IBPS

Bank PO/MY eWE

Solved Paper 2012
Based on Memory Exam Date 17-06-2012

Section I Reasoning
Directions (Q.Nos. 1-4) Study the following Directions (Q.Nos. 5-11) Study the following
information carefully and answer the given questions. information carefully and answer the given questions.
A word and number arrangement machine when given an input ~, A, B, C, D, E, F, G and H are sitting around a circle facing the
line of words and numbers rearranges them following a centre but not necessarily in the same order.
particular rule in each step. The following is an illustration of t;. B sits second to left of H's husband. No female is an
input and rearrangement. immediate neighbour of B.
(All the numbers are two digits numbers) t,' D's daughter sits second to right of F. F is the sister of G. F is
Input tall 48 13 rise alt 99 76 32 wise jar high 28 56 barn not. an immediate neighbour of H's husband.
Step I 13 tall 48 rise 99 76 32 wise jar high 28 56 barn alt -. ~, Only one person sits between A and F. A is the father of G. H's
Step II 28 13 tall 48 rise 99 76 32 wise jar high 56 alt barn brother D sits to the immediate left of H's mother. Only one
Step III 32 28 13 tall 48 rise 99 76 wise jar 56 alt barn high person sits between H's mother and E.
Step IV 48 32 28 13 tall rise 99 76 wise 56 alt barn high jar t;. Only one person sits between Hand G. G is the mother of C. G
Step V 5648 32 28 13 tall 99 76 wise alt barn high jar rise is not an immediate neighbour of E.
Step VI 76 56 48 32 28 13 99 wise alt barn high jar rise tall
5. What is position of A with respect to his
Step VII 99 76 56 48 32 28 13 alt barn high jar rise tall wise
and Step VII is the last step of the above input, as the desired
mother-in-law?
(1) Immediate left (2) Third to the right
arrangement is obtained.
(3) Third to the left (4) Second to the right
As per the rules followed in the above steps, find out in each of
(5) Fourth to the left
the following questions the appropriate step for the given input.
Input 84 why sit 14 32 not best ink feet 51 27 vain 68 92 6. Who amongst the following is D's daughter?
(All the numbers are two digits numbers) (1) B (2) C (3) E (4) G
(5) H
1. Which step number is the following output?
32271484 why sit not 51 vain 92 68 feet best ink 7. What is the position of A with respect to his
(1) Step V (2) Step VI (3) Step IV (4) Step III grandchild?
(5) There is no such step (1) Immediate right
(2) Third to the right
2. Which word/number would be at 5th position from
(3) Third to the left
the right in Step V? (4) Second to the left
(1) 14 (2) 92 (3) feet (4) best
(5) Fourth to the left
(5) why
8. How many people sit between G and her uncle?
3. How many elements (words or numbers) are there (1) One (2) Two
between 'feet' and '32' as they appear in the last step (3) Three (4) Four
of the output? (5) More than four
(1) One (2) Three (3) Four (4) Five
(5) Seven 9. Four of the following five are alike in a certain way
based on the given information and so form a group.
4. Which of the following represents the position of Which is the one that does not belong to that group?
'why' in the fourth step? (1) F (2) C
(1) Eighth from the left (2) Fifth from the right (3) E (4) H
(3) Sixth from the left (4) Fifth from the left .(5) G
(5) Seventh from the left
28 IBPS Bank PO/MT eWE' SolveclPaper 0012

10. Which of the following is true with respect to the 18. Statements All vacancies are jobs. Some jobs are
given seating arrangement? occupations.
(1) C is the cousin of E Conclusions
(2) Hand H's husband are immediate neighbours of each other I. All vacancies are occupations.
(3) No female is an immediate neighbour of C
II. All occupations being vacancies is a possibility.
(4) H sits third to left of her daughter
(5) B is the mother of H Directions (Q.Nos. 19-21) Study the following
11. Who sits to the immediate left of C? information carefully to answer the given questions
(1) F's grandmother (2) G's son Each ofthe six friends, A, B,C, D,E and F scored different marks
(3) D's mother-in-law (4) A in an examination. C scored more than only A and E. D scored
(5) G less than only B. E did not score the least. The one who scored
the third highest marks scored 81 marks. E scored 62 marks.
Directions (Q. Nos. 12-18) In each group of questions 19. Which of the following could possibly be C's score?
below are two/three statements followed by two conclusions
(1) 70 (2) 94 (3) 86 (4) 61
numbered I and II. You have to take the given statements to (5) 81
be true even if they seem to be at variance from commonly
known facts and then decide which of the given conclusions 20. Which of the following is true with respect to the
logically follows from the two/three statements disregarding given information? ~
(1) D's score was definitely less than 60
commonly known facts.
(2) F scored the maximum marks
Give answer (3) Only two people scored more than C
(1) if only conclusion I follows (4) There is a possibility that B scored 79 marks
(2) if only conclusion II follows (5) None of the above is true
(3) if either conclusion I or conclusion II follows
(4) if neither conclusion I nor conclusion II follows 21. The person who scored the maximum, scored 13
(5) if both conclusion I and conclusion II follow marks more than F's marks. Which of the following
can be D's score?
12. Statements Some exams are tests. No exam is a (1) 94 (2) 60 (3) 89 (4) 78
question.
(5) 81
Conclusions
I. No question is a test. Directions (Q.Nos. 22-29) Study the following
II. Some tests are definitely not exams. information carefully to answer the given questions
13-14. StatementsAll forces are energies. All energies are Eight persons from different banks viz. DCO Bank, Syndicate
powers. No power is heat. Bank, Canara Bank, PNB, Dena Bank, Oriental Bank of
Commerce, Indian Bank and Bank of Maharashtra are sitting in
13. Conclusions
two parallel rows containing four people each, in such a way
I. Some forces are definitely not powers. that there is an equal distance between adjacent persons. In
II. No heat is force. row-1 A, B, C and D are seated and all of them are facing South.
14. Conclusions In row-2 P, Q, Rand S are seated and all of them are facing
North. Therefore, in the given seating arrangement each
I. No energy is heat. member seated in a row faces another member of the other row.
II. Some forces being heat is a possibility. (Allthe information given above does not necessarily represent
15-16. Statements No note is a coin. Some coins are the order of seating as in the final arrangement)
metals. All plastics are notes. ;" C sits second to right of the person from Bank of Maharashtra.
R is an immediate neighbour of the person who faces the
15. Conclusions person from Bank of Maharashtra.
I. No coin is plastic. '1.< Only one person sits between R and the person for PNB.
II. All plastics being metals is a possibility. Immediate neighbour of the person from PNB faces the
person from Canara Bank.
16. Conclusions
'I;, The person from DCO Bank faces the person from Oriental
I. No metal is plastic. Bankof Commerce. R is not from Oriental Bank of Commerce.
II. All notes are plastics. P is not from PNB. P does not face the person from Bank of
17. Statements Some symbols are figures. All symbols Maharashtra.
are graphics. ;" Q faces the person from Dena Bank. The one who faces S sits
to the immediate left of A.
No graphic is a picture.
;" B does not sit at any of the extreme ends of the line. The
Conclusions
person from Bank of Maharashtra does not face the person
I. Some graphics are figures. from Syndicate Bank.
II. No symbol is a picture.
 IBPS BankPO/MT eWE StH1!ed::ea~r 2012 29

~2. Which of the following is true regarding A? Directions (Q.Nos. 30-34) Each of the questions below
(1) ThepersonfromUCOBankfaces A consists of a question and three statements numbered I,II
(2) The person from Bank of Maharashtrais an immediate and IIIgiven below it. You have to decide whether the data
neighbourof A provided in the statements are sufficient to answer the
(3) A faces the personwhosits second to rightof R
question. Read all the three statements and
(4) A is fromOrientalBankofCommerce
Give answer
(5) A sits at one ofthe extremeends ofthe line
(1) if the data in Statement I and II are sufficient
23. Who is seated between R and the person from PNB? to.answer the question while the data in Statement III
(1) ThepersonfromOrientalBankofCommerce are not required to answer the question
(2) P (2) if the data in Statement I and III are sufficient to
(3) 0 answer the question, while the data in Statement II are
(4) ThepersonfromSyndicatebank not required to answer the question
(5) S (3) if the data in Statement II and III are sufficient to
24. Who amongst the following sit at extreme ends of the answer the question, while the data in Statement I are
rows? not required to answer the question
(4) if the data in either Statement I alone or Statement II
(1) Dand the personfromPNB
alone or Statement III alone are sufficient to answer
(2) ThepersonfromIndianBankand UCOBank
the question
(3) ThepersonfromDenaBankand P
(5) if the data in all the Statements I, II and III together are
(4) ThepersonfromSyndicateBankand D
(5) C,O
necessary to answer the question

25. Who amongst the following faces the person from

30. Among six people P, Q, R, 5, T and Veach lives on a
different floor of a six storey building having six
Bank of Maharashtra?
floors numbered one to six (the ground floor is

I
Ij
/J
(1) ThepersonfromIndianBank
(2)P
(3) R
.

(4) ThepersonfromSyndicateBank
(5) ThepersonfromCanaraBank
numbered 1, the floor above it, number 2 and so on
and the topmost floor is numbered 6). Who lives on
the topmost floor?
I. There is only one floor between the floors on which
Rand Q live, P lives on an even numbered floor.
26. P is related to Dena Bank in the same way as B is
II. T does not live on an even numbered floor. Q lives
related to PNB based on the given arrangement.
on an even numbered floor. Q does not live on the
To who amongst the following is D related to, topmost floor.
following the same pattern?
III. 5 lives on an odd numbered floor. There are two
(1) SyndicateBank
floors between the floors on which 5 and P live. T
(2) Canara Bank
(3) Bankof Maharashtra
lives on a floor immediately above R's floor.
(4) IndianBank 31. There are six letters W, A, R, 5, Nand E. Is J ANSWER'
(5) OrientalBankof Commerce the word formed after performing the following
27. Four of the following five are alike in a certain way operations using these six letters only?
based on the given seating arrangement and thus I. E is placed fourth to the right of A. 5 is not placed
form a group. Which is the one that does not belong to immediately next to either A or E.
that group? II. R is placed immediately next (either left or right)
(1) CanaraBank (2) R to E. W is placed immediately next (either left or
(3) SyndicateBank (4) 0 right) to S.
(5) OrientalBankofCommerce III. Both Nand Ware placed immediately next to S.
The word does not begin with R. A is not placed
28. Who amongst the following is from Syndicate Bank?
immediately next to W.
(1) C (2) R
(3) P (4) D 32. Point D is in which direction with respect to Point B?
(5) A I. Point A is to the West of point B. Point C is to the
29. C is from which of the following banks?
North of point B.Point D is to the South of point C.
(1) DenaBank II. Point G is to the South of point D. Point G is 4 m
(2) OrientalBankof Commerce from point B. Point D is 9 m from point B.
(3) UCOBank III. Point A is to the West of point B. Point B is exactly
(4) SyndicateBank midway between points A and E. point F is to the
(5) Canara Bank South of point E.. Point D is to the West of point F.
33. How is 'one' coded in the code language?
I. 'one of its kind' is coded as 'zo pi ko fe' and 'in
kind and cash' is coded as 'ga to ru ko'
II. 'its point for origin' is coded as 'ba le fe mil and
'make a point clear' is coded as 'yu si mi de'
III. 'make money and cash' is coded as 'to mi ru hy'
and 'money of various kind' is coded as 'qu ko zo
hy'
34. Are all the four friends viz. A B, C and D, who are
sitting around a circular table, facing the centre?
I. B sits second to right of D. D faces the centre. C sits
to immediate right of both Band D.
II. A sits to immediate left of B. C is not an immediate
neighbour of A. C sits to immediate right of D.
III. D is an immediate neighbour of both A and C. B
sits to the immediate left of A. C sits to the
immediate right of B.
Direction (Q.No 35) Read the following information
carefully and answer the question which follows.
35. Farmers found using chemical fertilizers in the
organic-farming area of their farms would be heavily
fined.
Which of the following statements is an assumption
implicit in the given statement?
(An assumption is something supposed or taken for
granted).
(1) Chemical fertilizers harm the crop.
(2) A farm's area for organic and chemical farming is different.
(3) Farmers who do not use chemical fertilizers in the chemical
farming area would be penalized as well.
(4) All farmers undertake both these kinds of farming (Chemical
as-well-as organic) in their farms.
(5) Organic fertilizers are banned in the area for chemical
farming.
(5) Smaller brands have always had more tie-ups with super
markets as compared to small grocery stores.
Directions (Q. Nos. 37-40) These questions are based
on the information given above and the sentences labelled
A, B, C, D, E and F as given below.
A. A smaller brand manufacturing a certain product of
quality comparable with that of a bigger brand, makes
much more profit from the local grocery stores than
from the super markets.
B. As the super markets have been set up only in bigger
cities at present, this step would fail to deliver results in
the smaller cities.
C. Super markets help the smaller brands to break into
newer markets without investing substantially in
distribution.
D. Super markets charge the smaller brands 10% higher
than the amount charged to the biggerbrands.
E. Being outnumbered by the bigger brands, visibility of
the smaller brands at local grocery stores is much
lower as compared to the super markets.
F. Smaller brands are currently making substantial
losses in their businesses.
37. Which of the statements numbered A, B, C, D, E and F
can be assumed from the facts/information given in
the statement? (An assumption is something supposed or
takenfor granted)
(1) Only A (2) Only B
(3) Both Band C (4) Both D and E
(5) Only F
38. Which of the statements numbered A B, C, E and F
represents a disadvantage of the small grocery stores
over the super markets from the perspective of a
smaller brand?
(1) Only A (2) Only C
(3) Only E (4) Only F
(5) Both Band C

Direction (Q.No. 36) Read the following information 39. Which of the statements A, B, C, D and E mentioned
carefully and answer the questions which follow. above represents a reason for the shift from local
Small brands are now looking beyond local grocery stores and grocery stores to super markets by the smaller
are tying up with super markets such as BigBazaar to pull their brands?
business out of troubled waters. (1) Only A
(2) Only B
36. Which of the following can be inferred from the given (3) Only D
information? (An inference is something that is not (4) Both A and D
directly stated but can be inferred from the given (5) Both C and E
information)
40. Which of the statements numbered A, B, C, E and F
(1) Merchandise of smaller brands would not be available at
local grocery stores in the near future.
mentioned above would prove that the step taken by
(2) Smaller brands cannot compete with bigger ones in a super the smaller brands (of moving to super markets) may
market set-up. not necessarily be correct?
(3) There is a perception among small brands that sale in a (1) Only A (2) Only C
super market is higher than that of small grocery stores. (3) Only E (4) Only F
(4) Super markets generate more revenue by selling products of (5) Both Band E
bigger brands as compared to the smaller ones.
 IBPS Bank PO/MT eWE Solved
.
Paper
.,
2012 - .-;
31

Directions (Q. Nos. 41-45) In each of the questions given below which one of the five answer figures on the right
should come after the problem figures on the left, if the sequence were continued?
41. Problem Figures 45. Problem Figures
---a ./
)--- D--- :>---: t:. t:. t:.
~
D---
-----ll ~
-----ll
____:jl CT
0
0 8 .6.CDST BS
----c ~ -----ll ~ ---a 0 ~
-----ll ----c ---a ----c ~ 0 T c t:. TC
Answer Figures Answer Figures
-----ll -----ll -----ll ~ -----ll
Tt:. S T t:.
:r-- :r-- :r-- :r--
~
D---
~
D---
---0
--a
D---
II---
~
~
D---
S
BC
BC
Tt:. ~
.6.
i
C
S*
CT
(1) (2) (3) (4) (5) (1) (2) (3) (4) (5)

Directions (Q. Nos. 46-50) In each of the following

questions below, the figures follow a series/sequence. One
and only one of the five figures does not fit in the
series/sequence. The number of thatfigure isyour answer.
46. D A S S
AN N
AN D SN DN
DA
ST TS DT T AT
(1) (2) (3) (4) (5)

43. Problem Figures

S C NB -- =
*0 (1)

= BN 48.

;w- fct%
*
Answer Figures 0
I:!. I 0 C
= ~
* ~
(1) (2) (3) (4) (5)
= NN N 49.
(1) vU6- vU6- vU6- <:.'n,? <:.'n,?
~ c ::> c c c c c ::> ::>
44. Problem Figures '?n<:.' '?u<:.' 6-u<:.' 6-u<:.' '?nv
TOO A06 3AO * 3 B 3 0 K (1) (2) (3) (4) (5)
A 6 S 0 K T 0 0 * B
S L * K * T 60* K6T /::,.T 6
Answer Figures
*BO * K B * K B * B K * K B
/::,.K /::,. 0 /::,. 0 /::,. 0 3 0
P 6 3 T 6 3 C 6 3 C 6 3 Z 6 T
(1) (2) (3) (4) (5)
 Section II Quantitative Aptitude
Directions (Q. Nos. 51-55) What will come in place of Directions (Q. Nos. 61-65) In each of these questions
the question mark (?) in the following questions? a number seriesis given. In each series only one number is
wrong.Find out the wrongnumber.
51.4003 x 77 - 21015 =? x 116
(1) 2477 (2) 2478 61. 5531 5506 5425 5304 5135 49104621
(3) 2467 (4) 2476 (1) 5531 (2) 5425
(5) None of these (3) 4621 (4) 5135
(5) 5506
52. ((5J7 +J7) x(4J7 +8J7)]-(19)2 =?
(1) 143 (2) nil 62. 6 7 9 13 26 37 69
(3) 134 (4) 7M (1) 7 (2) 26 (3) 69 (4) 37
(5) None of these (5) 9

53. (4444 + 40) + (645 + 25) + (3991 + 26) =? 63. 1 3 10 36 152 760 4632
(1) 280.4 (2) 290.4 (1) 3 (2) 36 (3) 4632 (4) 760
(3) 295.4 (4) 285.4 (5) 152
(5) None of these 219 435
64.4 3 9 34 96
54. .J33124 x .J2601 - (83)2 = (?)2 + (37)2 (1) 4 (2) 9 (3) 34 (4) 435
(1) 37 (2) 33 (5) 219
(3) 34 (4) 28
65. 157.5 45 15 6 3 2 1
(5) None of these
(1) 1 (2) 2
56. 5.s x 4 51 x11!+ 2~=? (3) 6 (4) 157.5
37 52 7 4 (5) 45
(1) 303.75 (2) 305.75
Directions (Q. Nos. 66-70) Study the following graph
(3) 30:0 (4) 30s!
4 4 and table carefully and answer the questions given below.
(5) None of these Time taken to travel (in hours) by six vehicles on two different
days
Directions (Q. Nos. 56-60) What approximate value
should come in place of the question mark (?) in the o Day1 ~ Day2

following questions? (Note You are not expected to

calculate the exact value).
56. 8787 + 343 x .J5O = ?
(1) 250 (2) 140 ~
~100 ~100 ~ 10"
.c
(5) 280
2
!.
57. ~54821 x (303 + 8) = (?) 5 .
(1) 48 (2) 38
(3) 28 (4) 18
o

I
(5) 58

68. ~ of 4011.33 + 2_ of 3411.22 = ?

8 10
(1) 4810 (2) 4980 ABC 0 E F
(3) 4890 (4) 4930
Vehicles
(5) 4850
Distance covered (in kilometers) by six vehicles on each day
69. 23% of 6783 + 57% of 8431 = ? Day 1 Day 2
Vehicle
(1) 6460 (2) 6420 864
A 832
(3) 6320 (4) 6630 774
B 516
(5) 6360 810
C 693
60. 335.01 x 244.99 + 55 = ? D 552 765
(1) 1490 (2) 1550 (3) 1420 (4) 1590 E 935 546
(5) 1400 F 703 636
 IBPS Bank PO/MT eWE Solved Paper 2012 33

66. Which of the following vehicles travelled at the same Directions (Q.Nos. 76-80) Study the following
speed on both the days? pie-chart and table carefully and answer the questions
(1) Vehicle A (2) Vehicle C given below.
(3) Vehicle F (4) Vehicle B Percentagewise distribution of the number of mobile phones
(5) None of these
sold by a shopkeeper during six months
67. What was the difference between the speed of vehicle Total number of mobile phones sold = 45000
A on day 1 and the speed of vehicle C on the same
day?
(1) 7 krn/h (2) 12 km/h
(3) 11 km/h (4) 8 km/h
(5) None of these

68. What was the speed of vehicle C on day 2 in terms of ~.

meters per second?
(1) 15.3 (2) 12.8
(3) 11.5 (4) 13.8
(5) None of these The respective ratio between the number of mobile phones sold
of company A and company B during six months
69. The distance travelled by vehicle F on day 2 was
Month Ratio
approximately what per cent of the distance travelled
Ju~ 8:7
by it on day 1? August 4: 5
(1) 80 (2) 65 (3) 85 (4) 95 September 3 :2
(5) 90
October
November
'I 7 :5
7 :8
70. What is the respective ratio between the speeds of
December I 7 :9
vehicle D and vehicle E on day 2?
/'" / (1) 15 : 13 (2) 17 : 13 76. What is the respective ratio between the number of
/ / (3) 13: 11 (4) 17: 1'4 mobile phones sold of company B during July and
(5) None of these those sold during December of the same company?
71. An article was purchased for ~ 78350. Its price was (1) 119:145 (2) 116:135
marked up by 30%. It was sold at a discount of 20% (3) 119:135 (4) 119:130
(5) None of these
on the marked up price. What was the profit per cent
on the cost price? 77. If 35% of the mobile phones sold by company A
(1)4 (2)7 (3)5 (4)3 during November were sold at a discount, how many
(5) 6 mobile phones of company A during that month
72. When X is subtracted from the numbers 9,15 and 27, were sold without a discount?
the remainders are in continued proportion. What is (1) 882 (2) 1635 (3) 1638 (4) 885
(5) None of these
the value of X?
(1)8 (2)6 (3)4 (4)5 78. If the shopkeeper earned a profit of ~ 433 on each
(5) None of these mobile phone sold of company B during October,
73. What is the difference between the simple and what was his total profit earned on the mobile phones
compound interest on ~ 7300 at the rate of 6% per of that company during the same month?
annum in 2 yr? (1) ~ 649900 (2) ~ 645900
(3) ~ 649400 (4) ~ 649500
(1) ~ 29.37 (2) ~ 26.28 (3) ~ 31.41 (4) ~ 23.22
(5) None of these
5)~21.34

J Sum of three consecutive numbers is 2262. What is

41% of the highest number?
(1) 301.51
(5) 309.55
(2) 303.14
.
(3) 308.73 (4) 306.35
79. The number of mobile phones sold of company A
during July is approximately what per cent of the
number of mobile phones sold of company A during
December?
(1) 110 (2) 140 (3) 150 (4) 105
75. In how many different ways can the letters of the (5) 130
word 'THERAPY'be arranged so that the vowels
never come together? 80. What is the total number of mobile phones sold of
(1) 720 (2) 1440
company B during August and September together?
(3) 5040 (4) 3600 (1) 10000 (2) 15000 (3) 10500 (4) 9500
(5) 4800 (5) None of these
34 IBPS Bank PO/MT eWE Solved Paper 2012

Directions (Q.Nos. Study the following

81-85) 87. Rachita enters a shop to buy ice-creams, cookies and
information and answer the questions that follow. pastries. She has to buy at least 9 units of each. She
The premises of a bank are to be renovated. The renovation is in buys more cookies than ice-creams and more pastries
terms of flooring. Certain areas are to be floored either with than cookies. She picks up a total of 32 items. How
marble or wood. All rooms/halls and pantry are rectangular. many cookies does she buy?
The area to be renovated comprises of a hall for customer (1) Either 12 or 13 (2) Either 11 or 12
transaction measuring 23 m by 29 m, branch manager's room (3) Either 10 or 11 (4) Either 9 or 11
measuring 13 m by 17 m, a pantry measuring 14 m by 13 m, a (5) Either 9 or 10
record keeping cum server room measuring 21 m by 13 m and
88. The fare of a bus is ~X for the first five km and ~ 13 per
locker area measuring 29 m by 21 m. The total area of the bank
is 2000 sq m. The cost of wooden flooring is ~ 170 per sq m and km thereafter. If a passenger pays ~2402 for a journey
the cost of marble flooring is ~ 190 per sq m. The locker area, of 187 km, what is the value of X?
record keeping cum server room and pantry are to be floored (1)~29 (2)~39
with marble. The branch manager's room and the hall for (3) ~ 36 (4) ~ 31
customer transaction are to be floored with wood. No other area (5) None of these
is to be renovated in terms of flooring. 89. The product of three consecutive even numbers is 4032.
81. What is the respective ratio of the total cost of The product of the first and the third number is 252
wooden flooring to the total cost of marble flooring? What is five times the second number?
(1) 1879 : 2527 (2) 1887 : 2386 (1) 80 (2) 100
(3) 1887 : 2527 (4) 1829 : 2527 (3) 60 (4) 70
(5) 1887:2351 (5) 90

82. If the four walls and ceiling of the branch managers 90. The sum of the ages of 4 members of a family 5 yr ago
room (The height of the room is 12 m) are to be was 94 yr. Today, when the daughter has been
painted at the cost of ~ 190 per sq m, how much will married off and replaced by a daughter-in-law, the
be the total cost of renovation of the branch sum of their ages is 92. Assuming that there has been
manager's room including the cost of flooring? no other change in the family structure and all the
(1) ~ 136800 (2) ~216660 people are alive, what is the difference in the age of the
(3) ~ 178790 (4) ~ 211940 daughter and the daughter-in-law?
(5) None of these (1) 22 yr (2) 11 yr
(3) 25 yr (4) 19 yr
83. If the remaining area of the bank is to be carpeted at
(5) 15 yr
the rate of ~ 110 per sq m.: how much will be the
increment in the total cost of renovation of bank 91. A bag contains 13 white and 7 black balls. Two balls
premises? are drawn at random. What is the probability that
(1) ~ 5820 (2) ~ 4848 they are of the same colour?
(3) ~3689 (4) ~ 6890 (1)~ (2)~ (3)~ (4)~
(5) None of these 190 190 190 190
84. What is the percentage area of the bank that is not to (5) t:
190
be renovated?
(1) 2.2 (2) 2.4 92. Akash scored 73 marks in subject A. He scored 56%
(3) 4.2 (4) 4.4 marks in subject B and X marks in subject C.
(5) None of these Maximum marks in each subject were 150. The
85. What is the total cost of renovation of the hall for overall percentage marks obtained by Akash in all
the three subjects together were 54%. How many
customer transaction and the locker area?
(1) ~229100 (2) ~230206 marks did he score in subject C?
(3) ~ 216920 (4) ~242440 (1) 84 (2) 86
(5) None of these
(3) 79 (4) 73
(5) None of these
86. A certain amount was to be distributed among A, B
93. The area of a square is 1444 sq m. The breadth of a
and C in the ratio 2 : 3 : 4 respectively, but was
erroneously distributed in the ratio 7 : 2 : 5 rectangle is 1/ 4th the side of the square and the
respectively. As a result of this, B got ~40 less. What is length of the rectangle is thrice the breadth. What i!
the difference between the area of the square and th/
the amount?
(1) ~ 210 (2) ~ 270 area of the rectangle?
(3) ~ 230 (4) ~280 (1) 1152.38 sq m (2) 1169.33 sq m
(5) None of these (3) 1181.21 sq m (4) 1173.25 sq m
(5) None of these
 IBPS Bank PO/MT eWE Solved Paper 2012 37

120. What was the reason owing to which Enrica Lexie, an 128. Which of the following banks is headed by a woman
Italian ship was detained by the port authorities in CEO?
Kerala and was brought to Cochin port for inspection (1) Bank of Baroda (2) HDFC Bank
an d searc h?. (3) Central Bank of India (4) Punjab National Bank
(1) Itwas carrying objectionable material (5) ICICIBank
(2) Itwas involvedin sea piracy ~ As per revised RBI Guidelines, provision on secured
(3) It was detained as the two crew members killedtwo Indian portion of loan accounts classified as doubtful assets
fishermen for more than one year and upto 3 (three) years is to
(4) The ship started sailing withoutmaking payments of ironore be made at the rate of
it loaded (1) 15% (2) 20%
(5) Itwas detained as itwas dumping nuclear waste indeep sea (3) 40%
(4) 25%
121. Which of the following agencies/ organizations ~5) 30%
recently gave 'go-ahead' verdict to India's one of the 130. As per the provisions in the Food Security Bill, 2011,
most controversial project of inter linking rivers? per month how much food grain should be given to
(some of the rivers are international rivers) each person of the target group?
(1) UN Food and AgricultureOrganization (1) 5 kg (2) 7 kg (3) 9 kg (4) 10 kg
(2) World Meteorological Organization (5) 20 kg
(3) InternationalCourt of Justice ., . .. .
(4) Central Water Commission t,;Jl. Which of the following acts In vogue In India IS
(5) Supreme Court of India V" against the thinking of raising school fee as per
demand of the market forces?
122. Who among the following was the captain of the (1) Prevention of Corruption Act
Australian Team which played 4 Test matches (2) Child Labour (Prohibition& Regulation) Act
against India in January 2012 and won all of them? (3) Sharda Act
(1) RickyPonting (2) Michael Clarke ~4) Rightto Education Act
(3) Nathan Lyon (4) Stuart Clark (5) MGNational Rural Employment Guarantee Act
(5) Andrew Symonds
l~Which of the following states has launched 'Panch
123. The committee on review of National Small Saving ""'" Parmeshwar Yojana' under which panchayats are
Fund (NSSF) was headed by allowed to use the fund for developing infrastructure
(1) Dr.C Rangarajan (2) Mr. U K Sinha and basic amenities in villages?
(3) Dr.YV Reddy (4) Mrs. Shyamala Gopinath (1) Uttar Pradesh
(5) Dr. Usha Thorat (2) Maharashtra
12)&.Banking Ombudsman Scheme is applicable to the (3) Gujarat
VI" business of ~) Madhya Pradesh
(1) all scheduled commercial banks excluding RRBs (5) Tamil Nadu
(2) all scheduled commercial banks including RRBs
~3. Base rate is the rate below which no ba~~ can allo",,;
(3) only public sector banks
their lending to anyone. Who sets up this Base Rate
\..A4) all banking companies
(5) all scheduled banks except private banks
for Banks?
(1) IndividualBanks' Board
125. The 5th Asian Indoor Athletics Championship was (2) Ministryof Commerce
organized in February 2012 in (3) Ministryof Finance
(1) Bangladesh (2) India (3) Qatar (4) China ~)RBI
(5) South Korea (5) Interest Rate Commission of India
~. Nationalization of banks aimed at all of the following
134. National Table Tennis Championship was organized
except
in, January 2012 in
(1) Provisionof adequate credit for agriculture SME & exports
(1) Mumbai (2) Delhi
(2) removal of control by a few capitalists
(3) Hyderabad (4) Lucknow
~ provision of credit to big industries only
(5) Jaipur
(4) access of banking to masses
(5) encouragement of a new class of entrepreneurs 135. Who among the following is the author, of the book
127. Who among the following was the Chief Guest at the 'Nirbasan'?
(1) Mahashweta Devi
three day Pravasi Bharatiya Divas function held in
(2) Taslima Nasreen
January 2012?
(3) Sunil Gangopadhyay
(1) Kamla Parsad Bissessar (2) Ram Baran Yadav
(4) VikramSeth
(3) Lakshmi Mittal (4) Salman Rushdie
(5) KiranDesai
(5) Benjamin Netanyahu
 38 IBPS Bank PO/MT eWE Solved Paper 2012

~ What is a 'Debit Card'? 144. Which of the following schemes is launched to

(1) Itis a card issued by a RatingAgency provide pension to people in unorganized sectors in
(2) It is a card which can be used for withdrawing cash or India?
making payment even in the absence of any balance in the (1) Swabhiman (2) Jeevan Dhara
account (3) Jeevan Kalyan (4) ASHA
J3) It is a card which can be used for withdrawing cash or (5) Swavalamban
making payment ifthere is balance in the account '"
145. The 10th Basic Ministerial Meeting on climate change
(4) Itis a card which carries prepaid balance
was organized in February 2012 in
(5) It is a card which can be used for making STDcalls
(1) Tokyo (2) Beijing (3) Manila (4) Moscow
137. Who among the following Indian Lawn Tennis (5) New Delhi
player won a Doubles of Australian Open 20l2?
_ 1A6. Finance Ministry has asked the Reserve Bank of India
(1) Mahesh Bhupati (2) Kamlesh Mehta
V to allow common ATM's that will be owned and
(3) Leander Paes (4) Sania Mirza
(5) Achanta Sarath Kamal
managed by non-banking entities hoping to cut
transaction costs for banks. Such ATM's are known as
138. 'Akula-ll'Class'K-152 Nerpa'was inducted in Indian (1) BlackLabelATM's
Navy recently. These are (2) OffsiteATM's
(1) aircrafts (2) radar system (3) Onsite ATM'sor red ATM's
(3) submarines missiles (4) warship (4) ThirdPartyATM's
(5) submarines V5) WhiteLabelATM's
139. Which of the following awards was conferred upon 147. Which of the following schemes of the Government
Late Mario De Miranda (Posthumously) in January of India has provided electricity to 99000 villages and
2012? totall.7 crore households up till now?
(1) Padma Vibhushan (1) KutirJyoti
(2) Bharat Ratna (2) RajivGandhi Grameen VidyutikaranYojana
(3) Kalidas Samman (3) Bharat Nirman
(4) Saraswati Samman (4) PURA
(5) Padmashri (5) SEWA

,JA6. Bad advances of a Bank are called 148. Ranbir Kapoor was awarded Best Actor Award in57th
(1) Bad debt (2) Book debt Film Fare Award function for his performance in
~) Non PerformingAsset (4) Out of order accounts (1) No One KilledJessica (2) Stanley Ka Dabba
(5) Overdrawnaccounts (3) 7 Khoon Maaf (4) Rockstar
(5) Zindagi Na MilegiDobara
~1. Axis Bank is a
(1) Public Sector Bank ~ PrivateSector Bank 149. An ECS transaction gets bounced and you are unable
(3) Co-operative Bank (4) Foreign Bank to recover your money from your customer. Under
(5) Gramin Bank which Act criminal action can be initiated?
(1) Indian Penal Code
~. By increasing repo rate, the economy may observe
(2) Negotiable Instruments Act
the following effects (3) CriminalProcedure Code
""'t1) rate of interest on loans and advances willbe costlier (4) Payment and Settlements Act
(2) industrialoutput would be affected to an extent (5) IndianContract Act
(3) banks willincrease rate of interest on deposits
(4) industry houses may borrow money from foreign 150. Mr. Rajendra had filed a complaint with Banking
countries Ombudsman but is not satisfied with the decision.
(5) Allof the above What is the next option before him for getting his
~. Increased interest rates, as is existing in the economy matter resolved?
(1) Writeto the CMDof the Bank
at present will
(2) Filean appeal before the Finance Minister
(1) lead to higher GDP growth
(3) File an appeal before the Banking OmbudHints and
(2) lead to lowerGDP growth
Solutionssman again
~ mean higher cost of raw materials
(4) Filean appeal before the Dy.Governor RBI
(4) mean lowercost of raw materials
(5) Simplyclose the matter as going to court involvestime and
(5) mean higher wage bill
money
 Section IV Computer Knowledge
151. Allows users to upload files to an online site so they 159. A set of rules for telling the computer what
can be viewed and edited from another location. operations to perform is called a
(1) General-purpose applications (1) procedural language (2) structures
(2) MicrosoftOutlook (3) natural language (4) command language
(3) Web-hosted technology (5) programming language
(4) Office Live
160. A detailed written description of the programming
(5) None of the above
cycle and the program, along with the test results and
152. What feature adjusts the top and bottom margins so a printout of the program is called
that the text is centered vertically on the printed (1) documentation (2) output
page? (3) reporting (4) spec sheets
(1) Verticaljustifying (2) Verticaladjusting (5) directory
(3) Dual centering (4) Horizontalcentering
161. Forms that are used to organize business data into
(5) Verticalcentering
rows and columns are called
153. Which of these is not a means of personal (1) transaction sheets (2) registers
communication on the Internet? (3) business forms (4) sheet-spreads
(1) Chat (2) Instant messaging (5) spreadsheets
(3) Instanotes (4) Electronic mail
162. In Power Point, the Header & Footer button can be
(5) None of these
found on the Insert tab in what group?
154. What is the overall term for creating editing, (1) Illustrationsgroup (2) Object group
formatting, storing, retrieving and printing a text (3) Text group (4)Tables group
document? (5) None of these
(1) Word processing 163. A(n) __ is a set of programs designed to manage the
(2) Spreadsheet design resources of a computer, including starting the
(3)Web design computer, managing programs, managing memory
(4) Database management
and coordinating tasks between input and output
(5) Presentation generation
devices.
155. Fourth-generation mobile technology provides (1) application suite (2) compiler
enhanced capabilities allowing the transfer of both (3) input/output system (4) interface
__ data, including full-motion video, high-speed (5) operating system (OS)
Internet access, and videoconferencing. 164. A typical slide in a slide presentation would not
(1)video data and information include
(2)voice and non-voice (1) photo images charts, and graphs
(3) music and video (2) graphs and clip art
(4) video and audio (3) clip art and audio clips
(5) None of the above (4) full-motionvideo
(5) content templates
156. is a form of denial of service attack in which a
hostile client repeatedly sends SYN packets to every 165. The PC productivity tool that manipulates data
port on the server using fake IP addresses. organized in rows and column is called a
(1) Cybergaming crime (1) spreadsheet
(2) word processing document
(2) Memory shaving
(3) presentation mechanism
(3) Syn flloding
(4) database record manager
(4) Software piracy
(5) EDIcreator
(5) None of the above
166. In the absence of parentheses, the order of operation is
157. Which of these is a point-and-draw device? (1) exponentiation, addition or subtraction, multiplication or
(1) Mouse (2) Scanner division
(3) Printer (4) CD-ROM (2) addition or subtraction, multiplication or division,
(5) Keyboard exponentiation
(3) multiplication or division, exponentiation, addition or
158. The letter and number of the intersecting column and
subtraction
row is the (4) exponentiation, multiplication or division, addition or
(1) cell location (2) cell position subtraction
(3) cell address (4) cell coordinates (5) addition or subtraction, exponentiation, multiplication or
(5) cell contents division
40 IBPS Bank PO/MT eWE Solved Paper 2012

167. To find the Paste Special option, you use the 175. A USB communication device that supports data
Clipboard group on the __ tab of Power Point. encryption for secure wireless communication for
(1) Design (2) Slide Show notebook users is called a
(3) Page Layout (4) Insert (1) USB wireless network adapter
(5) Home (2) wireless switch
(3) wireless hub
168. A(n) __ program is one that is ready to run and (4) router
does not need to be altered in any way. (5) None of the above
(1) interpreter (2) high-level
176. A(n) __ language reflects the way people think
(3) compiler (4) COBOL
(5) executable mathematically.
(1) cross-platform programming
169. Usually downloaded into folders that hold (2) 3GL business programming
temporary Internet files, __ are written to your (3) event-driven programming
computer's hard disk by some of the Web sites you (4) functional
visit. (5) None of the above
(1) anonymous files (2) behaviour files 177. When entering text within a document, the Enter key
(3) banner ads (4) large files is normally pressed at the end of every
(5) cookies (1) line (2) sentence (3) paragraph (4) word
170. What is the easiest way to change the phrase, (5) file
revenues, profits, gross margin, to read revenues, 178. When a real time telephone call between people is
profits, and gross margin? made over the Internet using computers, it is called
(1) Use the insert mode, position the cursor before the g in (1) a chat session (2) an e-mail
gross, then type the word and followed by a space (3) an instant message (4) Internet telephony
(2) Use the insert mode, position the cursor after the g in gross, (5) None of these
then type the word and followed by a space .
(3) Use the overtype mode, position the cursor before the g 179. Which of the following is the first step in sizing a
in gross, then type the word and followed by a space window?
(4) Use the overtype mode, position the cursor after the g in (1) Point to the title bar
gross, then type the word and followed by a space (2) Pull down the View menu to display the toolbar
(5) None of the above (3) Point to any corner or border
(4) Pull down the View menu and change to large icons
171. A program, either talk or music, that is made (5) None of the above
available in digital format for automatic download
over the Internet is called a 180. Which of the following software could assist
(1) wiki (2) broadcast
someone who cannot use their hands for computer
(3) vodcast (4) blog input?
(5) podcast (1) Video conferencing (2) Speech recognition
(3) Audio digitizer (4) Synthesizer
172. Which Power Point view displays each slide of the (5) None of these
presentation as a thumbnail and is useful for
rearranging slides? 181. __ a document means the file is transferred from
(1) Slide Sorter (2) Slide Show another computer to your computer.
(3) Slide Master (4) Notes Page (1) Uploading
(5) Slide Design (2) Really Simple Syndication (RSS)
(3) Accessing
173. Different components on the motherboard of a PC (4) Downloading
unit are linked together by sets of parallel electrical (5) Upgrading
conducting lines. What are these lines called?
182. Which computer memory is used for storing programs
(1) Conductors (2) Buses
(3) Connectors (4) Consecutives
and data currently being processed by the CPU?
(1) Mass memory (2) Internal memory
(5) None of these
(3) Non-volatile memory (4) PROM
174. What is the name given to those applications that (5) None of these
combine text; sound, graphics, motion video, and/ or
183. Computers that control processes accept data in a
animation?
continuous
(1) Motionware (2) Anigraphics
(1) data traffic pattern (2) data highway
(3) Videoscapes (4) Multimedia
(3) infinite loop (4) feedback loop
(5) Maxomedia
(5) slot
 IBPS Bank PO/MT eWE Solved Paper 2012 41

184. What refers to a set of characters of a particular 192. A(n) __ allows you to access your e-mail from
design? anywhere.
(1) Keyface (2) Formation (3) Calligraph (4) Stencil (1) forum (2) webmail interface
(5) Typeface (3) message board (4) weblog
(5) None of these
185. __ is used by public and private enterprises to
publish and share financial information with each 193. Which of the following would you find on Linkedln?
other and industry analysts across all computer (1) Games (2) Connections
(3) Chat (4) Applications
platforms and the Internet.
(5) None of these
(1) Extensible Markup Language (EML)
(2) Extensible Business Reporting Language (XBRL) 194. __ is a technique that is used to send more than one
(3) Enterprise Application Integration (EAI) call over a single line.
(4) Sales Force Automation (SFA) software (1) Digital transmission (2) Infrared transmission
(5) None of the above (3) Digitizing (4) Streaming
186. Which part of the computer is used for calculating (5) Multiplexing
and comparing? 195. The Search Companion can
(1) ALU (2) Control unit (1) locate all files containing a specified phrase
(3) Disk unit (4) Modem (2) restrict its search to a specified set of folders
(5) None of these (3) locate all files containing a specified phrase and restrict its
search to a specified set of folders
187. The method of Internet access that requires a phone
(4) cannot locate ali files containing a specified phrase or
line, but offers faster access speeds than dial-up is the
restrict its search to a specified set of folders
connection. (5) None of the above
(1) cable access
(2) satellite access 196. Which of the following cannot be part of an e-mail
(3) fiber-optic service address?
(4) Digital Subscriber Line (DSL) (1) Period (.)
(5) modem (2) At sign (@)
(3) Space ()
188. __ software creates a mirror image of the entire
(4) Underscore U
hard disk, including the operating system, (5) None of the above
applications, files, and data.
(1) Operating system (2) Backup software 197. Which of the following must be contained in a URL?
(3) Utility programs (4) Driver imaging (1) A protocol identifier
(5) None of these (2) The letters, www.
(3) The unique registered domain name
189. What is a URL? (4) www. and the unique registered domain name
(1) A computer software program (5) A protocol identifier, www. and the unique registered domain
(2) A type of programming object
name
(3) The address of a document or 'page' on the World Wide Web
(4) An acronym for Unlimited Resources for Learning 198. Which of the following information systems focuses
(5) A piece of hardware on making manufacturing processes more efficient
190. What is the significance of a faded (dimmed) and of higher quality?
command in a pull-down menu? (1) Computer-aided manufacturing
(1) The cornmand is not currently accessible (2) Computer-integrated manufacturing
(2) A dialog box appears if the command is selected (3) Computer-aided software engineering
(3) A Help window appears if the command is selected (4) Computer-aided system engineering
(4) There are no equivalent keystrokes for the particular (5) None of the above
command 199. A mistake in an algorithm that causes incorrect results is
(5) None of the above
called a
191. Your business has contracted with another company (1) logical error (2) syntax error
to have them host and run an application for your (3) procedural error (4) compiler error
company over the Internet. The company providing (5) machine error
this service to your business is called an 200. A device for changing the connection on a connector
(1) Internet service provider to a different configuration is
(2) Internet access provider
(1) a converter (2) a component
(3) Application service provider
(3) an attachment (4) an adapter
(4) Application access provider
(5) voltmeter
(5) Outsource agency
 Section V English Language
Directions (Q.Nos. Read the following
201-208)
passage carefully and answer the questions given below it.
Certain words/phrases have been printed in bold to help
you locate them while answering some of the questions.
When times are hard, doomsayers are aplenty. The problem is
that if you listen to them too carefully, you tend to overlook the
most obvious signs of change. 2011 was a bad year. Can 2012 be
any worse ? Doomsday forecasts are the easiest to make these
days. So, let's try a contrarian's forecast instead.
Let's start with the global economy. We have soon a steady flow
of good news from the US. The employment situation seems to
be improving rapidly and consumer sentiment, reflected in
retail expenditures on discretionary items like electronics and
clothes, has picked up. If these trends sustain, the US might
post better growth numbers for 2012 than the 1.5-1.8% being
forecast currently.
Japan is likely to pull out of a recession in 2012, as
post-earthquake reconstruction efforts gather momentum and
the fiscal stimulus announced in 2011 begins to payoff. The
consensus estimate for growth in Japan is a respectable 2% for
2012.
The "hard-landing" scenario for China remains and will remain
a myth. Growth might decelerate further from the 9% that it
expected to clock in 2011, but is unlikely to drop below 8-8.5%
in 2012.
Europe is certainly in a spot of trouble. It is perhaps already in
recession and for 2012, it is likely to post mildly negative
growth. The risk of implosion has dwindled over the last few
months -peripheral economies like Greece,Italy and Spain have
new governments in place and have made progress towards
genuine economic reform.
Even with some of these positive factors in place, we have to
accept the fact that global growth in 2012 will be tepid. But
there is a flipside to this. Softer growth means lower demand
for commodities and this is likely to drive a correction in
commodity prices. Lower commodity inflation will enable
emerging market and central banks to reverse their monetary
stance. China, for instance, has already reversed its stance and
has pared its reserve ratio twice. The RBIalso seems poised for a
reversal in its rate cycle as headline inflation'seems well on its
way to its target of 7% for March, 2012.
That said, oil might be an exception to the general trend in
commodities. Rising geopolitical tensions, particularly the
continuing face-off between Iran and the US, might lead to a
spurt in prices. It might make sense for our oil companies to
hedge this risk instead of buying oil in the spot market.
As inflation fears abate and emerging market and central banks
begin to cut rates, two things could happen. Lower commodity
inflation would mean lower interest rates and better credit
availability. This could set a floor to growth and slowly reverse
the business cycle within these economies. Second, as the fear
of untamed, runaway inflation in these economies abates, the
global investor's comfort levels with their markets will increase.
Which of the emerging markets will outperform and who will
get left behind? In an environment in which global growth is
likely to be weak, economies like India, that have a powerful
domestic consumption, should lead; those dependent on
exports should, prima facie, fall behind. Specifically for India, a
fall in the exchange rate could not have come at a better time. It
will help Indian exporters gain market share even if global trade
remains depressed. More importantly, it could lead to massive
import substitution that favours domestic producers.
Let's now focus on India and start with a caveat. It is important
not to confuse a short-run cyclical dip with a permanent
de-rating of its long-term structural potential. The arithmetic is
simple. Our growth rate can be in the range of7-1()o,-t,
depending
on policy action. 10%, if we get everything right, 7% if we get it
all-wrong. Which policies and reforms are critical to taking us to
our 10% potential? In judging this, let's again be careful. Let's
not go by the laundry list of reforms that Fils like to wave:
increase in foreign equity limits in foreign shareholding, greater
voting rights for institutional shareholders in banks, FDI in
retail, etc. These can have an impact only at the margin. We
need not bend over backwards to appease the FIls through these
reforms - they will invest in our markets when momentum
picks up and will be the first to exit when the momentum flags,
reforms or not.
The reforms that we need are the ones that can actually raise
our sustainable long-term growth rate. These have to come in
areas like better targeting of subsidies, making projects in
infrastructure viable so that they draw capital, raising the
productivity of agriculture improving healthcare and
education, bringing the parallel economy under the tax net,
implementing fundamental reforms in taxation like GST and
the direct tax code and finally easing the myriad rules and
regulations that make doing business in India such a nightmare.
A number of these things do not require new legislation and can
be done through executive order.
201. Which of the following is not true according to the
passage?
(1) China's economic growth may decline in the year 2012, as
compared to the year 2011
(2) The European Economy is not doing very well
(3) Greece is on the verge of bringing about economic reforms
(4) In the year 2012, Japan may post a positive growth and thus
pull out of recession
(5) All of the above are true
202. Which of the following will possibly be a result of
softer growth estimated for the year 2012?
(A) Prices of oil will not increase.
(8) Credit availability would be lesser.
(C) Commodity inflation would be lesser.
Which of the statements given above is/are correct?
(1) Only(8) (2) (A) and (8)
(3) (A) and (C) (4) Only (C)
(5) All of these
203. Which of the following can be said about the present
status of the US Economy?
(1) There is not much improvement in the economic scenario of
the country from the year 2011
(2) The growth in the economy of the country, in the year 2012,
would definitely be lesser than 1.8%
 IBPS Bank PO/MT eWE Solved Paper 2012 43

(3) The expenditure on clothes and electronic commodities, by Directions (Q.Nos. 209-212) Choose the word/group of
consumers, is lesserthan that in the year 2011 words which is most similar in meaning to the word/group
(4) There is a chance that in 2012, the economy would do better of words printed in bold as used in the passage.
than what has been forecast
(5) The pace of change in the employment scenario of the 209. Draw
country is very slow (1) Entice (2) Push
(3) Decoy (4) Attract
204. Which of the following is possibly the most (5) Persuade
appropriate title for the passage?
(1) The Economic Disorder 210. Clock
(2) Indian Economy Versus the European Economy (1) Watch (2) Achieve
(3) Global Trade (3) Time (4) Second
(4) The Current Economic Scenario (5) Regulate
(5) Characteristics of the Indian Economy
211. Abate
205. According to the author, which of the following (1) Rise (2) Gear
would characterise Indian growth scenario in 2012? (3) Hurl (4) Lessen
(A) Domestic producers will take a hit because of (5) Retreat

depressed global trade scenario 212. Emerging

(B) On account of its high domestic consumption, (1) Raising (2) Developing
India will lead (3) Noticeable (4) Conspicuous
(5) Uproaring
(C) Indian exporters will have a hard time in gaining
market share Directions (Q.Nos. 213-215) Choose the word/group of
Which of the statements given above is/are correct? words which is most opposite in meaning to the word/group
(1) Only(A) (2) (A) and (8) of words printed in bold as used in the passage.
(3) (B) and (C) (4) Only (A)
(5) All of these 213. Myrida
(1) Trivial (2) Difficult
206. Why does the author not recommend taking up .the (3) Few (4) Effortless
reforms suggested by FIls? (5) Countless
(1) These will bring about only minor growth
(2) The reforms suggested will have no effect on the economy of 214. Tepid
(1) Moderate (2) High
our country, whereas will benefit the Fils significantly
(3) Warm (4) Irregular
(3) The previous such recommendations had backfired
(4) These reforms will be the sole reason for our country's (5) Little
economic downfall 215. Myth
(5) The reforms suggested by them are not to be trusted as they (1) Reality (2) Belief
will not bring about any positive growth in India (3) Contrast (4) Idealism
207. Which of the following is true as per the scenario (5) Falsehood
presented in the passage? Directions (Q.Nos. 216-220) Rearrange the following
(1) The highest growth rate that India can expect is 7%
six sentences A, B, C, D, E and F in the proper sequence to
(2) The fall in the exchange rate will prove beneficial to India
(3) Increased FDI in retail as suggested by Fils would benefit
form a meaningful paragraph; then answer the questions
India tremendously given below them.
(4) The reforms suggested by the author require new legislation A. If China is the world's factory, India has become the
in India world's outsourcing centre-keeping in line with this
(5) None of The Above is true image.
B. But, India's future depends crucially on its ability to
208. According to the author, which of the following compete fully in the creative economy-not just in tech
reform/s is/are needed to ensure long term growth and software, but across design and entrepreneurship;
in India? arts, culture and entertainment; and the
(A)Improving healthcare and educational facilities. knowledge-based professions of medicine, finance
(B) Bringing about reforms in taxation. and law.
(C) Improving agricultural productivity. C.. While its creative assets outstrip those of other
Which of the statements given above is/are correct? emerging competitors, India must address several
(1) Only (B) (2) (A) and (8) challenges to increase its international
(3) (B) and(C) (4) Only (A) competitiveness as the world is in the midst of a
(5) All of these sweeping transformation.
44 IBPS Bank PO/MT eWE Solved Paper 2012

D. This transformation is evident in the fact that the (A) fasten (B)move
world is moving from an industrial economy to a (C) hasten (D) speed
creative economy that generates wealth by harnessing (E) early (F) quicken i

intellectual labour, intangible goods and human Select the correct answer using the codes givn below
creative capabilities. (1) (0) and (F) (2) (A) and (C)
E. Its software industry is the world's second-largest, its (3) (C) and (F) (4) (0) and (E)
tech outsourcing accounts for more than half of the $ (5) (8) and (0)
300 billion global industry, according to a technology
223. A senior citizen's son __ threatened her every day
expert.
F. If the meeting of world leaders at Davos is any and physically harmed her, forcing her to transfer her
indication, India is rapidly becoming an economic property to him.
'rock star'. (A) superficially (B)mistakenly
(C) allegedly (D) miserably
216. Which of the following should be the Sixth (Last)
(E) doubtfully (F) purportedly
sentence after the rearrangement? Select the correct answer using the codes given below
(1)A (2)8 (3)C (4)0
(1) (C) and (F) (2) (A) and (E)
(5) E
(3) (C) and (E) (4) (0) and (F)
217. Which of the following should be the Third sentence (5) (A) and (C)
after the rearrangement? 224. Medical teachers said that the management had
(1) A (2) 8 (3) C (4) 0
, continued to remain __ to their cause leading to the
(5) E
stretching of their strike.
218. Which of the following should be the Fifth sentence (A) unmoved (B)lethargic
after the rearrangement? (C) unconcerned (D) apathetic
(1)A (2)8 (3)C (4)F (E) indifferent (F) bored
(5) E Selcet the correct answer using the codes given below
219. Which of the following should be the First sentence (1) (8) and (C) (2) (C) and (F)
after the rearrangement? (3) (A) and (E) (d) (A) and (0)
(1)F (2)8 (3)C (4) A (5) (0) and (E)
(5) E 225. The parents had approached the High Court to _
220. Which of the following should be the Second sentence the government .,prder after their children, Who
after the rearrangement? passed UKG, were denied admission by a school.
(1) A (2) 8 (A) void (B) quash
(3) C (4) 0 (C) annul (D) stay
(5) F (E) lift (F) post
Directions (Q. Nos. 221-225) The following questions Select the correct answer using the codes given below
(1) (A) and (0) (2) (8) and (C)
consist of a single sentence with one blank only. You are (3) (C) and (E) (4) (E) and (F)
given six words denoted by A, B, C, D, E and F as answer (5) (C) and (0)
choices and from the six choices you have to picR two
correct answers, either of which will, make the sentence Directions (Q. Nos. 226-235) Read each sentence to
meaningfully complete. find out whether there is any grammatical error or
idiomatic errorin it. The error,if any, will be in one part of
221. __ before the clock struck 8 on Saturday night,
the sentence. The number of that part is the answer. If
India Gate was swamped with people wearing black
there is 'No error', the answer is (5). (Ignore errors of
T-shirts and holding candles.
punctuation, if any).
(A) Minutes (B)Time
(C) Later (D) Quickly 226. The Government has asked individuals (1)/ with
(E) Since (F) Seconds income of over ~ 10 lakh to (2)/ electronic file tax
Select the correct answer using the codes given below returns for the year 2011-12, (3)/something which
(1) (8) and (E) (2) (1) and (C) was optional till last year. (4)/ No error (5)
(3) (A) and (F) (4) (8) and (0)
227. The power tariff had already (1)/ been increased
(5) (C) and (E)
twice in (2)/ the last 15 months and the Electricity
222. The states should take steps to _ the process of Board had also (3)/ levied additional monthly
teachers' appointments as the centre has already charges to consumers. (4)/ No error (5)
sanctioned six lakh posts.
 IBPS Bank PO/MT eWE Solved Paper 2012 45

228. Despite of curfew (1)/ in some areas, minor (2)/ 239. The campaign is significant because not just the
communal incidents were reported (3)/ from youths are directly appealing to the world but
different areas of the walled city. (4)/ No error (5) because their efforts challenge the chimera of
normalcy in the area.
229. This comes (1)/ at a time (2)/ when fund allocation
(1) not just because (2) just not because
(3)/ is been doubled. (4)/ No error (5) (3) not just (4) because just
230. As the prison will get (1)/ an official telephone (5) No correction required
facility soon, the prisoners (2)/ won't have to make
240. The doctor's association has threatened to go on
calls in discreet manner (3)/ through smuggled
mobile phones. (4)/ No error (5) indefinite strike support of their teachers.
(1) on supporting to (2) to supporting
231. The area was plunged into (1)/ darkness mid a wave (3) for support (4) in support of
of (2)/ cheering and shouting (3)/ slogans like 'Save (5) No correction required
The Earth. (4)/ No error (5)
Directions (Q. Nos 241-250) In the following passage
232. The poll contestants approached (1) / the commission
there are blanks, each of which has been numbered. These
complaining that the hoardings (2)/ violated the
numbers are printed below the passage and against each,
code of conduct (3)/ and influenced public
five words/phrases are suggested, one of which fits the
perception. (4)/ No error (5)
blank appropriately.Find out the appropriate word/phrase
233. The country has (1)/ adequate laws but problems in each case.
(2)/ arise when these are not (3)/ implemented in Greenhouse gases are only (241) of the story when it comes to
letter and spirit. (4)/ No error (5) global warming. Changes to one part of the climate system can
234. The management feels that (1)/ the employees of the (242) additional changes to the way the planet absorbs or
reflects energy. These secondary changes are (243) climate
organisation are (2)/ non-productive, and do not
feedbacks, and they could more than double the amount of
want (3)/ to work hard (4)/ No error (5) warming caused by carbon dioxide alone. The primary
235. As far the issue .of land encroachment (1)/ invillages feedbacks are (244) to snow and ice, water vapour, clouds, and
is concerned, people will (2)/ have to make a start the carbon cycle.
from their villages by (3)/ sensitising and educating Perhaps the most well (245) feedback comes from melting snow
the villagers this issue. (4)/ No error (5) and ice in the Northern Hemisphere. Warming temperatures are
already (246) a growing percentage of Arctic sea ice, exposing
Directions (Q. Nos 236-240) Which of the phrases (1), dark ocean water during the (247) sunlight of summer. Snow
(2), (3) and (4) given below each sentence should replace cover on land is also (248) in many areas. In the (249) of snow
and ice, these areas go from having bright, sunlight-reflecting
the word/phraseprinted in boldin the sentence to make it
surfaces that cool the planet to having dark, sunlight-absorbing
grammatically correct ? If the sentence is correct as it is surfaces that (250) more energy into the Earth system and cause
given and no correction is required, mark (5) as the more warming.
answer.
241. (1) whole (2) part
236. US secretary of state made it clear that time running (3) material (4) issue
out for diplomacy over Iran's nuclear programme (5) most
and said that talks aimed at preventing Tehran from
242. (1) raise (2) brings
acquiring a nuclear weapon would resume in April.
(3) refer (4) stop
(1) runs out (2)was running out
(5) cause
(3) ran out (4) run
(5) No correction required 243. (1) sensed (2) called
(3) nothing (4) but
237. While the war of the generals rage on, somewhere in
(5) term
small town India, wonderful things are happening,
quietly and minus fanfare. 244. (1) due (2) results
(1) rage (2) raging (3) reason (4) those
(3) rages on (4) raged on (5) because
(5) No correction required (2) known
245. (1) done
238. According to WWF, the small Island nation of Samoa (3) ruled (4) bestowed
was the first in switch off its lights for Earth Hour. (5) said
(1)first to switch off (2)the firstto switch off (2) sending
246. (1) mastering
(3) the first of switch off (4) first in switch off (4) calming
(3) melting
(5) No correction required
(5) increasing
 .~

46 IBPS Bank PO/MT eWE Solved Paper 2012

(2) ceasing 249. (1) progress (2) reduced

247. (1) make-shift
(4) perpetual (3) existence (4) midst
(3) troubled
(5) absent (5) absence

(2) manufactured 250. (1) repel (2) waft

248. (1) dwindling
(4) generating (3) monitor (4) bring
(3) descending
(5) supplied (5) access

Answers
3. (2) 4. (3) 5. (4) 6. (3) 7. (l) 8. (3) 9. (2) 10. (5)
1. (5) 2. (4)
13. (2) 14. (l) 15. (1) 16. (l) 17. (5) 18. (4) 19. (1) 20. (5)
11. (1) 12. (2)
(2) 23. (5) 24. (4) 25. (1) 26. (4) 27. (4) 28. (3) 29. (5) 30. (5)
21. (3) 22.
34. (4) 35. (2) 36. (3) 37. (4) 38. (3) 39. (3) 40. (5)
31. (1) 32. (2) 33. (5)
43. (4) 44. (2) 45. (l) 46. (4) 47. (5) 48. (5) 49. (5) 50. (3)
41. (l) 42. (2)
(1) 53. (2) 54. (5) 55. (2) 56. (3) 57. (2) 58. (3) 59. (5) 60. (1)
51. (4) 52.
(1) 63. (4) 64. (4) 65. (1) 66. (4) 67. (3) 68. (5) 69. (5) 70. (2)
61. 62. (2)
73. (2) 74. (5) 75. (4) 76. (3) 77. (3) 78. (4) 79. (5) 80. (1)
71. (1) 72. (2)
83. (5) 84. (2) 85. (1) 86. (l) 87. (3) 88. (3) 89. (1) 90. (1)
81. (3) 82. (5)
93. (4) 94. (5) 95. (4) 96. (4) 97. (2) 98. (3) 99. (5) 100. (3)
91. (4) 92. (2)
103. (l) 104. (l) 105. (5) 106. (4) 107. (l) 108. (3) 109. (3) 110. (3)
101. (1) 102. (4)
(1) 113. (l) 114. (4) 115. (5) 116. (4) 117. (3) 118. (5) 119. (1) 120. (3)
111. (2) 112.
123. (4) 124. (4) 125. (4) 126. (3) 127. (1) 128. (5) 129. (5) 130. (2)
121. (5) 122. (2)
133. (4) 134. (4) 135. (2) 136. (3) 137. (3) 138. (5) 139. (1) 140. (3)
131. (4) 132. (4)
(1) 143. (3) 144. (5) 145. (5) 146. (5) 147. (3) 148. (4) 149. (4) 150. (4)
141. (2) 142.
(1) 153. (3) 154. (1) 155. (2) 156. (l) 157. (l) 158. (3) 159. (5) 160. (1)
151. (2) 152.
(3) 163. (5) 164. (3) 165. (l) 166. (4) 167. (5) 168. (5) 169. (5) 170. (1)
161. (5) 162.
173. 174. (4) 175. (1) 176. (4) 177. (2) 178. (4) 179. (l) 180. (2)
171. (4) 172. (1) (2)
183. (3) 184. (3) 185. (2) 186. (l) 187. (5) 188. (2) 189. (3) 190. (4)
181. (2) 182. (2)
193. (2) 194. (5) 195. (1) 196. (3) 197. (4) 198. (l) 199. (2) 200. (4)
191. (5) 192. (2)
203. (4) 204. (4) 205. (1) 206. (l) 207. (2) 208. (5) 209. (4) 210. (2)
201. (5) 202. (4)
213. (3) 214. (3) 215. (1) 216. (4) 217. (5) 218. (3) 219. (4) 220. (5)
211. (4) 212. (2)
223. (l) 224. (5) 225. (2) 226. (3) 227. (4) 228. (1) 229. (4) 230. (5)
221. (3) 222. (3)
233. (5) 234. (3) 235. (1) 236. (2) 237. (3) 238. (2) 239. (l) 240. (4)
231. (2) 232. (4)
242. (5) 243. (2) 244. (l) 245. (2) 246. (3) 247. (4) 248. (1) 249. (5) 250. (5)
241. (2)
 Hints and Solutions
Solutions (Q. Nos. 1-4) After careful study the given 12. According to the statements, venn-.diagramis
input and various steps of rearrangement, we may
conclude that in each step numbers are arranged in ~~
descending order from left to right while words are
arrangedin opposite English alphabetical orderfrom right Conclusions I. No question is a test. (7)
to left and the same process is continued till the II. Some tests are definitely not exams. (3)
Hence, only conclusion II follows from the given statements.
rearrangement ends.
Input 84 why sit 14 32 not best ink feet 51 27 vain 68 92. Solutions (Q. Nos. 13-14) According to the
Step I 1484 why sit 32 not ink feet 5127 vain 68 92 best statements, Venn-diagram is
Step II 271484 why sit 32 not ink 51 vain 68 92 best feet
Step III 32271484 why sit not 51 vain 68 92 best feet ink
Step IV 51 32 27 14 84 why sit vain 68 92 best feet ink not
Step V 68513227 1484 why vain 92 best feet ink not sit
Step VI 8468513227 14 why 92 best feet ink not sit vain
Step VII 92846851 32 27 14 best feet ink not sit vain why
1. There is no such step.
2. Step V 68 51 32271484 why vain 92 best feet ink not sit 13. Conclusions I. Some forces are definitely not powers. (7)
Hence,'best' would be at 5th position from the right in step V. II. No heat is force. (3)
Hence, only conclusion II follows from the given statements.
3. Step VII (last step) 92846851 322714 best feet ink not
sit vain why 14. Conclusions I. No energy is heat. (3)
Hence, three elements (best, 14, 27) are between 'feet' and II.Someforces being heat is a possibility. (7)
'32'. Hence, only conclusion I follows from the given statements.
4. Step IV 51 32271484 why sit vain 68 92 best feet ink not. Solutions (Q. Nos. 15-16) According to the statements,
Hence, 'why' is sixth from the left in step IV. venn-diagram is
Solutions (Q. Nos. 5-11) Eight persons sitting
arrangements are as follows.
(D's Daughter)
(G's uncle (A'swife,
or Maternal-uncle) D's Sister)
15. Conclusions I. No coin is a plastic. (3)
II. All plastics being metals is a possibility. (7)
(H's Mother
A's Mother-in-Ia Hence, only conclusion I follows from the given statements.
F's Grandmother) 16. Conclusions I. No metal is plastic. (3)
c- II. All notes are plastics. (7)
Hence, only conclusion I follows from the given statements.
17. According to the statements, venn-diagram is

5. A's mother-in-law is B and A is second to the right of B.

Conclusions I. Some graphics are figures. (3)
6. D's daughter is E. II. No symbol is a picture. (7)
7. A's grandchild is C and A is immediate right of C. Hence, both conclusions follow from the given statements.
8. G's uncle is D and three peoples (either clockwise or 18. According to the statements, Venn-diagram is
anti-clockwise) are sitting between G and her uncle.
9. Except C all others are women.
10. B is the mother of H which is true with respect to the given
sitting arrangement.
11. F's grandmother sits to the immediate left of C.
48 IBPS Bank PO/MT eWE Solved Paper 2012

32. From statement I and III,

r W+E
Conclusion I. All vacancies are occupations. (7)
II. All occupations being vacancies is a
possibility. (7)
Hence, none conclusion follows from the given statements.

Solutions (Q. Nos. 19-21) Six friends marks

!_. 1).---:

descending order {>} are as follows.

B>D>F>C>E>A D~. 0 F S
19. Given, third highest marks = 81 Hence, D is in South direction with respect to point B.
and E's marks = 62 33. From statement I, II and III,
:.C's score marks between 62 and 81 kind ~ Ko, point -erni, money ~hy,
of ~zo, and ~ru, cash -sto, its ~fe
Hence, C's possible marks = 70.
of its kind -ezo fe ko
20. None is true with respect to the given information.
Hence, one ~pi
21. : B scored highest marks. 34. From statement I,
:. B's marks = F's marks + 13 A
= 81 + 13
= 94
D scored second highest marks.
D o
:. D scored marks between 81 and 94 Centre
Hence, D's possible marks = 89.

Solutions (Q. Nos. 22-29)

C
~ ~
From statement we cannot determine that A, B, C and 0 facing
s'O ~
~
~~ ~~ ~~ ~~Et
t3&! ~&! &!~ 5&!8
'0 ~
the centre because we clearly show that B is facing outside.
From statement II,
-~~--~o~--~o~----o-
CAB D

~~--_~~--~~~---~o-
s~ al lij~ o~
i
~lIl Z '6l1l Q~
'0 al e, .E al .........
c:
>- A e C
en Centre
22. The person from Bank of Maharashtra is an immediate
neighbour of A.
23. S
24. The person from Syndicate Bank and D at extreme ends of B
the rows. From statement II we cannot determined that A, B, C and 0
facing the centre because we clearly show that 0 is facing
25. The person from Indian Bank is faces the person from
outside.
Bank of Maharashtra.
From statement III,
26. D is related to Indian Bank. B
27. Except Q, all are on the ends of rows.
28. P is from Syndicate Bank.
29. C is from Canara Bank. .
30. From statement I, II and III people floor P-6, T-5, R-4, S-3, A C
Q-2, V-1
Hence, Plives on the topmost floor.
31. From statement I. A '@<s>'E'
From statement II, E @@ D
From statement IIIwe clearly say that A, B, C and 0 facing the
:. From statement I and II ~ t:J $ vy ~ ~ centre.
 IBPS Bank PO/MT eWE Solved Paper 2012 49

35. A farm's area for organic and chemical farming is different 17 51 1 3

55. 5- x 4- x 11- + 2 - =?
is the correct assumption for the given statement 37 52 7 4
(information).
36. The reason behind the small brands are tying up with
super markets such as Big Bazaar is that 'there is a
perception among small brands that sale in a super market
is higher than that of small grocery stores'.
37. The assumption behind the small brands are tying up with
super markets such as Big Bazaar is statement (0) and E
which describes that 'super markets charge the smaller
brands 10% higher than the amount charged to the bigger ~ ? = 305.75
brands' and 'Being outnumbered by the bigger brands,
visibility of the smaller brands at local grocery stores is
56. 8787+ 343 x ..f5O =?
much lower as compares to the super markets'. ~ ? = 8787 x..f50
343
3S. Statement E represents a disadvantage of the small
grocery stores over the super markets from the perspective ? = 25.62x 7.07
of a smaller brand. ~ ?=26x7=182
39. Statement 0 represents a reason for the shift from local ~ ?=182",,180
grocery stores to super markets by the smaller brands. 57. ~54821 x (303+ 8)= (?)2
40. Both statement Band E would prove that the step taken by
the smaller brands (of moving to super markets) may not => (?)2= ~54821 x e~3)
necessarilybe correct.
~ (?)2= 37.732x 37.875
51. 4003x77 -21015=? x116
~308231-21015=? x 116
~ (?f = 38x 38
~ (?)2= (38)2
~ 287216=? x 116
? = 287216 =2476 => ? =38
116 58. 4011.33x ~ + 341122x I: =?
~ ? =2476 8 10
=> ? = 501.41x 5 + 341.12x 7
52. [(s.fi +.../7)x (if? + M)]- (19)2=?
=> ? = 2507 + 2387
~ [if? x12.../7]-361=? ~ ? = 4894
(72x 7) - 361=?
? = 504- 361= 143 23 57
59. 6783x-+ 8431x-=?
? = 143 100 100
156009+ 480567 =?
53. 4444 + 645 + 3991=? 100 100
40 25 26
? = 636576= 6365.76
? = 1111+ 129 + 307 100
10 5 2 ? "" 6360
? _ 1111+ 258+ 1535_ 2904 60.335.01 x 244.99+55=?
.- 10 - 10
~ 335 x 245 =?
~ ? =290.4 55
54 . .J33124 x .J2601 - (83)2= (?)2+ (37)2 ~ ? = 335 x 4.45= 1490.75
~ ? ""1490
182 x 51- 6889= (?)2+ 1369
61. [ffi]c;; 8 ~ gil) ~ ;= N
9282 - 6889= (?)2+ 1369 ~:g :g ~ ~ ~ ~
(?)2= 9282 - 6889- 1369 ~
_52 _92 -112 -132 -152 -172
(?)2= 1024= (32)2 ~
Fromabove,we can see that 5531 is wrong in the series.- 72
? =32
should be come in place of - 52.
50 IBPS Bank PO/MT eWE Sol~ Plf1l:tq;l~Pllt~m

62. C[il 67. From table,

6 7 9 13 26 37 69 Speed of Vehicle A on first-day = 52 km/h ..";~
~V and speed of Vehicle C bh fi'rst day = 63 km/h' ..
+1 +2 +4 +8 +16 +32 :. Difference between speed of both vehicles on first day
From above, we can see that twice is added to next term of =
= 63 - 52 11km/h 0, ,; .. ~ '.

previous term. 68. From table, ' I ; -/ -;

Hence, 21 should be come in place of 26 in the series. Speed of Vehicle C on'second day = 45 km/h :.
63. mol '., , 5
3 10 36 152 760 4632 :.speed of Vehicle C in m/s on second day = '45x - m/s
18
UUUUUU
N
+
~
+
W
+
~
+
0
~
N
._
= 12.5 rn/s
..... ~ ('t') oq- + + 69. From table,
x x x 'Q ~
Distance covered by Vehicle F on second .day.= 636 km and
From above we can see that 760 is wrong in the given series. distance covered by Vehicle F on first day == 703km
770 should be come in place of 760. 636 "
:. Required percentage = - x 100 = 90.469", 90%
64. 14331 703
4 3 9 34 96 219 435 70. From table,
UUUUUU
J :J J J ::J ::.J
Speed of Vehicle D on second day = 51km/h
Speed of Vehicle E on second day = 39 km/h
'+ ~ 7 1 ~ ~ . d ratio
:. Requlre . = -51 = -17 = 17 : 13
From above, we can say that 435 is wrong in the given series. 39 13
433 should be come in place of 435. 71. Suppose cost price = f 100
65. ill :. Marked price = f 130
157.5 45 15 6 3 2 1
ULJUUUU
+3.5 +3 +2.5 +2 +1.5 +1
After 20% discount, selling price = 130x 80 = f 104
100
104-100 "
From above, 2 should be come in place of 1 in series. :. Profit percentage = x 100 = 4%
100
66. Time and distance is given in graph and table for both 72. From option (2),
days. So, we have to find the speed.
9 - 6. 15- 6. 27 - 6
Distance / .:..
.. Spee d = (In km h) = 3, 9, 21 = 3 : 9 : 21 = 1 : 3 : 7
Time
Which is in continued proportion.
Day 1 Day 2
.. X=6
For vehicle A
i 864 73. Simple Interest (SI)
Speed = 832 = 52 :Speed = - = 54
16 i 16 Principal x Rate x Time
100
For Vehicle B -.c
Speed = 516 = 43 'I Speed = --
774 = 43 81 = 7300 x 6 x 2 = f 876
12 18 .. 100
For Vehicle C Now, difference between Simple Interest and Compound
810
Speed = 693 = 63 OJ . Speed=- = 45 Interest
11 18
= (81)R = 876x 6 = 5256=f2628
For Vehicle 0 !
200 200 200
765
Speed = 552 = 46 I Speed=- 15 = 51 74. Let three consecutive numbers are x, (x + 1)and (x + 2).
12 i
For Vehicle E I According to the question,
546
Speed = 935 = 55 I Speed =--. = 39 x + (x + 1)+ (x + 2) = 2262
17 i 14
=> 3x + 3=2262
For Vehicle F
Speed = 703 = 37
IiSpeed = -636 = 53 => 3x =2262 - 3=2259
19 .12 x = 2259 =753
=>
3
From above table we can say that the speed of Vehicle B was
=> x =753
same for both days.
 lBPS Bank PO/MT eWE' 'Solved Paper 2'012 51

:. Thre~, consecutive numbers, 753, (753+ 1) (753+ 2);.e., 79. From question no. 76,
753, 754 and 755. . -'" Number of mobile phones sold by company A in the month of
In these numbers 755 is the-hlghest number. July = 4080
Number of mobile phones sold by company A in the month of
r
41% of 755 = 755 x ~ = 30955 = 309.55
! . 100 100 December= 3150
75. Vowel = (A E) , 4080
:. Hequired percentage = -- x 100= 129.53%.. 130%
Consonant = (T, H, R, P, y) 3150
61 80. Number of mobile phones sold in the month of August
:.Number of ways = 5! x 6P2 = 5! x __:
4!
= 45000 x E_ = 9900
= 5 x 720 = 3600 100
76. Number of mobile phones sold in the month of July
17 :. Number of mobile phones sold by company B = ~ x 9900
= 45000 x - = 7650 = 4080
100 =5500
:. Mobile phones sold by company A Total number of mobile phones sold in the month of
8 September
= - x 7650 = 4080
15
=~45000 x ~ = 11250
Mobile phones sold by company 8 100
= 7650 - 4080 = 3570 :. Number of mobile phones sold by company B = ~ x 11250
, 5
Now, number of mobile phones sold in the month of
December' =4500
16 :. Number of mobile phones sold by company B in the
= 45000 x - = 7200
100 month of August and September = 5500 + 4500
:. Mobile phones sold by company A =10000

= 2._ x 7200 = 3150 Solutions (Q. Nos. 81-85)

16
Measurementof customer transactionroom = 23 x 29 = 667 m2
Mobile phone sold by company B
Measurement of branch manager's room = 13 x 17 = 221 m2
= 7200 - 3150 = 4050 Measurement of pentry = 14 x 13= 182 m 2
Number of mobile phones sold by
Measurement of record keeping cum server room
Company B in the month of July =21 x 13=273m2
Number of mobile phones sold by
Measurement of locker area = 29 x 21= 609 m 2
company C in the month of December
Total area of the bank = 2000 m 2
=3570=357 =~=119:135
4050 405 135 Total Renovated Area = 1952 ni 2
77. Number of mobile phones sold in the month of November Remaining Area = 48 m2
12 The cost of wooden flooring = ~ 170 per sq m
= 45000 x - = 5400
100 The cost of marble flooring = ~ 190 per sq m
, 7 Marble flooring Locker area, record keeping cum server
:. Mobile phones sold by company A = - x 5400 = 2520
15 room, pentry.
:. Mobile phones sold by company A at a discount Wooden flooring Branch manager room, customer
35 transaction room,
=2520 x- = 882
100 81. Wooden flooring is done in the Branch manager room and
:. Mobile phones sold by company A without discount customer transaction room,
= 2520 - 882 = 1638 :. Total cost of wooden flooring
78. Number of mobile phones sold in the month of October =221 x 170 + 667 x 170
= 45000 x ~ = 3600 = 37570 + 113390 = ~ 150960
100 Marble flooring is done in the locker area, record keeping
cum server room and pentry.
Number of mobile phones sold by company B = ~ x 3600
12 :. Total cost of marble flooring
= 1500 = 609 x 190 + 273 x 190 + 182 x 190
:. Total profit earned by shopkeeper = 1500 x 433 = 115710 + 51870 + 34580
=~ 649500 =~ 202160
52 IBPS Bank PO/MT eWE Solved P-aper 2m2

:. Required ratio 87. According to the question, Rachita buys highest number of
Total cost of wooden flooring pastries, then Cookies and then ice-cream.
Total cost of marble flooring She has to buy 9 units of each
150960 15096 1887 :. Pastries> Cookie> Ice-Cream
=--=--=-- But she has to buy total 32 units and each item of one unit is
202160 20216 2527
must.
=1887 :2527
:. Pastries> Cookies> Ice-Cream
82. Area of Branch Manager's room with ceiling when the
height of room is 12 m given. 130r1210or11 9
Hence, she can buy either 10 or 11 units of cookies.
:. Total Area
88. Bus fare of first 5 km = ~X
= 2(13 x 17 + 17 x 12 + 12 x 13)
= 2(221+ 204 + 256) :. Bus fare of first 1 km = ~ !_
5
= 2 x 581
According to the question,
= 1162 m2
5x !_ + 182 x 13 = 2402
:. Cost of painting in the room 5
= 1162 x 190 = ~ 220780 ~ X + 2366=2402
Cost of floor renovation = 221 x 170 ~ X =2402 -2366= 36
=1( 37570 ~ X=~36
:. Total cost = 220780 + 37570 89. Let three even numbers are x, (x + 2) and (x + 4)
=~ 258350 :. According to question,
83. Remaining area of bank = 48 m2 x(x + 2)(x + 4) = 4032 ... (i)
2
:. Cost of carpeted at the rate of ~ 110 per m s on 48 m and
= 48 x 110 = ~ 5280 x (x + 4)=252 ... (ii)
84. Remaining area of bank = 48 m2 ~ (x + 2) 252 = 4032 [From Eq. (ii)]

~ (x + 2) = 4032 = 16
:. Required percentage = ~ x 100 252
2000
=2.4% ~ x + 2 =16
85. Cost of renovation of customer transaction room ~ x=16-2=14
= 667 x 170 ~ x =14
:. Numbers are 14, (14+ 2) and (14+ 4)i.e., 14,16 and 18.
=~ 113390
Now, five times of second number
Cost of renovation of locker area
= 609 x 190 = ~ 115710
=16x5=80
:. Total cost of renovation of customer transaction room and 90. Sum of ages of 4 members of a family 5 yr ago = 94 yr
locker area :. Their present age with daughter
= ~ 113390 + ~ 115710 =94+4x5
=~ 229100 = 94+ 20
86. Let the amount is ~x. =114yr
According to the question, Now, their present age with daughter-in-law = 92 yr
3 2 :. Difference between daughter and daughter-in-law
-x--x=40 =114-92
9 14
=22yr
~ x(~-~) =40 91. Total ball in the bag = 13 + 7 =20
.. n(S)= 20C2
xx~=40
21 = 201 =20x19x181 190
2181 2x181
x = 21 x 40 = 210
4 and for same colour of ball
x =~ 210 13 131
n(E1)= C2=--
21111
 IBPS Bank PO/MT eWE Solved Paper 2012 53

13x12x11! :. Required difference =2 x share of B-3 x share of A

2 x 11! = 2 x 46893 - 3 x 26796
= 93786 - 80388 = 13398
= 13 x 12 = 78
2 =~ 13398
95. According to the question,
and n(E ) = 7C = ~ = 7 x 6 x 5!
2 2 2!5! 2x5! 1 1 1
-+-=- ... (i)
A B 20
= 7 x 6 =21
1 1 1
2 -+-=- ... (ii)
B C 30
:. Required probability for same colour of ball
1 1 1
... (iii)
P(E) = n(E1) + n(E2) and -+-=-
n(S) C A 40

78+ 21 99 Adding Eqs. (i), (ii) and (iii), we get

=--=-
190 190 2 (~ + ~ + ~) = .L + .l.+ _.!_
ABC 203040
92. Akash scored in subject A = 73 marks
1 1 1 13
Akash scored in subject B = 56% of 150 = 150 x ~ = 84 => -+-+-=- ... (iv)
100 ABC 240
marks Subtracting Eq. (ii) from Eq. (iv), we get
Akash scored in subject C = X marks 1 13 1 5 1
Maximum marks of all three subject is 150. ----=-=-
A 240 30 240 48
:. Total rnarks 150 x 3 = 450 A = 48 days
Now, according to the question
Now, subtracting Eq. (i) from Eq. (iv), we get
Marks obtained in subject A + Marks obtained in subject B +
1 13 1 1
Marks obtained in subject C = 54% of total marks -=---=-
C 240 20 240
=> 73 + 84 + X = 450 x ~ C =240 days
100
=> X+157=243 :. Required ratio = 48: 240
=> X = 243 - 157 = 86 = 1: 5
=> X = 86 96. Required percentage increase
Hence, Akash scored 86 marks in subject C. Production in 2010- Production in 2009
= x 100
Production in 2009
93.. : Area of square = 1444 m2
= 700 - 550 x 100
:. Side of square = ../1444 = 38 m 550
Now, according to the question, = 150 x100
1 550
Breadth of rectangle = 38 x - m
4 =27.2727%
and Length of rectangle = 38 x ~ m =27%
4
97. Required percentage
:. Area of rectangle = Length x Breadth = Sales of Company A in 2009 x 100
= 38x ~ x 38x.!= 1444x2m2 Production of Company A in 2009
4 4 16
Now, difference between Area of square and rectangle = 400 x100
550
=Area of square - Area of rectangle
= 4000 = 72 .727% = 73%
=1444-1444x2 55
16
98. Production of company B in 2006
=1444(1-2)=1444X 13 750 x4
16 16 = -- = 600 tonnes
5
= 1173.25 m2
Production of company B in 2007
94. Share of A =.i x 73689= ~ 26796 800 x7
11 = -- = 700 tonnes
8
Share of B = !_ x 73689 = ~46893 Production of company B in 2008
11
 ~ ,.~. ;,} )l! ..'",'L'~;:l".~ i,;.~,~
54 IBPS Bank PO/MT eWE Solved Paper 2012

I ,- ,~, t

600 x 4 Indian standard sirmila-rto SWIFT (Society for World-wide

= --- = 800tonnes
3 Interbank Financial. Telecommunications) which is the
international mess~bmg system used for financial
Productionof company B in 2009
messaging globally" SFMS can be used practically for all
= 550 x 12 = 600 tonnes purposes of secure communication within the bank and
11 between banks, Th'e'SFMS was launched on December
Productionof company B in 2010 14, 2001 at IDRBT,SFMS has a number of special features
700 x 13 and it is a rnodularlzed and web enabled software, with a
= = 650 tonnes flexible architecture facilitating centralized or distributed
14
deployment.
Productionof company B in 2011
103. The Centre is in the process of setting up a foundation with
650 x 14
= = 700 tonnes a corpus fund of ~ 500 crore to provide a livelihood to
13 tribals in about 900 blocks, spread over 170 districts of
:. Average production of company B nine states, to strengthen its anti-naxalite carnpaiqn.The
600 + 700 + 800 + 600 + 650 + 700 latest proposal, evolved jointly by the Mmtstry of Rural
6 Development and the Planning Commission, envisages a
4050 concerted effort by the Centre, the' 'State governments
=--tonnes concerned, and civil society to transform the lives of the
6
tribals.
= 675tonnes " ,

104. India voted for a United States-sponsored resolution at the

99. Total production of company A United Nations' top human rights bo,qy,against Sri Lanka
= Production in (2006+ 2007 + 2008 for its alleged rights violations during the war against the
+ 2009 + 2010 + 2011) L.iberationTigers ofTamil Eelarn.
=(750 + 800 + 600 + 550 + 700 + 650) lOS. A oredit card also known as smart carp due to its utility as
the consumer does not need to carry cash while
= 4050tonnes purchasing, It is a payment card issued to users as a
And total sales of company A = Sales in system of payment. It allows the cardholder to pay for
(2006+ 2007 + 2008 + 2009 + 2010 + 2011) goods and services based on the holder's promise to pay
= (300 + 550 + 450 + 400 + 500 + 550) for themThe issuer of the card creates a revolving account
= 2750tonnes and grants a line of credit to the consumer (or the user)
from which the user can borrow money for payment to a
. d R t' Total Production of Company A
Requue a 10 merchant or as a cash advance to the-user.
Total Sales of Company A
106. The money market is a monetary system of lending and
4050 405 81 borrowing of short-term funds, Money market instruments
=--=-=-
2750 275 55 provide for borrowers' short-term needs and gives needed
= 81: 55 liquidity to lenders, The types of money market instruments
100. Production of company B in 2006 are treasury bills, repurchase agreements, commercial
papers, certificate of deposit and banker's acceptance,
= 750 x 4 = 600 tonnes
107. Retail banking is banking that provides direct services to
5
consumers, Many people with bank accounts have their
And production of company B in 2008 accounts at a retail bank, The most basic retail banking
600x4
= --- = 800tonnes services include savings and term deposit accounts, home
3 and car loans, certificates of deposit, retirement accounts
ired Rati
:. Requue 600 6 3
atlo=-=-=- and investment services, debit card and credit card,
800 8 4
109. The summit of EU took place in Brussels in January 2012 ,
=3: 4 European Union leaders agreed to sign a treaty to enforce
101. A time deposit also known as a Term Deposit or Fixed budget discipline. in the eurozone and took several new
Deposits in India is a money deposit at a banking steps designed to stimulate economic growth,
institution that cannot be withdrawn for a certain "term" or The newtreaty, known as the fiscal compact, sets strict rules
period of time (unless a penalty is paid). When the term is for governmentbudgets and imposes sanctionson countries
over it can be withdrawn or it can be held for another term, that breach EU budget deficit limits,All EU MemberStates-
The rate of return is higher than for saving accounts,
except Britain and the Czech Republic agreed to sign the
Generallyspeaking, the longer the term the better the yield
treaty,
on the money,
110. Slightly Enriched Uranium,
102. Structured Financial Messaging System (SFMS) is a
secure messaging standard developed to serve as a 111. With the advancement of technology banking has become
platform for intra-bank and inter-bank applications, It is an more advance which made service delivery mechanism
 IBPS Bank PO/MT eWE Solved Paper 2012
:~~~Jf!:}
more smooth and faster, like introduction of internet
banking, .debit card, smart card etc.
112. Revenue deficit.
113. The fiscal policy is concerned with the raising of
qovernrnent.s.: revenue and incurring of government
expenditure~''jt is also known as budgetary policy, it is
formulated~b'r'Government of India ..
114. Domicile certificate.
115. The African-Asian Rural Development Organization
(MRDO), established in ,1962, completed fifty years of its
formation onMarch 5, 2012. Its golden jubilee celebration
held at New Delhi.
116. DICGC stands for Deposit Insurance and Credit Guarantee
Corporation ',ot India. All commercial banks including
branches of foreign banks functioning in India, local area
banks and regional rural banks are insured by the DICGC.
Each depositor in a bank is insured upto a maximum of '
100000. ,,
J.j
117. The tenure of present foreign trade policy is from August
27,2009 to March 31,2014.
118. The bank UP9.fl,which the cheque is drawn.
119. Real Time Gross Settlement (RTGS) systems are funds
transfer systems where transfer of money or securities
takes place from one bank to another on a "real time" and
on "gross" basis, Settlement in "real time" means payment
transaction is 'lot subjected to any waiting period. The
transactions aresettled as soon as they are processed.
"Gross settlement" means the transaction is settled on one
to one basis without bunching or netting with any other
transaction. Once processed, payments are final and
irrevocable.
120. Italian ship the Enrica Lexie was released from Kochi port,
where it had been detained for 80 days following the
February 15 firing that killed two Indian fishermen.
121. Supreme Court of India gave go ahead verdict to India
inter linking rivers' project. The multi-billion-dollar project
was announced by the Indian Government in 2002 but had
since remained. on paper as it was under controversy.
Bangladesh says it would be hardest hit because it is a
downstream country to two major rivers that flow from
India.
122. Michael Clarke.
123. The Central Government on July 8, 2010 constituted an
Expert Committee under the Chairpersonship of
Smt. Shyamala Gopinath, Deputy Governor, Reserve Bank
of India for comprehensive review of the National Small
Savings Fund. The terms of reference of the Committee
include review of the existing parameters for the small
saving schemes in operation and recommend
mechanisms to make them more flexible and market
linked.
124. The Banking Ombudsman Scheme 2006 enables an
expeditious and inexpensive forum to bank customers for
resolution of complaints relating to certain services
rendered by banks. The Banking Ombudsman Scheme is
55
'": '
introduced under Section 35 A of the Banking Regulation
Act, 1949 by RBI with effect from 1995. All Scheduled
Commercial Banks, Regional Rural Banks and Scheduled
Primary Cooperative Banks are covered under the
scheme.
125. The 5th Asian indoor Athletics Championship 2012 took
place in Hangzhou, China.
126. The nationalization of Indian banks took place in two
phases. The first nationalization of banks took place in the
year 1969 with the following given objectives except
provision of credit to big industries only the second took
place in the year 1991.
127. The 10th Pravasi Bharatiya Divas (PBD) held from January
7-9, 2012 in Jaipur, the Chief Guest of PBD-2012 was the
Prime Minister of Trinidad and Tobago, Ms. Kamla Persad
Bissessar.
128. ICiCI Bank is headed by a woman CEO, Chanda Kochhar.
129. With effect from March 31, 2005, an asset would be
classified as doubtful if it has remained NPA for a period of
12 months or more.
Classification Provision
Doubtful - upto 12 months 20%
Doubtful - more than 12 30%
months but upto 3 year
Doubtful - more than 3 year 100%
130. National Food Security Bill was introduced in India and
seeks to provide a legal entitlement to subsidized
food-grains to 75% of the country's rural population and
50% of urban India: The bill classifies all entitled households
. as "general" and "priority". At least 46%of rural households
and 28% of urban households would be designated as
"priority". Every person belonging to a "priority household"
will be provided with 7 kg of grain per month, comprising
" rice, wheat and coarse grain. Rice w.ill be provided at ~ 3,
" wheat at ~ 2 and coarse grain at 1 1 per kg.
131. The Right of Children to Free and Compulsory Education
Act came into force from April 1, 2010. Every child in the
" -age group of 6-14 year will be provided 8 year of
. elementary education.
132. The state government of Madhya Pradesh launched Panch
Parmeshwar Yojana with the objective of further
empowering Gram Panchayats so that these institutions
can work more effectively. Under the scheme, funds for
various schemes will be provided to Gram Panchayats to
work more easily and smoothly. This multi-purpose
scheme will help to strengthen the three-tier Panchayati
Raj system further through infrastructure development.
133. The Base Rate is the minimum interest rate of a Bank
below which it cannot lend. It is decided by RBI.
135. Taslima Nasreen.
137. Leander Paes of India and Radek Stepanek of Czech
Republic won Australian Open Doubles 2012.
138. These are submarines.
56 IBPS Bank PO/MT eWE Solved Paper 2012
139. Late Mario De Miranda was a great cartoonist. He was
posthumously awarded the Padma Vibhushan, the second
highest civilian award in the Republic of India, by the
Presidenton April 4, 2012.
140. In banking terminology bad advances of banks are known
as Non PerformingAssets (NPA)that refer to loans that are
in jeopardy of default. Once the borrower has failed to
make interest or principal payments for 90 days the loan is
considered to be a non-performing asset.
141. Axis bank is a private sector bank formed in 1994. It is the
new name for UTI bank.
142. The rate at which the RBI lends money to commercial
banks is called repo rate. It is an instrument of monetary
policy. Whenever banks have any shortage of funds they
can borrow from the RBI. Repo rate is increased to control
the liquidity in the market and vice versa.
144. SwavalambanYojana seeks to provide pension scheme to
the unorganized sector in India. It will be applicable to all
citizens in the unorganized sector who join the New
Pension System (NPS). Under the scheme, Government
will contribute ~ 1000 per year to each NPS account
opened in the year 2010-11 and for the next three years,
that is, 2011-12, 2012-13 and 2013-14. The benefit will be
available only to persons who join the NPSwith a minimum
contribution of ~ 1000 and maximum contribution of ~
12000 per annum.
145. New Delhi
146. In a major RBI move to spread ATM network, non-banking
entities with a minimum net worth of ~ 100 crore have been
allowed to set up, own and operate money dispensing
machines on behalf of banks.The Reserve Bank of India
(RBI) in a notification said the Automatic Teller Machines
(ATMs)operated by non-banking entities will be known as
'White Label ATMs'.
147. Under Bharat Nirman Yojana, rural electrification of 1 lakh
villages and free electricity connections to 1.75 crore BPL
is envisaged. Bharat Nirman is an Indian plan for creating
basic rural infrastructure. It comprises projects on
irrigation, roads (Pradhan Mantri Gram Sadak Yojana),
housing (Indira Awaas Yojana),water supply, electrification
(Rajiv Gandhi Grameen Vidyutikaran Yojana) and
telecommunication connectivity.
148. Rockstar.
149. Electronic Clearing System (ECS), it is a service through
which one can transfer funds from one bank account to
another electronically. A bounced ECS transaction whose
money is not recovered is dealt under Payment and
SettlementAct, 2007.
150. If one is not satisfied with the decision passed by the
Banking Ombudsman, one can approach the appellate
authority against the Banking Ombudsmen's decision. This
Appellate Authority is vested with a Deputy Governor of the
RBI.
201. Refer to the fourth, fifth and sixth paragraphs of the
passage.
202. Refer to the third and fourth lines of the sixth paragraph of
the passage.
203. Refer to the last sentence of the second paragraph of the
passage.
204. The answer is quite obvious.
205. Refer to the third line of the ninth paragraph of the
passage.
206. Referto the second last sentence of the tenth paragraph of
the passage.
un. Referto thethird sentenceof the lastparagraphof the passage.
208. Referto the second sentence of the ninth paragraph of the
passage.
226. It would be file fax returns electronically.
227. Put 'on' in place of 'to'.
228. Remove'of'.
229. Put 'has' in place of 'is'.
230. This sentence is error free.
231. Put 'amid' in place of 'mid'.
232. It should be 'and was influencing the public perception'.
233. This sentence is error free.
234. Put 'unproductive' in place of 'non-productive'.
235. It should 'as far as'.