NEWS RELEASE

NESPRESSO AND BLUE MARBLE MICROINSURANCE ANNOUNCE

PARTNERSHIP AND PLAN TO LAUNCH PILOT CROP INSURANCE
PROGRAM FOR SMALLHOLDER COFFEE FARMERS IN COLOMBIA

New York, NY, May 23, 2017 Nestl Nespresso SA, the pioneer and reference for
highest-quality portioned coffee, and Blue Marble Microinsurance, a consortium of eight
companies with the aim of providing socially impactful, commercially viable insurance
protection to the underserved, today announced their partnership. Nespresso and Blue
Marble are collaborating on the development of a pilot crop insurance program for
smallholder coffee farmers in Colombia.

Smallholder coffee farmers face significant risks. Their livelihoods depend on coffee
crops, which are highly vulnerable to climate change. The coffee and insurance markets
do not always provide these farmers with the necessary risk transfer mechanisms for
their long-term security. Nespresso, which works with over 70,000 coffee farmers
around the world, and Blue Marble have partnered to address this issue, starting with a
pilot crop insurance program for smallholder coffee farmers in Colombia. The objective
of this program is to enhance farmers welfare and address supply chain risk,
incentivizing investment and prosperity in the coffee growing regions. Nespresso and
Blue Marble hope to encourage other players to participate in this program.

I am delighted that Blue Marble is partnering with Nespresso, said Joan Lamm-
Tennant, Chief Executive Officer of Blue Marble. Together, we are driving collaborative
innovation across industry sectors, bundling insurance into the existing value chain of
the underserved. I am grateful for the opportunity to learn from Nespresso given their
deep understanding of the coffee farmers needs and their successful track record in
creating shared value.

Nespresso is committed to improving the lives of farmers who work with us to source
the highest-quality, sustainable coffee in the world, said Guillaume Le Cunff, President
of Nespresso USA. Today, we are pleased to announce our partnership with Blue
Marble, an organization equally committed to implementing innovative solutions that aim
to mitigate risk and create value for coffee farmers.

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ABOUT NESTL NESPRESSO SA
Nestl Nespresso SA is the pioneer and reference for highest-quality portioned coffee.
Headquartered in Lausanne, Switzerland, Nespresso operates in 64 countries and has
more than 12,000 employees. In 2015, it operated a global retail network of over 450
exclusive boutiques. For more information, visit the Nespresso corporate website:
www.nestle-nespresso.com.

Nespressos The Positive Cup Creating Shared Value Report is available at

www.nestle-nespresso.com/sustainability/creating-shared-value.

ABOUT BLUE MARBLE MICROINSURANCE

Blue Marble Microinsurance is a consortium of American International Group, Inc.,
Aspen Insurance Holdings Limited, Guy Carpenter & Company, LLC together with
Marsh & McLennan Companies, Inc., Hamilton Insurance Group, Ltd., Old Mutual
Emerging Markets Limited, Transatlantic Holdings Inc., XL Insurance (UK) Holdings
Limited, and Zurich Insurance Company Ltd.

Blue Marble aims to provide socially impactful, commercially viable insurance protection
to the underserved. Blue Marble develops microinsurance ventures that address
societal problems, including food security, financial inclusion and the advancement of
microentrepreneurs. For more information, visit the Blue Marble website:
www.bluemarblemicro.com.

For further information, please contact:

Liz Gatto
Blue Marble Microinsurance
E: hello@bluemarblemicro.com