the next class and to think of questions you may ask for
clarification.