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UniformCommercialCode(/ucc)U.C.C.ARTICLE9SECUREDTRANSACTIONS(2010)(/ucc/9)Part5.Filing(/ucc/9/part_5)
9502.CONTENTSOFFINANCINGSTATEMENTRECORD
OFMORTGAGEASFINANCINGSTATEMENTTIMEOFFILING
FINANCINGSTATEMENT.
(a)[Sufficiencyoffinancingstatement.]
Subjecttosubsection(b),afinancingstatement(/ucc/9/9102#financingstatement)issufficientonlyifit:
(1)providesthenameofthedebtor(/ucc/9/9102#debtor)
(2)providesthenameofthesecuredparty(/ucc/9/9102#securedparty)orarepresentativeofthesecuredpartyand
(3)indicatesthecollateralcoveredbythefinancingstatement.
(b)[Realpropertyrelatedfinancingstatements.]
ExceptasotherwiseprovidedinSection9501(b)(/ucc/9/9501#9501b),tobesufficient,afinancingstatement(/ucc/9/9102#financingstatement)
thatcoversasextractedcollateral(/ucc/9/9102#asextractedcollateral)ortimbertobecut,orwhichisfiledasafixturefiling(/ucc/9/9
102#fixturefiling)andcoversgoods(/ucc/9/9102#goods)thatareoraretobecomefixtures(/ucc/9/9102#fixtures),mustsatisfysubsection(a)and
also:
(1)indicatethatitcoversthistypeofcollateral
(2)indicatethatitistobefiled[forrecord]intherealpropertyrecords
(3)provideadescriptionoftherealpropertytowhichthecollateralisrelated[sufficienttogiveconstructivenoticeofamortgage(/ucc/9/9
102#mortgage)underthelawofthisStateifthedescriptionwerecontainedinarecordofthemortgageoftherealproperty]and
(4)ifthedebtor(/ucc/9/9102#debtor)doesnothaveaninterestofrecordintherealproperty,providethenameofarecordowner.
(c)[Recordofmortgageasfinancingstatement.]
Arecord(/ucc/9/9102#record)ofamortgage(/ucc/9/9102#mortgage)iseffective,fromthedateofrecording,asafinancingstatement(/ucc/9/9
102#financingstatement)filedasafixturefiling(/ucc/9/9102#fixturefiling)orasafinancingstatementcoveringasextractedcollateral(/ucc/9/9
102#asextractedcollateral)ortimbertobecutonlyif:
(1)therecordindicatesthegoods(/ucc/9/9102#goods)oraccountsthatitcovers
(2)thegoodsareoraretobecomefixtures(/ucc/9/9102#fixtures)relatedtotherealpropertydescribedintherecordorthecollateralisrelated
totherealpropertydescribedintherecordandisasextractedcollateral(/ucc/9/9102#asextractedcollateral)ortimbertobecut
(3)therecordsatisfiestherequirementsforafinancingstatementinthissection,but
(A)therecordneednotindicatethatitistobefiledintherealpropertyrecordsand
(B)therecordsufficientlyprovidesthenameofadebtorwhoisanindividualifitprovidestheindividualnameofthedebtororthesurnameand
firstpersonalnameofthedebtor,evenifthedebtorisanindividualtowhomSection9503(a)(4)(/ucc/9/9503#9503a4)appliesand
(4)therecordis[duly]recorded.
(d)[Filingbeforesecurityagreementorattachment.]
Afinancingstatement(/ucc/9/9102#financingstatement)maybefiledbeforeasecurityagreement(/ucc/9/9102#securityagreement)ismadeora
securityinterestotherwiseattaches.
LegislativeNote:Languageinbracketsisoptional.WheretheStatehasanyspecialrecordingsystemforrealpropertyotherthantheusualgrantor
granteeindex(as,forinstance,atractsystemoratitleregistrationorTorrenssystem)localadaptationsofsubsection(b)andSection9519(d)and
(e)maybenecessary.See,e.g.,Mass.Gen.LawsChapter106,Section9410.
AStateshouldenactthe2010amendmentstoSection9502onlyiftheStateenactsAlternativeAofthe2010amendmentstoSection9503.
9501.FILINGOFFICE.(/ucc/9/9501) up 9503.NAMEOFDEBTORANDSECUREDPARTY.(/ucc/9/9
(/ucc/9/part_5) 503)
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