Profit & Loss account of ICICI Bank ------------------- in Rs. Cr.

-------------------
Mar 16 Mar 15 Mar 14 Mar 13 Mar 12

12 mths 12 mths 12 mths 12 mths 12 mths

INCOME
Interest / Discount on Advances / Bills 38,943.15 35,631.08 31,427.93 27,341.11 22,129.89
Income from Investments 10,625.35 11,944.57 11,557.06 11,009.27 9,684.02
Interest on Balance with RBI and Other
158.24 195.10 199.98 542.98 491.14
Inter-Bank funds
Others 3,012.69 1,320.39 993.19 1,182.24 1,237.60
Total Interest Earned 52,739.43 49,091.14 44,178.15 40,075.60 33,542.65
Other Income 15,323.05 12,176.13 10,427.87 8,345.70 7,502.76
Total Income 68,062.49 61,267.27 54,606.02 48,421.30 41,045.41
EXPENDITURE
Interest Expended 31,515.39 30,051.53 27,702.59 26,209.18 22,808.50
Payments to and Provisions for
3,012.69 4,749.88 4,220.11 3,893.29 3,515.28
Employees
Depreciation 679.29 623.89 544.27 457.34 482.27
Depreciation on Leased Assets 19.22 35.06 31.70 32.82 42.26
Operating Expenses (excludes
8,972.36 6,087.01 5,512.79 4,629.44 3,810.63
Employee Cost & Depreciation)
Total Operating Expenses 12,683.56 11,495.83 10,308.86 9,012.88 7,850.44
Provision Towards Income Tax 5,788.61 4,859.14 3,839.50 2,998.20 2,187.42
Provision Towards Deferred Tax -3,319.18 -219.57 313.19 66.02 144.65
Provision Towards Other Taxes 0.00 5.00 5.00 7.00 6.10
Other Provisions and Contingencies 11,667.82 3,899.99 2,626.41 1,802.54 1,583.05
Total Provisions and Contingencies 14,137.25 8,544.56 6,784.10 4,873.76 3,921.22
Total Expenditure 58,336.20 50,091.92 44,795.55 40,095.83 34,580.15
Net Profit / Loss for The Year 9,726.29 11,175.35 9,810.48 8,325.47 6,465.26
Net Profit / Loss After EI & Prior Year
9,726.29 11,175.35 9,810.48 8,325.47 6,465.26
Items
Profit / Loss Brought Forward 17,261.42 13,318.59 9,902.29 7,054.23 5,018.18
Total Profit / Loss available for
26,987.70 24,493.94 19,712.76 15,379.71 11,483.44
Appropriations
APPROPRIATIONS
Transfer To / From Statutory Reserve 2,431.60 2,793.90 2,453.00 2,082.00 1,617.00
Transfer To / From Reserve Fund 0.93 0.77 4.61 2.78 1.07
Transfer To / From Special Reserve 1,350.00 1,100.00 900.00 760.00 650.00
Transfer To / From Capital Reserve 2,382.24 291.93 76.00 33.00 38.00
Transfer To / From General Reserve 0.00 0.00 0.00 0.00 0.32
Transfer To / From Investment Reserve 0.00 -127.00 127.00 0.00 0.00
Transfer To / From Revenue And Other
500.00 0.00 0.00 0.00 0.00
Reserves
Dividend and Dividend Tax for The
3.85 2.98 -53.97 0.25 0.43
Previous Year
Equity Share Dividend 2,907.52 2,898.81 2,656.28 2,307.23 1,902.04
Tax On Dividend 279.37 271.15 231.25 292.16 220.35
Balance Carried Over To Balance Sheet 17,132.19 17,261.42 13,318.59 9,902.29 7,054.23
Total Appropriations 26,987.70 24,493.94 19,712.76 15,379.71 11,483.44
OTHER INFORMATION
EARNINGS PER SHARE
Basic EPS (Rs.) 16.75 19.32 84.99 72.20 56.11
Diluted EPS (Rs.) 16.65 19.13 84.65 71.93 55.95
DIVIDEND PERCENTAGE
Equity Dividend Rate (%) 250.00 250.00 230.00 200.00 165.00
Balance Sheet of ICICI Bank ------------------- in Rs. Cr. -------------------
Mar 16 Mar 15 Mar 14 Mar 13 Mar 12

12 mths 12 mths 12 mths 12 mths 12 mths

EQUITIES AND LIABILITIES

SHAREHOLDER'S FUNDS
Equity Share Capital 1,163.17 1,159.66 1,155.04 1,153.64 1,152.77
Total Share Capital 1,163.17 1,159.66 1,155.04 1,153.64 1,152.77
Revaluation Reserve 2,817.47 0.00 0.00 0.00 0.00
Reserves and Surplus 85,748.24 79,262.26 72,051.71 65,547.84 59,250.09
Total Reserves and Surplus 88,565.72 79,262.26 72,051.71 65,547.84 59,250.09
Employees Stock Options 6.70 7.44 6.57 4.48 2.39
Total ShareHolders Funds 89,735.58 80,429.36 73,213.33 66,705.96 60,405.24
421,425.7
Deposits 361,562.73 331,913.66 292,613.63 255,499.96
1
174,807.3
Borrowings 172,417.35 154,759.05 145,341.49 140,164.91
8
Other Liabilities and Provisions 34,726.44 31,719.86 34,755.55 32,133.60 17,576.98
720,695.1
Total Capital and Liabilities 646,129.29 594,641.58 536,794.68 473,647.09
0
ASSETS
Cash and Balances with Reserve Bank
27,106.09 25,652.91 21,821.83 19,052.73 20,461.29
of India
Balances with Banks Money at Call and
32,762.65 16,651.71 19,707.77 22,364.79 15,768.02
Short Notice
Investments 160,411.80 186,580.03 177,021.82 171,393.60 159,560.04
435,263.9
Advances 387,522.07 338,702.65 290,249.44 253,727.66
4
Fixed Assets 7,576.92 4,725.52 4,678.14 4,647.06 4,614.69
Other Assets 57,573.70 24,997.05 32,709.39 29,087.07 19,515.39
720,695.1
Total Assets 646,129.29 594,641.58 536,794.68 473,647.09
0
OTHER ADDITIONAL INFORMATION
Number of Branches 4,450.00 4,050.00 3,753.00 3,100.00 2,752.00
Number of Employees 72,175.00 66,327.00 72,226.00 62,065.00 58,276.00
Capital Adequacy Ratios (%) 17.00 17.00 18.00 19.00 19.00
KEY PERFORMANCE INDICATORS
Tier 1 (%) 13.00 13.00 13.00 13.00 13.00
Tier 2 (%) 4.00 4.00 5.00 6.00 6.00
ASSETS QUALITY
Gross NPA 26,221.25 15,094.69 10,505.84 9,607.75 9,475.33
Gross NPA (%) 6.00 4.00 0.00 0.00 0.00
Net NPA 12,963.08 6,255.53 3,297.96 2,230.56 1,860.84
Net NPA (%) 3.00 2.00 1.00 1.00 1.00
Net NPA To Advances (%) 3.00 2.00 1.00 1.00 1.00
CONTINGENT LIABILITIES, COMMITMENTS
Bills for Collection 68,932.74 16,212.97 13,534.91 12,394.53 7,572.06
853,520.7
Contingent Liabilities 851,977.61 781,430.45 789,989.31 915,465.11
7