Type Of Animal

No of animals
Cost of animal( including transportation and insurance) (Rs/-)
Average milk yield (liters/day)
Selling price of milk/lit (Rs/-)
Sale of manure/animal/year (Rs/-)
Culled value/ animal at the end of fifth lactation (Rs/-)
Veterinary aid /animal/year
Cost of Electricity /Animal/Year
Rate of interest (%)
Residual value of shed and equipment to be taken(yes/no)
Repayment period(years)
% Of net surplus towards repayment
Lactation Period Dry Period &
Quantity(Kg) Cost Quantity(Kg)
i.Concentrate Feed (Rs.10/Kg)
For milk (1 kg/3 litre) 4 40 0
For Maintenance+preg. 1 10 1
ii. Green Fodder 25 0 25
iii. Dry Fodder(Rs.3/Kg) 5 0 5

Particulars
Capital Cost
Cost of Murrah Buffaloes including transport cost & Insurance cost (10animals;
Rs. 40,000 each)
Shed for adult animals (40 sq.ft/animal; Rs. 80/sq.ft)
Equipment cost
Tota
Total Project Cost 4,

Margin Money (Borrower/company) 4

Bank Loan 4,

Year I Batch II Batch

Lactation Dry days Lactation Dry Lactation days
days days days
I 1250 575 900 0 2150
 II 1400 425 1075 750 2475
III 1325 500 1075 750 2400
IV 1075 750 1075 750 2150
V 1075 750 1325 500 2400
Particulars I year II year III year
Income:
By sale of Milk 6,45,000 7,42,500 7,20,000

By sale of Manure 11,250 15,000 15,000

Sale of Calves 32,000 32,000 32,000

Total 6,88,250 7,89,500 7,67,000

Expenditure:
Concentrated feed 1,14,500 1,40,250 1,38,500

On Veterinary Aid 3,750 5,000 5,000

Insurance 5,000 5,000 5,000
Total 1,23,250 1,50,250 1,48,500

Net Income 5,65,000 6,39,250 6,18,500

Particulars I year II year III year

Cost:
Capital Cost 4,73,000

Recurring cost 1,23,250 1,50,250 1,48,500

Total Cost 5,96,250 1,50,250 1,48,500

Benefits 6,88,250 7,89,500 7,67,000

Residual value
Total Benefit 6,88,250 7,89,500 7,67,000

Net Benefit 92,000 6,39,250 6,18,500

Discount Factor at 15 % 0.87 0.76 0.66

BCR 3: 1
NPV 18,38,759
IRR >90%
Year Loan Interest Net Repayment of PrincipalTotal Repayment
Outstanding (12%) Profit

1 4,25,700 51,084 5,65,000 85,140 1,36,224

2 3,40,560 40,867 6,39,250 85,140 1,26,007

3 2,55,420 30,650 6,18,500 85,140 1,15,790

4 1,70,280 20,434 5,53,500 85,140 1,05,574

5 85,140 10,217 6,21,000 85,140 95,357

 Buffaloes
10
40,000
10
30
1500
20,000
500
500
12
N0
5
25
Dry Period &
Quantity(Kg) Cost

0 0
1 10
25 0
5 0

Cost (Rs.)

4,00,000

48,000
25,000
Total 4,73,000
4,73,000

47,300

4,25,700

Total
Lactation days Dry days

2150 575
 2475 1175
2400 1250
2150 1500
2400 1250
IV year V year

6,45,000 7,20,000

15,000 15,000

32,000 32,000

6,92,000 7,67,000

1,28,500 1,36,000

5,000 5,000
5,000 5,000
1,38,500 1,46,000

5,53,500 6,21,000

III year IV year V year

1,48,500 1,38,500 1,46,000

1,48,500 1,38,500 1,46,000

7,67,000 6,92,000 7,67,000

2,00,000
7,67,000 6,92,000 9,67,000

6,18,500 5,53,500 8,21,000

0.66 0.57 0.5

Total Repayment Net

Surplus

1,36,224 4,28,776
1,26,007 5,13,243

1,15,790 5,02,710

1,05,574 4,47,926

95,357 5,25,643