MACKINAC SAVINGS BANK

5859 W Atlantic Ave, Delray Beach, FL 33484

Wednesday, April 10, 2013

Qiang Wu
19113 South Hibiscus Street
Weston, FL 33332

Home Loan Application Number: PN10371 Conventional

All Applicant Name(s): Qiang Wu and Dan Yang Wang
Property Address: 1029 Tupelo Way, Weston, FL 33327

The Lender, Mackinac Savings Bank, FSB, and I are pleased to notify you that your application for a home loan has
been pre-approved under the following terms and conditions:

The maximum loan amount is: $ 187,500.00 and maximum loan-to-value is: 75.00%.
The maximum sales price is: $ 250,000.00 and maximum combined loan-to-value is: 75.00%.
Your ratio of housing costs and total debts to income must be as represented in your loan application.
Receipt of fully executed purchase agreement or offer, including all addendums, if any.
Appraisal satisfactory to Lender that supports the purchase price, free of any required repairs.
The loan program applied for must be available to Lender from an investor selected by the bank.
If private mortgae insurance (PMI) is required by Lender, you must meet PMI guidelines as well.

This letter is not a commitment to make a loan to you. Commitments are issued only after the property
value, assets, liabilities and income are verified in form and substance satisfactory to Lender.

Thank you for the opportunity to be of service. Should you have any questions, please contact me.

Very Truly Yours,

Beth Brandt

Beth Brandt, Vice President, NMLS 402187

Mackinac Savings Bank, NMLS 401686
Office: (954) 476-8223
FAX: (954) 476-8225
Email: bbrandt@mackbank.com
Cell: (954) 260-3647

Originator Company: (NMLS ID: 401686) | Originator: Beth Brandt (NMLS ID: 402187)