Pandora Club

Projected Statement of Cash Flow for Year 1

Month July August September

Cash Inflow
Capital Injection (Start-up Capital) 100,000 - -
Bank Loan 5,000,000 - -
Sales Revenue 950,000 1,200,000 1,400,000
Total Cash Inflow 6,050,000 1,200,000 1,400,000

Cash Outflow
Total Capital Expense 3,500,000 - -
Repair and Maintenance 300,000 300,000 300,000
Purchases 300,000 300,000 300,000
Accounting, Audit and Secretarial Fees 2,200 - -
Utilities 300,000 300,000 300,000
Miscellaneous Overhead 4,000 4,000 4,000
Staff Salaries 240,000 240,000 240,000
Employee Provident Fund (12% according to 28,800 28,800 28,800
Insurance and SOSCO 10,400 2,400 2,400
Advertising and Promotion 5,000 - -
Loan Interest Payment 35,417 35,417 35,417
Loan Principal Payment 41,667 41,667 41,667
Total Cash Outflow 4,767,484 1,252,284 1,252,284

Surplus/ Decifit 1,282,516 - 52,284 147,716

Bal b/d - 1,282,516 1,230,232
Bal c/d 1,282,516 1,230,232 1,377,948

Assumptions:
All of the sales are on cash basis.
All of the purchases are on cash basis.
Insurance, Accounting , Addit and Secretarial Fees, Advertising and Promotion are paid on half-year
All of other expenses are paid on yearly basis.
Term Loan is applied and assumed approved at interest rate of 8.5% p.a.
Term Loan are repayable over 10 years (120 months).
 October November December January February March April

- - - - - - -
- - - - - - -
1,500,000 1,450,000 1,800,000 1,600,000 1,200,000 1,365,000 1,500,000
1,500,000 1,450,000 1,800,000 1,600,000 1,200,000 1,365,000 1,500,000

- - - - - - -
300,000 300,000 300,000 300,000 300,000 300,000 300,000
300,000 300,000 300,000 300,000 300,000 300,000 300,000
- - - 2,200 - - -
300,000 300,000 300,000 300,000 300,000 300,000 300,000
4,000 4,000 4,000 4,000 4,000 4,000 4,000
240,000 240,000 240,000 240,000 240,000 240,000 240,000
28,800 28,800 28,800 28,800 28,800 28,800 28,800
2,400 2,400 2,400 10,400 2,400 2,400 2,400
- - - 5,000 - - -
35,417 35,417 35,417 35,417 35,417 35,417 35,417
41,667 41,667 41,667 41,667 41,667 41,667 41,667
1,252,284 1,252,284 1,252,284 1,267,484 1,252,284 1,252,284 1,252,284

247,716 197,716 547,716 332,516 - 52,284 112,716 247,716

1,377,948 1,625,664 1,823,380 2,371,096 2,703,612 2,651,328 2,764,044
1,625,664 1,823,380 2,371,096 2,703,612 2,651,328 2,764,044 3,011,760

Promotion are paid on half-yearly basis.

May June

- -
- -
1,400,000 1,360,000
1,400,000 1,360,000

- -
300,000 300,000
300,000 300,000
- -
300,000 300,000
4,000 4,000
240,000 240,000
28,800 28,800
2,400 2,400
- -
35,417 35,417
41,667 41,667
1,252,284 1,252,284

147,716 107,716
3,011,760 3,159,476
3,159,476 3,267,192