Empower For The Month of May 2012 - Corp

For further details on the scheme, please refer to page no.
6
Blank Page
Index
All About Mutual Funds 01
Savings Solutions 04
Regular Income Solutions 19
Wealth Creation Solutions 24
Tax Savings Solutions 48
Close Ended Scheme Performance 51
Fund Manager Wise Scheme Performance 52
Funds at A Glance 53
Investment Objective 56
Dividend History 58
Industry Allocation 60
All About Mutual Funds
Rising expenses, childrens education,
unexpected emergencies and finally retirement
the demands on peoples money seem to
be ever-rising. And savings alone may not
prove to be enough to meet them all. Making
judicious investments though can make their
money work harder. However, most people are
reluctant to invest as they find it very puzzling.
More so, they dont have the time to monitor
the stock markets.
require you to analyze and track companies and the ways
What is the way then to help you achieve of the market. Also they can help them stay less affected by
your financial needs and goals? The the fall in the prices of one particular stock as their returns
are derived by overall performance of various stocks that the
answer can be mutual funds. Here are Mutual Fund invests in.
a few things about mutual funds that Whats the right time to buy and sell mutual funds?
you must know in order to benefit from The right time to buy mutual funds is when the prices of the
funds are low or falling. However, the holding period should be
them: determined by the market conditions ideally. For eg. in growth
funds a greater holding period can offer greater chance to
What are mutual funds? benefit.
A mutual fund is a professionally managed collective
investment scheme that pools money from many investors. What are SIPs?
This money is then invested in stocks, bonds, short-term A systematic investment plan allows you to invest in a fund
money market instruments, and/or other securities. at regular intervals rather than a lump sum one time amount.
SIPs are based on the principle of rupee cost averaging
Types of mutual funds which can help make a fall in schemes NAV work to the
Mutual funds can broadly be classified as open ended investors advantage. When the NAV falls because of a fall
or close ended. While open ended funds are available for in the market, SIP can help accumulate more units at lower
subscription and repurchase on a continuous basis and rates while restraining them from going overboard in a rising
do not have a fixed maturity period, close ended funds are market by giving fewer units at those higher levels. Further,
open for subscription only during a specified period at the by staying invested for a long period of time, they may also
time of launch of the scheme and have a stipulated maturity profit from the appreciation in equities tend to show over the
period. The funds can further be classified according to the long term.
investment objective as:
How do I select the right mutual funds?
Growth or equity funds: The aim of growth funds is to While choosing a mutual fund, its important to keep your
provide capital appreciation over medium to long term. objectives, risk appetite and investment budget in mind. You
Such schemes normally invest a major part of their should also keep in mind the performance of the fund over
corpus in equities and have comparatively high risks. the last couple of years and check the exit load charged by a
Debt funds: The objective of debt funds is to generate particular scheme which is charged as a percentage of NAV
steady returns while aiming to preserve your capital. and has the effect of reducing returns by that amount.
They invest only in fixed income instruments like
company bonds, debentures, government securities etc.
Balanced funds: These funds invest in both equity and By keeping these simple things in mind,
debt in varying proportions. So, their average returns and
risk profile also fall some where in between growth and
you can make mutual fund investments
debt funds. that can work to your advantage and
How do mutual funds score over equities? help in realizing your financial goals.
Unlike equity Investments, mutual fund investments do not
01
Investment Outlook
Equity Investment Outlook
Indian equity markets were virtually flat, declining by less than 1% over last month. FII flows turned negative to Rs. 1,109.10 Crs vis--vis
purchases of Rs. 8,381.10 Crs over previous month. The market mood seems to be circumspect as analysts digest corporate earnings
reports, participants wait for clarity on GAAR and certain risks lurk over the horizon Indias worsening balance of payments condition
and appearance of fault lines in the European patchwork.
However, as investors brood over macro and micro actions from regulatory bodies viz. *PNGRB (Gas utilities), TRAI (Telecom, Cable) and
CCI, businesses that are less dependent on policy are making steady progress. This has turned the landscape into a stock pickers haven
with great opportunities for investors that may not be apparent in the indices moves.
Investors could also take comfort from current market valuations of less than 14x FY13e earnings. This provides reasonable margin of
safety for long-term investors.
Data Source: Bloomberg

*Petroleum & Natural Gas Regulatory Board
Debt Investment Outlook
Domestic Growth Outlook On the other hand, economic data out of US continues to be good with
Since June 2011, our view has been that India is undergoing a Q1 2012 GDP coming in at 2.2%. Our base case is that US continues to
cyclical slowdown A view which has panned out with GDP slowing grow below trend (~2%) as the US consumer remains in a deleveraging
from 8% in FY11 to 6.1% in the latest Q3 FY12 quarter. Though, both mode.
Investments and consumption have slowed down, investments has We are also slightly concerned with the weakness in economic data out
been the major driver of slowdown. Investments (36% of GDP) growth of China and continue to monitor the situation closely.
for the country has now been negative for the last 2 quarters. On the
other hand, Consumption (60% of GDP) also slowed from 8.4% in Central Bank Stance
FY11 to 6.2% in the latest quarter. After 375bps rate increases over last 2 yrs and guiding us that future
Going forward, we think growth bottomed out in Q3 FY12 and that rate actions will be towards lowering them for the last 4 months, RBI
we should have a slow and steady recovery in FY13. Already leading surprised the market with a 50bps repo rate cut (market expectations
economic indicators such as car sales and PMI have started picking 25bps) in April 2012. Interestingly, RBI governor also indicated that
up. But given high interest rates, govt. policy inaction and unsteady space for further reduction in policy rates is limited. Along with cutting
global environment we do not expect a V shaped recovery. Overall, repo rate by 50bps, the central bank projected 7.3% GDP growth in
we expect FY13 growth to be sub 7% - slightly below RBIs FY13 FY13 and 6.5% headline inflation by Mar 2013.
projection of 7.3% We believe that Core inflation moderation over last 4 months is the key
rationale for the surprise RBI action. In fact, Non-food manufactured
Inflation Outlook products inflation, which was 8.4% in November 2011, has decreased
On the inflation front, headline WPI increased marginally from 6.7% significantly to 4.7% in March 2012. Despite mentioning upside risks,
in Feb 2012 to 6.9% in March 2012. The key point is that non-food RBI seems to believe inflation will stabilize at current levels. As a result,
manufactured products inflation (RBIs gauge of core inflation) RBI governor projected inflation to be at 6.5% in Mar 2013 not very
has moderated from 8.4% in Nov 2011 to 4.7% in Mar 2012. This different from the 6.9% in Mar 2012.
moderation in core inflation is the primary reason why RBI started its Overall, we expect RBI to cut repo by another 25-50bps over next 6-9
rate easing cycle in April 2012 in line with our expectations. months.
Going forward we think that Indias inflation would oscillate between
6-7% through FY13. The bigger concern however is on the future path Bond Market Outlook
of core inflation over next 4-6 months as that determines the future We continue to believe that current environment is better to own 1-3yr
RBI rate easing actions. Our sense is that there is a good probability corporate bond. With RBI having started its rate cutting cycle, we
that core inflation could moderate over next 4-6 months after hitting believe front end of the yield curve offers the most attractive total return
a local peak in April 2012. April inflation numbers (both core and opportunity. In other words, we expect yield curve to bull steepen.
headline) are expected to be elevated due to the increase in excise In the front end, our call that that both 3mon and 6mon rates have
duty from 10% to 12% in the Union Budget. peaked at 11.5% in March 2012 has been on the money. 3 and 6
month rate rates have rallied 200bps and 150bps respectively from
Global Growth outlook the highs in March 2012 and 1yr cd rates have rallied ~100bps. With
After remaining benign for the first 3 months of the year, there are 1yr bank CD rates close to 180bps over repo rate, we think there is
again concerns arising on the global front. Primary concern remains significant opportunity for 1-3yr rates to be 100-150bps lower over the
on Europe, where economic data has again started trending down as next 6 months.
reflected in the latest April 2012 PMI data. Moreover, with elections On the other hand duration had a very volatile month in April 2012.
due in both France and Greece in May 2012, there is an increased 10yr Gsec rallied 40bps from Apr5 to Apr15 and then sold off ~30bps
probability of contagion fears arising out of Europe. Already Spanish over the next 2 weeks. We remain tactical on duration as the tug-of-war
and Italian 10yr bond yields are 70-100bps wider from early March between fundamentals and supply technicals plays out.
2012 levels.
02
Savings Solutions
What are Saving Solutions? Who can benefit from Saving Solutions?
Our Savings Solutions are aimed at This is an ideal solution for investors who
preserving your money, providing you have low - medium propensity for risk and
with liquidity and giving you superior high liquidity. These can be ideal for first time
tax-efficient returns compared to bank investors in mutual funds.
accounts and FDs.
Regular Income Solutions

What are Regular Income Solutions? Who can benefit from Regular Income
Solutions?
Our Regular Income Solutions aim
to preserve your money and provide This is an ideal solutions for investors who
regular income. are interested in alternative modes of regular
income, either in present of after retirement
stage, and have low propensity for risk.
(Regular income is not assured & is subject to
availability of distributable surplus.)
Wealth Creation Solutions

What are Wealth Creation Solutions? Who can benefit from Wealth Creation
Solutions?
Our Wealth Creation Solutions aim to
grow your money through equity/gold These solutions can be ideal for investors
investments and are available in a range who are planning for future expenses, like
of conservative to aggressive options. higher education of children, marriage, buying
a home etc.These solutions are available
in the range of aggressive to conservative
options to suit the needs of the investor.
Tax Savings Solutions

What are Tax Savings Solutions? Who can benefit from Tax Savings
Solutions?
Our Tax Savings Solutions help to
reduce your tax burden and at the same Tax saving is important, especially when
time, aim to grow your money through investors can save up to ` 30,900 in taxes!
equity investments. Section 80C of the Income Tax Act, 1961
provides options to save tax by reducing the
taxable income by up to ` 1 lakh.
But, wealth creation is also important. Isnt it?
Thats why this solution is ideal for investors
who would like to create wealth along with
tax saving.
Tax savings of ` 30,900 is calculated assuming qualifying amount of
deduction is ` 1 lakh & investor falls in the top income tax slab of 30% &
includes applicable cess. Investors are advised to consult their tax advisor
in view of individual nature of tax benefits.
Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is
subject to conditions specified therein. Investors are requested to note that
fiscal laws may change from time to time and there can be no guarantee
that the current tax position may continue in the future.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner,
indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
03
Savings Solutions
What are Saving Solutions?
Our Savings Solutions are aimed at

preserving your money, providing you
with liquidity and giving you superior
tax-efficient returns compared to bank
accounts and FDs.
Who can benefit from Saving

Solutions?
This is an ideal solution for investors

who have low - medium propensity for
risk and high liquidity. These can be
ideal for first time investors in mutual
funds.
Benefits of Savings Solutions:
Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings
solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can
benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.
Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds)
issued by the Government of India which are considered relatively safe.
Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally
credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added
convenience.
Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A
dividend distribution tax of 13.519% is applicable and is deducted by the fund house.
There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6
months c. 6 months to 1 year d. 1 year +
Investors are advised to consult their tax advisor in view of individual nature of tax benefits.
The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any
manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
04
Birla Sun Life Cash Plus
What is it?
A fund that aims to provide the convenience SAVINGS SOLUTIONS
of a savings account with the opportunity

to earn higher post-tax returns. (Investors
are advised to consult their tax advisor in
view of individual nature of tax benefits.) Conservative Returns Low Risk 1 day + High Liquidity
As on April 30, 2012

Rating Profile of Portfolio
Fund Details
Fund Manager: Mr. Kaustubh Gupta &
25.34%
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience: 5 years & 7 years
Date of inception: June 16, 1997
Nature of the scheme: An Open-ended Liquid
74.65%
Scheme
NAV of Plans / Options (`)^ AAA Cash & Current Assets
Retail Plan
Growth: 284.1962
Dividend: 163.6940 Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 281.8475
Institutional Plan
Date of Inception: June 16, 1997 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Growth: 290.0896 Unit. * Life Cash Liquid Year T-Bill 10000 in
Dividend: 108.0230 (`) Plus (%) Fund Index Index ## Birla Sun CRISIL CRISIL 1
# (%) (%) Life Cash Liquid Year T-Bill
Weekly Dividend: 108.1567
Plus (`) Fund Index Index ## (`)
Institutional Premium Plan # (`)
Growth: 173.2575 Since inception till
10.0000 7.25 N/A N/A 281848 N/A N/A
Daily Dividend: 100.1950 March 30, 2012 (CAGR)
Weekly Dividend: 100.3087 March 31, 2011 to 25.8989 8.83 8.44 6.59 10883 10844 10659
March 30, 2012 (Absolute)
^The Face Value per unit of all the plans/ options
March 31, 2010 to 24.4974 5.72 6.21 3.86 10572 10621 10386
under Birla Sun Life Cash Plus has been changed March 31, 2011 (Absolute)
from `.10/- to `.100/- effective from October 07, March 31, 2009 to
23.5621 3.97 3.69 3.08 10397 10369 10308
2011 March 31, 2010 (Absolute)
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Benchmark: CRISIL Liquid Fund declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Index
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 71. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Load Structure (as % of NAV)
Entry Load: Nil
Exit Load: Nil

Other Parameter
Modified Duration : 0.12 years
Yield to Maturity: 10.44%
Mark to Market: 0%
Standard Deviation
Retail Plan: 0.65%
Institutional Plan: 0.64%
Institutional Premium
Plan: 0.62%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
Top Ten Portfolio Holdings

Issuer % to net Assets Rating Issuer % to net Assets Rating
UCO Bank 6.09% CRISIL A1+ Housing Development Finance Corporation Ltd. 4.38% [ICRA] A1+
IndusInd Bank Ltd. 5.50% CRISIL A1+ Indian Oil Corporation Ltd. 3.44% CRISIL A1+
IDBI Bank Ltd. 5.43% [ICRA] A1+ Axis Bank Ltd. 3.43% CRISIL A1+
Canara Bank 5.18% CRISIL A1+ Karur Vysya Bank Ltd. 2.90% CRISIL A1+
Kotak Mahindra Bank Ltd. 4.57% The Federal Bank Ltd. 2.75% CRISIL A1+
05
Birla Sun Life Cash Manager
What is it?
of a savings account with the opportunity

view of individual nature of tax benefits.) Conservative Returns Low Risk 1 day + High Liquidity

Fund Details
Fund Manager: Mr. Kaustubh Gupta & 5.19%
Ms. Sunaina Da Cunha 19.61%
Date of inception:
Retail Plan: May 14, 1998 75.20%
Institutional Plan: September 27, 2004
Nature of the scheme: An Open-ended Income
Scheme AAA Cash & Current Assets AA
NAV of Plans / Options (`)^

Retail Plan Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 259.5964
Growth: 261.9523
Date of Inception: May 14, 1998 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Daily Dividend: 100.0450 10000 in
Unit. * Life Cash Short Term Year T-Bill
Weekly Dividend: 100.1850 (`) Manager (%) Bond Fund Index ## Birla Sun CRISIL CRISIL 1
Institutional Plan Index # (%) Life Cash Short Term Year
(%) Manager Bond Fund T-Bill Index
Growth: 181.4458 (`) Index # (`) ## (`)
Daily Dividend: 100.0300 Since inception till
10.0000 7.11 N/A N/A 259596 N/A N/A
Weekly Dividend: 100.1850 March 30, 2012 (CAGR)
March 31, 2011 to 23.8565 8.82 8.28 6.59 10882 10828 10659
^The Face Value per unit of all the plans/ options March 30, 2012 (Absolute)
under Birla Sun Life Cash Manager has been March 31, 2010 to 22.4515 6.26 5.12 3.86 10626 10512 10386
changed from `.10/- to `.100/- effective from March 31, 2011 (Absolute)
October 07, 2011 March 31, 2009 to 21.5197 4.33 5.88 3.08 10433 10588 10308
Benchmark: CRISIL Short Term Bond Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
Fund Index scheme/additional benchmark returns are not available, they have not been shown.
Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load: Nil
Other Parameter
Modified Duration: 0.18 years
Mark to Market: 17%
Standard Deviation:
Retail Plan: 0.61%
Note:
Explorer.

Tata Capital Ltd. 10.03% [ICRA] A1+ Export-Import Bank of India 5.27% CRISIL AAA
Indian Oil Corporation Ltd. 6.53% CRISIL A1+ IndusInd Bank Ltd. 5.10% CRISIL A1+
The Jammu & Kashmir Bank Ltd. 6.52% CRISIL A1+ LIC Housing Finance Ltd. 4.86% CRISIL AAA
The South Indian Bank Ltd. 6.50% CARE A1+ Punjab National Bank 3.56% CARE A1+
Housing Development Finance Corporation Ltd. 5.47% [ICRA] A1+ IDBI Bank Ltd. 2.62% [ICRA] A1+
06
Birla Sun Life Savings Fund
What is it?
of a savings account with the opportunity to

earn higher post-tax returns. (Investors are
advised to consult their tax advisor in view of
individual nature of tax benefits.) Conservative Returns Low Risk 1 day + High Liquidity

Fund Details
Fund Manager: Mr. Kaustubh Gupta 2.99%
16.91%
Total Experience: 5 years
Date of inception
Retail Plan: November 27, 2001
Institutional Plan: April 16, 2003
80.09%
Nature of the scheme: An Open-ended Short
Term Income Scheme
AAA Cash & Current Assets AA
Retail Plan Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 198.6414
Growth: 200.4939
Date of Inception: Nov 27, 2001 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Daily Dividend: 100.0680 10000 in
Unit. * Life Savings Short Term Year T-Bill
Weekly Dividend: 100.0954 (`) Fund (%) Bond Fund Index ## Birla CRISIL CRISIL 1
Institutional Plan Index # (%) Sun Life Short Term Year T-Bill
(%) Savings Bond Fund Index ## (`)
Growth: 206.1906 Fund (`) Index # (`)
Daily Dividend: 100.0680 Since inception till
10.0000 6.87 N/A N/A 198641 N/A N/A
Weekly Dividend: 100.0954 March 30, 2012 (CAGR)
March 31, 2011 to 18.1928 9.19 8.28 6.59 10919 10828 10659
^The Face Value per unit of all the plans/ options March 31, 2010 to 17.1125 6.31 5.12 3.86 10631 10512 10386
under Birla Sun Life Savings Fund has been March 31, 2011 (Absolute)
March 31, 2009 to
changed from `.10/- to `.100/- effective from 16.3633 4.58 5.88 3.08 10458 10588 10308
October 07, 2011
Benchmark: CRISIL Short Term scheme/additional benchmark returns are not available, they have not been shown.
Bond Fund Index Total Schemes managed by Mr. Kaustubh Gupta is 71. Refer annexure on page no. 52 to know more on performance of schemes managed by
Fund Managers.

Entry Load: Nil
Exit Load: Nil
Other Parameter
Mark to Market: 15%
Standard Deviation
Retail Plan: 0.63%
Note:
Explorer.

Reliance Ports & Terminals Ltd. 7.64% CARE AAA Edelweiss Financial Services Ltd. 4.70% CRISIL A1+
LIC Housing Finance Ltd. 7.27% CRISIL AAA ICICI Bank Ltd. 4.25% [ICRA] A1+
Reliance Capital Ltd. 6.89% CARE AAA IndusInd Bank Ltd. 3.53% CRISIL A1+
Tata Capital Ltd. 4.72% [ICRA] A1+ Jindal Power Ltd. 2.99% [ICRA] AA
Indian Oil Corporation Ltd. 4.71% CRISIL A1+ ICICI Securities Primary Dealership Ltd. 2.96% CRISIL A1+
07
Birla Sun Life Ultra Short Term Fund
What is it?
of parking your savings with an opportunity

Conservative Returns Low-Medium Risk 1 month + High Liquidity
view of individual nature of tax benefits)
Fund Details
Fund Manager: Mr. Kaustubh Gupta & 14.20%
Mr. Lokesh Mallya
Managing Fund Since: Sep 29, 2009
Date of inception: April 19, 2002
Nature of the scheme: An Open-ended Short
Term Income Scheme 85.80%
Cash & Current Assets AAA
Retail Plan
Growth: 195.1515
Daily Dividend: 100.0550
Fortnightly Dividend: 104.3603 Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 193.4296
Institutional Plan
Date of Inception: April 19, 2002 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Growth: 129.2063 Unit. * Life Ultra Short Term Year T-Bill 10000 in
Daily Dividend: 100.0550 (`) Short Term Bond Fund Index ## Birla Sun CRISIL CRISIL 1
Fund (%) Index # (%) Life Ultra Short Term Year
Weekly Dividend: 101.8668 (%) Short Term Bond Fund T-Bill Index
Fortnightly Dividend: 103.5039 Fund (`) Index # (`) ## (`)
^The Face Value per unit of all the plans/ options Since inception till
10.0000 6.85 6.36 5.20 193430 18474 16562
under Birla Sun Life Ultra Short Term Fund has March 30, 2012 (CAGR)
March 31, 2011 to
been changed from `.10/- to `.100/- effective March 30, 2012 (Absolute)
17.6990 9.29 8.28 6.59 10929 10828 10659
from October 07, 2011 March 31, 2010 to 16.6229 6.47 5.12 3.86 10647 10512 10386
March 31, 2009 to 15.9151 4.45 5.88 3.08 10445 10588 10308
Benchmark: CRISIL Short Term March 31, 2010 (Absolute)
Bond Fund Index # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Load Structure (as % of NAV) Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 71. Total Schemes managed by Mr.
Lokesh Mallya is 2. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Entry Load : Nil
Exit Load** : For redemption/switch-
out of units within 15
days from the date of
allotment: 0.25% of
applicable NAV.
**Exit Load is NIL for
units issued in Bonus &
Dividend Reinvestment.
Other Parameter
Mark to Market: 9%
Standard Deviation: 0.63%

Note:
Explorer.
IndusInd Bank Ltd. 11.45% CRISIL A1+ Small Industries Development Bank of India. 7.90% CARE A1+
Axis Bank Ltd. 11.28% CRISIL A1+ Indian Oil Corporation Ltd. 7.16% CRISIL A1+
Rural Electrification Corporation Ltd. 10.87% CRISIL AAA State Bank of Mysore 5.54% [ICRA] A1+
Dena Bank 9.29% CRISIL A1+ Housing Development Finance Corporation Ltd. 5.08% CRISIL AAA
Canara Bank 8.63% CRISIL A1+ ICICI Bank Ltd. 3.56% [ICRA] A1+
08
Birla Sun Life Dynamic Bond Fund
What is it?
A dynamic income solution that aims to generate SAVINGS SOLUTIONS
returns with active management in bonds of quality

companies to capture positive price movements and
minimize the impact of adverse price movements.

Fund Details
Fund Manager: Mr. Maneesh Dangi
Managing Fund Since: September 12, 2007 23.86% 4.63% 0.70%

Date of inception: September 27, 2004
Scheme 70.81%
NAV of Plans / Options (`)

Sovereign AAA AA Cash & Current Assets
Growth: 18.1458
Monthly Dividend: 10.5064
Quarterly Dividend: 11.4448
Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 17.9618
Benchmark: CRISIL Composite Bond
Date of Inception: Sept 27, 2004 NAV Per Birla Sun CRISIL CRISIL 10 Value of Standard Investment of `
Fund Index Unit. * Life Dynamic Composite Year Gilt 10000 in
(`) Bond Fund Bond Fund Index Birla CRISIL CRISIL 10
Load Structure (as % of NAV) (Incl. for SIP) (%) Index # ## (%) Sun Life Composite Year Gilt
(%) Dynamic Bond Fund Index
Entry Load: Nil Bond Index # (`) ## (`)
Exit Load**: For redemption / switch-out Fund (`)
of units within 180 days Since inception till 10.0000 8.11 5.69 4.87 17962 15158 14293
from the date of allotment: March 30, 2012 (CAGR)
0.50% of applicable NAV.
March 31, 2011 to 16.3713 9.72 7.68 2.43 10972 10768 10243
For redemption / switch-out March 30, 2012 (Absolute)
of units after 180 days from
March 31, 2010 to
the date of allotment: Nil. 15.5071 5.57 5.06 4.61 10557 10506 10461
**Exit Load is NIL for units
issued in Bonus & Dividend March 31, 2009 to 14.3474 8.08 5.41 3.60 10808 10541 10360
Reinvestment.
Other Parameter declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Maneesh Dangi is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by
Fund Manager.
Mark to Market: 95%
Note:
Explorer.

LIC Housing Finance Ltd. 9.41% CRISIL AAA ICICI Bank Ltd. 4.79% [ICRA] A1+
Housing Development Finance Corporation Ltd. 6.54% CRISIL AAA Vijaya Bank 4.20% CARE A1+
Canara Bank 6.44% CRISIL A1+ Reliance Utilities & Power Private Ltd. 3.90% CARE AAA
Power Finance Corporation Ltd. 6.14% CRISIL AAA Power Finance Corporation Ltd. 3.44% CRISIL AAA
IDBI Bank Ltd. 4.89% CRISIL AA+ Cholamandalam Inv & Finance company Ltd. 3.08% [ICRA] AA
09
Birla Sun Life Medium Term Plan
What is it?
An income solution that aims to optimize returns SAVINGS SOLUTIONS
in medium term by investing with portfolio

duration between 1 year to 5 years and
using flexibility to change duration based
on prevailing interest rate environment.
Fund Details
Fund Manager: Mr. Maneesh Dangi 16.97%
Managing Fund Since: June 25, 2009
Total Experience: 11 years 13.28%
Date of inception: March 25, 2009

Scheme 69.75%
Retail Plan AAA AA Cash & Current Assets
Growth: 12.5184
Fortnightly Dividend: 10.2646 Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 12.4024
Date of Inception: Mar 25, 2009 NAV Per Birla Sun CRISIL CRISIL 10 Value of Standard Investment of `
Institutional Plan 10000 in
Unit. * Life Medium Short Term Year Gilt
Growth: 12.1531 (`) Term Plan Bond Fund Index ## Birla CRISIL CRISIL 10
Weekly Dividend: 10.0299 (%) Index # (%) Sun Life Short Term Year Gilt
(%) Medium Bond Fund Index ## (`)
Fortnightly Dividend: 10.2663 Term Plan Index # (`)
Monthly Dividend: 10.2806 (`)
Since inception till 7.40 6.41 2.97 12402 12060 10925

10.0000
Benchmark: CRISIL Short Term Bond March 30, 2012 (CAGR)
Fund Index March 31, 2011 to 11.3027 9.73 8.28 2.43 10973 10828 10243
Load Structure (as % of NAV) (Incl. for SIP) March 31, 2010 to 10.5916 6.71 5.12 4.61 10671 10512 10461
Entry Load: Nil March 31, 2011 (Absolute)
Exit Load**: For Redemption / Switch- March 31, 2009 to 10.0117 5.79 5.88 3.60 10579 10588 10360
out of units within 180 days March 31, 2010 (Absolute)
from the date of allotment: # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
2.50% of applicable NAV , Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
after 180 days but Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Maneesh Dangi is 4. Total Schemes managed by Mr.
before 365 days from Kaustubh Gupta is 71. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
the date of allotment:
2.00% of applicable NAV ,
after 365 days but before
730 days from the date
of allotment:1.00% of
applicable NAV, after
730 days from the date of
allotment: Nil
Other Parameter
Mark to Market: 97%
Standard Deviation:
Note:
Explorer.
Top Portfolio Holdings
LIC Housing Finance Ltd. 67.78% CRISIL AAA Mahindra & Mahindra Financial Services Ltd. 13.28% CRISIL AA+
Cash & Current Assets 16.97% ICICI Bank Ltd. 1.98% [ICRA] A1+
10
Birla Sun Life Income Plus
What is it?
A fund that invests in a combination of SAVINGS SOLUTIONS
bonds and Government securities of

varying maturities from time to time with
an aim to optimize returns.
Moderate Returns Medium Risk 1 yr + High Liquidity

Fund Details
Fund Manager: Mr. Prasad Dhonde
10.05% 11.18%
Managing Fund Since: Jan 11, 2010 5.38%
Date of inception: October 21, 1995
Scheme
73.39%
Growth: 48.1666 Sovereign AAA AA Cash & Current Assets
Quarterly Dividend: 12.5270

Investment Performance - Growth NAV as on March 30, 2012: ` 47.8041
Benchmark: CRISIL Composite Bond
Fund Index Date of Inception: Oct 21, 1995 NAV Per Birla Sun CRISIL CRISIL 10 Value of Standard Investment of `
Unit. * Life Income Composite Year Gilt 10000 in
(`) Plus (%) Bond Fund Index
Load Structure (as % of NAV) (Incl. for SIP) Birla CRISIL CRISIL 10
Index # ## (%)
Sun Life Composite Year Gilt
Entry Load: Nil (%)
Income Bond Fund Index
Exit Load**: 1% if redeemed / switched Plus (`) Index # (`) ## (`)
out within 365 days from Since inception till 10.39 N/A 47804 N/A
10.0000 N/A N/A
March 30, 2012 (CAGR)
the date of allotment. March 31, 2011 to 44.0331 8.56 7.68 2.43 10856 10768 10243
**Exit Load is NIL for March 30, 2012 (Absolute)
units issued in Bonus & March 31, 2010 to 41.9401 4.99 5.06 4.61 10499 10506 10461
Dividend Reinvestment. March 31, 2011 (Absolute)
March 31, 2009 to 39.6094 5.88 5.41 3.60 10588 10541 10360
Other Parameter March 31, 2010 (Absolute)
Modified Duration: 2.56 years # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Yield to Maturity: 9.50% Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Mark to Market: 93% additional benchmark returns are not available, they have not been shown.
Standard Deviation: 2.51% Total Schemes managed by Mr. Prasad Dhonde is 7. Refer annexure on page no. 52 to know more on performance of schemes managed by
Fund Manager.
Note:
Explorer.

9.15% GOI 14Nov2024 11.18% Sovereign Power Finance Corporation Ltd. 5.10% CRISIL AAA
Canara Bank 9.06% CRISIL A1+ Reliance Ports & Terminals Ltd. 4.99% CARE AAA
Punjab National Bank 8.36% CARE A1+ IDBI Bank Ltd. 4.96% CRISIL AA+
Axis Bank Ltd. 6.44% CRISIL A1+ Power Finance Corporation Ltd. 4.92% CRISIL AAA
Vijaya Bank 6.36% CARE A1+ UCO Bank 4.85% CRISIL A1+
11
Birla Sun Life Short Term Fund
(erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)
What is it?
A moderate income fund that invests in SAVINGS SOLUTIONS
a combination of Government securities

& bonds of varying maturities which can
offer superior levels of yield at relatively
lower levels of risks.
Fund Details
Fund Manager: Mr. Prasad Dhonde
Managing Fund Since: July 01, 2011 11.70%
13.99%
Scheme
74.30%

Growth: 39.6859 AAA AA Cash & Current Assets
Benchmark: CRISIL Composite Investment Performance - Growth NAV as on March 30, 2012: ` 39.2656
Bond Fund Index
Date of Inception: March 3, 1997 NAV Per Birla Sun CRISIL CRISIL 10 Value of Standard Investment of `
Unit. * Life Short Composite Year Gilt 10000 in
(`) Term Fund Bond Fund Index Birla Sun CRISIL CRISIL 10
Load Structure (as % of NAV) (Incl. for SIP) (%) Index # ## (%) Life Short Composite Year Gilt
(%) Term Fund Bond Fund Index ## (`)
Entry Load: Nil (`) Index # (`)
Exit Load**: For Redemption / Switch- Since inception till
10.0000 9.49 N/A N/A 39266 N/A N/A
out of units within 30 March 30, 2012 (CAGR)
days from the date of March 31, 2011 to 35.8062 9.66 7.68 2.43 10966 10768 10243
allotment: 0.50% of March 30, 2012 (Absolute)
March 31, 2010 to 33.9643 5.42 5.06 4.61 10542 10506 10461
applicable NAV. March 31, 2011 (Absolute)
**Exit Load is NIL for March 31, 2009 to 32.4047 4.81 5.41 3.60 10481 10541 10360
units issued in Bonus & March 31, 2010 (Absolute)
Dividend Reinvestment. # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Other Parameter scheme/additional benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 7. Refer annexure on page no. 52 to know more on performance of schemes managed by
Modified Duration: 0.90 years Fund Manager.
Mark to Market: 89%
Note:
Standard Deviation is calculated on Annualised basis
Explorer.

Power Finance Corporation Ltd. 9.97% CRISIL AAA Central Bank of India 6.42% CARE A1+
Bank of India 9.19% CRISIL A1+ Punjab National Bank 6.12% CARE A1+
LIC Housing Finance Ltd. 7.28% CRISIL AAA Sundaram Finance Ltd. 5.31% [ICRA] AA+
Housing Development Finance Corporation Ltd. 6.65% CRISIL AAA Infrastructure Development Finance Company Ltd. 4.58% [ICRA] AAA
IDBI Bank Ltd. 6.47% [ICRA] A1+ Housing Development Finance Corporation Ltd. 3.34% CRISIL AAA
12
Birla Sun Life Floating Rate Fund - Long Term Plan
What is it?
A fund that aims to generate income by SAVINGS SOLUTIONS
investing substantially into floating rate

debt/money market instruments.
Conservative Returns Low Risk 1 month + High Liquidity

Fund Details
69.34%
Scheme
Cash & Current Assets AAA

Retail Plan
Growth: 186.1389
Institutional Plan Date of Inception: June 05, 2003 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Unit. * Life Floating Liquid Year T - Bill 10000 in
Growth: 128.1741
(`) Rate Fund - Fund Index Index ## Birla CRISIL CRISIL 1
Daily Dividend: 100.0190 Long Term # (%) (%) Sun Life Liquid Year T - Bill
Weekly Dividend: 100.1891 Plan (%) Floating Fund Index Index
Rate Fund # (`) ## (`)
^The Face Value per unit of all the plans/ options - Long
under Birla Sun Life Floating Rate Fund Long Term Plan
Term Plan has been changed from ` 10/- to (`)
` 100/- effective from October 07, 2011 Since inception till
10.0000 7.17 6.04 5.03 184298 16785 15424
March 31, 2011 to 16.8342 9.48 8.44 6.59 10948 10844 10659
Benchmark: CRISIL Liquid Fund
March 31, 2010 to 15.7875 6.63 6.21 3.86 10663 10621 10386
Index March 31, 2011 (Absolute)
March 31, 2009 to 14.6216 7.97 3.69 3.08 10797 10369 10308
Entry Load: Nil Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Exit Load**: Nil declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
** Exit Load is NIL for Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.

Other Parameter
Mark to Market: 7.50%
Note:
Explorer.

Axis Bank Ltd. 8.42% CRISIL A1+ State Bank of Hyderabad 7.62% [ICRA] A1+
IDBI Bank Ltd. 7.87% CRISIL A1+ Syndicate Bank 7.53% CARE A1+
Karnataka Bank Ltd. 7.64% [ICRA] A1+ ICICI Bank Ltd. 6.09% [ICRA] A1+
Indian Oil Corporation Ltd. 7.62% CRISIL A1+ Tata Motors Finance Ltd. 4.57% [ICRA] A1+
Sterlite Energy Ltd. 7.62% CRISIL A1+ ING Vysya Bank Ltd. 2.64% CRISIL A1+
13
Birla Sun Life Floating Rate Fund - Short Term Plan
What is it?
A fund that provides the convenience of SAVINGS SOLUTIONS
parking your savings with an opportunity

Conservative Returns Low-Medium Risk 1 day + High Liquidity
view of individual nature of tax benefits.)
Fund Details
0.75%
Scheme 74.03%
Retail Plan AAA Cash & Current Assets AA
Growth: 177.9915
Institutional Plan Investment Performance - Retail Plan - Growth NAV as on March 30, 2012: ` 176.4399
Growth: 143.6646
Date of Inception: June 05, 2003 NAV Per Birla Sun CRISIL CRISIL 1 Value of Standard Investment of `
Daily Dividend: 100.0200 Unit. * Life Floating Liquid Year T - Bill 10000 in
Weekly Dividend: 100.1616 (`) Rate Fund - Fund Index Index Birla CRISIL CRISIL 1
Short Term # (%) ## (%) Sun Life Liquid Year T - Bill
^The Face Value per unit of all the plans/ options Plan (%) Floating Fund Index Index ## (`)
under Birla Sun Life Floating Rate Fund Short Rate Fund # (`)
Term Plan has been changed from `.10/- to - Short
Term Plan
`.100/- effective from October 07, 2011 (`)
10.0000
March 31, 2011 to
Benchmark: CRISIL Liquid Fund Index March 30, 2012 (Absolute)
16.1324 9.37 8.44 6.59 10937 10844 10659
March 31, 2010 to 15.1285 6.64 6.21 3.86 10664 10621 10386
Load Structure (as % of NAV) March 31, 2011 (Absolute)
March 31, 2009 to 14.4363 4.79 3.69 3.08 10479 10369 10308
Exit Load**: Nil # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
** Exit Load is NIL for Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
units issued in Bonus & Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 71. Total Schemes managed by Ms.
Dividend Reinvestment. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Other Parameter
Mark to Market: 0%
Note:
Explorer.

IDBI Bank Ltd. 9.38% [ICRA] A1+ Canara Bank 4.05% CRISIL A1+
National Housing Bank 5.56% [ICRA] A1+ Karnataka Bank Ltd. 2.98% [ICRA] A1+
UCO Bank 4.76% CRISIL A1+ Fullerton India Credit Company Ltd. 2.97% [ICRA] A1+
Indian Oil Corporation Ltd. 4.24% CRISIL A1+ Reliance Capital Ltd. 2.96% CRISIL A1+
Export-Import Bank of India 4.11% CRISIL A1+ Dewan Housing Finance Corporation Ltd. 2.96% CRISIL A1+
14
Birla Sun Life Gilt Plus
What is it?
A fund that aims to generate income and SAVINGS SOLUTIONS
capital appreciation by investing exclusively

in Government Securities.
Fund Details
Fund Manager: Mr. Prasad Dhonde Liquid Plan PF Plan Regular Plan
18.61% 45.94% 9.83%
Nature of the scheme: An Open-ended Government
Securities Scheme
Liquid Plan
Growth: 24.2265
Dividend: 10.2507
81.39% 54.06%
Annual Dividend Option: 10.6930 90.17%
PF Plan
Sovereign Cash & Current Assets Cash & Current Assets Sovereign Sovereign Cash & Current Assets
Growth: 27.5540
Dividend: 10.9785
Regular Plan Investment Performance - Liquid Plan - Growth NAV as on March 30, 2012: ` 24.0657
Growth: 33.5248 Date of Inception: Oct 12, 1999 NAV Per Birla Sun I-Sec SI-BEX CRISIL 1 Value of Standard Investment of ` 10000
Dividend: 12.0902 Unit. * Life Gilt Plus- # (%) Year in
Benchmark: (`) Liquid Plan T-Bill Index Birla Sun I-Sec SI-BEX CRISIL 1 Year
Liquid Plan: I-Sec SI-BEX (%) ## (%) Life Gilt # (`) T-Bill Index
Plus - Liquid ## (`)
PF Plan: I-Sec LI-BEX
Plan (`)
Regular Plan: I-Sec LI-BEX Since inception till
10.0000 7.29 N/A N/A 24066 N/A N/A
Load Structure (as % of NAV) (Incl .for SIP) March 31, 2011 to 22.3923 7.47 7.39 6.59 10747 10739 10659
Liquid Plan, Regular Plan & PF Plan - Quarterly / Annual March 30, 2012 (Absolute)
Dividend March 31, 2010 to 20.8910 7.19 4.90 3.86 10719 10490 10386
Exit Load: Nil March 31, 2009 to 20.1975 3.43 6.10 3.08 10343 10610 10308
PF Plan - Growth March 31, 2010 (Absolute)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched Investment Performance - PF Plan - Growth NAV as on March 30, 2012: ` 27.4642
out within 365 days from the Date of Inception: Oct 12, 1999 NAV Per Birla Sun Life I-Sec LI-BEX CRISIL 10 Value of Standard Investment of ` 10000
date of allotment. Unit. * Gilt Plus- PF # (%) Year in
**Exit Load is NIL for units (`) Plan (%) Gilt Index Birla Sun I-Sec LI-BEX CRISIL 10
issued in Bonus & Dividend ## (%) Life Gilt # (`) Year
Reinvestment. Plus- PF Gilt Index
Plan (`) ## (`)
Other Parameter
Since inception till 8.43 27464
Modified Duration: 10.0000 N/A N/A N/A N/A
Liquid Plan: 0.02 years March 31, 2011 to 24.9910 9.90 6.30 2.43 10990 10630 10243
PF Plan: 4.41 years March 30, 2012 (Absolute)
Regular Plan: 7.01 years March 31, 2010 to 23.9500 4.35 7.41 4.61 10435 10741 10461
Yield to Maturity: March 31, 2011 (Absolute)
Liquid Plan: 8.05% March 31, 2009 to 23.2325 3.09 3.09 3.60 10309 10309 10360
PF Plan: 8.29% March 31, 2010 (Absolute)
Regular Plan: 8.60%
Mark to Market: Investment Performance - Regular Plan - Growth NAV as on March 30, 2012: ` 33.8581
Liquid Plan: 0% Date of Inception: Oct 12, 1999 NAV Per Birla Sun Life I-Sec LI-BEX CRISIL 10 Value of Standard Investment of ` 10000
Unit. * Gilt Plus - # (%) Year in
PF Plan: 45%
(`) Regular Plan Gilt Index Birla Sun I-Sec LI-BEX CRISIL 10
Regular Plan: 91% Life Gilt # (`) Year
(%) ## (%)
Standard Deviation: Plus- Gilt Index
Liquid Plan: 1.06% Regular ## (`)
PF Plan: 2.98% Plan (`)
Regular Plan: 2.80% Since inception till 10.27 33858
10.0000 N/A N/A N/A N/A
March 31, 2011 to 31.9940 5.83 6.30 2.43 10583 10630 10243
March 31, 2010 to 30.6708 4.31 7.41 4.61 10431 10741 10461
March 31, 2009 to 29.8761 2.66 3.09 3.60 10266 10309 10360
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of
dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark
returns are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 7. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.
Top Portfolio Holdings - Regular Plan

Note:
Standard Deviation is calculated on annualised basis using 3 Issuer % to net Assets Rating
year history of monthly returns, source: MFI Explorer. 9.15% GOI 14Nov2024 90.17% Sovereign
Cash & Current Assets 9.83%
Top Portfolio Holdings - Liquid Plan Top Portfolio Holdings - PF Plan

91 D TBills 29Jun12 81.39% Sovereign Cash & Current Assets 54.06%
Cash & Current Assets 18.61% 9.15% GOI 14Nov2024 45.94% Sovereign
15
Birla Sun Life Government Securities Fund
What is it?
A fund that aims to generate current income SAVINGS SOLUTIONS
consistent with the portfolio invested

exclusively in Government Securities.

Fund Details
Long Term Plan Short Term Plan
Fund Manager: Mr. Maneesh Dangi
Total Experience: 11 years 37.22% 32.13%
Nature of the scheme: An Open-ended Gilt
Scheme
Long Term Plan
Growth: 30.8228 62.78%
67.87%
Half Yearly Dividend: 11.4004
Sovereign Cash & Current Assets Sovereign Cash & Current Assets
Short Term Plan
Retail Plan
Growth: 20.5873 Investment Performance - Long Term Plan - Growth NAV as on March 30, 2012: ` 30.7794
Date of Inception: Oct 28, 1999 NAV Per Birla I-Sec LI- CRISIL 10 Value of Standard Investment of `
Institutional Plan Unit. * Sun Life BEX Year Gilt 10000 in
Daily Dividend: 10.0000 (`) Government # (%) Index Birla I-Sec LI- CRISIL 10
Benchmark: Securities ## (%) Sun Life BEX # (`) Year Gilt
Fund - Long Government Index ##
Long Term Plan: I-Sec LI-BEX Term Plan Securities (`)
Short Term Plan: I-Sec SI-BEX (%) Fund - Long
Term Plan
(`)
Since inception till
Entry Load: Nil March 30, 2012 (CAGR) 10.0000 9.51 N/A N/A 30779 N/A N/A
Exit Load**: March 31, 2011 to
28.4104 8.34 6.30 2.43 10834 10630 10243
Long Term Plan: 1% if redeemed / switched March 30, 2012 (Absolute)
out within 365 days from March 31, 2010 to
25.9777 9.36 7.41 4.61 10936 10741 10461
the date of allotment. March 31, 2011 (Absolute)
Short Term Plan: Nil March 31, 2009 to
23.4401 10.83 3.09 3.60 11083 10309 10360
**Exit Load is NIL for units March 31, 2010 (Absolute)
issued in Bonus & Dividend
Reinvestment.
Investment Performance - Short Term Plan - Retail Growth NAV as on March 30, 2012: ` 20.4556
Other Parameter
Modified Duration: Date of Inception: Oct 28, 1999 NAV Per Birla I-Sec SI- CRISIL 1 Value of Standard Investment of `
Unit. * Sun Life BEX # (%) Year T - Bill 10000 in
Long Term Plan: 4.63 years (`) Government Index ## Birla I-Sec CRISIL 1
Short Term Plan: 0.00 years Securities (%) Sun Life SI-BEX Year T - Bill
Yield to Maturity: Fund - Short Government # (`) Index ## (`)
Term Plan Securities
Long Term Plan: 8.33% (%) Fund - Short
Short Term Plan: 8.05% Term Plan (`)
Mark to Market: Since inception till
10.0000 5.92 N/A N/A 20456 N/A N/A
Long Term Plan: 51% March 30, 2012 (CAGR)
Short Term Plan: 0% March 31, 2011 to
19.1207 6.98 7.39 6.59 10698 10739 10659
Standard Deviation:
March 31, 2010 to
Long Term Plan: 3.20% 18.0848 5.73 4.90 3.86 10573 10490 10386
Short Term Plan: 0.71% March 31, 2009 to
17.6239 2.62 6.10 3.08 10262 10610 10308
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of
dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional
Note: benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Maneesh Dangi is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by
Standard Deviation is calculated on annualised basis Fund Manager.
Explorer.
Top Portfolio Holdings - Long Term Plan Top Portfolio Holdings - Short Term Plan
9.15% GOI 14Nov2024 44.28% Sovereign 91 D TBills 29Jun12 67.87% Sovereign
Cash & Current Assets 37.22% Cash & Current Assets 32.13%
91 Days TBills 21 Jun 2012 12.10% Sovereign
8.79% GOI 08 Nov 2021 6.40% Sovereign
16
Birla Sun Life Enhanced Arbitrage Fund
What is it?
A fund that aims to generate income by SAVINGS SOLUTIONS
investing in equity and equity related

instruments and take advantage of the
price differentials or mis-pricing prevailing
Conservative Returns Low-Medium Risk 1 yr + High Liquidity
in a stock or index.
Fund Details
Fund Manager: Mr. Ajay Garg
Date of Inception: July 24, 2009 NAV Per Birla CRISIL BSE Value of Standard Investment of `
Managing Fund Since: Dec 05, 2011 Unit. * Sun Life Liquid SENSEX ## 10000 in
Total Experience: 15 years (`) Enhanced Fund Index (%) Birla CRISIL BSE
Arbitrage # (%) Sun Life Liquid SENSEX
Date of inception: July 24, 2009
Fund (%) Enhanced Fund Index ## (`)
Nature of the scheme: An Open-ended Equity Arbitrage # (`)
Scheme Fund (`)

10.0000
NAV of Plans / Options (`) March 30, 2012 (CAGR)
Retail Plan March 31, 2011 to 10.8303 7.49 8.44 -10.50 10749 10844 8950
Growth: 11.7242 March 30, 2012 (Absolute)
Dividend: 11.4494 March 31, 2010 to 10.2267 5.90 6.21 10.94 10590 10621 11094
Institutional Plan
Growth: 10.0000 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free
Dividend: 10.0000 dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund
Manager.
Benchmark: CRISIL Liquid Fund
Index

Entry Load: Nil
Exit Load**: For Redemption /
Switch-out of units before
90 days from the date of
allotment: 0.75%. For
Redemption / Switch-out
of units on or after 90
days but before 180 days
from the date of allotment:
0.50%. For Redemption/
Switch-out of units on or
after 180 days from the
date of allotment: Nil.
Reinvestment.

Issuer % to net Assets Issuer % to net Assets
Apollo Tyres Ltd. 14.93% Reliance Industries Ltd. 7.69%
Rolta India Ltd. 10.85% Tata Motors Ltd. - DVR 7.47%
ITC Ltd. 10.14% Tata Motors DVR Fut MAY 2012 -7.55%
Bajaj Auto Ltd. 8.39% Reliance Industries Ltd. Fut MAY 12 -7.68%
Pantaloon Retail (India) Ltd. 7.75% Pantaloon Retail Ltd Fut MAY 12 -7.84%
17
Birla Sun Life Short Term Opportunities Fund
What is it?
It is a fund that focuses on enhancing the SAVINGS SOLUTIONS
portfolio returns by identifying mispriced

credit opportunities in the market and
selectively investing in them.
Conservative Returns Low-Medium Risk 1 yr + High Liquidity

Fund Details
Fund Manager: Mr. Lokesh Mallya &
24.48% 0.16%
Ms. Sunaina Da Cunha
Date of inception: May 09, 2003
Scheme 75.37%
NAV of Plans / Options (`) AAA Cash & Current Assets AA
Retail Plan
Growth: 16.8666
Dividend: 10.9201
Investment Performance - Growth NAV as on March 30, 2012: ` 16.7181
Institutional Plan
Growth: 12.3529 Date of Inception: May 09, 2003 NAV Per Birla Sun Life CRISIL CRISIL 1 Value of Standard Investment of `
Unit. * Short Term Liquid Year T - Bill 10000 in
Dividend: 11.1700 Opportunities Fund Index
(`) Index ## Birla Sun Life CRISIL CRISIL 1
Weekly Dividend: 9.7000 Fund (%) # (%) (%) Short Term Liquid Year T - Bill
Opportunities Fund Index
Fund (`) Index ## (`)
Benchmark: CRISIL Liquid Fund Index # (`)
Load Structure (as % of NAV) (Incl .for SIP)

Entry Load: Nil Since inception till
10.0000 5.88 6.03 5.02 16718 16843 15460
Exit Load**: For redemption / switch-out March 30, 2012 (CAGR)
of units within 180 days March 31, 2011 to 15.3041 9.24 8.44 6.59 10924 10844 10659
from the date of allotment: March 30, 2012 (Absolute)
March 31, 2010 to 14.2876 7.11 6.21 3.86 10711 10621 10386
0.50% of applicable NAV. March 31, 2011 (Absolute)
** Exit Load is NIL for March 31, 2009 to 13.3867 6.73 3.69 3.08 10673 10369 10308
units issued in Bonus & March 31, 2010 (Absolute)
Dividend Reinvestment. # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Other Parameter additional benchmark returns are not available, they have not been shown.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lokesh Mallya is 2. Total Schemes managed by Ms.
Standard Deviation: 0.60% Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Note:
Standard Deviation Is calculated on Annualised basis
Explorer.

The Federal Bank Ltd. 18.97% CRISIL A1+ Axis Bank Ltd. 5.98% CRISIL A1+
ICICI Bank Ltd. 15.15% [ICRA] A1+ Oriental Bank of Commerce 0.89% CRISIL A1+
Canara Bank 13.64% CRISIL A1+ Andhra Bank 0.67% CARE A1+
Dena Bank 9.61% CRISIL A1+ IDBI Bank Ltd. 0.48% [ICRA] A1+
The Jammu & Kashmir Bank Ltd. 9.50% CRISIL A1+ Standard Chartered Bank 0.48% CRISIL A1+
18
Regular Income Solutions
What are Regular Income

Solutions?
Our Regular Income Solutions aim

to preserve your money and provide
regular income.
Who can benefit from Regular Income

Solutions?
This is an ideal solutions for investors

who are interested in alternative modes of
regular income, either in present of after
retirement stage, and have low propensity
for risk.
(Regular income is not assured & is subject to
availability of distributable surplus.)
Benefits of Regular Income Solutions:
They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian
companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income
for you.
They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.
Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the
same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!
A dividend distribution tax of 13.519% is applicable and is deducted by the fund house.
Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) stated
above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or
guarantee any specific performance/returns.
19
Birla Sun Life Monthly Income
(An open-ended income scheme. Monthly income is not assured and is subject to availability of
distributable surplus.)
What is it?
A fund that seeks to provide you regular REGULAR INCOME
SOLUTIONS
income with an opportunity to grow your
money through fixed income investments
and a limited exposure to the equity markets.

Fund Details
Fund Manager: Mr. Satyabrata Mohanty
& Mr. Nishit Dholakia 4.20%
12.97%
Date of inception: July 14, 1999
Scheme 27.48% 55.36%
AAA AA Other Cash & Current Assets

Growth: 39.1372
Quarterly Dividend: 11.8571 Investment Performance - Growth NAV as on March 30, 2012: ` 38.9963
Date of Inception: July 14, 1999 NAV Per Birla Sun CRISIL MIP CRISIL 10 Value of Standard Investment of `
Benchmark: CRISIL MIP Blended Index Unit. * Life Monthly Blended Year Gilt 10000 in
(`) Income (%) Index # (%) Index ## Birla CRISIL MIP CRISIL 10
(%) Sun Life Blended Year Gilt
Load Structure (as % of NAV) (Incl .for SIP) Monthly Index # (`) Index
Income (`)
Entry Load: Nil ## (`)
Exit Load**: 1.00% if redeemed / Since inception till 11.16 38996
10.0000 N/A N/A N/A N/A
switched out within 365 March 30, 2012 (CAGR)
March 31, 2011 to 36.6220 6.48 5.24 2.43 10648 10524 10243
days from the date of March 30, 2012 (Absolute)
allotment. March 31, 2010 to 34.1232 7.32 6.17 4.61 10732 10617 10461
March 31, 2009 to 28.6857 18.96 14.25 3.60 11896 11425 10360
issued in Bonus & Dividend March 31, 2010 (Absolute)
Reinvestment. # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Other Parameter scheme/additional benchmark returns are not available, they have not been shown.
Modified Duration: 3.20 years Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Satyabrata Mohanty is 22. Total Schemes managed by Mr.
Yield to Maturity: 9.67% Nishit Dholakia is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
(for Debt Component)
Mark to Market: 96%
Sharpe Ratio##: 0.19
Beta: 0.71
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 year history
of monthly returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.37% (91 day T-bill
yield as on Apr 30, 2012).

IDBI Bank Ltd. 13.59% Reliance Ports & Terminals Ltd. 6.74% CARE AAA
LIC Housing Finance Ltd. 13.01% CRISIL AAA Canara Bank 6.22% CRISIL A1+
Power Finance Corporation Ltd. 10.49% CRISIL AAA Power Grid Corporation of India Ltd. 3.34% CRISIL AAA
Aditya Birla Nuvo Ltd. 8.25% [ICRA] AA+ Tata Sons Ltd. 2.50% CRISIL AAA
Reliance Utilities & Power Private Ltd. 7.19% CARE AAA Yes Bank Ltd. 2.28%
20
Birla Sun Life MIP
What is it?
SOLUTIONS

Fund Details
Fund Manager: Mr. Satyabrata Mohanty 5.41% 1.96%
& Mr. Nishit Dholakia 13.39%

Date of inception: November 20, 2000
17.66%
Nature of the scheme: An Open-ended Income 61.58%
Scheme
Sovereign AAA
AA Other
NAV of Plans / Options (`) Cash & Current Assets
Monthly Growth/
Payment: 28.2579
Monthly Dividend: 11.2920 Investment Performance - Growth NAV as on March 30, 2012: ` 28.1016
Date of Inception: Nov 20, 2000 NAV Per Birla Sun Life CRISIL MIP CRISIL 10 Value of Standard Investment of `
Benchmark: CRISIL MIP Blended Unit. * MIP (%) Blended Year Gilt 10000 in
Index (`) Index # (%) Index ## Birla Sun CRISIL MIP CRISIL 10
(%) Life MIP Blended Year Gilt
(`) Index # (`) Index
Load Structure (as % of NAV) (Incl. for SIP) ## (`)
Entry Load: Nil Since inception till 10.0000 9.48 N/A N/A 28102 N/A N/A
Exit Load**: 1.00% if redeemed / March 30, 2012 (CAGR)
March 31, 2011 to 26.6051 5.62 5.24 2.43 10562 10524 10243
switched out within 365 March 30, 2012 (Absolute)
days from the date of March 31, 2010 to 24.8681 6.98 6.17 4.61 10698 10617 10461
allotment. March 31, 2009 to 21.4828 15.76 14.25 3.60 11576 11425 10360
issued in Bonus & Dividend # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Reinvestment. Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
scheme/additional benchmark returns are not available, they have not been shown.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Other Parameter Nishit Dholakia is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Mark to Market: 97%
Sharpe Ratio##: -0.25
Beta: 0.69
Note:

Reliance Ports & Terminals Ltd. 14.07% CARE AAA Reliance Utilities & Power Private Ltd. 6.93% CARE AAA
IDBI Bank Ltd. 12.78% CRISIL AA+ Housing Development Finance Corp Ltd 4.03% CRISIL AAA
Power Finance Corporation Ltd. 10.96% CRISIL AAA Canara Bank 3.25% CRISIL A1+
Power Grid Corporation of India Ltd. 10.43% CRISIL AAA IDBI Bank Ltd. 2.79% CRISIL AA+
LIC Housing Finance Ltd. 9.12% CRISIL AAA Aditya Birla Nuvo Ltd. 2.10% [ICRA] AA+
21
Birla Sun Life MIP II - Wealth 25 Plan
What is it?
SOLUTIONS

Fund Details
Fund Manager: Mr. Satyabrata Mohanty 6.29% 0.82%
& $Mr. Kaustubh Gupta 25.13%
16.49% 51.27%
Sovereign AAA
Scheme
AA Other
Cash & Current Assets
Monthly Growth /
Payment: 19.0028 Investment Performance - Growth NAV as on March 30, 2012: ` 18.8820
Date of Inception: May 22, 2004 NAV Per Birla Sun CRISIL MIP CRISIL 10 Value of Standard Investment of `
Unit. * Life MIP II - Blended Year Gilt 10000 in
Benchmark: CRISIL MIP Blended (`) Wealth 25 Index # (%) Index ## Birla Sun CRISIL MIP CRISIL 10
Index Plan (%) (%) Life MIP II - Blended Year Gilt
Wealth 25 Index # (`) Index
Plan (`) ## (`)
Load Structure (as % of NAV) (Incl. for SIP) 10.0000
Entry Load: Nil March 31, 2011 to 17.8300 5.90 5.24 2.43 10590 10524 10243
Exit Load**: 1% if redeemed/switched March 31, 2010 to
16.8646 5.72 6.17 4.61 10572 10617 10461
out within 365 days from March 31, 2011 (Absolute)
the date of allotment. March 31, 2009 to 13.5734 24.25 14.25 3.60 12425 11425 10360
issued in Bonus & Dividend Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Reinvestment. declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Other Parameter Kaustubh Gupta is 71. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Mark to Market: 90%
Beta: 1.19
Note:
$
yield as on Apr 30, 2012). The fund management responsibilities for the scheme has been revised vide addendum no.18/2012 dated April 03, 2012.
Accordingly, the scheme shall be managed jointly by Mr. Satyabrata Mohanty and Mr. Kaustubh Gupta w.e.f April 04, 2012.

LIC Housing Finance Ltd. 16.80% CRISIL AAA IDBI Bank Ltd. 5.11% CRISIL AA+
Power Finance Corporation Ltd. 9.45% CRISIL AAA Power Finance Corporation Ltd. 4.56% CRISIL AAA
Canara Bank 8.50% CRISIL A1+ Reliance Ports & Terminals Ltd. 4.55% CARE AAA
IDBI Bank Ltd. 6.80% CRISIL AA+ Tata Capital Ltd. 2.67% CARE AA+
ICICI Bank Ltd. 6.30% [ICRA] A1+ Yes Bank Ltd. 1.71% [ICRA] AA
22
Birla Sun Life MIP II - Savings 5 Plan
What is it?
SOLUTIONS

Fund Details
& $Mr. Kaustubh Gupta 9.12% 1.99%
16.74%
Nature of the scheme: An Open-ended Income 72.15%
Scheme
NAV of Plans / Options (`) AAA AA Other Cash & Current Assets
Monthly Growth /
Payment: 19.2911
Monthly Dividend: 11.5337 Investment Performance - Growth NAV as on March 30, 2012: ` 19.1347
Date of Inception: May 22, 2004 NAV Per Birla Sun CRISIL MIP CRISIL 10 Value of Standard Investment of `
Benchmark: CRISIL MIP Blended 10000 in
Unit. * Life MIP Blended Year Gilt
Index (`) II - Savings 5 Index # (%) Index ## Birla Sun CRISIL MIP CRISIL 10
Plan (%) (%) Life MIP II Blended Year Gilt
- Savings 5 Index # Index
Load Structure (as % of NAV) (Incl. for SIP) Plan (`) (`) ## (`)
Entry Load: Nil
Exit Load** : 1% if redeemed/switched March 30, 2012 (CAGR) 10.0000
out within 365 days from March 31, 2011 to 17.5357 9.12 5.24 2.43 10912 10524 10243
the date of allotment. March 30, 2012 (Absolute)
March 31, 2010 to 16.5218 6.14 6.17 4.61 10614 10617 10461
issued in Bonus & Dividend March 31, 2009 to 14.8128 11.54 14.25 3.60 11154 11425 10360
Reinvestment. March 31, 2010 (Absolute)
Other Parameter declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Modified Duration: 3.11 years Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Yield to Maturity: 9.77% Kaustubh Gupta is 71. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Mark to Market: 97%
Beta: 0.39
Note:
$
yield as on Apr 30, 2012). The fund management responsibilities for the scheme has been revised vide addendum no.18/2012 dated April 03, 2012.
Accordingly, the scheme shall be managed jointly by Mr. Satyabrata Mohanty and Mr. Kaustubh Gupta w.e.f April 04, 2012.

Power Finance Corporation Ltd. 15.72% CRISIL AAA Punjab National Bank 5.59% CARE A1+
IDBI Bank Ltd. 14.97% CRISIL AA+ Tata Sons Ltd. 4.50% CRISIL AAA
Canara Bank 13.98% CRISIL A1+ Axis Bank Ltd. 3.40% CRISIL A1+
Reliance Utilities & Power Private Ltd. 11.93% CARE AAA Indian Railway Finance Corporation Ltd. 3.11% CRISIL AAA
Reliance Capital Ltd. 7.49% CARE AAA LIC Housing Finance Ltd. 3.01% CARE AAA
23
Wealth Creation Solutions
What are Wealth Creation

Solutions?
Our Wealth Creation Solutions aim

to grow your money through equity/
gold investments and are available in
a range of conservative to aggressive
options.
Who can benefit from Wealth Creation

Solutions?
Equity may be considered as an ideal

option to give attractive long term returns
and hence may be used for funding long-
term needs (like childs education, buying
a home etc.)
Benefits of Wealth Creation Solutions:
Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws.
Invest in the long-term to overcome short-term ups and downs.
Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to
direct investment in shares.
Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many
advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
24
Birla Sun Life Equity Fund
What is it?
A Diversified Equity Fund that looks for WEALTH CREATION
SOLUTIONS
opportunities without any sectoral or
market cap bias with the aim to give you
long term growth of capital.
High Returns High Risk 3 yrs+ High Liquidity
Fund Details Investment Performance - Growth NAV as on March 30, 2012: ` 236.56
Fund Manager: Mr. Mahesh Patil Value of Standard Investment of `
Date of Inception: Aug 27,1998 NAV Per Birla Sun BSE 200 BSE
Managing Fund Since: November 17, 2005 Unit. * Life Equity # (%) SENSEX ## 10000 in
Total Experience: 20 years (`) Fund (%) (%) Birla Sun BSE 200 BSE
Life Equity # (`) SENSEX
Date of inception: August 27, 1998 Fund (`) ## (`)
Nature of the scheme: An Open-ended Growth Since inception till 10.00 26.05 15.09 13.41 236560 67619 55400
Scheme March 30, 2012 (CAGR)
March 31, 2011 to 260.06 -9.04 -9.28 -10.50 9096 9072 8950
NAV of Plans / Options (`) March 31, 2010 to 252.91 2.83 8.15 10.94 10283 10815 11094
March 31, 2009 to 125.15 102.09 92.87 80.54 20209 19287 18054
Dividend: 59.07 March 31, 2010 (Absolute)
Benchmark: BSE 200 Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mahesh Patil is 5. Refer annexure on page no. 52 to know more on performance of schemes
managed by Fund Manager.
Entry Load: Nil
Exit Load**: 1% if redeemed switched
out within 365 days from
the date of allotment.
Reinvestment.
Other Parameter
Beta: 0.97
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 year history of monthly
returns, source: MFI Explorer.

ICICI Bank Ltd. 5.24% Infosys Ltd. 3.37%
ITC Ltd. 4.68% State Bank of India 3.21%
Reliance Industries Ltd. 3.68% Dr. Reddys Laboratories Ltd. 3.13%
Tata Motors Ltd. - DVR 3.43% Housing Development Finance Corporation Ltd. 2.96%
Tata Consultancy Services Ltd. 3.37% Torrent Pharmaceuticals Ltd. 2.54%
25
Birla Sun Life Advantage Fund
What is it?
A Diversified Equity Fund that aims to WEALTH CREATION
SOLUTIONS
achieve long-term growth of capital, at
relatively moderate levels of risk through a
research-based investment approach.
Date of Inception: Feb 24, 1995 NAV Per Birla BSE S&P CNX Value of Standard Investment of `
Managing Fund Since: October 17, 2011 Unit. * Sun Life SENSEX Nifty ## 10000 in
Total Experience: 12 years (`) Advantage # (%) (%) Birla BSE S&P CNX
Fund (%) Sun Life SENSEX Nifty ## (`)
Date of inception: February 24, 1995
Advantage # (`)
Nature of the scheme: An Open-ended Growth Fund (`)
Scheme Since inception till
10.00 18.52 9.92 10.00 141390 50462 51040
March 31, 2011 to 157.71 -10.35 -10.50 -9.23 8965 8950 9077
March 31, 2009 to 76.69 96.71 80.54 73.76 19671 18054 17376
Benchmark: BSE SENSEX March 31, 2010 (Absolute)
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
Load Structure (as % of NAV) (Incl. for SIP) Total Schemes managed by Satyabrata Mohanty is 22. Refer annexure on page no. 52 to know more on performance of
Entry Load: Nil schemes managed by Fund Manager.
Exit Load**: 0.50% if redeemed /
switched out within 7 days
from the date of allotment.
Reinvestment.
Other Parameter
Beta: 1.04
Note:

ICICI Bank Ltd. 6.65% HCL Technologies Ltd. 2.96%
State Bank of India 5.11% Axis Bank Ltd. 2.92%
Tata Motors Ltd. - DVR 4.68% Ttk Prestige Ltd. 2.42%
ITC Ltd. 3.28% Infosys Ltd. 2.40%
Larsen & Toubro Ltd. 3.23% Hexaware Technologies Ltd. 2.37%
26
Birla Sun Life Midcap Fund
What is it?
A fund that provides an opportunity to WEALTH CREATION
SOLUTIONS
invest in midsized companies which can
be potential leaders of tomorrow.
Fund Manager: Mr. Sanjay Chawla
Date of Inception: Oct 03, 2002 NAV Per Birla Sun CNX BSE Value of Standard Investment of `
Managing Fund Since: September 12, 2007 Unit. * Life Midcap Midcap # SENSEX ## 10000 in
Total Experience: 22 years (`) Fund (%) (%) (%) Birla CNX BSE
Date of inception: October 03, 2002 Sun Life Midcap SENSEX
Midcap # (`) ## (`)
Scheme Since inception till 10.00 28.18 25.35 20.61 104400 85442 59255
March 31, 2011 to 105.46 -1.01 -4.09 -10.50 9899 9591 8950
NAV of Plans / Options (`) March 30, 2012 (Absolute)
Growth: 101.48 March 31, 2010 to 106.58 -1.05 4.35 10.94 9895 10435 11094
Dividend: 20.58
March 31, 2009 to 43.27 146.31 126.12 80.54 24631 22612 18054
Benchmark: CNX Midcap # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
Load Structure (as % of NAV) (Incl. for SIP) scheme benchmark returns are not available, they have not been shown.
Entry Load: Nil Total Schemes managed by Mr. Sanjay Chawla is 4. Refer annexure on page no. 52 to know more on performance of
schemes managed by Fund Manager.
Exit Load**: 1% if redeemed / switched
Other Parameter
Beta: 0.99
Note:
calculated on Annualised basis using 3 years history
of monthly returns,source: MFI Explorer

Divis Laboratories Ltd. 4.01% Solar Industries India Ltd. 3.03%
Torrent Pharmaceuticals Ltd. 3.54% Godrej Consumer Products Ltd. 2.76%
Bata India Ltd. 3.48% Castrol India Ltd. 2.71%
Glaxosmithkline Consumer Healthcare Ltd. 3.39% Sadbhav Engineering Ltd. 2.71%
Cadila Healthcare Ltd. 3.07% IndusInd Bank Ltd. 2.70%
27
Birla Sun Life Frontline Equity Fund
What is it?
A diversified equity fund that invests WEALTH CREATION
SOLUTIONS
across sectors in line with BSE200
Index, with a bias for large caps but not
exclusively focused on them.
Fund Manager: Mr. Mahesh Patil
Date of Inception: Aug 30, 2002 NAV Per Birla Sun BSE 200 BSE Value of Standard Investment of `
Managing Fund Since: November 17, 2005 Unit. * Life Frontline # (%) SENSEX ## 10000 in
Total Experience: 20 years (`) Equity Fund (%) Birla BSE 200 BSE
(%) Sun Life # (`) SENSEX
Date of inception: August 30, 2002 Frontline ## (`)
Nature of the scheme: An Open-ended Growth Equity
Scheme Fund (`)
Since inception till 10.00 25.84 20.74 20.14 83070
March 30, 2012 (CAGR) 60931 58115
NAV of Plans / Options (`) March 31, 2011 to 89.90 -7.60 -9.28 -10.50 9240 9072 8950
March 31, 2010 to 80.76 11.32 8.15 10.94 11132 10815 11094
March 31, 2009 to 41.40 95.07 92.87 80.54 19507 19287 18054
Benchmark: BSE 200
Load Structure (as % of NAV) (Incl. for SIP) free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Mahesh Patil is 5. Refer annexure on page no. 52 to know more on performance of schemes
Entry Load: Nil managed by Fund Manager.
Reinvestment.
Other Parameter
Beta: 0.90
Note:
of monthly returns, source: MFI Explorer

ICICI Bank Ltd. 5.53% Larsen & Toubro Ltd. 3.48%
ITC Ltd. 5.13% Dr. Reddys Laboratories Ltd. 3.32%
Reliance Industries Ltd. 4.58% Bharti Airtel Ltd. 3.16%
Infosys Ltd. 4.48% State Bank of India 3.06%
Tata Consultancy Services Ltd. 3.62% Housing Development Finance Corporation Ltd. 2.91%
28
Birla Sun Life Infrastructure Fund
What is it?
A fund that seeks to participate in growth WEALTH CREATION
SOLUTIONS
and development of infrastructure in
India by investing in equity and equity
related securities of companies in the
infra sector. High Returns High Risk 3 yrs+ High Liquidity
Fund Manager: Mr. Mahesh Patil &
Date of Inception: Mar 17, 2006 NAV Per Birla Sun Life S&P BSE Value of Standard Investment of ` 10000 in
Mr. Naysar Shah Unit. * Infrastructure CNX SENSEX ##
Managing Fund Since: Since inception & Dec 05, (`) Fund (%) Nifty # (%) Birla Sun Life S&P CNX BSE
(%) Infrastructure Nifty # (`) SENSEX
2011 Fund (`) ## (`)
Nature of the scheme: An Open-ended Growth Since inception till 10.00 6.36 8.51 8.12 14510 16374 16026
Scheme
March 31, 2011 to 16.39 -11.47 -9.23 -10.50 8853 9077 8950
NAV of Plans / Options (`) March 31, 2010 to 16.86 -2.79 11.14 10.94 9721 11114 11094
Growth: 14.18 March 31, 2009 to 8.08 108.66 73.76 80.54 20866 17376 18054
Benchmark: S&P CNX Nifty free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 5. Total Schemes
managed by Mr. Naysar Shah is 2. Refer annexure on page no. 52 to know more on performance of schemes managed by
Load Structure (as % of NAV) (Incl. for SIP) Fund Managers.
Entry Load: Nil
Reinvestment.
Other Parameter
Beta: 1.13
Note:

ICICI Bank Ltd. 8.76% Tata Motors Ltd. - DVR 3.14%
Cummins India Ltd. 5.27% Sadbhav Engineering Ltd. 3.13%
Larsen & Toubro Ltd. 4.63% Bharti Airtel Ltd. 3.08%
The Federal Bank Ltd. 3.36% HDFC Bank Ltd. 2.96%
Reliance Industries Ltd. 3.33% IndusInd Bank Ltd. 2.65%
29
Birla Sun Life India GenNext Fund
What is it?
A Fund that strives to benefit from the WEALTH CREATION
SOLUTIONS
rising consumption pattern in India,
fuelled by high disposable incomes
of the young generation (Generation
Next). High Returns High Risk 3 yrs+ High Liquidity
Date of Inception: Aug 05, 2005 NAV Per Birla Sun S&P CNX BSE Value of Standard Investment of `
Managing Fund Since: September 12, 2007 Unit. * Life India Nifty # (%) SENSEX ## 10000 in
Total Experience: 22 years (`) GenNext (%) Birla Sun S&P CNX BSE
Fund (%) Life India Nifty # (`) SENSEX
Date of inception: August 05, 2005
GenNext ## (`)
March 31, 2011 to 23.63 6.09 -9.23 -10.50 10609 9077 8950
Growth: 25.65 March 31, 2010 to 20.51 15.21 11.14 10.94 11521 11114 11094
Dividend: 14.47
March 31, 2009 to 11.94 71.78 73.76 80.54 17178 17376 18054
Benchmark: S&P CNX Nifty # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Load Structure (as % of NAV) (Incl. for SIP) Total Schemes managed by Mr. Sanjay Chawla is 4. Refer annexure on page no. 52 to know more on performance of
Reinvestment.
Other Parameter
Beta: 0.71
Note:

HDFC Bank Ltd. 4.54% Cadila Healthcare Ltd. 3.13%
Castrol India Ltd. 3.92% Bata India Ltd. 3.12%
Sun Pharmaceutical Industries Ltd. 3.78% Hindustan Unilever Ltd. 3.06%
Axis Bank Ltd. 3.76% ICICI Bank Ltd. 3.00%
Nestle India Ltd. 3.31% Page Industries Ltd. 2.94%
30
Birla Sun Life New Millennium Fund
What is it?
A thematic fund that invests in companies WEALTH CREATION
SOLUTIONS
related to the IT sector like hardware,
peripherals and components, software,
telecom, media, internet and e-commerce
and other technology enabled companies. High Returns High Risk 3 yrs+ High Liquidity
Fund Manager: Mr. Atul Penkar
Date of Inception: Jan 15, 2000 NAV Per Birla Sun BSE Teck BSE Value of Standard Investment of `
Managing Fund Since: September 12, 2007 Unit. * Life New # (%) SENSEX ## 10000 in
Total Experience: 11 years (`) Millennium (%) Birla Sun BSE Teck BSE
Fund (%) Life New # (`) SENSEX
Date of inception: January 15, 2000
Millennium ## (`)
Scheme Since inception till 10.00 1.66 N/A 9.79 18650 N/A 31278
March 31, 2011 to 20.29 -8.08 -7.62 -10.50 9192 9238 8950
Growth: 17.82 March 31, 2010 to 18.73 8.33 17.56 10.94 10833 11756 11094
Dividend: 11.64
March 31, 2009 to 9.20 103.59 77.61 80.54 20359 17761 18054
Benchmark: BSE Teck # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
Load Structure (as % of NAV) (Incl. for SIP) scheme benchmark returns are not available, they have not been shown.
Entry Load: Nil Total Schemes managed by Mr. Atul Penkar is 7. Refer annexure on page no. 52 to know more on performance of schemes
Reinvestment.
Other Parameter
Beta: 0.97
Note:

Infosys Ltd. 31.75% MindTree Ltd. 4.81%
Tata Consultancy Services Ltd. 20.22% Wipro Ltd. 3.65%
Bharti Airtel Ltd. 11.87% HCL Technologies Ltd. 3.19%
Hexaware Technologies Ltd. 8.09% Dish TV India Ltd. 2.49%
Oracle Financial Services Software Ltd. 5.80% OnMobile Global Ltd. 1.67%
31
Birla Sun Life Top 100 Fund
What is it?
A large cap focused fund that invests in WEALTH CREATION
SOLUTIONS
equity and equity related securities of top
100 companies in India as measured by
market capitalization.
Fund Manager: Mr. Mahesh Patil
Date of Inception: Oct 24, 2005 NAV Per Birla Sun S&P CNX BSE Value of Standard Investment of `
Managing Fund Since: July 29, 2010 Unit. * Life Top 100 Nifty # (%) SENSEX ## 10000 in
Total Experience: 20 years (`) Fund (%) (%) Birla Sun S&P CNX BSE
Date of inception: October 24, 2005 Life Top Nifty # (`) SENSEX
100 Fund ## (`)
Nature of the scheme: An Open-ended Growth (`)
March 31, 2011 to 23.14 -4.42 -9.23 -10.50 9558 9077 8950
Growth: 22.0363 March 31, 2010 to 20.50 12.85 11.14 10.94 11285 11114 11094
March 31, 2009 to 11.58 77.09 73.76 80.54 17709 17376 18054
Benchmark: S&P CNX Nifty # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Load Structure (as % of NAV) (Incl .for SIP) Total Schemes managed by Mr. Mahesh Patil is 5. Refer annexure on page no. 52 to know more on performance of schemes
Reinvestment.
Other Parameter
Beta: 0.85
Note:

ITC Ltd. 5.14% Reliance Industries Ltd. 3.13%
Bharti Airtel Ltd. 4.36% State Bank of India 3.08%
Tata Consultancy Services Ltd. 3.64% Dr. Reddy's Laboratories Ltd. 2.85%
Tata Motors Ltd. - DVR 3.43% Axis Bank Ltd. 2.70%
32
Birla Sun Life Buy India Fund
What is it?
An equity fund aiming to capitalize on WEALTH CREATION
SOLUTIONS
the growth opportunities provided by
companies that are driven by Indias
large population and consumption
patterns. High Returns High Risk 3 yrs+ High Liquidity
Date of Inception: Jan 15, 2000 NAV Per Birla Sun BSE 200 BSE Value of Standard Investment of `
Managing Fund Since: September 12, 2007 Unit. * Life Buy # (%) SENSEX ## 10000 in
Total Experience: 15 years (`) India Fund (%) Birla Sun BSE 200 BSE
(%) Life Buy # (`) SENSEX
Date of inception: January 15, 2000
India Fund ## (`)
Nature of the scheme: An Open-ended Growth (`)
March 31, 2011 to 40.13 -2.72 -9.28 -10.50 9728 9072 8950
Growth: 39.23 March 31, 2010 to 36.81 9.02 8.15 10.94 10902 10815 11094
Dividend: 20.70
March 31, 2009 to 18.64 97.48 92.87 80.54 19748 19287 18054
Benchmark: BSE 200 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Load Structure (as % of NAV) (Incl. for SIP) Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes
Reinvestment.
Other Parameter
Beta: 0.85
Note:

Housing Development Finance Corporation Ltd. 5.34% Mahindra & Mahindra Ltd. 3.63%
GlaxoSmithKline Pharmaceuticals Ltd. 4.39% Bata India Ltd. 3.59%
ING Vysya Bank Ltd. 3.73% Jet Airways (India) Ltd. 3.44%
Pfizer Ltd. 3.70% Wyeth Ltd. 3.34%
Shoppers Stop Ltd. 3.63% Tata Motors Ltd. 3.24%
33
Birla Sun Life MNC Fund
What is it?
The fund that invests in securities of WEALTH CREATION
SOLUTIONS
multinational companies in order to
achieve long-term growth of capital with
relatively moderate levels of risk.
Date of Inception: Dec 27, 1999 NAV Per Birla Sun CNX MNC BSE Value of Standard Investment of `
Managing Fund Since: June 18, 2009 Unit. * Life MNC # (%) SENSEX ## 10000 in
Total Experience: 15 years (`) Fund (%) (%) Birla Sun CNX MNC BSE
Date of inception: December 27, 1999 Life MNC # (`) SENSEX
Fund (`) ## (`)
Nature of the scheme: An Open-ended Growth
Since inception till 36.11 16.31 9.40 11.04 230290 30109 36121
Scheme March 30, 2012 (CAGR)
March 31, 2011 to 205.01 12.33 9.84 -10.50 11233 10984 8950
March 31, 2010 to 176.30 16.28 0.74 10.94 11628 10074 11094
Benchmark: CNX MNC Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes
Load Structure (as % of NAV) (Incl. for SIP) managed by Fund Manager.
Entry Load: Nil
the date of allotment
Reinvestment.
Other Parameter
Beta: 0.85
Note:

ING Vysya Bank Ltd. 5.91% Maruti Suzuki India Ltd. 4.38%
ICRA Ltd. 5.72% Oracle Financial Services Software Ltd. 4.06%
Honeywell Automation India Ltd. 5.32% Cummins India Ltd. 3.98%
Bosch Ltd. 4.72% Bayer Cropscience Ltd. 3.64%
CRISIL Ltd. 4.51% Hindustan Unilever Ltd. 3.62%
34
Birla Sun Life Index Fund
What is it?
A fund that is designed to mirror WEALTH CREATION
SOLUTIONS
the market performance of the 50
companies in the Nifty Index.
Date of Inception: Sept 18, 2002 NAV Per Birla Sun S&P CNX BSE Value of Standard Investment of `
Managing Fund Since: October 01, 2006 Unit. * Life Index Nifty # (%) SENSEX ## 10000 in
Total Experience: 15 years (`) Fund (%) (%) Birla Sun S&P CNX BSE
Date of inception: September 18, 2002 Life Index Nifty # (`) SENSEX
Fund (`) ## (`)
Nature of the scheme: An Open-ended Index
Linked Growth Scheme 10.00 18.87 19.45 20.14 51901 54471 57562
March 31, 2011 to 57.74 -10.11 -9.23 -10.50 8989 9077 8950
March 31, 2010 to 52.16 10.70 11.14 10.94 11070 11114 11094
Benchmark: S&P CNX Nifty Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes
Load Structure (as % of NAV) (Incl. for SIP) managed by Fund Manager.
Entry Load: Nil
Reinvestment.
Other Parameter
Note:
Standard Deviation is calculated on Annualised basis
using 3 years history of monthly returns, source: MFI
Explorer.

ITC Ltd. 7.48% Housing Development Finance Corp. Ltd. 5.62%
Nifty Future May 12 7.22% HDFC Bank Ltd. 5.52%
Reliance Industries Ltd. 7.11% Larsen & Toubro Ltd. 3.73%
Infosys Ltd. 6.71% Tata Consultancy Services Ltd. 3.58%
ICICI Bank Ltd. 5.75% Tata Motors Ltd. 3.13%
35
Birla Sun Life India Opportunities Fund
What is it?
A fund that allows investors to participate WEALTH CREATION
SOLUTIONS
in Indias global outsourcing theme by
identifying companies that seek to utilize
Indias low cost and high quality resources
to service the needs of global customers. High Returns High Risk 3 yrs+ High Liquidity
Date of Inception: Dec 27, 1999 NAV Per Birla Sun S&P CNX BSE Value of Standard Investment of `
Managing Fund Since: September 12, 2007 Unit. * Life India 500 # SENSEX ## 10000 in
Total Experience: 11 years (`) Opportunities (%) (%) Birla Sun S&P CNX BSE
Fund Life India 500 # SENSEX
Date of inception: December 27, 1999 (%) Opportunities (`) ##
Nature of the scheme: An Open-ended Growth Fund (`) (`)
March 31, 2011 to 54.02 -8.33 -8.75 -10.50 9167 9125 8950
March 31, 2009 to 23.10 126.02 87.95 80.54 22602 18795 18054
Benchmark: S&P CNX 500 March 31, 2010 (Absolute)
Entry Load: Nil Total Schemes managed by Mr. Atul Penkar is 7. Refer annexure on page no. 52 to know more on performance of schemes
Reinvestment.
Other Parameter
Beta: 0.84
Note:

Hexaware Technologies Ltd. 9.87% CRISIL Ltd. 5.04%
Cummins India Ltd. 6.68% Honeywell Automation India Ltd. 4.92%
Oracle Financial Services Software Ltd. 6.05% Wipro Ltd. 3.98%
MindTree Ltd. 5.69% Tata Consultancy Services Ltd. 3.74%
Infosys Ltd. 5.35% Hindalco Industries Ltd. 3.59%
36
Birla Sun Life Dividend Yield Plus
What is it?
A fund that invests in high dividend WEALTH CREATION
SOLUTIONS
paying companies across market cap
which typically have steady cash flow
generation.
Fund Manager: Mr. Nishit Dholakia
Date of Inception: Feb 26, 2003 NAV Per Birla Sun S&P CNX BSE Value of Standard Investment of `
Managing Fund Since: January 24, 2011 Unit. * Life Dividend 500 # (%) SENSEX ## 10000 in
Total Experience: 11 years (`) Yield Plus (%) Birla S&P CNX BSE
(%) Sun Life 500 # (`) SENSEX
Dividend ## (`)
Nature of the scheme: An Open-ended Growth Yield Plus
Scheme (`)
NAV of Plans / Options (`) March 31, 2011 to 84.77 1.59 -8.75 -10.50 10159 9125 8950
March 31, 2010 to
Dividend: 12.73 72.87 16.33 7.26 10.94 11633 10726 11094
March 31, 2009 to 35.88 103.09 87.95 80.54 20309 18795 18054
Benchmark: S&P CNX 500 March 31, 2010 (Absolute)
Entry Load: Nil Total Schemes managed by Mr. Nishit Dholakia is 5. Refer annexure on page no. 52 to know more on performance of
schemes managed by Fund Manager.
Reinvestment.
Other Parameter
Beta: 0.82
Note:

ITC Ltd. 4.14% Glaxosmithkline Consumer Healthcare Ltd. 2.59%
Tata Motors Ltd. - DVR 3.63% Hexaware Technologies Ltd. 2.18%
Oil & Natural Gas Corporation Ltd. 3.04% Bharat Petroleum Corporation Ltd. 2.15%
Hero MotoCorp Ltd. 2.88% Cummins India Ltd. 2.13%
Bajaj Auto Ltd. 2.61% Oriental Bank of Commerce 2.04%
37
Birla Sun Life 95 Fund
What is it?
A fund that seeks to achieve long-term WEALTH CREATION
SOLUTIONS
growth of your investment at moderate levels
of risk by striking a balance between
potential growth of equity and relative safety
of debt. High Returns High Risk 3 yrs+ High Liquidity

Rating Profile of portfolio
Fund Details
& Mr. Nishit Dholakia 7.80% 0.55%
10.70%
Nature of the scheme: An Open-ended Balanced 13.03%
67.92%
Scheme
NAV of Plans / Options (`) Other AAA
AA Cash & Current Assets
Growth: 303.70 Sovereign
Dividend: 98.89
Benchmark: CRISIL Balanced Fund Investment Performance - Growth NAV as on March 30, 2012: ` 305.72
Index Value of Standard Investment of `
Date of Inception: Feb 10, 1995 NAV Per Birla Sun CRISIL BSE
Unit. * Life 95 Fund Balanced SENSEX ## 10000 in
Load Structure (as % of NAV) (Incl. for SIP) (`) (%) Fund (%) Birla Sun CRISIL BSE
Index # (%) Life 95 Balanced SENSEX
Entry Load: Nil Fund (`) Fund ## (`)
Exit Load**: 1% if redeemed / Index # (`)
switched out within 365 Since inception till 10.00 22.65 N/A 10.26 305720 N/A 53392
days from the date of March 31, 2011 to 313.71 -2.55 -3.17 -10.50 9745 9683 8950
allotment. March 30, 2012 (Absolute)
March 31, 2010 to
**Exit Load is NIL for units 277.09 13.22 9.37 10.94 11322 10937 11094
issued in Bonus & March 31, 2009 to 155.99 77.63 47.31 80.54 17763 14731 18054
Dividend Reinvestment. March 31, 2010 (Absolute)
Other Parameter # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Standard Deviation: 18.25% free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
Sharpe Ratio##: 0.62 scheme benchmark returns are not available, they have not been shown.
Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Satyabrata Mohanty is 17. Total
Beta: 1.05 Schemes managed by Mr. Nishit Dholakia is 5. Refer annexure on page no. 52 to know more on performance of schemes
managed by Fund Managers.
Note:

IDBI Bank Ltd. 9.94% CRISIL AA+ Tata Consultancy Services Ltd. 3.13%
Punjab & Sind Bank 4.66% [ICRA] A1+ HDFC Bank Ltd. 3.07%
ICICI Bank Ltd. 4.53% State Bank of India 2.82%
Power Finance Corporation Ltd. 3.77% CRISIL AAA Infosys Ltd. 2.74%
LIC Housing Finance Ltd. 3.19% CRISIL AAA ITC Ltd. 2.43%
38
Birla Sun Life Asset Allocation Fund
What is it?
An open ended Fund-of-Funds WEALTH CREATION
SOLUTIONS
scheme with 3 plans to help you plan
your investments to suit your risk
profile.
Moderate Returns Medium-High Risk 3 yrs+ High Liquidity
Fund Details Investment Performance - Aggressive Plan - Growth NAV as on March 30, 2012: ` 32.8314
Date of Inception: Feb 24, 2004 NAV Per Birla Sun S&P CNX BSE SENSEX Value of Standard Investment of ` 10000
Fund Manager: Mr. Satyabrata Mohanty Unit. * Life AAF - Nifty # (%) ## (%) in
(`) Aggressive Birla Sun S&P CNX BSE SENSEX
Managing Fund Since: June 18, 2009 Life AAF - Nifty # (`) ## (`)
Plan (%)
Total Experience: 12 years Aggressive
Date of inception: February 24, 2004 Plan (`)
Nature of the scheme: An Open-ended Fund of 10.00 16.08 13.97 14.53 32831 28854 30009
Funds Scheme March 31, 2011 to
34.11 -3.76 -9.23 -10.50 9624 9077 8950
March 31, 2010 to
NAV of Plans / Options (`) 31.94 6.82 11.14 10.94 10682 11114 11094
Aggressive Plan March 31, 2009 to
17.95 77.93 73.76 80.54 17793 17376 18054
Dividend: 32.7346
Conservative Plan
Investment Performance - Conservative Plan - Growth NAV as on March 30, 2012: ` 21.6145
Date of Inception: Feb 24, 2004 NAV Per Birla Sun CRISIL MIP BSE SENSEX Value of Standard Investment of ` 10000
Growth: 21.6898 Unit. * Life AAF - Blended ## (%) in
Dividend: 21.6898 (`) Conservative Index # (%) Birla Sun CRISIL MIP BSE
Plan (%) Life AAF - Blended SENSEX
Moderate Plan Conservative Index # (`) ## (`)
Growth: 28.3959 Plan (`)
Dividend: 28.3959 10.00 10.04 6.96 14.53 21615 17244 30009
Benchmark: March 31, 2011 to
20.79 3.96 5.24 -10.50 10396 10524 8950
Aggressive Plan: S&P CNX Nifty March 30, 2012 (Absolute)
March 31, 2010 to
Moderate Plan: CRISIL Balanced Fund Index 19.73 5.35 6.17 10.94 10535 10617 11094
Conservative Plan: CRISIL MIP Blended Index March 31, 2009 to
15.93 23.88 14.25 80.54 12388 11425 18054
Load Structure (as % of NAV)
Entry Load: Nil Investment Performance - Moderate Plan - Growth NAV as on March 30, 2012: ` 28.4006
Exit Load: Nil Date of Inception: Feb 24, 2004 NAV Per Birla Sun CRISIL BSE SENSEX Value of Standard Investment of ` 10000
Unit. * Life AAF - Balanced ## (%) in
(`) Moderate Plan Fund Index Birla Sun CRISIL BSE SENSEX
Other Parameter (%) # (%) Life AAF - Balanced ## (`)
Standard Deviation Moderate Fund Index
Plan (`) # (`)
Aggressive Plan: 18.15% Since inception till
10.00 14.03 11.48 14.53 28401 24127 30009
Conservative Plan: 5.21% March 30, 2012 (CAGR)
March 31, 2011 to
Moderate Plan: 13.21% 28.38 0.06 -3.17 -10.50 10006 9683 8950
March 31, 2010 to
26.76 6.05 9.37 10.94 10605 10937 11094
March 31, 2009 to
17.32 54.56 47.31 80.54 15456 14731 18054
dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Satyabrata Mohanty is 20. Refer annexure on page no. 52 to know more on performance of schemes managed by
Fund Manager.
Top Portfolio Holdings - Moderate Plan

Issuer % to net Assets
Birla Sun Life Income Plus - Growth 29.81%
Birla Sun Life Advantage Fund - Growth 15.34%
Birla Sun Life Small and Midcap Fund -Growth 12.80%
Note: Birla Sun Life Government Securities Fund Long Term Plan - Growth 10.08%
Standard Deviation is calculated on Annualised basis Birla Sun Life India Opportunities Fund - Growth 8.72%
using 3 years history of monthly returns, source: MFI Birla Sun Life Infrastructure Fund - Growth 8.41%
Explorer. Birla Sun Life Midcap Fund - Growth 6.46%
Birla Sun Life Top 100 Fund - Growth 5.63%
Cash & Cash Equivalents 2.43%
Top Portfolio Holdings - Aggressive Plan Top Portfolio Holdings - Conservative Plan
Birla Sun Life Advantage Fund - Growth 20.35% Birla Sun Life Income Plus - Growth 65.96%
Birla Sun Life Income Plus - Growth 19.74% Cash & Cash Equivalents 7.34%
Birla Sun Life Small and Midcap Fund - Growth 17.11% Birla Sun Life Advantage Fund - Growth 6.37%
Birla Sun Life India Opportunities Fund - Growth 11.63% Birla Sun Life Small and Midcap Fund - Growth 5.38%
Birla Sun Life Infrastructure Fund -Growth 11.23% Birla Sun Life India Opportunities Fund - Growth 3.62%
Birla Sun Life Midcap Fund - Growth 8.54% Birla Sun Life Infrastructure Fund - Growth 3.54%
Birla Sun Life Top 100 Fund - Growth 7.59% Birla Sun Life Midcap Fund - Growth 2.71%
Cash & Cash Equivalents 3.68% Birla Sun Life Government Long Term Plan - Growth 2.12%
Birla Sun Life Top 100 Fund - Growth 2.08%
39
Birla Sun Life Special Situations Fund
What is it?
A Fund that endeavors to generate long- WEALTH CREATION
SOLUTIONS
term growth by identifying stocks that may
have the potential for special situation like
buy backs, open offers, demerger, etc. and
a contrarian investment style. High Returns High Risk 3 yrs+ High Liquidity
Date of Inception: Jan 31, 2008 NAV Per Birla Sun BSE 200 BSE Value of Standard Investment of `
Managing Fund Since: September 09, 2008 Unit. * Life Special # (%) SENSEX ## 10000 in
Total Experience: 22 years (`) Situations (%) Birla BSE 200 BSE
Date of inception: January 31, 2008 Fund (%) Sun Life # (`) SENSEX
Special ## (`)
Nature of the scheme: An Open-ended Diversified Situations
Equity Scheme Fund (`)
Since inception till 10.00 -3.04 -0.79 -0.33 8795 9675 9861
March 31, 2011 to 9.82 -10.40 -9.28 -10.50 8960 9072 8950
March 31, 2009 to 5.15 90.13 92.87 80.54 19013 19287 18054
Benchmark: BSE 200 March 31, 2010 (Absolute)
Load Structure (as % of NAV) (Incl .for SIP) Total Schemes managed by Mr. Sanjay Chawla is 4. Refer annexure on page no. 52 to know more on performance of
Reinvestment.
Other Parameter
Beta: 0.93
Note:

HDFC Bank Ltd. 4.97% Reliance Industries Ltd. 3.41%
ICICI Bank Ltd. 4.55% Solar Industries India Ltd. 3.16%
Sun Pharmaceutical Industries Ltd. 4.32% Infosys Ltd. 2.82%
Axis Bank Ltd. 4.12% Larsen & Toubro Ltd. 2.81%
State Bank of India 3.67% Wipro Ltd. 2.66%
40
Birla Sun Life Commodity Equities Fund
What is it?
A Fund that provides exposure to commodities, WEALTH CREATION
by investing in handpicked commodity companies SOLUTIONS
worldwide, that have business exposure to
various commodities like Energy, Precious
metals, Industrial metals, Water and Agricultural High Returns High Risk 3 yrs+ High Liquidity
commodities.
Investment Performance - Global Agri Plan -Retail Plan - Growth NAV as on March 30, 2012: ` 16.5777
Fund Details
Date of Inception: Nov 07, 2008 NAV Per Birla Sun Life S&P Global BSE SENSEX Value of Standard Investment of ` 10000
Fund Manager: Mr. Atul Penkar & Unit. * Commodity Agribusiness ## (%) in
Mr. Vineet Maloo (`) Equities Fund Index # (%) Birla S&P Global BSE SENSEX
- Global Agri Sun Life Agribusiness ## (`)
Managing Fund Since: January 24, 2011 &
Plan - Retail Commodity Index # (`)
Since Inception Growth (%) Equities
Total Experience: 11 years & 7 years Fund -
Date of inception: November 07, 2008 Global Agri
Nature of the scheme: An Open-ended Growth Plan - Retail
Scheme Growth (`)
NAV of Plans / Options (`) 10.00 16.06 23.73 17.86 16578 20600 15510
Global Agri Plan March 31, 2011 to
17.65 -6.06 -7.17 -10.50 9394 9283 8950
Retail Plan March 30, 2012 (Absolute)
Growth: 16.9541 March 31, 2010 to
15.15 16.49 23.68 10.94 11649 12368 11094
Dividend: 16.9541
March 31, 2009 to
Global Multi Commodity Plan 12.10 25.24 61.00 80.54 12524 16100 18054
Retail Plan
Growth: 13.2460 Investment Performance - Global Multi Commodities Plan - Retail Plan - Growth NAV as on March 30, 2012: ` 13.1012
Dividend: 13.2460 Date of Inception: Nov 07, 2008 NAV Per Birla Sun Life MSCI World BSE SENSEX Value of Standard Investment of ` 10000
Global Precious Metals Plan Unit. * Commodity Index # (%) ## (%) in
(`) Equities Fund Birla Sun Life MSCI World BSE
Retail Plan Commodity Index # (`) SENSEX
- Global Multi
Growth: 12.4024 Commodities Equities Fund ## (`)
Dividend: 12.4024 Plan - Retail - Global Multi
Benchmark: Growth (%) Commodities
Global Agri Plan: S&P Global Agribusiness Index Plan - Retail
Growth (`)
Global Multi Commodities Since inception till
10.00 8.28 10.35 17.86 13101 13968 15510
Plan: MSCI World Index March 30, 2012 (CAGR)
Global Precious Metals March 31, 2011 to
15.06 -12.98 -1.72 -10.50 8702 9828 8950
Plan: Dow Jones Precious Metals March 30, 2012 (Absolute)
Index March 31, 2010 to
12.59 19.60 11.20 10.94 11960 11120 11094
March 31, 2009 to
Load Structure (as % of NAV) (Incl. for SIP) 10.34 21.70 49.09 80.54 12170 14909 18054
Entry Load: Nil
Exit Load**: 3% if redeemed / Investment Performance - Global Precious Metals Plan - Retail Plan - Growth NAV as on March 30, 2012: ` 12.4016
from the date of allotment. For Date of Inception: Nov 07, 2008 NAV Per Birla Sun Life Dow Jones BSE SENSEX Value of Standard Investment of ` 10000
redemption/switchout of Unit. * Commodity Precious ## (%) in
(`) Equities Metals Index Birla Sun Life Dow Jones BSE
units after 30 days but
Fund - Global # (%) Commodity Precious SENSEX
before 365 days from the
Precious Equities Metals Index ## (`)
date of allotment: 1.00%
Metals Plan- Fund - Global # (`)
of applicable NAV. For
Retail Growth Precious
redemption/switch-out of
(%) Metals Plan-
units after 365 days from the
Retail Growth
date of allotment: Nil.
(`)
issued in Bonus & Dividend 10.00 6.55 23.84 17.86 12402 20665 15510
Reinvestment. March 31, 2011 to
14.49 -14.42 -19.11 -10.50 8558 8089 8950
Other Parameters March 30, 2012 (Absolute)
Global Agri Plan March 31, 2010 to
11.51 25.91 30.61 10.94 12591 13061 11094
Standard Deviation: 21.29% March 31, 2011 (Absolute)
March 31, 2009 to
Sharpe Ratio##: -0.18 10.63 8.23 25.62 80.54 10823 12562 18054
Beta: 0.71
Global Multi Commodity Plan
Standard Deviation: 22.71% dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Sharpe Ratio##: -0.49 Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 5. Total Schemes managed by Mr. Atul
Penkar is 7. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.
Beta: 0.96
Global Precious Metals Plan Top Ten Portfolio Holdings - Global Precious Metals Plan
Note:
Standard Deviation: 24.36% Issuer % to net Assets Issuer % to net Assets
Standard Deviation, Sharpe Ratio & Beta are Sharpe Ratio##: -0.63 Barrick Gold Corp 4.86% Goldcorp Inc 4.18%
calculated on Annualised basis using 1 years history Beta: 0.56 Newmont Mining Corp 4.81% Yamana Gold Inc 3.94%
of monthly returns, source: MFI Explorer Randgold Resources Ltd 4.45% Kirkland Lake Gold Inc 3.93%
## Risk-free rate assumed to be 8.37% (91 day T-bill AngloGold Ashanti Ltd 4.39% Centamin Plc 3.56%
yield as on Apr 30, 2012). Silver Wheaton Corp 4.22% Agnico-Eagle Mines Ltd 3.54%
Top Ten Portfolio Holdings - Global Agri Plan Top Ten Portfolio Holdings - Global Multi Commodity Plan
Deere & Co 6.15% Exxon Mobil Corp 4.51%
Mosaic Co 5.73% Halliburton Co 4.03%
Agrium Inc 5.14% Schlumberger Ltd 4.00%
Corn Products International Inc 4.58% CF Industries Holdings Inc 3.33%
Yara International ASA 4.12% Mosaic Co 2.87%
Cosan SA Industria e Comercio 3.91% Repsol YPF SA 2.71%
Bunge Ltd 3.83% Potash Corp of Saskatchewan Inc 2.59%
Syngenta AG 3.75% Agrium Inc 2.58%
Monsanto Co 3.67% Xstrata PLC 2.48%
FMC Corp 3.67% Deere & Co 2.44%
41
Birla Sun Life International Equity Fund - Plan A
What is it?
SOLUTIONS
grow your money by investing in world-
class companies across the globe.
Fund Manager: Mr. Mahesh Patil &
Date of Inception: Oct 31, 2007 NAV Per Birla S&P BSE Value of Standard Investment of ` 10000 in
Mr. Vineet Maloo Unit. * Sun Life Global SENSEX
Managing Fund Since: Since Inception (`) International 1200 # ## (%) Birla Sun Life S&P Global BSE
Equity Fund - (%) International 1200 # (`) SENSEX
Total Experience: 20 years & 7 years Plan A (%) Equity Fund - ## (`)
Date of inception: October 31, 2007 Plan A (`)
Nature of the scheme: An Open-ended Diversified Since inception till 10.00 1.83 -5.41 -2.89 10790 7821 8786
Equity Scheme March 31, 2011 to
9.81 10.00 -1.83 -10.50 11000 9817 8950
NAV of Plans / Options (`) March 31, 2010 to
8.64 13.47 11.28 10.94 11347 11128 11094
Growth: 11.2357 March 31, 2009 to
7.02 23.19 49.94 80.54 12319 14994 18054
Benchmark: S&P Global 1200 Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 5. Total Schemes
managed by Mr. Vineet Maloo is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by
Fund Managers.
Load Structure (as % of NAV) (Incl. for SIP) .
Entry Load: Nil
Exit Load: Nil

Other Parameter
Beta: 0.83
Note:

Apple Inc 5.98% ENSCO PLC 3.94%
Chubb Corp 5.42% Exxon Mobil Corp 3.87%
Aetna Inc 4.98% Statoil ASA 3.86%
Taiwan Semiconductor Manufacturing Co. Ltd. 4.33% International Business Machines Corp 3.63%
Coach Inc 4.28% Coca-Cola Co. 3.51%
42
Birla Sun Life International Equity Fund - Plan B
What is it?
SOLUTIONS
grow your money by investing in world-
class companies across the globe, with
at least 65% exposure to domestic
markets. High Returns High Risk 3 yrs+ High Liquidity
Fund Manager: Mr. Atul Penkar &
Date of Inception: Oct 31, 2007 NAV Per Birla Customised BSE Value of Standard Investment of ` 10000 in
Mr. Vineet Maloo Unit. * Sun Life Index # SENSEX
Managing Fund Since: July 29, 2010 / Since (`) International (%) ## (%) Birla Sun Life Customised BSE
Equity Fund - International Index SENSEX
Inception Equity Fund - # (`) ## (`)
Plan B (%)
Total Experience: 11 years & 7 years Plan B (`)
Date of inception: October 31, 2007 Since inception till -2.28 0.63 -2.89 9177 9726 8786
10.00
Nature of the scheme: An Open-ended Diversified March 31, 2011 to
Equity Scheme 9.68 -5.21 -1.63 -10.50 9479 9837 8950
March 31, 2010 to 8.91 8.67 9.48 10.94 10867 10948 11094
March 31, 2009 to 5.33 67.05 71.13 80.54 16705 17113 18054
Dividend: 9.1039 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Benchmark: Customised Index Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 5. Total Schemes
A customized benchmark created using BSE 200 to managed by Mr. Atul Penkar is 7. Refer annexure on page no. 52 to know more on performance of schemes managed by
the extent of 65% of portfolio and S&P Global 1200 to Fund Managers.
A customized benchmark created using BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent
the extent of 35% of portfolio. of 35% of portfolio.

Entry Load: Nil
Reinvestment.
Other Parameter
Beta: 0.99
Note:

ITC Ltd. 3.87% HDFC Bank Ltd. 2.28%
Tata Consultancy Services Ltd. 3.32% Bharti Airtel Ltd. 2.20%
Coal India Ltd. 2.51% Reliance Industries Ltd. 2.17%
Axis Bank Ltd. 2.30% Larsen & Toubro Ltd. 1.92%
43
Birla Sun Life Small & Midcap Fund
What is it?
An Equity fund that aims to generate growth WEALTH CREATION
SOLUTIONS
and capital appreciation by investing
predominantly in equity and equity related
securities of companies considered to be
small and mid cap. High Returns High Risk 3 yrs+ High Liquidity
Date of Inception: May 31, 2007 NAV Per Birla Sun S & P CNX BSE Value of Standard Investment of `
Managing Fund Since: July 29, 2010 Unit. * Life Small & Midcap # SENSEX ## 10000 in
Total Experience: 22 years (`) Midcap Fund (%) (%) Birla Sun S & P CNX BSE
(%) Life Small Midcap SENSEX
& Midcap # (`) ## (`)
Nature of the scheme: An Open-ended Small & Fund (`)
Mid Cap Equity Scheme Since inception till
10.00 3.14 6.67 3.78 11613 13663 11966
March 31, 2011 to 11.58 0.28 -4.09 -10.50 10028 9591 8950
Growth: 11.6756 March 31, 2010 to 11.46 1.04 4.35 10.94 10104 10435 11094
Dividend: 11.6756
March 31, 2009 to 4.76 140.57 126.12 80.54 24057 22612 18054
Benchmark: S&P CNX Midcap # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Total Schemes managed by Mr. Sanjay Chawla is 4. Refer annexure on page no. 52 to know more on performance of
Load Structure (as % of NAV) (Incl. for SIP) schemes managed by Fund Manager.
Entry Load: Nil
Reinvestment.
Other Parameter
Beta: 0.93
Note:
on Annualised basis using 3 years history of monthly

Wabco India Ltd. 5.21% Corporation Bank 2.62%
Solar Industries India Ltd. 4.42% Glenmark Pharmaceuticals Ltd. 2.60%
Torrent Pharmaceuticals Ltd. 3.21% Madras Cements Ltd. 2.38%
Carborundum Universal Ltd. 2.68% Glaxosmithkline Consumer Healthcare Ltd. 2.25%
PTC India Ltd. 2.65% Bata India Ltd. 2.24%
44
Birla Sun Life India Reforms Fund
What is it?
An Equity fund that aims to generate growth WEALTH CREATION
SOLUTIONS
and capital appreciation by building a portfolio
of companies that are expected to benefit
from the economic reforms, PSU divestment
and increased government spending. High Returns High Risk 3 yrs+ High Liquidity
Fund Manager: Mr. Naysar Shah
Date of Inception: June 25, 2010 NAV Per Birla Sun S & P CNX BSE Value of Standard Investment of `
Managing Fund Since: January 24, 2011 Unit. * Life India 500 # (%) SENSEX ## 10000 in
Total Experience: 12 years (`) Reforms (%) Birla Sun S & P CNX BSE
Fund (%) Life India 500 # (`) SENSEX
Reforms ## (`)
Nature of the scheme: An Open-ended Equity Fund (`)
Scheme
Since inception till -6.17 0.95 2.71 8900 10169 10484
10.00
Benchmark: S&P CNX 500 Total Schemes managed by Mr. Naysar Shah is 2. Refer annexure on page no. 52 to know more on performance of schemes

Entry Load: Nil
out within 1 year from the
date of allotment.
Other Parameter
Beta: 0.95
Note:
on Annualised basis using 1 years history of monthly

ICICI Bank Ltd. 9.31% HDFC Bank Ltd. 3.82%
Larsen & Toubro Ltd. 6.04% The Federal Bank Ltd. 3.55%
Sadbhav Engineering Ltd. 4.99% Power Grid Corporation of India Ltd. 3.13%
Max India Ltd. 4.46% Kalpataru Power Transmission Ltd. 3.13%
Gujarat State Fertilizers & Chemicals Ltd. 4.33% Bharti Airtel Ltd. 3.06%
45
Birla Sun Life Pure Value Fund
What is it?
An Open ended Diversified Equity fund WEALTH CREATION
SOLUTIONS
that follows value investing strategy to
generate consistent long-term capital
appreciation.
Fund Manager: Mr. Nishit Dholakia
Date of Inception: Mar 27, 2008 NAV Per Birla Sun BSE 200 BSE Value of Standard Investment of `
Managing Fund Since: January 24, 2011 Unit. * Life Pure # (%) SENSEX ## 10000 in
Total Experience: 11 years (`) Value Fund (%) Birla Sun BSE 200 BSE
(%) Life Pure # (`) SENSEX
Value ## (`)
Nature of the scheme: An Open-ended Diversified Fund (`)
Equity Scheme Since inception till
10.00 12.85 2.83 2.81 16127 11185 11176
March 31, 2011 to
NAV of Plans / Options (`) 16.42 -1.81 -9.28 -10.50 9819 9072 8950
Growth: 15.8382 March 31, 2010 to 15.12 8.64 8.15 10.94 10864 10815 11094
March 31, 2009 to 7.38 104.95 92.87 80.54 20495 19287 18054
Benchmark: BSE 200 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Total Schemes managed by Mr. Nishit Dholakia is 5. Refer annexure on page no. 52 to know more on performance of
Load Structure (as % of NAV) (Incl. for SIP) schemes managed by Fund Manager.
Entry Load: Nil
Reinvestment.
Other Parameter
Beta: 0.78
Note:

Glaxosmithkline Consumer Healthcare Ltd. 5.21% City Union Bank Ltd. 3.70%
FAG Bearings India Ltd. 4.70% The Federal Bank Ltd. 3.54%
Wabco India Ltd. 4.62% Karur Vysya Bank Ltd. 3.54%
Oil & Natural Gas Corporation Ltd. 4.56% The South Indian Bank Ltd. 3.33%
Gateway Distriparks Ltd. 4.08% Pfizer Ltd. 3.32%
46
Birla Sun Life Long Term Advantage Fund
What is it?
An Open ended Equity fund that invests WEALTH CREATION
SOLUTIONS
in a Diversified portfolio of equity and
equity related securities
Date of Inception: Oct 10, 2006 NAV Per Birla Sun BSE S&P CNX Value of Standard Investment of `
Managing Fund Since: January 24, 2011 Unit. * Life Long SENSEX Nifty ## 10000 in
Total Experience: 11 years (`) Term # (%) (%) Birla Sun BSE S&P CNX
Advantage Life Long SENSEX Nifty
Date of inception: October 10, 2006 Fund (%) Term # (`) ## (`)
Nature of the scheme: An Open Ended Diversified Advantage
Equity Scheme Fund (`)
10.00
March 31, 2010 to 13.04 8.21 10.94 11.14 10821 11094 11114
March 31, 2009 to 6.69 94.92 80.54 73.76 19492 18054 17376
Benchmark: BSE SENSEX
Total Schemes managed by Mr. Atul Penkar is 7. Refer annexure on page no. 52 to know more on performance of schemes
Exit Load: 1% if redeemed / switched
Reinvestment.
Other Parameter
Beta: 0.89
Note:
son Annualised basis using 3 years history of monthly

ITC Ltd. 6.09% Oil & Natural Gas Corporation Ltd. 3.33%
ICICI Bank Ltd. 5.53% Reliance Industries Ltd. 3.09%
Infosys Ltd. 3.87% State Bank of India 2.96%
Tata Consultancy Services Ltd. 3.70% HDFC Bank Ltd. 2.94%
Larsen & Toubro Ltd. 3.37% Housing Development Finance Corporation Ltd. 2.92%
47
Tax Savings Solutions
What are Tax Savings Solutions?
Our Tax Savings Solutions help to

reduce your tax burden and at the
same time, aim to grow your money
through equity investments.
Who can benefit from Tax Savings

Solutions?
Tax saving is important, especially when

investors can save up to ` 30,900 in taxes!
Section 80C of the Income Tax Act, 1961
provides options to save tax by reducing
the taxable income by up to ` 1 lakh.
But, wealth creation is also important.
Isnt it? Thats why this solution is ideal for
investors who would like to create wealth
along with tax saving.
Tax savings of ` 30,900 is calculated assuming qualifying amount of
deduction is ` 1 lakh & investor falls in the top income tax slab of 30%
& includes applicable cess. Investors are advised to consult their tax
advisor in view of individual nature of tax benefits.
Benefits of Tax Savings Solutions:
Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.
Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form
of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds.
Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock
market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being
monitored by an investment expert with an aim to minimize such risks.
Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial
investment and also on the returns.
Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.
The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the
quality of any particular Scheme or guarantee any specific performance/returns.
48
Birla Sun Life Tax Relief 96
What is it?
A fund that provides an opportunity TAX SAVINGS
SOLUTIONS
to save tax while growing your money
through Equity investments.
High Returns High Risk 3 yrs+ Low Liquidity
Fund Details
Investment Performance - Dividend NAV as on March 30, 2012: ` 69.48
Fund Manager Mr. Ajay Garg
Date of Inception: Mar 29, 1996 NAV Per Birla Sun BSE 200 BSE Value of Standard Investment of `
Managing Fund Since: October 01, 2006 Unit. * Life Tax # (%) SENSEX ## 10000 in
Total Experience: 15 years (`) Relief 96 (%) Birla Sun BSE 200 BSE
(%) Life Tax # (`) SENSEX
Relief 96 ## (`)
Nature of the scheme: An Open-ended ELSS (`)
Scheme with a lock - in of Since inception till
10.00 27.47 12.01 10.72 69480 61490 51100
3 years from the date of March 30, 2012 (CAGR)
allotment. March 31, 2011 to 78.85 -5.44 -9.28 -10.50 9456 9072 8950
March 31, 2010 to 80.89 -2.52 8.15 10.94 9748 10815 11094
March 31, 2009 to
Growth (w.e.f. 06/03/08): 10.05 44.22 107.85 92.87 80.54 20785 19287 18054
Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at
the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Benchmark: BSE 200 Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes

Entry Load: Nil
Exit Load: Nil

Other Parameter
Beta: 1.03
Note:
of monthly returns, source: MFI Explorer. Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax
position may continue in the future.
yield as on Apr 30, 2012). Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

Tata Consultancy Services Ltd. 7.67% ING Vysya Bank Ltd. 3.24%
Reliance Industries Ltd. 4.97% Tata Motors Ltd. 3.11%
ICICI Bank Ltd. 4.77% ITC Ltd. 2.86%
HDFC Bank Ltd. 4.02% Honeywell Automation India Ltd. 2.80%
Housing Development Finance Corporation Ltd. 3.74% ICRA Ltd. 2.50%
49
Birla Sun Life Tax Plan
What is it?
A fund that provides an opportunity TAX SAVINGS
SOLUTIONS
to save tax while growing your money
through Equity investments.
High Returns High Risk 3 yrs+ Low Liquidity
Fund Details
Investment Performance - Dividend NAV as on March 30, 2012: ` 42.96
Fund Manager Mr. Ajay Garg
Date of Inception: Feb 16, 1999 NAV Per Birla Sun BSE S&P CNX Value of Standard Investment of `
Managing Fund Since: October 17, 2011 Unit. * Life Tax Plan SENSEX Nifty ## 10000 in
Total Experience: 15 years (`) (%) # (%) (%) Birla Sun BSE S&P CNX
Date of inception: February 16, 1999 Life Tax SENSEX Nifty
Plan (`) # (`) ## (`)
Nature of the scheme: An Open-ended ELSS
Scheme with a lock - in of March 30, 2012 (CAGR)
3 years from the date of March 31, 2011 to 47.17 -6.84 -10.50 -9.23 9316 8950 9077
allotment. March 30, 2012 (Absolute)
March 31, 2010 to 45.07 8.79 10.94 11.14 10879 11094 11114
NAV of Plans / Options (`) March 31, 2009 to 29.56 74.63 80.54 73.76 17463 18054 17376
Dividend: 42.88 Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at
the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Benchmark: BSE SENSEX Total Schemes managed by Mr. Ajay Garg is 9. Refer annexure on page no. 52 to know more on performance of schemes

Entry Load: Nil
Exit Load: Nil

Other Parameter
Beta: 0.88
Note:
of monthly returns, source: MFI Explorer. Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax
## Risk-free rate assumed to be 8.37% (91 day T-bill position may continue in the future.
yield as on Apr 30, 2012). Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

Tata Consultancy Services Ltd. 7.62% ING Vysya Bank Ltd. 3.21%
Reliance Industries Ltd. 4.94% Tata Motors Ltd. 3.09%
ICICI Bank Ltd. 4.74% ITC Ltd. 2.85%
HDFC Bank Ltd. 3.99% Honeywell Automation India Ltd. 2.78%
Housing Development Finance Corporation Ltd. 3.72% ICRA Ltd. 2.48%
50
Close Ended Scheme Performance
Birla Sun Life Capital Protection Oriented Fund - Series 1
Date of Inception: Mar 29, 2010 NAV Per Birla Sun CRISIL MIP CRISIL 1 Value of Standard Investment of `
Unit. * life Capital Blended Year T-Bill 10000 in
Fund Manager: Mr. Satyabrata
Mohanty (`) Protection Index # Index ## Birla Sun CRISIL MIP CRISIL 1
NAV (as on 30th Mar 2012): Oriented (%) (%) life Capital Blended Year T-Bill
11.0722 Series - 1 Protection Index # (`) Index ## (`)
(%) Oriented
Series - 1
(`)

10.0000
March 31, 2011 to 10.4558 5.90 5.24 6.59 10590 10524 10659
March 31, 2010 to 10.0446 4.09 6.17 3.86 10409 10617 10386

Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends
declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 20. Refer annexure on page no. 52 for performance of schemes managed by Fund
Manager.
The Scheme offered is oriented towards protection of capital and not with guaranteed returns. The orientation towards protection of the capital
originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.
Birla Sun Life Capital Protection Oriented Fund - Series 2
Date of Inception: Jun 10, 2010 NAV Per Birla Sun CRISIL MIP CRISIL 1 Value of Standard Investment of `
Fund Manager: Mr. Satyabrata Unit. * life Capital Blended Year T-Bill 10000 in
10.5853 Series - 2 Protection Index # (`) Index ## (`)
(%) Oriented
Series - 2
(`)
March 31, 2011 to 10.0695 5.12 5.24 6.59 10512 10524 10659
Manager.
Birla Sun Life Capital Protection Oriented Fund - 5 year Plan
Date of Inception: Aug 03, 2007 NAV Per Birla Sun CRISIL MIP CRISIL 1 Value of Standard Investment of `
Fund Manager: Mr. Satyabrata Unit. * life Capital Blended Year T-Bill 10000 in
12.9768 5 year plan Protection Index # (`) Index ## (`)
(%) Oriented
5 year
Plan (`)

10.0000
March 31, 2011 to 12.3785 4.83 5.24 6.59 10483 10524 10659
March 31, 2010 to 11.9436 3.64 6.17 3.86 10364 10617 10386
March 31, 2009 to 10.6559 12.08 14.25 3.08 11208 11425 10308
Manager.
Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence
have not been disclosed.
51
Fund Manager-wise Scheme Details
Refer page Refer page
Sr.no Funds Managed By Mr. Maneesh Dangi Sr.no Funds Managed By Mr. Mahesh Patil
No No
1 Birla Sun Life Medium Term Plan 10 1 Birla Sun Life International Equity Fund - Plan A* 42
2 Birla Sun Life Dynamic Bond Fund* 9 2 Birla Sun Life Top 100 Fund 32
Birla Sun Life Government Securities Fund - Long Term 16 3 Birla Sun Life Frontline Equity Fund 28
3
Plan
4 Birla Sun Life Equity Fund 25
Birla Sun Life Government Securities Fund - Short Term
4 16 5 Birla Sun Life Infrastructure Fund 29
Plan
*Funds co-managed by Mr. Kaustubh Gupta *Funds co-managed by Mr. Vineet Maloo
Funds Managed By Mr. Satyabrata
Refer page
Refer page Sr.no
Sr.no Funds Managed By Mr. Kaustubh Gupta Mohanty No
No Birla Sun Life MIP II-Savings 5 Plan*$ 23
1
1 Birla Sun Life Floating Rate Fund - Long Term Plan* 13 Birla Sun Life Monthly Income* 20
2
2 Birla Sun Life Floating Rate Fund - Short Term Plan* 14 Birla Sun Life Capital Protection Oriented Fund - 51
3
3 Birla Sun Life Ultra Short Term Fund# 8 Series 1 & 2
4 Birla Sun Life MIP II-Wealth 25 Plan*$ 22
4 Birla Sun Life Savings Fund 7
5 Birla Sun Life MIP* 21
5 Birla Sun Life Cash Plus* 5
Birla Sun Life Capital Protection Oriented Fund - 5
6 Birla Sun Life MIP II-Savings 5 Plan*$ 23 6 51
year Plan
7 Birla Sun Life MIP II-Wealth 25 Plan*$ 22 Birla Sun Life Asset Allocation Fund - Conservative
7 39
Plan
8 Birla Sun Life Cash Manager* 6 Birla Sun Life Asset Allocation Fund - Moderate Plan
8 39
*Funds co-managed by Ms. Sunaina Da Cunha Birla Sun Life 95 Fund*
9 38
# Funds co-managed by Mr. Lokesh Mallya Birla Sun Life Asset Allocation Fund - Aggressive Plan
*$ Funds co-managed by Mr. Satyabrata Mohanty 10 39
11 Birla Sun Life Advantage Fund 26
*Funds co-managed by Mr. Kaustubh Gupta
Refer page
Sr.no Funds Managed By Ms. Sunaina Da Cunha
No Refer page
1 Birla Sun Life Floating Rate Fund - Long Term Plan* 13 Sr.no Funds Managed By Mr. Nishit Dholakia
No
2 Birla Sun Life Floating Rate Fund - Short Term Plan* 14 Birla Sun Life Monthly Income* 20
1
3 Birla Sun Life Short Term Opportunities Fund 18 Birla Sun Life MIP*
2 21
4 Birla Sun Life Cash Plus* 5 Birla Sun Life Dividend Yield Plus
3 37
5 Birla Sun Life Cash Manager* 6 Birla Sun Life Pure Value Fund
4 46
*Funds co-managed by Mr. Kaustubh Gupta 5 Birla Sun Life 95 Fund* 38
# Funds co-managed by Mr. Lokesh Mallya
*Funds co-managed by Mr. Satyabrata Mohanty.
Refer page Refer page

Sr.no Funds Managed By Mr. Lokesh Mallya Sr.no Funds Managed By Mr. Atul Penkar
No No
1 Birla Sun Life Ultra Short Term Fund* 8 Birla Sun Life International Equity Fund - Plan B* 43
1
2 Birla Sun Life Short Term Opportunities Fund 18 Birla Sun Life Long Term Advantage Fund 47
2
*Funds co-managed by Mr. Kaustubh Gupta Birla Sun Life Commodity Equities Fund - Global Agri 41
#Funds co-managed by Ms. Sunaina Da Cunha 3
Plan*
4 Birla Sun Life New Millennium Fund 31
Refer page 5 Birla Sun Life India Opportunities Fund 36
Sr.no Funds Managed By Mr. Sanjay Chawla
No 6
Birla Sun Life Commodity Equities Fund - Global Multi
41
Commodity Plan*
1 Birla Sun Life India GenNext Fund 30
Birla Sun Life Commodity Equities Fund - Global
Birla Sun Life Small & Midcap Fund 44 7 41
2 Precious Metals Plan*
3 Birla Sun Life Midcap Fund 27 *Funds co-managed by Mr. Vineet Maloo
4 Birla Sun Life Special Situations Fund 40
Refer page
Sr.no Funds Managed By Mr. Vineet Maloo
No
Refer page
Sr.no Funds Managed By Mr. Ajay Garg 1 Birla Sun Life International Equity Fund - Plan A# 42
No
2 Birla Sun Life International Equity Fund - Plan B* 43
1 Birla Sun Life MNC Fund 34
Birla Sun Life Commodity Equities Fund - Global Agri 41
2 Birla Sun Life Enhanced Arbitrage Fund 17 3
Plan*
3 Birla Sun Life Buy India Fund 33 Birla Sun Life Commodity Equities Fund - Global Multi
4 41
4 Birla Sun Life Tax Relief 96 49 Commodity Plan*
Birla Sun Life Commodity Equities Fund - Global
5 Birla Sun Life Tax Plan 50 5 41
Precious Metals Plan*
6 Birla Sun Life Index Fund 35 *Funds co-managed by Mr. Atul Penkar
# Funds co-managed by Mr. Mahesh Patil
Refer page
Sr.no Funds Managed By Mr. Prasad Dhonde Refer page
No Sr.no Funds Managed By Mr. Naysar Shah
1 Birla Sun Life Gilt Plus - PF Plan 15 No
Birla Sun Life Short Term Fund 12 1 Birla Sun Life India Reforms Fund 45
2
3 Birla Sun Life Income Plus 11 2 Birla Sun Life Infrastructure Fund* 29
4 Birla Sun Life Gilt Plus - Liquid Plan 15 *Funds co-managed by Mr. Mahesh Patil
5 Birla Sun Life Gilt Plus - Regular Plan 15
*$
The fund management responsibilities for the scheme has been revised vide addendum no.18/2012 dated April 03, 2012. Accordingly, the scheme shall be managed jointly by Mr. Satyabrata
Mohanty and Mr. Kaustubh Gupta w.e.f April 04, 2012.
Schemes mentioned in order of performance for the period Mar 31 2011 - Mar 30 2012. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed
by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided.
Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended /
interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.
52
Funds at a Glance
SAVINGS SOLUTIONS
SCHEME PLAN OPTION SUB OPTION MINIMUM DEFAULT OPTION EXIT LOAD
INVESTMENT For redemption-switch out
consider from the date of
AMOUNT allotment.
Birla Sun Life Cash Plus Retail Dividend Daily Dividend Reinvestment FP: ` 10,000/-
Retail Growth AP: ` 1,000/-
Institutional Dividend Daily Dividend Reinvestment Default

Application for
Plan Option /Facility
Weekly Dividend Payout / Reinvestment FP: ` 1,00,00,000/- Dividend
< ` 1 Cr Retail
Reinvstmt
Institutional Growth AP: ` 1,00,000/- Nil.
> ` 1 Cr but Institutional Daily Dividend
Institutional Premium - Dividend Daily Dividend Payout / Reinvestment < ` 5 Crs Reinvstmt
> ` 5 Crs Institutional Daily Dividend
Weekly Dividend Payout / Reinvestment FP: ` 5,00,00,000/- Premium Reinvstmt
Dividend Payout / Reinvestment AP: ` 1,00,000/-
Institutional Premium Growth
Birla Sun Life Cash Manager Dividend Daily Dividend Reinvestment FP: ` 10,000/-
Default
Weekly Dividend Reinvestment AP: ` 1,000/- Application for
Institutional Daily Dividend Reinvestment FP: ` 100,00,000/- Weekly
Weekly Dividend Reinvestment AP: ` 1,00,000/- < ` 1 Cr Dividend Dividend Nil.
Growth Reinvstmt
Daily Dividend
> ` 1 Cr Institutional
FP: ` 10,000/- Reinvstmt
Growth
AP: ` 1,000/-
Birla Sun Life Savings Fund FP: ` 1,00,00,000/- Default

Institutional Plan Application for
AP: ` 1,00,000/- Plan Option /Facility
Daily Dividend Reinvestment Weekly
Weekly Dividend Payout / Reinvestment < ` 1 Cr Retail Dividend Nil.
Growth FP: ` 10,000/- Reinvstmt
Retail Plan
AP: ` 1,000/- Daily Dividend
> ` 1 Cr Institutional
Reinvstmt
Birla Sun Life Ultra Short Term Daily Dividend Reinvestment

Fund Fortnightly Dividend Payout / Reinvestment FP: ` 2,00,00,000/- Default
Institutional Plan Application for
Weekly Dividend Payout / Reinvestment AP: ` 10,000/-
Growth within 15 days/0.25% of applicable
Fortnightly NAV.
< ` 2 Crs Retail
Dividend
Daily Dividend Reinvestment
FP: ` 10,000/- > ` 2 Crs Institutional Reinvstmt
Retail Plan Fortnightly Dividend Payout / Reinvestment
AP: ` 1,000/-
Growth
Birla Sun Life Dynamic Bond Retail Plan Monthly Dividend Sweep FP: ` 5,00,000/- AP: ` 1,000/-
Fund
Monthly Dividend Payout / Reinvestment /Sweep FP: ` 5,000/- AP: ` 1,000/-
Choice of Option : Quarterly Dividend Within 180 days: 0.50% of applicable
Choice of Sub-Option : Dividend Reinvestment NAV. After 180 days: Nil.
Quarterly Dividend Payout / Reinvestment /Sweep FP: ` 5,000/- AP: ` 1,000/-
Growth FP: ` 5,000/- AP: ` 1,000/-
Birla Sun Life Medium Term Plan For Redemption / Switch- out
of units within 180 days from
FP: ` 1,00,00,000/- the date of allotment: 2.50%
Institutional Plan
AP: ` 10,000/- of applicable NAV, after 180
Weekly Dividend Reinvestment Choice of Plan : Retail days but before 365 days from
Fortnightly Dividend Payout / Reinvestment Choice of Option : Growth the date of allotment: 2.00%
Monthly Dividend Payout / Reinvestment /Sweep Choice of Facility : Fortnightly Dividend of applicable NAV. after365
Growth Reinvestment days but before 730 days from
FP: ` 5,000/-
Retail Plan the date ofallotment:1.00% of
AP: ` 1,000/- applicable NAV, after 730 days
from the date of allotment: Nil
Birla Sun Life Floating Rate Fund Daily Dividend Reinvestment

Weekly Dividend Reinvestment FP: ` 1,00,00,000/-
Institutional Default
AP: ` 1/- Application for
Growth
Short Term Plan < ` 5 Crs Daily Dividend Reinvstmt Nil.
Weekly Dividend Reinvestment Daily Dividend
FP: ` 5,000/- > ` 5 Crs Institutional
Daily Dividend Reinvestment Reinvstmt
AP: ` 1,000/-
Growth
Weekly Dividend Reinvestment FP: ` 5,000/-

Retail Plan
Growth AP: ` 1,000/-
Long Term Plan Daily Dividend Reinvestment. Nil.
FP: ` 2,00,00,000/-
Institutional Plan Weekly Dividend Reinvestment
AP: ` 1,00,000/-
Growth
Birla Sun Life Income Plus Dividend Payout / Reinvestment FP: ` 5,000/- within 365 days/1.00% of applicable
Dividend Reinvestment
Growth AP: ` 1,000/- NAV.
Birla Sun Life Short Term Fund Monthly Dividend Payout/Reinvestment/Sweep

(Erstwhile Birla Sun Life Income FP: ` 5,000/- within 30 days/0.50% of applicable
Fund) AP: ` 1,000/- NAV.
Growth
Birla Sun Life Gilt Plus Quarterly Dividend Payout / Reinvestment /Sweep
Regular Plan
Growth
For Liquid Plan, Regular Plan & PF
Quarterly Dividend Payout / Reinvestment /Sweep
FP: ` 5,000/- Plan (Quarterly/Annual Div) Nil For PF
Liquid Plan Annual Dividend Payout / Reinvestment /Sweep Growth
AP: ` 1,000/- Plan (Growth) within 365 days/1% of
Growth applicable NAV.
Quarterly Dividend Payout / Reinvestment /Sweep
PF Plan
Growth Quarterly Gain / Annual Gain
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
53
Funds at a Glance
AMOUNT allotment.
Birla Sun Life Government

Dividend Payout / Reinvestment within 365 days/1.00% of applicable
Securities Fund Long Term Plan
Growth NAV.

FP: ` 5,000/-
Short Term (Retail) Plan AP: ` 1,000/- Nil.
Growth
Growth

Weekly Dividend Reinvestment FP: ` 5,00,00,000/-
Short Term (Institutional) Plan Nil.
Dividend Payout / Reinvestment AP: ` 1,00,000/-
Growth
Birla Sun Life Enhanced

Dividend Payout / Reinvestment /Sweep FP: ` 5,000/-
Arbitrage Fund Retail Plan before 90 days/0.75% of applicable
Choice of Plan : Retail Plan NAV.
Choice of Option : Dividend after 90 days to 180days/0.50% of
Choice of Facility : Reinvestment applicable NAV.
Dividend Payout / Reinvestment /Sweep FP: ` 5,00,00,000/-
Institutional Plan after 180 days/Nil of applicable NAV.
Growth AP: ` 10,000/-
Birla Sun Life Short Term Weekly Dividend Reinvestment

FP: ` 10,000/-
Opportunities Fund Retail Plan Dividend Payout / Reinvestment /Sweep
AP: ` 1000/-
Growth
For redemption / switch-out of units
Growth within 180 days from the date of
Weekly Dividend Reinvestment allotment: 0.50% of applicable NAV.
FP: ` 2,00,00,000/-
Institutional Plan Dividend Payout / Reinvestment /Sweep
AP: ` 10,000/-
Growth
REGULAR INCOME SOLUTIONS

AMOUNT allotment.
Birla Sun Life Monthly Income

Monthly Dividend Payout/Reinvestment/Sweep FP: ` 25,000/-
Quarterly Dividend Payout/Reinvestment/Sweep AP: ` 5,000/- Choice of Plan : Growth
Choice of Option within Monthly Dividend :
within 365 days/1% of applicable
NAV.
Choice of Plan within Quarterly Dividend :
FP: ` 5,000/-
Growth Dividend Reinvestment
AP: ` 1,000/-
Birla Sun Life MIP

FP: Dividend & Payment Choice of Option within Monthly Dividend :
Monthly Dividend Payout/Reinvestment/Sweep
Option ` 25,000/- Dividend Reinvestment within 365 days/1% of applicable
Monthly Payment Instant / Deferred
Growth: ` 5,000/- Choice of Option within Monthly Payment NAV.
Growth
AP: ` 1,000/- Plan : Instant
Birla Sun Life MIP II

Monthly Dividend Payout / Reinvestment /Sweep
Savings 5 Monthly Payment
FP: Dividend & Payment NAV.
Growth
Option ` 25,000/- Choice of Option : Growth
Growth ` 5,000/- Choice of Sub-Option within Monthly Dividend
Birla Sun Life MIP II AP: ` 1,000/- Option : Dividend Reinvestment
Monthly Dividend Payout / Reinvestment /Sweep
Wealth 25 Monthly Payment
NAV.
Growth
TAX SAVINGS SOLUTIONS

AMOUNT allotment.
Birla Sun Life Tax Relief 96 Dividend Payout/Reinvestment/Sweep

FP: ` 500/-
Dividend Payout Nil.
A : ` 500/-
Growth
Birla Sun Life Tax Plan Dividend Payout/Reinvestment/Sweep

FP: ` 500/-
Dividend Payout Nil.
AP: ` 500/-
Growth
54
Funds at a Glance
WEALTH CREATION SOLUTIONS
AMOUNT allotment.
Birla Sun Life Equity Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
AP: ` 1,000/- Dividend Reinvestment
Growth NAV.
Birla Sun Life Advantage Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 7 days/0.50% of applicable
AP: ` 1,000/- Dividend Reinvestment
Growth NAV.
Birla Sun Life Midcap Fund Dividend Dividend / Reinvestment

/ Sweep within 365 days/1% of applicable
Growth Growth with Triggered FP: ` 5,000/- NAV.
Facility AP: ` 1,000/-
Birla Sun Life Frontline Equity Dividend Dividend / Growth / Sweep FP: ` 5,000/- within 365 days/1% of applicable
Fund Growth AP: ` 1,000/- NAV.
Birla Sun Life Infrastructure Fund Dividend Dividend / Growth / Sweep FP: ` 5,000/- within 365 days/1% of applicable
Birla Sun Life India GenNext Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
Fund Dividend Reinvestment
Birla Sun Life New Millennium Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
Fund Dividend Reinvestment
Birla Sun Life Top 100 Fund Dividend Payout/Reinvestment/Sweep

FP: ` 5,000/- within 365 Days/1% of applicable
Birla Sun Life Buy India Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 7 days/0.50% of applicable
Birla Sun Life MNC Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
Birla Sun Life Index Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 7 days/0.50% of applicable
Birla Sun Life India Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 7 days/0.50% of applicable
Opportunities Fund Dividend Reinvestment
Birla Sun Life Small & Midcap Dividend Payout / Reinvestment FP: ` 5,000/- within 365 days/1% of applicable
Fund Dividend Payout
Growth AP : ` 1,000/- NAV.
Birla Sun Life India Reforms Dividend Payout / Reinvestment FP: ` 5,000/-
Fund Dividend Reinvestment within 1 year/1% of applicable NAV.
Growth AP : ` 1,000/-
Birla Sun Life Dividend Yield Plus Dividend Payout/Reinvestment/Sweep

FP: ` 5,000/- within 365 days/1% of applicable
Payout / Reinvestment /Sweep Dividend Reinvestment
Growth Dividend AP: ` 1,000/- NAV.
PF Growth
Birla Sun Life 95 Fund Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
Birla Sun Life Asset Allocation Dividend Payout / Reinvestment

Aggressive
Fund Growth
Dividend Payout / Reinvestment FP: ` 5,000/-

Moderate Dividend Reinvestment Nil.
Dividend Payout / Reinvestment

Conservative
Growth
Birla Sun Life Special Situations Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- Choice of Plan : Growth within 365 days/1% of applicable
Fund AP: ` 1,000/- Choice of Option : Reinvestment NAV.
Growth
Birla Sun Life Commod- Dividend Payout / Reinvestment /Sweep FP: ` 5,000/-
Retail Plan within 30 days/3% of applicable
ity Equities Fund (Global Agri Growth AP: ` 1,000/- Choice of Plan : Retail Plan
NAV.
Plan,Global Precious Metals Choice of Option : Growth
Dividend Payout / Reinvestment /Sweep FP: ` 5,00,00,000/- after 30 days but before 365
Plan,Global Multi Commodity Institutional Plan Choice of Facility : Reinvestment
Growth AP: ` 10,000/- days/1% of applicable NAV.
Plan)
Birla Sun Life International Dividend Payout/Reinvestment/Sweep FP: ` 5,000/-

Equity Fund (Plan A) Dividend Reinvestment Nil.
Birla Sun Life International Dividend Payout/Reinvestment/Sweep FP: ` 5,000/- within 365 days/1% of applicable
Equity Fund (Plan B) Dividend Reinvestment
Birla Sun Life Pure Value Fund Dividend Payout/Reinvestment

FP : ` 5,000/- Choice of Plan : Growth within 365 days/1% of applicable
AP : ` 1,000/- Choice of Option : Reinvestment NAV.
Growth
Birla Sun Life Long Term Dividend Payout/Reinvestment FP: ` 5,000/- within 365 days/1% of applicable
Advantage Fund Dividend Reinvestment
55
Investment Objective
SAVINGS SOLUTIONS
Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in
high quality debt and money market instruments.
Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and
money market instruments of very short maturities with a view to provide reasonable returns.
Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe
generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal
market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.
Birla Sun Life Ultra Short Term Fund An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a
diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.
Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing
in high quality debt and money market instruments.
Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to
make regular dividend payments to unit holders & secondary objective is growth of capital.
Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a
diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Birla Sun Life Short Term Fund An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio
(Erstwhile Birla Sun Life Income of debt and money market securities.
Fund)
Name change (w.e.f. 01 Feb, 2012)
Birla Sun Life Floating Rate Fund The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt /
Short Term Plan money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.
Birla Sun Life Gilt Plus An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in
Government Securities.
Birla Sun Life Government An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the
Securities Fund Government of India or the State Governments, and the secondary objective is capital appreciation.
Birla Sun Life Enhanced Arbitrage An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments.
Fund Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).
Birla Sun Life Short Term An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money
Opportunties Fund market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to
Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus
Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective
being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt
of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets
primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to
equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)
Birla Sun Life MIP II - Wealth 25 An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the
Plan secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.
Birla Sun Life MIP II - Savings 5 An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the
Plan secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life Tax Relief 96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80%
equity, 20% debt and money market securities
Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for
investment.
56
Investment Objective
Birla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt
and money market securities.
Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified
research based investment approach.
Birla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in Mid-Cap
Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than
a fund focused on large and liquid stocks.
Birla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at
being as diversified across various industries and or sectors as its chosen benchmark index, BSE 200.
Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified
portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.
Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are
expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation
(Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out
of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering
of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.
Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity,
focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet
and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.
Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified
portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.
Birla Sun Life Buy India Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity,
focusing on investing in businesses that are driven by Indias large population and inherent consumption patterns. The focus of the scheme will be in
the consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.
Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in
securities of multi-national companies through a research based investment approach.
Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking
errors.
Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or
more of the following: 1. Leverage Indias intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending
changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage Indias lower labour costs for providing services and
manufactured goods. 4. Leverage Indias large population of English speaking people for providing services.
Birla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend
paying companies that have a relatively high dividend yield.
Birla Sun Life 95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target
allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.
Birla Sun Life Asset Allocation Fund An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket
of debt and equity Mutual Fund schemes in line with the risk profile of the investors.
Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity
and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment
style.
Birla Sun Life Commodity Equities An Open ended Growth Scheme with the objective to offer long term growth of capital, by investing in (1) stocks of commodity companies, i.e.,
Fund companies engaged in or focusing on the specified commodity business and/or (2) overseas mutual fund scheme(s), that have similar investment
objectives. These securities could be issued in India or overseas.
Birla Sun Life International Equity An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio
Fund - Plan A of equity and equity related securities in the international markets.
Birla Sun Life International Equity An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio
Fund - Plan B of equity and equity related securities in the domestic and international markets.
Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly
in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in
fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.
Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are
expected to benefit from the economic reforms, PSU divestment and increased government spending.
Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity
and equity related securities by following value investing strategy.
Birla Sun Life Long Term Advantage An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of
Fund equity and equity related securities.
57
Dividend History (For select Schemes)
SAVINGS SOLUTIONS
Non Corporate Corporate
Cum Dividend NAV#
DEBT Schemes Declared on date Face Value Dividend# Dividend# (` per unit)
(` per unit) (` per unit)
11-Feb-11 10.00 0.0350 0.0287 10.3099
Birla Sun Life Savings Fund Institutional
28-Jan-11 10.00 0.0497 0.0607 10.3384
Monthly Dividend
31-Dec-10 10.00 0.0587 0.0547 10.3413
11-Feb-11 10.00 0.0350 0.0287 10.2848

Birla Sun Life Savings Fund Retail
28-Jan-11 10.00 0.0469 0.0573 10.3108
Monthly Dividend
31-Dec-10 10.00 0.0529 0.0493 10.3105
11-Feb-11 10.00 0.0250 0.0205 10.8068

Birla Sun Life Ultra Short Term Fund -
31-Jan-11 10.00 0.0660 0.0540 10.8474
Monthly Dividend
31-Dec-10 10.00 0.0532 0.0496 10.8361
29-Mar-12 10.00 0.1808 0.2395 11.5651

Birla Sun Life Dynamic Bond Fund Retail
30-Dec-11 10.00 0.2812 0.2123 11.5839
Quarterly Dividend
29-Sep-11 10.00 0.2669 0.2015 11.5737
15-Mar-12 10.00 0.2096 0.2776 12.6361

Birla Sun Life Income Plus - Quarterly
15-Dec-11 10.00 0.0536 0.0405 12.4237
Dividend
15-Sep-11 10.00 0.0418 0.0316 12.2184
15-Mar-10 10.00 0.2453 0.2283 11.5557

Birla Sun Life Short Term Fund- Half Yearly
16-Mar-09 10.00 0.4467 0.4158 11.9496
Dividend
17-Mar-08 10.00 0.4752 0.4423 11.6359
15-Dec-11 10.00 0.1131 0.0854 11.6606

Birla Sun Life Short Term Fund - Quarterly
15-Sep-11 10.00 0.0856 0.0646 11.6201
Dividend
15-Jun-11 10.00 0.1443 0.1090 11.4526
15-Mar-12 10.00 0.0990 0.1311 10.7187

Birla Sun Life Gilt Plus - Liquid Plan
15-Dec-11 10.00 0.1317 0.0994 10.6478
Quarterly Dividend
15-Sep-11 10.00 0.1311 0.0990 10.5814
15-Mar-12 10.00 0.0559 0.0740 11.0551

Birla Sun Life Gilt Plus - PF Plan Quarterly
15-Dec-11 10.00 0.0725 0.0547 10.8546
Dividend
15-Sep-11 10.00 0.0711 0.0537 10.5384
15-Mar-12 10.00 0.2168 0.2871 12.5635

Birla Sun Life Gilt Plus - Regular Plan
15-Dec-11 10.00 0.0734 0.0554 12.3801
Quarterly Dividend
15-Sep-11 10.00 0.1080 0.0816 12.2484
15-Mar-12 10.00 0.2952 0.3910 11.7999

15-Sep-11 10.00 0.3960 0.2990 11.5941
- Long Term Dividend
15-Mar-11 10.00 0.3925 0.3213 11.6205
29-Feb-12 10.00 0.0022 0.0016 10.0031

15-Dec-10 10.00 0.1108 0.1032 10.2407
- Short Term Dividend
15-Sep-10 10.00 0.1120 0.1044 10.2297
15-Mar-12 10.00 0.1007 0.1334 10.9059

Birla Sun Life Short Term Opportunities
28-Feb-11 10.00 0.0137 0.0103 10.0154
Fund
15-Dec-11 10.00 0.1335 0.1008 10.8249
Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.

Non Corporate Corporate
Cum Dividend NAV#
DEBT Schemes Declared on date Face Value Dividend# Dividend# (` per unit)
(` per unit) (` per unit)
30-Apr-12 10.00 0.0449 0.0595 11.3486
Birla Sun Life Monthly Income - Monthly
30-Mar-12 10.00 0.0436 0.0577 11.3654
Dividend
29-Feb-12 10.00 0.0554 0.0418 11.3863
29-Mar-12 10.00 0.1333 0.1765 11.9458

Birla Sun Life Monthly Income - Quarterly
30-Dec-11 10.00 0.1828 0.1380 11.7229
Dividend
29-Sep-11 10.00 0.1822 0.1376 11.8787
27-Apr-12 10.00 0.0406 0.0538 11.3245

Birla Sun Life MIP - Monthly Dividend Plan 30-Mar-12 10.00 0.0508 0.0673 11.3504
24-Feb-12 10.00 0.0534 0.0403 11.3793
27-Apr-12 10.00 0.0403 0.0534 11.2627

Birla Sun Life MIP II - Wealth 25 Plan
30-Mar-12 10.00 0.0505 0.0669 11.2863
Monthly Dividend Plan
24-Feb-12 10.00 0.0527 0.0398 11.2663
27-Apr-12 10.00 0.0413 0.0547 11.5704

Birla Sun Life MIP II - Savings 5 Plan
30-Mar-12 10.00 0.0517 0.0685 11.5630
Monthly Dividend Plan
24-Feb-12 10.00 0.0543 0.0410 11.5549
58
Dividend History (For select Schemes)

EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)
20-May-11 3.00 10.00 65.69
Birla Sun Life Equity Fund 15-Oct-10 5.00 10.00 82.36
12-Mar-10 5.00 10.00 74.69
04-Feb-11 4.50 10.00 81.17

Birla Sun Life Advantage Fund 06-Aug-10 7.00 10.00 93.39
26-Feb-09 6.25 10.00 88.77
14-Jan-11 2.00 10.00 24.29

Birla Sun Life Midcap Fund 16-Jul-10 1.50 10.00 26.01
29-Jan-10 2.50 10.00 26.02
27-Apr-12 1.00 10.00 19.71

Birla Sun Life Frontline Equity Fund 04-Feb-11 1.25 10.00 21.65
06-Aug-10 1.25 10.00 23.13
14-Jan-11 1.00 10.00 14.39

Birla Sun Life India GenNext Fund 16-Jul-10 1.00 10.00 14.97
08-Jan-10 1.00 10.00 14.05
09-Sep-10 0.85 10.00 14.16

Birla Sun Life New Millennium Fund 26-Feb-10 0.75 10.00 13.49
23-Sep-09 1.00 10.00 14.02
20-May-11 0.80 10.00 14.533

Birla Sun Life Top 100 Fund 15-Oct-10 1.00 10.00 16.576
12-Mar-10 1.00 10.00 14.952
29-Apr-11 1.75 10.00 23.75

Birla Sun Life Buy India Fund 09-Sep-10 1.75 10.00 27.83
26-Feb-10 1.25 10.00 22.44
27-Apr-12 5.00 10.00 86.83

Birla Sun Life MNC Fund 25-Feb-11 5.25 10.00 76.71
27-Aug-10 5.25 10.00 86.27
23-Mar-07 6.50 10.00 21.83

Birla Sun Life Index Fund 3-Feb-04 1.65 10.00 11.99
17-Oct-03 5.60 10.00 16.19
25-Feb-11 1.25 10.00 17.38

Birla Sun Life India Opportunities Fund 27-Aug-10 1.25 10.00 19.28
26-Feb-10 1.00 10.00 18.77
13-Feb-12 0.50 10.00 13.20

Birla Sun Life Dividend Yield Plus 17-Jun-11 0.60 10.00 13.73
25-Feb-11 0.60 10.00 13.28
13-Feb-12 5.00 10.00 105.20

Birla Sun Life 95 Fund 29-Apr-11 6.50 10.00 114.40
15-Oct-10 7.50 10.00 124.32

EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)
31-Mar-11 10.00 4.00 82.85
Birla Sun Life Tax Relief 96 12-Mar-10 10.00 7.00 85.21
31-Aug-09 10.00 4.00 78.56
20-May-11 10.00 1.00 45.13

Birla Sun Life Tax Plan 17-Sep-10 10.00 2.00 50.69
12-Mar-10 10.00 7.50 51.60
59
Industry Allocation
SAVINGS SOLUTIONS
Birla Sun Life Enhanced
Arbitrage Fund
Allocation as a %
of Net Assets %
Auto 15.86%
Auto Ancillaries 14.93%
Software 10.85%
Consumer Non Durables 10.14%
Retailing 7.75%
Petroleum Products 7.69%
Future and Options -67.78%
Net receivables / payables 92.31%
Total 100%
Birla Sun Life Tax Plan Birla Sun Life Tax Relief 96
Allocation as a % Allocation as a %
of Net Assets % of Net Assets %
Banks 16.91% Banks 17.02%
Software 12.60% Software 12.68%
Pharmaceuticals 7.43% Pharmaceuticals 7.49%
Consumer Non Durables 7.22% Consumer Non Durables 7.26%
Finance 6.68% Finance 6.73%
Auto 6.59% Auto 6.63%
Auto Ancillaries 5.50% Auto Ancillaries 5.53%
Petroleum Products 4.94% Petroleum Products 4.97%
Power 3.92% Power 3.95%
Cement 3.88% Cement 3.90%
Industrial Capital Goods 3.29% Industrial Capital Goods 3.31%
Construction Project 2.45% Construction Project 2.46%
Pesticides 2.40% Pesticides 2.42%
Retailing 2.28% Retailing 2.29%
Industrial Products 2.16% Industrial Products 2.17%
Transportation 2.11% Transportation 2.13%
Ferrous Metals 2.05% Ferrous Metals 2.06%
Telecom - Services 1.77% Telecom - Services 1.78%
Non - Ferrous Metals 1.35% Non - Ferrous Metals 1.36%
Consumer Durables 1.10% Consumer Durables 1.12%
Chemicals 1.09% Chemicals 1.10%
Gas 0.73% Gas 0.74%
Hotels 0.32% Hotels 0.33%
Media & Entertainment 0.00% Media & Entertainment 0.00%
Cash & Cash Equivalents 1.72% Cash & Cash Equivalents 1.12%
Net receivables / payables -0.48% Net receivables / payables -0.57%
Total 100% Total 100%
Note: The above Allocation is as on Apr 30, 2012 as per Industry classification as recommended by AMFI.
60
Industry Allocation
Birla Sun Life Frontline
Birla Sun Life Equity Fund Birla Sun Life Advantage Fund Birla Sun Life Midcap Fund
Equity Fund
Allocation as a % Allocation as a % Allocation as a % Allocation as a %
of Net Assets % of Net Assets % of Net Assets % of Net Assets %
Banks 16.52% Banks 20.01% Banks 13.86% Banks 17.06%
Pharmaceuticals 8.96% Consumer Non Durables 10.60% Pharmaceuticals 13.03% Software 11.37%
Software 8.64% Software 10.22% Consumer Non Durables 11.64% Consumer Non Durables 9.66%
Consumer Non Durables 8.40% Consumer Durables 6.31% Finance 5.64% Finance 7.45%
Auto 5.76% Finance 5.78% Cement 5.58% Auto 6.53%
Power 5.46% Auto 4.68% Auto Ancillaries 5.12% Petroleum Products 6.23%
Petroleum Products 5.43% Auto Ancillaries 4.59% Construction 3.77% Pharmaceuticals 5.90%
Finance 5.17% Pharmaceuticals 3.78% Power 3.69% Power 3.82%
Consumer Durables 4.14% Petroleum Products 3.59% Industrial Capital Goods 3.53% Cement 3.72%
Cement 3.51% Construction 3.32% Consumer Durables 3.48% Auto Ancillaries 3.57%
Auto Ancillaries 3.23% Construction Project 3.23% Software 3.46% Construction Project 3.48%
Construction Project 2.78% Industrial Capital Goods 2.94% Fertilisers 3.40% Telecom - Services 3.16%
Transportation 2.65% Power 2.72% Chemicals 3.03% Non - Ferrous Metals 2.57%
Telecom - Services 2.51% Transportation 2.36% Construction Project 2.97% Industrial Products 2.36%
Construction 1.69% Industrial Products 2.18% Petroleum Products 2.71% Oil 2.10%
Industrial Products 1.69% Minerals/Mining 2.03% Gas 2.28% Ferrous Metals 2.07%
Ferrous Metals 1.60% Cement 1.94% Industrial Products 2.02% Media & Entertainment 1.72%
Oil 1.54% Retailing 1.57% Pesticides 1.85% Minerals/Mining 1.36%
Media & Entertainment 1.48% Non - Ferrous Metals 1.45% Oil 1.49% Industrial Capital Goods 1.19%
United States of America 1.22% Ferrous Metals 1.44% Media & Entertainment 1.40% Transportation 1.11%
Minerals/Mining 1.17% Engineering Services 1.35% Non - Ferrous Metals 0.89% Gas 0.12%
Non - Ferrous Metals 1.08% Oil 1.13% Ferrous Metals 0.87% Construction 0.03%
Industrial Capital Goods 0.84% Pesticides 0.86% Auto 0.69% Future and Options 1.28%
Trading 0.76% Hotels 0.41% Transportation 0.06% Cash & Cash Equivalents 2.45%
Textile Products 0.70% Media & Entertainment 0.01% Future and Options -0.19% Net receivables / payables -0.33%
Future and Options 0.80% IT Consulting & Services 0.00% Cash & Cash Equivalents 1.25% Total 100%
Cash & Cash Equivalents 1.42% Cash & Cash Equivalents 0.08% Net receivables / payables 2.48%
Net receivables / payables 0.85% Net receivables / payables 1.43% Total 100%
Total 100% Total 100%
Birla Sun Life Birla Sun Life India GenNext Birla Sun Life
Birla Sun Life Top 100 Fund
Infrastructure Fund Fund New Millennium Fund
Banks 21.67% Consumer Non Durables 21.39% Software 82.07% Banks 17.52%
Power 12.51% Banks 14.36% Telecom - Services 13.54% Consumer Non Durables 10.19%
Industrial Capital Goods 9.04% Pharmaceuticals 11.41% Media & Entertainment 3.68% Software 9.69%
Industrial Products 8.78% Media & Entertainment 10.20% Cash & Cash Equivalents 1.37% Pharmaceuticals 8.51%
Construction Project 8.24% Construction 6.37% Net receivables / payables -0.67% Finance 6.43%
Auto Ancillaries 4.68% Consumer Durables 4.00% Total 100% Auto 6.10%
Telecom - Services 4.15% Petroleum Products 3.92% Petroleum Products 5.30%
Finance 3.97% Auto 3.68% Power 4.47%
Auto 3.93% Auto Ancillaries 3.07% Telecom - Services 4.36%
Transportation 3.85% Textile Products 2.94% Cement 4.03%
Petroleum Products 3.33% Telecom - Services 2.78% Industrial Products 2.61%
Cement 2.91% Transportation 2.20% Construction Project 2.42%
Construction 2.82% Finance 1.90% Transportation 2.33%
Oil 2.61% Software 1.73% Consumer Durables 2.24%
Consumer Durables 2.21% Industrial Products 1.69% Oil 2.00%
Engineering Services 1.59% Diversified Consumer Minerals/Mining 1.93%
1.57%
Minerals/Mining 1.53% Services Auto Ancillaries 1.82%
Leisure Facilities 1.14% Ferrous Metals 1.79%
Non - Ferrous Metals 1.05%
Textiles Synthetic 1.09% Non - Ferrous Metals 1.75%
Chemicals 0.95% Media & Entertainment 1.00%
Net receivables / payables -0.80%
Cement 0.89% Industrial Capital Goods 0.59%
Total 100%
Cash & Cash Equivalents 4.83% Gas 0.25%
Net receivables / payables -2.10% Future and Options 0.94%
Total 100% Cash & Cash Equivalents 0.61%
Net receivables / payables 1.13%
Note: The above Allocation is as on Apr 30, 2012 as per Industry classification as recommended by AMFI. Total 100%
61
Industry Allocation
Birla Sun Life
Birla Sun Life Buy India Fund Birla Sun Life MNC Fund Birla Sun Life Index Fund
India Opportunities Fund
Pharmaceuticals 19.37% Consumer Non Durables 19.55% Banks 18.60% Software 44.34%
Consumer Non Durables 17.03% Pharmaceuticals 11.93% Software 12.18% Pharmaceuticals 13.41%
Banks 15.89% Industrial Capital Goods 11.37% Consumer Non Durables 10.81% Non - Ferrous Metals 9.37%
Auto 10.64% Finance 10.24% Auto 8.44% Industrial Capital Goods 8.11%
Finance 8.61% Auto Ancillaries 10.08% Petroleum Products 7.60% Industrial Products 6.68%
Pesticides 6.33% Industrial Products 6.02% Finance 6.45% Finance 5.04%
Retailing 5.98% Banks 5.91% Pharmaceuticals 3.87% Petroleum Products 2.58%
Transportation 5.94% Software 4.86% Construction Project 3.73% Auto Ancillaries 2.13%
Consumer Durables 3.59% Auto 4.38% Power 3.43% Power 1.97%
Auto Ancillaries 2.99% Pesticides 3.64% Oil 3.41% Auto 1.87%
Gas 1.32% Gas 3.61% Ferrous Metals 3.18% Telecom - Services 1.52%
Hotels 1.08% Consumer Durables 2.72% Cement 2.21% Media & Entertainment 0.69%
Media & Entertainment 0.00% Cement 2.57% Telecom - Services 2.10% Paper 0.00%
Cash & Cash Equivalents 1.42% Petroleum Products 1.03% Non - Ferrous Metals 1.72% Consumer Non Durables 0.00%
Net receivables / payables -0.20% Construction 0.55% Minerals/Mining 1.67% Cash & Cash Equivalents 2.86%
Total 100% Textiles - Synthetic 0.01% Industrial Capital Goods 1.38% Net receivables / payables -0.57%
Textiles - Cotton 0.00% Construction 0.86% Total 100%
Paper 0.00% Gas 0.84%
Cash & Cash Equivalents 2.52% Future and Options 7.22%
Net receivables / payables -0.99% Cash & Cash Equivalents 0.34%
Total 100% Net receivables / payables 0.00%
Total 100%
Birla Sun Life

Birla Sun Life 95 Fund
Dividend Yield Plus
Allocation as a % Allocation as a %
Banks 18.15% Banks 18.27%
Consumer Non Durables 13.95% Corporate Debt 14.73%
Auto 10.23% Software 7.92%
Petroleum Products 8.22% Consumer Non Durables 5.72%
Software 7.36% Auto 5.24%
Oil 4.04% Money Market Instruments 4.84%
Industrial Products 3.30% PSU/PFI Bonds/Banks 4.16%
Finance 3.13% Pharmaceuticals 4.15%
Pharmaceuticals 3.04% Finance 3.66%
Power 2.85% Construction Project 2.31%
Cement 2.78% Oil 2.26%
Media & Entertainment 2.41% Petroleum Products 2.11%
Chemicals 2.40% Industrial Products 1.85%
Ferrous Metals 2.32% Telecom - Services 1.85%
Transportation 2.19% Industrial Capital Goods 1.53%
Fertilisers 1.86% Ferrous Metals 1.48%
Minerals/Mining 1.58% Cement 1.47%
Textile Products 1.25% Auto Ancillaries 1.29%
Gas 1.04% Power 1.24%
Construction Project 0.86% Minerals/Mining 1.23%
Consumer Durables 0.61% Consumer Durables 0.98%
Paper 0.57% Non - Ferrous Metals 0.95%
Industrial Capital Goods 0.38% Construction 0.78%
Cash & Cash Equivalents 5.73% Retailing 0.69%
Net receivables / payables -0.24% Media & Entertainment 0.68%
Total 100% Diversified Consumer Services 0.57%
Government Bond 0.55%
Fertilisers 0.34%
Pesticides 0.11%
IT Consulting & Services 0.00%
Future and Options -0.74%
Cash & Current Assets 7.80%
Total 100%
62
Industry Allocation
Birla Sun Life Birla Sun Life Birla Sun Life Long Term
Birla Sun Life Pure Value Fund
Small & Midcap Fund India Reforms Fund Advantage Fund
Banks 11.64% Banks 25.16% Banks 25.45% Banks 19.11%
Pharmaceuticals 8.92% Power 11.09% Consumer Non Durables 10.00% Software 11.03%
Industrial Products 7.42% Construction Project 11.03% Transportation 7.29% Consumer Non Durables 9.08%
Auto Ancillaries 7.33% Fertilisers 9.17% Petroleum Products 6.49% Oil 6.55%
Consumer Non Durables 7.17% Industrial Capital Goods 7.27% Pharmaceuticals 6.31% Pharmaceuticals 6.46%
Power 6.71% Oil 4.97% Fertilisers 5.88% Finance 6.14%
Chemicals 5.00% Industrial Products 4.49% Auto Ancillaries 4.94% Petroleum Products 4.74%
Cement 4.72% Petroleum Products 4.43% Industrial Products 4.70% Power 4.00%
Construction 4.14% Transportation 3.88% Oil 4.56% Auto Ancillaries 3.86%
Software 3.95% Finance 3.23% Power 3.79% Auto 3.47%
Transportation 3.87% Telecom - Services 3.06% Cement 3.08% Construction Project 3.37%
Textile Products 3.77% Media & Entertainment 2.90% Ferrous Metals 2.50% Telecom - Services 2.46%
Media & Entertainment 3.49% Minerals/Mining 2.48% Pesticides 2.35% Non - Ferrous Metals 2.38%
Consumer Durables 3.04% Retailing 1.80% Non - Ferrous Metals 2.06% Consumer Durables 2.08%
Fertilisers 2.66% Ferrous Metals 1.06% Consumer Durables 1.66% Industrial Products 2.06%
Pesticides 2.11% Gas 0.86% Software 1.13% Ferrous Metals 1.97%
Gas 1.86% Construction 0.55% Minerals/Mining 0.86% Minerals/Mining 1.89%
Engineering Services 1.78% Trading 0.38% Cash & Cash Equivalents 7.30% Cement 1.77%
Finance 1.46% Cash & Cash Equivalents 4.49% Net receivables / payables -0.35% Construction 1.26%
Diversified Consumer Services 1.44% Net receivables / payables -2.30% Total 100% Media & Entertainment 1.16%
Ferrous Metals 1.31% Total 100% Engineering Services 0.95%
Industrial Capital Goods 1.29% Transportation 0.93%
Minerals/Mining 1.02% Textile Products 0.80%
Cash & Cash Equivalents 4.50% Fertilisers 0.65%
Total 100% Net receivables / payables -0.38%
Total 100%
63
Country/Industry Allocation
Birla Sun Life Commodity Birla Sun Life Commodity Birla Sun Life International Birla Sun Life International
Equities Fund - Global Agri Plan Equities Fund - Global Multi Equity Fund - Plan A Equity Fund - Plan B
Commodity Plan
Allocation as a % Allocation as a % Allocation as a %
Allocation as a % of Net Assets %
of Net Assets %
United States of America 50.22% United States of America 73.05% United States of America 20.27%
United States of America 72.93%
Brazil 9.62% Hong Kong 8.41% Banks 13.82%
United Kingdom 4.66% Software 8.99%
Germany 6.20% Germany 5.28%
Canada 4.21% Consumer Non Durables 5.47%
United Kingdom 5.77% Norway 3.86%
Spain 2.71% Finance 4.41%
Australia 4.62% Switzerland 3.32%
Norway 2.20% Construction Project 4.37%
Singapore 4.49% Australia 2.06%
Netherlands 1.77% Pharmaceuticals 4.10%
Norway 4.12% United Kingdom 1.85%
Australia 1.62% Auto Ancillaries 3.18%
Canada 3.94% Denmark 1.25%
France 1.55% Cement 3.12%
Switzerland 3.75% Cash & Cash Equivalents 0.79%
Switzerland 0.86% Minerals/Mining 2.51%
Israel 2.14% Net receivables / payables 0.13%
Brazil 0.70% Ferrous Metals 2.38%
Hong Kong 0.00% Total 100% Hong Kong 2.36%
Hong Kong 0.00%
Cash & Cash Equivalents 6.84% Auto 2.27%
Net receivables / payables -1.70% Telecom - Services 2.20%
Net receivables / payables -1.18%
Total 100% Petroleum Products 2.17%
Total 100%
Industrial Capital Goods 1.62%
Germany 1.50%
Birla Sun Life Commodity Media & Entertainment 1.46%
Equities Fund - Global Precious Non - Ferrous Metals 1.41%
Metals Plan Construction 1.27%
Gas 1.22%
Allocation as a %
Industrial Products 1.21%
of Net Assets %
Oil 1.12%
United States of America 46.68%
Norway 1.04%
Canada 34.56%
Textile Products 0.96%
United Kingdom 6.90% Switzerland 0.92%
Australia 2.70% Australia 0.55%
Hong Kong 2.01% United Kingdom 0.51%
Cash & Cash Equivalents 7.75% Denmark 0.36%
Total 100% Net receivables / payables -0.40%
Total 100%
64
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For further details on our Funds, please contact our Customers Service Centres at details given below.
BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD. (Investment Manager for Birla Sun Life Mutual Fund)
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BRANCHES IDEA Toll Free No. 1800-270-7000 & the centralised TOLL no. 022-66917777
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AJMER JAMSHEDPUR PONDICHERY AMRAVATI 0721 - 6451692 JAMNAGAR 0288 - 3200064
ALWAR JODHPUR PUNE ANAND 02692 - 247260 KOLKATA 033 - 22882592 / 4 / 5
AMRITSAR KANPUR RAIPUR BENGALURU (Jayanagar) 080 - 41555000 MADURAI 0452 - 4231493 / 83
BARODA KOTA RANCHI BENGALURU(Manipal Centre) 080 - 42443636
BHILLAI LUDHIANA SHIMLA BHAVNAGAR 0278 - 6452524 MEHASANA 02762 - 658323 / 16
BHOPAL MADURAI SILIGURI BHUBANESHWAR 0674 - 2535521 / 3413 MUMBAI (Head Office) 022 - 66928000
CALICUT MANDIGOBINDGARH SURAT CHANDIGARH 0172 - 2783556 MYSORE 0821 - 4244400 / 1 / 2
CHENNAI (Adiyar) MANGALORE TRICHY CHENNAI (Anna Nagar) 044 - 43016950 / 1 / 2 / 4 / 6 NOIDA 0120 - 4203629
COIMBATORE MEERUT UDAIPUR CHENNAI (Egmore) 044 - 28191681 / 708 / 715 / 699 PATNA 0612 - 2323265 / 66
DEHRADUN MORADABAD VALSAD COCHIN 0484 - 2366817 / 2383969 / 4021722 THANE 022 - 67930660 / 1
DHANBAD MUMBAI (Borivali) VARANASI DELHI 011- 40744514 TRIVANDRUM 0471 - 4017007
ERODE MUMBAI (Ghatkopar) VASHI DURGAPUR 0343 - 6454621 / 19 / 3201241 VAPI 0260 - 6454735 / 6
GURGAON MUMBAI (Churchgate) VIJAYWADA GUWAHATI 0361 - 2595020 / 2599273 VISHAKAPATNAM 0891 - 6631337 / 8
HYDERABAD (Abids) NAGPUR VISAG GWALIOR 0751 - 6499442 / 378
INDORE NASIK
JABALPUR PANIPAT
Disclaimer: Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any securities of any entity and further, Birla Sun
Life Asset Management Company Ltd.(BSLAMC)/ its subsidiaries / affiliates / sponsors / trustee or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising
from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the all the scheme related documents (including
if necessary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained herein.
Editorial opinions expressed in the Empower are not necessarily those of BSLAMC or any of their officers, employees, personnel, directors and BSLAMC and its officers, employees, personnel, directors do not accept responsibility for the
editorial content. BSLAMC or any of its officers, employees, personnel, directors make no representation as to the accuracy, completeness or reliability of the editorial content and hereby disclaim any liability with regard to the same.
The Material provided in the Empower cannot be reproduced or quoted anywhere without express permission from Birla Sun Life Asset Management Company Ltd.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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For further details on the scheme, please refer to page no.

All About Mutual Funds 01

Regular Income Solutions 19

Wealth Creation Solutions 24

Tax Savings Solutions 48

Close Ended Scheme Performance 51

Fund Manager Wise Scheme Performance 52

Data Source: Bloomberg

Debt Investment Outlook

Regular Income Solutions

Wealth Creation Solutions

Tax Savings Solutions

What are Saving Solutions?

Our Savings Solutions are aimed at

Who can benefit from Saving

This is an ideal solution for investors

Benefits of Savings Solutions:

of a savings account with the opportunity

As on April 30, 2012

Top Ten Portfolio Holdings

of a savings account with the opportunity

As on April 30, 2012

NAV of Plans / Options (`)^

Top Ten Portfolio Holdings

of a savings account with the opportunity to

As on April 30, 2012

Load Structure (as % of NAV) (Incl. for SIP)

Top Ten Portfolio Holdings

of parking your savings with an opportunity

returns with active management in bonds of quality

As on April 30, 2012

Total Experience: 11 years

NAV of Plans / Options (`)

Top Ten Portfolio Holdings

in medium term by investing with portfolio

Date of inception: March 25, 2009

Since inception till 7.40 6.41 2.97 12402 12060 10925

bonds and Government securities of

As on April 30, 2012

Quarterly Dividend: 12.5270

Top Ten Portfolio Holdings

a combination of Government securities

NAV of Plans / Options (`)

Monthly Dividend: 11.6139

Top Ten Portfolio Holdings

investing substantially into floating rate

As on April 30, 2012

Cash & Current Assets AAA

Top Ten Portfolio Holdings

parking your savings with an opportunity

Top Ten Portfolio Holdings

capital appreciation by investing exclusively

As on April 30, 2012

Top Portfolio Holdings - Regular Plan

Top Portfolio Holdings - Liquid Plan Top Portfolio Holdings - PF Plan

consistent with the portfolio invested

As on April 30, 2012

investing in equity and equity related

Since inception till 5.82 6.23 4.72 11642 11755 11313

Load Structure (as % of NAV) (Incl. for SIP)

Top Ten Portfolio Holdings

portfolio returns by identifying mispriced

As on April 30, 2012