A

Project
On

TYPES OF MUTUAL FUND

SUBMITTED BY

AKASH.S.GUPTA

Roll no.:26

(T.Y.B.C.B.I.SEMESTER -V)

PROJECT GUIDE

PROF. PRASAD ANAREDY

SUBMITTED TO

UNIVERSITY OF MUMBAI

RAJASTHANI SAMMELANS

GHANSHYAMDAS SARAF COLLEGE

OF ARTS & COMMERCE

AFFILIATED TO UNIVERSITY OF MUMBAI

REACCREDATED BY NAAC WITH A GRADE

S.V. ROAD, MALAD (WEST)

MUMBAI -400064

A-Y: 2016-17

RAJASTHANI SAMMELANS
 GHANSHYAMDAS SARAF COLLEGE

OF ARTS & COMMERCE

AFFILIATED TO UNIVERSITY OF MUMBAI

REACCREDATED BY NAAC WITH A GRADE

S.V. ROAD, MALAD (WEST)

MUMBAI -400064

A.Y : 2016-17.

CERTIFICATE

This is to certify that Mr. AKASH.S.GUPTA Roll no: 26 of Third Year B.Com
(Banking & Insurance) Semester V has successfully completed the project on
TYPES OF MUTUAL FUND under the guidance of Prof (Prasad Anaredy)
in the Academic Year 2016-17.

Project Guide: Principal:

Date:

External Examiner:

Date: College Seal:

 ACKNOWLEDGEMENT

To list who all have helped me is difficult because they are so numerous and the depth is so
enormous.

I would like to acknowledge the following as being idealistic channels and fresh dimensions in
the completion of this project.

I take this opportunity to thank the University of Mumbai for giving me chance to do this project.

I would like to thank my Principal Dr.Sujata Karmarkar for providing the necessary facilities
required for completion of this project.

I take this opportunity to thank our Chief Coordinator Dr.Lipi Mukherjee and Course
Coordinator Prof. Urvi Jain for their moral support and guidance.

I would also like to express my sincere gratitude towards my Project Guide Prof. Prasad Sir
whose guidance and care made the project successful.

I would like to thank my College Library, for having provided various reference books and
magazines related to my project.
 DECLARATION

I, AKASH.S.GUPTA, a student of Ghanshyamdas Saraf College of Arts &

Commerce, Malad (West) T.Y.B.Com(Banking & Insurance) SEMESTER-V
hereby declare that I have completed my project on TYPES OF MUTUAL FUND
in the Academic Year 2016 - 17 . This information is true and original to the best
of my knowledge.

Date: Signature of Student:

Sr. No Topics Page No.

Executive Summary

Objective of Study

1.1 Introduction on mutual fund 1

1
1.2 History of Mutual Fund 3

2.1 India Infoline 6

2.2 Our Unique Approaches 7
2
2.3 Pillars of the Organization 8
2.4 History of India Infoline ltd 11

3.1 Advantages of Mutual Fund 13

3.2 Disadvantages of Mutual Fund 15
3.3 Objectives of Mutual Fund 16
3
3.4 Ways to Invest in Mutual Fund 17
3.5 Illustration on Mutual Fund 18
3.6 Flow from SEBI to Investors 19

4 20
4.1 Types of Mutual Fund
25
4.2 SEBI Registered Mutual Fund

5.1 Short study on Reliance Mutual

27
Fund
5.2 Objectives of Reliance Mutual
28
Fund
5 28
5.3 List of Mutual Funds of Reliance
30
5.4 Swot Analysis on reliance Mutual
Fund
32
5.5 Corporate governance Policy
33
Reliance Capital Limited
6.1 Points to measure Mutual Fund 34
6
6.2 Registration of Mutual Fund 36
 7.1 Investment tips to improve return 39
7 7.2 Reduce risk while investing 41
7.3 Glossary of some concept 43
8.1 Problem
46
8 8.2 Recommendation
48
9.1 Interpretation
51
9 9.2 Questionnaire
52
10.1 Conclusion 54
10
10.2 Bibliography 55
 EXECUTIVE SUMMARY
Role of financial system is to enthusiast economic development. As investors are getting more
educated, aware and prudent they look for innovative investment instruments so that they are
able to reduce investment risk, minimize transaction costs, and maximize returns along with
certain level of convenience as a result there has been as advent of numerous innovative financial
instrument such as bonds, company deposits, insurance, and mutual finds. All of which could be
matched with individuals investment needs. Mutual funds score over all other investment
options in terms of safety, liquidity, returns, and are as transparent, convenient as it can get. Goal
of a mutual fund is to provide an efficient way to make money .In India there are 36 mutual
funds with different Investment strategies and goals to choose from .different mutual funds have
different risks, which differ because of fund s goals, funds manager, and investment styles.

A mutual fund is an investment company that collects money from many people and invests it in
a variety of securities .the company then manages the money on an ongoing basis for individuals
and businesses. Mutual funds are an efficient way to invest in stocks, bonds, and other securities
for three reasons:

1. The securities purchased are managed by professional managers.

2. Risk is spread out or diversified, because you have a collection of different stocks and
bonds.
3. Costs usually are lower than what you would pay on your own, since the funds buy in
large quantities.
 OBJECTIVES OF THE STUDY

The objective of the research is to study and analyse the awareness level of investors of
mutual funds.

To measure the satisfaction level of investors regarding mutual funds.

An attempt has been made to measure various variable s playing in the minds of
investors in terms of safety, liquidity, service, returns, and tax saving.

To get insight knowledge about mutual funds.

Understanding the different ratios & portfolios so as to tell the distributors about these
terms, by this, managing the relationship with the distributors.

To know the mutual funds performance levels in the present market.

To analyse the comparative study between other leading mutual funds in the present
market.

To know the awareness of mutual funds among different groups of investors.

Finding out ways and means to improve on the services by INDIA INFOLINE LTD

Short study on Reliance Mutual Fund