AF302 SEM 12016 ASSIGNMENT QUESTION

(15% towards coursework)

Written Assignment - (Group of 4 Members)

Due Date: Friday May 13th by 3pm to School Secretary

This is a group assignment. You need to get into group of 4 members from any tutorials
to attempt this assignment. If any student cannot find group members please see
Jocelyn so she can allocate you in a group. Please note that a soft copy of the
assignment is to be uploaded on Moodle by the due date and time for checking with
Turnitin that highlights any assignments that appear to be similar or copied. Also you
need to submit hard copy of your assignment with the marking guide to the School of
Accounting Secretary. Please ensure that both the hard and soft-copies are the same, if
different both copies will be discarded. Include bibliography for all referenced and
research articles cited.

Maximum Word Limit: 3000 words

QUESTION

Mobile money is the use of mobile phones to store, send and receive
electronic value. Mobile money is a new form of payments systems that
should provide greater convenience, flexibility and cost savings to
consumers. The Fiji Government has just recently announced that $70
million dollars will be paid to the victims of cyclone Winston. They are
considering paying these monies through the Vodafones M-PAISA mobile
app. Mobile money has also been advocated as a vehicle of financial
inclusion. Financial inclusion is the provision of low cost and accessible
financial services to the financially disadvantaged in society. Pacific Island
Countries such as Fiji, Solomon Islands, Samoa and Papua New Guinea have
begun encouraging private sector companies such as commercial banks and
mobile network providers to deploy mobile banking services in their
respective countries. While mobile money has a lot of promise it also
presents significant challenges to these economies.

REQUIRED:
Write a research paper on mobile money in the Fiji Islands. Students should discuss which aspect of
mobile money they wish to investigate. Their research question should be something which is important
but at the same time reasonable to achieve within the time constraints of the assignment. Students should
research the experiences of countries with mobile money and then decide the research questions relevant
to the Fiji Islands context. The research question will determine the nature of the methodology employed
to answer the essays research question.

Below is a list of sample research questions that students may wish to use or adapt for their purposes:
i.) What are Fiji Islanders perceptions of mobile banking services?
ii.) What are the types of mobile banking services offered in the Fiji Islands?
iii.) Are mobile banking services providing a competitive advantage in Fiji Islands?
iv.) What are the benefits/challenges to mobile banking services in the Fiji Islands?

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v.) What are the perceptions of banks and mobile network operators towards mobile banking in the
Fiji Islands?
vi.) What is the role of the Reserve Bank in implementing mobile banking in the Fiji Islands and what
regulatory gaps exist?
vii.) Are Fiji Islanders using mobile banking services? Why and why not?
No. Student ID Student Name
1.
2.
3.
4.

Marking Guide Cover Sheet

AF302 Written Assignment (15%)

Very Poor

Poor

Satisfactory

Good

Very good
MARK
Marking Criteria
CONTENT (25Marks)
The student has:
interpreted the instruction/question appropriately.
clearly addressed the topic with appropriate elaboration of
relevant sub-topics, appropriately weighted and within the
prescribed word count.
demonstrated an understanding of the necessary
concepts/perspective/theories.
used sufficient and appropriate material from relevant and
credible sources to effectively support the key points.
followed any instructions on the number and type of references to
be used.
demonstrated the ability to critically reflect upon key
ideas/issues/findings.
Related issues to the Pacific Island context.
Collected data from primary sources to support arguments.

STRUCTURE/ORGANISATION (25 Marks)

the introduction is appropriate to the type and format of response

and clearly outlines the focus.
the body of the response is well structured, with coherent and
logical development of key ideas in appropriate
sections/paragraphs.
each section/paragraph has a clear focus and line of thought.
the conclusion is appropriate to type and format of the response,
successfully summarising the key ideas/issues/findings.

WRITTEN EXPRESSION (25 Marks)

the writing style is appropriate to the task.
the writing is fluent, exhibiting grammatically correct sentences
that are appropriately punctuated.
there are no spelling or typing errors and due regard is given to
rules of capitalisation and abbreviation, etc.
key ideas from the literature are effectively paraphrased and
cited, and direct quotes are appropriately incorporated.

PRESENTATION (5 Marks)
the essay is well presented and professional quality

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REFERENCING (20 Marks)
in-text citations and direct quotes follow referencing guide rules.
reference list and/or bibliography appropriately compiled.

Total available marks = 100 Total mark obtained /100

Marks towards coursework = 15%

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