CALBAYOG CITY NATIONAL HIGH

School SCHOOL Grade level GRADE 11 - STEM B

GENERAL
MATHEMATICS SENIOR HIGH SCHOOL DEPARTMENT
Learning
Teacher ENGR. CESAR M. DEL ROSARIO JR. GENERAL MATHEMATICS
DAILY Area
SEPTEMBER 26-30, 2016, 1:30-2:30
LESSON LOG Teaching Dates and
PM Quarter FIRST
Time
Monday/Tuesday/Thursday/Friday

I. OBJECTIVES MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY

A. Content Standards The learner demonstrates understanding of key concepts of simple and compound interests, and simple and general
annuities.
B. Performance The learner is able to investigate, analyze and solve problems involving simple and compound interests and simple and
Standards general annuities using appropriate business and financial instruments.
C. Learning
Competencies/ Objectives At the end of the At the end of the At the end of the
lesson, the learner lesson, the learner is lesson, the learner is
is able to solve able to illustrate able to illustrate simple
(Write the LC Code for problems involving simple and general and general annuities,
rate of interest and annuities, distinguish distinguish between
each) time in compound between simple and simple and general
interest. general annuities, and annuities, and find the
find the future and future and present
present values of values of simple
simple annuities. annuities.

M11GM-II-a-b-1b M11GM0IIc-1, c-2, and M11GM0IIc-1, c-2, and

and b-2b c-d-1 c-d-1

Basic Business Basic Business Basic Business

II. CONTENT Mathematics Mathematics Mathematics
(Lesson 27) (Lesson 28) (Lesson 28)
III. LEARNING
RESOURCES
A. References
1. Teachers Guide pages General General Mathematics General Mathematics
Mathematics TG: TG: TG:
pp. 178-187 pp. 188-200 pp. 188-200
2. Learners Materials General General Mathematics General Mathematics
pages Mathematics LM: LM: LM:
pp. 158-168 pp. 168-183 pp. 168-183
3. Textbook pages
 4. Additional Materials from
Learning Resource (LR)
portal
B. Other Learning www.analyzemath.c www.analyzemath.co www.analyzemath.com www.analyzemath.co
Resources om m www.algebra.com m
www.algebra.com www.algebra.com www.algebra.com
IV. PROCEDURES
A. Reviewing previous Review the concepts Review the concepts Review the concepts
lesson or presenting the discussed last discussed last discussed last meeting
new lesson meeting meeting

Simple Annuity
Finding Interest Simple Annuity
Rate and Time in
Compound Interest
B. Establishing a purpose -Interest and time in -Definition of terms -Definition of terms
for the lesson compound interest -Time diagrams -Time diagrams
-Equivalent interest -Future value of a -Future value of a
rate simple annuity simple annuity
-Present value of a -Present value of a
simple annuity simple annuity
-Periodic payment of a -Periodic payment of a
simple annuity simple annuity
C. Presenting examples/ Example 1: By definition: By definition:
Annuity - a sequence of Annuity - a sequence of
instances
How long will it take payments made at equal payments made at equal
P3,000 to accumulate (fixed) intervals or (fixed) intervals or periods
to P3,500 in a bank periods of time. of time.
savings account
at 0.25% compounded Examples of annuity Examples of annuity
monthly? certain: certain:
Installment basis of Installment basis of paying
Given: P=3,000 paying a: a:
F=3,500 1. car 1. car
i(12) 2. appliance 2. appliance
=
3. house and lot 3. house and lot
0.25% = 0.0025 4. tuition fee 4. tuition fee

(12)
Examples of contingent Examples of contingent
m = 12 j= i annuity : annuity :
 /m = 0.0025/12 1. life insurance
2. pension payments
Find: t
Solution: F = P(1 + Examples:
j)n Suppose Mrs. Remoto
n = 740.00 would like to save P3,
periods 000 at the end of each
month, for six months, in
t = n/m = 740/12 = a fund that gives 9%
61.67 years compounded monthly.
(Example 2 at page How much is the amount
180 to 184 or future value of her
savings after 6 months?
1. life insurance
2. pension payments
Examples:
Suppose Mrs. Remoto
would like to save P3, 000
at the end of each month,
for six months, in a fund
that gives 9% compounded
monthly. How much is the
amount or future value of
her savings after 6
months?

(Hint: Cash flow in time (Hint: Cash flow in time

diagram) diagram)
Answer: P 18,340.89 Answer: P 18,340.89
D. Discussing new Concepts: One basic concept is the One basic concept is the
1. As shown in the time value of money. An time value of money. An
concepts and practicing
previous example, we amount such as 3000.00 amount such as 3000.00 t=1
new skills #1 t=1 has a different value has a different value than
use logarithms to solve
unknowns that appear in than 3000 at t=2 or 3000 at 3000 at t=2 or 3000 at t=3,
the exponent. t=3, and so on. and so on.

2. The value of n, which This means that if we This means that if we

refers to the number of consider interest, we cannot consider interest, we cannot
periods, should be a just multiply 3000x6 = just multiply 3000x6 = 18000
whole number. Thus, in 18000 because each of the because each of the
the previous example, individual 3000 payments is individual 3000 payments is
we used n = 5 rather valued differently from the valued differently from the
than n = 4.503 to others. others.
compute for t.

E. Discussing new Concepts (Definition of Concepts (Definition of Concepts (Definition of

Terms): Terms): Terms):
concepts and practicing
new skills #2
Note: Tell the students 1. Simple Annuity - 1. Simple Annuity -
that investors are also An annuity where the An annuity where the
interested to know the payment payment
interest rate before
interval is the same as interval is the same as
investing a certain
the interest period. the interest period.
amount.
2. General Annuity - 2. General Annuity -

F. Developing mastery
(Leads to Formative
Assessment 2)
G. Finding practical
applications of concepts
and skills in daily living
H. Making generalizations
and abstractions about
the lesson
I. Evaluating learning
J. Additional activities for
application
V. REMARKS
1. Equivalent rates - two An annuity where the
annual rates with payment
different conversion Interval is not the same
periods that will earn the
as the interest period.
same compound amount
3. Annuity Due -
at the end of a given
number of years.
A type of annuity in
which
2. Nominal rate - annual the payments are made
interest rate (may be at
compounded more than beginning of each
once a year). payment
interval.
3. Effective rate - the 4. Annuity Certain -
rate compounded
An annuity in which
annually that will give
the same compound
payments
amount begin and end at definite
as a given nominal rate; times.
5. Contingent Annuity -
denoted by i(1) . An annuity in which the
payments extend over
an indi-
finite (or indeterminate)
length of time
(Seatwork in pages (Seatwork in pages 199)
185 to 186)
Simplify the concepts Simplify the concepts
Homework:
(Solve problems at page
201)
INDUCTION
INDUCTION INDUCTION
An annuity where the
payment
Interval is not the same as
the interest period.
3. Annuity Due -
A type of annuity in which
the payments are made at
beginning of each
payment
interval.
4. Annuity Certain -
An annuity in which
payments
begin and end at definite
times.
5. Contingent Annuity -
An annuity in which the
payments extend over an
indi-
finite (or indeterminate)
length of time
(Seatwork in pages 199)
Simplify the concepts
Homework:
(Solve problems at page
201)
NO SCHEDULE/MATH QUIZ
VI. REFLECTION
A. No. of learners who
earned 80% in the
evaluation.
B. No. of learners who
require additional
activities for remediation
who scored below
C. Did the remedial
lessons work? No. of
learners who have caught
up with the lesson.
D. No. of learners who
continue to require
remediation.
E. Which of my teaching
strategies worked well?
Why did these work?
F. What difficulties did I
encounter which my
principal or supervisor
can help me solve?
G. What innovation or
localized materials did I
use/discover which I wish
to share with other
teachers?

Prepared by: Checked by:

Cesar M. del Rosario, CE Calick D. Arrieta, PhD

SHS T-1 School Principal I