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    Greg Green, Canton, MS

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    Greg Green, Canton, MS

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    3K Ansichten21 Seiten

    Green Foreclosure File

    Hochgeladen von

    the kingfish
    Greg Green, Canton, MS

    Copyright:

    © All Rights Reserved
    Als PDF herunterladen oder online auf Scribd lesen
    Markieren Sie unangemessene Inhalte
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    ROOK 3254 PRBE 230 OC 70 TY T INST @ 766975 MADISON COUNTY MSs This instrument was filed for record 3/14/15 at 2:57:04 PH RONHY LOTT: Get. BY! HRN Dee [Space Above This Line For Recording Data] Original Recording Date: October 09, 1996 Loan No: 610445728 Original Loan Amount: $62,147.00 FHA Case Number: 281-2468677-703 After Recording Return To: This Document Prepared By: i ——_Lauren Tucnwald Return to: i NATIONSTAR MORTGAGE LLC [ B46! Documens mes a 8950 CYPRESS WATERS BLVD alla COPPELL, TX 75019 Tallahassee, FL 32315-3008 conn LOAN MODIFICATION AGREEMENT ‘0 A Lender Address and Phone ‘REF TOLESONOSA NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD COPPELL, TX 75019 1-888-366-1119 Borrower 1 Address and Phone Borrower 2 Address and Phone ‘GREGORY GREEN JOSIE GREEN 386 DOBSON AVE 356 DOBSON AVE CANTON, MS 38046 CANTON, MS 38046 601-500-2172 Legal Description: See Exhibit "A" attached hereto and made a part hereof: Filing Instructions: LOT(S): 15. BLOCK(S): 2. SUBDIVISION: BUUSE-DOBSON, TOWN: CANTON, COUNTY OF MADISON, STATE OF MISSISSIPPI. This Loan Modification Agreement ("Agreement"), made this 10th day of July, 2015, between GREGORY GREEN and JOSIE GREEN whose adcress is 356 DOBSON AVE, CANTON, MS 39046 (‘Borrower’) and NATIONSTAR MORTGAGE LLC which is organized and existing under the laws of Tho United States of America, and whose address is 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019 (‘Lender’), amends and supplements (1) the Mortgage, Deed of Trust, or Security Deed (the “Security Instrument’) dated October 08, 1996 and recorded in Book/Liber 1004, Page 296, Instrument No: 205499, of the Official Records (Name of Records) of MADISON County, MS (County and State, or ‘other Jurisdiction) and (2) the Note, bearing the same date as, and secured by, the Security Instrument, CAO A IMO Huo fiookrcanion Asaeewent™ ‘20 Fite (009 1015) BOOK 3254 PAGE 231 which covers the real and personal property described in the Security Instrument and defined therein as the "Property, located at ‘386 DOBSON AVE, CANTON, MS 39046, (Property Adavess) the real property described being set forth as follows: ‘See Exhibit "A" attached hereto and made a part hereof; In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows (notwithstanding anything to the contrary contained in the Note or Security Instrument) 1 MO As of August 1, 2018, the amount payable under the Note and the Security instrument (the “Unpaid Principal Balance’) is U.S. $106,148.02, consisting of the unpaid amount(s) loaned to Borrower by Lender plus any interest and other amounts capitalized, which is limited to escrows and any legal fees and related foreclosure costs that may have been accrued for work completed. Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of Lender. Interest wil be charged on the Unpaid Principal Balance at the yearly rate of 4.000%, from August 1, 2015. Borrower promises to make monthly payments of principal and interest of U.S. ‘$506.77, beginning on the 1st day of September, 2015, and continuing thereafter on the same day of each succeeding month until principal and interest are paid in full. If on August 1, 2045 {the "Maturity Date’), Borrower still owes amounts under the Note and the Security Instrument, as amended by this Agreement, Borrower will pay these amounts in full on the Maturily Date. If all or any part of the Property or any interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower Is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by the ‘Security Instrument. H Lender exercises this option, Lender shall give Borrower notice of acceleration, The notice shall Provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by the Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by the Security Instrument without further notice or demand on Borrower. Borrower also will comply with all other covenants, agreements, and requirements of the Security Instrument, including without limitation, Borrower's covenants and agreements to make all payments of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is obligated to make under the Security instrument; however, the following terms and provisions are forever canceled, null and void, as of the date specified in paragraph No. 1 above: (2) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing, oF relating to, any change or adjustment in the rate of interest payable under the Note; and {b) alll terms and provisions of any adjustable rate rider, or other instrument or document that is affixed to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and that contains any such terms and provisions as those referred to in (a) Tee Tee LO Huo iociricaTiOn AGREEMENT ‘an 1112 age 2015) ) BOOK 3254 PRBE 232 above, If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge ina Chapter 7 bankruptcy, and there having been no vaiid reaffirmation of the underlying debt. by entering into this Agreement, the Lender is not attempting to re-establish any personal liability for the underlying debt Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the Note and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and comply with, all of the terms and provisions thereof, as amended by this Agreement, Borrower agrees to make and execute other documents or papers as may be necessary to effectuate the terms and conditions of this Agreement which, if approved and accepted by Lender, shall bind and inure to the heirs, executors, administrators, and assigns of the Borrower, OWT UINANNN Huo hooiFicATION AGREEMENT "0n 1112 (nage 3075) BOOK 3254 PERE 233 (Seal) GBEGORY.GREEN “Borrower (Seal) SIE GREEN -Borrower [Space Below This Line For Acknowledgments} State of Mississippi County of Za “My Personally appeared before me, a Notary Public in and for the said county and state on this LEK covet Cyrud 20.14 within my jurisdiction, the within named GREGORY GREEN and JOSIE GREEN, who acknowledged that (he)(she)(they) executed the above and foregoing instrument (Gignature of notary) My commission expires (MOA S22 eee Oe HUD MODIFICATION AGREEMENT ‘soon v2 (nage set) BOOK 2284 PRGE 234 NATIONSTAR MORTGAGE LLC By: (Seal) - Lender Name: ____Lauren Tucnwald Title: Assistant Secretary Date of Lender's Signature [Space Below This Line For Acknowledgments] ‘The State of County of Dallas Botoreme__ Lele Mer Lee Notary Public (nameltte of oficer) on this day personally appeared, , the Assistant Secretary of Nationstar Mortgage LLC, F proved to me on the oath of ‘through (description of identity card or other document) fo be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same for the purposes and consideration wi ae Given under my hand and seal of office this day of. Sigs Fao, ZH mith Lee ‘Signature ficer Notary Public Titte of Officer My Commission expires tig ZALD WALTER LEE Bh Notary pubic. Stole of Texas Lp My Commiison bores Auguet 03, 2019 on (IEA ‘ih Huo NoolFICATION AGREEMENT ‘300 112 (o090 5015) WAU BOOK 3254 PABE 235 at Exhibit "A" Loan Number: 610445728 Property Address: 356 DOBSON AVE, CANTON, MS 39046 Legal Descriptio THE FOLLOWING DESCRIBED PROPERTY LOCATED IN THE COUNTY OF MADISON, STATE OF MISSISSIPPI: THE NORTH HALF OF LOT 15 IN BLOCK 2 OF BUSSE-DOBSON SUBDIVISION AS SHOWN BY PLAT THEREOF OF RECORD IN LAND DEED BOOK 3 ON PAGE $99 IN THE CHANCERY CLERKS OFFICE IN CANTON, MISSISSIPPI. yoo Teese eos e > Te Owe Se Es A Legal Description Atachrant 1112 Pogo t oft BOOK SOS PAGE 36 OOD 41 TY T INST 4777798 MADISON COUNTY HS. This instrument was filed for record 2/09/16 at 9249232 aN ROHN? LOTT, C.C. BYE KAA D.C. Prepared by: Shapiro & Massey, LLC J. Gary Massey, MSB No, 1920 1080 River Oaks Drive, Suite B-202 Flowood, MS 39232 (601)981-9299 S&M No. 15-015049 Flowood, MS 39232 Return 10: Shapiro & Massey, LLC P 1080 River Oaks Drive, Suite B-202 (oorpsis29 | \ 2 Loan No, XXXXXX5728 Grantor Wells Fargo Bank, National Association, Successor By Merger to Wells Fargo Bank Minnesota, National Association, as Trustee for Reperforming Loan Remic Trust Cenificates, series 2003-R2 Cfo Nationstar Morigage LLC 8950 Cypress Waters Blvd Coppell, Texas 75019 1-888-480-2432 - N/A Shapiro & Massey, LLC 1080 River Oaks Drive, Suite B-202 Flowood, MS 39232 (601)981-9299 - NA Grantee Index: North 1/2 of Lot 15, Block 2, Busse-Dobson $/D, Madison Co., MS. we SUBSTITUTION OF TRUSTEE WHEREAS, on October 8, 1996, Gregory Green and Josie Green, husband and wife, executed a certain deed of trust to Charles A. Myers, Trustee for the benefit of Realty Mortgage Corporation which «deed of trusts of record in the office of the Chancery Clerk of Madison County, State of Mississippi in Book 1004 at Page 296 and Modified in Book 3254 at Page 230, and recorded in the aforesaid Chancery Clerk's Office and being secured by real property being more particularly described as follows: (See Exhibit A) WHEREAS, the undersigned is the present holder and beneficiary of the deed of trust referenced above; and. 356 Dobson Ave., Canton, MS 39046 Page) BOOK S503 POSE 37 WHEREAS, Wells Fargo Bank, National Association, Successor By Merger to Wells Fargo Bank Minnesota, National Association, as Trustee for Reperforming Loan Remic Trust Certificates, series 2003-R2 pursuant to the provisions of the aforesaid Deed of Trust and for reasons satisfactory to itself, has elected to substitute Shapiro & Massey, LLC as Trustee in and for the above described deed of trust and the indebtedness secured thereby; and NOW THEREFORE, Wells Fargo Bank, National Association, Successor By Merger to Wells Fargo Bank Minnesota, National Association, as Trustee for Reperforming Loan Remic Trust Certificates, series 2003-R2, the present holder of the above described deed of trust, acting by and through its duly authorized officers, does hereby substitute Shapiro & Massey, LLCas Trustee in the place and stead of the current trustee and does hereby confer upon the said Shapiro & Massey, LLC full and complete ‘power to exceute said trust as Trustee as provided by the terms of the aforesaid deed of trust Should the undersigned become the last and highest bidder at the foreclosure sale, the Trustee is hereby authorized to transfer and assign said bid and to convey title to said foreclosed property to the Secretary of Housing and Urban Development or the Secretary of Veterans Affairs, or whomsoever the undersigned shall authorize, ‘The statement in the Substitute Trustec’s deed that the undersigned has requested transfer ofits bid to grantee(s) in the Substitute Trustee's Deed shall be binding on the undersigned and conclusive evidence in favor of the assignee or other parties thereby, and that the Substitute Trustee is duly authorized and empowered to execute samme, 356 Dobson Ave,, Canton, MS 39046 Page 2 BOOK S503 PSE 3B WITNESS THE EXECUTION HEREOF by the aforesaid corporation acting by and through its duly authorized oftcers, this the_7- day of January 2016 Wells Fargo Bank, National Association, Successor By Merger to Wells Fargo Bank Minnesota, National Association, as Trustee for Reperforming Loan Remic Trust Certificates, series 2003-R2 by Nationstar Mortgage LLC, as Attomey in Fact, . By: _Felecee Davis Its: __assistant Secretary STATE OF _ Texas COUNTY OF _ Denton’ Personally appeared before me, the undersigned authority for the jurisdiction aforesaid, on this the 1 day of January 2016, the within named _Felecee Davi who acknowledged that (s)he is Assistant Secretary of Nationstar Mortgage LLC, Attorney in Fact for Wells Fargo Bank, National Association, Successor By Merger to Wells Fargo Bank Minnesota, National Association, as Trustee for Reperforming Loan Remic Trust Certificates, series 2003-2, and that for and on behalf ofthe said entity, and as its act and deed. (s)he ‘executed the above and foregoing instrument, after having byen first duly authorized so to do. (SEAL) i aia opeel | yee [EBD nat aE ce “ “My Commission Expire NRF November 2 13 008-774 1 356 Dobson Ave., Canton, MS 39046 Page 3 BOOK 3505 PASE 39 488 Exhibit ‘The North half of Lot 15 in Block 2 of Busse-Dobson Subdivision, as shown by plat thereof of record in Land Deed Book 3 on page 599 in the Chancery Clerk's Office in Canton, Mississippi 356 Dobson Ave., Canton, MS 39046 Fos DEPARTMENT OF — Homestead Notice of Adjustment R E V E N U E Be) STATE OF MISSISSIPPI Date: February 26, 2014 ~m0/\5P Latent: woeseebo0r2 Period: December 31, 2013 Account #: 1027-8683 1h MADISON COUNTY BOARD OF SUPERVISORS, GREEN GREGORY PO BOX 608 356 DOBSON AVE CANTON MS 39046-0608 CANTON MS 390460000 BOOK 3088 PAGE 747 OC 79 TY : INST # 734528 MADISON COUNTY HS. Reimbursement Year: 2013 This instrument as Tiled for Parcelit: 093D-198-319/00.00 record 6/26/14 at 2:38:46 PY School District: Canton School District CYNTHIA PARKER, CoC. BY? HRM D.D. ‘This is notice that the Department is making an adjustment fo the County's Homestead Exemption reimbursement. The above applicant is not qualified for Homestead Exemption. 35. Applicant or applicant's spouse has failed to comply with the income tax laws of Mississippi. §27-33-63 (2) Ifthe applicant has any questions about the income tax debt, they may review their account information ontine through the Taxpayer Access PONT aT WTUOT ME yoy. If the-sppiean'-nes-any questions about residency statusor.doas oot have internet access, they may call (601) 923-7700 for assistance, Please complete the enciosed Notice Certification and forward to the appropriate offices as directed, ‘You may provide a copy of this notice to the applicant. Please note that the applicant must file any objection to this action with the Clerk of the MADISON County Board of Supervisors (Chancery Clerk's office), not the Department. The applicant has 30 days from the date of this letter to fle the objection with the Clerk. If not filed in the time provided, the decision to disallow the applicant's homestead exemption is final, Sincerely, Tax Administrator Enclosure: Notice Certification P.O. Box 1033 Jackson, MS 39215-1033 Phone: (601) 923-7700 Fax: (601) 923-7714 Visit www.dor.ms.gov for tax information and online fling. If you call, please have this letfer with you. February 26, 2014 Letter 1D: 2039203072 Period: December 31, 2013 BOOK 3098 PREE 748 #48 This certifies that the Board of Supervisors for MADISON County considered the Notice of the Department of Revenue of its disallowance of the Homestead Exemption for the below applicant. The Board entered into its minutes its determination concerning whether to accept or object to this action. Notice.Certification Applicant Name Parcel # Schoo! District GREEN GREGORY (093D-198-319/00.00 Canton School District 356 DOBSON AVE CANTON MS 390460000 Agree and Accept ‘The Board has met and entered into its minutes an order directing that the MADISON County Tax Collector re-assess and list the above property as subject to all taxes. The tax is due and payable on or before the next February 1, following the date of this notice. So certified and confirmed by the Clerk of the MADISON Board of Supervisors, erk, 2 ‘The meeting of the MADISON Board of Supervisors was held NDC - _ Goard Clerk Signature) Disagree and Object The Board has met and entered into its minutes an order of its intent to file an objection with the Department of Revenue concerning this action. So certified and confirmed by the Clerk of the MADISON Board of Supervisors, Clerk. (Board Clerk Signature) ‘The meeting of the MADISON Board of Supervisors was held (Enter datey [tin disagreement, a copy of this completed document must be provided to the Department of Revenue, Office of Property Tax. A copy of the order of the Board of Supervisors providing the reason for the objection must be attached along with any documentation necessary fo support the objection: rol 00453295 | ae ‘io . FonassicnvenT || | 205399 we Sale | PAGE eee a | ®y: Pipe le 181 ere i ie Fo acre) os State ot Miispi DEED OF TRUST zane VOANNO. mm [THIS DEED OF TRUST ('Sucurty Instrument) is made on Gctober 8, 1996] | ‘The Grantors GREGORY GREEN and JOSIE GREEN, Husband and wife 215 KATHERINE DRIVE, JACKSON, MS 39208-9568 ~ (Trustee), Tho benfciney i= REALTY MORTGAGE CORPORATION, TAK 1.0. hich is organized and exiting under the avs of THE STATE OF MISSISSIPPI whos addres is 215 KATHERINE DRIVE, JACKSON, MS 39208-9568 i (Leader), Borrower oves Lender the pdcipal sua of Fifty Two Thousand One Hundred Forty Seven and no/100, Dollas(8.$ 52,147, ‘This debe it evidenced by Borrower's note dated the same dato as tis Secu Inranmat Provides for monthly payments, with the fll eb, if not pid eater, dus snd. payable oa Noventc ‘This Security Instrument secures to Lender: (the repayment of the dat ev} ‘Now, with intrest, and all eaewas, extensions and modifetions ofthe Note the pi i with interest, advanced under paragraph 7 to protect the secur ofthis Security Insrament, ned () td heroes FIA Mss Daa of Trt 496 | Gysnsranegan MT are ‘ma | a FOR SUBORDINATION AGREEMENT.” SEE BOOK aa PAGE tHis_Lle__ pay oF Bao, aeee STEVE DUNCAN, CHANCERY CLERK j oe Cok Dc. vod 0047297 cof Bomowers covenants and agresménts under this Security Instrument and the Not, For this purpose, Borsower frovoably grants and conveys tothe Trustee i rs, with power of sl, the following described propaty located ia MADISON ‘County, Mississipi: ‘the North half of Lot 15 in Block 2 of Busse-Dobson Subdivision, 7° shown by plat thereof of record in land Deed book 3 on page 599 ik the Chancery Clerk's office in Centon, Mississippi. whic has the addrese of 356 DOBSON AVE, CANTON (se inh Misispp 39086 (zip cote) ("Property Addess"): ‘TOGETHER WITH all the improvements now or hoteafr erected on the property, and all easements, appursoances and fixtures now o heveafier a part ofthe propety. Al eplacemonts and additions shall also bs ‘There by thie Sec Instrument lof tho foregoing is eferced to inthis Security Instrument sth “Propet "BORROWER COVENANTS that Borrowers Inwflly ied of th estate hereby conveyed and has the righ rat sod convey th Propecy and tht the Property fs uoeacumbeced, excet for encumbrances of reord. Borrower Shree and will defend generally the tile to the Property against all claims and demands, subject 10 say ‘rcumbeanes of record. "THIS SECURITY INSTRUMENT combines uniform covensats for mation ust and non-uniform covenants ‘wih Limited variations by juradotion to const a uniform security instrument covering real propery Borrower end Lender covenant ab agre as follows: ‘UNIFORM COVENANTS. 1 Payment of roc nro and Tate Charge. Bosowe hl py wen due he pric of snd i tt onace ty etl Shares oder No oy ih dt ied Ns an Oe Charge Bovover eal ace in ech monly yarn Eument of ate ae af Ne a yi cg nm) perp ti i in estan he Peper) ewan prea nd fen ne el ce ee er ngh'_ nay yo nih he Loner mt oy one, sd) pe atau nd an Devopast (See) ony Yor ae a a of Lett il ele Soy soe ch oly een a rts ama morgs nse poiu obo ity Lefer ote Se, al ee ne esa fi ey une bl te Sen, 2 a ent Srey Ex remo ars by he Seta a ia ea ee ae snap oan ced “Ea Pans le Ba Le acu er Eco le inca gpl anon! nt oe ae Yi ge Sones ow esd ea Eat Seen Pret eee pag hcion bbl even tn tponaing aon, 24 CER Fe 3500, hey ay be te CEN cit teen oan emit by RESPA or wate sme om tn in CRESPA ges pana eh at ma) ot be ted on Seater be antag tna pean. sn B-8: srs weer re rod 0045298 | 1 aso ad by Ler for Hao ts eed unos prt ob eld y RESP, Ur stat cota to Borowe oth exes fnde requ by RESPA 3g amr a bby ar my tas ost sou Eons hes un, Lent my ay eco aa ene Phe, ‘Stow page pened RESP "eS Fun se ped w elon ey for al sane wowed by hs acy td 1 owe teat Lair bpp ofl ck tm, Bowonees eon has ced weal as ‘oul alms tos od (9 sd ty map ares rasan nce a ‘not become obligated to pay to the Sceretary, and Lender shall promptly refund any excess finds tl B immediately prior to a foreclosure sale ofthe Propety or it aouicton by Lender, Borrower's seclet sl be coded with any balaoce remaining fr all stallion for tems 3), (0), and (0). 3. Application of Payments. All payments under paragraphs 1 and2 shall be applied by Lender a ‘Ets tothe mortgage insurance premium to bo paid by Lender to the Secretary or othe monthly eige by tho Secretary instead ofthe monthly morgage insurance prea; ‘Second, to any tne, special asseements, leasehold payments or ground rents, and fire, ood and olor baad insurance premiums, a required ‘Thal interest dv uade the Not; ous to amortization of tho prinsipal of the Note; end ih, to lat charges due wader the Note. 4. Fire, Food and Other Hazard Insurance, Borrower sal insure ll improvements on the Property, whether ‘now in existence or subsequently erected, against any hazards, asus, and contingencies, including fet for which ‘Lender requires insurance. This insurance shall be maintained in tho amounts and for the periods that Lender requires. Borrower shall also insure all improvements on the Property, whether now in existence or subsequeatly rset by loo to thet nied by the Sey A nsace lb aed wipes Sepcoved by Lender. The srs policies alan rawr sal eld by Lene ed cl cde Wek pyle clauses in vor of, and in a frm acceptable t, Lent. inthe event of loss, Borrower shall give Lender iumediate uti by mil, Lender may make proof of bss if pot ‘made promptly by Borrower, Exch insurance company concerned is hereby authorized and directed to mail! for such loss diculy to Lender, instead of to Brower and to Lender jointly. Alor any part of thd foruranoe proceeds may be sppied by Lender, {his Security Insrument, fst to any delinquent amount applied inthe order in paragraph 2, and then to ‘of principal, or (6 to th sestoration or reir of the duzaged Propety. Any application ofthe p its option, either () tthe reduation ofthe indebtedness under thd Note and ‘rnspal shall not extead or postpone the due date ofthe montly payments which ae eeered to in paraedph 2, or change the amount of such payments. Any exces insurance proceed over en amount requted to pay all fading indebtedness under the Note and this Security Instrument sll be pid to the enliy legally ented thereto. I the evet of foreclosure ofthis Security Instrument or other transfer of tile to the Propety tat exguisios the indebednes, allright, ile and intrest of Borower in and to lasranee policies in fore shall oie tothe purchaser. 5, Oceupancy, Preservation, Maintenance and Protection of the Propertys Borrower's Lean Av} ‘Leasthalds, Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty ays after th exeetion ofthis Security Instrument (or within sat day ofa later sale or transfer ofthe! rope) and shall continue to occupy the Property as Borrower's principal residence for atleast one year afce th dat of ‘conspancy, unless Lender determines that requirement will asso und hardship for Borrower, or unless uti circumstances exist which are beyond Borrowers contol. Hocrower stall notify Lender of aay elttouatig frames, Borer hl com wa oy, emg or shail cg te rg iu te Property to deteriorate, reasonable wea aa tar excpte. Lender ray inspect the Property ifthe Proper) for abandoned or the loan is in defa. Lender may take resonable ction to protect and preserve sock han b vacant yon 7 id. La ino O04 2999 sandoned Property. Borower shall alo tein defi if Bomower, dng tho loan aplzation posts, gave ‘materially fils or inacuraty information or statements to Leader (r filed to provide Lender will my watceet {aformatoc) in conection with the loan evidenced by the Noto, iacoding, but not limited to, renee aeceming Borrower's occupancy of the Property asa principal residence If this Security Tnsicinent We on a eashol Borower stall comply with the provisions of ti lease. If Borrower aoqies feo tile tthe ropes the leasold and fe te sal not be merged unless Lender agec tothe merger in wating 6. Condemnation, Tho proceeds of any avardor claim for datiage, det or consequential, in connection with ‘uy condemoation or oer taking of aay prt of the Propet, or for conveyance in place of condensation, ‘ery asigned and sl bo pd to Lande to the ext of the laut of indeed at romaine peta ‘wader the Note and this Security Instrument. Lendec shall apply ewch proctes to the reduction of te inetinvens ‘ater the Noto and this Scurty Instrument, ft to any delinquent amounts applied in the onder provided ie ‘ecegrph 3, and then to prepayment of principal. Any aplication ofthe proceed tothe principal stall not eee Postpone the due dat of to monthly payments, which ae refered to in paragraph 2, or chanoe ts sree ce eyments. “Any excess proceeds over an umount requied to pay al oustanding lndebitnons Under te Note sa aa ‘SecuityInsrumeat shall be pid to the entity opal ete eet, 7, Charges to Rorrower and Protection of Lender's Rights in the Property. Borrower ball pay all g2rerapental or municipal cnrges, ies and impostions that ar ht iced in paapopht 2 Boroner sa oy these ebligation on tine dey to the emity whic i owed the payment. If failure to pry would sdverly aes ‘Lender's intest in the Property, wpon Lender's request Borower till promply farish to Lanier cto ‘evidencing theso payments eBorrowe fis to make these payens or he payments requced by paragraph 2, or fl to perform any other

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