TASA DE DESCUENTO TREMA 8.

65%

FLUJO DE FONDOS DEL PROYECTO

0 1 2 3
+ INGRESOS 2,322,000.00 ### ###
- COSTOS FIJOS 1,020,000.00 ### ###
- COSTOS VARIABLES 20% 464,400.00 478,332.00 492,681.96
- AMORTIZACIONES 34,696.80 34,696.80 34,696.80
= SUBTOTAL 802,903.20 828,031.20 853,913.04
- IMPUESTOS 18% 132,479.03 144,779.82 157,589.45
= SUBTOTAL 670,424.17 683,251.38 696,323.59
+ AMORTIZACIONES 34,696.80 34,696.80 34,696.80
- INVERSIONES AF 173,484.00
- INVERSIONES CT 6,516.00
+ RECUPERO INV AF
+ RECUPERO INV CT 5,788.57
- FLUJOS DE FONDOS -180,000.00 710,909.54 717,948.18 731,020.39
= FLUJO DESCONTADO -180,000.00 654,311.59 608,182.11 569,954.64

TIR 396%
VAN 15% $ 2,716,349.10
PRI 1 1 2 3
PRI DESCONTADO 1 1 2 3
 4 5
### ###
### ###
507,462.42 522,686.29
34,696.80 34,696.80
880,571.34 908,029.38
154,099.98 158,905.14
726,471.35 749,124.24
34,696.80 34,696.80

0.00
0.00
761,168.15 783,821.04
546,212.56 517,688.20

4 5
4 5
 ESTADOS DE RESULTADOS PROYECTADOS
1 2 3 4 5
INGRESOS 2,322,000.00 2,391,660.00 2,463,409.80 2,537,312.09 2,613,431.46
-EGRESOS 1,520,000.00 1,528,932.00 1,574,799.96 1,622,043.96 1,670,705.28
UTILIDAD BRUTA 802,000.00 862,728.00 888,609.84 915,268.14 942,726.18
-GASTOS DE ADMINISTRA 279,600.00 287,988.00 296,627.64 305,526.47 314,692.26
UTILIDAD DE OPERACIN 522,400.00 574,740.00 591,982.20 609,741.67 628,033.92
-IMPUESTOS 182,840.00 201,159.00 207,193.77 213,409.58 219,811.87
UTILIDAD NETA 339,560.00 373,581.00 384,788.43 396,332.08 408,222.05

FLUJO DE FONDOS DEL PROYECTO

0 1 2 3
+ INGRESOS 2,322,000.00 2,391,660.00 2,463,409.80
- COSTOS FIJOS 209,600.00 215,888.00 222,364.64
- COSTOS VARIABLES 70,000.00 72,100.00 74,263.00
- AMORTIZACIONES 5,180.00 5,180.00 5,180.00
= SUBTOTAL 2,037,220.00 2,098,492.00 2,161,602.16
- IMPUESTOS 35% 182,840.00 201,159.00 207,193.77
= SUBTOTAL 1,854,380.00 1,897,333.00 1,954,408.39
+ AMORTIZACIONES 5,180.00 5,180.00 5,180.00
- INVERSIONES AF 25,900.00
- INVERSIONES CT 154,100.00
+ RECUPERO INV AF 25,900.00
+ RECUPERO INV CT 154,100.00
- FLUJOS DE FONDOS - 180,000.00 1,859,560.00 1,928,413.00 2,113,688.39
= FLUJO DESCONTADO - 180,000.00 1,859,560.00 1,928,413.00 2,113,688.39

BALANCE GENERAL PROYECTADO

1 2 3 4 5
ACTIVO
ACTIVO CIRCULANTE
BANCOS 400,347.60 439,038.12 455,127.34 453,621.80 472,487.21
INVENTARIOS 100,000.00 100,000.00 100,000.00 122,000.00 125,000.00
ACTIVO FIJO
EQUIPO DE COMPUTO 20,500.00 20,500.00 20,500.00 20,500.00 20,500.00
MOBILIARIO Y EQUIPO 5,400.00 5,400.00 5,400.00 5,400.00 5,400.00
ACTIVO DIFERIDO
GASTOS DE INSTALACIN 25,000.00 25,000.00 25,000.00 25,000.00 25,000.00
PUBLICIDAD Y PROPAGA 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00
TOTAL ACTIVO 553,047.60 591,738.12 607,827.34 628,321.80 650,187.21

PASIVO
A CORTO PLAZO
PROVEEDORES 9,443.80 11,760.56 7,206.94 6,589.58 7,607.28
ACREEDORES 6,975.98 7,049.64
IMPUESTOS POR PAGAR 24,043.80 26,396.56 28,855.99 28,350.50 29,357.88
TOTAL PASIVO 33,487.60 38,157.12 43,038.91 41,989.72 36,965.16

CAPITAL CONTABLE
APORTACIN PROGRAMA 180,000.00 180,000.00 180,000.00 180,000.00 180,000.00
APORTACIN SOCIOS 10,000.00 25,000.00
UTILIDAD DEL EJERCICIO 339,560.00 373,581.00 384,788.43 396,332.08 408,222.05
TOTAL CAPITAL 519,560.00 553,581.00 564,788.43 586,332.08 613,222.05

TOTALPASIVO MAS CAPIT 553,047.60 591,738.12 607,827.34 628,321.80 650,187.21

PROGRAMA DE VENTAS (INGRESOS)

1 2 3 4
VENTA DE ABARROTES 1,558,900.00 1,605,667.00 1,653,837.01 1,703,452.12
VENTA DE FRUTAS Y VERDURAS 525,596.00 541,363.88 557,604.80 574,332.94
VENTA DE PLASTICOS Y PRODUCTOS DE 237,504.00 244,629.12 251,967.99 259,527.03
2,322,000.00 2,391,660.00 2,463,409.80 2,537,312.09

COSTOS TOTALES
1 2 3
COSTOS FIJOS
RENTA 1,500.00 18,000.00 18,540.00 19,096.20
LUZ 5,000.00 60,000.00 61,800.00 63,654.00
PUBLICIDAD 1,800.00 21,600.00 22,248.00 22,915.44
SUELDOS Y SALARIOS 6,666.67 80,000.00 82,400.00 84,872.00
PAPELERIA 2,500.00 30,000.00 30,900.00 31,827.00
COSTOS FIJOS TOTALES 17,466.67 MENSUALES 209,600.00 215,888.00 222,364.64

COSTOS VARIABLES
LUZ 3,500.00 42,000.00 43,260.00 44,557.80
PAPELERIA 3,000.00 36,000.00 37,080.00 38,192.40
6,500.00 MENSUALES 70,000.00 72,100.00 74,263.00

COSTOS TOTALES 279,600.00 287,988.00 296,627.64

PUNTO DE EQUILIBRIO
1 2 3 4 5
VENTAS 2,322,000.00 2,391,660.00 2,463,409.80 2,537,312.09 2,613,431.46
COSTOS FIJOS 209,600.00 215,888.00 222,364.64 229,035.58 235,906.65
COSTOS VARIABLES 70,000.00 72,100.00 74,263.00 76,490.89 78,785.62

PUNTO DE EQUILIBRIO 93.07 93.07 93.07 93.07 93.07

ANLISIS DE RENTABILIDAD
0 1 2 3
FLUJO DESCONTADO -180,000.00 1,859,560.00 1,928,413.00 2,113,688.39
TIR 1037%
VAN 8.65% $6,846,709.45
PRI 1 1 2 3
PRI DESCONTADO 1 1 2 3

UTILIDAD NETA 339,560.00 373,581.00 384,788.43

COSTOS TOTALES 279,600.00 287,988.00 296,627.64
BENEFICIO-COSTO 121% 130% 130%
 4 5
2,537,312.09 2,613,431.46
229,035.58 235,906.65
76,490.89 78,785.62
5,180.00 5,180.00
2,226,605.62 2,293,559.19
213,409.58 219,811.87
2,013,196.04 2,073,747.32
5,180.00 5,180.00

-
-
2,018,376.04 2,078,927.32
2,018,376.04 2,078,927.32
 5
1,754,555.68
591,562.93
267,312.84
2,613,431.46 -

4 5

19,669.09 20,259.16
65,563.62 67,530.53
23,602.90 24,310.99
87,418.16 90,040.70
32,781.81 33,765.26
229,035.58 235,906.65

45,894.53 47,271.37
39,338.17 40,518.32
76,490.89 78,785.62

305,526.47 314,692.26

4 5
2,018,376.04 2,078,927.32
 4 5
4 5

396,332.08 408,222.05
305,526.47 314,692.26
130% 130%
Compra de Abarrotes en General y todos Lote 1 $134,100.00 $134,100.00
los productos que se expendern.

Compra de anaqueles para colocacin de Pieza 9 $600.00 $5,400.00

mercanca.
Computadora con las siguientes
caractersticas: Procesador dual core
1.8ghz, Memoria RAM de 1GB DDR2, Disco
Duro SATA de 80GB, Quemador de CD-
DVD, Monitor de 17" LCD, Mouse, Teclado,
Regulador de 1000Watts, cmara web de
300 pixeles, Tarjeta de sonido, video y red
integrados.

Pieza 1 $8,000.00 $8,000.00

Punto de venta, incluye: Impresora de
ticket, lector de cdigo de barras, software
de control de inventarios y ventas y cajn
de dinero.
Lote 1 $12,500.00 $12,500.00
TOTAL INVERSIN REQUERIDA (debe ser $160,000.00
igual al monto solicitado inciso 2.)