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9/22/2016

FreeScoresAndMore

Preparedfor:LUCYEGUERRA|ReportDate:9/22/2016(GMT)

PersonalProfile

Below is your personal information as it appears in your credit file. This information includes your legal name, current and previous addresses, employment information and other details.PersonalProfile Experian Equifax TransUnion Name: LUCY GUERRA LUCY E GUERRA LUCY E GUERRA Also Known As:

Experian

Equifax

TransUnion

Name:

LUCY GUERRA

LUCY E GUERRA

LUCY E GUERRA

Also Known As:

LUCY PAZ

LUCY E PAZ-GUERRA

GUERRA,ELVIA,LUCY

Year of Birth:

1946

1946

1946

 

4129

W VOGEL AVE, PHOENIX,

4129

W VOGEL AVE, PHOENIX,

4129 VOGEL AV, PHOENIX, AZ

 

AZ 85051-1074

AZ 85051

85051

 

9440

N 42ND AVE, PHOENIX, AZ

9440

N 42ND AVE, PHOENIX, AZ

9440 42ND AV, PHOENIX, AZ

Address(es):

85051-1003

85051

85051

 

3856 W PURDUE AVE,

4006

W CAROL AVE, PHOENIX,

3856 PURDUE AV, PHOENIX, AZ

PHOENIX, AZ 85051-3374

AZ 85051

85051

Current Employer:

RETIRED

IL DEPT OF REHAB

MAGEE & ASSOC

Previous Employer(s):

OFFICE OF REHAB

ILL DEPT OF REHAB

RETIRED

CreditSummary

Below is an overview of your present and past credit status including open and closed accounts and balance information.CreditSummary Real Estate Accounts: Experian Equifax TransUnion Count: 3 4 3 Balance: $388,244.00

Real Estate Accounts:

Experian

Equifax

TransUnion

Count:

3

4

3

Balance:

$388,244.00

$388,244.00

$388,244.00

Current:

Closed:

Revolving Accounts:

Count:

5

4

5

Balance:

$20,147.00

$20,147.00

$20,147.00

Current:

Closed:

Installment Accounts:

Count:

1

1

1

Balance:

$3,180.00

$3,180.00

$3,180.00

Current:

Closed:

Other Accounts:

Count:

11

9

11

Balance:

Current:

Closed:

Derogatory Summary:

Inquiries:

6

8

6

9/22/2016

FreeScoresAndMore

Public Records:

0

2

0

Collections Accounts:

2

1

2

Current Delinquencies:

1

1

1

Prior Delinquencies:

3

1

3

PublicRecords

Below is an overview of your public records and can include details of bankruptcy filings, court records, tax liens and other monetary judgments. Public records typically remain on your Credit Report for 7 - 10 years.PublicRecords   Experian Equifax TransUnion Public Record Type: Judgement Date Filed: 4/1/2011

 

Experian

Equifax

TransUnion

Public Record Type:

Judgement

Date Filed:

4/1/2011

Amount:

$2,641.00

Case Number:

CC2011000736RC

Plaintiff:

SKYSTREAK LLC

ECOA:

Public Record Type:

Civil judgement

Date Filed:

4/3/2011

Amount:

Case Number:

011000736RC

Plaintiff:

SKYSTREAK LLC

ECOA:

Public Record Type:

Judgement

Date Filed:

7/1/2011

Amount:

$3,175.00

Case Number:

CC2011085039RC

Plaintiff:

AZCAR CAPITAL INC

ECOA:

Public Record Type:

Civil judgement

Date Filed:

7/25/2011

Amount:

Case Number:

011085039RC

Plaintiff:

AZCAR CAPITAL INC

ECOA:

CreditInquiries

 
Below are the names of people and/or organizations who have obtained a copy of your

Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries such as these can remain on your credit file for up to two years.

 

Experian

Equifax

TransUnion

 

CBCINNOVIS

  CBCINNOVIS    
 
  CBCINNOVIS    
 
  CBCINNOVIS    

Mortgage Reporters

4/13/2016

EMS-HOMEWD

9/22/2016

FreeScoresAndMore

Miscellaneous Reptg. Agencies

Miscellaneous Reptg. Agencies  
 

4/13/2016

CIC

CIC

Miscellaneous Reptg. Agencies

4/13/2016

CIC CREDIT

CIC CREDIT  
 
CIC CREDIT  

Mortgage Reporters

4/13/2016

EQUIFAX MTG

EQUIFAX MTG
EQUIFAX MTG

Mortgage Reporters

4/13/2016

THD/CBNA

THD/CBNA  
 

Personal Loans Cos.

4/11/2016

EMS-HOMEWD

EMS-HOMEWD

Miscellaneous Reptg. Agencies

3/30/2016

EQUIFAX MORTGAGE SERVI

EQUIFAX MORTGAGE SERVI  
 

Mortgage Reporters

3/30/2016

US BANK

US BANK

Banks and S&Ls

11/17/2015

CREDIT ONE BANK NA

CREDIT ONE BANK NA  
 

Bank Credit Cards

8/3/2015

THD/CBNA

THD/CBNA  
 

Personal Loans Cos.

6/4/2015

CLC/QUICKN

CLC/QUICKN
CLC/QUICKN
CLC/QUICKN

Finance, personal

1/8/2015

CAMLBK TOYOT

CAMLBK TOYOT
CAMLBK TOYOT
CAMLBK TOYOT

Automotive

10/25/2014

CAMELBACK TOYOTA

CAMELBACK TOYOTA  
 

Automotive - non specific

10/25/2014

ALHAMBRA CREDIT UNION

ALHAMBRA CREDIT UNION

Credit Unions

10/21/2014

AccountHistory

AccountHistory Below is information on any accounts you may have opened in the past. Accounts that

Below is information on any accounts you may have opened in the past. Accounts that are paid as agreed can remain on your report for up to 10 years from the date of last activity. Typically, a consumer reporting agency will not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

9/22/2016

FreeScoresAndMore

Experian Equifax TransUnion Account Name: RSI ENTERPRISES-RSIMD Account Number: 731118X 731118X Collection Account
Experian
Equifax
TransUnion
Account Name:
RSI ENTERPRISES-RSIMD
Account Number:
731118X
731118X
Collection Account
Account Type:
Collection Department / Agency /
Attorney
Account Status:
Closed
Closed
Monthly Payment:
Date Opened:
11/1/2014
11/1/2014
Balance:
$46.00
$46.00
Terms:
1 Month
High Balance:
Limit:
Past Due:
$46.00
Payment Status:
Seriously past due date /
assigned to attorney, collection
agency, or credit grantor's
internal collection department
Unpaid
MEDICAL
Comments:
Unpaid
24-Month Payment History
Date:
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
14
14
14
15
15
15
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
16
KD
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
ND
KD
Experian:
Equifax:
TransUnion:
WESTERN DENTAL SERVICES INC2
Experian
Equifax
TransUnion
AARGON COLLECTION AGEN
WESTERN DENTAL SERVICES
Account Name:
INC2
Account Number:
374402XXXX
374402XXXX
Account Type:
Collection Department / Agency /
Attorney
Collection Account
Account Status:
Closed
Open
Monthly Payment:
Date Opened:
12/1/2011
12/9/2011
Balance:
$716.00
$716.00
Terms:
Unknown
High Balance:
Limit:
Past Due:
$716.00
Payment Status:
Seriously past due date /
assigned to attorney, collection
agency, or credit grantor's
internal collection department
Placed for collection
Comments:
24-Month Payment History
Date:
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb

9/22/2016

FreeScoresAndMore

 

10

10

10

10

10

10

10

10

10

10

11

11

11

11

11

11

11

11

11

11

11

11

12

12

ALHAMBRA CU

Experian: Equifax:

     

KD

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

ND

KD

       

Experian

             

Equifax

             

TransUnio

 

n

   
 

Account Name:

A

LHA

           

A

LHA

     

IT UNIO

       

ALH

AMBRA

 

CU

   
 

MBRA CREDIT UNION

 

MBRA CRED

     

Account TransUnion: Number:

 

484100XXXXXXXXXX

 

484100XXXXXXXXXX

 

484100XXXXXX

 
 

Account Type:

Credit Card - Revolving Terms

 

Revolving or Option

 

Revolving account

Account Status:

Open

 

Open

 

Open

 

Monthly Payment:

 

$25.00

 
 

Date Opened:

1/1/2015

 

1/1/2015

 

1/22/2015

 

Balance:

$0.00

 

$0.00

 

$0.00

Terms:

Revolving

 

High Balance:

$94.00

 

$94.00

 

Limit:

$100.00

 

$100.00

 

$100.00

Past Due:

$0.00

Payment Status:

Current

 

Pays account as agreed

 

Paid or paying as agreed

 
 

CREDIT CARD

 
 

Comments:

24-Month Payment History

 
 

Date:

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

 

14

14

14

14

14

15

15

15

15

15

15

15

15

15

15

15

15

16

16

16

16

16

16

16

 

Experian:

           

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

Equifax:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

                                               

TransUnion:

           

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

 

SEARS/CBNA

 

Experian

 

Equifax

 

TransUnion

 
 

Account Name:

CBNA

 

SEARS/CBNA

Account Number:

 

504994XXXXXX

 

504994XXXXXX

 

Account Type:

Revolving Charge Account

 

Revolving account

Account Status:

Closed

 

Closed

 

Monthly Payment:

 
 

Date Opened:

4/1/1983

 

4/1/1983

 

Balance:

$0.00

Terms:

Revolving

 

High Balance:

$2,349.00

 

$2,349.00

 

Limit:

$250.00

 

$250.00

Past Due:

$0.00

Payment Status:

Paid satisfactorily

 

Paid or paying as agreed

 

Comments:

Credit line closed-grantor request-reported by subscriber

 

Canceled by credit grantor

24-Month Payment History

 
 

Date:

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

 

14

14

14

14

14

15

15

15

15

15

15

15

15

15

15

15

15

16

16

16

16

16

16

16

 

Experian:

                                               

Equifax:

                                               
                                               

TransUnion:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

 

CBNA

9/22/2016

FreeScoresAndMore

 

Experian

 

Equifax

 

TransUnion

 
 

Account Name:

CBNA

 

Account Number:

525650XXXXXXXXXX

 

Account Type:

Credit Card - Revolving Terms

 

Account Status:

Closed

 

Monthly Payment:

Date Opened:

11/1/2005

 

Balance:

Terms:

Revolving

 

High Balance:

Limit:

$500.00

 

Past Due:

Payment Status:

Paid satisfactorily

 

Comments:

Credit line closed-grantor request-reported by subscriber

 

24-Month Payment History

 
 

Date:

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

 

06

06

06

06

06

06

07

07

07

07

07

07

07

07

07

07

07

07

08

08

08

08

08

08

 

Experian:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

ND

OK

OK

OK

Equifax:

                                               
                                               

TransUnion:

                                               
 

THD/CBNA

 

Experian

 

Equifax

 

TransUnion

 
 

Account Name:

CBNA

THD/CBNA

THD/CBNA

Account Number:

603532XXXXXXXXXX

 

603532XXXXXXXXXX

 

603532XXXXXX

Account Type:

Revolving Charge Account

Revolving or Option

 

Revolving account

Account Status:

Open

 

Open

 

Open

 

Monthly Payment:

$25.00

$25.00

$25.00

Date Opened:

6/1/2015

 

6/1/2015

 

6/4/2015

Balance:

$472.00

$472.00

 

$472.00

Terms:

Revolving

 

Minimum

High Balance:

$2,570.00

$2,570.00

Limit:

$2,700.00

 

$2,700.00

 

$2,700.00

Past Due:

$0.00

Payment Status:

Current

 

Pays account as agreed

 

Paid or paying as agreed

 
 

CHARGE

 
 

Comments:

24-Month Payment History

 
 

Date:

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

 

14

14

14

14

15

15

15

15

15

15

15

15

15

15

15

15

16

16

16

16

16

16

16

16

 

Experian:

                 

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

Equifax:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

                                               

TransUnion:

                 

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

 

CCB/HSN

9/22/2016

FreeScoresAndMore

 

Experian

 

Equifax

 

TransUnion

 

Account Name:

COMENITY CAPITAL/HSN

 

COMENITY CAPITAL/HSN

 

CCB/HSN

 

Account Number:

578097XXXXXX

 

578097XXXXXX

 

578097XXXXXX

 

Account Type:

Revolving Charge Account

 

Revolving or Option

 

Revolving account

Account Status:

Open

 

Open

 

Open

 

Monthly Payment:

$29.00

$29.00

$29.00

Date Opened:

6/1/2016

 

6/1/2016

 

6/13/2016

Balance:

$583.00

$583.00

 

$583.00

Terms:

Revolving

 

Minimum

High Balance:

$583.00

 

$583.00

Limit:

$3,750.00

 

$3,750.00

 

$3,750.00

Past Due:

$0.00

Payment Status:

Current

 

Pays account as agreed

 

Paid or paying as agreed

 
 

CHARGE

 

Comments:

24-Month Payment History

Date:

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

14

14

14

14

15

15

15

15

15

15

15

15

15

15

15

15

16

16

16

16

16

16

16

16

Experian:

                                           

OK

OK

Equifax:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

                                               

TransUnion:

                                           

OK

OK

 

CHASE CARD

 

Experian

 

Equifax

 

TransUnion

 

Account Name:

CHASE CARD

 

CHASE BANK USA, NA

 

CHASE CARD

Account Number:

540168XXXXXX

 

540168XXXXXX

 

540168XXXXXX

Account Type:

Credit Card - Revolving Terms

 

Revolving or Option

 

Revolving account

Account Status:

Closed

 

Closed

 

Closed

 

Monthly Payment:

Date Opened:

10/1/2007

 

10/1/2007

 

10/16/2007

 

Balance:

$0.00

 

$0.00

 

Terms:

Revolving

 

High Balance:

$2,000.00

 

$0.00

 

Limit:

$2,000.00

 

$2,000.00

Past Due:

$0.00

Payment Status:

Paid satisfactorily

 

Pays account as agreed

 

Paid or paying as agreed

 

Comments:

Credit line closed-grantor request-reported by subscriber

PAID ACCOUNT / ZERO BALANCE ACCOUNT CLOSED BY CREDIT GRANTOR

Canceled by credit grantor

24-Month Payment History

Date:

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

06

06

06

06

06

06

06

06

06

07

07

07

07

07

07

07

07

07

07

07

07

08

08

08

Experian:

                                     

OK

OK

OK

OK

OK

Equifax:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

                                               

TransUnion:

                                     

OK

OK

OK

OK

OK

 

CITIBANK CBNA

9/22/2016

FreeScoresAndMore

Experian Equifax TransUnion Account Name: CITIBANK CBNA Account Number: 525650XXXXXXXXXX Account Type: Revolving
Experian
Equifax
TransUnion
Account Name:
CITIBANK CBNA
Account Number:
525650XXXXXXXXXX
Account Type:
Revolving or Option
Account Status:
Closed
Monthly Payment:
Date Opened:
11/1/2005
Balance:
$0.00
Terms:
High Balance:
$500.00
Limit:
Past Due:
Payment Status:
Pays account as agreed
Comments:
PAID ACCOUNT / ZERO
BALANCE
ACCOUNT CLOSED BY CREDIT
GRANTOR
24-Month Payment History
Date:
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
12
12
12
12
12
12
12
12
12
12
12
13
13
13
13
13
13
13
13
13
13
13
13
14
Experian:
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
Equifax:
TransUnion:
CMRE. 877-572-7555
Experian
Equifax
TransUnion
Account Name:
CMRE. 877-572-7555
Account Number:
T790VAXXXXXXXXXXXXXX
Account Type:
Collection Department / Agency /
Attorney
Account Status:
Closed
Monthly Payment:
Date Opened:
5/1/2012
Balance:
Terms:
1 Month
High Balance:
Limit:
Past Due:
Payment Status:
Paid, was a collection account,
insurance claim or government
claim or was terminated for
default
Comments:
24-Month Payment History
Date:
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
10
10
10
11
11
11
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
KD
ND
OK
Experian:
Equifax:

9/22/2016

FreeScoresAndMore

TransUnion:

                                               

CREDITONEBNK

 

Experian

 

Equifax

 

TransUnion

 

Account Name:

CREDIT ONE BANK NA

 

CREDIT ONE BANK

 

CREDITONEBNK

Account Number:

444796XXXXXXXXXX

444796XXXXXXXXXX

 

444796XXXXXX

Account Type:

Credit Card - Revolving Terms Open

 

Revolving or Option Open

 

Revolving account Open

Account Status:

Monthly Payment:

$25.00

 

$25.00

 

$25.00

 

Date Opened:

8/1/2015

 

8/1/2015

 

8/10/2015

Balance:

$323.00

$323.00

 

$214.00

Terms:

Revolving

 

Minimum

High Balance:

$633.00

 

$633.00

Limit:

$1,000.00

 

$1,000.00

 

$750.00

Past Due:

$0.00

Payment Status:

Current

 

Pays account as agreed CREDIT CARD

 

Paid or paying as agreed

 

Comments:

24-Month Payment History

Date:

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

14

14

14

14

14

15

15

15

15

15

15

15

15

15

15

15

15

16

16

16

16

16

16

16

Experian:

                       

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

Equifax:

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

                                               

TransUnion:

                         

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

OK

 

MEDICAL

 

Experian

 

Equifax

 

TransUnion

 

Account Name:

MEDICAL

 

Account Number:

522493XXXXXXX

 

Account Type:

Installment account

 

Account Status:

Open

 

Monthly Payment:

Date Opened:

5/14/2010

 

Balance:

Terms:

High Balance:

$125.00

 

Limit:

Past Due:

Payment Status:

90 days past due

 

Comments:

24-Month Payment History

Date:

Sep

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