1.
Attitude and mind-setting on government dependency
2. OFWs are breadwinners and pressured in family obligations
3. Lack of propensity to save
4. Ill-prepared to pursue entrepreneurial behavior
Challenges
Government
1. Data gaps on how many
Overseas Filipino Workers
(OFWs) returning to Overseas
Work
2. Shortsightedness and short
term planning of the
government
3. Perceived Infectiveness of Loan
Program (e.g.Numerous
requirements to avail loan
programs and high percentage
of interest, absence of
microfinance loan services)
8. Need to pursue sustainable
programs to strengthen OFW
Family Circles
Strategies
1. Strengthen the data banking of
the OFWs by the concerned
agencies (OWWA, POEA)
1. Inclusive planning of
concerned government agencies and
stakeholders in response to the
reintegration programs
2. Long term objective
setting
1. Revisitation of memorandum of
agreement between OWWA and
Land Bank of the Philippines
2. Removal of equity or lessen the
borrowers equity
3. Establishment of loan windows
( small, micro and non-
collateralized)
4. Shortened processes in availing
the lending program.
5. Provide a comprehensive
marketing orientation for loan
applicants
6. Streamline documentary
requirements
7. Tie-up with schools and NGOs
for possible assistance in the
preparation of feasibility studies
1. Conduct Trade Fair exclusively
for OFW entrepreneurs;
2. Access to technical assistance
from other government
agencies (DTI, DOST, DA, BFAR,
TESDA) in pursuing community

9. Lack of alternatives on the
livelihood programs offered by
the government
10.Palliative approach by the
government in addressing the
reintegration program
11.LGUs mainstreaming on the
reintegration program
12.Peace and Order
enterprise and other productive
endeavor; and
3. Establishment of Reintegration
Fund as part of Family Circles
social preparation and
livelihood project
1. Offer a wide-range of
alternatives to the OWWA
Members
2. Strengthen the linkages with
non-government organizations
offering livelihood opportunities
1. Revisitation of the reintegration
program policy.
2. Inclusion of stakeholders in the
planning process
1. Empowerment of the LGUs by
providing trainings and
seminars to PESO Managers
2. Establishment of conduit
system with the LGUs
1. Strengthen the OFCs situated in
the armed conflict area