thi vo chuyn vin tn dng ngn hng SHB Nng

Phn I
1. Theo qui nh ca NHNN, tng d n cho vay i vi mi khch hng l ( ci
ny c phng n a,b,c,d...g )
2. Theo qui nh ca NHNN, Tng mc cho vay v bo lnh i vi mi khch
hng l :....
3. Theo qui nh ca NHNN, Tng d n cho vay i vi mt nhm khch hng
lin quan l :....
4. Theo qui nh ca NHNN, Tng mc cho vay v bo lnh i vi mt nhm
khch hng lin quan l :...
5. Nhng i tng khng c cho vay khng c bo m, cho vay vi cc iu
kin u i v li sut, v mc cho vay bao gm ( y ghi mt dy di cc i
tng, mnh cng khng nh na...)
6. T. Hp nhu cu vn ca mt KH vt qu 15%vn t c ca TCTD hoc KH
c nhu cu huy ng t nhiu ngun th 1 NHTM c th cho vay di hnh thc
no
A. Cho vay y thc
B. Cho vay ng ti tr
C. c a,b
D. Khng c cu no ng
7. C cu li thi hn tr n bao gm nhng phng thc sau
A. iu chnh k hn n
B. Gia hn n
C. Khoanh n
D. a,b

9. Nhng i tng khng c cp bo lnh :

......
10. Tng mc cho vay v cp bo lnh ca TCTD i vi 1 DN m TCTD nm
quyn kim sot khng c vt qu....

11. T l trch lp d phng c th vi cc nhm n l :

A. Nhm 1 ........
B. Nhm 2.........
C. Nhm 3.......
D. Nhm 4.......
E. Nhm 5........
( cc bn in vo ......)
12. Tng mc cho vay v bo lnh ca TCTD i vi cc DN m TCTD nm
quyn kim sot khng c vt qu :
( c cc p n....% )
13. T l ti a ca ngun vn ngn hn NHTM c s dng cho vay trung v
di hn ...
( c cc p n....% )
14. y c mt gii thiu di dng g v lut ...ri tip theo l dz vn
chnh....Thi hn c h tr li sut ti a l ......thng i vi cc khon vay
theo HTD c k kt v gii ngn trong khong thi gian t ngy 01/02 n
31/12/2009 ( Bn phi in bao nhiu thng v )
15. y cng c gii thiu di dng g v lut ...ri tip theo l dz vn
chnh....Thi gian vay c h tr li sut ti a l ..........thng k t ngy gii
ngn i vi cc khon vay theo HTD k kt trc v sau ngy 1/4/2009 m
c gi ngn trong khong thgian t 1/4/2009 n 31/12/2009

Phn II
DN ABC thnh lp trong nm 2008 v c nhng nghip v pht sinh nh sau :
- C ng gp vn bng tin : 100 triu ng
- Mua sm TSC tr gi 60 triu, tr ngay 40 tr, cn n 20 triu
- Vay di hn 50 triu
- Nhp hng 200 triu, tr ngay 40 triu, cn n 160 triu
- Doanh thu bn hng 210 triu, KH tr ngay 150 triu, cn n 60 triu
- Gi vn hng bn 165 triu
- Khu hao 6 triu, chi ph tr li vay di hn : 5 triu
- Chi lng v chi ph qun l khc : 14riu
- Thu TN phi tr : 5 tri
- Chi c tc : 10 triu
Lp bng tng kt ti sn ca DN ABC vo ngy 31/12/2008

thi vo ngn hng SHB chi nhnh Hi phng

Phn thi nghip v

1. T chc ti chnh sau l t chc tn dng:

A. Ngn hng thng mi, Qu tn dng nhn dn, cng ty ti chnh, cng ty cho
thu ti chnh, ngn hng chnh sch, qu h tr pht trin, cng ty bo him
B. Ngn hng thng mi, Qu tn dng nhn dn, cng ty ti chnh, cng ty cho
thu ti chnh, ngn hng chnh sch, qu h tr pht trin
C. Ngn hng thng mi, Qu tn dng nhn dn, cng ty ti chnh, cng ty cho
thu ti chnh, ngn hng chnh sch
D. Ngn hng thng mi, Qu tn dng nhn dn, cng ty ti chnh, cng ty cho
thu ti chnh

2. T chc tn dng nc ngoi c php hot ng kinh doanh ti vit nam di

hnh thc sau:

A. T chc tn dng lin doanh, 100% vn nc ngoi

B. Chi nhnh tn dng nc ngoi ti vit nam
C. Vn phng i din
D. C a,b,c
E. a v b

3. Chn cu tr li ng

A. T chc tn dng c chit khu TP v cc giy t c gi khc

B. T chc tn dng c chit khu TP v cc giy t c gi ngn hn khc
C. T chc tn dng khng c chit khu TP v cc giy t c gi khc
D. T chc tn dng khng c chit khu TP v cc giy t c gi ngn hn
khc

4. Hot ng tn dng ngn hng thc cht l hot ng:

A. Mua quyn s hu, bn quyn s hu

B. Mua quyn s hu, bn quyn s dng
C. Mua quyn s dng bn quyn s hu
D. Mua quyn s dng bn quyn s dng

5. T chc tn dng c php hot ng ngoi hi c quyt nh cho khch

hng l ngi ch tr vay vn bng ngoi t vi nhu cu vn sau:

A. Nhu cu vay vn ngn hng sn xut kinh doanh m khch hng khng c
ngun thu bng ngoi t
B. thc hin cc d n u t phc v cho sn xut kinh doanh trong nc
C. thc hin cc d n u t, phng n kinh doanh phc v xut khu, thc
hin cc d n u t , phng n sn xut kinh doanh c ngun thu ngoi t trn
lnh th vit nam
D. Tt c nhu cu vn ca ngn hng

6. T chc tn dng c chuyn n qu hn trong trng hp sau

A. Khon n n hn v ngn hng khng chp nhn gia hn

B. Khon n m ngn hng nh gi l khng c kh nng tr n v khng gia hn
C. Cu a v b
D. Khng cu no

7. Mc pht tin theo quy nh cho hnh vi sau: Khng thc hin kim tra, gim
st qu trnh vay vn, s dng vn vay v tr n ca khch hng theo quy nh ca
php lut

A. 200 - 300 nghn ng

B. 1 - 2 triu ng
C. 2 - 6 triu ng
D. 3 - 9 triu ng
E. 5 - 12 triu ng
F. 10 - 20 triu ng

8. Vic o n hin nay c thc hin theo quy nh no:

A. Gim c cc ngn hng thng mi

B. Thng c ngn hng nh nc
C. Chnh ph v hng dn ca ngn hng nh nc

9. Cc loi tin t m ngn hng thng mi vit nam c th cho vay ti tr xut
khu c bas a sang chu u

A. VND
B. USD
C. EUR
D. C a, b,c
E. A v b
F. B v c

10. Ngy 14/08/2007,Khch hng An vay vn mua chung c, tnh mc vay ti

a:

- Gi mua chung c: 850 triu ng

- Vn t c ca b An: 400 triu ng
- Thu nhp hng thng: 40 triu ng/ thng (B An l chuyn vin cao cp ca
ngn hng ). Hp ng lm vic ca b An n ngy: 30/09/2008
A. 450 triu ng
B. 420 triu ng
C. 390 triu ng
D. 300 triu ng

11. Cng thc nh gi ti sn bo m:

A. Gi tr BDS = Gi tr quyn s dng t + Gi tr ti sn gn lin t

B. Gi tr quyn s dng t = Din tch t * n gi
C. Gi tr ti sn gn lin vi t = Din tch xy dng * n gi xy dng
D. C a, b, c
12. Thi hiu khi kin theo b lut dn s:

A. Thi im li ch b xm hi
B. Thi im quyn v li ch b xm hi
C. Thi im quyn v li ch b xm hi, tr trng hp c quy nh khc
D. Thi im quyn v li ch c th b xm hi

13. Trng hp mt ti sn m bo cho nhiu ngha v tr n, khi x l ti sn

bo m thc hin mt ngha v tr n n hn th cc ngha v khc c x
l nh th no:

A. c coi l n hn
B. c coi l n hn v x l ti sn bo m thu hi
C. L n bnh thng v khng x l
D. Chuyn n qu hn

14. Theo quy nh hin hnh th t chc tn dng c cho vay i vi n v s

nghip c thu:

A. ng
B. Sai

Phn thi ting anh (tc k c 6 cu)

1. X is an even number and Y is a positive odd number. Which of the following

expressions can not be even?

A. (XY)y
B. X3Y3
C. X3
D. XY
E. Y2

2. When you give money to a bank, you are what?

A. A borrow
B. A lender
C. A depositor
D. A withdrawer

3. What is the principle on a loan?

A. the interest paid
B. the interest unpaid
C. the total amount paid
D. the initial amount loaned

4. The percentage of deposits that banks are required to hold in reserve is called
the:

A. Interest paid
B. Federal fund rate
C. Reserve rate
D. Loan rate

5. What are the two items listed on a balance sheet

A. interest and principle

B. assets and liabilities
C. interest and assets
D. principle and bonds

6. Which of the following do commercial bank not directly regulate

A. risk
B. loans
C. bonds
D. interest rate

P N

Phn thi Ting anh

1. X l mt s chn v Y l mt s dng l. Kt qu no di y khng l s

chn ?

A. (XY)y = (Chn x l)x l = S chn

B. X3Y3 = Chn x 3 x L x 3 = S chn
C. X3 = Chn x 3 = S chn
D. XY = Chn x L = S chn
E. Y^2 = L x L = S l => e l p n
2. Khi bn gi tin vo ngn hng, bn l ai ?

=> C. A depositor (Ngi gi tin)

A. Ngi i vay
B. Ngi cho vay
D. Ngi rt tin

3. Khon tin gc ca mt khon vay l ?

=> D. the initial amount loaned (Khon tin vay ban u)

A. Tin li tr
B. Tin li cha tr
C. Tng lng tin tr

4. T l phn trm tnh trn ti khon tin gi m ngn hng yu cu khch hng
phi c d phng c gi l:

=> C. Reserve rate (T l s d tin gi ti thiu)

A. Tin li phi tr
B. T l an ton vn
D. Li sut cho vay

5. Hai khon mc no di y nm trn 1 bng cn i k ton

=> B. assets and liabilities (Tng ti sn & N - cc khon phi tr)

A. Li sut v nguyn tc
C. Li sut v ti sn
D. Nguyn tc & cc tri phiu

6. Yu t no di y, cc NHTM khng th trc tip iu chnh ?

=> a. Risk (Ri ro)

B. Cc khon vay
C. Tri phiu
D.T l li sut

Phn thi nghip v

1. d
2. e (Ch a & b)
3. Phn vn a, b
4. d