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Banca takaful makes Family Takaful Plans readily available and accessible
to one and all, to sell varied financial products through one window
-making local bank branch a one-stop-financial-shop. Banca Takaful Plan is
a Sharia compliant alternative to conventional insurance, offering a unique combination of
saving, investment and protection. Banca Takaful Plan offers peace of mind and takes care of
the future of loved ones by offering a savings plan and providing Takaful coverage in the
event of death to beneficiaries.
A comfortable retired life with enough savings to take care of us and our loved ones
Banca takaful helps to get these in one institution. Some Banca takaful product offering by
banks..
Protection
Retirement
Marriage
Education
Pension etc.
In Asia, some countries are trying very hard to introduce Banca takaful
and they became success to settle it. In Malaysia Strategic alliances in the
Banca takaful market are becoming an important delivery channel for
Shariah compliant insurance products by major industry players such as
ING and Public Bank or CIMB and Aviva. A recent example is AIG/AIA, the
American insurance giant that entered the Malaysian Banca takaful
market by setting up a 70%-30% joint venture, AIA AFG Takaful Bhd, with
Alliance Bank Malaysia Bhd, in January 2011. Some banks have also
decided to create new brands to differentiate their insurance franchise
from their banking operations. Mayban Fortis has streamlined its
insurance and Takaful business under the Etiqa name, with the
conventional and Sharia compliant arms operating under the names of
Etiqa Insurance Bhd and Etiqa Takaful Bhd, respectively.2
1
http://www.worldcommercereview.com/publications/article_pdf/804,November,20
12
2 http://www.europeanfinancialreview.com/?p=73,sahel Jafor,2013
to play a leadership role in Banca takaful growth in neighbouring countries
which will benefit from its expertise, especially as some Malaysian Takaful
operators have already set footprint in many Asian countries, including
Singapore, Indonesia, Pakistan and Sri Lanka.
3 http://www.europeanfinancialreview.com/?p=73,sahel Jafor,2013