SIP Guidelines:

Summer internship project (SIP) is a key requirement to complete the MBA programme. The student
will have to identify and get in touch with a reputed organisation keeping in mind their
specialisation, area of interest learning potential and possible career opportunities. The student is
expected to gain hands on training in a specific work area/role in the organisation after understanding
products, processes, design culture, and all other relevant aspects of the organisation. The specific
role that the student will be playing in the organisation and the scope of their work in the department
will have to be finalised in consultation with the corporate mentor and with the approval of the
academic mentor. SIP is expected provide students with an opportunity to apply their class room
learning to a real life business situation. The students are required to submit a final report in the
specific format detailing their learning in the organisation in addition to apprising their academic
mentor of the weekly progress.

Purpose:

1. To expose and acclimatise the students to real time working environment in an organisation.
2. To enable the students to meet challenges associated with their immediate potential roles in a
company.
3. Provide an opportunity to be in an on the job work setting where they have clearly defined
targets and timelines.
4. To fine-tune career aspirations of students.
5. To improve the critical problem solving skills required while entering the job
6. To develop interpersonal skills required to excel in their chosen career path

General Guidelines:

1. Summer internship project is an academic work that it expected to be carried out in the
industry (chosen firm/organization) for a period of minimum of 8 weeks duration.
2. Weekly reports must be submitted to the mentors and a record of correspondences is to be
maintained for further reference.
3. Students must seek and obtain a formal certificate of completion from the
company/organization that needs to be presented at the time of viva-voce and subsequently
added to the report.
4. The project will culminate in a report being developed and submitted to the mentor in IMCU
(template is attached and also could be found in Academic Standards Handbook).
5. The report must be original. Any form of plagiarism, academic collusion will not be
acceptable and be treated objectively as per University policy.
6. A similarity index (turnitin report) of more than 20% will be unacceptable.

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 7. The report must not exceed the page limit of 60. Company profile and industry profile must be
developed originally using secondary sources of data. Page limit for these components (industry
and company profile) is 8.
8. The report should focus on the work done during the project and emphasise on findings,
analysis and recommendations.
9. Referencing (in-text citation and end-text references) should comply fully with APA 6 th edition
guidelines.
10. The report must be soft-bound. Two copies of the final report should be obtained; one to be
submitted to the mentor and the other for reference and further record keeping.

Process:

Towards the end of the second trimester/the beginning of the third trimester, the students are expected
to identify a company and area of work as per the specialization chosen. In the third trimester, the
students are supposed to finalize the SIP project in consultation with their corporate mentor approved
by the academic mentor. Students are required to undergo a minimum of 6 weeks of SIP. The students
are required to produce the Initial Information Report giving the details of the project, company and
corporate mentor before the end of the first week of their joining. The student will need to be in
constant touch with the academic mentor explaining the progress of SIP. For weekly updates on SIP, a
section corresponding to each week will be created in Moodle, the Learning Management System
(LMS).

Evaluation of SIP

SIP will be evaluated under three major heads; weekly updates, compliance to the format and content
of the report, and performance in viva voce.

Weekly Update

The student is expected to provide weekly updates to the academic mentor to enable him to check the
efficacy of the SIP process. Since weekly updates will act as the primary source for the academic
mentor to provide guidance to the students, they must be as detailed and specific as possible.

Evaluation Rubric for Weekly updates

Parameter 4 3 2 1
Details and Very Details provided Details provided Minimal

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content detailed on most aspects on some aspects detailon and
and with relevant with relevant relevant
relevant information information information
informatio
n
Timeliness Always Most of the Sometimes Not
punctual Times punctual punctual punctual

Compliance to the format and content of the report- SIP Report

Once the SIP is over, students are required to make a detailed report of their learning during the SIP.
The report will serve as the primary document based on which the viva voce will be conducted. The
contents and evaluation rubric for the report is given below.

Evaluation Rubric for SIP Report

Parameters 3 2 1

a. Executive Comprehensive coverage and Somewhat Limited

Summary clarity of the project with comprehensive clear coverage and
findings and conclusions coverage of the clarity
project
b. Introduction Adequate and relevant Somewhat adequate Inadequate
and relevant and
irrelevant
c. Industry Profile Adequate and relevant Somewhat adequate Inadequate
and relevant and
irrelevant
d. Company Profile Adequate and relevant Somewhat adequate Inadequate
and relevant and
irrelevant
e. Objectives of the Clearly defined Somewhat clearly Ill defined
study defined
f. Project Design Clearly defined Somewhat clearly Ill defined
and Methodology defined

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 g. Analysis Appropriate tools and proper Tools and Tools and
interpretation interpretation are interpretatio
somewhat appropriate n are not
satisfactory
h. Findings and Very Specific, linked to Somewhat Specific, Specific,
Suggestions objectives, relevant and linked to objectives, linked to
practical relevant and practical objectives,
relevant and
practical in a
limited way
i. Learning Excellent Good Average
outcome from the
study and during
the period of work
at the company.
j. References, Absolute adherence to the Somewhat adherent Not at all
Bibliography and prescribed format to the prescribed Adherent to
Appendices format the
prescribed
format

Viva voce

The final stage of evaluation of SIP is the viva voce. The viva voce is done to complement the other
evaluation criteria. The fundamental objective of viva voce is to check the credibility of claims made
by the candidate in the SIP report, and to examine the veracity of the content. The student will be asked
to make a short presentation of the SIP before the examiner(s). The student is expected to satisfactorily

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answer the questions of the examiner(s) and provide evidence of the attainment of SIP objectives. It
must be kept in mind that the academic dimension of the corporate exposure will be of key interest in a
viva voce.

Evaluation Rubric for Viva voce

Parameter 4 3 2 1
Clarity in SIP Excellent Good Moderate Needs
objectives improvement
Understanding about Excellent Good Moderate Needs
company improvement
Understanding about Excellent Good Moderate Needs
companys processes, improvement
products, and design
Conceptual Excellent Good Moderate Needs
understanding improvement
Ability to relate Excellent Good Moderate Needs
concepts to SIP improvement

COVER PAGE
PAPER SIZE: A4

TITLE
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

Summer InternshipProject Report submitted in partial fulfilment of the requirements for

the degree of

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 Master of Business Administration
(Times New Roman, Font Size 14, Centre Alignment)

By
(Times New Roman, Font Size 14, Centre Alignment, Bold)

NAME OF THE STUDENT

(Caps Times New Roman, Font Size 18, Centre Alignment, Bold)

REGISTER NUMBER
999999
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

Under the Guidance of

(Times New Roman, Font Size 14, Centre Alignment, Bold)

NAME OF THE GUIDE

(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

Institute of Management
Christ University, Bangalore
( Times New Roman, Font Size 16, Centre Alignment, Bold)

MONTH& YEAR
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

INNER PAGE
PAPER SIZE: A4

TITLE
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)
Institute of Management, Christ University Page 6
 Summer Internship Project Report submitted in partial fulfillment of the requirements
for the degree of
Master of Business Administration
(Times New Roman, Font Size 14, Centre Alignment)

By
(Times New Roman, Font Size 14, Centre Alignment, Bold)

NAME OF THE STUDENT

(Caps Times New Roman, Font Size 18, Centre Alignment, Bold)

REGISTER NUMBER
999999
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

Under the Guidance of

(Times New Roman, Font Size 14, Centre Alignment, Bold)

NAME OF THE GUIDE

(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

Institute of Management
Christ University, Bangalore
( Times New Roman, Font Size 16, Centre Alignment, Bold)

MONTH& YEAR
(Caps Times New Roman, Font Size 16, Centre Alignment, Bold)

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 Declaration

I hereby declare that the Summer Intern Project report entitled A study of the Credit Appraisal System
at State Bank of Mysore, Regional Office, Bangalore has been undertaken by me for the award of
Master of Business Administration. I have completed this study under the guidance of <Prof. name of
the faculty>.

I also declare that this Summer Intern Project report has not been submitted for the award of any
Degree, Diploma, Associate ship, Fellowship or any other title, in Christ University or in any other
university.

Place: Bengaluru ___________________

Date: Name of the Student

(Register Number)

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 Certificate

This is to certify that the Summer Intern Project report submitted by <name of the student>
on the title A study of the Credit Appraisal System at State Bank of Mysore, Regional Office,
Bangalore is a record of summer intern project work done by him/ her during the academic year 2016-
17 under my guidance and supervision in partial fulfilment of Master of Business Administration.

Place: Bengaluru ____________________

Date: <Name of the faculty>

<Designation>
Institute of Management
Christ University
Bengaluru

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 Acknowledgement

I am indebted to many people who helped me accomplish this Internship successfully.

First, I thank the Vice Chancellor Dr Fr Thomas C Mathew, Christ University for giving me the
opportunity to do my project.

I thank Dr.SunitiPhadke, Dean, Fr. Thomas T V, Director, Prof. Sudhindra S, Associate Dean,
Prof. ShrikanthRao, Head of the Department and Prof. ABCD, Head-Finance/Marketing, LOS/HR,
Institute of Management, Christ University for their kind support.

I thank Prof <name of the mentor> for his support and guidance during the course of my
internship. I remember him with much gratitude for his patience and motivation, but for which I could
not have submitted this work.

I wish to express my sincere thanks to my corporate mentor, <name of the corporate mentor,
Designation, name of the organisation, place>, for giving me an opportunity to work under his/her
guidance and successfully complete my internship.

I thank my parents for their blessings and constant support, without which this internship
project would not have seen the light of day.

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_____________________
<Name of the Student>
(Registration Number)

Placeholder for black and white photocopy of the certificate issued by the SIP
organization

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Executive Summary

Body text in Times New Roman, Font size 12, Line spacing 1.5, Left Aligned throughout the report

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Chapter Page
TABLE OF CONTENTS
No. No.
1 Introduction
2 Industry Profile
3 Company Profile
4 Objectives of the study
5 Project / Process Design and Methodology
6 Data Analysis / Process Study
7 Findings & Recommendations
8 Learning
9 References
Appendix
Questionnaire/Interview Schedule/Any other
10 Instrument
Screenshot of Similarity Index Report
Feedback forms by the corporate mentor, university
mentor and the viva panel

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 Table Page
No. LIST OF TABLES No.
1.1
4.1
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
4.10
4.11

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 Fig Page
No. LIST OF FIGURES No.

1.1 10
2.1 17
4.1 38
4.2 39
4.3 41
4.4 44
4.5 45
4.6 46
4.7 47
4.8 48
4.9 49
4.10 50
4.11 54
4.12 59

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 CHAPTER 1

INTRODUCTION

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 CHAPTER 2

INDUSTRY PROFILE

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 CHAPTER 3

COMPANY PROFILE

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 CHAPTER 4

OBJECTIVES OF THE STUDY

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 CHAPTER 5

PROJECT/PROCESS DESIGN AND

METHODOLOGY

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 CHAPTER 6

DATA ANALYSIS/PROCESS STUDY

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 CHAPTER 7

FINDINGS & RECOMMENDATIONS

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 CHAPTER 8

LEARNING

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 REFERENCES

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 APPENDIX

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Institute of Management, Christ University Page 26
Feedback from the Mentor

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Feedback from Viva-Voce

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 MASTER THESIS GUIDELINES

INDEX

Table of Contents

Objectives 3

Research topic and problem selection 3

Characteristics of a good research problem 4

Review of Literature 5

Methodology 7

Analysis 8

Presentation and analysis of qualitative research 8

Presentation and analysis of quantitative research 9

Discussion 9

Reporting 10

Final checklist 10
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Assessment focus and evaluation 11

Awards 13

Timeline...

13

References 15

Appendix 16

MASTER THESIS

Master Thesis is an optional three-credit research based course that is done by students during

their 5th and 6th trimesters. The course is open to all MBA students including those in G and V

sections. A guide is allocated to every student to advise and guide him/her in conducting literature

review, formulating the research problem, collection of data, analysis and preparation of report.

Objectives of Master thesis

1. To familiarize the students with the concept of questioning the existing ideas/ frameworks

rather than being conformists.

2. To help the students to get trained in report making which focuses on problem solving based on

empirical evidence and data visualization techniques.

3. To prepare the student for a consulting career .Consultancy firms do research in diverse areas

wherein research methodology knowledge is essential.

Research topic and problem

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 Title of the thesis should be concise. An ideal thesis title should be able to reflect the entire

research in minimum words.Few examples for well-titled and poorly titled theses are below:

Good titles:

1. Challenges faced by Indian expatriates in the IT industry- In relation to work, organization

and managing diversity

2. An empirical study on the factors impacting sales and profitability of organized textile

section in Rajastan

Titles that need improvement:

1. Securitization in Insurance sector

2. Role of internet banking and impact on society

3. Credit risk management in private bank

i) Selection of topics should be more relevant to the latest business area. There should be novelty in any

one of the following aspects:

Topic- What are they studying?

Sample/ Sector-Whom are they studying?

Research design- How the study is going to be done?

Analysis - How the data is going to be analyzed.

ii) Topics that have been already researched extensively should not be taken up as it does not contribute

much to the existing body of knowledge.

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iii) Turnitincheck would be followed rigorously to avoid plagiarism.

Characteristics of a Good Research Problem

The important characteristics of a good research problem are:

The problem can be stated clearly and concisely. It is tested by writing it as a concise sentence

or paragraph and sharing it with others.

The problem generates research questions. It refers to the formulation of specific questions

which represents the various aspects of the problem.

It is grounded in theory. Good problems have theoretical and or/conceptual frameworks for their

analysis. It relates to the specifics of what is being investigated to a more general background of

theory which helps the results and links it to the field.

It has a base in the research literature. It often relates to a well-defined body of literature written

by a selected group and published in journals to establish connections.

It has potential significance or importance. The problem must have importance to the researcher

and the others as well

It is do-able within the time frame and budget.

Sufficient data are available or can be obtained. Data to address the problem should be

accessible. There may be some restrictions on the environment and some other factors.

The researcher's methodological strengths can be applied to the problem. Some problems are

related to standard methodology. The researcher should have the inclination towards the

methodology to be used

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 The problem is new; it is not already answered sufficiently. Once the field is known, it becomes

clear what has been done and what needs to be done.

Review of Literature

The literature used should support the researchers arguments relating to his/her research

question and aim and objectives of the study. It should uphold methodology. The literature

review should be comprehensive and up-to-date. Recent literature (not older than five years) is

recommended unless one is referring to classical works in the field of study.

Questions to be answered while doing literature review is as listed below:

1. What previous research has already been done on this topic?

2. Who did it, when and why?

3. What conclusions did previous researchers reach?

4. How relevant are these conclusions today generally and also for your research?

5. How will your research build on this previous research and how is it similar or

different?

6. What theories, models or practices are particularly relevant to prepare or analyze your

research topic?

7. How has previous research influenced your own intended methodology?

The literature review chapter should be concluded with a subsection- summary wherein the

common threads and gaps are to be clearly identified. A detailed literature review should lead

to a morphological framework of the study (Refer Appendix A).

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 All the papers referred for literature review has to be properly referred strictly following the

APA guidelines. Reference management softwareslikeReference Manager or Mendeley

should be used from the beginning of thesis work and it has to be followed conscientiously.

Methodology
The research methodology has to be predominantly survey based research and primary data.

The use of secondary data will be encouraged only if valid justifications are provided. The

main aspects to be considered under methodology are as discussed below:

a. Review of Data Collection Methods - Why were the data collection methods you chose

the best suited to fit your research question? Why a particular method was chosen (e.g.

quantitative survey rather than qualitative case studies).How this approach suited the

questions that were asked?

b. Secondary Data - What secondary data was used? How does it feed into the current

research?

c. Primary Data: - A detailed description of research conducted, design of the tool,

description of fieldwork, any specific procedures if used need to be discussed. Details

like criteria for sample Selection,number of total sample, characteristics of sample and

method of selection also needs to be elaborated.

d. Confidentiality of the responses has to be guaranteed to the respondent and it has to be

clearly mentioned in the questionnaire.

e. Pilot study details- To whom the study was administered and what changes were made

to the research tool following the pilot study.

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 f. Methods of Analysis- - Briefly explain how you propose to analyze the data, if computer

software is going to be used, a description of the type of software has to be included.

g. Limitations - What were the limitations of this study and how did you overcome these

limitations?

Analysis
1. Use of descriptive statistics alone should not be allowed.
2. Hypothesis testing has to be encouraged.
3. Analysis should be done using SPSS/ Excel or any other tool appropriate for the study
Qualitative research alone should not be encouraged. However, a mixed methodology approach

(qualitative study along with a quantitative study) is acceptable.

Presentation and Analysis of Qualitative Research

1. Presentation of data is mainly descriptive and this is usually presented in a chronological

order.

2. Analysis of data is conducted through the identification of themes. The research tools in

qualitative research include open-ended descriptions, transcripts of interviews, essays

and observations. These produce a mass of data which sometimes can be difficult to sift.

A useful way to process this data is to keep the research question(s) in mind, to read

through the data a couple of times until particular issues or themes present themselves.

These can be suggestive of a structure for presenting the descriptive data.

3. Evidence is usually in form of quotations from the subjects being studied, discussions of

people involved, illustrations, photographs the variations are unlimited.

4. You may find that there is evidence of difference of opinion. Include variations in

opinion and describe poles of belief. These add richness to qualitative research.

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 Presentation and Analysis of Quantitative Research

1. As a preliminary to working out results, any test given must be scored, data inputted into

the appropriate computer programme and additional material gained from the sample

must be sorted out. This is often purely mechanical work, and it takes time but must be

done accurately.

2. The data presented must not be in their raw form. The only time you would ever

describe data on individual subjects is when you have done a case study.

3. Visual presentation is very important in quantitative research. Graphs, tables,

histograms, bar graphs are simple but effective ways in which to present condensed

data.

4. There should be clear link between output tables and interpretation of the outputs. The

SPSS (or any other software) output should not be directly copied and pasted in the final

report. In the tables, only relevant outputs are to be reported and all the reported outputs

are to be interpreted in relation to the research objectives. All the tables and figures

included in the report should be referred in the main text (For eg. Refer Table 1.1) itself

and they have to be discussed in the report.

Discussion

1. While discussing the results, they should be linked to the literature review (chapter 2) rather

than simply reporting the study results. It should be discussed how similar/ different is your

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 study result with reference to literature review and what could be the reasons for such

similarity/difference.

2. The implications of the study should be discussed at two levels- academic implications and

industry implications

Reporting

1. The thesis should be of minimum 70 pages (20000 words) and maximum 100 pages (25000

words).

2. Theses should be printed only on one side of the paper.

3. APA formatting style should strictly be followed for referencing.

4. The reporting (formatting, styling, structure of report) should be in adherence to the guidelines

and templates as per Appendix B and Appendix C.

Final Checklist

When the writing of the thesis is complete, it is important to check it for mistakes or omissions.

An illustrative checklist for the same is as given below:

1. Is the topic of the thesis well described in a clear and concise manner for the reader?

2. Is the purpose of the thesis accurately communicated to the reader?

3. Are there coherent connections between the different chapters and sub-chapters?

4. Is the method or methodology or the model that was used based on theory which is suitable for

solving the problem that the thesis deals with? Are there any points that

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 are not substantiated?

5. Are the conclusions carefully thought out and presented or do they seem pedantic?

6. Do the conclusions and the research findings correspondto the purpose of this work?

7. Is the thesis well-written?

8. Is the thesis properly formatted using all appropriate document conventions (e.g.

font sizes, numbering, etc.) ?

9. Are the figures, diagrams and charts reported and commented in the text?

10. Have you acknowledged the work of others by using proper citation and referencing in

yourthesis?

11. Are the references relevant to the content of the thesis?

Assessment focus and evaluation

Rather than the conventional way of chapter wise evaluation of a thesis, a slightly

different approach as discussed below could be considered:

I. Principles and procedures in scientific research

1. Justification and clarity of the problem statement and research objectives.

2. Relationship between this research and other related research critically expounded.

3. Is methodology appropriate, applicable, justifiable and properly described?

4. Provisions for variables that can influence the research outcome.

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 5. Reliability and validity of data collection instruments.

6. Proof that data was collected, recorded, and summarized accurately/carefully.

7. Proof of students knowledge of relevant data sources and their application.

8. Acknowledgement of inherent limitation of the research.

9. Justification of conclusions in view of data and their analysis.

II. Familiarity with research methods applied within the subject discipline

10. Methods applied in gathering/analyzing data within the circumstances of the study.

11. Custom techniques selected justified and described in details.

12. Was the technique the best way to attain the research objectives?

III. Ability to use published and other sources critically

13. Literature sources consulted directly relevant to the research.

14. Extent of literature cited being effective, up to date and authoritative.

15. Evidence of students ability to locate primary and secondary literature sources.

16. Sufficient credit given to other researchers and authors.

17. Competence to deal with literature critically/analytically.

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 IV.Scientific processing of content: Justify statements and conclusion

18. Systematic thought of content planning.

19. Justification of analyses, descriptions and explanations of phenomenon observed.

20. Justification of statements formulated by the student.

21. Scientific justification of conclusions and their substantiation by total content.

V. Technical and linguistic editing of the thesis

22. Content structuring: schematization, chapter planning, annexure and bibliography.

23. Acceptability of style for scientific reportage (Formal and 3rd person in nature).

24. Appropriate, correct and consistent referencing technique.

25. Suitable readability in the consistent and correct use of terminologies.

26. Suitability of language standard relative to the level of learning.

27. Editorial completeness of the report: no typing errors, omissions, and language.

VI. Contribution of the study

28. General significance of the study

29. Generation of new knowledge

30. Relevance to academia or industry

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Awards

Best thesis award will be given for theses in each area.

The evaluation panel would consist of industry and academic representatives.

References

1. Thesis handbook for the masters degree programme in business administration (2014).

Wroclaw University of Economics.

2. A Guide to the Masters Thesis (Non pep) for MA/MBA/MSc Students and Staff (2013).

University of Worcester.

3. Guide for Research for Postgraduate Theses, and Projects (2011). Strathmore University,

Nairobi.

4. Arttachariya, P. (2008). A Handbook on Writing MBA Program Graduate School of Business

Assumption University, Bangok.

5. Writing Your Management Thesis or Project Report (2007). School of Management, University

of Bradford.

6. MBA Thesis Guidelines (2001). University of Malta.

7. Guidelines for the preparation of the MBA thesis. Milpark Business School.

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APPENDIXA

Morphological framework

Abdul Hamid, N.A &Salim, J. (2011).A Conceptual Framework of Knowledge Transfer in Malaysia E-

Government IT Outsourcing: Integration with Transactive Memory System (TMS).JCSI International

Journal of Computer Science Issues, 8(1), 51-65.

Components Characteristics Authors

(corresponding literature)
Source Disseminative Capacity

Reliability

Credibility

Willingness to share

Recipient Absorptive Capacity

Motivation

Learning intent

Retentive Capacity
Knowledge knowledge Ambiguity

Stickiness

Complexity

Tacitness

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Organizational Organizational Culture

Personnel Movement

Community of Practices

Management Practices

Organizational Structure

Organizational Learning

Strategy
Communication codification Interpretation

Communication Channels
Relationship Arduous Relationship

Dyadic relation

Strength of ties

Network density

Social Similarity
Project nature prior collaboration history

Team size

Project complexity Project

phase
Table 1: Morphological framework of knowledge component transfer

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