GetNotice.

Info Posting
LMLCICF0001 Page 1 of 29 2014-10-17 2014.10.17 03:21PM
LMLCICF0001 29 Pages
getnotice.info/lml.html

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b inltto A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File#LML260314CITI Registered Mail # R E 087 9 6 6 182 U S

Lori-Marie: Learmont,
Creditor, Secured Party, R e a l Party in Interest o n Fresno C o u n t y
T h e State o f California U n i t e d States o f A m e r i c a 1776 A D

Petition for A g r e e m e n t a n d H a r m o n y W i t h i n t h e A d m i r a l t y a b initio, m the N a t u r e o f a

NOTICE OF INTERNATIONALCOMMERCIAL CLAIM WITHIN T H E
A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
28 U . S . C . $1333, ^1337. 2461 a n d 2463

D a t e : D o n e b y t h e light o f day three A p r i l , t w o thousand a n d fourteen.

U S P S R e g i s t e r e d M a i l A r t i c l e N o . R E 0 8 7 9 6 6 182 U S _

L I B E L L A N T /AFFIANT:

Lori-Marie: Learmont
in care o f
Colleen Hargis, Notary Acceptor
4974 North Fresno St '
Fresno, C A 93726
AND;

L E A R M O N T , L O R I M A R I E (estate / trust)
c/o 4 7 3 3 0 B u t t e r f l y L a n e ,
S q u a w Valley, California near [93675]
Non-domestic Outside the Federal Zone/Corp. U S

This N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M (this ' ^ N O T I C E " ) is presented

to the f o l l o w i n g parties:

C h a r l e s A . C o r r e i a , d ^ / a C H A R L E S A N D R E W C O R R E I A , ( B a r / b o n d - #86123),
a n d a g e n t f o r P I T H D U N C A N , L L P , c/o. 4375 J u t l a n d D r i v e , P . O . B o x 17933, S a n
D i e g o , C A 92177-0933, a n d a l l a g e n t s , p r i n c i p a l s , a s s i g n s o r s u c c e s s o r s t h e r e o f
(individually identified b e l o w as " L I B E L L E E S " and collectively hereafter referred to
as, " R E S P O N D E N T S " ) .

LIBELLEES /RESPONDENTS:

Page 1of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 2 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mail # R E 087 966 182 U S

C h a r l e s A . C o r r e i a is a l s o h e r e b y p u t o n n o t i c e t h a t h e is c h a r g e d w i t h t h e d u t y o f
d i s t r i b u t i n g c o p i e s o f t h i s N o t i c e t o t h e f o l l o w i n g p a r t i e s i n t h e i r i n d i v i d u a l c a p a c i t i e s , as
notice to p r i n c i p a l is notice to agent and notice to agent is notice to p r i n c i p a l ;

D a r l a Y o c o m , d ^ / a D A R L A Y O C O M , M O , (Bar # U n k n o w n ) , and Executive Response

Specialist and agent for C I T I B A N K , C I T I M O R T G A G E , C I T I B A N K S E R V I C E C E N T E R ,
C I T I B A N K ( W E S T ) , F S B , E T A L . , c/o. 1 0 0 0 T e c h n o l o g y D r . , O ' F a l l o n , M O 6 3 3 6 8 .
And
J a n e F r a s e r , d o i n g b u s i n e s s as J A N E E R A S E R , ( B a r # L m k n o w n ) a n d d ^ / a a g e n t f o r
CITIBANK, C I T I M O R T G A G E , C I T I B A N K SERVICE CENTER, C I T I B A N K (WEST), FSB,
CITIGROUP, ET AL.
And
R o h a n W e e r a s i n g h e , d.b.a. R O H A N W E E R A S I N G H E ( B a r # U N K N O W N ) a n d G e n e r a l
C o u n s e l and Corporate Secretary for C i t i g r o u p and agent for C I T I B A N K , C I T I M O R T G A G E ,
CITIBANK SERVICE CENTER, C I T I B A N K (WEST), FSB, ET A L
And
M i c h a e l L . C o r b a t , d.b.a. C h i e f E x e c u t i v e O f f i c e r and agent f o r C I T I G R O U P , C I T I B A N K ,
CITIMORTGAGE, C I T I B A N K SERVICE CENTER, C I T I B A N K (WEST), FSB, ET A L
And
W i l l i a m J . M i l l s , d.b.a. C h i e f E x e c u t i v e O f f i c e r N o r t h A m e r i c a a n d a g e n t f o r C I T I B A N K ,
C I T I M O R T G A G E , C I T I B A N K SERVICE CENTER, C I T I B A N K (WEST), FSB, E T A L
And
C I T I B A N K ( W E S T ) , F S B , O n e S a n s o m e Street, San Francisco, C A 9 4 1 0 4 .
And
C I T I B A N K , 1000 Technology Dr., O'Fallon, M O 63368.
And
C I T I M O R T G A G E , E T A L . , c/o 1 0 0 0 T e c h n o l o g y D r . , O ' F a l l o n , M O 6 3 3 6 8
And
C I T I B A N K S E R V I C E C E N T E R , 100 C i t i b a n k D r i v e , San A n t o n i o , T X 7 8 2 4 5 - 3 2 1 4
And
C I T I G R O U P , c / o . , D A R A Y O C O M , c/o 1 0 0 0 T e c h n o l o g y D r . , O ' F a l l o n , M O 6 3 3 6 8
And
J O H N D O E ( S ) I-100

JOINTLY AND SEVERALLY

T h e t e r m " L i b e l l e e ^ h e r e i n a f t e r includes/applies to, all a b o v e n a m e d

Libellees, jointly a n d severally.

N O T I C E T O T H E A G E N T IS N O T I C E T O T H E PRINCIPAL
N O T I C E T O T H E PRINCIPAL IS N O T I C E T O T H E A G E N T

R E : A l l e g e d L o a n D i s p u t e o f $52,000.00 o n 0 8 - J u n e - 2 0 0 5 - A D ( f o r 240 M o n t h s ) R e f e r e n c e U

P a g e 2 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 3 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File#LML260314ClTI Registered M a i l * R E 087 9 6 6 182 U S

1 3 2 2 0 1 4 3 7 0 1 8 / k s b / A C C O U N T # 9220750096 i n t h e N A M E : L O R I L E A R M O N T ( t r u s t #
XXXXXX0096).

Respondents are n o t required t o respond, h o w e v e r , failure t o respond or rebut shall constitute

assent t o a g r e e m e n t w i t h a l l the facts h e r e i n .

ADMINISTRATIVE REMEDY PROCEDURE

A f f i a n t , b y R e s t r i c t e d A p p e a r a n c e a n d n o t G e n e r a l l y , is h e r e b y e x h a u s t i n g A f f i a n t ' s
a d m i n i s t r a t i v e r e m e d i e s W i t h i n t h e A d m i r a l t y a b i n i t i o , b y N o t i c i n g R E S P O N D E N T S as n a m e d
a b o v e i n t h i s d o c u m e n t . 2 8 U . S . C . i ; 1 3 3 3 , $ 1 3 3 7 , $ 2 4 6 1 a n d 2463

A s an o p e r a t i o n o f l a w , A f f i a n t is r e q u i r e d to exhaust Affiant's a d m i n i s t r a t i v e remedies. T h i s

A d m i n i s t r a t i v e R e m e d y W i t h i n t h e A d m i r a l t y , a b i n i t i o i n s t r u m e n t is c a r g o as i d e n t i f i e d i n t h e
Third Party Affidavit o f Service W i t h i n the Admiralty.

A s w i t h any administrative process, Respondent(s) m a y controvert the statements and/or claims

made by A f f i a n t b y executing and d e l i v e r i n g a verified response, p o i n t b y point, i n affidavit
f o r m , s w o r n a n d attested t o , signed b y R e s p o n d e n t ( s ) w i t h e v i d e n c e i n support, t o the A f f i a n t at
t h e a d d r e s s o f t h e A f f i a n t A N D N o t a r y A c c e p t o r b o t h , e x a c t l y as g i v e n a b o v e i n t h i s d o c u m e n t .
Respondent(s) m a y agree and a d m i t to a l l statements and claims made herein by Affiant by
T A C I T P R O C U R A T I O N , i.e., b y s i m p l y r e m a i n i n g silent.

E S T O P P E L B Y A C Q U I E S C E N C E : I n the event Respondent(s) admit(s) the statements and

c l a i m s b y T A C I T P R O C U R A T I O N , a l l issues are d e e m e d settled, R E S J U D I C A T A , a n d
S T A R E D E C I S I S , w i t h C O L L A T E R A L E S T O P P E L , a n d as a r e s u l t , J U D G M E N T B Y
E S T O P P E L , and are n o t subject t o appeal. Respondent(s) m a y n o t argue, c o n t r o v e r t , o r
o t h e r w i s e p r o t e s t t h e f i n a l i t y o f t h e a d m i n i s t r a t i v e findings w i t h i n t h e A d m i r a l t y i n a n y
subsequent process, w h e t h e r administrative or judicial.

R e s p o n d e n t ( s ) is/are granted 10 days t o respond t o the statements a n d c l a i m s h e r e i n t o p r o v i d e

Affiant's o w n answers to inquiries.

Plain Statement of Facts

The undersigned Affiant and Libellant, Lori-Marie: Learmont, (hereinafter "Affiant", " L i b e i l a n t "
" I " , " m e " , o r " m y s e l f ) , d o e s s o l e m n l y s w e a r , d e c l a r e a n d s t a t e as f o l l o w s :

1 . A f f i a n t is c o m p e t e n t t o s t a t e t h e m a t t e r s set f o r t h h e r e i n .
2. A f f i a n t has k n o w l e d g e o f t h e facts stated h e r e i n .
3 . A l l t h e f a c t s h e r e i n a r e t r u e , c o r r e c t , a n d c o m p l e t e , a n d a d m i s s i b l e as e v i d e n c e , a n d i f c a l l e d
u p o n as a w i t n e s s . A f f i a n t w i l l t e s t i l y t o t h e i r v e r a c i t y .
4. A f f i a n t has e x h a u s t e d a l l reasonable o p t i o n s t o o b t a i n a P r o o f o f C l a i m and o r a n y o t h e r
d o c u m e n t a t i o n e v i d e n c i n g the issuance o f alleged l o a n # 9 2 2 0 7 5 0 0 9 6 and has been a s k i n g f o r
Page 3 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 4 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b inrtio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mail # R E 0 8 7 966 182 U S

v e r i f i c a t i o n o f debt since at least 8 - A u g u s t - 2 0 I 3 - A D a n d has n o t r e c e i v e d a n y s u f f i c i e n t

response t o date.
5. A f t e r m o n t h s o f fioistrating c o r r e s p o n d e n c e s w i t h D A R L A Y O C O M , w h e r e b y A f f i a n t w o u l d
ask basic questions, d e m a n d i n g v e r i f i c a t i o n o f debt, w h i c h g e n e r a l l y w e n t u n a n s w e r e d , A f f i a n t
m a i l e d , b y third-party presenter, " E X H I B I T 1 " a n A F F I D A V I T O F L o r i - M a r i e : L e a r m o n t , dated
8 - A u g u s t - 2 0 1 3 - A D , w i t h specific questions that b y l a w needed t o b y addressed o r C I T I B A N K
E T A L w a i v e d a l l c l a i m s , rights, recourse, i m m u n i t i e s a n d defenses o n page 3.
6. T h e questions i n " E X H I B I T 1 " w e r e never s u f f i c i e n t l y addressed a n d so A f f i a n t also h a d a
r e s p o n s i b l e p a r t y m a i l a, N O T I C E O F F A U L T I N D I S H O N O R O P P O R T U N I T Y TO C U R E "
h e r e b y a t t a c h e d h e r e t o a n d i n c o r p o r a t e d h e r e i n b y r e f e r e n c e as " E X H I B I T 2 " , , date 19-
November'20l3-AD and sent by USPS Certified nJOlO 1670 0002 0057 6295, w h i c h s h o w s a
detailed h i s t o r y o f the m u l t i p l e requests f o r v e r i f i c a t i o n o f the alleged debt.
7. T h i s N o t i c e o f Fault..., ( E X H I B I T 2 ) , also h a d a v e r y specific L e g a l N o t i c e o n page 3 o f 5
w h i c h r e a d s as f o l l o w s ; " N O T I C E : Respondents / Libellees f u r t h e r m o r e agree to become l i e n
debtor(s) to C l a i m a n t / L i b e l l a n t and have his/her property forfeited if need be as a pledge to
secure said c l a i m / a n d or possible l i e n . Respondents / Libellees f u r t h e r agree to the
foreclosure and / or l i q u i d a t i o n of any personal assets to satisfy the r e m a i n i n g amount (not to
include items normally excluded and survival provisions). This b i l l is not dischargeable in
bankruptcy. This b i l l is non-negotiable unless C l a i m a n t / L i b e l l a n t wishes to reduce it for
cause onfyf based on Libellants discretion,
8. A l s o m a i l e d w i t h " E X H I B I T 2 " , i s " E X H I B I T 3 " a t t a c h e d h e r e t o a n d i n c o r p o r a t e d h e r e i n b y
r e f e r e n c e as a n o t a r i z e d , " R E Q U E S T F O R S T A T E M E N T O F A C C O U N T , d a t e d I 9 - N o v e m b e r -
2 0 1 3 - A D w h i c h w a s a declaration b y L O R I L E A R M O N T stating that the account h a d a balance
o f zero. Since that correspondence o f 1 9 - N o v e m b e r - 2 0 1 3 - A D , all Respondents w e n t silent
regarding " E X H I B I T 3 " a n d Respondents acquiesced t o t h e D e f a u l t provisions m e n t i o n e d i n
" E X H I B I T 2".
9. A t t a c h e d hereto a n d incorporated h e r e i n b y reference is " E X H I B I T 2 " , N O T I C E O F
D E F A U L T I N D I S H O N O R C O N S E N T TO J U D G E M E N T , date 16-January-2014-AD,
w h i c h w a s c l e a r l y a f i n a l e x p r e s s i o n o f t h e r e c o r d a n d a final a g r e e m e n t b e t w e e n t h e p a r t i e s .
10. R e s p o n d e n t s acquiesced t o t h e t e r m s o f the default b y t h e i r non-response a n d n o n -
p e r f o r m a n c e t o it. C e r t i f i c a t i o n o f N o n - R e s p o n s e a n d N o n - P e r f o r m a n c e w a s also sent a n d is
enclosed.
11. T h e n o n o r about 2 0 - M a r c h - 2 0 I 4 - A D Respondents collection department began m a k i n g
u n w e l c o m e calls t o A f f i a n t ' s h o m e t r y i n g t o collect o n t h e alleged debt a n d threatening t o t a r n i s h
A f f i a n t ' s credit score i f A f f i a n t didn't c o m p l y w i t h their u n l a w f u l demands, e v e n t h o u g h
Respondents w e r e w a r n e d that a n y future c o l l e c t i o n attempts w o u l d be a clear trespass a n d
i n v o k e Affiant's 2 0 1 2 Fee Schedule w h i c h w a s attached t o " E X H I B I T 1 " .
12. T h e collection calls continued a l m o s t daily until A f f i a n t faxed i n " E X H I B I T 4 " w h i c h is
n o w attached hereto a n d incorporated h e r e i n b y reference a n d is a " C E A S E A N D D E S I S T
O R D E R " dated 7 - M a r c h - 2 0 1 4 - A D a n d faxed t o Respondents collection department o n 2 7 -
M a r c h - 2 0 1 4 - A D a t 8 6 6 - 6 7 5 - 5 7 7 2 . A f f i a n t fiirther p u t c a l l e r s o n L E G A L N O T I C E o f t h e i r
v i o l a t i o n o f t h e C E A S E A N D D E S I S T O R D E R a n d fees t h a t w o u l d a p p l y s h o u l d f u r t h e r
trespass continue.
13. " E X H I B I T 4 " , t h e Cease a n d D e s i s t O R D E R , w a s a l s o i g n o r e d a n d at least 5 a d d i t i o n a l
c o l l e c t i o n c a l l s w e r e m a d e from a g e n t s l i k e " A n d r e w " w h o w o u l d n ' t g i v e a l a s t n a m e o n 3 - A p r i I -

Page 4 of11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 5 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File # I M L 2 6 0 3 1 4 C I T I Registered Mail # R E 0 8 7 9 6 6 1 82 U S

2 0 1 4 - A D , w i t h t h e m o s t r e c e n t b e i n g o n t h e 4 t h a n d 7 t h o f A p r i l - 2 0 1 4 - A D from a n a g e n t o f
C I T I B A N K i d e n t i f y i n g h e r s e l f as " B a r b a r a " .
14. T h e s e attempts h a v e b e c o m e unbearable t o A f f i a n t a n d A f f i a n t feels she has n o o t h e r
recourse but this International C o m m e r c i a l C l a i m , File # L M L 2 6 0 3 1 4 C I T I , w h i c h Respondents
have agreed to and pledged t o satisfy.
15. A f f i a n t is n o t a legal e n t i t y n o r a n y o t h e r f o r m o f j u r i s t i c o r artificial person, but a real p a r t y
o f i n t e r e s t a n d t h e o r i g i n a l i s s u e r as a l i v i n g b r e a t h i n g w o m b - m a n .
16. A f f i a n t has acted i n h o n o r and m a d e p a y m e n t s o n this alleged l o a n right up u n t i l the t i m e
A f f i a n t issued " E X H I B I T 5" a " N O T I C E O F D E F A U L T I N D I S H O N O R C O N S E N T T O
J U D G M E N T " , dated 1 6 - J a n u a r y - 2 0 1 4 - A D and sent by U S P S Certified m a i l # 7 0 1 0 1670 0 0 0 2
0 0 5 7 6 0 1 1 , w h i c h i s a t t a c h e d a n d i n c o r p o r a t e d h e r e i n as " E X H I B I T 5 " .
1 7 . " E X H I B I T 5 " w a s a final e x p r e s s i o n i n l a w p r o v i n g t h a t t h e f a c t s s t a t e d i n " E X H I B I T 1 "
n o w s t o o d as t r u t h i n c o m m e r c e .
18. L o n g before A f f i a n t had t o craft " E X H I B I T 1 " A f f i a n t also offered, f o r the sake o f a v o i d i n g
controversy, t o pay the alleged debt b y w a y o f a p r o m i s s o r y note. H o w e v e r D A R L A Y O C O M
refused that offer t o pay, stating i n a letter that a p r o m i s s o r y note w a s not an acceptable f o r m o f
payment, thus m a k i n g C I T I B A N K a delinquent creditor.
1 9 . S i n c e t h e n A f f i a n t h a s a l s o r e c e i v e d a n o t h e r p r e s e n t m e n t from C I T I B A N K , a t t a c h e d a n d
i n c o r p o r a t e d as " E X H I B I T 6 " w h i c h w a s a d e m a n d f o r a n a d d i t i o n a l $ 3 3 , 5 3 0 . 8 9 .
20. T h i s offer w a s returned b y Certified M a i l a l o n g w i t h a letter dated 6 - D e c e m b e r - 2 0 1 3 - A D
w h i c h i s a t t a c h e d a n d i n c o r p o r a t e d as " E X H I B I T 7 " . T h i s l e t t e r w a s a c t u a l l y t h e first o f t w o
C E A S E A N D D E S I S T O R D E R S b e c a u s e o n p a g e t w o o f " E X H I B I T 7 " , i t c l e a r l y s a y s , "You
have no authority to administer this estate and you a r e now ordered to cease and desist i n this
matter immediately".
2 1 . H o w e v e r , u n f o r t u n a t e l y since t h e n A f f i a n t has r e c e i v e d t w o m o r e p r e s e n t m e n t s f r o m
C I T I B A N K . A t t a c h e d a n d i n c o r p o r a t e d i n t o t h i s c l a i m as " E X H I B I T 8 " w h i c h i s a S t a t e m e n t
dated 1 4 - F e b r u a r y - 2 0 I 4 - A D and " E X H I B I T 9" the m o s t recent d e m a n d f o r m o n e y dated 19-
March-2014-AD.
2 2 . S i n c e A f f i a n t n o w has reason t o b e l i e v e R e s p o n d e n t s h a v e " u n c l e a n hands" and it is useless
t o r e t u r n these t o t h e R e s p o n d e n t s because t h e y k e e p i g n o r i n g the m a t e r i a l facts. T h e r e f o r e
A f f i a n t is i n s t e a d r e t u r n i n g t h e s e t h r e e p r e s e n t m e n t s , h e r e w i t h , h e r e i n t h i s N O T I C E t o
C H A R L E S A N D R E W C O R R E I A a n d i s a p p o i n t i n g h i m as t r u s t e e o v e r t h e m .
2 3 . E a c h presentment, t w o o f w h i c h are original, are n o w therefore b e i n g returned to C H A R L E S
A N D E W C O R R E I A as a g e n t a n d fiduciary, w i t h t h e w o r d s " R E T U R N F O R C A U S E ,
W I T H O U T PREJUDICE, WITHOUT RECOURSE, E X E M P T F R O M LEVY, PAID IN FULL
L E G A L N O T I C E N U N C P R O T U N C . I f Respondents or C H A R L E S A N D R E W C O R R E I A
and c o m p a n y , continue a n y fiirther action against L O R I L E A R M O N T , C H A R L E S A N D R E W
C O R R E I A has accepted his public servant and f i d u c i a r y duties o v e r these presentments and
A f f i a n t accepts h i s o a t h o f office. T h e t h i r d p r e s e n t m e n t is a true c o p y o f the p r e v i o u s l y r e t u r n e d
presentment.
2 4 . N O T I C E it shall be d e e m e d a f u r t h e r punishable trespass i f A f f i a n t ' s credit is t a r n i s h e d a n d
the record is n o t corrected i m m e d i a t e l y . S h o u l d C I T I , E T A L sell, transfer a s s i g n m e n t o r t a r n i s h
A f f i a n t ' s c r e d i t s c o r e , a n a d d i t i o n a l c o u n t o f fraud w i l l a p p l y t o a l l r e s p o n d e n t s j o i n t l y a n d
severally, per incident, per occurrence accordingly.

Page 5 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 6 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mail # R E 0 8 7 966 182 U S

COMMERCIAL AFFIDAVIT OATH AND VERIFICATION

Fresno County )
) ss Commercial Oath and Verification
T h e State o f C a l i f o r n i a )

I, Lori-Marie: Learmont, (Affiant) under m y unlimited liability and C o m m e r c i a l Oath,

proceeding i n g o o d faith and w i t h clean hands, being o f sound m i n d , h a v i n g first-hand
k n o w l e d g e , state t h a t the facts c o n t a i n e d h e r e i n are t r u e , correct, c o m p l e t e a n d n o t m i s l e a d i n g ,
the truth, the w h o l e truth, and n o t h i n g but the truth, under penalty o f International C o m m e r c i a l
L a w , a n d I d o b e l i e v e t h e a b o v e described acts t o h a v e been c o m m i t t e d c o n t r a r y t o l a w .

Prepared and autographed by:

Lori-Marie: Learmont,
Affiant and Libellant,
Secured Party Creditor

this day o f the \h o f 2 0 1 4 A n n o D o m i n i .

A n y a n d all responses m u s t be sent to both:

Lori-Marie: Learmont
in care o f
Colleen Hargis, Notary Acceptor
4974 North Fresno St
Fresno, C A 93726
AND;

LORI MARIE LEARMONT ESTATE

c/o 4 7 3 3 0 B u t t e r f l y L a n e ,
S q u a w V a l l e y , C a l i f o r n i a near [93675]
Non-domestic Outside the Federal Zone/Corp. U S

JURAT

T h e State o f C a l i f o r n i a )
) ss
Fresno County )

T h e above n a m e d A f f i a n t appeared before m e , a N o t a r y , subscribed, s w o r n

Page 6 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 7 of 29 2014-10-17

N O T t C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b inrtio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie; Leamiont C R E D I T O R , S E C U R E D P A R T Y
Registered Mail # R E 0 8 7 966 182 U S

STATEMENTS AND INQUIRIES

T h e n u m b e r s b e l o w correspond to the letters listed above i n the " P l a i n Statement o f Facts"

section and are based o n the l a w f i i i l y established, " 2 0 1 2 Fee Schedule o f L o r i - M a r i e : L e a r m o n t "
filed publically here; h t t p : / / w w w . g e t n o t i c e . i n f o / L M L / L M L F S S R 0 0 0 1 .pdf and already served
upon Respondents.

Points # 1 through #9; Respondents admit. Affiant was never loaned any actual, lawful m o n e y
and i n fact A f f i a n t b o r r o w e d funds f r o m her o w n credit and w a s t h e n tricked, ( b y w a y o f "lack o f
disclosure"), into an u n l a w f u l contract to pay again.
A N S W E R : [ A d m i t s / A c k n o w ledge i f n o a n s w e r is p r o v i d e d ]

P o i n t # 8 ; ( a l s o see E X H I B I T 3 ) R e s p o n d e n t s f u r t h e r a d m i t A f f i a n t d o e s n o t o w e a n y m o r e
m o n e y o n s a i d a c c o u n t . A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

P o i n t # 18; Respondents further a d m i t they became "Delinquent Creditors" w h e n D A R L A

Y O C O M refused a lawful offer to pay f r o m Affiant.
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

P o i n t # 9 ; R e s p o n d e n t s a d m i t t h e y h a d a clear d u t y t o correct the r e c o r d a n d that R e s p o n d e n t s are

n o w grossly negligent i n c o r r e c t i n g the record since the record is still n o t corrected, and gross
negligence is e q u i v a l e n t t o fraud.
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

P o i n t # 9 ; Respondents a d m i t t h e y had a clear responsibility t o r e t u r n funds that w e r e w r o n g f u l l y

charged and represented an overpayment by Affiant.
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

Point # 1 1 - # I 3 ; Respondents a d m i t they sent three additional invoices and had agents m a k e
repeated c o l l e c t i o n calls t o A f f i a n t s h o m e , A F T E R being put o n legal notice and being issued a
CEASE A N D DESIST ORDER.
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

P o i n t # 5 ; Respondents a d m i t they had a clear legal o b l i g a t i o n t o terminate any security interest

a n d c e r t i f y t o A f f i a n t t h e t e r m i n a t i o n w i t h i n 10 d a y s o f t h e r e q u e s t o r t h e i r n o n - r e s p o n s e s a n d
n o n - p e r f o r m a n c e s w o u l d s e r v e as e v i d e n c e o f a p a t t e r n o f f r a u d t h a t is w i l l f u l a n d i n t e n t i o n a l .
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o a n s w e r is p r o v i d e d ]

P a g e 7 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 8 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b Initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie; Leamiont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mall # R E 087 966 182 U S

Points 9, 12; Respondents further admit they abandoned a l l rights t o any further claims,
including the right t o sell t h e alleged debt and yet they continue t o harass illegally, e v e n after a
CEASE A N D DESIST ORDER.
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f no answer is provided]

Points 18-22; Respondents admit, a predatory pattern o f behavior that deserves the m a x i m u m
p u n i s h m e n t under I n t e r n a t i o n a l l a w f o r p u n i t i v e d a m a g e s at 2 0 0 t i m e s a n d 4 t i m e s f o r
c o m p e n s a t o r y d a m a g e s , s o t h a t R e s p o n d e n t s w i l l b e d i s c o u r a g e d from t h e c o n t i n u a t i o n o f t h e s e
p a t t e r n s o f u n j u s t e n r i c h m e n t a n d fraud, t h a t c u r r e n t l y r e w a r d R e s p o n d e n t s b e h a v i o r .
A N S W E R : [ A d m i t s / A c k n o w l e d g e i f n o answer is provided]

NOTICE

These statements and the A N S W E R S contained herein m a y be used b y Affiant, i f necessary, i n

any court o f competent jurisdiction.

ACCOUNTING AND TRUE BILL

Based o n the " L E G A L N O T I C E : 2012 Revised Administrative F e e Schedule F o r Services

R e n d e r e d b y L o r i - M a r i e : L e a r m o n t . " a l a w f u l l y e s t a b l i s h e d f e e s c h e d u l e p r e v i o u s l y filed i n t o
the public at: h t t p : / / w w w . g e t n o t i c e . i n f o / L M L / L M L F S S R 0 0 0 1 . p d f and served u p o n Respondents
by certified m a i l m u l t i p l e times, Libellant is also entitled t o the f o l l o w i n g damages a n d fiirther
c o m p e n s a t o r y a n d p u n i t i v e d a m a g e s as p e r C L E O P A T R A H A S L I P et a l . v . P A C I F I C M U T U A L
L I F E I N S U R A N C E , I N C . 4 9 9 U . S . I , 1 1 3 F e d 2 d 1 , 111 s c t l 0 3 2 (no. 89-1279) for conversion at
4 times Compensatory Damages and 200 times for Pimitive Damages.

T h e letters b e l o w correspond t o the n u m b e r i n g i n t h e " S T A T E M E N T S A N D I N Q U I R Y " section

o f this document above).

Points # I - # 1 1 unrebutted prove multiple counts o f Fraud:

H o w e v e r , at this t i m e o n l y ( 1 ) count o f F r a u d against Respondents f o r 5 0 0 G o l d T r o y O u n c e s is
b e i n g charged a n d o t h e r charges such as " N u i s a n c e Fees" a n d " I n v o l u n t a r y C o n t r a c t i n g F e e s "
shall be w a i v e d i f Respondent pay m a t i m e l y manner and correct the record w i t h o u t further
controversy.

500 G o l d T r o y O u n c e s ( 1 c o u n t o f F r a u d w i t h o u t p r e j u d i c e )
+ 4 t i m e s C o m p e n s a t o r y D a m a g e s = 2,000 G T O .
+ 200 t i m e s f o r P u n i t i v e D a m a g e s = 100,000 G T O .

T O T A L damages: 102,000 G o l d T r o y O u n c e s o r M o d e r n D a y M o n e t a r y E q u i v a l e n t .

///
///
///
Page 8 of 11
N O T t C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b inrtio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 9 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lorl-Marle: Leamiont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mall # R E 0 8 7 966 182 U S

SUM CERTAIN F O RCONVERSION

ONE HUNDRED AND T W OTHOUSAND, GOLD TROY OUNCES

" L i b e l l a n t reserves the r i g h t t o a m e n d and correct and adjust the A c c o u n t i n g and T r u e B i l l "

T h e S u m C e r t a i n s h a l l b e p a i d i n G o l d T r o y O u n c e s . S u m C e r t a i n m a y a l s o be p a i d i n a n y
m o d e m day, m o n e t a r y equivalent such as U S D or E U R O dollars or equal value i n real property
and natural resources, and / or any agreeable c o m b i n a t i o n o f the above.

MAXIMS

Fraus et jus numquam cohabitant. Fraud and justice never agree together. Wing. 680.

Quod alias bonum et justum est, si per vim vet fraudem petatur, malum et injustum efficitur.
What is otherwise good andjust, if sought by force or jraud, becomes bad and unjust. 3 Co. 78.

Veritatem qui non libere pronunciat, proditor est veritatis. He who does not speak the truth, is a
traitor to the truth.

Dolus circuitu non purgator. Fraud is not purged by circity. Bacon's Max. in Reg. I .

Fraus et dolus nemini patrocianari debent. Fraud and deceit should excuse no man. 3 Co. 78.

Lata culpa dolo aequiparatur. Gross negligence is equal to fraud.

Fraus est celare jraudem. It is a fraud to conceal a fraud. 1 Vern. 270.

Non decipitur qui scit se decipi. He is not deceived who knows himself to be deceived. 5 co. 60.

Manga negligentia culpa est, magna culpa dolus est. Gross negligence is a fault, gross fault is a
jraud. Dig 50, 16, 226.

Once a fraud, always a fraud. 13 Vin. Ab. 539.

Quiparcit nocentibus, innocentibus punit. He who spares the guilty, punishes the innocent.

Ubi quis delinquit ibi punietur. Let a man be punished when he commits the offence. 6 Co. 47.

Ut paena ad paucos, metus ad omnes perveniat. That by the punishment of a few, the fear of it
may affect all. 4 Inst. 63.

The fund which has received the benefit should make the satisfaction. 4 Bouv. Inst. n. 3730.

Ubi culpa est ibi paena subesse debet. Where there is culpability, there punishment ought to be.

P a g e 9 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W f T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 10 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Learmont C R E D I T O R , S E C U R E D P A R T Y
File # L M L 2 6 0 3 1 4 C I T I Registered Mail # R E 087 9 6 6 182 U S

NOTICE TO RESPOND

A f f i a n t grants Respondent(s) T e n ( 1 0 ) days, exclusive o f the date o f receipt, t o respond t o the

statements, c l a i m s and inquiries above. F a i l u r e t o respond w i l l constitute, as an operation o f l a w ,
the admission o f Respondent(s) by T A C I T P R O C U R A T I O N to the statements, claims and
A N S W E R S to inquiries, and shall be deemed R E S J U D I C A T A , S T A R E D E C I S I S . Failure to
respond w i l l constitute P R O M I S S O R Y E S T O P P E L , C O L L A T E R A L E S T O P P E L , and
E S T O P P E L B Y A C Q U I E S C E N C E r e s u l t i n g i n J U D G M E N T B Y E S T O P P E L . T h i s is a U C C
C O N F I R M A T O R Y W R I T I N G and S T A T U T E S T A P L E and w i l l be a perfected Contract u p o n
the c o m p l e t i o n o f the administrative process.

It is m a n d a t o r y that i f R e s p o n d e n t ( s ) respond(s) t o the f o r e g o i n g , a n y such response m u s t b e

done by delivering to Affiant's N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M
W I T H I N T H E A D M I R A L T Y ab initio A D M I N I S T R A T I V E R E M E D Y m a i l i n g response(s) to
both locations exactly as s h o w n below.

I t is also m a n d a t o r y t h a t R c s p o n d c n t ( s ) sign(s) and certify(ies) "under penalty o f perjury," all

A N S W E R S or any other correspondence i n response to A f f i a n t ' s N O T I C E O F
INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY
A D M I N I S T R A T I V E R E M E D Y , a n d that Respondent(s) is/are h e l d t o o n l y those A N S W E R S
t h a t are t r u e , correct, c o m p l e t e , n o t m i s l e a d i n g a n d c e r t a i n , a n d f u r t h e r ; a n y facts a l l e g e d m
R e s p o n d e n t ( s ) r e s p o n s e m u s t b e o n first-hand k n o w l e d g e i n a f f i d a v i t f o r m , p r o p e r l y s w o r n a n d
subscribed to. Responses must include any public bond n u m b e r ( s ) used d u r i n g the t i m e o f
operations or the response w i l l be deemed a non-response. A f f i a n t looks f o r w a r d to
Respondent(s) t i m e l y response and reserves all rights to further claims i n addition to the said
claims.

T h i s c l a i m is m a d e a n d served w i t h o u t i l l w i l l , m a l i c e aforethought, f r i v o l i t y o r v e x a t i o n , but

w i t h the c o m m i s s i o n and d u t y t o better society.

Further Libellant, Affiant sayeth naught.

Prepared and autographed by:

.ori-Marie: Learmont,
A f ^ a n t and Libellant,
Secured Party Creditor

this __day o f t h e A p r 1 month of 2014 A n n o Domini.

Notice: U s i n g a notary o n this d o c u m e n t d o e s not constitute a n y adhesion, nor d o e s it in a n y m a n n e r alter a n y legal

P a g e 10 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 11 of 29 2014-10-17

N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y O F
Lori-Marie: Leamiont C R E D I T O R , S E C U R E D P A R T Y
File #LML260314CITI Registered Mail # R E 0 8 7 9 8 6 182 U S

Status o f a n y o f the parties hereto. T h e purpose o f a notary is verification a n d identification o n l y a n d n o t f o r

entrance into a n y foreign jurisdiction.

IN WITNESS: date

A n y a n d allresponses m u s t b esent to both:

COLLF-:^ ' -Mt^Gl^ \
LIBELLANT / AFFIANT:
C O M M *Mnc,p,.,>ii w
N O T A R Y PiJi-jMi - l i A u - i i f J ^ i i A w
Lori-Marie: Learmont F P f S'^i'^ OCJli^iTV
M y C o n m : . L.XO. O C ; . i T ( I C N V
in care o f
Colleen Hargis, Notary Acceptor
4974 North Fresno St
Fresno, C A 93726 COLLEEN S . HARGIS \
AND; COMM.#1908728
fNOTARY PUBLIC-CALIFORNIA^
FRESNO COUNTY
L O R I M A R I E L E A R M O N T (estate / trust) My C o m m . Exp, Oct. 17,2014

c/o 4 7 3 3 0 B u t t e r f l y L a n e .
S q u a w V a l l e y , California near [93675]
Non-domestic Outside the Federal Zone/Corp. U S

Page 11 of 11
N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio A D M I N I S T R A T I V E R E M E D Y
 LMLCICF0001 Page 12 of 29 2014-10-17

ALL P U R P O S E ACKNOWLEDGMENT

S t a t e of California
C o u n t y of F R E S N O

on V/Mh/ b e f o r e m e , C o l l e e n S H a r g i s , a A / o f a / y Pufa/Zc,

personally appeared w h o p r o v e d to m e o n the b a s i s of

s a t i s f a c t o r y e v i d e n c e to b e t h e person(;^) w h o s e n a m e j j s ) i s / ^ s u b s c r i b e d to t h e within i n s t r u m e n t a n d a c k n o w l e d g e d to
m e t h a t l ^ e / s h e / t l p e y e x e c u t e d t h e s a m e in J ^ h e r / t J ^ e i r a u t h o r i z e d c a p a c i t y O i ^ s ) , a n d t h a t b y J r i s / h e r / t l j i ^ r s i g n a t u r e ^ ^ o n
the instrument the p e r s o n ( ^ , or the entity u p o n behalf of which the personjj^) acted, e x e c u t e d the instrument.

I certify u n d e r P E N A L T Y O F P E R J U R Y u n d e r t h e l a w s of t h e S t a t e of California that t h e f o r e g o i n g p a r a g r a p h is true a n d

correct.

W I T N E S S m y h a n d a n d official s e a l .

Signature (Seal)
 LMLCICF0001 Page 13 of 29 2014-10-17

L E A R M O N T , L O R I M A R I E (trust)
c / o 47330 B u t t e r f l y L a n e ,
S q u a w V a l l e y , C a l i f o r n i a n e a r (93675]
N o n - d o m e s t i c O u t s i d e the F e d e r a l Z o n e / C o r p . U S

TO:
D a r U Y o c o m , d/b/a D A R L A Y O C O M . M O . Bar H Unknown, a n d Executive Response Specialist a n d
agent for C I T I B A N K , C I T I M O R T G A G E , C I T I B A N K S E R V I C E C E N T E R , C m S A N K ( W E S T X F S B ,
E T A L . , c/o. 1000 T e c h n o l o g y Dr., O ' F a l l o n , M O 63368.

D a r l a Y o c o m is a l s o h e r e b y p u t o n n o t i c e t h a t s h e a c h a r g e d w i t h t h e d u t y o f d i s t r i b u t i n g c o p i e s t o
I h c f o l l o w i n g p a r t i e s i n their i n d n i d u a l capacities, as notice to principal is notice to agent and notice lo
agent is notice to principal:

J a n e E r a s e r , doing business as J A N E F R A S E R , (Bar #unknown) and d/b/a agent for C I T I B A N K ,

CITIMORTGAGE, CITIBANK SERVICE CENTER, CfTIBANK (WESTX FSB.E TA L .
.\nd
C I T I B A N K ( W E S T ) , F S B . O n e S a n s o m e Street, S a n F r a n c i s c o . C A 94104.
And
C I T I B A N K , 1000 T e c h n o l o g y Dr.. O T a l l o n , M O 63368.
And
C I T I M O R T G A G E , E T A L . , c / o 1000 T e c h n o l o g y Dr., O T a l l o n , M O 63368
And
C I T I B A N K S E R V I C E C E N T E R , 100 C i t i b a n k D r i v e . S a n A n t o n i o , T X 78245-3214
And
J O H N DOE(S) M O O

R E : A l l e g e d L o a n D i s p u t e o f S52,000.00 o n 08-Jun(>-2005-AD ( f o r 240 M o n t h s ) R e f e r e n c e M

1322014J70I8 / k s b / A C C O U N T # 92207500% i n t h e N A M E : L O R I L E A R M O N T ( t r u s t H
XXXXXX0096X

CEASE ANDDESIST ORDER

7-March-20I4-AD

N O T I C E T OA L LC I T I B A N K A G E N T S A N D T H I R D P A R T Y I N T E R L O P E R S :

T h i s C E A S E A N D D E S I S T O R D E R is l o lawfully N O T I C E y o u that y o u r persistent p h o n e

calls a n d actions are n o w i n violation o f the Fair Debt a n d Collections Practices A c t because o n
or about I9-March-20I4 Affiant's Attorney-in-Fact, A n d r e w - A r t h u r o f the Wysotski family
s p o k e with F R A N C E S M A Y F I E L D a n d N o t i c e d h e r N O T l o call Affiant's private h o m e again.
S i n c e t h e n t h e r e h a s b e e n n o l e s s t h a n a n a d d i t i o n a l t h r e e p h o n e c a l l s b y C I T I B A N K a n d it's
agents.
 LMLCICF0001 Page 14 of 29 2014-10-17

Y o u are O R D E R E D T O S T O P such activities immediately as they are being done in violation o f

the law.

T h i s letter acts a s y o u r final w a r n i n g to d i s c o n t m u e this u n w a n t e d c o n d u c t before I p u r s u e a

lawful administrative action against all perpetrators. T h i s order acts a s O N E F I N A L C H A N C E
for y o u to cease y o u r illegal activities before Affiant exercises m y rights.

T o e n s u r e c o m p l i a n c e w i t h this letter, a n d to h a l l a n y l a w f u l a c t i o n s I m a y t a k e a g a i n s t y o u , I
r e q u i r e y o u l o fill i n a n d s i g n t h e a t t a c h e d f o r m a n d m a i l it b a c k t o m e w i t h i n 10 d a y s o f y o u r
r e c e i p t o f t h i s letter. F a i l u r e t o d o s o w i l l a c t a s e v i d e n c e o f y o u r i n f r i n g e m e n t u p o n m y l a w f u l
rights, a n d I wilt immediately seek to r e m e d y the situation.

Prepared andautographed by:

'^Lort-Marie: LearmontO,

Afliant and Libellant,

Secured Party ( redaor

this (/ I d a y o f the_ m o n t h o f 2014 A n n o D o m i n i .

CEASE ANDDESIST COMPLIANCE AGREEMENT

I, d o hereby agree to slop contacting L O R I L E A R M O N T w h i c h a r e in

v i o l a t i o n o f it's rights I u n d e r s t a n d t h a t t h i s i s m y final c h a n c e l o c e a s e t h e s e a c t i v i t i e s . I
u n d e r s t a n d that L e a r m o n t : L o r i - M a r i e potentially h a s the right lo p u r s u e l a w f u l actions a g a i n s t
m e r e l a t i n g t o m y e n g a g e m e n t i n t h e s e a c t i v i t i e s , b u t s h e w i l l n o t p u r s u e t h o s e rights i n
c o n t e m p l a t i o n o f m y c o m p l i a n c e with this w n t t e n d e m a n d 1 further understand that L e a r m o n t :
L o r i - M a r i e . h a s n o t w a i v e d h e r rights a n d m a y p u r s u e l a w f u l r e m e d i e s a g a i n s t m e i f ! f a i l t o
a b i d e b y this a g r e e m e n t I u n d e r s t a n d that this a g r e e m e n t is not specifically limited l o t h e
activities n a m e d herein. I wiU noi engage in a n y activity n o w o r in the future done for the
p u r p o s e o f [stalking/harassing] L e a r m o n t : L o n - M a r i e . 1 furthermore agree not to e n g a g e in a n y
a c t i v i t y , r e g a r d l e s s o f i t s o f f i c i a l t i t l e , t h a t i s d o n e i n v i o l a t i o n o f L e a r m o n t : L o n - M a r i e *s l a w f u l
rights. I f I f a i l t o c e a s e p e r f o m i i n g t h e s e a c t i v i t i e s , L e a r m o n t : L o r i - M a r i e m a y p u r s u e l e g a l
a c t i o n a g a i n s t m e m a c c o r d a n c e h e r l e g a l rights. T h i s a g r e e m e n t a c t s a s a c o n t r a c t b e t w e e n
and Learmont: Lori-Marie. Forbearing enforcement o f legally enforceable
r e m e d i e s is sufficient consideration l o support this a g r e e m e n t . T h i s a g r e e m e n t represents the
entire agreement b e t w e e n the parties A n y statements m a d e orally, written, o r otherwise w h i c h
 LMLCICF0001 Page 15 of 29 2014-10-17

citjbanJK
CniBAMCNA
' r K M M M t v w a U a n u H only

P O B 0 > 790110
SLUam.mO 6 3 1 7 M ) t 1 0 Home Equity Loan
lOCCOITEXTXMMAUt t
Statement
Statement Dale
lii'"i''ll-i'iN'ii"ll"l'"'ll
J a n u a r y 17. 2014
S LORI LEARMONT
47330 B U T T E R F L Y L N
? ^ SQUAW VALLEY CA 93675 A m o u n t Due: $403.15
Account r4umter 92307500&6
Payment D u e 02X36/14

OutstBndffH) P n n c t p a l B a l a n c e J 3 3 . S X 89 vmnifX Wbank x o f n

Interest R a t e 700% C u a t o m a r S a n l u : 1-
"CaNft a r e r a n d o m t y i n o n t e r e d a r K l r e c o r d e d t o e n b u r e q u d i y s e r v i c e

m Exptinition ofAmount Due Past Peyments Brniofpwn

Interest

- _ _ _ _ Mofittily P a y n w i l
Tottf F e e s a n d O i a g e s
Past Due Amourt

Total Amount Due

Effective Dote Oescriptton

01/07/14 PAYMENT LOCKBOX L

A p p l i e d a s toMows

&3
 LMLCICF0001 Page 16 of 29 2014-10-17

Home Equity Loan

Statement
Statement Dote J a n u a r y 17. 2014

D e t a c h t h e Mom ana mat M t h ycxjr p a y m e n t

PAYMENT TICKET: Fixed Rate Home Equity Loan

92207S0096 J a n u a r y 17. 2 0 1 4 2014 m S 9 5 19 S 4 0 3 15

SO 00
Make check payable to - C t M c k tare t o r

andrwtoontwdi

|.i.i,i|,|..i|.,.i,|||.i|i,i|.|i..|.n,|.i|t)t|).,n..||i,||. $000

C I T I B A N K . N.A. LORI LEARUON7

47330 B U T T E R F I Y I N
P O BOX688923 [oMRawnBfgDue
S Q U A W V A L L E Y C A 93675
D E S M O I N E S lA 50368-6923 $ 4 0 3 15

aoia QooQDDDtaao75aQ<ib aas'isi'i ooMoais imoao &3

 LMLCICF0001 Page 17 of 29 2014-10-17

L r I -
II a r i e:
L e a r m o n t
9663 S a n a t a M o n i c a B l v d .
S u i t e 1 5 5
B e v e r l y H i l l s
C a l i f o r n i a
[9 0 2 1 0]
TttI 5 5 9 - 3 3 8 - 0 8 8 8 F a x 707-940-4222

5-February-20l4-AD

CITIBANK, N.A.
P O B o x 790110
S t L o u i s , MO63179-0no

R E ; A c c o u n t N u m b e r 9220750096
Dear Sir/ M a d a m ,

l l i i s i s a L E G A L N O T I C E t o i n f o r m y o u that this presenttnent i s a trespass atid will not b e

tolerated.

Darla Yocom, d/b/a D A R L A Y O C O M , M O , (Bar U Unknown), and Executive Response

S p e c i a l i s t a n d a g e m f o r C I T I B A N K A K A C I T I M O R T G A G E . c / o 1000 T e c h n o l o g y D r ,
O T a l l o n , M O 63368 w a s s e r v e d a C e r t i f i c a t e o f D e f a u l t a t t h e a b o v e a d d r e s s r e g a r d i n g t h e
maner, by certified mail number ^ I b 7u u u u 2 U 0 5 7 O U 1 1 , b y a t h i r d p a r t y p r e s e n t e r o n o r
about 17-January-2014-AD.

DO N O TS E N D A N O T H E R P R E S E N T M E N T O RT H E A T T A C H E D F E E
SCHEDULE WILL APPLY WITHOUT EXCEPTION.

Contact Darla Y o c o m for a n y further details. I f one-here gets another presentment, one's
e n c l o s e d 2012 R e v i s e d A d m i n i s t r a t i v e F e e S c h e d u l e will a p p l y without exception a l o n g w i t h
punitive a n d other d a m a g e s . T h e s e fees a r e lawfully established a n d also posted into the public
at: h i t p w w w g e i n o t i c c . m r a L M b L M L F S S R O O U I p d f

N O T I C E - F A I L I T R E T OC O R R E C T T H E R E C O R D W I L L R E S U L T I N A P R I V A T E
I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y a b initio
A D M I N I S T R A T I V E R E M E D Y 2 8 U S . C $1333. < i l 3 3 7 . 2461 a n d $2463. a g a i n s t t h e
 LMLCICF0001 Page 18 of 29 2014-10-17

{ndividual m e n a n d w o m e n responsible and in their capacities a sagents for C I T I B A N K . I f

C I T I B A N K o r a n y o f its' a g e n t s t a r n i s h I j b e l l a n t ' s c r e d i t r a t i n g , r e s p o n d e n t s s h a l l b e
c h a r g e d $25,000.00 p e r v i o l a t t o n , p e r i n c i d e n t a s w e l l a s f o r a n y c o s t s a s s o c i a t e d t o c o r r e c t
the record.

F r a u d will not b e tolerated s o conduct yourselves accordingly.

Y o u have n o authority to a d m m i s t e r this estate a n d y o u are n o w ordered to cease a n d decist i n

this matter immediately.

LORI L E A R M O N T

B y : L o r i - M a r i e : L e a n n o n t , A g e n t , D e c t a r a m . U C C 3-402 ( b X l )

WITNESS OF OATH WITNESS OF OATH

Fresno Gotnty ) Fresno c o u i ^ )
Calirornia ) affirmed and subscribed CaJifomia ) afTirmed and mbscribed
United Stales o f America ) United States o f America )

Subscribed and^gfrtxn to (or affumed) before roe Subscribed.

d a p ^ w o r n to (or ffinned) before me
on this ^ day o f P S ^ - 2014, on this ^ ^ d a v o f ' 201^
by L A r i - i A a r . f i L L^arMn^f^
p e n o o a U y k n o w n to me
 LMLCICF0001 Page 19 of 29 2014-10-17

OKBottcs.tnfe ^ K i n g
LMLFSSraOOl Pagtlol4 201212-W
3013.12.05 I S t l U H
INLmSOOOl 4 M9M
90taoc l e v . i n f o / i K l . h u l

LEGAL NOTICE
2012 R e v i s e d A d m i n i s t r a t i v e F e e S c h e d u l e
F o r Services Rendered by '^Lori-Marie: Learmontc
E f f e c t i v e I m m e d i a t e l y N o v e m b e r 13* 2012
N o t i c e l o P r i i i d p l e i i N o t k c i t A f l B M . N M t o t t o A f l n l i i l t M t a r to P r t e d p k w

Y o u a r e b e r a b y p v e n N O T I C E t h a i m A i t a s n t i t n i t v c F e e S c b e d o l e b o s b e e n c o o c t e d a n d a o y ad aO
requested M r v i o n md I o r orders ( i n d u d i n g m y and all o r d o n fim a q r d e ftdo ooort) y o o a ^ r n q M M ,
will be d e a M d o o o ^ M M e o f d K fees listed below Y o u r r i i p r w i i i i QOl p a i r e d

T t o o km h M b o o o n e mmmmty to M i d o o a l l i o i a d M p pR>vsdc a rtsnedy for \9mm

A o > c o m m e r c e w h i c h Hjoti K t o i e ; to o f h o o r a free w i l l , d o l l b e ftoo o r b i D e d

reduced rates subject to w W a p o o i

A U . FEES M I S T B E PREPAID I'NLESS CREDIT HAS BEEN ESTABLISHED.

AND A R E BILLABLE AND WILL B E BILLED AT T H E RATES SHOWN BELOW, w m i O i n '
EXCEPTION.
B i U u i g w i l l b e c a l c u l a i e d at o n e boiir u K r c a i e n n .

V o a r nqfOCtinii o f this F e e S c h e d u l e w i l l c r c t f l OrtOppd prohihitinf; y o u f r o m e n i a f r m g Lan-Mvie:

L w i a u M O o r h e r a g c o l s ui A N Y c u n u n e r c c w t H m m r w i l l i i J u l I n e x p r v w l o x u c n l

I f y o u h a v e a n y qaeman m p n l i o g fiw K M o l e O N L Y v o u o o o M A r t o w A J I I M H ^ M t f by
c a l l i i y (559)33>-Og o r b y n%\o m w n t t n g C O M mm b t O N L Y i d M i t o h o
i s M l i i q o H l i o M o r for h e l p O Q h o w to M i c e poyoMol a r n a y e m c n t s E s c r o w O M b e o M d for pipqraMA
i f flm w p i l b y " ^ q ^ v i - M a n e . L e m o M O A L L O m i E R C O R R E S P O N D E N C E S M t l S T B E 04
WRITING

L M L 2012 F E E S C H E D U L E II
 LMLCICF0001 Page 20 of 29 2014-10-17

UhLFSSfVOOl P a g e 2 014 2012-12-06

Activky Fee
M e

lavoliiBUiry C M t n c l i i i g Fee; 1 G T O * per h o w n'in2

tm amjmry wko am mm
}m$. nmamdmdnimmmailmimdto

I GlUpor lS/IO/12
ftt ^tiaU ^>pty W A M ^immmet <
cm^^ci u npmmlm0y mipomd ^itmmt ctmmm
htpX C ' M i p l a M t B e f o r e Rcaierf) F e e ; 1 G T O p a hour 1I/I(VI2
A o r M M p O n a n ^ kmmmg U* caerapnmi wuM a fjmate Jr facm
amrt 0bKMr camrnrng/ WHK^ \tn.Al HU AirSt.ar
rvttkmc* of mnmg damtg nojtt imtJ ur nmtJy wm MOJ^M
rt^mmadprmmrfy. AUrtmmtms mmutfira b* >
Rccofii O M m u v Fee; I GTUperpoe IS/10/12
hot ikt mmhmary Ankmn momih or
I I S K / or iither om^Ummml pt^ms or ^mh
r H M U U A p p a m c c Fee; 100 G T O p 13/11/12
4iy mntkmHB tfyptnamalmtymtmm i WllAtyumJt
^ mn-fiwm pmhbc ^mdm^ m ^mt^mig mi^ i
ra /tm% tm.hiJt% km Bmaltmmm^mi
kaite imMi\m$ uhfimm oifcpum a
omn, ttc~..
Fahe A m i l Fee; too a m par 13/11/12
ff i mm mmmt^ apam mmw ^mmiftkm or smiptcnm vf a cnmr
wi^mmm)mmlcmmmmidMd,mFimAmvltt ihuUt^>ty m
IHH'HtuimtyimtJaUptMtmammm^midmmJmim^marmt
DntariMoce Fee; lOGTOpor IVll/12
tf jwv party imrmiftt k> vutf o r cuMMNWOtr m prrmm rathtr 1 O T O p e r
kcrp all canr^amtmmt m wrnaig. Ihey akoM amam a
t ami a LHmwtm\ fm ^mH^ffly:
TMAiHriipiiHlii A f n i ilii m l F e o ; JOTOporpofe IVI1/12
l-m ititm^mmmmmnmpnmmmmmfmafian
(hm tm mtko m^mmimK a '
~PerKmal ApfirtwwKe /' /
S l a w l c r / Mmmmhoa; MUTOp 13/11/12
>flr pmkk^m^ or i l a n i i ^ ilgfmmmwy mrmmmm m hr porocaoraace
ymtihiimimmi or fir aca of ikMkkr
W t U f B l N|mcf 50 G T O p e r o c c u r r e n c e 13/11/12
hoe wmmmmuify maf(lm:ui\% kt nrmt\h a \ttmBttm wtw am hoM
themtmnmmlkaammi^mmMin mrifthiuN/TI
Frmad: 500 G T O 13/11/12
IfoHf pttmm wmapmmi whtcM rw ifci mptrmmat a y i j or Aadpor
P'^'prrryikaaagfa^ywdmrsaammiLllkuf9almM^^
SiMat no mtMutr afhmaaham tmfnmmd<ruu. Omtfmaho
applte* retnMtcUvtty Jur my unJutipam mcta offrmmK prt
mtndent <wmlfter tKcmnvnc*
llBlawrnl P n n c a u l M C o a p c M a t t M Fee; iUUOGIUpeiuictaail 13/11/12

L M L 2012 F E E S C H E D U L E 2|
 LMLCICF0001 Page 21 of 29 2014-10-17

Health Dcitnictioii Ker; Tobe Juanintl m o o a J t o . 13/11/12

^^Hjon^Mrie LetrnwumlCa t^mafmrnmi in ^ma^e^CmjJ d i y ool o r A e m A e r

A l a n a tkvmn a r r i n G o l d IroyO a o c f ( C T O ) a a d a r e p a y a b l e i n 9 9 ^ p a r i t y R E A L
G O L D or cqnivakflt MoaeUry iutruoieiit

N O T E : A n y a c t i o n s o r d e r e d w i t h o u t P R E P A Y M E N T w i l l s t i l l b e ftilK b i l l a b l e a n d rnipJy " A s s u m e d

C o n s e n t " w h e r e b y o r d e r i i ^ p a r t y a p M I t a Loh-Mie: L e a r m o i d C c a n c o U e c t b e r l a w f u l l y
e s t a b l i s h e d f e e s u p o n d e n i H i d . f t a w i i i M i B w o i o e , tern N o t i c e 0^ ifnoccssaiy

A l l p a r t i e s g i v e n N o c k e a g r e e t h a t t h e s e rights h e r e i n c l a i m e d a r c l a w f u l l y e s t a b l i s h e d a n d w i l l n o t b e
infnnged, violated or abrogMed i n a n y w s y .

A l l parties w h o h a v e b e e n s e r v e d proper N o t i c e o f this c l a u n a n d fail t o d i s c u s s o r dispute, a n d t h e n

infringe, violate of abrogate said n g h t s , directly o r through their agents, e m p l o y e e s o r proxies, agree
they d o ao under F U L L C O M M E R C I A L L I A B I L I T Y a n d further agree to p c y ^ L o n - M a n e
L e a r m o n t O iqioii cfemand the s u m s i n d i r a t i i l for cverv i n f H n g e n c m . violation o r a b r o f t t i o a . L a l e
fees o f 27% p e r y e a r c a n b e a d d e d t o I h e M i d f e e s , s i n c e p r e p ^ r o K o t w a s n o t f u s t p r o v i d e d

T h e s e fees are considered reasonable a n d fair because o f the nature a n d s e n o u s n e s s o f c o m m e r c i a l l y

CQg^^^uig a party W f l H O U T ihcir c o n s e n t a n d d i s r e s p e c t i n g tfacu n g b l to b e I c A atone.

T h e s e N o t i c e s and C l a i m s a r c made and s e r v e d w i t h t h e i n t e r n o f b e t t e r i n g s o c i e t y and w i t h o u t i l l w i l l ,

malice aforethought, frivolity o r vexation.
T h i s F e e S c h e d u l e s h a l l h e i n f u l l f o r c e a n d e f f e c t o n t h e dMe below and ifaall r e m a i n i n full f o r c e and
e f f e c t u m i l J a l y 4 t h . 2112. o r u n l e s s s p e c i f i c a l l y e x t e n d e d , readadad o r f e v i s c d .

I N W I T N E S S O F M Y I N T E N T . I s i g n a n d e n a c t t h i s F e e S c h e d u l e o n N o v e m b e r 13th. 2012

N o v e m b e r 13.2012
^Lori-I
County o f Fresno. Califonua
ACKNOWLEDGEMENT OF NOTARY
Noiict lJMatafiUryonthbdocuaMdoeiaaloaaitiMMyodhaMa.oardo^
o f a o y o T t h c p e r t i e t hereto Tlic purpose o f a nottfy i i verificnioo l o d ifc WlficMiwi ooly d a tfare i f i n c e i m o l o y
farci)(n jurisdiclKML

N o v e m b e r 13.2012
N O T A R Y P U B U C (witness)
Jill Francis

L M L 2012 F E E S C I ^ E D U L E t }
 LMLCICF0001 Page 22 of 29 2014-10-17

w h o p r o v e d to m e o n t h e beaia o f a a M a d o r y
e t f i d a n o a to b e ttw p o r a o i j t ^ t^)om n a m e i i ) ^ ^
aubaortoedtoetoi>|ftninairunier<ar^
to r M t h t f h ^ j W h e y cMCUtod t h e l a m e in

1
JU^Sfmmi e u t t n r t e a d c a p a d M M . a n d M b y
Ml L FfUNCiS 4 ^ ^ / l h a i r aignabjreW o n Iha inakumanl the
# IM2282 p a r a o n M . o r t h e e n i i i y u p o n b a h a W o l Moh ttie
p a r a o n M a c t e d , executcid ttm i n a t u m a n i .

I certify u n d e r P E N A L T Y O F P E R J U R Y u n d e r t h e
l a w s o l t i e S t a l e o f C a M o r r a a t i a t tm toregomg
p a r a g r a p h ia t n i e a n d c o r r s c L

w n N E S S m y hwid a n d

Signature
OPTIONAL
TTiomA A * M l B n w M m a M M T nor I

D e s c r i p t i o n o f A t t a c h e di O p o o m o n t , y
TNto or Typa of Oooument
DocumwuDali / Numbar o l P a g o s : 3
Sigrwrd) Oihar T h a n HmmA Abovm
CapeeHytleel a a i m e d b y Slgnerte)
Signar s N a m a S i g r w ' s Nomo:
n Oorporala O M O K - Tittaf^: CorporaM OAoor T M o M
G MMdual
Plrtnar - n u m a a d Oanarai
n AaomaymFad
a TnMiaa
Quafdtan or Conaarvaaor Quardtan or CorvorvalDr
D iOtMr.

Stgnorit agnarlo

Iran - l U > M O T i W V P W t H n
 LMLCICF0001 Page 23 of 29 2014-10-17

c i t CITIBANK.
i t e nN iA. s
~ o r raturn or noh-d'
laliverable mail only

P . O . B o x 790110 Home Equity Loan

S t . L o i i s . M O 63179-0110 00055976 B B C C C 045 DCTX400 A M 1 1
Statement
|||l.|||ll..|ll||.,||,ll,|l.||..l.||,..ll|.l.,||.,{l.l.l,. statement Date:
February 14, 2 0 1 4
LORI LEARMONT Page 1 of 4
47330 B U T T E R F L Y L N
SQUAWVALLEY C A 93675 Amount Due: $403.15
Account Number: 9220750096
Payment D u e Date: 03/08/14
$ 2 4 . 1 8 late f e e will b e c h a r g e d after
03/25/14

Outstanding Principal Balance $33,530,89 www.citibank.com

Interest R a t e 7.00% C u s t o m e r S e r v i c e : 1-800-685-0935^
Calls a r e randomly monitored a n d recorded t o e n s u r e quality service.

ExplaneHon of A m o u n t Due ipa^t # e . y m e n t s iBFBflkdcMvn

Principal $17.32 Paid Siiice Pdld
Interest $385.83 Last Statement Year-toDate
Principal $0.00 $221.9G
Regular Monttily P a y m e n t $403.15 $0 00 $181.25
Total Fees and Charges $0.00 Charges $0.00 $0.00
Past Due Amount $0.00
$0.00 $403.15
Total A m o u n t Due

i n s a c t i o n A c t i v i t y (01/18/14 t o 0 2 / 1 4

Effective Date Description Charges Payments

NO TRANSACTIONS H A

IMPORTANT M E S S A G E S F R O M CITIBANK

9.^
 LMLCICF0001 Page 24 of 29 2014-10-17

attok' Page 3 of4 Home Equity Loan

Statement ^
Statement Date: February 14, 2 0 1 4

D e t a c h ttie below and mail with your p a y m e n t

PAYMENT TICKET: Fixed Rate Home Equity Loan

::."\:AGcoUn^lslarifaief i ^ a t g r n e n t / C k s i n g DAs Pai^merrt D u e D a t e Morally Payma-it-

9220750096 February 14, 2 0 1 4 March 8, 2 0 1 4 $33,775.25 $403.15

j^Mr!itiM:Raj!tiait:f^ .F^a^DueArreum.;
$0.00
Make check payable to - C h e c k h e r e for
address/phone change
and note on b a c k

$0.00
l,|,|p|l.||.|,...|..|.|,l,|lltlll|.,|.,i<|)|t|M|l,l.ll||,||,

CITIBANK, N.A. LORI LEARMONT

47330 B U T T E R F L Y L N
P . O . B O X 688923 S Q U A W V A L L E Y C A 93675
D E S M O I N E S I A 50368-8923 $403.15

D D D a D a a T 2 2 a 7 5 D D T h 3 3 7 7 S 2 S 0 0 4 0 3 1 5 ]iD3Dfl3 & 3
 LMLCICF0001 Page 25 of 29 2014-10-17

citiba or return o f non-<lelivarable mail only

CF oI Tr I BrAe Nt uKr,n N . A .
P . O . B o x 790110
S t L o u i s . M O 63179-0110 0 0 0 1 1 0 1 5 B B C C C 0 7 E EXTX*400 A M I1
Home Equity Loan
Statement
.,.,U.,l.|l,....,ll.|||,,l.,.(,|t..|,lt|.l,.,.lll.l|.,,,l|,|.,. statement Date:
March 19, 2014
LORI L E A R M O N T Page 1of4
47330 B U T T E R F L Y L N ,
SQUAWVALLEY C A 93675 Amount Due: $806.30
Account Number. S220750D96
Payment D u e Date: 04/08/14
J $ 2 4 . 1 8 l a t e f e e ml\e c h a r g e d a f t e r
04/25/14

AccDUfM; InfomiatiQfl^j^ lipw t oReach U s

Outstanding Principal Balance $33,530 8 9 www.citibank.coni
interest R a t e 7.00% C u s t o m e r S e r v i c e : 1-800-685-0935*
' C a l l s a r e randomly monitored a n d recorded t o e n s u r e quality service.

p x p l a i ^ t i o n o fArriouiit D u e
Pnncipal $62.33 Paid Since Paid
Interest $340,82 Last statement Yea r-to-Date
Pnncipal $0 00 $221.90
Regular Monthly Payment $403.15 Interest $0.00 $181.25
Total Fees and Charges $0.00 Fees and Charges $0 00 $0.00
$403.15
Past D u e Amount
$806.30
Total A m o u n t Due

T r a n s a c t i o n A c t i v i t y (02/15/14 t o 03/19/14)

Effective Date Description

NO TRANSACTIONS HAVE O C C U R R E D S I

IMPORTANT M E S S A G E S FROM CITIBANK

P l e a s e note that t h e a d d r e s s vrfiere y o u m u s t s a i d a w n t t e n request f o r information, a w n t t e n notice o f error, o r a qualified written request h a s been c h a n g e d
a s follovis:

Citibank, N.A.
P.O. Box 760937
S a n Antonio, T X 78245-0937

I
 LMLCICF0001 Page 26 of 29 2014-10-17

Page 3 of4 Home Equity Loan

Statement ^
statement Date: March 19, 2 0 1 4

D e t a c h t h e b e l o w a n d niaii with your p a y m e n t

PAYMENT TICKET: Fixed Rate Home Equity Loan

N e w Balance.L
9220750096 March 19, 2 0 1 4 April 8, 2 0 1 4 $33,987.46 $403.15

...B^ ArpjQL|ijt:.tf P a y m e n t E r i c i p s e d J^ast D u e A m o u n t

$403.15
Make check payable to - C h e c k here for
add'ess/phone change
and note on back
^Ij-e^Charfles
$0.00
l.|.|ll|...l,.|,.|l.,|,(,l||,|,.,ll,|,|ll.,l.l|l.||l||,||||

CITIBANK, N.A. LORI LEARMONT

47330 B U T T E R F L Y L N Total P a r e n t D u e
P.O. B O X 688923 S Q U A W V A L L E Y C A 93675
D E S M O I N E S IA 50368-8923 $806.30

aD13 D Q D 0 D D m 2 2 D 7 S D D T b 33Tfl?Mh DDflQb3a LDHDflM

 LMLCICF0001 Page 27 of 29 2014-10-17

F I L E # L M L 2 6 0 3 1 4 C I T I [s.1.0]

CERTIFICATE OF SERVICE

I t is h e r e b y c e r t i f i e d , t h a t o n t h e d a t e n o t e d b e l o w , t h e u n d e r s i g n e d N o t a r y P r e s e n t e r A V i t n e s s m a i l e d t o :

C h a r l e s A . C o r r e i a , d/b/a C H A R L E S A N D R E W C O R R E I A , ( B a r / b o n d - # 8 6 1 2 3 ) , a n d a g e n t f o r P I T E
D U N C A N , L L P , c/o. 4 3 7 5 J u t l a n d D r i v e , P . O . B o x 1 7 9 3 3 , S a n D i e g o , C A 9 2 1 7 7 - 0 9 3 3 , a n d a l l a g e n t s ,
principals, assigns or successors thereof.
V i a U S P S R E G I S T E R E D M a i l A r t i c l e N o . R E 0 8 7 966 182 U S

the d o c u m e n t s and s u n d r y papers p e r t a i n i n g to " N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M

W I T H I N T H E A D M I R A L T Y ab i n i t i o A D M I N I S T R A T I V E R E M E D Y F I L E # L M L 2 6 0 3 1 4 C I T L

This section. A t t a c h m e n t " A " , includes:

( 1 ) N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y ab i n i t i o
A D M I N I S T R A T I V E R E M E D Y (File # L M L 2 6 0 3 1 4 C I T I ) , issued by L o r i - M a r i e : L e a r m o n t and dated 3
A p r i l - 2 0 1 4 - A D . (11 pages);
(2) " E X H I B I T 9" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , dated 1 9 - M a r c h - 2 0 1 4 - A D . (2
pages);
( 3 ) " E X H I B I T 8" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , dated 1 4 - F e b r u a r y - 2 0 1 4 - A D . ( 2
pages);
(4) " E X H I B I T 7" L E G A L N O T I C E ( w i t h F E E S C H E D U L E ) w i t h R E T U R N E D P R E S E N T M E N T o f
C I T I B A N K , " E X H I B I T 6" O F F E R , dated 5 - F e b r u a r y - 2 0 1 4 - A D . (2 pages);
(5) " E X H I B I T 6" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , dated 1 7 - J a n u a r y - 2 0 I 4 - A D . (2
pages);
(6) Certificate o f Service - dated, J a n u a r y - 1 4 - A D (1 page);
(7) U.S.P.S. Receipt & Delivery C o n f i r m a t i o n (2 page);
(8) Certificate o f N o n - R e s p o n s e - ( f r o m N o t a r y ) - dated J a n u a r y - 2 0 1 4 - A D (2 pages);
(9) A f f i d a v i t o f N o n - R e s p o n s e / N o n - P e r f o r m a n c e - ( f r o m L o r i ) - dated 1 5 - J a n u a r y - 2 0 1 4 - A D (2 pages);
( 1 0 ) " E X H I B I T 5" N O T I C E O F D E F A U L T I N D I S H O N O R C O N S E N T T O J U D G M E N T - 1 6 - J a n u a r y - 2 0 1 4 -
A D (7 pages);
(11) Certificate o f Service - 2 0 - J a n u a r y - 1 4 - A D (1 page);
(12) U.S.P.S. Receipt & Delivery Confirmation (1 page);
(13) " E X H I B I T 4" C E A S E A N D D E S I S T O R D E R - dated 7 - M a r c h - 2 0 1 4 - A D (2 pages);
(14) " E X H I B I T 3" R E Q U E S T R E G A R D I N G A S T A T E M E N T O F A C C O U N T - dated 1 9 - N o v e m b e r - 2 0 1 4 -
A D (1 page);
( 1 5 ) N O T I C E O F I N S U F F I C I E N T R E S P O N S E - l e t t e r from D a r l a Y o c o m , E x e c u t i v e A g e n t f o r C I T I B A N K ,
dated 17-October-2013 stamped I N S U F F I C I E N T R E S P O N S E R E F U S E D F O R C A U S E R E T U R N E D
W I T H O U T D I S H O N O R . - N o v e m b e r - 2 0 1 3 (1 page);
(16) " E X H I B I T 2" N O T I C E O F F A U L T I N D I S H O N O R O P P O R T U N I T Y T O C U R E - date 1 9 - N o v e m b e r -
2 0 1 3 - A D (5 pages);
(17) " E X H I B I T 1", A F F I D A V I T O F L o r i - M a r i e : L e a r m o n t - 8 - A u g u s t - 2 0 1 3 - A D (6 pages);
(18) 2012 Revised Administrative Fee Schedule / L o r i - M a r i e : Learmont, (4 pages);
( 1 9 ) C e r t i f i c a t e o f S e r v i c e - d a t e d to be on file ( 2 p a g e s ) ;

T h i s section includes a total o f F i f t y - S i x (56) pages, inclusive o f this page and e x c l u d i n g any N o t a r y ' s " A l l
Purpose A c k n o w l e d g m e n t " pages.
 LMLCICF0001 Page 28 of 29 2014-10-17
F I L E # L M L 2 6 0 3 1 4 C I T I [s.1.0]

by R E G I S T E R E D M a i l Article N o . R E 0 8 7 9 6 6 182 U S attached by placing same i n a postpaid envelope properly

a d d r e s s e d t o R e c i p i e n t at t h e a b o v e s a i d a d d r e s s e s a n d d e p o s i t i n g s a m e a t a n o f f i c i a l d e p o s i t o r y u n d e r t h e
e x c l u s i v e face a n d c u s t o d y o f t h e U . S . P o s t a l S e r v i c e w i t h i n t h e State o f C a l i f o r n i a .
 LMLCICF0001 Page 29 of 29 2014-10-17
NOTICE OF I N T E R N A T I O N A L C O M M E R C I A L C L A I M WITHIN T H E A D M I R A L T Y ADMINISTRATIVE R E M E D Y OF Lori-Marie:
Learmont CREDITOR SECURED PARTY
File # LML260314CITI [ s . 1 . 0 ] R e g i s t e r e d M a i l # R E 087 966 182 U S

ATTACHMENT "A"
RECORD OF ENCLOSURES

FOR: NOTICE OF I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y
A D M I N I S T R A T I V E R E M E D Y O F Lori-Marie: Learmont C R E D I T O R S E C U R E D P A R T Y File
# L M L 2 6 0 3 1 4 C I T I , sent v i a Registered M a i l # R E 087 966 182 U S

This section. A t t a c h m e n t " A " , includes:

(1) N O T I C E O F I N T E R N A T I O N A L C O M M E R C I A L C L A I M W I T H I N T H E A D M I R A L T Y
ab i n i t i o A D M I N I S T R A T I V E R E M E D Y ( F i l e # L M L 2 6 0 3 1 4 C I T I ) , i s s u e d b y L o r i - M a r i e :
L e a r m o n t and dated 3 A p r i l - 2 0 1 4 - A D . (11 pages);
(2) " E X H I B I T 9" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , dated 19-March-
2 0 1 4 - A D . (2 pages);
( 3 ) " E X H I B I T 8" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , d a t e d 1 4 - F e b r u a r y -
2 0 1 4 - A D . (2 pages);
( 4 ) " E X H I B I T 7" L E G A L N O T I C E ( w i t h F E E S C H E D U L E ) w i t h R E T U R N E D
P R E S E N T M E N T o f C I T I B A N K , " E X H I B I T 6" O F F E R , dated 5 - F e b r u a r y - 2 0 1 4 - A D . (2
pages);
(5) " E X H I B I T 6" R E T U R N E D P R E S E N T M E N T o f C I T I B A N K O F F E R , dated 17-January-
2 0 1 4 - A D . (2 pages);
(6) Certificate o f Service - dated, J a n u a r y - 1 4 - A D (1 page);
(7) U.S.P.S. Receipt & D e l i v e r y C o n f i r m a t i o n (2 page);
(8) Certificate o f N o n - R e s p o n s e - ( f r o m N o t a r y ) - dated J a n u a r y - 2 0 1 4 - A D (2 pages);
(9) A f f i d a v i t o f N o n - R e s p o n s e / N o n - P e r f o r m a n c e - ( f r o m L o r i ) - dated 1 5 - J a n u a r y - 2 0 1 4 - A D
(2 pages);
(10) " E X H I B I T 5" N O T I C E O F D E F A U L T I N D I S H O N O R C O N S E N T T O J U D G M E N T -
I 6 - J a n u a r y - 2 0 1 4 - A D (7 pages);
(11) Certificate o f Service - 2 0 - J a n u a r y - 1 4 - A D ( I page);
(12) U . S . P . S . Receipt & D e l i v e r y C o n f u m a t i o n (1 page);
(13) " E X H I B I T 4" C E A S E A N D D E S I S T O R D E R - dated 7 - M a r c h - 2 0 1 4 - A D (2 pages);
( 1 4 ) " E X H I B I T 3" R E Q U E S T R E G A R D I N G A S T A T E M E N T O F A C C O U N T - dated 19-
N o v e m b e r - 2 0 1 4 - A D (1 page);
( 1 5 ) N O T I C E O F I N S U F F I C I E N T R E S P O N S E - l e t t e r from D a r l a Y o c o m , E x e c u t i v e A g e n t
for C I T I B A N K , dated 17-October-2013 stamped I N S U F F I C I E N T R E S P O N S E R E F U S E D
F O R C A U S E R E T U R N E D W I T H O U T D I S H O N O R . - N o v e m b e r - 2 0 1 3 (1 page);
( 1 6 ) " E X H I B I T 2 " N O T I C E O F F A U L T I N D I S H O N O R O P P O R T U N I T Y T O C U R E - date
1 9 - N o v e m b e r - 2 0 1 3 - A D (5 pages);
(17) " E X H I B I T 1", A F F I D A V I T O F L o r i - M a r i e : L e a r m o n t - 8 - A u g u s t - 2 0 I 3 - A D (6 pages);
(18) 2012 Revised Administrative Fee Schedule / L o r i - M a r i e : L e a n n o n t , (4 pages);
( 1 9 ) C e r t i f i c a t e o f S e r v i c e - d a t e d to be on file ( 2 p a g e s ) ;

T h i s s e c t i o n i n c l u d e s a t o t a l o f a p p r o x i m a t e l y fifty-six (56) pages, e x c l u d i n g this R e c o r d page and

any notary's " A l ! Purpose A c k n o w l e d g m e n t " pages.