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2. AMENDMENT/MODIFICATION OF TERMS/SERVICES
We hold the sole right to modify the Terms of Use without prior permission
from You or informing You. The relationship creates on You, a duty to
periodically check these Terms and stay updated on its requirements. If You
continue to browse/use the Website following such a change, this is deemed
as consent by You to the so amended policies.
CommonFloor, reserves its right to withdraw wholly or partly, without
assigning any reason, any of Services offered through the Website with or
without any notice.
3. SCOPE OF SERVICES
MaxHeap offers an array of online services including but not limited to listing
of properties on the website for sale, lease, purchase, creating a network for
an apartment complex/building whereby. You can interact with your
neighbours, apartment complex accounting, registration of society, posting
classified advertisements, services offered by various third party vendors
("Services"). The services offered by CommonFloor / third party vendors may
be availed by both individuals and organizations such as builders or brokers.
You are permitted to post your requirements / advertisements on our website
as long as such posting is genuine and is in accordance with the Terms.
Further, with your consent, You may authorize any person, including
CommonFloor, to carry out the postings on your behalf and such postings
shall also be in accordance with the Terms. You shall be solely liable for any
posting done by you or by any person on your behalf or with your consent.
5. PAYMENT OBLIGATION
The charges/fees for the various Services offered by CommonFloor have
been clearly set forth in the Website. There are both paid services and free
services offered thorough the Website. The details of the Services that are
offered without charges and with charges are clearly set out in Website or You
may communicate with us at contactus@commonfloor.com to get more
information.You understand that the Services offered without any charges are
restricted (as per the information you may have obtained from CF or as may
be seen while availing the said Services). Hence You may be required to pay
the amounts, communicated by us or set forth in the Website, if you wish to
avail any Services other than the free Services offered. CommonFloor
reserves the right to alter/modify the amounts payable for the Services without
any prior notice. The details of cancellation and refund is provided in /public-
pages/cancellation-and-refund. There will be no refund of any amounts paid
by you for availing the various Services offered through the Website, except
expressly stated else where CommonFloor may offer certain discounts or
other offers for the various Services. The terms and conditions of the
offers/discounts shall be clearly set forth in the Website and the same may be
time bound and hence you may not claim any offers/discounts when the time
for the same has lapsed/expired. There are specific services which are
offered directly by third party vendors and the role of CF in such cases is only
to post the availability of such services on our website. CF will not be liable or
responsible in any way for such services or the quality of such services. Any
payments being made by Users do not accrue to CF and CF will not entertain
any requests for information / clarification regarding such Services.
If for 9 months we dont see any activity/action for an account, it will be
considered as Inactive and account will be kept in suspension. A customer
would have another 3 months to activate listings/filters etc. If no activity for 12
months, these credits will be terminated/forfeited on account of Inactivity for
12 months and the customer cannot claim credits post this period.
b) Registration Information:
When you submit your activation code to register, we will require you to
provide your house details, name, e-mail address, and a password of your
choosing. As mentioned above, your e-mail address will be used as your
username for login purposes. Similarly, if you wish to create an account for
other Residents living in your unit, you must provide their name and e-mail
addresses. We will send an invitation to the email id provided by you, subject
to verification of the invited Resident by us. This information will be subject to
the terms of our Privacy Policy.
Any registration information you provide must be true, accurate, current and
complete, except that you may provide a preferred nickname when prompted
for your first name. Please note that this nickname or first name will be
displayed on your profile page and with any messages, reviews, comments or
listings that you send or post through the Network.
Please also note that we may, but are not obligated to, use the information
you provide to verify that you are actually a resident of your Network's
building, and that we may forward this information to building management.
c) Profile Information:
You may also provide profile information such as your occupation, hometown,
status, hobbies,photo, etc. You may update, or add this profile information via
the "Profile" page. All of this information will also be subject to the terms of our
Privacy Policy.
Your CF profile may not include any of the following content: telephone
numbers (except where asked), any photographs containing nudity, profanity,
or obscene, lewd, excessively violent, harassing, sexually explicit or otherwise
objectionable subject matter. Despite this prohibition, it is possible that
information provided by other CF tenants (for instance, in their Profile) may
contain inaccurate, inappropriate, offensive or sexually explicit material,
products or services in violation of these Terms of Use. Neither CommonFloor
nor the residents or owners or management or association of your building
assume any responsibility or liability for this material. We encourage you,
however, to help us keep your Network clean by contacting us if you notice
any misuse of the Service. We reserve the right to remove any such
inappropriate content posted in your Network without any notice to you.
b) Market Place:
Market Place lets you offer goods and services such as posting of properties
for sale, new properties being developed in any area, etc. to one another, or
post wanted ads. Please keep in mind that the Market Place is only a venue
for you to place or respond to classified listings. CommonFloor hereby
reserves the right to set the limit on the number of responses for a free user.
CommonFloor does not take responsibility for the content on the website and
You are required to exercise independent judgment before acting upon any
content set out in the Website. You may not list or sell any item in the Market
Place or otherwise through our Service which: (a) infringes any third party's
copyright, patent, trademark, trade secret or other proprietary rights or rights
of publicity or privacy; (b) otherwise causes a legally-recognized harm (such
as a product that contains a defamatory statement); or (c) is illegal under, or
your sale of which to the buyer would violate, any applicable law, statute,
ordinance or regulation.
9. TERMINATION OF REGISTRATION
Without limiting any other remedies, CF may terminate your account if (a) you
are found or suspected to have engaged in fraudulent activity in connection
with the use of our Services, (b) we are of the opinion that you have breached
these Terms or such other reasons as deemed fit by CommonFloor with or
without assigning any reasons/evidence thereof.
14. Whistleblowing
CommonFloor reserves the right to publish property details with Your consent
that have been furnished by You. However, should there be a situation where
Your consent was not obtained, You would be required to contact
CommonFloor immediately. Discussing this on any public or social forum is
prohibited and a legal penalty will be applicable if this is found. Any feedback
regarding correction of details has to be communicated to CommonFloor
immediately. CommonFloor can be contacted
on contactus@commonfloor.com or support@commonfloor.com or on
18008331801 or at Our office address maxHeap Technologies Pvt. Ltd.,
#298, 299 SGR Towers, 7th Cross, Domlur, Bangalore, 560071, Karnataka,
India
15. NO LIABILITY
Unless explicitly stated in any part of the Website, we are not involved in the
actual transactions between buyers and sellers of any goods or services or
any users posting any information/listings on the Website. We absolutely have
no control over the quality, safety or legality of the items or services
advertised, the truth or accuracy of the listings, the ability of sellers to sell
items or the ability of buyers to buy items offered thorough the Website. We
cannot and do not control whether or not sellers will complete the sale of
items they offer or buyers will complete the purchase of items they have
committed to buy. In addition, note that there are risks of dealing with people
acting under false pretense. We expect that you will use caution when using
the Website. You understand and agree that we do not guarantee the
accuracy or legitimacy of any listing, leads, posting, information by other
users. You further agree that we are not liable for any loss of money, goodwill,
or reputation, or any special, indirect, or consequential damages arising out of
your use of the Website or as a result of any sale, purchase of goods and
services with other users of the Website. CommonFloor is not liable in any
manner to any third party/User for any content/listing, posted by the Users on
the Website.
CommonFloor reserves, in a manner consistent with reasonable commercial
business practices, the right to remove all or any part of the properties and/or
other goods and services posted on any part of the Website without prior
notice.
16. INDEMNIFICATION
You agree to indemnify, defend and hold harmless CommonFloor, its officers,
directors, employees and agents from any claim, cost, expense, judgment or
other loss incurred due to violation of the terms and conditions contained in
this Terms by You.
17. LINKS TO THIRD PARTY SITES
The Website may provide links to web sites and access to content, products
and services from third parties, including users, advertisers, affiliates and
sponsors of the Website. You agree that CommonFloor is not responsible for
the availability/accuracy of content including but not limited to opinions,
advice, statements and advertisements provided on third party web sites and
You shall bear all risks associated with the use of such content and for acting
upon such content. You are requested to peruse the policies posted by
respective web sites regarding privacy policy and terms of use before usage
of the said third party web sites. CommonFloor is not responsible for any loss
or damage of any sort You may incur from usage of contents of third party
websites. CommonFloor makes no representations or warranties as to the
functioning of any third party website. A link to a third party web site from the
Website does not constitute endorsement by CommonFloor of the owner of
the other site, the content of its site, or its products or services.
19. JURISDICTION
Courts at Bangalore, India alone shall have the exclusive jurisdiction in all
matters relating to the use of these Terms, irrespective of the territory and
jurisdiction of your access to the Website.
You agree to inform us if you come across any listing or posting that is
offensive or violates our listing policy or infringes any intellectual property
rights by sending a mail to contactus@commonfloor.com to enable us to keep
the Website working efficiently and in a safe manner. We reserve the right to
take down any posting, listing or information and or limit or terminate our
Services and further take all reasonable technical and legal steps to prevent
the misuse of the Website in keeping with the letter and spirit of these Terms.
In the event you encounter any problems with the use of our Website or
Services you are requested to report the problem by sending an e-mail
to contactus@commonfloor.com
The information provided in this Website is based on CommonFloor data
which is collected from various publicly known sources viz, websites,
documents and maps including CommonFloor's proprietary data resources,
and from the inputs of unidentified individuals. It ought to be considered as a
guideline and not as absolutely certain. While care has been taken for
groundwork, no responsibility is accepted for the accuracy of whole or any
part. This information is absolute property of CommonFloor /maxHeap
Technologies Private Limited. It should not be reproduced in any form, in part
or whole, without prior written permission of CommonFloor. The information is
provided on an "as is" and "as available" basis. CommonFloor expressly
disclaim warranties of any kind, whether express or implied, including, but not
limited to, the implied warranties of merchantability, fitness for a particular
purpose and non-infringement.
Privacy Policy
Make Plans Holidays believes in protecting your privacy. When we collect your
personal information, we'll give you timely and appropriate notice describing what
personal information we're collecting, how we'll use it, and the types of third parties
with whom we may share it.
We'll collect only as much personal information as we need for specific, identified
purposes, and we won't use it for other purposes without obtaining your consent.
We'll keep your personal information only as long as we need it for the purposes for
which we collected it, or as permitted by law.
We'll take appropriate physical, technical, and organizational measures to protect your
personal information from loss, misuse, unauthorized access or disclosure, alteration,
and destruction.
Except as described in this Policy, we won't share your personal information with
third parties without your consent.
With specific reference to booking/e-commerce transactions, Make Plans Holidays
collects the following personal sensitive information from you while transacting
through Make Plans Holidays:
Make Plans Holidays does not sell or trade upon any of the above foregoing
information without the consent of the user or customer.
POLICIES
Booking Policy: - 30% of the total tour cost is required to process the bookings,
which can be made by a credit card or bank transfer.
- Balance amount is required 30 days prior to check-in dates by Transfer / Bank
Transfer / Credit Card / Debit Card / DD
Note: Advance amount can be paid by NEFT Transfer / Bank Transfer / Credit Card /
Debit Card . Each Credit Card / Debit Card payment will attract surcharges @ 3%. On
Master and Visa card. For Amex card it will attract surcharge @4.25 %
Cancellation Policy:
Cancellation by Guest:
If the guest decides to cancel the tour for any reason whatsoever then she/he shall give
a written application to the company within a specified time limit along with the
original receipt issued by the Company. Such cancellation will attract the cancellation
charges stated hereunder.
Cancellation charges will be calculated on Gross Tour cost and the cancellation
charges shall depend on date of departure & the date of cancellation. Any refund
payable to the guest will be paid after the company receives refund from the
respective authorities. The company deducts processing charges from the refund
which is to be paid to the guest.
Note: 5% service charges and any bank charges will not be refunded in any case, if
booking cancelled any time after confirmation of arrangements.
In case if any Tour is cancelled from the Company's end, then the full refund of
amount paid by the guest will be made within 10 working days of cancellation of the
tour by cheque only. Alternatively, the guest can take any other Tour option suggested
by the Travel Advisor or can utilize the tour amount paid for any of the company's
future tour.
Refund:
Oberoi Reality
2.0 Definitions
2.1 Oberoi Realty Limited means the company, corporation, firm, individual or
association of persons currently administering, providing content for, maintaining and
otherwise managing the Site and every employee of Oberoi Realty Limited and its
advertising agent or agents for the time being and their employees, and every
consultant, advisor and associate of Oberoi Realty Limited and their respective
employees.
2.2 "Contest" means any contest, promotion, sweepstakes, lucky draw, or any other
scheme by whatever name called involving an element of chance with or without an
accompanying test of any skill, aptitude or talent.
2.3 "Contract", "Agreement" and "Terms of Service" refer to the terms and conditions
herein set forth.
2.4 "Employee" means every person working in any capacity for Oberoi Realty
Limited as defined herein and includes every member of his family and every person
residing in his household as a member of his family.
2.5 "Hosting", with all its grammatical variations, means and includes the provision of
Services by Oberoi Realty Limited at the Site and subject always to the provisions of
the Contract.
2.6 "Id" means the unique identification name or number assigned to every Member.
2.7 "Member" means and includes every person who, having satisfied the Eligibility
Criteria set forth herein, has successfully completed the on-line registration process at
the Site and has been assigned a unique Id by Oberoi Realty Limited and is not in
default and has not committed breach of any of the terms of this Agreement.
2.8 "Personal Information" means all information about the Member provided to
Oberoi Realty Limited via on-line forms at the Site or by any other means of
communication, whether electronic, oral or written.
2.9 "Site" with all its grammatical variations refers to the web site hosted on the
Internet/World Wide Web with the address of http://www.oberoirealty.com/ or such
other address as may periodically be assigned to or adopted by Oberoi Realty Limited
2.10 "Services" means Oberoi Realty Limited offers the Member, on an "as-is" and
"when available" basis, the opportunity to participate in all contests, promotions,
games scheme hosted for the time being on the Site by Oberoi Realty Limited on
behalf of one or more Contest Providers.
2.11 "Winning" with all its grammatical variations means and includes any prize,
cash, gift, exchange coupon or certificate and every other item of like nature that is or
may be offered by the Contest Provider as the final result of any Contest hosted by
Oberoi Realty Limited on the Site; and "winner" means a Member who is entitled as
the result of any Contest to receive a winning.
3.0 Interpretation
3.1 Words conveying the singular shall, where required or appropriate, be deemed to
mean and include the plural. Words conveying the feminine gender shall be deemed
to mean and include the masculine gender.
4.0 Consideration for Service - On Consideration for this Service, the Member
hereby:
4.1 Agrees to provide Oberoi Realty Limited such current, complete, and accurate
information about the Member ("Personal Information") as may be required by
Oberoi Realty Limited via the Site.
4.2 Agrees, maintain and update this information as required to keep it current,
complete and accurate.
4.3 Agrees and undertakes to maintain the absolute confidentiality of his Id and not to
disclose the same to any other person or entity whatsoever at any time under any
circumstances and further agrees and undertakes to forthwith notify Oberoi Realty
Limited of any breach of the aforesaid confidentiality, loss, misplacement, theft,
misuse or abuse of the Id.
8.0 Disclaimer and Limitation of Liability - Subject to any local, State, Federal or other
applicable statute -
8.1 All warranties of any kind whatsoever, whether express or implied, are hereby
expressly disclaimed by Oberoi Realty Limited including, but not limited to, meeting
of the Members requirements or aspirations, timeliness, security, uninterruptedness,
error-free, the results or reliability of the Contest, or the delivery, quality, quantity,
merchantability, fitness for use or non infringement in respect of any goods, services,
emoluments, benefits or awards acquired or obtained through the Service or any
transactions effected through the Service.
8.2 The Member expressly agrees that this use of the Service provided by Oberoi
Realty Limited is at the Members sole risk and is governed by the terms of this
Agreement.
8.3 No advice or information, whether by representations oral, written or pictorial
derived from the Site or through the Service shall be construed to mean the giving of
any warranty of any kind by Oberoi Realty Limited.
8.4 At no time shall Oberoi Realty Limited be liable to the Member or to any third
party for the acts of omission or commission hosted by Oberoi Realty Limited on the
Site or for any direct, indirect, incidental, consequential or foreseeable loss, damage,
injury, harm, prejudice or costs that that may arise or be caused to the Member by his
use of the Service offered by Oberoi Realty Limited at the Site or by termination of
membership as provided herein.
9.0 Winnings
9.1 Intimation that a Member is a Winner of the Contest hosted by Oberoi Realty
Limited will be sent by Oberoi Realty Limited by email and by the Contest Provider
by such mode of delivery as the Contest Provider considers appropriate.
9.2 Where Oberoi Realty Limited is the Contest Provider its liability is limited to, and
only to, assuring the delivery of the winning within a reasonable period of time to the
winner and does not extend to any other warranty or assurance whatsoever.
9.3 All winnings will be subject to local, State, Federal and Central taxes and duties.
11.0 Arbitration
11.1 All disputes and differences between the parties hereto including as to the
interpretation of any provision of this Agreement shall be referred to the Sole
Arbitration of a person nominated by Oberoi Realty Limited and the provisions of the
Arbitration and Conciliation Act, 1996 will apply to such arbitral proceedings.
12.0 Copyright
12.1 Unless otherwise specifically noted, the copyright in all images, text and material
on the Site belongs to and vests in Oberoi Realty Limited 12.2 Unauthorised
reproduction of any text, image or other material without the prior written permission
of Oberoi Realty Limited, in any form whether printed or electronic, is strictly
prohibited and violations will be prosecuted to the full extent of the law.
http://bairwabharti.cghsltd.in/disclaimer/Disclaimer
We are not a Law Firm. We are a Trust, registered under the Indian Trust Act,
1882.
Therefore, it is our endeavor that the people settle their disputes through
mediation, conciliation and arbitration. This process is NOT free from our side.
We do not charge fee for small / petty advice through web-site. But we do charge
fee depending upon problem and case from time to time.
the user wishes to gain more information about us for his/her own information
and use;
the information about us is provided to the user only on his/her specific request
and any information obtained or materials downloaded from this website is
completely at the users volition and any transmission, receipt or use of this site
would not create any lawyer-client relationship.
We further acknowledge that there has been no solicitation, invitation or
inducement of any sort whatsoever by us from any reader of this web site or
through this web site.
The information provided under this website is solely available at your request
for informational purposes only, should not be interpreted as soliciting or
advertisement. We are not liable for any consequence of any action taken by the
user relying on material / information provided under this website. In cases
where the user has any legal issues, he/she in all cases must seek independent
legal advice. I further acknowledge having read and understood the Disclaimer
above.
INDEMNIFICATION
Upon a request by us, you agree to defend, indemnify, and hold harmless us and
our parent and other affiliated companies, and our respective employees,
contractors, officers, directors, and agents from all liabilities, claims, and
expenses, including attorneys fees that arise from your use or misuse of this web
site. We reserve the right, at our own expense, to assume the exclusive defense
and control of any matter otherwise subject to indemnification by you, in which
event you will co-operate with us in asserting any available defenses.
SEVEREABILITY AND INTEGRATION
This contract and any supplemental terms, policies, rules and guidelines posted
on this web site constitute the entire agreement between you and us and
supersede all previous written or oral agreements. If any part of these Terms of
Use is held invalid or un-enforceable, that portion shall be construed in a manner
consistent with applicable law to reflect, as nearly as possible, the original
intentions of the parties, and the remaining portions shall remain in full force
and effect.
TERMINATION
Your right to use this web site automatically terminates if you violate these
Terms of Use or any rules or guidelines posted in connection with this web site.
We also reserve the right, in our sole discretion, to terminate your access to all or
part of this web site, for any reason, with or without notice.
Copyrights
No part of this work may be copied, reproduced, or translated in any form or
medium without the prior written consent of this web site. To obtain permission
to reproduce the information (text or graphics) contained on the this web site for
any purpose, submit the specifics of your request in the suggestion / query /
complaint form and wait till you get a confirmation from us.
: Record of years
o Accounts (17)
o AGM (17)
o Approvals (17)
o Committees (17)
o From Members (17)
o Litigation (17)
o MCM (17)
o Memberships (17)
o Returns (17)
o SGM (17)
o To Members (17)
o Welfare (17)
May 2017
M T W T F S S
Apr
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15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30 31
Pages
o Bairwa Bharti Co-operative Group Housing Society Ltd Classic Apartments
o Disclaimer
o Privacy Policy
o Terms of Use
Free Legal Advice from:: ADVOCATEJI, NEW DELHI
Appeal against the order of National Commission
Appeal against the order of National Commission Appeal against the order of
National Commission is specified in Section 23 of the Consumer Protection Act,
1986. This particular section specifies that any person, aggrieved by an order
made by the National Commission in exercise of its powers conferred by sub-
clause (i) of clause (a) of section Read the Rest
Does partial transfer to a class fails to all members of class If a transfer is made
in favour of a class, and such transfer becomes ineffective in favour of one
person in that class, does the transfer, in favour of all the persons, fail ?
According to Section 15 of the Act, if a Read the Rest
CASE CANNOT BE REGISTERED AGAINST A LAWYER
Privacy Policy
Privacy Policy: The Privacy Policy explains the practices that apply to your
information when you use this web site. Your ongoing use of this web site
signifies your consent to the information practices disclosed in our Privacy
Policy. You can review the Privacy Policy given below
This web site is a Portal to give legal guidance to various categories of
persons, businesses etc. The advertisements and related services posted on
this web site are procured and provided by this web site and its subsidiaries
and affiliates.
Scope: This privacy policy describes how we handle your personal
information for our services available on this web site. By accepting the
Privacy Policy and the Terms of Use in registration, you expressly consent to
our collection, storage, use and disclosure of your personal information as
described in this Privacy Policy, including its transfer to and storage on our
servers.
Collection: While you can browse some sections of the website without being
a registered user, certain activities (such as viewing property information and
viewing your transactions, property agreements etc) do require registration.
Once you give us your personal information, you are not anonymous to us. In
most cases, the information we hold about you is collected on this web site
website, but we may also collect information from private-label, co-branded
and affiliate websites. Depending on the services used, we may collect and
store the following personal information:
a. contact information such as name, email address, address and telephone
number;
b. move-in date and demographic information such as gender, age, marital
status, occupation, and other personal and lifestyle information (for example,
if you respond to an optional survey request or use our roommate service);
c. financial information such as credit card or bank account numbers;
d. guest card information, lease terms, lease parties and other transactional
information; and
e. Information based on your activities on the website, such as search
information, computer sign-on data, statistics on page views, traffic to, from
and within the website, ad data, and IP address and standard web log
information.
f. We may occasionally obtain supplemental information about you from third
parties. For example, if you incur a debt to this web site, we may conduct a
credit check by obtaining additional information about you from a credit
bureau, as permitted by law. As another example, if the information you
provide cannot be verified, we may ask you to send us additional information
(such as your drivers license, credit card statement, and/or a recent utility bill
or other information confirming your address) or to answer additional
questions online to help verify your identity.
USE
Our primary purpose in collecting personal information is to provide you with a
safe, smooth, efficient, and customized experience. We may use your
personal information to:
a. Provide the services and customer support you request, including
confirming emails related to the website services, reminders and transactions.
b. Provide the ability to communicate with all categories of people.
c. Resolve disputes, collect fees and troubleshoot problems.
d. Customize your experience and otherwise measure and improve our
services and the websites content and layout.
e. Tell you about targeted marketing, service updates, and promotional offers
based on your communication preferences. (If we use your personal
information to market to you, you will be able to opt-out of such uses; see
Choice/Opt-Out below.)
f. Compare information for accuracy and verify it with third parties.
g. Measure consumer interest in our products and services.
h. Help promote a safe service and detect and prevent error, fraud and other
potentially prohibited or illegal activity.
i. Enforce our agreements, terms, condition, and policies.
j. As otherwise described to you at the time of collection.
DISCLOSURE
We may share some or all of your personal information with:
a. Members of our corporate family to provide joint services and help detect
and prevent potentially illegal acts. (Our corporate affiliates will market only to
users who request their services.)
b. Law enforcement offices, third-party rights owners or others in the good
faith belief that such disclosure is reasonably necessary to enforce our Terms
of Use or Privacy Policy; respond to claims that an advertisement, posting or
other content violates the rights of a third party; or protect the rights, property
or personal safety of our users or the general public.
c. Other third parties to whom you explicitly ask us to send your information,
or about whom you are explicitly notified and consent when using a specific
service. (The information we disclose in this way may be subject to those third
parties privacy policies.)
d. Service providers under contract who help with our business operations
(such as fraud investigations, bill collection, invoicing, affiliate and rewards
programs and co-branded credit cards).
e. Another business entity should we (or our assets) plan to merge with, or be
acquired by that business entity. Should such a transaction occur, that other
business entity (or the new combined entity) will be required to follow this
privacy policy with respect to your personal information.
We may also disclose personal information if permitted to do so by law or in
the good faith belief that such disclosure is reasonably necessary to respond
to subpoenas, court orders or other legal process.
Third Parties: Except or otherwise expressly included in this Privacy Policy,
this document addresses only the use and disclosure of information we collect
from you. If you disclose your information to others, whether they are lawyer,
public or other sites throughout the Internet, different rules may apply to their
use or disclosure of the information you disclose to them. This web site does
not control the privacy policies of third parties. We encourage you to ask
questions before you disclose your personal information to others.
Our website links to other websites that may collect personal information
about you. This web site is not responsible for the privacy practices or the
content of those linked websites.
Cookies: We or our service providers may place cookies or web beacons on
your computer when you visit portions of our website. We use permanent
cookies to provide personalized features, such as automatically logging you
into your personalized home page. We use session cookies, which are
deleted when you log out of this web site or browse to a different website, to
monitor and improve the functionality and usability of our website. You can
block our cookies by changing the settings on your browser (contact your ISP
for help), but doing so may prevent us from delivering certain services to you.
Choice/Opt-Out: This web site provides all users with the opportunity to opt
out of receiving non-essential (promotional, marketing-related)
communications from us on behalf of our partners, and from us in general,
after setting up an account.
Accessing, Reviewing and Changing Your Personal Information:
You can see, review and change most of your personal information by logging
into the website and editing your account profile. Generally, we will not
manually modify your personal information because it is very difficult to verify
your identity remotely. You must promptly update your personal information if
it changes or is inaccurate. Upon your request, we will close your account and
remove your personal information from view as soon as reasonably possible
based on your account activity and in accordance with applicable law. We do
retain personal information from closed accounts in order to comply with law,
prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems,
assist with any investigations, enforce our Terms of Use, and take other
actions otherwise permitted by law.
Account Protection: Your password is the key to your account. Use unique
numbers, letters and special characters, and do not disclose your password to
anyone. If you do share your password or your personal information with
others, remember that you are responsible for all actions taken in the name of
your account. If you lose control of your password, you may lose substantial
control over your personal information and may be subject to legally binding
actions taken on your behalf. Therefore, if your password has been
compromised for any reason, you should immediately notify this web site and
change your password.
Security: Your information is stored on our servers located in the United
States. We treat data as an asset that must be protected and use lots of tools
(encryption, passwords, physical security, etc.) to protect your personal
information against unauthorized access and disclosure. However, as you
probably know, third parties may unlawfully intercept or access transmissions
or private communications, and other users may abuse or misuse your
personal information that they collect from the website. Therefore, although
we work very hard to protect your privacy, we do not promise, and you should
not expect, that your personal information or private communications will
always remain private.
General: We may amend this Privacy Policy at any time by posting the
amended terms on the website.
Questions: Questions regarding this policy can be sent to us by filling the
below form.
Terms of Use
Terms of Use: Welcome to this web site. These Terms of Use govern your
use of all pages & categories of the website. Your affirmative act of using this
web site signifies that you agree to the following terms of use, you consent to
the information practices disclosed in the privacy policy and you consent to
receive required notices and to transact with us electronically. If you do not
agree, do not use this web site.
CHANGES TO THE TERMS
We may change these Terms of use at any time. You can review the most
current version of these terms by clicking on the Terms of Use hypertext link
located at the bottom of our web pages. You are responsible for checking
these terms periodically for changes. If you continue to use this web site after
we post changes to these Terms of Use, you are signifying your acceptance
of the new terms.
ADDITIONAL TERMS
Certain areas of this web site, where you can upload or download files, may
include usage guidelines and rules that will supplement these Terms of use.
By using those services on this web site, you agree to comply with such
guidelines and rules.
ELECTRONIC DELIVERY POLICY AND YOUR CONSENT
You agree that we may provide to you required notices, agreements and other
information concerning this web site electronically. We will post the notices on
the home page of this web site or on the relevant web page of the applicable
service. If you want to withdraw your consent to receive notices electronically,
you must discontinue your use of this web site.
CHANGES TO THIS WEB SITE
We may discontinue or change any service or feature on this web site at any
time and without notice.
ACCESS COSTS
You must provide at your own expense the equipment and Internet
connections that you will need to access and use this web site. You are solely
responsible for any costs you incur to access this web site through any
wireless or other communication service.
YOURE RESPONSIBILITIES
You may use this web site for lawful purposes only. You may not submit or
transmit through this web site any material, or otherwise engage in any
conduct that:
a. violates or infringes the rights of others including, without limitation, patent,
trademark, trade secret, copyright, publicity or other proprietary rights;
b. is unlawful, threatening, abusive, harassing, defamatory, libelous,
deceptive, fraudulent, invasive of anothers privacy, tortuous, or contains
explicit or graphic descriptions, or accounts of, sexual acts;
c. victimizes, harasses, degrades, or intimidates an individual or group of
individuals on the basis of religion, gender, sexual orientation, race, ethnicity,
age, or disability;
d. impersonates any person, business or entity, including AOL and its
employees and agents;
e. contains viruses or any other computer code, files or programs that
interrupt, destroy or limit the functionality of any computer software or
hardware or telecommunications equipment, or otherwise permit the
unauthorized use of a computer or computer network;
f. encourages conduct that would constitute a criminal offense, or that gives
rise to civil liability;
g. violates these Terms of Use, guidelines or any policy posted on this web
site, or
h. Interferes with the use of this web site by others.
You may not use this web site in any manner that could damage, disable,
overburden, or impair our servers or networks, or interfere with any other
partys use and enjoyment of this web site. You may not attempt to gain
unauthorized access to any services, user accounts, computer systems or
networks, through hacking, password mining or any other means. We may
take any legal and technical remedies to prevent the violation of this provision
and to enforce these Terms of Use.
NO SPAM
You may not use this web site to transmit, directly or indirectly, any unsolicited
bulk communications. You may not harvest information about our users for
the purpose of sending, or to facilitate the sending, of unsolicited bulk
communications. You may not induce or allow others to use this web site to
violate the terms of this section. We may terminate your access or use of this
web site immediately and take any other legal action if you, or anyone using
your access to this web site, violates these provisions. We may take any
technical remedies to prevent unsolicited bulk communications from entering,
utilizing, or remaining within our computer or communications networks.
PROPRIETARY RIGHTS
We, our suppliers, and our users who lawfully post text, messages,
information and images on this web site own the property rights to that
Content. The look and feel of our color combinations and other graphical
elements on this web site are our trademarks.
LICENSE TO USE THIS WEB SITE
You may use this web site and the Content offered on this web site only for
personal, non-commercial purposes. You may not use the Content in a
manner that exceeds the rights granted for your use of the Content.
CONTENT YOU POST TO PUBLIC AREAS
Certain areas of this web site may allow you to post Content that can be
accessed and viewed by others, including the public in general. You may only
post Content to public areas on this web site that you created or that you have
permission to post. You may not post Content that violates these Terms of
Use. We do not claim ownership of any Content that you may post. However,
by submitting Content to public areas of this web site, you grant us, our
parent, affiliates, and distributors the right to use, copy, display, perform,
distribute, adapt and promote this Content in any medium.
NO DUTY TO MONITOR.
You agree that we are not liable for Content that is provided by others. We
have no duty to pre-screen Content, but we have the right to refuse to post or
to edit submitted Content. We reserve the right to remove Content for any
reason, but we are not responsible for any failure or delay in removing such
material.
PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
We respect the intellectual property of others. If you believe that your work
has been copied and is accessible on this web site in a way that constitutes
copyright infringement, please contact us to report possible copyright
infringement.
THIRD PARTY SITES; ADVERTISERS
this web site may include links to third party websites, including links provided
as automated search results. Some of these sites may contain materials that
are objectionable, unlawful, or inaccurate. These links do not mean that we
endorse these third party sites or services. You acknowledge and agree that
we are not responsible or liable for any Content or other materials on these
third party sites. Any dealings that you have with advertisers found on this
web site are between you and the advertiser and you acknowledge and agree
that we are not liable for any loss or claim you may have against an
advertiser.
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o From Members (17)
o Litigation (17)
o MCM (17)
o Memberships (17)
o Returns (17)
o SGM (17)
o To Members (17)
o Welfare (17)
May 2017
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o Terms of Use
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