Historical Background

DCCCO was founded on February 17, 1968 by Mother Marcelo Foret, Directress of Dumaguete
Cathedral College (DCC), now Colegio de Sta. Catalina de Alexandria (COSCA), Bishop Epifanio B. Surban
of the Diocese of Dumaguete, and Governor Mariano Perdices.
The cooperative started with forty-nine (49) members including the fifteen (15) incorporators
and an initial capital of P1,181.50. It was registered with the Cooperative Administration Office (CAO)
under RA 2320 on August 5, 1969, and re-registered with the Bureau of Cooperative Development
(BCOD) on September 24, 1975 under PD 175 and confirmed by the Cooperative Development Authority
(CDA) on April 15, 1991. Transactions were done in the Physical Education Office of DCC.
The first full-tile paid staff was hired on April 1, 1976
Developments and improvements were done so as to meet the necessities of the cooperative, thus the
first building which started in 1974 and finished in 1977 was put up out of donations in cash and kind
and/or labor by coop members.
On April 2001, DCCCOs permanent building located at Sta. Rosa Street, Dumaguete City, Negros
Oriental, Philippines was constructed, it was inaugurated on July 27, 2002. Now, DCCCO continues to
provide products and services for its members.
DCCCO Mission and Vision
Mission
DCCCO aspires to be a world-class cooperative, driven by excellence and caring service that acts as a
catalyst for enriching the quality of life of Filipinos.

Vision
Inspired by Christian Values, DCCCO, as a cooperative of choice, commits itself in promoting good
governance and providing upgraded technology infrastructure, diversified quality products and services,
clear market segments, better career opportunities for its employees and holistic development for all its
stakeholders.

Products and services

Deposit Products
Share Capital
Regular/Special Savings
ATM Savings
Equity Savings
Time deposit
Kiddie/Teen Savers
Aflatoun

Loans
Share Capital/Equity Based Loans (Loan according to purpose)
Agricultural Loan
Anniversary Loan
Appliance Loan
Business Loan
Commodity Loan
Educational Loan
Housing Loan
Jewelry Loan
Litigation Loan
Matrimonial Loan
Medical/Health Care Loan
Memorial Loan
Redemption Loan
Travel/Vacation Loan
Vehicle Loan
Lot Loan

Other Programs
Damayan Program
Livelihood Improvement for empowerment (LIFE) Program
Credit Life Protection
Credit Union Micro-finance Innovation (CUMI) Program
Ecology Awareness Campaign
Feeding Program
Loan Counseling
Medical and Dental
Relief and Rehabilitation

Scholarship Program
Skills training for Income Generating Projects (IGPs)
Health Accidental and Life Insurance Program (HEAL Program)

DCCCO has 7 branches

- Bais Branch

- Bayawan Branch

- Guihulngan Branch

- Siquijor Branch

- San Carlos Branch

- Kabankalan Branch

- Sibulan Branch
Membership

Regular membership (18-65 years old and 3 months)

- Attendance to Pre-membership Education Seminar (PMES) is required
Associate Membership
Senior Associate Membership (18 years and Above) No PMES required
Junior Associate Membership No PMES required
Kiddie Savers (7-12 years old)
Teen Savers (13-17 years old)

Requirements:
1. Two pieces 2x2 ID pictures
2. Accomplished Membership Application Form (Regular/Associate)
3. Certified photocopy of Birth Certificate/ Marriage Contract or any valid IDs
4. For regular:
Full-fledged membership: Share Capital Deposit of Php1000.00
Initial membership: Share Capital Deposit of Php400.00
5. For Associate:
Full-fledged membership: Savings Deposit of Php2,000.00 or time deposit of
Php5,000.00
Initial membership: Savings Deposit of Php250.00
6. Membership Fee of Php100.00
7. Annual Due of Php30.00 and other fees

Negros Oriental Hospital and Health Services Cooperative

Historical Background
Health is a basic human right, but to many people enjoyment of this right not a reality.

The Negros Oriental Hospital and Health Services Cooperative (NOHHSC) was formed because a group of
doctors and concerned citizens took action on the contemptible situation of the sick and the dying in
hospitals and barangays deprived of needed medical care because of poverty.

NOHHSC was formerly registered on March 6, 1997 with the Cooperative Development Authority (CDA)
with Registration No. CBU 1719, with initial capital of P41,000 from 43 co-operators. In its initial
operations, the cooperative made a very slow start because its officers and members had only little
understanding of cooperative and how to manage it. The officers and doctors needed sufficient
knowledge on how to manage a cooperative but rarely could attend to seminars and trainings due to
conflict of work.

Another struggle aroused as many of their doctors, nurses and medical officers were lured by the high
salaries offered by work abroad and health services projected by the coop needed substantial capital for
manpower, laboratory equipment/machines, facilities, etc. and this came in only in trickles.

Initial attempts to put up a botica in Dumaguete City and then in Bais in order to provide affordable
quality medicines were failures. Mismanagement of coop operators resulted from lack of knowledgeable
and dedicated officers, inadequate and incompetent staff and indifference of members.

This did not stop the interest of those who wanted to pursue on the purpose of the cooperative and
continued to, step-by-step, form a system that will establish the cooperative according to its vision and
mission.

Several dedicated officers and members endeavored to once again arouse interest in coop and
encouraged existing and new members to invest in its operation. Expert advice, as well as financial
assistance from successful coops, particularly the Dumaguete Cathedral Cooperative (DCCCO), coupled
with dedicated and committed officers and staff trained in their duties and responsibilities, has once
again put NOHHSC firm on its feet ready to render health services to its members and the public. Now
we are proud to announce that NOHHSC has acquired complete facilities of a Diagnostic Laboratory, in
addition to its Drug Test Laboratory. Other health care demands as a pharmacy are soon to be served.

Services
Consultation
ECG P145.00
X-Ray (chest) P170.00
Medical certificate
Drug test P170.00
Pap Smear P400.00
(Reading Only P100.00
DIAGNOSTIC LABORATORY EXAMINATIONS
Blood Chemistry
FBS P75.00
Lipid Profile P380.00
Total Cholesterol P115.00
BUN P110.00
Creatinine P85.00
Uric Acid P110.00
SGPT P160.00
SGOT P160.00

Hematology
Complete blood count
Platelet count P100.00 Hgb/Hct P50.00 CBC P80.00

Clinical Microscopy
Urinalysis P35.00 Fecalysis P30.00

Serology
HBsAg P175.00
Blood Typing P40.00
HAV P475.00
HBsAb P260.00
HCV P230.00
Pregnancy Test P100.00

VACCINE CENTER
Flu
Influenza
Pneumonia
Hepa A
Hepa B
Tetanus
Rabbies
Historical Background
The Don Bosco Multipurpose Agricultural Cooperative (DBOMAC ) was established in 2004 to sustain
and strengthen the development efforts of the small farming families and rural people in the province of
Negros Oriental in partnership with the Salesian Society of Don Bosco and the Committee of German
Doctors for Developing Countries.
The cooperative aims to combine resources for its members to answer to their individual and group
needs leading towards self sufficiency and improved quality of life.
It seeks to provide financial services and livelihood support and other benefits through honest and
dedicated service the cooperative way.

Don Bosco Outreach Multipurpose Agricultural Cooperative (DBOMAC)

DBOMAC Products and services

1. Deposits
Savings Members of the cooperative can open savings account with competitive interest rates. Other
benefits provided for savers include mortuary assistance and annual profit sharing.
Share Capital (Fixed Deposits) members must have at least P500 worth of shares or at least 4 shares at
P125 per share. A capital build up scheme will increase members share capital which is also the basis of
how much credit assistance a member can avail.
Interests on Share Capital or dividends will be given to members annually.
2. Loans
Regular loans can be availed anytime after the member has been able to put up fixed deposits or Share
Capital. Purposes of these loans range from agricultural production, micro-trading or business financing
to educational purposes and others.

Emergency loans can be availed of anytime with the loan amount not exceeding the fixed deposit or
share capital of the member.

Special loans may be available for members in Good Standing or those who have good payment records
and have shown capabilities and positive values to successfully implement and sustain their livelihood
projects.

3. Technology Transfer and Skills training

DBOMAC regularly provides livelihood skills training to its members to equip them with knowledge and
practical skills necessary to increase income opportunities.

4. Livestock dispersal and fertilizer assistance

Qualified members may avail of improved breeds of livestock for breeding and acquire fertilizers for
their crop terms and mode of payment will be agreed upon by the coop and qualified member.

5. Resource Linkages
The cooperative extends technical assistance and follow-up counseling to members livelihood projects.

DBOMAC operates a mini-library with print and video instructional and research materials for use of
coop members. The coop also keeps and updates market information that may be useful for the coop
and the members.
6. Loans/Credit Assistance
A member may qualify for loans up to three (3) times his/her share capital or fixed deposits

Interests on loans, terms and conditions of payment are reasonable and favorable to the member as
well as for the coop.

OTHER PRODUCTS AND SERVICES

The DBOMAC offers other products and services for the members that promote personal and societal
growth.
These products/services will be clearly explained and made readily available to members of the
cooperative.

NETWORKING AND LINKAGING

DBOMAC is duly registered with the CDA and has established and maintained ties with both government
and private agencies and other cooperatives.

WHO CAN BECOME A MEMBER OF DBOMAC?

Graduate trainees or program participants of the Don Bosco agri-skills training program
Members of small farming families/fisherfolks or low income farming families in Dumaguete and
surrounding towns
Must be of good standing in the community with good work habits and positive values
Must undergo Pre Membership Education Seminar
SUCCI Products and Services

Savings Type
Regular 2.5% minimum of Php1,000.00
Termed Savings Deposits 3.0% - 4.5% minimum of Php25,000.00
Graduation 2.75% minimum of Php1,000.00
Matrimony 2.75% minimum of Php1000.00
Pension 3.0% minimum of Php1000.00
Holiday 2.5% minimum of Php5,000.00
Wellness 2.5% minimum of Php1,000.00

Termed Savings Deposits

Amount Bracket Period (days)

30 90 91 180 181 360
P1,000,000 above 4.25% 4.375% 4.50%
P500,000 P999,999 4.00% 4.125% 4.25%
P250,000 P499,999 3.75% 3.875% 4.00%
P100,000 P249,999 3.50% 3.625% 3.75%
P50,000 P99,999 3.25% 3.375% 3.50%
P25,000 P49,999 3.00% 3.125% 3.25%

Loan

Loan type Regular Loan

Purpose Any kind of need
Service fee 2% of loan amount
Interest Rate 1.2% * per month
Loan Reserve Fund .5% of loan account
Terms 2 years (30 months)
Notarial Fee 0.2% of loan amount or at least Ps 50
Amount P25,000 if first loan; P35,000 if second loan;
P50,000 if third and max
Requirement Capacity to pay
*declining after a year

Other Loan Services;

LBP Loan
 Capital Loan
Vehicle Loan
Special Loan
Emergency Loan
Special Events Loan
Wellness Loan