COMPARISON AMONG THE MOBILE APPLICATIONS OF

VARIOUS BANKS

Eft-cheques, PayZapp, Ping-pay, SBI Buddy,

iMobile, Chillr, Lime SBI Anywhere,
Pockets, Perks SBI Freedom
Mobile money

eftCheques can be used to write, Perks can be used to:

Stay updated with all new State Bank Buddy is State
query, deposit of cheques & to
launches, Bank of India's mobile wallet on
check history past of eftCcheques.
Enjoy latest offers your smartphone. It is a semi-
This mobile application is
View and share closed prepaid wallet which can
free to use.
videos/demos on our latest be used to transfer money to other
Max limit is Rs. 25,000/-
products, wallet users and bank accounts,
per day.
Apply for any product in just anytime, anywhere.
Can be issued to non-ICICI
a click,
Bnak customers.
Instantly connect with your Send money,
Corporate Salary RM,
View all HDFC Bank Apps View your statements,
this.
 Add funds,

Personalize your State

Bank Buddy,

Currently, there are no

charges on use of this app.

Limits for the mobile

wallet:

Maximum balance at 10,000/-

any point of time

Top up through any 10,000/-

channel per transaction

Total reload in a month 10,000/-

Total transactions
(merchant transactions
and fund transfers):
- Daily limit 15,000/-
- Monthly limit 20,000/-

Fund transfer to bank

account:

iMobile is used to check your
balance, transfer funds, pay utility
bills, recharge your mobile phone,
DTH connection, broadband, book
movie tickets and much more on
the go.
ICICI Bank provides
iMobile service at no cost
.
Can be used to transfer
funds to non-ICICI bank
customers.
Tie ups with Aircel,
Provogue.
With PayZapp you can shop on
your mobile at partner apps, buy
movie tickets, music and groceries,
compare and book flight tickets and
hotels, shop online and get great
discounts at SmartBuy, send money
to anyone in your contact list, pay
bills and recharge your mobile, DTH
and data card.
No charges will be levied on you have to say to your
the customer by PayZapp.
This does not apply to
Merchants or Service
now everytime you have to
providers charges.
Add Money/ Send Money/
Payz App Card
Limits for the transactions:
Load Money-
Daily Count:25
Daily Amount :50,000
Monthly Count:100
Monthly Amount: 50,000
P2P Send Money-
- Per transaction limit 2,000/-
2,000/-
- Daily limit
- Monthly limit 20,000/-
Ping pay is a multi-social
payment app from Axis SBI Anywhere is State Bank of
Bank that lets you send or India Retail internet banking
ask for money and mobile application offered on Mobile.
recharge across Facebook,
Whatsapp, Twitter, SMS or The services can be
e-mail. And everytime you seamlessly experienced using
send or ask for money or the application:
recharge, say whatever Financial Transactions:
Fund Transfer to
friends through videos, accounts in SBI and
voice notes, images, or other Banks to the
customized messages. So beneficiaries already
registered with/without
send or ask for money.
One Time Password
(OTP),
Make fund Credit Card (VISA)
transfers/recharges Transfer with/without
for FREE using Ping One Time Password
Pay. (OTP),
The minimum RTGS Funds Transfer,
RTGS Funds Transfer,
recharge amount is
mCash Facility,
Rs. 10 while the
Instant Term Deposits
 Daily Count:25 maximum is Rs. e-TDR/e-STDR and
Daily Amount :20,000 3,000 per day for Recurring Deposits,
Monthly Count:100 IMPS Funds Transfer,
Monthly Amount: 50,000 mobile and Rs.
2,000 per recharge. Mobile Top-up and
P2P Receive Money- DTH Recharge,
Daily Count:25 Transaction Limit: Bill Pay for billers,
Daily Amount :50,000 Make fund transfers already registered.
Monthly Count:100 starting from Rs. 1
Monthly Amount: 50,000 Non-financial
up to Rs. 50,000 per
Re-charge/ Bill Pay day using Ping Pay. transactions:
M-Passbook,
Limits for the transactions: Send Money &
Mobile Prepaid ATM cum Debit
Recharge, Card hot listing,
Recharge-
Daily Count:15 Cheque Book
Receive Money &
Daily Amount :10,000 Request
Monthly Count:40
Recharge,
Call us
Monthly Amount: 50,000
Request Money &
The daily limits through this
Recharge.
Mobile Post-paid bill application:
pay- The time interval
Daily Count:10 between two recharges Transact
Daily Amount :25,000 ion
for a particular number Types Daily Limit
Monthly Count:20
Monthly Amount: 50,000 should be at least 15
Up to a
minutes. Intra- cumulative
Data Card Prepaid Bank, of Rs.
Recharge- Funds are transferred Inter- 10,00,000
Bank per user
Daily Count:10 using IMPS which is an
Daily Amount :25,000 instant transfer facility. IMPS Up to a
Monthly Count:20 cumulative
Monthly Amount: 50,000 of Rs.
No, you can transfer
 Data Card Post-paid funds/recharge free of 2,00,000 per
Bill Pay- cost using this user
Daily Count:10 application. 25,000/- Per
Daily Amount :25,000 Credit Transaction
Monthly Count:20 Card (Per day
Monthly Amount: 50,000 (VISA) Bill Max.
Pay 50,000/-
DTH-
Up to a
Daily Count:10
Quick cumulative
Daily Amount :25,000 Transfer of Rs. 5,000
Monthly Count:20 suing per day per
Monthly Amount: 50,000 IMPS user

Rs. 1,000
per
transaction,
Rs. 2,000
per day per
mCash user

Funds
Transfer
(Own
Accounts)
Up to a
Instant
cumulative
Term
of Rs.
Deposits
2,00,00,000/
e-TDR/e-
- per user
STDR

Recurring
Deposits
e-RD

Mobile Up to Rs.
Top-up & 50,000 per
DTH user
 Recharge

Up to Rs.
5,00,000 per
Bill Pay user

Lime is a lifestyle app offered

Pockets can be used to Adding a
Registered Payee for fund transfer,
Wallet top up through linked
Account/s, Transfer of money to
mobile, email id or social accounts,
transfer funds through NEFT,
Placing food orders, and many
more.
Chillr can help to request money,
split bills amongst friends and can
also recharge your mobile, DTH &
data cards. Soon you will be able to exciting offers.
pay at online or offline stores using
Chillr.
Max amount per transaction :
Rs.10000,
by Axis Bank. The app enables
you to pay bills, recharge and
shop seemlessly along with
LIME can be used to pay
a variety of bills ranging
from Mobile, DTH,
Landline, Electricity, Gas
State Bank Freedom is
Mobile Banking Service provided
by State Bank Group. It helps you
to do following banking
transactions:
Balance Enquiry of
accounts enabled for
Mobile Banking,
 Fund transfer to Registered
Payee, upto Rs. 2,00,000/-
per day if such transfer is
made through a linked
Account of the User.
Fund transfer to mobile
number, email id or social
networking account
(Twitter, Facebook,
google+) upto Rs. 10,000/-
per day
Bill payment to Registered
Biller upto Rs. 2,00,000/-
per day
Bill payment to
unRegistered Biller upto Rs.
50,000/- per day
Prepaid mobile recharge or
data card recharge upto Rs.
1,000/- per day
Movie Ticket booking upto
Rs. 5,000/- per day
Gifting upto Rs. 10,000/-
per day
Max amount that can be sent
per day : Rs.50,000,
Max amount that can be sent
per month: Rs.100,000
Max transactions per day :
25.
Sending money through
Chillr App, transaction
charges of Rs 5 + S.T will be
levied for every transaction
to a non-HDFC Bank
account. Transactions
between HDFC Bank
accounts using Chillr are
free.
bills, etc. Mini statement (last five
There is no charge levied transactions) of your
for making bill payments accounts enabled for
through LIME mobile mobile banking services.
app. Fund transfer within the
You can use your wallet
Bank from one account to
money for shopping, bill
another,
payments and recharges
Fund transfer to accounts
but you cannot transfer
of other banks using NEFT
funds in your LIME
scheme of RBI,
wallet back to your
savings account or Fund transfer to accounts
transfer it to another in SBI & other banks
LIME wallet. through IMPS,
The Bank account Cheque book request,
unlocks various new Mobile Top Up,
features of LIME Utility Bills payment,
increases your wallet Payment of premium on
limit to Rs. 1 Lakh per SBI Life policies,
month.
Demat Account enquiry
Services,
Merchant Payment.
There is a daily limit of
Rs.50, 000 for the
aggregate of funds
transfer/ Bill payments/
Merchant Payments with a
calendar month limit of
Rs.2, 50,000 per user.