Beruflich Dokumente
Kultur Dokumente
TO: Sole Proprietors, Small Enterprise Business Owners, Family Owned Business Proprietors, Start up
Businesses Owners, Franchise Owners,
As an industry forerunner, we pride ourselves of our more than 28 years of experience. With our strong financial muscle,
robust customer service and high caliber medical partners, we have turn to become the choice of the Top 2000
Corporations in the Philippines.
Companies with at least and only 3 employees can now enroll under Maxicare’s Corporate Program. Our options
and plan types have the following features:
Convenient Features
Easy requirements. No individual medical examination. No individual application forms, all applications are
considered approved
Access to more than 1000+ hospitals and clinics nationwide and 30,000 affiliated doctors
Access to Maxicare’s own Primary Care Centers located in major hospitals and other strategic locations
Access to My Health Clinics
Optional Access to Top Major Hospitals (Asian Hospital & Medical Center, The Medical City, St. Luke's Medical
Center QC, St. Lukes Medical Center Global City, Makati Medical Center, Cardinal Santos Medical Center,
Cebu Doctors Hospital, Chong Hua Hospital & Davao Doctors Hospital)
Optional Access to Healthway Clinics
Customized and lower pricing for regional accounts (North Luzon, South Luzon, Visayas & Mindanao)
Coverage for Pre Existing Conditions subject to the package chosen:
1st Year 2nd Year onwards
Pre Existing Pre Existing Pre Existing Pre Existing
Access Size
Non Dreaded Dreaded Non Dreaded Dreaded
Conditions Conditions Conditions Conditions
3-9 Employees / Starter
Plan up to P5,000 up to P5,000 up to MBL up to P5,000
Nationwide 10-19 Employees /
Group Plan & 20-99 up to MBL
Employees / Small Plan
North Luzon
10-19 Employees / Platinum - Up to Php20,000; Gold up to MBL
Group Plan & 20-99 - Up to 15,000; Silver- Up to
South Luzon Employees / Small Plan 10,000; Bronze- Up to 5,000
Visayas
up to MBL
Mindanao
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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To proceed with the enrollment, kindly fill out the Maxicare Corporate Enrollment Sheet found at the last 3 pages
of our proposal and email those back to us. Kindly submit to us as well a copy of your BIR 2303 and company ID
of the contact person and signatory through email or fax at (02) 635-9058.
Note: The package attached is only applicable to companies with 3-99 employees. For companies with 100 employees
and up (or of the combined headcount of the employees and dependents exceeds 100), a separate proposal will be
drafted. Proposal is not applicable to accounts with previous experience with Maxicare. A separate proposal will be
drafted.
Should you have any other questions, you may call us at (02) 6247010; (02) 216-9252, Mobile 09178327044;
09178078814 or email product.omg@gmail.com
Thank you.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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TABLE OF CONTENTS
Introduction
Cover Letter 1-2
Table of Contents 3
Nationwide Access Rates
3-9 Employees Starter Plan Rates with Nationwide Access 4-5
10-19 Employees Group Plan Rates with Nationwide Access 6-7
20-99 Employees Small Plan Rates with Nationwide Access 8-10
Optional Riders Rates for Nationwide Access 10-11
Provincial Access Rates
10-99 Employees Provincial Access Rates (North Luzon, South Luzon, Visayas & Mindanao) 12-14
Provincial Access Directory 15
Benefits & Limitations
Summary of Benefits 16-25
Rider Benefits Description & Inclusions 25-32
Exclusions and Limitations Provisions 32-34
Notes & Special Reminders 34
Pre Existing Non Dreaded & Dreaded Conditions 35
List of Providers
List of Hospitals & Clinics 36
List of Doctors 36
List of Dentists thru Dental Hub 36
List of ACU Annual Check Up Providers 36
Other Industries & Companies with 100 employees & up
Rated & Ineligible Industries 36
Ineligible Industries with less than 100 employees Requirements for Quotation 37
All Companies & Industries with 100 employees & up Requirements for Quotation 37
Enrollment Guidelines
Plan Types for Employees 38
Plan Types for Dependents 38-39
KYC Requirements for Employers 39-41
KYC Requirements for Employees 41
Enrollment Process Step by Step 42
Enrollment Form
Company Info Sheet 43
Employees' Masterlist 44
Dependents' Masterlist 45
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
5
2018 GROUP (10-19-Employees)
STANDARD INDUSTRIES
PLAN TYPES ROOM MBL NATIONWIDE WITHOUT NATIONWIDE WITH
HEALTHWAY HEALTHWAY
Without 9 Without 9
EMPLOYEES With 9 Major With 9 Major
Major Major
Ann Semi Ann Semi Ann Semi Ann Semi
PLATINUM 1 Open Suite 500,000 29,984 16,191 39,579 21,373 31,483 17,001 41,558 22,441
PLATINUM 2 Small Suite 350,000 21,710 11,723 28,658 15,475 22,797 12,310 30,090 16,249
PLATINUM 3 Small Suite 250,000 21,121 11,405 27,882 15,056 22,179 11,977 29,273 15,807
PLATINUM 4 Open Pvt 250,000 18,504 9,992 24,341 13,144 19,428 10,491 25,558 13,801
PLATINUM 5 Open Pvt 200,000 17,993 9,716 23,654 12,773 18,893 10,202 24,836 13,411
PLATINUM 6 Lrg Pvt 200,000 17,435 9,415 22,896 12,364 18,306 9,885 24,040 12,982
GOLD 1 Reg Pvt 200,000 15,811 8,538 20,703 11,180 16,602 8,965 21,737 11,738
GOLD 2 Reg Pvt 150,000 15,304 8,264 20,016 10,809 16,066 8,676 21,017 11,349
GOLD 3 Reg Pvt 110,000 14,758 7,969 19,279 10,411 15,495 8,367 20,243 10,931
SILVER 1 Semi-Pvt 90,000 12,122 6,546 15,716 8,487 12,728 6,873 16,504 8,912
SILVER 2 Semi-Pvt 80,000 11,796 6,370 15,276 8,249 12,386 6,688 16,040 8,662
BRONZE Ward 70,000 9,841 5,314 12,632 6,821 10,331 5,579 13,265 7,163
DEPENDENTS
PLATINUM 1 Open Suite 500,000 38,061 20,553 50,241 27,130 39,965 21,581 52,753 28,487
PLATINUM 2 Small Suite 350,000 29,789 16,086 39,320 21,233 31,277 16,890 41,287 22,295
PLATINUM 3 Small Suite 250,000 29,198 15,767 38,792 20,948 30,659 16,556 40,732 21,995
PLATINUM 4 Open Pvt 250,000 24,990 13,495 33,105 17,877 26,237 14,168 34,762 18,771
PLATINUM 5 Open Pvt 200,000 24,481 13,220 32,418 17,506 25,703 13,880 34,039 18,381
PLATINUM 6 Lrg Pvt 200,000 23,788 12,846 31,484 17,001 24,977 13,488 33,056 17,850
GOLD 1 Reg Pvt 200,000 21,480 11,599 28,364 15,317 22,553 12,179 29,779 16,081
GOLD 2 Reg Pvt 150,000 20,969 11,323 27,675 14,945 22,019 11,890 29,057 15,691
GOLD 3 Reg Pvt 110,000 20,425 11,030 26,940 14,548 21,447 11,581 28,286 15,274
SILVER 1 Semi-Pvt 90,000 16,316 8,811 21,384 11,547 17,133 9,252 22,453 12,125
SILVER 2 Semi-Pvt 80,000 15,988 8,634 20,943 11,309 16,786 9,064 21,990 11,875
BRONZE Ward 70,000 13,203 7,130 17,178 9,276 13,861 7,485 18,036 9,739
Note: Group Plan is valid until December 31, 2018 and based on a 12 - month coverage only
*Standard Industries are companies whose nature of business are NOT Construction (office based), Education (except pre schools,
tutorials & review centers), Law Firms, Media, Pharmaceuticals (Distributors), Sauna, Turkish bath, massage parlors (except spa,
salons), Construction (Field Based or combined), Drillers (oil/water/gas), Firemen, Full Time athletes, Government Institutions, Groups
involving special hazards, Logging or Forestry, Manufacturers of Ammunitions, Medical Groups or any healthcare related, Mining /
Underground mine workers, NGOs, Foundations, Cooperatives, Associations, Oil production, Pharmaceutical (manufacturing), Political
groups, Private households, Protection services (security guards)
** 9 Major Hospitals are: Asian Hospital & Medical Center, The Medical City, St. Luke's Medical Center QC, St. Lukes Medical Center
Global City, Makati Medical Center, Cardinal Santos Medical Center, Cebu Doctors Hospital, Chong Hua Hospital & Davao Doctors
Hospital
***Healthway Clinics are located in Alabang Town Center, Edsa Shangri-la Mall, Festival Mall, Greenbelt 5, Market! Market!, Adriatico
Tower Padre Faura & SM North
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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RATED INDUSTRIES
PLAN TYPES ROOM MBL NATIONWIDE WITHOUT NATIONWIDE WITH
HEALTHWAY HEALTHWAY
Without 9 Without 9
EMPLOYEES With 9 Major With 9 Major
Major Major
Ann Semi Ann Semi Ann Semi Ann Semi
PLATINUM 1 Open Suite 500,000 36,236 19,567 47,832 25,829 38,048 20,546 50,224 27,121
PLATINUM 2 Small Suite 350,000 27,316 14,751 36,057 19,471 28,682 15,488 37,860 20,444
PLATINUM 3 Small Suite 250,000 26,723 14,430 35,276 19,049 28,062 15,153 37,038 20,001
PLATINUM 4 Open Pvt 250,000 23,410 12,641 30,797 16,630 24,581 13,274 32,337 17,462
PLATINUM 5 Open Pvt 200,000 22,767 12,294 29,929 16,162 23,904 12,908 31,423 16,968
PLATINUM 6 Lrg Pvt 200,000 22,059 11,912 28,970 15,644 23,162 12,507 30,417 16,425
GOLD 1 Reg Pvt 200,000 20,005 10,803 26,194 14,145 21,003 11,342 27,503 14,852
GOLD 2 Reg Pvt 150,000 19,362 10,455 25,324 13,675 20,328 10,977 26,591 14,359
GOLD 3 Reg Pvt 110,000 18,671 10,082 24,393 13,172 19,605 10,587 25,612 13,830
SILVER 1 Semi-Pvt 90,000 15,337 8,282 19,887 10,739 16,104 8,696 20,881 11,276
SILVER 2 Semi-Pvt 80,000 14,926 8,060 19,329 10,438 15,671 8,462 20,294 10,959
BRONZE Ward 70,000 12,451 6,724 15,982 8,630 13,071 7,058 16,784 9,063
DEPENDENTS
PLATINUM 1 Open Suite 500,000 46,457 25,087 61,324 33,115 48,780 26,341 64,390 34,771
PLATINUM 2 Small Suite 350,000 37,537 20,270 49,549 26,756 39,414 21,284 52,026 28,094
PLATINUM 3 Small Suite 250,000 36,944 19,950 49,081 26,504 38,792 20,948 51,536 27,829
PLATINUM 4 Open Pvt 250,000 31,617 17,073 41,886 22,618 33,196 17,926 43,982 23,750
PLATINUM 5 Open Pvt 200,000 30,975 16,727 41,017 22,149 32,522 17,562 43,067 23,256
PLATINUM 6 Lrg Pvt 200,000 30,097 16,252 39,834 21,510 31,602 17,065 41,824 22,585
GOLD 1 Reg Pvt 200,000 27,179 14,677 35,886 19,378 28,535 15,409 37,678 20,346
GOLD 2 Reg Pvt 150,000 26,531 14,327 35,016 18,909 27,859 15,044 36,764 19,853
GOLD 3 Reg Pvt 110,000 25,842 13,955 34,085 18,406 27,136 14,653 35,787 19,325
SILVER 1 Semi-Pvt 90,000 20,644 11,148 27,056 14,610 21,677 11,706 28,409 15,341
SILVER 2 Semi-Pvt 80,000 20,229 10,924 26,498 14,309 21,239 11,469 27,822 15,024
BRONZE Ward 70,000 16,704 9,020 21,735 11,737 17,537 9,470 22,821 12,323
Note: Group Plan is valid until December 31, 2018 and based on a 12 - month coverage only
*Rated Industries are Construction (office based), Education (except pre schools, tutorials & review centers), Law Firms, Media,
Pharmaceuticals (Distributors), Sauna, Turkish bath, massage parlors (except spa, salons)
** 9 Major Hospitals are: Asian Hospital & Medical Center, The Medical City, St. Luke's Medical Center QC, St. Lukes Medical Center
Global City, Makati Medical Center, Cardinal Santos Medical Center, Cebu Doctors Hospital, Chong Hua Hospital & Davao Doctors
Hospital
***Healthway Clinics are located in Alabang Town Center, Edsa Shangri-la Mall, Festival Mall, Greenbelt 5, Market! Market!, Adriatico
Tower Padre Faura & SM North
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
8
SILVER 2 Semi-Pvt 80,000 13,436 7,255 3,762 17,599 9,503 4,928 14,106 7,617 3,950 18,479 9,979 5,174
BRONZE Ward 70,000 11,093 5,990 3,106 14,436 7,795 4,042 11,650 6,291 3,262 15,158 8,185 4,244
Note: Small Plan is valid until December 31, 2018 and based on a 12 - month coverage only
*Standard Industries are companies whose nature of business are NOT Construction (office based), Education (except pre schools, tutorials & review centers), Law Firms, Media,
Pharmaceuticals (Distributors), Sauna, Turkish bath, massage parlors (except spa, salons), Construction (Field Based or combined), Drillers (oil/water/gas), Firemen, Full Time athletes,
Government Institutions, Groups involving special hazards, Logging or Forestry, Manufacturers of Ammunitions, Medical Groups or any healthcare related, Mining / Underground mine
workers, NGOs, Foundations, Cooperatives, Associations, Oil production, Pharmaceutical (manufacturing), Political groups, Private households, Protection services (security guards)
** 9 Major Hospitals are: Asian Hospital & Medical Center, The Medical City, St. Luke's Medical Center QC, St. Lukes Medical Center Global City, Makati Medical Center, Cardinal Santos
Medical Center, Cebu Doctors Hospital, Chong Hua Hospital & Davao Doctors Hospital
***Healthway Clinics are located in Alabang Town Center, Edsa Shangri-la Mall, Festival Mall, Greenbelt 5, Market! Market!, Adriatico Tower Padre Faura & SM North
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
9
Suite
PLATINUM 4 Open Pvt 250,000 26,568 14,347 7,439 35,199 19,007 9,856 27,896 15,064 7,811 36,958 19,957 10,348
PLATINUM 5 Open Pvt 200,000 26,028 14,055 7,288 34,469 18,613 9,651 27,332 14,759 7,653 36,193 19,544 10,134
PLATINUM 6 Lrg Pvt 200,000 25,292 13,658 7,082 33,474 18,076 9,373 26,556 14,340 7,436 35,147 18,979 9,841
GOLD 1 Reg Pvt 200,000 22,837 12,332 6,394 30,154 16,283 8,443 23,979 12,949 6,714 31,664 17,099 8,866
GOLD 2 Reg Pvt 150,000 22,298 12,041 6,243 29,424 15,889 8,239 23,410 12,641 6,555 30,894 16,683 8,650
GOLD 3 Reg Pvt 110,000 21,716 11,727 6,080 28,643 15,467 8,020 22,802 12,313 6,385 30,076 16,241 8,421
SILVER 1 Semi-Pvt 90,000 17,347 9,367 4,857 22,736 12,277 6,366 18,215 9,836 5,100 23,874 12,892 6,685
SILVER 2 Semi-Pvt 80,000 16,999 9,179 4,760 22,267 12,024 6,235 17,848 9,638 4,997 23,381 12,626 6,547
BRONZE Ward 70,000 14,036 7,579 3,930 18,266 9,864 5,114 14,740 7,960 4,127 19,177 10,356 5,370
Note: Small Plan is valid until December 31, 2018 and based on a 12 - month coverage only
*Rated Industries are Construction (office based), Education (except pre schools, tutorials & review centers), Law Firms, Media, Pharmaceuticals (Distributors), Sauna, Turkish bath,
massage parlors (except spa, salons)
** 9 Major Hospitals are: Asian Hospital & Medical Center, The Medical City, St. Luke's Medical Center QC, St. Lukes Medical Center Global City, Makati Medical Center, Cardinal Santos
Medical Center, Cebu Doctors Hospital, Chong Hua Hospital & Davao Doctors Hospital
***Healthway Clinics are located in Alabang Town Center, Edsa Shangri-la Mall, Festival Mall, Greenbelt 5, Market! Market!, Adriatico Tower Padre Faura & SM North
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
10
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
11
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
12
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
13
BRONZE Ward 70,000 8,217 4,437 2,301 9,190 4,963 2,573 8,217 4,437 2,301 9,675 5,225 2,709
NO OPTIONAL RIDERS: Ann Semi Qtr Ann Semi Qtr
1 Standard Dental (1 prophylaxis and 2 Lightcure) 369 199 103 369 199 103
2 Annual Check-up (Basic 5) Clinic 1,166 630 326 1,166 630 326
Executive Check Up Outpatient Cebu Doctors
3,604 1,946 1,009 n/a n/a n/a
3 Hospital
Executive Check Up Intpatient Cebu Doctors
31,495 17,007 8,819 n/a n/a n/a
4 Hospital
Executive Check Up Intpatient Davao Doctors
n/a n/a n/a 30,529 16,486 8,548
5 Hospital
6 Life AD&D (Php25,000) 71 38 20 71 38 20
7 Maternity Benefit 4,516 2,439 1,264 4,516 2,439 1,264
8 International Assistance 475 257 133 475 257 133
9 Wellness Program 4,516 2,439 1,264 4,516 2,439 1,264
10 Fee for Service for Senior Citizens
*Standard Industries are companies whose nature of business are NOT Construction (office based), Education (except pre schools, tutorials & review centers), Law Firms, Media,
Pharmaceuticals (Distributors), Sauna, Turkish bath, massage parlors (except spa, salons), Construction (Field Based or combined), Drillers (oil/water/gas), Firemen, Full Time athletes,
Government Institutions, Groups involving special hazards, Logging or Forestry, Manufacturers of Ammunitions, Medical Groups or any healthcare related, Mining / Underground mine
workers, NGOs, Foundations, Cooperatives, Associations, Oil production, Pharmaceutical (manufacturing), Political groups, Private households, Protection services (security guards)
**Rated Industries are Construction (office based), Education (except pre schools, tutorials & review centers), Law Firms, Media, Pharmaceuticals (Distributors), Sauna, Turkish bath,
massage parlors (except spa, salons)
***Visayas access has access to Cebu Doctors Hospitals and Chong Hua Hospital
***Mindanao access has access to Davao Doctors Hospital
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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VISAYAS
●Members may avail to any accredited hospital/clinics within Visayas regions only.
MINDANAO
●Members may avail to any accredited hospital/clinics within Mindanao regions only.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Benefits & Limitations
SUMMARY OF BENEFITS
MAXIPLUS
B. IN-PATIENT CARE
1 Room and Board Accommodation Subject to the Member's Room and Board limit
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Use of operating room, Intensive Care Unit
(ICU), isolation room (if prescribed by
2 Subject to MBL
attending Accredited Physician) and
recovery room.
Professional fees in accordance with
3
Maxicare Schedule of Rates.
a. Attending Physicians Subject to MBL
b. Surgeons Subject to MBL
c. Anesthesiologists Subject to MBL
d. Cardio-pulmonary clearance before
surgery and cardiac monitoring during Subject to MBL
surgery.
4 Standard Nursing Services Subject to MBL
5 Medicines for in-patient use Subject to MBL
Blood products transfusions and
6 intravenous fluids, including blood Subject to MBL
screening and cross matching.
X-Ray, laboratory examinations, routine,
7 diagnostic tests and therapeutic Subject to MBL
procedures incidental to confinement
Dressings, conventional casts (plaster of
8 Subject to MBL
Paris) and sutures
9 Anesthesia and its administration Subject to MBL
1
Oxygen and its administration Subject to MBL
0
11 Standard Admission kit Subject to MBL
All other items directly related in the
1 medical management of the patient, as
Subject to MBL
2 deemed medically necessary by the
attending Accredited Physician
D. DIAGNOSTIC PROCEDURES
1 12-Lead Electrocardiogram (ECG) 100% of Actual Cost subject to MBL
24-Hour Electroencephalogram (EEG)
2 100% of Actual Cost subject to MBL
Monitoring
3 24-hour Holter Monitoring 100% of Actual Cost subject to MBL
4 Adrenocortical Function 100% of Actual Cost subject to MBL
Anti-Nuclear Antibody, C-Reactive Protein,
5 100% of Actual Cost subject to MBL
Lupus Cell Exam
6 Arterial Blood Gas 100% of Actual Cost subject to MBL
Arthroscospic Procedures, Orthopedic
7 100% of Actual Cost subject to MBL
Arthroscopy
8 Audiograms and Tympanograms 100% of Actual Cost subject to MBL
9 Bone Densitometry Scan (Dexascan) 100% of Actual Cost subject to MBL
1
Bone Mineral Density Studies 100% of Actual Cost subject to MBL
0
Cardiac Stress Tests (Thalium and
11 100% of Actual Cost subject to MBL
Dipyridamole Stress Tests)
1
Computed Tomography Scans 100% of Actual Cost subject to MBL
2
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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1
Diagnostic Radiographs:
3
a. Biliary tract: Cholecystogram and
100% of Actual Cost subject to MBL
Cholangiogram
b. Chest, ribs, sternum and clavicle 100% of Actual Cost subject to MBL
c. Digestive: Plain film of the abdomen,
Barium Enema, Upper GI Series, Lower GI 100% of Actual Cost subject to MBL
Series, Small Bowel series
d. Face (including sinuses), Head and
100% of Actual Cost subject to MBL
Neck
e. Urinary: Kidney, Ureter, Bladder (KUB),
100% of Actual Cost subject to MBL
Pyelograms and Cystograms
f. X-ray of the extremities and pelvis 100% of Actual Cost subject to MBL
g. X-ray of the spine (cervical, thoracic,
100% of Actual Cost subject to MBL
lumbo-sacral)
1
Diagnostic Ultrasounds:
4
a. 2D-Echo with Doppler 100% of Actual Cost subject to MBL
b. Abdomen 100% of Actual Cost subject to MBL
c. Duplex Scan 100% of Actual Cost subject to MBL
d. Digestive and Urinary Systems 100% of Actual Cost subject to MBL
e. Ultrasound of the Lungs 100% of Actual Cost subject to MBL
1
Electroencephalogram (EEG) Monitoring 100% of Actual Cost subject to MBL
5
1 Electromyelography and Nerve
100% of Actual Cost subject to MBL
6 Conduction Studies
1
Endoscopic Procedures 100% of Actual Cost subject to MBL
7
1
Fluorescein Angiography 100% of Actual Cost subject to MBL
8
1
Impedance Plethysmography 100% of Actual Cost subject to MBL
9
2
Magnetic Resonance Angiography (MRA) 100% of Actual Cost subject to MBL
0
2
Magnetic Resonance Imaging (MRI) 100% of Actual Cost subject to MBL
1
2
Mammography and Sonomammogram 100% of Actual Cost subject to MBL
2
2
Myelogram 100% of Actual Cost subject to MBL
3
2
Nuclear Radioactive Isotope Scan 100% of Actual Cost subject to MBL
4
2
Pap's Smear 100% of Actual Cost subject to MBL
5
2
Perfusion Scan 100% of Actual Cost subject to MBL
6
2 Plasma Urinary Cortisol, Plasma
100% of Actual Cost subject to MBL
7 Aldosterone
2
Polysomnograms (Sleep Recording) 100% of Actual Cost subject to MBL
8
2
Pulmonary Function Tests 100% of Actual Cost subject to MBL
9
3 Radioisotope Scans and Function
0 Studies:
a. Cardiac 100% of Actual Cost subject to MBL
b. Gastrointestinal 100% of Actual Cost subject to MBL
c. Liver 100% of Actual Cost subject to MBL
d. Parathyroid Bone, Pulmonary
100% of Actual Cost subject to MBL
(Perfusion/ Ventilation Lung Scans)
e. Renal 100% of Actual Cost subject to MBL
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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f. Thyroid Scans 100% of Actual Cost subject to MBL
g. Total Body Scans 100% of Actual Cost subject to MBL
3
Radionuclide Ventriculography 100% of Actual Cost subject to MBL
1
3
Surface Electromyography (SEMG) 100% of Actual Cost subject to MBL
2
3
Thallium Scintigraphy 100% of Actual Cost subject to MBL
3
3
Treadmill Stress Test (TMST) 100% of Actual Cost subject to MBL
4
E. THERAPEUTIC PROCEDURES
Up to six (6) sessions subject to MBL for OP; Up to
1 Arthrocentesis
MBL for IP
2 Dialysis Up to MBL shared limit for OP and IP
3 Intravenous Chemotherapy Up to MBL shared limit for OP and IP
Up to six (6) sessions subject to MBL for OP; Up to
4 Phlebotomy
MBL for IP
Shared limit of up to twelve (12) sessions/member/year
Physical therapy / Occupational therapy
subject to MBL for OP; Up to MBL for IP.
excluding subspecialties such as cardiac
5
rehabilitation, pulmonary rehabilitation and
Note: Therapy of one (1) body area shall be considered
the like.
as one (1) session.
Up to six (6) sessions subject to MBL for OP; Up to
6 Thoracentesis
MBL for IP
7 Therapeutic Radiology:
a. Brachytherapy Up to MBL shared limit for OP and IP
b. Cobalt Up to MBL shared limit for OP and IP
c. Linear Accelerator Therapy Up to MBL shared limit for OP and IP
d. Radioactive Cesium Up to MBL shared limit for OP and IP
e. Radioactive Iodine Up to MBL shared limit for OP and IP
Continuous Positive Airway Pressure
8 Up to Php 60,000 shared limit for OP and IP
(CPAP)
9 Oral Chemotherapy Up to Php 60,000 shared limit for OP and IP
G. PREVENTIVE CARE
Passive and active vaccines for treatment
1 Covered up to Php 40,000 / member / year
of tetanus and animal bites
2 Periodic monitoring of health problems Covered
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Health-education and counselling on diets
3 Covered
or exercise
Health habits and Family Planning
4 Covered
counseling
ADDITIONAL PROCEDURES AND MODALITIES (shared limit for OP and IP; Professional Fees, Hospital
H.
Bills and other incidental expenses relative to the procedure shall form part of the limit)
Angiography (gastrointestinal, brain,
1 100% of Actual Cost subject to MBL
retinal and peripheral vascular)
Coronary Angiogram and/or
2 100% of Actual Cost subject to MBL
Angioplasty/Coronary Artery Bypass Graft
3 Cryosurgery 100% of Actual Cost subject to MBL
4 Gamma Knife Surgery 100% of Actual Cost subject to MBL
5 Hysterescopic Myoma Resection 100% of Actual Cost subject to MBL
6 Hysteroscopically-guided D&C 100% of Actual Cost subject to MBL
7 Laparoscopy 100% of Actual Cost subject to MBL
8 Lithotripsy 100% of Actual Cost subject to MBL
9 Percutaneous Ultrasonic Nephrolithotomy 100% of Actual Cost subject to MBL
1
Stereotactic Brain Biopsy 100% of Actual Cost subject to MBL
0
11 Conventional Hemorrhoidectomy 100% of Actual Cost subject to MBL
1
Scalpel Hemorrhoidectomy 100% of Actual Cost subject to MBL
2
1
Stapled Hemorrhoidectomy Covered up to Php 5,000 /member /year
3
1
Mammotome Covered up to Php 5,000 /member /year
4
1 4D Ultrasound except for maternity-related
Covered up to Php 5,000 /member /year
5 cases
1
Esophageal Manometry Covered up to Php 5,000 /member /year
6
1
Intensified Modulated Radiotheraphy Covered up to Php 5,000 /member /year
7
1 Botox which is not cosmetic in nature nor
Covered up to Php 5,000 /member /year
8 for beautification purpose
1
Positron Emission Tomography Covered up to Php 5,000 /member /year
9
2
CT Pulmonary Angiography Covered up to Php 5,000 /member /year
0
2
Photodynamic Therapy Covered up to Php 5,000 /member /year
1
Other medically necessary modalities not
2 mentioned above and those for which
Covered up to Php 5,000/ procedure /member /year
2 there are no comparable, conventional or
traditional counterparts
2 Transurethral Microwave Therapy of
Covered up to Php 25,000 /member /year
3 Prostate
I. EMERGENCY CARE
1 In Accredited Hospitals
a. Doctor’s services Subject to MBL
b. Emergency Room Fees Subject to MBL
c. Medicines used for immediate relief
Subject to MBL
during treatment
d. Oxygen, Intravenous fluids and blood
Subject to MBL
products.
e. Dressings, conventional casts (plaster
Subject to MBL
of Paris) and sutures.
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20
f. X-Rays, laboratory and diagnostic
examinations, and other medical services
Subject to MBL
related to the emergency treatment of the
patient.
g. Room Upgrade in case of room
up to 24 hours
unavailability
Reimbursable up to 80% of hospital bills & professional
fees based on Maxicare rates incurred during the first
2 In Non-Accredited Hospitals
24 hrs. of treatment up to Php 30,000 / availment /
member /year
Reimbursable up to 100% of actual cost up to
3 Outside the Philippines
Php30,000 / availment / member / year
4 Areas without Accredited Hospital 100% based on Maxicare rates up to MBL
Ambulance Service (Accredited
5 Hospital/Clinic to Accredited Up to MBL
Hospital/Clinic)
Ambulance Service (Non-accredited
6 Hospital/Clinic to Accredited Reimbusable up to Php 2,500 per conduction
Hospital/Clinic)
Note: The ambulance service provided herein shall be available regardless of the location within the
Philippines
Covered for the first 24 hrs. from the time of bite
7 Initial Treatment of Animal Bites
subject to MBL
J. PRE-EXISTING CONDITIONS
1 Dreaded Conditions Covered depending on the type of Product
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21
The Philippine American Life & General Insurance
1 Insurance Provider
Company
2 Death (amount of insurance) P50,000 and up depending on the rider chosen
3 Corporate Personal Accidental Death & Dismemberment (AD&D)
A. Schedule of Losses for AD&D Coverage
i.) Loss of Life 100% of amount of insurance
Any loss or expense caused by or resulting from the following will not be paid:
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22
M. CONDITIONS WITH SPECIFIC LIMITATIONS
Work Related Conditions based on
1 Up to MBL (Principal only)
conditions covered by ECC
Covered subject to MBL and Exclusions and
2 Motor Vehicular Accidents
Limitations Provisions
Provoked and Unprovoked Assault,
including domestic violence, whether
3 Up to MBL
initiated by the Member or by a known or
unknown third party
Scoliosis, including necessary procedures, Up to Php 60,000 /member /year (shared limit for OP
except physical therapy sessions, whether and IP)
4 Note: Physical Therapy sessions shall form part of the
congenital, pre-existing, developmental or
acquired Physical therapy /Occupational therapy limits.
up to Php 60,000 /member /year (shared limit for OP
Congenital Conditions except physical
and IP) Note: Physical Therapy
5 therapy sessions and developmental
sessions shall form part of the Physical therapy
disorders
/Occupational therapy limits.
Congenital Hernia Covered up to MBL
6 Chronic Dermatoses Consultations only
7 Scabies Consultations and treatments
8 Exclusion #25 Covered up to MBL
9 Hepatitis B Covered up to MBL (if acquired)
O. MEMBERSHIP GUIDELINES
1 Age Eligibility
Principals 18 up to 65 years old
Adult Dependents 18 up to 65 years old
Minor Dependents 15 days old up to 21 years old
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23
* Enrollees age 66 years old & above shall not be covered
* Dependents should be the same plan or lower than the Principals, on a per level basis.
* No coverage for extended dependents.
2 Hierarchy of Enrollment to be followed:
Legal spouse must be enrolled first, followed by the
Married Employees
eldest to the youngest child.
Both parents (anyone ahead of the other) and then the
Single Employees
siblings (eldest to the youngest)
Children (eldest to youngest) and/or Parents (anyone
Single Parent Employees
ahead of the other) and siblings (eldest to youngest)
There will be a thirty (30) days grace period to enroll their eligible dependents. Otherwise, only newly
* wed, newly born and dependents of newly regularized employees shall be considered for enrollment after
the 30 days grace period.
3 Participation Requirement
100% of all eligible employees should enroll all the
eligible dependents under the program or the number
a. Non-contributory accounts
of dependents should reach 75% of the total number of
principals.
P. ESCALATION CLAUSE:
1 at least 75% standard rates
2 60% - 74.9% + 10% to standard rates
3 40% - 59.9% + 20% to standard rates
4 Below 40% + 35% to standard rates
Above escalation clause shall apply and subject to change to the following cases:
a. If there is a significant decrease from initial count to actual number of enrollees. Participation
requirement is computed as total number of actual enrollees divided by total number of initial count prior
effectivity of the account.
b. If enrollment of dependents is open to all employees then participation requirement is below 75%. This
is regardless if account is contributory or non-contributory. Participation requirement is computed as total
number of eligible dependents divided by the number of principals that has eligible dependents only.
c. If the account limits the dependent's enrollment on a per rank classification, participation requirement is
computed as total number of eligible dependents divided by the total number of principals of the account.
Q. ENROLLMENT GUIDELINES
1 Application Forms Waived
2 Masterlist of Enrollees Maxicare Format
Medical Requirements* (at the applicant's
3 Waived
account)
Other medical requirements if deemed
4 Waived
necessary
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24
NOTES:
The coverage for the Special Diagnostic Procedures are subject to the recommendation of the accredited
1 physician if medically necessary and the provisions of the dreaded and non dreaded pre-existing
conditions.
Above limits are inclusive of room & board, operating room charges, professional fees and other
incidental expenses relative to the procedure. The maximum benefit limit shall be inclusive of
2
consultations, routine procedures, diagnostic and therapeutic procedures and hospitalization. All
procedures or benefits are subject to the limitations on pre-existing conditions as stated in this proposal.
Can be assigned to selected employees only Semi Executive Check Up, Executive Check Up
Outpatient, Executive Check Up Overnight, Fee for
Service, Maternity
Can be assigned to either all employees and All the riders
dependents (combined) or for all employees only
N
RIDER INCLUSIONS & DESCRIPTIONS
O
・to be availed at an Maxicare accredited ACU provider
・lab inclusions are Physical, Chest Xray, Urinalysis, Urinalysis, Fecalysis, Complete Blood
Annual Count, ECG (for 35 & above) & Papmsmear (for female 35 & above)
Check up
1 ・can be availed after settling the 1st SOA for accounts under Annual & Semi Annual mode and 2
Routine
(Clinic) quarters for accounts under Quarterly mode
・to be scheduled at least 2 weeks in advance by filling out the ACU Request Form
・results are for pick up or delivery
Annual ・similar with ACU Routine Clinic except that this is done in the
Check Up premises of the account
2
Routine ・there must be a minimum of 50 confirmed members that will avail the Mobile ACU
(Mobile)
・through Dental Hub. Availent is done through individual appointment by calling the dentist
directly
・Annual Dental examination and consultation
・Emergency out-patient dental treatment - to be availed at accredited dental clinics only
・Oral Prophylaxis once a year
・Simple tooth extractions
・Restorative and prosthodontic treatment planning
・Temporary fillings
Standard
Dental (1 ・Desensitization of hypersensitive teeth up to 2 teeth
3 oral ・Simple adjustment and repair of dentures.
propahylaxis ・Re-cementation of loose crowns, bridges, inlays and onlays.
) ・Dental nutrition and dietary counseling.
・Dental health education.
・Permanent fillings (not applicable for basic dental package)
・Palliative treatment for simple mouth sores and blisters
・Open incision and drainage (intraoral)
・Pre-natal check of teeth and gums
・Temporo Mandibular Joint Consultation (Initial consult only, referral to specialist not covered)
・Gum Treatment for cases like inflammation or bleeding
4 Life The Manufacturers Life
Insurance Insurance Provider Insurance Co. (Phils.), Inc.
with AD&D (Manulife)
Death (Amount of Insurance) Php25,000/member
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25
Manulife will pay an insured member’s designated beneficiary/ies an amount equal to his/her
Basic Life Insurance coverage in lumpsum upon the death of the covered member from ANY
CAUSE WHATSOEVER, except suicide on the first year of coverage.
Accidental Death & Dismemberment (ADD&D)
Should an insured member suffer a loss directly and independently of all other causes, any bodily
injury affected solely through external, violent and accidental means, within one hundred eighty
(180) days from the said accident, Manulife will pay such member, if living, otherwise to his/her
designated beneficiary/ies an amount equal to the benefits stated in the Schedule of Losses:
A. Schedule of Losses for ADD&D Coverage
100% of amount of
i.) Loss of Life
insurance
100% of amount of
ii.) Both hands or both feet
insurance
100% of amount of
iii.) One hand and one foot
insurance
50% of Amount of
iv.) One hand or one foot
Insurance
100% of Amount of
v.) Sight of both eyes
Insurance
50% of Amount of
vi.) Sight of one eye
Insurance
100% of Amount of
vii.) One hand and sight of one eye
Insurance
100% of Amount of
viii.) One foot and sight of one eye
Insurance
100% of Amount of
ix.) Hearing of both ears
Insurance
50% of Amount of
x.) Hearing of one ear
Insurance
100% of Amount of
xi.) Speech
Insurance
40% of Amount of
xii.) All four fingers and thumb of either hand
Insurance
60% of Amount of
xiii.) Whole arm
Insurance
50% of Amount of
xiv.) Lower arm
Insurance
50% of Amount of
xv.) Whole leg
Insurance
40% of Amount of
xvi.) Lower leg
Insurance
20% of Amount of
xvii.) Thumb
Insurance
xviii.) Fingers of one hand
10% of Amount of
- Index finger
Insurance
- Middle finger 5% of Amount of Insurance
- Ring finger 3% of Amount of Insurance
- Little finger 2% of Amount of Insurance
xix.) Toes of one foot
10% of Amount of
- All
Insurance
- Big toe 5% of Amount of Insurance
- Any toe other than big, each 1% of Amount of Insurance
Note: Loss of hands and feet shall mean dismemberment by severance at or above the wrist or
ankle joints respectively; loss of eyesight should be total and irrecoverable.
Conversion privilege
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26
A member whose insurance coverage terminates due to separation from employment, has the
privilege of converting his/her individual Group Term coverage to an Individual Permanent plan
without having to submit any evidence of insurability subject to the following conditions:
The written application for the individual policy and the first premium payment for such were made
within thirty-one (31) days from date of separation.
The individual policy selected shall be any plan customarily issued by Manulife Philippines except
term and other supplemental plans.
The sum assured on the individual policy must not be more than the amount on the member’s life
insurance that was terminated and must not be less than the minimum required by Manulife for the
plan selected.
The premium rate on the individual policy applied for shall be based on the company’s rate
applicable to both the class of risk to which the member belongs and his/her then attained age.
The policy will become effective at the end of 31 days after the date of termination of the
member’s employment.
Free Insurance Coverage
A member whose coverage terminates is covered for an additional thirty-one (31) days from date
of termination of membership, free of charge, whether or not he/she avails of the conversion
privilege.
Termination
This benefit will automatically terminate on the first of the following events:
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27
Delete if dependents are not to be enrolled
Spouse/Parent 18-65 years old
Children/Sibling Not more than 21 years old
B. Eligible Dependents
Legal spouse and Children
i.) Dependents of Married employees who are in good health at
the inception of the policy.
Children and
Parent/Siblings who are in
iii.) Dependents of Single Parent Employees
good health at the
inception of the policy.
Note: Coverage and exclusions shall still subject to the terms and conditions of the Insurance
provider.
5 Cancer The Philippine American
Benefit Insurance Provider Life & General Insurance
(Php200,000) Company (Philam Life)
Cancer Benefit Php200,000/member
Death Benefit
i.) If not diagnosed as terminally ill Php20,000/member
ii.) If diagnosed as terminally ill Php10,000/member
Terminal Illness Benefit Php10,000/member
Definition of Terms
Cancer - the occurrence of a histologically confirmed invasive malignant tumor involving the
spread of malignant cells. Spread of malignant cells means spread of malignant cells to lymph
nodes or distant parts of the body which is also known as metastatic stage. This criterion must be
satisfied if cancer is diagnosed within the 7th to 24th month of coverage; but this criteria is not
required if the cancer is first diagnosed after the Contract has been in force for two (2) years from
the Effective Date or the latest date of any Reinstatement, whichever is the latest. Any stage of
cancer is qualified for coverage on the 25th month and onwards.
Cancer Benefit – the lump sum amount to be paid to the Member if the Member is diagnosed by
an accredited physician to have contracted a cancer illness after the waiting period.
Death Benefit - the amount to be paid to the beneficiaries of the Member if the Member dies while
still a member of Maxicare.
Terminal Illness Benefit – portion of Death Benefit that will be advanced in lump sum to the
Member if the Member is medically diagnosed as terminally ill with a life expectancy of twelve (12)
months or less.
Waiting Period – refers to the length of time after the member’s effective date within which Cancer
Benefit is not payable to the Member.
No Evidence Limit (NEL) – is the limit within which no evidence of insurability will be required. If
coverage is beyond this limit, then a health statement will be required and from the declarations on
this health statement, shall assess if medical examinations will be required.
Waiting Period
Cancer illness diagnosed after member’s effective date shall be payable in accordance to the
following waiting period:
i.) Cancer is diagnosed to be in metastatic stage after one hundred eighty (180) days from
member’s effective date; or
ii.) Cancer is diagnosed in any stage after two (2) years from member’s effective date or latest
reinstatement date.
No Evidence Limit (NEL) is Php1,000,000
For any amount of insurance in excess of NEL, proof of good health must be submitted (i.e.
accomplished Health Statement, Medical exam).
Eligible Members
Principals 18-65 years old
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28
(regular, full time and actively at work)
Actively performing daily normal chores with standard occupational risk up to Class B medical
rating.
Spouse/Parent 18-65 years old
Children/Sibling 15 days - 21 years old
Eligible Dependents
Legal spouse who are
actively performing the
i.) Dependents of Married employees daily normal chores of life
and fully dependent on the
principal for support
Children who are
unmarried, actively
performing the daily normal
chores of life and fully
dependent on the principal
for support
Parents who are actively
performing the daily normal
ii.) Dependents of Single Employees chores of life and and fully
dependent on the principal
for support
Siblings who are
unmarried, actively
performing the daily normal
chores of life and fully
dependent on the principal
for support
Children who are
unmarried, actively
performing the daily normal
chores of life and fully
dependent on the principal
iii.) Dependents of Single Parent Employees for support and/or Parents
who are actively
performing the daily normal
chores of life and fully
dependent on the principal
for support
Siblings who are
unmarried, actively
performing the daily normal
chores of life and fully
dependent on the principal
for support
Exclusions
Cancer Benefit shall not be payable under the following circumstances:
i.) Diagnosed cancer/tumor is of the following nature:
a. Tumors treated by endoscopic procedures alone;
b. Tumors classified as carcinoma in situ;
c. Prostate tumors classified as T1 (TNM classification system);
d. Malignant melanomas other than those greater than 1.5 mm in depth;
e. Other skin cancers;
f. Tumors that are a recurrence or metastases of a tumor that first manifested within the
Waiting Period;
g. Kaposi’s Sarcoma;
h. Other tumors associated with Human Immuno-Deficiency Virus (HIV) infection; and
i. Tumors that pose no threat to life and for which no treatment is required.
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29
ii.) Pre-existing conditions are excluded within the first twelve (12) months of a Member’s
coverage. Pre-existing conditions are conditions for which the Member received treatment,
diagnosis, consultation or prescribed drugs in the six (6) months preceding Member’s effective
date.
iii.) Any illness or surgery, other than a diagnosis of, or surgery for cancer.
iv.) Cancer was diagnosed prior to, or within one hundred eighty (180) days following the Effective
Date or the latest date of any reinstatement of the respective Member whichever is later.
v.) If the Member seeks medical advice or treatment for any signs or symptoms for such illness
which, based on the findings of Philam, first manifested or occurred prior to, or within one hundred
eighty (180) days following the Effective Date of Coverage or the latest date of reinstatement of
the respective Member whichever is later.
vi.) Cancer which was diagnosed due, directly or indirectly, to a congenital defect or disease
which has manifested or was diagnosed before the Member reached seventeen (17) years of age.
vii.) Cancer caused directly or indirectly, wholly or partly, by
a. self-inflicted injury; or
b. addiction to alcohol or drugs not prescribed by a medical doctor; or
c. while under the influence of alcohol or unprescribed drugs; or
d. atomic or nuclear radiation; or
e. Acquired Immunodeficiency Syndrome (AIDS) or Human Immunodeficiency Virus(HIV); or
f. pregnancy and resulting childbirth, miscarriage or abortion; or
g. cosmetic or plastic surgery, except as a result of injury; or
h. war or any acts thereof; or acts of terrorism; or
i. homicide, frustrated homicide or any attempt thereof, or physical injuries; or
j. automobile and motorcycle racing, judo, karate and similar martial arts, scuba diving,
hang-gliding and sky gliding.
Note: Coverage and exclusions shall still subject to the terms and conditions of the Insurance
provider.
Female Employees
(Married or Single/Married
Covered Members
only) and Spouse of Male
Employees
Maxicare shall cover the hospital bills and professional fees incurred by covered Member for
maternity services/procedures, up to the following limit:
Normal Delivery Php5,000
Caesarian Php10,000
Miscarriage and Abortion Php5,000
LOA-facilitated if availed
Maternity within the network; and
6
Benefit shall be on reimbursement
Type of Availment basis based on actual
amount and subject to
above mentioned limits if
availed outside the network
Philhealth benefits On top of Maternity Limit
280 days Waiting Period Not Applicable
Laboratory procedures/work-ups Not Covered
For availments in Accredited Hospitals but with Non-Accredited Physicians, Maxicare shall provide
outright coverage for the hospitals bills and the professional fees of Non-Accredited Physicians
shall be on a reimbursement.
7 International Insurance Company of
Assistance North America (A Chubb
Insurance Provider Company)
Worldwide Travel Assistance Covered
Medical Necessary Expenses (Sickness and Accident) Php1,000,000
Emergency Medical Evacuation and Repatriation of Mortal Remains Php1,000,000
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30
Personal Accident Php250,000
・can only be availed at the chosen ACU Provider at the onset of the agreement
・member has to choose a specific date at least 2 weeks in advance by filling out the ACU
Request Form
・Lab tests may include the following. Actual lab tests at the time of availment may vary
depending on the provider:
Physical Examination
Semi
Executive Urinalysis
8
Check Up Fecalysis
Outpatient
Chest X-ray
CBC (Complete Blood Count)
Blood Chemistry (FBS, SGPT, Cholesterol, Creatinine, Uric Acid)
12-Lead ECG
Papsmear
・can only be availed at the chosen ACU Provider at the onset of the agreement
・member has to choose a specific date at least 2 weeks in advance by filling out the ACU
Request Form
・Lab tests may include the following. Actual lab tests at the time of availment may vary
depending on the provider:
Physical Examination
Routine Urinalysis
RoutineFecalysis
Executive
9 Check Up Chest X-ray
Outpatient CBC (Complete Blood Count)
Blood Chemistry (Fasting Blood Sugar, Potassium,
Creatinine, SGOT/AST, Alkaline Phosphatase, Total Protein, Albumin, Calcium, uric Acid, BUN,
Total Bilirubin, Sodium, Chloride/CO2 and Cholesterol)
Ultrasound of Kidney: Renal Sonogram
Cardiac Work-up: 12 Lead ECG, Treadmill Stress Test
Abdominal Work-up: Ultrasound of Liver, Gallbladder and Pancreas
Pap Smear (slides) for female members regardless of age
CBC (Complete Blood Count)
Blood Chemistry (Fasting Blood Sugar, Potassium,
Total Cholesterol HDL, LDL, VLDL Cholesterol, Triglycerides, Urea, Creatinine, SGOT (AST),
SGPT (ALT), Alkaline Phosphatase, Total Bilirubin, Total Protein, Albumin, Globulin, Calcium, Uric
Acid)
Thyroid Function: TSH-IRMA
Hepatitis Screening: HBsAG, Anti-HBs
Routine Urinalysis
Executive
Routine Fecalysis
10 Check Up
Inpatient Cardiac Work-up: 12 Lead ECG; Treadmill Stress Test
Chest X-Ray
Abdominal Work-up: Upper Gastrointestinal series or
Barium Enema, Ultrasound of Liver, Gallbladder &
Pancreas, Proctosigmoidoscopy_
Pap’s Smear for female members regardless of age
Prostate Ultrasound for male members regardless of age
Consultations to a Gastroenterologist,Gynecologist/Urologist and Cardiologist
15 Wellness 30-45 min lecture
Session
Conducted at the premises of the account by a Maxicare accredited doctor
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31
Topic to be chosen by the account
・The member is part of the active enrolled members but will be under a Fee for Service
Arrangement or Bill Back Arrangement
・Member will be issued a card and plan type will be based on the choice selected by the
company
・P450 Network Access Fee to be collected at the beginning and cannot be prorated
・Company will be charged 13.5% Claims Handling Fee Per Availment of the member on top of
Fee for the pre negotiated / discounted rates being charged to us by our affiliated providers
Service for ・Billing is on the next month after availment and does not follow the billing cycle of the account
16
Senior
Citizens ・Member is not entitled to Senior Citizen discount. If Client wishes to avail of the Senior Citizen
discount, client must settle the bill on his own. Senior Citizen discount is not on top of pre
negotiated rates being given to us by our affiliated providers
・The senior citizen is not counted in the employee headcount with a minimum of 5, 10 or 20
enrollees
・Fee for Service is only available under our Corporate Program and not available in the
Individual or Family Program.
“Notwithstanding any provisions to the contrary, the following shall not be covered except otherwise specified in
Maxicare Benefits”
1 Services obtained for non-emergency conditions from Physicians and Hospitals in any of the following
circumstances
a. non-Accredited Physicians in non-Accredited Hospitals
b. non-Accredited Physicians in Accredited Hospitals
c. Accredited Physicians in non-Accredited Hospitals or other non accredited healthcare facility.
2 Additional hospital charges and physician's professional fees resulting from:
a. room-upgrading beyond Member's allowable time during emergency care
b. extension of hospital stay despite release of discharge order from Member's attending physician
c. fees of the assistant surgeons / resident doctors who assisteed the Attending Physician in the process of
rendering the above mentioned services shall not be chargeable to the Member and/or Maxicare except for hospitals that
do not have resident physicians to assist during surgeries subject to the prior approval of Maxicare
d. use or extra bed, TV, electric fan, DVD/VCD, and other similar items unless such appliances and items are
necessarily and ordinarily medical services brought about by obtaining a room accommodation higher than the Member's
Room and Board Accommodation limit
e. extra food
f. toilet articles like face towel, soap, toothbrush and the like
g. difference in room and board, the incremental rate differences for professional fees, diagnostic and laboratory
examinations, and other ancillary medical services brought about by obtaining a room accommodation higher than the
Member's Room and Board Accommodation limit;
h. services of a private or a special nurse;
i. all other items not medically necessary in the medical management of the patient.
3 Custodial, domiciliary, convalescent and intermediate care.
4 Long-term rehabilitation and psychiatric and/or psychological illnesses and conditions including neurotic and
psychotic behavior disorders; anxiety disorders/
5 Treatment for injury and its complications resulting from self-inflicted injuries including infections as a result of
tattoos, piercing of the ear or in any body part, whether self-inflicted or done by a third party or attempted suicide or self-
destruction, whether sane or insane.
6 Developmental disorders including functional disorders of the mind, such as but not limited to Attention-Deficit
Disorder (ADD)/Attention-Deficit Hyperactivity Disorder (ADHD), Autism Spectrum Disorders, Bipolar Disorders, Central
Auditory Processing Disorder (CAPD), Cerebral Palsy, Down Syndrome, Neural Tube Defects, and Mental Retardation.
7 Treatment of any injury received when there is negligence, unauthorized use of prohibited drugs or regulated
drugs, alcoholic liquor intake, direct or indirect participation in the commission of a crime whether consummated or not,
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32
violation of a law or ordinance or unnecessary exposure to imminent danger, knowingly or unknowingly or hazard to
health, by the Member. Maxicare may rely on the Police or Doctor's report to evaluate such claim.
8 Aesthetic, cosmetic and reconstructive surgery or any consultation or treatment for any beautification purposes
except if necessary to treat a functional defect due to accidental injury within the initial confinement.
9 Oral surgery following accidental injury to teeth for purposes of beautification. Dental examinations, extractions,
fillings, other dental treatment and their complications except to the extent that are medically necessary for repair or
alleviation of damage to the Member caused solely by an accident. Medical care resulting from any dental related
conditions.
10 Maternity care and all other conditions (except pre and post natal consultations) related to and/or resulting from
pregnancy and/or delivery which affect the conditions of the Member and the unborn child.
11 Circumcision (except for treatment of urological conditions), sex transformation, diagnosis, treatment and
procedures related to fertility or infertility, artificial insemination, sterilization or reversal of such and their complications.
12 Experimental medical procedures and its complications.
13 Acupuncture, chirotherapy and other forms of therapies and its complications.
14 All expenses incurred in the process of organ donation and transplantation if the Member is the donor of such
donation or transplantation, and its complications.
15 Routine physical examinations required for obtaining or continuing employment, requirement in school,
insurance/travel or government licensing, health permit and other similar purposes.
16 Purchase or lease of durable medical equipment, oxygen dispensing equipment, and oxygen except during
covered in-patient care.
17 Corrective appliances, prosthetics and orthotics such as but not limited to eye glasses and contact lenses,
hearing aids, pacemaker, artificial limbs, valves, knee-tibial insert for total knee arthroplasty, vascular grafts, titanium
thread, myringotomy tube, intravascular catheters, vascular stents, bone screws/plates, pins, wires, balloons,
orthopedic internal fixator/fixation systems, orthopedic external fixator/fixation systems, intraocular lens, braces,
crutches.
18 Take-home medicine and out-patient medicine except:
a. chemotherapy medicine
b. medicine administered during an emergency treatment
19 Congenital, genetic and hereditary diseases and their complications (except for hernias) affecting functions of
individuals.
20 All physical deformities prior to enrollment.
21 Treatment of injuries/illnesses caused directly or indirectly by engaging in any professional sport or hazardous
activity such as but not limited to scuba diving, surfing, water skiing, mountain climbing, rock climbing, mountaineering,
parachuting, airsoft, drag racing, paintballing, wakeboarding and bungee jumping, except for activities under company-
sponsored sports activities.
22 Injuries resulting from direct participation in riots, strikes, and other civil disturbances.
23 Treatment of injuries or illnesses resulting from war or any combat-related activities while in military service.
24 Sexually transmitted diseases, genital warts, AIDS and AIDS related diseases.
25 Valvular heart disease (congenital and/or acquired) including Cardiomyopathies, Chronic Glomerulonephritis,
previous craniotomy sequelae/hearing impairment/ Neurologic disease and Spinal Stenosis (if pre-
existing)/Poliomyelitis/Slipped disc (if pre-existing) and Guillain-Barre Syndrome, Diabetes and its complications (if pre-
existing), Complicated Hypertension (e.g. those with history of stroke, myocardial ischemia or infarction and poor kidney
function), and all malignant tumors (if pre-existing).
26 Treatment for chronic dermatoses.
27 Infectious diseases (i.e. Avian Flu, Meningococcemia, etc.) that are declared epidemic or pandemic by the
Department of Health, World Health Organization or any recognized health authority.
28 Pre-existing Hepatitis B and screening and vaccines for all types of Hepatitis.
29 Animal bite/scratch/lick or snake bite including its complications.
30 Benefits covered by Philhealth and all other government funded healthcare entitlements as provided for by law.
31 Laser procedures/treatments.
32 Speech therapy for developmental and congenital diseases.
33 Weight reduction programs, surgical operation or procedure for treatment of obesity, including gastric stapling or
balloon procedures and liposuction.
34 Routine, diagnostic, therapeutic and other procedures of the same or similar nature not otherwise specified in
this Agreement.
35 Cost of vaccines for immunization including its administration.
36 Cost of medico-legal cases.
38 Intravenous Immunoglobulin (IVIG).
39 Treatment of work-related injuries of high-risk occupations such as but not limited to construction workers,
miners, loggers and drillers.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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40 Cost of the medical services and professional fees in excess of the MBL/ABL.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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List of Providers
You may download the lists of providers at these links or request these from us.
CATEGORY INDUSTRIES
Rated Construction (Office Based)
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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INELIGIBLE INDUSTRIES
This proposal is not applicable to companies who fall under the list of Ineligible Industries. Requirements must be
submitted for quotation before a proposal can be submitted.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Option 1: (Via Email) You may scan the document and email it back to us.
Option 2: (Via Fax) You may also fax it to us at (02) 635-9058
ALL COMPANIES & INDUSTRIES WITH 100 EMPLOYEES & UP (OR EMPLOYEES AND DEPENDENTS IF
COMBINED REACHES 100)
Mandatory Requirements to Generate a Pricing Proposal:
NGOs/Foundations/Cooperatives/Associations with
All companies with 100 employees & up
100 employees and up
1. Signed Maxicare Prospective Account Form. You may
download the form at http://tinyurl.com/maxicarepcaf
1. Signed Maxicare Prospective Account Form. You may
download the form at http://tinyurl.com/maxicarepcaf 2. SEC Registration Certificate and/or Cooperative
Developing Authority Certificate of Registration (for
Cooperatives)
3. Signed Questionnaire for Rated Accounts. You may
2. Excel Softcopy of Company Masterlist (with birthdates or download the form here
age, gender, ranks/classification) http://tinyurl.com/maxicarequestionnaire
4. 2 Year Audited Financial Statements
5. Detailed Master list with Rank Classification, Job
3. Filled out Maxicare Product Mix Survey Form. You may Designation and Description, Birthdays / Age, Gender
download the form here 6. Filled out Maxicare Product Mix Survey Form. You
http://tinyurl.com/maxicareproductmix may download the form here
http://tinyurl.com/maxicareproductmix
HOW TO SUBMIT THE REQUIREMENTS:
Option 1: (Via Email) You may scan the document and email it back to us.
Option 2: (Via Fax) You may also fax it to us at (02) 635-9058
Enrollment Guidelines
PLAN TYPES FOR EMPLOYEES
The following enrollment set up can be applied when choosing a plan type for all the employees. Note that the enrollment
set up cannot be modified in the middle of the coverage. Creation of additional plan types not chosen at the onset is not
allowed.
1.) Same Plan for all Employees regardless of rank classification (eg. Everyone under Gold 3 Plan)
Example:
Level Employees Plan Type Comments
Executives Gold 3
Managers Gold 3 Uniform plan for all employees
Staff Gold 3
2.) Different Plan Types. Higher Positions must have higher plans. Lower Positions must have lower plans. Employees
with the same position must have the same plan type.
Example:
Level Employees Plan Type Comments
Executives Platinum 1
Managers Gold 1 Choosing different plan types must be
Staff Silver 1 consistent with respect to the rank/level.
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
37
b) 1 plan lower based from the plan type assigned to each rank classification
c) The dependents’ plan for all dependents can be the same plan with that of the lowest plan assigned to the employees
d) The dependents’ plan for all dependents can be the same plan 1 plan lower (only) with that of the lowest plan
assigned to the employees
KYC REQUIREMENTS
The following KYC requirements are required and will be submitted upon submission of the signed conforme
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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ii. GSIS-E Card
iii. Passport
iv. Philhealth
v. PRC
vi. SSS
vii. TIN
viiii. UMID
ix. Voter's
7. Signed Maxicare Masterlist (to be provided by the agent upon submission of final
masterlist)
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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5. Photocopy of Company ID of Signatory
6. Photocopy of at least one (1) valid Government issued ID of owner/authorized
signatory (Drivers, GSIS-E Card, Passport, Philhealth, PRC, SSS, TIN, UMID,
Voter's)
7. Signed Maxicare Masterlist (to be provided by the agent upon submission of final
masterlist)
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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KYC REQUIREMENTS FOR EMPLOYEES & SUBSEQUENT ADDITIONS
a. BIR Form 2316 duly signed by the authorized signatories of Employer
Employees b. BIR 1604 / Alphabetical List (latest with stamped received by the BIR), or
(any of the
following) c. Philhealth ER2
d. SSS R5 and R3 Contribution List
Board
Members a. General Information Sheet
a. BIR Form 2316 duly signed by the authorized signatories of Employer
Consultants b. BIR 1604 / Alphabetical List (latest with stamped received by the BIR), or
(any of the c. Philhealth Members Data Form (MDR), or
following) d. SSS Contribution List or General Information Sheet
e. Contract with the Employer
Foreign a. Alien Employment Permit issued by the Department of Labor and Employment
Nationals b. Photocopy of Alien Certificate of Registration Identity I-card issued by the
(Expats) Bureayu of Immigration
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Enrollment Form
Company Name:
Nature of Business:
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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Provider Access (With 9 Major) (Yes or No)
Note: Can be assigned to selected ranks like
the Executoves only. Not Available for
Provincial Plans
With Healthway Access (Yes or No)
Note: Can be assigned to selected ranks like
the Executoves only. Not Available for
Provincial Plans
Plan Assignments according to Rank.
Ex.
EMPLOYEES
Executives - Platinum 1
Managers - Gold 1
Staff - Silver 1
DEPENDENTS
Executives' Dependents - Platinum 2
Managers' Dependents - Gold 2
Staff's Dependents - Silver2
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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EMPLOYEES
Last Name First Name MI Extension Employee no. Position Date of Birth Sex Civil Status Plan
Legend:
1 First Name
2 Middle Name
3 Last Name
4 Extension Name Jr. / Sr. / I, II, III, IV etc.
5 Employee No
6 Position
7 Date of Birth mm/dd/yyyy format
8 Sex Either F for female or M for male
9 Civil Status Single / Married / Separated / Widowed / Divorced
10 Plan Platinum1, Gold2, Silver2 , Bronze
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com
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DEPENDENTS
Legend:
1 First Name
2 Middle Name
3 Last Name
4 Extension Name Jr. / Sr. / I, II, III, IV etc.
5 Relationship Either as spouse, child, siblings or parent
6 Principal Name of the employee
7 Date of Birth mm/dd/yyyy format
8 Sex Either F for female or M for male
9 Civil Status Single / Married / Separated / Widowed / Divorced
10 Plan Platinum1, Gold2, Silver2 , Bronze
For inquiries you may contact us at: (02) 6247010; (02) 2169252; 09178327044; 09178078814; product.omg@gmail.com