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The purpose of this questionnaire is to conduct a study on the topic entitled problem that affect
the development of life insurance in the case of Debre Berehan insurances company, as partial
fulfillment of the requirement for BA degree in accounting and finance. First and for most, we
would like to appreciate you for your willingness to fill this questionnaire.
We kindly assure you that all information you are going to provide will be confidential and
intends to be used only for research purpose.
GENERAL INFORMATION
4) Do you agree that purchasing of life insurance as waste of money unless loss occurs?
1
5) How do you evaluate the service of life insurances Company in reduction of worry and
uncertain in your financial stability?
a. Completely satisfied b. Very good c. fairly d. Unsatisfied
6) How the government regulation policies in Debre berhan affects the life insurance
in your company?
A. positively affects
. B. Negatively affect
C .No idea
1 = Very Satisfactory
2 = Satisfactory
3 = Undecided
4 = Not Satisfactory
1 = Very much
2 = Much
3 = Not much
2
1 = Most Likely
2 = Likely
3 = Less Likely
1 = Advertising
2= Through Agency
3= purchase Promotion
13) Do you think most of the life insurance products are traditional and do
not address the Modern needs of the public leading to low penetration of life
insurance?
1 = Yes
2= No
14) If your answer for question number 17 is Yes, what are the reason,
please
justify_______________________________________________________________________
________________________________________________________
15) If your answer for question number 17No what are the reasons, please
justify the reason_______________________________________________________
___________________________________________________________________
16) Do you think the life insurance companies should increase the
penetration of life insurance by targeting the low end market (low income
population)?
A .yes
B .No
17) If your answer for question number 20 is yes please ,give your
justification_____________ ______________________________________
______________________________________________________________________________
3
18) If your answer for question number 20 is No please give your
justification__________________________________________________________________
___________________________________________________________________
19) How do you rate your company in getting the employee satisfied with
your services?
1 = Very Satisfactory
2 = Satisfactory
3 = Undecided
4 = Not Satisfactory
A. Positively affect
B. Negatively affect
C. No idea
21. if your answer for question number 25 is positively affect the society
please justify the
reason_______________________________________________________________________
______________________________________________________________________________
______________________________________________________________________
22. if your answer for question number 25 is negatively affect the society
give your
justification__________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
__
1 = Strongly Insignificantly
2 = Insignificantly
4
3 = Neutral
4 = Significantly
5= Strongly Significantly
1 = Most Likely
2 = Likely
3 = Less Likely
5= No Idea
25) Which factors is/are the reason that affect acquisition of life insurance
by society
A. premium
B. Lack of knowledge of the services
C. Age of the insured
D. Culture and customs
E. Misunderstanding on the insurance company
F. If others please
specify,________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
_
5
INTERVIEW QUESTION
1. What are the method of maintaining confidential information in
your insurance company?
2. What are the challenges, which hinder problems that affect
the development of life insurance in your company?