BUSINESS PROPOSAL

DANDELIONS ENTERPRISE
MA0215425-A

21/3/2017

1
NO ISI KANDUNGAN M/SURAT

1. Pengenalan
2. Tujuan Kertas Kerja
3. Latar Belakang Perniagaan
4. Latar Belakang Pemilik
5. Lokasi Tapak Projek
6. Rancangan Pentadbiran / Pengurusan
6.1 Pengenalan Organisasi
6.2 Carta Organisasi
6.3 Jadual Huraian Tugas
6.4 Jadual Imbuhan Balas Jasa
6.5 Senarai Peralatan Pejabat
6.6 Perbelanjaan Pejabat
7. Rancangan Pemasaran
7.1 Produk / Perkhidmatan Yang Ditawarkan
7.2 Pasaran Sasaran
7.3 Saiz Pasaran
7.4 Persaingan
7.5 Syer Pasaran
7.6 Ramalan Jualan
7.7 Strategi Pemasaran
7.8 Perbelanjaan Pemasaran
8. Rancangan Pengeluaran / Operasi
8.1 Carta Aliran Proses
8.2 Keperluan Barang / Bahan (bulan pertama
8.3 Keperluan Barang / Bahan (bulan kedua dan seterusnya)
8.4 Mesin dan Peralatan
8.5 Susunatur Ruang Operasi
8.6 Perbelanjaan Operasi

9. Rancangan Kewangan
9.1 Kos perlaksanaan Projek
9.2 Keperluan Pembiayaan
9.3 Proforma Penyata Aliran Wang Tunai
9.4 Proforma Penyata Pendapatan Untung dan Rugi
9.5 Proforma Kunci Kira-kira
10. Justifikasi Dan Penutup
11. Lampiran

PRODUCTION OF CLEANING AGENT FROM PADDY HUSK

1. INTRODUCTION

2
 Creative inventions and innovative technology today have make it possible
to come up with the most economical solution with a high chance of feasibility to
the problem that we encountered daily. A new rice husk processing technology
have been introduced to make use of the by product from the rice processing
plant. Since all over the world are dispose and removing the rice husk without
knowing its full potential, they discharge and burnt them away causing
environmental problems. As the Department of Science & Technology in Filipina
stated that uncontrolled open burning of agricultural wastes of rice husk for the
preparation of the next planting season is said to have the highest source of
carcinogenic dioxin and furans that is widely known as the contribution to the
environmental contaminants because of what are emitted during the process.
However, by using this idea plan, we can solve these environmental problems at
the same time producing profitable and demanding high value industrial
products.
About 20% of the rice paddy weight is consists of rice husks alone. This
makes up about 100 million tons of rice husks produced by the rice millers
worldwide in which 70% of them are not commercially used. It is reported that
approximately about 0.23 tons of rice husk is formed from every ton of rice
produced. (1) Rice husks or rice coating protects the seed during growing is
made from hard materials including lignin and silica which is mostly inedible and
indigestible to humans. Regardless of it, rice husks can be put to many useful
applications such as a fuel or building and insulation material.
Rice husk can be processed further and be transform into different
applications depends on the suitability of the rice husk in which according to the
physical and chemical properties such as the ash content, silica content etc. Rice
husks have been seen directly used as fuel in power plants. Apart from it, the
husks is seen to be use also as the source of raw material for development and
synthesis of new phases and compounds. A detailed description corresponding
to the application of rice husk in the industrial sectors is given.

3
Figure 1Application of rice husk in the industry

4
 According to Prasad and Pandey in their research on 2012; Rice Husk
Ash as a Renewable Source, with such a high amount of rice producing countries
in the world, some research has been conducted on the industrial uses of rice
husk including in India. According to them these are some of current and
potential applications that are listed as below:

Applications and uses of rice husk Examples

Potential applications Non-energy application
Composting
Bio fertilizer additive
Animal low quality feed
Sorbent material in
environmental remediation
Build material a good thermal
insulation
Pest control agent
Board and paper manufacturing
Composted manure
Energy generation Combustion
Heat generation for
cooking stoves or furnace.
Heating the air in rice
dryers.
Gasification:
Gas for cooking in stoves.
Syngas for chemicals and
electricity generation
Pyrolysis
In search phase for few
commercialization
applications.

2. BACKGROUND
2.1 BUSINESS BACKGROUND

BUSINESS NAME : DANDELIONS ENTERPRISE

TYPE OF BUSINESS : RENEWABLE WASTE

5
SSM : MA0215425-A
REGISTRATION
NUMBER
DATE OF : 1 MARCH 2017
ESTABLISHMENT
VALIDITY DATE : 1 APRIL 2019
BUSINESS : UNIKL MICET,
ADDRESS LOT 1988, KAWASAN PERINDUSTRIAN BANDAR
VENDOR,
TABOH NANING, 78000 ALOR GAJAH, MELAKA
NO. TELEFON : +(606) 5512000
FAX : +(606) 5512001
MODAL : RM10,000
PERMULAAN
BANK NAME : COMMERCE INTERNATIONAL MERCHANT BANKERS
BERHAD (CIMB)
BANK ACCOUNT : 7050937381
NUMBER

2.2.1 OWNERS BACKGROUND

NAME OF : AIMI ATHIRAH BINTI ABDUL WAHAB
APPLICANT
I/C NUMBER NEW : 941107035604
OLD : -
RESIDENTIAL : PG16, LORONG AB4, TAMAN ANGGERIK BIRU,
ADRESS 78000 ALOR GAJAH, MELAKA
PHONE NUMBER : 0129628176

6
(H/P)
DATE OF BIRTH : 7 NOVEMBER 1994
AGE : 23
MARRIAGE STATUS : SINGLE
ACEDEMIC : CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION
COURSES THAT HAD BEEN :
ATTENDED
COURSES NAME ORGANIZER NAME DATE
DIPLOMA CHEMICAL UNIKL MICET 2012-2015
ENGINEERING (FOOD)
CERTIFIED HALAL SCIENTIFIC HDC & UNIKL MICET 2015
EXECUTIVE PROGRAMME
(CHASEP 2015)
FOOD HANDLING COURSE UNIKL MICET 2015

WORK EXPERIENCE (IF :

APPLICABLE)
AGENCY NAME POSITION DATE
ISLAMIC RELIGIOUS INTERNSHIP MEI 2015-
DEPARTMENT SEPTEMBER 2015

2.2.2 OWNERS BACKGROUND

NAME OF : NUR EZZATI BINTI ABD AZIZ

APPLICANT
I/C NUMBER NEW : 941211-03-5436
OLD : -
RESIDENTIAL : LOT 544, TAMAN FIRDAUS, 16800 PASIR PUTEH,
ADRESS KELANTAN
PHONE NUMBER : 012-9407220
(H/P)
DATE OF BIRTH : 11/12/1994
AGE : 23

7
MARRIAGE STATUS : SINGLE
ACEDEMIC : CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION
COURSES THAT HAD BEEN :
ATTENDED
COURSES NAME ORGANIZER NAME DATE
DIPLOMA CHEMICAL UNIKL MICET 2012-2015
ENGINEERING (FOOD)
CERTIFIED HALAL SCIENTIFIC HDC & UNIKL MICET 2015
EXECUTIVE PROGRAMME
(CHASEP 2015)
FOOD HANDLING COURSE UNIKL MICET 2015

WORK EXPERIENCE (IF :

APPLICABLE)
AGENCY NAME POSITION DATE
INTEM INTERNSHIP MEI 2015-
SEPTEMBER 2015

2.2.3 OWNERS BACKGROUND

NAME OF : NUR AMALINA BT MOHAMAD TAJUDIN

APPLICANT
I/C NUMBER NEW : 940313 08 6192
OLD : -
RESIDENTIAL : 1-1-3 MENARA JENTAYU JALAN AU3/56
ADRESS AMPANG ULU KLANG 54200 KL
PHONE NUMBER : 012-4939940
(H/P)
DATE OF BIRTH : 13/3/94
AGE : 23
MARRIAGE STATUS : SINGLE
ACEDEMIC : CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION

8
COURSES THAT HAD BEEN :
ATTENDED
COURSES NAME ORGANIZER NAME DATE
CHASEP HALAL MARA 1/5/2015

2.2.4 OWNERS BACKGROUND

NAME OF : ZULKARRNAEN BIN AHMAD

APPLICANT
I/C NUMBER NEW : 910609015505
OLD : -
RESIDENTIAL : NO 29, JALAN NURI 7/19C, KOTA DAMANSARA,
ADRESS 47810 PJ, SELANGOR
PHONE NUMBER : 011-27052621
(H/P)
DATE OF BIRTH : 9 JUN 1991
AGE : 26
MARRIAGE STATUS : SINGLE
ACEDEMIC : CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION

9
2.2.5 OWNERS BACKGROUND

NAME OF : NURUL SYAHIIRAH BINTI HALID

APPLICANT
I/C NUMBER NEW : 940411045300
OLD : -
RESIDENTIAL : 3870 TAMAN INDAH 73000 TAMPIN NEGERI
ADRESS SEMBILAN
PHONE NUMBER : 0196012322
(H/P)
DATE OF BIRTH : 11/04/1994
AGE : 23
MARRIAGE STATUS : SINGLE
ACEDEMIC : BACHELOR CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION
COURSES THAT HAD BEEN :
ATTENDED
Courses Name Organizer Name Date
DIPLOMA CHEMICAL UNIKL MICET 2012-2015
ENGINEERING (FOOD)
CERTIFIED HALAL SCIENTIFIC HDC & UNIKL MICET 2015

10
EXECUTIVE PROGRAMME
(CHASEP 2015)
FOOD HANDLING COURSE UNIKL MICET 2015

2.2.6 OWNERS BACKGROUND

NAME OF : SYAHIRAH BINTI SHAMSUDIN

APPLICANT
I/C NUMBER NEW : 940826015664
OLD : -
RESIDENTIAL : TN 65, JALAN BBSE 5,
ADRESS BANDAR BARU SIMPANG EMPAT,
78000 ALOR GAJAH,
MELAKA
PHONE NUMBER : 017 - 7146822
(H/P)
DATE OF BIRTH : 26 OGOS 1994
AGE : 23
MARRIAGE STATUS : SINGLE
ACEDEMIC : BACHELOR CHEMICAL ENGINEERING (PROCESS)
QUALIFICATION
COURSES THAT HAD BEEN :
ATTENDED
Courses Name Organizer Name Date
DIPLOMA CHEMICAL ENGINEERING UNIKL MICET 2012-2015
(PROCESS)

11
2.3 PROJECT SITE LOCATION

PREMISE ADRESS : UNIKL MICET,

LOT 1988, KAWASAN PERINDUSTRIAN
BANDAR VENDOR,
TABOH NANING, 78000 ALOR GAJAH,
MELAKA
TYPE OF PREMISE : SMALL SIZE ENTERPRISE
PROPERTY OWNERS : SHAREHOLDER
OWNERS NAME:
NUR EZZATI ABD AZIZ
AIMI ATHIRAH ABDUL WAHAB
ZULKARRNAEN AHMAD
NUR AMALINA TAJUDIN
SHAHIRAH
NUR SHAHIIRAH HALID
RENTAL PERIOD : 3 YEARS
RENT RATE : RM1,000/MONTH

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2.4 LOCATION MAP

13
3.0 ADMINISTRATION / MANAGEMENT PLAN

3.1 Business Vision

Be a nationwide in wide-range of green technology products producer

3.2 Business Mission

Seeks to be the leading company that produces functional products from
recyclable material in order to preserve the environment together with its
clients

3 Introduction Organization

Rice husk (RH), an agricultural waste, is abundantly available in rice

producing countries like China, India, Bangladesh, Brazil, US, Cambodia,
Vietnam, Myanmar, and South East Asia. Despite the massive amount of annual
production worldwide, so far RHs have been recycled only for low-value
applications. In recent years, many rice mills in rice producing countries have
started using RH for the energy production for mill operations as well as
household lighting in rural regions. Burning of RHs produces the rice husk ash
(RHA). The disposal in landfills or open fields can be problematic and may cause
a serious environmental and human health related problems due to the low bulk
density of RHA.

Liquid sodium silicate is processed with acid and filtered. The filter separates
a diluted sodium sulfate (Glaubers salt solution) and the wet silica product. The
salt solution can be evaporated or fed to a reverse osmosis and solid salt is
produced as valuable by-product. The wet filter cake is finally washed and fed to
the drying unit. With special dryers a precipitated silica product with about 8%

14
water content is produced. The precipitated amorphous silica powder is screened
and stored in storage silos. For distribution of silica products packaging in bags
of various sizes is executed in the packing unit.

Main applications of the products is precipitated silica. Typical properties of

the product is BET surface area 205-290 m2 /g (gas adsorption), DBP oil
absorption 170-240 ml/100g. It can be used for Agriculture (animal food), food,
healthcare, cosmetics and detergents and soaps.

3.4 Organizational Chart

Manager / Owner
Nur Ezzati Abd Aziz

Administration & Finance Marketing Operation

Nurul Syahiirah Halid Zulkarnaen bin Syahirah binti
Ahmad Shamsudin

Number of employees
1. Nur Amalina Mohd Tajudin
2. Aimi Athirah Abd Wahab

3.5 Table Designation and number of employees

Position Number of
employees

Owner 1
Sales & Marketing 1
Administration & Finance 1
Operations supervisor 1
General Workers 2

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3.6 Description of Duties

Dandelions Enterprise has prepared and is responsible for the smooth

functioning of business management.

Position Responsibilities
Owner Responsible for all business management upwards.

Set the system work properly.

Set the travel company to always stable, smooth to achieve

profitability. In all events expenses, profit and loss
management company.

Responsible decision-making related to business expansion

and branches.

To ensure that the Company provides regular services and the

production of 'Net, Clean and Quality ".

Manager involved in all aspects of management and business

administration.

Manager will also make a decision in relation to the supplier

and effective marketing strategies.

Responsible for drawing up the operational plan of action and

how to achieve business goals by making the purchase of
supplies and stock control.

Making decisions in an efficient, accurate and fast about the

problem posed.

Making discussions with other employees in making decisions

to achieve business goals.

16
Administration Responsible for the company's financial update from time to
& Finance time.

To control and supervise the payment of salaries, receipts and

expenditures of the company's money.

Control and coordinate stocks are sufficient and do not run

out.

Care product quality and control over the goods.

Make pricing decisions.

Marketing Make the promotion and advertising
Responsible for marketing the product
Finding new markets, particularly the commercial market
Look for opportunities and the potential to expand the
company's business
The marketing plan is responsible for the marketing of
services and products sold. Besides, they will be responsible
for new markets, particularly the commercial market.
Operation To ensure smooth business operations, inform the manager of
any business activity.
To inform the manager response given by the customer to the
business.
Control of stock control and inform the reservation must be
made to management.
Also plays a role in ensuring the quality of products with good
condition
Determining directly to the customer's product requirements
necessary
Operations Responsible for the preparation of products for sale or
employees reservation.
To manage the kitchen like cleanliness.
Work efficiently and rapidly and quality in order to meet
expenses.

17
3.7 Compensation
Position No. Monthly KWSP PERKESO Total
Salary (12%) (1.5%) (RM)
(RM)

Owner 1 10000 1200 150 11350

Administration 1 8000 960 120 9080
& Finance
TOTAL 2 18000 2160 270 20430

3.8 List of Office Equipment

Type Number Price Per Unit Total
(RM) (RM)
Air Conditioner 1.5HP 1 1600 1600
Chair Desk Management 2 500 1000
Computer 1 4000 4000
Bookshelf / Chest 1 500 500
File 10 10 100
Customization 1 350 350
TOTAL 7550

3.9 Monthly Expenditure List Administration

Type Number Price Per Unit Total (RM)
(RM)
Rent a shop 1 8,750 8,750
Managers salary 1 10000 10000
Salary Administration & 1 8000 8000
Finance
EPF & SOCSO 1
Utility Bills (TNB & Water) 1 300 300
Utility Bills (Tm & Internet) 1 350 350
Stationery 1 100 100
TOTAL

3.10 Other Shopping List

Type Number Price Per Unit Total (RM)
(RM)

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 Deposit Rent Shop 1 3000 3000
Deposit TNB, TM & Water 1 100 100
SSM license 1 70 70
DBKL license 1 150 150
Fire extinguisher 2 75 150
TOTAL 3470

3.11 Summary Administrative Expenses (transferred to the cash flow

statements)
Details Total
Expenses Property / Asset (Office Equipment & Modify)
Monthly expenses (also called overhead)
Other expenses
Total Administrative expenditure

4.0 MARKETING PLAN

4.1 Product: Cleaning agent from rice husk ash

Bil Services Date done Price (RM) Frequenc

y per
month
1.
2.
3

4.2 Target Market

The total market value of household care and professional cleaning and
hygiene sector in Europe was estimated at 35,7 billion in 2015. The value was
collected from International for Soaps, Detergent and Maintenance product
(A.I.S.E) which are based in Brussels. Below is the market value and target.

MARKET VALUE 2014 2015

BILLION

19
 TOTAL INDUSTRY 35,3 35,7
HOUSEHOLD CARE 28,6 28,8
PROFESSIONAL 6,7 6,9
CLEANING AND
HYGIENE SECTOR

Professional HEALTHCARE FOOD KITCHEN TECHNICAL BUILDING LAUNDRY TOTAL

Cleaning BEVERAGE & & CLEANING CARE
and Hygiene AGRICULTURE CATERING
Market 23.7 20.2 19.6 16 11.5 9 100
Share (%)
Market 1,6 1,4 1,4 1,1 0,8 0,6 6,9
Value (
billion)
Growth 2015 +6 +5 +6 - 3 - 2 + 3.5 +3
vs 2014 (%)

HOUSEHOLD LAUNDRY SURFACE DISHWASHING MAINTENANC BLEACHES TOTAL

CARE CARE CARE E PRODUCTS
Market Share 47.2 21.5 15.4 13.5 2.4 100
(%)
Market Value 13,6 6,2 4,4 3,9 0,7 28,8
( billion)
Growth 2015 + 0.3 + 1.5 + 1.2 + 0.7 + 0.2 + 0.8
vs 2014 (%)

20
4.3 Market Size
Below is the survey that been done in the year of 2015 from University Teknologi
PETRONAS:

21
22
4.4 Competitor

Business/Company/Prod Strength Weakness

uct

4.5 Market Share

Based on the estimated size of the market, the target owner% -% only with the
potential to become a customer prospects monthly for the budget period from
2014 - 2015 ie 3 years. The estimated monthly market share is as follows
Minimum market share = RM
= RM
Maximum market share = RM
= RM
Business/Company/Prod Percentage Percentage
uct (Before) (After)

4.6 Sales Forecast

23
In the early stages of business, employers are only able to dominate the market
at the rate of 20% and then increased by 20% until the end of 100%

Year Month Sales Forecast (RM)

1 1
2
3
4
5
6
7
8
9
10
11
12
TOTAL
2
3

4.7 Forecast Sales / Revenue in First Month:

Bil Products / Services Charges Number of Number of Total
Offered applicable Customer Customers Expendit
(RM) per day (Monthly) ure
(RM)
1.
2.

24
 3.
TOTAL

4.8 Marketing strategy

Promotion
When a product is new, the organisations objective will be to inform
the target audience through television, radio, magazine, coupons. As the
product becomes accepted by the target market, the organisation will
employ strategy to increase brand awareness and customer loyalty. As our
product become more mature, there will be experiencing increased in
competition and will need persuasive tactics to encourage consumers to
our product over the rivals which communicated clearly to the target
audience on any differential advantages and benefit. As the product
reaches the decline stage, all the organisation can do is use strategy to
remind consumer about the product in a bid to slow the inevitable.

TYPE OF PROMOTION EXPLANATION

ADVERTISING Communication through mass media,
the firm will usually pay for this type of
communication
PUBLIC RELATIONS Developing a positive relationship
between the organisation and the
media and the public. Good public
relationships involves not only creating
favourable publicity through the media
but also involves minimising the impact
of negative situations.
SALES PROMOTION Promotions designed to create a short

25

PERSONAL SELLING
DIRECT MAIL (POST AND E-MAIL)
INTERNET MARKETING
SOCIAL MEDIA
SPONSORSHIP
term increase in sales. Examples of
sales promotion include money off
coupons, discount codes and "flash
sales".
Sales interaction between the firm's
representative and a consumer on a
one to one basis.
This involves sending marketing to a
named individual or organisation. Firms
often buy lists of names, e-mails and
postal addresses for this purpose. This
can be highly effective when the direct
mail recipients are within the firm's
target market.
Placing adverts on internet pages
through programmes such as Google's
AdWords and Facebook
Firms place daily messages on social
media such as Facebook and Twitter to
keep customers interested in their
organisation. They may even run
promotions, flash sales and discounts
just for their social media readers
An organisation or event is paid to use
your branding and logos. Sponsorship
is commonly used in sporting events;
player's clothing and stadiums will be
covered in the firm's branding and even
the tournament may be named after
the firm. Although effective sponsorship
requires a large audience you may get
smaller firms interested in local
business sponsoring small events in
their area e.g. school fairs.
26
 Location:

Price:

Product:

4.9 List of Fixed Assets Expenses Marketing

Type Quantity Price per unit Total (RM)
(RM)
Signboard 1 Rm 2,100 RM 2,100
TOTAL RM 2.100

4.10 Marketing Monthly Shopping List

Type Quantity Price per Unit Total (RM)
(RM)
Business card 5 RM 16.80 RM 84.00

Fb ads 1 RM 127.89 RM 127.89

Banner (2m * 2m) 1 RM 800.00 RM 800. 00
Printing flyer 2000 RM 520.00 RM 520.00
JUMLAH RM 1,531.89

27
4.11 Summary Marketing Expenses (transferred to the cash flow
statements)
Details Total Expenses
Expenses Property / Asset (Signboard) RM 2,100.00
Monthly expenses (also called overhead) RM 1,531.89
Other exoenses -
Total Administrative expenditure RM 3,631.89

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5.0 PRODUCTION PLAN

During rice milling approximately70 % of the raw rice is processed to white rice.

About 20% rice husks of raw rice are shelled, separated and stored in storage silos.

The bran from rice polishing, which is about 10 % of the raw rice is separated

The risk husks from various rice mills are collected and will be transported to the rice husk
processing plant

Before entering the silos, impurities are separated by means of a riddle screen. Afterwards,
the husks are ground and fed to storage silos.
29
 Depending on the combustion technology and process parameter, rice husk ash with more
or less carbon content (5% - 40%) can be produced. Meanwhile, the other components of
the ash are amorphous silica as well as inert.

Lastly, the ash is collected from the hoppers and the flue gas filters of the combustion unit
and is stored in storage silos.

5.1 List Machines & Equipment Operating Expenses

Types Quantity Price Total Remarks
N Per Unit (RM)
o (RM)
1 Boiler 1 8,500 8,500
2 Cyclone 1 5,500 5,500
3 Steam Turbine 1 7,000 7,000
4 Flue gas condenser 1 6,000 6,000
5 Filter 1 4,000 4,000

TOTAL 31,000

5.2 List of Monthly Operating Expenses

Material Type Quantity Price Total Remarks
N Per (RM)
o Unit
(RM)
1 Operations Manager 3 1.900 5,700
Salary
2 Workers Salary 10 900 9,000
3 EPF/SOCSO contributions 10 21.40 214
4
5
6

30
7
8
JUMLAH 14,914

5.3 Other Shopping List (6 Months Only First Business)

N Type Quantity Price Per Unit Total
o (RM) (RM)
1
TOTAL

5.4 Summary of Operating Expenses (transferred to the cash flow

statements)
No Details Total
l
1 Property expenses / assets (machinery and equipment) 5.500
2 Monthly expenses 6,000
3 Other expenses 1,500
OVERALL TOTAL 13,000

31
6.0 RANCANGAN KEWANGAN
6.1 Anggaran Kos Permulaan Perniagaan
Bil Perkara Amaun (RM)
1. Kos Awalan :-
1.1 Yuran Pendaftaran Perniagaan :
Sekitar RM 70.00 untuk perniagaan sendiri
1.2 Lesen Pihak Berkuasa Tempatan (PBT)
1.3 Alat pemadam api
1.4 Peruntukan luar jangka (3%)
2. Belanja Aset Tetap :-
2.1 Peralatan Pejabat
2.2 Ubahsuai
2.3 Papan tanda
2.4 Mesin
2.5 Peralatan
2.6 Mesin juruwang
2.7 design
2.8 website
3. Belanja Aset Semasa :-
3.1 Deposit sewa kedai (2 bulan)
3.2 Deposit elektrik, deposit air & deposit Telefon
4. Belanja Bulanan Awal :-
4.1 Sewa Bulanan
4.2 Caruman KWSP & SOCSO
4.3 Printing flyer
4.4 Kad Perniagaan
4.5 Kos Permulaan Inventori (stok/ bahan mentah)
4.6 printing baucer point

32
 4.7 FB ADS
4.8 SMS BLAST
Jumlah Kos Permulaan RM 100, 000.00

6.2 Perbelanjaan Bulanan

Bil Perkara Amaun (RM)
1. Gaji Pengurus RM 1500.00
2. Gaji/ elaun pekerja RM 1500.00
3. Sumbangan KWSP/ PERKESO Rm 170.00
4. Sewa Bangunan RM 1200.00
5. Bil Elektrik RM 700.00
6. Bil Air RM 300.00
7. Bil Telefon & Bil Streamyx RM 200.00
8. Alatulis RM 50.00
9. Pengiklanan, kad Perniagaan dll RM 200.00
10. Perbelanjaan Runcit RM 100.00
11. Penyelenggaraan kedai dan mesin RM 300.00
12. Penghantaran/ pengangkutan RM 200.00
13. Penyelenggaraan Kenderaan RM 100.00
Jumlah Kos Permulaan RM 6520.00
Jumlah perbelanjan 3 bulan pertama (x3) RM 19, 560.00

Bil Perkara Amount (RM)

1 Jumlah kos permulaan RM 6520.00
2 Jumlah perbelanjaan 3 bulan pertama (+) RM 19, 560.00
3 Jumlah selama 3 bulan RM 19, 560.00
Modal Sediaada (-) RM 100, 000.00
Baki yang diperlukan untuk cukup perbelanjaan 3 bulan RM 80, 440.00

Butiran Sumbangan Pembiayaan Jumlah

Pemohon MARA (RM)
(RM) (RM)
Aset Tetap RM 20, 000.00
Kos Pentadbiran RM 2000.00
Kos Pemasaran RM 2000.00

33
Kos Operasi RM 2000.00
Kos Perbelanjaan Lain RM 2000.00
Kos Luar Jangka RM 2000.00
JUMLAH RM 30, 000.00

6.3 Proforma Penyata Aliran Wang Tunai

(SEPERTI YANG DILAMPIRKAN)
6.4 Proforma Penyata Pendapatan, Untung dan Rugi
(SEPERTI YANG DILAMPIRKAN)
6.5 Proforma Kunci Kira-kira
(SEPERTI YANG DILAMPIRKAN)
6.6 Kadar PulanganPelaburan
Kadar Pulangan Pelaburan = (RM x / RM y) x 100%
Tempoh Pulangan Modal = s%

7.0 CONCLUSION

8.0 REFERENCES
Bazargan, A., Tan, J., Hui, C. and McKay, G. (2014). Utilization of rice husks for
the production of oil sorbent materials. Cellulose, 21(3), pp.1679-1688.

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Chandrasekhar, S., Satyanarayana, K., Pramada, P., Raghavan, P. and Gupta, T.
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