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Introduction

Dabur India Ltd. is one of Indias leading FMCG Companies with Revenues of over Rs 8,436
Crores & Market Capitalisation of Rs.44,000 Crores. Building on a legacy of quality and
experience of over 131 years, Dabur is today Indias most trusted name and the worlds
largest Ayurvedic and Natural Health Care Company.

Dabur India is also a world leader in Ayurveda with a portfolio of over 250 Herbal/Ayurvedic
products. Dabur's FMCG portfolio today includes five flagship brands with distinct brand
identities -- Dabur as the master brand for natural healthcare products, Vatika for premium
personal care, Hajmola for digestives, Ral for fruit juices and beverages and Fem for fairness
bleaches and skin care products.

Dabur today operates in key consumer product categories like Hair Care, Oral Care, Health
Care, Skin Care, Home Care and Foods. The ayurvedic company has a wide distribution
network, covering over 5.3 million retail outlets with a high penetration in both urban and rural
markets.

Dabur's products also have huge presence in the overseas markets and are today available in
over 120 countries across the globe. Its brands are highly popular in the Middle East, SAARC
countries, Africa, US, Europe and Russia. Dabur's overseas revenue today accounts for over
30% of the total turnover.

The 132-year-old ayurvedic company, promoted by the Burman family, started operating in 1884
as an Ayurvedic medicines company. From its humble beginnings in the bylanes of Calcutta,
Dabur India Ltd has come a long way today to become one of the biggest Indian-owned
consumer goods companies with the largest herbal and natural product portfolio in the world.
Overall, Dabur has successfully transformed itself from being a family-run business to
become a professionally managed enterprise. What sets Dabur apart from the crowd is its
ability to change ahead of others and to always set new standards in corporate governance &
innovation.

Dabur also recommends various Ayurvedic Home Remedies formulated using ayurvedic plants &
herbs which are natural & chemical free.

History

1884
Birth of Dabur

Dr. S. K. Burman launches his mission to make health care products in Calcutta.

1896
Setting up a manufacturing plant

With growing popularity of Dabur products, Dr. Burman expands his operations by setting up a
manufacturing plant for mass production of formulations.

Early 1900s
Ayurvedic medicines
Dabur enters the specialised area of nature-based Ayurvedic medicines , for which standardised
drugs are not available in the market.

1919
Establishment of research laboratories

The need to develop scientific processes and quality checks for mass production of traditional
Ayurvedic medicines leads to establishment of research laboratories.

1920
Expands further

Dabur expands further with new manufacturing units at Narendrapur and Daburgram. The distribution
of Dabur products spreads to Bihar and the North-East.

1936
Dabur India (Dr. S.K. Burman) Pvt. Ltd.

Dabur becomes a full-fledged company - Dabur India (Dr. S. K. Burman) Pvt. Ltd.

1972
Shift to Delhi

Dabur's operations shift to Delhi. A new manufacturing plant is set up in temporary premises in
Faridabad on the outskirts of Delhi.

1979
Sahibabad factory / Dabur Research & Development Centre (DRDC)

Commercial production starts in the new Sahibabad factory of Dabur, one of the largest and best
equipped production facilities for Ayurvedic medicines. Launch of full-fledged research operations in
pioneering areas of health care with establishment of the Dabur Research & Development Centre
(DRDC).

1986
Public Limited Company

Dabur becomes a Public Limited Company. Dabur India Ltd. comes into being after reverse merger
with Vidogum Limited.
1992
Joint venture with Agrolimen of Spain

Beginning a new chapter of strategic partnerships with international businesses, Dabur enters into
a joint venture with Agrolimen of Spain. This new venture is to manufacture and market
confectionery items in India.

1993
Cancer treatment

Dabur enters the specialised health care area of cancer treatment with its oncology formulation plant
at Baddi in Himachal Pradesh.

1994
Public issue

Dabur India Ltd. raises its first public issue. Due to market confidence in the Company, shares
issued at a high premium are oversubscribed 21 times.

1995
Joint Ventures

Extending its global partnerships, Dabur enters into a Joint Venture (JV) with Osem of Israel for food
and Bongrain of France for Cheese & other dairy products.

1996
3 separate divisions
For better operation and management, 3 separate divisions are created according to their product mix
- Health Care, Products Division, Family Product Division & Dabur Ayurvedic Specialities Limited.

1998
Professionals to manage the Company

With changing demands of business and to inculcate a spirit of corporate governance, the Burman
family inducts professional to manage the company. For the first time in the history of Dabur, a non
family professional CEO sits at the helm of the company.

2000
Dabur India Ltds turnover crosses the Rs 1,000 Crore mark
Dabur establishes its market leadership status with a turnover of Rs.1,000 crores. From a small
beginning and upholding the values of its founder, Dabur now enters the august league of large
corporate businesses

2003
Dabur demerges Pharma Business

Dabur India approved the demerger of its pharmaceuticals business from the FMCG business into a
separate company as part of plans to provide greater focus to both the businesse

2005
Dabur aquires Balsara

As part of its inorganic growth strategy, Dabur India acquires Balsara's Hygiene and Home products
businesses, a leading provider of Oral Care and Household Care products in the Indian Market, in a
INR 143 Crore all cash deal.

2005
Dabur announces Bonus after 12 years

Dabur India announces issue of 1:1 bonus share to its shareholders (i.e. one share for every one
share held.)

2006
Dabur crosses $2bn market Cap, adopts US GAAP

Dabur India crosses the $2 billion mark in market Capitalisation. The company also adopted US
GAAP in the line with the commitment to follow Global Best Practices and adopt highest standards of
transparency and governance.

2006
Approves FCCB/GDR/ADR up to $200 million

Moving forward on the inorganic growth path Dabur India decides to raise upto $200 million from the
international market through bonds, FCCBs, GDR, ADR, QIPs or any other securities.

2007
Celebrating 10 years of Real
Dabur Foods unveils the new packaging and design for Real on the occasion of 10 years completion
of the brand. The new defined modern look depicts the natural goodness of the juice from freshly
plucked fruits.

2007

Dabur Foods Merged With Dabur India

Dabur India decides to merge its wholly owned subsidiary Dabur Foods Limited with itself to exact
synergies and unlock operational efficiencies.

2008
Acquires Fem Care Pharma

Dabur India acquires Fem Care Pharma, a leading player in the women skin care market. Besides an
entry into the high growth skin care market with an established brand named Fem, this transaction
also offers Dabur a strong platform to enter newer product categories and markets.

2009
Dabur Red Paste joins 'Billion Rupee Brand' club

Dabur Red Paste becomes Dabur's 9th billion rupee brand by crossing the billion rupee turnover mark
within 5 years if its launch.

2010
Dabur makes its first overseas acquisition

Dabur makes its first overseas acquisitions by buying Hobi Kozmetik Group, a leading personal care
products company in Turkey, for $69 Million. This is followed in succession by the acquisition of 100%
equity in Namaste Laboratories LLC of the US for $100 Million.

2011
Dabur enters professional skin care market

Dabur enters professional skin care market with the launch of Oxylife Professional Facial Kit, created
exclusively for professional use. The range is further expanded with the launch of facials and a body
bleach under the brand Fem.

2011
Dabur India acquires 30-Plus from Ajanta Pharma

Dabur India Limited acquires Ajanta Pharma's over-the-counter brand '30-Plus'


2012
Dabur crosses Billion-Dollar Turnover Mark

Dabur India Ltd. surpasses the billion-dollar turnover mark during the 2011-12 fiscal to end the year
on a high note with net sales of INR 5283.17 Crores.

2013
Market Capitalisation crosses the $5-Billion mark.

2015
Brand Real, Vatika and Amla cross the Rs. 1,000-Crore turnover mark.

2016
Dabur Gulabari and Dabur Lal Dant Manjan clock a turnover of Rs. 100 Crore each.

Dabur - Vision & Mission

Vision

"Dedicated to the health & well being of every household"

Principles

Ownership
This is our company. We accept personal responsibility, and accountability to meet business needs.

Passion For Winning


We all are leaders in our area of responsibility, with a deep commitment to deliver results. We are
determined to be the best at doing what matters most.

People Development
People are our most important asset. We add value through result driven training, and we encourage
& reward excellence.

Consumer Focus
We have superior understanding of consumer needs and develop products to fulfill them better.

Team Work
We work together on the principle of mutual trust & transparency in a boundary-less organization. We
are intellectually honest in advocating proposals, including recognizing risks.

Innovation
Continuous innovation in products & processes is the basis of our success.

Integrity
We are committed to the achievement of business success with integrity. We are honest with
consumers, with business partners and with each other.

founder

"What is that life worth which cannot bring comfort to others"


The doorstep 'Daktar'

The story of Dabur began with a small, but visionary endeavour by Dr. S. K. Burman, a physician
tucked away in Bengal. His mission was to provide effective and affordable cure for ordinary
people in far-flung villages. With missionary zeal and fervour, Dr. Burman undertook the task of
preparing natural cures for the killer diseases of those days, like cholera, malaria and plague.

Soon the news of his medicines traveled, and he came to be known as the trusted 'Daktar' or
Doctor who came up with effective cures. And that is how his venture Dabur got its name -
derived from the Devanagri rendition of Daktar Burman.

Dr. Burman set up Dabur in 1884 to produce and dispense Ayurvedic medicines. Reaching out to
a wide mass of people who had no access to proper treatment. Dr. S. K. Burman's commitment
and ceaseless efforts resulted in the company growing from a fledgling medicine manufacturer in
a small Calcutta house, to a household name that at once evokes trust and reliability.

The Mission Continues..


Gearing towards a new system where the direct involvement of the family is limited, the Burmans
have formulated a Family Council, which acts as an interface between the family and the Board
and management of Dabur.

The family members' involvement has come in for a qualitative shift, with fresh members being
encouraged to develop their own ventures. These proposed ventures are then presented to the
Family Council for approval and funding a professional management team that would be able to
launch Dabur onto a higher growth path. The Burman family has therefore downscaled its direct
involvement in day-to-day operations. Allowing a team of able managers to run the company and
steer its fortunes.

CEO of the Worlds Largest Ayurvedic


Company

Mr. Sunil Duggal is the Chief Executive Officer of the $1.2 Billion Dabur India Limited, one of
Indias largest consumer products maker & best ayurvedic company. Under his leadership,
Dabur has created a global footprint and has emerged as a transnational consumer products
maker with presence across 120 countries.

He began his career with Dabur in 1995 as the General Manager - Personal Care Business, and
was elevated to the position of Vice President - Sales & Marketing in 1998. Later, in 2000, he got
inducted into the Board as the Executive Director. He took over as the Chief Executive Officer of
Dabur India Ltd. in April 2002.

He has been instrumental in building a strong, professional organizational culture and put the
company firmly on a steady growth path. Over the last 12 years, the company has increased its
Revenue and Profits four-fold and Market Capitalization by more than ten-fold. Under his
stewardship, Dabur achieved leadership position in several key and highly competitive FMCG
categories, and is today among one of the Top Five FMCG companies in the country with three
brands clocking annual sales in excess of Rs 1,000 Crore each.

A veteran of the FMCG industry with more than 25 years of experience, he has a keen insight
into emerging trends and evolution of the sector. He is also well-versed in the intricacies of
India's regional diversities and consumer needs. He has led Dabur to successfully complete four
acquisitions, including two in the overseas markets. These include the acquisition of Balsara and
Fem in India, besides Turkeys Hobi Kozmetik Group and Namast Laboratories of the US.
He started his career as a Management Trainee in Wimco Limited in 1981 after getting his
Engineering Degree (Electrical & Electronics) from BITS, Pilani, and Business Management from
IIM, Calcutta. He was elevated to the position of General Manager - Sales & Marketing in 1989.
He then joined Bennett Coleman & Co. Ltd. for a short period before moving on to Pepsi Foods
as General Manager - Sales Operations in 1994.

He is the recipient of numerous awards and accolades from media and industry associations.
Some of the recent ones being:

1. Named Best CEO in FMCG Category for 2015 by Business Today


2. Ranked amongst India's Best CEOs for 2014 by Business Today
3. Ranked amongst the Top 3 Chief Executives in Asia in the Consumer sector for 2014 by
Institutional Investor magazine
4. Ranked 7th in the list of India's Top 50 CEOs of 2013 by Network 18 Group's Entrepreneur
magazine
5. Ranked amongst the Top 10 Best CEOs for Investor Relations in India by Thomson Reuters in
2012
6. Ranked by analysts as the Top Performing CEO in Asia in the Consumer space as per list
released in the International Institutional Investor magazine in 2011

In addition to his responsibilities at Dabur India Ltd., he is also a member on the Board of several
organizations as well as a member of many professional associations and Industry forums. He is
an Executive Committee Member in SAARC Chamber of Commerce and Industry and the Chair
for India-Turkey JBC.

He lives in Delhi with his family. An occasional golfer, he occasionally indulges in his favourite
sport for a break from his routine.

Dr. Anand Burman - Chairman Dabur


India Limited

Dr. Anand C. Burman is the Chairman of Dabur India Ltd with particular interests in the areas of
Research and Development in the Pharmaceutical Sciences as well as Biotechnology and
Technology issues. Dr. Burman's education was both multidisciplinary and intemational. His high
school education occurred at St. Paul's School in Darjeeling, India and was followed by a B.Sc. in
Chemistry from the University of Wisconsin and M.Sc. in Chemistry from the University of
Kansas. His Doctorate was in the area of Pharmaceutical Chemistry from the University of
Kansas in 1980.

Professionally, he has held many assignments with Dabur Group. He is currently also the
Managing Director of Dabur Oncology plc UK, a 100% subsidiary of Dabur Pharma Ltd.

Dr. Burman is married to Minnie. They have a son Aditya and a daughter Anisha.

Mr. Amit Burman

Mr. Amit Burman is responsible for Dabur India's foray into processed foods business with the
setting up of Dabur Foods Ltd. It is to Amit's credit today that Dabur Real and Hommade are
household names. He is also responsible for driving all business strategy, development and
communications at Dabur Foods.

Amit took on the responsibilities as the CEO of Dabur Foods in 1999 and forayed into the
processed foods business with a range of ethnic cooking pastes & chutneys and packaged fruit
juices. Amit stepped down as the CEO of Dabur Foods when the company was merged into
Dabur India Ltd in July 2007. He has since been appointed as the Vice Chairman of Dabur India
Ltd.
Amit started his career at Dabur's Industrial Engineering Department where he was responsible
for induction of machinery, method improvements, manpower reduction and improving product
packaging.

Amit obtained valuable experience at Colgate Palmolive, New York, USA where he worked in the
Manufacturing Strategy Department, which operated as the internal consultants to the
organization. Here he was responsible for a study done for the optimized location of Colgate's
factories and warehouses. He also worked for six months at the Kansas plant which
manufactured soaps and detergents. In 1990 he trained at Tishcon Corporation New York, USA
where he was responsible for safety of stock and optimum inventories.

Amit holds a MBA degree from University of Cambridge, a M.Sc. degree in Industrial Engineering
from Columbia University, USA and a B.Sc. degree in Industrial Engineering from Lehigh
University, Bethlehem, PA, USA.
Amit is married to Divya and they have a daughter and a son. He has a private pilot's license and
enjoys flying. A fitness freak he likes swimming and spending time with his family.

Mr. PD Narang

Mr. P D Narang is the Group Director, Corporate Affairs, Dabur India Limited. Born in 1954, Mr.
Narang specialized in Finance and started his professional career in 1979 with his own practice.
He joined the Dabur family in 1983 as a Management consultant with a mandate to streamline
the finance, accounts and audit function of the company.

From the beginning, Mr. Narang demonstrated his dynamism and outstanding leadership
qualities. To his credit are the following major initiatives taken by Dabur that have today resulted
in the company having a turnover of Rs 1200 crore

Under his leadership Dabur became a public limited company through reverse merger with
Vidogum Limited and was re-christened Dabur India Limited in 1985. Post this, Dabur went
Public in 1994, offering Rs 10 share at a premium of Rs 85, which was oversubscribed 21 times.
It was under his leadership that Dabur got into JV partnership with Nestle/Agrolimen SA for
biscuits, Debon International for Cheese and CGU for Life Insurance. He is credited for
professionalisation of Dabur by bringing in Mckinsey and Accenture; demerger of the
Pharmaceuticals business; and implementing global best practices in Corporate Governance by
forming committees for better transparency in operations.

With his impressive track record, Mr. Narang rose rapidly in the management hierarchy and was
appointed G.M. (Finance) & Company Secretary in 1990, and Director - Corporate Affairs in
1998. He was given the responsibility of heading the Corporate and Commercial affairs of the
group in 2002. He was appointed Group Director, Corporate Affairs in 2003.

An aggressive man who is constantly short of time, he likes to relax by practicing yoga,
swimming, listening to music, playing golf or travelling to new places with his wife and two
children. A voracious reader, he likes to keep himself updated with the latest happenings from
across the globe.

He is also on the Board of Dabur Egypt Ltd., Aviva Life Insurance Co, Pvt. Ltd., Dabon
International Pvt. Ltd., Dabur Foods Ltd., Dabur Pharma Ltd., Dabur International Ltd., Asian
Consumercare Pvt. Ltd., Dabur Pharmaceuticals Limited, Dabur Nepal Pvt. Ltd., Dabur Research
Foundation, Dabur Securities Pvt. Ltd, Dabur Finance Ltd., Dabur Ayurvedic Specialities Ltd.,
Sanat Products Ltd., Welltime Housing & Finance Ltd. and Narang Management Consultants
Pvt. Ltd.
Mr. Sunil Duggal took over as the Chief Executive Officer of Dabur India Limited in June 2002,
holding reins of the organisation he joined in 1995.

He started his career as a management trainee in Wimco Limited in 1981 after getting his
Engineering Degree (Electrical & Electronics) from BITS, Pilani, and Business Management from
IIM, Calcutta. His stint at Wimco continued till 1994, with a break in between when he joined
Bennett Coleman & Co. Ltd. for a short period. In 1994, he moved to Pepsi Foods as GM, Sales
Operation.

In 1995 he came into the Dabur family, as General Manager (Sales & Marketing), of the Family
Products Division with products like Dabur Amla, Lal Dant Manjan and Vatika in his portfolio. This
Division spearheaded the spectacular growth recorded by Dabur in this period. Vatika was also
launched during this period and is now the Company's second biggest brand.

With his dynamic spirit and leadership abilities, he soon became Vice-President and SBU-Head
of the Family Products Division. In July 2000, he was appointed Director Sales and Marketing of
Dabur India Limited and in 2002 he became the CEO of the Company - a professional with
valuable experience to steer the company ahead in its growth plans.

Spanning a career of over 20 years, he has travelled widely across India and handled diverse
portfolios that have helped him understand the dynamics of FMCG businesses and market
trends. He is well-versed in the intricacies of India's regional diversities and consumer needs.
He lives in Delhi with his family and whenever he gets a break from his official responsibilities, he
likes to spend time at home with his family and occasionally play golf.

Mr. Mohit Burman, son of Mr. Vivek and Mrs Monica Burman, is the driving force behind the
Burman family's foray into several high-growth and sunrise sectors of Financial Services like Life
Insurance, Pensions, Annuities and Asset Management, besides Agriculture and Retailing.

He did his schooling from Highgate School, London and graduated from Richmond College,
London, in Business Administration and Economics in May 1989 (Double major: Marketing and
General Management) and subsequently completed his Master of Business Administration
degree, in December 1993, in Finance.

He started his career with Welbeck Property Partnership London and then joined Dabur Finance
Ltd., a company specializing in fund and fee based financial activities, as Senior Manager. He
played a pivotal role in expanding the group's financial services business into Asset
Management, Life Insurance and Pension by setting up Insurance Company with UK's largest
insurance Company Aviva.

In the recent past, he also stepped into another burgeoning industry with the acquisition of over
14% stake in Punjab Tractors Ltd. Besides being actively involved in expanding Dabur India's
presence in the overseas markets, he has also played a critical role in the recent acquisition of
Balsara's Home and Hygiene business by Dabur India.

He stays in Delhi and his hobbies include water sports, riding and theatre.

Mr. Saket Burman , is the son of Mr. Sidharth and Mrs. Indira Burman.
After getting his BBA in Marketing and Finance from the University of Wisconsin Madison, Saket
has started up a number of companies in different industries in the UAE.
He also serves as a member or an adviser on a number of entrepreneurial and angel investing
groups.
He is currently living in Dubai, where he is also Board member of Dabur International.

Mr.PN Vijay

DATE OF BIRTH
10th July, 1951
EXPERIENCE
1972-1978 State Bank of India

Local Head Office, Chennai


Officer: Credit Appraisal Cell
-Was involved in financing of large companies in South India

1978-1985 ANZ Grind lays Bank

Merchant Banking Division


- Underwent training overseas in international aspects of corporate finance, capital markets etc.
- Last position held: India Head of International Finance activities

1986-1990 Citibank

Vice President & Country Head, Merchant Banking


- Was involved in advising various American and Japanese multinational companies In making
Investments Into India.
- Was also involved in the privatization of Latin American companies

1990-till date P.N. Vijay Financial Services (P) Ltd.

New Delhi
(Self-promoted Merchant Banking company)
Managing Director
- The company is authorized by SEBI to carry out a whole range of merchant banking activities.
- Types of services provided: fund raising, mergers and acquisitions, investment and portfolio
advisory services.
EDUCATION

1969-1972 Indian Institute of Technology Chennai . Post-graduation with specialization in


electronics.
1967-1969 Presidency College Chennai. Graduation in Physics
OTHER ACTIVITIES

Political : Convenor of the Central Economic Cell, Bharatiya Janata Party


Investor Education : Has been actively involved in the cause of educating retail investors through
various channels. Member of the Investment Protection Fund Committee of the Govt of India.
Media : -Frequent interviews on Star News, CNBC, Doordarshan etc.
-Regular column in leading publications like Financial Express, Economic Times etc.
Spiritual : -Vice President, Raman Kendra, Delhi and Editor of its magazine Direct Path. -Trustee,
Sujnana Trust, Puthige Matt, Udipi

Mr. RC Bhargava
EXPERIENCE 1998- Present

1981 - 1997 Maruti Udyog Limited


President & C.E.O., RCB Consulting Private Limited - RCB Consulting is a management and
human resource consultancy firm, established in 1998

- Joined Maruti in 1981, almost immediately after its incorporation, as the Marketing Director.
Involved in establishing the project from the very start. Appointed Managing Director (CEO) in
1985 and Chairman & Managing Director in 1990. In 1992, when Suzuki acquired 50% equity in
Maruti, was continued as Managing Director as Suzuki's nominee. Retired in August 1997 after
12 years as CEO.

1979 -1981 Director (Commercial), Bharat Heavy Electricals Limited


1977- 1978 Joint Secretary to the Government of India, Cabinet Secretariat
1974 - 1977 Joint Secretary to the Government of India, Ministry of Energy
1973 - 1974 Special Assistant to the Union Minister for Energy, the Government of India
1968 - 1973 Agricultural Production Commissioner and Secretary to the Government of the State
of Jammu and Kashmir for the Departments of Agriculture, Horticulture, Animal Husbandry,
Forests & Co-operation
1956 - Joined the Indian Administrative Service (I.A.S.) - Stood 1st in the batch. Allotted to the
U.P. cadre.

EDUCATION

Master of Arts in Developmental Economics (Williams College, Williamstown, MA, USA)


Master of Sciences in Mathematics (Allahabad University, India) Governance
Member of the Board of Directors of Maruti Udyog Limited, Infrastructure Leasing & Financial
Services (IL&FS), Grasim Limited, Ultra Tech Cement Co Limited, Polaris Software Lab Limited,
Optimus Outsourcing Co. Limited, Thomson Press Limited, Machino Basell India Limited,Lord
Krishna Bank Limited and Chairman of the Boards of Roulunds Codan (India) Ltd, Omax Auto
Limited, and GEMS India Private Limited.

Dr. S Narayan

DATE OF BIRTH
20.06.1943
EXPERIENCE
Entered Indian Administrative Service in 1965
EDUCATION
University of Madras (Madras Christian College) M.Sc. Physics University of Adelaide, South
Australia -Master of Business Management (Finance) University of Cambridge, U.K. - M.Phil-
Development Economics Indian Institute of Technology, Delhi -PhD

Nearly four decades (1965 to 2004) in public service in the State and Central Governments, in
Development administration. Lastly (2003-2004) was Economic Adviser to the Prime Minister,
and was responsible for implementation of economic policies of over 30 Ministries including
Finance, Commerce & Industry, Petroleum, Agriculture, Shipping, Road Transport & Highways,
Power, etc. The responsibility in this task was monitoring of the special economic agenda of the
Cabinet on behalf of the Prime Minister's Office.

Prior to this assignment, was in Government of India as Finance & Economic Affairs Secretary,
Secretary in the Departments of Revenue, Petroleum, Industrial Development and Coal since
1997. As Secretary, Petroleum & Natural Gas was responsible for policy formulation and
implementation in the hydrocarbon sector, particularly, dismantling of the Administered Price
Mechanism and disinvestments.

Between 2000 and 2003, in the Ministry of Finance, responsibilities have included formulation of
macro-economic policy for the Government, tariff and taxation policies as well as initiatives for
modernizing the capital markets. Reforms in the Banking Sector and in financial Institutions were
a major focus of this responsibility. Was one of the key players in formulating the national Budget
between 2000and 2004. Special interests include public finance, energy policy, governance
issues and international trade.

As Secretary, Rural Development in Tamil Nadu for several years between 1989 and 1995 was
responsible for launching micro-credit group initiatives for the rural sector. This initiative has now
blossomed into over three lakh groups in Tamil Nadu. Initiated several sustainable development
programmes, including social forestry, water management and self-employment programme for
the economically disadvantaged. Worked for four years (1992-1995) in an inter-Governmental
Institution, sponsored by the FAO, in Dhaka, Bangladesh looking at rural development
programmes in eleven South Asian and South East Asian countries.

Visiting faculty at several academic institutions including the National Academy at Mussoorie.

Contributes regularly to newspapers, including Financial Express, Hindustan Times, Economic


Times etc., on issues relating to public policy, governance, public finance, trade and energy.

Dr. Ajay Dua a graduate of St Stephens college and a career civil servant, joined the Indian
Administrative Services in 1971.

He has held a variety of senior assignments in the Government of Maharashtra and the
Government of India, including as Managing Director of industrial promotion corporations, Joint
Secretary in the Union Ministry of Power.

Dr. Dua was also the Secretary in the Department of Industrial Policy & Promotion of the Ministry
of Commerce and Industry, Government of India, between July 2005 and July 2007. Currently,
Dr. Dua is a senior business advisor/board member of several multinational corporations.

Mr. SK Bhattacharyya
Mr. Sanjay K Bhattacharya the former Managing Director and Chief Credit & Risk Officer with
State Bank of India, is an astute senior level banker with over 38 years of experience spanning
International and Corporate Banking across geographies, Retail Banking, Credit & Risk
Management, Liability Management, Human Resource Management as CEO of three banks,
including State Bank of India, State Bank of Bikaner & Jaipur and SBI (International) Mauritius.

He has participated in providing leadership to the Indian Financial System and being in the
forefront of various initiatives undertaken by the SBI Group.

A graduate of St. Stephens college, Mr. Bhattacharya was the Managing Director of SBI from
October 2007 to October 2010, and was responsible primarily for the management of the entire
credit portfolio of the bank, ensuring implementation of sound credit and risk management
policies and procedures and, in addition, being involved in the overall management of the bank in
terms of policy formulations and strategies.

Ms. Falguni Nayar

Ms. Falguni Nayar Founder & CEO at Nykaa.com quit her 25 year career in finance to chase
her dream of building Indias premier online retailer for beauty and wellness.
With a start in early 2012, Nykaa launched its online portal Nykaa.com by December 2012 and
has since progressed to offering 300 leading brands on a single platform. Within a short span of
18 months, Nykaa has become Indias no. 1 online destination for beauty products.
Currently Falguni serves on board of a number of blue chip companies including Tata Motors
Limited, ACC limited and Dabur India Limited. She also served as India Advisor at Temasek, a
subsidiary of Temasek Holding Singapore. She was a Founding Member of the Asia Society in
India, and a Board Member with Business Standard.

Earlier Falguni had a long stint at Kotak Mahindra Bank where she started with setting up firms
international operations in London & New York. She was later Head of Institution Equities
business and then moved on to take on additional responsibility as Managing Director of firms
Investment Banking business. At Kotak Investment Bank, she successfully guided the firm to be
Indias leading IPO Banker and was instrumental in closing a number of successful M&A deals
including sale of Hutchison to Vodafone, Bharti Walmart JV for India Retail amongst others. At
Kotak she was part of operating management committee, a small group of top management.

Prior to joining the Kotak Mahindra Bank, Falguni worked as a consultant with A. F. Ferguson &
Co. She holds a Masters degree in Management from the Indian Institute of Management,
Ahmedabad, where she majored in Finance. She graduated with a Bachelor of Commerce
degree from Sydenham College of Commerce and Economics. Falguni has received many
accolades through her career including the FICCI Ladies Organization (FLO) award for top
woman achiever in the field of Banking and Business Today award recognizing her as top 25
women in Business.

Real Fruit Power


Today, Ral Fruit Power has a range of 16 exciting variants of fruit juices - from the exotic Indian
Mango, Mosambi, Guava, Plum & Litchi to international favourites like Pomegranate, Tomato,
Cranberry, Peach, Blackcurrant, Apricot & Grape and the basic Orange, Pineapple, Apple &
Mixed Fruit.
You can inculcate the goodness of these healthy fruit juices in your daily life with the various fruit
juice mocktail recipes Real Fruit Power offers!
Find out all you need to know about Real Fruit Power - Best Juice Brand in India today!

Made from best quality fruits, Ral does not have artificial flavours and preservatives, and offer
your kids not just great taste, but also FRUIT POWER - the power of fruits the power to stay
ahead.

Ral is endorsed by PFNDAI:


The nutritional contents of Ral Fruit Juices & Nectars are endorsed by PFNDAI -- Protein Foods
& Nutrition development Association of India.

India's No. 1 Fruit Juice brand

Voted as a Superbrand

Voted by consumers as the most trusted fruit juice brand for four years in a row

Ral awarded the Readers Digest Trusted Brand Gold Award 2009 in the food &
beverages category
Fruit Juice Ran