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Janice Wolk Grenadier (JWG)

15 West Spring Street


Alexandria, Virginia 22301
202-368-7178
jwgrenadier@gmail.com
August 24, 2017

McCabe Weisberg and Conway LLC (MWC) Aka Bierman Geesling Ward & Wood
aka Surety Trustees 8100 Three Chopt Road Suite 200
aka McCabe Weisberg Conway PC Richmond, Virginia 23229
722 E. Market Street Suite 203 804-282-0463
Leesburg, VA 20176
571-449-9350 TroutmanSanders
Aka Mays & Valentine
OCWEN Loan Servicing 1850 Towers Crescent Plaza Suite 500
1661 Worthington Road Suite 100 Tysons Corner, VA 22182
West Palm Beach, Fl 22409-6493 703-734-4340
(877) 226-2936
Hunoval Law Firm
BWW Law Group 501 Minuet Ln,
Aka Howard Bierman Charlotte, NC 28217
Aka Equity Trustees 704-334-7114

R: Property Address 15 W. Spring Street, Alexandria, Virginia 22301


Purported Acct No - 7143312465
That Pro Se JWG reserves the right to correct any errors by accident or unknown fact to her
That the above with these other Lawyers and other Banks : Michael Weiser Esq, Parker Simon & Kokolis
LLC, Grenadier Starace Duffett & Levi PC, Land Carroll & Blair PC, Burke & Herbert Bank, Redmon Peyton
& Braswell LLP, Alexandria City Attorney James L. Banks, Rich Rosenthal Brincefield Manitta Dzubin &
Kroeger LLP: and others have all stayed silent or participated ignoring the Professional Code of Ethics to
collude in the Foreclosure of 15 W. Spring St, Alexandria Virginia and the Cover Up of the Criminal Spree of
Divorce Lawyer Ilona Grenadier Heckman committing actions that are willful acts that are malicious, violent,
oppressive, fraudulent, wanton, and grossly reckless.in Several FRUADS, violating her Virginia and Untied
States Constitutional Rights against Janice Wolk Grenadier.

Dear Gentleman (Partner and or attorney):

I am in receipt of your letter of dated August 17, 2017 by MWC and understand a letter from OCWEN is in the
mail, and an e-mail from MWC in regard to the removed proposed foreclosure of August 17, 2017.

This property is involved in a Federal Law Suit that OCWEN, Wells Fargo Lawyers and Trustees: BWW Law
Group aka Equity Trustees and Howard Bierman. The suit was filed and by law all must answer with in 21
days. BWW Law Group and Howard Bierman did not answer. After Janice through e-mail and
conversations being told by there lawyer Robert Michael, that they would be answering, but they continued to
not file an answer. After several weeks Janice notified them a Motion for Default would be filed by Janice Wolk
Grenadier the Plaintiff. The Judge Leonia Brinkema has a financial conflict and refused to recuse herself,
which was discovered later. Judge Leona Brinkema filed a default on the Plaintiff Janice Wolk Grenadier
Please explain how a Plaintiff defaults on there own Complaint.

Further it was learned that BWW Law Group by all appearance ignored OCWEN when they informed them not
to foreclose for favor with Divorce Lawyer Ilona Grenadier Heckman and Ben DiMuro of DiMuroGinsberg. Ben
DiMuro Past President of the Virginia State Bar in or around April of 2009 got Mr. Bierman out of trouble with
the Virginia State Bar. In or around April of 2009 Mr. DiMuro wrote to Janice Wolk Grenadier a milsious,
misleading letter accusing her of Extortion of Lawyer Ilona Grenadier Heckman, Then Mr. DiMuro using his
power went to the Commonwealth Attorney to investigate Janice Wolk Grenadier. Janice Wolk Grenadier
August 24, 2017
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corporate with the City of Alexandria Police and the Commonwealth Attorney showing there was no Extortion
that Lawyer Ilona was the criminal. But, again Mr. DiMuro used his power and money to insure Ilona was
never held accountable.

Further the lawyers Troutman Sanders has a conflict as they are actively involved in the Cover Up of Divorce
Lawyer Ilona Grenadier Heckmans criminal spree since on or around November of 1983; First with her thefts
of Real Estate and money from Sonia Grenadier with a forged Trust Agreement Amendment and then with her
theft of Real Estate and money from Janice Wolk Grenadier who was divorced with out a property settlement.
That Ilona had schemed, mislead with malicious and knowledgeable intend to steal and start stealing from
Janice on or around February 14, 1986. That even with no real discovery the documents show this to be
FACT. The liquidation agreement Ilona did and used to sell properties was done by a lawyer not licensed in
Virginia for Virginia properties and on a deed Lawyer Ilona signed. Lawyer Ilona signed the deed referring to
and stating the liquidation agreement should have made it so she did not have to sign the deed. Which means
on all other properties and loans where she used that liquidation agreement she committed Fraud, on the
banks and on new homeowners of Real Estate (approx. 18 homes in the City of Alexandria). Two properties
still owned with approx. $60,000 or more of Janices money went into it in or around 2001, these properties
bring in around $90,000 monthly from what can be told with no discovery. Further the tax fraud. That in a suit
incited by Lawyer Ilona, TroutmanSanders aka Mays and Valentine, stepped in to help prevent a Cross
Complaint / Counter Claim.

That all parties in collusion can be shown to have acted to prevent Janice from Business loans and colleting
monies owed her from Real Estate By Right and By Virginia Law at least 24.5% belonged to Janice. More of
this can be read at www.VALaw2010.blogspot.com

What has been disclosed and can be proven is the Banks paid the Department of Justice $251 Billion to have
Federal Judges overlook the law.

Further it is hard to tell who is behind this if Bank of America, Wells Fargo and OCWEN with Janice Wolk
Grenadier are VICTIMS of Lawyers of Hunoval, MWC, BWW Law, TroutmanSanders, DiMuroGinsberg and
others..

I deny ever receiving a loan from Option One Mtg or Wells Fargo. I deny ever receiving a loan from Bank of
America or LaSalle Bank as Wells Fargos attorneys who have alleged in a letter mailed to me several times.

I would further like to point out Wells Fargo, Option One Mtg, Bank of America f/k/a LaSalle Bank,
representatives of Wells Fargo et al BWW Law Group f/k/a Bierman, Geesing, Ward, & Wood LLC, Howard
Bierman, Equity Trustees LLC, Mark Galbraith, Option One Servicing, American Home Mortgage Servicing,
Homeward Servicing, Hunoval, McCabe Weisberg and Conway LLC, Surety Trustees and OCWEN Actions
against me and my property at 15 W. Spring Street have been actions that are willful acts that are malicious,
violent, oppressive, fraudulent, wanton, and grossly reckless. That the title on 15 W. Spring Street has been
broken and riddled with forged signatures from the above and there representatives as if it was lost in a poker
game back in the 1800s.

That documentation that Surety Title used to take a Trustee position states they have received it from Wells
Fargo which Wells Fargo Denys. Wells Fargo to Janice Wolk Grenadier and to the CFPB denies all
relationship with this property, with the Account Numbers claimed by OCWEN, with Janice Wolk Grenadiers
Social Security Number and under the name Janice Wolk Grenadier.

Further Law Suit in the United States District Court for the Eastern District of Virginia Case No. 1:17 cv -
claims some of the following:

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18 USC 371 Conspiracy


18 USC 1341 Frauds and Swindles
18 USC 1343 Fraud by Wire,
18 USC 1344 Bank Fraud
18 USC 1346 Honest Services
18 USC 1348 Securities and commodities fraud
18 USC 1349 Attempt and Conspiracy
Sarbanes Oxley Act
18 U.S. Code 666 - Theft or bribery concerning programs receiving Federal funds
15 U.S. Code Subchapter V - DEBT COLLECTION PRACTICES 1692d - Harassment or abuse
1692e -False or misleading representations 1692f - Unfair practices 1692g - Validation of debt
1692j - Furnishing certain deceptive forms
31 U.S.C. 3729Federal False Claims Act

Further the appearance and the documents show the following laws have been violated by the Banks,
Servicers and LAWYERS for financial gain. The above mentioned in other cases appear to have been found
and or are guilty of or have violated the following laws and rules of professional conduct, and Federal Law

Breach of Contract
Implied Covenant of Good Faith and Fair Dealing
Breach of Contractual Duty of Good Faith and Fair Dealing
Violated the Fair Debt Collection Practices Act (FDCPA) (15 U.S.C. 1692, ET SEQ)
Wrongful Foreclosure Threats
Failure to Comply with HAMP Rules
Consumer Protection Act
Breach of Fiduciary Duty
Unjust Enrichment / Constructive Trust
Common Law Fraud 12 U.S.C. 1972
Negligence
Intentional Infliction of Emotional Distress
Constructive Fraud
Civil Conspiracy
Forgery
Perjury
Unfair and Deceptive Acts and Practice laws
the False Claims Act,
the Financial institutions Reform, Recovery, and Enforcement Act of 1989,
the Service members Civil Relief Act ,
the Bankruptcy Code and Federal Rules of Bankruptcy Procedure.

When did all these criminal actions become legal for Banks and Attorneys or for Banks and Attorneys to feel
they are above the law and can commit these types of crimes? The above have broken the chain of title,
several federal laws, that several Title Companys refuse to insure a title that has been signed by the Robo
(Forgerys) of the attorneys / representatives that were hired by the above alleged owners of an alleged loan.

Further OCWEN is the management of the loan not the owner of the loan. That OCWEN in Bankruptcy Court,
in depositions, and in court filings worked against Janice in getting any money to be able to pay any such
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alleged loan. That the OCWEN accounting states that the last payment was in or around November of 2008
Federal law in Virginia states you can only go after a loan this far from its last payment.

1. That it is believed OCWEN discovered that on or around May of 2017 or an unknown date it
appears OCWEN became aware of the LACK of STANDING in any type of Foreclosure on the
home at 15 W. Spring Street, Alexandria VA 22301.
2. The scheme and artifice from that date through today between these Defendants and possible
others knowingly and willfully schemed and artifice to defraud Janice Wolk Grenadier from Justice to
obtain money and property by means of materially false and fraudulent pretenses, representations
and promises, and intending to defraud Janice Wolk Grenadier

Further:

This NOTICE is sent pursuant to the Fair Debt Collection Practices Act (FDCPA), 15 USC 1692g 809(b) and
Restatement (Second) of Contracts 1, 12, 17, 71, 131, 161, 162, 164, 167, 175, 176, 178, 181, 205, 208,
281, 286 that your claim is disputed and validation is demanded with strict proof. This is the THIRD time this
information has been requested. A hand delivered letter to Equity Trustees LLC and BWW Law Group
attorneys for the above have ignored such request and to HUNOVAL LAWS was ignored .

1) Your correspondence indicates I purportedly owe OCWEN, a client you allegedly represent some
money.

2) Ive never purchased a thing of value from OCWEN before.

3) I had never had any correspondence or dealings with McCabe Weisberg and Conway till on or around
May of 2017.

4) I had never heard of The Hunoval Law Firm when for OCWEN they sent threatening letters

5) Im not in receipt of admissible evidence of an extension of credit to me by OCWEN.

6) I have never bought any merchandise whatsoever from OCWEN, nor to the best of my recollection has
your firm ever performed any service for me of any kind whatsoever.

7) Im not in receipt of admissible evidence of an extension of credit from BWW Law Group (BWW here
on out), Hunoval, McCabe Weisberg and Conway LLC (here on out MWC) and from the best of my
recollection BWW, MWC and Hunoval has never provided valuable consideration to me (a necessary
element to a lawful contract).

8) FOR THE RECORD, Janice Wolk Grenadier hereby DISPUTES all allegations claimed regarding the
herein alleged debt. Before any communication and collection activity can continue, you must lawfully
verify, substantiate, and validate the purported debt, pursuant to the State and Federal Fair Debt
Collections Practices Act, and contract law, by providing the following documents as admissible
evidence of your alleged standing as purported agent of OCWEN in support of the alleged debt
claimed.

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9) This demand letter is also being served per Va. Stat. 8.3A-501, evidencing the fact the purported
claim was disputed and validation was demanded. Which was also delivered and ignored by attorneys
BWW-Law Group and Equity Trustees LLC, Hunoval who have represented themselves as Lawyers for
Wells Fargo and Bank of America f/k/a LaSalle Bank.

10) This is not a request for verification or proof of my mailing address, but a DEMAND for validation,
substantiation, and authentication made pursuant to the above Va. Code, Com. Law and Virginia and
Federal Rules of Evidence.

11) It is a fact that rampant fraud upon the court is committed by rogue attorneys, acting as privateers/
purported debt collectors, filing fraudulent complaints across the country on behalf of purported
clients, when in fact they are attempting to collect for their own benefit.

12) Due to this fact, I DEMAND strict proof supported with admissible evidence per Va. Evid. Rule(s) 2:901,
2:1002, Va. Stat. 8.3A-308, and Fed. Evid. Rule(s) 901 and 1002 that I have any legal or lawful
obligation to pay a purported debt to you or your purported client.

13) I wish to resolve this matter at the earliest possible time to avoid the cost of protracted litigation in a trial
by jury at law, however due to the possibility of error, irregularity or fraud in this matter, I demand that
you prove that I owe this purported debt with admissible evidence authenticated by credible
witnesses.

14) In order to validate, substantiate and authenticate the purported debt please provide me with the
following for inspection and copying by a questionable document/ forensic examiner/ fraud expert:

a) A certified copy, sworn to under penalty of perjury by a C level company officer of the original
issue, unaltered, genuine (free from fraud or forgery per Va. Stat. 8.1A-201(b)(19)) wet ink
signature, contract signed between Janice Wolk Grenadier and OCWEN, for the alleged debt
claimed.

b) A certified as true and correct copy, sworn to under penalty of perjury, of the contract that
BWW, Equity Trustees, MWC, Surety Trustees, TroutmanSanders aka Mays & Valentine,
McQuireWoods and Hunoval has with OCWEN to collect the purported debt. Purported oral
contracts not reduced to a written record (common tactic by attorneys covering their tracks) are
not acceptable.

c) A signed and sworn statement before notary public under penalty of perjury by a credible
person having firsthand knowledge of the purported indebtedness and stating that the
purported indebtedness was a lawful indebtedness under all applicable state, federal, contract,
trust, and securities laws, was not subsequently disputed as a result of returned, faulty, or
recalled products, and swearing that the purported debt is not now, nor ever has been, part of
any tax write off scheme nor insurance claim.

d) The original genuine (free from fraud of forgery) wet ink signature complete credit application,
with all mandated disclosures, that I allegedly signed to secure the alleged credit account
including the CUSIP number assigned to said application.

e) A signed and sworn statement before a notary public under penalty of perjury
by the bona fide document custodian, having firsthand knowledge of the purported
indebtedness, stating that the original, wet ink signature credit application and subsequent

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original note that was bifurcated, was not illegally converted, securitized and transferred/sold
into a pool of like assets via a Real Estate Mortgage Investment Conduit (REMIC).

f) A certified as true and correct copy, sworn to under the penalty of perjury, of the actual
accounting where OCWEN incurred a log of an alleged debt and/or evidence that OCWEN
actually loaned money, funds or credit, incurred any liability, or gave anything of value to
Janice Wolk Grenadier with her agreeing to it..

g) Provide signed verification, sworn under penalty of perjury, of each original transaction that is
part of the alleged cumulative debt.

h) A certified copy of the cancelled check, front and backside, for the alleged money or funds
deposited by alleged creditor into the alleged account for the alleged debt.

i) Provide a certified as true and correct copy of the contract or other instrument through which
OCWEN authorized/ assigned/ or transferred to BWW, Equity Trustees, MWC, Surety
Trustees, TroutmanSanders aka Mays &Valentine and Hunoval as third-party collection agent
the collection of the alleged debt.

j) Provide a true and correct copy of the instrument by which OCWEN was authorized as a
mixed-ownership government corporation with authority to hypothecate credit of the United
States (31 U.S.C. 9101).

k) Provide the delegation of authority from the Director of the Office of Management Budget to
BWW, Equity Trustees, MCW Surety Trustees, TroutmanSanders aka Mays & Valentine and
Hunoval that authorizes your company to settle accounts of the United States (Public Law 104-
316).

l) Provide a certified as true and correct copy, sworn to under penalty of perjury by the CFO of
OCWEN of the Form(s) 1099-OID and 8281 filed with the Internal Revenue Service evidencing
OCWEN as the issuer and source of funds of the purported account(s).

m) Admissible verified calculation per GAAP (books must balance), sworn to under penalty of
perjury of what you claim Janice Wolk Grenadier purportedly owes;

n) Identity of the original purported creditor who allegedly advanced their credit to me;

o) Admissible verified, substantiated evidence per Virginia and Fed. Evid. Rules, OCWEN put any
assets at risk or provided valuable consideration to Janice Wolk Grenadier that she requested
and or asked for, (consideration is a necessary element to a legal valid contract).

p) A certified copy of any assignment contract and/or purchase and sale agreement in compliance
with Va. Code, Com. Law Art. 9, signed by all parties, for any alleged creditor who claims to be
a successor creditor with legal standing to bring a claim at law (not to be confused with a
corporate fiction equity court).

q) A sworn Proof of Loss by an officer of OCWEN and BWW, Equity Trustees, MCW, Surety
Trustees, TroutmanSanders aka Mays & Valentine and Hunoval with personal First-Hand
Knowledge. Proof of Election of Specific Charge-Off Method or Nonaccrual-Experience
Method with EVIDENCE OF TAX ACCOUNTING per IRS Pub. 535 Ch.10.

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r) A completed and notarized IRS Form 56 providing fiduciary relationship and responsibility, and
identifying any unauthorized activity, theft and tax evasion;

s) A completed IRS W9 by alleged creditor identifying their Federal ID number;

t) An Assurance of Due Performance, by an C level corporate officer of OCWEN with First-


Hand Knowledge of the alleged debt, stating that all material facts regarding the alleged
account and the alleged debt were correctly and fully disclosed to the alleged debtor;

u) An independent CPA Affidavit assuring OCWEN, Bank of America aka LaSalle Bank, Wells
Fargo and any one else did not write-off the alleged debt on their corporate taxes, did not
collect bad debt insurance on the alleged debt, and did not report the alleged debt as
charged-off on any credit bureau report;

v) The whereabouts or location of any/ all competent first hand, credible, fact witnesses, including
any/ all attorneys, that can be deposed under oath as to the purported indebtedness you
claim is owed by Janice Wolk Grenadier;

w) Admissible verified proof that BWW Law, Equity Trustees, MCW, Surety Trustees,
TroutmanSanders aka Mays & Valentine and Hunoval is licensed to collect on behalf of
OCWEN in the STATE OF VA;

x) Admissible verified evidence of BWW, Equity Trustees, MCW, Surety Trustees,


TroutmanSanders aka Mays & Valentine and Hunovals license to do business in Virginia and
the name of your Registered Agent for service of process.

15) Due to rampant fraud of alleged debt collectors, be advised that I am requesting validation and
admissible evidence, authenticated by competent witness(es) with first hand knowledge per Va. Evid.
Rule 2:602 that Janice Wolk Grenadier had some contractual obligation whereby I incurred the original
claims associated with this purported debt.

16) You are NOTICED per the FDCPA, and Va. Stat 8.1A-202, to not contact me by telephone nor at my
place of employment by any means whatsoever. If you or your agents attempt telephone
communication with me, including but not limited to, computer generated calls and calls or
correspondence sent to or with any third parties, it will be considered harassment and I will have no
choice but to continue with filed suit. If you wish to communicate with me, you shall do so only by U.S.
mail / e-mail and only at the address stated in this correspondence. That the past use of address was
to harass and slander Janice Wolk Grenadier. Janice Wolk Grenadier as of August 23, 2017 grants
permission for phone calls and e-mails.

17) As an attorney/officer of the court and/or corporate officer with a DUTY to substantively respond to
state and federal mandates, please comply with discovery requests above within the 30 day allotted
time. If you need further time to comply, request additional time in writing within the 30 day allotted time
from receipt of this NOTICE.

18) Your failure to substantively respond and provide such information as I request in 30 days will
constitute prima facie evidence of intent to defraud; intimidate or coerce me; deprive me of my
unalienable rights per the U.S. Const. amend. V, and Va. Const. art. I, 1, 8-A, 11; and extort a thing
of value via a scheme to intentionally deprive another of property or honest services via mail or wire
communication. That TWICE now these requests have been ignored.

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19) Failure to supply ALL of the above documents within 30 days of receipt of this discovery request and
Notice of Dispute, in the manner required herein, by sworn oath and under penalty of perjury, will be
your acquiescence, tacit admission, agreement, waiver of defenses, affirmation and confirmation that
you have:

committed fraud upon Janice Wolk Grenaider and the court (if you attempt to abuse the legal
process),
that your alleged claim is unlawful and un-collectable,
forever waived any right to collect, sell or transfer the alleged debt through or by any judicial
or non-judicial means.

That twice now you have refused this information through BWW Law Group and Hunoval Law
VIOLATING The law as a pattern and practice. WHICH BY RIGHT the above is and can be
Enforced.

20) OCWEN and/or its agents, principals, transferors, transferees, successors or assigns, will release any
and all liens in connection with purported Account # 7143312465 if production of documents requested
(admissible evidence) are not provided within 30 business days.

21) Non response by attorneys as officers of the court with a duty to answer, additionally admit to lacking
first-hand knowledge per Va. Evid. Rule 2:602, inability to testify as or for a witness, deceit and
collusion in regards to the alleged debt, thereby violating Virginia Professions and Occupations Code
Title 54.1, Virginia Lawyers Rules of Professional Conduct (RPC) Rules 3.1, 3.3, 3.4, and 3.7, agree to
disbarment, a $25,000 fine and imprisonment. Lawyers BWW Law Group, Howard Bierman, Robert
Michael, Hunoval Lawers and others have already violated the above rules.

22) Further, absent a lawful contract and OCWENS legal standing as a bona fide creditor, BWW, Equity
Trustees, MCW, Surety Trustees, TroutmanSanders aka Mays & Valentine and Hunoval admits to
Trespassing as a third party interloper, and to specific 18 U.S.C. crimes, including, but not limited to,
fraud and extortion.

23) Failure to substantively respond to this NOTICE and DEMAND in the manner required herein, is your
admission, acquiescence, agreement, waiver of objection, and waiver of defenses to any court
judgment awarded against you regarding the attempted collection of the alleged debt.

24) Failure to substantively respond to this NOTICE and DEMAND in the manner required herein is a tacit
admission and agreement that any court judgment obtained by OCWEN and/or BWW Law, Equity
Trustees, McW, Surety Trustees, TroutmanSanders aka Mays & Valentine and Hunoval regarding Acct.
No. 7143312465 could only be obtained by defrauding the court, and you admit, agree, affirm and
confirm that any such judgment would therefore be VOID AB INITIO.

25) Be NOTICED that any contact made by your firm with any 3rd party firm or entity regarding this issue
absent compliance with each and every part of this demand for validation may constitute violation of the
FDCPA, FCRA, FCBA, TCPA, RICO, fraud, conversion, (and several other causes of action) and will
constitute grounds for civil and/or criminal action and complaints being filed against you with state and
federal regulatory agencies with jurisdiction to punish wrongdoers, including the state Bar .

26) Attorneys, collection agencies and other third parties often purchase evidence of debt and then attempt
to collect purported defaulted and delinquent accounts. While I do not know if that is currently the
case, collection efforts in the name of OCWEN, up to and including litigation, is subject to prosecution

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for the common law crimes of fraud, conversion, violation of unalienable rights, and violation of several
state and federal laws. You are advised to exercise due caution if you are acting under color of
authority of OCWEN. Bank of America aka LaSalle Bank denied in Federal Court, Wells Fargo by all
appearance has denied with the federal Government CFPB and directly with Janice Wolk Grenadier.

27) If it is found by a jury in a court of law (not equity) you committed a crime, I have a DUTY, per 18 U.S.C.
4 Misprision of Felony, to report your crimes to the proper authorities, including the Federal Trade
Commission, state attorney general, state and federal judges, and State BAR Association if you are an
attorney. That Lawyers, Judges, Government and Elected Officials are all under the obligation of self
reporting any and all cranial activity known or suspected.

28) Please comply with discovery requests above within the 30 day allotted time. If you need further time to
comply, please request additional time in writing within the 30 day allotted time from receipt of this
notice.

29) Please assure that your records are in order. This is an attempt to correct your records, and any
information obtained shall be used for that purpose.

30) In the interest of judicial economy, and for settlement purposes, attached is public record evidence of
two judgments against debt collectors ($10.86M and $8.1M respectively) for bringing false claims.
Ironically, neither of them showed up for either trial. A reasonable person can draw their own inference
from those facts. Here are links to those two public record stories for your convenience.

http://digitaljournal.com/article/323785
http://workbench.cadenhead.org/news/3610/woman-sues-debt-collector-wins-81-million

31) I do hope we can settle this matter in an amicable fashion at the earliest possible moment to avoid the
cost of protracted litigation.
Please forward all information to your insurance companies.
Silence can only be equated with fraud where there is a legal or moral duty to speak, or where an inquiry left
unanswered would be intentionally misleading U.S. v. Tweel, 550 F.2d 297, 299

Dated this 24 day of August, 2017.

Sincerely,

__________________________
By: Janice Wolk Grenadier

NOTICE- This Demand Letter will be recorded to the public record and used for evidentiary purposes
as self authenticating admissible evidence per state and federal evidence rules at any/all future civil
and criminal proceedings. GOVERN YOURSELF ACCORDINGLY- Ignorance is NO Excuse Under the
Law.

CERTIFICATE OF SERVICE

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UNDER PENALTY OF PERJURY, I __Janice Wolk Grenadier__certify a copy of the foregoing document listed
below was sent by e-mail and or U.S.P.S First Class Mail, on or about this 24th day of August 2017, to the
following:

McCabe Weisberg and Conway LLC Aka Bierman Geesling Ward & Wood
aka Surety Trustees 8100 Three Chopt Road Suite 200
aka McCabe Weisberg Conway PC Richmond, Virginia 23229
722 E. Market Street Suite 203 804-282-0463
Leesburg, VA 20176
571-449-9350 TroutmanSanders
Aka Mays & Valentine
1850 Towers Crescent Plaza Suite 500
OCWEN Loan Servicing Tysons Corner, VA 22182
1661 Worthington Road Suite 100 703-734-4340
West Palm Beach, Fl 22409-6493
(877) 226-2936 Hunoval Law Firm
501 Minuet Ln,
BWW Law Group Charlotte, NC 28217
Aka Howard Bierman 704-334-7114
Aka Equity Trustees

cc. FBI- White Collar Crimes Division


Consumer Financial Protection Bureau
Virginia Attorney General Mark Herring
Securities and Exchange Commission
Federal Trade Commission
Department of Justice
Alps Insurance Co.

Per 28 USC 1746, I declare under penalty of perjury under the laws of the United States of America
that the foregoing statement is true and correct to the best of my knowledge.

Executed this ___ day of _________________2017, in City of Alexandria, Virginia

____________________________
Janice Wolk Grenadier

This Document is being resent to BWW Law Group and Hunoval Law who has ignored any and all Demand
Letters.

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