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1.

INTRODUCTION OF THE STUDY


None of us know what is going to happen to us in the future
but what we do know is that accidents happen. This is the simple
idea that the insurance industry is founded on. You never know
when you might crash your car or come home to find someone
has broken into your home. But what you can do is protect
yourself financially against something going wrong at some point
in the future. This protection is what we call insurance.

In one form or another, we all own insurance. Whether it's


auto, medical, liability, disability or life, insurance serves as an
excellent risk-management and wealth-preservation tool. Having
the right kind of insurance is a critical component of any good
financial plan. While most of us own insurance, many of us don't
understand what it is or how it works. In this tutorial, we'll review
the basics of insurance and how it works, then take you through
the main types of insurance out there.

Insurance allows individuals, businesses and other


entities to protect themselves against significant potential losses
and financial hardship at a reasonably affordable rate. We say
"significant" because if the potential loss is small, then it doesn't
make sense to pay a premium to protect against the loss. After
all, you would not pay a monthly premium to protect against a
$50 (Rs.3000) loss because this would not be considered a
financial hardship for most.

2.Objective
To carry out nation-wide, Danish non-life and life insurance
and pension fund business.

To be attractive to customers by being an independent and


pre-eminent insurance group.

To ensure that our shareholders achieve a long-term,


competitive, stable return.

3.Importance of the study


if you opt to live a life that is risk- free, applying for a general
insurance can be your practical option. Loss from any kind of
financial event will not bother you if you are insured. It is
necessary to make all your properties secured so that you would
not be left out with nothing. This security can only be provided by
getting insurance. General insurance includes insurance policies
for burglary, theft, and many more. It also covers personal
insurances such as accident and health insurance.

In addition, it also covers a special type of insurance such as


professional indemnity. Getting any of the general insurance will
leave your mind at peace. Obviously, the reasons has increased
why getting general insurance is considered to be important is
because it almost covers everything. It covers even your car,
home, and health. Below are numerous reasons why you should
get yourself a general insurance.

4.RESEARCH METHODOLOGY
4.1 PRIMARY DATA-
Primary data is fresh data.this is data collected from direct questionnaire.

4.1 SECONDARY DATA-


SECONDARY DATA IS COLLECTED FROM MAGAZINES,NEWSPAPER,ETC.

SOURCE OF DATA COLLECTION- SOCIAL NETWORKING,BOOKS,ETC

5.COMPONY PROFILE
Bajaj Allianz General Insurance Company Limited

Bajaj Allianz General Insurance Company Limited is a joint


venture between Bajaj Auto Limited and Allianz AG of Germany. Both
enjoy a reputation of expertise, stability and strength.

Bajaj Allianz General Insurance received the Insurance


Regulatory and Development Authority (IRDA) certificate of
Registration (R3) on May 2 n d , 2001 to conduct General Insurance
business (including Health Insurance business) in India. The Company
has an authorized and paid up capital of Rs.110 crores. Bajaj Auto
holds 74% and Allianz holds the remaining 26%. AG, Germany.

In its first year of operations the company has acquired the NO. 1
status among the private non-life insurers. As on 31 s t March 2003,
Bajaj Allianze General Insurance maintained its leadership position by
garnering a premium income of Rs.300 Crores. Bajaj Allianze also
became one of the few companies to make a profit in its first full year
of operations. Bajaj Allianz made a profit after tax of Rs.9.6 crores.

Bajaj Allianze today has a network of 40 offices spread across


the length and breadth of the country. From Surat to Sliliguri and
Jammu to Thiruvananthapuram, all the 38 offices are interconnected
with the Head Office at Pune .
PERFORMA OF QUESTIONNAIRE

Q1. Do you know about the Bajaj Allianz Life Insurance companies?

Yes No

Q2 . Would you like to earn some extra money?

Yes No

Q3. What is desired or expected monthly income?


0 5000
5000 10000
10000 15000
15000 20000
20000 and Above

Q4 . How much time you can provide easily besides your job hours?

0-2
4-6
6-8
Full Time

Q5 . Do you have your own vehicle?

Yes No

Q6. Do you have your own mobile?

Yes No
Q7 . Would you like to work in market/field and want to interact with
people?

Yes No

Q8. Would you like to come our company office and spend your some
time with our people in a seminar?

Yes No

Q9. Do you want that a sales manager should approach you for
agency?

Yes No

Q10. How many people do you know in Delhi?

Yes No
NAME-ROSHAN PRADEEP BHIVANDE
ROLL NO-166204
STD-TYBBI
TOPIC NAME- GERNEL INSURANCE OF BAJA
ALLIANZ INSURANCE COMPONY