The Staff Officer,

Inspector General Of Police,

Telecom Hqrs J&K Srinagar.

Subject:- Feedback regarding J&K Police Health care Policy.

Sir,

In compliance to Telecom Hqr J&K endstt. No. GB/Misc/2017/7439-44

dated. 10-07-2017, the following suggestions may kindly be perused and submitted
to higher officers for further course of action:-

1. Some of the common diseases not covered in proposed policy may be

included for which slight hike in the premium is bearable to all ranks.
2. Auto recharge facility i.e., if the sum insured exhaust for one family
member, the same should remain available for rest of the family members.
3. Personal Accidental Cover may be included in the policy.
4. If expenses for treatment of life threatening diseases exceed the maximum
limit of sum insured, the rest of the expenses may be adjusted from Police
Welfare fund.
5. All major Govt and Private hospitals of J&K state should be included for
getting treatment.

Yours faithfully,

Dated: 11-07-2017
Incharge R&D Cell
Telecom Hqrs J&K