ab UBS e-banking Monaco

A step-by-step explanation.
www.ubs.com/monaco
Contents.

Page

Your first steps on the Internet 4

Welcome to www.ubs.com/monaco 5
How to access UBS e-banking Monaco 6
Home/Navigation 7
Global navigation/Functions 8
Client Position/Asset Summary 9
Client Position/Cash Flow Projection 10
Client Position/Detailed Position 11
Client Position/Accounts 12
Manage Groups 13
Aggregate Portfolios 14
Reports 15
Security 18

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Your first steps on the Internet.

System requirements Security

Before you begin using UBS e-banking, you must properly set up
and configure your computer. The current system requirements for
PC and Macintosh are available at www.ubs.com/monaco.
Internet provider
Internet access to UBS e-banking is not tied to a specific provider.
Most providers make Internet access software available on CDROM,
which simplifies the process of establishing Internet access and
selecting browser settings.
You will find helpful hints on virus protection and Internet security in
the section titled Security (page 17). We recommend that you
regularly update your operating system and Internet browser and that
you install the manufacturers security updates.
Support
For any question regarding the use of your e-banking access you can
contact your advisor at UBS (Monaco) S.A.

Modem/Router
For your convenience, we recommend broadband access (ASDL or
cable) for use with UBS e-banking. Further information on models,
installation and use is available from your provider or
specialist shops.

4
Welcome to www.ubs.com/monaco

Access/Login

You can also access the e-banking via https://ebanking-ewm-mo.ubs.com

5
How to access UBS e-banking Monaco.

Login page You can start using UBS e-banking as soon as you have an Internet
connection. Go to the UBS e-banking homepage at
www.ubs.com/monaco and log in. You can also access e-banking
directly at https://ebanking-ewm-mo.com.

Login made easy

Secure ID (Token) To log in, you need your personal security features:
User ID
Password
Secure ID (Token)

Login
A detailed description of the authentication procedure and the
security issues to be taken into account can be found in the sections
Login Instructions and Security (pages 16 and 17).

www.ubs.com/monaco Note:
Your client advisor is available during business hours to support
you and answer any questions you may have about logging in,
UBS e-banking and UBS Quotes.

After 3 wrong attempts to login (wrong password or Secure ID)

your account is suspended. You need to call your client advisor
who will reset your access.

6
 Home/Navigation.

Home
The homepage provides you with an overview of your portfolios,
current accounts and an access to the various functionalities.

The navigation has a clear, modern design and is divided into 3 sections:

A Global navigation
Allows you to change your password, Logout and search for
portfolio, group or positions.

B Main Navigation
Quick navigation and menus.

C Content Area
Overview of the portfolios, current accounts (D), reference curren-
cies, portfolio net value and maturing contracts.

Function Icons
Export to PDF / Export CSV file

Set as default home page/go to the default home page

Frequently Asked Questions (FAQ)

7
Login
Global navigation/Functions.
Global navigation gives you fast access to Central functions
(Change Password, Logout and Search function).
Change Password
For security reasons, we recommend that you regularly change your
password. An exact description of the process can be found in the
section Login Instructions (page 16)
Logout
Click on the Logout button and click on OK. For security rea-
sons, we recommend that you always close UBS e-banking by clicking
this button. Please do not simply close the browser window. In addi-
tion, we also recommend that you delete your browser cache.
Search
Access directly to the portfolio, group or positions entered in the
search box.
8
Client Position/Asset Summary.

Positions Overview
The Position Overview displays an overview of your assets sorted by
Investment Category. Nice charts show the portfolio diversification by
Investment Category and Asset Currency.

All Investments
This function displays all asset positions grouped by Investment
Category.

Click on the relevant function icons and display assets details and
related transactions or open UBS Quotes for detailed asset infor-
mation and price .

9
Client Position/Cash Flow Projection.

Cash Flow Projection

The Cash Flow Projection gives a preview of the upcoming capital
maturities (e.g. repayment of the nominal amount of a bond)
and income (interest, coupons). Short-Term Capital Maturities and
Earnings displays maturities and income for the coming 12 months.
Long-Term Capital Maturities displays only maturities for the
coming years.

The cash flows are only shown gross of any taxes and fees.

Maturing Contracts
Click on Maturing Contracts to get a detailed view of your capital
maturities.

10
Client Position/Detailed Positions.

Detailed Positions
This menu displays all assets belonging to a specific Investment
Category. In addition to a brief description of the individual asset
positions, you will see information on the cost price (purchase price),
market price, profit/loss, market value, accrued interests, etc.

Click on the relevant function icons and display assets details and
related transactions or open UBS Quotes for detailed asset infor-
mation and price .

You can display your investments by Asset Currency or Investment

Category. Additional classification is available for Equities (Risk Region,
Risk Country, Industry Sector) and Bonds (Maturity, Risk Currency).

11
Client Position/Accounts.

Account List
The Account List in the Account menu shows your current accounts,
margin accounts (options, futures, precious metal forwards) and
foreign exchange forward accounts.

Account information
By clicking on the individual account you can view the account infor-
mation and movements.

The most important details about the individual bookings can be seen
by clicking on the link Transaction Reference when available.

Search Transaction
The Search Transaction function allows you to search for a specific
transaction (purchase, sale, dividend payment) over a predefined
time range or from a date to date.

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Manage Groups.
For clients holding multiple portfolios or for Financial Intermediaries,
we have developed the new functionality Manage Groups. You
can create, edit and delete groups of portfolios. You may group up
to 50 portfolios.
Search Group
Click on your group in the Manage Group list or enter the name of
your group in the input field Group Name and click on Search.
Create New Group
Step 1: Click on the button Create New
Step 2: Give a name to your group and choose a group currency.
Click on Save.
Step 3: Add portfolios to the group manually (Add Portfolio(s) for
Group) or use the icon to select portfolios.
Step 4: Click on the Save button in the Group Portfolio box.
Edit Group
Search for a group and click on the related active link.
If you want to remove a portfolio from your selection, check
the corresponding box on the left and click on Remove.
Save your changes.
If you want to add new portfolios to your group, refer to steps 3
and 4 in the section Create New Group. Save your changes.
Performing Aggregation
You can aggregate groups together. You need to select 2 or more
groups in the Manage Group list, Select a Revaluation Currency
and click on Aggregate the selection. All the portfolios of your
groups will be aggregated and shown in the revaluation currency.
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Aggregate Portfolios.
For clients holding multiple portfolios or for Financial Intermediaries,
we have developed the new functionality Aggregate Portfolios.
You can display a consolidated view of several portfolios or group of
portfolios. You may aggregate up to 50 portfolios.
Add Portfolio(s)/Group(s) for Aggregation
Step 1: Select created groups under Group Name and/or enter
portfolio numbers and click on Add to list. You may also
use the icon to select portfolio(s).
Step 2: Select a Revaluation Currency and click on Aggregate.
Remove Portfolio(s)/Group(s) for Aggregation
If you want to remove a portfolio from your selection, check the
corresponding box on the left and click on Remove. Save your
changes.
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Reports.
Generating statement of assets
You can generate your statement of assets through the functionality
Reports Adhoc Client Report.
You can choose among several valuation dates (real time or prede-
fined valuation dates such as previous business day, previous month
end). You can also choose which asset allocation graph will be
displayed in your statement.
The Detailed View Option allows you to generate your statement of
assets in a Normal Version View or Short Version View.
Tip:
You can directly generate a statement of assets by clicking on the
function icon Generate Ad-Hoc Statement in the Portfolio
Information box.
Consolidated Portfolio Statement
You can generate consolidated (multiple portfolios) portfolio statements.
Select Consolidated Portfolio Statement in the Statement Type
field. Choose a Valuation Currency. Add portfolios to your selection
(manual input or selection through Select Portfolio(s) from List).
Click on Generate.
Archived Report
In the menu Archive Report of the Reports tab, you have access to
your archived statements of assets, current account statements and
advices.
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Price and Market Information.

UBS Quotes
UBS Quotes covers the worlds major stock exchanges and offers you
price and market information on over 1.4 million financial instruments.

Under Markets/Instruments you can view prices of many major

stock exchanges. Here you can also find prices of UBS investment
funds, UBS derivatives, numerous third-party investment funds and
a broad spectrum of unlisted instruments (OTC instruments).
News provides you with the latest information on the markets.

Use the Virtual portfolios function to combine financial instruments

you frequently use in one list and have UBS Quotes update it continu-
ally. This saves you a great deal of time because you do not have
to update the prices individually. You can also receive notifications by
e-mail or SMS from UBS Quotes, for example on limits that have been
reached, bonds that are maturing and derivatives that are expiring.

Note:
In order to use all the functions of UBS Quotes as a client of
UBS e-banking, you must log in to UBS Quotes with your personal
access at least for the first time. Access to UBS Quotes is subject
to registration by your client advisor. For further information, you
can contact your client advisor.

16
Login Instructions.

High security thanks to the RSA SecurID Token

Entering the SecureID code is just as easy as entering a password but
it is more secure because the Token generates a new code number
every 60 seconds.
Step 1: Connect to UBS e-banking Monaco
Go to the UBS e-banking homepage at www.ubs.com/monaco or
directly at https://ebanking-ewm-mo.com.
Step 2: Enter User ID and Password
On the Login page, enter your personal User ID and Password.
When you connect for the first time, you need to enter the password
provided by UBS in the letter of confirmation of access.
Tip:
As the code number changes every 60 seconds,
you may need to wait for a new code number
before you enter it.
Change Password
After your first connection you will be requested to change your
password. Furthermore, for security reasons, we recommend that you
regularly change your password.
Step 1: Click on Change Password on the global navigation bar.

Step 3: Enter your Secure ID

Enter the code number generated by the Token.

Step 2: Enter Current Password.

Step 3: Enter your New Password.
Step 4: Confirm your New Password and click on Confirm.

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Security.

Security in UBS e-banking
If you follow the guidelines and tips on this page, you can help make
UBS e-banking more secure:
Never keep your Secure ID (Token) together with your User ID and
password.
Always use an up-to-date firewall and antivirus software on your
computer (preferably with a live update function).
Only use the operating systems and Internet browsers recommended
by UBS (a list of recommendations is available at
www.ubs.com/e-banking). Regularly install the security updates
provided by manufacturers.
Always use the Logout button to end your secure UBS e-banking
session (rather than simply closing the browser window).
Do not install any software from providers you do not recognize or
who do not seem trustworthy.
Do not open any e-mails from unknown senders and/or any
suspicious attachments.
Please also refer to our information on the subject of security at
www.ubs.com/e-banking and make note of the relevant operating
information.

Never respond to any e-mails or links asking you to enter your

security features, even if the sender pretends to be UBS.

Log in only on the official UBS e-banking login page. If in doubt,

double-check the login page using the certificate you received from
UBS when your connection was established.

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 BP 189
ab
UBS (Monaco) S.A.

www.ubs.com/monaco
MC-98007 Monaco Cedex
2, avenue de Grande-Bretagne

March 2010.
UBS 2010. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved.